Home > Bridgewater Bank > Income and Expense
Bridgewater Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $222,197,000 | 283 |
| Total interest expense | $112,055,000 | 217 |
| Net interest income | $110,142,000 | 342 |
| Provision for loan and lease losses | $-175,000 | 4,375 |
| Total noninterest income | $6,561,000 | 989 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,455,000 | 753 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $5,106,000 | 873 |
| Total noninterest expense | $59,175,000 | 502 |
| Salaries and employee benefits | $35,385,000 | 451 |
| Premises and equipment expense | $4,475,000 | 616 |
| Additional noninterest expense | $5,106,000 | 873 |
| Pre-tax net operating income | $57,703,000 | 312 |
| Securities gains (losses) | $-6,000 | 3,322 |
| Applicable income taxes | $14,426,000 | 262 |
| Income before extraordinary items | $43,271,000 | 320 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $43,271,000 | 324 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $43,271,000 | 322 |
| Net charge-offs | $202,000 | 1,156 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $3,954,000 | 101 |
| Net operating income | $43,275,740 | 333 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $163,686,000 | 287 |
| Total interest expense | $80,119,000 | 217 |
| Net interest income | $83,567,000 | 344 |
| Provision for loan and lease losses | $75,000 | 2,285 |
| Total noninterest income | $5,182,000 | 981 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,096,000 | 746 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $4,086,000 | 852 |
| Total noninterest expense | $44,023,000 | 503 |
| Salaries and employee benefits | $26,066,000 | 456 |
| Premises and equipment expense | $3,402,000 | 608 |
| Additional noninterest expense | $4,086,000 | 852 |
| Pre-tax net operating income | $44,651,000 | 321 |
| Securities gains (losses) | $-6,000 | 3,417 |
| Applicable income taxes | $11,268,000 | 263 |
| Income before extraordinary items | $33,377,000 | 328 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $33,377,000 | 331 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $33,377,000 | 328 |
| Net charge-offs | $111,000 | 1,141 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $2,910,000 | 100 |
| Net operating income | $33,381,740 | 336 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $106,918,000 | 279 |
| Total interest expense | $50,030,000 | 208 |
| Net interest income | $56,888,000 | 336 |
| Provision for loan and lease losses | $675,000 | 641 |
| Total noninterest income | $3,382,000 | 933 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $717,000 | 749 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $2,665,000 | 807 |
| Total noninterest expense | $28,565,000 | 497 |
| Salaries and employee benefits | $16,821,000 | 463 |
| Premises and equipment expense | $2,292,000 | 587 |
| Additional noninterest expense | $2,665,000 | 807 |
| Pre-tax net operating income | $31,030,000 | 313 |
| Securities gains (losses) | $-6,000 | 3,733 |
| Applicable income taxes | $8,044,000 | 251 |
| Income before extraordinary items | $22,980,000 | 317 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $22,980,000 | 323 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $22,980,000 | 318 |
| Net charge-offs | $-5,000 | 3,722 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $1,913,000 | 88 |
| Net operating income | $22,984,740 | 321 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $51,954,000 | 284 |
| Total interest expense | $22,179,000 | 205 |
| Net interest income | $29,775,000 | 329 |
| Provision for loan and lease losses | $625,000 | 455 |
| Total noninterest income | $2,045,000 | 822 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $349,000 | 768 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $1,696,000 | 679 |
| Total noninterest expense | $14,182,000 | 514 |
| Salaries and employee benefits | $8,512,000 | 473 |
| Premises and equipment expense | $1,209,000 | 586 |
| Additional noninterest expense | $1,696,000 | 679 |
| Pre-tax net operating income | $17,013,000 | 295 |
| Securities gains (losses) | $-56,000 | 4,276 |
| Applicable income taxes | $4,526,000 | 240 |
| Income before extraordinary items | $12,431,000 | 314 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $12,431,000 | 315 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $12,431,000 | 315 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $941,000 | 81 |
| Net operating income | $12,475,240 | 314 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $163,625,000 | 282 |
| Total interest expense | $29,107,000 | 205 |
| Net interest income | $134,518,000 | 295 |
| Provision for loan and lease losses | $7,700,000 | 203 |
| Total noninterest income | $6,354,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,236,000 | 862 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,118,000 | 897 |
| Total noninterest expense | $56,966,000 | 490 |
| Salaries and employee benefits | $35,973,000 | 428 |
| Premises and equipment expense | $4,417,000 | 618 |
| Additional noninterest expense | $5,118,000 | 897 |
| Pre-tax net operating income | $76,206,000 | 286 |
| Securities gains (losses) | $82,000 | 185 |
| Applicable income taxes | $20,101,000 | 235 |
| Income before extraordinary items | $56,187,000 | 294 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $56,187,000 | 294 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $56,187,000 | 294 |
| Net charge-offs | $-276,000 | 4,504 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $3,338,000 | 141 |
| Net operating income | $56,122,220 | 302 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $114,782,000 | 284 |
| Total interest expense | $14,372,000 | 202 |
| Net interest income | $100,410,000 | 296 |
| Provision for loan and lease losses | $6,200,000 | 176 |
| Total noninterest income | $4,585,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $892,000 | 903 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $3,693,000 | 933 |
| Total noninterest expense | $41,639,000 | 496 |
| Salaries and employee benefits | $26,398,000 | 431 |
| Premises and equipment expense | $3,231,000 | 627 |
| Additional noninterest expense | $3,693,000 | 933 |
| Pre-tax net operating income | $57,156,000 | 290 |
| Securities gains (losses) | $52,000 | 231 |
| Applicable income taxes | $15,464,000 | 233 |
| Income before extraordinary items | $41,744,000 | 296 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $41,744,000 | 296 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $41,744,000 | 296 |
| Net charge-offs | $-271,000 | 4,539 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $2,556,000 | 128 |
| Net operating income | $41,702,920 | 302 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $72,438,000 | 281 |
| Total interest expense | $7,349,000 | 189 |
| Net interest income | $65,089,000 | 293 |
| Provision for loan and lease losses | $4,700,000 | 148 |
| Total noninterest income | $3,195,000 | 1,025 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $579,000 | 916 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $2,616,000 | 912 |
| Total noninterest expense | $27,301,000 | 496 |
| Salaries and employee benefits | $17,167,000 | 432 |
| Premises and equipment expense | $2,133,000 | 629 |
| Additional noninterest expense | $8,001,000 | 523 |
| Pre-tax net operating income | $36,283,000 | 285 |
| Securities gains (losses) | $52,000 | 209 |
| Applicable income taxes | $9,720,000 | 243 |
| Income before extraordinary items | $26,615,000 | 294 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $26,615,000 | 294 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $26,615,000 | 294 |
| Net charge-offs | $9,000 | 1,615 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $1,680,000 | 108 |
| Net operating income | $26,573,920 | 302 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $34,670,000 | 285 |
| Total interest expense | $3,317,000 | 181 |
| Net interest income | $31,353,000 | 294 |
| Provision for loan and lease losses | $1,675,000 | 145 |
| Total noninterest income | $1,597,000 | 1,026 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $281,000 | 930 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $1,316,000 | 917 |
| Total noninterest expense | $13,507,000 | 495 |
| Salaries and employee benefits | $8,412,000 | 449 |
| Premises and equipment expense | $1,083,000 | 628 |
| Additional noninterest expense | $4,012,000 | 504 |
| Pre-tax net operating income | $17,768,000 | 282 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $4,750,000 | 240 |
| Income before extraordinary items | $13,018,000 | 292 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,018,000 | 292 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $13,018,000 | 292 |
| Net charge-offs | $3,000 | 1,472 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $831,000 | 87 |
| Net operating income | $13,018,000 | 292 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $128,838,000 | 297 |
| Total interest expense | $14,679,000 | 200 |
| Net interest income | $114,159,000 | 304 |
| Provision for loan and lease losses | $5,150,000 | 108 |
| Total noninterest income | $4,487,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,007,000 | 975 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,480,000 | 1,365 |
| Total noninterest expense | $47,895,000 | 553 |
| Salaries and employee benefits | $30,105,000 | 490 |
| Premises and equipment expense | $3,874,000 | 683 |
| Additional noninterest expense | $13,916,000 | 585 |
| Pre-tax net operating income | $65,601,000 | 308 |
| Securities gains (losses) | $750,000 | 262 |
| Applicable income taxes | $17,727,000 | 274 |
| Income before extraordinary items | $48,624,000 | 343 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $48,624,000 | 343 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $48,624,000 | 343 |
| Net charge-offs | $-29,000 | 3,948 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $2,426,000 | 152 |
| Net operating income | $48,031,500 | 343 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $95,071,000 | 300 |
| Total interest expense | $11,276,000 | 204 |
| Net interest income | $83,795,000 | 308 |
| Provision for loan and lease losses | $4,000,000 | 95 |
| Total noninterest income | $3,194,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $733,000 | 988 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,461,000 | 1,462 |
| Total noninterest expense | $35,326,000 | 563 |
| Salaries and employee benefits | $22,350,000 | 500 |
| Premises and equipment expense | $2,923,000 | 691 |
| Additional noninterest expense | $10,053,000 | 599 |
| Pre-tax net operating income | $47,663,000 | 324 |
| Securities gains (losses) | $750,000 | 231 |
| Applicable income taxes | $12,965,000 | 275 |
| Income before extraordinary items | $35,448,000 | 357 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $35,448,000 | 356 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $35,448,000 | 357 |
| Net charge-offs | $-60,000 | 4,283 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $1,765,000 | 144 |
| Net operating income | $34,855,500 | 355 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $61,564,000 | 306 |
| Total interest expense | $7,646,000 | 212 |
| Net interest income | $53,918,000 | 311 |
| Provision for loan and lease losses | $2,700,000 | 102 |
| Total noninterest income | $1,884,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $465,000 | 998 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,419,000 | 1,565 |
| Total noninterest expense | $22,589,000 | 584 |
| Salaries and employee benefits | $14,267,000 | 516 |
| Premises and equipment expense | $1,989,000 | 680 |
| Additional noninterest expense | $6,333,000 | 616 |
| Pre-tax net operating income | $30,513,000 | 336 |
| Securities gains (losses) | $702,000 | 207 |
| Applicable income taxes | $8,341,000 | 285 |
| Income before extraordinary items | $22,874,000 | 356 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $22,874,000 | 355 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $22,874,000 | 356 |
| Net charge-offs | $-50,000 | 4,360 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $1,157,000 | 125 |
| Net operating income | $22,319,420 | 362 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $30,428,000 | 307 |
| Total interest expense | $3,899,000 | 223 |
| Net interest income | $26,529,000 | 311 |
| Provision for loan and lease losses | $1,100,000 | 168 |
| Total noninterest income | $983,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $234,000 | 972 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $749,000 | 1,528 |
| Total noninterest expense | $10,964,000 | 596 |
| Salaries and employee benefits | $6,927,000 | 532 |
| Premises and equipment expense | $1,032,000 | 670 |
| Additional noninterest expense | $3,005,000 | 637 |
| Pre-tax net operating income | $15,448,000 | 331 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $4,128,000 | 288 |
| Income before extraordinary items | $11,320,000 | 367 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $11,320,000 | 364 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $11,320,000 | 367 |
| Net charge-offs | $-46,000 | 4,593 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $574,000 | 111 |
| Net operating income | $11,320,000 | 358 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $114,738,000 | 322 |
| Total interest expense | $23,314,000 | 243 |
| Net interest income | $91,424,000 | 341 |
| Provision for loan and lease losses | $12,750,000 | 287 |
| Total noninterest income | $4,299,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $826,000 | 1,106 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $3,473,000 | 1,323 |
| Total noninterest expense | $45,565,000 | 559 |
| Salaries and employee benefits | $24,863,000 | 572 |
| Premises and equipment expense | $3,305,000 | 781 |
| Additional noninterest expense | $17,397,000 | 458 |
| Pre-tax net operating income | $37,408,000 | 371 |
| Securities gains (losses) | $1,503,000 | 268 |
| Applicable income taxes | $9,783,000 | 308 |
| Income before extraordinary items | $29,128,000 | 396 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $29,128,000 | 395 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $29,128,000 | 396 |
| Net charge-offs | $435,000 | 1,071 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,668,000 | 165 |
| Net operating income | $27,940,630 | 394 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $84,053,000 | 328 |
| Total interest expense | $18,680,000 | 245 |
| Net interest income | $65,373,000 | 348 |
| Provision for loan and lease losses | $8,850,000 | 332 |
| Total noninterest income | $3,315,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $575,000 | 1,168 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,740,000 | 1,251 |
| Total noninterest expense | $30,283,000 | 601 |
| Salaries and employee benefits | $18,831,000 | 555 |
| Premises and equipment expense | $2,314,000 | 820 |
| Additional noninterest expense | $9,138,000 | 600 |
| Pre-tax net operating income | $29,555,000 | 331 |
| Securities gains (losses) | $1,473,000 | 220 |
| Applicable income taxes | $7,672,000 | 281 |
| Income before extraordinary items | $23,356,000 | 339 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $23,356,000 | 338 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $23,356,000 | 339 |
| Net charge-offs | $-5,000 | 4,085 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $1,205,000 | 151 |
| Net operating income | $22,192,330 | 349 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $55,578,000 | 333 |
| Total interest expense | $13,091,000 | 253 |
| Net interest income | $42,487,000 | 355 |
| Provision for loan and lease losses | $5,100,000 | 390 |
| Total noninterest income | $2,351,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $375,000 | 1,194 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,976,000 | 1,099 |
| Total noninterest expense | $20,585,000 | 591 |
| Salaries and employee benefits | $12,444,000 | 549 |
| Premises and equipment expense | $1,407,000 | 899 |
| Additional noninterest expense | $6,734,000 | 549 |
| Pre-tax net operating income | $19,153,000 | 295 |
| Securities gains (losses) | $1,364,000 | 169 |
| Applicable income taxes | $5,013,000 | 246 |
| Income before extraordinary items | $15,504,000 | 305 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,504,000 | 305 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $15,504,000 | 305 |
| Net charge-offs | $-7,000 | 4,216 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $821,000 | 130 |
| Net operating income | $14,426,440 | 312 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $27,438,000 | 342 |
| Total interest expense | $6,858,000 | 282 |
| Net interest income | $20,580,000 | 362 |
| Provision for loan and lease losses | $2,100,000 | 389 |
| Total noninterest income | $1,716,000 | 895 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $240,000 | 1,144 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $1,476,000 | 745 |
| Total noninterest expense | $9,814,000 | 621 |
| Salaries and employee benefits | $6,273,000 | 545 |
| Premises and equipment expense | $725,000 | 887 |
| Additional noninterest expense | $2,816,000 | 649 |
| Pre-tax net operating income | $10,382,000 | 251 |
| Securities gains (losses) | $3,000 | 1,525 |
| Applicable income taxes | $2,752,000 | 211 |
| Income before extraordinary items | $7,633,000 | 280 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,633,000 | 280 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $7,633,000 | 280 |
| Net charge-offs | $41,000 | 1,284 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $401,000 | 125 |
| Net operating income | $7,630,630 | 278 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $103,682,000 | 355 |
| Total interest expense | $27,589,000 | 305 |
| Net interest income | $76,093,000 | 375 |
| Provision for loan and lease losses | $2,700,000 | 411 |
| Total noninterest income | $3,240,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $760,000 | 1,403 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,480,000 | 1,353 |
| Total noninterest expense | $37,418,000 | 627 |
| Salaries and employee benefits | $21,486,000 | 612 |
| Premises and equipment expense | $3,110,000 | 823 |
| Additional noninterest expense | $12,822,000 | 560 |
| Pre-tax net operating income | $39,215,000 | 369 |
| Securities gains (losses) | $516,000 | 349 |
| Applicable income taxes | $7,687,000 | 380 |
| Income before extraordinary items | $32,044,000 | 368 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $32,044,000 | 369 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $32,044,000 | 369 |
| Net charge-offs | $205,000 | 1,671 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $752,000 | 244 |
| Net operating income | $31,626,040 | 366 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $76,288,000 | 368 |
| Total interest expense | $20,615,000 | 312 |
| Net interest income | $55,673,000 | 388 |
| Provision for loan and lease losses | $2,100,000 | 390 |
| Total noninterest income | $2,128,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $564,000 | 1,419 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,564,000 | 1,496 |
| Total noninterest expense | $26,826,000 | 659 |
| Salaries and employee benefits | $15,427,000 | 642 |
| Premises and equipment expense | $2,222,000 | 868 |
| Additional noninterest expense | $9,177,000 | 583 |
| Pre-tax net operating income | $28,875,000 | 373 |
| Securities gains (losses) | $516,000 | 310 |
| Applicable income taxes | $6,140,000 | 361 |
| Income before extraordinary items | $23,251,000 | 379 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $23,251,000 | 379 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $23,251,000 | 380 |
| Net charge-offs | $7,000 | 3,061 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $524,000 | 224 |
| Net operating income | $22,843,360 | 377 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $49,749,000 | 375 |
| Total interest expense | $13,497,000 | 315 |
| Net interest income | $36,252,000 | 396 |
| Provision for loan and lease losses | $1,200,000 | 413 |
| Total noninterest income | $1,240,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $380,000 | 1,389 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $860,000 | 1,633 |
| Total noninterest expense | $17,585,000 | 669 |
| Salaries and employee benefits | $9,646,000 | 686 |
| Premises and equipment expense | $1,454,000 | 879 |
| Additional noninterest expense | $6,485,000 | 551 |
| Pre-tax net operating income | $18,707,000 | 378 |
| Securities gains (losses) | $458,000 | 238 |
| Applicable income taxes | $3,848,000 | 369 |
| Income before extraordinary items | $15,317,000 | 378 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $15,317,000 | 379 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $15,317,000 | 379 |
| Net charge-offs | $-131,000 | 5,100 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $348,000 | 204 |
| Net operating income | $14,950,600 | 377 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $24,247,000 | 384 |
| Total interest expense | $6,638,000 | 314 |
| Net interest income | $17,609,000 | 405 |
| Provision for loan and lease losses | $600,000 | 408 |
| Total noninterest income | $639,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $191,000 | 1,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $448,000 | 1,558 |
| Total noninterest expense | $7,933,000 | 737 |
| Salaries and employee benefits | $4,633,000 | 717 |
| Premises and equipment expense | $668,000 | 937 |
| Additional noninterest expense | $2,632,000 | 661 |
| Pre-tax net operating income | $9,715,000 | 357 |
| Securities gains (losses) | $-5,000 | 5,012 |
| Applicable income taxes | $2,484,000 | 321 |
| Income before extraordinary items | $7,226,000 | 387 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,226,000 | 386 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $7,226,000 | 387 |
| Net charge-offs | $24,000 | 1,615 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 176 |
| Net operating income | $7,229,950 | 381 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $85,179,000 | 398 |
| Total interest expense | $18,325,000 | 332 |
| Net interest income | $66,854,000 | 416 |
| Provision for loan and lease losses | $3,575,000 | 334 |
| Total noninterest income | $2,597,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $745,000 | 1,455 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,852,000 | 1,573 |
| Total noninterest expense | $31,599,000 | 724 |
| Salaries and employee benefits | $17,945,000 | 710 |
| Premises and equipment expense | $2,293,000 | 1,056 |
| Additional noninterest expense | $11,361,000 | 619 |
| Pre-tax net operating income | $34,277,000 | 399 |
| Securities gains (losses) | $-125,000 | 5,071 |
| Applicable income taxes | $6,140,000 | 414 |
| Income before extraordinary items | $28,012,000 | 400 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $28,012,000 | 400 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $28,012,000 | 400 |
| Net charge-offs | $46,000 | 2,682 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $799,000 | 254 |
| Net operating income | $28,114,500 | 400 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $61,207,000 | 402 |
| Total interest expense | $12,333,000 | 337 |
| Net interest income | $48,874,000 | 424 |
| Provision for loan and lease losses | $2,775,000 | 309 |
| Total noninterest income | $1,724,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $539,000 | 1,499 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,185,000 | 1,755 |
| Total noninterest expense | $20,555,000 | 804 |
| Salaries and employee benefits | $13,021,000 | 730 |
| Premises and equipment expense | $1,701,000 | 1,055 |
| Additional noninterest expense | $5,833,000 | 847 |
| Pre-tax net operating income | $27,268,000 | 387 |
| Securities gains (losses) | $-108,000 | 5,251 |
| Applicable income taxes | $7,209,000 | 320 |
| Income before extraordinary items | $19,951,000 | 417 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $19,951,000 | 416 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $19,951,000 | 416 |
| Net charge-offs | $328,000 | 940 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $588,000 | 235 |
| Net operating income | $20,036,320 | 419 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $39,082,000 | 412 |
| Total interest expense | $7,375,000 | 345 |
| Net interest income | $31,707,000 | 433 |
| Provision for loan and lease losses | $1,500,000 | 354 |
| Total noninterest income | $931,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $355,000 | 1,513 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $576,000 | 2,117 |
| Total noninterest expense | $13,018,000 | 852 |
| Salaries and employee benefits | $8,264,000 | 768 |
| Premises and equipment expense | $1,127,000 | 1,063 |
| Additional noninterest expense | $3,627,000 | 905 |
| Pre-tax net operating income | $18,120,000 | 381 |
| Securities gains (losses) | $-59,000 | 5,284 |
| Applicable income taxes | $4,806,000 | 309 |
| Income before extraordinary items | $13,255,000 | 413 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $13,255,000 | 412 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $13,255,000 | 413 |
| Net charge-offs | $336,000 | 679 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $389,000 | 215 |
| Net operating income | $13,301,610 | 411 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $18,701,000 | 421 |
| Total interest expense | $3,426,000 | 353 |
| Net interest income | $15,275,000 | 449 |
| Provision for loan and lease losses | $600,000 | 396 |
| Total noninterest income | $387,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $170,000 | 1,571 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $217,000 | 2,379 |
| Total noninterest expense | $6,504,000 | 853 |
| Salaries and employee benefits | $4,089,000 | 783 |
| Premises and equipment expense | $552,000 | 1,092 |
| Additional noninterest expense | $1,863,000 | 879 |
| Pre-tax net operating income | $8,558,000 | 392 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $2,306,000 | 317 |
| Income before extraordinary items | $6,252,000 | 422 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $6,252,000 | 421 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $6,252,000 | 422 |
| Net charge-offs | $-19,000 | 4,967 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 195 |
| Net operating income | $6,252,000 | 423 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $66,321,000 | 440 |
| Total interest expense | $10,768,000 | 355 |
| Net interest income | $55,553,000 | 463 |
| Provision for loan and lease losses | $4,175,000 | 283 |
| Total noninterest income | $2,688,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $662,000 | 1,632 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,026,000 | 1,522 |
| Total noninterest expense | $26,034,000 | 834 |
| Salaries and employee benefits | $14,051,000 | 867 |
| Premises and equipment expense | $2,095,000 | 1,122 |
| Additional noninterest expense | $9,888,000 | 686 |
| Pre-tax net operating income | $28,032,000 | 415 |
| Securities gains (losses) | $-250,000 | 5,532 |
| Applicable income taxes | $10,858,000 | 383 |
| Income before extraordinary items | $16,924,000 | 468 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $16,924,000 | 467 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $16,924,000 | 468 |
| Net charge-offs | $6,000 | 3,826 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $367,000 | 329 |
| Net operating income | $17,084,000 | 459 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $47,749,000 | 460 |
| Total interest expense | $7,601,000 | 363 |
| Net interest income | $40,148,000 | 481 |
| Provision for loan and lease losses | $2,975,000 | 289 |
| Total noninterest income | $2,003,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $482,000 | 1,677 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,521,000 | 1,539 |
| Total noninterest expense | $17,114,000 | 942 |
| Salaries and employee benefits | $9,945,000 | 915 |
| Premises and equipment expense | $1,555,000 | 1,139 |
| Additional noninterest expense | $5,614,000 | 877 |
| Pre-tax net operating income | $22,062,000 | 412 |
| Securities gains (losses) | $-51,000 | 5,594 |
| Applicable income taxes | $8,266,000 | 346 |
| Income before extraordinary items | $13,745,000 | 468 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $13,745,000 | 465 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $13,745,000 | 468 |
| Net charge-offs | $89,000 | 2,029 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 374 |
| Net operating income | $13,777,640 | 462 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $30,369,000 | 473 |
| Total interest expense | $4,788,000 | 364 |
| Net interest income | $25,581,000 | 495 |
| Provision for loan and lease losses | $1,775,000 | 311 |
| Total noninterest income | $1,031,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $311,000 | 1,710 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $720,000 | 1,896 |
| Total noninterest expense | $10,835,000 | 992 |
| Salaries and employee benefits | $6,260,000 | 964 |
| Premises and equipment expense | $1,009,000 | 1,173 |
| Additional noninterest expense | $3,566,000 | 917 |
| Pre-tax net operating income | $14,002,000 | 425 |
| Securities gains (losses) | $-66,000 | 5,687 |
| Applicable income taxes | $5,207,000 | 361 |
| Income before extraordinary items | $8,729,000 | 487 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,729,000 | 486 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,729,000 | 487 |
| Net charge-offs | $55,000 | 1,936 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 349 |
| Net operating income | $8,771,240 | 480 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $14,598,000 | 488 |
| Total interest expense | $2,255,000 | 370 |
| Net interest income | $12,343,000 | 513 |
| Provision for loan and lease losses | $950,000 | 288 |
| Total noninterest income | $448,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $152,000 | 1,737 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $296,000 | 2,116 |
| Total noninterest expense | $5,469,000 | 989 |
| Salaries and employee benefits | $3,167,000 | 961 |
| Premises and equipment expense | $524,000 | 1,142 |
| Additional noninterest expense | $1,778,000 | 912 |
| Pre-tax net operating income | $6,372,000 | 442 |
| Securities gains (losses) | $31,000 | 431 |
| Applicable income taxes | $2,383,000 | 381 |
| Income before extraordinary items | $4,020,000 | 516 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,020,000 | 515 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,020,000 | 516 |
| Net charge-offs | $67,000 | 1,148 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $4,000,160 | 508 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $50,627,000 | 535 |
| Total interest expense | $7,780,000 | 382 |
| Net interest income | $42,847,000 | 562 |
| Provision for loan and lease losses | $3,250,000 | 365 |
| Total noninterest income | $1,736,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $489,000 | 2,114 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,247,000 | 2,131 |
| Total noninterest expense | $19,927,000 | 1,056 |
| Salaries and employee benefits | $12,087,000 | 971 |
| Premises and equipment expense | $1,723,000 | 1,343 |
| Additional noninterest expense | $6,117,000 | 1,081 |
| Pre-tax net operating income | $21,406,000 | 480 |
| Securities gains (losses) | $830,000 | 285 |
| Applicable income taxes | $8,452,000 | 377 |
| Income before extraordinary items | $13,784,000 | 560 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,784,000 | 558 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $13,784,000 | 559 |
| Net charge-offs | $969,000 | 674 |
| Cash dividends | $4,500,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $13,252,800 | 572 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $36,852,000 | 548 |
| Total interest expense | $5,671,000 | 391 |
| Net interest income | $31,181,000 | 574 |
| Provision for loan and lease losses | $2,250,000 | 371 |
| Total noninterest income | $1,275,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $330,000 | 2,296 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $945,000 | 2,114 |
| Total noninterest expense | $14,662,000 | 1,069 |
| Salaries and employee benefits | $9,334,000 | 954 |
| Premises and equipment expense | $1,224,000 | 1,397 |
| Additional noninterest expense | $4,104,000 | 1,179 |
| Pre-tax net operating income | $15,544,000 | 499 |
| Securities gains (losses) | $1,001,000 | 202 |
| Applicable income taxes | $6,322,000 | 384 |
| Income before extraordinary items | $10,223,000 | 576 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,223,000 | 576 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $10,223,000 | 576 |
| Net charge-offs | $546,000 | 741 |
| Cash dividends | $4,500,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $9,582,360 | 597 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $23,252,000 | 574 |
| Total interest expense | $3,667,000 | 401 |
| Net interest income | $19,585,000 | 608 |
| Provision for loan and lease losses | $1,500,000 | 363 |
| Total noninterest income | $433,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $179,000 | 2,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $254,000 | 3,256 |
| Total noninterest expense | $9,340,000 | 1,109 |
| Salaries and employee benefits | $6,020,000 | 978 |
| Premises and equipment expense | $714,000 | 1,594 |
| Additional noninterest expense | $2,606,000 | 1,228 |
| Pre-tax net operating income | $9,178,000 | 540 |
| Securities gains (losses) | $669,000 | 215 |
| Applicable income taxes | $3,752,000 | 421 |
| Income before extraordinary items | $6,095,000 | 636 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,095,000 | 634 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,095,000 | 635 |
| Net charge-offs | $26,000 | 2,598 |
| Cash dividends | $4,500,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $5,666,840 | 659 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $11,192,000 | 596 |
| Total interest expense | $1,768,000 | 412 |
| Net interest income | $9,424,000 | 633 |
| Provision for loan and lease losses | $750,000 | 346 |
| Total noninterest income | $204,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $68,000 | 3,097 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $136,000 | 3,104 |
| Total noninterest expense | $4,364,000 | 1,179 |
| Salaries and employee benefits | $2,894,000 | 1,019 |
| Premises and equipment expense | $338,000 | 1,685 |
| Additional noninterest expense | $1,132,000 | 1,367 |
| Pre-tax net operating income | $4,514,000 | 530 |
| Securities gains (losses) | $322,000 | 197 |
| Applicable income taxes | $1,847,000 | 413 |
| Income before extraordinary items | $2,989,000 | 622 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,989,000 | 619 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,989,000 | 622 |
| Net charge-offs | $34,000 | 1,682 |
| Cash dividends | $4,500,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,782,920 | 645 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $39,195,000 | 656 |
| Total interest expense | $5,612,000 | 488 |
| Net interest income | $33,583,000 | 682 |
| Provision for loan and lease losses | $1,500,000 | 568 |
| Total noninterest income | $1,113,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $261,000 | 3,277 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $852,000 | 2,569 |
| Total noninterest expense | $14,476,000 | 1,356 |
| Salaries and employee benefits | $9,318,000 | 1,200 |
| Premises and equipment expense | $1,409,000 | 1,622 |
| Additional noninterest expense | $3,749,000 | 1,623 |
| Pre-tax net operating income | $18,720,000 | 518 |
| Securities gains (losses) | $574,000 | 314 |
| Applicable income taxes | $7,488,000 | 401 |
| Income before extraordinary items | $11,806,000 | 620 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $11,806,000 | 619 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,806,000 | 621 |
| Net charge-offs | $936,000 | 728 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $11,438,640 | 633 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $28,408,000 | 686 |
| Total interest expense | $4,062,000 | 517 |
| Net interest income | $24,346,000 | 706 |
| Provision for loan and lease losses | $1,500,000 | 413 |
| Total noninterest income | $818,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $194,000 | 3,318 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $624,000 | 2,619 |
| Total noninterest expense | $10,147,000 | 1,440 |
| Salaries and employee benefits | $6,424,000 | 1,291 |
| Premises and equipment expense | $1,058,000 | 1,635 |
| Additional noninterest expense | $2,665,000 | 1,701 |
| Pre-tax net operating income | $13,517,000 | 538 |
| Securities gains (losses) | $452,000 | 328 |
| Applicable income taxes | $5,431,000 | 431 |
| Income before extraordinary items | $8,538,000 | 648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,538,000 | 646 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,538,000 | 648 |
| Net charge-offs | $584,000 | 769 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $8,248,720 | 655 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $18,213,000 | 709 |
| Total interest expense | $2,599,000 | 532 |
| Net interest income | $15,614,000 | 726 |
| Provision for loan and lease losses | $1,500,000 | 301 |
| Total noninterest income | $243,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $124,000 | 3,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,321 |
| Total noninterest expense | $6,659,000 | 1,470 |
| Salaries and employee benefits | $4,126,000 | 1,328 |
| Premises and equipment expense | $700,000 | 1,664 |
| Additional noninterest expense | $1,833,000 | 1,661 |
| Pre-tax net operating income | $7,698,000 | 621 |
| Securities gains (losses) | $239,000 | 459 |
| Applicable income taxes | $3,068,000 | 469 |
| Income before extraordinary items | $4,869,000 | 759 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,869,000 | 758 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,869,000 | 759 |
| Net charge-offs | $279,000 | 953 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,716,040 | 760 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 740 |
| Total interest expense | $1,223,000 | 571 |
| Net interest income | $7,469,000 | 754 |
| Provision for loan and lease losses | $750,000 | 282 |
| Total noninterest income | $75,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $62,000 | 3,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 5,642 |
| Total noninterest expense | $3,278,000 | 1,499 |
| Salaries and employee benefits | $2,021,000 | 1,367 |
| Premises and equipment expense | $388,000 | 1,530 |
| Additional noninterest expense | $869,000 | 1,738 |
| Pre-tax net operating income | $3,516,000 | 653 |
| Securities gains (losses) | $239,000 | 305 |
| Applicable income taxes | $1,426,000 | 487 |
| Income before extraordinary items | $2,329,000 | 754 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,329,000 | 752 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,329,000 | 754 |
| Net charge-offs | $314,000 | 518 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,176,040 | 777 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $32,758,000 | 769 |
| Total interest expense | $3,882,000 | 753 |
| Net interest income | $28,876,000 | 761 |
| Provision for loan and lease losses | $1,500,000 | 609 |
| Total noninterest income | $1,133,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $222,000 | 3,752 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $911,000 | 2,454 |
| Total noninterest expense | $11,687,000 | 1,645 |
| Salaries and employee benefits | $6,895,000 | 1,512 |
| Premises and equipment expense | $1,181,000 | 1,945 |
| Additional noninterest expense | $3,611,000 | 1,714 |
| Pre-tax net operating income | $16,822,000 | 534 |
| Securities gains (losses) | $270,000 | 658 |
| Applicable income taxes | $6,661,000 | 415 |
| Income before extraordinary items | $10,431,000 | 655 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $10,431,000 | 654 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,431,000 | 655 |
| Net charge-offs | $372,000 | 1,792 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 428 |
| Net operating income | $10,258,200 | 653 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $24,054,000 | 786 |
| Total interest expense | $2,779,000 | 804 |
| Net interest income | $21,275,000 | 774 |
| Provision for loan and lease losses | $1,500,000 | 449 |
| Total noninterest income | $1,064,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $159,000 | 3,862 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $905,000 | 2,072 |
| Total noninterest expense | $8,016,000 | 1,785 |
| Salaries and employee benefits | $4,671,000 | 1,665 |
| Premises and equipment expense | $812,000 | 2,116 |
| Additional noninterest expense | $2,533,000 | 1,822 |
| Pre-tax net operating income | $12,823,000 | 526 |
| Securities gains (losses) | $196,000 | 647 |
| Applicable income taxes | $5,035,000 | 410 |
| Income before extraordinary items | $7,984,000 | 641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,984,000 | 637 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,984,000 | 639 |
| Net charge-offs | $491,000 | 1,175 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $7,858,560 | 644 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $15,487,000 | 804 |
| Total interest expense | $1,778,000 | 847 |
| Net interest income | $13,709,000 | 798 |
| Provision for loan and lease losses | $1,500,000 | 318 |
| Total noninterest income | $411,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $100,000 | 3,941 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $311,000 | 2,995 |
| Total noninterest expense | $5,130,000 | 1,844 |
| Salaries and employee benefits | $2,994,000 | 1,722 |
| Premises and equipment expense | $539,000 | 2,132 |
| Additional noninterest expense | $1,597,000 | 1,917 |
| Pre-tax net operating income | $7,490,000 | 572 |
| Securities gains (losses) | $146,000 | 595 |
| Applicable income taxes | $2,937,000 | 441 |
| Income before extraordinary items | $4,699,000 | 694 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,699,000 | 693 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,699,000 | 694 |
| Net charge-offs | $71,000 | 2,488 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,605,560 | 697 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,295,000 | 860 |
| Total interest expense | $878,000 | 867 |
| Net interest income | $6,417,000 | 856 |
| Provision for loan and lease losses | $750,000 | 310 |
| Total noninterest income | $95,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $47,000 | 4,030 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $48,000 | 4,613 |
| Total noninterest expense | $2,477,000 | 1,913 |
| Salaries and employee benefits | $1,457,000 | 1,776 |
| Premises and equipment expense | $255,000 | 2,272 |
| Additional noninterest expense | $765,000 | 1,983 |
| Pre-tax net operating income | $3,285,000 | 610 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,254,000 | 471 |
| Income before extraordinary items | $2,031,000 | 771 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,031,000 | 772 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,031,000 | 772 |
| Net charge-offs | $18,000 | 2,548 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,031,000 | 753 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $26,371,000 | 955 |
| Total interest expense | $3,527,000 | 959 |
| Net interest income | $22,844,000 | 946 |
| Provision for loan and lease losses | $3,000,000 | 434 |
| Total noninterest income | $552,000 | 4,268 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $173,000 | 4,347 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $379,000 | 3,749 |
| Total noninterest expense | $9,119,000 | 2,077 |
| Salaries and employee benefits | $4,971,000 | 2,055 |
| Premises and equipment expense | $911,000 | 2,434 |
| Additional noninterest expense | $3,237,000 | 1,955 |
| Pre-tax net operating income | $11,277,000 | 700 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $4,369,000 | 498 |
| Income before extraordinary items | $6,908,000 | 905 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,908,000 | 906 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,908,000 | 906 |
| Net charge-offs | $2,154,000 | 702 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 774 |
| Net operating income | $6,908,000 | 885 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,243,000 | 998 |
| Total interest expense | $2,620,000 | 1,004 |
| Net interest income | $16,623,000 | 989 |
| Provision for loan and lease losses | $2,250,000 | 436 |
| Total noninterest income | $687,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $127,000 | 4,423 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $560,000 | 2,849 |
| Total noninterest expense | $6,357,000 | 2,227 |
| Salaries and employee benefits | $3,364,000 | 2,265 |
| Premises and equipment expense | $635,000 | 2,609 |
| Additional noninterest expense | $2,358,000 | 1,985 |
| Pre-tax net operating income | $8,703,000 | 693 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $3,410,000 | 499 |
| Income before extraordinary items | $5,293,000 | 900 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,293,000 | 902 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,293,000 | 902 |
| Net charge-offs | $2,115,000 | 575 |
| Cash dividends | $1,000,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,293,000 | 877 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,421,000 | 1,021 |
| Total interest expense | $1,731,000 | 1,034 |
| Net interest income | $10,690,000 | 1,020 |
| Provision for loan and lease losses | $1,500,000 | 476 |
| Total noninterest income | $244,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $78,000 | 4,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 4,071 |
| Total noninterest expense | $4,057,000 | 2,322 |
| Salaries and employee benefits | $2,101,000 | 2,393 |
| Premises and equipment expense | $405,000 | 2,720 |
| Additional noninterest expense | $1,551,000 | 2,009 |
| Pre-tax net operating income | $5,377,000 | 719 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $2,116,000 | 519 |
| Income before extraordinary items | $3,261,000 | 943 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,261,000 | 944 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,261,000 | 946 |
| Net charge-offs | $1,323,000 | 635 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,261,000 | 905 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 1,075 |
| Total interest expense | $859,000 | 1,073 |
| Net interest income | $5,085,000 | 1,073 |
| Provision for loan and lease losses | $750,000 | 506 |
| Total noninterest income | $39,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,573 |
| Total noninterest expense | $1,939,000 | 2,442 |
| Salaries and employee benefits | $955,000 | 2,619 |
| Premises and equipment expense | $203,000 | 2,738 |
| Additional noninterest expense | $781,000 | 2,003 |
| Pre-tax net operating income | $2,435,000 | 776 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $949,000 | 563 |
| Income before extraordinary items | $1,486,000 | 1,027 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,486,000 | 1,027 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,486,000 | 1,029 |
| Net charge-offs | $1,108,000 | 438 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,486,000 | 974 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $23,138,000 | 1,153 |
| Total interest expense | $4,014,000 | 1,107 |
| Net interest income | $19,124,000 | 1,149 |
| Provision for loan and lease losses | $4,390,000 | 565 |
| Total noninterest income | $238,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $158,000 | 4,685 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $80,000 | 5,511 |
| Total noninterest expense | $6,938,000 | 2,672 |
| Salaries and employee benefits | $3,347,000 | 2,897 |
| Premises and equipment expense | $708,000 | 2,993 |
| Additional noninterest expense | $2,883,000 | 2,249 |
| Pre-tax net operating income | $8,034,000 | 884 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $3,096,000 | 592 |
| Income before extraordinary items | $4,938,000 | 1,205 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,938,000 | 1,206 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,938,000 | 1,206 |
| Net charge-offs | $4,063,000 | 681 |
| Cash dividends | $750,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 917 |
| Net operating income | $4,938,000 | 1,135 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,087,000 | 1,196 |
| Total interest expense | $3,108,000 | 1,131 |
| Net interest income | $13,979,000 | 1,197 |
| Provision for loan and lease losses | $3,340,000 | 581 |
| Total noninterest income | $554,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $116,000 | 4,793 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $438,000 | 3,140 |
| Total noninterest expense | $5,080,000 | 2,742 |
| Salaries and employee benefits | $2,430,000 | 2,986 |
| Premises and equipment expense | $489,000 | 3,216 |
| Additional noninterest expense | $2,161,000 | 2,245 |
| Pre-tax net operating income | $6,113,000 | 898 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,369,000 | 611 |
| Income before extraordinary items | $3,744,000 | 1,201 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,744,000 | 1,201 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,744,000 | 1,201 |
| Net charge-offs | $1,808,000 | 980 |
| Cash dividends | $750,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,744,000 | 1,132 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,185,000 | 1,223 |
| Total interest expense | $2,124,000 | 1,156 |
| Net interest income | $9,061,000 | 1,236 |
| Provision for loan and lease losses | $1,990,000 | 645 |
| Total noninterest income | $-63,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $77,000 | 4,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-140,000 | 7,039 |
| Total noninterest expense | $3,175,000 | 2,917 |
| Salaries and employee benefits | $1,512,000 | 3,146 |
| Premises and equipment expense | $299,000 | 3,441 |
| Additional noninterest expense | $1,364,000 | 2,386 |
| Pre-tax net operating income | $3,833,000 | 942 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,481,000 | 645 |
| Income before extraordinary items | $2,352,000 | 1,267 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,352,000 | 1,267 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,352,000 | 1,267 |
| Net charge-offs | $1,148,000 | 1,028 |
| Cash dividends | $750,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,352,000 | 1,197 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 1,264 |
| Total interest expense | $1,090,000 | 1,170 |
| Net interest income | $4,356,000 | 1,271 |
| Provision for loan and lease losses | $1,050,000 | 584 |
| Total noninterest income | $31,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $42,000 | 4,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-11,000 | 6,992 |
| Total noninterest expense | $1,559,000 | 2,954 |
| Salaries and employee benefits | $748,000 | 3,181 |
| Premises and equipment expense | $143,000 | 3,583 |
| Additional noninterest expense | $668,000 | 2,396 |
| Pre-tax net operating income | $1,778,000 | 999 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $684,000 | 674 |
| Income before extraordinary items | $1,094,000 | 1,324 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,094,000 | 1,325 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,094,000 | 1,325 |
| Net charge-offs | $371,000 | 1,298 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,094,000 | 1,256 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,016,000 | 1,366 |
| Total interest expense | $4,971,000 | 1,215 |
| Net interest income | $16,045,000 | 1,384 |
| Provision for loan and lease losses | $5,800,000 | 695 |
| Total noninterest income | $326,000 | 5,084 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $161,000 | 4,766 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $165,000 | 4,714 |
| Total noninterest expense | $5,937,000 | 3,085 |
| Salaries and employee benefits | $2,667,000 | 3,395 |
| Premises and equipment expense | $586,000 | 3,642 |
| Additional noninterest expense | $2,684,000 | 2,451 |
| Pre-tax net operating income | $4,634,000 | 1,253 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,991,000 | 793 |
| Income before extraordinary items | $2,643,000 | 1,797 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,643,000 | 1,798 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,643,000 | 1,798 |
| Net charge-offs | $4,762,000 | 834 |
| Cash dividends | $500,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,020 |
| Net operating income | $2,643,000 | 1,718 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,701,000 | 1,385 |
| Total interest expense | $3,770,000 | 1,259 |
| Net interest income | $11,931,000 | 1,407 |
| Provision for loan and lease losses | $4,200,000 | 712 |
| Total noninterest income | $282,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $120,000 | 4,800 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $162,000 | 4,409 |
| Total noninterest expense | $4,362,000 | 3,133 |
| Salaries and employee benefits | $1,875,000 | 3,556 |
| Premises and equipment expense | $452,000 | 3,606 |
| Additional noninterest expense | $2,035,000 | 2,421 |
| Pre-tax net operating income | $3,651,000 | 1,257 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,555,000 | 768 |
| Income before extraordinary items | $2,096,000 | 1,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,096,000 | 1,773 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,096,000 | 1,773 |
| Net charge-offs | $3,538,000 | 833 |
| Cash dividends | $500,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,096,000 | 1,688 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,387,000 | 1,410 |
| Total interest expense | $2,544,000 | 1,294 |
| Net interest income | $7,843,000 | 1,430 |
| Provision for loan and lease losses | $3,000,000 | 678 |
| Total noninterest income | $-173,000 | 7,338 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-249,000 | 7,297 |
| Total noninterest expense | $2,804,000 | 3,270 |
| Salaries and employee benefits | $1,156,000 | 3,820 |
| Premises and equipment expense | $295,000 | 3,684 |
| Additional noninterest expense | $1,353,000 | 2,471 |
| Pre-tax net operating income | $1,866,000 | 1,552 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $795,000 | 923 |
| Income before extraordinary items | $1,071,000 | 2,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,071,000 | 2,152 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,071,000 | 2,152 |
| Net charge-offs | $3,014,000 | 685 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,071,000 | 2,082 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,145,000 | 1,427 |
| Total interest expense | $1,274,000 | 1,332 |
| Net interest income | $3,871,000 | 1,440 |
| Provision for loan and lease losses | $1,500,000 | 636 |
| Total noninterest income | $40,000 | 6,204 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $1,445,000 | 3,200 |
| Salaries and employee benefits | $571,000 | 3,868 |
| Premises and equipment expense | $148,000 | 3,732 |
| Additional noninterest expense | $726,000 | 2,290 |
| Pre-tax net operating income | $966,000 | 1,491 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $408,000 | 873 |
| Income before extraordinary items | $558,000 | 2,044 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $558,000 | 2,043 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $558,000 | 2,044 |
| Net charge-offs | $1,278,000 | 717 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $558,000 | 2,005 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,870,000 | 1,468 |
| Total interest expense | $6,224,000 | 1,329 |
| Net interest income | $14,646,000 | 1,524 |
| Provision for loan and lease losses | $5,075,000 | 1,135 |
| Total noninterest income | $-715,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $149,000 | 4,905 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-864,000 | 7,472 |
| Total noninterest expense | $5,782,000 | 3,204 |
| Salaries and employee benefits | $2,293,000 | 3,831 |
| Premises and equipment expense | $633,000 | 3,577 |
| Additional noninterest expense | $2,856,000 | 2,375 |
| Pre-tax net operating income | $3,074,000 | 1,596 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,343,000 | 979 |
| Income before extraordinary items | $1,731,000 | 2,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,731,000 | 2,264 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,731,000 | 2,266 |
| Net charge-offs | $3,547,000 | 1,319 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,159 |
| Net operating income | $1,731,000 | 2,170 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,731,000 | 1,504 |
| Total interest expense | $4,872,000 | 1,325 |
| Net interest income | $10,859,000 | 1,559 |
| Provision for loan and lease losses | $3,575,000 | 1,129 |
| Total noninterest income | $-651,000 | 7,657 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $109,000 | 5,043 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-760,000 | 7,629 |
| Total noninterest expense | $4,188,000 | 3,300 |
| Salaries and employee benefits | $1,610,000 | 4,072 |
| Premises and equipment expense | $473,000 | 3,641 |
| Additional noninterest expense | $2,105,000 | 2,375 |
| Pre-tax net operating income | $2,445,000 | 1,615 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,006,000 | 997 |
| Income before extraordinary items | $1,439,000 | 2,218 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,439,000 | 2,219 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,439,000 | 2,221 |
| Net charge-offs | $2,239,000 | 1,403 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,439,000 | 2,121 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,476,000 | 1,525 |
| Total interest expense | $3,375,000 | 1,332 |
| Net interest income | $7,101,000 | 1,592 |
| Provision for loan and lease losses | $2,275,000 | 1,164 |
| Total noninterest income | $-563,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $70,000 | 5,108 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-633,000 | 7,728 |
| Total noninterest expense | $2,783,000 | 3,309 |
| Salaries and employee benefits | $1,034,000 | 4,200 |
| Premises and equipment expense | $310,000 | 3,714 |
| Additional noninterest expense | $1,439,000 | 2,336 |
| Pre-tax net operating income | $1,480,000 | 1,737 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $608,000 | 1,048 |
| Income before extraordinary items | $872,000 | 2,353 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $872,000 | 2,349 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $872,000 | 2,352 |
| Net charge-offs | $1,322,000 | 1,482 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $872,000 | 2,258 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 1,538 |
| Total interest expense | $1,771,000 | 1,323 |
| Net interest income | $3,537,000 | 1,620 |
| Provision for loan and lease losses | $1,150,000 | 1,066 |
| Total noninterest income | $-191,000 | 7,838 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-225,000 | 7,815 |
| Total noninterest expense | $1,545,000 | 3,081 |
| Salaries and employee benefits | $521,000 | 4,243 |
| Premises and equipment expense | $155,000 | 3,807 |
| Additional noninterest expense | $869,000 | 1,954 |
| Pre-tax net operating income | $651,000 | 1,959 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $268,000 | 1,140 |
| Income before extraordinary items | $383,000 | 2,625 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $383,000 | 2,622 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $383,000 | 2,625 |
| Net charge-offs | $638,000 | 1,400 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $383,000 | 2,524 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,498,000 | 1,668 |
| Total interest expense | $8,959,000 | 1,333 |
| Net interest income | $11,539,000 | 1,918 |
| Provision for loan and lease losses | $5,200,000 | 1,397 |
| Total noninterest income | $-221,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $148,000 | 5,185 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-369,000 | 7,763 |
| Total noninterest expense | $5,083,000 | 3,639 |
| Salaries and employee benefits | $1,952,000 | 4,438 |
| Premises and equipment expense | $613,000 | 3,818 |
| Additional noninterest expense | $2,518,000 | 2,721 |
| Pre-tax net operating income | $1,035,000 | 2,935 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $416,000 | 1,725 |
| Income before extraordinary items | $619,000 | 3,550 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $619,000 | 3,550 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $619,000 | 3,549 |
| Net charge-offs | $5,112,000 | 1,127 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,275 |
| Net operating income | $619,000 | 3,482 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,253,000 | 1,705 |
| Total interest expense | $6,870,000 | 1,372 |
| Net interest income | $8,383,000 | 1,970 |
| Provision for loan and lease losses | $3,850,000 | 1,264 |
| Total noninterest income | $150,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $111,000 | 5,220 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $39,000 | 6,489 |
| Total noninterest expense | $3,813,000 | 3,633 |
| Salaries and employee benefits | $1,465,000 | 4,457 |
| Premises and equipment expense | $458,000 | 3,863 |
| Additional noninterest expense | $1,890,000 | 2,689 |
| Pre-tax net operating income | $870,000 | 2,975 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $338,000 | 1,804 |
| Income before extraordinary items | $532,000 | 3,582 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $532,000 | 3,579 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $532,000 | 3,582 |
| Net charge-offs | $4,406,000 | 906 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $532,000 | 3,495 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,174,000 | 1,736 |
| Total interest expense | $4,671,000 | 1,420 |
| Net interest income | $5,503,000 | 1,992 |
| Provision for loan and lease losses | $2,400,000 | 1,257 |
| Total noninterest income | $76,000 | 6,744 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $78,000 | 5,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-2,000 | 7,801 |
| Total noninterest expense | $2,521,000 | 3,694 |
| Salaries and employee benefits | $997,000 | 4,447 |
| Premises and equipment expense | $305,000 | 3,884 |
| Additional noninterest expense | $1,219,000 | 2,779 |
| Pre-tax net operating income | $658,000 | 2,871 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $254,000 | 1,710 |
| Income before extraordinary items | $404,000 | 3,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $404,000 | 3,451 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $404,000 | 3,452 |
| Net charge-offs | $2,451,000 | 992 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $404,000 | 3,343 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 1,757 |
| Total interest expense | $2,376,000 | 1,462 |
| Net interest income | $2,740,000 | 1,998 |
| Provision for loan and lease losses | $1,150,000 | 1,087 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-23,000 | 8,043 |
| Total noninterest expense | $1,183,000 | 3,805 |
| Salaries and employee benefits | $531,000 | 4,267 |
| Premises and equipment expense | $153,000 | 3,916 |
| Additional noninterest expense | $499,000 | 3,014 |
| Pre-tax net operating income | $419,000 | 2,706 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $161,000 | 1,669 |
| Income before extraordinary items | $258,000 | 3,384 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $258,000 | 3,384 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $258,000 | 3,385 |
| Net charge-offs | $520,000 | 1,342 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $258,000 | 3,233 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,886,000 | 1,920 |
| Total interest expense | $9,568,000 | 1,695 |
| Net interest income | $10,318,000 | 2,154 |
| Provision for loan and lease losses | $2,600,000 | 1,529 |
| Total noninterest income | $174,000 | 6,683 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $123,000 | 5,625 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $51,000 | 6,739 |
| Total noninterest expense | $4,390,000 | 3,954 |
| Salaries and employee benefits | $2,058,000 | 4,354 |
| Premises and equipment expense | $568,000 | 4,112 |
| Additional noninterest expense | $1,764,000 | 3,186 |
| Pre-tax net operating income | $3,502,000 | 1,557 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,264,000 | 990 |
| Income before extraordinary items | $2,238,000 | 1,787 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,238,000 | 1,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,384,000 | 1,634 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,332 |
| Net operating income | $2,238,000 | 1,900 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,705,000 | 1,987 |
| Total interest expense | $6,844,000 | 1,835 |
| Net interest income | $7,861,000 | 2,132 |
| Provision for loan and lease losses | $1,600,000 | 1,364 |
| Total noninterest income | $121,000 | 6,898 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $91,000 | 5,671 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 7,117 |
| Total noninterest expense | $3,411,000 | 3,839 |
| Salaries and employee benefits | $1,808,000 | 3,913 |
| Premises and equipment expense | $330,000 | 4,833 |
| Additional noninterest expense | $1,273,000 | 3,216 |
| Pre-tax net operating income | $2,971,000 | 1,641 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,190,000 | 1,016 |
| Income before extraordinary items | $1,781,000 | 1,973 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,781,000 | 1,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 1,735 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,781,000 | 2,075 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,614,000 | 2,065 |
| Total interest expense | $4,485,000 | 1,918 |
| Net interest income | $5,129,000 | 2,163 |
| Provision for loan and lease losses | $900,000 | 1,302 |
| Total noninterest income | $79,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $57,000 | 5,778 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $2,238,000 | 3,901 |
| Salaries and employee benefits | $1,234,000 | 3,883 |
| Premises and equipment expense | $220,000 | 4,869 |
| Additional noninterest expense | $784,000 | 3,414 |
| Pre-tax net operating income | $2,070,000 | 1,641 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $830,000 | 1,091 |
| Income before extraordinary items | $1,240,000 | 2,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,240,000 | 2,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,162 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,240,000 | 2,078 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 2,099 |
| Total interest expense | $2,330,000 | 1,987 |
| Net interest income | $2,503,000 | 2,212 |
| Provision for loan and lease losses | $350,000 | 1,251 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $1,096,000 | 3,967 |
| Salaries and employee benefits | $622,000 | 3,869 |
| Premises and equipment expense | $112,000 | 4,832 |
| Additional noninterest expense | $362,000 | 3,571 |
| Pre-tax net operating income | $1,096,000 | 1,642 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $448,000 | 1,104 |
| Income before extraordinary items | $648,000 | 2,162 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $648,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,569 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $648,000 | 2,094 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,828,000 | 2,185 |
| Total interest expense | $9,275,000 | 2,064 |
| Net interest income | $9,553,000 | 2,331 |
| Provision for loan and lease losses | $1,660,000 | 964 |
| Total noninterest income | $128,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $90,000 | 6,164 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $38,000 | 7,341 |
| Total noninterest expense | $3,877,000 | 4,219 |
| Salaries and employee benefits | $2,116,000 | 4,199 |
| Premises and equipment expense | $541,000 | 4,134 |
| Additional noninterest expense | $1,220,000 | 4,032 |
| Pre-tax net operating income | $4,144,000 | 1,921 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,665,000 | 1,309 |
| Income before extraordinary items | $2,479,000 | 2,389 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,479,000 | 2,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,834 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,245 |
| Net operating income | $2,479,000 | 2,375 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,885,000 | 2,235 |
| Total interest expense | $6,825,000 | 2,092 |
| Net interest income | $7,060,000 | 2,376 |
| Provision for loan and lease losses | $910,000 | 969 |
| Total noninterest income | $95,000 | 7,383 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $65,000 | 6,237 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 7,337 |
| Total noninterest expense | $2,940,000 | 4,155 |
| Salaries and employee benefits | $1,648,000 | 4,074 |
| Premises and equipment expense | $403,000 | 4,145 |
| Additional noninterest expense | $889,000 | 4,047 |
| Pre-tax net operating income | $3,305,000 | 1,938 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,330,000 | 1,342 |
| Income before extraordinary items | $1,975,000 | 2,398 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,975,000 | 2,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,698 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,975,000 | 2,377 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,817,000 | 2,363 |
| Total interest expense | $4,303,000 | 2,194 |
| Net interest income | $4,514,000 | 2,492 |
| Provision for loan and lease losses | $535,000 | 978 |
| Total noninterest income | $59,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $1,921,000 | 4,236 |
| Salaries and employee benefits | $1,066,000 | 4,214 |
| Premises and equipment expense | $268,000 | 4,166 |
| Additional noninterest expense | $587,000 | 4,076 |
| Pre-tax net operating income | $2,117,000 | 2,063 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $853,000 | 1,432 |
| Income before extraordinary items | $1,264,000 | 2,529 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,264,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,264,000 | 2,514 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 2,561 |
| Total interest expense | $1,993,000 | 2,326 |
| Net interest income | $2,013,000 | 2,740 |
| Provision for loan and lease losses | $250,000 | 954 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $924,000 | 4,369 |
| Salaries and employee benefits | $517,000 | 4,329 |
| Premises and equipment expense | $112,000 | 4,711 |
| Additional noninterest expense | $295,000 | 4,028 |
| Pre-tax net operating income | $861,000 | 2,429 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $346,000 | 1,685 |
| Income before extraordinary items | $515,000 | 2,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $515,000 | 2,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $515,000 | 2,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,791,000 | 3,639 |
| Total interest expense | $4,218,000 | 3,466 |
| Net interest income | $5,573,000 | 3,723 |
| Provision for loan and lease losses | $1,700,000 | 642 |
| Total noninterest income | $48,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $27,000 | 7,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,943 |
| Total noninterest expense | $2,482,000 | 5,502 |
| Salaries and employee benefits | $1,464,000 | 5,281 |
| Premises and equipment expense | $293,000 | 5,801 |
| Additional noninterest expense | $725,000 | 5,546 |
| Pre-tax net operating income | $1,439,000 | 4,385 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $586,000 | 2,916 |
| Income before extraordinary items | $853,000 | 5,074 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $853,000 | 5,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,199 |
| Net operating income | $853,000 | 5,065 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 4,045 |
| Total interest expense | $2,607,000 | 3,854 |
| Net interest income | $3,674,000 | 4,093 |
| Provision for loan and lease losses | $1,035,000 | 733 |
| Total noninterest income | $28,000 | 8,381 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $17,000 | 7,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $1,620,000 | 5,925 |
| Salaries and employee benefits | $989,000 | 5,582 |
| Premises and equipment expense | $188,000 | 6,239 |
| Additional noninterest expense | $443,000 | 6,110 |
| Pre-tax net operating income | $1,047,000 | 4,628 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $429,000 | 3,075 |
| Income before extraordinary items | $618,000 | 5,287 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $618,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $618,000 | 5,275 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 4,610 |
| Total interest expense | $1,306,000 | 4,468 |
| Net interest income | $2,082,000 | 4,594 |
| Provision for loan and lease losses | $575,000 | 869 |
| Total noninterest income | $7,000 | 8,587 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,582 |
| Total noninterest expense | $945,000 | 6,332 |
| Salaries and employee benefits | $582,000 | 6,007 |
| Premises and equipment expense | $101,000 | 6,744 |
| Additional noninterest expense | $262,000 | 6,454 |
| Pre-tax net operating income | $569,000 | 5,124 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $235,000 | 3,405 |
| Income before extraordinary items | $334,000 | 5,789 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $334,000 | 5,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $334,000 | 5,785 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 5,489 |
| Total interest expense | $444,000 | 5,425 |
| Net interest income | $800,000 | 5,397 |
| Provision for loan and lease losses | $235,000 | 992 |
| Total noninterest income | $3,000 | 8,612 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $382,000 | 6,884 |
| Salaries and employee benefits | $232,000 | 6,633 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $106,000 | 6,964 |
| Pre-tax net operating income | $186,000 | 5,979 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $76,000 | 3,933 |
| Income before extraordinary items | $110,000 | 6,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $110,000 | 6,564 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 8,668 |
| Total interest expense | $77,000 | 8,660 |
| Net interest income | $347,000 | 8,639 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $353,000 | 8,714 |
| Salaries and employee benefits | $130,000 | 8,765 |
| Premises and equipment expense | $30,000 | 8,672 |
| Additional noninterest expense | $193,000 | 8,268 |
| Pre-tax net operating income | $-406,000 | 8,472 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-167,000 | 8,660 |
| Income before extraordinary items | $-239,000 | 8,441 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-239,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,200,000 | 213 |
| Net operating income | $-239,000 | 8,420 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.