Home > Brown County State Bank > Income and Expense
Brown County State Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 4,350 |
| Total interest expense | $494,000 | 3,154 |
| Net interest income | $2,325,000 | 4,495 |
| Provision for loan and lease losses | $70,000 | 3,081 |
| Total noninterest income | $735,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $183,000 | 3,320 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $552,000 | 2,769 |
| Total noninterest expense | $1,730,000 | 4,707 |
| Salaries and employee benefits | $816,000 | 4,908 |
| Premises and equipment expense | $181,000 | 4,688 |
| Additional noninterest expense | $733,000 | 4,220 |
| Pre-tax net operating income | $1,260,000 | 3,395 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $18,000 | 3,882 |
| Income before extraordinary items | $1,242,000 | 3,144 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,242,000 | 3,144 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,242,000 | 3,144 |
| Net charge-offs | $54,000 | 2,531 |
| Cash dividends | $2,270,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,242,000 | 3,084 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 4,415 |
| Total interest expense | $353,000 | 3,043 |
| Net interest income | $1,498,000 | 4,599 |
| Provision for loan and lease losses | $40,000 | 3,094 |
| Total noninterest income | $525,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $106,000 | 3,530 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $419,000 | 2,598 |
| Total noninterest expense | $1,127,000 | 4,791 |
| Salaries and employee benefits | $542,000 | 4,969 |
| Premises and equipment expense | $124,000 | 4,684 |
| Additional noninterest expense | $461,000 | 4,385 |
| Pre-tax net operating income | $856,000 | 3,352 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $12,000 | 3,911 |
| Income before extraordinary items | $844,000 | 3,089 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $844,000 | 3,088 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $844,000 | 3,088 |
| Net charge-offs | $54,000 | 2,091 |
| Cash dividends | $2,070,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $844,000 | 3,023 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 4,498 |
| Total interest expense | $171,000 | 3,105 |
| Net interest income | $729,000 | 4,680 |
| Provision for loan and lease losses | $10,000 | 3,253 |
| Total noninterest income | $273,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $48,000 | 3,654 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $225,000 | 2,479 |
| Total noninterest expense | $572,000 | 4,798 |
| Salaries and employee benefits | $276,000 | 4,985 |
| Premises and equipment expense | $61,000 | 4,739 |
| Additional noninterest expense | $235,000 | 4,359 |
| Pre-tax net operating income | $420,000 | 3,318 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $6,000 | 3,887 |
| Income before extraordinary items | $414,000 | 3,070 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $414,000 | 3,068 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $414,000 | 3,069 |
| Net charge-offs | $21,000 | 1,949 |
| Cash dividends | $1,500,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $414,000 | 3,006 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 4,617 |
| Total interest expense | $597,000 | 3,395 |
| Net interest income | $2,814,000 | 4,758 |
| Provision for loan and lease losses | $75,000 | 3,289 |
| Total noninterest income | $1,023,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $265,000 | 3,260 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $758,000 | 2,717 |
| Total noninterest expense | $2,160,000 | 4,938 |
| Salaries and employee benefits | $1,023,000 | 5,131 |
| Premises and equipment expense | $292,000 | 4,520 |
| Additional noninterest expense | $845,000 | 4,585 |
| Pre-tax net operating income | $1,602,000 | 3,405 |
| Securities gains (losses) | $202,000 | 740 |
| Applicable income taxes | $28,000 | 3,828 |
| Income before extraordinary items | $1,776,000 | 2,933 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,776,000 | 2,935 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,776,000 | 2,935 |
| Net charge-offs | $17,000 | 3,837 |
| Cash dividends | $260,000 | 3,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,578,040 | 3,091 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 4,675 |
| Total interest expense | $439,000 | 3,484 |
| Net interest income | $2,110,000 | 4,807 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $788,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $194,000 | 3,318 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $594,000 | 2,682 |
| Total noninterest expense | $1,632,000 | 4,953 |
| Salaries and employee benefits | $779,000 | 5,132 |
| Premises and equipment expense | $217,000 | 4,580 |
| Additional noninterest expense | $636,000 | 4,622 |
| Pre-tax net operating income | $1,221,000 | 3,426 |
| Securities gains (losses) | $87,000 | 1,116 |
| Applicable income taxes | $22,000 | 3,929 |
| Income before extraordinary items | $1,286,000 | 3,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,286,000 | 3,059 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,286,000 | 3,060 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $260,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,200,740 | 3,124 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 4,733 |
| Total interest expense | $282,000 | 3,585 |
| Net interest income | $1,401,000 | 4,852 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $531,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $117,000 | 3,452 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $414,000 | 2,630 |
| Total noninterest expense | $1,060,000 | 5,048 |
| Salaries and employee benefits | $511,000 | 5,209 |
| Premises and equipment expense | $141,000 | 4,663 |
| Additional noninterest expense | $408,000 | 4,723 |
| Pre-tax net operating income | $872,000 | 3,314 |
| Securities gains (losses) | $36,000 | 1,419 |
| Applicable income taxes | $16,000 | 3,931 |
| Income before extraordinary items | $892,000 | 2,958 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $892,000 | 2,958 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $892,000 | 2,960 |
| Net charge-offs | $14,000 | 3,124 |
| Cash dividends | $130,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $856,720 | 2,992 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 4,801 |
| Total interest expense | $129,000 | 3,772 |
| Net interest income | $697,000 | 4,884 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $297,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $51,000 | 3,672 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $246,000 | 2,375 |
| Total noninterest expense | $543,000 | 5,049 |
| Salaries and employee benefits | $265,000 | 5,191 |
| Premises and equipment expense | $70,000 | 4,719 |
| Additional noninterest expense | $208,000 | 4,729 |
| Pre-tax net operating income | $451,000 | 3,188 |
| Securities gains (losses) | $36,000 | 992 |
| Applicable income taxes | $10,000 | 3,833 |
| Income before extraordinary items | $477,000 | 2,813 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $477,000 | 2,816 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $477,000 | 2,816 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $441,720 | 2,882 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 4,802 |
| Total interest expense | $552,000 | 3,803 |
| Net interest income | $2,874,000 | 4,895 |
| Provision for loan and lease losses | $-80,000 | 6,009 |
| Total noninterest income | $910,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $252,000 | 3,526 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $658,000 | 2,914 |
