Home > BUCS Federal Bank > Income and Expense
BUCS Federal Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 3,887 |
| Total interest expense | $1,147,000 | 3,653 |
| Net interest income | $1,252,000 | 4,024 |
| Provision for loan and lease losses | $535,000 | 499 |
| Total noninterest income | $619,000 | 1,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $619,000 | 1,166 |
| Total noninterest expense | $5,150,000 | 902 |
| Salaries and employee benefits | $3,663,000 | 687 |
| Premises and equipment expense | $538,000 | 1,254 |
| Additional noninterest expense | $949,000 | 1,413 |
| Pre-tax net operating income | $-3,814,000 | 8,638 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-1,290,000 | 8,631 |
| Income before extraordinary items | $-2,524,000 | 8,628 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,524,000 | 8,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 941 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-2,524,000 | 8,625 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,615,000 | 3,999 |
| Total interest expense | $3,975,000 | 3,617 |
| Net interest income | $4,640,000 | 4,247 |
| Provision for loan and lease losses | $476,000 | 1,992 |
| Total noninterest income | $3,051,000 | 1,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,051,000 | 983 |
| Total noninterest expense | $5,830,000 | 2,939 |
| Salaries and employee benefits | $3,166,000 | 2,981 |
| Premises and equipment expense | $972,000 | 2,541 |
| Additional noninterest expense | $1,692,000 | 2,979 |
| Pre-tax net operating income | $1,385,000 | 4,473 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $535,000 | 3,063 |
| Income before extraordinary items | $850,000 | 5,081 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $850,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,477 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $850,000 | 5,070 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,295,000 | 4,039 |
| Total interest expense | $2,831,000 | 3,646 |
| Net interest income | $3,464,000 | 4,276 |
| Provision for loan and lease losses | $351,000 | 1,897 |
| Total noninterest income | $2,156,000 | 1,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,156,000 | 1,038 |
| Total noninterest expense | $4,450,000 | 2,890 |
| Salaries and employee benefits | $2,413,000 | 2,936 |
| Premises and equipment expense | $745,000 | 2,489 |
| Additional noninterest expense | $1,292,000 | 2,923 |
| Pre-tax net operating income | $819,000 | 5,184 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $316,000 | 3,511 |
| Income before extraordinary items | $503,000 | 5,750 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $503,000 | 5,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,159 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $503,000 | 5,747 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,030,000 | 4,101 |
| Total interest expense | $1,736,000 | 3,748 |
| Net interest income | $2,294,000 | 4,298 |
| Provision for loan and lease losses | $206,000 | 2,070 |
| Total noninterest income | $1,302,000 | 1,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,302,000 | 1,112 |
| Total noninterest expense | $2,942,000 | 2,928 |
| Salaries and employee benefits | $1,600,000 | 2,957 |
| Premises and equipment expense | $496,000 | 2,487 |
| Additional noninterest expense | $846,000 | 2,978 |
| Pre-tax net operating income | $448,000 | 5,653 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $173,000 | 3,800 |
| Income before extraordinary items | $275,000 | 6,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $275,000 | 6,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,184 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $275,000 | 6,193 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 4,157 |
| Total interest expense | $803,000 | 3,808 |
| Net interest income | $1,148,000 | 4,292 |
| Provision for loan and lease losses | $99,000 | 2,041 |
| Total noninterest income | $635,000 | 1,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $635,000 | 1,131 |
| Total noninterest expense | $1,464,000 | 2,941 |
| Salaries and employee benefits | $827,000 | 2,883 |
| Premises and equipment expense | $239,000 | 2,566 |
| Additional noninterest expense | $398,000 | 3,131 |
| Pre-tax net operating income | $220,000 | 5,638 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $85,000 | 3,815 |
| Income before extraordinary items | $135,000 | 6,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 6,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,422 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $135,000 | 6,175 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 4,247 |
| Total interest expense | $2,514,000 | 3,812 |
| Net interest income | $4,245,000 | 4,446 |
| Provision for loan and lease losses | $355,000 | 2,496 |
| Total noninterest income | $2,679,000 | 1,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,679,000 | 1,099 |
