Home > Bullitt County Bank > Assets and Liabilities
Bullitt County Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 34 | 4,539 |
| Assets and Liabilities | ||
| Total Assets: | $170,532,000 | 3,383 |
| Cash and due from depository institutions | $4,677,000 | 4,539 |
| Interest-bearing balances | $1,512,000 | 2,194 |
| Securities | $6,992,000 | 7,001 |
| Federal funds sold & reverse repurchase agreements | $221,000 | 5,756 |
| Net loans & leases | $152,647,000 | 2,650 |
| Loan loss allowance | $1,967,000 | 2,420 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,903,000 | 4,515 |
| Other real estate owned | $1,150,000 | 4,539 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,942,000 | 4,119 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $170,532,000 | 3,383 |
| Total liabilities | $154,817,000 | 3,343 |
| Total deposits | $135,488,000 | 3,446 |
| Interest-bearing deposits | $116,797,000 | 3,356 |
| Deposits held in domestic offices | $135,488,000 | 3,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,339,000 | 1,848 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $990,000 | 3,521 |
| Total equity capital | $15,715,000 | 3,686 |
| Total bank equity capital | $15,715,000 | 3,686 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $200,000 | 5,671 |
| Surplus | $9,800,000 | 2,295 |
| Undivided profits | $5,715,000 | 4,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,856,000 | 1,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $779,000 | 4,270 |
| Earning assets | $161,372,000 | 3,274 |
| Long-term assets (5+ years) | $16,042,000 | 3,688 |
| Average Assets, year-to-date | $166,779,400 | 3,308 |
| Average Assets, quarterly | $172,291,500 | 3,313 |
| Volatile liabilities | $23,417,000 | 4,058 |
| Insider loans | $931,000 | 4,331 |
| FHLB advances | $18,339,000 | 1,739 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $22,555,000 | 3,069 |
| Tier 1 (core) risk-based capital | $15,812,000 | 3,591 |
| Tier 2 risk-based capital | $1,844,000 | 2,438 |
| Total risk weighted assets | $147,388,000 | 2,841 |
| Total unused commitments | $22,555,000 | 3,069 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 34 | 4,520 |
| Assets and Liabilities | ||
| Total Assets: | $174,051,000 | 3,281 |
| Cash and due from depository institutions | $5,485,000 | 4,520 |
| Interest-bearing balances | $1,386,000 | 2,348 |
| Securities | $7,666,000 | 6,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $154,543,000 | 2,590 |
| Loan loss allowance | $1,933,000 | 2,444 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,924,000 | 4,459 |
| Other real estate owned | $1,480,000 | 4,520 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,953,000 | 4,060 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $174,051,000 | 3,281 |
| Total liabilities | $158,474,000 | 3,244 |
| Total deposits | $139,427,000 | 3,324 |
| Interest-bearing deposits | $118,799,000 | 3,249 |
| Deposits held in domestic offices | $139,427,000 | 3,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $18,037,000 | 1,886 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,010,000 | 3,438 |
| Total equity capital | $15,577,000 | 3,665 |
| Total bank equity capital | $15,577,000 | 3,665 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,691 |
| Surplus | $9,800,000 | 2,235 |
| Undivided profits | $5,577,000 | 4,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,985,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $726,000 | 4,457 |
| Earning assets | $163,595,000 | 3,200 |
| Long-term assets (5+ years) | $16,231,000 | 3,714 |
| Average Assets, year-to-date | $165,841,250 | 3,315 |
| Average Assets, quarterly | $171,387,500 | 3,284 |
| Volatile liabilities | $27,427,000 | 3,615 |
| Insider loans | $1,387,000 | 3,500 |
| FHLB advances | $18,037,000 | 1,769 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $24,874,000 | 2,854 |
| Tier 1 (core) risk-based capital | $15,618,000 | 3,579 |
| Tier 2 risk-based capital | $1,933,000 | 2,327 |
| Total risk weighted assets | $156,594,000 | 2,636 |
| Total unused commitments | $24,874,000 | 2,856 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 32 | 4,728 |
| Assets and Liabilities | ||
| Total Assets: | $168,724,000 | 3,298 |
| Cash and due from depository institutions | $3,980,000 | 4,728 |
| Interest-bearing balances | $657,000 | 3,120 |
| Securities | $8,476,000 | 6,713 |
| Federal funds sold & reverse repurchase agreements | $7,655,000 | 1,498 |
| Net loans & leases | $143,311,000 | 2,692 |
| Loan loss allowance | $1,944,000 | 2,403 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,952,000 | 4,397 |
| Other real estate owned | $426,000 | 4,728 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,924,000 | 3,967 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $168,724,000 | 3,298 |
| Total liabilities | $153,466,000 | 3,252 |
| Total deposits | $139,438,000 | 3,269 |
| Interest-bearing deposits | $118,841,000 | 3,208 |
| Deposits held in domestic offices | $139,438,000 | 3,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,187,000 | 2,257 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $841,000 | 3,636 |
| Total equity capital | $15,258,000 | 3,674 |
| Total bank equity capital | $15,258,000 | 3,674 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $200,000 | 5,688 |
| Surplus | $9,800,000 | 2,188 |
| Undivided profits | $5,258,000 | 4,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,732,000 | 949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $696,000 | 4,276 |
| Earning assets | $160,099,000 | 3,200 |
| Long-term assets (5+ years) | $16,093,000 | 3,780 |
| Average Assets, year-to-date | $163,104,670 | 3,335 |
