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Bremer Bank, Net charge- offs to loans

2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0624%3,314
Percentage Net Loans Charged-off: Total real estate loans-0.0759%6,060
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.2035%6,199
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2157%1,413
Percentage Net Loans Charged-off: Home equity loans-0.0793%4,589
All other 1-4 family - Percent of loans charged-off, net0.3676%880
Percentage Net Loans Charged-off: Commercial and industrial0.2683%1,405
Percentage Net Loans Charged-off: Loans to individuals0.6927%1,251
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6927%1,150
Percentage Net Loans Charged-off: All other loans and lease0.0399%1,167
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0496%5,867
Percentage Net Loans Charged-off: Total real estate loans-0.1048%6,199
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.3018%6,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.3588%939
Percentage Net Loans Charged-off: Home equity loans-0.0761%4,602
All other 1-4 family - Percent of loans charged-off, net0.5849%585
Percentage Net Loans Charged-off: Commercial and industrial-0.0195%4,724
Percentage Net Loans Charged-off: Loans to individuals0.5324%1,464
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5324%1,331
Percentage Net Loans Charged-off: All other loans and lease0.0423%1,047
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0525%2,652
Percentage Net Loans Charged-off: Total real estate loans0.0252%2,237
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0062%5,660
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1340%1,422
Percentage Net Loans Charged-off: Home equity loans-0.1345%4,707
All other 1-4 family - Percent of loans charged-off, net0.2766%948
Percentage Net Loans Charged-off: Commercial and industrial0.0079%1,315
Percentage Net Loans Charged-off: Loans to individuals1.0486%846
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0486%762
Percentage Net Loans Charged-off: All other loans and lease0.0499%810
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0781%4,125
Percentage Net Loans Charged-off: Total real estate loans0.0764%3,405
Percentage Net Loans Charged-off:Construction & development-0.0181%5,355
Percentage Net Loans Charged-off: Commercial real estate-0.0420%6,162
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.4691%1,189
Percentage Net Loans Charged-off: Home equity loans0.3819%787
All other 1-4 family - Percent of loans charged-off, net0.5190%1,062
Percentage Net Loans Charged-off: Commercial and industrial0.0725%2,687
Percentage Net Loans Charged-off: Loans to individuals0.2089%3,117
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2089%2,976
Percentage Net Loans Charged-off: All other loans and lease0.0535%1,242
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0659%3,975
Percentage Net Loans Charged-off: Total real estate loans0.0352%3,661
Percentage Net Loans Charged-off:Construction & development-0.0237%5,418
Percentage Net Loans Charged-off: Commercial real estate-0.0377%6,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2690%1,752
Percentage Net Loans Charged-off: Home equity loans0.1884%975
All other 1-4 family - Percent of loans charged-off, net0.3152%1,522
Percentage Net Loans Charged-off: Commercial and industrial0.1246%2,181
Percentage Net Loans Charged-off: Loans to individuals0.2206%2,811
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2206%2,648
Percentage Net Loans Charged-off: All other loans and lease0.0228%1,290
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0617%3,822
Percentage Net Loans Charged-off: Total real estate loans0.1032%2,701
Percentage Net Loans Charged-off:Construction & development-0.0391%5,541
Percentage Net Loans Charged-off: Commercial real estate-0.0010%5,899
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.4753%1,139
Percentage Net Loans Charged-off: Home equity loans0.3479%739
All other 1-4 family - Percent of loans charged-off, net0.5512%950
Percentage Net Loans Charged-off: Commercial and industrial-0.0542%5,328
Percentage Net Loans Charged-off: Loans to individuals0.3737%2,075
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3737%1,945
Percentage Net Loans Charged-off: All other loans and lease0.0135%1,182
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0388%6,012
Percentage Net Loans Charged-off: Total real estate loans-0.0161%6,030
Percentage Net Loans Charged-off:Construction & development-0.0833%5,740
Percentage Net Loans Charged-off: Commercial real estate-0.0020%6,007
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0493%6,328
Percentage Net Loans Charged-off: Home equity loans-0.0289%4,716
