Home > Bremer Bank > Income and Expense
Bremer Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $20,096,000 | 952 |
| Total interest expense | $1,079,000 | 1,987 |
| Net interest income | $19,017,000 | 869 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $4,768,000 | 916 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,299,000 | 782 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,469,000 | 806 |
| Total noninterest expense | $13,402,000 | 1,128 |
| Salaries and employee benefits | $5,530,000 | 1,439 |
| Premises and equipment expense | $949,000 | 1,841 |
| Additional noninterest expense | $6,923,000 | 714 |
| Pre-tax net operating income | $9,933,000 | 636 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $3,252,000 | 560 |
| Income before extraordinary items | $6,681,000 | 755 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,681,000 | 754 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,681,000 | 754 |
| Net charge-offs | $252,000 | 1,749 |
| Cash dividends | $2,000,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,681,000 | 743 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,165,000 | 964 |
| Total interest expense | $808,000 | 1,817 |
| Net interest income | $12,357,000 | 884 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $3,037,000 | 928 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $851,000 | 791 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,186,000 | 821 |
| Total noninterest expense | $8,947,000 | 1,130 |
| Salaries and employee benefits | $3,633,000 | 1,441 |
| Premises and equipment expense | $641,000 | 1,838 |
| Additional noninterest expense | $4,673,000 | 699 |
| Pre-tax net operating income | $6,447,000 | 643 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,103,000 | 557 |
| Income before extraordinary items | $4,344,000 | 753 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,344,000 | 752 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,344,000 | 753 |
| Net charge-offs | $-132,000 | 6,368 |
| Cash dividends | $2,000,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,344,000 | 733 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,431,000 | 984 |
| Total interest expense | $442,000 | 1,699 |
| Net interest income | $5,989,000 | 919 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,387,000 | 976 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $425,000 | 773 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $962,000 | 871 |
| Total noninterest expense | $4,343,000 | 1,178 |
| Salaries and employee benefits | $1,786,000 | 1,475 |
| Premises and equipment expense | $331,000 | 1,817 |
| Additional noninterest expense | $2,226,000 | 731 |
| Pre-tax net operating income | $3,033,000 | 666 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $984,000 | 563 |
| Income before extraordinary items | $2,049,000 | 764 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,049,000 | 765 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,049,000 | 765 |
| Net charge-offs | $68,000 | 1,622 |
| Cash dividends | $1,000,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,049,000 | 747 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $26,901,000 | 941 |
| Total interest expense | $1,896,000 | 1,789 |
| Net interest income | $25,005,000 | 856 |
| Provision for loan and lease losses | $864,000 | 1,252 |
| Total noninterest income | $7,535,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,652,000 | 841 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,883,000 | 716 |
| Total noninterest expense | $18,458,000 | 1,107 |
| Salaries and employee benefits | $8,281,000 | 1,284 |
| Premises and equipment expense | $1,277,000 | 1,815 |
| Additional noninterest expense | $8,900,000 | 772 |
| Pre-tax net operating income | $13,218,000 | 599 |
| Securities gains (losses) | $171,000 | 984 |
| Applicable income taxes | $4,622,000 | 480 |
| Income before extraordinary items | $8,767,000 | 731 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,767,000 | 732 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,767,000 | 732 |
| Net charge-offs | $406,000 | 2,241 |
| Cash dividends | $5,400,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $8,655,850 | 716 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $20,191,000 | 945 |
| Total interest expense | $1,459,000 | 1,799 |
| Net interest income | $18,732,000 | 861 |
| Provision for loan and lease losses | $783,000 | 1,080 |
| Total noninterest income | $6,077,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,237,000 | 842 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,840,000 | 682 |
| Total noninterest expense | $13,782,000 | 1,106 |
| Salaries and employee benefits | $6,247,000 | 1,286 |
| Premises and equipment expense | $879,000 | 1,966 |
| Additional noninterest expense | $6,656,000 | 775 |
| Pre-tax net operating income | $10,244,000 | 597 |
| Securities gains (losses) | $173,000 | 887 |
| Applicable income taxes | $3,647,000 | 483 |
| Income before extraordinary items | $6,770,000 | 714 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,770,000 | 715 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,770,000 | 716 |
| Net charge-offs | $258,000 | 2,272 |
| Cash dividends | $3,600,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,657,550 | 706 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,484,000 | 942 |
| Total interest expense | $1,019,000 | 1,751 |
| Net interest income | $12,465,000 | 855 |
| Provision for loan and lease losses | $391,000 | 1,404 |
| Total noninterest income | $4,465,000 | 758 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $789,000 | 855 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,676,000 | 622 |
| Total noninterest expense | $9,188,000 | 1,108 |
| Salaries and employee benefits | $4,190,000 | 1,274 |
| Premises and equipment expense | $585,000 | 1,966 |
| Additional noninterest expense | $4,413,000 | 769 |
| Pre-tax net operating income | $7,351,000 | 555 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $2,612,000 | 455 |
| Income before extraordinary items | $4,739,000 | 680 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,739,000 | 683 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,739,000 | 683 |
| Net charge-offs | $160,000 | 2,316 |
| Cash dividends | $1,800,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,739,000 | 651 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 913 |
| Total interest expense | $514,000 | 1,794 |
| Net interest income | $6,387,000 | 828 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $2,153,000 | 776 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $388,000 | 860 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,765,000 | 649 |
| Total noninterest expense | $4,619,000 | 1,118 |
| Salaries and employee benefits | $2,054,000 | 1,307 |
| Premises and equipment expense | $294,000 | 1,996 |
| Additional noninterest expense | $2,271,000 | 753 |
| Pre-tax net operating income | $3,921,000 | 531 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,407,000 | 442 |
| Income before extraordinary items | $2,514,000 | 650 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,514,000 | 648 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,514,000 | 651 |
| Net charge-offs | $-50,000 | 6,712 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,514,000 | 618 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $27,439,000 | 959 |
| Total interest expense | $1,972,000 | 2,158 |
| Net interest income | $25,467,000 | 838 |
