Home > Broad National Bank > Income and Expense
Broad National Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $45,794,000 | 734 |
Total interest expense | $17,521,000 | 904 |
Net interest income | $28,273,000 | 632 |
Provision for loan and lease losses | $975,000 | 996 |
Total noninterest income | $7,029,000 | 749 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $6,054,000 | 237 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $975,000 | 1,887 |
Total noninterest expense | $20,791,000 | 713 |
Salaries and employee benefits | $11,703,000 | 605 |
Premises and equipment expense | $3,115,000 | 677 |
Additional noninterest expense | $5,973,000 | 845 |
Pre-tax net operating income | $13,536,000 | 604 |
Securities gains (losses) | $23,000 | 2,320 |
Applicable income taxes | $4,309,000 | 646 |
Income before extraordinary items | $9,250,000 | 629 |
Extraordinary gains, net | $0 | 32 |
Net income | $9,250,000 | 628 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-297,000 | 10,391 |
Cash dividends | $2,160,000 | 1,252 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $9,234,360 | 597 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $40,855,000 | 832 |
Total interest expense | $15,465,000 | 1,061 |
Net interest income | $25,390,000 | 714 |
Provision for loan and lease losses | $1,800,000 | 635 |
Total noninterest income | $6,584,000 | 762 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $5,945,000 | 247 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $639,000 | 2,371 |
Total noninterest expense | $18,916,000 | 776 |
Salaries and employee benefits | $10,055,000 | 680 |
Premises and equipment expense | $2,727,000 | 746 |
Additional noninterest expense | $6,134,000 | 837 |
Pre-tax net operating income | $11,258,000 | 737 |
Securities gains (losses) | $84,000 | 1,065 |
Applicable income taxes | $4,282,000 | 681 |
Income before extraordinary items | $7,060,000 | 796 |
Extraordinary gains, net | $0 | 44 |
Net income | $7,060,000 | 798 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,357,000 | 360 |
Cash dividends | $1,455,000 | 1,657 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $7,006,240 | 781 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $35,162,000 | 1,001 |
Total interest expense | $11,818,000 | 1,373 |
Net interest income | $23,344,000 | 799 |
Provision for loan and lease losses | $1,350,000 | 815 |
Total noninterest income | $6,156,000 | 835 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $5,370,000 | 300 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $786,000 | 2,132 |
Total noninterest expense | $19,287,000 | 811 |
Salaries and employee benefits | $10,343,000 | 679 |
Premises and equipment expense | $2,569,000 | 850 |
Additional noninterest expense | $6,375,000 | 949 |
Pre-tax net operating income | $8,863,000 | 867 |
Securities gains (losses) | $-45,000 | 10,998 |
Applicable income taxes | $3,428,000 | 780 |
Income before extraordinary items | $5,390,000 | 978 |
Extraordinary gains, net | $0 | 53 |
Net income | $5,390,000 | 979 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $221,000 | 2,518 |
Cash dividends | $1,230,000 | 1,832 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $5,418,800 | 955 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $33,398,000 | 1,055 |
Total interest expense | $10,082,000 | 1,585 |
Net interest income | $23,316,000 | 820 |
Provision for loan and lease losses | $720,000 | 1,199 |
Total noninterest income | $4,036,000 | 1,110 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $3,515,000 | 436 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $521,000 | 2,793 |
Total noninterest expense | $18,972,000 | 817 |
Salaries and employee benefits | $9,951,000 | 704 |
Premises and equipment expense | $2,804,000 | 802 |
Additional noninterest expense | $6,217,000 | 947 |
Pre-tax net operating income | $7,660,000 | 1,020 |
Securities gains (losses) | $71,000 | 1,109 |
Applicable income taxes | $3,131,000 | 894 |
Income before extraordinary items | $4,600,000 | 1,145 |
Extraordinary gains, net | $0 | 65 |
Net income | $4,600,000 | 1,143 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $920,000 | 925 |
Cash dividends | $1,818,000 | 1,325 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $4,554,560 | 1,137 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $29,795,000 | 1,057 |
Total interest expense | $7,464,000 | 1,678 |
Net interest income | $22,331,000 | 842 |
Provision for loan and lease losses | $450,000 | 1,666 |
Total noninterest income | $4,660,000 | 970 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $3,393,000 | 439 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,267,000 | 1,572 |
Total noninterest expense | $20,799,000 | 780 |
Salaries and employee benefits | $9,400,000 | 738 |
Premises and equipment expense | $2,941,000 | 778 |
Additional noninterest expense | $8,458,000 | 791 |
Pre-tax net operating income | $5,742,000 | 1,298 |
Securities gains (losses) | $-169,000 | 11,865 |
Applicable income taxes | $768,000 | 2,869 |
Income before extraordinary items | $4,805,000 | 1,054 |
Extraordinary gains, net | $0 | 249 |
Net income | $4,805,000 | 1,051 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,100,000 | 345 |
Cash dividends | $945,000 | 2,016 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $4,950,340 | 1,037 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $28,313,000 | 1,127 |
Total interest expense | $8,079,000 | 1,632 |
Net interest income | $20,234,000 | 917 |
Provision for loan and lease losses | $900,000 | 1,396 |
Total noninterest income | $3,602,000 | 1,267 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $2,833,000 | 496 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $769,000 | 2,452 |
Total noninterest expense | $19,474,000 | 863 |
Salaries and employee benefits | $8,791,000 | 787 |
Premises and equipment expense | $3,174,000 | 732 |
Additional noninterest expense | $7,509,000 | 942 |
Pre-tax net operating income | $3,462,000 | 1,967 |
Securities gains (losses) | $248,000 | 1,462 |
Applicable income taxes | $1,491,000 | 1,565 |
Income before extraordinary items | $2,219,000 | 2,258 |
Extraordinary gains, net | $1,086,000 | 215 |
Net income | $3,305,000 | 1,591 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,307,000 | 667 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,060,280 | 2,290 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $30,441,000 | 1,204 |
Total interest expense | $11,723,000 | 1,506 |
Net interest income | $18,718,000 | 992 |
Provision for loan and lease losses | $2,435,000 | 991 |
Total noninterest income | $3,585,000 | 1,251 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $2,867,000 | 494 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $718,000 | 2,484 |
Total noninterest expense | $17,325,000 | 954 |
Salaries and employee benefits | $8,475,000 | 805 |
Premises and equipment expense | $3,058,000 | 787 |
Additional noninterest expense | $5,792,000 | 1,165 |
Pre-tax net operating income | $2,543,000 | 2,436 |
Securities gains (losses) | $669,000 | 871 |
Applicable income taxes | $1,311,000 | 1,615 |
Income before extraordinary items | $1,901,000 | 2,406 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,901,000 | 2,451 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,806,000 | 1,032 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,472,840 | 2,890 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.