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Bridge Bank, Income and Expense

2015-03-31 (YTD Data)Rank
Total interest income$21,460,000327
Total interest expense$275,0002,323
Net interest income$21,185,000307
Provision for loan and lease losses$3,0003,553
Total noninterest income$3,066,000577
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$995,000361
Trading account gains and fees$0152
Additional Noninterest Income$2,071,000551
Total noninterest expense$16,098,000362
Salaries and employee benefits$10,509,000304
Premises and equipment expense$1,265,000520
Additional noninterest expense$4,324,000403
Pre-tax net operating income$8,150,000331
Securities gains (losses)$306,000260
Applicable income taxes$3,642,000253
Income before extraordinary items$4,814,000395
Extraordinary gains, net$013
Net income$4,814,000395
Minority interest net income$064
Net income of bank and minority interests.$4,814,000395
Net charge-offs$-260,0006,274
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$1,028,00084
Net operating income$4,618,160402
2014-12-31 (YTD Data)Rank
Total interest income$78,857,000347
Total interest expense$1,167,0002,305
Net interest income$77,690,000313
Provision for loan and lease losses$3,337,000294
Total noninterest income$13,196,000529
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,847,000381
Trading account gains and fees$0180
Additional Noninterest Income$9,349,000477
Total noninterest expense$57,112,000392
Salaries and employee benefits$36,718,000326
Premises and equipment expense$4,910,000511
Additional noninterest expense$15,484,000450
Pre-tax net operating income$30,437,000330
Securities gains (losses)$5,0002,877
Applicable income taxes$12,401,000264
Income before extraordinary items$18,041,000414
Extraordinary gains, net$017
Net income$18,041,000414
Minority interest net income$084
Net income of bank and minority interests.$18,041,000414
Net charge-offs$2,640,000389
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$3,690,000100
Net operating income$18,037,800408
2014-09-30 (YTD Data)Rank
Total interest income$59,420,000335
Total interest expense$896,0002,308
Net interest income$58,524,000306
Provision for loan and lease losses$3,385,000226
Total noninterest income$10,288,000511
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,846,000387
Trading account gains and fees$0174
Additional Noninterest Income$7,442,000449
Total noninterest expense$42,460,000396
Salaries and employee benefits$27,374,000325
Premises and equipment expense$3,649,000516
Additional noninterest expense$11,437,000456
Pre-tax net operating income$22,967,000330
Securities gains (losses)$5,0002,558
Applicable income taxes$9,246,000270
Income before extraordinary items$13,726,000403
Extraordinary gains, net$015
Net income$13,726,000402
Minority interest net income$081
Net income of bank and minority interests.$13,726,000403
Net charge-offs$2,506,000317
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$2,636,00094
Net operating income$13,722,800395
2014-06-30 (YTD Data)Rank
Total interest income$38,397,000340
Total interest expense$631,0002,231
Net interest income$37,766,000313
Provision for loan and lease losses$2,117,000234
Total noninterest income$6,582,000526
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,894,000383
Trading account gains and fees$0172
Additional Noninterest Income$4,688,000482
Total noninterest expense$28,221,000392
Salaries and employee benefits$18,217,000324
Premises and equipment expense$2,449,000516
Additional noninterest expense$7,555,000460
Pre-tax net operating income$14,010,000342
Securities gains (losses)$5,0002,165
Applicable income taxes$5,550,000278
Income before extraordinary items$8,465,000417
Extraordinary gains, net$020
Net income$8,465,000416
Minority interest net income$080
Net income of bank and minority interests.$8,465,000417
Net charge-offs$829,000584
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$1,640,00087
Net operating income$8,461,800410
2014-03-31 (YTD Data)Rank
Total interest income$18,627,000356
Total interest expense$350,0002,075
Net interest income$18,277,000324
Provision for loan and lease losses$520,000438
Total noninterest income$2,726,000582
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$916,000385
Trading account gains and fees$0147
Additional Noninterest Income$1,810,000548
Total noninterest expense$13,802,000406
Salaries and employee benefits$8,896,000329
Premises and equipment expense$1,231,000513
Additional noninterest expense$3,675,000464
Pre-tax net operating income$6,681,000344
Securities gains (losses)$5,0001,340
Applicable income taxes$2,695,000271
Income before extraordinary items$3,991,000421
Extraordinary gains, net$016
Net income$3,991,000420
Minority interest net income$066
Net income of bank and minority interests.$3,991,000421
Net charge-offs$-220,0006,600
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$904,00070
Net operating income$3,987,800408
2013-12-31 (YTD Data)Rank
Total interest income$70,755,000372
Total interest expense$1,478,0002,193
Net interest income$69,277,000335
Provision for loan and lease losses$5,817,000239
Total noninterest income$12,608,000568
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,674,000403
Trading account gains and fees$0184
Additional Noninterest Income$8,934,000520
Total noninterest expense$51,217,000430
Salaries and employee benefits$32,885,000348
Premises and equipment expense$4,065,000595
Additional noninterest expense$14,267,000501
Pre-tax net operating income$24,851,000368
Securities gains (losses)$804,000296
Applicable income taxes$10,348,000265
Income before extraordinary items$15,307,000451
Extraordinary gains, net$029
Net income$15,307,000451
Minority interest net income$090
Net income of bank and minority interests.$15,307,000452
Net charge-offs$4,054,000405
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$3,560,000107
Net operating income$14,792,440456
2013-09-30 (YTD Data)Rank
