Home > Bullitt County Bank > Income and Expense
Bullitt County Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,744,000 | 2,758 |
| Total interest expense | $3,723,000 | 2,804 |
| Net interest income | $8,021,000 | 2,694 |
| Provision for loan and lease losses | $1,200,000 | 871 |
| Total noninterest income | $960,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $772,000 | 2,171 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $188,000 | 5,293 |
| Total noninterest expense | $3,361,000 | 4,431 |
| Salaries and employee benefits | $1,425,000 | 5,218 |
| Premises and equipment expense | $319,000 | 5,559 |
| Additional noninterest expense | $1,617,000 | 3,052 |
| Pre-tax net operating income | $4,420,000 | 2,060 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $1,487,000 | 1,710 |
| Income before extraordinary items | $2,941,000 | 2,285 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,941,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $937,000 | 710 |
| Cash dividends | $1,800,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,935,720 | 2,253 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,334,000 | 2,834 |
| Total interest expense | $2,628,000 | 2,807 |
| Net interest income | $5,706,000 | 2,799 |
| Provision for loan and lease losses | $545,000 | 1,304 |
| Total noninterest income | $725,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $581,000 | 2,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $144,000 | 5,263 |
| Total noninterest expense | $2,508,000 | 4,412 |
| Salaries and employee benefits | $1,053,000 | 5,256 |
| Premises and equipment expense | $241,000 | 5,543 |
| Additional noninterest expense | $1,214,000 | 3,012 |
| Pre-tax net operating income | $3,378,000 | 2,044 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $1,138,000 | 1,714 |
| Income before extraordinary items | $2,248,000 | 2,262 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,248,000 | 2,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,209 |
| Cash dividends | $1,300,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,242,720 | 2,233 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,391,000 | 2,842 |
| Total interest expense | $1,676,000 | 2,777 |
| Net interest income | $3,715,000 | 2,839 |
| Provision for loan and lease losses | $360,000 | 1,295 |
| Total noninterest income | $470,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $379,000 | 2,166 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $91,000 | 5,365 |
| Total noninterest expense | $1,683,000 | 4,373 |
| Salaries and employee benefits | $679,000 | 5,339 |
| Premises and equipment expense | $156,000 | 5,596 |
| Additional noninterest expense | $848,000 | 2,859 |
| Pre-tax net operating income | $2,142,000 | 2,077 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $724,000 | 1,747 |
| Income before extraordinary items | $1,426,000 | 2,311 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,426,000 | 2,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,708 |
| Cash dividends | $800,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,420,720 | 2,289 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 2,905 |
| Total interest expense | $784,000 | 2,843 |
| Net interest income | $1,803,000 | 2,908 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $216,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $173,000 | 2,272 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $830,000 | 4,441 |
| Salaries and employee benefits | $345,000 | 5,342 |
| Premises and equipment expense | $78,000 | 5,638 |
| Additional noninterest expense | $407,000 | 2,970 |
| Pre-tax net operating income | $949,000 | 2,262 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $319,000 | 1,892 |
| Income before extraordinary items | $630,000 | 2,515 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $630,000 | 2,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,740 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $630,000 | 2,475 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,294,000 | 2,759 |
| Total interest expense | $3,385,000 | 2,372 |
| Net interest income | $6,909,000 | 2,922 |
| Provision for loan and lease losses | $605,000 | 1,632 |
| Total noninterest income | $934,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $763,000 | 2,229 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,432 |
| Total noninterest expense | $3,445,000 | 4,236 |
| Salaries and employee benefits | $1,334,000 | 5,339 |
| Premises and equipment expense | $390,000 | 4,843 |
| Additional noninterest expense | $1,721,000 | 2,772 |
| Pre-tax net operating income | $3,793,000 | 2,146 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,278,000 | 1,819 |
| Income before extraordinary items | $2,515,000 | 2,422 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,515,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,078 |
| Cash dividends | $1,600,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,515,000 | 2,360 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,742,000 | 2,715 |
| Total interest expense | $2,601,000 | 2,264 |
| Net interest income | $5,141,000 | 2,930 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $696,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $571,000 | 2,251 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $125,000 | 5,493 |
