Home > Bremer Bank > Net charge- offs to loans
Bremer Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0856% | 4,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2300% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0285% | 4,533 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 4,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0728% | 4,428 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1645% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1518% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1518% | 2,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0314% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0537% | 4,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.1120% | 4,500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0722% | 4,493 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0388% | 4,571 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 4,175 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0619% | 4,442 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 4,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1556% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1556% | 1,834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0563% | 4,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0819% | 4,525 |
| Percentage Net Loans Charged-off:Construction & development | -0.1709% | 4,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1092% | 4,574 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0575% | 4,603 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0363% | 4,361 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1083% | 4,511 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0003% | 3,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0514% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0514% | 2,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 4,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0433% | 4,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.3439% | 4,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0665% | 4,510 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1869% | 4,633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0543% | 4,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1984% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1984% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0350% | 4,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2430% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,582 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0572% | 4,497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0512% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2009% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2009% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 3,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1814% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 3,968 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0573% | 4,521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 3,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2476% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2476% | 1,330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 3,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2784% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 4,122 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0657% | 3,356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 4,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1996% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1996% | 1,358 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 3,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0405% | 4,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0840% | 3,418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0359% | 4,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0360% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3161% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3161% | 1,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0397% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 4,061 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 3,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0140% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 3,867 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0717% | 4,370 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1379% | 3,478 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0637% | 4,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0513% | 3,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1006% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1006% | 1,881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0319% | 4,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 4,176 |
| Percentage Net Loans Charged-off:Construction & development | -0.0116% | 4,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0254% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 3,909 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1001% | 4,525 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1862% | 3,565 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0894% | 4,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0431% | 3,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0283% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0283% | 2,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0620% | 4,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0562% | 4,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 4,460 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 3,926 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1131% | 4,611 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1737% | 3,580 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1054% | 4,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0662% | 4,141 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0402% | 3,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0402% | 3,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0660% | 4,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 4,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 4,440 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 3,937 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1213% | 4,665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0807% | 3,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1265% | 4,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1350% | 4,451 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0567% | 3,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0567% | 3,824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1221% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 4,372 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 3,410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 4,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2233% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1432% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1432% | 2,173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0963% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0060% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1861% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 4,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0007% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 4,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2746% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1037% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1037% | 2,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1719% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1483% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2813% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0007% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 4,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0960% | 3,631 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4581% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0342% | 2,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0342% | 2,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0211% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0497% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,029 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1075% | 3,658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0190% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0718% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0718% | 2,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0049% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1013% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,063 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0276% | 4,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0176% | 3,526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0301% | 4,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0307% | 2,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3555% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3555% | 1,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1255% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,129 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 4,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 3,543 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0387% | 4,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2044% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2044% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0812% | 634 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1776% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,157 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0455% | 4,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0602% | 4,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0018% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2551% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2551% | 1,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 2,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 4,535 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,217 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0813% | 4,994 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1048% | 3,838 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0749% | 4,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2297% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2297% | 1,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 4,677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2425% | 4,357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0713% | 5,002 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0806% | 3,813 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0684% | 4,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1284% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1660% | 2,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1660% | 2,498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0349% | 4,803 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3286% | 4,399 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0484% | 4,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0234% | 3,684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0563% | 4,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1856% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1060% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1060% | 2,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0312% | 4,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0453% | 4,940 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5077% | 4,440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 4,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0331% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0304% | 4,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 4,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0944% | 2,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0944% | 2,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0669% | 5,091 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1069% | 5,275 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 4,990 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0120% | 4,485 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0433% | 4,971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1391% | 3,995 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0935% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0935% | 2,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | -0.0438% | 4,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0827% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0245% | 4,440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0715% | 5,232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1609% | 4,092 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0407% | 5,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3553% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3568% | 1,996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 4,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.0607% | 4,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1025% | 4,525 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1108% | 5,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1660% | 4,126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0918% | 5,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0738% | 4,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3804% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3824% | 1,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 5,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0946% | 5,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1286% | 4,115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0828% | 5,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 4,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4079% | 1,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4108% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,624 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1245% | 5,484 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1968% | 4,201 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0993% | 5,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1212% | 4,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7995% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8010% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 3,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3540% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1379% | 4,241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 1,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0818% | 4,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1281% | 3,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1298% | 2,931 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0768% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0267% | 5,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 4,923 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 4,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0664% | 5,461 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1448% | 4,263 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0380% | 5,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1805% | 5,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0506% | 3,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0529% | 3,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0744% | 1,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0417% | 5,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 5,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1112% | 5,660 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1812% | 4,327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0855% | 5,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2734% | 5,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0265% | 