Total interest income$51,729,000380
Total interest expense$1,102,0002,257
Net interest income$50,627,000349
Provision for loan and lease losses$6,066,000188
Total noninterest income$9,356,000583
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,720,000409
Trading account gains and fees$0180
Additional Noninterest Income$6,636,000543
Total noninterest expense$37,273,000437
Salaries and employee benefits$23,725,000364
Premises and equipment expense$2,999,000616
Additional noninterest expense$10,549,000500
Pre-tax net operating income$16,644,000411
Securities gains (losses)$804,000266
Applicable income taxes$7,107,000294
Income before extraordinary items$10,341,000503
Extraordinary gains, net$025
Net income$10,341,000503
Minority interest net income$084
Net income of bank and minority interests.$10,341,000505
Net charge-offs$5,029,000265
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,537,000102
Net operating income$9,826,440513
2013-06-30 (YTD Data)Rank
Total interest income$33,309,000388
Total interest expense$725,0002,324
Net interest income$32,584,000356
Provision for loan and lease losses$6,187,000137
Total noninterest income$6,798,000557
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,793,000404
Trading account gains and fees$0157
Additional Noninterest Income$5,005,000503
Total noninterest expense$24,174,000450
Salaries and employee benefits$15,430,000375
Premises and equipment expense$1,957,000637
Additional noninterest expense$6,787,000518
Pre-tax net operating income$9,021,000474
Securities gains (losses)$804,000232
Applicable income taxes$4,077,000323
Income before extraordinary items$5,748,000590
Extraordinary gains, net$022
Net income$5,748,000589
Minority interest net income$082
Net income of bank and minority interests.$5,748,000592
Net charge-offs$5,528,000180
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$1,650,00089
Net operating income$5,233,440605
2013-03-31 (YTD Data)Rank
Total interest income$16,093,000399
Total interest expense$347,0002,465
Net interest income$15,746,000367
Provision for loan and lease losses$799,000490
Total noninterest income$2,998,000609
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$873,000404
Trading account gains and fees$0148
Additional Noninterest Income$2,125,000558
Total noninterest expense$11,635,000471
Salaries and employee benefits$7,452,000390
Premises and equipment expense$971,000648
Additional noninterest expense$3,212,000551
Pre-tax net operating income$6,310,000364
Securities gains (losses)$01,966
Applicable income taxes$2,621,000281
Income before extraordinary items$3,689,000457
Extraordinary gains, net$010
Net income$3,689,000456
Minority interest net income$076
Net income of bank and minority interests.$3,689,000458
Net charge-offs$155,0001,552
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$873,00071
Net operating income$3,689,000439
2012-12-31 (YTD Data)Rank
Total interest income$62,586,000419
Total interest expense$1,144,0003,295
Net interest income$61,442,000373
Provision for loan and lease losses$3,790,000636
Total noninterest income$10,101,000676
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,354,000440
Trading account gains and fees$0166
Additional Noninterest Income$6,747,000645
Total noninterest expense$45,436,000483
Salaries and employee benefits$29,458,000376
Premises and equipment expense$3,950,000608
Additional noninterest expense$12,028,000595
Pre-tax net operating income$22,317,000398
Securities gains (losses)$323,0001,304
Applicable income taxes$9,290,000293
Income before extraordinary items$13,350,000504
Extraordinary gains, net$029
Net income$13,350,000502
Minority interest net income$093
Net income of bank and minority interests.$13,350,000504
Net charge-offs$2,542,000963
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$2,159,000152
Net operating income$13,143,280496
2012-09-30 (YTD Data)Rank
Total interest income$46,206,000433
Total interest expense$812,0003,553
Net interest income$45,394,000379
Provision for loan and lease losses$2,400,000733
Total noninterest income$6,959,000719
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,527,000440
Trading account gains and fees$0157
Additional Noninterest Income$4,432,000697
Total noninterest expense$33,236,000491
Salaries and employee benefits$21,297,000388
Premises and equipment expense$2,933,000613
Additional noninterest expense$9,006,000599
Pre-tax net operating income$16,717,000404
Securities gains (losses)$323,0001,055
Applicable income taxes$7,005,000298
Income before extraordinary items$10,035,000505
Extraordinary gains, net$020
Net income$10,035,000501
Minority interest net income$086
Net income of bank and minority interests.$10,035,000505
Net charge-offs$1,199,0001,291
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$1,265,000140
Net operating income$9,828,280495
2012-06-30 (YTD Data)Rank
Total interest income$30,252,000451
Total interest expense$504,0003,809
Net interest income$29,748,000386
Provision for loan and lease losses$2,399,000561
Total noninterest income$4,643,000721
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,639,000448
Trading account gains and fees$0153
Additional Noninterest Income$3,004,000690
Total noninterest expense$21,778,000494
Salaries and employee benefits$14,021,000387
Premises and equipment expense$1,901,000633
Additional noninterest expense$5,856,000609
Pre-tax net operating income$10,214,000416
Securities gains (losses)$323,000807
Applicable income taxes$4,338,000311
Income before extraordinary items$6,199,000525
Extraordinary gains, net$019
Net income$6,199,000525
Minority interest net income$084
Net income of bank and minority interests.$6,199,000525
Net charge-offs$1,249,000973
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$833,000129
Net operating income$5,992,280517
2012-03-31 (YTD Data)Rank
Total interest income$15,309,000450
Total interest expense$244,0003,990
Net interest income$15,065,000379
Provision for loan and lease losses$1,838,000382
