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Buffalo Savings Bank, Income and Expense

2014-06-30 (YTD Data)Rank
Total interest income$537,0006,312
Total interest expense$54,0006,145
Net interest income$483,0006,322
Provision for loan and lease losses$04,196
Total noninterest income$-16,0006,581
Gross Fiduciary activities income$16,000966
Service charges on deposit accounts$15,0006,119
Trading account gains and fees$0172
Additional Noninterest Income$-47,0006,551
Total noninterest expense$619,0005,998
Salaries and employee benefits$336,0005,983
Premises and equipment expense$62,0005,982
Additional noninterest expense$221,0005,878
Pre-tax net operating income$-152,0006,377
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-152,0006,383
Extraordinary gains, net$020
Net income$-152,0006,384
Minority interest net income$080
Net income of bank and minority interests.$-152,0006,385
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-152,0006,373
2014-03-31 (YTD Data)Rank
Total interest income$274,0006,375
Total interest expense$30,0006,165
Net interest income$244,0006,374
Provision for loan and lease losses$03,817
Total noninterest income$-7,0006,638
Gross Fiduciary activities income$15,000905
Service charges on deposit accounts$9,0006,059
Trading account gains and fees$0147
Additional Noninterest Income$-31,0006,615
Total noninterest expense$253,0006,258
Salaries and employee benefits$149,0006,173
Premises and equipment expense$21,0006,317
Additional noninterest expense$83,0006,225
Pre-tax net operating income$-16,0006,274
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-16,0006,283
Extraordinary gains, net$016
Net income$-16,0006,284
Minority interest net income$066
Net income of bank and minority interests.$-16,0006,284
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-16,0006,273
2013-12-31 (YTD Data)Rank
Total interest income$1,103,0006,441
Total interest expense$125,0006,296
Net interest income$978,0006,433
Provision for loan and lease losses$05,091
Total noninterest income$63,0006,414
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$33,0006,238
Trading account gains and fees$0184
Additional Noninterest Income$30,0006,092
Total noninterest expense$985,0006,355
Salaries and employee benefits$620,0006,214
Premises and equipment expense$80,0006,438
Additional noninterest expense$285,0006,403
Pre-tax net operating income$56,0006,068
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$56,0006,114
Extraordinary gains, net$029
Net income$56,0006,115
Minority interest net income$090
Net income of bank and minority interests.$56,0006,117
Net charge-offs$05,475
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$56,0006,073
2013-09-30 (YTD Data)Rank
Total interest income$815,0006,524
Total interest expense$96,0006,374
Net interest income$719,0006,514
Provision for loan and lease losses$04,941
Total noninterest income$59,0006,413
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$25,0006,301
Trading account gains and fees$0180
Additional Noninterest Income$34,0005,988
Total noninterest expense$705,0006,445
Salaries and employee benefits$456,0006,267
Premises and equipment expense$58,0006,511
Additional noninterest expense$191,0006,529
Pre-tax net operating income$73,0006,080
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$73,0006,121
Extraordinary gains, net$025
Net income$73,0006,123
Minority interest net income$084
Net income of bank and minority interests.$73,0006,122
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$73,0006,064
2013-06-30 (YTD Data)Rank
Total interest income$535,0006,579
Total interest expense$66,0006,414
Net interest income$469,0006,572
Provision for loan and lease losses$04,788
Total noninterest income$10,0006,727
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$17,0006,321
Trading account gains and fees$0157
Additional Noninterest Income$-7,0006,674
Total noninterest expense$464,0006,499
Salaries and employee benefits$308,0006,304
Premises and equipment expense$38,0006,559
Additional noninterest expense$118,0006,617
Pre-tax net operating income$15,0006,239
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$15,0006,314
Extraordinary gains, net$022
Net income$15,0006,316
Minority interest net income$082
Net income of bank and minority interests.$15,0006,316
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$15,0006,248
2013-03-31 (YTD Data)Rank
Total interest income$265,0006,654
Total interest expense$35,0006,455
Net interest income$230,0006,644
Provision for loan and lease losses$04,409
Total noninterest income$21,0006,451
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$9,0006,313
Trading account gains and fees$0148
Additional Noninterest Income$12,0006,037
Total noninterest expense$234,0006,560
Salaries and employee benefits$141,0006,448
Premises and equipment expense$19,0006,607
Additional noninterest expense$74,0006,531
Pre-tax net operating income$17,0006,182
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$17,0006,246
Extraordinary gains, net$010
Net income$17,0006,246
Minority interest net income$076
Net income of bank and minority interests.$17,0006,247
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$17,0006,166
2012-12-31 (YTD Data)Rank
Total interest income$1,226,0006,653
Total interest expense$185,0006,463
Net interest income$1,041,0006,652
Provision for loan and lease losses$84,0004,841
Total noninterest income$40,0006,677
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$37,0006,446
Trading account gains and fees$0166
Additional Noninterest Income$3,0006,496
Total noninterest expense$1,176,0006,418
Salaries and employee benefits$620,0006,423
Premises and equipment expense$76,0006,721
Additional noninterest expense$480,0006,124
Pre-tax net operating income$-179,0006,343
Securities gains (losses)$137,0002,022
Applicable income taxes$04,751
Income before extraordinary items$-42,0006,366
Extraordinary gains, net$029
Net income$-42,0006,360
Minority interest net income$093
Net income of bank and minority interests.$-42,0006,362
Net charge-offs$160,0004,001
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-179,0006,361
2012-09-30 (YTD Data)Rank
Total interest income$929,0006,744
Total interest expense$146,0006,560
Net interest income$783,0006,751
Provision for loan and lease losses$53,0004,905
