Home > Bristol County Savings Bank > Income and Expense

Bristol County Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$122,184,000456
Total interest expense$48,625,000395
Net interest income$73,559,000495
Provision for loan and lease losses$485,0001,307
Total noninterest income$13,818,000598
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,900,000586
Trading account gains and fees$0123
Additional Noninterest Income$11,918,000471
Total noninterest expense$72,932,000405
Salaries and employee benefits$43,244,000366
Premises and equipment expense$5,095,000536
Additional noninterest expense$11,918,000471
Pre-tax net operating income$13,960,000905
Securities gains (losses)$10,912,00014
Applicable income taxes$4,417,000587
Income before extraordinary items$20,455,000575
Extraordinary gains, net$054
Net income$20,108,000589
Minority interest net income$347,00037
Net income of bank and minority interests.$20,455,000578
Net charge-offs$157,0001,277
Cash dividends$1,205,0001,978
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,507,160914
2023-09-30 (YTD Data)Rank
Total interest income$90,614,000451
Total interest expense$34,485,000387
Net interest income$56,129,000496
Provision for loan and lease losses$393,0001,156
Total noninterest income$9,975,000619
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,382,000599
Trading account gains and fees$0125
Additional Noninterest Income$8,593,000493
Total noninterest expense$54,893,000401
Salaries and employee benefits$31,993,000376
Premises and equipment expense$3,799,000545
Additional noninterest expense$8,593,000493
Pre-tax net operating income$10,818,000917
Securities gains (losses)$-7,665,0004,580
Applicable income taxes$200,0002,352
Income before extraordinary items$2,953,0002,074
Extraordinary gains, net$052
Net income$2,665,0002,210
Minority interest net income$288,00039
Net income of bank and minority interests.$2,953,0002,075
Net charge-offs$120,0001,101
Cash dividends$975,0001,714
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,158,100840
2023-06-30 (YTD Data)Rank
Total interest income$58,909,000441
Total interest expense$21,325,000373
Net interest income$37,584,000492
Provision for loan and lease losses$251,0001,170
Total noninterest income$6,252,000635
Gross Fiduciary activities income$0931
Service charges on deposit accounts$952,000565
Trading account gains and fees$0112
Additional Noninterest Income$5,300,000515
Total noninterest expense$34,223,000416
Salaries and employee benefits$21,252,000373
Premises and equipment expense$2,571,000527
Additional noninterest expense$5,300,000515
Pre-tax net operating income$9,362,000741
Securities gains (losses)$-392,0004,452
Applicable income taxes$1,727,000715
Income before extraordinary items$7,243,000772
Extraordinary gains, net$051
Net income$7,196,000788
Minority interest net income$47,00056
Net income of bank and minority interests.$7,243,000772
Net charge-offs$69,0001,066
Cash dividends$675,0001,705
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,560,520756
2023-03-31 (YTD Data)Rank
Total interest income$28,680,000446
Total interest expense$9,562,000370
Net interest income$19,118,000491
Provision for loan and lease losses$02,612
Total noninterest income$2,862,000670
Gross Fiduciary activities income$0913
Service charges on deposit accounts$473,000578
Trading account gains and fees$097
Additional Noninterest Income$2,389,000545
Total noninterest expense$14,978,000490
Salaries and employee benefits$8,805,000456
Premises and equipment expense$1,269,000559
Additional noninterest expense$2,389,000545
Pre-tax net operating income$7,002,000563
Securities gains (losses)$-3,069,0004,629
Applicable income taxes$1,383,000538
Income before extraordinary items$2,550,0001,049
Extraordinary gains, net$04
Net income$2,580,0001,039
Minority interest net income$-30,0004,668
Net income of bank and minority interests.$2,550,0001,048
Net charge-offs$46,000830
Cash dividends$200,0001,791
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,974,510629
2022-12-31 (YTD Data)Rank
Total interest income$98,067,000423
Total interest expense$10,929,000426
Net interest income$87,138,000420
Provision for loan and lease losses$1,255,000697
Total noninterest income$8,880,000821
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,946,000583
Trading account gains and fees$0116
Additional Noninterest Income$6,934,000712
Total noninterest expense$66,753,000423
Salaries and employee benefits$43,280,000363
Premises and equipment expense$4,940,000553
Additional noninterest expense$6,934,000712
Pre-tax net operating income$28,010,000596
Securities gains (losses)$-22,665,0004,688
Applicable income taxes$-568,0004,663
Income before extraordinary items$5,913,0001,641
Extraordinary gains, net$05
Net income$5,214,0001,762
Minority interest net income$699,00020
Net income of bank and minority interests.$5,913,0001,640
Net charge-offs$-458,0004,584
Cash dividends$757,0002,379
Sale, conversion, retirement of capital stock, net$0568
Net operating income$28,578,000497
2022-09-30 (YTD Data)Rank
Total interest income$70,745,000413
Total interest expense$4,463,000512
Net interest income$66,282,000407
Provision for loan and lease losses$615,000849
Total noninterest income$6,570,000844
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,405,000608
Trading account gains and fees$0111
Additional Noninterest Income$5,165,000738
Total noninterest expense$49,727,000423
Salaries and employee benefits$32,079,000364
Premises and equipment expense$3,873,000525
Additional noninterest expense$5,165,000738
Pre-tax net operating income$22,510,000557
Securities gains (losses)$-41,515,0004,741
Applicable income taxes$-5,528,0004,740
Income before extraordinary items$-13,477,0004,737
Extraordinary gains, net$04
Net income$-14,025,0004,739
Minority interest net income$548,00018
Net income of bank and minority interests.$-13,477,0004,737
Net charge-offs$-471,0004,620
Cash dividends$757,0001,882
Sale, conversion, retirement of capital stock, net$0519
Net operating income$19,319,850534
2022-06-30 (YTD Data)Rank
Total interest income$45,157,000405
Total interest expense$1,950,000606
Net interest income$43,207,000400
Provision for loan and lease losses$615,000601
Total noninterest income$4,547,000809
Gross Fiduciary activities income$0925
Service charges on deposit accounts$929,000607
Trading account gains and fees$0108
Additional Noninterest Income$3,618,000726
Total noninterest expense$32,121,000428
Salaries and employee benefits$20,465,000368
Premises and equipment expense$2,641,000507
Additional noninterest expense$9,015,000465
Pre-tax net operating income$15,018,000532
Securities gains (losses)$-32,050,0004,762
Applicable income taxes$-8,511,0004,768
Income before extraordinary items$-8,521,0004,760
Extraordinary gains, net$04
Net income$-8,885,0004,760
Minority interest net income$364,00019
Net income of bank and minority interests.$-8,521,0004,760
Net charge-offs$-480,0004,675
Cash dividends$557,0001,804
Sale, conversion, retirement of capital stock, net$0494
Net operating income$16,798,500420
2022-03-31 (YTD Data)Rank
Total interest income$21,856,000405
Total interest expense$905,000615
Net interest income$20,951,000400
Provision for loan and lease losses$02,285
Total noninterest income$2,158,000846
Gross Fiduciary activities income$0892
Service charges on deposit accounts$446,000623
Trading account gains and fees$0103
Additional Noninterest Income$1,712,000764
Total noninterest expense$16,011,000429
Salaries and employee benefits$10,281,000377
Premises and equipment expense$1,403,000496
Additional noninterest expense$4,327,000475
Pre-tax net operating income$7,098,000531
Securities gains (losses)$-6,356,0004,784
Applicable income taxes$-757,0004,775
Income before extraordinary items$1,499,0001,461
Extraordinary gains, net$04
Net income$1,319,0001,590
Minority interest net income$180,00019
Net income of bank and minority interests.$1,499,0001,461
Net charge-offs$-514,0004,745
Cash dividends$175,0001,801
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,855,000436
2021-12-31 (YTD Data)Rank
Total interest income$89,749,000401
Total interest expense$4,913,000554
Net interest income$84,836,000394
Provision for loan and lease losses$1,557,000379
Total noninterest income$10,870,000789
Gross Fiduciary activities income$11,000866
Service charges on deposit accounts$1,633,000634
Trading account gains and fees$0132
Additional Noninterest Income$9,226,000705
Total noninterest expense$63,619,000420
Salaries and employee benefits$42,400,000365
Premises and equipment expense$5,273,000509
Additional noninterest expense$15,946,000520
Pre-tax net operating income$30,530,000543
Securities gains (losses)$48,465,00020
Applicable income taxes$19,716,000258
Income before extraordinary items$59,279,000288
Extraordinary gains, net$010
Net income$58,426,000288
Minority interest net income$853,00019
Net income of bank and minority interests.$59,279,000288
Net charge-offs$104,0001,328
Cash dividends$729,0002,524
Sale, conversion, retirement of capital stock, net$0582
Net operating income$20,991,650614
2021-09-30 (YTD Data)Rank
Total interest income$66,581,000409
Total interest expense$3,813,000562
Net interest income$62,768,000403
Provision for loan and lease losses$1,118,000390
Total noninterest income$8,216,000801
Gross Fiduciary activities income$11,000842
Service charges on deposit accounts$1,205,000634
Trading account gains and fees$0132
Additional Noninterest Income$7,000,000725
Total noninterest expense$47,011,000430
Salaries and employee benefits$31,227,000373
Premises and equipment expense$4,034,000508
Additional noninterest expense$11,750,000528
Pre-tax net operating income$22,855,000561
Securities gains (losses)$28,959,00026
Applicable income taxes$9,960,000333
Income before extraordinary items$41,854,000309
Extraordinary gains, net$08
Net income$41,308,000311
Minority interest net income$546,00022
Net income of bank and minority interests.$41,854,000309
Net charge-offs$103,0001,063
Cash dividends$579,0002,199
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,397,210567
2021-06-30 (YTD Data)Rank
Total interest income$44,690,000406
Total interest expense$2,742,000551
Net interest income$41,948,000396
Provision for loan and lease losses$318,000848
Total noninterest income$5,620,000792
Gross Fiduciary activities income$11,000812
Service charges on deposit accounts$789,000623
Trading account gains and fees$0133
Additional Noninterest Income$4,820,000708
Total noninterest expense$30,665,000431
Salaries and employee benefits$20,185,000379
Premises and equipment expense$2,828,000489
Additional noninterest expense$7,652,000521
Pre-tax net operating income$16,585,000515
Securities gains (losses)$29,836,00018
Applicable income taxes$8,518,000282
Income before extraordinary items$37,903,000248
Extraordinary gains, net$06
Net income$37,555,000250
Minority interest net income$348,00021
Net income of bank and minority interests.$37,903,000249
Net charge-offs$-109,0004,610
Cash dividends$454,0002,047
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,437,480516
2021-03-31 (YTD Data)Rank
Total interest income$22,895,000394
Total interest expense$1,549,000516
Net interest income$21,346,000383
Provision for loan and lease losses$177,000877
Total noninterest income$3,036,000744
Gross Fiduciary activities income$11,000782
Service charges on deposit accounts$401,000604
Trading account gains and fees$0127
Additional Noninterest Income$2,624,000672
Total noninterest expense$15,367,000433
Salaries and employee benefits$10,159,000382
Premises and equipment expense$1,531,000457
Additional noninterest expense$3,677,000519
Pre-tax net operating income$8,838,000494
Securities gains (losses)$20,411,00017
Applicable income taxes$4,965,000262
Income before extraordinary items$24,284,000212
Extraordinary gains, net$03
Net income$24,121,000213
Minority interest net income$163,00026
Net income of bank and minority interests.$24,284,000212
Net charge-offs$59,000773
Cash dividends$125,0002,030
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,342,870489
2020-12-31 (YTD Data)Rank
Total interest income$86,988,000408
Total interest expense$12,767,000399
Net interest income$74,221,000411
Provision for loan and lease losses$3,138,000773
Total noninterest income$45,997,000288
Gross Fiduciary activities income$68,000753
Service charges on deposit accounts$1,521,000659
Trading account gains and fees$0133
Additional Noninterest Income$44,408,000237
Total noninterest expense$75,730,000360
Salaries and employee benefits$46,286,000330
Premises and equipment expense$5,903,000459
Additional noninterest expense$23,541,000370
Pre-tax net operating income$41,350,000340
Securities gains (losses)$2,773,000173
Applicable income taxes$11,571,000270
Income before extraordinary items$32,552,000355
Extraordinary gains, net$04
Net income$30,373,000381
Minority interest net income$2,179,00018
Net income of bank and minority interests.$32,552,000355
Net charge-offs$748,000769
Cash dividends$475,0002,874
Sale, conversion, retirement of capital stock, net$0566
Net operating income$30,361,330376
2020-09-30 (YTD Data)Rank
Total interest income$64,211,000410
Total interest expense$10,727,000386
Net interest income$53,484,000413
Provision for loan and lease losses$2,419,000803
Total noninterest income$19,706,000395
Gross Fiduciary activities income$58,000736
Service charges on deposit accounts$1,126,000660
Trading account gains and fees$0125
Additional Noninterest Income$18,522,000331
Total noninterest expense$52,503,000371
Salaries and employee benefits$34,900,000324
Premises and equipment expense$4,653,000438
Additional noninterest expense$12,950,000452
Pre-tax net operating income$18,268,000474
Securities gains (losses)$-23,019,0005,032
Applicable income taxes$-21,0004,873
Income before extraordinary items$-4,730,0004,993
Extraordinary gains, net$04
Net income$-6,686,0005,000
Minority interest net income$1,956,00016
Net income of bank and minority interests.$-4,730,0004,993
Net charge-offs$738,000599
Cash dividends$1,526,0001,309
Sale, conversion, retirement of capital stock, net$0532
Net operating income$18,289,000407
2020-06-30 (YTD Data)Rank
Total interest income$42,444,000419
Total interest expense$8,239,000379
Net interest income$34,205,000427
Provision for loan and lease losses$1,549,000838
Total noninterest income$13,330,000365
Gross Fiduciary activities income$44,000733
Service charges on deposit accounts$768,000652
Trading account gains and fees$0123
Additional Noninterest Income$12,518,000303
Total noninterest expense$34,038,000375
Salaries and employee benefits$22,931,000321
Premises and equipment expense$3,094,000437
Additional noninterest expense$8,013,000476
Pre-tax net operating income$11,948,000427
Securities gains (losses)$-26,454,0005,064
Applicable income taxes$-2,042,0005,026
Income before extraordinary items$-12,464,0005,032
Extraordinary gains, net$04
Net income$-13,714,0005,032
Minority interest net income$1,250,00016
Net income of bank and minority interests.$-12,464,0005,032
Net charge-offs$782,000454
Cash dividends$795,0001,541
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,286,440416
2020-03-31 (YTD Data)Rank
Total interest income$21,620,000415
Total interest expense$5,024,000351
Net interest income$16,596,000434
Provision for loan and lease losses$840,000676
Total noninterest income$6,822,000331
Gross Fiduciary activities income$25,000730
Service charges on deposit accounts$447,000676
Trading account gains and fees$0106
Additional Noninterest Income$6,350,000266
Total noninterest expense$17,834,000357
Salaries and employee benefits$12,017,000313
Premises and equipment expense$1,559,000438
Additional noninterest expense$4,258,000456
Pre-tax net operating income$4,744,000497
Securities gains (losses)$-46,603,0005,113
Applicable income taxes$-7,925,0005,097
Income before extraordinary items$-33,934,0005,095
Extraordinary gains, net$04
Net income$-34,738,0005,095
Minority interest net income$804,00014
Net income of bank and minority interests.$-33,934,0005,095
Net charge-offs$106,000854
Cash dividends$409,0001,428
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,814,430502
2019-12-31 (YTD Data)Rank
Total interest income$85,876,000414
Total interest expense$18,729,000406
Net interest income$67,147,000426
Provision for loan and lease losses$2,517,000438
Total noninterest income$23,466,000384
Gross Fiduciary activities income$186,000692
Service charges on deposit accounts$1,668,000749
Trading account gains and fees$0135
Additional Noninterest Income$21,612,000313
Total noninterest expense$70,529,000344
Salaries and employee benefits$44,825,000314
Premises and equipment expense$5,925,000454
Additional noninterest expense$19,779,000383
Pre-tax net operating income$17,567,000672
Securities gains (losses)$12,509,00038
Applicable income taxes$4,419,000548
Income before extraordinary items$25,657,000436
Extraordinary gains, net$011
Net income$23,909,000465
Minority interest net income$1,748,00018
Net income of bank and minority interests.$25,657,000436
Net charge-offs$1,677,000473
Cash dividends$1,817,0001,677
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,024,350654
2019-09-30 (YTD Data)Rank
Total interest income$64,108,000422
Total interest expense$13,918,000421
Net interest income$50,190,000433
Provision for loan and lease losses$702,000900
Total noninterest income$17,665,000381
Gross Fiduciary activities income$146,000686
Service charges on deposit accounts$1,201,000766
Trading account gains and fees$0129
Additional Noninterest Income$16,318,000308
Total noninterest expense$50,806,000357
Salaries and employee benefits$33,291,000317
Premises and equipment expense$4,469,000451
Additional noninterest expense$13,046,000422
Pre-tax net operating income$16,347,000575
Securities gains (losses)$9,628,00039
Applicable income taxes$4,669,000439
Income before extraordinary items$21,306,000411
Extraordinary gains, net$011
Net income$19,831,000435
Minority interest net income$1,475,00022
Net income of bank and minority interests.$21,306,000411
Net charge-offs$69,0002,011
Cash dividends$1,370,0001,519
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,411,040586
2019-06-30 (YTD Data)Rank
Total interest income$42,325,000433
Total interest expense$9,112,000422
Net interest income$33,213,000436
Provision for loan and lease losses$552,000795
Total noninterest income$11,450,000374
Gross Fiduciary activities income$109,000678
Service charges on deposit accounts$776,000777
Trading account gains and fees$0131
Additional Noninterest Income$10,565,000300
Total noninterest expense$34,183,000359
Salaries and employee benefits$21,874,000322
Premises and equipment expense$3,038,000452
Additional noninterest expense$9,271,000410
Pre-tax net operating income$9,928,000606
Securities gains (losses)$6,507,00040
Applicable income taxes$2,916,000454
Income before extraordinary items$13,519,000416
Extraordinary gains, net$011
Net income$12,567,000441
Minority interest net income$952,00022
Net income of bank and minority interests.$13,519,000417
Net charge-offs$14,0002,483
Cash dividends$319,0002,531
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,183,260600
2019-03-31 (YTD Data)Rank
Total interest income$20,693,000432
Total interest expense$4,411,000427
Net interest income$16,282,000439
Provision for loan and lease losses$331,000633
Total noninterest income$5,567,000366
Gross Fiduciary activities income$65,000664
Service charges on deposit accounts$343,000850
Trading account gains and fees$0126
Additional Noninterest Income$5,159,000290
Total noninterest expense$16,328,000372
Salaries and employee benefits$10,664,000329
Premises and equipment expense$1,536,000446
Additional noninterest expense$4,128,000443
Pre-tax net operating income$5,190,000573
Securities gains (losses)$2,413,00043
Applicable income taxes$1,491,000450
Income before extraordinary items$6,112,000452
Extraordinary gains, net$05
Net income$5,677,000477
Minority interest net income$435,00020
Net income of bank and minority interests.$6,112,000452
Net charge-offs$35,0001,407
Cash dividends$56,0002,604
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,181,600583
2018-12-31 (YTD Data)Rank
Total interest income$77,899,000424
Total interest expense$12,853,000430
Net interest income$65,046,000429
Provision for loan and lease losses$924,000948
Total noninterest income$21,529,000396
Gross Fiduciary activities income$541,000582
Service charges on deposit accounts$2,078,000611
Trading account gains and fees$0126
Additional Noninterest Income$18,910,000322
Total noninterest expense$66,591,000368
Salaries and employee benefits$42,187,000323
Premises and equipment expense$5,496,000488
Additional noninterest expense$18,908,000402
Pre-tax net operating income$19,060,000611
Securities gains (losses)$9,281,00016
Applicable income taxes$5,693,000436
Income before extraordinary items$22,648,000465
Extraordinary gains, net$06
Net income$21,381,000482
Minority interest net income$1,267,00024
Net income of bank and minority interests.$22,648,000464
Net charge-offs$358,0001,194
Cash dividends$1,525,0001,710
Sale, conversion, retirement of capital stock, net$0671
Net operating income$15,223,200635
2018-09-30 (YTD Data)Rank
Total interest income$57,493,000424
Total interest expense$8,989,000433
Net interest income$48,504,000429
Provision for loan and lease losses$740,000830
Total noninterest income$16,170,000392
Gross Fiduciary activities income$445,000565
Service charges on deposit accounts$1,697,000561
Trading account gains and fees$0138
Additional Noninterest Income$14,028,000328
Total noninterest expense$50,434,000362
Salaries and employee benefits$31,412,000327
Premises and equipment expense$4,103,000487
Additional noninterest expense$14,919,000379
Pre-tax net operating income$13,500,000644
Securities gains (losses)$5,728,00023
Applicable income taxes$4,303,000441
Income before extraordinary items$14,925,000517
Extraordinary gains, net$05
Net income$13,729,000550
Minority interest net income$1,196,00023
Net income of bank and minority interests.$14,925,000516
Net charge-offs$325,000947
Cash dividends$1,184,0001,533
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,399,880687
2018-06-30 (YTD Data)Rank
Total interest income$37,665,000424
Total interest expense$5,649,000424
Net interest income$32,016,000429
Provision for loan and lease losses$586,000730
Total noninterest income$10,964,000391
Gross Fiduciary activities income$331,000540
Service charges on deposit accounts$1,192,000537
Trading account gains and fees$0130
Additional Noninterest Income$9,441,000328
Total noninterest expense$32,856,000366
Salaries and employee benefits$20,663,000332
Premises and equipment expense$2,699,000494
Additional noninterest expense$9,494,000395
Pre-tax net operating income$9,538,000619
Securities gains (losses)$3,068,00026
Applicable income taxes$2,683,000463
Income before extraordinary items$9,923,000516
Extraordinary gains, net$06
Net income$8,997,000551
Minority interest net income$926,00024
Net income of bank and minority interests.$9,923,000515
Net charge-offs$259,000807
Cash dividends$850,0001,464
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,499,280637
2018-03-31 (YTD Data)Rank
Total interest income$18,584,000429
Total interest expense$2,643,000422
Net interest income$15,941,000425
Provision for loan and lease losses$301,000672
Total noninterest income$5,575,000384
Gross Fiduciary activities income$238,000473
Service charges on deposit accounts$582,000546
Trading account gains and fees$0123
Additional Noninterest Income$4,755,000324
Total noninterest expense$16,196,000372
Salaries and employee benefits$10,269,000334
Premises and equipment expense$1,367,000490
Additional noninterest expense$4,560,000405
Pre-tax net operating income$5,019,000573
Securities gains (losses)$2,041,00025
Applicable income taxes$1,570,000412
Income before extraordinary items$5,490,000467
Extraordinary gains, net$07
Net income$4,858,000510
Minority interest net income$632,00017
Net income of bank and minority interests.$5,490,000467
Net charge-offs$109,000807
Cash dividends$216,0001,841
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,877,610618
2017-12-31 (YTD Data)Rank
Total interest income$68,610,000426
Total interest expense$8,435,000425
Net interest income$60,175,000432
Provision for loan and lease losses$1,933,000529
Total noninterest income$18,580,000444
Gross Fiduciary activities income$2,132,000327
Service charges on deposit accounts$2,390,000538
Trading account gains and fees$0151
Additional Noninterest Income$14,058,000405
Total noninterest expense$60,894,000382
Salaries and employee benefits$38,668,000336
Premises and equipment expense$4,813,000521
Additional noninterest expense$17,413,000418
Pre-tax net operating income$15,928,000661
Securities gains (losses)$8,727,00032
Applicable income taxes$6,442,000563
Income before extraordinary items$18,213,000435
Extraordinary gains, net$09
Net income$17,016,000464
Minority interest net income$1,197,00025
Net income of bank and minority interests.$18,213,000435
Net charge-offs$320,0001,427
Cash dividends$1,233,0001,947
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,755,020642
2017-09-30 (YTD Data)Rank
Total interest income$50,686,000434
Total interest expense$6,050,000433
Net interest income$44,636,000435
Provision for loan and lease losses$1,504,000499
Total noninterest income$14,213,000439
Gross Fiduciary activities income$1,558,000331
Service charges on deposit accounts$1,771,000546
Trading account gains and fees$0145
Additional Noninterest Income$10,884,000397
Total noninterest expense$44,636,000392
Salaries and employee benefits$28,600,000349
Premises and equipment expense$3,602,000529
Additional noninterest expense$12,434,000429
Pre-tax net operating income$12,709,000631
Securities gains (losses)$6,742,00035
Applicable income taxes$5,684,000449
Income before extraordinary items$13,767,000466
Extraordinary gains, net$09
Net income$12,604,000507
Minority interest net income$1,163,00021
Net income of bank and minority interests.$13,767,000466
Net charge-offs$144,0001,641
Cash dividends$949,0001,769
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,980,180680
2017-06-30 (YTD Data)Rank
Total interest income$33,103,000439
Total interest expense$3,893,000434
Net interest income$29,210,000446
Provision for loan and lease losses$1,170,000451
Total noninterest income$9,498,000447
Gross Fiduciary activities income$1,054,000333
Service charges on deposit accounts$1,158,000551
Trading account gains and fees$0139
Additional Noninterest Income$7,286,000395
Total noninterest expense$28,916,000411
Salaries and employee benefits$18,813,000354
Premises and equipment expense$2,392,000524
Additional noninterest expense$7,711,000458
Pre-tax net operating income$8,622,000619
Securities gains (losses)$4,381,00035
Applicable income taxes$3,810,000440
Income before extraordinary items$9,193,000465
Extraordinary gains, net$011
Net income$8,370,000501
Minority interest net income$823,00024
Net income of bank and minority interests.$9,193,000465
Net charge-offs$132,0001,318
Cash dividends$673,0001,685
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,082,490658
2017-03-31 (YTD Data)Rank
Total interest income$16,271,000443
Total interest expense$1,934,000424
Net interest income$14,337,000451
Provision for loan and lease losses$464,000477
Total noninterest income$5,066,000423
Gross Fiduciary activities income$492,000342
Service charges on deposit accounts$562,000562
Trading account gains and fees$0142
Additional Noninterest Income$4,012,000361
Total noninterest expense$14,430,000412
Salaries and employee benefits$9,318,000365
Premises and equipment expense$1,199,000541
Additional noninterest expense$3,913,000453
Pre-tax net operating income$4,509,000573
Securities gains (losses)$2,423,00036
Applicable income taxes$1,994,000416
Income before extraordinary items$4,938,000445
Extraordinary gains, net$08
Net income$4,378,000481
Minority interest net income$560,00017
Net income of bank and minority interests.$4,938,000445
Net charge-offs$81,0001,048
Cash dividends$246,0001,824
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,217,670610
2016-12-31 (YTD Data)Rank
Total interest income$62,107,000439
Total interest expense$8,149,000367
Net interest income$53,958,000450
Provision for loan and lease losses$1,832,000562
Total noninterest income$17,370,000466
Gross Fiduciary activities income$2,035,000335
Service charges on deposit accounts$2,354,000558
Trading account gains and fees$0170
Additional Noninterest Income$12,981,000424
Total noninterest expense$55,374,000420
Salaries and employee benefits$34,642,000371
Premises and equipment expense$4,562,000553
Additional noninterest expense$16,170,000441
Pre-tax net operating income$14,122,000677
Securities gains (losses)$6,622,00047
Applicable income taxes$6,113,000485
Income before extraordinary items$14,631,000531
Extraordinary gains, net$05
Net income$13,661,000563
Minority interest net income$970,00024
Net income of bank and minority interests.$14,631,000530
Net charge-offs$1,010,000656
Cash dividends$1,253,0001,910
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,929,380754
2016-09-30 (YTD Data)Rank
Total interest income$46,242,000440
Total interest expense$6,044,000365
Net interest income$40,198,000454
Provision for loan and lease losses$1,263,000587
Total noninterest income$13,256,000459
Gross Fiduciary activities income$1,552,000327
Service charges on deposit accounts$1,760,000560
Trading account gains and fees$0169
Additional Noninterest Income$9,944,000420
Total noninterest expense$40,668,000424
Salaries and employee benefits$25,783,000371
Premises and equipment expense$3,390,000564
Additional noninterest expense$11,495,000452
Pre-tax net operating income$11,523,000633
Securities gains (losses)$4,705,00048
Applicable income taxes$4,723,000480
Income before extraordinary items$11,505,000517
Extraordinary gains, net$05
Net income$10,653,000551
Minority interest net income$852,00023
Net income of bank and minority interests.$11,505,000517
Net charge-offs$418,000905
Cash dividends$935,0001,725
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,164,450696
2016-06-30 (YTD Data)Rank
Total interest income$30,559,000443
Total interest expense$4,011,000368
Net interest income$26,548,000460
Provision for loan and lease losses$1,095,000472
Total noninterest income$8,641,000460
Gross Fiduciary activities income$1,080,000321
Service charges on deposit accounts$1,150,000563
Trading account gains and fees$0157
Additional Noninterest Income$6,411,000416
Total noninterest expense$27,145,000425
Salaries and employee benefits$17,076,000375
Premises and equipment expense$2,274,000559
Additional noninterest expense$7,795,000448
Pre-tax net operating income$6,949,000672
Securities gains (losses)$3,448,00047
Applicable income taxes$2,996,000492
Income before extraordinary items$7,401,000523
Extraordinary gains, net$016
Net income$6,916,000555
Minority interest net income$485,00024
Net income of bank and minority interests.$7,401,000522
Net charge-offs$367,000746
Cash dividends$399,0002,249
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,952,920745
2016-03-31 (YTD Data)Rank
Total interest income$15,058,000452
Total interest expense$2,013,000366
Net interest income$13,045,000463
Provision for loan and lease losses$438,000524
Total noninterest income$4,346,000448
Gross Fiduciary activities income$470,000342
Service charges on deposit accounts$562,000570
Trading account gains and fees$0142
Additional Noninterest Income$3,314,000393
Total noninterest expense$13,262,000427
Salaries and employee benefits$8,482,000377
Premises and equipment expense$1,178,000543
Additional noninterest expense$3,602,000479
Pre-tax net operating income$3,691,000633
Securities gains (losses)$1,604,00047
Applicable income taxes$1,641,000451
Income before extraordinary items$3,654,000516
Extraordinary gains, net$012
Net income$3,370,000550
Minority interest net income$284,00023
Net income of bank and minority interests.$3,654,000516
Net charge-offs$46,0001,485
Cash dividends$25,0002,763
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,547,240698
2015-12-31 (YTD Data)Rank
Total interest income$57,587,000445
Total interest expense$7,772,000352
Net interest income$49,815,000456
Provision for loan and lease losses$2,760,000338
Total noninterest income$17,148,000456
Gross Fiduciary activities income$1,948,000341
Service charges on deposit accounts$2,323,000572
Trading account gains and fees$0159
Additional Noninterest Income$12,877,000411
Total noninterest expense$51,465,000430
Salaries and employee benefits$32,460,000375
Premises and equipment expense$5,052,000495
Additional noninterest expense$13,953,000493
Pre-tax net operating income$12,738,000704
Securities gains (losses)$7,250,00040
Applicable income taxes$6,418,000445
Income before extraordinary items$13,570,000544
Extraordinary gains, net$023
Net income$12,605,000581
Minority interest net income$965,00028
Net income of bank and minority interests.$13,570,000545
Net charge-offs$1,755,000419
Cash dividends$694,0002,578
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,640,000817
2015-09-30 (YTD Data)Rank
Total interest income$42,658,000452
Total interest expense$5,794,000354
Net interest income$36,864,000466
Provision for loan and lease losses$1,950,000339
Total noninterest income$13,282,000452
Gross Fiduciary activities income$1,473,000339
Service charges on deposit accounts$1,729,000580
Trading account gains and fees$0153
Additional Noninterest Income$10,080,000408
Total noninterest expense$38,691,000436
Salaries and employee benefits$24,279,000381
Premises and equipment expense$3,967,000492
Additional noninterest expense$10,445,000494
Pre-tax net operating income$9,505,000727
Securities gains (losses)$5,570,00038
Applicable income taxes$4,712,000460
Income before extraordinary items$10,363,000545
Extraordinary gains, net$021
Net income$9,421,000594
Minority interest net income$942,00027
Net income of bank and minority interests.$10,363,000545
Net charge-offs$1,234,000412
Cash dividends$576,0002,181
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,519,700810
2015-06-30 (YTD Data)Rank
Total interest income$28,154,000453
Total interest expense$3,831,000357
Net interest income$24,323,000467
Provision for loan and lease losses$1,580,000293
Total noninterest income$8,830,000458
Gross Fiduciary activities income$999,000335
Service charges on deposit accounts$1,142,000568
Trading account gains and fees$0157
Additional Noninterest Income$6,689,000410
Total noninterest expense$25,960,000436
Salaries and employee benefits$16,146,000381
Premises and equipment expense$2,864,000463
Additional noninterest expense$6,950,000498
Pre-tax net operating income$5,613,000807
Securities gains (losses)$3,920,00046
Applicable income taxes$2,780,000512
Income before extraordinary items$6,753,000558
Extraordinary gains, net$022
Net income$6,132,000606
Minority interest net income$621,00026
Net income of bank and minority interests.$6,753,000558
Net charge-offs$1,199,000312
Cash dividends$282,0002,490
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,969,800874
2015-03-31 (YTD Data)Rank
Total interest income$13,982,000453
Total interest expense$1,907,000361
Net interest income$12,075,000472
Provision for loan and lease losses$236,000792
Total noninterest income$4,660,000435
Gross Fiduciary activities income$525,000330
Service charges on deposit accounts$543,000586
Trading account gains and fees$0152
Additional Noninterest Income$3,592,000380
Total noninterest expense$13,249,000429
Salaries and employee benefits$8,048,000384
Premises and equipment expense$1,732,000403
Additional noninterest expense$3,469,000488
Pre-tax net operating income$3,250,000693
Securities gains (losses)$1,295,00071
Applicable income taxes$1,297,000520
Income before extraordinary items$3,248,000559
Extraordinary gains, net$013
Net income$2,822,000633
Minority interest net income$426,00024
Net income of bank and minority interests.$3,248,000559
Net charge-offs$116,0001,009
Cash dividends$154,0002,025
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,328,550732
2014-12-31 (YTD Data)Rank
Total interest income$53,870,000461
Total interest expense$7,464,000372
Net interest income$46,406,000473
Provision for loan and lease losses$882,000963
Total noninterest income$15,453,000470
Gross Fiduciary activities income$1,947,000341
Service charges on deposit accounts$2,436,000563
Trading account gains and fees$0180
Additional Noninterest Income$11,070,000421
Total noninterest expense$50,581,000432
Salaries and employee benefits$31,095,000385
Premises and equipment expense$4,517,000547
Additional noninterest expense$14,969,000460
Pre-tax net operating income$10,396,000801
Securities gains (losses)$8,100,00037
Applicable income taxes$5,120,000493
Income before extraordinary items$13,376,000511
Extraordinary gains, net$017
Net income$12,803,000524
Minority interest net income$573,00032
Net income of bank and minority interests.$13,376,000511
Net charge-offs$292,0002,055
Cash dividends$606,0002,616
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,544,000855
2014-09-30 (YTD Data)Rank
Total interest income$39,930,000463
Total interest expense$5,523,000375
Net interest income$34,407,000476
Provision for loan and lease losses$688,000901
Total noninterest income$11,821,000455
Gross Fiduciary activities income$1,424,000344
Service charges on deposit accounts$1,812,000563
Trading account gains and fees$0174
Additional Noninterest Income$8,585,000402
Total noninterest expense$37,235,000437
Salaries and employee benefits$23,308,000381
Premises and equipment expense$3,411,000546
Additional noninterest expense$10,516,000487
Pre-tax net operating income$8,305,000763
Securities gains (losses)$3,751,00057
Applicable income taxes$3,576,000518
Income before extraordinary items$8,480,000601
Extraordinary gains, net$015
Net income$7,903,000645
Minority interest net income$577,00028
Net income of bank and minority interests.$8,480,000600
Net charge-offs$202,0001,979
Cash dividends$445,0002,356
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,854,300836
2014-06-30 (YTD Data)Rank
Total interest income$26,366,000469
Total interest expense$3,633,000384
Net interest income$22,733,000475
Provision for loan and lease losses$427,000954
Total noninterest income$7,876,000454
Gross Fiduciary activities income$963,000340
Service charges on deposit accounts$1,184,000563
Trading account gains and fees$0172
Additional Noninterest Income$5,729,000401
Total noninterest expense$24,894,000435
Salaries and employee benefits$15,453,000377
Premises and equipment expense$2,332,000536
Additional noninterest expense$7,109,000482
Pre-tax net operating income$5,288,000771
Securities gains (losses)$1,898,00072
Applicable income taxes$2,061,000567
Income before extraordinary items$5,125,000637
Extraordinary gains, net$020
Net income$4,707,000691
Minority interest net income$418,00024
Net income of bank and minority interests.$5,125,000637
Net charge-offs$110,0002,097
Cash dividends$374,0002,112
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,777,420839
2014-03-31 (YTD Data)Rank
Total interest income$12,987,000472
Total interest expense$1,768,000402
Net interest income$11,219,000478
Provision for loan and lease losses$277,000768
Total noninterest income$3,932,000438
Gross Fiduciary activities income$456,000354
Service charges on deposit accounts$571,000576
Trading account gains and fees$0147
Additional Noninterest Income$2,905,000384
Total noninterest expense$12,623,000435
Salaries and employee benefits$7,658,000385
Premises and equipment expense$1,215,000520
Additional noninterest expense$3,750,000455
Pre-tax net operating income$2,251,000880
Securities gains (losses)$1,024,00083
Applicable income taxes$856,000635
Income before extraordinary items$2,419,000654
Extraordinary gains, net$016
Net income$2,181,000719
Minority interest net income$238,00020
Net income of bank and minority interests.$2,419,000655
Net charge-offs$83,0001,496
Cash dividends$225,0001,671
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,661,240926
2013-12-31 (YTD Data)Rank
Total interest income$50,716,000478
Total interest expense$7,345,000429
Net interest income$43,371,000490
Provision for loan and lease losses$891,0001,221
Total noninterest income$14,108,000526
Gross Fiduciary activities income$1,764,000345
Service charges on deposit accounts$2,276,000610
Trading account gains and fees$0184
Additional Noninterest Income$10,068,000481
Total noninterest expense$47,143,000453
Salaries and employee benefits$29,956,000384
Premises and equipment expense$4,221,000580
Additional noninterest expense$12,966,000542
Pre-tax net operating income$9,445,000812
Securities gains (losses)$7,583,00049
Applicable income taxes$5,137,000448
Income before extraordinary items$11,891,000559
Extraordinary gains, net$029
Net income$11,402,000576
Minority interest net income$489,00042
Net income of bank and minority interests.$11,891,000560
Net charge-offs$284,0002,634
Cash dividends$347,0003,160
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,582,900920
2013-09-30 (YTD Data)Rank
Total interest income$37,868,000484
Total interest expense$5,569,000434
Net interest income$32,299,000498
Provision for loan and lease losses$692,0001,197
Total noninterest income$10,815,000525
Gross Fiduciary activities income$1,317,000346
Service charges on deposit accounts$1,650,000630
Trading account gains and fees$0180
Additional Noninterest Income$7,848,000480
Total noninterest expense$35,101,000458
Salaries and employee benefits$22,270,000385
Premises and equipment expense$3,151,000586
Additional noninterest expense$9,680,000543
Pre-tax net operating income$7,321,000802
Securities gains (losses)$5,358,00053
Applicable income taxes$3,906,000459
Income before extraordinary items$8,773,000577
Extraordinary gains, net$025
Net income$8,248,000608
Minority interest net income$525,00034
Net income of bank and minority interests.$8,773,000579
Net charge-offs$141,0002,934
Cash dividends$283,0002,682
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,075,980902
2013-06-30 (YTD Data)Rank
Total interest income$25,150,000489
Total interest expense$3,751,000436
Net interest income$21,399,000500
Provision for loan and lease losses$241,0001,902
Total noninterest income$7,257,000530
Gross Fiduciary activities income$916,000339
Service charges on deposit accounts$1,056,000639
Trading account gains and fees$0157
Additional Noninterest Income$5,285,000482
Total noninterest expense$23,007,000468
Salaries and employee benefits$14,661,000392
Premises and equipment expense$2,083,000589
Additional noninterest expense$6,263,000558
Pre-tax net operating income$5,408,000715
Securities gains (losses)$3,118,00070
Applicable income taxes$2,678,000444
Income before extraordinary items$5,848,000586
Extraordinary gains, net$022
Net income$5,483,000609
Minority interest net income$365,00033
Net income of bank and minority interests.$5,848,000588
Net charge-offs$126,0002,527
Cash dividends$208,0002,528
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,696,580817
2013-03-31 (YTD Data)Rank
Total interest income$12,533,000496
Total interest expense$1,916,000443
Net interest income$10,617,000506
Provision for loan and lease losses$23,0003,509
Total noninterest income$3,554,000532
Gross Fiduciary activities income$449,000338
Service charges on deposit accounts$481,000707
Trading account gains and fees$0148
Additional Noninterest Income$2,624,000487
Total noninterest expense$11,176,000486
Salaries and employee benefits$7,255,000400
Premises and equipment expense$932,000669
Additional noninterest expense$2,989,000589
Pre-tax net operating income$2,972,000643
Securities gains (losses)$677,000160
Applicable income taxes$1,135,000500
Income before extraordinary items$2,514,000650
Extraordinary gains, net$010
Net income$2,361,000676
Minority interest net income$153,00036
Net income of bank and minority interests.$2,514,000651
Net charge-offs$89,0001,982
Cash dividends$144,0001,846
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,046,870725
2012-12-31 (YTD Data)Rank
Total interest income$52,110,000504
Total interest expense$8,269,000504
Net interest income$43,841,000502
Provision for loan and lease losses$1,836,0001,141
Total noninterest income$13,200,000559
Gross Fiduciary activities income$1,684,000340
Service charges on deposit accounts$2,032,000706
Trading account gains and fees$0166
Additional Noninterest Income$9,484,000511
Total noninterest expense$45,090,000485
Salaries and employee benefits$28,733,000386
Premises and equipment expense$3,676,000658
Additional noninterest expense$12,681,000572
Pre-tax net operating income$10,115,000707
Securities gains (losses)$4,145,000109
Applicable income taxes$4,440,000469
Income before extraordinary items$9,820,000629
Extraordinary gains, net$029
Net income$9,280,000654
Minority interest net income$540,00042
Net income of bank and minority interests.$9,820,000629
Net charge-offs$1,021,0001,796
Cash dividends$199,0003,647
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,959,950801
2012-09-30 (YTD Data)Rank
Total interest income$39,093,000507
Total interest expense$6,266,000528
Net interest income$32,827,000505
Provision for loan and lease losses$1,368,0001,162
Total noninterest income$10,057,000546
Gross Fiduciary activities income$1,242,000342
Service charges on deposit accounts$1,525,000706
Trading account gains and fees$0157
Additional Noninterest Income$7,290,000496
Total noninterest expense$33,834,000474
Salaries and employee benefits$21,613,000384
Premises and equipment expense$2,762,000664
Additional noninterest expense$9,459,000580
Pre-tax net operating income$7,682,000734
Securities gains (losses)$3,133,000124
Applicable income taxes$3,432,000473
Income before extraordinary items$7,383,000642
Extraordinary gains, net$020
Net income$6,854,000681
Minority interest net income$529,00037
Net income of bank and minority interests.$7,383,000642
Net charge-offs$657,0001,886
Cash dividends$119,0003,225
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,252,560800
2012-06-30 (YTD Data)Rank
Total interest income$26,158,000510
Total interest expense$4,208,000550
Net interest income$21,950,000508
Provision for loan and lease losses$1,184,000964
Total noninterest income$6,514,000546
Gross Fiduciary activities income$858,000338
Service charges on deposit accounts$1,008,000703
Trading account gains and fees$0153
Additional Noninterest Income$4,648,000500
Total noninterest expense$22,943,000468
Salaries and employee benefits$14,495,000378
Premises and equipment expense$1,866,000652
Additional noninterest expense$6,582,000562
Pre-tax net operating income$4,337,000841
Securities gains (losses)$2,309,000122
Applicable income taxes$2,034,000509
Income before extraordinary items$4,612,000665
Extraordinary gains, net$019
Net income$4,304,000704
Minority interest net income$308,00037
Net income of bank and minority interests.$4,612,000665
Net charge-offs$619,0001,574
Cash dividends$16,0003,505
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,018,790948
2012-03-31 (YTD Data)Rank
Total interest income$13,006,000517
Total interest expense$2,117,000565
Net interest income$10,889,000512
Provision for loan and lease losses$430,0001,203
Total noninterest income$3,108,000568
Gross Fiduciary activities income$389,000350
Service charges on deposit accounts$497,000706
Trading account gains and fees$0148
Additional Noninterest Income$2,222,000506
Total noninterest expense$11,676,000451
Salaries and employee benefits$7,237,000374
Premises and equipment expense$948,000632
Additional noninterest expense$3,491,000522
Pre-tax net operating income$1,891,000939
Securities gains (losses)$980,000147
Applicable income taxes$892,000556
Income before extraordinary items$1,979,000761
Extraordinary gains, net$019
Net income$1,892,000793
Minority interest net income$87,00043
Net income of bank and minority interests.$1,979,000763
Net charge-offs$150,0002,085
Cash dividends$16,0002,662
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,302,8001,069
2011-12-31 (YTD Data)Rank
Total interest income$52,968,000515
Total interest expense$9,425,000612
Net interest income$43,543,000508
Provision for loan and lease losses$1,593,0001,819
Total noninterest income$11,110,000559
Gross Fiduciary activities income$1,504,000324
Service charges on deposit accounts$2,048,000715
Trading account gains and fees$0146
Additional Noninterest Income$7,558,000523
Total noninterest expense$41,619,000497
Salaries and employee benefits$25,526,000398
Premises and equipment expense$3,507,000705
Additional noninterest expense$12,586,000579
Pre-tax net operating income$11,441,000547
Securities gains (losses)$1,682,000278
Applicable income taxes$4,245,000451
Income before extraordinary items$8,878,000590
Extraordinary gains, net$029
Net income$8,431,000609
Minority interest net income$447,00044
Net income of bank and minority interests.$8,878,000591
Net charge-offs$1,938,0001,591
Cash dividends$57,0003,958
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,734,240640
2011-09-30 (YTD Data)Rank
Total interest income$39,792,000520
Total interest expense$7,214,000625
Net interest income$32,578,000508
Provision for loan and lease losses$1,347,0001,626
Total noninterest income$8,293,000575
Gross Fiduciary activities income$1,151,000317
Service charges on deposit accounts$1,544,000714
Trading account gains and fees$0145
Additional Noninterest Income$5,598,000539
Total noninterest expense$30,562,000500
Salaries and employee benefits$18,769,000399
Premises and equipment expense$2,644,000717
Additional noninterest expense$9,149,000584
Pre-tax net operating income$8,962,000547
Securities gains (losses)$1,682,000216
Applicable income taxes$3,605,000421
Income before extraordinary items$7,039,000582
Extraordinary gains, net$021
Net income$6,569,000615
Minority interest net income$470,00039
Net income of bank and minority interests.$7,039,000582
Net charge-offs$1,649,0001,404
Cash dividends$42,0003,437
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,928,880651
2011-06-30 (YTD Data)Rank
Total interest income$26,588,000523
Total interest expense$4,852,000653
Net interest income$21,736,000508
Provision for loan and lease losses$722,0001,861
Total noninterest income$5,685,000569
Gross Fiduciary activities income$795,000315
Service charges on deposit accounts$1,038,000707
Trading account gains and fees$0153
Additional Noninterest Income$3,852,000529
Total noninterest expense$20,528,000503
Salaries and employee benefits$12,357,000405
Premises and equipment expense$1,824,000696
Additional noninterest expense$6,347,000571
Pre-tax net operating income$6,171,000530
Securities gains (losses)$981,000204
Applicable income taxes$2,390,000409
Income before extraordinary items$4,762,000561
Extraordinary gains, net$015
Net income$4,387,000601
Minority interest net income$375,00037
Net income of bank and minority interests.$4,762,000561
Net charge-offs$765,0001,718
Cash dividends$43,0003,152
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,104,730612
2011-03-31 (YTD Data)Rank
Total interest income$13,181,000531
Total interest expense$2,449,000671
Net interest income$10,732,000512
Provision for loan and lease losses$356,0001,767
Total noninterest income$2,904,000560
Gross Fiduciary activities income$363,000333
Service charges on deposit accounts$416,000856
Trading account gains and fees$0158
Additional Noninterest Income$2,125,000496
Total noninterest expense$10,123,000514
Salaries and employee benefits$6,122,000414
Premises and equipment expense$977,000669
Additional noninterest expense$3,024,000594
Pre-tax net operating income$3,157,000529
Securities gains (losses)$31,000940
Applicable income taxes$1,016,000449
Income before extraordinary items$2,172,000604
Extraordinary gains, net$09
Net income$1,923,000677
Minority interest net income$249,00033
Net income of bank and minority interests.$2,172,000604
Net charge-offs$71,0003,061
Cash dividends$34,0002,360
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,150,920596
2010-12-31 (YTD Data)Rank
Total interest income$54,781,000540
Total interest expense$11,695,000680
Net interest income$43,086,000499
Provision for loan and lease losses$4,600,0001,218
Total noninterest income$10,200,000627
Gross Fiduciary activities income$1,414,000328
Service charges on deposit accounts$1,656,000916
Trading account gains and fees$0175
Additional Noninterest Income$7,130,000577
Total noninterest expense$38,220,000545
Salaries and employee benefits$23,068,000425
Premises and equipment expense$3,256,000788
Additional noninterest expense$11,896,000644
Pre-tax net operating income$10,466,000518
Securities gains (losses)$403,0001,042
Applicable income taxes$3,712,000452
Income before extraordinary items$7,157,000629
Extraordinary gains, net$029
Net income$6,799,000663
Minority interest net income$358,00050
Net income of bank and minority interests.$7,157,000630
Net charge-offs$4,301,0001,145
Cash dividends$58,0003,921
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,891,020625
2010-09-30 (YTD Data)Rank
Total interest income$41,436,000536
Total interest expense$9,006,000686
Net interest income$32,430,000492
Provision for loan and lease losses$3,700,0001,107
Total noninterest income$7,825,000593
Gross Fiduciary activities income$1,056,000327
Service charges on deposit accounts$1,237,000948
Trading account gains and fees$0165
Additional Noninterest Income$5,532,000539
Total noninterest expense$28,518,000541
Salaries and employee benefits$17,183,000421
Premises and equipment expense$2,455,000784
Additional noninterest expense$8,880,000616
Pre-tax net operating income$8,037,000533
Securities gains (losses)$219,0001,304
Applicable income taxes$2,747,000455
Income before extraordinary items$5,509,000626
Extraordinary gains, net$023
Net income$5,109,000686
Minority interest net income$400,00047
Net income of bank and minority interests.$5,509,000626
Net charge-offs$3,483,0001,017
Cash dividends$58,0003,408
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,362,270619
2010-06-30 (YTD Data)Rank
Total interest income$27,849,000539
Total interest expense$6,122,000701
Net interest income$21,727,000492
Provision for loan and lease losses$3,391,000865
Total noninterest income$5,351,000580
Gross Fiduciary activities income$716,000327
Service charges on deposit accounts$820,000969
Trading account gains and fees$0152
Additional Noninterest Income$3,815,000509
Total noninterest expense$18,947,000534
Salaries and employee benefits$11,434,000418
Premises and equipment expense$1,612,000811
Additional noninterest expense$5,901,000614
Pre-tax net operating income$4,740,000582
Securities gains (losses)$-85,0007,490
Applicable income taxes$1,459,000511
Income before extraordinary items$3,196,000703
Extraordinary gains, net$019
Net income$2,856,000781
Minority interest net income$340,00042
Net income of bank and minority interests.$3,196,000703
Net charge-offs$3,167,000785
Cash dividends$55,0003,133
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,254,650672
2010-03-31 (YTD Data)Rank
Total interest income$14,033,000551
Total interest expense$3,205,000709
Net interest income$10,828,000504
Provision for loan and lease losses$1,110,0001,091
Total noninterest income$2,665,000578
Gross Fiduciary activities income$371,000320
Service charges on deposit accounts$400,000985
Trading account gains and fees$0175
Additional Noninterest Income$1,894,000500
Total noninterest expense$9,662,000528
Salaries and employee benefits$5,812,000416
Premises and equipment expense$836,000804
Additional noninterest expense$3,014,000602
Pre-tax net operating income$2,721,000499
Securities gains (losses)$-111,0007,711
Applicable income taxes$834,000438
Income before extraordinary items$1,776,000627
Extraordinary gains, net$016
Net income$1,611,000687
Minority interest net income$165,00038
Net income of bank and minority interests.$1,776,000631
Net charge-offs$776,0001,236
Cash dividends$31,0002,416
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,851,480587
2009-12-31 (YTD Data)Rank
Total interest income$58,421,000557
Total interest expense$17,269,000669
Net interest income$41,152,000517
Provision for loan and lease losses$2,709,0002,093
Total noninterest income$10,263,000624
Gross Fiduciary activities income$1,238,000338
Service charges on deposit accounts$1,670,0001,043
Trading account gains and fees$0211
Additional Noninterest Income$7,355,000548
Total noninterest expense$35,905,000591
Salaries and employee benefits$22,260,000430
Premises and equipment expense$3,244,000830
Additional noninterest expense$10,401,000766
Pre-tax net operating income$12,801,000329
Securities gains (losses)$-21,0007,069
Applicable income taxes$4,544,000284
Income before extraordinary items$8,236,000398
Extraordinary gains, net$034
Net income$7,638,000419
Minority interest net income$598,00041
Net income of bank and minority interests.$8,236,000398
Net charge-offs$1,371,0002,488
Cash dividends$13,0004,616
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,249,440397
2009-09-30 (YTD Data)Rank
Total interest income$44,024,000572
Total interest expense$13,792,000663
Net interest income$30,232,000545
Provision for loan and lease losses$1,995,0001,906
Total noninterest income$8,081,000614
Gross Fiduciary activities income$921,000340
Service charges on deposit accounts$1,244,0001,047
Trading account gains and fees$0212
Additional Noninterest Income$5,916,000524
Total noninterest expense$26,827,000592
Salaries and employee benefits$16,573,000446
Premises and equipment expense$2,455,000837
Additional noninterest expense$7,799,000732
Pre-tax net operating income$9,491,000351
Securities gains (losses)$-439,0007,723
Applicable income taxes$3,170,000315
Income before extraordinary items$5,882,000447
Extraordinary gains, net$027
Net income$5,246,000510
Minority interest net income$636,00038
Net income of bank and minority interests.$5,882,000447
Net charge-offs$1,204,0002,000
Cash dividends$13,0004,131
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,167,350430
2009-06-30 (YTD Data)Rank
Total interest income$29,587,000581
Total interest expense$10,035,000644
Net interest income$19,552,000563
Provision for loan and lease losses$1,185,0001,885
Total noninterest income$5,751,000598
Gross Fiduciary activities income$617,000341
Service charges on deposit accounts$816,0001,053
Trading account gains and fees$0193
Additional Noninterest Income$4,318,000494
Total noninterest expense$18,118,000593
Salaries and employee benefits$11,045,000453
Premises and equipment expense$1,659,000847
Additional noninterest expense$5,414,000718
Pre-tax net operating income$6,000,000377
Securities gains (losses)$-1,277,0008,026
Applicable income taxes$1,569,000416
Income before extraordinary items$3,154,000571
Extraordinary gains, net$021
Net income$2,545,000720
Minority interest net income$609,00034
Net income of bank and minority interests.$3,154,000571
Net charge-offs$507,0002,335
Cash dividends$13,0003,912
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,009,590418
2009-03-31 (YTD Data)Rank
Total interest income$14,942,000587
Total interest expense$5,361,000623
Net interest income$9,581,000572
Provision for loan and lease losses$691,0001,483
Total noninterest income$2,775,000580
Gross Fiduciary activities income$284,000357
Service charges on deposit accounts$397,0001,046
Trading account gains and fees$0171
Additional Noninterest Income$2,094,000490
Total noninterest expense$8,894,000571
Salaries and employee benefits$5,578,000450
Premises and equipment expense$868,000816
Additional noninterest expense$2,448,000694
Pre-tax net operating income$2,771,000430
Securities gains (losses)$11,0001,882
Applicable income taxes$837,000409
Income before extraordinary items$1,945,000511
Extraordinary gains, net$015
Net income$1,711,000587
Minority interest net income$234,00036
Net income of bank and minority interests.$1,945,000514
Net charge-offs$229,0002,035
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,937,300476
2008-12-31 (YTD Data)Rank
Total interest income$62,220,000600
Total interest expense$26,411,000596
Net interest income$35,809,000604
Provision for loan and lease losses$1,702,0001,997
Total noninterest income$6,124,000896
Gross Fiduciary activities income$1,478,000322
Service charges on deposit accounts$1,623,0001,098
Trading account gains and fees$0154
Additional Noninterest Income$3,023,000957
Total noninterest expense$30,223,000658
Salaries and employee benefits$18,638,000514
Premises and equipment expense$2,752,0001,008
Additional noninterest expense$8,833,000750
Pre-tax net operating income$10,008,000539
Securities gains (losses)$-3,861,0008,036
Applicable income taxes$2,074,000660
Income before extraordinary items$4,073,0001,020
Extraordinary gains, net$039
Net income$4,073,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,200,0001,762
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,621,260640
2008-09-30 (YTD Data)Rank
Total interest income$46,736,000620
Total interest expense$20,254,000614
Net interest income$26,482,000623
Provision for loan and lease losses$1,008,0001,812
Total noninterest income$4,264,000992
Gross Fiduciary activities income$1,156,000315
Service charges on deposit accounts$1,185,0001,148
Trading account gains and fees$0148
Additional Noninterest Income$1,923,0001,137
Total noninterest expense$22,275,000659
Salaries and employee benefits$13,823,000535
Premises and equipment expense$2,050,0001,020
Additional noninterest expense$6,402,000730
Pre-tax net operating income$7,463,000667
Securities gains (losses)$2,250,000104
Applicable income taxes$3,214,000433
Income before extraordinary items$6,499,000559
Extraordinary gains, net$031
Net income$6,499,000558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$812,0001,476
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,991,500770
2008-06-30 (YTD Data)Rank
Total interest income$31,077,000629
Total interest expense$14,016,000612
Net interest income$17,061,000642
Provision for loan and lease losses$603,0001,686
Total noninterest income$2,150,0001,255
Gross Fiduciary activities income$806,000317
Service charges on deposit accounts$782,0001,139
Trading account gains and fees$0149
Additional Noninterest Income$562,0002,076
Total noninterest expense$14,134,000685
Salaries and employee benefits$8,809,000568
Premises and equipment expense$1,340,0001,043
Additional noninterest expense$3,985,000758
Pre-tax net operating income$4,474,000792
Securities gains (losses)$2,289,000104
Applicable income taxes$2,224,000481
Income before extraordinary items$4,539,000610
Extraordinary gains, net$021
Net income$4,539,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,455
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,005,370894
2008-03-31 (YTD Data)Rank
Total interest income$15,673,000643
Total interest expense$7,485,000622
Net interest income$8,188,000675
Provision for loan and lease losses$144,0002,238
Total noninterest income$985,0001,346
Gross Fiduciary activities income$410,000310
Service charges on deposit accounts$376,0001,170
Trading account gains and fees$0158
Additional Noninterest Income$199,0002,584
Total noninterest expense$6,875,000699
Salaries and employee benefits$4,250,000591
Premises and equipment expense$700,000991
Additional noninterest expense$1,925,000754
Pre-tax net operating income$2,154,000876
Securities gains (losses)$372,000289
Applicable income taxes$856,000659
Income before extraordinary items$1,670,000907
Extraordinary gains, net$015
Net income$1,670,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0001,275
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,424,4801,018
2007-12-31 (YTD Data)Rank
Total interest income$63,270,000663
Total interest expense$30,637,000645
Net interest income$32,633,000684
Provision for loan and lease losses$1,019,0001,404
Total noninterest income$3,565,0001,425
Gross Fiduciary activities income$1,614,000313
Service charges on deposit accounts$1,252,0001,435
Trading account gains and fees$0178
Additional Noninterest Income$699,0002,758
Total noninterest expense$26,619,000712
Salaries and employee benefits$16,675,000581
Premises and equipment expense$2,361,0001,129
Additional noninterest expense$7,583,000758
Pre-tax net operating income$8,560,000990
Securities gains (losses)$9,331,00038
Applicable income taxes$5,789,000481
Income before extraordinary items$12,102,000544
Extraordinary gains, net$039
Net income$12,102,000541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,947
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,756,9201,111
2007-09-30 (YTD Data)Rank
Total interest income$47,113,000666
Total interest expense$22,739,000649
Net interest income$24,374,000686
Provision for loan and lease losses$815,0001,069
Total noninterest income$2,615,0001,462
Gross Fiduciary activities income$1,220,000309
Service charges on deposit accounts$893,0001,477
Trading account gains and fees$0184
Additional Noninterest Income$502,0002,838
Total noninterest expense$20,052,000696
Salaries and employee benefits$12,532,000580
Premises and equipment expense$1,777,0001,125
Additional noninterest expense$5,743,000735
Pre-tax net operating income$6,122,0001,115
Securities gains (losses)$5,907,00047
Applicable income taxes$3,783,000581
Income before extraordinary items$8,246,000641
Extraordinary gains, net$033
Net income$8,246,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,662
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,170,1701,223
2007-06-30 (YTD Data)Rank
Total interest income$31,212,000679
Total interest expense$15,147,000661
Net interest income$16,065,000703
Provision for loan and lease losses$566,000926
Total noninterest income$1,715,0001,507
Gross Fiduciary activities income$817,000311
Service charges on deposit accounts$556,0001,580
Trading account gains and fees$0168
Additional Noninterest Income$342,0002,813
Total noninterest expense$13,357,000713
Salaries and employee benefits$8,306,000596
Premises and equipment expense$1,207,0001,110
Additional noninterest expense$3,844,000741
Pre-tax net operating income$3,857,0001,227
Securities gains (losses)$5,754,00037
Applicable income taxes$3,062,000527
Income before extraordinary items$6,549,000572
Extraordinary gains, net$029
Net income$6,549,000571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,434
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$-1,0008,519
Net operating income$2,636,2801,325
2007-03-31 (YTD Data)Rank
Total interest income$15,576,000672
Total interest expense$7,709,000648
Net interest income$7,867,000713
Provision for loan and lease losses$332,000731
Total noninterest income$896,0001,422
Gross Fiduciary activities income$421,000313
Service charges on deposit accounts$271,0001,581
Trading account gains and fees$0195
Additional Noninterest Income$204,0002,518
Total noninterest expense$6,612,000708
Salaries and employee benefits$4,070,000612
Premises and equipment expense$589,0001,144
Additional noninterest expense$1,953,000714
Pre-tax net operating income$1,819,0001,283
Securities gains (losses)$2,417,00043
Applicable income taxes$1,355,000575
Income before extraordinary items$2,881,000636
Extraordinary gains, net$022
Net income$2,881,000635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,440
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,237,4401,401
2006-12-31 (YTD Data)Rank
Total interest income$55,370,000696
Total interest expense$25,530,000665
Net interest income$29,840,000742
Provision for loan and lease losses$1,181,000893
Total noninterest income$3,213,0001,522
Gross Fiduciary activities income$1,398,000335
Service charges on deposit accounts$1,209,0001,481
Trading account gains and fees$0130
Additional Noninterest Income$606,0002,992
Total noninterest expense$24,423,000718
Salaries and employee benefits$15,656,000600
Premises and equipment expense$2,006,0001,292
Additional noninterest expense$6,761,000796
Pre-tax net operating income$7,449,0001,319
Securities gains (losses)$9,410,00045
Applicable income taxes$4,843,000650
Income before extraordinary items$12,016,000630
Extraordinary gains, net$051
Net income$12,016,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,413
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,334,9001,362
2006-09-30 (YTD Data)Rank
Total interest income$40,413,000722
Total interest expense$18,182,000684
Net interest income$22,231,000756
Provision for loan and lease losses$789,000956
Total noninterest income$2,353,0001,565
Gross Fiduciary activities income$1,028,000340
Service charges on deposit accounts$920,0001,470
Trading account gains and fees$0126
Additional Noninterest Income$405,0003,196
Total noninterest expense$17,755,000754
Salaries and employee benefits$11,620,000621
Premises and equipment expense$1,487,0001,312
Additional noninterest expense$4,648,000869
Pre-tax net operating income$6,040,0001,263
Securities gains (losses)$7,205,00048
Applicable income taxes$4,197,000617
Income before extraordinary items$9,048,000655
Extraordinary gains, net$045
Net income$9,048,000654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,924
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,148,6001,352
2006-06-30 (YTD Data)Rank
Total interest income$26,200,000724
Total interest expense$11,369,000688
Net interest income$14,831,000759
Provision for loan and lease losses$651,000757
Total noninterest income$1,585,0001,551
Gross Fiduciary activities income$687,000346
Service charges on deposit accounts$621,0001,433
Trading account gains and fees$0126
Additional Noninterest Income$277,0003,161
Total noninterest expense$11,665,000768
Salaries and employee benefits$7,639,000645
Premises and equipment expense$1,026,0001,264
Additional noninterest expense$3,000,000886
Pre-tax net operating income$4,100,0001,230
Securities gains (losses)$6,327,00037
Applicable income taxes$3,364,000543
Income before extraordinary items$7,063,000576
Extraordinary gains, net$039
Net income$7,063,000574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,960
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,760,6401,350
2006-03-31 (YTD Data)Rank
Total interest income$12,705,000727
Total interest expense$5,325,000692
Net interest income$7,380,000763
Provision for loan and lease losses$309,000753
Total noninterest income$810,0001,495
Gross Fiduciary activities income$357,000332
Service charges on deposit accounts$325,0001,320
Trading account gains and fees$0115
Additional Noninterest Income$128,0003,265
Total noninterest expense$5,887,000763
Salaries and employee benefits$3,781,000645
Premises and equipment expense$524,0001,240
Additional noninterest expense$1,582,000841
Pre-tax net operating income$1,994,0001,232
Securities gains (losses)$2,333,00046
Applicable income taxes$1,352,000635
Income before extraordinary items$2,975,000657
Extraordinary gains, net$021
Net income$2,975,000656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,390
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,365,2301,324
2005-12-31 (YTD Data)Rank
Total interest income$44,972,000717
Total interest expense$14,675,000777
Net interest income$30,297,000692
Provision for loan and lease losses$686,0001,460
Total noninterest income$2,809,0001,707
Gross Fiduciary activities income$1,212,000360
Service charges on deposit accounts$1,176,0001,490
Trading account gains and fees$0138
Additional Noninterest Income$421,0003,683
Total noninterest expense$22,384,000771
Salaries and employee benefits$14,390,000629
Premises and equipment expense$1,877,0001,312
Additional noninterest expense$6,117,000844
Pre-tax net operating income$10,036,000983
Securities gains (losses)$5,223,00077
Applicable income taxes$4,955,000647
Income before extraordinary items$10,304,000704
Extraordinary gains, net$046
Net income$10,304,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,587
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,752,3601,048
2005-09-30 (YTD Data)Rank
Total interest income$32,913,000711
Total interest expense$9,854,000813
Net interest income$23,059,000676
Provision for loan and lease losses$623,0001,172
Total noninterest income$2,084,0001,721
Gross Fiduciary activities income$900,000356
Service charges on deposit accounts$889,0001,460
Trading account gains and fees$0126
Additional Noninterest Income$295,0003,833
Total noninterest expense$16,647,000759
Salaries and employee benefits$10,853,000627
Premises and equipment expense$1,415,0001,291
Additional noninterest expense$4,379,000869
Pre-tax net operating income$7,873,000934
Securities gains (losses)$4,872,00076
Applicable income taxes$4,201,000600
Income before extraordinary items$8,544,000652
Extraordinary gains, net$035
Net income$8,544,000652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-139,0008,691
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,279,7601,005
2005-06-30 (YTD Data)Rank
Total interest income$21,207,000716
Total interest expense$5,685,000874
Net interest income$15,522,000660
Provision for loan and lease losses$419,0001,148
Total noninterest income$1,398,0001,689
Gross Fiduciary activities income$593,000357
Service charges on deposit accounts$611,0001,391
Trading account gains and fees$0116
Additional Noninterest Income$194,0003,809
Total noninterest expense$11,101,000752
Salaries and employee benefits$7,168,000623
Premises and equipment expense$971,0001,238
Additional noninterest expense$2,962,000851
Pre-tax net operating income$5,400,000883
Securities gains (losses)$3,416,00079
Applicable income taxes$2,980,000550
Income before extraordinary items$5,836,000616
Extraordinary gains, net$030
Net income$5,836,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-149,0008,724
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,581,440950
2005-03-31 (YTD Data)Rank
Total interest income$10,238,000731
Total interest expense$2,537,000923
Net interest income$7,701,000664
Provision for loan and lease losses$307,000742
Total noninterest income$680,0001,690
Gross Fiduciary activities income$294,000359
Service charges on deposit accounts$295,0001,392
Trading account gains and fees$0115
Additional Noninterest Income$91,0003,935
Total noninterest expense$5,472,000765
Salaries and employee benefits$3,560,000620
Premises and equipment expense$504,0001,203
Additional noninterest expense$1,408,000888
Pre-tax net operating income$2,602,000905
Securities gains (losses)$1,559,00082
Applicable income taxes$1,367,000603
Income before extraordinary items$2,794,000642
Extraordinary gains, net$024
Net income$2,794,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-151,0008,843
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,749,470970
2004-12-31 (YTD Data)Rank
Total interest income$38,232,000725
Total interest expense$8,351,000973
Net interest income$29,881,000664
Provision for loan and lease losses$459,0002,113
Total noninterest income$2,834,0001,688
Gross Fiduciary activities income$1,081,000361
Service charges on deposit accounts$1,350,0001,320
Trading account gains and fees$0138
Additional Noninterest Income$403,0003,708
Total noninterest expense$20,413,000791
Salaries and employee benefits$12,928,000655
Premises and equipment expense$1,724,0001,342
Additional noninterest expense$5,761,000866
Pre-tax net operating income$11,843,000747
Securities gains (losses)$9,476,00067
Applicable income taxes$7,243,000459
Income before extraordinary items$14,076,000507
Extraordinary gains, net$034
Net income$14,076,000508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,996
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,821,840812
2004-09-30 (YTD Data)Rank
Total interest income$28,381,000732
Total interest expense$6,115,000972
Net interest income$22,266,000665
Provision for loan and lease losses$508,0001,436
Total noninterest income$2,124,0001,697
Gross Fiduciary activities income$808,000367
Service charges on deposit accounts$1,028,0001,304
Trading account gains and fees$0134
Additional Noninterest Income$288,0003,807
Total noninterest expense$15,016,000796
Salaries and employee benefits$9,468,000667
Premises and equipment expense$1,278,0001,351
Additional noninterest expense$4,270,000866
Pre-tax net operating income$8,866,000748
Securities gains (losses)$6,169,00084
Applicable income taxes$5,063,000479
Income before extraordinary items$9,972,000526
Extraordinary gains, net$026
Net income$9,972,000527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,993
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,900,460811
2004-06-30 (YTD Data)Rank
Total interest income$18,796,000734
Total interest expense$4,049,000969
Net interest income$14,747,000660
Provision for loan and lease losses$529,000936
Total noninterest income$1,419,0001,681
Gross Fiduciary activities income$541,000368
Service charges on deposit accounts$695,0001,272
Trading account gains and fees$0130
Additional Noninterest Income$183,0003,929
Total noninterest expense$9,874,000821
Salaries and employee benefits$6,212,000679
Premises and equipment expense$860,0001,337
Additional noninterest expense$2,802,000884
Pre-tax net operating income$5,763,000762
Securities gains (losses)$5,821,00070
Applicable income taxes$3,886,000441
Income before extraordinary items$7,698,000461
Extraordinary gains, net$021
Net income$7,698,000461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,856,140808
2004-03-31 (YTD Data)Rank
Total interest income$9,420,000745
Total interest expense$2,032,000989
Net interest income$7,388,000662
Provision for loan and lease losses$137,0001,650
Total noninterest income$705,0001,655
Gross Fiduciary activities income$275,000368
Service charges on deposit accounts$346,0001,241
Trading account gains and fees$0121
Additional Noninterest Income$84,0004,069
Total noninterest expense$5,007,000807
Salaries and employee benefits$3,119,000689
Premises and equipment expense$459,0001,269
Additional noninterest expense$1,429,000866
Pre-tax net operating income$2,949,000747
Securities gains (losses)$3,599,00073
Applicable income taxes$2,227,000410
Income before extraordinary items$4,321,000428
Extraordinary gains, net$016
Net income$4,321,000427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,945,660799
2003-12-31 (YTD Data)Rank
Total interest income$37,938,000750
Total interest expense$9,392,000959
Net interest income$28,546,000664
Provision for loan and lease losses$1,379,000878
Total noninterest income$2,914,0001,726
Gross Fiduciary activities income$1,009,000381
Service charges on deposit accounts$1,442,0001,206
Trading account gains and fees$0160
Additional Noninterest Income$463,0003,708
Total noninterest expense$19,109,000842
Salaries and employee benefits$11,594,000735
Premises and equipment expense$1,765,0001,291
Additional noninterest expense$5,750,000890
Pre-tax net operating income$10,972,000788
Securities gains (losses)$6,148,000145
Applicable income taxes$6,457,000504
Income before extraordinary items$10,663,000622
Extraordinary gains, net$054
Net income$10,663,000624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$448,0001,743
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,728,280901
2003-09-30 (YTD Data)Rank
Total interest income$28,567,000763
Total interest expense$7,252,000964
Net interest income$21,315,000672
Provision for loan and lease losses$869,0001,019
Total noninterest income$2,173,0001,782
Gross Fiduciary activities income$728,000398
Service charges on deposit accounts$1,095,0001,199
Trading account gains and fees$0153
Additional Noninterest Income$350,0003,774
Total noninterest expense$14,189,000855
Salaries and employee benefits$8,650,000755
Premises and equipment expense$1,348,0001,263
Additional noninterest expense$4,191,000920
Pre-tax net operating income$8,430,000806
Securities gains (losses)$4,527,000166
Applicable income taxes$4,679,000538
Income before extraordinary items$8,278,000626
Extraordinary gains, net$040
Net income$8,278,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0002,909
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,380,720872
2003-06-30 (YTD Data)Rank
Total interest income$19,268,000761
Total interest expense$4,998,000962
Net interest income$14,270,000673
Provision for loan and lease losses$416,0001,347
Total noninterest income$1,466,0001,749
Gross Fiduciary activities income$472,000406
Service charges on deposit accounts$727,0001,176
Trading account gains and fees$0150
Additional Noninterest Income$267,0003,509
Total noninterest expense$9,571,000856
Salaries and employee benefits$5,678,000765
Premises and equipment expense$939,0001,212
Additional noninterest expense$2,954,000879
Pre-tax net operating income$5,749,000776
Securities gains (losses)$3,285,000169
Applicable income taxes$3,262,000524
Income before extraordinary items$5,772,000609
Extraordinary gains, net$030
Net income$5,772,000608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,259
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,669,600851
2003-03-31 (YTD Data)Rank
Total interest income$9,663,000763
Total interest expense$2,550,000972
Net interest income$7,113,000672
Provision for loan and lease losses$158,0001,632
Total noninterest income$745,0001,686
Gross Fiduciary activities income$232,000417
Service charges on deposit accounts$356,0001,162
Trading account gains and fees$0134
Additional Noninterest Income$157,0003,139
Total noninterest expense$4,850,000839
Salaries and employee benefits$2,837,000767
Premises and equipment expense$505,0001,145
Additional noninterest expense$1,503,000835
Pre-tax net operating income$2,850,000790
Securities gains (losses)$1,109,000204
Applicable income taxes$1,835,000483
Income before extraordinary items$2,124,000796
Extraordinary gains, net$021
Net income$2,124,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,620
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,414,2401,088
2002-12-31 (YTD Data)Rank
Total interest income$39,997,000759
Total interest expense$12,048,000928
Net interest income$27,949,000676
Provision for loan and lease losses$418,0002,751
Total noninterest income$2,920,0001,596
Gross Fiduciary activities income$1,011,000405
Service charges on deposit accounts$1,402,0001,151
Trading account gains and fees$0153
Additional Noninterest Income$507,0003,267
Total noninterest expense$17,152,000912
Salaries and employee benefits$10,293,000787
Premises and equipment expense$1,733,0001,262
Additional noninterest expense$5,126,000973
Pre-tax net operating income$13,299,000665
Securities gains (losses)$5,124,000154
Applicable income taxes$5,853,000517
Income before extraordinary items$12,570,000536
Extraordinary gains, net$070
Net income$12,570,000539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,701
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,085,680663
2001-12-31 (YTD Data)Rank
Total interest income$41,338,000826
Total interest expense$16,771,000959
Net interest income$24,567,000718
Provision for loan and lease losses$313,0003,112
Total noninterest income$2,675,0001,613
Gross Fiduciary activities income$1,057,000411
Service charges on deposit accounts$1,118,0001,338
Trading account gains and fees$0177
Additional Noninterest Income$500,0003,129
Total noninterest expense$15,808,000938
Salaries and employee benefits$9,454,000779
Premises and equipment expense$1,620,0001,321
Additional noninterest expense$4,734,0001,019
Pre-tax net operating income$11,121,000698
Securities gains (losses)$-53,0009,452
Applicable income taxes$3,108,000819
Income before extraordinary items$7,960,000708
Extraordinary gains, net$0105
Net income$7,960,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,995
Cash dividends$4,0006,580
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,998,160677
2000-12-31 (YTD Data)Rank
Total interest income$39,310,000905
Total interest expense$16,653,0001,060
Net interest income$22,657,000777
Provision for loan and lease losses$362,0002,476
Total noninterest income$2,390,0001,648
Gross Fiduciary activities income$1,040,000416
Service charges on deposit accounts$946,0001,444
Trading account gains and fees$0180
Additional Noninterest Income$404,0003,318
Total noninterest expense$13,785,0001,019
Salaries and employee benefits$8,300,000840
Premises and equipment expense$1,512,0001,357
Additional noninterest expense$3,973,0001,150
Pre-tax net operating income$10,900,000726
Securities gains (losses)$2,571,00079
Applicable income taxes$4,089,000634
Income before extraordinary items$9,382,000604
Extraordinary gains, net$038
Net income$9,382,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0009,334
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,582,300716
1999-12-31 (YTD Data)Rank
Total interest income$34,941,000957
Total interest expense$15,004,0001,022
Net interest income$19,937,000886
Provision for loan and lease losses$247,0003,079
Total noninterest income$2,442,0001,603
Gross Fiduciary activities income$1,008,000466
Service charges on deposit accounts$927,0001,401
Trading account gains and fees$0173
Additional Noninterest Income$507,0002,936
Total noninterest expense$12,363,0001,120
Salaries and employee benefits$7,467,000922
Premises and equipment expense$1,242,0001,643
Additional noninterest expense$3,654,0001,260
Pre-tax net operating income$9,769,000844
Securities gains (losses)$4,340,00075
Applicable income taxes$4,368,000660
Income before extraordinary items$9,741,000636
Extraordinary gains, net$035
Net income$9,741,000637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,174
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,746,400836
1998-12-31 (YTD Data)Rank
Total interest income$32,919,0001,000
Total interest expense$14,709,0001,068
Net interest income$18,210,000928
Provision for loan and lease losses$414,0002,016
Total noninterest income$1,409,0002,378
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$912,0001,379
Trading account gains and fees$0224
Additional Noninterest Income$497,0002,994
Total noninterest expense$10,360,0001,282
Salaries and employee benefits$6,073,0001,070
Premises and equipment expense$1,028,0001,924
Additional noninterest expense$3,259,0001,348
Pre-tax net operating income$8,845,000891
Securities gains (losses)$1,691,000264
Applicable income taxes$3,407,000782
Income before extraordinary items$7,129,000777
Extraordinary gains, net$032
Net income$7,129,000778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,985
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,979,120874
1997-12-31 (YTD Data)Rank
Total interest income$30,629,0001,103
Total interest expense$13,971,0001,159
Net interest income$16,658,0001,055
Provision for loan and lease losses$695,0001,343
Total noninterest income$1,285,0002,479
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$875,0001,476
Trading account gains and fees$0239
Additional Noninterest Income$410,0003,239
Total noninterest expense$9,784,0001,346
Salaries and employee benefits$5,668,0001,156
Premises and equipment expense$978,0002,030
Additional noninterest expense$3,138,0001,386
Pre-tax net operating income$7,464,0001,080
Securities gains (losses)$1,185,000254
Applicable income taxes$2,806,000987
Income before extraordinary items$5,843,000952
Extraordinary gains, net$044
Net income$5,843,000953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,510
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,037,2001,069
1996-12-31 (YTD Data)Rank
Total interest income$28,048,0001,221
Total interest expense$12,515,0001,293
Net interest income$15,533,0001,164
Provision for loan and lease losses$100,0005,070
Total noninterest income$1,188,0002,704
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$804,0001,655
Trading account gains and fees$0262
Additional Noninterest Income$384,0003,478
Total noninterest expense$9,372,0001,524
Salaries and employee benefits$5,378,0001,243
Premises and equipment expense$923,0002,159
Additional noninterest expense$3,071,0001,697
Pre-tax net operating income$7,249,0001,041
Securities gains (losses)$65,0001,179
Applicable income taxes$2,360,0001,059
Income before extraordinary items$4,954,0001,053
Extraordinary gains, net$053
Net income$4,954,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,749
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,909,8001,044
1995-12-31 (YTD Data)Rank
Total interest income$25,551,0001,337
Total interest expense$11,050,0001,476
Net interest income$14,501,0001,243
Provision for loan and lease losses$600,0001,345
Total noninterest income$1,223,0002,671
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$749,0001,818
Trading account gains and fees$0522
Additional Noninterest Income$474,0002,982
Total noninterest expense$7,797,0001,796
Salaries and employee benefits$4,454,0001,488
Premises and equipment expense$776,0002,566
Additional noninterest expense$2,567,0001,955
Pre-tax net operating income$7,327,0001,068
Securities gains (losses)$132,000836
Applicable income taxes$2,741,000976
Income before extraordinary items$4,718,0001,122
Extraordinary gains, net$065
Net income$4,718,0001,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,0001,596
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,633,5201,117
1994-12-31 (YTD Data)Rank
Total interest income$20,553,0001,506
Total interest expense$7,966,0001,594
Net interest income$12,587,0001,433
Provision for loan and lease losses$500,0001,533
Total noninterest income$982,0003,148
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$699,0001,933
Trading account gains and fees$0475
Additional Noninterest Income$283,0004,264
Total noninterest expense$7,256,0001,973
Salaries and employee benefits$3,845,0001,744
Premises and equipment expense$802,0002,524
Additional noninterest expense$2,609,0002,067
Pre-tax net operating income$5,813,0001,283
Securities gains (losses)$43,0001,243
Applicable income taxes$2,100,0001,152
Income before extraordinary items$3,756,0001,334
Extraordinary gains, net$0249
Net income$3,756,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0001,458
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,728,4801,357
1993-12-31 (YTD Data)Rank
Total interest income$18,945,0001,651
Total interest expense$7,947,0001,655
Net interest income$10,998,0001,644
Provision for loan and lease losses$1,000,0001,300
Total noninterest income$940,0003,508
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$670,0002,039
Trading account gains and fees$0532
Additional Noninterest Income$270,0004,770
Total noninterest expense$7,093,0002,069
Salaries and employee benefits$3,557,0001,885
Premises and equipment expense$682,0002,954
Additional noninterest expense$2,854,0001,990
Pre-tax net operating income$3,845,0001,794
Securities gains (losses)$237,0001,501
Applicable income taxes$1,369,0001,703
Income before extraordinary items$2,713,0001,834
Extraordinary gains, net$03,149
Net income$2,713,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,794
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,556,5801,841
1992-12-31 (YTD Data)Rank
Total interest income$20,509,0001,729
Total interest expense$10,103,0001,705
Net interest income$10,406,0001,763
Provision for loan and lease losses$1,380,0001,494
Total noninterest income$789,0004,018
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$551,0002,499
Trading account gains and fees$0504
Additional Noninterest Income$238,0005,127
Total noninterest expense$6,895,0002,130
Salaries and employee benefits$3,007,0002,181
Premises and equipment expense$695,0002,937
Additional noninterest expense$3,193,0001,901
Pre-tax net operating income$2,920,0002,133
Securities gains (losses)$469,0001,143
Applicable income taxes$1,153,0001,829
Income before extraordinary items$2,236,0002,054
Extraordinary gains, net$221,000394
Net income$2,457,0001,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$722,0001,938
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,926,4602,204

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.