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Burleson State Bank, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$4,861,000	6,064
Total interest expense	$1,689,000	7,111
Net interest income	$3,172,000	5,221
Provision for loan and lease losses	$13,000	8,331
Total noninterest income	$861,000	3,501
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$546,000	2,493
Trading account gains and fees	NA	NA
Additional Noninterest Income	$315,000	3,960
Total noninterest expense	$2,646,000	4,797
Salaries and employee benefits	$1,219,000	5,124
Premises and equipment expense	$351,000	5,008
Additional noninterest expense	$1,076,000	4,145
Pre-tax net operating income	$1,374,000	4,644
Securities gains (losses)	$33,000	1,622
Applicable income taxes	$367,000	5,162
Income before extraordinary items	$1,040,000	4,336
Extraordinary gains, net	$0	53
Net income	$1,040,000	4,337
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,952
Cash dividends	$762,000	2,585
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,015,580	4,374
1995-12-31 (YTD Data)		Rank
Total interest income	$4,823,000	6,152
Total interest expense	$1,585,000	7,462
Net interest income	$3,238,000	5,178
Provision for loan and lease losses	$0	8,958
Total noninterest income	$791,000	3,716
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$558,000	2,423
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	4,691
Total noninterest expense	$2,774,000	4,565
Salaries and employee benefits	$1,332,000	4,776
Premises and equipment expense	$301,000	5,611
Additional noninterest expense	$1,141,000	3,916
Pre-tax net operating income	$1,255,000	5,104
Securities gains (losses)	$43,000	1,415
Applicable income taxes	$230,000	6,962
Income before extraordinary items	$1,068,000	4,351
Extraordinary gains, net	$0	65
Net income	$1,068,000	4,348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,925
Cash dividends	$1,550,000	1,474
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,032,740	4,465
1994-12-31 (YTD Data)		Rank
Total interest income	$221,000	12,550
Total interest expense	$60,000	12,549
Net interest income	$161,000	12,539
Provision for loan and lease losses	$0	9,146
Total noninterest income	$28,000	12,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$21,000	10,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	12,250
Total noninterest expense	$176,000	12,538
Salaries and employee benefits	$64,000	12,565
Premises and equipment expense	$20,000	12,430
Additional noninterest expense	$92,000	12,357
Pre-tax net operating income	$13,000	12,039
Securities gains (losses)	$0	3,600
Applicable income taxes	$0	11,630
Income before extraordinary items	$13,000	11,992
Extraordinary gains, net	$0	249
Net income	$13,000	11,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,524
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$13,000	12,026
1993-12-31 (YTD Data)		Rank
Total interest income	$3,696,000	7,271
Total interest expense	$1,285,000	7,933
Net interest income	$2,411,000	6,718
Provision for loan and lease losses	$0	10,371
Total noninterest income	$961,000	3,446
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$613,000	2,246
Trading account gains and fees	NA	NA
Additional Noninterest Income	$348,000	4,118
Total noninterest expense	$2,748,000	4,848
Salaries and employee benefits	$1,368,000	4,653
Premises and equipment expense	$265,000	6,412
Additional noninterest expense	$1,115,000	4,481
Pre-tax net operating income	$624,000	7,784
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$191,000	7,790
Income before extraordinary items	$434,000	8,111
Extraordinary gains, net	$358,000	608
Net income	$792,000	5,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	4,534
Cash dividends	$168,000	5,852
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$433,310	7,848
1992-12-31 (YTD Data)		Rank
Total interest income	$3,814,000	7,752
Total interest expense	$1,610,000	8,170
Net interest income	$2,204,000	7,235
Provision for loan and lease losses	$223,000	4,934
Total noninterest income	$1,040,000	3,215
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$638,000	2,130
Trading account gains and fees	NA	NA
Additional Noninterest Income	$402,000	3,698
Total noninterest expense	$2,761,000	4,882
Salaries and employee benefits	$1,156,000	5,353
Premises and equipment expense	$232,000	7,136
Additional noninterest expense	$1,373,000	3,867
Pre-tax net operating income	$260,000	10,515
Securities gains (losses)	$85,000	3,276
Applicable income taxes	$117,000	9,465
Income before extraordinary items	$228,000	10,203
Extraordinary gains, net	$108,000	713
Net income	$336,000	9,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$284,000	3,447
Cash dividends	$309,000	3,933
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$171,900	10,640

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.