Home > Brookline Co-operative Bank > Income and Expense
Brookline Co-operative Bank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 6,572 |
| Total interest expense | $618,000 | 6,851 |
| Net interest income | $1,154,000 | 6,252 |
| Provision for loan and lease losses | $-11,000 | 8,356 |
| Total noninterest income | $79,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $27,000 | 6,756 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $52,000 | 6,215 |
| Total noninterest expense | $1,112,000 | 5,944 |
| Salaries and employee benefits | $595,000 | 6,044 |
| Premises and equipment expense | $137,000 | 6,041 |
| Additional noninterest expense | $380,000 | 5,455 |
| Pre-tax net operating income | $132,000 | 7,075 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $31,000 | 5,092 |
| Income before extraordinary items | $101,000 | 7,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $101,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $101,000 | 7,101 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 6,571 |
| Total interest expense | $308,000 | 6,865 |
| Net interest income | $586,000 | 6,218 |
| Provision for loan and lease losses | $-2,000 | 8,388 |
| Total noninterest income | $30,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $531,000 | 6,130 |
| Salaries and employee benefits | $320,000 | 5,871 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $145,000 | 6,208 |
| Pre-tax net operating income | $87,000 | 6,834 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $60,000 | 7,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $60,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $60,000 | 7,006 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 6,382 |
| Total interest expense | $1,072,000 | 6,797 |
| Net interest income | $2,492,000 | 6,036 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $139,000 | 7,397 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $50,000 | 6,894 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 6,514 |
| Total noninterest expense | $1,974,000 | 6,198 |
| Salaries and employee benefits | $1,230,000 | 5,832 |
| Premises and equipment expense | $259,000 | 6,123 |
| Additional noninterest expense | $485,000 | 6,609 |
| Pre-tax net operating income | $612,000 | 6,154 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $235,000 | 4,120 |
| Income before extraordinary items | $377,000 | 6,602 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $377,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,784 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $377,000 | 6,604 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 6,427 |
| Total interest expense | $753,000 | 6,920 |
| Net interest income | $1,888,000 | 6,069 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $99,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $37,000 | 6,990 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $1,484,000 | 6,186 |
| Salaries and employee benefits | $927,000 | 5,789 |
| Premises and equipment expense | $194,000 | 6,154 |
| Additional noninterest expense | $363,000 | 6,610 |
| Pre-tax net operating income | $473,000 | 6,330 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $185,000 | 4,225 |
| Income before extraordinary items | $288,000 | 6,782 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $288,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $288,000 | 6,781 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 6,467 |
| Total interest expense | $465,000 | 6,995 |
| Net interest income | $1,265,000 | 6,082 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $68,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,011 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $992,000 | 6,196 |
| Salaries and employee benefits | $619,000 | 5,797 |
| Premises and equipment expense | $130,000 | 6,144 |
| Additional noninterest expense | $243,000 | 6,640 |
| Pre-tax net operating income | $326,000 | 6,296 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $130,000 | 4,209 |
| Income before extraordinary items | $196,000 | 6,785 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $196,000 | 6,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $196,000 | 6,794 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 6,490 |
| Total interest expense | $218,000 | 7,061 |
| Net interest income | $634,000 | 6,088 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $500,000 | 6,184 |
| Salaries and employee benefits | $311,000 | 5,816 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $122,000 | 6,593 |
| Pre-tax net operating income | $150,000 | 6,420 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $55,000 | 4,377 |
| Income before extraordinary items | $95,000 | 6,813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 6,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $95,000 | 6,811 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,366,000 | 6,296 |
| Total interest expense | $799,000 | 6,785 |
| Net interest income | $2,567,000 | 5,966 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $117,000 | 7,785 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $41,000 | 7,214 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,827 |
| Total noninterest expense | $1,878,000 | 6,309 |
| Salaries and employee benefits | $1,166,000 | 5,886 |
| Premises and equipment expense | $256,000 | 6,148 |
| Additional noninterest expense | $456,000 | 6,805 |
| Pre-tax net operating income | $746,000 | 6,024 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $269,000 | 4,271 |
| Income before extraordinary items | $477,000 | 6,457 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $477,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,795 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $477,000 | 6,429 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 6,300 |
| Total interest expense | $585,000 | 6,773 |
| Net interest income | $1,932,000 | 5,987 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $88,000 | 7,807 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 7,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,825 |
| Total noninterest expense | $1,388,000 | 6,321 |
| Salaries and employee benefits | $868,000 | 5,870 |
| Premises and equipment expense | $206,000 | 5,962 |
| Additional noninterest expense | $314,000 | 6,999 |
| Pre-tax net operating income | $587,000 | 6,062 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $212,000 | 4,326 |
| Income before extraordinary items | $375,000 | 6,517 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $375,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,581 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $375,000 | 6,478 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 6,259 |
| Total interest expense | $383,000 | 6,710 |
| Net interest income | $1,285,000 | 5,981 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $60,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $20,000 | 7,275 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $920,000 | 6,331 |
| Salaries and employee benefits | $574,000 | 5,892 |
| Premises and equipment expense | $129,000 | 6,119 |
| Additional noninterest expense | $217,000 | 6,903 |
| Pre-tax net operating income | $395,000 | 6,020 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $142,000 | 4,334 |
| Income before extraordinary items | $253,000 | 6,484 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $253,000 | 6,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,796 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $253,000 | 6,440 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 6,287 |
| Total interest expense | $186,000 | 6,720 |
| Net interest income | $642,000 | 6,015 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $452,000 | 6,412 |
| Salaries and employee benefits | $277,000 | 6,055 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $108,000 | 6,948 |
| Pre-tax net operating income | $207,000 | 5,891 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $75,000 | 4,202 |
| Income before extraordinary items | $132,000 | 6,360 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $132,000 | 6,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,365 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $132,000 | 6,320 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 6,072 |
| Total interest expense | $765,000 | 6,370 |
| Net interest income | $2,606,000 | 5,872 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $134,000 | 7,760 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $55,000 | 7,212 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $79,000 | 6,787 |
| Total noninterest expense | $1,834,000 | 6,309 |
| Salaries and employee benefits | $1,087,000 | 6,013 |
| Premises and equipment expense | $267,000 | 6,021 |
| Additional noninterest expense | $480,000 | 6,666 |
| Pre-tax net operating income | $846,000 | 5,657 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $304,000 | 4,156 |
| Income before extraordinary items | $542,000 | 6,194 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $542,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $542,000 | 6,110 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 6,074 |
| Total interest expense | $575,000 | 6,354 |
| Net interest income | $1,959,000 | 5,858 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $101,000 | 7,791 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $43,000 | 7,213 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 6,846 |
| Total noninterest expense | $1,392,000 | 6,220 |
| Salaries and employee benefits | $818,000 | 5,949 |
| Premises and equipment expense | $206,000 | 5,900 |
| Additional noninterest expense | $368,000 | 6,577 |
| Pre-tax net operating income | $623,000 | 5,795 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $222,000 | 4,286 |
| Income before extraordinary items | $401,000 | 6,317 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $401,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $401,000 | 6,241 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 6,075 |
| Total interest expense | $385,000 | 6,379 |
| Net interest income | $1,312,000 | 5,847 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $68,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $942,000 | 6,214 |
| Salaries and employee benefits | $547,000 | 5,981 |
| Premises and equipment expense | $141,000 | 5,849 |
| Additional noninterest expense | $254,000 | 6,483 |
| Pre-tax net operating income | $408,000 | 5,810 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $145,000 | 4,308 |
| Income before extraordinary items | $263,000 | 6,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $263,000 | 6,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,108 |
| Total interest expense | $196,000 | 6,403 |
| Net interest income | $649,000 | 5,876 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $33,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $467,000 | 6,274 |
| Salaries and employee benefits | $271,000 | 6,068 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $126,000 | 6,532 |
| Pre-tax net operating income | $200,000 | 5,819 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $75,000 | 4,234 |
| Income before extraordinary items | $125,000 | 6,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $125,000 | 6,298 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 6,138 |
| Total interest expense | $900,000 | 6,411 |
| Net interest income | $2,486,000 | 5,918 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $146,000 | 7,848 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $72,000 | 7,052 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $74,000 | 6,997 |
| Total noninterest expense | $1,709,000 | 6,512 |
| Salaries and employee benefits | $1,034,000 | 6,149 |
| Premises and equipment expense | $228,000 | 6,454 |
| Additional noninterest expense | $447,000 | 6,868 |
| Pre-tax net operating income | $863,000 | 5,511 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $341,000 | 4,082 |
| Income before extraordinary items | $522,000 | 6,248 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $522,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $522,000 | 6,092 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 6,209 |
| Total interest expense | $691,000 | 6,497 |
| Net interest income | $1,851,000 | 5,972 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $113,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $56,000 | 7,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,031 |
| Total noninterest expense | $1,267,000 | 6,528 |
| Salaries and employee benefits | $769,000 | 6,139 |
| Premises and equipment expense | $165,000 | 6,542 |
| Additional noninterest expense | $333,000 | 6,866 |
| Pre-tax net operating income | $652,000 | 5,687 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $258,000 | 4,218 |
| Income before extraordinary items | $394,000 | 6,386 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $394,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $394,000 | 6,212 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 6,230 |
| Total interest expense | $474,000 | 6,539 |
| Net interest income | $1,231,000 | 5,989 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $80,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $40,000 | 6,937 |
| Total noninterest expense | $839,000 | 6,564 |
| Salaries and employee benefits | $511,000 | 6,180 |
| Premises and equipment expense | $105,000 | 6,641 |
| Additional noninterest expense | $223,000 | 6,862 |
| Pre-tax net operating income | $442,000 | 5,626 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $176,000 | 4,215 |
| Income before extraordinary items | $266,000 | 6,378 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $266,000 | 6,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $266,000 | 6,171 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,225 |
| Total interest expense | $244,000 | 6,559 |
| Net interest income | $620,000 | 5,955 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $430,000 | 6,495 |
| Salaries and employee benefits | $257,000 | 6,157 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $118,000 | 6,700 |
| Pre-tax net operating income | $214,000 | 5,682 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $84,000 | 4,263 |
| Income before extraordinary items | $130,000 | 6,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $130,000 | 6,189 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 6,199 |
| Total interest expense | $1,278,000 | 6,237 |
| Net interest income | $2,372,000 | 6,081 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $168,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $76,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,607 |
| Total noninterest expense | $1,683,000 | 6,494 |
| Salaries and employee benefits | $1,000,000 | 6,150 |
| Premises and equipment expense | $232,000 | 6,364 |
| Additional noninterest expense | $451,000 | 6,809 |
| Pre-tax net operating income | $797,000 | 5,784 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $313,000 | 4,369 |
| Income before extraordinary items | $484,000 | 6,481 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $484,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,276 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $484,000 | 6,326 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,269,000 | 6,132 |
| Total interest expense | $1,884,000 | 6,290 |
| Net interest income | $2,385,000 | 5,874 |
| Provision for loan and lease losses | $249,000 | 3,640 |
| Total noninterest income | $147,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $89,000 | 6,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $58,000 | 7,449 |
| Total noninterest expense | $1,556,000 | 6,669 |
| Salaries and employee benefits | $916,000 | 6,299 |
| Premises and equipment expense | $222,000 | 6,469 |
| Additional noninterest expense | $418,000 | 7,007 |
| Pre-tax net operating income | $727,000 | 5,723 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $284,000 | 4,384 |
| Income before extraordinary items | $454,000 | 6,288 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $454,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,227 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $446,960 | 6,209 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 6,191 |
| Total interest expense | $1,854,000 | 6,505 |
| Net interest income | $2,514,000 | 5,778 |
| Provision for loan and lease losses | $91,000 | 5,498 |
| Total noninterest income | $150,000 | 7,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,397 |
| Total noninterest expense | $1,502,000 | 6,746 |
| Salaries and employee benefits | $863,000 | 6,447 |
| Premises and equipment expense | $233,000 | 6,275 |
| Additional noninterest expense | $406,000 | 7,098 |
| Pre-tax net operating income | $1,071,000 | 5,086 |
| Securities gains (losses) | $-164,000 | 9,538 |
| Applicable income taxes | $457,000 | 3,693 |
| Income before extraordinary items | $450,000 | 6,588 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $450,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $554,960 | 6,067 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 6,239 |
| Total interest expense | $1,818,000 | 6,318 |
| Net interest income | $2,323,000 | 6,072 |
| Provision for loan and lease losses | $3,000 | 8,407 |
| Total noninterest income | $123,000 | 8,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $1,453,000 | 6,899 |
| Salaries and employee benefits | $806,000 | 6,722 |
| Premises and equipment expense | $230,000 | 6,345 |
| Additional noninterest expense | $417,000 | 7,132 |
| Pre-tax net operating income | $990,000 | 5,338 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $406,000 | 4,120 |
| Income before extraordinary items | $584,000 | 5,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $584,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $584,000 | 5,949 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 6,642 |
| Total interest expense | $1,650,000 | 6,871 |
| Net interest income | $2,165,000 | 6,353 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $92,000 | 9,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $1,299,000 | 7,252 |
| Salaries and employee benefits | $751,000 | 6,910 |
| Premises and equipment expense | $159,000 | 7,459 |
| Additional noninterest expense | $389,000 | 7,310 |
| Pre-tax net operating income | $958,000 | 5,549 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $400,000 | 4,414 |
| Income before extraordinary items | $558,000 | 6,282 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $558,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $558,000 | 6,160 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 7,145 |
| Total interest expense | $1,571,000 | 7,179 |
| Net interest income | $1,941,000 | 7,041 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $1,214,000 | 7,625 |
| Salaries and employee benefits | $669,000 | 7,495 |
| Premises and equipment expense | $140,000 | 8,021 |
| Additional noninterest expense | $405,000 | 7,305 |
| Pre-tax net operating income | $822,000 | 6,443 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $338,000 | 5,407 |
| Income before extraordinary items | $484,000 | 7,073 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $484,000 | 7,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $484,000 | 7,024 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 7,611 |
| Total interest expense | $1,463,000 | 7,666 |
| Net interest income | $1,824,000 | 7,512 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $119,000 | 9,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $1,175,000 | 8,055 |
| Salaries and employee benefits | $627,000 | 7,962 |
| Premises and equipment expense | $115,000 | 8,909 |
| Additional noninterest expense | $433,000 | 7,607 |
| Pre-tax net operating income | $768,000 | 6,626 |
| Securities gains (losses) | $31,000 | 1,673 |
| Applicable income taxes | $345,000 | 5,386 |
| Income before extraordinary items | $454,000 | 7,201 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $454,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $434,160 | 7,295 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 8,125 |
| Total interest expense | $1,395,000 | 7,992 |
| Net interest income | $1,663,000 | 8,108 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $108,000 | 10,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $1,141,000 | 8,423 |
| Salaries and employee benefits | $568,000 | 8,585 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $467,000 | 7,543 |
| Pre-tax net operating income | $627,000 | 7,722 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $270,000 | 6,366 |
| Income before extraordinary items | $357,000 | 8,418 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $357,000 | 8,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $357,000 | 8,397 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 8,771 |
| Total interest expense | $1,008,000 | 8,660 |
| Net interest income | $1,571,000 | 8,664 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $97,000 | 10,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $1,150,000 | 8,812 |
| Salaries and employee benefits | $558,000 | 8,899 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $481,000 | 8,045 |
| Pre-tax net operating income | $473,000 | 8,842 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $202,000 | 7,307 |
| Income before extraordinary items | $271,000 | 9,478 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $271,000 | 9,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $271,000 | 9,524 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 8,913 |
| Total interest expense | $1,113,000 | 8,619 |
| Net interest income | $1,536,000 | 8,997 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $113,000 | 11,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $1,129,000 | 9,208 |
| Salaries and employee benefits | $538,000 | 9,319 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $480,000 | 8,427 |
| Pre-tax net operating income | $455,000 | 8,985 |
| Securities gains (losses) | $-9,000 | 12,743 |
| Applicable income taxes | $181,000 | 7,990 |
| Income before extraordinary items | $265,000 | 9,869 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $265,000 | 10,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $270,760 | 9,553 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 9,091 |
| Total interest expense | $1,483,000 | 8,560 |
| Net interest income | $1,458,000 | 9,416 |
| Provision for loan and lease losses | $237,000 | 4,779 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,198,000 | 9,044 |
| Salaries and employee benefits | $550,000 | 9,275 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $548,000 | 8,005 |
| Pre-tax net operating income | $136,000 | 11,659 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $91,000 | 10,135 |
| Income before extraordinary items | $45,000 | 12,603 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $45,000 | 12,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 4,110 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $45,000 | 12,350 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.