Home > Buffalo Prairie State Bank > Income and Expense
Buffalo Prairie State Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 5,845 |
| Total interest expense | $184,000 | 3,056 |
| Net interest income | $209,000 | 6,173 |
| Provision for loan and lease losses | $4,000 | 3,525 |
| Total noninterest income | $7,000 | 6,245 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,000 | 6,193 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 5,971 |
| Total noninterest expense | $209,000 | 6,115 |
| Salaries and employee benefits | $84,000 | 6,252 |
| Premises and equipment expense | $8,000 | 6,302 |
| Additional noninterest expense | $117,000 | 5,614 |
| Pre-tax net operating income | $3,000 | 5,986 |
| Securities gains (losses) | $-234,000 | 6,394 |
| Applicable income taxes | $-138,000 | 6,382 |
| Income before extraordinary items | $-93,000 | 6,237 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-93,000 | 6,237 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-93,000 | 6,238 |
| Net charge-offs | $82,000 | 1,240 |
| Cash dividends | $490,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $56,760 | 5,500 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 5,616 |
| Total interest expense | $735,000 | 3,202 |
| Net interest income | $1,310,000 | 5,982 |
| Provision for loan and lease losses | $96,000 | 3,276 |
| Total noninterest income | $43,000 | 6,259 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $10,000 | 6,253 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $33,000 | 5,901 |
| Total noninterest expense | $747,000 | 6,290 |
| Salaries and employee benefits | $376,000 | 6,304 |
| Premises and equipment expense | $48,000 | 6,357 |
| Additional noninterest expense | $323,000 | 6,067 |
| Pre-tax net operating income | $510,000 | 5,022 |
| Securities gains (losses) | $-258,000 | 6,421 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $252,000 | 5,533 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $252,000 | 5,532 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $252,000 | 5,533 |
| Net charge-offs | $137,000 | 2,869 |
| Cash dividends | $3,600,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $510,000 | 4,857 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 5,619 |
| Total interest expense | $551,000 | 3,264 |
| Net interest income | $1,068,000 | 5,982 |
| Provision for loan and lease losses | $72,000 | 3,145 |
| Total noninterest income | $33,000 | 6,345 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $8,000 | 6,321 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $25,000 | 5,973 |
| Total noninterest expense | $477,000 | 6,415 |
| Salaries and employee benefits | $287,000 | 6,351 |
| Premises and equipment expense | $30,000 | 6,471 |
| Additional noninterest expense | $160,000 | 6,378 |
| Pre-tax net operating income | $552,000 | 4,673 |
| Securities gains (losses) | $-257,000 | 6,513 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $295,000 | 5,244 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $295,000 | 5,244 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $295,000 | 5,246 |
| Net charge-offs | $142,000 | 2,345 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $552,000 | 4,422 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 5,698 |
| Total interest expense | $366,000 | 3,314 |
| Net interest income | $673,000 | 6,078 |
| Provision for loan and lease losses | $48,000 | 3,083 |
| Total noninterest income | $23,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $6,000 | 6,362 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $17,000 | 6,021 |
| Total noninterest expense | $327,000 | 6,468 |
| Salaries and employee benefits | $198,000 | 6,401 |
| Premises and equipment expense | $20,000 | 6,523 |
| Additional noninterest expense | $109,000 | 6,426 |
| Pre-tax net operating income | $321,000 | 4,813 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $21,000 | 3,824 |
| Income before extraordinary items | $299,000 | 4,750 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $299,000 | 4,752 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $299,000 | 4,753 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $299,930 | 4,687 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 5,748 |
| Total interest expense | $184,000 | 3,354 |
| Net interest income | $338,000 | 6,136 |
| Provision for loan and lease losses | $24,000 | 2,875 |
| Total noninterest income | $11,000 | 6,448 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $4,000 | 6,347 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $7,000 | 6,110 |
| Total noninterest expense | $160,000 | 6,550 |
| Salaries and employee benefits | $101,000 | 6,461 |
| Premises and equipment expense | $9,000 | 6,612 |
| Additional noninterest expense | $50,000 | 6,534 |
| Pre-tax net operating income | $165,000 | 4,749 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $11,000 | 3,783 |
| Income before extraordinary items | $154,000 | 4,652 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $154,000 | 4,654 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $154,000 | 4,654 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $154,000 | 4,601 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 5,817 |
| Total interest expense | $782,000 | 3,497 |
| Net interest income | $1,312,000 | 6,211 |
| Provision for loan and lease losses | $96,000 | 3,754 |
| Total noninterest income | $82,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $9,000 | 6,537 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $73,000 | 5,630 |
| Total noninterest expense | $616,000 | 6,648 |
| Salaries and employee benefits | $382,000 | 6,581 |
| Premises and equipment expense | $39,000 | 6,681 |
| Additional noninterest expense | $195,000 | 6,617 |
| Pre-tax net operating income | $682,000 | 4,629 |
| Securities gains (losses) | $-18,000 | 6,317 |
| Applicable income taxes | $46,000 | 3,800 |
| Income before extraordinary items | $618,000 | 4,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $618,000 | 4,625 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $618,000 | 4,625 |
| Net charge-offs | $25,000 | 4,748 |
| Cash dividends | $27,000 | 4,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $634,740 | 4,532 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 5,885 |
| Total interest expense | $591,000 | 3,567 |
| Net interest income | $970,000 | 6,290 |
| Provision for loan and lease losses | $72,000 | 3,695 |
| Total noninterest income | $72,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $7,000 | 6,601 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $65,000 | 5,570 |
| Total noninterest expense | $436,000 | 6,729 |
| Salaries and employee benefits | $278,000 | 6,649 |
| Premises and equipment expense | $26,000 | 6,777 |
| Additional noninterest expense | $132,000 | 6,724 |
| Pre-tax net operating income | $534,000 | 4,677 |