| Total noninterest expense | $2,211,000 | 5,101 |
| Salaries and employee benefits | $1,070,000 | 5,238 |
| Premises and equipment expense | $270,000 | 4,860 |
| Additional noninterest expense | $871,000 | 4,737 |
| Pre-tax net operating income | $1,653,000 | 3,307 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $39,000 | 3,812 |
| Income before extraordinary items | $1,614,000 | 3,112 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,614,000 | 3,112 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,614,000 | 3,113 |
| Net charge-offs | $107,000 | 3,120 |
| Cash dividends | $680,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,614,000 | 3,060 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 4,847 |
| Total interest expense | $418,000 | 3,850 |
| Net interest income | $2,156,000 | 4,947 |
| Provision for loan and lease losses | $120,000 | 2,607 |
| Total noninterest income | $633,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $188,000 | 3,580 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $445,000 | 3,071 |
| Total noninterest expense | $1,638,000 | 5,155 |
| Salaries and employee benefits | $790,000 | 5,287 |
| Premises and equipment expense | $294,000 | 4,187 |
| Additional noninterest expense | $554,000 | 5,099 |
| Pre-tax net operating income | $1,031,000 | 3,702 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $30,000 | 3,865 |
| Income before extraordinary items | $1,001,000 | 3,505 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,001,000 | 3,505 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,001,000 | 3,506 |
| Net charge-offs | $70,000 | 3,006 |
| Cash dividends | $430,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,001,000 | 3,445 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 4,867 |
| Total interest expense | $279,000 | 3,885 |
| Net interest income | $1,436,000 | 4,962 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $451,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $121,000 | 3,618 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $330,000 | 2,902 |
| Total noninterest expense | $1,085,000 | 5,214 |
| Salaries and employee benefits | $519,000 | 5,357 |
| Premises and equipment expense | $197,000 | 4,208 |
| Additional noninterest expense | $369,000 | 5,121 |
| Pre-tax net operating income | $682,000 | 3,632 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $21,000 | 3,824 |
| Income before extraordinary items | $661,000 | 3,440 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $661,000 | 3,446 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $661,000 | 3,446 |
| Net charge-offs | $68,000 | 2,525 |
| Cash dividends | $210,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $661,000 | 3,401 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 4,855 |
| Total interest expense | $138,000 | 3,978 |
| Net interest income | $742,000 | 4,927 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $207,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $150,000 | 2,969 |
| Total noninterest expense | $527,000 | 5,318 |
| Salaries and employee benefits | $278,000 | 5,318 |
| Premises and equipment expense | $101,000 | 4,187 |
| Additional noninterest expense | $148,000 | 5,522 |
| Pre-tax net operating income | $362,000 | 3,479 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $9,000 | 3,854 |
| Income before extraordinary items | $353,000 | 3,233 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 3,236 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $353,000 | 3,236 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $353,000 | 3,197 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 4,559 |
| Total interest expense | $552,000 | 4,255 |
| Net interest income | $3,552,000 | 4,545 |
| Provision for loan and lease losses | $979,000 | 1,121 |
| Total noninterest income | $905,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $278,000 | 3,485 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $627,000 | 3,047 |
| Total noninterest expense | $2,115,000 | 5,370 |
| Salaries and employee benefits | $1,074,000 | 5,423 |
| Premises and equipment expense | $279,000 | 4,997 |
| Additional noninterest expense | $762,000 | 5,164 |
| Pre-tax net operating income | $1,363,000 | 3,567 |
| Securities gains (losses) | $420,000 | 522 |
| Applicable income taxes | $21,000 | 4,087 |
| Income before extraordinary items | $1,762,000 | 2,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,762,000 | 2,845 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,762,000 | 2,846 |
| Net charge-offs | $58,000 | 4,238 |
| Cash dividends | $3,590,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,346,200 | 3,305 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 4,545 |
| Total interest expense | $410,000 | 4,356 |
| Net interest income | $2,748,000 | 4,510 |
| Provision for loan and lease losses | $625,000 | 1,286 |
| Total noninterest income | $716,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $204,000 | 3,553 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $512,000 | 2,977 |
| Total noninterest expense | $1,551,000 | 5,431 |
| Salaries and employee benefits | $808,000 | 5,446 |
| Premises and equipment expense | $197,000 | 5,131 |
| Additional noninterest expense | $546,000 | 5,273 |
| Pre-tax net operating income | $1,288,000 | 3,221 |
| Securities gains (losses) | $395,000 | 509 |
| Applicable income taxes | $16,000 | 4,173 |
| Income before extraordinary items | $1,667,000 | 2,439 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,667,000 | 2,443 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,667,000 | 2,443 |
| Net charge-offs | $35,000 | 4,100 |
| Cash dividends | $1,200,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,275,950 | 2,883 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 4,353 |
| Total interest expense | $271,000 | 4,440 |
| Net interest income | $2,027,000 | 4,284 |
| Provision for loan and lease losses | $625,000 | 955 |
| Total noninterest income | $555,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $126,000 | 3,685 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $429,000 | 2,697 |
| Total noninterest expense | $1,083,000 | 5,372 |
| Salaries and employee benefits | $546,000 | 5,462 |
| Premises and equipment expense | $137,000 | 5,077 |
| Additional noninterest expense | $400,000 | 5,092 |
| Pre-tax net operating income | $874,000 | 3,168 |
| Securities gains (losses) | $395,000 | 453 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,269,000 | 2,204 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,269,000 | 2,212 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,269,000 | 2,210 |
| Net charge-offs | $21,000 | 3,979 |
| Cash dividends | $1,030,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $874,000 | 2,810 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 5,147 |
| Total interest expense | $135,000 | 4,535 |
| Net interest income | $697,000 | 5,175 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $248,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $56,000 | 3,885 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 2,833 |
| Total noninterest expense | $509,000 | 5,533 |
| Salaries and employee benefits | $265,000 | 5,532 |
| Premises and equipment expense | $90,000 | 4,538 |
| Additional noninterest expense | $154,000 | 5,640 |
| Pre-tax net operating income | $386,000 | 3,354 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $380,000 | 3,120 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $380,000 | 3,121 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $380,000 | 3,122 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $380,000 | 3,029 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 5,134 |
| Total interest expense | $668,000 | 4,518 |