Total noninterest income$2,259,000723
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$805,000447
Trading account gains and fees$0148
Additional Noninterest Income$1,454,000699
Total noninterest expense$10,811,000486
Salaries and employee benefits$6,936,000388
Premises and equipment expense$925,000647
Additional noninterest expense$2,950,000591
Pre-tax net operating income$4,675,000437
Securities gains (losses)$319,000432
Applicable income taxes$2,038,000318
Income before extraordinary items$2,956,000535
Extraordinary gains, net$019
Net income$2,956,000534
Minority interest net income$078
Net income of bank and minority interests.$2,956,000536
Net charge-offs$986,000674
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$380,000112
Net operating income$2,751,840561
2011-12-31 (YTD Data)Rank
Total interest income$50,564,000545
Total interest expense$1,187,0004,000
Net interest income$49,377,000444
Provision for loan and lease losses$2,131,0001,501
Total noninterest income$8,953,000673
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,876,000524
Trading account gains and fees$0146
Additional Noninterest Income$6,077,000613
Total noninterest expense$41,459,000498
Salaries and employee benefits$24,207,000412
Premises and equipment expense$3,759,000656
Additional noninterest expense$13,493,000542
Pre-tax net operating income$14,740,000465
Securities gains (losses)$438,000872
Applicable income taxes$6,350,000347
Income before extraordinary items$8,828,000592
Extraordinary gains, net$029
Net income$8,828,000591
Minority interest net income$096
Net income of bank and minority interests.$8,828,000593
Net charge-offs$-394,0007,323
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,286,000290
Net operating income$8,547,680582
2011-09-30 (YTD Data)Rank
Total interest income$37,081,000566
Total interest expense$917,0004,045
Net interest income$36,164,000454
Provision for loan and lease losses$1,539,0001,491
Total noninterest income$6,732,000672
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,101,000537
Trading account gains and fees$0145
Additional Noninterest Income$4,631,000612
Total noninterest expense$30,965,000494
Salaries and employee benefits$17,255,000426
Premises and equipment expense$2,810,000673
Additional noninterest expense$10,900,000510
Pre-tax net operating income$10,392,000490
Securities gains (losses)$440,000709
Applicable income taxes$4,442,000369
Income before extraordinary items$6,390,000630
Extraordinary gains, net$021
Net income$6,390,000627
Minority interest net income$087
Net income of bank and minority interests.$6,390,000630
Net charge-offs$-746,0007,419
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,137,000256
Net operating income$6,108,400629
2011-06-30 (YTD Data)Rank
Total interest income$23,919,000593
Total interest expense$655,0003,979
Net interest income$23,264,000474
Provision for loan and lease losses$504,0002,294
Total noninterest income$4,142,000711
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,395,000532
Trading account gains and fees$0153
Additional Noninterest Income$2,747,000659
Total noninterest expense$20,130,000511
Salaries and employee benefits$11,142,000439
Premises and equipment expense$1,876,000676
Additional noninterest expense$7,112,000522
Pre-tax net operating income$6,772,000492
Securities gains (losses)$-155,0007,360
Applicable income taxes$2,714,000378
Income before extraordinary items$3,903,000670
Extraordinary gains, net$015
Net income$3,903,000668
Minority interest net income$089
Net income of bank and minority interests.$3,903,000670
Net charge-offs$-576,0007,487
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$691,000190
Net operating income$4,002,200628
2011-03-31 (YTD Data)Rank
Total interest income$11,709,000612
Total interest expense$388,0003,673
Net interest income$11,321,000485
Provision for loan and lease losses$694,0001,151
Total noninterest income$2,529,000614
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$675,000542
Trading account gains and fees$0158
Additional Noninterest Income$1,854,000540
Total noninterest expense$10,198,000509
Salaries and employee benefits$5,304,000477
Premises and equipment expense$964,000674
Additional noninterest expense$3,930,000478
Pre-tax net operating income$2,958,000564
Securities gains (losses)$-93,0007,395
Applicable income taxes$1,047,000437
Income before extraordinary items$1,818,000712
Extraordinary gains, net$09
Net income$1,818,000712
Minority interest net income$086
Net income of bank and minority interests.$1,818,000712
Net charge-offs$1,125,000792
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$282,000177
Net operating income$1,877,520682
2010-12-31 (YTD Data)Rank
Total interest income$45,188,000663
Total interest expense$1,998,0003,576
Net interest income$43,190,000497
Provision for loan and lease losses$4,415,0001,255
Total noninterest income$6,853,000845
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,417,000612
Trading account gains and fees$0175
Additional Noninterest Income$4,436,000808
Total noninterest expense$39,582,000529
Salaries and employee benefits$21,014,000469
Premises and equipment expense$4,012,000640
Additional noninterest expense$14,556,000528
Pre-tax net operating income$6,046,000865
Securities gains (losses)$165,0001,750
Applicable income taxes$1,955,000746
Income before extraordinary items$4,256,0001,017
Extraordinary gains, net$029
Net income$4,256,0001,019
Minority interest net income$0111
Net income of bank and minority interests.$4,256,0001,020
Net charge-offs$5,166,000988
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,177,000349
Net operating income$4,142,1501,002
2010-09-30 (YTD Data)Rank
Total interest income$33,116,000683
Total interest expense$1,613,0003,510
Net interest income$31,503,000505
Provision for loan and lease losses$2,506,0001,432
Total noninterest income$4,770,000881
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,761,000647
Trading account gains and fees$0165