Total noninterest income$111,0006,057
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$28,0006,523
Trading account gains and fees$0157
Additional Noninterest Income$83,0005,318
Total noninterest expense$883,0006,485
Salaries and employee benefits$458,0006,499
Premises and equipment expense$55,0006,815
Additional noninterest expense$370,0006,145
Pre-tax net operating income$-42,0006,354
Securities gains (losses)$55,0002,387
Applicable income taxes$04,802
Income before extraordinary items$13,0006,374
Extraordinary gains, net$020
Net income$13,0006,373
Minority interest net income$086
Net income of bank and minority interests.$13,0006,373
Net charge-offs$76,0004,217
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-42,0006,362
2012-06-30 (YTD Data)Rank
Total interest income$629,0006,793
Total interest expense$103,0006,584
Net interest income$526,0006,807
Provision for loan and lease losses$24,0005,055
Total noninterest income$77,0006,060
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$18,0006,582
Trading account gains and fees$0153
Additional Noninterest Income$59,0005,288
Total noninterest expense$558,0006,597
Salaries and employee benefits$310,0006,532
Premises and equipment expense$38,0006,837
Additional noninterest expense$210,0006,396
Pre-tax net operating income$21,0006,229
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$21,0006,377
Extraordinary gains, net$019
Net income$21,0006,376
Minority interest net income$084
Net income of bank and minority interests.$21,0006,377
Net charge-offs$24,0004,535
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$21,0006,237
2012-03-31 (YTD Data)Rank
Total interest income$320,0006,841
Total interest expense$54,0006,624
Net interest income$266,0006,850
Provision for loan and lease losses$24,0004,387
Total noninterest income$39,0006,108
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$9,0006,588
Trading account gains and fees$0148
Additional Noninterest Income$30,0005,349
Total noninterest expense$267,0006,694
Salaries and employee benefits$144,0006,673
Premises and equipment expense$20,0006,845
Additional noninterest expense$103,0006,467
Pre-tax net operating income$14,0006,290
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$14,0006,390
Extraordinary gains, net$019
Net income$14,0006,389
Minority interest net income$078
Net income of bank and minority interests.$14,0006,390
Net charge-offs$24,0003,566
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$14,0006,265
2011-12-31 (YTD Data)Rank
Total interest income$1,324,0006,885
Total interest expense$283,0006,619
Net interest income$1,041,0006,904
Provision for loan and lease losses$76,0005,566
Total noninterest income$90,0006,508
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$43,0006,431
Trading account gains and fees$0146
Additional Noninterest Income$47,0005,966
Total noninterest expense$1,270,0006,555
Salaries and employee benefits$641,0006,604
Premises and equipment expense$76,0006,991
Additional noninterest expense$553,0006,121
Pre-tax net operating income$-215,0006,250
Securities gains (losses)$96,0002,097
Applicable income taxes$04,719
Income before extraordinary items$-119,0006,287
Extraordinary gains, net$029
Net income$-119,0006,289
Minority interest net income$096
Net income of bank and minority interests.$-119,0006,290
Net charge-offs$551,0003,063
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-215,0006,284
2011-09-30 (YTD Data)Rank
Total interest income$1,004,0006,951
Total interest expense$223,0006,666
Net interest income$781,0006,967
Provision for loan and lease losses$76,0005,232
Total noninterest income$66,0006,618
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$33,0006,455
Trading account gains and fees$0145
Additional Noninterest Income$33,0006,108
Total noninterest expense$923,0006,626
Salaries and employee benefits$471,0006,651
Premises and equipment expense$57,0007,055
Additional noninterest expense$395,0006,234
Pre-tax net operating income$-152,0006,351
Securities gains (losses)$96,0001,825
Applicable income taxes$04,740
Income before extraordinary items$-56,0006,361
Extraordinary gains, net$021
Net income$-56,0006,364
Minority interest net income$087
Net income of bank and minority interests.$-56,0006,364
Net charge-offs$191,0003,765
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-152,0006,390
2011-06-30 (YTD Data)Rank
Total interest income$677,0006,992
Total interest expense$155,0006,714
Net interest income$522,0007,027
Provision for loan and lease losses$76,0004,690
Total noninterest income$44,0006,688
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$20,0006,547
Trading account gains and fees$0153
Additional Noninterest Income$24,0006,112
Total noninterest expense$626,0006,676
Salaries and employee benefits$320,0006,696
Premises and equipment expense$39,0007,097
Additional noninterest expense$267,0006,295
Pre-tax net operating income$-136,0006,485
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-136,0006,555
Extraordinary gains, net$015
Net income$-136,0006,555
Minority interest net income$089
Net income of bank and minority interests.$-136,0006,555
Net charge-offs$134,0003,540
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-136,0006,521
2011-03-31 (YTD Data)Rank
Total interest income$339,0007,043
Total interest expense$82,0006,745
Net interest income$257,0007,082
Provision for loan and lease losses$9,0005,448
Total noninterest income$23,0006,705
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$10,0006,519
Trading account gains and fees$0158
Additional Noninterest Income$13,0006,201
Total noninterest expense$322,0006,686
Salaries and employee benefits$151,0006,826
Premises and equipment expense$20,0007,119
Additional noninterest expense$151,0006,126
Pre-tax net operating income$-51,0006,551
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-51,0006,586
Extraordinary gains, net$09
Net income$-51,0006,588
Minority interest net income$086
Net income of bank and minority interests.$-51,0006,586
Net charge-offs$100,0002,729
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-51,0006,568
2010-12-31 (YTD Data)Rank
Total interest income$1,545,0007,020
Total interest expense$409,0006,766
Net interest income$1,136,0007,032
Provision for loan and lease losses$51,0006,466
Total noninterest income$76,0006,871
