Home > BSB Bank & Trust Company > Loan Charge- Offs and Recoveries
BSB Bank & Trust Company, Loan Charge- Offs and Recoveries
| 2004-06-30 (YTD Data) | Rank | |
| Total charge-offs | $5,332,000 | 181 |
| Loans secured by real estate, total | $1,316,000 | 140 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,316,000 | 137 |
| Construction and land development | $0 | 514 |
| Secured by farmland | $0 | 209 |
| Total charge-offs secured by 1-4 family residential properties | $89,000 | 540 |
| Secured by multifamily residential properties | $46,000 | 67 |
| Secured by nonfarm nonresidential properties | $1,181,000 | 58 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 13 |
| To foreign banks | $0 | 6 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,484,000 | 122 |
| Loans to individuals | $1,532,000 | 201 |
| Credit card loan charge offs | $0 | 1,546 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,532,000 | 151 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 1,316 |
| Lease financing receivables | $0 | 232 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 488 |
| Total recoveries | $4,710,000 | 100 |
| Loans secured by real estate, total | $1,030,000 | 56 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,030,000 | 54 |
| Construction and land development | $0 | 382 |
| Secured by farmland | $0 | 254 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 754 |
| Secured by multifamily residential properties | $55,000 | 30 |
| Secured by nonfarm nonresidential properties | $961,000 | 20 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 16 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,889,000 | 61 |
| Loans to individuals | $791,000 | 142 |
| Credit card loan recoveries | $0 | 1,131 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $791,000 | 112 |
| Loans to foreign governments and official institutions | $0 | 8 |
| Other loans | $0 | 1,529 |
| Lease financing receivables | $0 | 221 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 704 |
| Net charge-offs | $622,000 | 597 |
| Loans secured by real estate, total | $286,000 | 345 |
| To non-U.S. addressees | $0 | 6 |
| Real estate loans in domestic offices | $286,000 | 343 |
| Construction and land development | $0 | 468 |
| Secured by farmland | $0 | 184 |
| Secured by 1-4 family residential properties- net charge-offs | $75,000 | 513 |
| Secured by multifamily residential properties | $-9,000 | 9,037 |
| Secured by nonfarm nonresidential properties | $220,000 | 174 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 11 |
| To foreign banks | $0 | 5 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-405,000 | 9,038 |
| To non-U.S. addressees | $0 | 18 |
| Loans to individuals | $741,000 | 236 |
| Credit card loan net charge offs | $0 | 1,412 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $741,000 | 173 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 1,091 |
| Lease financing receivables | $0 | 190 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 395 |
| 2004-03-31 (YTD Data) | Rank | |
| Total charge-offs | $3,369,000 | 159 |
| Loans secured by real estate, total | $1,159,000 | 88 |
| To non-U.S. addressees | $0 | 6 |
| Real estate loans in domestic offices | $1,159,000 | 85 |
| Construction and land development | $0 | 316 |
| Secured by farmland | $0 | 111 |
| Total charge-offs secured by 1-4 family residential properties | $573,000 | 88 |
| Secured by multifamily residential properties | $82,000 | 24 |
| Secured by nonfarm nonresidential properties | $504,000 | 65 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 6 |
| To foreign banks | $0 | 3 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,436,000 | 117 |
| Loans to individuals | $774,000 | 208 |
| Credit card loan charge offs | $0 | 1,259 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $774,000 | 149 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 949 |
| Lease financing receivables | $0 | 196 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 290 |
| Total recoveries | $2,408,000 | 99 |
| Loans secured by real estate, total | $920,000 | 35 |
| To non-U.S. addressees | $0 | 6 |
| Real estate loans in domestic offices | $920,000 | 33 |
| Construction and land development | $0 | 273 |
| Secured by farmland | $0 | 159 |
| Secured by 1-4 family residential properties - total recoveries | $153,000 | 76 |
| Secured by multifamily residential properties | $0 | 78 |
| Secured by nonfarm nonresidential properties | $767,000 | 13 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 14 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,103,000 | 70 |
| Loans to individuals | $385,000 | 146 |
| Credit card loan recoveries | $0 | 898 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $385,000 | 115 |
| Loans to foreign governments and official institutions | $0 | 20 |
| Other loans | $0 | 1,215 |
| Lease financing receivables | $0 | 196 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 532 |
| Net charge-offs | $961,000 | 287 |
| Loans secured by real estate, total | $239,000 | 237 |
| To non-U.S. addressees | $0 | 5 |
| Real estate loans in domestic offices | $239,000 | 236 |
| Construction and land development | $0 | 287 |
| Secured by farmland | $0 | 105 |
| Secured by 1-4 family residential properties- net charge-offs | $420,000 | 96 |
| Secured by multifamily residential properties | $82,000 | 24 |