Additional Noninterest Income$3,009,000828
Total noninterest expense$28,590,000540
Salaries and employee benefits$15,196,000483
Premises and equipment expense$3,059,000623
Additional noninterest expense$10,335,000534
Pre-tax net operating income$5,177,000812
Securities gains (losses)$165,0001,524
Applicable income taxes$1,688,000683
Income before extraordinary items$3,654,000954
Extraordinary gains, net$023
Net income$3,654,000956
Minority interest net income$0110
Net income of bank and minority interests.$3,654,000956
Net charge-offs$3,514,0001,010
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$930,000303
Net operating income$3,541,800941
2010-06-30 (YTD Data)Rank
Total interest income$21,747,000704
Total interest expense$1,183,0003,342
Net interest income$20,564,000513
Provision for loan and lease losses$2,258,0001,174
Total noninterest income$3,184,000859
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,123,000685
Trading account gains and fees$0152
Additional Noninterest Income$2,061,000790
Total noninterest expense$19,249,000530
Salaries and employee benefits$10,167,000477
Premises and equipment expense$2,055,000628
Additional noninterest expense$7,027,000521
Pre-tax net operating income$2,241,0001,174
Securities gains (losses)$164,0001,074
Applicable income taxes$527,0001,169
Income before extraordinary items$1,878,0001,185
Extraordinary gains, net$019
Net income$1,878,0001,186
Minority interest net income$0105
Net income of bank and minority interests.$1,878,0001,186
Net charge-offs$3,275,000769
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$614,000244
Net operating income$1,750,0801,222
2010-03-31 (YTD Data)Rank
Total interest income$10,756,000723
Total interest expense$652,0003,219
Net interest income$10,104,000539
Provision for loan and lease losses$1,184,0001,057
Total noninterest income$1,517,000877
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$545,000707
Trading account gains and fees$0175
Additional Noninterest Income$972,000812
Total noninterest expense$9,668,000527
Salaries and employee benefits$5,228,000465
Premises and equipment expense$1,046,000639
Additional noninterest expense$3,394,000540
Pre-tax net operating income$769,0001,683
Securities gains (losses)$164,000587
Applicable income taxes$233,0001,273
Income before extraordinary items$700,0001,561
Extraordinary gains, net$016
Net income$700,0001,563
Minority interest net income$091
Net income of bank and minority interests.$700,0001,563
Net charge-offs$1,107,000967
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$345,000179
Net operating income$577,0001,820
2009-12-31 (YTD Data)Rank
Total interest income$44,572,000748
Total interest expense$5,796,0001,975
Net interest income$38,776,000562
Provision for loan and lease losses$9,834,000886
Total noninterest income$10,580,000609
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,900,000916
Trading account gains and fees$0211
Additional Noninterest Income$8,680,000490
Total noninterest expense$37,096,000573
Salaries and employee benefits$20,063,000480
Premises and equipment expense$4,352,000611
Additional noninterest expense$12,681,000640
Pre-tax net operating income$2,426,0001,616
Securities gains (losses)$03,754
Applicable income taxes$-585,0007,094
Income before extraordinary items$3,011,0001,123
Extraordinary gains, net$034
Net income$3,011,0001,121
Minority interest net income$0115
Net income of bank and minority interests.$3,011,0001,122
Net charge-offs$11,742,000603
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,365,000387
Net operating income$3,011,0001,111
2009-09-30 (YTD Data)Rank
Total interest income$33,951,000750
Total interest expense$4,897,0001,863
Net interest income$29,054,000566
Provision for loan and lease losses$8,877,000688
Total noninterest income$8,242,000608
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,394,000931
Trading account gains and fees$0212
Additional Noninterest Income$6,848,000477
Total noninterest expense$27,176,000584
Salaries and employee benefits$15,581,000475
Premises and equipment expense$3,317,000608
Additional noninterest expense$8,278,000693
Pre-tax net operating income$1,243,0002,372
Securities gains (losses)$03,497
Applicable income taxes$16,0003,877
Income before extraordinary items$1,227,0002,140
Extraordinary gains, net$027
Net income$1,227,0002,137
Minority interest net income$0118
Net income of bank and minority interests.$1,227,0002,140
Net charge-offs$9,932,000507
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,091,000341
Net operating income$1,227,0002,090
2009-06-30 (YTD Data)Rank
Total interest income$23,436,000741
Total interest expense$3,620,0001,778
Net interest income$19,816,000550
Provision for loan and lease losses$8,333,000513
Total noninterest income$7,200,000509
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$896,000950
Trading account gains and fees$0193
Additional Noninterest Income$6,304,000392
Total noninterest expense$18,616,000578
Salaries and employee benefits$10,557,000472
Premises and equipment expense$2,205,000632
Additional noninterest expense$5,854,000663
Pre-tax net operating income$67,0005,420
Securities gains (losses)$03,136
Applicable income taxes$-274,0007,391
Income before extraordinary items$341,0003,749
Extraordinary gains, net$021
Net income$341,0003,749
Minority interest net income$0112
Net income of bank and minority interests.$341,0003,749
Net charge-offs$8,236,000428
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$746,000311
Net operating income$341,0003,625
2009-03-31 (YTD Data)Rank
Total interest income$11,960,000728
Total interest expense$2,079,0001,628
Net interest income$9,881,000550
Provision for loan and lease losses$4,285,000443
Total noninterest income$4,702,000386
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$420,000980
Trading account gains and fees$0171
Additional Noninterest Income$4,282,000284
Total noninterest expense$9,353,000549