| Total noninterest expense | $5,595,000 | 2,926 |
| Salaries and employee benefits | $2,986,000 | 2,970 |
| Premises and equipment expense | $977,000 | 2,418 |
| Additional noninterest expense | $1,632,000 | 3,032 |
| Pre-tax net operating income | $974,000 | 5,419 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $377,000 | 3,798 |
| Income before extraordinary items | $597,000 | 6,014 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $597,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,679 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $597,000 | 5,981 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 4,316 |
| Total interest expense | $1,769,000 | 3,850 |
| Net interest income | $3,120,000 | 4,514 |
| Provision for loan and lease losses | $242,000 | 2,600 |
| Total noninterest income | $1,961,000 | 1,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,961,000 | 1,136 |
| Total noninterest expense | $4,193,000 | 2,897 |
| Salaries and employee benefits | $2,244,000 | 2,942 |
| Premises and equipment expense | $731,000 | 2,411 |
| Additional noninterest expense | $1,218,000 | 3,005 |
| Pre-tax net operating income | $646,000 | 5,821 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $239,000 | 4,152 |
| Income before extraordinary items | $407,000 | 6,329 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $407,000 | 6,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,549 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $407,000 | 6,292 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 4,345 |
| Total interest expense | $1,084,000 | 3,915 |
| Net interest income | $2,073,000 | 4,506 |
| Provision for loan and lease losses | $172,000 | 2,433 |
| Total noninterest income | $1,249,000 | 1,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,249,000 | 1,142 |
| Total noninterest expense | $2,775,000 | 2,911 |
| Salaries and employee benefits | $1,473,000 | 2,974 |
| Premises and equipment expense | $493,000 | 2,354 |
| Additional noninterest expense | $809,000 | 2,996 |
| Pre-tax net operating income | $375,000 | 6,135 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $135,000 | 4,402 |
| Income before extraordinary items | $240,000 | 6,596 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $240,000 | 6,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,505 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $240,000 | 6,547 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 4,442 |
| Total interest expense | $506,000 | 3,996 |
| Net interest income | $1,016,000 | 4,573 |
| Provision for loan and lease losses | $58,000 | 3,022 |
| Total noninterest income | $577,000 | 1,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $577,000 | 1,199 |
| Total noninterest expense | $1,386,000 | 2,906 |
| Salaries and employee benefits | $722,000 | 3,045 |
| Premises and equipment expense | $248,000 | 2,371 |
| Additional noninterest expense | $416,000 | 2,918 |
| Pre-tax net operating income | $149,000 | 6,583 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $51,000 | 4,729 |
| Income before extraordinary items | $98,000 | 6,933 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $98,000 | 6,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $98,000 | 6,907 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 4,397 |
| Total interest expense | $1,997,000 | 3,660 |
| Net interest income | $3,750,000 | 4,693 |
| Provision for loan and lease losses | $294,000 | 2,982 |
| Total noninterest income | $2,787,000 | 1,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,787,000 | 1,040 |
| Total noninterest expense | $5,350,000 | 2,929 |
| Salaries and employee benefits | $2,792,000 | 3,038 |
| Premises and equipment expense | $981,000 | 2,330 |
| Additional noninterest expense | $1,577,000 | 3,004 |
| Pre-tax net operating income | $893,000 | 5,511 |
| Securities gains (losses) | $-5,000 | 8,058 |
| Applicable income taxes | $330,000 | 4,031 |
| Income before extraordinary items | $558,000 | 6,120 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $558,000 | 6,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,434 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $561,200 | 6,037 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 4,439 |
| Total interest expense | $1,493,000 | 3,627 |
| Net interest income | $2,735,000 | 4,761 |
| Provision for loan and lease losses | $244,000 | 2,616 |
| Total noninterest income | $2,130,000 | 1,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,130,000 | 1,030 |
| Total noninterest expense | $3,970,000 | 2,930 |
| Salaries and employee benefits | $2,028,000 | 3,086 |
| Premises and equipment expense | $729,000 | 2,345 |
| Additional noninterest expense | $1,213,000 | 2,904 |
| Pre-tax net operating income | $651,000 | 5,689 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $242,000 | 4,141 |
| Income before extraordinary items | $409,000 | 6,272 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $409,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,368 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $409,000 | 6,199 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 4,507 |
| Total interest expense | $991,000 | 3,630 |
| Net interest income | $1,769,000 | 4,858 |
| Provision for loan and lease losses | $157,000 | 2,627 |
| Total noninterest income | $1,335,000 | 1,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,335,000 | 1,081 |
| Total noninterest expense | $2,580,000 | 2,994 |
| Salaries and employee benefits | $1,299,000 | 3,217 |
| Premises and equipment expense | $478,000 | 2,378 |
| Additional noninterest expense | $803,000 | 2,926 |
| Pre-tax net operating income | $367,000 | 6,070 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $136,000 | 4,407 |
| Income before extraordinary items | $231,000 | 6,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,546 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $231,000 | 6,529 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 4,509 |
| Total interest expense | $508,000 | 3,593 |
| Net interest income | $882,000 | 4,877 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $620,000 | 1,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $620,000 | 1,106 |
| Total noninterest expense | $1,281,000 | 3,031 |
| Salaries and employee benefits | $636,000 | 3,301 |
| Premises and equipment expense | $235,000 | 2,433 |
| Additional noninterest expense | $410,000 | 2,845 |
| Pre-tax net operating income | $181,000 | 6,052 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $65,000 | 4,461 |
| Income before extraordinary items | $116,000 | 6,595 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $116,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,990 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $116,000 | 6,473 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 4,492 |
| Total interest expense | $2,253,000 | 3,629 |
| Net interest income | $3,364,000 | 4,920 |
| Provision for loan and lease losses | $256,000 | 3,494 |
| Total noninterest income | $2,439,000 | 1,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,439,000 | 1,251 |
| Total noninterest expense | $4,613,000 | 3,282 |
| Salaries and employee benefits | $2,261,000 | 3,546 |
| Premises and equipment expense | $704,000 | 3,071 |
| Additional noninterest expense | $1,648,000 | 2,831 |
| Pre-tax net operating income | $934,000 | 5,342 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $341,000 | 4,082 |
| Income before extraordinary items | $597,000 | 5,963 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $597,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,545 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $594,440 | 5,798 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 4,567 |
| Total interest expense | $1,736,000 | 3,669 |
| Net interest income | $2,468,000 | 5,018 |
| Provision for loan and lease losses | $196,000 | 3,376 |
| Total noninterest income | $1,751,000 | 2,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,751,000 | 1,366 |
| Total noninterest expense | $3,321,000 | 3,386 |
| Salaries and employee benefits | $1,662,000 | 3,589 |
| Premises and equipment expense | $484,000 | 3,306 |
| Additional noninterest expense | $1,175,000 | 2,939 |
| Pre-tax net operating income | $702,000 | 5,491 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $259,000 | 4,209 |
| Income before extraordinary items | $447,000 | 6,111 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $447,000 | 6,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,473 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $444,440 | 5,958 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 4,617 |
| Total interest expense | $1,190,000 | 3,689 |
| Net interest income | $1,602,000 | 5,115 |
| Provision for loan and lease losses | $132,000 | 3,313 |
| Total noninterest income | $1,158,000 | 2,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,158,000 | 1,373 |
| Total noninterest expense | $2,164,000 | 3,449 |
| Salaries and employee benefits | $1,078,000 | 3,677 |
| Premises and equipment expense | $319,000 | 3,316 |
| Additional noninterest expense | $767,000 | 2,977 |
| Pre-tax net operating income | $464,000 | 5,502 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $172,000 | 4,260 |
| Income before extraordinary items | $292,000 | 6,153 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $292,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,364 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $292,000 | 5,959 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 4,800 |
| Total interest expense | $580,000 | 3,861 |
| Net interest income | $753,000 | 5,301 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $588,000 | 2,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $588,000 | 1,321 |
| Total noninterest expense | $1,069,000 | 3,478 |
| Salaries and employee benefits | $533,000 | 3,710 |
| Premises and equipment expense | $168,000 | 3,178 |
| Additional noninterest expense | $368,000 | 3,059 |
| Pre-tax net operating income | $197,000 | 5,876 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $73,000 | 4,528 |
| Income before extraordinary items | $124,000 | 6,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,327 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,000 | 6,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 4,876 |
| Total interest expense | $2,553,000 | 4,033 |
| Net interest income | $2,899,000 | 5,387 |
| Provision for loan and lease losses | $216,000 | 4,206 |
| Total noninterest income | $1,833,000 | 2,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,833,000 | 1,414 |
| Total noninterest expense | $3,742,000 | 3,744 |
| Salaries and employee benefits | $1,887,000 | 3,942 |
| Premises and equipment expense | $470,000 | 4,127 |
| Additional noninterest expense | $1,385,000 | 3,167 |
| Pre-tax net operating income | $774,000 | 5,849 |
| Securities gains (losses) | $61,000 | 2,221 |
| Applicable income taxes | $308,000 | 4,398 |
| Income before extraordinary items | $527,000 | 6,275 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $527,000 | 6,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,563 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $487,960 | 6,301 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,496,000 | 5,295 |
| Total interest expense | $2,830,000 | 4,945 |
| Net interest income | $2,666,000 | 5,504 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $1,383,000 | 2,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,383,000 | 1,640 |
| Total noninterest expense | $3,179,000 | 4,144 |
| Salaries and employee benefits | $1,444,000 | 4,647 |
| Premises and equipment expense | $433,000 | 4,354 |
| Additional noninterest expense | $1,302,000 | 3,253 |
| Pre-tax net operating income | $690,000 | 5,862 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $259,000 | 4,561 |
| Income before extraordinary items | $435,000 | 6,379 |
| Extraordinary gains, net | $10,000 | 94 |
| Net income | $445,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,463 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,774,000 | 332 |
| Net operating income | $432,440 | 6,265 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 5,637 |
| Total interest expense | $2,838,000 | 5,132 |
| Net interest income | $2,311,000 | 6,094 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $1,121,000 | 2,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,121,000 | 1,725 |
| Total noninterest expense | $2,886,000 | 4,360 |
| Salaries and employee benefits | $1,297,000 | 4,909 |
| Premises and equipment expense | $408,000 | 4,443 |
| Additional noninterest expense | $1,181,000 | 3,482 |
| Pre-tax net operating income | $366,000 | 7,620 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $132,000 | 6,132 |
| Income before extraordinary items | $234,000 | 7,875 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $234,000 | 7,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,380 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $234,000 | 7,876 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 5,703 |
| Total interest expense | $2,468,000 | 5,231 |
| Net interest income | $2,340,000 | 6,036 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $908,000 | 3,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $908,000 | 1,996 |
| Total noninterest expense | $2,361,000 | 5,085 |
| Salaries and employee benefits | $1,069,000 | 5,634 |
| Premises and equipment expense | $293,000 | 5,535 |
| Additional noninterest expense | $999,000 | 4,027 |
| Pre-tax net operating income | $667,000 | 6,446 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $233,000 | 5,368 |
| Income before extraordinary items | $433,000 | 6,798 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $433,000 | 6,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,719 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $433,650 | 6,770 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 6,572 |
| Total interest expense | $1,874,000 | 6,408 |
| Net interest income | $2,012,000 | 6,648 |
| Provision for loan and lease losses | $250,000 | 2,981 |
| Total noninterest income | $429,000 | 5,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $429,000 | 3,284 |
| Total noninterest expense | $1,935,000 | 5,716 |
| Salaries and employee benefits | $856,000 | 6,438 |
| Premises and equipment expense | $247,000 | 6,000 |
| Additional noninterest expense | $832,000 | 4,558 |
| Pre-tax net operating income | $256,000 | 8,634 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $256,000 | 8,213 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $256,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 1,021 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $256,000 | 8,139 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.