Home > Bremer Bank > Income and Expense
Bremer Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 4,935 |
| Total interest expense | $122,000 | 5,785 |
| Net interest income | $2,356,000 | 4,763 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $614,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $189,000 | 3,569 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $425,000 | 3,144 |
| Total noninterest expense | $1,973,000 | 4,827 |
| Salaries and employee benefits | $750,000 | 5,368 |
| Premises and equipment expense | $95,000 | 5,918 |
| Additional noninterest expense | $1,128,000 | 3,570 |
| Pre-tax net operating income | $997,000 | 3,763 |
| Securities gains (losses) | $105,000 | 964 |
| Applicable income taxes | $329,000 | 2,371 |
| Income before extraordinary items | $773,000 | 3,967 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $773,000 | 3,969 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $773,000 | 3,970 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $600,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $699,500 | 4,080 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 4,935 |
| Total interest expense | $85,000 | 5,793 |
| Net interest income | $1,582,000 | 4,767 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $424,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $123,000 | 3,600 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $301,000 | 3,034 |
| Total noninterest expense | $1,329,000 | 4,830 |
| Salaries and employee benefits | $503,000 | 5,411 |
| Premises and equipment expense | $66,000 | 5,933 |
| Additional noninterest expense | $760,000 | 3,548 |
| Pre-tax net operating income | $677,000 | 3,654 |
| Securities gains (losses) | $98,000 | 801 |
| Applicable income taxes | $235,000 | 2,265 |
| Income before extraordinary items | $540,000 | 3,815 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $540,000 | 3,820 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $540,000 | 3,821 |
| Net charge-offs | $6,000 | 3,908 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $471,400 | 4,000 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 5,042 |
| Total interest expense | $45,000 | 5,804 |
| Net interest income | $767,000 | 4,849 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $202,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $64,000 | 3,504 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $138,000 | 3,086 |
| Total noninterest expense | $636,000 | 4,973 |
| Salaries and employee benefits | $236,000 | 5,593 |
| Premises and equipment expense | $35,000 | 5,931 |
| Additional noninterest expense | $365,000 | 3,622 |
| Pre-tax net operating income | $333,000 | 3,637 |
| Securities gains (losses) | $99,000 | 441 |
| Applicable income taxes | $136,000 | 2,085 |
| Income before extraordinary items | $296,000 | 3,570 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $296,000 | 3,573 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $296,000 | 3,573 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $227,690 | 3,993 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 4,972 |
| Total interest expense | $234,000 | 5,733 |
| Net interest income | $3,204,000 | 4,787 |
| Provision for loan and lease losses | $5,000 | 4,999 |
| Total noninterest income | $794,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $236,000 | 3,814 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $558,000 | 3,222 |
| Total noninterest expense | $2,629,000 | 4,919 |
| Salaries and employee benefits | $1,072,000 | 5,426 |
| Premises and equipment expense | $111,000 | 6,212 |
| Additional noninterest expense | $1,446,000 | 3,745 |
| Pre-tax net operating income | $1,364,000 | 3,566 |
| Securities gains (losses) | $124,000 | 1,179 |
| Applicable income taxes | $442,000 | 2,284 |
| Income before extraordinary items | $1,046,000 | 3,807 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,046,000 | 3,811 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,046,000 | 3,811 |
| Net charge-offs | $31,000 | 4,626 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $959,200 | 3,919 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 4,995 |
| Total interest expense | $185,000 | 5,764 |
| Net interest income | $2,429,000 | 4,805 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $615,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $175,000 | 3,872 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $440,000 | 3,209 |
| Total noninterest expense | $1,956,000 | 4,959 |
| Salaries and employee benefits | $766,000 | 5,531 |
| Premises and equipment expense | $89,000 | 6,200 |
| Additional noninterest expense | $1,101,000 | 3,709 |
| Pre-tax net operating income | $1,088,000 | 3,545 |
| Securities gains (losses) | $125,000 | 1,071 |
| Applicable income taxes | $369,000 | 2,220 |
| Income before extraordinary items | $844,000 | 3,728 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $844,000 | 3,731 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $844,000 | 3,732 |
| Net charge-offs | $9,000 | 4,738 |
| Cash dividends | $750,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $756,500 | 3,855 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 4,977 |
| Total interest expense | $134,000 | 5,726 |
| Net interest income | $1,635,000 | 4,801 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $385,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $109,000 | 3,964 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $276,000 | 3,329 |
| Total noninterest expense | $1,298,000 | 4,991 |
| Salaries and employee benefits | $509,000 | 5,561 |
| Premises and equipment expense | $61,000 | 6,216 |
| Additional noninterest expense | $728,000 | 3,733 |
| Pre-tax net operating income | $722,000 | 3,525 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $212,000 | 2,377 |
| Income before extraordinary items | $510,000 | 3,899 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $510,000 | 3,902 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $510,000 | 3,903 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $500,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $510,000 | 3,805 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 4,970 |
| Total interest expense | $72,000 | 5,711 |
| Net interest income | $828,000 | 4,798 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $193,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $55,000 | 3,918 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,303 |
| Total noninterest expense | $654,000 | 5,015 |
| Salaries and employee benefits | $260,000 | 5,567 |
| Premises and equipment expense | $33,000 | 6,177 |
| Additional noninterest expense | $361,000 | 3,771 |
| Pre-tax net operating income | $367,000 | 3,437 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $108,000 | 2,323 |
| Income before extraordinary items | $259,000 | 3,834 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $259,000 | 3,833 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $259,000 | 3,836 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $259,000 | 3,724 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 4,943 |
| Total interest expense | $495,000 | 5,137 |
| Net interest income | $3,391,000 | 4,831 |
| Provision for loan and lease losses | $18,000 | 5,630 |
| Total noninterest income | $881,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $253,000 | 3,819 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $628,000 | 3,043 |
| Total noninterest expense | $2,647,000 | 5,037 |
| Salaries and employee benefits | $1,116,000 | 5,518 |
| Premises and equipment expense | $113,000 | 6,424 |
| Additional noninterest expense | $1,418,000 | 3,922 |
| Pre-tax net operating income | $1,607,000 | 3,209 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $497,000 | 2,184 |
| Income before extraordinary items | $1,110,000 | 3,700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,110,000 | 3,701 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,110,000 | 3,703 |
| Net charge-offs | $11,000 | 5,581 |
| Cash dividends | $1,000,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,110,000 | 3,539 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 5,005 |
| Total interest expense | $401,000 | 5,118 |
| Net interest income | $2,542,000 | 4,910 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $656,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $189,000 | 3,873 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $467,000 | 3,051 |
| Total noninterest expense | $1,996,000 | 5,069 |
| Salaries and employee benefits | $852,000 | 5,537 |
| Premises and equipment expense | $88,000 | 6,460 |
| Additional noninterest expense | $1,056,000 | 3,960 |
| Pre-tax net operating income | $1,202,000 | 3,316 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $374,000 | 2,240 |
| Income before extraordinary items | $828,000 | 3,804 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $828,000 | 3,804 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $828,000 | 3,805 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $750,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $828,000 | 3,633 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 5,027 |
| Total interest expense | $292,000 | 5,048 |
| Net interest income | $1,693,000 | 4,937 |
| Provision for loan and lease losses | $8,000 | 5,417 |
| Total noninterest income | $399,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $126,000 | 3,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $273,000 | 3,201 |
| Total noninterest expense | $1,328,000 | 5,109 |
| Salaries and employee benefits | $582,000 | 5,528 |
| Premises and equipment expense | $58,000 | 6,511 |
| Additional noninterest expense | $688,000 | 4,034 |
| Pre-tax net operating income | $756,000 | 3,396 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $231,000 | 2,308 |
| Income before extraordinary items | $525,000 | 3,899 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $525,000 | 3,901 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $525,000 | 3,902 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $525,000 | 3,704 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 5,054 |
| Total interest expense | $171,000 | 4,797 |
| Net interest income | $826,000 | 5,022 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $182,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $59,000 | 3,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,383 |
| Total noninterest expense | $656,000 | 5,159 |
| Salaries and employee benefits | $296,000 | 5,529 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $330,000 | 4,145 |
| Pre-tax net operating income | $352,000 | 3,543 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $105,000 | 2,400 |
| Income before extraordinary items | $247,000 | 3,999 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $247,000 | 4,001 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $247,000 | 4,001 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $247,000 | 3,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,245,000 | 5,003 |
| Total interest expense | $850,000 | 4,789 |
| Net interest income | $3,395,000 | 4,986 |
| Provision for loan and lease losses | $69,000 | 5,648 |
| Total noninterest income | $773,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $288,000 | 3,665 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $485,000 | 3,170 |
| Total noninterest expense | $2,536,000 | 5,305 |
| Salaries and employee benefits | $1,154,000 | 5,599 |
| Premises and equipment expense | $116,000 | 6,707 |
| Additional noninterest expense | $1,266,000 | 4,305 |
| Pre-tax net operating income | $1,563,000 | 2,960 |
| Securities gains (losses) | $11,000 | 3,300 |
| Applicable income taxes | $497,000 | 2,046 |
| Income before extraordinary items | $1,077,000 | 3,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,077,000 | 3,412 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,077,000 | 3,412 |
| Net charge-offs | $30,000 | 5,746 |
| Cash dividends | $1,000,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,069,520 | 3,308 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 4,989 |
| Total interest expense | $672,000 | 4,787 |
| Net interest income | $2,594,000 | 4,961 |
| Provision for loan and lease losses | $56,000 | 5,450 |
| Total noninterest income | $555,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $216,000 | 3,685 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $339,000 | 3,278 |
| Total noninterest expense | $1,884,000 | 5,346 |
| Salaries and employee benefits | $861,000 | 5,619 |
| Premises and equipment expense | $89,000 | 6,713 |
| Additional noninterest expense | $934,000 | 4,351 |
| Pre-tax net operating income | $1,209,000 | 2,988 |
| Securities gains (losses) | $11,000 | 3,028 |
| Applicable income taxes | $392,000 | 1,966 |
| Income before extraordinary items | $828,000 | 3,450 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $828,000 | 3,452 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $828,000 | 3,452 |
| Net charge-offs | $9,000 | 5,809 |
| Cash dividends | $650,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $820,520 | 3,348 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 4,980 |
| Total interest expense | $463,000 | 4,816 |
| Net interest income | $1,747,000 | 4,952 |
| Provision for loan and lease losses | $38,000 | 5,321 |
| Total noninterest income | $375,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $137,000 | 3,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $238,000 | 3,225 |
| Total noninterest expense | $1,264,000 | 5,388 |
| Salaries and employee benefits | $576,000 | 5,662 |
| Premises and equipment expense | $60,000 | 6,753 |
| Additional noninterest expense | $628,000 | 4,403 |
| Pre-tax net operating income | $820,000 | 2,893 |
| Securities gains (losses) | $11,000 | 2,322 |
| Applicable income taxes | $271,000 | 1,907 |
| Income before extraordinary items | $560,000 | 3,342 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $560,000 | 3,342 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $560,000 | 3,343 |
| Net charge-offs | $6,000 | 5,501 |
| Cash dividends | $650,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $552,630 | 3,281 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 4,977 |
| Total interest expense | $234,000 | 4,908 |
| Net interest income | $889,000 | 4,903 |
| Provision for loan and lease losses | $19,000 | 5,053 |
| Total noninterest income | $209,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $66,000 | 3,799 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $143,000 | 2,988 |
| Total noninterest expense | $635,000 | 5,397 |
| Salaries and employee benefits | $290,000 | 5,686 |
| Premises and equipment expense | $33,000 | 6,698 |
| Additional noninterest expense | $312,000 | 4,420 |
| Pre-tax net operating income | $444,000 | 2,776 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $148,000 | 1,806 |
| Income before extraordinary items | $296,000 | 3,271 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $296,000 | 3,268 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $296,000 | 3,269 |
| Net charge-offs | $9,000 | 4,430 |
| Cash dividends | $500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $296,000 | 3,213 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,637,000 | 5,019 |
| Total interest expense | $1,106,000 | 5,004 |
| Net interest income | $3,531,000 | 4,925 |
| Provision for loan and lease losses | $64,000 | 6,326 |
| Total noninterest income | $729,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $261,000 | 3,919 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $468,000 | 3,288 |
| Total noninterest expense | $2,600,000 | 5,401 |
| Salaries and employee benefits | $1,256,000 | 5,553 |
| Premises and equipment expense | $111,000 | 6,968 |
| Additional noninterest expense | $1,233,000 | 4,537 |
| Pre-tax net operating income | $1,596,000 | 2,625 |
| Securities gains (losses) | $234,000 | 1,457 |
| Applicable income taxes | $633,000 | 1,676 |
| Income before extraordinary items | $1,197,000 | 2,924 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,197,000 | 2,920 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,197,000 | 2,924 |
| Net charge-offs | $83,000 | 5,567 |
| Cash dividends | $875,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,044,900 | 3,014 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 5,069 |
| Total interest expense | $849,000 | 5,105 |
| Net interest income | $2,681,000 | 4,947 |
| Provision for loan and lease losses | $75,000 | 5,956 |
| Total noninterest income | $500,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $194,000 | 4,011 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $306,000 | 3,529 |
| Total noninterest expense | $1,983,000 | 5,380 |
| Salaries and employee benefits | $964,000 | 5,524 |
| Premises and equipment expense | $84,000 | 7,043 |
| Additional noninterest expense | $935,000 | 4,500 |
| Pre-tax net operating income | $1,123,000 | 2,895 |
| Securities gains (losses) | $234,000 | 1,253 |
| Applicable income taxes | $470,000 | 1,732 |
| Income before extraordinary items | $887,000 | 3,105 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $887,000 | 3,103 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $887,000 | 3,105 |
| Net charge-offs | $75,000 | 5,177 |
| Cash dividends | $375,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $734,900 | 3,292 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 5,123 |
| Total interest expense | $571,000 | 5,188 |
| Net interest income | $1,772,000 | 4,989 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $332,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $128,000 | 4,023 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $204,000 | 3,478 |
| Total noninterest expense | $1,339,000 | 5,371 |
| Salaries and employee benefits | $655,000 | 5,512 |
| Premises and equipment expense | $54,000 | 7,118 |
| Additional noninterest expense | $630,000 | 4,457 |
| Pre-tax net operating income | $715,000 | 2,991 |
| Securities gains (losses) | $234,000 | 841 |
| Applicable income taxes | $332,000 | 1,634 |
| Income before extraordinary items | $617,000 | 3,014 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $617,000 | 3,010 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $617,000 | 3,013 |
| Net charge-offs | $39,000 | 5,085 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $464,900 | 3,430 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 5,118 |
| Total interest expense | $292,000 | 5,254 |
| Net interest income | $913,000 | 4,933 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $137,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $63,000 | 4,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $654,000 | 5,504 |
| Salaries and employee benefits | $325,000 | 5,585 |
| Premises and equipment expense | $27,000 | 7,201 |
| Additional noninterest expense | $302,000 | 4,566 |
| Pre-tax net operating income | $371,000 | 2,954 |
| Securities gains (losses) | $-5,000 | 7,442 |
| Applicable income taxes | $122,000 | 1,925 |
| Income before extraordinary items | $244,000 | 3,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $244,000 | 3,537 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $244,000 | 3,540 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $125,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $247,350 | 3,386 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 5,413 |
| Total interest expense | $1,475,000 | 5,200 |
| Net interest income | $3,040,000 | 5,350 |
| Provision for loan and lease losses | $152,000 | 6,049 |
| Total noninterest income | $798,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $278,000 | 4,034 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $520,000 | 3,143 |
| Total noninterest expense | $2,613,000 | 5,567 |
| Salaries and employee benefits | $1,232,000 | 5,771 |
| Premises and equipment expense | $114,000 | 7,254 |
| Additional noninterest expense | $1,267,000 | 4,584 |
| Pre-tax net operating income | $1,073,000 | 2,882 |
| Securities gains (losses) | $61,000 | 2,500 |
| Applicable income taxes | $363,000 | 1,855 |
| Income before extraordinary items | $771,000 | 3,198 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $771,000 | 3,197 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $771,000 | 3,197 |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $375,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $729,520 | 3,235 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 5,525 |
| Total interest expense | $1,142,000 | 5,261 |
| Net interest income | $2,180,000 | 5,480 |
| Provision for loan and lease losses | $131,000 | 5,675 |
| Total noninterest income | $598,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $209,000 | 4,048 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $389,000 | 3,231 |
| Total noninterest expense | $1,953,000 | 5,585 |
| Salaries and employee benefits | $931,000 | 5,783 |
| Premises and equipment expense | $85,000 | 7,318 |
| Additional noninterest expense | $937,000 | 4,601 |
| Pre-tax net operating income | $694,000 | 3,353 |
| Securities gains (losses) | $61,000 | 2,171 |
| Applicable income taxes | $235,000 | 2,157 |
| Income before extraordinary items | $520,000 | 3,623 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $520,000 | 3,621 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $520,000 | 3,623 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $125,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $477,910 | 3,682 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 5,613 |
| Total interest expense | $767,000 | 5,366 |
| Net interest income | $1,421,000 | 5,552 |
| Provision for loan and lease losses | $87,000 | 5,513 |
| Total noninterest income | $403,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $135,000 | 4,079 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $268,000 | 3,177 |
| Total noninterest expense | $1,305,000 | 5,629 |
| Salaries and employee benefits | $618,000 | 5,846 |
| Premises and equipment expense | $59,000 | 7,350 |
| Additional noninterest expense | $628,000 | 4,591 |
| Pre-tax net operating income | $432,000 | 3,549 |
| Securities gains (losses) | $61,000 | 1,783 |
| Applicable income taxes | $153,000 | 2,244 |
| Income before extraordinary items | $340,000 | 3,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 3,753 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $340,000 | 3,753 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $125,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $297,910 | 3,859 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 5,708 |
| Total interest expense | $375,000 | 5,525 |
| Net interest income | $695,000 | 5,612 |
| Provision for loan and lease losses | $44,000 | 5,107 |
| Total noninterest income | $196,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $61,000 | 4,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $619,000 | 5,720 |
| Salaries and employee benefits | $316,000 | 5,851 |
| Premises and equipment expense | $33,000 | 7,236 |
| Additional noninterest expense | $270,000 | 4,735 |
| Pre-tax net operating income | $228,000 | 3,819 |
| Securities gains (losses) | $61,000 | 1,212 |
| Applicable income taxes | $93,000 | 2,257 |
| Income before extraordinary items | $196,000 | 3,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $196,000 | 3,902 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $196,000 | 3,902 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $125,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $154,520 | 4,139 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 5,723 |
| Total interest expense | $1,720,000 | 5,673 |
| Net interest income | $2,810,000 | 5,593 |
| Provision for loan and lease losses | $253,000 | 4,889 |
| Total noninterest income | $719,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $298,000 | 4,023 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $421,000 | 3,499 |
| Total noninterest expense | $2,388,000 | 5,762 |
| Salaries and employee benefits | $1,215,000 | 5,952 |
| Premises and equipment expense | $123,000 | 7,401 |
| Additional noninterest expense | $1,050,000 | 4,680 |
| Pre-tax net operating income | $888,000 | 3,977 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $263,000 | 2,541 |
| Income before extraordinary items | $625,000 | 4,109 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $625,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,377 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $625,000 | 4,260 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 5,768 |
| Total interest expense | $1,301,000 | 5,768 |
| Net interest income | $2,139,000 | 5,599 |
| Provision for loan and lease losses | $230,000 | 3,971 |
| Total noninterest income | $552,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $223,000 | 4,059 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $329,000 | 3,529 |
| Total noninterest expense | $1,821,000 | 5,721 |
| Salaries and employee benefits | $937,000 | 5,871 |
| Premises and equipment expense | $95,000 | 7,412 |
| Additional noninterest expense | $789,000 | 4,584 |
| Pre-tax net operating income | $640,000 | 4,531 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $188,000 | 2,981 |
| Income before extraordinary items | $452,000 | 4,609 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $452,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,888 |
| Cash dividends | $325,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $452,000 | 4,755 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 5,803 |
| Total interest expense | $905,000 | 5,818 |
| Net interest income | $1,417,000 | 5,625 |
| Provision for loan and lease losses | $220,000 | 3,001 |
| Total noninterest income | $376,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $152,000 | 4,033 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $224,000 | 3,546 |
| Total noninterest expense | $1,222,000 | 5,738 |
| Salaries and employee benefits | $625,000 | 5,927 |
| Premises and equipment expense | $66,000 | 7,407 |
| Additional noninterest expense | $531,000 | 4,565 |
| Pre-tax net operating income | $351,000 | 5,019 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $96,000 | 3,493 |
| Income before extraordinary items | $255,000 | 5,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $255,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,173 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $255,000 | 5,178 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 5,814 |
| Total interest expense | $511,000 | 5,702 |
| Net interest income | $682,000 | 5,762 |
| Provision for loan and lease losses | $210,000 | 1,766 |
| Total noninterest income | $177,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $79,000 | 3,905 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $98,000 | 3,804 |
| Total noninterest expense | $595,000 | 5,834 |
| Salaries and employee benefits | $306,000 | 6,028 |
| Premises and equipment expense | $36,000 | 7,313 |
| Additional noninterest expense | $253,000 | 4,645 |
| Pre-tax net operating income | $54,000 | 6,559 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,000 | 7,749 |
| Income before extraordinary items | $55,000 | 6,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,006 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $55,000 | 6,417 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 5,663 |
| Total interest expense | $2,548,000 | 5,199 |
| Net interest income | $2,566,000 | 5,911 |
| Provision for loan and lease losses | $56,000 | 5,586 |
| Total noninterest income | $724,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $292,000 | 4,132 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $432,000 | 3,583 |
| Total noninterest expense | $2,304,000 | 5,830 |
| Salaries and employee benefits | $1,143,000 | 6,111 |
| Premises and equipment expense | $120,000 | 7,549 |
| Additional noninterest expense | $1,041,000 | 4,530 |
| Pre-tax net operating income | $930,000 | 4,882 |
| Securities gains (losses) | $75,000 | 683 |
| Applicable income taxes | $320,000 | 3,301 |
| Income before extraordinary items | $685,000 | 5,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $685,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,430 |
| Cash dividends | $425,000 | 3,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $634,000 | 5,224 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 5,672 |
| Total interest expense | $1,929,000 | 5,200 |
| Net interest income | $1,920,000 | 5,936 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $520,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $208,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $312,000 | 3,663 |
| Total noninterest expense | $1,706,000 | 5,842 |
| Salaries and employee benefits | $843,000 | 6,150 |
| Premises and equipment expense | $92,000 | 7,506 |
| Additional noninterest expense | $771,000 | 4,495 |
| Pre-tax net operating income | $689,000 | 5,152 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $215,000 | 3,633 |
| Income before extraordinary items | $474,000 | 5,483 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $474,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $225,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $474,000 | 5,470 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 5,710 |
| Total interest expense | $1,295,000 | 5,194 |
| Net interest income | $1,267,000 | 6,013 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $342,000 | 4,370 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $140,000 | 4,239 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $202,000 | 3,768 |
| Total noninterest expense | $1,142,000 | 5,864 |
| Salaries and employee benefits | $577,000 | 6,130 |
| Premises and equipment expense | $59,000 | 7,585 |
| Additional noninterest expense | $506,000 | 4,541 |
| Pre-tax net operating income | $437,000 | 5,330 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $135,000 | 3,776 |
| Income before extraordinary items | $302,000 | 5,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $302,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $302,000 | 5,618 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 5,730 |
| Total interest expense | $648,000 | 5,174 |
| Net interest income | $624,000 | 6,067 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $160,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $70,000 | 4,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $90,000 | 3,960 |
| Total noninterest expense | $565,000 | 5,940 |
| Salaries and employee benefits | $287,000 | 6,190 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $247,000 | 4,583 |
| Pre-tax net operating income | $204,000 | 5,473 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $61,000 | 3,885 |
| Income before extraordinary items | $143,000 | 5,743 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $143,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $75,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $143,000 | 5,726 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 5,709 |
| Total interest expense | $2,182,000 | 5,175 |
| Net interest income | $2,531,000 | 5,991 |
| Provision for loan and lease losses | $34,000 | 5,951 |
| Total noninterest income | $655,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $283,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $372,000 | 3,871 |
| Total noninterest expense | $2,224,000 | 5,845 |
| Salaries and employee benefits | $1,060,000 | 6,266 |
| Premises and equipment expense | $117,000 | 7,622 |
| Additional noninterest expense | $1,047,000 | 4,361 |
| Pre-tax net operating income | $928,000 | 5,353 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $291,000 | 3,856 |
| Income before extraordinary items | $637,000 | 5,689 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $637,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $375,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $637,000 | 5,674 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 5,755 |
| Total interest expense | $1,566,000 | 5,219 |
| Net interest income | $1,914,000 | 6,026 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $494,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $212,000 | 4,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $282,000 | 3,847 |
| Total noninterest expense | $1,656,000 | 5,852 |
| Salaries and employee benefits | $797,000 | 6,248 |
| Premises and equipment expense | $87,000 | 7,642 |
| Additional noninterest expense | $772,000 | 4,390 |
| Pre-tax net operating income | $713,000 | 5,479 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $232,000 | 3,946 |
| Income before extraordinary items | $481,000 | 5,839 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $481,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $481,000 | 5,842 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 5,796 |
| Total interest expense | $983,000 | 5,273 |
| Net interest income | $1,280,000 | 6,045 |
| Provision for loan and lease losses | $29,000 | 5,242 |
| Total noninterest income | $313,000 | 4,620 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $141,000 | 4,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,045 |
| Total noninterest expense | $1,109,000 | 5,860 |
| Salaries and employee benefits | $537,000 | 6,235 |
| Premises and equipment expense | $61,000 | 7,602 |
| Additional noninterest expense | $511,000 | 4,421 |
| Pre-tax net operating income | $455,000 | 5,624 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $148,000 | 4,028 |
| Income before extraordinary items | $307,000 | 5,966 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $307,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $307,000 | 5,964 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 5,866 |
| Total interest expense | $465,000 | 5,316 |
| Net interest income | $625,000 | 6,127 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $155,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 4,247 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 3,983 |
| Total noninterest expense | $551,000 | 5,891 |
| Salaries and employee benefits | $268,000 | 6,251 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $251,000 | 4,460 |
| Pre-tax net operating income | $214,000 | 5,699 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $69,000 | 4,070 |
| Income before extraordinary items | $145,000 | 6,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $145,000 | 6,033 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 5,740 |
| Total interest expense | $1,502,000 | 5,227 |
| Net interest income | $2,612,000 | 5,923 |
| Provision for loan and lease losses | $45,000 | 5,862 |
| Total noninterest income | $671,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $263,000 | 4,472 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $408,000 | 3,758 |
| Total noninterest expense | $2,217,000 | 5,757 |
| Salaries and employee benefits | $1,082,000 | 6,126 |
| Premises and equipment expense | $121,000 | 7,637 |
| Additional noninterest expense | $1,014,000 | 4,378 |
| Pre-tax net operating income | $1,021,000 | 5,303 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $340,000 | 3,942 |
| Income before extraordinary items | $681,000 | 5,728 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $681,000 | 5,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,212 |
| Cash dividends | $175,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $681,000 | 5,703 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 5,774 |
| Total interest expense | $1,059,000 | 5,287 |
| Net interest income | $1,960,000 | 5,947 |
| Provision for loan and lease losses | $39,000 | 5,588 |
| Total noninterest income | $509,000 | 4,500 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $197,000 | 4,490 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $312,000 | 3,735 |
| Total noninterest expense | $1,648,000 | 5,753 |
| Salaries and employee benefits | $814,000 | 6,074 |
| Premises and equipment expense | $89,000 | 7,657 |
| Additional noninterest expense | $745,000 | 4,429 |
| Pre-tax net operating income | $782,000 | 5,386 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $264,000 | 4,002 |
| Income before extraordinary items | $518,000 | 5,812 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $518,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,852 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $518,000 | 5,783 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 5,769 |
| Total interest expense | $673,000 | 5,264 |
| Net interest income | $1,307,000 | 5,938 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $340,000 | 4,443 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $130,000 | 4,473 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $210,000 | 3,682 |
| Total noninterest expense | $1,070,000 | 5,835 |
| Salaries and employee benefits | $514,000 | 6,251 |
| Premises and equipment expense | $60,000 | 7,621 |
| Additional noninterest expense | $496,000 | 4,402 |
| Pre-tax net operating income | $553,000 | 5,214 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $190,000 | 3,870 |
| Income before extraordinary items | $363,000 | 5,693 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $363,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,128 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $363,000 | 5,650 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 5,853 |
| Total interest expense | $305,000 | 5,431 |
| Net interest income | $655,000 | 5,940 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $157,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,882 |
| Total noninterest expense | $507,000 | 6,054 |
| Salaries and employee benefits | $227,000 | 6,667 |
| Premises and equipment expense | $34,000 | 7,517 |
| Additional noninterest expense | $246,000 | 4,414 |
| Pre-tax net operating income | $293,000 | 5,055 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $102,000 | 3,730 |
| Income before extraordinary items | $191,000 | 5,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $191,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $191,000 | 5,495 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 5,954 |
| Total interest expense | $900,000 | 5,942 |
| Net interest income | $2,620,000 | 5,852 |
| Provision for loan and lease losses | $-140,000 | 8,814 |
| Total noninterest income | $737,000 | 4,267 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $281,000 | 4,462 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $456,000 | 3,485 |
| Total noninterest expense | $2,054,000 | 5,919 |
| Salaries and employee benefits | $984,000 | 6,323 |
| Premises and equipment expense | $114,000 | 7,790 |
| Additional noninterest expense | $956,000 | 4,514 |
| Pre-tax net operating income | $1,443,000 | 4,339 |
| Securities gains (losses) | $39,000 | 1,925 |
| Applicable income taxes | $525,000 | 3,270 |
| Income before extraordinary items | $957,000 | 4,809 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $957,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $785,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $931,650 | 4,814 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 6,008 |
| Total interest expense | $655,000 | 6,013 |
| Net interest income | $1,937,000 | 5,903 |
| Provision for loan and lease losses | $-140,000 | 8,898 |
| Total noninterest income | $540,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $209,000 | 4,523 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $331,000 | 3,550 |
| Total noninterest expense | $1,551,000 | 5,858 |
| Salaries and employee benefits | $742,000 | 6,280 |
| Premises and equipment expense | $86,000 | 7,777 |
| Additional noninterest expense | $723,000 | 4,409 |
| Pre-tax net operating income | $1,066,000 | 4,454 |
| Securities gains (losses) | $39,000 | 1,845 |
| Applicable income taxes | $391,000 | 3,345 |
| Income before extraordinary items | $714,000 | 4,903 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $714,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $435,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $688,650 | 4,908 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 6,031 |
| Total interest expense | $433,000 | 6,060 |
| Net interest income | $1,285,000 | 5,919 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $357,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $138,000 | 4,532 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $219,000 | 3,572 |
| Total noninterest expense | $1,027,000 | 5,916 |
| Salaries and employee benefits | $495,000 | 6,328 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $473,000 | 4,515 |
| Pre-tax net operating income | $615,000 | 4,766 |
| Securities gains (losses) | $39,000 | 1,614 |
| Applicable income taxes | $227,000 | 3,550 |
| Income before extraordinary items | $427,000 | 5,146 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $427,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $225,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $401,650 | 5,229 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,047 |
| Total interest expense | $217,000 | 6,120 |
| Net interest income | $647,000 | 5,885 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $157,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $90,000 | 3,932 |
| Total noninterest expense | $503,000 | 6,029 |
| Salaries and employee benefits | $246,000 | 6,394 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $224,000 | 4,663 |
| Pre-tax net operating income | $301,000 | 4,799 |
| Securities gains (losses) | $39,000 | 1,343 |
| Applicable income taxes | $119,000 | 3,502 |
| Income before extraordinary items | $221,000 | 5,082 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $112,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $195,650 | 5,279 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 6,014 |
| Total interest expense | $890,000 | 6,436 |
| Net interest income | $2,646,000 | 5,713 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $692,000 | 4,588 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $276,000 | 4,507 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $416,000 | 3,906 |
| Total noninterest expense | $2,074,000 | 5,872 |
| Salaries and employee benefits | $973,000 | 6,356 |
| Premises and equipment expense | $114,000 | 7,887 |
| Additional noninterest expense | $987,000 | 4,326 |
| Pre-tax net operating income | $1,264,000 | 4,551 |
| Securities gains (losses) | $151,000 | 1,554 |
| Applicable income taxes | $489,000 | 3,410 |
| Income before extraordinary items | $926,000 | 4,864 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $926,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $840,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $827,850 | 4,993 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 6,070 |
| Total interest expense | $676,000 | 6,556 |
| Net interest income | $1,991,000 | 5,725 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $543,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $206,000 | 4,540 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $337,000 | 3,844 |
| Total noninterest expense | $1,589,000 | 5,785 |
| Salaries and employee benefits | $759,000 | 6,189 |
| Premises and equipment expense | $87,000 | 7,866 |
| Additional noninterest expense | $743,000 | 4,291 |
| Pre-tax net operating income | $945,000 | 4,704 |
| Securities gains (losses) | $150,000 | 1,423 |
| Applicable income taxes | $381,000 | 3,492 |
| Income before extraordinary items | $714,000 | 4,947 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $714,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $610,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $616,500 | 5,143 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 6,035 |
| Total interest expense | $471,000 | 6,556 |
| Net interest income | $1,348,000 | 5,674 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $355,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $133,000 | 4,584 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $222,000 | 3,844 |
| Total noninterest expense | $1,054,000 | 5,815 |
| Salaries and employee benefits | $509,000 | 6,198 |
| Premises and equipment expense | $59,000 | 7,849 |
| Additional noninterest expense | $486,000 | 4,338 |
| Pre-tax net operating income | $649,000 | 4,626 |
| Securities gains (losses) | $150,000 | 1,228 |
| Applicable income taxes | $282,000 | 3,348 |
| Income before extraordinary items | $517,000 | 4,708 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $517,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $410,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $419,500 | 5,080 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 5,998 |
| Total interest expense | $238,000 | 6,625 |
| Net interest income | $691,000 | 5,587 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $165,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 4,539 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $100,000 | 3,931 |
| Total noninterest expense | $521,000 | 5,860 |
| Salaries and employee benefits | $252,000 | 6,217 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $238,000 | 4,379 |
| Pre-tax net operating income | $335,000 | 4,502 |
| Securities gains (losses) | $16,000 | 2,005 |
| Applicable income taxes | $121,000 | 3,610 |
| Income before extraordinary items | $230,000 | 4,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $219,440 | 4,873 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 5,825 |
| Total interest expense | $1,109,000 | 6,660 |
| Net interest income | $2,989,000 | 5,297 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $575,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $249,000 | 4,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $326,000 | 4,077 |
| Total noninterest expense | $1,937,000 | 5,980 |
| Salaries and employee benefits | $963,000 | 6,271 |
| Premises and equipment expense | $134,000 | 7,665 |
| Additional noninterest expense | $840,000 | 4,765 |
| Pre-tax net operating income | $1,591,000 | 3,952 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $561,000 | 3,229 |
| Income before extraordinary items | $1,053,000 | 4,451 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,053,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $1,030,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,038,050 | 4,380 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 5,727 |
| Total interest expense | $1,991,000 | 6,112 |
| Net interest income | $2,856,000 | 5,255 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $501,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $243,000 | 4,718 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $258,000 | 4,432 |
| Total noninterest expense | $1,835,000 | 6,059 |
| Salaries and employee benefits | $880,000 | 6,454 |
| Premises and equipment expense | $129,000 | 7,863 |
| Additional noninterest expense | $826,000 | 4,687 |
| Pre-tax net operating income | $1,522,000 | 3,818 |
| Securities gains (losses) | $113,000 | 1,657 |
| Applicable income taxes | $577,000 | 3,040 |
| Income before extraordinary items | $1,058,000 | 4,128 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,058,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $1,380,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $984,550 | 4,211 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,423,000 | 5,445 |
| Total interest expense | $2,424,000 | 5,666 |
| Net interest income | $2,999,000 | 5,165 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $473,000 | 5,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,384 |
| Total noninterest expense | $1,843,000 | 5,976 |
| Salaries and employee benefits | $896,000 | 6,332 |
| Premises and equipment expense | $144,000 | 7,690 |
| Additional noninterest expense | $803,000 | 4,736 |
| Pre-tax net operating income | $1,629,000 | 3,841 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $581,000 | 3,178 |
| Income before extraordinary items | $1,048,000 | 4,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,048,000 | 4,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,082 |
| Cash dividends | $1,025,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,048,000 | 4,251 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 5,585 |
| Total interest expense | $2,146,000 | 5,740 |
| Net interest income | $2,846,000 | 5,364 |
| Provision for loan and lease losses | $-100,000 | 10,099 |
| Total noninterest income | $563,000 | 4,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,768 |
| Total noninterest expense | $2,118,000 | 5,459 |
| Salaries and employee benefits | $959,000 | 6,048 |
| Premises and equipment expense | $154,000 | 7,595 |
| Additional noninterest expense | $1,005,000 | 4,012 |
| Pre-tax net operating income | $1,391,000 | 4,311 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $355,000 | 4,440 |
| Income before extraordinary items | $1,036,000 | 4,318 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,036,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $-219,000 | 10,121 |
| Net operating income | $1,036,000 | 4,281 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 5,759 |
| Total interest expense | $2,202,000 | 5,830 |
| Net interest income | $2,700,000 | 5,550 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $576,000 | 4,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,727 |
| Total noninterest expense | $1,927,000 | 5,735 |
| Salaries and employee benefits | $946,000 | 6,002 |
| Premises and equipment expense | $181,000 | 7,033 |
| Additional noninterest expense | $800,000 | 4,680 |
| Pre-tax net operating income | $1,349,000 | 4,500 |
| Securities gains (losses) | $140,000 | 1,086 |
| Applicable income taxes | $500,000 | 3,834 |
| Income before extraordinary items | $989,000 | 4,565 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $989,000 | 4,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,386 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $896,600 | 4,739 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,999,000 | 5,803 |
| Total interest expense | $2,228,000 | 5,830 |
| Net interest income | $2,771,000 | 5,626 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $444,000 | 5,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,092 |
| Total noninterest expense | $1,801,000 | 6,065 |
| Salaries and employee benefits | $891,000 | 6,336 |
| Premises and equipment expense | $180,000 | 7,193 |
| Additional noninterest expense | $730,000 | 5,060 |
| Pre-tax net operating income | $1,414,000 | 4,694 |
| Securities gains (losses) | $-33,000 | 10,549 |
| Applicable income taxes | $457,000 | 4,479 |
| Income before extraordinary items | $924,000 | 4,965 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $924,000 | 4,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $1,415,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $946,110 | 4,829 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 6,254 |
| Total interest expense | $1,948,000 | 6,529 |
| Net interest income | $2,688,000 | 5,900 |
| Provision for loan and lease losses | $-200,000 | 11,333 |
| Total noninterest income | $378,000 | 6,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,678 |
| Total noninterest expense | $1,791,000 | 6,412 |
| Salaries and employee benefits | $850,000 | 6,715 |
| Premises and equipment expense | $209,000 | 6,873 |
| Additional noninterest expense | $732,000 | 5,559 |
| Pre-tax net operating income | $1,475,000 | 4,397 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $497,000 | 4,170 |
| Income before extraordinary items | $978,000 | 4,593 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $978,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 11,211 |
| Cash dividends | $737,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $978,000 | 4,535 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 6,501 |
| Total interest expense | $1,965,000 | 6,547 |
| Net interest income | $2,491,000 | 6,342 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $368,000 | 6,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,545 |
| Total noninterest expense | $2,055,000 | 5,861 |
| Salaries and employee benefits | $1,074,000 | 5,708 |
| Premises and equipment expense | $209,000 | 7,021 |
| Additional noninterest expense | $772,000 | 5,413 |
| Pre-tax net operating income | $804,000 | 6,826 |
| Securities gains (losses) | $41,000 | 1,437 |
| Applicable income taxes | $238,000 | 6,833 |
| Income before extraordinary items | $607,000 | 6,572 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $607,000 | 6,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,498 |
| Cash dividends | $814,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $577,480 | 6,731 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 6,504 |
| Total interest expense | $1,601,000 | 6,602 |
| Net interest income | $2,564,000 | 6,335 |
| Provision for loan and lease losses | $-300,000 | 12,391 |
| Total noninterest income | $357,000 | 6,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,008 |
| Total noninterest expense | $2,035,000 | 6,111 |
| Salaries and employee benefits | $1,038,000 | 5,907 |
| Premises and equipment expense | $229,000 | 6,885 |
| Additional noninterest expense | $768,000 | 5,891 |
| Pre-tax net operating income | $1,186,000 | 5,277 |
| Securities gains (losses) | $37,000 | 1,338 |
| Applicable income taxes | $409,000 | 4,690 |
| Income before extraordinary items | $814,000 | 5,292 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $814,000 | 5,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $664,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $789,210 | 5,478 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 6,314 |
| Total interest expense | $1,804,000 | 6,323 |
| Net interest income | $2,696,000 | 6,173 |
| Provision for loan and lease losses | $-300,000 | 13,100 |
| Total noninterest income | $405,000 | 6,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,557 |
| Total noninterest expense | $2,110,000 | 6,067 |
| Salaries and employee benefits | $1,052,000 | 5,861 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $835,000 | 5,721 |
| Pre-tax net operating income | $1,291,000 | 4,887 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $439,000 | 4,676 |
| Income before extraordinary items | $891,000 | 5,137 |
| Extraordinary gains, net | $-97,000 | 12,910 |
| Net income | $794,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 12,742 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $864,870 | 5,028 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 6,522 |
| Total interest expense | $2,163,000 | 6,712 |
| Net interest income | $2,701,000 | 6,209 |
| Provision for loan and lease losses | $250,000 | 4,577 |
| Total noninterest income | $312,000 | 7,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,627 |
| Total noninterest expense | $2,194,000 | 5,934 |
| Salaries and employee benefits | $975,000 | 6,167 |
| Premises and equipment expense | $199,000 | 7,855 |
| Additional noninterest expense | $1,020,000 | 4,980 |
| Pre-tax net operating income | $570,000 | 7,925 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $132,000 | 9,065 |
| Income before extraordinary items | $450,000 | 7,744 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $450,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 2,993 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $439,990 | 7,487 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.