| Provision for loan and lease losses | $897,000 | 1,906 |
| Total noninterest income | $7,258,000 | 859 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,552,000 | 917 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,706,000 | 750 |
| Total noninterest expense | $17,906,000 | 1,120 |
| Salaries and employee benefits | $7,873,000 | 1,303 |
| Premises and equipment expense | $1,186,000 | 1,960 |
| Additional noninterest expense | $8,847,000 | 789 |
| Pre-tax net operating income | $13,922,000 | 551 |
| Securities gains (losses) | $359,000 | 1,205 |
| Applicable income taxes | $5,025,000 | 432 |
| Income before extraordinary items | $9,256,000 | 655 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,256,000 | 655 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $9,256,000 | 655 |
| Net charge-offs | $585,000 | 2,444 |
| Cash dividends | $10,500,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $9,022,650 | 641 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $20,686,000 | 968 |
| Total interest expense | $1,425,000 | 2,310 |
| Net interest income | $19,261,000 | 845 |
| Provision for loan and lease losses | $425,000 | 2,500 |
| Total noninterest income | $5,391,000 | 857 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,141,000 | 944 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,250,000 | 725 |
| Total noninterest expense | $13,320,000 | 1,125 |
| Salaries and employee benefits | $5,825,000 | 1,324 |
| Premises and equipment expense | $885,000 | 2,001 |
| Additional noninterest expense | $6,610,000 | 785 |
| Pre-tax net operating income | $10,907,000 | 544 |
| Securities gains (losses) | $308,000 | 1,094 |
| Applicable income taxes | $3,978,000 | 435 |
| Income before extraordinary items | $7,237,000 | 653 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,237,000 | 650 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,237,000 | 653 |
| Net charge-offs | $679,000 | 1,847 |
| Cash dividends | $9,000,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $7,036,800 | 637 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,749,000 | 979 |
| Total interest expense | $918,000 | 2,474 |
| Net interest income | $12,831,000 | 847 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $3,595,000 | 855 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $763,000 | 929 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,832,000 | 720 |
| Total noninterest expense | $8,856,000 | 1,123 |
| Salaries and employee benefits | $3,846,000 | 1,339 |
| Premises and equipment expense | $599,000 | 1,969 |
| Additional noninterest expense | $4,411,000 | 791 |
| Pre-tax net operating income | $7,570,000 | 525 |
| Securities gains (losses) | $308,000 | 840 |
| Applicable income taxes | $2,816,000 | 407 |
| Income before extraordinary items | $5,062,000 | 624 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,062,000 | 623 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,062,000 | 624 |
| Net charge-offs | $55,000 | 3,951 |
| Cash dividends | $6,000,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $4,864,880 | 622 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,758,000 | 1,001 |
| Total interest expense | $471,000 | 2,511 |
| Net interest income | $6,287,000 | 863 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,605,000 | 927 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $364,000 | 966 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,241,000 | 779 |
| Total noninterest expense | $4,342,000 | 1,150 |
| Salaries and employee benefits | $1,888,000 | 1,375 |
| Premises and equipment expense | $297,000 | 1,995 |
| Additional noninterest expense | $2,157,000 | 797 |
| Pre-tax net operating income | $3,550,000 | 552 |
| Securities gains (losses) | $308,000 | 448 |
| Applicable income taxes | $1,376,000 | 409 |
| Income before extraordinary items | $2,482,000 | 626 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,482,000 | 627 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,482,000 | 627 |
| Net charge-offs | $364,000 | 1,314 |
| Cash dividends | $3,000,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,284,880 | 648 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,339,000 | 1,020 |
| Total interest expense | $2,453,000 | 2,358 |
| Net interest income | $24,886,000 | 880 |
| Provision for loan and lease losses | $2,946,000 | 1,212 |
| Total noninterest income | $5,335,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,562,000 | 938 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,773,000 | 875 |
| Total noninterest expense | $16,778,000 | 1,175 |
| Salaries and employee benefits | $7,385,000 | 1,348 |
| Premises and equipment expense | $1,227,000 | 2,020 |
| Additional noninterest expense | $8,166,000 | 877 |
| Pre-tax net operating income | $10,497,000 | 590 |
| Securities gains (losses) | $242,000 | 1,306 |
| Applicable income taxes | $3,573,000 | 515 |
| Income before extraordinary items | $7,166,000 | 712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,166,000 | 712 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,166,000 | 712 |
| Net charge-offs | $2,690,000 | 1,294 |
| Cash dividends | $12,000,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $7,003,860 | 689 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,495,000 | 1,041 |
| Total interest expense | $1,922,000 | 2,357 |
| Net interest income | $18,573,000 | 893 |
| Provision for loan and lease losses | $2,175,000 | 1,174 |
| Total noninterest income | $3,939,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,164,000 | 947 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,775,000 | 884 |
| Total noninterest expense | $12,451,000 | 1,186 |
| Salaries and employee benefits | $5,486,000 | 1,364 |
| Premises and equipment expense | $915,000 | 2,043 |
| Additional noninterest expense | $6,050,000 | 885 |
| Pre-tax net operating income | $7,886,000 | 617 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,617,000 | 515 |
| Income before extraordinary items | $5,269,000 | 741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,269,000 | 740 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $5,269,000 | 741 |
| Net charge-offs | $1,644,000 | 1,407 |
| Cash dividends | $9,000,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $5,269,000 | 710 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,520,000 | 1,059 |
| Total interest expense | $1,340,000 | 2,337 |
| Net interest income | $12,180,000 | 915 |
| Provision for loan and lease losses | $1,450,000 | 1,165 |
| Total noninterest income | $2,289,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $761,000 | 960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,528,000 | 1,004 |
| Total noninterest expense | $8,322,000 | 1,200 |
| Salaries and employee benefits | $3,649,000 | 1,369 |
| Premises and equipment expense | $609,000 | 2,071 |
| Additional noninterest expense | $4,064,000 | 893 |
| Pre-tax net operating income | $4,697,000 | 672 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,523,000 | 546 |
| Income before extraordinary items | $3,174,000 | 788 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,174,000 | 786 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,174,000 | 788 |
| Net charge-offs | $1,039,000 | 1,438 |
| Cash dividends | $6,000,000 | 149 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,174,000 | 756 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,749,000 | 1,074 |
| Total interest expense | $706,000 | 2,295 |
| Net interest income | $6,043,000 | 921 |