Salaries and employee benefits$5,511,000456
Premises and equipment expense$1,108,000640
Additional noninterest expense$2,734,000627
Pre-tax net operating income$945,0001,365
Securities gains (losses)$02,434
Applicable income taxes$209,0001,406
Income before extraordinary items$736,0001,475
Extraordinary gains, net$015
Net income$736,0001,477
Minority interest net income$0102
Net income of bank and minority interests.$736,0001,477
Net charge-offs$4,049,000365
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$367,000223
Net operating income$736,0001,396
2008-12-31 (YTD Data)Rank
Total interest income$58,692,000633
Total interest expense$12,821,0001,274
Net interest income$45,871,000483
Provision for loan and lease losses$30,421,000262
Total noninterest income$9,504,000623
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,166,0001,533
Trading account gains and fees$0154
Additional Noninterest Income$8,338,000439
Total noninterest expense$36,985,000544
Salaries and employee benefits$21,175,000451
Premises and equipment expense$4,564,000612
Additional noninterest expense$11,246,000615
Pre-tax net operating income$-12,031,0008,022
Securities gains (losses)$710,000285
Applicable income taxes$-5,661,0008,130
Income before extraordinary items$-5,660,0007,850
Extraordinary gains, net$039
Net income$-5,660,0007,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,574,000240
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$1,347,000383
Net operating income$-6,114,4007,919
2008-09-30 (YTD Data)Rank
Total interest income$45,227,000640
Total interest expense$9,723,0001,309
Net interest income$35,504,000482
Provision for loan and lease losses$26,471,000208
Total noninterest income$4,820,000903
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$814,0001,646
Trading account gains and fees$0148
Additional Noninterest Income$4,006,000655
Total noninterest expense$28,829,000519
Salaries and employee benefits$17,254,000431
Premises and equipment expense$3,405,000611
Additional noninterest expense$8,170,000596
Pre-tax net operating income$-14,976,0008,258
Securities gains (losses)$710,000240
Applicable income taxes$-6,525,0008,286
Income before extraordinary items$-7,741,0008,191
Extraordinary gains, net$031
Net income$-7,741,0008,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,414,000184
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$1,030,000294
Net operating income$-8,195,4008,222
2008-06-30 (YTD Data)Rank
Total interest income$30,969,000632
Total interest expense$6,708,0001,311
Net interest income$24,261,000470
Provision for loan and lease losses$7,587,000329
Total noninterest income$3,212,000916
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$487,0001,795
Trading account gains and fees$0149
Additional Noninterest Income$2,725,000662
Total noninterest expense$19,064,000528
Salaries and employee benefits$11,450,000443
Premises and equipment expense$2,248,000609
Additional noninterest expense$5,366,000583
Pre-tax net operating income$822,0003,373
Securities gains (losses)$298,000447
Applicable income taxes$131,0003,169
Income before extraordinary items$989,0002,592
Extraordinary gains, net$021
Net income$989,0002,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,570,000475
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$707,000229
Net operating income$726,7603,194
2008-03-31 (YTD Data)Rank
Total interest income$16,021,000632
Total interest expense$3,738,0001,255
Net interest income$12,283,000463
Provision for loan and lease losses$2,418,000348
Total noninterest income$1,726,000849
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$228,0001,856
Trading account gains and fees$0158
Additional Noninterest Income$1,498,000614
Total noninterest expense$8,614,000560
Salaries and employee benefits$5,594,000456
Premises and equipment expense$1,099,000637
Additional noninterest expense$1,921,000758
Pre-tax net operating income$2,977,000657
Securities gains (losses)$02,688
Applicable income taxes$1,076,000548
Income before extraordinary items$1,901,000797
Extraordinary gains, net$015
Net income$1,901,000798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$366,000152
Net operating income$1,901,000759
2007-12-31 (YTD Data)Rank
Total interest income$66,745,000630
Total interest expense$18,194,0001,076
Net interest income$48,551,000475
Provision for loan and lease losses$2,256,000761
Total noninterest income$6,977,000838
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$672,0002,444
Trading account gains and fees$0178
Additional Noninterest Income$6,305,000567
Total noninterest expense$33,391,000557
Salaries and employee benefits$20,967,000463
Premises and equipment expense$4,333,000613
Additional noninterest expense$8,091,000711
Pre-tax net operating income$19,881,000469
Securities gains (losses)$02,146
Applicable income taxes$7,583,000407
Income before extraordinary items$12,298,000532
Extraordinary gains, net$039
Net income$12,298,000529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$996,0001,028
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$1,097,000417
Net operating income$12,298,000528
2007-09-30 (YTD Data)Rank
Total interest income$49,940,000630
Total interest expense$14,012,0001,046
Net interest income$35,928,000480
Provision for loan and lease losses$1,679,000601
Total noninterest income$5,528,000797
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$498,0002,454
Trading account gains and fees$0184
Additional Noninterest Income$5,030,000549
Total noninterest expense$24,811,000558
Salaries and employee benefits$15,779,000470
Premises and equipment expense$3,145,000629
Additional noninterest expense$5,887,000721
Pre-tax net operating income$14,966,000501
Securities gains (losses)$01,655
Applicable income taxes$5,707,000439
Income before extraordinary items$9,259,000572
Extraordinary gains, net$033
Net income$9,259,000570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,001,000662
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$851,000335
Net operating income$9,259,000565
2007-06-30 (YTD Data)Rank
Total interest income$32,314,000659
Total interest expense$8,960,0001,091
Net interest income$23,354,000508
Provision for loan and lease losses$1,203,000505
Total noninterest income$4,031,000769
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$332,0002,452
Trading account gains and fees$0168
Additional Noninterest Income$3,699,000536
Total noninterest expense$16,162,000581
Salaries and employee benefits$10,255,000499
Premises and equipment expense$1,973,000693
Additional noninterest expense$3,934,000722
Pre-tax net operating income$10,020,000527
Securities gains (losses)$01,444
Applicable income taxes$3,882,000461
Income before extraordinary items$6,138,000606
Extraordinary gains, net$029
Net income$6,138,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$939,000467
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$559,000285
Net operating income$6,138,000595
2007-03-31 (YTD Data)Rank
Total interest income$15,378,000681
Total interest expense$4,188,0001,170
Net interest income$11,190,000519
Provision for loan and lease losses$197,0001,183
Total noninterest income$1,353,0001,036
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$151,0002,593
Trading account gains and fees$0195
Additional Noninterest Income$1,202,000707
Total noninterest expense$7,846,000599
Salaries and employee benefits$4,996,000511
Premises and equipment expense$948,000712
Additional noninterest expense$1,902,000732
Pre-tax net operating income$4,500,000563
Securities gains (losses)$01,187
Applicable income taxes$1,748,000489
Income before extraordinary items$2,752,000662
Extraordinary gains, net$022
Net income$2,752,000661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$276,000207
Net operating income$2,752,000649
2006-12-31 (YTD Data)Rank
Total interest income$52,962,000725
Total interest expense$13,398,0001,256
Net interest income$39,564,000587
Provision for loan and lease losses$1,483,000721
Total noninterest income$3,994,0001,299
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$499,0003,062
Trading account gains and fees$0130
Additional Noninterest Income$3,495,000898
Total noninterest expense$27,126,000657
Salaries and employee benefits$17,394,000542
Premises and equipment expense$2,828,000899
Additional noninterest expense$6,904,000784
Pre-tax net operating income$14,949,000689
Securities gains (losses)$01,687
Applicable income taxes$5,674,000576
Income before extraordinary items$9,275,000807
Extraordinary gains, net$051
Net income$9,275,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,145
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$760,000528
Net operating income$9,275,000795
2006-09-30 (YTD Data)Rank
Total interest income$37,736,000759
Total interest expense$9,216,0001,334
Net interest income$28,520,000615
Provision for loan and lease losses$935,000804
Total noninterest income$3,060,0001,297
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$370,0003,100
Trading account gains and fees$0126
Additional Noninterest Income$2,690,000895
Total noninterest expense$19,848,000682
Salaries and employee benefits$12,689,000573
Premises and equipment expense$2,119,000899
Additional noninterest expense$5,040,000801
Pre-tax net operating income$10,797,000745
Securities gains (losses)$01,388
Applicable income taxes$3,786,000665
Income before extraordinary items$7,011,000829
Extraordinary gains, net$045
Net income$7,011,000828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,063
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$500,000452
Net operating income$7,011,000819
2006-06-30 (YTD Data)Rank
Total interest income$23,407,000801
Total interest expense$5,216,0001,491
Net interest income$18,191,000637
Provision for loan and lease losses$814,000638
Total noninterest income$2,162,0001,239
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$239,0003,163
Trading account gains and fees$0126
Additional Noninterest Income$1,923,000846
Total noninterest expense$12,736,000714
Salaries and employee benefits$8,067,000608
Premises and equipment expense$1,312,000960
Additional noninterest expense$3,357,000812
Pre-tax net operating income$6,803,000782
Securities gains (losses)$01,185
Applicable income taxes$2,371,000695
Income before extraordinary items$4,432,000884
Extraordinary gains, net$039
Net income$4,432,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,908
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$321,000375
Net operating income$4,432,000867
2006-03-31 (YTD Data)Rank
Total interest income$10,928,000837
Total interest expense$2,220,0001,666
Net interest income$8,708,000652
Provision for loan and lease losses$368,000662
Total noninterest income$1,083,0001,207
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$112,0003,228
Trading account gains and fees$0115
Additional Noninterest Income$971,000821
Total noninterest expense$6,147,000733
Salaries and employee benefits$3,914,000628
Premises and equipment expense$613,0001,033
Additional noninterest expense$1,620,000825
Pre-tax net operating income$3,276,000789
Securities gains (losses)$0955
Applicable income taxes$1,134,000719
Income before extraordinary items$2,142,000888
Extraordinary gains, net$021
Net income$2,142,000887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,900
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$150,000271
Net operating income$2,142,000870
2005-12-31 (YTD Data)Rank
Total interest income$34,235,000960
Total interest expense$5,943,0001,898
Net interest income$28,292,000742
Provision for loan and lease losses$2,071,000531
Total noninterest income$4,219,0001,226
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$354,0003,815
Trading account gains and fees$0138
Additional Noninterest Income$3,865,000827
Total noninterest expense$20,036,000846
Salaries and employee benefits$12,105,000740
Premises and equipment expense$2,230,0001,078
Additional noninterest expense$5,701,000908