| Average Assets, quarterly | $167,621,500 | 3,285 |
| Volatile liabilities | $26,148,000 | 3,628 |
| Insider loans | $1,417,000 | 3,429 |
| FHLB advances | $13,187,000 | 2,141 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $22,852,000 | 2,933 |
| Tier 1 (core) risk-based capital | $15,296,000 | 3,566 |
| Tier 2 risk-based capital | $1,816,000 | 2,405 |
| Total risk weighted assets | $145,185,000 | 2,749 |
| Total unused commitments | $22,852,000 | 2,933 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $166,519,000 | 3,319 |
| Cash and due from depository institutions | $6,540,000 | 4,612 |
| Interest-bearing balances | $950,000 | 2,798 |
| Securities | $7,133,000 | 7,078 |
| Federal funds sold & reverse repurchase agreements | $6,602,000 | 1,847 |
| Net loans & leases | $141,063,000 | 2,689 |
| Loan loss allowance | $1,896,000 | 2,425 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,972,000 | 4,368 |
| Other real estate owned | $535,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,674,000 | 4,134 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $166,519,000 | 3,319 |
| Total liabilities | $151,689,000 | 3,293 |
| Total deposits | $137,367,000 | 3,308 |
| Interest-bearing deposits | $115,078,000 | 3,303 |
| Deposits held in domestic offices | $137,367,000 | 3,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,377,000 | 2,173 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $945,000 | 3,331 |
| Total equity capital | $14,830,000 | 3,686 |
| Total bank equity capital | $14,830,000 | 3,686 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,735 |
| Surplus | $9,800,000 | 2,143 |
| Undivided profits | $4,830,000 | 4,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,603,000 | 1,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $665,000 | 4,341 |
| Earning assets | $155,748,000 | 3,272 |
| Long-term assets (5+ years) | $18,303,000 | 3,593 |
| Average Assets, year-to-date | $160,295,000 | 3,403 |
| Average Assets, quarterly | $160,295,000 | 3,403 |
| Volatile liabilities | $28,580,000 | 3,304 |
| Insider loans | $921,000 | 4,320 |
| FHLB advances | $13,377,000 | 2,062 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $23,153,000 | 2,834 |
| Tier 1 (core) risk-based capital | $14,901,000 | 3,597 |
| Tier 2 risk-based capital | $1,796,000 | 2,407 |
| Total risk weighted assets | $143,541,000 | 2,716 |
| Total unused commitments | $23,153,000 | 2,840 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 32 | 4,713 |
| Assets and Liabilities | ||
| Total Assets: | $154,071,000 | 3,529 |
| Cash and due from depository institutions | $5,141,000 | 4,713 |
| Interest-bearing balances | $375,000 | 3,764 |
| Securities | $8,341,000 | 6,797 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $134,576,000 | 2,764 |
| Loan loss allowance | $1,704,000 | 2,636 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,991,000 | 4,315 |
| Other real estate owned | $1,415,000 | 4,713 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,607,000 | 4,146 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $154,071,000 | 3,529 |
| Total liabilities | $139,435,000 | 3,502 |
| Total deposits | $125,844,000 | 3,520 |
| Interest-bearing deposits | $107,866,000 | 3,448 |
| Deposits held in domestic offices | $125,844,000 | 3,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $167,000 | 3,339 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $12,712,000 | 2,272 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $712,000 | 3,893 |
| Total equity capital | $14,636,000 | 3,738 |
| Total bank equity capital | $14,636,000 | 3,738 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $200,000 | 5,755 |
| Surplus | $9,800,000 | 2,105 |
| Undivided profits | $4,636,000 | 4,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,270,000 | 1,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $675,000 | 4,287 |
| Earning assets | $143,292,000 | 3,492 |
| Long-term assets (5+ years) | $16,097,000 | 3,908 |
| Average Assets, year-to-date | $156,603,400 | 3,352 |
| Average Assets, quarterly | $156,053,500 | 3,452 |
| Volatile liabilities | $19,083,000 | 4,245 |
| Insider loans | $1,031,000 | 4,066 |
| FHLB advances | $12,712,000 | 2,145 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,071,000 | 2,939 |
| Tier 1 (core) risk-based capital | $14,670,000 | 3,603 |
| Tier 2 risk-based capital | $1,700,000 | 2,506 |
| Total risk weighted assets | $135,968,000 | 2,841 |
| Total unused commitments | $21,071,000 | 2,941 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 33 | 4,639 |
| Assets and Liabilities | ||
| Total Assets: | $158,036,000 | 3,426 |
| Cash and due from depository institutions | $3,231,000 | 4,639 |
| Interest-bearing balances | $394,000 | 3,758 |
| Securities | $9,412,000 | 6,638 |
| Federal funds sold & reverse repurchase agreements | $8,223,000 | 1,375 |
| Net loans & leases | $130,984,000 | 2,790 |
| Loan loss allowance | $1,582,000 | 2,814 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,977,000 | 4,277 |
| Other real estate owned | $1,625,000 | 4,639 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,584,000 | 4,160 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $158,036,000 | 3,426 |
| Total liabilities | $143,556,000 | 3,399 |
| Total deposits | $129,985,000 | 3,397 |
| Interest-bearing deposits | $109,322,000 | 3,371 |
| Deposits held in domestic offices | $129,985,000 | 3,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,656,000 | 2,266 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $915,000 | 3,408 |
| Total equity capital | $14,480,000 | 3,766 |