| Net interest income | $2,901,000 | 5,178 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $1,140,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $262,000 | 3,752 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $878,000 | 2,545 |
| Total noninterest expense | $2,122,000 | 5,547 |
| Salaries and employee benefits | $1,122,000 | 5,513 |
| Premises and equipment expense | $342,000 | 4,673 |
| Additional noninterest expense | $658,000 | 5,655 |
| Pre-tax net operating income | $1,679,000 | 3,139 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $21,000 | 4,198 |
| Income before extraordinary items | $1,658,000 | 2,930 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,658,000 | 2,932 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,658,000 | 2,932 |
| Net charge-offs | $31,000 | 5,193 |
| Cash dividends | $1,000,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,658,000 | 2,807 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 5,231 |
| Total interest expense | $512,000 | 4,596 |
| Net interest income | $2,144,000 | 5,287 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $915,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $198,000 | 3,783 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $717,000 | 2,425 |
| Total noninterest expense | $1,616,000 | 5,545 |
| Salaries and employee benefits | $884,000 | 5,460 |
| Premises and equipment expense | $256,000 | 4,740 |
| Additional noninterest expense | $476,000 | 5,771 |
| Pre-tax net operating income | $1,263,000 | 3,203 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $15,000 | 4,256 |
| Income before extraordinary items | $1,248,000 | 2,987 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,248,000 | 2,987 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,248,000 | 2,986 |
| Net charge-offs | $-6,000 | 6,501 |
| Cash dividends | $750,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,248,000 | 2,841 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 5,271 |
| Total interest expense | $343,000 | 4,689 |
| Net interest income | $1,427,000 | 5,319 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $643,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $129,000 | 3,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $514,000 | 2,291 |
| Total noninterest expense | $1,087,000 | 5,565 |
| Salaries and employee benefits | $613,000 | 5,419 |
| Premises and equipment expense | $166,000 | 4,821 |
| Additional noninterest expense | $308,000 | 5,857 |
| Pre-tax net operating income | $863,000 | 3,135 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $9,000 | 4,267 |
| Income before extraordinary items | $854,000 | 2,907 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $854,000 | 2,907 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $854,000 | 2,907 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $854,000 | 2,763 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 5,328 |
| Total interest expense | $179,000 | 4,694 |
| Net interest income | $701,000 | 5,389 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $333,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $272,000 | 2,234 |
| Total noninterest expense | $533,000 | 5,640 |
| Salaries and employee benefits | $297,000 | 5,523 |
| Premises and equipment expense | $83,000 | 4,844 |
| Additional noninterest expense | $153,000 | 5,897 |
| Pre-tax net operating income | $441,000 | 3,140 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $437,000 | 2,893 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $437,000 | 2,896 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $437,000 | 2,897 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $437,000 | 2,742 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 5,334 |
| Total interest expense | $742,000 | 5,084 |
| Net interest income | $2,933,000 | 5,320 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $890,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $298,000 | 3,604 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $592,000 | 2,874 |
| Total noninterest expense | $2,125,000 | 5,707 |
| Salaries and employee benefits | $1,093,000 | 5,707 |
| Premises and equipment expense | $323,000 | 5,072 |
| Additional noninterest expense | $709,000 | 5,663 |
| Pre-tax net operating income | $1,518,000 | 3,011 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $18,000 | 4,149 |
| Income before extraordinary items | $1,500,000 | 2,776 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,500,000 | 2,779 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,500,000 | 2,779 |
| Net charge-offs | $239,000 | 4,076 |
| Cash dividends | $1,273,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,500,000 | 2,682 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 5,372 |
| Total interest expense | $566,000 | 5,159 |
| Net interest income | $2,206,000 | 5,348 |
| Provision for loan and lease losses | $135,000 | 4,615 |
| Total noninterest income | $632,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $226,000 | 3,600 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $406,000 | 3,019 |
| Total noninterest expense | $1,652,000 | 5,646 |
| Salaries and employee benefits | $869,000 | 5,601 |
| Premises and equipment expense | $178,000 | 5,762 |
| Additional noninterest expense | $605,000 | 5,422 |
| Pre-tax net operating income | $1,051,000 | 3,219 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $14,000 | 4,164 |
| Income before extraordinary items | $1,037,000 | 2,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,037,000 | 2,997 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,037,000 | 2,997 |
| Net charge-offs | $208,000 | 3,670 |
| Cash dividends | $500,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,037,000 | 2,892 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 5,418 |
| Total interest expense | $366,000 | 5,329 |
| Net interest income | $1,487,000 | 5,357 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $396,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $137,000 | 3,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 3,112 |
| Total noninterest expense | $1,092,000 | 5,735 |
| Salaries and employee benefits | $572,000 | 5,674 |
| Premises and equipment expense | $159,000 | 5,198 |
| Additional noninterest expense | $361,000 | 5,739 |
| Pre-tax net operating income | $701,000 | 3,181 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $692,000 | 2,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $692,000 | 2,945 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $692,000 | 2,945 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $692,000 | 2,870 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 5,502 |
| Total interest expense | $168,000 | 5,611 |
| Net interest income | $740,000 | 5,376 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $180,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $127,000 | 3,175 |
| Total noninterest expense | $555,000 | 5,735 |
| Salaries and employee benefits | $290,000 | 5,686 |
| Premises and equipment expense | $76,000 | 5,334 |
| Additional noninterest expense | $189,000 | 5,682 |
| Pre-tax net operating income | $320,000 | 3,409 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $315,000 | 3,126 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $315,000 | 3,123 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $315,000 | 3,126 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $315,000 | 3,064 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 5,905 |
| Total interest expense | $737,000 | 5,877 |
| Net interest income | $2,472,000 | 5,786 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $736,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $216,000 | 4,277 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $520,000 | 3,137 |