3,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0285% | 2,862 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1224% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0615% | 5,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 5,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.0368% | 4,944 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1012% | 5,661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1826% | 4,351 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0704% | 5,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3238% | 5,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0096% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0109% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0408% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1325% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.1744% | 5,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0851% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0053% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 2,073 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1431% | 4,408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1560% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5164% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1204% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1056% | 2,978 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1149% | 1,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0627% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | -0.2206% | 5,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0749% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0076% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 2,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1835% | 4,468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1387% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2215% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1835% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1642% | 2,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0211% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 3,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.1979% | 5,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0122% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 1,903 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1746% | 4,499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1478% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0588% | 1,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2081% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1804% | 2,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0306% | 1,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.3936% | 5,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1602% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0878% | 5,902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3810% | 4,598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0439% | 2,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0439% | 2,311 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0042% | 5,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 2,582 |
| Percentage Net Loans Charged-off:Construction & development | -0.0755% | 5,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0396% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3284% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0695% | 4,542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4911% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0286% | 2,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0912% | 3,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0908% | 3,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0200% | 1,391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1445% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | -0.1332% | 5,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0762% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6588% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1784% | 4,700 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0254% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2827% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5235% | 6,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5235% | 6,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0329% | 1,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2975% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2847% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 5,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1165% | 1,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2126% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5259% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5085% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5691% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5706% | 6,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5706% | 6,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0043% | 1,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4714% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3880% | 736 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 5,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1573% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6265% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4598% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1328% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0945% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6685% | 6,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6685% | 6,195 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0105% | 5,466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3033% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3260% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0525% | 1,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7050% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7128% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1530% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0967% | 2,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1729% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1729% | 398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0316% | 1,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3420% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4013% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0752% | 1,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0499% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9691% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5394% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 5,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6740% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6740% | 298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0063% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4293% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4788% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.1191% | 1,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4070% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7608% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7024% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 4,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7890% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7890% | 197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0086% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2686% | 1,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2195% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 5,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1081% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4212% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4276% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0589% | 5,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2878% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2878% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0022% | 972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3367% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3001% | 2,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.3026% | 1,977 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 6,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1265% | 735 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3596% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0515% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5223% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2891% | 2,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8900% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8916% | 618 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0176% | 1,566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3493% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3257% | 2,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.4403% | 1,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 2,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1693% | 627 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3438% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3873% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3201% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3098% | 2,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5601% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5600% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0191% | 1,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2548% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3573% | 2,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.1594% | 1,760 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 6,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2558% | 479 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6195% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8167% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5073% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1167% | 6,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9592% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9592% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0119% | 1,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3515% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4168% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.6098% | 1,093 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0677% | 6,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9678% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9149% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9993% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0458% | 1,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3628% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3628% | 784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0086% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6198% | 2,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6417% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 1.2511% | 2,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0977% | 3,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0131% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6298% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5475% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2635% | 3,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8165% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6796% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7509% | 461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0120% | 1,666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6303% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6445% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | 1.5977% | 1,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0889% | 2,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8719% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7297% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1952% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2578% | 2,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0367% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3922% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9468% | 398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0112% | 1,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5680% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6349% | 1,976 |
| Percentage Net Loans Charged-off:Construction & development | 1.1883% | 1,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1093% | 2,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8871% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3705% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4846% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1962% | 2,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0332% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5242% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8933% | 625 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0272% | 6,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3480% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2802% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | 2.0182% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 1,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2729% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5333% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 2,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5576% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9048% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | 16.6990% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5864% | 1,603 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0320% | 6,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7156% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9822% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 2.8240% | 1,798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6658% | 1,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.4057% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6924% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3776% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8635% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6944% | 2,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8079% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2005% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2571% | 1,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5244% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8112% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 2.6776% | 1,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5985% | 1,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.1267% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8585% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3372% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2417% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3734% | 3,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9237% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0372% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1240% | 1,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5851% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8657% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 2.4974% | 1,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3646% | 1,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 25.1535% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0302% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5873% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2567% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5415% | 2,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0779% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1874% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1600% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1098% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2798% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 