| Total bank equity capital | $14,480,000 | 3,766 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $200,000 | 5,784 |
| Surplus | $9,800,000 | 2,062 |
| Undivided profits | $4,480,000 | 4,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,989,000 | 1,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $624,000 | 4,701 |
| Earning assets | $149,013,000 | 3,343 |
| Long-term assets (5+ years) | $17,890,000 | 3,765 |
| Average Assets, year-to-date | $157,236,500 | 3,338 |
| Average Assets, quarterly | $157,281,000 | 3,400 |
| Volatile liabilities | $20,493,000 | 4,045 |
| Insider loans | $900,000 | 4,316 |
| FHLB advances | $12,656,000 | 2,136 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,448,000 | 3,288 |
| Tier 1 (core) risk-based capital | $14,492,000 | 3,627 |
| Tier 2 risk-based capital | $1,582,000 | 2,613 |
| Total risk weighted assets | $132,344,000 | 2,860 |
| Total unused commitments | $17,448,000 | 3,291 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $156,526,000 | 3,417 |
| Cash and due from depository institutions | $3,838,000 | 4,693 |
| Interest-bearing balances | $634,000 | 3,310 |
| Securities | $10,232,000 | 6,529 |
| Federal funds sold & reverse repurchase agreements | $4,788,000 | 2,073 |
| Net loans & leases | $131,394,000 | 2,748 |
| Loan loss allowance | $1,514,000 | 2,915 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,019,000 | 4,201 |
| Other real estate owned | $1,658,000 | 4,693 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,597,000 | 4,119 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $156,526,000 | 3,417 |
| Total liabilities | $142,420,000 | 3,395 |
| Total deposits | $128,047,000 | 3,426 |
| Interest-bearing deposits | $110,472,000 | 3,351 |
| Deposits held in domestic offices | $128,047,000 | 3,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,614,000 | 2,166 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $759,000 | 3,549 |
| Total equity capital | $14,106,000 | 3,735 |
| Total bank equity capital | $14,106,000 | 3,735 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $200,000 | 5,823 |
| Surplus | $9,800,000 | 2,024 |
| Undivided profits | $4,106,000 | 4,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $647,000 | 4,318 |
| Earning assets | $147,048,000 | 3,347 |
| Long-term assets (5+ years) | $18,832,000 | 3,759 |
| Average Assets, year-to-date | $156,970,000 | 3,352 |
| Average Assets, quarterly | $159,324,500 | 3,335 |
| Volatile liabilities | $21,379,000 | 3,852 |
| Insider loans | $904,000 | 4,301 |
| FHLB advances | $13,614,000 | 2,035 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $19,125,000 | 3,091 |
| Tier 1 (core) risk-based capital | $14,220,000 | 3,635 |
| Tier 2 risk-based capital | $1,514,000 | 2,692 |
| Total risk weighted assets | $131,478,000 | 2,843 |
| Total unused commitments | $19,125,000 | 3,096 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 34 | 4,566 |
| Assets and Liabilities | ||
| Total Assets: | $162,123,000 | 3,294 |
| Cash and due from depository institutions | $3,543,000 | 4,566 |
| Interest-bearing balances | $705,000 | 3,416 |
| Securities | $11,695,000 | 6,206 |
| Federal funds sold & reverse repurchase agreements | $7,625,000 | 1,948 |
| Net loans & leases | $133,270,000 | 2,664 |
| Loan loss allowance | $1,445,000 | 3,003 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,006,000 | 4,181 |
| Other real estate owned | $1,691,000 | 4,566 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,293,000 | 4,313 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $162,123,000 | 3,294 |
| Total liabilities | $148,106,000 | 3,242 |
| Total deposits | $133,496,000 | 3,289 |
| Interest-bearing deposits | $116,580,000 | 3,194 |
| Deposits held in domestic offices | $133,496,000 | 3,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,639,000 | 2,045 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $971,000 | 3,293 |
| Total equity capital | $14,017,000 | 3,822 |
| Total bank equity capital | $14,017,000 | 3,822 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $200,000 | 5,837 |
| Surplus | $9,800,000 | 1,990 |
| Undivided profits | $4,017,000 | 5,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 5,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $691,000 | 4,018 |
| Earning assets | $153,295,000 | 3,212 |
| Long-term assets (5+ years) | $21,020,000 | 3,467 |
| Average Assets, year-to-date | $157,192,000 | 3,346 |
| Average Assets, quarterly | $157,192,000 | 3,346 |
| Volatile liabilities | $28,257,000 | 3,067 |
| Insider loans | $1,424,000 | 3,309 |
| FHLB advances | $13,639,000 | 1,925 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $16,824,000 | 3,274 |
| Tier 1 (core) risk-based capital | $13,967,000 | 3,649 |
| Tier 2 risk-based capital | $1,445,000 | 2,762 |
| Total risk weighted assets | $132,110,000 | 2,795 |
| Total unused commitments | $16,824,000 | 3,281 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 34 | 4,579 |
| Assets and Liabilities | ||
| Total Assets: | $152,261,000 | 3,455 |
| Cash and due from depository institutions | $3,418,000 | 4,579 |
| Interest-bearing balances | $180,000 | 4,704 |
| Securities | $5,583,000 | 7,672 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,769 |
| Net loans & leases | $134,733,000 | 2,611 |
| Loan loss allowance | $1,383,000 | 3,098 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,984,000 | 4,205 |
| Other real estate owned | $1,635,000 | 4,579 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,608,000 | 4,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,261,000 | 3,455 |
| Total liabilities | $138,455,000 | 3,415 |
| Total deposits | $129,618,000 | 3,349 |
| Interest-bearing deposits | $112,514,000 | 3,286 |
