Home > BSB Bank & Trust Company > Assets and Liabilities
BSB Bank & Trust Company, Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 517 | 314 |
| Assets and Liabilities | ||
| Total Assets: | $2,186,049,000 | 308 |
| Cash and due from depository institutions | $35,762,000 | 314 |
| Interest-bearing balances | $624,000 | 3,324 |
| Securities | $687,063,000 | 241 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $1,347,992,000 | 311 |
| Loan loss allowance | $50,038,000 | 155 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,480,000 | 601 |
| Other real estate owned | $936,000 | 314 |
| Goodwill and other intangibles | $982,000 | 1,633 |
| All other assets | $98,834,000 | 246 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $2,186,049,000 | 308 |
| Total liabilities | $2,005,989,000 | 302 |
| Total deposits | $1,553,940,000 | 298 |
| Interest-bearing deposits | $1,390,438,000 | 286 |
| Deposits held in domestic offices | $1,553,940,000 | 295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,470,000 | 472 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $391,895,000 | 216 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $14,684,000 | 442 |
| Total equity capital | $180,060,000 | 359 |
| Total bank equity capital | $180,060,000 | 359 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $25,321,000 | 103 |
| Surplus | $24,919,000 | 910 |
| Undivided profits | $129,820,000 | 262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,548,000 | 206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,081 |
| Income earned, not collected on loans | $8,086,000 | 338 |
| Earning assets | $2,035,679,000 | 305 |
| Long-term assets (5+ years) | $1,108,935,000 | 152 |
| Average Assets, year-to-date | $2,204,630,330 | 306 |
| Average Assets, quarterly | $2,202,284,500 | 308 |
| Volatile liabilities | $440,424,000 | 362 |
| Insider loans | $8,549,000 | 650 |
| FHLB advances | $390,797,000 | 169 |
| Loans and leases held for sale | $974,000 | 902 |
| Unused loan commitments | $169,870,000 | 596 |
| Tier 1 (core) risk-based capital | $182,317,000 | 320 |
| Tier 2 risk-based capital | $18,699,000 | 315 |
| Total risk weighted assets | $1,464,616,000 | 316 |
| Total unused commitments | $169,870,000 | 596 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 532 | 310 |
| Assets and Liabilities | ||
| Total Assets: | $2,218,520,000 | 310 |
| Cash and due from depository institutions | $40,625,000 | 310 |
| Interest-bearing balances | $1,078,000 | 2,983 |
| Securities | $638,931,000 | 263 |
| Federal funds sold & reverse repurchase agreements | $47,200,000 | 298 |
| Net loans & leases | $1,379,930,000 | 301 |
| Loan loss allowance | $48,080,000 | 160 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $14,889,000 | 562 |
| Other real estate owned | $730,000 | 310 |
| Goodwill and other intangibles | $859,000 | 1,726 |
| All other assets | $95,356,000 | 244 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $2,218,520,000 | 310 |
| Total liabilities | $2,035,595,000 | 297 |
| Total deposits | $1,598,261,000 | 289 |
| Interest-bearing deposits | $1,426,381,000 | 279 |
| Deposits held in domestic offices | $1,598,261,000 | 286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,690,000 | 750 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $401,909,000 | 206 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $16,735,000 | 437 |
| Total equity capital | $182,925,000 | 359 |
| Total bank equity capital | $182,925,000 | 359 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $25,321,000 | 104 |
| Surplus | $24,919,000 | 894 |
| Undivided profits | $132,685,000 | 266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,664,000 | 234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $209,000 | 635 |
| Income earned, not collected on loans | $8,516,000 | 326 |
| Earning assets | $2,067,139,000 | 304 |
| Long-term assets (5+ years) | $1,024,311,000 | 153 |
| Average Assets, year-to-date | $2,213,921,000 | 306 |
| Average Assets, quarterly | $2,213,921,000 | 306 |
| Volatile liabilities | $405,664,000 | 373 |
| Insider loans | $8,774,000 | 602 |
| FHLB advances | $400,811,000 | 162 |
| Loans and leases held for sale | $678,000 | 1,170 |
| Unused loan commitments | $159,776,000 | 611 |
| Tier 1 (core) risk-based capital | $177,286,000 | 326 |
| Tier 2 risk-based capital | $18,948,000 | 306 |
| Total risk weighted assets | $1,486,692,000 | 310 |
| Total unused commitments | $159,776,000 | 613 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 550 | 303 |
| Assets and Liabilities | ||
| Total Assets: | $2,209,322,000 | 309 |