All other 1-4 family - Percent of loans charged-off, net-0.0618%6,380
Percentage Net Loans Charged-off: Commercial and industrial-0.1369%5,773
Percentage Net Loans Charged-off: Loans to individuals0.3074%2,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3074%1,893
Percentage Net Loans Charged-off: All other loans and lease0.0135%948
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1189%4,502
Percentage Net Loans Charged-off: Total real estate loans0.3209%2,631
Percentage Net Loans Charged-off:Construction & development0.3506%1,932
Percentage Net Loans Charged-off: Commercial real estate0.1750%2,376
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.8178%1,118
Percentage Net Loans Charged-off: Home equity loans0.0833%1,631
All other 1-4 family - Percent of loans charged-off, net1.3093%642
Percentage Net Loans Charged-off: Commercial and industrial-0.4727%6,493
Percentage Net Loans Charged-off: Loans to individuals0.7807%1,701
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7807%1,566
Percentage Net Loans Charged-off: All other loans and lease0.0072%1,636
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1865%3,626
Percentage Net Loans Charged-off: Total real estate loans0.4176%2,137
Percentage Net Loans Charged-off:Construction & development0.5973%1,595
Percentage Net Loans Charged-off: Commercial real estate0.2378%1,937
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.9936%892
Percentage Net Loans Charged-off: Home equity loans0.1085%1,400
All other 1-4 family - Percent of loans charged-off, net1.6066%507
Percentage Net Loans Charged-off: Commercial and industrial-0.5199%6,582
Percentage Net Loans Charged-off: Loans to individuals0.9990%1,275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9990%1,153
Percentage Net Loans Charged-off: All other loans and lease0.0199%1,387
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0229%5,080
Percentage Net Loans Charged-off: Total real estate loans0.3064%2,418
Percentage Net Loans Charged-off:Construction & development0.9516%1,307
Percentage Net Loans Charged-off: Commercial real estate0.0915%2,082
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.7858%1,150
Percentage Net Loans Charged-off: Home equity loans0.0061%1,326
All other 1-4 family - Percent of loans charged-off, net1.3641%627
Percentage Net Loans Charged-off: Commercial and industrial-0.8710%6,728
Percentage Net Loans Charged-off: Loans to individuals0.7576%1,561
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7576%1,426
Percentage Net Loans Charged-off: All other loans and lease0.0076%1,250
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3060%2,440
Percentage Net Loans Charged-off: Total real estate loans0.4029%1,832
Percentage Net Loans Charged-off:Construction & development0.4873%1,136
Percentage Net Loans Charged-off: Commercial real estate0.1240%1,405
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.2284%693
Percentage Net Loans Charged-off: Home equity loans0.2382%845
All other 1-4 family - Percent of loans charged-off, net1.9914%417
Percentage Net Loans Charged-off: Commercial and industrial-0.0071%5,278
Percentage Net Loans Charged-off: Loans to individuals1.1297%1,035
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1297%931
Percentage Net Loans Charged-off: All other loans and lease0.0292%910
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5822%2,702
Percentage Net Loans Charged-off: Total real estate loans0.5425%2,522
Percentage Net Loans Charged-off:Construction & development2.1207%1,653
Percentage Net Loans Charged-off: Commercial real estate0.2768%2,507
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.7740%1,579
Percentage Net Loans Charged-off: Home equity loans0.7380%1,028
All other 1-4 family - Percent of loans charged-off, net0.8079%1,484
Percentage Net Loans Charged-off: Commercial and industrial0.7347%2,340
Percentage Net Loans Charged-off: Loans to individuals1.2944%1,319
Percentage Net Loans Charged-off: Credit card loans5.5249%185
Percentage Net Loans Charged-off: Other loans to individual1.2296%1,183
Percentage Net Loans Charged-off: All other loans and lease0.0400%1,522
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4786%2,821
Percentage Net Loans Charged-off: Total real estate loans0.5806%2,196
Percentage Net Loans Charged-off:Construction & development2.8908%1,291
Percentage Net Loans Charged-off: Commercial real estate0.3086%2,041
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.5915%1,807
Percentage Net Loans Charged-off: Home equity loans0.3261%1,270
All other 1-4 family - Percent of loans charged-off, net0.8557%1,330
Percentage Net Loans Charged-off: Commercial and industrial0.2231%3,006
Percentage Net Loans Charged-off: Loans to individuals1.0782%1,434