| Secured by nonfarm nonresidential properties | $-263,000 | 9,098 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 6 |
| To foreign banks | $0 | 3 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $333,000 | 247 |
| To non-U.S. addressees | $0 | 19 |
| Loans to individuals | $389,000 | 238 |
| Credit card loan net charge offs | $0 | 1,141 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $389,000 | 177 |
| Loans to foreign governments and official institutions | $0 | 12 |
| Other loans | $0 | 785 |
| Lease financing receivables | $0 | 166 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 245 |
| 2003-12-31 (YTD Data) | Rank | |
| Total charge-offs | $37,601,000 | 107 |
| Loans secured by real estate, total | $11,568,000 | 55 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $11,568,000 | 55 |
| Construction and land development | $0 | 929 |
| Secured by farmland | $0 | 439 |
| Total charge-offs secured by 1-4 family residential properties | $628,000 | 212 |
| Secured by multifamily residential properties | $665,000 | 17 |
| Secured by nonfarm nonresidential properties | $10,275,000 | 19 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $21,992,000 | 64 |
| Loans to individuals | $4,041,000 | 190 |
| Credit card loan charge offs | $0 | 2,038 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,041,000 | 142 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 1,942 |
| Lease financing receivables | $0 | 327 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 867 |
| Total recoveries | $11,684,000 | 93 |
| Loans secured by real estate, total | $3,642,000 | 34 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $3,642,000 | 33 |
| Construction and land development | $0 | 538 |
| Secured by farmland | $0 | 408 |
| Secured by 1-4 family residential properties - total recoveries | $149,000 | 218 |
| Secured by multifamily residential properties | $408,000 | 8 |
| Secured by nonfarm nonresidential properties | $3,085,000 | 13 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 19 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,580,000 | 54 |
| Loans to individuals | $1,462,000 | 151 |
| Credit card loan recoveries | $0 | 1,547 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,462,000 | 122 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 1,905 |
| Lease financing receivables | $0 | 274 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 961 |
| Net charge-offs | $25,917,000 | 116 |
| Loans secured by real estate, total | $7,926,000 | 62 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $7,926,000 | 62 |
| Construction and land development | $0 | 844 |
| Secured by farmland | $0 | 375 |
| Secured by 1-4 family residential properties- net charge-offs | $479,000 | 222 |
| Secured by multifamily residential properties | $257,000 | 33 |
| Secured by nonfarm nonresidential properties | $7,190,000 | 24 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 7 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $15,412,000 | 71 |
| To non-U.S. addressees | $0 | 28 |
| Loans to individuals | $2,579,000 | 209 |
| Credit card loan net charge offs | $0 | 1,905 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,579,000 | 147 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 1,697 |
| Lease financing receivables | $0 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 735 |
| 2003-09-30 (YTD Data) | Rank | |
| Total charge-offs | $18,464,000 | 133 |
| Loans secured by real estate, total | $5,000,000 | 79 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $5,000,000 | 79 |
| Construction and land development | $0 | 744 |
| Secured by farmland | $0 | 323 |
| Total charge-offs secured by 1-4 family residential properties | $591,000 | 185 |
| Secured by multifamily residential properties | $665,000 | 13 |
| Secured by nonfarm nonresidential properties | $3,744,000 | 36 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $10,555,000 | 83 |
| Loans to individuals | $2,909,000 | 196 |
| Credit card loan charge offs | $0 | 1,934 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,909,000 | 145 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 1,699 |
| Lease financing receivables | $0 | 304 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 715 |
| Total recoveries | $6,768,000 | 101 |
| Loans secured by real estate, total | $2,793,000 | 32 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $2,793,000 | 31 |
| Construction and land development | $0 | 454 |
| Secured by farmland | $0 | 344 |
| Secured by 1-4 family residential properties - total recoveries | $41,000 | 434 |
| Secured by multifamily residential properties | $240,000 | 13 |
| Secured by nonfarm nonresidential properties | $2,512,000 | 14 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,963,000 | 70 |
| Loans to individuals | $1,012,000 | 163 |
| Credit card loan recoveries | $0 | 1,427 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,012,000 | 129 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 1,741 |
| Lease financing receivables | $0 | 258 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 850 |
| Net charge-offs | $11,696,000 | 152 |
| Loans secured by real estate, total | $2,207,000 | 115 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $2,207,000 | 115 |
| Construction and land development | $0 | 670 |