| Total noninterest expense | $2,556,000 | 4,235 |
| Salaries and employee benefits | $995,000 | 5,346 |
| Premises and equipment expense | $319,000 | 4,574 |
| Additional noninterest expense | $1,242,000 | 2,838 |
| Pre-tax net operating income | $2,921,000 | 2,115 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $985,000 | 1,800 |
| Income before extraordinary items | $1,936,000 | 2,392 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,936,000 | 2,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,179 |
| Cash dividends | $1,200,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,936,000 | 2,338 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 2,691 |
| Total interest expense | $1,797,000 | 2,186 |
| Net interest income | $3,405,000 | 2,932 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $446,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $364,000 | 2,320 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $1,704,000 | 4,253 |
| Salaries and employee benefits | $661,000 | 5,388 |
| Premises and equipment expense | $217,000 | 4,509 |
| Additional noninterest expense | $826,000 | 2,858 |
| Pre-tax net operating income | $1,907,000 | 2,131 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $643,000 | 1,830 |
| Income before extraordinary items | $1,264,000 | 2,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,264,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,057 |
| Cash dividends | $800,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,264,000 | 2,341 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 2,649 |
| Total interest expense | $952,000 | 2,100 |
| Net interest income | $1,683,000 | 2,952 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $219,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $176,000 | 2,323 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $859,000 | 4,248 |
| Salaries and employee benefits | $333,000 | 5,370 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $421,000 | 2,771 |
| Pre-tax net operating income | $923,000 | 2,156 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $312,000 | 1,867 |
| Income before extraordinary items | $611,000 | 2,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $611,000 | 2,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,821 |
| Cash dividends | $400,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $611,000 | 2,376 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,040,000 | 2,811 |
| Total interest expense | $3,849,000 | 2,299 |
| Net interest income | $6,191,000 | 3,101 |
| Provision for loan and lease losses | $735,000 | 1,566 |
| Total noninterest income | $913,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $732,000 | 2,275 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $181,000 | 5,496 |
| Total noninterest expense | $3,452,000 | 4,163 |
| Salaries and employee benefits | $1,302,000 | 5,353 |
| Premises and equipment expense | $417,000 | 4,596 |
| Additional noninterest expense | $1,733,000 | 2,711 |
| Pre-tax net operating income | $2,917,000 | 2,569 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $987,000 | 2,191 |
| Income before extraordinary items | $1,930,000 | 2,946 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,930,000 | 2,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,582 |
| Cash dividends | $1,450,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,930,000 | 2,822 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 2,901 |
| Total interest expense | $2,906,000 | 2,367 |
| Net interest income | $4,496,000 | 3,200 |
| Provision for loan and lease losses | $635,000 | 1,339 |
| Total noninterest income | $692,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $548,000 | 2,290 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,419 |
| Total noninterest expense | $2,545,000 | 4,208 |
| Salaries and employee benefits | $966,000 | 5,372 |
| Premises and equipment expense | $310,000 | 4,612 |
| Additional noninterest expense | $1,269,000 | 2,747 |
| Pre-tax net operating income | $2,008,000 | 2,847 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $679,000 | 2,444 |
| Income before extraordinary items | $1,329,000 | 3,236 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,329,000 | 3,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,262 |
| Cash dividends | $1,050,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,329,000 | 3,087 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 2,979 |
| Total interest expense | $1,938,000 | 2,442 |
| Net interest income | $2,913,000 | 3,276 |
| Provision for loan and lease losses | $255,000 | 2,092 |
| Total noninterest income | $458,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $362,000 | 2,282 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $1,716,000 | 4,161 |
| Salaries and employee benefits | $646,000 | 5,382 |
| Premises and equipment expense | $205,000 | 4,630 |
| Additional noninterest expense | $865,000 | 2,697 |
| Pre-tax net operating income | $1,400,000 | 2,742 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $474,000 | 2,397 |
| Income before extraordinary items | $926,000 | 3,138 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $926,000 | 3,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,963 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $926,000 | 2,973 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 3,065 |