| Securities gains (losses) | $-2,000 | 6,351 |
| Applicable income taxes | $48,000 | 3,744 |
| Income before extraordinary items | $484,000 | 4,635 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $484,000 | 4,638 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $484,000 | 4,639 |
| Net charge-offs | $23,000 | 4,338 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $485,820 | 4,555 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 5,920 |
| Total interest expense | $398,000 | 3,599 |
| Net interest income | $637,000 | 6,331 |
| Provision for loan and lease losses | $48,000 | 3,670 |
| Total noninterest income | $26,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $4,000 | 6,665 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,044 |
| Total noninterest expense | $284,000 | 6,792 |
| Salaries and employee benefits | $179,000 | 6,718 |
| Premises and equipment expense | $15,000 | 6,840 |
| Additional noninterest expense | $90,000 | 6,746 |
| Pre-tax net operating income | $331,000 | 4,747 |
| Securities gains (losses) | $-1,000 | 6,487 |
| Applicable income taxes | $22,000 | 3,907 |
| Income before extraordinary items | $308,000 | 4,705 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $308,000 | 4,708 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $308,000 | 4,709 |
| Net charge-offs | $23,000 | 3,924 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $308,930 | 4,594 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 5,984 |
| Total interest expense | $203,000 | 3,639 |
| Net interest income | $310,000 | 6,407 |
| Provision for loan and lease losses | $24,000 | 3,487 |
| Total noninterest income | $5,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $2,000 | 6,720 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $140,000 | 6,869 |
| Salaries and employee benefits | $88,000 | 6,792 |
| Premises and equipment expense | $7,000 | 6,909 |
| Additional noninterest expense | $45,000 | 6,829 |
| Pre-tax net operating income | $151,000 | 4,845 |
| Securities gains (losses) | $-1,000 | 6,666 |
| Applicable income taxes | $28,000 | 3,403 |
| Income before extraordinary items | $122,000 | 4,997 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $122,000 | 4,998 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $122,000 | 4,999 |
| Net charge-offs | $25,000 | 2,912 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $122,810 | 4,892 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 6,141 |
| Total interest expense | $853,000 | 3,973 |
| Net interest income | $1,141,000 | 6,583 |
| Provision for loan and lease losses | $96,000 | 4,729 |
| Total noninterest income | $50,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $6,000 | 6,832 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $44,000 | 5,936 |
| Total noninterest expense | $624,000 | 6,897 |
| Salaries and employee benefits | $374,000 | 6,836 |
| Premises and equipment expense | $35,000 | 6,968 |
| Additional noninterest expense | $215,000 | 6,822 |
| Pre-tax net operating income | $471,000 | 4,983 |
| Securities gains (losses) | $-6,000 | 6,705 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $465,000 | 5,024 |
| Extraordinary gains, net | $122,000 | 13 |
| Net income | $587,000 | 4,729 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $587,000 | 4,730 |
| Net charge-offs | $-1,000 | 6,346 |
| Cash dividends | $27,000 | 4,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $471,000 | 4,813 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 6,235 |
| Total interest expense | $647,000 | 4,070 |
| Net interest income | $859,000 | 6,674 |
| Provision for loan and lease losses | $72,000 | 4,701 |
| Total noninterest income | $48,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $5,000 | 6,916 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $43,000 | 5,873 |
| Total noninterest expense | $455,000 | 6,993 |
| Salaries and employee benefits | $269,000 | 6,931 |
| Premises and equipment expense | $32,000 | 7,016 |
| Additional noninterest expense | $154,000 | 6,936 |
| Pre-tax net operating income | $380,000 | 5,048 |
| Securities gains (losses) | $-5,000 | 6,828 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $375,000 | 5,064 |
| Extraordinary gains, net | $122,000 | 10 |
| Net income | $497,000 | 4,654 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $497,000 | 4,654 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $380,000 | 4,867 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 6,270 |
| Total interest expense | $435,000 | 4,149 |
| Net interest income | $585,000 | 6,710 |
| Provision for loan and lease losses | $48,000 | 4,622 |
| Total noninterest income | $36,000 | 6,650 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $4,000 | 6,954 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,840 |
| Total noninterest expense | $302,000 | 7,058 |
| Salaries and employee benefits | $181,000 | 6,988 |
| Premises and equipment expense | $16,000 | 7,133 |
| Additional noninterest expense | $105,000 | 6,985 |
| Pre-tax net operating income | $271,000 | 4,968 |
| Securities gains (losses) | $-3,000 | 6,872 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $268,000 | 4,965 |
| Extraordinary gains, net | $122,000 | 9 |
| Net income | $390,000 | 4,414 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $390,000 | 4,412 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $271,000 | 4,762 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 6,343 |
| Total interest expense | $220,000 | 4,230 |
| Net interest income | $282,000 | 6,792 |
| Provision for loan and lease losses | $24,000 | 4,387 |
| Total noninterest income | $7,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $2,000 | 6,990 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $150,000 | 7,114 |
| Salaries and employee benefits | $90,000 | 7,051 |
| Premises and equipment expense | $8,000 | 7,176 |
| Additional noninterest expense | $52,000 | 7,041 |
| Pre-tax net operating income | $115,000 | 5,253 |
| Securities gains (losses) | $-1,000 | 6,909 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $114,000 | 5,216 |
| Extraordinary gains, net | $122,000 | 7 |
| Net income | $236,000 | 4,099 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $236,000 | 4,099 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $115,000 | 5,059 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 6,464 |
| Total interest expense | $915,000 | 4,603 |
| Net interest income | $1,059,000 | 6,892 |
| Provision for loan and lease losses | $96,000 | 5,397 |
| Total noninterest income | $28,000 | 6,879 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $8,000 | 6,869 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,000 | 6,376 |
| Total noninterest expense | $597,000 | 7,187 |
| Salaries and employee benefits | $343,000 | 7,148 |