| Deposits held in domestic offices | $129,618,000 | 3,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,065,000 | 2,726 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $772,000 | 3,657 |
| Total equity capital | $13,806,000 | 3,802 |
| Total bank equity capital | $13,806,000 | 3,802 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $200,000 | 5,878 |
| Surplus | $9,800,000 | 1,961 |
| Undivided profits | $3,806,000 | 5,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 3,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $751,000 | 3,879 |
| Earning assets | $142,796,000 | 3,388 |
| Long-term assets (5+ years) | $21,473,000 | 3,450 |
| Average Assets, year-to-date | $146,090,200 | 3,481 |
| Average Assets, quarterly | $150,248,000 | 3,462 |
| Volatile liabilities | $27,456,000 | 3,123 |
| Insider loans | $1,368,000 | 3,384 |
| FHLB advances | $8,065,000 | 2,589 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,399,000 | 3,124 |
| Tier 1 (core) risk-based capital | $13,755,000 | 3,661 |
| Tier 2 risk-based capital | $1,383,000 | 2,853 |
| Total risk weighted assets | $131,496,000 | 2,796 |
| Total unused commitments | $17,399,000 | 3,126 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 34 | 4,610 |
| Assets and Liabilities | ||
| Total Assets: | $148,235,000 | 3,514 |
| Cash and due from depository institutions | $3,150,000 | 4,610 |
| Interest-bearing balances | $360,000 | 4,140 |
| Securities | $7,705,000 | 7,070 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 3,507 |
| Net loans & leases | $127,906,000 | 2,700 |
| Loan loss allowance | $1,339,000 | 3,162 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,680,000 | 4,644 |
| Other real estate owned | $2,084,000 | 4,610 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,510,000 | 4,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,235,000 | 3,514 |
| Total liabilities | $134,633,000 | 3,481 |
| Total deposits | $128,633,000 | 3,369 |
| Interest-bearing deposits | $111,982,000 | 3,283 |
| Deposits held in domestic offices | $128,633,000 | 3,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,213,000 | 3,247 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $787,000 | 3,770 |
| Total equity capital | $13,602,000 | 3,831 |
| Total bank equity capital | $13,602,000 | 3,831 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $200,000 | 5,918 |
| Surplus | $9,800,000 | 1,934 |
| Undivided profits | $3,602,000 | 5,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $446,000 | 4,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $686,000 | 4,402 |
| Earning assets | $139,171,000 | 3,447 |
| Long-term assets (5+ years) | $19,661,000 | 3,623 |
| Average Assets, year-to-date | $144,547,500 | 3,519 |
| Average Assets, quarterly | $148,227,000 | 3,512 |
| Volatile liabilities | $27,889,000 | 3,027 |
| Insider loans | $1,013,000 | 4,009 |
| FHLB advances | $5,213,000 | 3,087 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,430,000 | 2,895 |
| Tier 1 (core) risk-based capital | $13,555,000 | 3,688 |
| Tier 2 risk-based capital | $1,339,000 | 2,910 |
| Total risk weighted assets | $125,460,000 | 2,904 |
| Total unused commitments | $19,430,000 | 2,897 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $148,219,000 | 3,513 |
| Cash and due from depository institutions | $5,340,000 | 4,624 |
| Interest-bearing balances | $2,103,000 | 2,426 |
| Securities | $10,301,000 | 6,423 |
| Federal funds sold & reverse repurchase agreements | $4,610,000 | 3,131 |
| Net loans & leases | $121,602,000 | 2,786 |
| Loan loss allowance | $1,263,000 | 3,274 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,728,000 | 4,564 |
| Other real estate owned | $2,167,000 | 4,624 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,471,000 | 4,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,219,000 | 3,513 |
| Total liabilities | $134,648,000 | 3,469 |
| Total deposits | $128,486,000 | 3,337 |
| Interest-bearing deposits | $111,453,000 | 3,287 |
| Deposits held in domestic offices | $128,486,000 | 3,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,435,000 | 3,181 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $727,000 | 4,103 |
| Total equity capital | $13,571,000 | 3,845 |
| Total bank equity capital | $13,571,000 | 3,845 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $200,000 | 5,935 |
| Surplus | $9,800,000 | 1,896 |
| Undivided profits | $3,571,000 | 5,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,022,000 | 2,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $673,000 | 4,290 |
| Earning assets | $138,616,000 | 3,434 |
| Long-term assets (5+ years) | $15,281,000 | 4,050 |
| Average Assets, year-to-date | $143,318,330 | 3,536 |
| Average Assets, quarterly | $148,244,000 | 3,466 |
| Volatile liabilities | $27,958,000 | 2,990 |
| Insider loans | $1,525,000 | 3,124 |
| FHLB advances | $5,435,000 | 3,017 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,597,000 | 2,955 |
| Tier 1 (core) risk-based capital | $13,502,000 | 3,635 |
| Tier 2 risk-based capital | $1,263,000 | 3,019 |
| Total risk weighted assets | $122,431,000 | 2,919 |
| Total unused commitments | $18,597,000 | 2,965 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 35 | 4,504 |
| Assets and Liabilities | ||
| Total Assets: | $148,269,000 | 3,459 |
| Cash and due from depository institutions | $5,861,000 | 4,504 |
| Interest-bearing balances | $1,833,000 | 2,595 |
| Securities | $12,119,000 | 6,064 |
| Federal funds sold & reverse repurchase agreements | $8,235,000 | 2,085 |
| Net loans & leases | $115,559,000 | 2,862 |