| Provision for loan and lease losses | $725,000 | 1,103 |
| Total noninterest income | $2,177,000 | 690 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $362,000 | 994 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,815,000 | 547 |
| Total noninterest expense | $4,164,000 | 1,204 |
| Salaries and employee benefits | $1,861,000 | 1,361 |
| Premises and equipment expense | $302,000 | 2,123 |
| Additional noninterest expense | $2,001,000 | 897 |
| Pre-tax net operating income | $3,331,000 | 501 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,167,000 | 411 |
| Income before extraordinary items | $2,164,000 | 608 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,164,000 | 605 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,164,000 | 608 |
| Net charge-offs | $222,000 | 2,032 |
| Cash dividends | $3,000,000 | 138 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,164,000 | 594 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $29,746,000 | 1,033 |
| Total interest expense | $4,383,000 | 1,838 |
| Net interest income | $25,363,000 | 864 |
| Provision for loan and lease losses | $4,050,000 | 1,326 |
| Total noninterest income | $5,889,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,650,000 | 918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,239,000 | 839 |
| Total noninterest expense | $16,807,000 | 1,201 |
| Salaries and employee benefits | $7,565,000 | 1,299 |
| Premises and equipment expense | $1,120,000 | 2,255 |
| Additional noninterest expense | $8,122,000 | 906 |
| Pre-tax net operating income | $10,395,000 | 524 |
| Securities gains (losses) | $443,000 | 977 |
| Applicable income taxes | $3,653,000 | 461 |
| Income before extraordinary items | $7,185,000 | 626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,185,000 | 624 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,185,000 | 627 |
| Net charge-offs | $5,080,000 | 999 |
| Cash dividends | $9,000,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $6,892,620 | 624 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $22,555,000 | 1,038 |
| Total interest expense | $3,565,000 | 1,787 |
| Net interest income | $18,990,000 | 870 |
| Provision for loan and lease losses | $2,800,000 | 1,323 |
| Total noninterest income | $3,916,000 | 1,020 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,247,000 | 940 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,669,000 | 897 |
| Total noninterest expense | $12,304,000 | 1,217 |
| Salaries and employee benefits | $5,455,000 | 1,350 |
| Premises and equipment expense | $832,000 | 2,312 |
| Additional noninterest expense | $6,017,000 | 886 |
| Pre-tax net operating income | $7,802,000 | 547 |
| Securities gains (losses) | $443,000 | 813 |
| Applicable income taxes | $2,790,000 | 446 |
| Income before extraordinary items | $5,455,000 | 638 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,455,000 | 636 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,455,000 | 638 |
| Net charge-offs | $3,492,000 | 1,014 |
| Cash dividends | $6,500,000 | 173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,162,620 | 647 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,237,000 | 1,038 |
| Total interest expense | $2,441,000 | 1,808 |
| Net interest income | $12,796,000 | 859 |
| Provision for loan and lease losses | $1,800,000 | 1,356 |
| Total noninterest income | $2,793,000 | 951 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $855,000 | 921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,938,000 | 822 |
| Total noninterest expense | $8,202,000 | 1,214 |
| Salaries and employee benefits | $3,592,000 | 1,384 |
| Premises and equipment expense | $558,000 | 2,313 |
| Additional noninterest expense | $4,052,000 | 885 |
| Pre-tax net operating income | $5,587,000 | 491 |
| Securities gains (losses) | $443,000 | 528 |
| Applicable income taxes | $2,082,000 | 394 |
| Income before extraordinary items | $3,948,000 | 562 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,948,000 | 562 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,948,000 | 563 |
| Net charge-offs | $1,198,000 | 1,556 |
| Cash dividends | $4,000,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,660,050 | 589 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,672,000 | 1,045 |
| Total interest expense | $1,281,000 | 1,808 |
| Net interest income | $6,391,000 | 867 |
| Provision for loan and lease losses | $1,000,000 | 1,168 |
| Total noninterest income | $1,412,000 | 920 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $421,000 | 931 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $991,000 | 799 |
| Total noninterest expense | $4,005,000 | 1,252 |
| Salaries and employee benefits | $1,748,000 | 1,433 |
| Premises and equipment expense | $275,000 | 2,383 |
| Additional noninterest expense | $1,982,000 | 893 |
| Pre-tax net operating income | $2,798,000 | 490 |
| Securities gains (losses) | $134,000 | 672 |
| Applicable income taxes | $1,012,000 | 379 |
| Income before extraordinary items | $1,920,000 | 578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,920,000 | 583 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,920,000 | 582 |
| Net charge-offs | $419,000 | 1,736 |
| Cash dividends | $2,000,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,832,900 | 592 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,926,000 | 1,026 |
| Total interest expense | $8,195,000 | 1,460 |
| Net interest income | $24,731,000 | 874 |
| Provision for loan and lease losses | $3,968,000 | 1,662 |
| Total noninterest income | $7,228,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,825,000 | 954 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,403,000 | 666 |
| Total noninterest expense | $17,596,000 | 1,181 |
| Salaries and employee benefits | $7,612,000 | 1,298 |
| Premises and equipment expense | $1,172,000 | 2,262 |
| Additional noninterest expense | $8,812,000 | 895 |
| Pre-tax net operating income | $10,395,000 | 404 |
| Securities gains (losses) | $277,000 | 1,301 |
| Applicable income taxes | $3,587,000 | 348 |
| Income before extraordinary items | $7,085,000 | 472 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,085,000 | 472 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,085,000 | 474 |
| Net charge-offs | $3,998,000 | 1,345 |
| Cash dividends | $8,000,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,902,180 | 484 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,807,000 | 1,044 |
| Total interest expense | $6,640,000 | 1,426 |
| Net interest income | $18,167,000 | 898 |
| Provision for loan and lease losses | $3,300,000 | 1,395 |
| Total noninterest income | $5,165,000 | 854 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,344,000 | 966 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,821,000 | 717 |
| Total noninterest expense | $12,766,000 | 1,209 |
| Salaries and employee benefits | $5,539,000 | 1,375 |
| Premises and equipment expense | $873,000 | 2,297 |
| Additional noninterest expense | $6,354,000 | 885 |
| Pre-tax net operating income | $7,266,000 | 465 |
| Securities gains (losses) | $277,000 | 1,054 |
| Applicable income taxes | $2,502,000 | 382 |
| Income before extraordinary items | $5,041,000 | 535 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,041,000 | 535 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,041,000 | 536 |
| Net charge-offs | $3,162,000 | 1,147 |
| Cash dividends | $6,000,000 | 208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,855,410 | 551 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,455,000 | 1,079 |
| Total interest expense | $4,899,000 | 1,355 |
| Net interest income | $11,556,000 | 937 |
| Provision for loan and lease losses | $2,300,000 | 1,288 |
| Total noninterest income | $3,722,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $885,000 | 962 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,837,000 | 668 |
| Total noninterest expense | $8,752,000 | 1,183 |
| Salaries and employee benefits | $3,834,000 | 1,344 |
| Premises and equipment expense | $588,000 | 2,306 |
| Additional noninterest expense | $4,330,000 | 877 |
| Pre-tax net operating income | $4,226,000 | 515 |
| Securities gains (losses) | $277,000 | 810 |
| Applicable income taxes | $1,455,000 | 436 |
| Income before extraordinary items | $3,048,000 | 594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,048,000 | 591 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,048,000 | 594 |
| Net charge-offs | $2,948,000 | 870 |
| Cash dividends | $4,000,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,859,640 | 618 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,189,000 | 1,090 |
| Total interest expense | $2,707,000 | 1,264 |
| Net interest income | $5,482,000 | 985 |
| Provision for loan and lease losses | $750,000 | 1,392 |
| Total noninterest income | $1,648,000 | 862 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $423,000 | 973 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,225,000 | 718 |
| Total noninterest expense | $4,054,000 | 1,238 |
| Salaries and employee benefits | $1,876,000 | 1,388 |
| Premises and equipment expense | $296,000 | 2,325 |
| Additional noninterest expense | $1,882,000 | 882 |
| Pre-tax net operating income | $2,326,000 | 508 |
| Securities gains (losses) | $277,000 | 533 |
| Applicable income taxes | $873,000 | 395 |
| Income before extraordinary items | $1,730,000 | 576 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,730,000 | 576 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,730,000 | 579 |
| Net charge-offs | $461,000 | 1,420 |
| Cash dividends | $2,000,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,547,180 | 620 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $37,818,000 | 995 |
| Total interest expense | $15,456,000 | 1,040 |
| Net interest income | $22,362,000 | 956 |
| Provision for loan and lease losses | $1,998,000 | 1,796 |
| Total noninterest income | $5,840,000 | 930 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,847,000 | 972 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,993,000 | 771 |
| Total noninterest expense | $16,323,000 | 1,197 |
| Salaries and employee benefits | $6,931,000 | 1,492 |
| Premises and equipment expense | $1,205,000 | 2,236 |
| Additional noninterest expense | $8,187,000 | 805 |
| Pre-tax net operating income | $9,881,000 | 551 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $3,086,000 | 461 |
| Income before extraordinary items | $6,795,000 | 581 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,795,000 | 581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,795,000 | 1,386 |
| Cash dividends | $2,000,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,795,000 | 618 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,019,000 | 1,000 |
| Total interest expense | $12,197,000 | 1,026 |
| Net interest income | $16,822,000 | 962 |
| Provision for loan and lease losses | $1,350,000 | 1,529 |
| Total noninterest income | $4,658,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,368,000 | 988 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,290,000 | 774 |
| Total noninterest expense | $12,357,000 | 1,181 |
| Salaries and employee benefits | $5,321,000 | 1,478 |
| Premises and equipment expense | $910,000 | 2,224 |
| Additional noninterest expense | $6,126,000 | 766 |
| Pre-tax net operating income | $7,773,000 | 642 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,421,000 | 551 |
| Income before extraordinary items | $5,352,000 | 680 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,352,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $977,000 | 1,327 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,352,000 | 713 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,858,000 | 981 |
| Total interest expense | $8,532,000 | 1,017 |
| Net interest income | $11,326,000 | 952 |
| Provision for loan and lease losses | $900,000 | 1,302 |
| Total noninterest income | $3,200,000 | 917 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $909,000 | 963 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,291,000 | 768 |
| Total noninterest expense | $8,449,000 | 1,152 |
| Salaries and employee benefits | $3,571,000 | 1,476 |
| Premises and equipment expense | $614,000 | 2,205 |
| Additional noninterest expense | $4,264,000 | 707 |
| Pre-tax net operating income | $5,177,000 | 676 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,736,000 | 580 |
| Income before extraordinary items | $3,441,000 | 799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,441,000 | 798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,323 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,441,000 | 785 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,116,000 | 986 |
| Total interest expense | $4,703,000 | 985 |
| Net interest income | $5,413,000 | 992 |
| Provision for loan and lease losses | $450,000 | 1,056 |
| Total noninterest income | $1,416,000 | 1,010 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $435,000 | 996 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $981,000 | 870 |
| Total noninterest expense | $3,882,000 | 1,245 |
| Salaries and employee benefits | $1,746,000 | 1,531 |
| Premises and equipment expense | $310,000 | 2,195 |
| Additional noninterest expense | $1,826,000 | 787 |
| Pre-tax net operating income | $2,497,000 | 756 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $844,000 | 664 |
| Income before extraordinary items | $1,653,000 | 914 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,653,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 847 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,653,000 | 868 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $45,765,000 | 915 |
| Total interest expense | $23,709,000 | 833 |
| Net interest income | $22,056,000 | 1,005 |
| Provision for loan and lease losses | $1,871,000 | 889 |
| Total noninterest income | $6,381,000 | 897 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,794,000 | 993 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,587,000 | 734 |
| Total noninterest expense | $15,597,000 | 1,198 |
| Salaries and employee benefits | $7,191,000 | 1,409 |
| Premises and equipment expense | $1,234,000 | 2,109 |
| Additional noninterest expense | $7,172,000 | 805 |
| Pre-tax net operating income | $10,969,000 | 773 |
| Securities gains (losses) | $93,000 | 624 |
| Applicable income taxes | $3,876,000 | 652 |
| Income before extraordinary items | $7,186,000 | 898 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,186,000 | 896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,729 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,125,550 | 893 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $34,514,000 | 914 |
| Total interest expense | $17,994,000 | 825 |
| Net interest income | $16,520,000 | 1,004 |
| Provision for loan and lease losses | $1,417,000 | 676 |
| Total noninterest income | $4,510,000 | 941 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,322,000 | 995 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,188,000 | 794 |