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$51,0006,211
Trading account gains and fees$0175
Additional Noninterest Income$25,0006,514
Total noninterest expense$1,245,0006,809
Salaries and employee benefits$633,0006,841
Premises and equipment expense$79,0007,238
Additional noninterest expense$533,0006,403
Pre-tax net operating income$-84,0005,916
Securities gains (losses)$03,793
Applicable income taxes$-8,0006,549
Income before extraordinary items$-76,0006,049
Extraordinary gains, net$029
Net income$-76,0006,049
Minority interest net income$0111
Net income of bank and minority interests.$-76,0006,049
Net charge-offs$29,0006,217
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-76,0005,967
2010-09-30 (YTD Data)Rank
Total interest income$1,180,0007,114
Total interest expense$321,0006,854
Net interest income$859,0007,130
Provision for loan and lease losses$06,977
Total noninterest income$78,0006,780
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$39,0006,285
Trading account gains and fees$0165
Additional Noninterest Income$39,0006,224
Total noninterest expense$952,0006,837
Salaries and employee benefits$469,0006,920
Premises and equipment expense$62,0007,280
Additional noninterest expense$421,0006,369
Pre-tax net operating income$-15,0006,013
Securities gains (losses)$03,651
Applicable income taxes$-8,0006,828
Income before extraordinary items$-7,0006,145
Extraordinary gains, net$023
Net income$-7,0006,146
Minority interest net income$0110
Net income of bank and minority interests.$-7,0006,146
Net charge-offs$2,0006,555
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-7,0006,019
2010-06-30 (YTD Data)Rank
Total interest income$817,0007,132
Total interest expense$222,0006,902
Net interest income$595,0007,139
Provision for loan and lease losses$06,857
Total noninterest income$53,0006,807
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$27,0006,278
Trading account gains and fees$0152
Additional Noninterest Income$26,0006,263
Total noninterest expense$601,0006,973
Salaries and employee benefits$303,0007,008
Premises and equipment expense$44,0007,300
Additional noninterest expense$254,0006,580
Pre-tax net operating income$47,0005,825
Securities gains (losses)$03,184
Applicable income taxes$-8,0006,913
Income before extraordinary items$55,0005,864
Extraordinary gains, net$019
Net income$55,0005,866
Minority interest net income$0105
Net income of bank and minority interests.$55,0005,865
Net charge-offs$1,0006,292
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$55,0005,755
2010-03-31 (YTD Data)Rank
Total interest income$409,0007,228
Total interest expense$114,0006,998
Net interest income$295,0007,225
Provision for loan and lease losses$06,552
Total noninterest income$28,0006,814
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$13,0006,352
Trading account gains and fees$0175
Additional Noninterest Income$15,0006,257
Total noninterest expense$293,0007,112
Salaries and employee benefits$154,0007,074
Premises and equipment expense$25,0007,282
Additional noninterest expense$114,0006,812
Pre-tax net operating income$30,0005,919
Securities gains (losses)$02,284
Applicable income taxes$-8,0007,093
Income before extraordinary items$38,0005,870
Extraordinary gains, net$016
Net income$38,0005,871
Minority interest net income$091
Net income of bank and minority interests.$38,0005,870
Net charge-offs$-11,0007,514
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$38,0005,756
2009-12-31 (YTD Data)Rank
Total interest income$1,835,0007,189
Total interest expense$587,0006,946
Net interest income$1,248,0007,185
Provision for loan and lease losses$699,0004,048
Total noninterest income$65,0007,284
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$66,0006,233
Trading account gains and fees$0211
Additional Noninterest Income$-1,0007,441
Total noninterest expense$1,263,0007,073
Salaries and employee benefits$675,0007,031
Premises and equipment expense$125,0007,147
Additional noninterest expense$463,0006,901
Pre-tax net operating income$-649,0006,075
Securities gains (losses)$2,0003,583
Applicable income taxes$3,0004,116
Income before extraordinary items$-650,0006,166
Extraordinary gains, net$034
Net income$-650,0006,165
Minority interest net income$0115
Net income of bank and minority interests.$-650,0006,165
Net charge-offs$530,0003,710
Cash dividends$220,0003,552
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-652,0006,168
2009-09-30 (YTD Data)Rank
Total interest income$1,411,0007,221
Total interest expense$460,0007,002
Net interest income$951,0007,225
Provision for loan and lease losses$192,0005,211
Total noninterest income$33,0007,570
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$53,0006,201
Trading account gains and fees$0212
Additional Noninterest Income$-20,0007,705
Total noninterest expense$912,0007,167
Salaries and employee benefits$511,0007,048
Premises and equipment expense$75,0007,440
Additional noninterest expense$326,0007,022
Pre-tax net operating income$-120,0005,908
Securities gains (losses)$03,497
Applicable income taxes$3,0004,321
Income before extraordinary items$-123,0006,015
Extraordinary gains, net$027
Net income$-123,0006,015
Minority interest net income$0118
Net income of bank and minority interests.$-123,0006,015
Net charge-offs$397,0003,351
Cash dividends$220,0002,980
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-123,0005,986
2009-06-30 (YTD Data)Rank
Total interest income$957,0007,267
Total interest expense$322,0007,048
Net interest income$635,0007,254
Provision for loan and lease losses$187,0004,428
Total noninterest income$-7,0007,981
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$36,0006,207
Trading account gains and fees$0193
Additional Noninterest Income$-43,0007,901
Total noninterest expense$585,0007,295
Salaries and employee benefits$336,0007,138
Premises and equipment expense$50,0007,503
Additional noninterest expense$199,0007,176
Pre-tax net operating income$-144,0006,175
Securities gains (losses)$03,136
Applicable income taxes$3,0004,355
Income before extraordinary items$-147,0006,276
Extraordinary gains, net$021
Net income$-147,0006,275
Minority interest net income$0112
Net income of bank and minority interests.$-147,0006,275
Net charge-offs$198,0003,425
Cash dividends$220,0002,569
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-147,0006,245