| Cash and due from depository institutions | $45,735,000 | 303 |
| Interest-bearing balances | $814,000 | 3,157 |
| Securities | $623,221,000 | 267 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 705 |
| Net loans & leases | $1,406,079,000 | 299 |
| Loan loss allowance | $47,421,000 | 163 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $15,220,000 | 542 |
| Other real estate owned | $1,129,000 | 303 |
| Goodwill and other intangibles | $786,000 | 1,771 |
| All other assets | $101,152,000 | 236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,209,322,000 | 309 |
| Total liabilities | $2,034,545,000 | 302 |
| Total deposits | $1,608,362,000 | 291 |
| Interest-bearing deposits | $1,432,408,000 | 281 |
| Deposits held in domestic offices | $1,608,362,000 | 288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,846,000 | 771 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $391,921,000 | 209 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $15,416,000 | 441 |
| Total equity capital | $174,777,000 | 366 |
| Total bank equity capital | $174,777,000 | 366 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $25,321,000 | 109 |
| Surplus | $24,691,000 | 883 |
| Undivided profits | $124,765,000 | 260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,209,000 | 283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $256,000 | 541 |
| Income earned, not collected on loans | $7,942,000 | 346 |
| Earning assets | $2,046,114,000 | 304 |
| Long-term assets (5+ years) | $1,014,784,000 | 158 |
| Average Assets, year-to-date | $2,125,502,000 | 306 |
| Average Assets, quarterly | $2,190,911,000 | 303 |
| Volatile liabilities | $403,118,000 | 378 |
| Insider loans | $9,615,000 | 515 |
| FHLB advances | $390,823,000 | 161 |
| Loans and leases held for sale | $1,144,000 | 833 |
| Unused loan commitments | $179,582,000 | 557 |
| Tier 1 (core) risk-based capital | $171,239,000 | 331 |
| Tier 2 risk-based capital | $19,180,000 | 308 |
| Total risk weighted assets | $1,506,123,000 | 305 |
| Total unused commitments | $179,582,000 | 557 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 551 | 307 |
| Assets and Liabilities | ||
| Total Assets: | $2,172,500,000 | 314 |
| Cash and due from depository institutions | $46,375,000 | 307 |
| Interest-bearing balances | $866,000 | 3,243 |
| Securities | $615,625,000 | 263 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $1,406,703,000 | 297 |
| Loan loss allowance | $61,382,000 | 137 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,438,000 | 538 |
| Other real estate owned | $1,343,000 | 307 |
| Goodwill and other intangibles | $661,000 | 1,849 |
| All other assets | $86,355,000 | 269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,172,500,000 | 314 |
| Total liabilities | $2,002,333,000 | 309 |
| Total deposits | $1,505,438,000 | 314 |
| Interest-bearing deposits | $1,326,327,000 | 300 |
| Deposits held in domestic offices | $1,505,438,000 | 312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,922,000 | 431 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $427,026,000 | 200 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $16,947,000 | 439 |
| Total equity capital | $170,167,000 | 381 |
| Total bank equity capital | $170,167,000 | 381 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $25,321,000 | 113 |
| Surplus | $24,451,000 | 893 |
| Undivided profits | $120,395,000 | 276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,700,000 | 169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,555,000 | 149 |
| Income earned, not collected on loans | $8,369,000 | 344 |
| Earning assets | $2,023,194,000 | 308 |
| Long-term assets (5+ years) | $924,848,000 | 168 |
| Average Assets, year-to-date | $2,104,547,000 | 317 |
| Average Assets, quarterly | $2,164,192,500 | 317 |
| Volatile liabilities | $381,269,000 | 408 |
| Insider loans | $9,388,000 | 529 |
| FHLB advances | $425,835,000 | 152 |
| Loans and leases held for sale | $11,862,000 | 312 |
| Unused loan commitments | $232,016,000 | 472 |
| Tier 1 (core) risk-based capital | $165,067,000 | 349 |
| Tier 2 risk-based capital | $18,399,000 | 324 |
| Total risk weighted assets | $1,428,917,000 | 325 |
| Total unused commitments | $232,016,000 | 473 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 551 | 309 |
| Assets and Liabilities | ||
| Total Assets: | $2,155,885,000 | 317 |
| Cash and due from depository institutions | $43,899,000 | 309 |
| Interest-bearing balances | $258,000 | 4,555 |
| Securities | $634,294,000 | 263 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,581 |