| Total noninterest expense | $11,671,000 | 1,193 |
| Salaries and employee benefits | $5,405,000 | 1,405 |
| Premises and equipment expense | $919,000 | 2,109 |
| Additional noninterest expense | $5,347,000 | 785 |
| Pre-tax net operating income | $7,942,000 | 876 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,795,000 | 736 |
| Income before extraordinary items | $5,147,000 | 1,023 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,147,000 | 1,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,308 |
| Cash dividends | $750,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,147,000 | 1,005 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,775,000 | 934 |
| Total interest expense | $11,895,000 | 832 |
| Net interest income | $10,880,000 | 1,032 |
| Provision for loan and lease losses | $945,000 | 616 |
| Total noninterest income | $2,992,000 | 968 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $871,000 | 1,013 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,121,000 | 821 |
| Total noninterest expense | $7,748,000 | 1,222 |
| Salaries and employee benefits | $3,615,000 | 1,425 |
| Premises and equipment expense | $622,000 | 2,082 |
| Additional noninterest expense | $3,511,000 | 803 |
| Pre-tax net operating income | $5,179,000 | 929 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,820,000 | 788 |
| Income before extraordinary items | $3,359,000 | 1,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,359,000 | 1,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 1,316 |
| Cash dividends | $750,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,359,000 | 1,054 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,128,000 | 948 |
| Total interest expense | $5,799,000 | 843 |
| Net interest income | $5,329,000 | 1,048 |
| Provision for loan and lease losses | $472,000 | 552 |
| Total noninterest income | $1,458,000 | 974 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $413,000 | 1,040 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,045,000 | 809 |
| Total noninterest expense | $3,807,000 | 1,233 |
| Salaries and employee benefits | $1,773,000 | 1,463 |
| Premises and equipment expense | $310,000 | 2,104 |
| Additional noninterest expense | $1,724,000 | 799 |
| Pre-tax net operating income | $2,508,000 | 945 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $885,000 | 796 |
| Income before extraordinary items | $1,623,000 | 1,087 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,623,000 | 1,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,389 |
| Cash dividends | $750,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,623,000 | 1,072 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $44,346,000 | 874 |
| Total interest expense | $22,097,000 | 759 |
| Net interest income | $22,249,000 | 999 |
| Provision for loan and lease losses | $1,786,000 | 616 |
| Total noninterest income | $5,416,000 | 1,027 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,808,000 | 980 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,608,000 | 872 |
| Total noninterest expense | $15,202,000 | 1,186 |
| Salaries and employee benefits | $6,803,000 | 1,455 |
| Premises and equipment expense | $1,285,000 | 1,959 |
| Additional noninterest expense | $7,114,000 | 764 |
| Pre-tax net operating income | $10,677,000 | 927 |
| Securities gains (losses) | $-83,000 | 8,134 |
| Applicable income taxes | $3,679,000 | 807 |
| Income before extraordinary items | $6,915,000 | 1,078 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,915,000 | 1,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,889 |
| Cash dividends | $2,750,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,968,950 | 1,056 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $33,039,000 | 885 |
| Total interest expense | $16,243,000 | 759 |
| Net interest income | $16,796,000 | 1,011 |
| Provision for loan and lease losses | $1,408,000 | 554 |
| Total noninterest income | $3,895,000 | 1,072 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,310,000 | 1,018 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,585,000 | 923 |
| Total noninterest expense | $11,288,000 | 1,211 |
| Salaries and employee benefits | $5,139,000 | 1,442 |
| Premises and equipment expense | $970,000 | 1,961 |
| Additional noninterest expense | $5,179,000 | 788 |
| Pre-tax net operating income | $7,995,000 | 967 |
| Securities gains (losses) | $-83,000 | 8,347 |
| Applicable income taxes | $2,798,000 | 835 |
| Income before extraordinary items | $5,114,000 | 1,128 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,114,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,520 |
| Cash dividends | $2,250,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,167,950 | 1,104 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,406,000 | 889 |
| Total interest expense | $10,289,000 | 759 |
| Net interest income | $11,117,000 | 1,026 |
| Provision for loan and lease losses | $939,000 | 548 |
| Total noninterest income | $2,611,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $858,000 | 1,026 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,753,000 | 915 |
| Total noninterest expense | $7,497,000 | 1,223 |
| Salaries and employee benefits | $3,426,000 | 1,442 |
| Premises and equipment expense | $653,000 | 1,932 |
| Additional noninterest expense | $3,418,000 | 787 |
| Pre-tax net operating income | $5,292,000 | 972 |
| Securities gains (losses) | $-83,000 | 8,495 |
| Applicable income taxes | $1,839,000 | 849 |
| Income before extraordinary items | $3,370,000 | 1,143 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,370,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,332 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,423,950 | 1,101 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,232,000 | 904 |
| Total interest expense | $4,807,000 | 767 |
| Net interest income | $5,425,000 | 1,048 |
| Provision for loan and lease losses | $469,000 | 516 |
| Total noninterest income | $1,193,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $415,000 | 1,024 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $778,000 | 974 |
| Total noninterest expense | $3,650,000 | 1,257 |
| Salaries and employee benefits | $1,632,000 | 1,529 |
| Premises and equipment expense | $333,000 | 1,899 |
| Additional noninterest expense | $1,685,000 | 793 |
| Pre-tax net operating income | $2,499,000 | 1,002 |
| Securities gains (losses) | $-83,000 | 8,637 |
| Applicable income taxes | $844,000 | 897 |
| Income before extraordinary items | $1,572,000 | 1,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,572,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,625,950 | 1,131 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,779,000 | 891 |
| Total interest expense | $14,056,000 | 808 |
| Net interest income | $22,723,000 | 936 |
| Provision for loan and lease losses | $3,741,000 | 297 |
| Total noninterest income | $5,608,000 | 1,000 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,777,000 | 987 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,831,000 | 833 |
| Total noninterest expense | $14,481,000 | 1,203 |
| Salaries and employee benefits | $6,805,000 | 1,364 |
| Premises and equipment expense | $1,336,000 | 1,800 |
| Additional noninterest expense | $6,340,000 | 821 |
| Pre-tax net operating income | $10,109,000 | 971 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,668,000 | 829 |
| Income before extraordinary items | $6,441,000 | 1,132 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,441,000 | 1,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,862,000 | 216 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,441,000 | 1,107 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $26,751,000 | 898 |
| Total interest expense | $9,751,000 | 823 |
| Net interest income | $17,000,000 | 925 |
| Provision for loan and lease losses | $3,523,000 | 234 |
| Total noninterest income | $4,237,000 | 1,000 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,312,000 | 1,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,925,000 | 830 |
| Total noninterest expense | $10,788,000 | 1,198 |
| Salaries and employee benefits | $5,112,000 | 1,354 |
| Premises and equipment expense | $985,000 | 1,828 |
| Additional noninterest expense | $4,691,000 | 812 |
| Pre-tax net operating income | $6,926,000 | 1,045 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,732,000 | 838 |
| Income before extraordinary items | $4,194,000 | 1,294 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,194,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,693,000 | 185 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,194,000 | 1,271 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,076,000 | 912 |
| Total interest expense | $5,856,000 | 851 |
| Net interest income | $11,220,000 | 932 |
| Provision for loan and lease losses | $540,000 | 917 |
| Total noninterest income | $2,664,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $825,000 | 1,043 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,839,000 | 860 |
| Total noninterest expense | $7,050,000 | 1,200 |
| Salaries and employee benefits | $3,312,000 | 1,384 |
| Premises and equipment expense | $648,000 | 1,849 |
| Additional noninterest expense | $3,090,000 | 822 |
| Pre-tax net operating income | $6,294,000 | 771 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,357,000 | 667 |
| Income before extraordinary items | $3,937,000 | 886 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,937,000 | 886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,314 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,937,000 | 864 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,036,000 | 951 |
| Total interest expense | $2,500,000 | 935 |
| Net interest income | $5,536,000 | 938 |
| Provision for loan and lease losses | $270,000 | 858 |
| Total noninterest income | $1,271,000 | 1,038 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $396,000 | 1,050 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $875,000 | 880 |
| Total noninterest expense | $3,457,000 | 1,228 |
| Salaries and employee benefits | $1,604,000 | 1,439 |
| Premises and equipment expense | $336,000 | 1,793 |
| Additional noninterest expense | $1,517,000 | 825 |
| Pre-tax net operating income | $3,080,000 | 778 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,153,000 | 680 |
| Income before extraordinary items | $1,927,000 | 908 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,927,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,489 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,927,000 | 885 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,162,000 | 1,008 |
| Total interest expense | $7,442,000 | 1,088 |
| Net interest income | $20,720,000 | 955 |
| Provision for loan and lease losses | $960,000 | 1,078 |
| Total noninterest income | $5,411,000 | 1,017 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,883,000 | 926 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,528,000 | 872 |
| Total noninterest expense | $12,509,000 | 1,316 |
| Salaries and employee benefits | $6,090,000 | 1,456 |
| Premises and equipment expense | $991,000 | 2,308 |
| Additional noninterest expense | $5,428,000 | 923 |
| Pre-tax net operating income | $12,662,000 | 709 |
| Securities gains (losses) | $180,000 | 882 |
| Applicable income taxes | $4,727,000 | 627 |
| Income before extraordinary items | $8,115,000 | 814 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,115,000 | 814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,073 |
| Cash dividends | $1,800,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,999,800 | 795 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,522,000 | 1,019 |
| Total interest expense | $5,395,000 | 1,105 |
| Net interest income | $15,127,000 | 970 |
| Provision for loan and lease losses | $720,000 | 1,054 |
| Total noninterest income | $4,122,000 | 1,012 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,386,000 | 955 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,736,000 | 862 |
| Total noninterest expense | $9,139,000 | 1,338 |
| Salaries and employee benefits | $4,363,000 | 1,520 |
| Premises and equipment expense | $713,000 | 2,389 |
| Additional noninterest expense | $4,063,000 | 915 |
| Pre-tax net operating income | $9,390,000 | 726 |
| Securities gains (losses) | $180,000 | 816 |
| Applicable income taxes | $3,525,000 | 640 |
| Income before extraordinary items | $6,045,000 | 828 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,045,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $1,800,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,929,800 | 807 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,272,000 | 1,036 |
| Total interest expense | $3,481,000 | 1,129 |
| Net interest income | $9,791,000 | 987 |
| Provision for loan and lease losses | $480,000 | 1,034 |
| Total noninterest income | $2,740,000 | 1,005 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $896,000 | 971 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,844,000 | 854 |
| Total noninterest expense | $6,055,000 | 1,347 |
| Salaries and employee benefits | $2,885,000 | 1,530 |
| Premises and equipment expense | $466,000 | 2,423 |
| Additional noninterest expense | $2,704,000 | 921 |
| Pre-tax net operating income | $5,996,000 | 745 |
| Securities gains (losses) | $180,000 | 697 |
| Applicable income taxes | $2,275,000 | 651 |
| Income before extraordinary items | $3,901,000 | 833 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,901,000 | 833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,834 |
| Cash dividends | $1,800,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,785,800 | 824 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,488,000 | 1,071 |
| Total interest expense | $1,739,000 | 1,149 |
| Net interest income | $4,749,000 | 1,038 |
| Provision for loan and lease losses | $240,000 | 991 |
| Total noninterest income | $1,400,000 | 964 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $418,000 | 1,027 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $982,000 | 796 |
| Total noninterest expense | $2,970,000 | 1,385 |
| Salaries and employee benefits | $1,421,000 | 1,577 |
| Premises and equipment expense | $234,000 | 2,445 |
| Additional noninterest expense | $1,315,000 | 945 |
| Pre-tax net operating income | $2,939,000 | 749 |
| Securities gains (losses) | $180,000 | 547 |
| Applicable income taxes | $1,150,000 | 659 |
| Income before extraordinary items | $1,969,000 | 840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,969,000 | 840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $1,300,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,853,800 | 831 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,854,000 | 1,096 |
| Total interest expense | $6,856,000 | 1,290 |
| Net interest income | $18,998,000 | 1,014 |
| Provision for loan and lease losses | $960,000 | 1,231 |
| Total noninterest income | $5,633,000 | 1,038 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,799,000 | 957 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,834,000 | 926 |
