Home > Brownsville National Bank > Income and Expense
Brownsville National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,079,000 | 4,458 |
| Total interest expense | $3,161,000 | 4,504 |
| Net interest income | $3,918,000 | 4,311 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $948,000 | 3,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $798,000 | 1,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,684 |
| Total noninterest expense | $2,780,000 | 4,364 |
| Salaries and employee benefits | $1,550,000 | 4,138 |
| Premises and equipment expense | $342,000 | 4,983 |
| Additional noninterest expense | $888,000 | 4,360 |
| Pre-tax net operating income | $1,956,000 | 3,610 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $644,000 | 3,477 |
| Income before extraordinary items | $1,312,000 | 3,770 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,312,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,945 |
| Cash dividends | $804,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,312,000 | 3,700 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,776,000 | 4,708 |
| Total interest expense | $2,935,000 | 4,867 |
| Net interest income | $3,841,000 | 4,478 |
| Provision for loan and lease losses | $53,000 | 6,487 |
| Total noninterest income | $785,000 | 3,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $632,000 | 2,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,917 |
| Total noninterest expense | $2,738,000 | 4,646 |
| Salaries and employee benefits | $1,460,000 | 4,419 |
| Premises and equipment expense | $380,000 | 4,718 |
| Additional noninterest expense | $898,000 | 4,763 |
| Pre-tax net operating income | $1,835,000 | 3,648 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $603,000 | 3,567 |
| Income before extraordinary items | $1,232,000 | 3,796 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,232,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,581 |
| Cash dividends | $835,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,232,000 | 3,746 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,584,000 | 4,801 |
| Total interest expense | $2,769,000 | 5,099 |
| Net interest income | $3,815,000 | 4,489 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $785,000 | 3,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $620,000 | 2,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $2,691,000 | 4,687 |
| Salaries and employee benefits | $1,454,000 | 4,408 |
| Premises and equipment expense | $341,000 | 5,122 |
| Additional noninterest expense | $896,000 | 4,787 |
| Pre-tax net operating income | $1,889,000 | 3,677 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $624,000 | 3,571 |
| Income before extraordinary items | $1,265,000 | 3,777 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,265,000 | 3,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 11,301 |
| Cash dividends | $641,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,265,000 | 3,749 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,122,000 | 4,774 |
| Total interest expense | $2,185,000 | 5,193 |
| Net interest income | $3,937,000 | 4,455 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $788,000 | 3,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $611,000 | 2,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,670 |
| Total noninterest expense | $2,792,000 | 4,696 |
| Salaries and employee benefits | $1,420,000 | 4,498 |
| Premises and equipment expense | $323,000 | 5,394 |
| Additional noninterest expense | $1,049,000 | 4,526 |
| Pre-tax net operating income | $1,913,000 | 3,557 |
| Securities gains (losses) | $99,000 | 779 |
| Applicable income taxes | $670,000 | 3,194 |
| Income before extraordinary items | $1,342,000 | 3,496 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,342,000 | 3,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,964 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,275,670 | 3,693 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,866,000 | 5,049 |
| Total interest expense | $2,136,000 | 5,531 |
| Net interest income | $3,730,000 | 4,695 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $711,000 | 4,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,740 |
| Total noninterest expense | $2,678,000 | 4,966 |
| Salaries and employee benefits | $1,360,000 | 4,691 |
| Premises and equipment expense | $367,000 | 5,048 |
| Additional noninterest expense | $951,000 | 5,140 |
| Pre-tax net operating income | $1,733,000 | 3,825 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $566,000 | 3,771 |
| Income before extraordinary items | $1,167,000 | 4,120 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,167,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $396,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,167,000 | 3,921 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,104,000 | 5,400 |
| Total interest expense | $2,470,000 | 6,048 |
| Net interest income | $3,634,000 | 4,846 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $643,000 | 4,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,481 |
| Total noninterest expense | $2,503,000 | 5,307 |
| Salaries and employee benefits | $1,289,000 | 4,857 |
| Premises and equipment expense | $302,000 | 5,941 |
| Additional noninterest expense | $911,000 | 5,461 |
| Pre-tax net operating income | $1,754,000 | 3,515 |
| Securities gains (losses) | $60,000 | 3,829 |
| Applicable income taxes | $591,000 | 3,473 |
| Income before extraordinary items | $1,223,000 | 3,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,223,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 4,061 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,182,800 | 3,577 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.