Home > Brookville National Bank > Income and Expense
Brookville National Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 5,193 |
| Total interest expense | $61,000 | 5,083 |
| Net interest income | $582,000 | 5,159 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $48,000 | 5,345 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $32,000 | 4,996 |
| Total noninterest expense | $498,000 | 5,186 |
| Salaries and employee benefits | $261,000 | 5,223 |
| Premises and equipment expense | $75,000 | 4,591 |
| Additional noninterest expense | $162,000 | 5,161 |
| Pre-tax net operating income | $132,000 | 4,983 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $40,000 | 3,152 |
| Income before extraordinary items | $92,000 | 5,205 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $92,000 | 5,208 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $92,000 | 5,209 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $92,000 | 5,136 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 5,216 |
| Total interest expense | $298,000 | 4,961 |
| Net interest income | $2,373,000 | 5,189 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $198,000 | 5,433 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $73,000 | 5,348 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $125,000 | 5,040 |
| Total noninterest expense | $2,106,000 | 5,186 |
| Salaries and employee benefits | $1,114,000 | 5,179 |
| Premises and equipment expense | $294,000 | 4,714 |
| Additional noninterest expense | $698,000 | 5,160 |
| Pre-tax net operating income | $465,000 | 5,112 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $144,000 | 3,184 |
| Income before extraordinary items | $322,000 | 5,342 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $322,000 | 5,341 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $322,000 | 5,342 |
| Net charge-offs | $1,000 | 4,914 |
| Cash dividends | $140,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $321,310 | 5,301 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 5,277 |
| Total interest expense | $226,000 | 5,014 |
| Net interest income | $1,776,000 | 5,248 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $149,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $55,000 | 5,420 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $94,000 | 5,116 |
| Total noninterest expense | $1,569,000 | 5,223 |
| Salaries and employee benefits | $812,000 | 5,252 |
| Premises and equipment expense | $221,000 | 4,752 |
| Additional noninterest expense | $536,000 | 5,158 |
| Pre-tax net operating income | $356,000 | 5,175 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $111,000 | 3,224 |
| Income before extraordinary items | $245,000 | 5,412 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $245,000 | 5,412 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $245,000 | 5,414 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $65,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $245,000 | 5,375 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 5,310 |
| Total interest expense | $152,000 | 5,049 |
| Net interest income | $1,183,000 | 5,287 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $97,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $37,000 | 5,424 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $60,000 | 5,144 |
| Total noninterest expense | $1,062,000 | 5,237 |
| Salaries and employee benefits | $557,000 | 5,249 |
| Premises and equipment expense | $153,000 | 4,710 |
| Additional noninterest expense | $352,000 | 5,207 |
| Pre-tax net operating income | $218,000 | 5,251 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $68,000 | 3,273 |
| Income before extraordinary items | $150,000 | 5,467 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $150,000 | 5,469 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $150,000 | 5,470 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $65,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $150,000 | 5,429 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $665,000 | 5,367 |
| Total interest expense | $77,000 | 5,098 |
| Net interest income | $588,000 | 5,343 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $48,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $30,000 | 5,162 |
| Total noninterest expense | $527,000 | 5,318 |
| Salaries and employee benefits | $266,000 | 5,383 |
| Premises and equipment expense | $75,000 | 4,812 |
| Additional noninterest expense | $186,000 | 5,157 |
| Pre-tax net operating income | $109,000 | 5,187 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $34,000 | 3,221 |
| Income before extraordinary items | $75,000 | 5,431 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $75,000 | 5,431 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $75,000 | 5,431 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $75,000 | 5,395 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 5,422 |
| Total interest expense | $367,000 | 5,067 |
| Net interest income | $2,315,000 | 5,397 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $244,000 | 5,392 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $83,000 | 5,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $161,000 | 4,884 |
| Total noninterest expense | $2,229,000 | 5,281 |
| Salaries and employee benefits | $1,151,000 | 5,334 |
| Premises and equipment expense | $302,000 | 4,836 |
| Additional noninterest expense | $776,000 | 5,130 |
| Pre-tax net operating income | $330,000 | 5,407 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $91,000 | 3,467 |
| Income before extraordinary items | $241,000 | 5,596 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $241,000 | 5,600 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $241,000 | 5,600 |
| Net charge-offs | $1,000 | 5,415 |
| Cash dividends | $108,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $239,540 | 5,551 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 5,477 |
| Total interest expense | $282,000 | 5,120 |
| Net interest income | $1,731,000 | 5,458 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $188,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $61,000 | 5,563 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $127,000 | 4,910 |
| Total noninterest expense | $1,649,000 | 5,322 |
| Salaries and employee benefits | $835,000 | 5,404 |
| Premises and equipment expense | $226,000 | 4,879 |
| Additional noninterest expense | $588,000 | 5,128 |
| Pre-tax net operating income | $270,000 | 5,451 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $76,000 | 3,473 |
| Income before extraordinary items | $194,000 | 5,665 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $194,000 | 5,666 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $194,000 | 5,666 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $43,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $194,000 | 5,597 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 5,484 |
| Total interest expense | $195,000 | 5,112 |
| Net interest income | $1,156,000 | 5,475 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $132,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $38,000 | 5,659 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $94,000 | 4,819 |
| Total noninterest expense | $1,116,000 | 5,312 |
| Salaries and employee benefits | $581,000 | 5,362 |
| Premises and equipment expense | $158,000 | 4,772 |
| Additional noninterest expense | $377,000 | 5,219 |
| Pre-tax net operating income | $172,000 | 5,468 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $48,000 | 3,529 |
| Income before extraordinary items | $124,000 | 5,700 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $124,000 | 5,702 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $124,000 | 5,702 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $43,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $124,000 | 5,611 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 5,508 |
| Total interest expense | $103,000 | 5,084 |
| Net interest income | $580,000 | 5,500 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $51,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 5,280 |
| Total noninterest expense | $565,000 | 5,333 |
| Salaries and employee benefits | $280,000 | 5,448 |
| Premises and equipment expense | $78,000 | 4,848 |
| Additional noninterest expense | $207,000 | 5,082 |
| Pre-tax net operating income | $66,000 | 5,662 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $16,000 | 3,717 |
| Income before extraordinary items | $50,000 | 5,854 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $50,000 | 5,856 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $50,000 | 5,856 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $50,000 | 5,768 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 5,482 |
| Total interest expense | $529,000 | 5,020 |
| Net interest income | $2,458,000 | 5,499 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $234,000 | 5,524 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $94,000 | 5,529 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $140,000 | 5,006 |
| Total noninterest expense | $2,361,000 | 5,301 |
| Salaries and employee benefits | $1,234,000 | 5,336 |
| Premises and equipment expense | $301,000 | 4,960 |
| Additional noninterest expense | $826,000 | 5,209 |
| Pre-tax net operating income | $331,000 | 5,335 |
| Securities gains (losses) | $29,000 | 3,040 |
| Applicable income taxes | $95,000 | 3,542 |
| Income before extraordinary items | $265,000 | 5,571 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $265,000 | 5,567 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $265,000 | 5,569 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $140,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $243,540 | 5,460 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 5,552 |
| Total interest expense | $408,000 | 5,091 |
| Net interest income | $1,862,000 | 5,560 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $178,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $71,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 5,043 |
| Total noninterest expense | $1,749,000 | 5,373 |
| Salaries and employee benefits | $906,000 | 5,406 |
| Premises and equipment expense | $224,000 | 5,044 |
| Additional noninterest expense | $619,000 | 5,265 |
| Pre-tax net operating income | $291,000 | 5,338 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $80,000 | 3,510 |
| Income before extraordinary items | $211,000 | 5,674 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $211,000 | 5,673 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $211,000 | 5,673 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $75,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $211,000 | 5,498 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 5,584 |
| Total interest expense | $279,000 | 5,145 |
| Net interest income | $1,238,000 | 5,588 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $120,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $46,000 | 5,648 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 5,029 |
| Total noninterest expense | $1,178,000 | 5,381 |
| Salaries and employee benefits | $619,000 | 5,391 |
| Premises and equipment expense | $155,000 | 4,974 |
| Additional noninterest expense | $404,000 | 5,329 |
| Pre-tax net operating income | $180,000 | 5,415 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $47,000 | 3,582 |
| Income before extraordinary items | $133,000 | 5,739 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $133,000 | 5,738 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $133,000 | 5,738 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $75,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $133,000 | 5,555 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 5,622 |
| Total interest expense | $142,000 | 5,198 |
| Net interest income | $622,000 | 5,615 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $59,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,121 |
| Total noninterest expense | $571,000 | 5,487 |
| Salaries and employee benefits | $291,000 | 5,565 |
| Premises and equipment expense | $72,000 | 5,172 |
| Additional noninterest expense | $208,000 | 5,263 |
| Pre-tax net operating income | $110,000 | 5,297 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $31,000 | 3,411 |
| Income before extraordinary items | $79,000 | 5,622 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $79,000 | 5,622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $79,000 | 5,622 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $79,000 | 5,466 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 5,598 |
| Total interest expense | $660,000 | 5,328 |
| Net interest income | $2,589,000 | 5,579 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $262,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $111,000 | 5,368 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $151,000 | 4,843 |
| Total noninterest expense | $2,380,000 | 5,443 |
| Salaries and employee benefits | $1,238,000 | 5,455 |
| Premises and equipment expense | $320,000 | 5,095 |
| Additional noninterest expense | $822,000 | 5,361 |
| Pre-tax net operating income | $471,000 | 4,787 |
| Securities gains (losses) | $5,000 | 3,498 |
| Applicable income taxes | $121,000 | 3,248 |
| Income before extraordinary items | $355,000 | 5,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $355,000 | 5,077 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $355,000 | 5,077 |
| Net charge-offs | $93,000 | 5,044 |
| Cash dividends | $171,000 | 3,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $351,250 | 4,967 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 5,642 |
| Total interest expense | $506,000 | 5,399 |
| Net interest income | $1,953,000 | 5,603 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $196,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $82,000 | 5,425 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $114,000 | 4,934 |
| Total noninterest expense | $1,775,000 | 5,481 |
| Salaries and employee benefits | $908,000 | 5,508 |
| Premises and equipment expense | $237,000 | 5,156 |
| Additional noninterest expense | $630,000 | 5,327 |
| Pre-tax net operating income | $374,000 | 4,846 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $94,000 | 3,249 |
| Income before extraordinary items | $280,000 | 5,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $280,000 | 5,149 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $280,000 | 5,149 |
| Net charge-offs | $93,000 | 4,498 |
| Cash dividends | $96,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $280,000 | 5,024 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 5,679 |
| Total interest expense | $342,000 | 5,479 |
| Net interest income | $1,305,000 | 5,633 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $127,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $52,000 | 5,486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 4,988 |
| Total noninterest expense | $1,156,000 | 5,599 |
| Salaries and employee benefits | $580,000 | 5,643 |
| Premises and equipment expense | $164,000 | 5,129 |
| Additional noninterest expense | $412,000 | 5,458 |
| Pre-tax net operating income | $276,000 | 4,728 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $69,000 | 3,139 |
| Income before extraordinary items | $207,000 | 4,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $207,000 | 4,979 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $207,000 | 4,979 |
| Net charge-offs | $93,000 | 3,917 |
| Cash dividends | $96,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $207,000 | 4,888 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 5,733 |
| Total interest expense | $174,000 | 5,537 |
| Net interest income | $645,000 | 5,671 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $61,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $25,000 | 5,503 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,153 |
| Total noninterest expense | $591,000 | 5,585 |
| Salaries and employee benefits | $292,000 | 5,673 |
| Premises and equipment expense | $82,000 | 5,167 |
| Additional noninterest expense | $217,000 | 5,329 |
| Pre-tax net operating income | $115,000 | 4,980 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $26,000 | 3,280 |
| Income before extraordinary items | $89,000 | 5,167 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $89,000 | 5,165 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $89,000 | 5,167 |
| Net charge-offs | $93,000 | 2,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $89,000 | 5,102 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 5,770 |
| Total interest expense | $865,000 | 5,555 |
| Net interest income | $2,550,000 | 5,728 |
| Provision for loan and lease losses | $16,000 | 6,863 |
| Total noninterest income | $267,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 5,249 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $147,000 | 5,004 |
| Total noninterest expense | $2,431,000 | 5,560 |
| Salaries and employee benefits | $1,279,000 | 5,490 |
| Premises and equipment expense | $318,000 | 5,275 |
| Additional noninterest expense | $834,000 | 5,536 |
| Pre-tax net operating income | $370,000 | 4,707 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $70,000 | 3,455 |
| Income before extraordinary items | $300,000 | 4,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $300,000 | 4,939 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $300,000 | 4,939 |
| Net charge-offs | $12,000 | 6,521 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $300,000 | 4,797 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 5,875 |
| Total interest expense | $672,000 | 5,623 |
| Net interest income | $1,892,000 | 5,826 |
| Provision for loan and lease losses | $16,000 | 6,746 |
| Total noninterest income | $201,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $91,000 | 5,306 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $110,000 | 5,088 |
| Total noninterest expense | $1,796,000 | 5,642 |
| Salaries and employee benefits | $944,000 | 5,589 |
| Premises and equipment expense | $241,000 | 5,328 |
| Additional noninterest expense | $611,000 | 5,604 |
| Pre-tax net operating income | $281,000 | 4,928 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $54,000 | 3,528 |
| Income before extraordinary items | $227,000 | 5,183 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $227,000 | 5,185 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $227,000 | 5,186 |
| Net charge-offs | $9,000 | 6,301 |
| Cash dividends | $50,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $227,000 | 5,021 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 5,904 |
| Total interest expense | $467,000 | 5,636 |
| Net interest income | $1,253,000 | 5,859 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $133,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $73,000 | 5,101 |
| Total noninterest expense | $1,189,000 | 5,692 |
| Salaries and employee benefits | $616,000 | 5,664 |
| Premises and equipment expense | $166,000 | 5,284 |
| Additional noninterest expense | $407,000 | 5,619 |
| Pre-tax net operating income | $197,000 | 4,959 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $40,000 | 3,427 |
| Income before extraordinary items | $157,000 | 5,175 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $157,000 | 5,178 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $157,000 | 5,177 |
| Net charge-offs | $9,000 | 5,868 |
| Cash dividends | $50,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $157,000 | 5,027 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 5,956 |
| Total interest expense | $244,000 | 5,652 |
| Net interest income | $620,000 | 5,935 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $65,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $30,000 | 5,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $629,000 | 5,619 |
| Salaries and employee benefits | $332,000 | 5,518 |
| Premises and equipment expense | $81,000 | 5,414 |
| Additional noninterest expense | $216,000 | 5,508 |
| Pre-tax net operating income | $56,000 | 5,584 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $52,000 | 5,675 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 5,676 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $52,000 | 5,675 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $52,000 | 5,575 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 5,980 |
| Total interest expense | $1,252,000 | 5,568 |
| Net interest income | $2,319,000 | 6,022 |
| Provision for loan and lease losses | $17,000 | 7,230 |
| Total noninterest income | $264,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $126,000 | 5,426 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $138,000 | 5,213 |
| Total noninterest expense | $2,384,000 | 5,800 |
| Salaries and employee benefits | $1,232,000 | 5,771 |
| Premises and equipment expense | $320,000 | 5,501 |
| Additional noninterest expense | $832,000 | 5,731 |
| Pre-tax net operating income | $182,000 | 4,855 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $180,000 | 4,878 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $180,000 | 4,880 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $180,000 | 4,880 |
| Net charge-offs | $7,000 | 6,974 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $177,090 | 4,818 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 6,034 |
| Total interest expense | $979,000 | 5,613 |
| Net interest income | $1,702,000 | 6,094 |
| Provision for loan and lease losses | $17,000 | 7,003 |
| Total noninterest income | $189,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $90,000 | 5,522 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $99,000 | 5,406 |
| Total noninterest expense | $1,812,000 | 5,792 |
| Salaries and employee benefits | $944,000 | 5,738 |
| Premises and equipment expense | $245,000 | 5,517 |
| Additional noninterest expense | $623,000 | 5,725 |
| Pre-tax net operating income | $62,000 | 5,439 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $64,000 | 5,494 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $64,000 | 5,494 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $64,000 | 5,494 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $61,060 | 5,449 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 6,087 |
| Total interest expense | $672,000 | 5,667 |
| Net interest income | $1,123,000 | 6,124 |
| Provision for loan and lease losses | $5,000 | 7,051 |
| Total noninterest income | $123,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $58,000 | 5,576 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $65,000 | 5,467 |
| Total noninterest expense | $1,197,000 | 5,858 |
| Salaries and employee benefits | $618,000 | 5,846 |
| Premises and equipment expense | $153,000 | 5,705 |
| Additional noninterest expense | $426,000 | 5,669 |
| Pre-tax net operating income | $44,000 | 5,547 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $46,000 | 5,598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 5,595 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $46,000 | 5,595 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $43,060 | 5,542 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 6,103 |
| Total interest expense | $344,000 | 5,718 |
| Net interest income | $564,000 | 6,115 |
| Provision for loan and lease losses | $5,000 | 6,536 |
| Total noninterest income | $60,000 | 6,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $596,000 | 5,840 |
| Salaries and employee benefits | $332,000 | 5,712 |
| Premises and equipment expense | $83,000 | 5,572 |
| Additional noninterest expense | $181,000 | 5,842 |
| Pre-tax net operating income | $23,000 | 5,975 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $23,000 | 6,102 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,000 | 6,104 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $23,000 | 6,104 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $23,000 | 5,942 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 6,064 |
| Total interest expense | $1,650,000 | 5,767 |
| Net interest income | $2,239,000 | 6,167 |
| Provision for loan and lease losses | $15,000 | 7,084 |
| Total noninterest income | $272,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $143,000 | 5,402 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $129,000 | 5,550 |
| Total noninterest expense | $2,202,000 | 5,983 |
| Salaries and employee benefits | $1,249,000 | 5,851 |
| Premises and equipment expense | $293,000 | 5,855 |
| Additional noninterest expense | $660,000 | 5,979 |
| Pre-tax net operating income | $294,000 | 5,465 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $48,000 | 3,874 |
| Income before extraordinary items | $254,000 | 5,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $254,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,238 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $247,280 | 5,469 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 6,126 |
| Total interest expense | $1,260,000 | 5,841 |
| Net interest income | $1,680,000 | 6,208 |
| Provision for loan and lease losses | $15,000 | 6,618 |
| Total noninterest income | $207,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $109,000 | 5,413 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 5,658 |
| Total noninterest expense | $1,653,000 | 5,970 |
| Salaries and employee benefits | $955,000 | 5,834 |
| Premises and equipment expense | $216,000 | 5,909 |
| Additional noninterest expense | $482,000 | 6,004 |
| Pre-tax net operating income | $219,000 | 5,967 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $39,000 | 4,269 |
| Income before extraordinary items | $186,000 | 5,770 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $186,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,412 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $181,020 | 5,980 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 6,184 |
| Total interest expense | $863,000 | 5,926 |
| Net interest income | $1,099,000 | 6,259 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $134,000 | 6,175 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $71,000 | 5,461 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $63,000 | 5,798 |
| Total noninterest expense | $1,088,000 | 6,042 |
| Salaries and employee benefits | $623,000 | 5,939 |
| Premises and equipment expense | $148,000 | 5,864 |
| Additional noninterest expense | $317,000 | 6,042 |
| Pre-tax net operating income | $145,000 | 6,145 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $29,000 | 4,452 |
| Income before extraordinary items | $122,000 | 6,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $117,140 | 6,166 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 6,234 |
| Total interest expense | $450,000 | 6,002 |
| Net interest income | $544,000 | 6,319 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $68,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $37,000 | 5,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $583,000 | 5,891 |
| Salaries and employee benefits | $336,000 | 5,770 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $173,000 | 5,772 |
| Pre-tax net operating income | $29,000 | 6,866 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $33,000 | 6,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 6,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $27,360 | 6,822 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 6,204 |
| Total interest expense | $1,557,000 | 6,354 |
| Net interest income | $2,495,000 | 5,988 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $267,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $145,000 | 5,484 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $122,000 | 5,909 |
| Total noninterest expense | $2,132,000 | 6,048 |
| Salaries and employee benefits | $1,233,000 | 5,900 |
| Premises and equipment expense | $276,000 | 5,978 |
| Additional noninterest expense | $623,000 | 6,043 |
| Pre-tax net operating income | $630,000 | 5,608 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $193,000 | 3,871 |
| Income before extraordinary items | $442,000 | 5,890 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $442,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $2,090,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $438,500 | 5,900 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 6,260 |
| Total interest expense | $1,116,000 | 6,479 |
| Net interest income | $1,885,000 | 5,983 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $199,000 | 6,308 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $109,000 | 5,489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $90,000 | 5,978 |
| Total noninterest expense | $1,601,000 | 6,022 |
| Salaries and employee benefits | $939,000 | 5,838 |
| Premises and equipment expense | $209,000 | 5,970 |
| Additional noninterest expense | $453,000 | 6,087 |
| Pre-tax net operating income | $483,000 | 5,841 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $149,000 | 4,049 |
| Income before extraordinary items | $339,000 | 6,108 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $339,000 | 6,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $90,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $335,550 | 6,122 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 6,325 |
| Total interest expense | $726,000 | 6,542 |
| Net interest income | $1,253,000 | 6,039 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $129,000 | 6,407 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $70,000 | 5,589 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $59,000 | 6,023 |
| Total noninterest expense | $1,058,000 | 6,089 |
| Salaries and employee benefits | $613,000 | 5,944 |
| Premises and equipment expense | $144,000 | 5,929 |
| Additional noninterest expense | $301,000 | 6,108 |
| Pre-tax net operating income | $324,000 | 5,897 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $100,000 | 4,128 |
| Income before extraordinary items | $228,000 | 6,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $228,000 | 6,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $90,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $225,200 | 6,176 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 6,398 |
| Total interest expense | $352,000 | 6,631 |
| Net interest income | $609,000 | 6,131 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $62,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $28,000 | 6,096 |
| Total noninterest expense | $563,000 | 5,954 |
| Salaries and employee benefits | $331,000 | 5,775 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $159,000 | 5,944 |
| Pre-tax net operating income | $108,000 | 6,558 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $31,000 | 4,589 |
| Income before extraordinary items | $77,000 | 6,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $77,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $77,000 | 6,733 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 6,400 |
| Total interest expense | $1,183,000 | 6,610 |
| Net interest income | $2,353,000 | 6,173 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $267,000 | 6,396 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $149,000 | 5,542 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 6,046 |
| Total noninterest expense | $2,058,000 | 6,082 |
| Salaries and employee benefits | $1,205,000 | 5,898 |
| Premises and equipment expense | $243,000 | 6,281 |
| Additional noninterest expense | $610,000 | 6,018 |
| Pre-tax net operating income | $562,000 | 6,296 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $174,000 | 4,449 |
| Income before extraordinary items | $388,000 | 6,558 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $388,000 | 6,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $205,000 | 4,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $388,000 | 6,563 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 6,485 |
| Total interest expense | $832,000 | 6,714 |
| Net interest income | $1,751,000 | 6,244 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $202,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $113,000 | 5,578 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,050 |
| Total noninterest expense | $1,559,000 | 6,038 |
| Salaries and employee benefits | $917,000 | 5,819 |
| Premises and equipment expense | $193,000 | 6,167 |
| Additional noninterest expense | $449,000 | 6,068 |
| Pre-tax net operating income | $394,000 | 6,631 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $124,000 | 4,705 |
| Income before extraordinary items | $270,000 | 6,877 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $270,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $85,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $270,000 | 6,879 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 6,551 |
| Total interest expense | $518,000 | 6,775 |
| Net interest income | $1,150,000 | 6,322 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $130,000 | 6,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 5,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $1,044,000 | 6,039 |
| Salaries and employee benefits | $605,000 | 5,888 |
| Premises and equipment expense | $129,000 | 6,171 |
| Additional noninterest expense | $310,000 | 5,972 |
| Pre-tax net operating income | $236,000 | 6,849 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $73,000 | 4,872 |
| Income before extraordinary items | $163,000 | 7,054 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $163,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $85,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $163,000 | 7,070 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 6,610 |
| Total interest expense | $246,000 | 6,813 |
| Net interest income | $564,000 | 6,387 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $64,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 5,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $565,000 | 5,803 |
| Salaries and employee benefits | $328,000 | 5,660 |
| Premises and equipment expense | $61,000 | 6,319 |
| Additional noninterest expense | $176,000 | 5,577 |
| Pre-tax net operating income | $63,000 | 7,534 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $16,000 | 5,499 |
| Income before extraordinary items | $47,000 | 7,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $47,000 | 7,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 6,352 |
| Total interest expense | $863,000 | 6,622 |
| Net interest income | $2,434,000 | 6,120 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $383,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $161,000 | 5,484 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $222,000 | 4,969 |
| Total noninterest expense | $2,075,000 | 5,989 |
| Salaries and employee benefits | $1,178,000 | 5,855 |
| Premises and equipment expense | $228,000 | 6,446 |
| Additional noninterest expense | $669,000 | 5,722 |
| Pre-tax net operating income | $742,000 | 6,036 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $236,000 | 4,443 |
| Income before extraordinary items | $501,000 | 6,375 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $501,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $504,400 | 6,327 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 6,355 |
| Total interest expense | $638,000 | 6,588 |
| Net interest income | $1,830,000 | 6,139 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $313,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 5,541 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $194,000 | 4,664 |
| Total noninterest expense | $1,542,000 | 5,985 |
| Salaries and employee benefits | $891,000 | 5,802 |
| Premises and equipment expense | $148,000 | 6,747 |
| Additional noninterest expense | $503,000 | 5,680 |
| Pre-tax net operating income | $601,000 | 6,005 |
| Securities gains (losses) | $-7,000 | 7,795 |
| Applicable income taxes | $190,000 | 4,487 |
| Income before extraordinary items | $404,000 | 6,347 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $404,000 | 6,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $90,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $408,760 | 6,283 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 6,317 |
| Total interest expense | $417,000 | 6,506 |
| Net interest income | $1,221,000 | 6,128 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $137,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $77,000 | 5,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $949,000 | 6,254 |
| Salaries and employee benefits | $567,000 | 5,937 |
| Premises and equipment expense | $77,000 | 7,225 |
| Additional noninterest expense | $305,000 | 5,950 |
| Pre-tax net operating income | $409,000 | 5,924 |
| Securities gains (losses) | $-7,000 | 8,039 |
| Applicable income taxes | $129,000 | 4,466 |
| Income before extraordinary items | $273,000 | 6,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $273,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $90,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $277,760 | 6,238 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 6,331 |
| Total interest expense | $207,000 | 6,446 |
| Net interest income | $609,000 | 6,186 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $462,000 | 6,359 |
| Salaries and employee benefits | $266,000 | 6,186 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $156,000 | 5,872 |
| Pre-tax net operating income | $211,000 | 5,849 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $68,000 | 4,330 |
| Income before extraordinary items | $143,000 | 6,203 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $143,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $143,000 | 6,158 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 6,183 |
| Total interest expense | $886,000 | 5,989 |
| Net interest income | $2,371,000 | 6,160 |
| Provision for loan and lease losses | $65,000 | 5,573 |
| Total noninterest income | $266,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $163,000 | 5,629 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $103,000 | 6,364 |
| Total noninterest expense | $1,875,000 | 6,237 |
| Salaries and employee benefits | $1,121,000 | 5,920 |
| Premises and equipment expense | $170,000 | 7,102 |
| Additional noninterest expense | $584,000 | 6,080 |
| Pre-tax net operating income | $697,000 | 6,108 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $205,000 | 4,721 |
| Income before extraordinary items | $492,000 | 6,395 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $492,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $197,000 | 4,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $492,000 | 6,321 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 6,177 |
| Total interest expense | $670,000 | 5,942 |
| Net interest income | $1,779,000 | 6,167 |
| Provision for loan and lease losses | $65,000 | 5,027 |
| Total noninterest income | $197,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $120,000 | 5,707 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 6,376 |
| Total noninterest expense | $1,386,000 | 6,234 |
| Salaries and employee benefits | $813,000 | 5,968 |
| Premises and equipment expense | $127,000 | 7,085 |
| Additional noninterest expense | $446,000 | 5,961 |
| Pre-tax net operating income | $525,000 | 6,212 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $152,000 | 4,833 |
| Income before extraordinary items | $373,000 | 6,469 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $373,000 | 6,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $95,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $373,000 | 6,394 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 6,154 |
| Total interest expense | $461,000 | 5,878 |
| Net interest income | $1,195,000 | 6,159 |
| Provision for loan and lease losses | $47,000 | 4,814 |
| Total noninterest income | $129,000 | 6,772 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $82,000 | 5,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 6,544 |
| Total noninterest expense | $936,000 | 6,227 |
| Salaries and employee benefits | $554,000 | 5,943 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $299,000 | 5,987 |
| Pre-tax net operating income | $341,000 | 6,237 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $98,000 | 4,866 |
| Income before extraordinary items | $243,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $95,000 | 4,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $243,000 | 6,424 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 6,122 |
| Total interest expense | $244,000 | 5,783 |
| Net interest income | $595,000 | 6,186 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $63,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $454,000 | 6,382 |
| Salaries and employee benefits | $260,000 | 6,198 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $151,000 | 5,975 |
| Pre-tax net operating income | $174,000 | 6,138 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $49,000 | 4,865 |
| Income before extraordinary items | $125,000 | 6,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $125,000 | 6,298 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 5,817 |
| Total interest expense | $1,272,000 | 5,378 |
| Net interest income | $2,516,000 | 5,882 |
| Provision for loan and lease losses | $2,000 | 7,605 |
| Total noninterest income | $256,000 | 6,908 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $159,000 | 5,757 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $97,000 | 6,585 |
| Total noninterest expense | $1,834,000 | 6,293 |
| Salaries and employee benefits | $1,094,000 | 5,951 |
| Premises and equipment expense | $166,000 | 7,188 |
| Additional noninterest expense | $574,000 | 6,131 |
| Pre-tax net operating income | $936,000 | 5,338 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $280,000 | 4,384 |
| Income before extraordinary items | $656,000 | 5,748 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $656,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,121 |
| Cash dividends | $255,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $656,000 | 5,584 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 5,820 |
| Total interest expense | $995,000 | 5,398 |
| Net interest income | $1,919,000 | 5,857 |
| Provision for loan and lease losses | $2,000 | 7,425 |
| Total noninterest income | $192,000 | 6,958 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $118,000 | 5,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 6,610 |
| Total noninterest expense | $1,352,000 | 6,315 |
| Salaries and employee benefits | $800,000 | 6,009 |
| Premises and equipment expense | $124,000 | 7,212 |
| Additional noninterest expense | $428,000 | 6,143 |
| Pre-tax net operating income | $757,000 | 5,304 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $229,000 | 4,438 |
| Income before extraordinary items | $528,000 | 5,704 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $528,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $85,000 | 4,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $528,000 | 5,526 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 5,774 |
| Total interest expense | $695,000 | 5,370 |
| Net interest income | $1,290,000 | 5,827 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $130,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $80,000 | 5,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $50,000 | 6,576 |
| Total noninterest expense | $917,000 | 6,273 |
| Salaries and employee benefits | $549,000 | 5,921 |
| Premises and equipment expense | $84,000 | 7,192 |
| Additional noninterest expense | $284,000 | 6,149 |
| Pre-tax net operating income | $503,000 | 5,290 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $153,000 | 4,463 |
| Income before extraordinary items | $350,000 | 5,739 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $350,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $85,000 | 4,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $350,000 | 5,524 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 5,762 |
| Total interest expense | $360,000 | 5,361 |
| Net interest income | $642,000 | 5,836 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $458,000 | 6,288 |
| Salaries and employee benefits | $261,000 | 6,101 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $152,000 | 5,884 |
| Pre-tax net operating income | $250,000 | 5,287 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $77,000 | 4,426 |
| Income before extraordinary items | $173,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $173,000 | 5,493 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 5,666 |
| Total interest expense | $1,979,000 | 4,826 |
| Net interest income | $2,344,000 | 6,114 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $269,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $166,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,389 |
| Total noninterest expense | $1,806,000 | 6,247 |
| Salaries and employee benefits | $1,061,000 | 5,923 |
| Premises and equipment expense | $172,000 | 7,138 |
| Additional noninterest expense | $573,000 | 6,092 |
| Pre-tax net operating income | $807,000 | 5,747 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $230,000 | 4,896 |
| Income before extraordinary items | $582,000 | 6,048 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $582,000 | 6,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $180,000 | 5,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $578,400 | 5,920 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 5,843 |
| Total interest expense | $2,392,000 | 5,534 |
| Net interest income | $2,281,000 | 6,018 |
| Provision for loan and lease losses | $46,000 | 6,803 |
| Total noninterest income | $268,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $154,000 | 5,751 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $114,000 | 6,118 |
| Total noninterest expense | $1,785,000 | 6,163 |
| Salaries and employee benefits | $1,046,000 | 5,834 |
| Premises and equipment expense | $204,000 | 6,736 |
| Additional noninterest expense | $535,000 | 6,233 |
| Pre-tax net operating income | $718,000 | 5,755 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $191,000 | 5,108 |
| Income before extraordinary items | $527,000 | 5,942 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $527,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $170,000 | 5,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $527,000 | 5,831 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 6,081 |
| Total interest expense | $2,078,000 | 6,157 |
| Net interest income | $2,441,000 | 5,905 |
| Provision for loan and lease losses | $72,000 | 5,921 |
| Total noninterest income | $265,000 | 6,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,104 |
| Total noninterest expense | $1,719,000 | 6,232 |
| Salaries and employee benefits | $978,000 | 6,014 |
| Premises and equipment expense | $204,000 | 6,706 |
| Additional noninterest expense | $537,000 | 6,149 |
| Pre-tax net operating income | $915,000 | 5,495 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $257,000 | 4,924 |
| Income before extraordinary items | $658,000 | 5,584 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $658,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $140,000 | 5,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $658,000 | 5,592 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 6,025 |
| Total interest expense | $2,075,000 | 5,875 |
| Net interest income | $2,318,000 | 6,079 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $239,000 | 7,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,482 |
| Total noninterest expense | $1,701,000 | 6,293 |
| Salaries and employee benefits | $988,000 | 5,939 |
| Premises and equipment expense | $199,000 | 6,828 |
| Additional noninterest expense | $514,000 | 6,409 |
| Pre-tax net operating income | $806,000 | 5,905 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $204,000 | 5,664 |
| Income before extraordinary items | $604,000 | 5,872 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $604,000 | 5,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $156,000 | 5,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $602,500 | 5,860 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 6,220 |
| Total interest expense | $2,006,000 | 6,186 |
| Net interest income | $2,297,000 | 6,134 |
| Provision for loan and lease losses | $104,000 | 5,028 |
| Total noninterest income | $235,000 | 7,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,213 |
| Total noninterest expense | $1,684,000 | 6,256 |
| Salaries and employee benefits | $966,000 | 5,911 |
| Premises and equipment expense | $184,000 | 6,975 |
| Additional noninterest expense | $534,000 | 6,209 |
| Pre-tax net operating income | $744,000 | 6,321 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $186,000 | 6,344 |
| Income before extraordinary items | $558,000 | 6,282 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $558,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,165 |
| Cash dividends | $166,000 | 5,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $558,000 | 6,160 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 6,440 |
| Total interest expense | $1,814,000 | 6,652 |
| Net interest income | $2,421,000 | 6,179 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $233,000 | 7,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,510 |
| Total noninterest expense | $1,658,000 | 6,396 |
| Salaries and employee benefits | $927,000 | 6,164 |
| Premises and equipment expense | $191,000 | 7,010 |
| Additional noninterest expense | $540,000 | 6,192 |
| Pre-tax net operating income | $985,000 | 5,875 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $292,000 | 5,803 |
| Income before extraordinary items | $693,000 | 5,943 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $693,000 | 5,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $2,254,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $693,000 | 5,898 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 6,682 |
| Total interest expense | $1,764,000 | 6,922 |
| Net interest income | $2,431,000 | 6,317 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $240,000 | 7,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,053 |
| Total noninterest expense | $1,604,000 | 6,833 |
| Salaries and employee benefits | $874,000 | 6,590 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $523,000 | 6,890 |
| Pre-tax net operating income | $1,017,000 | 5,676 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $302,000 | 5,805 |
| Income before extraordinary items | $715,000 | 5,696 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $715,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $194,000 | 5,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $715,000 | 5,639 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 7,052 |
| Total interest expense | $1,586,000 | 7,460 |
| Net interest income | $2,366,000 | 6,545 |
| Provision for loan and lease losses | $11,000 | 8,279 |
| Total noninterest income | $235,000 | 7,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $1,598,000 | 6,980 |
| Salaries and employee benefits | $844,000 | 6,862 |
| Premises and equipment expense | $224,000 | 6,765 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $992,000 | 6,031 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $294,000 | 6,080 |
| Income before extraordinary items | $698,000 | 6,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $698,000 | 6,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $158,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $698,000 | 5,986 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 6,999 |
| Total interest expense | $1,455,000 | 7,026 |
| Net interest income | $2,297,000 | 6,864 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $208,000 | 8,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,569,000 | 7,382 |
| Salaries and employee benefits | $818,000 | 7,102 |
| Premises and equipment expense | $171,000 | 8,060 |
| Additional noninterest expense | $580,000 | 7,179 |
| Pre-tax net operating income | $904,000 | 6,381 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $260,000 | 6,395 |
| Income before extraordinary items | $644,000 | 6,261 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $644,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $130,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $644,000 | 6,326 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 6,925 |
| Total interest expense | $1,655,000 | 6,732 |
| Net interest income | $2,297,000 | 6,935 |
| Provision for loan and lease losses | $82,000 | 6,278 |
| Total noninterest income | $168,000 | 9,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $1,460,000 | 7,961 |
| Salaries and employee benefits | $767,000 | 7,518 |
| Premises and equipment expense | $167,000 | 8,450 |
| Additional noninterest expense | $526,000 | 7,986 |
| Pre-tax net operating income | $923,000 | 6,241 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $265,000 | 6,565 |
| Income before extraordinary items | $658,000 | 6,372 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $658,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $115,000 | 6,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $658,000 | 6,132 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,349,000 | 7,075 |
| Total interest expense | $2,179,000 | 6,669 |
| Net interest income | $2,170,000 | 7,319 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $169,000 | 10,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,440,000 | 8,136 |
| Salaries and employee benefits | $733,000 | 7,752 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $554,000 | 7,945 |
| Pre-tax net operating income | $823,000 | 6,460 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $220,000 | 7,182 |
| Income before extraordinary items | $603,000 | 6,554 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $603,000 | 6,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 7,390 |
| Cash dividends | $115,000 | 6,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $603,000 | 6,185 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.