| Net loans & leases | $1,371,558,000 | 299 |
| Loan loss allowance | $62,607,000 | 137 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $15,787,000 | 520 |
| Other real estate owned | $1,198,000 | 309 |
| Goodwill and other intangibles | $348,000 | 2,169 |
| All other assets | $82,801,000 | 276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,155,885,000 | 317 |
| Total liabilities | $1,987,980,000 | 314 |
| Total deposits | $1,503,109,000 | 312 |
| Interest-bearing deposits | $1,319,425,000 | 301 |
| Deposits held in domestic offices | $1,503,109,000 | 309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,686,000 | 365 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $402,369,000 | 202 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $14,816,000 | 504 |
| Total equity capital | $167,905,000 | 380 |
| Total bank equity capital | $167,905,000 | 380 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $25,321,000 | 112 |
| Surplus | $24,375,000 | 875 |
| Undivided profits | $118,209,000 | 280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,445,000 | 146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,393,000 | 160 |
| Income earned, not collected on loans | $8,460,000 | 335 |
| Earning assets | $2,012,110,000 | 311 |
| Long-term assets (5+ years) | $760,701,000 | 175 |
| Average Assets, year-to-date | $2,081,896,000 | 317 |
| Average Assets, quarterly | $2,105,824,500 | 318 |
| Volatile liabilities | $351,661,000 | 410 |
| Insider loans | $9,646,000 | 492 |
| FHLB advances | $400,848,000 | 155 |
| Loans and leases held for sale | $10,076,000 | 468 |
| Unused loan commitments | $214,093,000 | 504 |
| Tier 1 (core) risk-based capital | $159,935,000 | 351 |
| Tier 2 risk-based capital | $18,546,000 | 309 |
| Total risk weighted assets | $1,439,586,000 | 320 |
| Total unused commitments | $214,093,000 | 504 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 536 | 317 |
| Assets and Liabilities | ||
| Total Assets: | $2,055,764,000 | 325 |
| Cash and due from depository institutions | $43,119,000 | 317 |
| Interest-bearing balances | $548,000 | 3,755 |
| Securities | $577,971,000 | 284 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $1,336,154,000 | 305 |
| Loan loss allowance | $65,944,000 | 134 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $15,094,000 | 533 |
| Other real estate owned | $2,028,000 | 317 |
| Goodwill and other intangibles | $401,000 | 2,084 |
| All other assets | $80,997,000 | 280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,055,764,000 | 325 |
| Total liabilities | $1,892,750,000 | 319 |
| Total deposits | $1,477,905,000 | 316 |
| Interest-bearing deposits | $1,305,670,000 | 305 |
| Deposits held in domestic offices | $1,477,905,000 | 313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,586,000 | 417 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $347,939,000 | 217 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $14,320,000 | 519 |
| Total equity capital | $163,014,000 | 381 |
| Total bank equity capital | $163,014,000 | 381 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $25,321,000 | 111 |
| Surplus | $24,375,000 | 864 |
| Undivided profits | $113,318,000 | 292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,226,000 | 138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,224,000 | 178 |
| Income earned, not collected on loans | $9,337,000 | 320 |
| Earning assets | $1,914,673,000 | 319 |
| Long-term assets (5+ years) | $700,534,000 | 186 |
| Average Assets, year-to-date | $2,044,901,500 | 324 |
| Average Assets, quarterly | $2,044,901,500 | 324 |
| Volatile liabilities | $344,799,000 | 417 |
| Insider loans | $13,821,000 | 325 |
| FHLB advances | $345,860,000 | 168 |
| Loans and leases held for sale | $2,783,000 | 868 |
| Unused loan commitments | $284,145,000 | 401 |
| Tier 1 (core) risk-based capital | $154,841,000 | 357 |
| Tier 2 risk-based capital | $18,237,000 | 315 |
| Total risk weighted assets | $1,411,274,000 | 322 |
| Total unused commitments | $284,145,000 | 401 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 550 | 310 |
| Assets and Liabilities | ||
| Total Assets: | $2,034,039,000 | 325 |
| Cash and due from depository institutions | $47,175,000 | 310 |
| Interest-bearing balances | $761,000 | 3,372 |
| Securities | $593,281,000 | 262 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $1,290,136,000 | 312 |
| Loan loss allowance | $63,249,000 | 134 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $14,541,000 | 555 |
| Other real estate owned | $1,533,000 | 310 |