2009-03-31 (YTD Data)Rank
Total interest income$496,0007,272
Total interest expense$165,0007,095
Net interest income$331,0007,209
Provision for loan and lease losses$187,0002,953
Total noninterest income$30,0007,020
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$17,0006,257
Trading account gains and fees$0171
Additional Noninterest Income$13,0006,619
Total noninterest expense$303,0007,253
Salaries and employee benefits$178,0007,087
Premises and equipment expense$10,0008,040
Additional noninterest expense$115,0006,860
Pre-tax net operating income$-129,0006,729
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-129,0006,874
Extraordinary gains, net$015
Net income$-129,0006,875
Minority interest net income$0102
Net income of bank and minority interests.$-129,0006,875
Net charge-offs$197,0002,148
Cash dividends$220,0001,636
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-129,0006,798
2008-12-31 (YTD Data)Rank
Total interest income$2,415,0007,055
Total interest expense$1,000,0006,774
Net interest income$1,415,0007,111
Provision for loan and lease losses$393,0004,165
Total noninterest income$156,0006,843
Gross Fiduciary activities income$12,0001,196
Service charges on deposit accounts$82,0006,172
Trading account gains and fees$0154
Additional Noninterest Income$62,0006,531
Total noninterest expense$1,173,0007,302
Salaries and employee benefits$648,0007,287
Premises and equipment expense$121,0007,415
Additional noninterest expense$404,0007,029
Pre-tax net operating income$5,0006,293
Securities gains (losses)$03,220
Applicable income taxes$21,0004,257
Income before extraordinary items$-16,0006,265
Extraordinary gains, net$039
Net income$-16,0006,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,480
Cash dividends$310,0004,010
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-16,0006,401
2008-09-30 (YTD Data)Rank
Total interest income$1,869,0007,070
Total interest expense$793,0006,794
Net interest income$1,076,0007,142
Provision for loan and lease losses$30,0006,263
Total noninterest income$118,0006,935
Gross Fiduciary activities income$12,0001,122
Service charges on deposit accounts$63,0006,163
Trading account gains and fees$0148
Additional Noninterest Income$43,0006,778
Total noninterest expense$884,0007,316
Salaries and employee benefits$489,0007,294
Premises and equipment expense$91,0007,459
Additional noninterest expense$304,0007,014
Pre-tax net operating income$280,0005,721
Securities gains (losses)$03,106
Applicable income taxes$14,0004,753
Income before extraordinary items$266,0005,368
Extraordinary gains, net$031
Net income$266,0005,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,555
Cash dividends$310,0003,339
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$266,0005,538
2008-06-30 (YTD Data)Rank
Total interest income$1,298,0007,038
Total interest expense$558,0006,824
Net interest income$740,0007,108
Provision for loan and lease losses$20,0005,946
Total noninterest income$69,0007,153
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$42,0006,170
Trading account gains and fees$0149
Additional Noninterest Income$27,0006,905
Total noninterest expense$587,0007,377
Salaries and employee benefits$321,0007,384
Premises and equipment expense$64,0007,436
Additional noninterest expense$202,0007,042
Pre-tax net operating income$202,0005,799
Securities gains (losses)$03,233
Applicable income taxes$8,0005,072
Income before extraordinary items$194,0005,653
Extraordinary gains, net$021
Net income$194,0005,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,014
Cash dividends$276,0003,081
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$194,0005,591
2008-03-31 (YTD Data)Rank
Total interest income$665,0007,083
Total interest expense$291,0006,890
Net interest income$374,0007,133
Provision for loan and lease losses$10,0005,419
Total noninterest income$36,0007,103
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$22,0006,119
Trading account gains and fees$0158
Additional Noninterest Income$14,0006,895
Total noninterest expense$313,0007,302
Salaries and employee benefits$171,0007,304
Premises and equipment expense$37,0007,277
Additional noninterest expense$105,0006,983
Pre-tax net operating income$87,0006,157
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$86,0006,027
Extraordinary gains, net$015
Net income$86,0006,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$276,0001,975
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$86,0005,935
2007-12-31 (YTD Data)Rank
Total interest income$2,579,0007,149
Total interest expense$1,115,0006,992
Net interest income$1,464,0007,158
Provision for loan and lease losses$06,851
Total noninterest income$147,0007,158
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$77,0006,343
Trading account gains and fees$0178
Additional Noninterest Income$70,0006,708
Total noninterest expense$1,118,0007,486
Salaries and employee benefits$612,0007,508
Premises and equipment expense$138,0007,359
Additional noninterest expense$368,0007,209
Pre-tax net operating income$493,0006,022
Securities gains (losses)$02,146
Applicable income taxes$19,0005,444
Income before extraordinary items$474,0005,773
Extraordinary gains, net$039
Net income$474,0005,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,400
Cash dividends$280,0004,512
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$474,0005,762
2007-09-30 (YTD Data)Rank
Total interest income$1,909,0007,222
Total interest expense$823,0007,051
Net interest income$1,086,0007,235
Provision for loan and lease losses$06,528
Total noninterest income$106,0007,252
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$55,0006,436
Trading account gains and fees$0184
Additional Noninterest Income$51,0006,759
Total noninterest expense$852,0007,438
Salaries and employee benefits$481,0007,399
Premises and equipment expense$97,0007,433
Additional noninterest expense$274,0007,199
Pre-tax net operating income$340,0006,407
Securities gains (losses)$01,655
Applicable income taxes$11,0005,703
Income before extraordinary items$329,0006,172
Extraordinary gains, net$033
Net income$329,0006,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,266
Cash dividends$280,0003,725
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$329,0006,161
2007-06-30 (YTD Data)Rank
Total interest income$1,252,0007,282