Pre-tax net operating income$10,404,000950
Securities gains (losses)$02,296
Applicable income taxes$3,832,000801
Income before extraordinary items$6,572,0001,107
Extraordinary gains, net$046
Net income$6,572,0001,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,486
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,572,0001,084
2005-09-30 (YTD Data)Rank
Total interest income$23,784,0001,007
Total interest expense$4,070,0001,958
Net interest income$19,714,000798
Provision for loan and lease losses$1,493,000507
Total noninterest income$2,930,0001,317
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$246,0003,999
Trading account gains and fees$0126
Additional Noninterest Income$2,684,000897
Total noninterest expense$14,118,000891
Salaries and employee benefits$8,308,000808
Premises and equipment expense$1,651,0001,096
Additional noninterest expense$4,159,000920
Pre-tax net operating income$7,033,0001,032
Securities gains (losses)$02,317
Applicable income taxes$2,560,000885
Income before extraordinary items$4,473,0001,212
Extraordinary gains, net$035
Net income$4,473,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$379,0001,054
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,473,0001,181
2005-06-30 (YTD Data)Rank
Total interest income$14,581,0001,062
Total interest expense$2,490,0001,997
Net interest income$12,091,000865
Provision for loan and lease losses$736,000687
Total noninterest income$1,934,0001,306
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$156,0004,066
Trading account gains and fees$0116
Additional Noninterest Income$1,778,000877
Total noninterest expense$8,965,000933
Salaries and employee benefits$5,321,000840
Premises and equipment expense$1,090,0001,093
Additional noninterest expense$2,554,000991
Pre-tax net operating income$4,324,0001,090
Securities gains (losses)$02,146
Applicable income taxes$1,571,000912
Income before extraordinary items$2,753,0001,280
Extraordinary gains, net$030
Net income$2,753,0001,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,677
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,753,0001,252
2005-03-31 (YTD Data)Rank
Total interest income$6,635,0001,155
Total interest expense$1,022,0002,298
Net interest income$5,613,000921
Provision for loan and lease losses$317,000730
Total noninterest income$810,0001,479
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$68,0004,325
Trading account gains and fees$0115
Additional Noninterest Income$742,0001,004
Total noninterest expense$4,339,000967
Salaries and employee benefits$2,546,000875
Premises and equipment expense$549,0001,090
Additional noninterest expense$1,244,000997
Pre-tax net operating income$1,767,0001,300
Securities gains (losses)$01,685
Applicable income taxes$607,0001,136
Income before extraordinary items$1,160,0001,461
Extraordinary gains, net$024
Net income$1,160,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,322
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,160,0001,437
2004-12-31 (YTD Data)Rank
Total interest income$19,537,0001,476
Total interest expense$2,878,0002,718
Net interest income$16,659,0001,209
Provision for loan and lease losses$1,516,000714
Total noninterest income$3,775,0001,343
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$396,0003,665
Trading account gains and fees$0138
Additional Noninterest Income$3,379,000904
Total noninterest expense$13,645,0001,195
Salaries and employee benefits$8,081,0001,070
Premises and equipment expense$2,009,0001,141
Additional noninterest expense$3,555,0001,398
Pre-tax net operating income$5,273,0001,622
Securities gains (losses)$03,819
Applicable income taxes$2,112,0001,210
Income before extraordinary items$3,161,0001,982
Extraordinary gains, net$034
Net income$3,161,0001,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,520
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$69,000702
Net operating income$3,161,0001,936
2004-09-30 (YTD Data)Rank
Total interest income$13,486,0001,580
Total interest expense$2,021,0002,813
Net interest income$11,465,0001,308
Provision for loan and lease losses$1,385,000569
Total noninterest income$2,673,0001,412
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$291,0003,739
Trading account gains and fees$0134
Additional Noninterest Income$2,382,000949
Total noninterest expense$9,517,0001,291
Salaries and employee benefits$5,623,0001,150
Premises and equipment expense$1,523,0001,129
Additional noninterest expense$2,371,0001,539
Pre-tax net operating income$3,236,0001,941
Securities gains (losses)$03,710
Applicable income taxes$1,329,0001,429
Income before extraordinary items$1,907,0002,424
Extraordinary gains, net$026
Net income$1,907,0002,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0002,205
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$69,000556
Net operating income$1,907,0002,367
2004-06-30 (YTD Data)Rank
Total interest income$8,306,0001,692
Total interest expense$1,337,0002,821
Net interest income$6,969,0001,420
Provision for loan and lease losses$774,000654
Total noninterest income$1,865,0001,357
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$172,0004,025
Trading account gains and fees$0130
Additional Noninterest Income$1,693,000901
Total noninterest expense$6,209,0001,316
Salaries and employee benefits$3,573,0001,221
Premises and equipment expense$1,046,0001,107
Additional noninterest expense$1,590,0001,521
Pre-tax net operating income$1,851,0002,188
Securities gains (losses)$03,413
Applicable income taxes$761,0001,589
Income before extraordinary items$1,090,0002,736
Extraordinary gains, net$021
Net income$1,090,0002,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,565
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$6,000598
Net operating income$1,090,0002,657
2004-03-31 (YTD Data)Rank
Total interest income$3,886,0001,816
Total interest expense$682,0002,810
Net interest income$3,204,0001,556
Provision for loan and lease losses$405,000614
Total noninterest income$1,109,0001,161