| Total noninterest expense | $11,888,000 | 1,353 |
| Salaries and employee benefits | $5,660,000 | 1,518 |
| Premises and equipment expense | $956,000 | 2,354 |
| Additional noninterest expense | $5,272,000 | 966 |
| Pre-tax net operating income | $11,783,000 | 743 |
| Securities gains (losses) | $471,000 | 778 |
| Applicable income taxes | $4,475,000 | 676 |
| Income before extraordinary items | $7,779,000 | 833 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,779,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,245 |
| Cash dividends | $2,150,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,477,560 | 809 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,352,000 | 1,122 |
| Total interest expense | $5,143,000 | 1,353 |
| Net interest income | $14,209,000 | 1,033 |
| Provision for loan and lease losses | $720,000 | 1,185 |
| Total noninterest income | $4,364,000 | 1,038 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,307,000 | 1,006 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,057,000 | 915 |
| Total noninterest expense | $9,072,000 | 1,343 |
| Salaries and employee benefits | $4,346,000 | 1,488 |
| Premises and equipment expense | $717,000 | 2,352 |
| Additional noninterest expense | $4,009,000 | 953 |
| Pre-tax net operating income | $8,781,000 | 771 |
| Securities gains (losses) | $471,000 | 711 |
| Applicable income taxes | $3,395,000 | 693 |
| Income before extraordinary items | $5,857,000 | 865 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,857,000 | 866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,422 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,555,560 | 843 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,971,000 | 1,124 |
| Total interest expense | $3,482,000 | 1,385 |
| Net interest income | $9,489,000 | 1,021 |
| Provision for loan and lease losses | $480,000 | 1,186 |
| Total noninterest income | $2,965,000 | 1,010 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $859,000 | 998 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,106,000 | 884 |
| Total noninterest expense | $6,004,000 | 1,354 |
| Salaries and employee benefits | $2,843,000 | 1,516 |
| Premises and equipment expense | $485,000 | 2,314 |
| Additional noninterest expense | $2,676,000 | 945 |
| Pre-tax net operating income | $5,970,000 | 755 |
| Securities gains (losses) | $471,000 | 596 |
| Applicable income taxes | $2,380,000 | 679 |
| Income before extraordinary items | $4,061,000 | 831 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,061,000 | 832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,274 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,759,560 | 831 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 1,138 |
| Total interest expense | $1,743,000 | 1,420 |
| Net interest income | $4,718,000 | 1,024 |
| Provision for loan and lease losses | $240,000 | 1,159 |
| Total noninterest income | $1,250,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $420,000 | 989 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $830,000 | 1,022 |
| Total noninterest expense | $2,976,000 | 1,355 |
| Salaries and employee benefits | $1,399,000 | 1,523 |
| Premises and equipment expense | $251,000 | 2,246 |
| Additional noninterest expense | $1,326,000 | 933 |
| Pre-tax net operating income | $2,752,000 | 816 |
| Securities gains (losses) | $433,000 | 392 |
| Applicable income taxes | $1,181,000 | 688 |
| Income before extraordinary items | $2,004,000 | 845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,004,000 | 845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,726,880 | 898 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $27,613,000 | 1,120 |
| Total interest expense | $7,723,000 | 1,461 |
| Net interest income | $19,890,000 | 974 |
| Provision for loan and lease losses | $1,145,000 | 1,189 |
| Total noninterest income | $5,140,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,861,000 | 865 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,279,000 | 942 |
| Total noninterest expense | $11,248,000 | 1,367 |
| Salaries and employee benefits | $5,528,000 | 1,470 |
| Premises and equipment expense | $1,015,000 | 2,155 |
| Additional noninterest expense | $4,705,000 | 1,047 |
| Pre-tax net operating income | $12,637,000 | 696 |
| Securities gains (losses) | $276,000 | 952 |
| Applicable income taxes | $4,713,000 | 625 |
| Income before extraordinary items | $8,200,000 | 775 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,200,000 | 775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,518,000 | 664 |
| Cash dividends | $8,300,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,023,360 | 762 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,396,000 | 1,084 |
| Total interest expense | $13,331,000 | 1,212 |
| Net interest income | $18,065,000 | 1,003 |
| Provision for loan and lease losses | $2,385,000 | 611 |
| Total noninterest income | $4,415,000 | 1,099 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,787,000 | 826 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,628,000 | 1,032 |
| Total noninterest expense | $10,211,000 | 1,444 |
| Salaries and employee benefits | $4,855,000 | 1,554 |
| Premises and equipment expense | $1,006,000 | 2,112 |
| Additional noninterest expense | $4,350,000 | 1,096 |
| Pre-tax net operating income | $9,884,000 | 772 |
| Securities gains (losses) | $216,000 | 1,135 |
| Applicable income taxes | $3,651,000 | 709 |
| Income before extraordinary items | $6,449,000 | 859 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,449,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,401,000 | 737 |
| Cash dividends | $1,600,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,310,760 | 833 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,802,000 | 1,142 |
| Total interest expense | $15,555,000 | 1,123 |
| Net interest income | $15,247,000 | 1,155 |
| Provision for loan and lease losses | $480,000 | 1,938 |
| Total noninterest income | $3,557,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,551,000 | 868 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,006,000 | 1,130 |
| Total noninterest expense | $9,368,000 | 1,486 |
| Salaries and employee benefits | $4,447,000 | 1,602 |
| Premises and equipment expense | $1,020,000 | 2,029 |
| Additional noninterest expense | $3,901,000 | 1,175 |
| Pre-tax net operating income | $8,956,000 | 857 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,234,000 | 780 |
| Income before extraordinary items | $5,722,000 | 925 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,722,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,510 |
| Cash dividends | $2,599,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,722,000 | 928 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $26,249,000 | 1,238 |
| Total interest expense | $11,922,000 | 1,266 |
| Net interest income | $14,327,000 | 1,230 |
| Provision for loan and lease losses | $1,268,000 | 808 |
| Total noninterest income | $4,107,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,355,000 | 984 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,752,000 | 948 |
| Total noninterest expense | $9,810,000 | 1,414 |
| Salaries and employee benefits | $4,311,000 | 1,606 |
| Premises and equipment expense | $1,109,000 | 1,841 |
| Additional noninterest expense | $4,390,000 | 1,069 |
| Pre-tax net operating income | $7,356,000 | 1,059 |
| Securities gains (losses) | $132,000 | 637 |