| Total noninterest expense | $1,977,000 | 6,026 |
| Salaries and employee benefits | $982,000 | 6,067 |
| Premises and equipment expense | $333,000 | 5,194 |
| Additional noninterest expense | $662,000 | 6,021 |
| Pre-tax net operating income | $991,000 | 3,396 |
| Securities gains (losses) | $-50,000 | 7,157 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $923,000 | 3,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $923,000 | 3,355 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $923,000 | 3,358 |
| Net charge-offs | $-3,000 | 7,359 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $972,000 | 3,140 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 6,017 |
| Total interest expense | $530,000 | 6,094 |
| Net interest income | $1,861,000 | 5,858 |
| Provision for loan and lease losses | $91,000 | 5,751 |
| Total noninterest income | $541,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $150,000 | 4,473 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $391,000 | 3,141 |
| Total noninterest expense | $1,412,000 | 6,170 |
| Salaries and employee benefits | $680,000 | 6,255 |
| Premises and equipment expense | $242,000 | 5,319 |
| Additional noninterest expense | $490,000 | 6,089 |
| Pre-tax net operating income | $899,000 | 3,281 |
| Securities gains (losses) | $-50,000 | 7,331 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $840,000 | 3,197 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $840,000 | 3,195 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $840,000 | 3,197 |
| Net charge-offs | $5,000 | 6,437 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $889,500 | 2,970 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 6,250 |
| Total interest expense | $471,000 | 5,614 |
| Net interest income | $985,000 | 6,391 |
| Provision for loan and lease losses | $41,000 | 5,988 |
| Total noninterest income | $340,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $81,000 | 4,856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $259,000 | 3,069 |
| Total noninterest expense | $755,000 | 6,601 |
| Salaries and employee benefits | $381,000 | 6,633 |
| Premises and equipment expense | $95,000 | 6,394 |
| Additional noninterest expense | $279,000 | 6,411 |
| Pre-tax net operating income | $529,000 | 3,531 |
| Securities gains (losses) | $-50,000 | 7,436 |
| Applicable income taxes | $10,000 | 4,085 |
| Income before extraordinary items | $469,000 | 3,521 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $469,000 | 3,518 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $469,000 | 3,520 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $518,000 | 3,239 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 7,278 |
| Total interest expense | $127,000 | 6,843 |
| Net interest income | $263,000 | 7,365 |
| Provision for loan and lease losses | $11,000 | 6,101 |
| Total noninterest income | $108,000 | 4,912 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $88,000 | 3,739 |
| Total noninterest expense | $147,000 | 7,728 |
| Salaries and employee benefits | $92,000 | 7,616 |
| Premises and equipment expense | $12,000 | 7,697 |
| Additional noninterest expense | $43,000 | 7,738 |
| Pre-tax net operating income | $213,000 | 3,955 |
| Securities gains (losses) | $-50,000 | 7,630 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $160,000 | 4,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $160,000 | 4,264 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $160,000 | 4,262 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $209,000 | 3,675 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 5,312 |
| Total interest expense | $1,480,000 | 5,192 |
| Net interest income | $3,220,000 | 5,195 |
| Provision for loan and lease losses | $133,000 | 6,168 |
| Total noninterest income | $800,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $286,000 | 3,967 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $514,000 | 3,157 |
| Total noninterest expense | $2,003,000 | 6,218 |
| Salaries and employee benefits | $1,166,000 | 5,916 |
| Premises and equipment expense | $166,000 | 6,784 |
| Additional noninterest expense | $671,000 | 6,235 |
| Pre-tax net operating income | $1,884,000 | 2,002 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $537,000 | 1,488 |
| Income before extraordinary items | $1,347,000 | 2,286 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,347,000 | 2,282 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,347,000 | 2,284 |
| Net charge-offs | $71,000 | 5,974 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,347,000 | 2,254 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 5,359 |
| Total interest expense | $1,117,000 | 5,307 |
| Net interest income | $2,425,000 | 5,197 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $582,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $210,000 | 4,035 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $372,000 | 3,307 |
| Total noninterest expense | $1,468,000 | 6,291 |
| Salaries and employee benefits | $831,000 | 6,050 |
| Premises and equipment expense | $127,000 | 6,802 |
| Additional noninterest expense | $510,000 | 6,206 |
| Pre-tax net operating income | $1,449,000 | 2,106 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $453,000 | 1,508 |
| Income before extraordinary items | $996,000 | 2,487 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $996,000 | 2,485 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $996,000 | 2,488 |
| Net charge-offs | $50,000 | 5,674 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $996,000 | 2,436 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 5,399 |
| Total interest expense | $752,000 | 5,412 |
| Net interest income | $1,612,000 | 5,196 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $390,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $133,000 | 4,108 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $257,000 | 3,254 |
| Total noninterest expense | $990,000 | 6,320 |
| Salaries and employee benefits | $548,000 | 6,136 |
| Premises and equipment expense | $83,000 | 6,886 |
| Additional noninterest expense | $359,000 | 6,098 |
| Pre-tax net operating income | $952,000 | 2,201 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $277,000 | 1,625 |
| Income before extraordinary items | $675,000 | 2,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $675,000 | 2,565 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $675,000 | 2,567 |
| Net charge-offs | $41,000 | 5,092 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $675,000 | 2,485 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 5,377 |
| Total interest expense | $386,000 | 5,461 |
| Net interest income | $823,000 | 5,129 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $185,000 | 3,977 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $60,000 | 4,245 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $125,000 | 3,277 |
| Total noninterest expense | $464,000 | 6,437 |
| Salaries and employee benefits | $276,000 | 6,173 |
| Premises and equipment expense | $36,000 | 7,140 |
| Additional noninterest expense | $152,000 | 6,274 |
| Pre-tax net operating income | $514,000 | 2,335 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $142,000 | 1,798 |
| Income before extraordinary items | $372,000 | 2,711 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $372,000 | 2,709 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $372,000 | 2,712 |
| Net charge-offs | $22,000 | 4,250 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $372,000 | 2,572 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 5,537 |
| Total interest expense | $2,001,000 | 5,301 |
| Net interest income | $2,869,000 | 5,533 |
| Provision for loan and lease losses | $62,000 | 6,417 |
| Total noninterest income | $741,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $274,000 | 4,171 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $467,000 | 3,303 |
| Total noninterest expense | $1,855,000 | 6,424 |
| Salaries and employee benefits | $1,103,000 | 6,198 |
| Premises and equipment expense | $181,000 | 6,844 |
| Additional noninterest expense | $571,000 | 6,345 |
| Pre-tax net operating income | $1,693,000 | 2,810 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $486,000 | 1,888 |
| Income before extraordinary items | $1,207,000 | 2,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,207,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,207,000 | 3,047 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 5,651 |
| Total interest expense | $1,538,000 | 5,361 |
| Net interest income | $2,056,000 | 5,706 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $587,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $201,000 | 4,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $386,000 | 3,246 |
| Total noninterest expense | $1,343,000 | 6,513 |
| Salaries and employee benefits | $786,000 | 6,327 |
| Premises and equipment expense | $129,000 | 6,980 |
| Additional noninterest expense | $428,000 | 6,308 |
| Pre-tax net operating income | $1,273,000 | 3,197 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $328,000 | 2,365 |
| Income before extraordinary items | $945,000 | 3,223 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $945,000 | 3,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $945,000 | 3,363 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 5,752 |
| Total interest expense | $1,040,000 | 5,482 |
| Net interest income | $1,329,000 | 5,814 |
| Provision for loan and lease losses | $27,000 | 5,773 |
| Total noninterest income | $397,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $124,000 | 4,405 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $273,000 | 3,191 |
| Total noninterest expense | $866,000 | 6,625 |
| Salaries and employee benefits | $521,000 | 6,391 |
| Premises and equipment expense | $65,000 | 7,424 |
| Additional noninterest expense | $280,000 | 6,358 |
| Pre-tax net operating income | $833,000 | 3,349 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $247,000 | 2,447 |
| Income before extraordinary items | $586,000 | 3,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $586,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $586,000 | 3,626 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 5,784 |
| Total interest expense | $538,000 | 5,575 |
| Net interest income | $669,000 | 5,812 |
| Provision for loan and lease losses | $27,000 | 4,651 |
| Total noninterest income | $216,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $73,000 | 4,064 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $143,000 | 3,122 |
| Total noninterest expense | $415,000 | 6,728 |
| Salaries and employee benefits | $261,000 | 6,421 |
| Premises and equipment expense | $33,000 | 7,431 |
| Additional noninterest expense | $121,000 | 6,703 |
| Pre-tax net operating income | $443,000 | 3,303 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $155,000 | 2,276 |
| Income before extraordinary items | $288,000 | 3,892 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $288,000 | 3,810 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,756,000 | 5,848 |
| Total interest expense | $2,262,000 | 5,541 |
| Net interest income | $2,494,000 | 5,991 |
| Provision for loan and lease losses | $41,000 | 5,839 |
| Total noninterest income | $698,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $289,000 | 4,157 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $409,000 | 3,686 |
| Total noninterest expense | $1,717,000 | 6,591 |
| Salaries and employee benefits | $1,059,000 | 6,307 |
| Premises and equipment expense | $157,000 | 7,179 |
| Additional noninterest expense | $501,000 | 6,573 |
| Pre-tax net operating income | $1,434,000 | 3,982 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $511,000 | 2,713 |
| Income before extraordinary items | $923,000 | 4,492 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $923,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $972,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $923,000 | 4,486 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 5,892 |
| Total interest expense | $1,679,000 | 5,574 |
| Net interest income | $1,860,000 | 6,029 |
| Provision for loan and lease losses | $41,000 | 5,300 |
| Total noninterest income | $518,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $213,000 | 4,215 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $305,000 | 3,710 |
| Total noninterest expense | $1,252,000 | 6,651 |
| Salaries and employee benefits | $760,000 | 6,401 |
| Premises and equipment expense | $113,000 | 7,242 |
| Additional noninterest expense | $379,000 | 6,532 |
| Pre-tax net operating income | $1,085,000 | 4,168 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $350,000 | 2,980 |
| Income before extraordinary items | $735,000 | 4,533 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $735,000 | 4,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $954,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $735,000 | 4,533 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 5,947 |
| Total interest expense | $1,103,000 | 5,624 |
| Net interest income | $1,227,000 | 6,103 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $369,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $140,000 | 4,239 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $229,000 | 3,527 |
| Total noninterest expense | $827,000 | 6,728 |
| Salaries and employee benefits | $505,000 | 6,457 |
| Premises and equipment expense | $67,000 | 7,418 |
| Additional noninterest expense | $255,000 | 6,547 |
| Pre-tax net operating income | $745,000 | 4,178 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $245,000 | 2,993 |
| Income before extraordinary items | $500,000 | 4,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $500,000 | 4,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $936,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $500,000 | 4,543 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 5,981 |
| Total interest expense | $551,000 | 5,617 |
| Net interest income | $600,000 | 6,160 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $183,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $115,000 | 3,507 |
| Total noninterest expense | $406,000 | 6,796 |
| Salaries and employee benefits | $244,000 | 6,582 |
| Premises and equipment expense | $32,000 | 7,520 |
| Additional noninterest expense | $130,000 | 6,485 |
| Pre-tax net operating income | $353,000 | 4,290 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $125,000 | 2,978 |
| Income before extraordinary items | $228,000 | 4,764 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $228,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $518,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $228,000 | 4,746 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 5,815 |
| Total interest expense | $2,062,000 | 5,316 |
| Net interest income | $2,470,000 | 6,062 |
| Provision for loan and lease losses | $61,000 | 5,306 |
| Total noninterest income | $591,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $266,000 | 4,365 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $325,000 | 4,142 |
| Total noninterest expense | $1,690,000 | 6,594 |
| Salaries and employee benefits | $936,000 | 6,567 |
| Premises and equipment expense | $153,000 | 7,227 |
| Additional noninterest expense | $601,000 | 6,052 |
| Pre-tax net operating income | $1,310,000 | 4,589 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $428,000 | 3,347 |
| Income before extraordinary items | $882,000 | 4,991 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $882,000 | 4,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,344 |
| Cash dividends | $1,396,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $882,000 | 4,985 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 5,856 |
| Total interest expense | $1,502,000 | 5,336 |
| Net interest income | $1,857,000 | 6,114 |
| Provision for loan and lease losses | $31,000 | 5,618 |
| Total noninterest income | $448,000 | 4,766 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $191,000 | 4,498 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $257,000 | 4,050 |
| Total noninterest expense | $1,269,000 | 6,615 |
| Salaries and employee benefits | $683,000 | 6,624 |
| Premises and equipment expense | $119,000 | 7,179 |
| Additional noninterest expense | $467,000 | 5,963 |
| Pre-tax net operating income | $1,005,000 | 4,701 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $335,000 | 3,437 |
| Income before extraordinary items | $670,000 | 5,096 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $670,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $1,372,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $670,000 | 5,095 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 6,734 |
| Total interest expense | $684,000 | 6,181 |
| Net interest income | $860,000 | 7,019 |
| Provision for loan and lease losses | $31,000 | 4,971 |
| Total noninterest income | $273,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $101,000 | 4,997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,045 |
| Total noninterest expense | $551,000 | 7,589 |
| Salaries and employee benefits | $334,000 | 7,407 |
| Premises and equipment expense | $36,000 | 8,173 |
| Additional noninterest expense | $181,000 | 7,281 |
| Pre-tax net operating income | $551,000 | 5,201 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $186,000 | 3,705 |
| Income before extraordinary items | $365,000 | 5,595 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $365,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,225 |
| Cash dividends | $932,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $365,000 | 5,593 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 6,746 |
| Total interest expense | $337,000 | 6,127 |
| Net interest income | $427,000 | 7,066 |
| Provision for loan and lease losses | $31,000 | 3,804 |
| Total noninterest income | $159,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 5,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $110,000 | 3,540 |
| Total noninterest expense | $289,000 | 7,510 |
| Salaries and employee benefits | $182,000 | 7,227 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $89,000 | 7,310 |
| Pre-tax net operating income | $266,000 | 5,236 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $90,000 | 3,735 |
| Income before extraordinary items | $176,000 | 5,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,166 |
| Cash dividends | $16,000 | 3,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $176,000 | 5,595 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 6,612 |
| Total interest expense | $1,213,000 | 5,782 |
| Net interest income | $1,757,000 | 6,954 |
| Provision for loan and lease losses | $54,000 | 5,670 |
| Total noninterest income | $425,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $188,000 | 5,167 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $237,000 | 4,832 |
| Total noninterest expense | $1,111,000 | 7,545 |
| Salaries and employee benefits | $663,000 | 7,399 |
| Premises and equipment expense | $98,000 | 7,881 |
| Additional noninterest expense | $350,000 | 7,349 |
| Pre-tax net operating income | $1,017,000 | 5,317 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $343,000 | 3,933 |
| Income before extraordinary items | $674,000 | 5,745 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $674,000 | 5,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $876,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $674,000 | 5,724 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 6,657 |
| Total interest expense | $880,000 | 5,774 |
| Net interest income | $1,306,000 | 7,012 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $320,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 5,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $187,000 | 4,754 |
| Total noninterest expense | $833,000 | 7,544 |
| Salaries and employee benefits | $491,000 | 7,404 |
| Premises and equipment expense | $76,000 | 7,863 |
| Additional noninterest expense | $266,000 | 7,344 |
| Pre-tax net operating income | $758,000 | 5,465 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $256,000 | 4,055 |
| Income before extraordinary items | $502,000 | 5,887 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $502,000 | 5,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $557,000 | 2,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $502,000 | 5,852 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 6,679 |
| Total interest expense | $567,000 | 5,717 |
| Net interest income | $855,000 | 7,045 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $228,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $145,000 | 4,399 |
| Total noninterest expense | $542,000 | 7,599 |
| Salaries and employee benefits | $323,000 | 7,439 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $180,000 | 7,295 |
| Pre-tax net operating income | $523,000 | 5,367 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $178,000 | 3,989 |
| Income before extraordinary items | $345,000 | 5,824 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $345,000 | 5,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,414 |
| Cash dividends | $539,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $345,000 | 5,772 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,710 |
| Total interest expense | $285,000 | 5,621 |
| Net interest income | $427,000 | 7,106 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $126,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 4,019 |
| Total noninterest expense | $275,000 | 7,626 |
| Salaries and employee benefits | $164,000 | 7,462 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $93,000 | 7,297 |
| Pre-tax net operating income | $270,000 | 5,264 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $93,000 | 3,886 |
| Income before extraordinary items | $177,000 | 5,712 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $177,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $519,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $177,000 | 5,675 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 6,601 |
| Total interest expense | $1,171,000 | 5,184 |
| Net interest income | $1,653,000 | 7,110 |
| Provision for loan and lease losses | $53,000 | 5,869 |
| Total noninterest income | $406,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $177,000 | 5,480 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $229,000 | 4,815 |
| Total noninterest expense | $1,109,000 | 7,604 |
| Salaries and employee benefits | $616,000 | 7,604 |
| Premises and equipment expense | $119,000 | 7,725 |
| Additional noninterest expense | $374,000 | 7,263 |
| Pre-tax net operating income | $897,000 | 5,500 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $308,000 | 4,137 |
| Income before extraordinary items | $589,000 | 5,987 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $589,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,319 |
| Cash dividends | $53,000 | 5,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $589,000 | 5,929 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 6,629 |
| Total interest expense | $889,000 | 5,120 |
| Net interest income | $1,209,000 | 7,171 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $314,000 | 5,711 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $132,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $182,000 | 4,696 |
| Total noninterest expense | $826,000 | 7,594 |
| Salaries and employee benefits | $460,000 | 7,562 |
| Premises and equipment expense | $88,000 | 7,742 |
| Additional noninterest expense | $278,000 | 7,266 |
| Pre-tax net operating income | $672,000 | 5,606 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $231,000 | 4,218 |
| Income before extraordinary items | $441,000 | 6,098 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $441,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $40,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $441,000 | 6,022 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 6,663 |
| Total interest expense | $608,000 | 5,067 |
| Net interest income | $792,000 | 7,243 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $203,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $82,000 | 5,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $121,000 | 4,767 |
| Total noninterest expense | $535,000 | 7,682 |
| Salaries and employee benefits | $307,000 | 7,613 |
| Premises and equipment expense | $47,000 | 8,072 |
| Additional noninterest expense | $181,000 | 7,359 |
| Pre-tax net operating income | $460,000 | 5,511 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $160,000 | 4,147 |
| Income before extraordinary items | $300,000 | 6,038 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 6,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $27,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $300,000 | 5,954 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 6,627 |
| Total interest expense | $324,000 | 4,940 |
| Net interest income | $395,000 | 7,282 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $98,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $265,000 | 7,757 |
| Salaries and employee benefits | $152,000 | 7,665 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $89,000 | 7,409 |
| Pre-tax net operating income | $228,000 | 5,515 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $79,000 | 4,163 |
| Income before extraordinary items | $149,000 | 6,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $149,000 | 6,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $14,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $149,000 | 5,904 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 6,586 |
| Total interest expense | $1,379,000 | 5,140 |
| Net interest income | $1,563,000 | 7,265 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $412,000 | 5,911 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $175,000 | 5,547 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $237,000 | 4,951 |
| Total noninterest expense | $1,076,000 | 7,719 |
| Salaries and employee benefits | $597,000 | 7,702 |
| Premises and equipment expense | $135,000 | 7,604 |
| Additional noninterest expense | $344,000 | 7,487 |
| Pre-tax net operating income | $819,000 | 5,649 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $282,000 | 4,373 |
| Income before extraordinary items | $537,000 | 6,195 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $537,000 | 6,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,094 |
| Cash dividends | $401,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $537,000 | 6,038 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 6,678 |
| Total interest expense | $1,029,000 | 5,288 |
| Net interest income | $1,172,000 | 7,325 |
| Provision for loan and lease losses | $69,000 | 5,341 |
| Total noninterest income | $324,000 | 5,857 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $130,000 | 5,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 4,855 |
| Total noninterest expense | $823,000 | 7,669 |
| Salaries and employee benefits | $452,000 | 7,655 |
| Premises and equipment expense | $108,000 | 7,495 |
| Additional noninterest expense | $263,000 | 7,448 |
| Pre-tax net operating income | $604,000 | 5,858 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $211,000 | 4,573 |
| Income before extraordinary items | $393,000 | 6,392 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $393,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $388,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $393,000 | 6,218 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 6,756 |
| Total interest expense | $690,000 | 5,389 |
| Net interest income | $769,000 | 7,369 |
| Provision for loan and lease losses | $43,000 | 5,377 |
| Total noninterest income | $218,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $84,000 | 5,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $134,000 | 4,782 |
| Total noninterest expense | $545,000 | 7,715 |
| Salaries and employee benefits | $303,000 | 7,666 |
| Premises and equipment expense | $69,000 | 7,580 |
| Additional noninterest expense | $173,000 | 7,484 |
| Pre-tax net operating income | $399,000 | 5,866 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $128,000 | 4,755 |
| Income before extraordinary items | $271,000 | 6,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $271,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $26,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $271,000 | 6,126 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $735,000 | 6,758 |
| Total interest expense | $342,000 | 5,512 |
| Net interest income | $393,000 | 7,336 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $76,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $264,000 | 7,806 |
| Salaries and employee benefits | $151,000 | 7,693 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $85,000 | 7,536 |
| Pre-tax net operating income | $197,000 | 5,876 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $63,000 | 4,744 |
| Income before extraordinary items | $134,000 | 6,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $13,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $134,000 | 6,116 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 6,756 |
| Total interest expense | $1,542,000 | 5,640 |
| Net interest income | $1,565,000 | 7,322 |
| Provision for loan and lease losses | $61,000 | 6,435 |
| Total noninterest income | $336,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $162,000 | 5,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 5,293 |
| Total noninterest expense | $1,011,000 | 7,913 |
| Salaries and employee benefits | $591,000 | 7,742 |
| Premises and equipment expense | $139,000 | 7,603 |
| Additional noninterest expense | $281,000 | 7,940 |
| Pre-tax net operating income | $829,000 | 5,674 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $244,000 | 4,801 |
| Income before extraordinary items | $585,000 | 6,031 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $585,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,517 |
| Cash dividends | $634,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $585,000 | 5,890 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 7,191 |
| Total interest expense | $1,550,000 | 6,889 |
| Net interest income | $1,519,000 | 7,291 |
| Provision for loan and lease losses | $6,000 | 8,054 |
| Total noninterest income | $288,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $133,000 | 6,039 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $155,000 | 5,478 |
| Total noninterest expense | $1,013,000 | 7,923 |
| Salaries and employee benefits | $591,000 | 7,717 |
| Premises and equipment expense | $108,000 | 8,182 |
| Additional noninterest expense | $314,000 | 7,758 |