| Premises and equipment expense | $34,000 | 7,251 |
| Additional noninterest expense | $220,000 | 7,081 |
| Pre-tax net operating income | $394,000 | 4,990 |
| Securities gains (losses) | $-8,000 | 6,856 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $386,000 | 4,983 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $386,000 | 4,986 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $386,000 | 4,985 |
| Net charge-offs | $155,000 | 4,559 |
| Cash dividends | $27,000 | 4,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $394,000 | 4,832 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 6,524 |
| Total interest expense | $683,000 | 4,741 |
| Net interest income | $802,000 | 6,948 |
| Provision for loan and lease losses | $72,000 | 5,289 |
| Total noninterest income | $23,000 | 6,986 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $6,000 | 6,925 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $17,000 | 6,460 |
| Total noninterest expense | $437,000 | 7,259 |
| Salaries and employee benefits | $247,000 | 7,213 |
| Premises and equipment expense | $27,000 | 7,301 |
| Additional noninterest expense | $163,000 | 7,155 |
| Pre-tax net operating income | $316,000 | 5,047 |
| Securities gains (losses) | $-6,000 | 6,969 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $310,000 | 5,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 5,009 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $310,000 | 5,009 |
| Net charge-offs | $160,000 | 3,953 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $316,000 | 4,870 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 6,592 |
| Total interest expense | $456,000 | 4,850 |
| Net interest income | $530,000 | 7,012 |
| Provision for loan and lease losses | $48,000 | 5,176 |
| Total noninterest income | $17,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $4,000 | 6,967 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 6,489 |
| Total noninterest expense | $283,000 | 7,348 |
| Salaries and employee benefits | $157,000 | 7,313 |
| Premises and equipment expense | $16,000 | 7,401 |
| Additional noninterest expense | $110,000 | 7,217 |
| Pre-tax net operating income | $216,000 | 5,029 |
| Securities gains (losses) | $-4,000 | 6,995 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $212,000 | 4,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $212,000 | 4,938 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $212,000 | 4,938 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $216,000 | 4,814 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 6,653 |
| Total interest expense | $231,000 | 4,933 |
| Net interest income | $256,000 | 7,087 |
| Provision for loan and lease losses | $24,000 | 4,887 |
| Total noninterest income | $8,000 | 7,156 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $2,000 | 6,969 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $136,000 | 7,426 |
| Salaries and employee benefits | $79,000 | 7,364 |
| Premises and equipment expense | $5,000 | 7,507 |
| Additional noninterest expense | $52,000 | 7,313 |
| Pre-tax net operating income | $104,000 | 5,089 |
| Securities gains (losses) | $-2,000 | 7,028 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $102,000 | 4,983 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $102,000 | 4,981 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $102,000 | 4,983 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $104,000 | 4,894 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 6,706 |
| Total interest expense | $943,000 | 5,354 |
| Net interest income | $1,101,000 | 7,071 |
| Provision for loan and lease losses | $96,000 | 6,064 |
| Total noninterest income | $32,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 6,728 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 6,550 |
| Total noninterest expense | $567,000 | 7,476 |
| Salaries and employee benefits | $339,000 | 7,412 |
| Premises and equipment expense | $43,000 | 7,493 |
| Additional noninterest expense | $185,000 | 7,443 |
| Pre-tax net operating income | $470,000 | 4,442 |
| Securities gains (losses) | $-9,000 | 7,023 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $461,000 | 4,417 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $461,000 | 4,418 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $461,000 | 4,418 |
| Net charge-offs | $8,000 | 6,622 |
| Cash dividends | $27,000 | 4,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $470,000 | 4,265 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 6,789 |
| Total interest expense | $713,000 | 5,485 |
| Net interest income | $844,000 | 7,149 |
| Provision for loan and lease losses | $72,000 | 5,997 |
| Total noninterest income | $26,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $6,000 | 6,829 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $20,000 | 6,660 |
| Total noninterest expense | $405,000 | 7,596 |
| Salaries and employee benefits | $237,000 | 7,533 |
| Premises and equipment expense | $33,000 | 7,585 |
| Additional noninterest expense | $135,000 | 7,550 |
| Pre-tax net operating income | $393,000 | 4,531 |
| Securities gains (losses) | $-6,000 | 7,171 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $387,000 | 4,514 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $387,000 | 4,517 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $387,000 | 4,517 |
| Net charge-offs | $28,000 | 5,863 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $393,000 | 4,314 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 6,830 |
| Total interest expense | $482,000 | 5,561 |
| Net interest income | $558,000 | 7,206 |
| Provision for loan and lease losses | $48,000 | 5,904 |
| Total noninterest income | $16,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $4,000 | 6,877 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 6,755 |
| Total noninterest expense | $267,000 | 7,668 |
| Salaries and employee benefits | $154,000 | 7,612 |
| Premises and equipment expense | $20,000 | 7,669 |
| Additional noninterest expense | $93,000 | 7,606 |
| Pre-tax net operating income | $259,000 | 4,601 |
| Securities gains (losses) | $-4,000 | 7,247 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $255,000 | 4,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $255,000 | 4,560 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $255,000 | 4,560 |
| Net charge-offs | $29,000 | 5,288 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $259,000 | 4,394 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 6,908 |
| Total interest expense | $243,000 | 5,661 |
| Net interest income | $279,000 | 7,288 |
| Provision for loan and lease losses | $24,000 | 5,644 |
| Total noninterest income | $6,000 | 7,533 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $3,000 | 6,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $130,000 | 7,783 |
| Salaries and employee benefits | $76,000 | 7,714 |