| Loan loss allowance | $1,246,000 | 3,251 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,743,000 | 4,498 |
| Other real estate owned | $2,408,000 | 4,504 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,344,000 | 4,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,269,000 | 3,459 |
| Total liabilities | $134,775,000 | 3,402 |
| Total deposits | $128,102,000 | 3,331 |
| Interest-bearing deposits | $110,832,000 | 3,285 |
| Deposits held in domestic offices | $128,102,000 | 3,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,840,000 | 3,007 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $833,000 | 3,774 |
| Total equity capital | $13,494,000 | 3,788 |
| Total bank equity capital | $13,494,000 | 3,788 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $200,000 | 5,960 |
| Surplus | $9,800,000 | 1,864 |
| Undivided profits | $3,494,000 | 5,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,182,000 | 2,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $698,000 | 4,171 |
| Earning assets | $137,746,000 | 3,402 |
| Long-term assets (5+ years) | $11,593,000 | 4,581 |
| Average Assets, year-to-date | $140,868,000 | 3,569 |
| Average Assets, quarterly | $140,868,000 | 3,569 |
| Volatile liabilities | $24,517,000 | 3,264 |
| Insider loans | $1,539,000 | 3,035 |
| FHLB advances | $5,840,000 | 2,851 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,900,000 | 3,161 |
| Tier 1 (core) risk-based capital | $13,371,000 | 3,622 |
| Tier 2 risk-based capital | $1,246,000 | 2,995 |
| Total risk weighted assets | $117,243,000 | 2,986 |
| Total unused commitments | $15,900,000 | 3,170 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 35 | 4,485 |
| Assets and Liabilities | ||
| Total Assets: | $133,467,000 | 3,743 |
| Cash and due from depository institutions | $4,819,000 | 4,485 |
| Interest-bearing balances | $1,794,000 | 2,520 |
| Securities | $12,292,000 | 6,002 |
| Federal funds sold & reverse repurchase agreements | $1,910,000 | 4,930 |
| Net loans & leases | $108,099,000 | 3,001 |
| Loan loss allowance | $1,159,000 | 3,365 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,798,000 | 4,399 |
| Other real estate owned | $2,449,000 | 4,485 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,100,000 | 4,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,467,000 | 3,743 |
| Total liabilities | $120,030,000 | 3,733 |
| Total deposits | $113,543,000 | 3,634 |
| Interest-bearing deposits | $97,528,000 | 3,626 |
| Deposits held in domestic offices | $113,543,000 | 3,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,788,000 | 3,042 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $699,000 | 4,270 |
| Total equity capital | $13,437,000 | 3,753 |
| Total bank equity capital | $13,437,000 | 3,753 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $200,000 | 5,982 |
| Surplus | $9,800,000 | 1,828 |
| Undivided profits | $3,437,000 | 5,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 3,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $634,000 | 4,743 |
| Earning assets | $124,095,000 | 3,698 |
| Long-term assets (5+ years) | $12,825,000 | 4,303 |
| Average Assets, year-to-date | $125,297,800 | 3,806 |
| Average Assets, quarterly | $133,421,500 | 3,698 |
| Volatile liabilities | $18,960,000 | 3,883 |
| Insider loans | $1,350,000 | 3,304 |
| FHLB advances | $5,788,000 | 2,869 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,373,000 | 3,118 |
| Tier 1 (core) risk-based capital | $13,276,000 | 3,587 |
| Tier 2 risk-based capital | $1,159,000 | 3,136 |
| Total risk weighted assets | $107,039,000 | 3,161 |
| Total unused commitments | $15,373,000 | 3,123 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $110,746,000 | 4,235 |
| Cash and due from depository institutions | $4,096,000 | 4,488 |
| Interest-bearing balances | $159,000 | 4,705 |
| Securities | $9,251,000 | 6,686 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 6,105 |
| Net loans & leases | $91,694,000 | 3,387 |
| Loan loss allowance | $978,000 | 3,657 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,916,000 | 4,148 |
| Other real estate owned | $778,000 | 4,488 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,211,000 | 4,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,746,000 | 4,235 |
| Total liabilities | $97,826,000 | 4,267 |
| Total deposits | $87,863,000 | 4,351 |
| Interest-bearing deposits | $72,386,000 | 4,474 |
| Deposits held in domestic offices | $87,863,000 | 4,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,323,000 | 2,276 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $640,000 | 4,698 |
| Total equity capital | $12,920,000 | 3,648 |
| Total bank equity capital | $12,920,000 | 3,648 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $200,000 | 6,119 |
| Surplus | $9,800,000 | 1,734 |
| Undivided profits | $2,920,000 | 5,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $903,000 | 2,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $592,000 | 5,310 |
| Earning assets | $101,904,000 | 4,201 |
| Long-term assets (5+ years) | $17,478,000 | 3,596 |
| Average Assets, year-to-date | $111,288,800 | 4,047 |
| Average Assets, quarterly | $110,952,500 | 4,177 |
| Volatile liabilities | $10,495,000 | 5,492 |
| Insider loans | $813,000 | 4,365 |
| FHLB advances | $9,323,000 | 2,128 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $20,144,000 | 2,480 |
| Tier 1 (core) risk-based capital | $12,852,000 | 3,517 |
| Tier 2 risk-based capital | $978,000 | 3,419 |
| Total risk weighted assets | $92,147,000 | 3,446 |
| Total unused commitments | $20,144,000 | 2,488 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 36 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $110,422,000 | 4,110 |