| Secured by farmland | $0 | 283 |
| Secured by 1-4 family residential properties- net charge-offs | $550,000 | 169 |
| Secured by multifamily residential properties | $425,000 | 17 |
| Secured by nonfarm nonresidential properties | $1,232,000 | 78 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 13 |
| To foreign banks | $0 | 7 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $7,592,000 | 83 |
| To non-U.S. addressees | $0 | 28 |
| Loans to individuals | $1,897,000 | 210 |
| Credit card loan net charge offs | $0 | 1,800 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,897,000 | 149 |
| Loans to foreign governments and official institutions | $0 | 8 |
| Other loans | $0 | 1,466 |
| Lease financing receivables | $0 | 274 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 609 |
| 2003-06-30 (YTD Data) | Rank | |
| Total charge-offs | $9,891,000 | 153 |
| Loans secured by real estate, total | $2,744,000 | 89 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $2,744,000 | 89 |
| Construction and land development | $0 | 582 |
| Secured by farmland | $0 | 243 |
| Total charge-offs secured by 1-4 family residential properties | $552,000 | 150 |
| Secured by multifamily residential properties | $170,000 | 23 |
| Secured by nonfarm nonresidential properties | $2,022,000 | 39 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $5,212,000 | 92 |
| Loans to individuals | $1,935,000 | 203 |
| Credit card loan charge offs | $0 | 1,759 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,935,000 | 152 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 1,428 |
| Lease financing receivables | $0 | 280 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 571 |
| Total recoveries | $2,300,000 | 139 |
| Loans secured by real estate, total | $97,000 | 316 |
| To non-U.S. addressees | $0 | 6 |
| Real estate loans in domestic offices | $97,000 | 315 |
| Construction and land development | $0 | 360 |
| Secured by farmland | $0 | 274 |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 723 |
| Secured by multifamily residential properties | $0 | 122 |
| Secured by nonfarm nonresidential properties | $84,000 | 160 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | $0 | 14 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,594,000 | 74 |
| Loans to individuals | $609,000 | 174 |
| Credit card loan recoveries | $0 | 1,265 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $609,000 | 140 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 1,482 |
| Lease financing receivables | $0 | 235 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 695 |
| Net charge-offs | $7,591,000 | 148 |
| Loans secured by real estate, total | $2,647,000 | 83 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $2,647,000 | 83 |
| Construction and land development | $0 | 528 |
| Secured by farmland | $0 | 214 |
| Secured by 1-4 family residential properties- net charge-offs | $539,000 | 134 |
| Secured by multifamily residential properties | $170,000 | 22 |
| Secured by nonfarm nonresidential properties | $1,938,000 | 39 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 13 |
| To foreign banks | $0 | 7 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,618,000 | 101 |
| To non-U.S. addressees | $0 | 25 |
| Loans to individuals | $1,326,000 | 204 |
| Credit card loan net charge offs | $0 | 1,616 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,326,000 | 144 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 1,245 |
| Lease financing receivables | $0 | 253 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 485 |
| 2003-03-31 (YTD Data) | Rank | |
| Total charge-offs | $2,317,000 | 220 |
| Loans secured by real estate, total | $780,000 | 121 |
| To non-U.S. addressees | $0 | 6 |
| Real estate loans in domestic offices | $780,000 | 120 |
| Construction and land development | $0 | 356 |
| Secured by farmland | $0 | 142 |
| Total charge-offs secured by 1-4 family residential properties | $85,000 | 337 |
| Secured by multifamily residential properties | $378,000 | 7 |
| Secured by nonfarm nonresidential properties | $317,000 | 89 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 11 |
| To foreign banks | $0 | 5 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $616,000 | 212 |
| Loans to individuals | $921,000 | 211 |
| Credit card loan charge offs | $31,000 | 308 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $890,000 | 162 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 1,009 |
| Lease financing receivables | $0 | 227 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 328 |
| Total recoveries | $1,043,000 | 145 |
| Loans secured by real estate, total | $19,000 | 573 |
| To non-U.S. addressees | $0 | 5 |
| Real estate loans in domestic offices | $19,000 | 572 |
| Construction and land development | $0 | 259 |
| Secured by farmland | $0 | 177 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 1,100 |
| Secured by multifamily residential properties | $0 | 90 |
| Secured by nonfarm nonresidential properties | $18,000 | 199 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $725,000 | 81 |
| Loans to individuals | $299,000 | 173 |
| Credit card loan recoveries | $5,000 | 308 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $294,000 | 140 |
| Loans to foreign governments and official institutions | $0 | 8 |
| Other loans | $0 | 1,167 |
