Home > Bucktail Bank and Trust Company > Income and Expense
Bucktail Bank and Trust Company, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $8,808,000 | 3,682 |
Total interest expense | $3,969,000 | 3,733 |
Net interest income | $4,839,000 | 3,646 |
Provision for loan and lease losses | $290,000 | 2,650 |
Total noninterest income | $868,000 | 3,484 |
Gross Fiduciary activities income | $136,000 | 1,058 |
Service charges on deposit accounts | $348,000 | 3,774 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $384,000 | 3,478 |
Total noninterest expense | $4,142,000 | 3,253 |
Salaries and employee benefits | $1,713,000 | 3,834 |
Premises and equipment expense | $606,000 | 3,183 |
Additional noninterest expense | $1,823,000 | 2,661 |
Pre-tax net operating income | $1,275,000 | 4,902 |
Securities gains (losses) | $9,000 | 2,573 |
Applicable income taxes | $369,000 | 5,144 |
Income before extraordinary items | $915,000 | 4,812 |
Extraordinary gains, net | $0 | 53 |
Net income | $915,000 | 4,813 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $344,000 | 1,882 |
Cash dividends | $400,000 | 3,860 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $908,610 | 4,782 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $8,241,000 | 3,904 |
Total interest expense | $3,719,000 | 3,943 |
Net interest income | $4,522,000 | 3,886 |
Provision for loan and lease losses | $276,000 | 2,399 |
Total noninterest income | $802,000 | 3,680 |
Gross Fiduciary activities income | $134,000 | 1,096 |
Service charges on deposit accounts | $340,000 | 3,868 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $328,000 | 3,788 |
Total noninterest expense | $4,295,000 | 3,119 |
Salaries and employee benefits | $1,757,000 | 3,722 |
Premises and equipment expense | $598,000 | 3,209 |
Additional noninterest expense | $1,940,000 | 2,460 |
Pre-tax net operating income | $753,000 | 7,039 |
Securities gains (losses) | $3,000 | 3,092 |
Applicable income taxes | $161,000 | 8,078 |
Income before extraordinary items | $595,000 | 6,643 |
Extraordinary gains, net | $0 | 65 |
Net income | $595,000 | 6,641 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $100,000 | 3,764 |
Cash dividends | $200,000 | 5,441 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $592,630 | 6,645 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $8,463,000 | 3,541 |
Total interest expense | $3,208,000 | 3,728 |
Net interest income | $5,255,000 | 3,404 |
Provision for loan and lease losses | $345,000 | 2,053 |
Total noninterest income | $765,000 | 3,861 |
Gross Fiduciary activities income | $156,000 | 1,076 |
Service charges on deposit accounts | $387,000 | 3,486 |
Trading account gains and fees | $-1,000 | 4,794 |
Additional Noninterest Income | $223,000 | 4,919 |
Total noninterest expense | $4,598,000 | 2,997 |
Salaries and employee benefits | $1,981,000 | 3,315 |
Premises and equipment expense | $721,000 | 2,760 |
Additional noninterest expense | $1,896,000 | 2,694 |
Pre-tax net operating income | $1,077,000 | 5,657 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $261,000 | 6,379 |
Income before extraordinary items | $816,000 | 5,285 |
Extraordinary gains, net | $0 | 249 |
Net income | $816,000 | 5,295 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $238,000 | 2,222 |
Cash dividends | $401,000 | 3,684 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $816,000 | 5,343 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $8,581,000 | 3,578 |
Total interest expense | $3,503,000 | 3,586 |
Net interest income | $5,078,000 | 3,522 |
Provision for loan and lease losses | $442,000 | 2,295 |
Total noninterest income | $858,000 | 3,773 |
Gross Fiduciary activities income | $147,000 | 1,130 |
Service charges on deposit accounts | $413,000 | 3,349 |
Trading account gains and fees | $1,000 | 508 |
Additional Noninterest Income | $297,000 | 4,494 |
Total noninterest expense | $4,648,000 | 3,035 |
Salaries and employee benefits | $2,106,000 | 3,117 |
Premises and equipment expense | $681,000 | 2,962 |
Additional noninterest expense | $1,861,000 | 2,902 |
Pre-tax net operating income | $846,000 | 6,591 |
Securities gains (losses) | $14,000 | 5,105 |
Applicable income taxes | $194,000 | 7,729 |
Income before extraordinary items | $666,000 | 6,315 |
Extraordinary gains, net | $312,000 | 690 |
Net income | $978,000 | 4,916 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $338,000 | 2,292 |
Cash dividends | $400,000 | 3,627 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $655,220 | 6,154 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $9,336,000 | 3,743 |
Total interest expense | $4,511,000 | 3,642 |
Net interest income | $4,825,000 | 3,773 |
Provision for loan and lease losses | $348,000 | 3,799 |
Total noninterest income | $691,000 | 4,447 |
Gross Fiduciary activities income | $134,000 | 1,181 |
Service charges on deposit accounts | $395,000 | 3,530 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $162,000 | 6,369 |
Total noninterest expense | $4,476,000 | 3,178 |
Salaries and employee benefits | $2,161,000 | 2,979 |
Premises and equipment expense | $668,000 | 3,050 |
Additional noninterest expense | $1,647,000 | 3,323 |
Pre-tax net operating income | $692,000 | 7,145 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $151,000 | 8,593 |
Income before extraordinary items | $541,000 | 6,992 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $541,000 | 7,081 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $296,000 | 3,359 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $541,000 | 6,623 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.