Total interest expense$530,0007,130
Net interest income$722,0007,293
Provision for loan and lease losses$06,209
Total noninterest income$69,0007,314
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$34,0006,547
Trading account gains and fees$0168
Additional Noninterest Income$35,0006,783
Total noninterest expense$566,0007,490
Salaries and employee benefits$327,0007,410
Premises and equipment expense$54,0007,693
Additional noninterest expense$185,0007,216
Pre-tax net operating income$225,0006,492
Securities gains (losses)$01,444
Applicable income taxes$4,0005,967
Income before extraordinary items$221,0006,218
Extraordinary gains, net$029
Net income$221,0006,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,237
Cash dividends$225,0003,488
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$221,0006,208
2007-03-31 (YTD Data)Rank
Total interest income$617,0007,333
Total interest expense$259,0007,186
Net interest income$358,0007,348
Provision for loan and lease losses$05,779
Total noninterest income$35,0007,298
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$17,0006,538
Trading account gains and fees$0195
Additional Noninterest Income$18,0006,767
Total noninterest expense$316,0007,325
Salaries and employee benefits$186,0007,201
Premises and equipment expense$27,0007,716
Additional noninterest expense$103,0007,035
Pre-tax net operating income$77,0006,963
Securities gains (losses)$01,187
Applicable income taxes$-10,0008,245
Income before extraordinary items$87,0006,594
Extraordinary gains, net$022
Net income$87,0006,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,563
Cash dividends$225,0002,281
Sale, conversion, retirement of capital stock, net$0885
Net operating income$87,0006,584
2006-12-31 (YTD Data)Rank
Total interest income$2,147,0007,423
Total interest expense$827,0007,271
Net interest income$1,320,0007,413
Provision for loan and lease losses$-362,0008,578
Total noninterest income$163,0007,205
Gross Fiduciary activities income$1,0001,470
Service charges on deposit accounts$74,0006,521
Trading account gains and fees$0130
Additional Noninterest Income$88,0006,534
Total noninterest expense$1,214,0007,359
Salaries and employee benefits$612,0007,565
Premises and equipment expense$141,0007,362
Additional noninterest expense$461,0006,728
Pre-tax net operating income$631,0006,099
Securities gains (losses)$01,687
Applicable income taxes$39,0005,601
Income before extraordinary items$592,0005,851
Extraordinary gains, net$051
Net income$592,0005,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-302,0008,620
Cash dividends$420,0003,986
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$592,0005,842
2006-09-30 (YTD Data)Rank
Total interest income$1,553,0007,533
Total interest expense$577,0007,377
Net interest income$976,0007,514
Provision for loan and lease losses$06,685
Total noninterest income$125,0007,232
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$55,0006,616
Trading account gains and fees$0126
Additional Noninterest Income$70,0006,429
Total noninterest expense$879,0007,440
Salaries and employee benefits$481,0007,458
Premises and equipment expense$100,0007,462
Additional noninterest expense$298,0007,094
Pre-tax net operating income$222,0007,333
Securities gains (losses)$01,388
Applicable income taxes$15,0006,081
Income before extraordinary items$207,0007,189
Extraordinary gains, net$045
Net income$207,0007,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,924
Cash dividends$200,0004,136
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$207,0007,184
2006-06-30 (YTD Data)Rank
Total interest income$992,0007,617
Total interest expense$349,0007,497
Net interest income$643,0007,581
Provision for loan and lease losses$06,419
Total noninterest income$88,0007,201
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$38,0006,602
Trading account gains and fees$0126
Additional Noninterest Income$50,0006,377
Total noninterest expense$615,0007,376
Salaries and employee benefits$335,0007,402
Premises and equipment expense$74,0007,324
Additional noninterest expense$206,0007,038
Pre-tax net operating income$116,0007,593
Securities gains (losses)$01,185
Applicable income taxes$10,0006,127
Income before extraordinary items$106,0007,488
Extraordinary gains, net$039
Net income$106,0007,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,609
Cash dividends$200,0003,653
Sale, conversion, retirement of capital stock, net$0887
Net operating income$106,0007,495
2006-03-31 (YTD Data)Rank
Total interest income$477,0007,694
Total interest expense$162,0007,571
Net interest income$315,0007,635
Provision for loan and lease losses$06,013
Total noninterest income$47,0007,046
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$19,0006,578
Trading account gains and fees$0115
Additional Noninterest Income$28,0006,187
Total noninterest expense$321,0007,302
Salaries and employee benefits$182,0007,227
Premises and equipment expense$37,0007,336
Additional noninterest expense$102,0007,039
Pre-tax net operating income$41,0007,804
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$40,0007,690
Extraordinary gains, net$021
Net income$40,0007,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$40,0007,693
2005-12-31 (YTD Data)Rank
Total interest income$1,821,0007,617
Total interest expense$536,0007,511
Net interest income$1,285,0007,575
Provision for loan and lease losses$07,120
Total noninterest income$165,0007,359
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$76,0006,656
Trading account gains and fees$0138
Additional Noninterest Income$89,0006,588
Total noninterest expense$1,076,0007,609
Salaries and employee benefits$592,0007,649
Premises and equipment expense$123,0007,613
Additional noninterest expense$361,0007,305
Pre-tax net operating income$374,0007,145
Securities gains (losses)$02,296
Applicable income taxes$19,0006,341
Income before extraordinary items$355,0006,952
Extraordinary gains, net$046
Net income$355,0006,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,159
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$355,0006,938
2005-09-30 (YTD Data)Rank
Total interest income$1,357,0007,658
Total interest expense$389,0007,521
Net interest income$968,0007,619
Provision for loan and lease losses$06,899
Total noninterest income$124,0007,383