| Goodwill and other intangibles | $426,000 | 2,021 |
| All other assets | $86,947,000 | 269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,034,039,000 | 325 |
| Total liabilities | $1,875,104,000 | 319 |
| Total deposits | $1,481,460,000 | 313 |
| Interest-bearing deposits | $1,288,115,000 | 309 |
| Deposits held in domestic offices | $1,481,460,000 | 310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,167,000 | 475 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $337,950,000 | 225 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $15,527,000 | 473 |
| Total equity capital | $158,935,000 | 384 |
| Total bank equity capital | $158,935,000 | 384 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $25,321,000 | 110 |
| Surplus | $24,375,000 | 844 |
| Undivided profits | $109,239,000 | 301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,615,000 | 121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,150,000 | 179 |
| Income earned, not collected on loans | $9,839,000 | 306 |
| Earning assets | $1,884,178,000 | 319 |
| Long-term assets (5+ years) | $661,888,000 | 185 |
| Average Assets, year-to-date | $2,056,360,200 | 314 |
| Average Assets, quarterly | $2,049,393,000 | 320 |
| Volatile liabilities | $314,930,000 | 434 |
| Insider loans | $14,391,000 | 308 |
| FHLB advances | $335,871,000 | 179 |
| Loans and leases held for sale | $4,001,000 | 779 |
| Unused loan commitments | $269,266,000 | 414 |
| Tier 1 (core) risk-based capital | $149,723,000 | 359 |
| Tier 2 risk-based capital | $18,198,000 | 314 |
| Total risk weighted assets | $1,410,783,000 | 318 |
| Total unused commitments | $269,266,000 | 414 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 512 | 326 |
| Assets and Liabilities | ||
| Total Assets: | $2,069,250,000 | 313 |
| Cash and due from depository institutions | $55,985,000 | 326 |
| Interest-bearing balances | $1,849,000 | 2,373 |
| Securities | $500,820,000 | 278 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $1,442,152,000 | 282 |
| Loan loss allowance | $58,829,000 | 147 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $14,872,000 | 523 |
| Other real estate owned | $710,000 | 326 |
| Goodwill and other intangibles | $829,000 | 1,576 |
| All other assets | $53,882,000 | 356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,069,250,000 | 313 |
| Total liabilities | $1,888,959,000 | 312 |
| Total deposits | $1,509,925,000 | 300 |
| Interest-bearing deposits | $1,337,841,000 | 289 |
| Deposits held in domestic offices | $1,509,925,000 | 297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $120,200,000 | 275 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $240,051,000 | 272 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $18,783,000 | 413 |
| Total equity capital | $180,291,000 | 336 |
| Total bank equity capital | $180,291,000 | 336 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $25,321,000 | 112 |
| Surplus | $24,047,000 | 831 |
| Undivided profits | $130,923,000 | 229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,686,000 | 113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,106,000 | 176 |
| Income earned, not collected on loans | $10,470,000 | 313 |
| Earning assets | $1,944,821,000 | 303 |
| Long-term assets (5+ years) | $577,015,000 | 218 |
| Average Assets, year-to-date | $2,183,570,000 | 292 |
| Average Assets, quarterly | $2,089,309,000 | 309 |
| Volatile liabilities | $387,336,000 | 371 |
| Insider loans | $19,029,000 | 200 |
| FHLB advances | $237,916,000 | 206 |
| Loans and leases held for sale | $9,860,000 | 394 |
| Unused loan commitments | $311,948,000 | 358 |
| Tier 1 (core) risk-based capital | $176,942,000 | 308 |
| Tier 2 risk-based capital | $19,561,000 | 288 |
| Total risk weighted assets | $1,525,596,000 | 297 |
| Total unused commitments | $311,948,000 | 360 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 509 | 324 |
| Assets and Liabilities | ||
| Total Assets: | $2,316,322,000 | 279 |
| Cash and due from depository institutions | $65,335,000 | 324 |
| Interest-bearing balances | $1,024,000 | 2,358 |
| Securities | $401,675,000 | 315 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $1,781,318,000 | 237 |
| Loan loss allowance | $59,291,000 | 147 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $14,405,000 | 520 |
| Other real estate owned | $323,000 | 324 |
| Goodwill and other intangibles | $1,213,000 | 1,342 |
| All other assets | $52,053,000 | 319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,316,322,000 | 279 |
| Total liabilities | $2,141,876,000 | 277 |
| Total deposits | $1,898,989,000 | 246 |