| Premises and equipment expense | $9,000 | 7,776 |
| Additional noninterest expense | $45,000 | 7,718 |
| Pre-tax net operating income | $131,000 | 4,723 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $129,000 | 4,627 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $129,000 | 4,628 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $129,000 | 4,626 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $131,000 | 4,495 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 6,973 |
| Total interest expense | $1,066,000 | 5,898 |
| Net interest income | $1,054,000 | 7,392 |
| Provision for loan and lease losses | $86,000 | 6,551 |
| Total noninterest income | $22,000 | 7,578 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $10,000 | 7,020 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $12,000 | 7,140 |
| Total noninterest expense | $556,000 | 7,833 |
| Salaries and employee benefits | $313,000 | 7,785 |
| Premises and equipment expense | $42,000 | 7,839 |
| Additional noninterest expense | $201,000 | 7,751 |
| Pre-tax net operating income | $434,000 | 4,154 |
| Securities gains (losses) | $-8,000 | 6,985 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $426,000 | 4,094 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $426,000 | 4,093 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $426,000 | 4,093 |
| Net charge-offs | $170,000 | 5,185 |
| Cash dividends | $27,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $434,000 | 3,993 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 7,041 |
| Total interest expense | $811,000 | 5,997 |
| Net interest income | $794,000 | 7,443 |
| Provision for loan and lease losses | $62,000 | 6,387 |
| Total noninterest income | $17,000 | 7,714 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $8,000 | 7,062 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,000 | 7,300 |
| Total noninterest expense | $380,000 | 7,948 |
| Salaries and employee benefits | $207,000 | 7,910 |
| Premises and equipment expense | $32,000 | 7,909 |
| Additional noninterest expense | $141,000 | 7,847 |
| Pre-tax net operating income | $369,000 | 4,291 |
| Securities gains (losses) | $-5,000 | 7,188 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $364,000 | 4,175 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $364,000 | 4,170 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $364,000 | 4,173 |
| Net charge-offs | $162,000 | 4,513 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $369,000 | 4,072 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 7,112 |
| Total interest expense | $545,000 | 6,110 |
| Net interest income | $523,000 | 7,504 |
| Provision for loan and lease losses | $39,000 | 6,287 |
| Total noninterest income | $15,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $7,000 | 7,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $221,000 | 8,070 |
| Salaries and employee benefits | $135,000 | 8,012 |
| Premises and equipment expense | $19,000 | 8,019 |
| Additional noninterest expense | $67,000 | 8,064 |
| Pre-tax net operating income | $278,000 | 4,234 |
| Securities gains (losses) | $-4,000 | 7,416 |
| Applicable income taxes | $13,000 | 3,905 |
| Income before extraordinary items | $261,000 | 4,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 4,184 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $261,000 | 4,184 |
| Net charge-offs | $-5,000 | 7,794 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $264,800 | 4,053 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $540,000 | 7,143 |
| Total interest expense | $275,000 | 6,187 |
| Net interest income | $265,000 | 7,519 |
| Provision for loan and lease losses | $20,000 | 5,880 |
| Total noninterest income | $7,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $114,000 | 8,111 |
| Salaries and employee benefits | $64,000 | 8,084 |
| Premises and equipment expense | $8,000 | 8,085 |
| Additional noninterest expense | $42,000 | 7,977 |
| Pre-tax net operating income | $138,000 | 4,628 |
| Securities gains (losses) | $-1,000 | 7,699 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $135,000 | 4,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $135,000 | 4,529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $135,000 | 4,529 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $135,990 | 4,357 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 7,183 |
| Total interest expense | $1,278,000 | 6,307 |
| Net interest income | $921,000 | 7,682 |
| Provision for loan and lease losses | $78,000 | 6,256 |
| Total noninterest income | $28,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 7,056 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,000 | 7,711 |
| Total noninterest expense | $479,000 | 8,137 |
| Salaries and employee benefits | $281,000 | 8,100 |
| Premises and equipment expense | $41,000 | 8,119 |
| Additional noninterest expense | $157,000 | 8,053 |
| Pre-tax net operating income | $392,000 | 5,162 |
| Securities gains (losses) | $-4,000 | 6,940 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $388,000 | 4,790 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $388,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,046 |
| Cash dividends | $27,000 | 5,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $392,000 | 4,949 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 7,278 |
| Total interest expense | $979,000 | 6,383 |
| Net interest income | $657,000 | 7,811 |
| Provision for loan and lease losses | $58,000 | 5,754 |
| Total noninterest income | $22,000 | 8,004 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $15,000 | 7,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $333,000 | 8,225 |
| Salaries and employee benefits | $188,000 | 8,206 |
| Premises and equipment expense | $31,000 | 8,173 |
| Additional noninterest expense | $114,000 | 8,115 |
| Pre-tax net operating income | $288,000 | 5,684 |
| Securities gains (losses) | $-3,000 | 7,226 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $285,000 | 5,283 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $285,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $288,000 | 5,445 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,350 |
| Total interest expense | $665,000 | 6,471 |
| Net interest income | $424,000 | 7,875 |
| Provision for loan and lease losses | $39,000 | 5,425 |
| Total noninterest income | $14,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $10,000 | 7,141 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $214,000 | 8,301 |
| Salaries and employee benefits | $121,000 | 8,290 |
| Premises and equipment expense | $19,000 | 8,260 |
| Additional noninterest expense | $74,000 | 8,195 |
| Pre-tax net operating income | $185,000 | 5,916 |