Percentage Net Loans Charged-off: Credit card loans1.9669%492
Percentage Net Loans Charged-off: Other loans to individual1.0393%1,232
Percentage Net Loans Charged-off: All other loans and lease0.0056%1,543
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4564%2,753
Percentage Net Loans Charged-off: Total real estate loans0.4765%2,345
Percentage Net Loans Charged-off:Construction & development1.8269%1,408
Percentage Net Loans Charged-off: Commercial real estate0.1521%2,158
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.9114%1,272
Percentage Net Loans Charged-off: Home equity loans0.5217%968
All other 1-4 family - Percent of loans charged-off, net1.3150%886
Percentage Net Loans Charged-off: Commercial and industrial0.3732%2,370
Percentage Net Loans Charged-off: Loans to individuals1.5756%970
Percentage Net Loans Charged-off: Credit card loans2.2099%445
Percentage Net Loans Charged-off: Other loans to individual1.5130%798
Percentage Net Loans Charged-off: All other loans and lease0.0084%1,326
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1963%3,325
Percentage Net Loans Charged-off: Total real estate loans0.2277%2,634
Percentage Net Loans Charged-off:Construction & development4.3118%693
Percentage Net Loans Charged-off: Commercial real estate0.1629%1,542
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.8657%7,386
Percentage Net Loans Charged-off: Home equity loans-0.0394%5,286
All other 1-4 family - Percent of loans charged-off, net-1.7270%7,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0038%5,728
Percentage Net Loans Charged-off: Loans to individuals1.4646%983
Percentage Net Loans Charged-off: Credit card loans2.9466%355
Percentage Net Loans Charged-off: Other loans to individual1.3689%813
Percentage Net Loans Charged-off: All other loans and lease0.0175%970
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0521%2,097
Percentage Net Loans Charged-off: Total real estate loans1.0236%1,873
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.9351%1,360
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.9818%649
Percentage Net Loans Charged-off: Home equity loans1.0203%859
All other 1-4 family - Percent of loans charged-off, net2.9979%407
Percentage Net Loans Charged-off: Commercial and industrial1.1410%2,389
Percentage Net Loans Charged-off: Loans to individuals2.6291%786
Percentage Net Loans Charged-off: Credit card loans5.6372%265
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0126%1,938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9529%2,088
Percentage Net Loans Charged-off: Total real estate loans0.8110%2,027
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.5791%1,622
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.9169%607
Percentage Net Loans Charged-off: Home equity loans0.6167%1,015
All other 1-4 family - Percent of loans charged-off, net3.3052%310
Percentage Net Loans Charged-off: Commercial and industrial1.3476%1,888
Percentage Net Loans Charged-off: Loans to individuals2.2641%901
Percentage Net Loans Charged-off: Credit card loans5.5923%269
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0225%1,689
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4821%3,096
Percentage Net Loans Charged-off: Total real estate loans0.2376%3,360
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.1231%2,212
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.6592%1,601
Percentage Net Loans Charged-off: Home equity loans0.4714%992
All other 1-4 family - Percent of loans charged-off, net0.8615%1,291
Percentage Net Loans Charged-off: Commercial and industrial0.8991%2,110
Percentage Net Loans Charged-off: Loans to individuals2.8779%695
Percentage Net Loans Charged-off: Credit card loans8.6811%151
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0497%1,388
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3343%3,074
Percentage Net Loans Charged-off: Total real estate loans0.0606%3,632
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0998%1,627
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0278%2,979
Percentage Net Loans Charged-off: Home equity loans-0.0089%5,555
All other 1-4 family - Percent of loans charged-off, net0.0676%2,638
Percentage Net Loans Charged-off: Commercial and industrial0.6985%1,792
Percentage Net Loans Charged-off: Loans to individuals3.2342%622
Percentage Net Loans Charged-off: Credit card loans15.2697%80
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1490%948
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7527%2,942
Percentage Net Loans Charged-off: Total real estate loans0.5562%2,754
Percentage Net Loans Charged-off:Construction & development1.0154%2,568
Percentage Net Loans Charged-off: Commercial real estate0.3249%2,109
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.8072%1,526
Percentage Net Loans Charged-off: Home equity loans0.5480%1,175
All other 1-4 family - Percent of loans charged-off, net1.0761%1,171
Percentage Net Loans Charged-off: Commercial and industrial1.0163%2,835
Percentage Net Loans Charged-off: Loans to individuals2.0320%1,320
Percentage Net Loans Charged-off: Credit card loans4.9801%408
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8882%1,033
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7857%2,399
Percentage Net Loans Charged-off: Total real estate loans0.6102%2,166
Percentage Net Loans Charged-off:Construction & development1.2305%2,047
Percentage Net Loans Charged-off: Commercial real estate0.3487%1,599
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.9509%1,126
Percentage Net Loans Charged-off: Home equity loans0.6532%907
All other 1-4 family - Percent of loans charged-off, net1.2599%869
Percentage Net Loans Charged-off: Commercial and industrial1.0428%2,324
Percentage Net Loans Charged-off: Loans to individuals1.4900%1,716
Percentage Net Loans Charged-off: Credit card loans4.2358%445
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0926%812
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0891%1,671
Percentage Net Loans Charged-off: Total real estate loans0.7705%1,651
Percentage Net Loans Charged-off:Construction & development1.7073%1,515
Percentage Net Loans Charged-off: Commercial real estate0.4775%1,068
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.0439%934
Percentage Net Loans Charged-off: Home equity loans0.6880%739
All other 1-4 family - Percent of loans charged-off, net1.4131%701
Percentage Net Loans Charged-off: Commercial and industrial1.6094%1,519
Percentage Net Loans Charged-off: Loans to individuals1.9124%1,257
Percentage Net Loans Charged-off: Credit card loans2.3516%661
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6023%599
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3426%2,715
Percentage Net Loans Charged-off: Total real estate loans0.2908%2,102
Percentage Net Loans Charged-off:Construction & development0.1264%1,718
Percentage Net Loans Charged-off: Commercial real estate0.2341%909
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.5670%1,136
Percentage Net Loans Charged-off: Home equity loans0.4396%611
All other 1-4 family - Percent of loans charged-off, net0.6972%927
Percentage Net Loans Charged-off: Commercial and industrial0.3443%2,052
Percentage Net Loans Charged-off: Loans to individuals1.7107%1,349
Percentage Net Loans Charged-off: Credit card loans1.3378%679
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0332%6,714
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3419%3,123
Percentage Net Loans Charged-off: Total real estate loans0.3229%2,232
Percentage Net Loans Charged-off:Construction & development0.4248%2,087
Percentage Net Loans Charged-off: Commercial real estate0.1159%1,690
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.7949%789
Percentage Net Loans Charged-off: Home equity loans0.9967%456
All other 1-4 family - Percent of loans charged-off, net0.6136%959
Percentage Net Loans Charged-off: Commercial and industrial0.1905%3,620
Percentage Net Loans Charged-off: Loans to individuals2.6557%672
Percentage Net Loans Charged-off: Credit card loans2.6414%568
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1867%7,108
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2491%2,906
Percentage Net Loans Charged-off: Total real estate loans0.2570%1,853
Percentage Net Loans Charged-off:Construction & development0.4913%1,448
Percentage Net Loans Charged-off: Commercial real estate0.1553%1,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.4377%1,005
Percentage Net Loans Charged-off: Home equity loans0.7560%428
All other 1-4 family - Percent of loans charged-off, net0.1604%1,795
Percentage Net Loans Charged-off: Commercial and industrial0.0814%3,376
Percentage Net Loans Charged-off: Loans to individuals2.2564%707
Percentage Net Loans Charged-off: Credit card loans3.6753%386
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2662%7,164
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1883%2,841
Percentage Net Loans Charged-off: Total real estate loans0.1984%1,741
Percentage Net Loans Charged-off:Construction & development0.5634%970
Percentage Net Loans Charged-off: Commercial real estate0.2042%731
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0798%2,077
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1461%1,546
Percentage Net Loans Charged-off: Commercial and industrial0.0695%2,797
Percentage Net Loans Charged-off: Loans to individuals1.9419%802
Percentage Net Loans Charged-off: Credit card loans4.2727%310
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4012%7,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2906%1,686
Percentage Net Loans Charged-off: Total real estate loans0.2921%994
Percentage Net Loans Charged-off:Construction & development1.1096%429
Percentage Net Loans Charged-off: Commercial real estate0.3007%390
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0047%7,724
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0083%7,758
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals2.3247%636
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4474%646
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0907%4,112
Percentage Net Loans Charged-off: Total real estate loans0.0830%2,332
Percentage Net Loans Charged-off:Construction & development0.3635%794
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1380%1,600
Percentage Net Loans Charged-off: Home equity loans0.1563%612
All other 1-4 family - Percent of loans charged-off, net0.1233%1,595
Percentage Net Loans Charged-off: Commercial and industrial0.0214%3,781
Percentage Net Loans Charged-off: Loans to individuals0.8115%2,037
Percentage Net Loans Charged-off: Credit card loans3.0544%388
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1009%1,387
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0940%3,303
Percentage Net Loans Charged-off: Total real estate loans0.0942%1,561
Percentage Net Loans Charged-off:Construction & development0.4668%405
Percentage Net Loans Charged-off: Commercial real estate-0.0015%7,751
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1244%1,246
Percentage Net Loans Charged-off: Home equity loans0.1398%482
All other 1-4 family - Percent of loans charged-off, net0.1117%1,252
Percentage Net Loans Charged-off: Commercial and industrial0.0224%3,106
Percentage Net Loans Charged-off: Loans to individuals0.6366%2,204
Percentage Net Loans Charged-off: Credit card loans3.9029%270
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1297%1,141
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0763%3,113
Percentage Net Loans Charged-off: Total real estate loans0.0811%1,355
Percentage Net Loans Charged-off:Construction & development0.4000%306
Percentage Net Loans Charged-off: Commercial real estate-0.0011%7,773
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0929%1,230
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1714%811
Percentage Net Loans Charged-off: Commercial and industrial0.0323%2,525
Percentage Net Loans Charged-off: Loans to individuals0.5763%2,168
Percentage Net Loans Charged-off: Credit card loans3.4215%320
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0180%3,807
Percentage Net Loans Charged-off: Total real estate loans-0.0012%7,452
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0023%7,885
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0081%6,683
Percentage Net Loans Charged-off: Loans to individuals0.6490%1,824
Percentage Net Loans Charged-off: Credit card loans9.6386%91
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0486%4,422
Percentage Net Loans Charged-off: Total real estate loans0.0516%1,948
Percentage Net Loans Charged-off:Construction & development0.0881%515
Percentage Net Loans Charged-off: Commercial real estate-0.0006%7,751
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1613%995
Percentage Net Loans Charged-off: Home equity loans0.3179%229
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial-0.0191%7,050
Percentage Net Loans Charged-off: Loans to individuals0.6447%2,337
Percentage Net Loans Charged-off: Credit card loans0.9728%915
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0222%4,659
Percentage Net Loans Charged-off: Total real estate loans0.0336%1,920
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1363%936
Percentage Net Loans Charged-off: Home equity loans0.2650%200
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.0364%7,066
Percentage Net Loans Charged-off: Loans to individuals0.3389%3,251
Percentage Net Loans Charged-off: Credit card loans1.0789%789
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0149%7,415
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.1159%7,443
Percentage Net Loans Charged-off: Loans to individuals0.5088%2,328
Percentage Net Loans Charged-off: Credit card loans2.6403%416
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0056%4,180
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0420%6,987
Percentage Net Loans Charged-off: Loans to individuals0.4805%2,214
Percentage Net Loans Charged-off: Credit card loans2.6446%419
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0032%294
Percentage Net Loans Charged-off: Total real estate loans0.0325%2,352
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0620%918
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.1043%3,294
Percentage Net Loans Charged-off: Loans to individuals0.7374%2,598
Percentage Net Loans Charged-off: Credit card loans1.3214%1,077
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease11.4601%99
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2981%199
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.1391%2,560
Percentage Net Loans Charged-off: Loans to individuals0.4704%3,226
Percentage Net Loans Charged-off: Credit card loans1.5409%876
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease15.0312%74
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0742%3,364
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.2150%1,960
Percentage Net Loans Charged-off: Loans to individuals0.2819%3,760
Percentage Net Loans Charged-off: Credit card loans2.3864%611
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0551%3,144
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.1338%1,563
Percentage Net Loans Charged-off: Loans to individuals0.3649%2,978
Percentage Net Loans Charged-off: Credit card loans3.4874%387
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0179%6,186
Percentage Net Loans Charged-off: Total real estate loans0.0167%3,163
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0672%1,955
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1598%1,148
Percentage Net Loans Charged-off: Commercial and industrial-0.0387%7,444
Percentage Net Loans Charged-off: Loans to individuals0.4357%4,139
Percentage Net Loans Charged-off: Credit card loans3.4495%561
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0104%6,029
Percentage Net Loans Charged-off: Total real estate loans0.0145%2,788
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0592%1,746
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1439%1,058
Percentage Net Loans Charged-off: Commercial and industrial-0.0600%7,403
Percentage Net Loans Charged-off: Loans to individuals0.4255%3,758
Percentage Net Loans Charged-off: Credit card loans4.3896%396
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0295%4,921
Percentage Net Loans Charged-off: Total real estate loans0.0224%2,198
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0932%1,263
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.2287%715
Percentage Net Loans Charged-off: Commercial and industrial-0.0106%6,893
Percentage Net Loans Charged-off: Loans to individuals0.4330%3,480
Percentage Net Loans Charged-off: Credit card loans2.9448%662
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0174%4,533
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.3952%3,245
Percentage Net Loans Charged-off: Credit card loans0.7201%1,009
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0829%5,147
Percentage Net Loans Charged-off: Total real estate loans0.0083%3,685
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0332%2,646
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0728%2,003
Percentage Net Loans Charged-off: Commercial and industrial0.1466%3,877
Percentage Net Loans Charged-off: Loans to individuals0.7185%3,285
Percentage Net Loans Charged-off: Credit card loans3.0131%856
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0634%5,064
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.1050%3,533
Percentage Net Loans Charged-off: Loans to individuals0.6362%3,256
Percentage Net Loans Charged-off: Credit card loans1.4172%1,301
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0670%4,599
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.1506%2,864
Percentage Net Loans Charged-off: Loans to individuals0.4335%3,852
Percentage Net Loans Charged-off: Credit card loans1.4218%1,216
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0057%5,394
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.1056%4,678
Percentage Net Loans Charged-off: Credit card loans3.5492%631
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4401%1,889
Percentage Net Loans Charged-off: Total real estate loans-0.0092%8,390
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0131%8,604
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0059%8,396
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0094%8,460
Percentage Net Loans Charged-off: Commercial and industrial0.5542%2,711
Percentage Net Loans Charged-off: Loans to individuals0.6385%3,638
Percentage Net Loans Charged-off: Credit card loans4.0219%686
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7328%337
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4329%1,889
Percentage Net Loans Charged-off: Total real estate loans-0.0046%8,430
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.0080%8,759
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial1.3094%1,454
Percentage Net Loans Charged-off: Loans to individuals0.3000%5,307