| Interest-bearing deposits | $1,726,534,000 | 233 |
| Deposits held in domestic offices | $1,898,989,000 | 242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $125,319,000 | 273 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $100,149,000 | 468 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $17,419,000 | 447 |
| Total equity capital | $174,446,000 | 327 |
| Total bank equity capital | $174,446,000 | 327 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $25,321,000 | 122 |
| Surplus | $23,945,000 | 814 |
| Undivided profits | $125,180,000 | 231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,159,000 | 154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $651,000 | 237 |
| Income earned, not collected on loans | $12,630,000 | 260 |
| Earning assets | $2,184,017,000 | 270 |
| Long-term assets (5+ years) | $580,077,000 | 219 |
| Average Assets, year-to-date | $2,288,175,200 | 272 |
| Average Assets, quarterly | $2,325,108,000 | 276 |
| Volatile liabilities | $726,863,000 | 253 |
| Insider loans | $26,690,000 | 138 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $94,000 | 1,326 |
| Unused loan commitments | $416,703,000 | 292 |
| Tier 1 (core) risk-based capital | $175,145,000 | 299 |
| Tier 2 risk-based capital | $23,751,890 | 255 |
| Total risk weighted assets | $1,863,409,240 | 254 |
| Total unused commitments | $416,703,000 | 294 |
| Derivatives | $60,000,000 | 210 |
| 1999-12-31 | Rank | |
| # of Employees: | 497 | 357 |
| Assets and Liabilities | ||
| Total Assets: | $2,246,422,000 | 287 |
| Cash and due from depository institutions | $70,623,000 | 357 |
| Interest-bearing balances | $3,336,000 | 1,172 |
| Securities | $401,724,000 | 349 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $1,716,709,000 | 243 |
| Loan loss allowance | $29,134,000 | 219 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,969,000 | 479 |
| Other real estate owned | $909,000 | 357 |
| Goodwill and other intangibles | $1,598,000 | 1,220 |
| All other assets | $38,890,000 | 389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,246,422,000 | 287 |
| Total liabilities | $2,076,362,000 | 284 |
| Total deposits | $1,922,676,000 | 232 |
| Interest-bearing deposits | $1,759,852,000 | 223 |
| Deposits held in domestic offices | $1,922,676,000 | 230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $64,758,000 | 437 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $77,287,000 | 576 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $11,641,000 | 548 |
| Total equity capital | $170,060,000 | 313 |
| Total bank equity capital | $170,060,000 | 313 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $25,321,000 | 133 |
| Surplus | $23,858,000 | 813 |
| Undivided profits | $120,881,000 | 219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,610,000 | 280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,423 |
| Income earned, not collected on loans | $9,976,000 | 273 |
| Earning assets | $2,121,769,000 | 277 |
| Long-term assets (5+ years) | $597,085,000 | 211 |
| Average Assets, year-to-date | $2,230,296,000 | 274 |
| Average Assets, quarterly | $2,251,252,500 | 283 |
| Volatile liabilities | $606,779,000 | 279 |
| Insider loans | $18,182,000 | 228 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $2,085,000 | 493 |
| Unused loan commitments | $411,036,000 | 296 |
| Tier 1 (core) risk-based capital | $178,200,000 | 288 |
| Tier 2 risk-based capital | $22,748,030 | 261 |
| Total risk weighted assets | $1,813,436,230 | 250 |
| Total unused commitments | $411,036,000 | 298 |
| Derivatives | $60,000,000 | 219 |
| 1998-12-31 | Rank | |
| # of Employees: | 386 | 455 |
| Assets and Liabilities | ||
| Total Assets: | $1,872,501,000 | 314 |
| Cash and due from depository institutions | $37,980,000 | 455 |
| Interest-bearing balances | $2,704,000 | 1,845 |
| Securities | $407,165,000 | 340 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $1,375,412,000 | 274 |
| Loan loss allowance | $22,168,000 | 270 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,079,000 | 732 |
| Other real estate owned | $2,122,000 | 455 |
| Goodwill and other intangibles | $1,598,000 | 1,163 |
| All other assets | $38,145,000 | 359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,872,501,000 | 314 |
| Total liabilities | $1,731,632,000 | 312 |
| Total deposits | $1,506,590,000 | 281 |
| Interest-bearing deposits | $1,384,528,000 | 271 |
| Deposits held in domestic offices | $1,506,590,000 | 277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $111,866,000 | 293 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $101,893,000 | 400 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $11,283,000 | 588 |