| Securities gains (losses) | $-2,000 | 7,993 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $183,000 | 5,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $185,000 | 5,659 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $555,000 | 7,398 |
| Total interest expense | $345,000 | 6,553 |
| Net interest income | $210,000 | 7,933 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $5,000 | 8,194 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $103,000 | 8,360 |
| Salaries and employee benefits | $57,000 | 8,354 |
| Premises and equipment expense | $9,000 | 8,302 |
| Additional noninterest expense | $37,000 | 8,220 |
| Pre-tax net operating income | $92,000 | 6,092 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $91,000 | 5,962 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $91,000 | 5,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $92,000 | 5,868 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 7,504 |
| Total interest expense | $1,337,000 | 6,660 |
| Net interest income | $747,000 | 8,035 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $29,000 | 8,179 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $23,000 | 7,115 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $425,000 | 8,396 |
| Salaries and employee benefits | $239,000 | 8,382 |
| Premises and equipment expense | $43,000 | 8,301 |
| Additional noninterest expense | $143,000 | 8,293 |
| Pre-tax net operating income | $291,000 | 6,625 |
| Securities gains (losses) | $-10,000 | 7,563 |
| Applicable income taxes | $-13,000 | 7,812 |
| Income before extraordinary items | $294,000 | 6,450 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $294,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,305 |
| Cash dividends | $27,000 | 5,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $304,000 | 6,393 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 7,556 |
| Total interest expense | $987,000 | 6,712 |
| Net interest income | $555,000 | 8,099 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $20,000 | 8,255 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,183 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $307,000 | 8,407 |
| Salaries and employee benefits | $165,000 | 8,404 |
| Premises and equipment expense | $34,000 | 8,274 |
| Additional noninterest expense | $108,000 | 8,286 |
| Pre-tax net operating income | $223,000 | 6,877 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $214,000 | 6,744 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $214,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,412 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $223,000 | 6,686 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 7,622 |
| Total interest expense | $649,000 | 6,765 |
| Net interest income | $365,000 | 8,183 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $12,000 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $9,000 | 7,247 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $209,000 | 8,457 |
| Salaries and employee benefits | $109,000 | 8,465 |
| Premises and equipment expense | $20,000 | 8,368 |
| Additional noninterest expense | $80,000 | 8,238 |
| Pre-tax net operating income | $138,000 | 7,033 |
| Securities gains (losses) | $-6,000 | 7,884 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $132,000 | 6,892 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $132,000 | 6,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,803 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $138,000 | 6,820 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,710 |
| Total interest expense | $316,000 | 6,821 |
| Net interest income | $177,000 | 8,259 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $5,000 | 8,391 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $104,000 | 8,498 |
| Salaries and employee benefits | $55,000 | 8,505 |
| Premises and equipment expense | $9,000 | 8,425 |
| Additional noninterest expense | $40,000 | 8,272 |
| Pre-tax net operating income | $63,000 | 7,134 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $61,000 | 7,000 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $61,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 993 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $63,000 | 6,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 7,647 |
| Total interest expense | $1,140,000 | 6,681 |
| Net interest income | $732,000 | 8,167 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $69,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $18,000 | 7,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 7,226 |
| Total noninterest expense | $450,000 | 8,496 |
| Salaries and employee benefits | $270,000 | 8,433 |
| Premises and equipment expense | $42,000 | 8,435 |
| Additional noninterest expense | $138,000 | 8,410 |
| Pre-tax net operating income | $315,000 | 7,070 |
| Securities gains (losses) | $-7,000 | 7,181 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $308,000 | 6,880 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $308,000 | 6,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $27,000 | 5,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $315,000 | 6,857 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 7,678 |
| Total interest expense | $843,000 | 6,683 |
| Net interest income | $580,000 | 8,192 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $34,000 | 8,334 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $13,000 | 7,381 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,800 |
| Total noninterest expense | $324,000 | 8,558 |
| Salaries and employee benefits | $193,000 | 8,494 |
| Premises and equipment expense | $31,000 | 8,494 |
| Additional noninterest expense | $100,000 | 8,479 |
| Pre-tax net operating income | $263,000 | 7,168 |
| Securities gains (losses) | $-5,000 | 7,392 |
| Applicable income taxes | $5,000 | 6,397 |
| Income before extraordinary items | $253,000 | 6,960 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $253,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $257,900 | 6,942 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $956,000 | 7,673 |
| Total interest expense | $557,000 | 6,640 |
| Net interest income | $399,000 | 8,227 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $23,000 | 8,387 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $213,000 | 8,598 |
| Salaries and employee benefits | $126,000 | 8,558 |
| Premises and equipment expense | $18,000 | 8,572 |
| Additional noninterest expense | $69,000 | 8,484 |
| Pre-tax net operating income | $191,000 | 7,135 |
| Securities gains (losses) | $-5,000 | 7,694 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $177,000 | 6,939 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $177,000 | 6,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $181,750 | 6,915 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 7,663 |
| Total interest expense | $273,000 | 6,616 |
