Home > Brighton Commerce Bank > Assets and Liabilities
Brighton Commerce Bank, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 26 | 5,169 |
| Assets and Liabilities | ||
| Total Assets: | $114,429,000 | 4,789 |
| Cash and due from depository institutions | $9,957,000 | 5,169 |
| Interest-bearing balances | $8,128,000 | 1,301 |
| Securities | $866,000 | 7,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $99,019,000 | 4,063 |
| Loan loss allowance | $1,386,000 | 3,774 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $204,000 | 7,574 |
| Other real estate owned | $2,081,000 | 5,169 |
| Goodwill and other intangibles | $323,000 | 2,271 |
| All other assets | $1,979,000 | 5,213 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $114,429,000 | 4,789 |
| Total liabilities | $104,836,000 | 4,695 |
| Total deposits | $95,950,000 | 4,673 |
| Interest-bearing deposits | $86,843,000 | 4,482 |
| Deposits held in domestic offices | $95,950,000 | 4,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $8,500,000 | 3,441 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $386,000 | 5,882 |
| Total equity capital | $9,593,000 | 5,523 |
| Total bank equity capital | $9,593,000 | 5,523 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,570,000 | 2,241 |
| Surplus | $7,103,000 | 3,348 |
| Undivided profits | $920,000 | 6,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,993,000 | 3,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $399,000 | 6,393 |
| Earning assets | $108,013,000 | 4,686 |
| Long-term assets (5+ years) | $866,000 | 7,182 |
| Average Assets, year-to-date | $112,585,800 | 4,705 |
| Average Assets, quarterly | $116,911,000 | 4,696 |
| Volatile liabilities | $27,692,000 | 4,105 |
| Insider loans | $3,890,000 | 1,996 |
| FHLB advances | $8,500,000 | 3,328 |
| Loans and leases held for sale | $293,000 | 1,329 |
| Unused loan commitments | $10,457,000 | 4,405 |
| Tier 1 (core) risk-based capital | $9,385,000 | 5,480 |
| Tier 2 risk-based capital | $1,290,000 | 3,610 |
| Total risk weighted assets | $103,114,000 | 4,091 |
| Total unused commitments | $10,457,000 | 4,408 |
| Derivatives | $293,000 | 1,034 |
| 2008-09-30 | Rank | |
| # of Employees: | 27 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $119,393,000 | 4,636 |
| Cash and due from depository institutions | $14,863,000 | 5,124 |
| Interest-bearing balances | $9,000 | 6,486 |
| Securities | $944,000 | 7,849 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $99,121,000 | 4,050 |
| Loan loss allowance | $1,250,000 | 3,839 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $198,000 | 7,665 |
| Other real estate owned | $2,083,000 | 5,124 |
| Goodwill and other intangibles | $323,000 | 2,332 |
| All other assets | $1,861,000 | 5,417 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $119,393,000 | 4,636 |
| Total liabilities | $109,771,000 | 4,532 |
| Total deposits | $100,453,000 | 4,508 |
| Interest-bearing deposits | $90,104,000 | 4,360 |
| Deposits held in domestic offices | $100,453,000 | 4,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,000,000 | 3,372 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $318,000 | 6,446 |
| Total equity capital | $9,622,000 | 5,571 |
| Total bank equity capital | $9,622,000 | 5,571 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,570,000 | 2,260 |
| Surplus | $7,103,000 | 3,344 |
| Undivided profits | $949,000 | 6,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 3,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $415,000 | 6,415 |
| Earning assets | $100,074,000 | 4,890 |
| Long-term assets (5+ years) | $1,519,000 | 7,040 |
| Average Assets, year-to-date | $112,125,000 | 4,722 |
| Average Assets, quarterly | $114,885,500 | 4,722 |
| Volatile liabilities | $29,354,000 | 3,887 |
| Insider loans | $4,482,000 | 1,768 |
| FHLB advances | $9,000,000 | 3,242 |
| Loans and leases held for sale | $344,000 | 1,170 |
| Unused loan commitments | $11,739,000 | 4,308 |
| Tier 1 (core) risk-based capital | $9,363,000 | 5,579 |
| Tier 2 risk-based capital | $1,250,000 | 3,613 |
| Total risk weighted assets | $103,316,000 | 4,070 |
| Total unused commitments | $11,739,000 | 4,310 |
| Derivatives | $344,000 | 975 |
| 2008-06-30 | Rank | |
| # of Employees: | 28 | 5,057 |
| Assets and Liabilities | ||
| Total Assets: | $110,378,000 | 4,864 |
| Cash and due from depository institutions | $3,174,000 | 5,057 |
| Interest-bearing balances | $6,000 | 6,537 |
| Securities | $237,000 | 8,055 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,709 |
| Net loans & leases | $100,386,000 | 4,002 |
| Loan loss allowance | $1,015,000 | 4,292 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $204,000 | 7,706 |
| Other real estate owned | $2,176,000 | 5,057 |
| Goodwill and other intangibles | $323,000 | 2,357 |
| All other assets | $1,678,000 | 5,611 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $110,378,000 | 4,864 |
| Total liabilities | $100,418,000 | 4,775 |
| Total deposits | $90,408,000 | 4,810 |
| Interest-bearing deposits | $79,479,000 | 4,710 |
| Deposits held in domestic offices | $90,408,000 | 4,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $9,500,000 | 3,216 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $510,000 | 5,391 |
| Total equity capital | $9,960,000 | 5,490 |
| Total bank equity capital | $9,960,000 | 5,490 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,570,000 | 2,279 |
| Surplus | $7,103,000 | 3,328 |
| Undivided profits | $1,287,000 | 6,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 5,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $417,000 | 6,319 |
| Earning assets | $102,829,000 | 4,805 |
| Long-term assets (5+ years) | $816,000 | 7,289 |
| Average Assets, year-to-date | $109,702,330 | 4,808 |
| Average Assets, quarterly | $110,221,000 | 4,838 |
| Volatile liabilities | $33,600,000 | 3,565 |
| Insider loans | $4,398,000 | 1,770 |
| FHLB advances | $9,500,000 | 3,094 |
| Loans and leases held for sale | $120,000 | 1,597 |
| Unused loan commitments | $8,947,000 | 4,971 |
| Tier 1 (core) risk-based capital | $9,640,000 | 5,523 |
| Tier 2 risk-based capital | $1,015,000 | 4,071 |
| Total risk weighted assets | $103,569,000 | 4,060 |
| Total unused commitments | $8,947,000 | 4,971 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 27 | 5,205 |
| Assets and Liabilities | ||
| Total Assets: | $110,064,000 | 4,859 |
| Cash and due from depository institutions | $3,430,000 | 5,205 |
| Interest-bearing balances | $14,000 | 6,292 |
| Securities | $243,000 | 8,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $102,019,000 | 3,912 |
| Loan loss allowance | $1,030,000 | 4,178 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $209,000 | 7,735 |
| Other real estate owned | $2,199,000 | 5,205 |
| Goodwill and other intangibles | $323,000 | 2,354 |
| All other assets | $1,641,000 | 5,572 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $110,064,000 | 4,859 |
| Total liabilities | $100,431,000 | 4,772 |
| Total deposits | $87,965,000 | 4,910 |
| Interest-bearing deposits | $78,361,000 | 4,763 |
| Deposits held in domestic offices | $87,965,000 | 4,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,950,000 | 2,259 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,000,000 | 2,873 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $516,000 | 5,580 |
| Total equity capital | $9,633,000 | 5,674 |
| Total bank equity capital | $9,633,000 | 5,674 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,570,000 | 2,280 |
| Surplus | $6,813,000 | 3,402 |
| Undivided profits | $1,250,000 | 6,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $379,000 | 6,549 |
| Earning assets | $102,276,000 | 4,830 |
| Long-term assets (5+ years) | $1,533,000 | 7,062 |
| Average Assets, year-to-date | $109,364,500 | 4,832 |
| Average Assets, quarterly | $109,364,500 | 4,832 |
| Volatile liabilities | $37,357,000 | 3,283 |
| Insider loans | $4,416,000 | 1,742 |
| FHLB advances | $10,000,000 | 2,760 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $13,017,000 | 4,259 |
| Tier 1 (core) risk-based capital | $9,310,000 | 5,616 |
| Tier 2 risk-based capital | $1,030,000 | 3,992 |
| Total risk weighted assets | $105,624,000 | 3,975 |
| Total unused commitments | $13,017,000 | 4,261 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 28 | 5,087 |
| Assets and Liabilities | ||
| Total Assets: | $108,665,000 | 4,838 |
| Cash and due from depository institutions | $5,343,000 | 5,087 |
| Interest-bearing balances | $9,000 | 6,288 |
| Securities | $241,000 | 8,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $98,609,000 | 3,969 |
| Loan loss allowance | $1,018,000 | 4,171 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $223,000 | 7,726 |
| Other real estate owned | $2,200,000 | 5,087 |
| Goodwill and other intangibles | $323,000 | 2,361 |
| All other assets | $1,726,000 | 5,540 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $108,665,000 | 4,838 |
| Total liabilities | $99,046,000 | 4,755 |
| Total deposits | $88,966,000 | 4,817 |
| Interest-bearing deposits | $78,686,000 | 4,711 |
| Deposits held in domestic offices | $88,966,000 | 4,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,500,000 | 2,822 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $580,000 | 5,311 |
| Total equity capital | $9,619,000 | 5,633 |
| Total bank equity capital | $9,619,000 | 5,633 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,570,000 | 2,278 |
| Surplus | $6,813,000 | 3,382 |
| Undivided profits | $1,236,000 | 6,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $437,000 | 6,416 |
| Earning assets | $98,859,000 | 4,866 |
| Long-term assets (5+ years) | $241,000 | 7,485 |
| Average Assets, year-to-date | $106,613,400 | 4,763 |
| Average Assets, quarterly | $109,501,000 | 4,771 |
| Volatile liabilities | $36,653,000 | 3,304 |
| Insider loans | $4,980,000 | 1,525 |
| FHLB advances | $9,500,000 | 2,714 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $12,818,000 | 4,277 |
| Tier 1 (core) risk-based capital | $9,298,000 | 5,609 |
| Tier 2 risk-based capital | $1,018,000 | 4,004 |
| Total risk weighted assets | $102,447,000 | 4,011 |
| Total unused commitments | $12,818,000 | 4,277 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 28 | 5,112 |
| Assets and Liabilities | ||
| Total Assets: | $110,337,000 | 4,743 |
| Cash and due from depository institutions | $3,677,000 | 5,112 |
| Interest-bearing balances | $8,000 | 6,264 |
| Securities | $238,000 | 8,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $102,300,000 | 3,845 |
| Loan loss allowance | $1,018,000 | 4,126 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $216,000 | 7,761 |
| Other real estate owned | $2,043,000 | 5,112 |
| Goodwill and other intangibles | $323,000 | 2,350 |
| All other assets | $1,540,000 | 5,851 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $110,337,000 | 4,743 |
| Total liabilities | $100,487,000 | 4,673 |
| Total deposits | $85,246,000 | 4,919 |
| Interest-bearing deposits | $75,295,000 | 4,811 |
| Deposits held in domestic offices | $85,246,000 | 4,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,200,000 | 1,310 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,500,000 | 3,342 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $541,000 | 5,588 |
| Total equity capital | $9,850,000 | 5,524 |
| Total bank equity capital | $9,850,000 | 5,524 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,570,000 | 2,257 |
| Surplus | $6,813,000 | 3,326 |
| Undivided profits | $1,467,000 | 6,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $468,000 | 6,478 |
| Earning assets | $102,546,000 | 4,712 |
| Long-term assets (5+ years) | $733,000 | 7,288 |
| Average Assets, year-to-date | $106,100,500 | 4,773 |
| Average Assets, quarterly | $107,929,000 | 4,766 |
| Volatile liabilities | $43,356,000 | 2,892 |
| Insider loans | $4,918,000 | 1,513 |
| FHLB advances | $5,500,000 | 3,197 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $11,797,000 | 4,425 |
| Tier 1 (core) risk-based capital | $9,532,000 | 5,513 |
| Tier 2 risk-based capital | $1,018,000 | 3,961 |
| Total risk weighted assets | $105,318,000 | 3,933 |
| Total unused commitments | $11,797,000 | 4,425 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 27 | 5,263 |
| Assets and Liabilities | ||
| Total Assets: | $105,521,000 | 4,869 |
| Cash and due from depository institutions | $3,038,000 | 5,263 |
| Interest-bearing balances | $54,000 | 5,312 |
| Securities | $236,000 | 8,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $98,187,000 | 3,948 |
| Loan loss allowance | $975,000 | 4,251 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $237,000 | 7,740 |
| Other real estate owned | $2,043,000 | 5,263 |
| Goodwill and other intangibles | $323,000 | 2,369 |
| All other assets | $1,457,000 | 5,937 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $105,521,000 | 4,869 |
| Total liabilities | $96,069,000 | 4,799 |
| Total deposits | $90,600,000 | 4,739 |
| Interest-bearing deposits | $79,914,000 | 4,604 |
| Deposits held in domestic offices | $90,600,000 | 4,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $950,000 | 2,719 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000,000 | 3,667 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $519,000 | 5,454 |
| Total equity capital | $9,452,000 | 5,604 |
| Total bank equity capital | $9,452,000 | 5,604 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,570,000 | 2,257 |
| Surplus | $6,163,000 | 3,531 |
| Undivided profits | $1,719,000 | 6,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $413,000 | 6,623 |
| Earning assets | $98,477,000 | 4,818 |
| Long-term assets (5+ years) | $236,000 | 7,525 |
| Average Assets, year-to-date | $104,688,330 | 4,852 |
| Average Assets, quarterly | $105,076,500 | 4,869 |
| Volatile liabilities | $35,972,000 | 3,281 |
| Insider loans | $5,002,000 | 1,482 |
| FHLB advances | $4,000,000 | 3,510 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $11,490,000 | 4,539 |
| Tier 1 (core) risk-based capital | $9,136,000 | 5,640 |
| Tier 2 risk-based capital | $975,000 | 4,061 |
| Total risk weighted assets | $100,941,000 | 4,019 |
| Total unused commitments | $11,490,000 | 4,540 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 29 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $104,632,000 | 4,918 |
| Cash and due from depository institutions | $4,744,000 | 5,025 |
| Interest-bearing balances | $91,000 | 4,950 |
| Securities | $242,000 | 8,279 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,758 |
| Net loans & leases | $93,140,000 | 4,033 |
| Loan loss allowance | $950,000 | 4,323 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $232,000 | 7,757 |
| Other real estate owned | $2,043,000 | 5,025 |
| Goodwill and other intangibles | $323,000 | 2,366 |
| All other assets | $1,508,000 | 5,798 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $104,632,000 | 4,918 |
| Total liabilities | $95,518,000 | 4,840 |
| Total deposits | $91,568,000 | 4,734 |
| Interest-bearing deposits | $83,089,000 | 4,518 |
| Deposits held in domestic offices | $91,568,000 | 4,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,500,000 | 3,753 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $450,000 | 5,818 |
| Total equity capital | $9,114,000 | 5,696 |
| Total bank equity capital | $9,114,000 | 5,696 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,570,000 | 2,247 |
| Surplus | $5,588,000 | 3,710 |
| Undivided profits | $1,956,000 | 6,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $464,000 | 6,176 |
| Earning assets | $95,873,000 | 4,929 |
| Long-term assets (5+ years) | $1,002,000 | 7,191 |
| Average Assets, year-to-date | $104,272,000 | 4,916 |
| Average Assets, quarterly | $104,272,000 | 4,916 |
| Volatile liabilities | $35,154,000 | 3,265 |
| Insider loans | $2,974,000 | 2,279 |
| FHLB advances | $3,500,000 | 3,605 |
| Loans and leases held for sale | $350,000 | 1,359 |
| Unused loan commitments | $12,704,000 | 4,336 |
| Tier 1 (core) risk-based capital | $8,794,000 | 5,721 |
| Tier 2 risk-based capital | $950,000 | 4,141 |
| Total risk weighted assets | $96,727,000 | 4,094 |
| Total unused commitments | $12,704,000 | 4,336 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 27 | 5,256 |
| Assets and Liabilities | ||
| Total Assets: | $103,912,000 | 4,928 |
| Cash and due from depository institutions | $2,797,000 | 5,256 |
| Interest-bearing balances | $126,000 | 4,484 |
| Securities | $242,000 | 8,332 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,527 |
| Net loans & leases | $94,211,000 | 3,984 |
| Loan loss allowance | $995,000 | 4,166 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $254,000 | 7,710 |
| Other real estate owned | $2,686,000 | 5,256 |
| Goodwill and other intangibles | $323,000 | 2,372 |
| All other assets | $1,499,000 | 5,863 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $103,912,000 | 4,928 |
| Total liabilities | $94,541,000 | 4,837 |
| Total deposits | $90,107,000 | 4,743 |
| Interest-bearing deposits | $80,226,000 | 4,559 |
| Deposits held in domestic offices | $90,107,000 | 4,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,732 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $434,000 | 5,847 |
| Total equity capital | $9,371,000 | 5,579 |
| Total bank equity capital | $9,371,000 | 5,579 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,570,000 | 2,237 |
| Surplus | $5,588,000 | 3,652 |
| Undivided profits | $2,213,000 | 6,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $522,000 | 3,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $453,000 | 6,377 |
| Earning assets | $96,479,000 | 4,893 |
| Long-term assets (5+ years) | $1,007,000 | 7,202 |
| Average Assets, year-to-date | $105,637,400 | 4,735 |
| Average Assets, quarterly | $105,028,000 | 4,847 |
| Volatile liabilities | $40,230,000 | 3,099 |
| Insider loans | $3,157,000 | 2,163 |
| FHLB advances | $4,000,000 | 3,585 |
| Loans and leases held for sale | $219,000 | 1,464 |
| Unused loan commitments | $15,727,000 | 3,814 |
| Tier 1 (core) risk-based capital | $9,052,000 | 5,596 |
| Tier 2 risk-based capital | $995,000 | 3,990 |
| Total risk weighted assets | $98,605,000 | 4,013 |
| Total unused commitments | $15,727,000 | 3,814 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 26 | 5,407 |
| Assets and Liabilities | ||
| Total Assets: | $106,144,000 | 4,829 |
| Cash and due from depository institutions | $3,388,000 | 5,407 |
| Interest-bearing balances | $124,000 | 4,498 |
| Securities | $243,000 | 8,407 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,283 |
| Net loans & leases | $93,755,000 | 3,993 |
| Loan loss allowance | $995,000 | 4,198 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $274,000 | 7,688 |
| Other real estate owned | $1,186,000 | 5,407 |
| Goodwill and other intangibles | $323,000 | 2,369 |
| All other assets | $1,475,000 | 5,924 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $106,144,000 | 4,829 |
| Total liabilities | $96,725,000 | 4,745 |
| Total deposits | $92,324,000 | 4,598 |
| Interest-bearing deposits | $82,107,000 | 4,444 |
| Deposits held in domestic offices | $92,324,000 | 4,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,000,000 | 3,919 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $401,000 | 6,126 |
| Total equity capital | $9,419,000 | 5,538 |
| Total bank equity capital | $9,419,000 | 5,538 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,570,000 | 2,245 |
| Surplus | $5,588,000 | 3,621 |
| Undivided profits | $2,261,000 | 6,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,012,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $404,000 | 6,709 |
| Earning assets | $99,622,000 | 4,763 |
| Long-term assets (5+ years) | $1,012,000 | 7,244 |
| Average Assets, year-to-date | $106,068,750 | 4,742 |
| Average Assets, quarterly | $105,547,000 | 4,807 |
| Volatile liabilities | $40,137,000 | 3,068 |
| Insider loans | $2,569,000 | 2,479 |
| FHLB advances | $4,000,000 | 3,750 |
| Loans and leases held for sale | $304,000 | 1,382 |
| Unused loan commitments | $15,171,000 | 3,880 |
| Tier 1 (core) risk-based capital | $9,100,000 | 5,559 |
| Tier 2 risk-based capital | $995,000 | 3,999 |
| Total risk weighted assets | $97,802,000 | 4,020 |
| Total unused commitments | $15,171,000 | 3,882 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $104,950,000 | 4,842 |
| Cash and due from depository institutions | $3,244,000 | 5,311 |
| Interest-bearing balances | $108,000 | 4,674 |
| Securities | $238,000 | 8,454 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 4,386 |
| Net loans & leases | $97,107,000 | 3,874 |
| Loan loss allowance | $994,000 | 4,170 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $301,000 | 7,614 |
| Other real estate owned | $1,214,000 | 5,311 |
| Goodwill and other intangibles | $323,000 | 2,381 |
| All other assets | $1,423,000 | 5,943 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $104,950,000 | 4,842 |
| Total liabilities | $95,494,000 | 4,773 |
| Total deposits | $90,633,000 | 4,641 |
| Interest-bearing deposits | $80,359,000 | 4,497 |
| Deposits held in domestic offices | $90,633,000 | 4,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,500,000 | 3,811 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $361,000 | 6,072 |
| Total equity capital | $9,456,000 | 5,379 |
| Total bank equity capital | $9,456,000 | 5,379 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,570,000 | 2,239 |
| Surplus | $5,588,000 | 3,574 |
| Undivided profits | $2,298,000 | 6,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,964,000 | 1,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $366,000 | 6,725 |
| Earning assets | $98,553,000 | 4,761 |
| Long-term assets (5+ years) | $1,012,000 | 7,233 |
| Average Assets, year-to-date | $106,043,670 | 4,759 |
| Average Assets, quarterly | $106,218,500 | 4,784 |
| Volatile liabilities | $38,626,000 | 3,099 |
| Insider loans | $5,687,000 | 1,208 |
| FHLB advances | $4,500,000 | 3,646 |
| Loans and leases held for sale | $337,000 | 1,345 |
| Unused loan commitments | $12,968,000 | 4,247 |
| Tier 1 (core) risk-based capital | $9,141,000 | 5,487 |
| Tier 2 risk-based capital | $994,000 | 3,983 |
| Total risk weighted assets | $101,236,000 | 3,888 |
| Total unused commitments | $12,968,000 | 4,247 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 26 | 5,414 |
| Assets and Liabilities | ||
| Total Assets: | $107,487,000 | 4,752 |
| Cash and due from depository institutions | $3,910,000 | 5,414 |
| Interest-bearing balances | $149,000 | 4,487 |
| Securities | $242,000 | 8,488 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,590 |
| Net loans & leases | $94,938,000 | 3,869 |
| Loan loss allowance | $994,000 | 4,147 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $305,000 | 7,608 |
| Other real estate owned | $1,237,000 | 5,414 |
| Goodwill and other intangibles | $323,000 | 2,358 |
| All other assets | $1,432,000 | 5,862 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $107,487,000 | 4,752 |
| Total liabilities | $98,127,000 | 4,688 |
| Total deposits | $92,192,000 | 4,600 |
| Interest-bearing deposits | $81,678,000 | 4,435 |
| Deposits held in domestic offices | $92,192,000 | 4,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,500,000 | 3,414 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $435,000 | 5,528 |
| Total equity capital | $9,360,000 | 5,388 |
| Total bank equity capital | $9,360,000 | 5,388 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,570,000 | 2,229 |
| Surplus | $5,463,000 | 3,555 |
| Undivided profits | $2,327,000 | 6,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,953,000 | 1,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $359,000 | 6,633 |
| Earning assets | $100,429,000 | 4,704 |
| Long-term assets (5+ years) | $242,000 | 7,635 |
| Average Assets, year-to-date | $106,590,500 | 4,751 |
| Average Assets, quarterly | $106,590,500 | 4,751 |
| Volatile liabilities | $37,761,000 | 3,024 |
| Insider loans | $6,100,000 | 1,111 |
| FHLB advances | $5,500,000 | 3,285 |
| Loans and leases held for sale | $515,000 | 1,102 |
| Unused loan commitments | $14,561,000 | 3,991 |
| Tier 1 (core) risk-based capital | $9,043,000 | 5,465 |
| Tier 2 risk-based capital | $994,000 | 3,932 |
| Total risk weighted assets | $99,958,000 | 3,865 |
| Total unused commitments | $14,561,000 | 3,991 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $105,694,000 | 4,808 |
| Cash and due from depository institutions | $3,436,000 | 5,186 |
| Interest-bearing balances | $175,000 | 4,418 |
| Securities | $247,000 | 8,545 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,446 |
| Net loans & leases | $93,655,000 | 3,885 |
| Loan loss allowance | $978,000 | 4,162 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $316,000 | 7,578 |
| Other real estate owned | $1,201,000 | 5,186 |
| Goodwill and other intangibles | $323,000 | 2,361 |
| All other assets | $1,416,000 | 5,911 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $105,694,000 | 4,808 |
| Total liabilities | $96,292,000 | 4,734 |
| Total deposits | $89,497,000 | 4,684 |
| Interest-bearing deposits | $76,364,000 | 4,596 |
| Deposits held in domestic offices | $89,497,000 | 4,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,500,000 | 3,274 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $295,000 | 6,358 |
| Total equity capital | $9,402,000 | 5,349 |
| Total bank equity capital | $9,402,000 | 5,349 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,570,000 | 2,225 |
| Surplus | $5,463,000 | 3,516 |
| Undivided profits | $2,369,000 | 6,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,412,000 | 1,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $352,000 | 6,753 |
| Earning assets | $99,177,000 | 4,733 |
| Long-term assets (5+ years) | $247,000 | 7,669 |
| Average Assets, year-to-date | $107,087,200 | 4,613 |
| Average Assets, quarterly | $103,979,500 | 4,812 |
| Volatile liabilities | $33,788,000 | 3,204 |
| Insider loans | $7,090,000 | 916 |
| FHLB advances | $6,500,000 | 3,119 |
| Loans and leases held for sale | $1,080,000 | 841 |
| Unused loan commitments | $16,933,000 | 3,636 |
| Tier 1 (core) risk-based capital | $9,082,000 | 5,403 |
| Tier 2 risk-based capital | $978,000 | 3,962 |
| Total risk weighted assets | $98,485,000 | 3,878 |
| Total unused commitments | $16,933,000 | 3,637 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $102,265,000 | 4,860 |
| Cash and due from depository institutions | $2,513,000 | 5,170 |
| Interest-bearing balances | $208,000 | 4,282 |
| Securities | $250,000 | 8,580 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,498 |
| Net loans & leases | $91,932,000 | 3,911 |
| Loan loss allowance | $977,000 | 4,161 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $311,000 | 7,613 |
| Other real estate owned | $1,124,000 | 5,170 |
| Goodwill and other intangibles | $323,000 | 2,339 |
| All other assets | $1,412,000 | 5,907 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $102,265,000 | 4,860 |
| Total liabilities | $92,922,000 | 4,795 |
| Total deposits | $85,071,000 | 4,784 |
| Interest-bearing deposits | $72,808,000 | 4,688 |
| Deposits held in domestic offices | $85,071,000 | 4,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,500,000 | 3,115 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $351,000 | 6,046 |
| Total equity capital | $9,343,000 | 5,359 |
| Total bank equity capital | $9,343,000 | 5,359 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,570,000 | 2,195 |
| Surplus | $5,463,000 | 3,457 |
| Undivided profits | $2,310,000 | 6,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,398,000 | 1,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $369,000 | 6,661 |
| Earning assets | $96,790,000 | 4,762 |
| Long-term assets (5+ years) | $250,000 | 7,711 |
| Average Assets, year-to-date | $107,435,500 | 4,605 |
| Average Assets, quarterly | $109,188,000 | 4,625 |
| Volatile liabilities | $32,280,000 | 3,241 |
| Insider loans | $7,784,000 | 802 |
| FHLB advances | $7,500,000 | 2,973 |
| Loans and leases held for sale | $170,000 | 1,598 |
| Unused loan commitments | $18,296,000 | 3,444 |
| Tier 1 (core) risk-based capital | $9,022,000 | 5,395 |
| Tier 2 risk-based capital | $977,000 | 3,925 |
| Total risk weighted assets | $96,549,000 | 3,913 |
| Total unused commitments | $18,296,000 | 3,446 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $116,111,000 | 4,419 |
| Cash and due from depository institutions | $4,089,000 | 5,301 |
| Interest-bearing balances | $68,000 | 5,490 |
| Securities | $429,000 | 8,569 |
| Federal funds sold & reverse repurchase agreements | $14,200,000 | 849 |
| Net loans & leases | $94,139,000 | 3,766 |
| Loan loss allowance | $977,000 | 4,123 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $325,000 | 7,564 |
| Other real estate owned | $1,183,000 | 5,301 |
| Goodwill and other intangibles | $323,000 | 2,338 |
| All other assets | $1,423,000 | 5,735 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $116,111,000 | 4,419 |
| Total liabilities | $106,845,000 | 4,317 |
| Total deposits | $98,489,000 | 4,269 |
| Interest-bearing deposits | $85,405,000 | 4,166 |
| Deposits held in domestic offices | $98,489,000 | 4,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,969 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $356,000 | 5,743 |
| Total equity capital | $9,266,000 | 5,329 |
| Total bank equity capital | $9,266,000 | 5,329 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,570,000 | 2,174 |
| Surplus | $5,463,000 | 3,414 |
| Undivided profits | $2,233,000 | 6,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,390,000 | 1,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $350,000 | 6,542 |
| Earning assets | $108,836,000 | 4,354 |
| Long-term assets (5+ years) | $429,000 | 7,643 |
| Average Assets, year-to-date | $109,159,000 | 4,543 |
| Average Assets, quarterly | $110,788,000 | 4,529 |
| Volatile liabilities | $36,532,000 | 2,855 |
| Insider loans | $7,785,000 | 777 |
| FHLB advances | $8,000,000 | 2,831 |
| Loans and leases held for sale | $534,000 | 1,224 |
| Unused loan commitments | $16,499,000 | 3,586 |
| Tier 1 (core) risk-based capital | $8,944,000 | 5,348 |
| Tier 2 risk-based capital | $977,000 | 3,889 |
| Total risk weighted assets | $99,170,000 | 3,741 |
| Total unused commitments | $16,499,000 | 3,587 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 25 | 5,569 |
| Assets and Liabilities | ||
| Total Assets: | $105,465,000 | 4,725 |
| Cash and due from depository institutions | $4,215,000 | 5,569 |
| Interest-bearing balances | $119,000 | 4,837 |
| Securities | $430,000 | 8,642 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,813 |
| Net loans & leases | $95,245,000 | 3,692 |
| Loan loss allowance | $989,000 | 4,099 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $332,000 | 7,583 |
| Other real estate owned | $1,000,000 | 5,569 |
| Goodwill and other intangibles | $323,000 | 2,340 |
| All other assets | $1,620,000 | 5,434 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $105,465,000 | 4,725 |
| Total liabilities | $96,401,000 | 4,640 |
| Total deposits | $87,964,000 | 4,656 |
| Interest-bearing deposits | $77,727,000 | 4,474 |
| Deposits held in domestic offices | $87,964,000 | 4,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,889 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $437,000 | 5,097 |
| Total equity capital | $9,064,000 | 5,334 |
| Total bank equity capital | $9,064,000 | 5,334 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,570,000 | 2,180 |
| Surplus | $5,348,000 | 3,418 |
| Undivided profits | $2,146,000 | 6,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $357,000 | 6,418 |
| Earning assets | $98,094,000 | 4,682 |
| Long-term assets (5+ years) | $430,000 | 7,711 |
| Average Assets, year-to-date | $105,683,000 | 4,699 |
| Average Assets, quarterly | $105,683,000 | 4,699 |
| Volatile liabilities | $28,959,000 | 3,272 |
| Insider loans | $7,837,000 | 764 |
| FHLB advances | $8,000,000 | 2,768 |
| Loans and leases held for sale | $140,000 | 1,555 |
| Unused loan commitments | $17,072,000 | 3,468 |
| Tier 1 (core) risk-based capital | $8,745,000 | 5,384 |
| Tier 2 risk-based capital | $989,000 | 3,846 |
| Total risk weighted assets | $97,178,000 | 3,768 |
| Total unused commitments | $17,072,000 | 3,469 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 24 | 5,724 |
| Assets and Liabilities | ||
| Total Assets: | $105,901,000 | 4,702 |
| Cash and due from depository institutions | $3,637,000 | 5,724 |
| Interest-bearing balances | $45,000 | 5,800 |
| Securities | $585,000 | 8,646 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,354 |
| Net loans & leases | $95,022,000 | 3,663 |
| Loan loss allowance | $969,000 | 4,130 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $351,000 | 7,542 |
| Other real estate owned | $0 | 5,724 |
| Goodwill and other intangibles | $323,000 | 2,336 |
| All other assets | $1,283,000 | 5,946 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $105,901,000 | 4,702 |
| Total liabilities | $96,948,000 | 4,615 |
| Total deposits | $89,118,000 | 4,607 |
| Interest-bearing deposits | $77,805,000 | 4,454 |
| Deposits held in domestic offices | $89,118,000 | 4,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,500,000 | 2,997 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $330,000 | 5,769 |
| Total equity capital | $8,953,000 | 5,369 |
| Total bank equity capital | $8,953,000 | 5,369 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,570,000 | 2,163 |
| Surplus | $5,308,000 | 3,391 |
| Undivided profits | $2,075,000 | 6,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,035,000 | 2,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $341,000 | 6,555 |
| Earning assets | $100,352,000 | 4,596 |
| Long-term assets (5+ years) | $585,000 | 7,688 |
| Average Assets, year-to-date | $98,094,000 | 4,808 |
| Average Assets, quarterly | $103,505,000 | 4,726 |
| Volatile liabilities | $30,382,000 | 3,104 |
| Insider loans | $7,523,000 | 780 |
| FHLB advances | $7,500,000 | 2,856 |
| Loans and leases held for sale | $583,000 | 1,071 |
| Unused loan commitments | $16,521,000 | 3,404 |
| Tier 1 (core) risk-based capital | $8,630,000 | 5,388 |
| Tier 2 risk-based capital | $969,000 | 3,883 |
| Total risk weighted assets | $95,988,000 | 3,761 |
| Total unused commitments | $16,521,000 | 3,406 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 24 | 5,726 |
| Assets and Liabilities | ||
| Total Assets: | $101,109,000 | 4,796 |
| Cash and due from depository institutions | $4,097,000 | 5,726 |
| Interest-bearing balances | $53,000 | 5,745 |
| Securities | $594,000 | 8,696 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 1,888 |
| Net loans & leases | $88,818,000 | 3,828 |
| Loan loss allowance | $896,000 | 4,342 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $355,000 | 7,560 |
| Other real estate owned | $0 | 5,726 |
| Goodwill and other intangibles | $323,000 | 2,309 |
| All other assets | $1,222,000 | 6,115 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $101,109,000 | 4,796 |
| Total liabilities | $92,533,000 | 4,714 |
| Total deposits | $85,692,000 | 4,686 |
| Interest-bearing deposits | $72,518,000 | 4,663 |
| Deposits held in domestic offices | $85,692,000 | 4,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,500,000 | 3,195 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $341,000 | 5,883 |
| Total equity capital | $8,576,000 | 5,525 |
| Total bank equity capital | $8,576,000 | 5,525 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,570,000 | 2,159 |
| Surplus | $5,028,000 | 3,460 |
| Undivided profits | $1,978,000 | 6,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $326,000 | 6,833 |
| Earning assets | $95,165,000 | 4,719 |
| Long-term assets (5+ years) | $611,000 | 7,730 |
| Average Assets, year-to-date | $96,142,250 | 4,867 |
| Average Assets, quarterly | $98,567,000 | 4,841 |
| Volatile liabilities | $26,793,000 | 3,350 |
| Insider loans | $7,648,000 | 745 |
| FHLB advances | $6,500,000 | 3,051 |
| Loans and leases held for sale | $148,000 | 1,586 |
| Unused loan commitments | $16,033,000 | 3,464 |
| Tier 1 (core) risk-based capital | $8,253,000 | 5,520 |
| Tier 2 risk-based capital | $896,000 | 4,062 |
| Total risk weighted assets | $91,376,000 | 3,866 |
| Total unused commitments | $16,033,000 | 3,466 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 23 | 5,936 |
| Assets and Liabilities | ||
| Total Assets: | $96,025,000 | 4,954 |
| Cash and due from depository institutions | $5,324,000 | 5,936 |
| Interest-bearing balances | $1,035,000 | 2,828 |
| Securities | $602,000 | 8,758 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,569 |
| Net loans & leases | $84,749,000 | 3,911 |
| Loan loss allowance | $856,000 | 4,477 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $379,000 | 7,492 |
| Other real estate owned | $0 | 5,936 |
| Goodwill and other intangibles | $323,000 | 2,307 |
| All other assets | $1,148,000 | 6,207 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $96,025,000 | 4,954 |
| Total liabilities | $87,738,000 | 4,874 |
| Total deposits | $81,947,000 | 4,840 |
| Interest-bearing deposits | $71,183,000 | 4,727 |
| Deposits held in domestic offices | $81,947,000 | 4,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,500,000 | 3,390 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $291,000 | 5,939 |
| Total equity capital | $8,287,000 | 5,538 |
| Total bank equity capital | $8,287,000 | 5,538 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,570,000 | 2,160 |
| Surplus | $4,828,000 | 3,554 |
| Undivided profits | $1,889,000 | 6,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $291,000 | 6,989 |
| Earning assets | $89,886,000 | 4,887 |
| Long-term assets (5+ years) | $602,000 | 7,786 |
| Average Assets, year-to-date | $94,486,670 | 4,954 |
| Average Assets, quarterly | $95,638,000 | 4,944 |
| Volatile liabilities | $25,007,000 | 3,437 |
| Insider loans | $6,633,000 | 848 |
| FHLB advances | $5,500,000 | 3,244 |
| Loans and leases held for sale | $1,211,000 | 821 |
| Unused loan commitments | $17,137,000 | 3,317 |
| Tier 1 (core) risk-based capital | $7,964,000 | 5,579 |
| Tier 2 risk-based capital | $856,000 | 4,182 |
| Total risk weighted assets | $87,425,000 | 3,961 |
| Total unused commitments | $17,137,000 | 3,319 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $95,251,000 | 4,980 |
| Cash and due from depository institutions | $6,952,000 | 6,216 |
| Interest-bearing balances | $2,024,000 | 2,312 |
| Securities | $616,000 | 8,784 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,795 |
| Net loans & leases | $83,876,000 | 3,854 |
| Loan loss allowance | $831,000 | 4,531 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $395,000 | 7,447 |
| Other real estate owned | $109,000 | 6,216 |
| Goodwill and other intangibles | $323,000 | 2,300 |
| All other assets | $1,180,000 | 6,012 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $95,251,000 | 4,980 |
| Total liabilities | $87,047,000 | 4,895 |
| Total deposits | $81,183,000 | 4,868 |
| Interest-bearing deposits | $70,455,000 | 4,805 |
| Deposits held in domestic offices | $81,183,000 | 4,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,500,000 | 3,247 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $364,000 | 5,732 |
| Total equity capital | $8,204,000 | 5,637 |
| Total bank equity capital | $8,204,000 | 5,637 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,570,000 | 2,156 |
| Surplus | $4,828,000 | 3,510 |
| Undivided profits | $1,806,000 | 6,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $314,000 | 6,698 |
| Earning assets | $88,316,000 | 4,944 |
| Long-term assets (5+ years) | $616,000 | 7,797 |
| Average Assets, year-to-date | $93,717,500 | 4,999 |
| Average Assets, quarterly | $93,717,500 | 4,999 |
| Volatile liabilities | $26,956,000 | 3,154 |
| Insider loans | $5,275,000 | 1,062 |
| FHLB advances | $5,500,000 | 3,109 |
| Loans and leases held for sale | $759,000 | 1,112 |
| Unused loan commitments | $15,849,000 | 3,402 |
| Tier 1 (core) risk-based capital | $7,881,000 | 5,577 |
| Tier 2 risk-based capital | $831,000 | 4,229 |
| Total risk weighted assets | $87,076,000 | 3,917 |
| Total unused commitments | $15,849,000 | 3,408 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 20 | 6,366 |
| Assets and Liabilities | ||
| Total Assets: | $92,184,000 | 5,067 |
| Cash and due from depository institutions | $6,295,000 | 6,366 |
| Interest-bearing balances | $3,396,000 | 1,604 |
| Securities | $401,000 | 8,894 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,715 |
| Net loans & leases | $79,476,000 | 3,991 |
| Loan loss allowance | $795,000 | 4,645 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $417,000 | 7,415 |
| Other real estate owned | $109,000 | 6,366 |
| Goodwill and other intangibles | $323,000 | 2,289 |
| All other assets | $1,163,000 | 6,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,184,000 | 5,067 |
| Total liabilities | $84,257,000 | 4,998 |
| Total deposits | $78,488,000 | 4,984 |
| Interest-bearing deposits | $67,271,000 | 4,932 |
| Deposits held in domestic offices | $78,488,000 | 4,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,500,000 | 3,234 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $269,000 | 6,358 |
| Total equity capital | $7,927,000 | 5,682 |
| Total bank equity capital | $7,927,000 | 5,682 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,570,000 | 2,171 |
| Surplus | $4,573,000 | 3,611 |
| Undivided profits | $1,784,000 | 6,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $310,000 | 6,887 |
| Earning assets | $87,273,000 | 4,950 |
| Long-term assets (5+ years) | $401,000 | 7,958 |
| Average Assets, year-to-date | $86,479,400 | 5,173 |
| Average Assets, quarterly | $92,316,000 | 5,016 |
| Volatile liabilities | $28,713,000 | 3,018 |
| Insider loans | $5,276,000 | 1,049 |
| FHLB advances | $5,500,000 | 3,091 |
| Loans and leases held for sale | $717,000 | 1,011 |
| Unused loan commitments | $15,390,000 | 3,374 |
| Tier 1 (core) risk-based capital | $7,604,000 | 5,666 |
| Tier 2 risk-based capital | $795,000 | 4,357 |
| Total risk weighted assets | $83,414,000 | 4,023 |
| Total unused commitments | $15,390,000 | 3,375 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 20 | 6,371 |
| Assets and Liabilities | ||
| Total Assets: | $92,448,000 | 5,017 |
| Cash and due from depository institutions | $4,516,000 | 6,371 |
| Interest-bearing balances | $1,383,000 | 2,739 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $11,800,000 | 1,221 |
| Net loans & leases | $74,183,000 | 4,184 |
| Loan loss allowance | $748,000 | 4,833 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $421,000 | 7,423 |
| Other real estate owned | $109,000 | 6,371 |
| Goodwill and other intangibles | $323,000 | 2,265 |
| All other assets | $1,096,000 | 6,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,448,000 | 5,017 |
| Total liabilities | $84,907,000 | 4,945 |
| Total deposits | $79,054,000 | 4,937 |
| Interest-bearing deposits | $69,215,000 | 4,820 |
| Deposits held in domestic offices | $79,054,000 | 4,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,500,000 | 3,173 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $353,000 | 6,026 |
| Total equity capital | $7,541,000 | 5,833 |
| Total bank equity capital | $7,541,000 | 5,833 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,570,000 | 2,181 |
| Surplus | $4,273,000 | 3,699 |
| Undivided profits | $1,698,000 | 6,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $293,000 | 7,180 |
| Earning assets | $87,366,000 | 4,920 |
| Long-term assets (5+ years) | $31,000 | 8,188 |
| Average Assets, year-to-date | $85,053,250 | 5,249 |
| Average Assets, quarterly | $89,254,000 | 5,152 |
| Volatile liabilities | $26,958,000 | 3,119 |
| Insider loans | $4,897,000 | 1,105 |
| FHLB advances | $5,500,000 | 3,021 |
| Loans and leases held for sale | $407,000 | 1,497 |
| Unused loan commitments | $15,406,000 | 3,356 |
| Tier 1 (core) risk-based capital | $7,218,000 | 5,853 |
| Tier 2 risk-based capital | $748,000 | 4,527 |
| Total risk weighted assets | $79,554,000 | 4,149 |
| Total unused commitments | $15,406,000 | 3,360 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 19 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $86,060,000 | 5,280 |
| Cash and due from depository institutions | $4,426,000 | 6,562 |
| Interest-bearing balances | $2,000 | 6,945 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,173 |
| Net loans & leases | $77,044,000 | 4,048 |
| Loan loss allowance | $746,000 | 4,805 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $362,000 | 7,648 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $323,000 | 2,218 |
| All other assets | $1,105,000 | 6,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,060,000 | 5,280 |
| Total liabilities | $78,685,000 | 5,207 |
| Total deposits | $72,841,000 | 5,213 |
| Interest-bearing deposits | $62,042,000 | 5,186 |
| Deposits held in domestic offices | $72,841,000 | 5,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,500,000 | 3,148 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $344,000 | 6,140 |
| Total equity capital | $7,375,000 | 5,921 |
| Total bank equity capital | $7,375,000 | 5,921 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,570,000 | 2,181 |
| Surplus | $4,273,000 | 3,665 |
| Undivided profits | $1,532,000 | 7,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 6,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $303,000 | 7,008 |
| Earning assets | $79,846,000 | 5,230 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $82,588,330 | 5,365 |
| Average Assets, quarterly | $84,691,500 | 5,309 |
| Volatile liabilities | $25,361,000 | 3,232 |
| Insider loans | $4,323,000 | 1,235 |
| FHLB advances | $5,500,000 | 2,983 |
| Loans and leases held for sale | $3,192,000 | 914 |
| Unused loan commitments | $16,285,000 | 3,178 |
| Tier 1 (core) risk-based capital | $7,052,000 | 5,861 |
| Tier 2 risk-based capital | $746,000 | 4,509 |
| Total risk weighted assets | $78,007,000 | 4,182 |
| Total unused commitments | $16,285,000 | 3,188 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 19 | 6,553 |
| Assets and Liabilities | ||
| Total Assets: | $83,323,000 | 5,338 |
| Cash and due from depository institutions | $2,757,000 | 6,553 |
| Interest-bearing balances | $5,000 | 6,803 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $7,625,000 | 2,246 |
| Net loans & leases | $71,199,000 | 4,235 |
| Loan loss allowance | $721,000 | 4,865 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $357,000 | 7,686 |
| Other real estate owned | $0 | 6,553 |
| Goodwill and other intangibles | $323,000 | 2,210 |
| All other assets | $1,062,000 | 6,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,323,000 | 5,338 |
| Total liabilities | $76,450,000 | 5,254 |
| Total deposits | $71,547,000 | 5,239 |
| Interest-bearing deposits | $61,909,000 | 5,173 |
| Deposits held in domestic offices | $71,547,000 | 5,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,500,000 | 3,381 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $403,000 | 5,747 |
| Total equity capital | $6,873,000 | 6,108 |
| Total bank equity capital | $6,873,000 | 6,108 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,570,000 | 2,193 |
| Surplus | $3,913,000 | 3,859 |
| Undivided profits | $1,390,000 | 7,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 6,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $298,000 | 7,090 |
| Earning assets | $78,829,000 | 5,222 |
| Long-term assets (5+ years) | $22,000 | 8,249 |
| Average Assets, year-to-date | $80,852,500 | 5,420 |
| Average Assets, quarterly | $80,852,500 | 5,420 |
| Volatile liabilities | $27,797,000 | 2,983 |
| Insider loans | $3,374,000 | 1,617 |
| FHLB advances | $4,500,000 | 3,219 |
| Loans and leases held for sale | $2,256,000 | 953 |
| Unused loan commitments | $14,191,000 | 3,403 |
| Tier 1 (core) risk-based capital | $6,550,000 | 6,079 |
| Tier 2 risk-based capital | $721,000 | 4,540 |
| Total risk weighted assets | $72,714,000 | 4,329 |
| Total unused commitments | $14,191,000 | 3,414 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 19 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $78,382,000 | 5,518 |
| Cash and due from depository institutions | $2,549,000 | 6,541 |
| Interest-bearing balances | $13,000 | 6,537 |
| Securities | $500,000 | 9,050 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,204 |
| Net loans & leases | $70,914,000 | 4,256 |
| Loan loss allowance | $851,000 | 4,300 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $384,000 | 7,624 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $323,000 | 2,180 |
| All other assets | $1,012,000 | 6,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,382,000 | 5,518 |
| Total liabilities | $71,719,000 | 5,445 |
| Total deposits | $67,951,000 | 5,365 |
| Interest-bearing deposits | $59,013,000 | 5,287 |
| Deposits held in domestic offices | $67,951,000 | 5,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,500,000 | 3,719 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $268,000 | 6,893 |
| Total equity capital | $6,663,000 | 6,196 |
| Total bank equity capital | $6,663,000 | 6,196 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,570,000 | 2,190 |
| Surplus | $3,913,000 | 3,812 |
| Undivided profits | $1,180,000 | 7,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 6,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $283,000 | 7,391 |
| Earning assets | $74,127,000 | 5,390 |
| Long-term assets (5+ years) | $23,000 | 8,279 |
| Average Assets, year-to-date | $75,013,200 | 5,495 |
| Average Assets, quarterly | $78,108,000 | 5,497 |
| Volatile liabilities | $24,973,000 | 3,222 |
| Insider loans | $2,827,000 | 1,881 |
| FHLB advances | $3,500,000 | 3,520 |
| Loans and leases held for sale | $3,526,000 | 818 |
| Unused loan commitments | $11,749,000 | 3,715 |
| Tier 1 (core) risk-based capital | $6,340,000 | 6,144 |
| Tier 2 risk-based capital | $851,000 | 4,006 |
| Total risk weighted assets | $70,875,000 | 4,395 |
| Total unused commitments | $11,749,000 | 3,719 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 17 | 6,921 |
| Assets and Liabilities | ||
| Total Assets: | $70,530,000 | 5,789 |
| Cash and due from depository institutions | $3,228,000 | 6,921 |
| Interest-bearing balances | $74,000 | 5,471 |
| Securities | $1,001,000 | 9,155 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,078 |
| Net loans & leases | $61,972,000 | 4,571 |
| Loan loss allowance | $732,000 | 4,580 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $372,000 | 7,778 |
| Other real estate owned | $0 | 6,921 |
| Goodwill and other intangibles | $323,000 | 2,115 |
| All other assets | $834,000 | 7,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,530,000 | 5,789 |
| Total liabilities | $64,524,000 | 5,708 |
| Total deposits | $62,286,000 | 5,556 |
| Interest-bearing deposits | $53,337,000 | 5,548 |
| Deposits held in domestic offices | $62,286,000 | 5,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $238,000 | 7,520 |
| Total equity capital | $6,006,000 | 6,423 |
| Total bank equity capital | $6,006,000 | 6,423 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,570,000 | 2,232 |
| Surplus | $3,828,000 | 3,770 |
| Undivided profits | $608,000 | 8,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $284,000 | 7,684 |
| Earning assets | $65,847,000 | 5,719 |
| Long-term assets (5+ years) | $998,000 | 7,891 |
| Average Assets, year-to-date | $66,605,800 | 5,789 |
| Average Assets, quarterly | $68,645,000 | 5,833 |
| Volatile liabilities | $25,358,000 | 3,107 |
| Insider loans | $3,023,000 | 1,648 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $1,721,000 | 973 |
| Unused loan commitments | $13,199,000 | 3,311 |
| Tier 1 (core) risk-based capital | $5,682,000 | 6,459 |
| Tier 2 risk-based capital | $732,000 | 4,299 |
| Total risk weighted assets | $64,158,000 | 4,616 |
| Total unused commitments | $13,199,000 | 3,316 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 15 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $62,431,000 | 6,095 |
| Cash and due from depository institutions | $2,287,000 | 7,445 |
| Interest-bearing balances | $132,000 | 4,277 |
| Securities | $1,711,000 | 9,341 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 2,908 |
| Net loans & leases | $53,284,000 | 4,966 |
| Loan loss allowance | $602,000 | 5,093 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $419,000 | 7,803 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $348,000 | 2,039 |
| All other assets | $532,000 | 7,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,431,000 | 6,095 |
| Total liabilities | $57,021,000 | 6,012 |
| Total deposits | $55,647,000 | 5,825 |
| Interest-bearing deposits | $47,472,000 | 5,840 |
| Deposits held in domestic offices | $55,647,000 | 5,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,537 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $374,000 | 6,673 |
| Total equity capital | $5,410,000 | 6,787 |
| Total bank equity capital | $5,410,000 | 6,787 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,570,000 | 2,277 |
| Surplus | $3,608,000 | 3,867 |
| Undivided profits | $232,000 | 8,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $298,000 | 6,939 |
| Earning assets | $58,977,000 | 5,987 |
| Long-term assets (5+ years) | $1,301,000 | 7,759 |
| Average Assets, year-to-date | $59,612,800 | 6,057 |
| Average Assets, quarterly | $64,397,500 | 5,921 |
| Volatile liabilities | $20,246,000 | 3,622 |
| Insider loans | $2,766,000 | 1,737 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,350,000 | 3,269 |
| Tier 1 (core) risk-based capital | $5,066,000 | 6,901 |
| Tier 2 risk-based capital | $602,000 | 4,790 |
| Total risk weighted assets | $55,139,500 | 4,971 |
| Total unused commitments | $12,350,000 | 3,271 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 17 | 7,277 |
| Assets and Liabilities | ||
| Total Assets: | $55,282,000 | 6,548 |
| Cash and due from depository institutions | $2,795,000 | 7,277 |
| Interest-bearing balances | $68,000 | 5,206 |
| Securities | $2,075,000 | 9,603 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,556 |
| Net loans & leases | $46,206,000 | 5,334 |
| Loan loss allowance | $467,000 | 5,910 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $418,000 | 8,055 |
| Other real estate owned | $0 | 7,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $288,000 | 9,370 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,282,000 | 6,548 |
| Total liabilities | $50,713,000 | 6,459 |
| Total deposits | $50,436,000 | 6,217 |
| Interest-bearing deposits | $44,588,000 | 6,106 |
| Deposits held in domestic offices | $50,436,000 | 6,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $277,000 | 7,183 |
| Total equity capital | $4,569,000 | 7,332 |
| Total bank equity capital | $4,569,000 | 7,332 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,570,000 | 2,307 |
| Surplus | $3,237,000 | 4,143 |
| Undivided profits | $-238,000 | 9,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $180,000 | 8,060 |
| Earning assets | $51,849,000 | 6,428 |
| Long-term assets (5+ years) | $593,000 | 8,546 |
| Average Assets, year-to-date | $50,378,000 | 6,733 |
| Average Assets, quarterly | $54,409,000 | 6,544 |
| Volatile liabilities | $18,840,000 | 3,620 |
| Insider loans | $2,276,000 | 2,002 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,899,000 | 3,167 |
| Tier 1 (core) risk-based capital | $4,590,000 | 7,336 |
| Tier 2 risk-based capital | $467,000 | 5,559 |
| Total risk weighted assets | $47,707,600 | 5,363 |
| Total unused commitments | $12,899,000 | 3,170 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $42,578,000 | 7,556 |
| Cash and due from depository institutions | $1,869,000 | 8,274 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,755,000 | 9,866 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 3,646 |
| Net loans & leases | $33,683,000 | 6,308 |
| Loan loss allowance | $341,000 | 6,961 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $476,000 | 7,867 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $245,000 | 9,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,578,000 | 7,556 |
| Total liabilities | $39,166,000 | 7,431 |
| Total deposits | $39,023,000 | 7,254 |
| Interest-bearing deposits | $33,655,000 | 7,204 |
| Deposits held in domestic offices | $39,023,000 | 7,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $143,000 | 9,267 |
| Total equity capital | $3,412,000 | 8,450 |
| Total bank equity capital | $3,412,000 | 8,450 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,570,000 | 2,276 |
| Surplus | $2,687,000 | 4,527 |
| Undivided profits | $-845,000 | 10,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $163,000 | 8,449 |
| Earning assets | $39,988,000 | 7,463 |
| Long-term assets (5+ years) | $600,000 | 8,687 |
| Average Assets, year-to-date | $33,409,600 | 8,148 |
| Average Assets, quarterly | $39,090,000 | 7,781 |
| Volatile liabilities | $7,474,000 | 5,870 |
| Insider loans | $1,879,000 | 2,214 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,950,000 | 3,628 |
| Tier 1 (core) risk-based capital | $3,409,000 | 8,342 |
| Tier 2 risk-based capital | $341,000 | 6,550 |
| Total risk weighted assets | $36,536,200 | 6,204 |
| Total unused commitments | $9,950,000 | 3,635 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 9 | 9,630 |
| Assets and Liabilities | ||
| Total Assets: | $23,580,000 | 9,492 |
| Cash and due from depository institutions | $1,039,000 | 9,630 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $1,495,000 | 10,456 |
| Federal funds sold & reverse repurchase agreements | $6,850,000 | 2,026 |
| Net loans & leases | $13,678,000 | 9,234 |
| Loan loss allowance | $139,000 | 9,600 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $385,000 | 8,476 |
| Other real estate owned | $0 | 9,630 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $133,000 | 10,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,580,000 | 9,492 |
| Total liabilities | $21,659,000 | 9,407 |
| Total deposits | $21,518,000 | 9,307 |
| Interest-bearing deposits | $17,620,000 | 9,378 |
| Deposits held in domestic offices | $21,518,000 | 9,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $141,000 | 9,738 |
| Total equity capital | $1,921,000 | 10,087 |
| Total bank equity capital | $1,921,000 | 10,087 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,570,000 | 2,301 |
| Surplus | $1,130,000 | 7,088 |
| Undivided profits | $-779,000 | 10,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $66,000 | 10,244 |
| Earning assets | $22,023,000 | 9,427 |
| Long-term assets (5+ years) | $34,000 | 9,500 |
| Average Assets, year-to-date | $12,380,500 | 10,482 |
| Average Assets, quarterly | $18,826,500 | 9,929 |
| Volatile liabilities | $6,056,000 | 6,567 |
| Insider loans | $433,000 | 5,779 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,811,000 | 7,657 |
| Tier 1 (core) risk-based capital | $1,922,000 | 10,044 |
| Tier 2 risk-based capital | $139,000 | 9,319 |
| Total risk weighted assets | $15,878,900 | 9,073 |
| Total unused commitments | $1,811,000 | 7,665 |
| Derivatives | $0 | 533 |