| Total equity capital | $140,869,000 | 374 |
| Total bank equity capital | $140,869,000 | 374 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $25,321,000 | 142 |
| Surplus | $8,471,000 | 1,837 |
| Undivided profits | $107,077,000 | 244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,941,000 | 264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $548,000 | 270 |
| Income earned, not collected on loans | $8,333,000 | 296 |
| Earning assets | $1,785,281,000 | 301 |
| Long-term assets (5+ years) | $504,076,000 | 229 |
| Average Assets, year-to-date | $1,747,645,200 | 316 |
| Average Assets, quarterly | $1,851,178,500 | 309 |
| Volatile liabilities | $527,145,000 | 272 |
| Insider loans | $9,406,000 | 421 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $16,806,000 | 263 |
| Unused loan commitments | $456,922,000 | 280 |
| Tier 1 (core) risk-based capital | $138,817,000 | 346 |
| Tier 2 risk-based capital | $18,678,130 | 289 |
| Total risk weighted assets | $1,488,464,180 | 277 |
| Total unused commitments | $456,922,000 | 281 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 365 | 491 |
| Assets and Liabilities | ||
| Total Assets: | $1,578,265,000 | 355 |
| Cash and due from depository institutions | $46,822,000 | 491 |
| Interest-bearing balances | $8,000 | 6,224 |
| Securities | $284,988,000 | 464 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $1,208,992,000 | 310 |
| Loan loss allowance | $19,207,000 | 299 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,488,000 | 775 |
| Other real estate owned | $2,784,000 | 491 |
| Goodwill and other intangibles | $1,893,000 | 1,024 |
| All other assets | $23,298,000 | 456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,578,265,000 | 355 |
| Total liabilities | $1,458,442,000 | 353 |
| Total deposits | $1,262,494,000 | 324 |
| Interest-bearing deposits | $1,164,031,000 | 309 |
| Deposits held in domestic offices | $1,262,494,000 | 320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,751,000 | 530 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $144,707,000 | 306 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $9,490,000 | 659 |
| Total equity capital | $119,823,000 | 430 |
| Total bank equity capital | $119,823,000 | 430 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $25,321,000 | 149 |
| Surplus | $363,000 | 9,299 |
| Undivided profits | $94,139,000 | 284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,288,000 | 299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,414,000 | 108 |
| Income earned, not collected on loans | $7,503,000 | 346 |
| Earning assets | $1,493,988,000 | 343 |
| Long-term assets (5+ years) | $375,721,000 | 257 |
| Average Assets, year-to-date | $1,468,653,200 | 365 |
| Average Assets, quarterly | $1,536,929,000 | 361 |
| Volatile liabilities | $444,491,000 | 318 |
| Insider loans | $9,445,000 | 409 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $7,459,000 | 279 |
| Unused loan commitments | $337,938,000 | 308 |
| Tier 1 (core) risk-based capital | $118,663,000 | 390 |
| Tier 2 risk-based capital | $16,190,840 | 303 |
| Total risk weighted assets | $1,292,250,940 | 300 |
| Total unused commitments | $337,938,000 | 311 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 360 | 530 |
| Assets and Liabilities | ||
| Total Assets: | $1,372,899,000 | 430 |
| Cash and due from depository institutions | $47,323,000 | 530 |
| Interest-bearing balances | $12,167,000 | 308 |
| Securities | $287,664,000 | 473 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $1,006,683,000 | 389 |
| Loan loss allowance | $17,054,000 | 363 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,992,000 | 864 |
| Other real estate owned | $1,393,000 | 530 |
| Goodwill and other intangibles | $2,188,000 | 903 |
| All other assets | $18,656,000 | 571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,372,899,000 | 430 |
| Total liabilities | $1,264,568,000 | 424 |
| Total deposits | $1,138,104,000 | 385 |
| Interest-bearing deposits | $1,061,304,000 | 367 |
| Deposits held in domestic offices | $1,138,104,000 | 379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $120,557,000 | 351 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,907,000 | 873 |
| Total equity capital | $108,331,000 | 476 |
| Total bank equity capital | $108,331,000 | 476 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $25,321,000 | 157 |
| Surplus | $225,000 | 10,092 |