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$72,0004,358
Trading account gains and fees$0121
Additional Noninterest Income$1,037,000765
Total noninterest expense$3,115,0001,317
Salaries and employee benefits$1,774,0001,245
Premises and equipment expense$560,0001,053
Additional noninterest expense$781,0001,536
Pre-tax net operating income$793,0002,446
Securities gains (losses)$02,934
Applicable income taxes$327,0001,809
Income before extraordinary items$466,0003,113
Extraordinary gains, net$016
Net income$466,0003,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,000866
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$2,000445
Net operating income$466,0002,993
2003-12-31 (YTD Data)Rank
Total interest income$12,185,0002,353
Total interest expense$2,236,0003,653
Net interest income$9,949,0001,969
Provision for loan and lease losses$843,0001,394
Total noninterest income$2,612,0001,880
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$194,0005,318
Trading account gains and fees$0160
Additional Noninterest Income$2,418,0001,261
Total noninterest expense$10,213,0001,560
Salaries and employee benefits$6,594,0001,298
Premises and equipment expense$1,451,0001,575
Additional noninterest expense$2,168,0002,219
Pre-tax net operating income$1,505,0004,120
Securities gains (losses)$04,500
Applicable income taxes$-1,868,0009,153
Income before extraordinary items$3,373,0001,840
Extraordinary gains, net$054
Net income$3,373,0001,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0009,000
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$10,000824
Net operating income$3,373,0001,756
2003-09-30 (YTD Data)Rank
Total interest income$8,712,0002,490
Total interest expense$1,548,0004,033
Net interest income$7,164,0002,061
Provision for loan and lease losses$564,0001,502
Total noninterest income$1,820,0002,044
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$124,0005,723
Trading account gains and fees$0153
Additional Noninterest Income$1,696,0001,404
Total noninterest expense$7,540,0001,607
Salaries and employee benefits$4,787,0001,367
Premises and equipment expense$1,078,0001,589
Additional noninterest expense$1,675,0002,144
Pre-tax net operating income$880,0004,886
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$880,0004,353
Extraordinary gains, net$040
Net income$880,0004,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-85,0009,056
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$10,000654
Net operating income$880,0004,182
2003-06-30 (YTD Data)Rank
Total interest income$5,471,0002,667
Total interest expense$954,0004,402
Net interest income$4,517,0002,160
Provision for loan and lease losses$482,0001,184
Total noninterest income$1,085,0002,217
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$72,0005,973
Trading account gains and fees$0150
Additional Noninterest Income$1,013,0001,505
Total noninterest expense$4,713,0001,700
Salaries and employee benefits$2,982,0001,447
Premises and equipment expense$687,0001,663
Additional noninterest expense$1,044,0002,275
Pre-tax net operating income$407,0005,816
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$407,0005,354
Extraordinary gains, net$030
Net income$407,0005,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0009,080
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$10,000524
Net operating income$407,0005,155
2003-03-31 (YTD Data)Rank
Total interest income$2,539,0002,863
Total interest expense$429,0004,816
Net interest income$2,110,0002,307
Provision for loan and lease losses$254,0001,104
Total noninterest income$594,0002,013
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$20,0006,904
Trading account gains and fees$0134
Additional Noninterest Income$574,0001,347
Total noninterest expense$2,321,0001,704
Salaries and employee benefits$1,457,0001,469
Premises and equipment expense$331,0001,720
Additional noninterest expense$533,0002,198
Pre-tax net operating income$129,0006,771
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$129,0006,386
Extraordinary gains, net$021
Net income$129,0006,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0009,067
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$129,0006,205
2002-12-31 (YTD Data)Rank
Total interest income$7,002,0004,049
Total interest expense$1,192,0006,450
Net interest income$5,810,0003,233
Provision for loan and lease losses$1,424,000989
Total noninterest income$1,460,0002,664
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$38,0007,719
Trading account gains and fees$0153
Additional Noninterest Income$1,422,0001,714
Total noninterest expense$8,530,0001,779
Salaries and employee benefits$5,094,0001,588
Premises and equipment expense$1,205,0001,843
Additional noninterest expense$2,231,0002,074
Pre-tax net operating income$-2,684,0009,271
Securities gains (losses)$04,537
Applicable income taxes$1,0007,615
Income before extraordinary items$-2,685,0009,303
Extraordinary gains, net$070
Net income$-2,685,0009,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,281
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$13,725,00031
Net operating income$-2,685,0009,281
2001-12-31 (YTD Data)Rank
Total interest income$1,677,0008,552
Total interest expense$419,0009,136
Net interest income$1,258,0007,762
Provision for loan and lease losses$511,0002,158
Total noninterest income$18,0009,434
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$18,0008,158
Trading account gains and fees$0177
Additional Noninterest Income$09,480
Total noninterest expense$4,029,0003,409
Salaries and employee benefits$2,066,0003,506
Premises and equipment expense$541,0003,653
Additional noninterest expense$1,422,0003,012
Pre-tax net operating income$-3,264,0009,538
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-3,264,0009,554
Extraordinary gains, net$0105
Net income$-3,264,0009,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$18,788,00042
Net operating income$-3,264,0009,542

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.