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BSB Bank & Trust Company, Total Unused Commitments

2004-06-30Rank
Total unused commitments$169,870,000596
Loan commitments-revolving, open-end lines secured by 1-4's$40,447,000438
Credit card lines$02,201
Commercial real estate, construction & land development$64,265,000372
Commitments secured by real estate$64,265,000362
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$65,158,000524
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,791
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$159,776,000613
Loan commitments-revolving, open-end lines secured by 1-4's$38,205,000438
Credit card lines$02,253
Commercial real estate, construction & land development$73,718,000296
Commitments secured by real estate$73,718,000286
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$47,853,000653
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,771
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$179,582,000557
Loan commitments-revolving, open-end lines secured by 1-4's$38,814,000354
Credit card lines$02,174
Commercial real estate, construction & land development$95,711,000222
Commitments secured by real estate$95,711,000214
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$45,057,000675
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$232,016,000473
Loan commitments-revolving, open-end lines secured by 1-4's$39,150,000350
Credit card lines$02,194
Commercial real estate, construction & land development$107,878,000195
Commitments secured by real estate$107,878,000184
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$84,988,000419
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$214,093,000504
Loan commitments-revolving, open-end lines secured by 1-4's$35,872,000356
Credit card lines$02,230
Commercial real estate, construction & land development$87,706,000226
Commitments secured by real estate$87,706,000218
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$90,515,000398
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,767
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$284,145,000401
Loan commitments-revolving, open-end lines secured by 1-4's$32,983,000370
Credit card lines$02,280
Commercial real estate, construction & land development$151,678,000136
Commitments secured by real estate$151,678,000129
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$99,484,000362
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,761
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$269,266,000414
Loan commitments-revolving, open-end lines secured by 1-4's$32,894,000354
Credit card lines$02,321
Commercial real estate, construction & land development$115,145,000167
Commitments secured by real estate$115,145,000157
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$121,227,000306
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,731
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$311,948,000360
Loan commitments-revolving, open-end lines secured by 1-4's$27,900,000360
Credit card lines$34,823,000174
Commercial real estate, construction & land development$77,709,000223
Commitments secured by real estate$77,709,000206
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$171,516,000234
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,724
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$416,703,000294
Loan commitments-revolving, open-end lines secured by 1-4's$27,461,000328
Credit card lines$34,790,000194
Commercial real estate, construction & land development$137,039,000160
Commitments secured by real estate$137,039,000145
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$217,413,000201
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$411,036,000298
Loan commitments-revolving, open-end lines secured by 1-4's$27,385,000345
Credit card lines$32,213,000215
Commercial real estate, construction & land development$118,136,000165
Commitments secured by real estate$118,136,000152
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$233,302,000194
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$456,922,000281
Loan commitments-revolving, open-end lines secured by 1-4's$20,191,000421
Credit card lines$25,979,000254
Commercial real estate, construction & land development$21,374,000554
Commitments secured by real estate$21,374,000520
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$389,378,000154
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$337,938,000311
Loan commitments-revolving, open-end lines secured by 1-4's$18,150,000434
Credit card lines$23,609,000282
Commercial real estate, construction & land development$10,175,000946
Commitments secured by real estate$10,175,000906
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$286,004,000177
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$303,147,000356
Loan commitments-revolving, open-end lines secured by 1-4's$19,366,000430
Credit card lines$24,424,000314
Commercial real estate, construction & land development$42,031,000276
Commitments secured by real estate$42,031,000264
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$217,326,000224
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$212,880,000458
Loan commitments-revolving, open-end lines secured by 1-4's$19,676,000439
Credit card lines$22,269,000388
Commercial real estate, construction & land development$6,590,0001,186
Commitments secured by real estate$6,590,0001,117
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$164,345,000279
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$192,422,000458
Loan commitments-revolving, open-end lines secured by 1-4's$18,882,000437
Credit card lines$19,344,000414
Commercial real estate, construction & land development$10,394,000748
Commitments secured by real estate$10,394,000704
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$143,802,000281
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$175,386,000482
Loan commitments-revolving, open-end lines secured by 1-4's$18,179,000445
Credit card lines$14,138,000441
Commercial real estate, construction & land development$17,054,000419
Commitments secured by real estate$17,054,000392
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$126,015,000295
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$137,166,000525
Loan commitments-revolving, open-end lines secured by 1-4's$17,201,000462
Credit card lines$11,538,000490
Commercial real estate, construction & land development$9,902,000591
Commitments secured by real estate$9,902,000539
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$98,525,000338
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109