| Net interest income | $210,000 | 8,194 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $5,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $98,000 | 8,650 |
| Salaries and employee benefits | $60,000 | 8,591 |
| Premises and equipment expense | $8,000 | 8,606 |
| Additional noninterest expense | $30,000 | 8,585 |
| Pre-tax net operating income | $108,000 | 6,955 |
| Securities gains (losses) | $-4,000 | 8,056 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $93,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $96,560 | 6,795 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 7,582 |
| Total interest expense | $931,000 | 6,458 |
| Net interest income | $928,000 | 8,045 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $27,000 | 8,566 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $11,000 | 7,582 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $518,000 | 8,542 |
| Salaries and employee benefits | $293,000 | 8,498 |
| Premises and equipment expense | $44,000 | 8,540 |
| Additional noninterest expense | $181,000 | 8,337 |
| Pre-tax net operating income | $365,000 | 7,178 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $54,000 | 5,822 |
| Income before extraordinary items | $318,000 | 7,104 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $318,000 | 7,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $27,000 | 5,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $312,050 | 7,113 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 7,626 |
| Total interest expense | $672,000 | 6,468 |
| Net interest income | $707,000 | 8,072 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $22,000 | 8,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,642 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,207 |
| Total noninterest expense | $371,000 | 8,560 |
| Salaries and employee benefits | $199,000 | 8,569 |
| Premises and equipment expense | $32,000 | 8,544 |
| Additional noninterest expense | $140,000 | 8,299 |
| Pre-tax net operating income | $304,000 | 7,185 |
| Securities gains (losses) | $10,000 | 1,474 |
| Applicable income taxes | $36,000 | 5,989 |
| Income before extraordinary items | $278,000 | 7,027 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $278,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $269,100 | 7,041 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 7,605 |
| Total interest expense | $439,000 | 6,377 |
| Net interest income | $485,000 | 8,044 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $16,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $5,000 | 7,657 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $245,000 | 8,573 |
| Salaries and employee benefits | $128,000 | 8,600 |
| Premises and equipment expense | $19,000 | 8,606 |
| Additional noninterest expense | $98,000 | 8,228 |
| Pre-tax net operating income | $220,000 | 7,093 |
| Securities gains (losses) | $10,000 | 1,355 |
| Applicable income taxes | $31,000 | 5,850 |
| Income before extraordinary items | $199,000 | 6,948 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $199,000 | 6,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $190,300 | 6,959 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $467,000 | 7,623 |
| Total interest expense | $220,000 | 6,305 |
| Net interest income | $247,000 | 8,087 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $11,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $116,000 | 8,666 |
| Salaries and employee benefits | $60,000 | 8,696 |
| Premises and equipment expense | $10,000 | 8,622 |
| Additional noninterest expense | $46,000 | 8,360 |
| Pre-tax net operating income | $124,000 | 6,905 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $20,000 | 5,658 |
| Income before extraordinary items | $107,000 | 6,773 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $107,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $104,480 | 6,795 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 7,510 |
| Total interest expense | $819,000 | 6,195 |
| Net interest income | $1,056,000 | 7,937 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $24,000 | 8,755 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $14,000 | 7,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $515,000 | 8,652 |
| Salaries and employee benefits | $291,000 | 8,618 |
| Premises and equipment expense | $43,000 | 8,686 |
| Additional noninterest expense | $181,000 | 8,425 |
| Pre-tax net operating income | $493,000 | 6,727 |
| Securities gains (losses) | $21,000 | 2,362 |
| Applicable income taxes | $109,000 | 5,421 |
| Income before extraordinary items | $405,000 | 6,742 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $405,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,824 |
| Cash dividends | $27,000 | 6,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $388,410 | 6,772 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 7,525 |
| Total interest expense | $617,000 | 6,177 |
| Net interest income | $798,000 | 7,967 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $18,000 | 8,822 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $11,000 | 7,770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $364,000 | 8,707 |
| Salaries and employee benefits | $194,000 | 8,729 |
| Premises and equipment expense | $32,000 | 8,709 |
| Additional noninterest expense | $138,000 | 8,405 |
| Pre-tax net operating income | $398,000 | 6,746 |
| Securities gains (losses) | $24,000 | 2,195 |
| Applicable income taxes | $80,000 | 5,583 |
| Income before extraordinary items | $342,000 | 6,657 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $342,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,407 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $322,560 | 6,694 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 7,555 |
| Total interest expense | $412,000 | 6,214 |
| Net interest income | $535,000 | 8,003 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $13,000 | 8,868 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $8,000 | 7,803 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $244,000 | 8,755 |
| Salaries and employee benefits | $128,000 | 8,794 |
| Premises and equipment expense | $21,000 | 8,751 |
| Additional noninterest expense | $95,000 | 8,407 |
| Pre-tax net operating income | $268,000 | 6,711 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $51,000 | 5,621 |
| Income before extraordinary items | $215,000 | 6,751 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,833 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $216,620 | 6,658 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 7,593 |
| Total interest expense | $209,000 | 6,228 |
| Net interest income | $268,000 | 8,036 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $5,000 | 8,935 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,000 | 7,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $121,000 | 8,807 |