| Lease financing receivables | $0 | 201 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 518 |
| Net charge-offs | $1,274,000 | 280 |
| Loans secured by real estate, total | $761,000 | 108 |
| To non-U.S. addressees | $0 | 6 |
| Real estate loans in domestic offices | $761,000 | 108 |
| Construction and land development | $0 | 331 |
| Secured by farmland | $0 | 129 |
| Secured by 1-4 family residential properties- net charge-offs | $84,000 | 304 |
| Secured by multifamily residential properties | $378,000 | 7 |
| Secured by nonfarm nonresidential properties | $299,000 | 81 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 10 |
| To foreign banks | $0 | 5 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-109,000 | 9,243 |
| To non-U.S. addressees | $0 | 17 |
| Loans to individuals | $622,000 | 215 |
| Credit card loan net charge offs | $26,000 | 298 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $596,000 | 158 |
| Loans to foreign governments and official institutions | $0 | 8 |
| Other loans | $0 | 847 |
| Lease financing receivables | $0 | 207 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 283 |
| 2002-12-31 (YTD Data) | Rank | |
| Total charge-offs | $48,557,000 | 102 |
| Loans secured by real estate, total | $19,454,000 | 35 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $19,454,000 | 35 |
| Construction and land development | $260,000 | 170 |
| Secured by farmland | $0 | 395 |
| Total charge-offs secured by 1-4 family residential properties | $416,000 | 282 |
| Secured by multifamily residential properties | $3,757,000 | 5 |
| Secured by nonfarm nonresidential properties | $15,021,000 | 11 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | $0 | 14 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $24,723,000 | 73 |
| Loans to individuals | $4,380,000 | 192 |
| Credit card loan charge offs | $294,000 | 207 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,086,000 | 147 |
| Loans to foreign governments and official institutions | $0 | 19 |
| Other loans | $0 | 2,007 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 954 |
| Total recoveries | $6,807,000 | 122 |
| Loans secured by real estate, total | $2,364,000 | 47 |
| To non-U.S. addressees | $0 | 6 |
| Real estate loans in domestic offices | $2,364,000 | 46 |
| Construction and land development | $248,000 | 41 |
| Secured by farmland | $0 | 408 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 1,853 |
| Secured by multifamily residential properties | $2,000 | 151 |
| Secured by nonfarm nonresidential properties | $2,110,000 | 18 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 26 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,219,000 | 95 |
| Loans to individuals | $2,224,000 | 129 |
| Credit card loan recoveries | $50,000 | 195 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,174,000 | 98 |
| Loans to foreign governments and official institutions | $0 | 16 |
| Other loans | $0 | 1,889 |
| Lease financing receivables | $0 | 274 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,014 |
| Net charge-offs | $41,750,000 | 100 |
| Loans secured by real estate, total | $17,090,000 | 33 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $17,090,000 | 33 |
| Construction and land development | $12,000 | 668 |
| Secured by farmland | $0 | 335 |
| Secured by 1-4 family residential properties- net charge-offs | $412,000 | 243 |
| Secured by multifamily residential properties | $3,755,000 | 5 |
| Secured by nonfarm nonresidential properties | $12,911,000 | 13 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | $0 | 14 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $22,504,000 | 70 |
| To non-U.S. addressees | $0 | 31 |
| Loans to individuals | $2,156,000 | 239 |
| Credit card loan net charge offs | $244,000 | 203 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,912,000 | 189 |
| Loans to foreign governments and official institutions | $0 | 16 |
| Other loans | $0 | 1,756 |
| Lease financing receivables | $0 | 327 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 812 |
| 2001-12-31 (YTD Data) | Rank | |
| Total charge-offs | $23,631,000 | 150 |
| Loans secured by real estate, total | $5,562,000 | 82 |
| To non-U.S. addressees | $0 | 14 |
| Real estate loans in domestic offices | $5,562,000 | 80 |
| Construction and land development | $0 | 908 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $384,000 | 276 |
| Secured by multifamily residential properties | $81,000 | 80 |
| Secured by nonfarm nonresidential properties | $5,097,000 | 31 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 24 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,521,000 | 98 |
| Loans to individuals | $6,548,000 | 171 |
| Credit card loan charge offs | $740,000 | 158 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,808,000 | 118 |
| Loans to foreign governments and official institutions | $0 | 19 |
| Other loans | $0 | 1,962 |
| Lease financing receivables | $0 | 314 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 889 |
| Total recoveries | $4,945,000 | 136 |
| Loans secured by real estate, total | $358,000 | 207 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $358,000 | 206 |
| Construction and land development | $19,000 | 200 |
| Secured by farmland | $0 | 411 |
| Secured by 1-4 family residential properties - total recoveries | $154,000 | 207 |