| Total interest expense | $954,000 | 2,537 |
| Net interest income | $1,406,000 | 3,352 |
| Provision for loan and lease losses | $115,000 | 2,156 |
| Total noninterest income | $216,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $835,000 | 4,232 |
| Salaries and employee benefits | $315,000 | 5,474 |
| Premises and equipment expense | $104,000 | 4,580 |
| Additional noninterest expense | $416,000 | 2,757 |
| Pre-tax net operating income | $672,000 | 2,822 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $227,000 | 2,479 |
| Income before extraordinary items | $445,000 | 3,202 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $445,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $350,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $445,000 | 3,043 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,091,000 | 3,271 |
| Total interest expense | $3,808,000 | 2,867 |
| Net interest income | $5,283,000 | 3,496 |
| Provision for loan and lease losses | $655,000 | 1,924 |
| Total noninterest income | $911,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $701,000 | 2,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $210,000 | 4,923 |
| Total noninterest expense | $3,086,000 | 4,363 |
| Salaries and employee benefits | $1,206,000 | 5,467 |
| Premises and equipment expense | $423,000 | 4,448 |
| Additional noninterest expense | $1,457,000 | 3,018 |
| Pre-tax net operating income | $2,453,000 | 2,923 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $829,000 | 2,533 |
| Income before extraordinary items | $1,624,000 | 3,288 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,624,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,723 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,624,000 | 3,195 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,074,000 | 3,619 |
| Total interest expense | $4,535,000 | 3,429 |
| Net interest income | $4,539,000 | 3,730 |
| Provision for loan and lease losses | $290,000 | 3,289 |
| Total noninterest income | $767,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $588,000 | 2,474 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $179,000 | 5,173 |
| Total noninterest expense | $2,895,000 | 4,457 |
| Salaries and employee benefits | $1,106,000 | 5,638 |
| Premises and equipment expense | $409,000 | 4,528 |
| Additional noninterest expense | $1,380,000 | 3,094 |
| Pre-tax net operating income | $2,121,000 | 3,037 |
| Securities gains (losses) | $129,000 | 1,533 |
| Applicable income taxes | $758,000 | 2,527 |
| Income before extraordinary items | $1,492,000 | 3,240 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,492,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,668 |
| Cash dividends | $1,300,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,406,860 | 3,290 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,917,000 | 3,417 |
| Total interest expense | $4,680,000 | 3,504 |
| Net interest income | $5,237,000 | 3,334 |
| Provision for loan and lease losses | $650,000 | 1,497 |
| Total noninterest income | $703,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $599,000 | 2,294 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $104,000 | 6,336 |
| Total noninterest expense | $2,723,000 | 4,566 |
| Salaries and employee benefits | $1,149,000 | 5,392 |
| Premises and equipment expense | $414,000 | 4,399 |
| Additional noninterest expense | $1,160,000 | 3,541 |
| Pre-tax net operating income | $2,567,000 | 2,704 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $871,000 | 2,363 |
| Income before extraordinary items | $1,711,000 | 2,916 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,711,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,095 |
| Cash dividends | $1,250,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,701,100 | 2,918 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,205,000 | 3,466 |
| Total interest expense | $4,250,000 | 3,406 |
| Net interest income | $4,955,000 | 3,474 |
| Provision for loan and lease losses | $290,000 | 2,751 |
| Total noninterest income | $777,000 | 3,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $624,000 | 2,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $2,723,000 | 4,568 |
| Salaries and employee benefits | $1,312,000 | 4,839 |
| Premises and equipment expense | $398,000 | 4,553 |
| Additional noninterest expense | $1,013,000 | 3,986 |
| Pre-tax net operating income | $2,719,000 | 2,613 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $895,000 | 2,403 |
| Income before extraordinary items | $1,824,000 | 2,774 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,824,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,176 |
| Cash dividends | $1,050,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,824,000 | 2,742 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,327,000 | 4,236 |
| Total interest expense | $3,398,000 | 4,254 |
| Net interest income | $3,929,000 | 4,183 |
| Provision for loan and lease losses | $340,000 | 2,360 |
| Total noninterest income | $632,000 | 4,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $488,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,793 |
| Total noninterest expense | $2,381,000 | 4,932 |
| Salaries and employee benefits | $1,236,000 | 4,964 |
| Premises and equipment expense | $370,000 | 4,705 |
| Additional noninterest expense | $775,000 | 4,786 |