| Cash and due from depository institutions | $2,964,000 | 4,445 |
| Interest-bearing balances | $126,000 | 4,315 |
| Securities | $14,110,000 | 5,747 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,626 |
| Net loans & leases | $85,229,000 | 3,510 |
| Loan loss allowance | $913,000 | 3,751 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,977,000 | 4,034 |
| Other real estate owned | $632,000 | 4,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,110,000 | 5,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,422,000 | 4,110 |
| Total liabilities | $100,209,000 | 4,067 |
| Total deposits | $83,323,000 | 4,415 |
| Interest-bearing deposits | $67,351,000 | 4,612 |
| Deposits held in domestic offices | $83,323,000 | 4,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,325,000 | 1,508 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $561,000 | 5,396 |
| Total equity capital | $10,213,000 | 4,314 |
| Total bank equity capital | $10,213,000 | 4,314 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $200,000 | 6,309 |
| Surplus | $7,300,000 | 2,209 |
| Undivided profits | $2,713,000 | 5,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $839,000 | 2,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $655,000 | 4,139 |
| Earning assets | $103,865,000 | 4,025 |
| Long-term assets (5+ years) | $19,474,000 | 3,205 |
| Average Assets, year-to-date | $108,932,200 | 4,002 |
| Average Assets, quarterly | $109,570,000 | 4,099 |
| Volatile liabilities | $9,854,000 | 5,647 |
| Insider loans | $1,182,000 | 3,451 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,351,000 | 4,165 |
| Tier 1 (core) risk-based capital | $10,160,000 | 4,227 |
| Tier 2 risk-based capital | $913,000 | 3,543 |
| Total risk weighted assets | $85,280,700 | 3,567 |
| Total unused commitments | $8,351,000 | 4,166 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 40 | 4,193 |
| Assets and Liabilities | ||
| Total Assets: | $107,754,000 | 4,143 |
| Cash and due from depository institutions | $4,546,000 | 4,193 |
| Interest-bearing balances | $70,000 | 5,190 |
| Securities | $8,407,000 | 7,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $91,721,000 | 3,161 |
| Loan loss allowance | $856,000 | 3,878 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,957,000 | 4,064 |
| Other real estate owned | $0 | 4,193 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,123,000 | 5,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,754,000 | 4,143 |
| Total liabilities | $99,158,000 | 4,062 |
| Total deposits | $87,237,000 | 4,225 |
| Interest-bearing deposits | $70,704,000 | 4,431 |
| Deposits held in domestic offices | $87,237,000 | 4,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,696 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,258,000 | 2,554 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $663,000 | 4,445 |
| Total equity capital | $8,596,000 | 4,809 |
| Total bank equity capital | $8,596,000 | 4,809 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $6,300,000 | 2,455 |
| Undivided profits | $2,096,000 | 6,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,173,000 | 1,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $756,000 | 3,111 |
| Earning assets | $100,198,000 | 4,080 |
| Long-term assets (5+ years) | $15,893,000 | 3,828 |
| Average Assets, year-to-date | $105,562,800 | 4,076 |
| Average Assets, quarterly | $108,145,500 | 4,078 |
| Volatile liabilities | $18,279,000 | 3,694 |
| Insider loans | $867,000 | 4,089 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,516,000 | 4,793 |
| Tier 1 (core) risk-based capital | $8,699,000 | 4,774 |
| Tier 2 risk-based capital | $856,000 | 3,599 |
| Total risk weighted assets | $86,868,700 | 3,360 |
| Total unused commitments | $6,516,000 | 4,798 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 39 | 4,361 |
| Assets and Liabilities | ||
| Total Assets: | $97,260,000 | 4,452 |
| Cash and due from depository institutions | $2,703,000 | 4,361 |
| Interest-bearing balances | $208,000 | 4,231 |
| Securities | $10,433,000 | 6,965 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $81,035,000 | 3,335 |
| Loan loss allowance | $799,000 | 4,011 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,019,000 | 3,882 |
| Other real estate owned | $79,000 | 4,361 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $991,000 | 5,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,260,000 | 4,452 |
| Total liabilities | $89,308,000 | 4,363 |
| Total deposits | $78,402,000 | 4,605 |
| Interest-bearing deposits | $63,493,000 | 4,835 |
| Deposits held in domestic offices | $78,402,000 | 4,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,150,000 | 2,311 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,310,000 | 1,648 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $446,000 | 6,157 |
| Total equity capital | $7,952,000 | 5,228 |
| Total bank equity capital | $7,952,000 | 5,228 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $6,300,000 | 2,334 |
| Undivided profits | $1,452,000 | 7,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $774,000 | 2,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $689,000 | 3,392 |
| Earning assets | $91,676,000 | 4,364 |
| Long-term assets (5+ years) | $18,590,000 | 3,288 |
| Average Assets, year-to-date | $83,251,200 | 4,838 |
| Average Assets, quarterly | $94,442,000 | 4,487 |
| Volatile liabilities | $11,110,000 | 4,697 |
| Insider loans | $676,000 | 4,523 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,906,000 | 3,246 |
| Tier 1 (core) risk-based capital | $7,925,000 | 5,054 |
| Tier 2 risk-based capital | $799,000 | 3,670 |
| Total risk weighted assets | $78,529,900 | 3,499 |
| Total unused commitments | $11,906,000 | 3,250 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $70,091,000 | 5,730 |
| Cash and due from depository institutions | $4,219,000 | 4,671 |
| Interest-bearing balances | $16,000 | 5,963 |
| Securities | $11,114,000 | 7,081 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $52,160,000 | 4,802 |
| Loan loss allowance | $523,000 | 5,527 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,636,000 | 4,448 |
| Other real estate owned | $98,000 | 4,671 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $864,000 | 6,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,091,000 | 5,730 |
| Total liabilities | $64,972,000 | 5,590 |
| Total deposits | $49,849,000 | 6,410 |
| Interest-bearing deposits | $35,776,000 | 7,103 |
| Deposits held in domestic offices | $49,849,000 | 6,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,750,000 | 1,699 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,128,000 | 1,299 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $245,000 | 8,423 |
| Total equity capital | $5,119,000 | 7,046 |
| Total bank equity capital | $5,119,000 | 7,046 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $3,600,000 | 3,640 |
| Undivided profits | $1,319,000 | 8,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 6,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $518,000 | 4,578 |
| Earning assets | $63,290,000 | 5,783 |
| Long-term assets (5+ years) | $20,925,000 | 2,711 |
| Average Assets, year-to-date | $63,094,200 | 5,944 |
| Average Assets, quarterly | $68,237,000 | 5,778 |
| Volatile liabilities | $6,459,000 | 6,367 |
| Insider loans | $412,000 | 5,918 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,000,000 | 6,519 |
| Tier 1 (core) risk-based capital | $5,110,000 | 6,904 |
| Tier 2 risk-based capital | $523,000 | 4,997 |
| Total risk weighted assets | $52,190,200 | 4,878 |
| Total unused commitments | $3,000,000 | 6,527 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $56,673,000 | 6,753 |
| Cash and due from depository institutions | $2,243,000 | 4,911 |
| Interest-bearing balances | $3,000 | 6,497 |
| Securities | $17,977,000 | 5,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $34,578,000 | 6,410 |
| Loan loss allowance | $241,000 | 8,609 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $865,000 | 6,490 |
| Other real estate owned | $273,000 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $737,000 | 7,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,673,000 | 6,753 |
| Total liabilities | $52,599,000 | 6,606 |
| Total deposits | $38,562,000 | 7,662 |
| Interest-bearing deposits | $28,553,000 | 8,255 |
| Deposits held in domestic offices | $38,562,000 | 7,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,600,000 | 1,827 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,258,000 | 1,305 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $179,000 | 9,560 |
| Total equity capital | $4,074,000 | 8,117 |
| Total bank equity capital | $4,074,000 | 8,117 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $2,600,000 | 4,643 |
| Undivided profits | $1,274,000 | 8,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $881,000 | 2,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $435,000 | 5,264 |
| Earning assets | $52,558,000 | 6,696 |
| Long-term assets (5+ years) | $22,120,000 | 2,482 |
| Average Assets, year-to-date | $56,591,000 | 6,611 |
| Average Assets, quarterly | $56,144,000 | 6,743 |
| Volatile liabilities | $5,626,000 | 6,718 |
| Insider loans | $472,000 | 5,668 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,149,000 | 5,581 |
| Tier 1 (core) risk-based capital | $4,141,000 | 7,960 |
| Tier 2 risk-based capital | $241,000 | 8,045 |
| Total risk weighted assets | $32,084,200 | 6,851 |
| Total unused commitments | $4,149,000 | 5,591 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $56,145,000 | 6,935 |
| Cash and due from depository institutions | $1,796,000 | 5,851 |
| Interest-bearing balances | $3,000 | 6,704 |
| Securities | $16,368,000 | 6,350 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,981 |
| Net loans & leases | $33,245,000 | 6,575 |
| Loan loss allowance | $223,000 | 9,113 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $769,000 | 6,948 |
| Other real estate owned | $47,000 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $520,000 | 9,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,145,000 | 6,935 |
| Total liabilities | $52,155,000 | 6,790 |
| Total deposits | $41,170,000 | 7,588 |
| Interest-bearing deposits | $31,970,000 | 8,015 |
| Deposits held in domestic offices | $41,170,000 | 7,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,687 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $9,831,000 | 1,211 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $154,000 | 10,383 |
| Total equity capital | $3,990,000 | 8,357 |
| Total bank equity capital | $3,990,000 | 8,357 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $2,100,000 | 5,341 |
| Undivided profits | $1,690,000 | 7,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 3,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $362,000 | 6,272 |
| Earning assets | $53,016,000 | 6,801 |
| Long-term assets (5+ years) | $20,349,000 | 2,466 |
| Average Assets, year-to-date | $53,352,800 | 6,962 |
| Average Assets, quarterly | $54,908,000 | 6,964 |
| Volatile liabilities | $4,332,000 | 7,417 |
| Insider loans | $446,000 | 5,980 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,893,000 | 7,568 |
| Tier 1 (core) risk-based capital | $4,005,000 | 8,219 |