| Secured by multifamily residential properties | $145,000 | 33 |
| Secured by nonfarm nonresidential properties | $40,000 | 374 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 35 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,248,000 | 64 |
| Loans to individuals | $1,337,000 | 175 |
| Credit card loan recoveries | $165,000 | 135 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,172,000 | 141 |
| Loans to foreign governments and official institutions | $0 | 18 |
| Other loans | $2,000 | 1,445 |
| Lease financing receivables | $0 | 247 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $2,000 | 788 |
| Net charge-offs | $18,686,000 | 153 |
| Loans secured by real estate, total | $5,204,000 | 76 |
| To non-U.S. addressees | $0 | 14 |
| Real estate loans in domestic offices | $5,204,000 | 75 |
| Construction and land development | $-19,000 | 9,518 |
| Secured by farmland | $0 | 337 |
| Secured by 1-4 family residential properties- net charge-offs | $230,000 | 351 |
| Secured by multifamily residential properties | $-64,000 | 9,572 |
| Secured by nonfarm nonresidential properties | $5,057,000 | 23 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 7 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $8,273,000 | 117 |
| To non-U.S. addressees | $0 | 33 |
| Loans to individuals | $5,211,000 | 167 |
| Credit card loan net charge offs | $575,000 | 159 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,636,000 | 110 |
| Loans to foreign governments and official institutions | $0 | 17 |
| Other loans | $-2,000 | 7,910 |
| Lease financing receivables | $0 | 303 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 7,970 |
| 2000-12-31 (YTD Data) | Rank | |
| Total charge-offs | $25,591,000 | 137 |
| Loans secured by real estate, total | $4,404,000 | 83 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $4,404,000 | 83 |
| Construction and land development | $474,000 | 62 |
| Secured by farmland | $0 | 333 |
| Total charge-offs secured by 1-4 family residential properties | $245,000 | 355 |
| Secured by multifamily residential properties | $110,000 | 66 |
| Secured by nonfarm nonresidential properties | $3,575,000 | 18 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 16 |
| Loans to finance agricultural production and other loans to farmers | $0 | 197 |
| Commercial and industrial loans | $17,009,000 | 66 |
| Loans to individuals | $4,178,000 | 217 |
| Credit card loan charge offs | $700,000 | 218 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,478,000 | 144 |
| Loans to foreign governments and official institutions | $0 | 13 |
| Other loans | $0 | 240 |
| Lease financing receivables | $0 | 262 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,027,000 | 223 |
| Loans secured by real estate, total | $174,000 | 332 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $174,000 | 331 |
| Construction and land development | $0 | 380 |
| Secured by farmland | $0 | 361 |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 1,130 |
| Secured by multifamily residential properties | $161,000 | 30 |
| Secured by nonfarm nonresidential properties | $0 | 1,178 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | $0 | 19 |
| Loans to finance agricultural production and other loans to farmers | $0 | 192 |
| Commercial and industrial loans | $831,000 | 151 |
| Loans to individuals | $1,022,000 | 209 |
| Credit card loan recoveries | $186,000 | 176 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $836,000 | 161 |
| Loans to foreign governments and official institutions | $0 | 13 |
| Other loans | $0 | 222 |
| Lease financing receivables | $0 | 249 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $23,564,000 | 130 |
| Loans secured by real estate, total | $4,230,000 | 73 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $4,230,000 | 72 |
| Construction and land development | $474,000 | 55 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $232,000 | 306 |
| Secured by multifamily residential properties | $-51,000 | 9,845 |
| Secured by nonfarm nonresidential properties | $3,575,000 | 13 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 15 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 148 |
| Commercial and industrial loans | $16,178,000 | 62 |
| To non-U.S. addressees | $0 | 35 |
| Loans to individuals | $3,156,000 | 214 |
| Credit card loan net charge offs | $514,000 | 227 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,642,000 | 136 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 211 |
| Lease financing receivables | $0 | 240 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs | $17,388,000 | 157 |
| Loans secured by real estate, total | $1,564,000 | 158 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,564,000 | 158 |
| Construction and land development | $0 | 611 |
| Secured by farmland | $0 | 351 |
| Total charge-offs secured by 1-4 family residential properties | $1,189,000 | 144 |
| Secured by multifamily residential properties | $0 | 249 |
| Secured by nonfarm nonresidential properties | $375,000 | 178 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 27 |
| To foreign banks | $0 | 23 |
| Loans to finance agricultural production and other loans to farmers | $0 | 203 |
| Commercial and industrial loans | $10,743,000 | 82 |
| Loans to individuals | $5,081,000 | 208 |
| Credit card loan charge offs | $841,000 | 218 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,240,000 | 138 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 281 |
| Lease financing receivables | $0 | 289 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,360,000 | 224 |
| Loans secured by real estate, total | $203,000 | 345 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $203,000 | 345 |
| Construction and land development | $0 | 429 |
| Secured by farmland | $0 | 418 |
| Secured by 1-4 family residential properties - total recoveries | $101,000 | 301 |
| Secured by multifamily residential properties | $0 | 246 |
| Secured by nonfarm nonresidential properties | $102,000 | 278 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 24 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 208 |
| Commercial and industrial loans | $1,079,000 | 131 |
| Loans to individuals | $1,078,000 | 217 |
| Credit card loan recoveries | $166,000 | 202 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $912,000 | 170 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 282 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $15,028,000 | 149 |
| Loans secured by real estate, total | $1,361,000 | 140 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,361,000 | 139 |
| Construction and land development | $0 | 547 |
| Secured by farmland | $0 | 293 |
| Secured by 1-4 family residential properties- net charge-offs | $1,088,000 | 129 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $273,000 | 162 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 25 |
| To foreign banks | $0 | 22 |
| Loans to finance agricultural production and other loans to farmers | $0 | 165 |
| Commercial and industrial loans | $9,664,000 | 74 |
| To non-U.S. addressees | $0 | 35 |
| Loans to individuals | $4,003,000 | 202 |
| Credit card loan net charge offs | $675,000 | 216 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,328,000 | 130 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 248 |
| Lease financing receivables | $0 | 263 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,452,000 | 225 |
| Loans secured by real estate, total | $2,646,000 | 125 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,646,000 | 125 |
| Construction and land development | $8,000 | 501 |
| Secured by farmland | $0 | 328 |
| Total charge-offs secured by 1-4 family residential properties | $253,000 | 408 |
| Secured by multifamily residential properties | $522,000 | 39 |
| Secured by nonfarm nonresidential properties | $1,863,000 | 53 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 187 |
| Commercial and industrial loans | $4,702,000 | 104 |
| Loans to individuals | $3,104,000 | 280 |
| Credit card loan charge offs | $501,000 | 308 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,603,000 | 197 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 275 |
| Lease financing receivables | $0 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,205,000 | 357 |
| Loans secured by real estate, total | $73,000 | 769 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $73,000 | 769 |
| Construction and land development | $1,000 | 419 |
| Secured by farmland | $0 | 446 |
| Secured by 1-4 family residential properties - total recoveries | $39,000 | 623 |
| Secured by multifamily residential properties | $0 | 272 |
| Secured by nonfarm nonresidential properties | $33,000 | 581 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $371,000 | 294 |
| Loans to individuals | $761,000 | 282 |
| Credit card loan recoveries | $112,000 | 261 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $649,000 | 220 |
| Loans to foreign governments and official institutions | $0 | 14 |
| Other loans | $0 | 267 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,247,000 | 205 |
| Loans secured by real estate, total | $2,573,000 | 97 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,573,000 | 96 |
| Construction and land development | $7,000 | 440 |
| Secured by farmland | $0 | 259 |
| Secured by 1-4 family residential properties- net charge-offs | $214,000 | 375 |
| Secured by multifamily residential properties | $522,000 | 27 |
| Secured by nonfarm nonresidential properties | $1,830,000 | 33 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $4,331,000 | 81 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $2,343,000 | 278 |
| Credit card loan net charge offs | $389,000 | 314 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,954,000 | 188 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 249 |
| Lease financing receivables | $0 | 278 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,870,000 | 232 |
| Loans secured by real estate, total | $4,185,000 | 95 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $4,185,000 | 95 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $651,000 | 233 |
| Secured by multifamily residential properties | $1,438,000 | 24 |
| Secured by nonfarm nonresidential properties | $2,096,000 | 57 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $3,639,000 | 115 |
| Loans to individuals | $2,046,000 | 380 |
| Credit card loan charge offs | $559,000 | 320 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,487,000 | 307 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,460,000 | 323 |
| Loans secured by real estate, total | $137,000 | 575 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $137,000 | 575 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $82,000 | 416 |
| Secured by multifamily residential properties | $30,000 | 153 |
| Secured by nonfarm nonresidential properties | $25,000 | 741 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $794,000 | 174 |
| Loans to individuals | $529,000 | 341 |
| Credit card loan recoveries | $114,000 | 271 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $415,000 | 302 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,410,000 | 204 |
| Loans secured by real estate, total | $4,048,000 | 67 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $4,048,000 | 65 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $569,000 | 213 |
| Secured by multifamily residential properties | $1,408,000 | 19 |
| Secured by nonfarm nonresidential properties | $2,071,000 | 27 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $2,845,000 | 101 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,517,000 | 391 |
| Credit card loan net charge offs | $445,000 | 336 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,072,000 | 318 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,136,000 | 310 |
| Loans secured by real estate, total | $2,551,000 | 200 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,551,000 | 200 |
| Construction and land development | $287,000 | 126 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $290,000 | 479 |
| Secured by multifamily residential properties | $170,000 | 177 |
| Secured by nonfarm nonresidential properties | $1,804,000 | 112 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $3,962,000 | 121 |
| Loans to individuals | $1,623,000 | 468 |
| Credit card loan charge offs | $417,000 | 391 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,206,000 | 402 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,741,000 | 345 |
| Loans secured by real estate, total | $242,000 | 466 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $242,000 | 466 |
| Construction and land development | $50,000 | 185 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $55,000 | 607 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $137,000 | 386 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $959,000 | 183 |
| Loans to individuals | $540,000 | 375 |
| Credit card loan recoveries | $102,000 | 326 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $438,000 | 331 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,395,000 | 290 |
| Loans secured by real estate, total | $2,309,000 | 157 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,309,000 | 156 |
| Construction and land development | $237,000 | 125 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $235,000 | 463 |
| Secured by multifamily residential properties | $170,000 | 158 |
| Secured by nonfarm nonresidential properties | $1,667,000 | 75 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $3,003,000 | 100 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,083,000 | 489 |
| Credit card loan net charge offs | $315,000 | 405 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $768,000 | 413 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,844,000 | 332 |
| Loans secured by real estate, total | $3,556,000 | 191 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,556,000 | 190 |
| Construction and land development | $413,000 | 147 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $534,000 | 329 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $2,609,000 | 127 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $2,212,000 | 191 |
| Loans to individuals | $1,076,000 | 532 |
| Credit card loan charge offs | $445,000 | 403 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $631,000 | 533 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $703,000 | 615 |
| Loans secured by real estate, total | $94,000 | 924 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $94,000 | 923 |
| Construction and land development | $24,000 | 298 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $43,000 | 749 |
| Secured by multifamily residential properties | $9,000 | 322 |
| Secured by nonfarm nonresidential properties | $18,000 | 1,091 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $255,000 | 541 |
| Loans to individuals | $354,000 | 483 |
| Credit card loan recoveries | $93,000 | 352 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $261,000 | 467 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,141,000 | 267 |
| Loans secured by real estate, total | $3,462,000 | 150 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $3,462,000 | 150 |
| Construction and land development | $389,000 | 127 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $491,000 | 292 |
| Secured by multifamily residential properties | $-9,000 | 11,803 |
| Secured by nonfarm nonresidential properties | $2,591,000 | 100 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,957,000 | 132 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $722,000 | 535 |
| Credit card loan net charge offs | $352,000 | 392 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $370,000 | 572 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,632,000 | 432 |
| Loans secured by real estate, total | $947,000 | 554 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $947,000 | 554 |
| Construction and land development | $53,000 | 511 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $185,000 | 793 |
| Secured by multifamily residential properties | $28,000 | 500 |
| Secured by nonfarm nonresidential properties | $681,000 | 370 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $2,897,000 | 173 |
| Loans to individuals | $788,000 | 567 |
| Credit card loan charge offs | $356,000 | 419 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $432,000 | 622 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,345,000 | 454 |
| Loans secured by real estate, total | $196,000 | 619 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $196,000 | 618 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $22,000 | 1,315 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $174,000 | 391 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $815,000 | 286 |
| Loans to individuals | $334,000 | 509 |
| Credit card loan recoveries | $80,000 | 381 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $254,000 | 483 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,287,000 | 402 |
| Loans secured by real estate, total | $751,000 | 523 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $751,000 | 523 |
| Construction and land development | $53,000 | 435 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $163,000 | 720 |
| Secured by multifamily residential properties | $28,000 | 467 |
| Secured by nonfarm nonresidential properties | $507,000 | 361 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $2,082,000 | 145 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $454,000 | 604 |
| Credit card loan net charge offs | $276,000 | 417 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $178,000 | 793 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,179,000 | 556 |
| Loans secured by real estate, total | $756,000 | 815 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $756,000 | 813 |
| Construction and land development | $119,000 | 553 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $291,000 | 702 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $346,000 | 699 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $2,751,000 | 266 |
| Loans to individuals | $672,000 | 670 |
| Credit card loan charge offs | $317,000 | 461 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $355,000 | 780 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $917,000 | 602 |
| Loans secured by real estate, total | $261,000 | 531 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $261,000 | 530 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $67,000 | 603 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $194,000 | 366 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $352,000 | 523 |
| Loans to individuals | $304,000 | 563 |
| Credit card loan recoveries | $73,000 | 416 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $231,000 | 545 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,262,000 | 532 |
| Loans secured by real estate, total | $495,000 | 895 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $495,000 | 893 |
| Construction and land development | $119,000 | 491 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $224,000 | 727 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $152,000 | 940 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $2,399,000 | 221 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $368,000 | 744 |
| Credit card loan net charge offs | $244,000 | 464 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $124,000 | 1,218 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,681,000 | 621 |
| Loans secured by real estate, total | $966,000 | 875 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $966,000 | 875 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $494,000 | 532 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $472,000 | 763 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $2,601,000 | 374 |
| Loans to individuals | $1,114,000 | 609 |
| Credit card loan charge offs | $479,000 | 437 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $635,000 | 651 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $645,000 | 769 |
| Loans secured by real estate, total | $83,000 | 1,104 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $83,000 | 1,103 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $57,000 | 651 |
| Secured by multifamily residential properties | $3,000 | 390 |
| Secured by nonfarm nonresidential properties | $23,000 | 1,089 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $266,000 | 670 |
| Loans to individuals | $296,000 | 610 |
| Credit card loan recoveries | $81,000 | 398 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $215,000 | 612 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,036,000 | 605 |
| Loans secured by real estate, total | $883,000 | 858 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $883,000 | 858 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $437,000 | 512 |
| Secured by multifamily residential properties | $-3,000 | 13,766 |
| Secured by nonfarm nonresidential properties | $449,000 | 726 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,335,000 | 348 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $818,000 | 598 |
| Credit card loan net charge offs | $398,000 | 428 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $420,000 | 653 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.