| Pre-tax net operating income | $788,000 | 5,523 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $227,000 | 4,782 |
| Income before extraordinary items | $569,000 | 5,755 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $569,000 | 5,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $684,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $563,320 | 5,657 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,510,000 | 7,890 |
| Total interest expense | $1,111,000 | 7,986 |
| Net interest income | $1,399,000 | 7,644 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $199,000 | 7,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,070 |
| Total noninterest expense | $952,000 | 8,155 |
| Salaries and employee benefits | $562,000 | 7,914 |
| Premises and equipment expense | $111,000 | 8,251 |
| Additional noninterest expense | $279,000 | 8,117 |
| Pre-tax net operating income | $541,000 | 6,813 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $172,000 | 5,693 |
| Income before extraordinary items | $369,000 | 7,046 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $369,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,263 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $369,000 | 7,043 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 8,069 |
| Total interest expense | $1,038,000 | 8,083 |
| Net interest income | $1,314,000 | 7,954 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $163,000 | 7,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,128 |
| Total noninterest expense | $963,000 | 8,226 |
| Salaries and employee benefits | $576,000 | 7,885 |
| Premises and equipment expense | $124,000 | 8,153 |
| Additional noninterest expense | $263,000 | 8,447 |
| Pre-tax net operating income | $514,000 | 7,081 |
| Securities gains (losses) | $121,000 | 666 |
| Applicable income taxes | $210,000 | 5,601 |
| Income before extraordinary items | $425,000 | 6,843 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $425,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,165 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $343,930 | 7,301 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 8,329 |
| Total interest expense | $1,027,000 | 8,344 |
| Net interest income | $1,259,000 | 8,197 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $322,000 | 6,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,150 |
| Total noninterest expense | $929,000 | 8,341 |
| Salaries and employee benefits | $553,000 | 8,032 |
| Premises and equipment expense | $120,000 | 8,264 |
| Additional noninterest expense | $256,000 | 8,548 |
| Pre-tax net operating income | $602,000 | 6,902 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $222,000 | 5,925 |
| Income before extraordinary items | $380,000 | 7,342 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $380,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $380,000 | 7,260 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 8,675 |
| Total interest expense | $1,047,000 | 8,563 |
| Net interest income | $1,221,000 | 8,637 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $122,000 | 9,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-8,000 | 10,937 |
| Total noninterest expense | $877,000 | 8,760 |
| Salaries and employee benefits | $561,000 | 8,182 |
| Premises and equipment expense | $103,000 | 8,887 |
| Additional noninterest expense | $213,000 | 9,231 |
| Pre-tax net operating income | $446,000 | 8,208 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $127,000 | 7,961 |
| Income before extraordinary items | $313,000 | 8,275 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $313,000 | 8,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $317,260 | 8,202 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 9,210 |
| Total interest expense | $1,013,000 | 8,961 |
| Net interest income | $1,111,000 | 9,255 |
| Provision for loan and lease losses | $16,000 | 8,168 |
| Total noninterest income | $190,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,844 |
| Total noninterest expense | $813,000 | 9,382 |
| Salaries and employee benefits | $518,000 | 8,727 |
| Premises and equipment expense | $82,000 | 9,755 |
| Additional noninterest expense | $213,000 | 9,784 |
| Pre-tax net operating income | $472,000 | 8,106 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $121,000 | 8,388 |
| Income before extraordinary items | $353,000 | 7,980 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $353,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $380,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $351,520 | 7,932 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 9,503 |
| Total interest expense | $1,007,000 | 9,228 |
| Net interest income | $1,140,000 | 9,515 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $186,000 | 8,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $838,000 | 9,610 |
| Salaries and employee benefits | $510,000 | 9,025 |
| Premises and equipment expense | $83,000 | 10,121 |
| Additional noninterest expense | $245,000 | 9,885 |
| Pre-tax net operating income | $464,000 | 8,660 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $125,000 | 8,715 |
| Income before extraordinary items | $336,000 | 8,602 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $336,000 | 8,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $338,190 | 8,559 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 9,868 |
| Total interest expense | $805,000 | 9,579 |
| Net interest income | $1,156,000 | 9,889 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $177,000 | 9,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,391 |
| Total noninterest expense | $844,000 | 10,027 |
| Salaries and employee benefits | $482,000 | 9,558 |
| Premises and equipment expense | $86,000 | 10,464 |
| Additional noninterest expense | $276,000 | 10,235 |
| Pre-tax net operating income | $469,000 | 8,867 |
| Securities gains (losses) | $-113,000 | 11,616 |
| Applicable income taxes | $73,000 | 9,966 |
| Income before extraordinary items | $283,000 | 9,331 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $283,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $372,270 | 8,487 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 10,310 |
| Total interest expense | $826,000 | 9,898 |
| Net interest income | $1,109,000 | 10,369 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $146,000 | 10,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $867,000 | 10,358 |
| Salaries and employee benefits | $499,000 | 9,680 |
| Premises and equipment expense | $90,000 | 10,795 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $363,000 | 9,704 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $79,000 | 10,245 |
| Income before extraordinary items | $294,000 | 9,555 |
| Extraordinary gains, net | $-32,000 | 12,575 |
| Net income | $262,000 | 10,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $286,100 | 9,370 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 10,466 |
| Total interest expense | $1,114,000 | 9,933 |
| Net interest income | $1,088,000 | 10,741 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $153,000 | 10,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $895,000 | 10,511 |
| Salaries and employee benefits | $499,000 | 9,796 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $301,000 | 10,804 |
| Pre-tax net operating income | $311,000 | 10,029 |
| Securities gains (losses) | $101,000 | 2,989 |
| Applicable income taxes | $89,000 | 10,194 |
| Income before extraordinary items | $323,000 | 9,017 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $323,000 | 9,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $244,220 | 9,627 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.