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$55,0006,735
Trading account gains and fees$0126
Additional Noninterest Income$69,0006,541
Total noninterest expense$842,0007,524
Salaries and employee benefits$464,0007,528
Premises and equipment expense$90,0007,632
Additional noninterest expense$288,0007,184
Pre-tax net operating income$250,0007,422
Securities gains (losses)$02,317
Applicable income taxes$6,0006,656
Income before extraordinary items$244,0007,219
Extraordinary gains, net$035
Net income$244,0007,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,983
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$244,0007,176
2005-06-30 (YTD Data)Rank
Total interest income$901,0007,652
Total interest expense$250,0007,522
Net interest income$651,0007,618
Provision for loan and lease losses$06,626
Total noninterest income$81,0007,392
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$36,0006,751
Trading account gains and fees$0116
Additional Noninterest Income$45,0006,573
Total noninterest expense$557,0007,542
Salaries and employee benefits$303,0007,587
Premises and equipment expense$60,0007,621
Additional noninterest expense$194,0007,150
Pre-tax net operating income$175,0007,378
Securities gains (losses)$02,146
Applicable income taxes$6,0006,566
Income before extraordinary items$169,0007,182
Extraordinary gains, net$030
Net income$169,0007,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,119
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$169,0007,151
2005-03-31 (YTD Data)Rank
Total interest income$445,0007,713
Total interest expense$122,0007,539
Net interest income$323,0007,696
Provision for loan and lease losses$06,226
Total noninterest income$39,0007,451
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$17,0006,822
Trading account gains and fees$0115
Additional Noninterest Income$22,0006,697
Total noninterest expense$293,0007,504
Salaries and employee benefits$161,0007,494
Premises and equipment expense$31,0007,653
Additional noninterest expense$101,0007,119
Pre-tax net operating income$69,0007,653
Securities gains (losses)$01,685
Applicable income taxes$6,0006,318
Income before extraordinary items$63,0007,543
Extraordinary gains, net$024
Net income$63,0007,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,116
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$63,0007,516
2004-12-31 (YTD Data)Rank
Total interest income$1,786,0007,600
Total interest expense$476,0007,394
Net interest income$1,310,0007,585
Provision for loan and lease losses$07,314
Total noninterest income$168,0007,448
Gross Fiduciary activities income$11,0001,306
Service charges on deposit accounts$73,0006,905
Trading account gains and fees$0138
Additional Noninterest Income$84,0006,699
Total noninterest expense$1,005,0007,808
Salaries and employee benefits$571,0007,772
Premises and equipment expense$126,0007,636
Additional noninterest expense$308,0007,653
Pre-tax net operating income$473,0006,792
Securities gains (losses)$03,819
Applicable income taxes$9,0006,781
Income before extraordinary items$464,0006,492
Extraordinary gains, net$034
Net income$464,0006,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,809
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$464,0006,438
2004-09-30 (YTD Data)Rank
Total interest income$1,338,0007,639
Total interest expense$361,0007,392
Net interest income$977,0007,620
Provision for loan and lease losses$07,100
Total noninterest income$124,0007,519
Gross Fiduciary activities income$5,0001,342
Service charges on deposit accounts$54,0006,965
Trading account gains and fees$0134
Additional Noninterest Income$65,0006,663
Total noninterest expense$778,0007,711
Salaries and employee benefits$461,0007,556
Premises and equipment expense$90,0007,711
Additional noninterest expense$227,0007,687
Pre-tax net operating income$323,0007,082
Securities gains (losses)$03,710
Applicable income taxes$8,0006,848
Income before extraordinary items$315,0006,815
Extraordinary gains, net$026
Net income$315,0006,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,844
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$315,0006,742
2004-06-30 (YTD Data)Rank
Total interest income$906,0007,651
Total interest expense$244,0007,429
Net interest income$662,0007,619
Provision for loan and lease losses$06,885
Total noninterest income$73,0007,730
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$36,0006,979
Trading account gains and fees$0130
Additional Noninterest Income$37,0006,933
Total noninterest expense$493,0007,860
Salaries and employee benefits$303,0007,648
Premises and equipment expense$60,0007,741
Additional noninterest expense$130,0007,968
Pre-tax net operating income$242,0006,882
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$242,0006,519
Extraordinary gains, net$021
Net income$242,0006,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$242,0006,432
2004-03-31 (YTD Data)Rank
Total interest income$462,0007,662
Total interest expense$126,0007,424
Net interest income$336,0007,625
Provision for loan and lease losses$06,501
Total noninterest income$32,0007,893
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$17,0007,025
Trading account gains and fees$0121
Additional Noninterest Income$15,0007,252
Total noninterest expense$215,0008,134
Salaries and employee benefits$150,0007,700
Premises and equipment expense$32,0007,669
Additional noninterest expense$33,0008,795
Pre-tax net operating income$153,0006,400
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$153,0005,971
Extraordinary gains, net$016
Net income$153,0005,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$153,0005,847
2003-12-31 (YTD Data)Rank
Total interest income$2,026,0007,510
Total interest expense$697,0007,048
Net interest income$1,329,0007,612
Provision for loan and lease losses$89,0005,527
Total noninterest income$189,0007,441
Gross Fiduciary activities income$1,0001,575
Service charges on deposit accounts$83,0006,840
Trading account gains and fees$0160
Additional Noninterest Income$105,0006,454
Total noninterest expense$1,067,0007,740
Salaries and employee benefits$526,0007,987
Premises and equipment expense$110,0007,945
Additional noninterest expense$431,0006,952
Pre-tax net operating income$362,0007,184
Securities gains (losses)$2,0004,163
Applicable income taxes$07,459
Income before extraordinary items$364,0006,968
Extraordinary gains, net$054
Net income$364,0006,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,241
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$362,0006,833
2003-09-30 (YTD Data)Rank
Total interest income$1,540,0007,568
Total interest expense$547,0007,092
Net interest income$993,0007,679
Provision for loan and lease losses$74,0005,257
Total noninterest income$138,0007,529
Gross Fiduciary activities income$1,0001,533
Service charges on deposit accounts$62,0006,909
Trading account gains and fees$0153
Additional Noninterest Income$75,0006,587
Total noninterest expense$752,0007,860
Salaries and employee benefits$386,0008,009
Premises and equipment expense$79,0008,018
Additional noninterest expense$287,0007,256
Pre-tax net operating income$305,0007,151
Securities gains (losses)$1,0004,000
Applicable income taxes$07,524
Income before extraordinary items$306,0006,916
Extraordinary gains, net$040
Net income$306,0006,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,469
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$305,0006,754
2003-06-30 (YTD Data)Rank
Total interest income$1,047,0007,589
Total interest expense$382,0007,091
Net interest income$665,0007,698
Provision for loan and lease losses$48,0005,200
Total noninterest income$98,0007,437
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$42,0006,879
Trading account gains and fees$0150
Additional Noninterest Income$56,0006,368
Total noninterest expense$517,0007,823
Salaries and employee benefits$271,0007,922
Premises and equipment expense$53,0008,017
Additional noninterest expense$193,0007,236
Pre-tax net operating income$198,0007,232
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$198,0006,982
Extraordinary gains, net$030
Net income$198,0006,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,471
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$198,0006,790
2003-03-31 (YTD Data)Rank
Total interest income$537,0007,576
Total interest expense$196,0007,129
Net interest income$341,0007,657
Provision for loan and lease losses$36,0004,248
Total noninterest income$98,0005,965
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$22,0006,745
Trading account gains and fees$0134
Additional Noninterest Income$76,0004,450
Total noninterest expense$254,0007,891
Salaries and employee benefits$134,0007,974
Premises and equipment expense$30,0007,859
Additional noninterest expense$90,0007,412
Pre-tax net operating income$149,0006,475
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$149,0006,035
Extraordinary gains, net$021
Net income$149,0006,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,624
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$149,0005,850
2002-12-31 (YTD Data)Rank
Total interest income$2,509,0007,347
Total interest expense$1,077,0006,734
Net interest income$1,432,0007,542
Provision for loan and lease losses$111,0005,538
Total noninterest income$137,0007,983
Gross Fiduciary activities income$8,0001,447
Service charges on deposit accounts$82,0006,901
Trading account gains and fees$0153
Additional Noninterest Income$47,0007,677
Total noninterest expense$1,161,0007,562
Salaries and employee benefits$517,0008,075
Premises and equipment expense$120,0007,886
Additional noninterest expense$524,0006,369
Pre-tax net operating income$297,0007,551
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$297,0007,335
Extraordinary gains, net$070
Net income$297,0007,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$594,0001,443
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$297,0007,233
2001-12-31 (YTD Data)Rank
Total interest income$2,933,0007,321
Total interest expense$1,624,0006,736
Net interest income$1,309,0007,680
Provision for loan and lease losses$1,691,000810
Total noninterest income$177,0007,554
Gross Fiduciary activities income$13,0001,375
Service charges on deposit accounts$103,0006,520
Trading account gains and fees$0177
Additional Noninterest Income$61,0007,372
Total noninterest expense$864,0008,294
Salaries and employee benefits$457,0008,364
Premises and equipment expense$53,0009,079
Additional noninterest expense$354,0007,483
Pre-tax net operating income$-1,069,0009,372
Securities gains (losses)$6,0003,836
Applicable income taxes$07,903
Income before extraordinary items$-1,063,0009,429
Extraordinary gains, net$0105
Net income$-1,063,0009,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,149,000847
Cash dividends$723,0002,805
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-1,069,0009,398
2000-12-31 (YTD Data)Rank
Total interest income$2,868,0007,544
Total interest expense$1,485,0007,200
Net interest income$1,383,0007,677
Provision for loan and lease losses$88,0005,585
Total noninterest income$170,0007,617
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0006,469
Trading account gains and feesNANA
Additional Noninterest Income$65,0007,328
Total noninterest expense$903,0008,290
Salaries and employee benefits$475,0008,375
Premises and equipment expense$41,0009,526
Additional noninterest expense$387,0007,257
Pre-tax net operating income$562,0006,734
Securities gains (losses)$01,956
Applicable income taxes$37,0007,461
Income before extraordinary items$525,0006,190
Extraordinary gains, net$038
Net income$525,0006,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0009,115
Cash dividends$665,0003,013
Sale, conversion, retirement of capital stock, net$0969
Net operating income$525,0006,201
1999-12-31 (YTD Data)Rank
Total interest income$2,641,0007,756
Total interest expense$1,296,0007,414
Net interest income$1,346,0007,877
Provision for loan and lease losses$71,0005,896
Total noninterest income$172,0007,809
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0007,217
Trading account gains and feesNANA
Additional Noninterest Income$96,0006,735
Total noninterest expense$892,0008,447
Salaries and employee benefits$462,0008,553
Premises and equipment expense$127,0008,090
Additional noninterest expense$303,0008,090
Pre-tax net operating income$554,0006,890
Securities gains (losses)$5,0002,145
Applicable income taxes$83,0007,162
Income before extraordinary items$476,0006,569
Extraordinary gains, net$035
Net income$476,0006,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,024
Cash dividends$867,0002,530
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$471,7506,563