| Salaries and employee benefits | $62,000 | 8,848 |
| Premises and equipment expense | $10,000 | 8,791 |
| Additional noninterest expense | $49,000 | 8,420 |
| Pre-tax net operating income | $134,000 | 6,665 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $107,000 | 6,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $107,000 | 6,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,224 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $107,000 | 6,629 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 7,576 |
| Total interest expense | $918,000 | 6,354 |
| Net interest income | $1,048,000 | 8,042 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $24,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $14,000 | 7,894 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,000 | 8,762 |
| Total noninterest expense | $509,000 | 8,829 |
| Salaries and employee benefits | $276,000 | 8,824 |
| Premises and equipment expense | $49,000 | 8,783 |
| Additional noninterest expense | $184,000 | 8,550 |
| Pre-tax net operating income | $491,000 | 6,707 |
| Securities gains (losses) | $-7,000 | 8,734 |
| Applicable income taxes | $107,000 | 5,653 |
| Income before extraordinary items | $377,000 | 6,910 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $377,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,398 |
| Cash dividends | $27,000 | 6,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $382,460 | 6,741 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 7,667 |
| Total interest expense | $699,000 | 6,460 |
| Net interest income | $780,000 | 8,117 |
| Provision for loan and lease losses | $54,000 | 5,675 |
| Total noninterest income | $18,000 | 9,054 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $10,000 | 7,963 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $352,000 | 8,908 |
| Salaries and employee benefits | $187,000 | 8,940 |
| Premises and equipment expense | $37,000 | 8,819 |
| Additional noninterest expense | $128,000 | 8,646 |
| Pre-tax net operating income | $392,000 | 6,739 |
| Securities gains (losses) | $-6,000 | 8,888 |
| Applicable income taxes | $88,000 | 5,709 |
| Income before extraordinary items | $298,000 | 6,959 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $298,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $302,620 | 6,769 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $994,000 | 7,706 |
| Total interest expense | $479,000 | 6,512 |
| Net interest income | $515,000 | 8,173 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $11,000 | 9,102 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $6,000 | 8,002 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $233,000 | 8,942 |
| Salaries and employee benefits | $123,000 | 8,980 |
| Premises and equipment expense | $23,000 | 8,876 |
| Additional noninterest expense | $87,000 | 8,639 |
| Pre-tax net operating income | $257,000 | 6,793 |
| Securities gains (losses) | $-3,000 | 8,957 |
| Applicable income taxes | $58,000 | 5,772 |
| Income before extraordinary items | $196,000 | 7,005 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $196,000 | 7,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $198,310 | 6,788 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $498,000 | 7,746 |
| Total interest expense | $246,000 | 6,539 |
| Net interest income | $252,000 | 8,237 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $7,000 | 9,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,983 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $119,000 | 8,973 |
| Salaries and employee benefits | $62,000 | 9,004 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $46,000 | 8,601 |
| Pre-tax net operating income | $122,000 | 6,871 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $94,000 | 7,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $94,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $94,780 | 6,850 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 7,893 |
| Total interest expense | $1,069,000 | 6,748 |
| Net interest income | $892,000 | 8,434 |
| Provision for loan and lease losses | $96,000 | 5,792 |
| Total noninterest income | $25,000 | 9,145 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $12,000 | 8,062 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $475,000 | 9,031 |
| Salaries and employee benefits | $250,000 | 9,055 |
| Premises and equipment expense | $50,000 | 8,901 |
| Additional noninterest expense | $175,000 | 8,718 |
| Pre-tax net operating income | $346,000 | 7,377 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $54,000 | 6,479 |
| Income before extraordinary items | $296,000 | 7,340 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $296,000 | 7,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $27,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $292,600 | 7,259 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 8,125 |
| Total interest expense | $1,308,000 | 7,391 |
| Net interest income | $782,000 | 8,707 |
| Provision for loan and lease losses | $96,000 | 5,687 |
| Total noninterest income | $20,000 | 9,419 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $12,000 | 8,234 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $446,000 | 9,275 |
| Salaries and employee benefits | $244,000 | 9,265 |
| Premises and equipment expense | $43,000 | 9,247 |
| Additional noninterest expense | $159,000 | 8,985 |
| Pre-tax net operating income | $260,000 | 7,590 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $19,000 | 7,346 |
| Income before extraordinary items | $247,000 | 7,448 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $247,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,356 |
| Cash dividends | $27,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $241,420 | 7,367 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 8,339 |
| Total interest expense | $1,261,000 | 7,671 |
| Net interest income | $806,000 | 8,885 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $17,000 | 9,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 8,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $420,000 | 9,553 |
| Salaries and employee benefits | $235,000 | 9,512 |
| Premises and equipment expense | $36,000 | 9,597 |
| Additional noninterest expense | $149,000 | 9,245 |
| Pre-tax net operating income | $307,000 | 7,868 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $52,000 | 7,200 |
| Income before extraordinary items | $255,000 | 7,742 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $255,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $27,000 | 6,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $255,000 | 7,741 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 8,546 |
| Total interest expense | $1,155,000 | 7,762 |
| Net interest income | $812,000 | 9,037 |
| Provision for loan and lease losses | $65,000 | 6,026 |