| Pre-tax net operating income | $1,840,000 | 3,570 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $600,000 | 3,408 |
| Income before extraordinary items | $1,240,000 | 3,828 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,240,000 | 3,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $925,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,240,000 | 3,738 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 5,455 |
| Total interest expense | $2,330,000 | 5,674 |
| Net interest income | $3,107,000 | 5,157 |
| Provision for loan and lease losses | $605,000 | 1,499 |
| Total noninterest income | $710,000 | 3,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,885 |
| Total noninterest expense | $2,275,000 | 5,153 |
| Salaries and employee benefits | $1,140,000 | 5,313 |
| Premises and equipment expense | $328,000 | 5,139 |
| Additional noninterest expense | $807,000 | 4,693 |
| Pre-tax net operating income | $937,000 | 6,028 |
| Securities gains (losses) | $26,000 | 1,720 |
| Applicable income taxes | $294,000 | 5,783 |
| Income before extraordinary items | $669,000 | 6,029 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $669,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,862 |
| Cash dividends | $700,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $651,060 | 6,067 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 6,152 |
| Total interest expense | $1,997,000 | 6,417 |
| Net interest income | $2,753,000 | 5,794 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $386,000 | 6,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $1,706,000 | 6,600 |
| Salaries and employee benefits | $883,000 | 6,542 |
| Premises and equipment expense | $270,000 | 5,962 |
| Additional noninterest expense | $553,000 | 6,657 |
| Pre-tax net operating income | $1,228,000 | 5,039 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $390,000 | 4,962 |
| Income before extraordinary items | $837,000 | 5,130 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $837,000 | 5,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,786 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $837,680 | 5,068 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 6,442 |
| Total interest expense | $1,932,000 | 6,622 |
| Net interest income | $2,582,000 | 6,164 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $431,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $1,544,000 | 7,133 |
| Salaries and employee benefits | $847,000 | 6,836 |
| Premises and equipment expense | $224,000 | 6,765 |
| Additional noninterest expense | $473,000 | 7,491 |
| Pre-tax net operating income | $1,409,000 | 4,666 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $461,000 | 4,450 |
| Income before extraordinary items | $948,000 | 4,794 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $948,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,415 |
| Cash dividends | $510,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $948,000 | 4,790 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 6,727 |
| Total interest expense | $1,683,000 | 6,376 |
| Net interest income | $2,293,000 | 6,873 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $428,000 | 5,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $1,563,000 | 7,400 |
| Salaries and employee benefits | $826,000 | 7,066 |
| Premises and equipment expense | $242,000 | 6,652 |
| Additional noninterest expense | $495,000 | 7,892 |
| Pre-tax net operating income | $1,098,000 | 5,577 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $340,000 | 5,390 |
| Income before extraordinary items | $758,000 | 5,571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $758,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $758,000 | 5,643 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 7,553 |
| Total interest expense | $1,455,000 | 7,356 |
| Net interest income | $2,030,000 | 7,585 |
| Provision for loan and lease losses | $64,000 | 6,841 |
| Total noninterest income | $448,000 | 6,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $1,433,000 | 8,067 |
| Salaries and employee benefits | $725,000 | 7,826 |
| Premises and equipment expense | $234,000 | 7,011 |
| Additional noninterest expense | $474,000 | 8,485 |
| Pre-tax net operating income | $981,000 | 5,963 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $339,000 | 5,624 |
| Income before extraordinary items | $645,000 | 6,459 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $645,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $325,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $643,020 | 6,228 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 8,518 |
| Total interest expense | $1,384,000 | 8,915 |
| Net interest income | $1,888,000 | 8,083 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $415,000 | 6,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $1,354,000 | 8,467 |
| Salaries and employee benefits | $677,000 | 8,166 |
| Premises and equipment expense | $217,000 | 7,459 |
| Additional noninterest expense | $460,000 | 8,867 |
| Pre-tax net operating income | $779,000 | 6,665 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $260,000 | 6,508 |
| Income before extraordinary items | $571,000 | 6,765 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $571,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $535,120 | 6,669 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.