1998-12-31 (YTD Data)Rank
Total interest income$2,430,0008,173
Total interest expense$1,174,0007,973
Net interest income$1,256,0008,209
Provision for loan and lease losses$25,0007,503
Total noninterest income$135,0008,471
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$57,0007,866
Trading account gains and feesNANA
Additional Noninterest Income$78,0007,242
Total noninterest expense$748,0008,944
Salaries and employee benefits$427,0008,793
Premises and equipment expense$43,0009,960
Additional noninterest expense$278,0008,319
Pre-tax net operating income$618,0006,823
Securities gains (losses)$04,449
Applicable income taxes$85,0007,751
Income before extraordinary items$533,0006,411
Extraordinary gains, net$032
Net income$533,0006,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$250,0004,929
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$533,0006,301
1997-12-31 (YTD Data)Rank
Total interest income$2,299,0008,638
Total interest expense$1,116,0008,364
Net interest income$1,183,0008,721
Provision for loan and lease losses$43,0006,927
Total noninterest income$119,0009,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0008,315
Trading account gains and feesNANA
Additional Noninterest Income$65,0007,858
Total noninterest expense$737,0009,272
Salaries and employee benefits$412,0009,180
Premises and equipment expense$118,0008,544
Additional noninterest expense$207,0009,316
Pre-tax net operating income$522,0007,803
Securities gains (losses)$6,0002,665
Applicable income taxes$158,0007,483
Income before extraordinary items$370,0007,850
Extraordinary gains, net$044
Net income$370,0007,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,011
Cash dividends$236,0005,062
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$365,8007,822
1996-12-31 (YTD Data)Rank
Total interest income$2,083,0009,272
Total interest expense$984,0009,065
Net interest income$1,099,0009,286
Provision for loan and lease losses$37,0007,110
Total noninterest income$108,0009,748
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,0008,999
Trading account gains and feesNANA
Additional Noninterest Income$64,0008,317
Total noninterest expense$707,0009,789
Salaries and employee benefits$402,0009,596
Premises and equipment expense$78,0009,872
Additional noninterest expense$227,0009,632
Pre-tax net operating income$463,0008,148
Securities gains (losses)$1,0003,760
Applicable income taxes$115,0008,483
Income before extraordinary items$349,0008,009
Extraordinary gains, net$053
Net income$349,0008,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0006,098
Cash dividends$225,0005,172
Sale, conversion, retirement of capital stock, net$0953
Net operating income$348,2507,960
1995-12-31 (YTD Data)Rank
Total interest income$1,998,0009,722
Total interest expense$893,0009,640
Net interest income$1,105,0009,610
Provision for loan and lease losses$189,0003,142
Total noninterest income$109,00010,090
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,0009,427
Trading account gains and feesNANA
Additional Noninterest Income$65,0008,550
Total noninterest expense$668,00010,306
Salaries and employee benefits$378,00010,096
Premises and equipment expense$61,00010,750
Additional noninterest expense$229,00010,080
Pre-tax net operating income$357,0009,346
Securities gains (losses)$03,831
Applicable income taxes$85,0009,494
Income before extraordinary items$272,0009,209
Extraordinary gains, net$065
Net income$272,0009,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,435
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$272,0009,176
1994-12-31 (YTD Data)Rank
Total interest income$1,862,00010,057
Total interest expense$800,0009,607
Net interest income$1,062,00010,206
Provision for loan and lease losses$106,0004,419
Total noninterest income$111,00010,498
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,0009,727
Trading account gains and feesNANA
Additional Noninterest Income$62,0009,009
Total noninterest expense$620,00011,031
Salaries and employee benefits$341,00010,839
Premises and equipment expense$60,00011,299
Additional noninterest expense$219,00010,903
Pre-tax net operating income$447,0009,009
Securities gains (losses)$2,0003,070
Applicable income taxes$101,0009,345
Income before extraordinary items$348,0008,643
Extraordinary gains, net$0249
Net income$348,0008,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,448
Cash dividends$379,0003,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$346,4408,722
1993-12-31 (YTD Data)Rank
Total interest income$1,780,00010,628
Total interest expense$817,0009,954
Net interest income$963,00010,915
Provision for loan and lease losses$28,0008,567
Total noninterest income$132,00010,584
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$19,00011,023
Trading account gains and feesNANA
Additional Noninterest Income$113,0007,504
Total noninterest expense$643,00011,416
Salaries and employee benefits$331,00011,347
Premises and equipment expense$57,00011,958
Additional noninterest expense$255,00011,009
Pre-tax net operating income$424,0009,224
Securities gains (losses)$3,0006,505
Applicable income taxes$92,0009,945
Income before extraordinary items$335,0009,085
Extraordinary gains, net$03,149
Net income$335,0009,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0007,435
Cash dividends$301,0004,355
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$332,6608,854
1992-12-31 (YTD Data)Rank
Total interest income$2,010,00010,878
Total interest expense$996,00010,407
Net interest income$1,014,00011,051
Provision for loan and lease losses$25,00010,242
Total noninterest income$106,00011,552
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,00011,362
Trading account gains and feesNANA
Additional Noninterest Income$86,0008,594
Total noninterest expense$617,00011,955
Salaries and employee benefits$326,00011,716
Premises and equipment expense$61,00012,225
Additional noninterest expense$230,00011,810
Pre-tax net operating income$478,0008,567
Securities gains (losses)$3,0007,429
Applicable income taxes$102,0009,861
Income before extraordinary items$379,0008,423
Extraordinary gains, net$01,422
Net income$379,0008,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$207,0004,913
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$376,6308,088

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.