| Total noninterest income | $11,000 | 10,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,956 |
| Total noninterest expense | $428,000 | 9,802 |
| Salaries and employee benefits | $252,000 | 9,710 |
| Premises and equipment expense | $40,000 | 9,825 |
| Additional noninterest expense | $136,000 | 9,638 |
| Pre-tax net operating income | $330,000 | 7,921 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $65,000 | 7,420 |
| Income before extraordinary items | $265,000 | 7,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $265,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $27,000 | 6,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $265,000 | 7,802 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 8,800 |
| Total interest expense | $1,134,000 | 8,065 |
| Net interest income | $768,000 | 9,335 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $12,000 | 10,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 8,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,199 |
| Total noninterest expense | $394,000 | 10,072 |
| Salaries and employee benefits | $277,000 | 9,744 |
| Premises and equipment expense | $38,000 | 10,066 |
| Additional noninterest expense | $79,000 | 10,271 |
| Pre-tax net operating income | $362,000 | 8,081 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $75,000 | 7,905 |
| Income before extraordinary items | $286,000 | 7,997 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $286,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $27,000 | 7,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $286,790 | 7,912 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 9,000 |
| Total interest expense | $1,232,000 | 8,029 |
| Net interest income | $779,000 | 9,725 |
| Provision for loan and lease losses | $28,000 | 7,514 |
| Total noninterest income | $18,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 9,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $413,000 | 10,431 |
| Salaries and employee benefits | $262,000 | 10,196 |
| Premises and equipment expense | $36,000 | 10,506 |
| Additional noninterest expense | $115,000 | 10,396 |
| Pre-tax net operating income | $356,000 | 8,696 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $91,000 | 8,552 |
| Income before extraordinary items | $265,000 | 8,636 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $265,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $27,000 | 7,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $265,000 | 8,597 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 9,017 |
| Total interest expense | $1,382,000 | 7,887 |
| Net interest income | $879,000 | 9,886 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $31,000 | 11,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 9,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,282 |
| Total noninterest expense | $386,000 | 11,005 |
| Salaries and employee benefits | $280,000 | 10,504 |
| Premises and equipment expense | $29,000 | 11,154 |
| Additional noninterest expense | $77,000 | 11,270 |
| Pre-tax net operating income | $124,000 | 10,242 |
| Securities gains (losses) | $-155,000 | 11,274 |
| Applicable income taxes | $-83,000 | 11,154 |
| Income before extraordinary items | $52,000 | 10,568 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $52,000 | 10,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,783 |
| Cash dividends | $27,000 | 7,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $151,200 | 9,726 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 9,989 |
| Total interest expense | $1,042,000 | 9,111 |
| Net interest income | $796,000 | 10,547 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $33,000 | 11,607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,796 |
| Total noninterest expense | $433,000 | 11,321 |
| Salaries and employee benefits | $309,000 | 10,667 |
| Premises and equipment expense | $37,000 | 11,447 |
| Additional noninterest expense | $87,000 | 11,723 |
| Pre-tax net operating income | $396,000 | 9,096 |
| Securities gains (losses) | $39,000 | 1,464 |
| Applicable income taxes | $94,000 | 9,294 |
| Income before extraordinary items | $341,000 | 8,560 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $341,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $27,000 | 8,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $310,580 | 8,798 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 10,593 |
| Total interest expense | $800,000 | 9,607 |
| Net interest income | $768,000 | 11,160 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $35,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $410,000 | 11,996 |
| Salaries and employee benefits | $282,000 | 11,372 |
| Premises and equipment expense | $33,000 | 12,157 |
| Additional noninterest expense | $95,000 | 12,337 |
| Pre-tax net operating income | $393,000 | 9,422 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $314,000 | 8,991 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $314,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $27,000 | 8,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $309,260 | 9,120 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 11,433 |
| Total interest expense | $695,000 | 10,617 |
| Net interest income | $710,000 | 11,836 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $27,000 | 12,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 10,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $425,000 | 12,528 |
| Salaries and employee benefits | $277,000 | 11,911 |
| Premises and equipment expense | $54,000 | 12,082 |
| Additional noninterest expense | $94,000 | 12,986 |
| Pre-tax net operating income | $312,000 | 10,140 |
| Securities gains (losses) | $116,000 | 2,292 |
| Applicable income taxes | $105,000 | 9,629 |
| Income before extraordinary items | $323,000 | 9,204 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $323,000 | 9,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $236,000 | 9,961 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 11,956 |
| Total interest expense | $751,000 | 11,574 |
| Net interest income | $754,000 | 12,096 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $24,000 | 13,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 11,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $383,000 | 13,250 |
| Salaries and employee benefits | $248,000 | 12,630 |
| Premises and equipment expense | $40,000 | 13,061 |
| Additional noninterest expense | $95,000 | 13,571 |
| Pre-tax net operating income | $345,000 | 9,735 |
| Securities gains (losses) | $99,000 | 3,013 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $319,000 | 9,058 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $319,000 | 9,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $27,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $247,720 | 9,581 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.