| Tier 2 risk-based capital | $223,000 | 8,492 |
| Total risk weighted assets | $30,485,800 | 7,098 |
| Total unused commitments | $1,893,000 | 7,583 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $51,237,000 | 7,385 |
| Cash and due from depository institutions | $1,672,000 | 6,160 |
| Interest-bearing balances | $2,000 | 6,947 |
| Securities | $16,752,000 | 6,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $31,525,000 | 6,816 |
| Loan loss allowance | $281,000 | 8,644 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $748,000 | 7,173 |
| Other real estate owned | $4,000 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $536,000 | 9,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,237,000 | 7,385 |
| Total liabilities | $47,676,000 | 7,246 |
| Total deposits | $37,310,000 | 8,177 |
| Interest-bearing deposits | $29,286,000 | 8,541 |
| Deposits held in domestic offices | $37,310,000 | 8,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,125,000 | 3,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,157,000 | 1,292 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $84,000 | 11,459 |
| Total equity capital | $3,561,000 | 8,730 |
| Total bank equity capital | $3,561,000 | 8,730 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $2,100,000 | 5,336 |
| Undivided profits | $1,261,000 | 8,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $303,000 | 6,523 |
| Earning assets | $48,279,000 | 7,232 |
| Long-term assets (5+ years) | $21,740,000 | 2,377 |
| Average Assets, year-to-date | $50,505,400 | 7,352 |
| Average Assets, quarterly | $50,868,500 | 7,392 |
| Volatile liabilities | $4,087,000 | 7,452 |
| Insider loans | $558,000 | 5,337 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,241,000 | 8,667 |
| Tier 1 (core) risk-based capital | $3,567,000 | 8,825 |
| Tier 2 risk-based capital | $281,000 | 7,771 |
| Total risk weighted assets | $28,302,000 | 7,507 |
| Total unused commitments | $1,241,000 | 8,679 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $49,001,000 | 7,840 |
| Cash and due from depository institutions | $1,473,000 | 6,405 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,967,000 | 7,103 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,677 |
| Net loans & leases | $28,839,000 | 7,180 |
| Loan loss allowance | $261,000 | 9,207 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $769,000 | 7,162 |
| Other real estate owned | $56,000 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $397,000 | 10,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,001,000 | 7,840 |
| Total liabilities | $45,850,000 | 7,681 |
| Total deposits | $37,854,000 | 8,421 |
| Interest-bearing deposits | $30,165,000 | 8,779 |
| Deposits held in domestic offices | $37,854,000 | 8,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,887,000 | 1,218 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $109,000 | 11,327 |
| Total equity capital | $3,151,000 | 9,548 |
| Total bank equity capital | $3,151,000 | 9,548 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $1,200,000 | 7,431 |
| Undivided profits | $1,751,000 | 7,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 7,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $239,000 | 7,234 |
| Earning assets | $46,306,000 | 7,683 |
| Long-term assets (5+ years) | $27,528,000 | 2,046 |
| Average Assets, year-to-date | $43,923,000 | 8,203 |
| Average Assets, quarterly | $47,459,500 | 7,939 |
| Volatile liabilities | $11,832,000 | 3,631 |
| Insider loans | $485,000 | 5,803 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,288,000 | 8,669 |
| Tier 1 (core) risk-based capital | $3,071,000 | 9,596 |
| Tier 2 risk-based capital | $261,000 | 8,173 |
| Total risk weighted assets | $26,271,700 | 7,911 |
| Total unused commitments | $1,288,000 | 8,695 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $38,096,000 | 9,259 |
| Cash and due from depository institutions | $1,843,000 | 7,249 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,510,000 | 9,789 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 8,857 |
| Net loans & leases | $25,511,000 | 7,799 |
| Loan loss allowance | $214,000 | 10,246 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $801,000 | 7,110 |
| Other real estate owned | $146,000 | 7,249 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $335,000 | 11,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,096,000 | 9,259 |
| Total liabilities | $35,345,000 | 9,145 |
| Total deposits | $33,630,000 | 9,233 |
| Interest-bearing deposits | $26,514,000 | 9,643 |
| Deposits held in domestic offices | $33,630,000 | 9,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,567,000 | 2,159 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $148,000 | 11,217 |
| Total equity capital | $2,751,000 | 10,154 |
| Total bank equity capital | $2,751,000 | 10,154 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $1,200,000 | 7,411 |
| Undivided profits | $1,351,000 | 8,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 9,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $215,000 | 8,307 |
| Earning assets | $34,971,000 | 9,185 |
| Long-term assets (5+ years) | $10,441,000 | 4,226 |
| Average Assets, year-to-date | $37,087,400 | 9,221 |
| Average Assets, quarterly | $37,914,000 | 9,212 |
| Volatile liabilities | $5,613,000 | 6,113 |
| Insider loans | $512,000 | 1,780 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $789,000 | 9,694 |
| Tier 1 (core) risk-based capital | $2,751,000 | 10,095 |
| Tier 2 risk-based capital | $214,000 | 9,152 |
| Total risk weighted assets | $23,131,300 | 8,645 |
| Total unused commitments | $789,000 | 9,721 |
| Derivatives | $0 | 651 |