| Undivided profits | $82,785,000 | 329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,314,000 | 365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $768,000 | 178 |
| Income earned, not collected on loans | $6,114,000 | 426 |
| Earning assets | $1,306,514,000 | 419 |
| Long-term assets (5+ years) | $269,897,000 | 340 |
| Average Assets, year-to-date | $1,298,153,600 | 439 |
| Average Assets, quarterly | $1,345,949,000 | 435 |
| Volatile liabilities | $344,637,000 | 398 |
| Insider loans | $16,221,000 | 281 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,567,000 | 603 |
| Unused loan commitments | $303,147,000 | 353 |
| Tier 1 (core) risk-based capital | $107,020,000 | 454 |
| Tier 2 risk-based capital | $13,462,180 | 376 |
| Total risk weighted assets | $1,073,382,280 | 376 |
| Total unused commitments | $303,147,000 | 356 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 353 | 561 |
| Assets and Liabilities | ||
| Total Assets: | $1,248,138,000 | 484 |
| Cash and due from depository institutions | $44,664,000 | 561 |
| Interest-bearing balances | $8,502,000 | 545 |
| Securities | $247,091,000 | 567 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $926,397,000 | 433 |
| Loan loss allowance | $14,065,000 | 425 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,288,000 | 1,041 |
| Other real estate owned | $2,468,000 | 561 |
| Goodwill and other intangibles | $2,483,000 | 781 |
| All other assets | $17,747,000 | 628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,248,138,000 | 484 |
| Total liabilities | $1,131,571,000 | 490 |
| Total deposits | $1,026,580,000 | 450 |
| Interest-bearing deposits | $961,269,000 | 419 |
| Deposits held in domestic offices | $1,026,580,000 | 445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $99,003,000 | 382 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,988,000 | 919 |
| Total equity capital | $116,567,000 | 462 |
| Total bank equity capital | $116,567,000 | 462 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $25,321,000 | 172 |
| Surplus | $50,000 | 11,005 |
| Undivided profits | $91,196,000 | 316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,941,000 | 379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $449,000 | 291 |
| Income earned, not collected on loans | $6,247,000 | 449 |
| Earning assets | $1,181,990,000 | 472 |
| Long-term assets (5+ years) | $173,246,000 | 426 |
| Average Assets, year-to-date | $1,212,672,600 | 472 |
| Average Assets, quarterly | $1,242,726,000 | 485 |
| Volatile liabilities | $228,622,000 | 505 |
| Insider loans | $6,954,000 | 631 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,280,000 | 738 |
| Unused loan commitments | $212,880,000 | 452 |
| Tier 1 (core) risk-based capital | $113,915,000 | 444 |
| Tier 2 risk-based capital | $12,434,740 | 410 |
| Total risk weighted assets | $993,148,640 | 413 |
| Total unused commitments | $212,880,000 | 458 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 368 | 565 |
| Assets and Liabilities | ||
| Total Assets: | $1,171,915,000 | 490 |
| Cash and due from depository institutions | $35,826,000 | 565 |
| Interest-bearing balances | $21,000 | 6,463 |
| Securities | $229,863,000 | 617 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 897 |
| Net loans & leases | $860,130,000 | 428 |
| Loan loss allowance | $13,036,000 | 459 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,136,000 | 1,027 |
| Other real estate owned | $3,234,000 | 565 |
| Goodwill and other intangibles | $2,778,000 | 657 |
| All other assets | $22,448,000 | 556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,171,915,000 | 490 |
| Total liabilities | $1,065,323,000 | 494 |
| Total deposits | $969,745,000 | 452 |
| Interest-bearing deposits | $917,532,000 | 425 |
| Deposits held in domestic offices | $969,745,000 | 447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $86,106,000 | 409 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $9,472,000 | 628 |
| Total equity capital | $106,592,000 | 457 |
| Total bank equity capital | $106,592,000 | 457 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,129,000 | 1,232 |
| Surplus | $42,250,000 | 487 |
| Undivided profits | $61,213,000 | 375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,366,000 | 527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $639,000 | 197 |
| Income earned, not collected on loans | $5,232,000 | 443 |
| Earning assets | $1,100,514,000 | 479 |
| Long-term assets (5+ years) | $140,505,000 | 510 |
| Average Assets, year-to-date | $1,128,082,800 | 494 |
| Average Assets, quarterly | $1,156,804,500 | 491 |
| Volatile liabilities | $168,671,000 | 599 |
| Insider loans | $10,707,000 | 416 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,782,000 | 483 |
| Unused loan commitments | $192,422,000 | 456 |
| Tier 1 (core) risk-based capital | $109,361,000 | 442 |
| Tier 2 risk-based capital | $11,654,980 | 406 |
| Total risk weighted assets | $931,017,080 | 412 |
| Total unused commitments | $192,422,000 | 458 |
| Derivatives | $30,000,000 | 417 |
| 1993-12-31 | Rank | |
| # of Employees: | 360 | 597 |
| Assets and Liabilities | ||
| Total Assets: | $1,100,136,000 | 521 |
| Cash and due from depository institutions | $25,178,000 | 597 |
| Interest-bearing balances | $3,000 | 7,568 |
| Securities | $207,927,000 | 698 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,439 |
| Net loans & leases | $835,787,000 | 427 |
| Loan loss allowance | $12,606,000 | 495 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,673,000 | 1,086 |
| Other real estate owned | $826,000 | 597 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $14,245,000 | 737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,100,136,000 | 521 |
| Total liabilities | $991,518,000 | 531 |
| Total deposits | $898,182,000 | 500 |
| Interest-bearing deposits | $850,696,000 | 466 |
| Deposits held in domestic offices | $898,182,000 | 492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $84,833,000 | 359 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $8,503,000 | 687 |
| Total equity capital | $108,618,000 | 438 |
| Total bank equity capital | $108,618,000 | 438 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,129,000 | 1,231 |
| Surplus | $42,201,000 | 463 |
| Undivided profits | $63,288,000 | 373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,801,000 | 564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $405,000 | 338 |
| Income earned, not collected on loans | $4,432,000 | 456 |
| Earning assets | $1,053,217,000 | 493 |
| Long-term assets (5+ years) | $167,887,000 | 438 |
| Average Assets, year-to-date | $1,059,972,000 | 521 |
| Average Assets, quarterly | $1,090,075,500 | 518 |
| Volatile liabilities | $176,914,000 | 563 |
| Insider loans | $5,147,000 | 807 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $7,357,000 | 408 |
| Unused loan commitments | $175,386,000 | 469 |
| Tier 1 (core) risk-based capital | $106,256,000 | 429 |
| Tier 2 risk-based capital | $11,211,340 | 412 |
| Total risk weighted assets | $895,512,840 | 416 |
| Total unused commitments | $175,386,000 | 482 |
| Derivatives | $50,000,000 | 349 |
| 1992-12-31 | Rank | |
| # of Employees: | 358 | 616 |
| Assets and Liabilities | ||
| Total Assets: | $1,025,602,000 | 570 |
| Cash and due from depository institutions | $26,015,000 | 616 |
| Interest-bearing balances | $2,000 | 8,014 |
| Securities | $209,279,000 | 664 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,574 |
| Net loans & leases | $764,801,000 | 459 |
| Loan loss allowance | $11,464,000 | 563 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,768,000 | 1,070 |
| Other real estate owned | $1,006,000 | 616 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $13,233,000 | 821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,025,602,000 | 570 |
| Total liabilities | $930,316,000 | 576 |
| Total deposits | $824,380,000 | 566 |
| Interest-bearing deposits | $791,170,000 | 532 |
| Deposits held in domestic offices | $824,380,000 | 560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,692,000 | 862 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $88,866,000 | 311 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,378,000 | 1,247 |
| Total equity capital | $95,286,000 | 463 |
| Total bank equity capital | $95,286,000 | 463 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,129,000 | 1,251 |
| Surplus | $41,953,000 | 449 |
| Undivided profits | $50,204,000 | 415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,780,000 | 608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $4,421,000 | 517 |
| Earning assets | $978,582,000 | 541 |
| Long-term assets (5+ years) | $220,242,000 | 343 |
| Average Assets, year-to-date | $1,015,638,600 | 571 |
| Average Assets, quarterly | $1,014,966,000 | 571 |
| Volatile liabilities | $137,430,000 | 611 |
| Insider loans | $860,000 | 992 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $8,314,000 | 259 |
| Unused loan commitments | $137,166,000 | 514 |
| Tier 1 (core) risk-based capital | $95,286,000 | 448 |
| Tier 2 risk-based capital | $10,087,180 | 452 |
| Total risk weighted assets | $805,597,380 | 456 |
| Total unused commitments | $137,166,000 | 525 |
| Derivatives | $30,000,000 | 365 |