| Applicable income taxes | $2,646,000 | 979 |
| Income before extraordinary items | $4,842,000 | 1,131 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,842,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,504,000 | 534 |
| Cash dividends | $1,100,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $-2,519,000 | 10,195 |
| Net operating income | $4,756,200 | 1,138 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,862,000 | 1,250 |
| Total interest expense | $12,766,000 | 1,221 |
| Net interest income | $13,096,000 | 1,299 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $3,651,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,226,000 | 1,008 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,425,000 | 1,032 |
| Total noninterest expense | $9,423,000 | 1,397 |
| Salaries and employee benefits | $4,186,000 | 1,590 |
| Premises and equipment expense | $1,084,000 | 1,818 |
| Additional noninterest expense | $4,153,000 | 1,094 |
| Pre-tax net operating income | $6,964,000 | 1,084 |
| Securities gains (losses) | $64,000 | 1,566 |
| Applicable income taxes | $2,401,000 | 1,055 |
| Income before extraordinary items | $4,627,000 | 1,157 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,627,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,056 |
| Cash dividends | $3,400,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,584,760 | 1,132 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,251,000 | 1,367 |
| Total interest expense | $11,852,000 | 1,330 |
| Net interest income | $12,399,000 | 1,391 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $3,027,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,146,000 | 1,093 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,881,000 | 1,147 |
| Total noninterest expense | $8,782,000 | 1,501 |
| Salaries and employee benefits | $3,925,000 | 1,676 |
| Premises and equipment expense | $1,112,000 | 1,778 |
| Additional noninterest expense | $3,745,000 | 1,180 |
| Pre-tax net operating income | $6,464,000 | 1,218 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $2,150,000 | 1,241 |
| Income before extraordinary items | $4,319,000 | 1,264 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,319,000 | 1,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,192 |
| Cash dividends | $4,300,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,315,650 | 1,238 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,299,000 | 1,447 |
| Total interest expense | $11,262,000 | 1,436 |
| Net interest income | $12,037,000 | 1,479 |
| Provision for loan and lease losses | $210,000 | 3,297 |
| Total noninterest income | $2,850,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,206,000 | 1,094 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,644,000 | 1,328 |
| Total noninterest expense | $9,117,000 | 1,556 |
| Salaries and employee benefits | $3,780,000 | 1,753 |
| Premises and equipment expense | $1,478,000 | 1,377 |
| Additional noninterest expense | $3,859,000 | 1,390 |
| Pre-tax net operating income | $5,560,000 | 1,284 |
| Securities gains (losses) | $38,000 | 1,523 |
| Applicable income taxes | $1,792,000 | 1,356 |
| Income before extraordinary items | $3,806,000 | 1,308 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,806,000 | 1,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-571,000 | 11,419 |
| Cash dividends | $2,900,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,780,160 | 1,286 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,034,000 | 1,489 |
| Total interest expense | $11,788,000 | 1,388 |
| Net interest income | $11,246,000 | 1,596 |
| Provision for loan and lease losses | $480,000 | 1,623 |
| Total noninterest income | $2,171,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,055,000 | 1,281 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,116,000 | 1,670 |
| Total noninterest expense | $9,067,000 | 1,572 |
| Salaries and employee benefits | $4,087,000 | 1,620 |
| Premises and equipment expense | $1,349,000 | 1,510 |
| Additional noninterest expense | $3,631,000 | 1,446 |
| Pre-tax net operating income | $3,870,000 | 1,922 |
| Securities gains (losses) | $157,000 | 764 |
| Applicable income taxes | $1,082,000 | 2,222 |
| Income before extraordinary items | $2,945,000 | 1,714 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,945,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $2,200,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,830,390 | 1,764 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,891,000 | 1,631 |
| Total interest expense | $8,510,000 | 1,517 |
| Net interest income | $10,381,000 | 1,742 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,954,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $950,000 | 1,416 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,004,000 | 1,829 |
| Total noninterest expense | $8,849,000 | 1,664 |
| Salaries and employee benefits | $4,178,000 | 1,597 |
| Premises and equipment expense | $1,274,000 | 1,621 |
| Additional noninterest expense | $3,397,000 | 1,627 |
| Pre-tax net operating income | $3,486,000 | 2,046 |
| Securities gains (losses) | $-108,000 | 11,573 |
| Applicable income taxes | $967,000 | 2,312 |
| Income before extraordinary items | $2,411,000 | 2,021 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,411,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,519 |
| Cash dividends | $1,800,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,487,680 | 1,966 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,725,000 | 1,768 |
| Total interest expense | $8,008,000 | 1,642 |
| Net interest income | $9,717,000 | 1,857 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $3,004,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $982,000 | 1,370 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,022,000 | 1,247 |
| Total noninterest expense | $9,101,000 | 1,659 |
| Salaries and employee benefits | $4,333,000 | 1,558 |
| Premises and equipment expense | $1,183,000 | 1,778 |
| Additional noninterest expense | $3,585,000 | 1,654 |
| Pre-tax net operating income | $3,620,000 | 1,886 |
| Securities gains (losses) | $107,000 | 2,403 |
| Applicable income taxes | $1,039,000 | 2,162 |
| Income before extraordinary items | $2,688,000 | 1,853 |
| Extraordinary gains, net | $701,000 | 322 |
| Net income | $3,389,000 | 1,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 2,223 |
| Cash dividends | $960,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,610,960 | 1,805 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,887,000 | 1,780 |
| Total interest expense | $9,814,000 | 1,742 |
| Net interest income | $10,073,000 | 1,821 |
| Provision for loan and lease losses | $2,800,000 | 884 |
| Total noninterest income | $2,391,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $917,000 | 1,467 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,474,000 | 1,543 |
| Total noninterest expense | $8,661,000 | 1,757 |
| Salaries and employee benefits | $3,990,000 | 1,659 |
| Premises and equipment expense | $1,184,000 | 1,781 |
| Additional noninterest expense | $3,487,000 | 1,757 |
| Pre-tax net operating income | $1,003,000 | 5,603 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $40,000 | 11,529 |
| Income before extraordinary items | $963,000 | 4,659 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $963,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,614,000 | 807 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $963,000 | 4,339 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.