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Bristol Bank, Income and Expense

2006-06-30 (YTD Data)Rank
Total interest income$2,850,0005,132
Total interest expense$1,415,0004,261
Net interest income$1,435,0005,732
Provision for loan and lease losses$38,0004,803
Total noninterest income$165,0006,054
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$110,0004,799
Trading account gains and fees$0126
Additional Noninterest Income$55,0006,230
Total noninterest expense$1,681,0004,525
Salaries and employee benefits$868,0004,735
Premises and equipment expense$208,0004,812
Additional noninterest expense$605,0003,894
Pre-tax net operating income$-119,0008,354
Securities gains (losses)$01,185
Applicable income taxes$-42,0008,571
Income before extraordinary items$-77,0008,324
Extraordinary gains, net$-252,0008,771
Net income$-329,0008,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,181
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$2,000862
Net operating income$-77,0008,318
2006-03-31 (YTD Data)Rank
Total interest income$1,419,0005,086
Total interest expense$683,0004,233
Net interest income$736,0005,645
Provision for loan and lease losses$25,0004,252
Total noninterest income$83,0005,997
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$47,0005,070
Trading account gains and fees$0115
Additional Noninterest Income$36,0005,743
Total noninterest expense$821,0004,607
Salaries and employee benefits$420,0004,859
Premises and equipment expense$104,0004,836
Additional noninterest expense$297,0003,932
Pre-tax net operating income$-27,0008,307
Securities gains (losses)$0955
Applicable income taxes$-9,0008,517
Income before extraordinary items$-18,0008,283
Extraordinary gains, net$021
Net income$-18,0008,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0002,945
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$2,000621
Net operating income$-18,0008,266
2005-12-31 (YTD Data)Rank
Total interest income$4,874,0005,238
Total interest expense$2,253,0004,092
Net interest income$2,621,0005,915
Provision for loan and lease losses$249,0003,182
Total noninterest income$454,0005,467
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$378,0003,685
Trading account gains and fees$0138
Additional Noninterest Income$76,0006,827
Total noninterest expense$3,020,0004,748
Salaries and employee benefits$1,522,0004,995
Premises and equipment expense$423,0004,687
Additional noninterest expense$1,075,0004,178
Pre-tax net operating income$-194,0008,381
Securities gains (losses)$02,296
Applicable income taxes$-66,0008,569
Income before extraordinary items$-128,0008,380
Extraordinary gains, net$046
Net income$-128,0008,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,206
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$2,255,000385
Net operating income$-128,0008,355
2005-09-30 (YTD Data)Rank
Total interest income$3,521,0005,329
Total interest expense$1,605,0004,108
Net interest income$1,916,0006,014
Provision for loan and lease losses$292,0002,244
Total noninterest income$355,0005,400
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$310,0003,485
Trading account gains and fees$0126
Additional Noninterest Income$45,0007,190
Total noninterest expense$2,188,0004,831
Salaries and employee benefits$1,117,0005,052
Premises and equipment expense$307,0004,765
Additional noninterest expense$764,0004,333
Pre-tax net operating income$-209,0008,493
Securities gains (losses)$02,317
Applicable income taxes$-74,0008,703
Income before extraordinary items$-135,0008,478
Extraordinary gains, net$035
Net income$-135,0008,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0001,496
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$2,255,000286
Net operating income$-135,0008,450
2005-06-30 (YTD Data)Rank
Total interest income$2,253,0005,385
Total interest expense$1,035,0004,038
Net interest income$1,218,0006,140
Provision for loan and lease losses$277,0001,644
Total noninterest income$240,0005,313
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$200,0003,514
Trading account gains and fees$0116
Additional Noninterest Income$40,0006,773
Total noninterest expense$1,408,0004,950
Salaries and employee benefits$741,0005,074
Premises and equipment expense$210,0004,651
Additional noninterest expense$457,0004,676
Pre-tax net operating income$-227,0008,573
Securities gains (losses)$02,146
Applicable income taxes$-88,0008,740
Income before extraordinary items$-139,0008,540
Extraordinary gains, net$030
Net income$-139,0008,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,042
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,255,000229
Net operating income$-139,0008,516
2005-03-31 (YTD Data)Rank
Total interest income$1,132,0005,344
Total interest expense$507,0003,989
Net interest income$625,0006,101
Provision for loan and lease losses$2,0006,096
Total noninterest income$114,0005,400
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$107,0003,293
Trading account gains and fees$0115
Additional Noninterest Income$7,0008,020
Total noninterest expense$722,0004,884
Salaries and employee benefits$369,0005,106
Premises and equipment expense$105,0004,711
Additional noninterest expense$248,0004,387
Pre-tax net operating income$15,0008,306
Securities gains (losses)$01,685
Applicable income taxes$6,0006,318
Income before extraordinary items$9,0008,369
Extraordinary gains, net$024
Net income$9,0008,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$426,000174
Net operating income$9,0008,341
2004-12-31 (YTD Data)Rank
Total interest income$3,826,0005,691
Total interest expense$1,394,0004,716
Net interest income$2,432,0006,094
Provision for loan and lease losses$139,0004,397
Total noninterest income$440,0005,586
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$331,0004,081
Trading account gains and fees$0138
Additional Noninterest Income$109,0006,276
Total noninterest expense$2,411,0005,428
Salaries and employee benefits$1,205,0005,683
Premises and equipment expense$438,0004,501
Additional noninterest expense$768,0005,234
Pre-tax net operating income$322,0007,370
Securities gains (losses)$03,819
Applicable income taxes$121,0005,326
Income before extraordinary items$201,0007,644
Extraordinary gains, net$034
Net income$201,0007,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,972
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$1,790,000358
Net operating income$201,0007,599
2004-09-30 (YTD Data)Rank
Total interest income$2,789,0005,779
Total interest expense$983,0004,827
Net interest income$1,806,0006,127
Provision for loan and lease losses$121,0003,964
Total noninterest income$323,0005,665
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$253,0004,067
Trading account gains and fees$0134
Additional Noninterest Income$70,0006,544
Total noninterest expense$1,791,0005,426
Salaries and employee benefits$895,0005,669
Premises and equipment expense$325,0004,517
Additional noninterest expense$571,0005,210
Pre-tax net operating income$217,0007,616
Securities gains (losses)$03,710
Applicable income taxes$84,0005,535
Income before extraordinary items$133,0007,894
Extraordinary gains, net$026
Net income$133,0007,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,105
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$133,0007,845
2004-06-30 (YTD Data)Rank
Total interest income$1,797,0005,891
Total interest expense$639,0004,917
Net interest income$1,158,0006,262
Provision for loan and lease losses$51,0004,664
Total noninterest income$206,0005,751
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$151,0004,319
Trading account gains and fees$0130
Additional Noninterest Income$55,0006,266
Total noninterest expense$1,201,0005,443
Salaries and employee benefits$619,0005,595
Premises and equipment expense$216,0004,527
Additional noninterest expense$366,0005,374
Pre-tax net operating income$112,0007,834
Securities gains (losses)$03,413
Applicable income taxes$42,0005,789
Income before extraordinary items$70,0008,077
Extraordinary gains, net$021
Net income$70,0008,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,384
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$70,0008,014
2004-03-31 (YTD Data)Rank
Total interest income$884,0005,973
Total interest expense$316,0005,012
Net interest income$568,0006,324
Provision for loan and lease losses$19,0004,886
Total noninterest income$99,0005,796
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$76,0004,234
Trading account gains and fees$0121
Additional Noninterest Income$23,0006,579
Total noninterest expense$612,0005,384
Salaries and employee benefits$305,0005,690
Premises and equipment expense$104,0004,667
Additional noninterest expense$203,0005,026
Pre-tax net operating income$36,0008,100
Securities gains (losses)$02,934
Applicable income taxes$17,0005,912
Income before extraordinary items$19,0008,342
Extraordinary gains, net$016
Net income$19,0008,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,469
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$19,0008,278
2003-12-31 (YTD Data)Rank
Total interest income$2,979,0006,536
Total interest expense$1,208,0005,553
Net interest income$1,771,0006,943
Provision for loan and lease losses$113,0005,139
Total noninterest income$500,0005,437
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$183,0005,455
Trading account gains and fees$0160
Additional Noninterest Income$317,0004,391
Total noninterest expense$2,128,0005,781
Salaries and employee benefits$1,107,0005,911
Premises and equipment expense$380,0004,919
Additional noninterest expense$641,0005,772
Pre-tax net operating income$30,0008,443
Securities gains (losses)$04,500
Applicable income taxes$9,0007,067
Income before extraordinary items$21,0008,566
Extraordinary gains, net$054
Net income$21,0008,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,589
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$1,500,000370
Net operating income$21,0008,474
2003-09-30 (YTD Data)Rank
Total interest income$2,142,0006,769
Total interest expense$884,0005,771
Net interest income$1,258,0007,131
Provision for loan and lease losses$97,0004,715
Total noninterest income$411,0005,235
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$126,0005,684
Trading account gains and fees$0153
Additional Noninterest Income$285,0004,125
Total noninterest expense$1,571,0005,824
Salaries and employee benefits$814,0005,959
Premises and equipment expense$275,0005,014
Additional noninterest expense$482,0005,754
Pre-tax net operating income$1,0008,626
Securities gains (losses)$04,204
Applicable income taxes$-4,0008,875
Income before extraordinary items$5,0008,701
Extraordinary gains, net$040
Net income$5,0008,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,826
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$1,475,000273
Net operating income$5,0008,607
2003-06-30 (YTD Data)Rank
Total interest income$1,341,0006,981
Total interest expense$556,0006,073
Net interest income$785,0007,327
Provision for loan and lease losses$61,0004,676
Total noninterest income$236,0005,618
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$74,0005,920
Trading account gains and fees$0150
Additional Noninterest Income$162,0004,433
Total noninterest expense$1,001,0005,977
Salaries and employee benefits$526,0006,072
Premises and equipment expense$178,0005,081
Additional noninterest expense$297,0006,011
Pre-tax net operating income$-41,0008,761
Securities gains (losses)$03,782
Applicable income taxes$-21,0009,030
Income before extraordinary items$-20,0008,819
Extraordinary gains, net$030
Net income$-20,0008,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,051
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$646,000244
Net operating income$-20,0008,716
2003-03-31 (YTD Data)Rank
Total interest income$626,0007,207
Total interest expense$258,0006,398
Net interest income$368,0007,489
Provision for loan and lease losses$32,0004,392
Total noninterest income$102,0005,877
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$33,0006,078
Trading account gains and fees$0134
Additional Noninterest Income$69,0004,643
Total noninterest expense$521,0005,860
Salaries and employee benefits$284,0005,798
Premises and equipment expense$86,0005,190
Additional noninterest expense$151,0005,912
Pre-tax net operating income$-83,0008,946
Securities gains (losses)$02,891
Applicable income taxes$-32,0009,143
Income before extraordinary items$-51,0008,955
Extraordinary gains, net$021
Net income$-51,0008,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$646,000122
Net operating income$-51,0008,868
2002-12-31 (YTD Data)Rank
Total interest income$1,777,0008,094
Total interest expense$624,0008,019
Net interest income$1,153,0008,028
Provision for loan and lease losses$203,0004,321
Total noninterest income$505,0005,190
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$160,0005,703
Trading account gains and fees$0153
Additional Noninterest Income$345,0003,982
Total noninterest expense$2,165,0005,592
Salaries and employee benefits$1,150,0005,635
Premises and equipment expense$413,0004,538
Additional noninterest expense$602,0005,921
Pre-tax net operating income$-710,0009,061
Securities gains (losses)$04,537
Applicable income taxes$-255,0009,165
Income before extraordinary items$-455,0009,029
Extraordinary gains, net$070
Net income$-455,0009,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-455,0008,982
2001-12-31 (YTD Data)Rank
Total interest income$1,083,0009,096
Total interest expense$351,0009,225
Net interest income$732,0008,795
Provision for loan and lease losses$161,0004,630
Total noninterest income$78,0008,807
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$61,0007,379
Trading account gains and fees$0177
Additional Noninterest Income$17,0008,847
Total noninterest expense$1,674,0006,398
Salaries and employee benefits$852,0006,567
Premises and equipment expense$331,0005,217
Additional noninterest expense$491,0006,496
Pre-tax net operating income$-1,025,0009,362
Securities gains (losses)$04,612
Applicable income taxes$-359,0009,456
Income before extraordinary items$-666,0009,303
Extraordinary gains, net$0105
Net income$-666,0009,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-666,0009,270
2000-12-31 (YTD Data)Rank
Total interest income$507,0009,695
Total interest expense$83,0009,761
Net interest income$424,0009,556
Provision for loan and lease losses$33,0007,143
Total noninterest income$19,0009,678
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$5,0008,504
Trading account gains and feesNANA
Additional Noninterest Income$14,0009,226
Total noninterest expense$1,420,0006,950
Salaries and employee benefits$609,0007,654
Premises and equipment expense$305,0005,371
Additional noninterest expense$506,0006,387
Pre-tax net operating income$-1,010,0009,722
Securities gains (losses)$01,956
Applicable income taxes$-472,0009,791
Income before extraordinary items$-538,0009,589
Extraordinary gains, net$038
Net income$-538,0009,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-538,0009,587
1999-12-31 (YTD Data)Rank
Total interest income$65,00010,200
Total interest expense$010,199
Net interest income$65,00010,183
Provision for loan and lease losses$08,503
Total noninterest income$010,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$010,153
Total noninterest expense$546,0009,478
Salaries and employee benefits$192,0009,941
Premises and equipment expense$347,0004,990
Additional noninterest expense$7,00010,213
Pre-tax net operating income$-481,0009,830
Securities gains (losses)$03,155
Applicable income taxes$-96,0009,914
Income before extraordinary items$-385,0009,831
Extraordinary gains, net$035
Net income$-385,0009,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$6,526,000177
Net operating income$-385,0009,809

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.