Percentage Net Loans Charged-off: Credit card loans5.7433%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0040%7,613
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0111%8,903
Percentage Net Loans Charged-off: Total real estate loans0.0133%724
Percentage Net Loans Charged-off:Construction & development0.5859%51
Percentage Net Loans Charged-off: Commercial real estate-0.0034%1,272
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial-0.1150%1,403
Percentage Net Loans Charged-off: Loans to individuals0.1579%1,163
Percentage Net Loans Charged-off: Credit card loans0.7571%825
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0217%1,302
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6176%1,053
Percentage Net Loans Charged-off: Total real estate loans0.8358%13
Percentage Net Loans Charged-off:Construction & development0.7793%38
Percentage Net Loans Charged-off: Commercial real estate1.3618%9
Percentage Net Loans Charged-off: Multi-family residential-0.0449%1,351
Percentage Net Loans Charged-off: 1-4 family residential0.1644%185
Percentage Net Loans Charged-off: Home equity loans0.4121%85
All other 1-4 family - Percent of loans charged-off, net0.0854%333
Percentage Net Loans Charged-off: Commercial and industrial0.2112%657
Percentage Net Loans Charged-off: Loans to individuals0.4775%823
Percentage Net Loans Charged-off: Credit card loans1.5039%661
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2743%233
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1115%4,886
Percentage Net Loans Charged-off: Total real estate loans0.1396%214
Percentage Net Loans Charged-off:Construction & development0.4805%58
Percentage Net Loans Charged-off: Commercial real estate0.0472%332
Percentage Net Loans Charged-off: Multi-family residential0.1212%100
Percentage Net Loans Charged-off: 1-4 family residential0.2743%93
Percentage Net Loans Charged-off: Home equity loans0.4278%82
All other 1-4 family - Percent of loans charged-off, net0.2284%111
Percentage Net Loans Charged-off: Commercial and industrial0.0192%920
Percentage Net Loans Charged-off: Loans to individuals0.2300%1,093
Percentage Net Loans Charged-off: Credit card loans0.7994%861
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0649%1,281
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0387%7,083
Percentage Net Loans Charged-off: Total real estate loans-0.0119%1,276
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0669%324
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.1305%1,445
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.1657%1,448
Percentage Net Loans Charged-off: Commercial and industrial-0.0318%1,199
Percentage Net Loans Charged-off: Loans to individuals0.3680%1,006
Percentage Net Loans Charged-off: Credit card loans3.0481%439
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2890%11,188
Percentage Net Loans Charged-off: Total real estate loans-0.0143%1,334
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0172%1,216
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0138%842
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0173%753
Percentage Net Loans Charged-off: Commercial and industrial-1.2587%1,434
Percentage Net Loans Charged-off: Loans to individuals0.2376%1,157
Percentage Net Loans Charged-off: Credit card loans4.4465%244
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2363%1,296
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0682%6,450
Percentage Net Loans Charged-off: Total real estate loans-0.1140%1,490
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate-0.0331%1,276
Percentage Net Loans Charged-off: Multi-family residential-0.8180%1,421
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%1,388
Percentage Net Loans Charged-off: Home equity loans-0.0524%1,312
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.4644%320
Percentage Net Loans Charged-off: Loans to individuals0.1414%1,179
Percentage Net Loans Charged-off: Credit card loans0.9016%848
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2570%3,383
Percentage Net Loans Charged-off: Total real estate loans-0.0564%1,388
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-0.1102%1,318
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential-0.0138%1,359
Percentage Net Loans Charged-off: Home equity loans-0.0144%1,223
All other 1-4 family - Percent of loans charged-off, net-0.0136%1,351
Percentage Net Loans Charged-off: Commercial and industrial1.2640%165
Percentage Net Loans Charged-off: Loans to individuals0.0588%1,232
Percentage Net Loans Charged-off: Credit card loans0.5879%852
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2439%4,854
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7693%940
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA