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Bridgeview Bank, Income and Expense

2003-12-31 (YTD Data)		Rank
Total interest income	$1,692,000	7,873
Total interest expense	$400,000	8,109
Net interest income	$1,292,000	7,671
Provision for loan and lease losses	$45,000	6,412
Total noninterest income	$476,000	5,561
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$283,000	4,447
Trading account gains and fees	$0	160
Additional Noninterest Income	$193,000	5,358
Total noninterest expense	$1,354,000	7,159
Salaries and employee benefits	$634,000	7,563
Premises and equipment expense	$213,000	6,632
Additional noninterest expense	$507,000	6,518
Pre-tax net operating income	$369,000	7,159
Securities gains (losses)	$9,000	3,670
Applicable income taxes	$148,000	5,291
Income before extraordinary items	$230,000	7,619
Extraordinary gains, net	$0	54
Net income	$230,000	7,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,116
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$224,240	7,513
2003-09-30 (YTD Data)		Rank
Total interest income	$1,303,000	7,926
Total interest expense	$319,000	8,162
Net interest income	$984,000	7,698
Provision for loan and lease losses	$45,000	5,860
Total noninterest income	$348,000	5,678
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$214,000	4,433
Trading account gains and fees	$0	153
Additional Noninterest Income	$134,000	5,555
Total noninterest expense	$1,021,000	7,147
Salaries and employee benefits	$484,000	7,466
Premises and equipment expense	$161,000	6,612
Additional noninterest expense	$376,000	6,528
Pre-tax net operating income	$266,000	7,350
Securities gains (losses)	$9,000	3,379
Applicable income taxes	$104,000	5,530
Income before extraordinary items	$171,000	7,783
Extraordinary gains, net	$0	40
Net income	$171,000	7,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,639
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$165,240	7,666
2003-06-30 (YTD Data)		Rank
Total interest income	$918,000	7,878
Total interest expense	$222,000	8,192
Net interest income	$696,000	7,596
Provision for loan and lease losses	$37,000	5,547
Total noninterest income	$229,000	5,680
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$139,000	4,465
Trading account gains and fees	$0	150
Additional Noninterest Income	$90,000	5,513
Total noninterest expense	$697,000	7,107
Salaries and employee benefits	$331,000	7,432
Premises and equipment expense	$107,000	6,600
Additional noninterest expense	$259,000	6,424
Pre-tax net operating income	$191,000	7,278
Securities gains (losses)	$9,000	2,996
Applicable income taxes	$75,000	5,484
Income before extraordinary items	$125,000	7,698
Extraordinary gains, net	$0	30
Net income	$125,000	7,700
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,431
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$119,240	7,586
2003-03-31 (YTD Data)		Rank
Total interest income	$470,000	7,875
Total interest expense	$113,000	8,261
Net interest income	$357,000	7,562
Provision for loan and lease losses	$23,000	5,064
Total noninterest income	$92,000	6,102
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$69,000	4,419
Trading account gains and fees	$0	134
Additional Noninterest Income	$23,000	6,700
Total noninterest expense	$336,000	7,229
Salaries and employee benefits	$176,000	7,306
Premises and equipment expense	$30,000	7,859
Additional noninterest expense	$130,000	6,413
Pre-tax net operating income	$90,000	7,351
Securities gains (losses)	$9,000	2,215
Applicable income taxes	$38,000	5,468
Income before extraordinary items	$61,000	7,669
Extraordinary gains, net	$0	21
Net income	$61,000	7,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,410
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$55,240	7,629
2002-12-31 (YTD Data)		Rank
Total interest income	$1,845,000	8,027
Total interest expense	$421,000	8,598
Net interest income	$1,424,000	7,552
Provision for loan and lease losses	$110,000	5,550
Total noninterest income	$417,000	5,675
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$269,000	4,509
Trading account gains and fees	$0	153
Additional Noninterest Income	$148,000	5,632
Total noninterest expense	$1,380,000	7,097
Salaries and employee benefits	$726,000	7,172
Premises and equipment expense	$158,000	7,336
Additional noninterest expense	$496,000	6,521
Pre-tax net operating income	$351,000	7,355
Securities gains (losses)	$0	4,537
Applicable income taxes	$132,000	5,678
Income before extraordinary items	$219,000	7,735
Extraordinary gains, net	$0	70
Net income	$219,000	7,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	4,491
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$219,000	7,647
2001-12-31 (YTD Data)		Rank
Total interest income	$2,382,000	7,865
Total interest expense	$949,000	8,125
Net interest income	$1,433,000	7,447
Provision for loan and lease losses	$90,000	5,778
Total noninterest income	$510,000	5,011
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$276,000	4,380
Trading account gains and fees	$0	177
Additional Noninterest Income	$234,000	4,609
Total noninterest expense	$1,515,000	6,762
Salaries and employee benefits	$750,000	6,978
Premises and equipment expense	$230,000	6,354
Additional noninterest expense	$535,000	6,233
Pre-tax net operating income	$338,000	7,243
Securities gains (losses)	$33,000	2,734
Applicable income taxes	$155,000	5,396
Income before extraordinary items	$216,000	7,621
Extraordinary gains, net	$0	105
Net income	$216,000	7,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	3,270
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$194,880	7,664
2000-12-31 (YTD Data)		Rank
Total interest income	$797,000	9,539
Total interest expense	$354,000	9,483
Net interest income	$443,000	9,530
Provision for loan and lease losses	$0	8,337
Total noninterest income	$119,000	8,319
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$92,000	6,724
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	8,667
Total noninterest expense	$500,000	9,396
Salaries and employee benefits	$274,000	9,371
Premises and equipment expense	$51,000	9,346
Additional noninterest expense	$175,000	9,020
Pre-tax net operating income	$62,000	8,932
Securities gains (losses)	$-2,000	7,578
Applicable income taxes	$26,000	7,705
Income before extraordinary items	$35,000	9,013
Extraordinary gains, net	$0	38
Net income	$35,000	9,012
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$198,000	2,412
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$36,280	8,993
1999-12-31 (YTD Data)		Rank
Total interest income	$3,191,000	7,168
Total interest expense	$1,209,000	7,621
Net interest income	$1,982,000	6,687
Provision for loan and lease losses	$272,000	2,889
Total noninterest income	$553,000	4,666
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$408,000	3,170
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	5,687
Total noninterest expense	$2,114,000	5,468
Salaries and employee benefits	$867,000	6,464
Premises and equipment expense	$325,000	5,223
Additional noninterest expense	$922,000	4,295
Pre-tax net operating income	$149,000	8,812
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$149,000	8,643
Extraordinary gains, net	$0	35
Net income	$149,000	8,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	2,880
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$149,000	8,604
1998-12-31 (YTD Data)		Rank
Total interest income	$2,872,000	7,678
Total interest expense	$1,127,000	8,086
Net interest income	$1,745,000	7,174
Provision for loan and lease losses	$81,000	5,561
Total noninterest income	$605,000	4,366
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$346,000	3,530
Trading account gains and fees	NA	NA
Additional Noninterest Income	$259,000	4,339
Total noninterest expense	$1,800,000	5,998
Salaries and employee benefits	$808,000	6,653
Premises and equipment expense	$341,000	4,967
Additional noninterest expense	$651,000	5,441
Pre-tax net operating income	$469,000	7,535
Securities gains (losses)	$-3,000	9,968
Applicable income taxes	$0	9,340
Income before extraordinary items	$466,000	6,809
Extraordinary gains, net	$0	32
Net income	$466,000	6,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	9,586
Cash dividends	$331,000	4,355
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$469,000	6,687
1997-12-31 (YTD Data)		Rank
Total interest income	$2,669,000	8,171
Total interest expense	$1,058,000	8,528
Net interest income	$1,611,000	7,746
Provision for loan and lease losses	$101,000	5,125
Total noninterest income	$460,000	5,262
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$313,000	3,940
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	5,750
Total noninterest expense	$1,697,000	6,301
Salaries and employee benefits	$801,000	6,775
Premises and equipment expense	$299,000	5,455
Additional noninterest expense	$597,000	5,834
Pre-tax net operating income	$273,000	9,162
Securities gains (losses)	$0	3,944
Applicable income taxes	$-80,000	10,683
Income before extraordinary items	$353,000	7,971
Extraordinary gains, net	$0	44
Net income	$353,000	7,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,260
Cash dividends	$258,000	4,881
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$353,000	7,913
1996-12-31 (YTD Data)		Rank
Total interest income	$2,421,000	8,796
Total interest expense	$990,000	9,046
Net interest income	$1,431,000	8,435
Provision for loan and lease losses	$-97,000	11,257
Total noninterest income	$401,000	5,938
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$305,000	4,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	7,256
Total noninterest expense	$1,580,000	6,893
Salaries and employee benefits	$836,000	6,793
Premises and equipment expense	$244,000	6,338
Additional noninterest expense	$500,000	7,056
Pre-tax net operating income	$349,000	8,815
Securities gains (losses)	$-25,000	10,754
Applicable income taxes	$91,000	8,903
Income before extraordinary items	$233,000	8,976
Extraordinary gains, net	$0	53
Net income	$233,000	8,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-77,000	11,163
Cash dividends	$230,000	5,146
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$251,000	8,765
1995-12-31 (YTD Data)		Rank
Total interest income	$2,253,000	9,332
Total interest expense	$982,000	9,319
Net interest income	$1,271,000	9,152
Provision for loan and lease losses	$-53,000	11,608
Total noninterest income	$362,000	6,344
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$281,000	4,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	7,917
Total noninterest expense	$1,476,000	7,343
Salaries and employee benefits	$707,000	7,680
Premises and equipment expense	$213,000	6,961
Additional noninterest expense	$556,000	6,806
Pre-tax net operating income	$210,000	10,403
Securities gains (losses)	$31,000	1,605
Applicable income taxes	$81,000	9,559
Income before extraordinary items	$160,000	10,367
Extraordinary gains, net	$0	65
Net income	$160,000	10,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-55,000	11,512
Cash dividends	$90,000	6,999
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$139,540	10,532
1994-12-31 (YTD Data)		Rank
Total interest income	$2,215,000	9,400
Total interest expense	$844,000	9,376
Net interest income	$1,371,000	9,242
Provision for loan and lease losses	$-105,000	12,186
Total noninterest income	$361,000	6,536
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$304,000	4,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	9,251
Total noninterest expense	$1,511,000	7,564
Salaries and employee benefits	$677,000	8,049
Premises and equipment expense	$204,000	7,342
Additional noninterest expense	$630,000	6,816
Pre-tax net operating income	$326,000	9,939
Securities gains (losses)	$18,000	1,859
Applicable income taxes	$53,000	10,390
Income before extraordinary items	$291,000	9,243
Extraordinary gains, net	$0	249
Net income	$291,000	9,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	3,073
Cash dividends	$282,000	4,663
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$275,700	9,473
1993-12-31 (YTD Data)		Rank
Total interest income	$2,223,000	9,733
Total interest expense	$812,000	9,986
Net interest income	$1,411,000	9,380
Provision for loan and lease losses	$-41,000	12,698
Total noninterest income	$375,000	6,744
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$321,000	4,182
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	9,868
Total noninterest expense	$1,557,000	7,626
Salaries and employee benefits	$727,000	7,805
Premises and equipment expense	$190,000	7,890
Additional noninterest expense	$640,000	7,014
Pre-tax net operating income	$270,000	10,469
Securities gains (losses)	$13,000	5,183
Applicable income taxes	$87,000	10,051
Income before extraordinary items	$196,000	10,705
Extraordinary gains, net	$87,000	1,703
Net income	$283,000	9,804
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	6,048
Cash dividends	$255,000	4,786
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$187,030	10,573
1992-12-31 (YTD Data)		Rank
Total interest income	$2,110,000	10,677
Total interest expense	$873,000	10,984
Net interest income	$1,237,000	10,193
Provision for loan and lease losses	$-123,000	13,735
Total noninterest income	$366,000	6,890
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$327,000	4,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	11,113
Total noninterest expense	$1,550,000	7,737
Salaries and employee benefits	$758,000	7,552
Premises and equipment expense	$175,000	8,439
Additional noninterest expense	$617,000	7,358
Pre-tax net operating income	$176,000	11,290
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$40,000	11,529
Income before extraordinary items	$139,000	11,428
Extraordinary gains, net	$40,000	1,063
Net income	$179,000	10,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-76,000	13,642
Cash dividends	$134,000	6,001
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$136,660	11,133

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.