1.7913% | 1,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1552% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3409% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5169% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2601% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4244% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3057% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3735% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3869% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1841% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4673% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1685% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | 2.0408% | 2,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2365% | 2,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7068% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4638% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4105% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3416% | 2,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.2645% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9846% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0339% | 2,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7107% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4132% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 2.6865% | 1,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2445% | 1,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2300% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2533% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4224% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5192% | 1,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.1242% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7695% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0175% | 1,831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8420% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3065% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 2.7449% | 1,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2954% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6833% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5940% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0352% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0717% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.6318% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2176% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0160% | 1,588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3515% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1865% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 2.6053% | 844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2644% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3736% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2957% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6979% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2988% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 27.8128% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0468% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0646% | 1,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0382% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2486% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 2.1329% | 1,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3590% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0740% | 496 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6409% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7588% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6162% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1633% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1563% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4170% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1362% | 1,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7705% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8862% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.6561% | 1,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0570% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6156% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8525% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3798% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2110% | 2,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3399% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8115% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2042% | 7,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6331% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7929% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5335% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7722% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3101% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 2,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7882% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9136% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6693% | 7,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5002% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5558% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8119% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7718% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0538% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3589% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5196% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6372% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7287% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.1769% | 1,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5316% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9919% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6444% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1220% | 3,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8435% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5413% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2971% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2463% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0339% | 930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9316% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3559% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4367% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0979% | 2,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4594% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9966% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2569% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1656% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0496% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6690% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2489% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1289% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1575% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2973% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0965% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2853% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1769% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7379% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3431% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2796% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8327% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9199% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1838% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1976% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0498% | 618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0475% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6271% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7353% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4743% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 6,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6038% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4396% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1809% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1971% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0636% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6155% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7385% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4300% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 3,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3894% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0781% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0805% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0960% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1980% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3168% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0759% | 7,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8694% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0588% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4238% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6901% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0379% | 8,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0826% | 7,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1503% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5866% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4994% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1230% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3493% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3122% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4545% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0461% | 3,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1423% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5170% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5185% | 136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6273% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1497% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4113% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3584% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5742% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0381% | 3,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0437% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0265% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.7909% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 8,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1282% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5782% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0530% | 7,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8980% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1530% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 2,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0734% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 8,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1985% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8947% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0483% | 7,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7794% | 1,897 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1329% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 3,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0717% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1736% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6988% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1809% | 3,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8598% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8951% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1246% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4873% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1440% | 2,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9331% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0047% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 3,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1278% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4855% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2205% | 2,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8735% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3488% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 3,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3130% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 6,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8685% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9065% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 3,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 2,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 1,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3806% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5022% | 2,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0524% | 2,223 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8656% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 2,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 1,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5950% | 2,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7753% | 2,780 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8973% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2565% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8321% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1261% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4892% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2419% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8011% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5267% | 3,111 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5046% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 5,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 3,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 2,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 4,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9283% | 2,588 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7849% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1357% | 4,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 8,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 8,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2095% | 3,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3554% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4644% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0138% | 1,842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4391% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1116% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1416% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4097% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 7,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0634% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1014% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6621% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0569% | 9,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1387% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2261% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3181% | 1,349 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1718% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9008% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 8,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2211% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0977% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1679% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7145% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0584% | 10,570 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 6,840 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1011% | 11,426 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 11,386 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 10,122 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |