Home > Bremer Bank > Assets and Liabilities
Bremer Bank, Assets and Liabilities
| 2014-09-30 | Rank | |
| # of Employees: | 86 | 1,745 |
| Assets and Liabilities | ||
| Total Assets: | $673,718,000 | 1,022 |
| Cash and due from depository institutions | $9,508,000 | 1,745 |
| Interest-bearing balances | $12,000 | 6,311 |
| Securities | $87,562,000 | 1,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $548,920,000 | 817 |
| Loan loss allowance | $8,311,000 | 789 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,141,000 | 2,147 |
| Other real estate owned | $1,108,000 | 1,745 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $21,479,000 | 986 |
| Life insurance assets | $11,150,000 | 794 |
| Total liabilities and capital | $673,718,000 | 1,022 |
| Total liabilities | $608,169,000 | 1,008 |
| Total deposits | $540,435,000 | 1,032 |
| Interest-bearing deposits | $381,485,000 | 1,195 |
| Deposits held in domestic offices | $540,435,000 | 1,031 |
| % insured | 66.41% | 5,949 |
| Federal funds purchased & repurchase agreements | $64,752,000 | 256 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $2,982,000 | 1,518 |
| Total equity capital | $65,549,000 | 1,167 |
| Total bank equity capital | $65,549,000 | 1,166 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $6,000,000 | 666 |
| Surplus | $3,482,000 | 4,020 |
| Undivided profits | $56,067,000 | 690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $3,893,000 | 1,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,225,000 | 241 |
| Income earned, not collected on loans | $2,565,000 | 1,013 |
| Earning assets | $636,494,000 | 991 |
| Long-term assets (5+ years) | $95,108,000 | 2,135 |
| Average Assets, year-to-date | $694,084,250 | 974 |
| Average Assets, quarterly | $681,617,500 | 997 |
| Volatile liabilities | $73,483,000 | 702 |
| Insider loans | $17,056,000 | 320 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $2,553,000 | 676 |
| Unused loan commitments | $223,223,000 | 476 |
| Tier 1 (core) risk-based capital | $65,342,000 | 1,105 |
| Tier 2 risk-based capital | $7,434,000 | 724 |
| Total risk weighted assets | $593,197,000 | 791 |
| Total unused commitments | $223,223,000 | 477 |
| Derivatives | $15,690,000 | 579 |
| 2014-06-30 | Rank | |
| # of Employees: | 88 | 1,713 |
| Assets and Liabilities | ||
| Total Assets: | $689,517,000 | 987 |
| Cash and due from depository institutions | $16,244,000 | 1,713 |
| Interest-bearing balances | $6,000 | 6,406 |
| Securities | $89,545,000 | 1,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $553,818,000 | 804 |
| Loan loss allowance | $8,245,000 | 799 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $5,218,000 | 2,126 |
| Other real estate owned | $1,159,000 | 1,713 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $23,533,000 | 902 |
| Life insurance assets | $11,055,000 | 784 |
| Total liabilities and capital | $689,517,000 | 987 |
| Total liabilities | $626,359,000 | 968 |
| Total deposits | $546,265,000 | 1,015 |
| Interest-bearing deposits | $392,506,000 | 1,169 |
| Deposits held in domestic offices | $546,265,000 | 1,014 |
| % insured | 66.58% | 6,043 |
| Federal funds purchased & repurchase agreements | $27,208,000 | 433 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $50,000,000 | 599 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $2,886,000 | 1,495 |
| Total equity capital | $63,158,000 | 1,193 |
| Total bank equity capital | $63,158,000 | 1,192 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,000,000 | 675 |
| Surplus | $3,481,000 | 4,048 |
| Undivided profits | $53,677,000 | 718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $3,777,000 | 1,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,089,000 | 266 |
| Income earned, not collected on loans | $2,515,000 | 973 |
| Earning assets | $643,369,000 | 970 |
| Long-term assets (5+ years) | $98,404,000 | 2,087 |
| Average Assets, year-to-date | $700,873,000 | 964 |
| Average Assets, quarterly | $692,207,500 | 982 |
| Volatile liabilities | $86,739,000 | 611 |
| Insider loans | $12,328,000 | 472 |
| FHLB advances | $50,000,000 | 556 |
| Loans and leases held for sale | $3,360,000 | 609 |
| Unused loan commitments | $188,349,000 | 517 |
| Tier 1 (core) risk-based capital | $63,003,000 | 1,132 |
| Tier 2 risk-based capital | $7,498,000 | 714 |
| Total risk weighted assets | $598,460,000 | 778 |
| Total unused commitments | $188,349,000 | 518 |
| Derivatives | $17,676,000 | 572 |
| 2014-03-31 | Rank | |
| # of Employees: | 85 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $694,898,000 | 988 |
| Cash and due from depository institutions | $55,820,000 | 1,778 |
| Interest-bearing balances | $42,005,000 | 914 |
| Securities | $94,007,000 | 1,588 |
| Federal funds sold & reverse repurchase agreements | $2,060,000 | 1,614 |
| Net loans & leases | $514,766,000 | 844 |
| Loan loss allowance | $8,045,000 | 839 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,295,000 | 2,095 |
| Other real estate owned | $1,196,000 | 1,778 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $21,754,000 | 969 |
| Life insurance assets | $10,961,000 | 783 |
| Total liabilities and capital | $694,898,000 | 988 |
| Total liabilities | $633,372,000 | 970 |
| Total deposits | $607,497,000 | 933 |
| Interest-bearing deposits | $461,437,000 | 1,001 |
| Deposits held in domestic offices | $607,497,000 | 930 |
| % insured | 67.48% | 6,062 |
| Federal funds purchased & repurchase agreements | $7,730,000 | 903 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $18,145,000 | 375 |
| Total equity capital | $61,526,000 | 1,202 |
| Total bank equity capital | $61,526,000 | 1,201 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $6,000,000 | 686 |
| Surplus | $3,481,000 | 4,084 |
| Undivided profits | $52,045,000 | 715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,054,000 | 1,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 736 |
| Income earned, not collected on loans | $2,275,000 | 1,074 |
| Earning assets | $652,838,000 | 963 |
| Long-term assets (5+ years) | $97,415,000 | 2,090 |
| Average Assets, year-to-date | $706,551,000 | 960 |
| Average Assets, quarterly | $706,551,000 | 960 |
| Volatile liabilities | $17,252,000 | 2,127 |
| Insider loans | $12,328,000 | 471 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $3,129,000 | 514 |
| Unused loan commitments | $228,957,000 | 439 |
| Tier 1 (core) risk-based capital | $61,708,000 | 1,148 |
| Tier 2 risk-based capital | $7,033,000 | 763 |
| Total risk weighted assets | $560,991,000 | 816 |
| Total unused commitments | $228,957,000 | 439 |
| Derivatives | $14,812,000 | 568 |
| 2013-12-31 | Rank | |
| # of Employees: | 92 | 1,635 |
| Assets and Liabilities | ||
| Total Assets: | $718,204,000 | 944 |
| Cash and due from depository institutions | $98,811,000 | 1,635 |
| Interest-bearing balances | $84,005,000 | 410 |
| Securities | $76,794,000 | 1,900 |
| Federal funds sold & reverse repurchase agreements | $9,057,000 | 482 |
| Net loans & leases | $505,036,000 | 856 |
| Loan loss allowance | $8,113,000 | 847 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,410,000 | 2,075 |
| Other real estate owned | $1,197,000 | 1,635 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $21,899,000 | 976 |
| Life insurance assets | $10,899,000 | 773 |
| Total liabilities and capital | $718,204,000 | 944 |
| Total liabilities | $658,139,000 | 921 |
| Total deposits | $645,078,000 | 869 |
| Interest-bearing deposits | $476,843,000 | 957 |
| Deposits held in domestic offices | $645,078,000 | 865 |
| % insured | 62.30% | 6,390 |
| Federal funds purchased & repurchase agreements | $9,740,000 | 850 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $3,321,000 | 1,337 |
| Total equity capital | $60,065,000 | 1,203 |
| Total bank equity capital | $60,065,000 | 1,202 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $6,000,000 | 696 |
| Surplus | $3,481,000 | 4,121 |
| Undivided profits | $50,584,000 | 719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,449,000 | 1,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $137,000 | 710 |
| Income earned, not collected on loans | $2,310,000 | 1,120 |
| Earning assets | $674,892,000 | 913 |
| Long-term assets (5+ years) | $76,455,000 | 2,474 |
| Average Assets, year-to-date | $666,288,400 | 1,001 |
| Average Assets, quarterly | $679,581,000 | 992 |
| Volatile liabilities | $18,199,000 | 2,096 |
| Insider loans | $12,328,000 | 476 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $2,305,000 | 645 |
| Unused loan commitments | $205,995,000 | 458 |
| Tier 1 (core) risk-based capital | $60,659,000 | 1,153 |
| Tier 2 risk-based capital | $7,090,000 | 762 |
| Total risk weighted assets | $565,523,000 | 811 |
| Total unused commitments | $205,995,000 | 458 |
| Derivatives | $9,578,000 | 629 |
| 2013-09-30 | Rank | |
| # of Employees: | 97 | 1,549 |
| Assets and Liabilities | ||
| Total Assets: | $640,958,000 | 1,061 |
| Cash and due from depository institutions | $16,797,000 | 1,549 |
| Interest-bearing balances | $6,000 | 6,608 |
| Securities | $78,206,000 | 1,896 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $522,106,000 | 815 |
| Loan loss allowance | $8,180,000 | 858 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $5,502,000 | 2,055 |
| Other real estate owned | $1,197,000 | 1,549 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $17,150,000 | 1,187 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $640,958,000 | 1,061 |
| Total liabilities | $582,465,000 | 1,038 |
| Total deposits | $546,978,000 | 1,009 |
| Interest-bearing deposits | $402,169,000 | 1,143 |
| Deposits held in domestic offices | $546,978,000 | 1,007 |
| % insured | 72.67% | 5,930 |
| Federal funds purchased & repurchase agreements | $29,451,000 | 433 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $6,036,000 | 910 |
| Total equity capital | $58,493,000 | 1,245 |
| Total bank equity capital | $58,493,000 | 1,244 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $6,000,000 | 706 |
| Surplus | $3,481,000 | 4,155 |
| Undivided profits | $49,012,000 | 744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,543,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $2,321,000 | 1,130 |
| Earning assets | $600,318,000 | 1,034 |
| Long-term assets (5+ years) | $77,090,000 | 2,453 |
| Average Assets, year-to-date | $653,309,500 | 1,025 |
| Average Assets, quarterly | $629,038,500 | 1,069 |
| Volatile liabilities | $37,398,000 | 1,168 |
| Insider loans | $14,099,000 | 404 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $3,345,000 | 586 |
| Unused loan commitments | $207,176,000 | 467 |
| Tier 1 (core) risk-based capital | $60,462,000 | 1,156 |
| Tier 2 risk-based capital | $7,238,000 | 743 |
| Total risk weighted assets | $577,510,000 | 794 |
| Total unused commitments | $207,176,000 | 467 |
| Derivatives | $15,842,000 | 559 |
| 2013-06-30 | Rank | |
| # of Employees: | 97 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $617,119,000 | 1,083 |
| Cash and due from depository institutions | $13,301,000 | 1,562 |
| Interest-bearing balances | $7,000 | 6,658 |
| Securities | $68,872,000 | 2,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $518,069,000 | 807 |
| Loan loss allowance | $7,886,000 | 897 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,588,000 | 2,018 |
| Other real estate owned | $1,197,000 | 1,562 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $10,092,000 | 1,801 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $617,120,000 | 1,083 |
| Total liabilities | $558,692,000 | 1,075 |
| Total deposits | $527,201,000 | 1,043 |
| Interest-bearing deposits | $384,881,000 | 1,186 |
| Deposits held in domestic offices | $527,201,000 | 1,042 |
| % insured | 74.70% | 5,804 |
| Federal funds purchased & repurchase agreements | $27,076,000 | 452 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $35,000 | 3,907 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $4,380,000 | 1,136 |
| Total equity capital | $58,428,000 | 1,242 |
| Total bank equity capital | $58,428,000 | 1,240 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $6,000,000 | 706 |
| Surplus | $3,481,000 | 4,169 |
| Undivided profits | $48,947,000 | 747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,971,000 | 1,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $450,000 | 458 |
| Income earned, not collected on loans | $2,332,000 | 1,095 |
| Earning assets | $586,948,000 | 1,045 |
| Long-term assets (5+ years) | $69,388,000 | 2,599 |
| Average Assets, year-to-date | $657,426,670 | 1,022 |
| Average Assets, quarterly | $645,373,000 | 1,041 |
| Volatile liabilities | $37,712,000 | 1,123 |
| Insider loans | $14,099,000 | 393 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $5,695,000 | 566 |
| Unused loan commitments | $246,995,000 | 396 |
| Tier 1 (core) risk-based capital | $60,230,000 | 1,156 |
| Tier 2 risk-based capital | $6,905,000 | 766 |
| Total risk weighted assets | $550,794,000 | 805 |
| Total unused commitments | $246,995,000 | 396 |
| Derivatives | $28,830,000 | 495 |
| 2013-03-31 | Rank | |
| # of Employees: | 93 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $673,627,000 | 1,003 |
| Cash and due from depository institutions | $79,162,000 | 1,629 |
| Interest-bearing balances | $64,003,000 | 712 |
| Securities | $70,266,000 | 2,070 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $504,893,000 | 821 |
| Loan loss allowance | $7,704,000 | 941 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,659,000 | 2,011 |
| Other real estate owned | $3,216,000 | 1,629 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $10,431,000 | 1,736 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $673,627,000 | 1,003 |
| Total liabilities | $615,055,000 | 970 |
| Total deposits | $595,290,000 | 942 |
| Interest-bearing deposits | $448,583,000 | 1,030 |
| Deposits held in domestic offices | $595,290,000 | 939 |
| % insured | 70.04% | 6,276 |
| Federal funds purchased & repurchase agreements | $14,789,000 | 669 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $4,976,000 | 1,038 |
| Total equity capital | $58,572,000 | 1,256 |
| Total bank equity capital | $58,572,000 | 1,255 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $6,000,000 | 718 |
| Surplus | $3,482,000 | 4,206 |
| Undivided profits | $49,090,000 | 770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $6,069,000 | 1,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $683,000 | 382 |
| Income earned, not collected on loans | $2,342,000 | 1,067 |
| Earning assets | $639,162,000 | 968 |
| Long-term assets (5+ years) | $72,221,000 | 2,490 |
| Average Assets, year-to-date | $677,580,500 | 993 |
| Average Assets, quarterly | $677,580,500 | 993 |
| Volatile liabilities | $26,684,000 | 1,546 |
| Insider loans | $12,274,000 | 466 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $3,069,000 | 776 |
| Unused loan commitments | $150,307,000 | 566 |
| Tier 1 (core) risk-based capital | $59,807,000 | 1,149 |
| Tier 2 risk-based capital | $6,674,000 | 791 |
| Total risk weighted assets | $532,321,000 | 826 |
| Total unused commitments | $150,307,000 | 566 |
| Derivatives | $20,854,000 | 554 |
| 2012-12-31 | Rank | |
| # of Employees: | 92 | 1,646 |
| Assets and Liabilities | ||
| Total Assets: | $681,534,000 | 993 |
| Cash and due from depository institutions | $72,813,000 | 1,646 |
| Interest-bearing balances | $51,003,000 | 837 |
| Securities | $76,189,000 | 1,906 |
| Federal funds sold & reverse repurchase agreements | $3,444,000 | 1,419 |
| Net loans & leases | $509,893,000 | 813 |
| Loan loss allowance | $7,655,000 | 941 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,770,000 | 1,979 |
| Other real estate owned | $3,140,000 | 1,646 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $10,285,000 | 1,757 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $681,533,000 | 993 |
| Total liabilities | $625,336,000 | 959 |
| Total deposits | $606,136,000 | 922 |
| Interest-bearing deposits | $442,793,000 | 1,040 |
| Deposits held in domestic offices | $606,136,000 | 920 |
| % insured | 80.46% | 5,830 |
| Federal funds purchased & repurchase agreements | $14,553,000 | 690 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $4,647,000 | 1,128 |
| Total equity capital | $56,197,000 | 1,300 |
| Total bank equity capital | $56,197,000 | 1,298 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $6,000,000 | 721 |
| Surplus | $3,481,000 | 4,239 |
| Undivided profits | $46,716,000 | 802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $7,133,000 | 1,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $893,000 | 307 |
| Income earned, not collected on loans | $2,123,000 | 1,223 |
| Earning assets | $640,529,000 | 957 |
| Long-term assets (5+ years) | $77,573,000 | 2,326 |
| Average Assets, year-to-date | $616,675,600 | 1,076 |
| Average Assets, quarterly | $650,087,500 | 1,038 |
| Volatile liabilities | $27,507,000 | 1,569 |
| Insider loans | $12,391,000 | 466 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $8,815,000 | 558 |
| Unused loan commitments | $187,621,000 | 457 |
| Tier 1 (core) risk-based capital | $57,291,000 | 1,188 |
| Tier 2 risk-based capital | $6,758,000 | 783 |
| Total risk weighted assets | $539,131,000 | 820 |
| Total unused commitments | $187,621,000 | 457 |
| Derivatives | $44,394,000 | 402 |
| 2012-09-30 | Rank | |
| # of Employees: | 92 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $618,641,000 | 1,088 |
| Cash and due from depository institutions | $23,021,000 | 1,641 |
| Interest-bearing balances | $10,003,000 | 3,053 |
| Securities | $80,790,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $495,727,000 | 828 |
| Loan loss allowance | $7,089,000 | 1,045 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,767,000 | 2,013 |
| Other real estate owned | $3,316,000 | 1,641 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $10,020,000 | 1,804 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $618,640,000 | 1,088 |
| Total liabilities | $561,867,000 | 1,073 |
| Total deposits | $543,268,000 | 1,002 |
| Interest-bearing deposits | $400,686,000 | 1,152 |
| Deposits held in domestic offices | $543,268,000 | 1,001 |
| % insured | 84.70% | 5,214 |
| Federal funds purchased & repurchase agreements | $14,963,000 | 698 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,636,000 | 1,399 |
| Total equity capital | $56,773,000 | 1,305 |
| Total bank equity capital | $56,773,000 | 1,303 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,000,000 | 733 |
| Surplus | $3,481,000 | 4,282 |
| Undivided profits | $47,292,000 | 799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,875,000 | 1,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $803,000 | 343 |
| Income earned, not collected on loans | $2,417,000 | 1,147 |
| Earning assets | $586,520,000 | 1,058 |
| Long-term assets (5+ years) | $83,475,000 | 2,201 |
| Average Assets, year-to-date | $600,461,000 | 1,114 |
| Average Assets, quarterly | $605,830,000 | 1,106 |
| Volatile liabilities | $28,153,000 | 1,554 |
| Insider loans | $13,206,000 | 428 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $10,668,000 | 471 |
| Unused loan commitments | $198,060,000 | 443 |
| Tier 1 (core) risk-based capital | $56,773,000 | 1,197 |
| Tier 2 risk-based capital | $6,539,000 | 810 |
| Total risk weighted assets | $521,938,000 | 839 |
| Total unused commitments | $198,060,000 | 443 |
| Derivatives | $46,612,000 | 406 |
| 2012-06-30 | Rank | |
| # of Employees: | 91 | 1,655 |
| Assets and Liabilities | ||
| Total Assets: | $593,019,000 | 1,134 |
| Cash and due from depository institutions | $10,674,000 | 1,655 |
| Interest-bearing balances | $5,000 | 6,882 |
| Securities | $84,225,000 | 1,743 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $479,814,000 | 852 |
| Loan loss allowance | $7,287,000 | 1,022 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,715,000 | 2,029 |
| Other real estate owned | $2,927,000 | 1,655 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $9,664,000 | 1,863 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $593,020,000 | 1,134 |
| Total liabilities | $535,522,000 | 1,115 |
| Total deposits | $498,906,000 | 1,105 |
| Interest-bearing deposits | $367,809,000 | 1,260 |
| Deposits held in domestic offices | $498,906,000 | 1,102 |
| % insured | 82.28% | 5,815 |
| Federal funds purchased & repurchase agreements | $32,521,000 | 404 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $4,095,000 | 1,236 |
| Total equity capital | $57,498,000 | 1,258 |
| Total bank equity capital | $57,498,000 | 1,257 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $6,000,000 | 749 |
| Surplus | $3,481,000 | 4,296 |
| Undivided profits | $48,017,000 | 766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $5,844,000 | 1,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $689,000 | 388 |
| Income earned, not collected on loans | $2,309,000 | 1,135 |
| Earning assets | $564,044,000 | 1,085 |
| Long-term assets (5+ years) | $86,320,000 | 2,105 |
| Average Assets, year-to-date | $594,401,000 | 1,128 |
| Average Assets, quarterly | $587,277,500 | 1,151 |
| Volatile liabilities | $45,573,000 | 1,011 |
| Insider loans | $14,326,000 | 375 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $6,723,000 | 522 |
| Unused loan commitments | $186,165,000 | 459 |
| Tier 1 (core) risk-based capital | $57,598,000 | 1,156 |
| Tier 2 risk-based capital | $6,358,000 | 833 |
| Total risk weighted assets | $507,045,000 | 862 |
| Total unused commitments | $186,165,000 | 459 |
| Derivatives | $41,096,000 | 411 |
| 2012-03-31 | Rank | |
| # of Employees: | 90 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $581,536,000 | 1,171 |
| Cash and due from depository institutions | $8,986,000 | 1,665 |
| Interest-bearing balances | $18,000 | 6,874 |
| Securities | $87,194,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $466,584,000 | 859 |
| Loan loss allowance | $6,979,000 | 1,105 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,659,000 | 2,054 |
| Other real estate owned | $3,015,000 | 1,665 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $10,098,000 | 1,802 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $581,536,000 | 1,171 |
| Total liabilities | $523,812,000 | 1,162 |
| Total deposits | $488,445,000 | 1,142 |
| Interest-bearing deposits | $369,234,000 | 1,273 |
| Deposits held in domestic offices | $488,445,000 | 1,140 |
| % insured | 81.33% | 5,996 |
| Federal funds purchased & repurchase agreements | $30,845,000 | 434 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,522,000 | 1,124 |
| Total equity capital | $57,724,000 | 1,231 |
| Total bank equity capital | $57,724,000 | 1,230 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $6,000,000 | 762 |
| Surplus | $3,481,000 | 4,325 |
| Undivided profits | $48,243,000 | 750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,684,000 | 1,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $663,000 | 398 |
| Income earned, not collected on loans | $2,293,000 | 1,152 |
| Earning assets | $553,796,000 | 1,115 |
| Long-term assets (5+ years) | $86,997,000 | 2,091 |
| Average Assets, year-to-date | $595,092,000 | 1,126 |
| Average Assets, quarterly | $595,092,000 | 1,126 |
| Volatile liabilities | $41,604,000 | 1,126 |
| Insider loans | $14,444,000 | 369 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $3,125,000 | 774 |
| Unused loan commitments | $170,051,000 | 479 |
| Tier 1 (core) risk-based capital | $58,016,000 | 1,130 |
| Tier 2 risk-based capital | $6,193,000 | 850 |
| Total risk weighted assets | $494,043,000 | 872 |
| Total unused commitments | $170,051,000 | 479 |
| Derivatives | $22,692,000 | 495 |
| 2011-12-31 | Rank | |
| # of Employees: | 95 | 1,567 |
| Assets and Liabilities | ||
| Total Assets: | $608,648,000 | 1,099 |
| Cash and due from depository institutions | $30,836,000 | 1,567 |
| Interest-bearing balances | $18,005,000 | 2,014 |
| Securities | $88,301,000 | 1,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $470,873,000 | 870 |
| Loan loss allowance | $7,343,000 | 1,046 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,706,000 | 2,043 |
| Other real estate owned | $2,927,000 | 1,567 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $10,005,000 | 1,839 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $608,648,000 | 1,099 |
| Total liabilities | $550,073,000 | 1,089 |
| Total deposits | $523,984,000 | 1,030 |
| Interest-bearing deposits | $399,129,000 | 1,159 |
| Deposits held in domestic offices | $523,984,000 | 1,026 |
| % insured | 76.39% | 6,611 |
| Federal funds purchased & repurchase agreements | $22,310,000 | 551 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $14,000 | 4,458 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,765,000 | 1,303 |
| Total equity capital | $58,575,000 | 1,210 |
| Total bank equity capital | $58,575,000 | 1,210 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $6,000,000 | 765 |
| Surplus | $3,481,000 | 4,347 |
| Undivided profits | $49,094,000 | 726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,940,000 | 1,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $675,000 | 390 |
| Income earned, not collected on loans | $2,205,000 | 1,258 |
| Earning assets | $577,179,000 | 1,048 |
| Long-term assets (5+ years) | $87,078,000 | 1,749 |
| Average Assets, year-to-date | $585,024,200 | 1,129 |
| Average Assets, quarterly | $599,087,500 | 1,114 |
| Volatile liabilities | $36,987,000 | 1,352 |
| Insider loans | $14,603,000 | 363 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $8,097,000 | 411 |
| Unused loan commitments | $177,994,000 | 450 |
| Tier 1 (core) risk-based capital | $58,536,000 | 1,113 |
| Tier 2 risk-based capital | $6,230,000 | 860 |
| Total risk weighted assets | $496,658,000 | 879 |
| Total unused commitments | $177,994,000 | 450 |
| Derivatives | $22,604,000 | 415 |
| 2011-09-30 | Rank | |
| # of Employees: | 96 | 1,550 |
| Assets and Liabilities | ||
| Total Assets: | $589,527,000 | 1,139 |
| Cash and due from depository institutions | $24,703,000 | 1,550 |
| Interest-bearing balances | $12,005,000 | 2,723 |
| Securities | $90,448,000 | 1,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $458,495,000 | 892 |
| Loan loss allowance | $7,618,000 | 1,039 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,513,000 | 2,533 |
| Other real estate owned | $2,268,000 | 1,550 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $9,100,000 | 2,000 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $589,527,000 | 1,139 |
| Total liabilities | $529,210,000 | 1,134 |
| Total deposits | $489,599,000 | 1,120 |
| Interest-bearing deposits | $376,514,000 | 1,244 |
| Deposits held in domestic offices | $489,599,000 | 1,116 |
| % insured | 78.90% | 6,461 |
| Federal funds purchased & repurchase agreements | $36,091,000 | 423 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $17,000 | 4,626 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,503,000 | 1,386 |
| Total equity capital | $60,317,000 | 1,182 |
| Total bank equity capital | $60,317,000 | 1,182 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,000,000 | 776 |
| Surplus | $3,481,000 | 4,387 |
| Undivided profits | $50,836,000 | 702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $9,805,000 | 1,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $676,000 | 396 |
| Income earned, not collected on loans | $2,301,000 | 1,261 |
| Earning assets | $560,948,000 | 1,083 |
| Long-term assets (5+ years) | $93,744,000 | 1,578 |
| Average Assets, year-to-date | $579,118,250 | 1,145 |
| Average Assets, quarterly | $581,316,500 | 1,144 |
| Volatile liabilities | $50,891,000 | 1,044 |
| Insider loans | $14,112,000 | 396 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $4,812,000 | 510 |
| Unused loan commitments | $172,939,000 | 469 |
| Tier 1 (core) risk-based capital | $59,640,000 | 1,093 |
| Tier 2 risk-based capital | $6,032,000 | 878 |
| Total risk weighted assets | $480,266,000 | 905 |
| Total unused commitments | $172,939,000 | 470 |
| Derivatives | $32,476,000 | 395 |
| 2011-06-30 | Rank | |
| # of Employees: | 98 | 1,544 |
| Assets and Liabilities | ||
| Total Assets: | $573,106,000 | 1,171 |
| Cash and due from depository institutions | $11,362,000 | 1,544 |
| Interest-bearing balances | $5,000 | 6,981 |
| Securities | $93,845,000 | 1,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $453,778,000 | 927 |
| Loan loss allowance | $7,497,000 | 1,073 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,354,000 | 3,153 |
| Other real estate owned | $1,630,000 | 1,544 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $9,137,000 | 2,017 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $573,106,000 | 1,171 |
| Total liabilities | $512,027,000 | 1,177 |
| Total deposits | $473,266,000 | 1,153 |
| Interest-bearing deposits | $373,587,000 | 1,256 |
| Deposits held in domestic offices | $473,266,000 | 1,149 |
| % insured | 78.07% | 6,618 |
| Federal funds purchased & repurchase agreements | $36,236,000 | 424 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,525,000 | 1,683 |
| Total equity capital | $61,079,000 | 1,134 |
| Total bank equity capital | $61,079,000 | 1,133 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,000,000 | 789 |
| Surplus | $3,481,000 | 4,426 |
| Undivided profits | $51,598,000 | 660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $8,953,000 | 1,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,035,000 | 293 |
| Income earned, not collected on loans | $2,345,000 | 1,198 |
| Earning assets | $547,628,000 | 1,106 |
| Long-term assets (5+ years) | $95,705,000 | 1,520 |
| Average Assets, year-to-date | $575,648,670 | 1,162 |
| Average Assets, quarterly | $577,481,500 | 1,161 |
| Volatile liabilities | $50,482,000 | 1,067 |
| Insider loans | $14,266,000 | 386 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $2,654,000 | 526 |
| Unused loan commitments | $171,267,000 | 474 |
| Tier 1 (core) risk-based capital | $60,544,000 | 1,061 |
| Tier 2 risk-based capital | $6,098,000 | 877 |
| Total risk weighted assets | $485,785,000 | 904 |
| Total unused commitments | $171,267,000 | 474 |
| Derivatives | $16,890,000 | 419 |
| 2011-03-31 | Rank | |
| # of Employees: | 100 | 1,506 |
| Assets and Liabilities | ||
| Total Assets: | $581,857,000 | 1,164 |
| Cash and due from depository institutions | $10,523,000 | 1,506 |
| Interest-bearing balances | $5,000 | 7,022 |
| Securities | $95,115,000 | 1,473 |
| Federal funds sold & reverse repurchase agreements | $23,065,000 | 277 |
| Net loans & leases | $437,172,000 | 970 |
| Loan loss allowance | $7,589,000 | 1,077 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,431,000 | 3,131 |
| Other real estate owned | $2,987,000 | 1,506 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $9,564,000 | 1,978 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $581,857,000 | 1,164 |
| Total liabilities | $519,124,000 | 1,172 |
| Total deposits | $495,845,000 | 1,107 |
| Interest-bearing deposits | $393,421,000 | 1,212 |
| Deposits held in domestic offices | $495,845,000 | 1,106 |
| % insured | 76.90% | 6,746 |
| Federal funds purchased & repurchase agreements | $19,227,000 | 654 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,052,000 | 1,176 |
| Total equity capital | $62,733,000 | 1,084 |
| Total bank equity capital | $62,733,000 | 1,082 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,000,000 | 798 |
| Surplus | $3,481,000 | 4,463 |
| Undivided profits | $53,252,000 | 613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $8,490,000 | 1,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $723,000 | 377 |
| Income earned, not collected on loans | $2,228,000 | 1,274 |
| Earning assets | $555,357,000 | 1,104 |
| Long-term assets (5+ years) | $95,083,000 | 1,507 |
| Average Assets, year-to-date | $576,920,000 | 1,165 |
| Average Assets, quarterly | $576,920,000 | 1,165 |
| Volatile liabilities | $34,934,000 | 1,494 |
| Insider loans | $14,406,000 | 388 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $2,056,000 | 549 |
| Unused loan commitments | $172,902,000 | 469 |
| Tier 1 (core) risk-based capital | $62,534,000 | 1,025 |
| Tier 2 risk-based capital | $5,958,000 | 923 |
| Total risk weighted assets | $474,360,000 | 938 |
| Total unused commitments | $172,902,000 | 470 |
| Derivatives | $12,716,000 | 429 |
| 2010-12-31 | Rank | |
| # of Employees: | 101 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $571,983,000 | 1,183 |
| Cash and due from depository institutions | $8,705,000 | 1,503 |
| Interest-bearing balances | $5,000 | 7,056 |
| Securities | $89,123,000 | 1,497 |
| Federal funds sold & reverse repurchase agreements | $4,714,000 | 1,534 |
| Net loans & leases | $452,723,000 | 963 |
| Loan loss allowance | $7,086,000 | 1,139 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,496,000 | 3,132 |
| Other real estate owned | $3,335,000 | 1,503 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $9,887,000 | 1,949 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $571,983,000 | 1,183 |
| Total liabilities | $508,323,000 | 1,189 |
| Total deposits | $479,957,000 | 1,137 |
| Interest-bearing deposits | $378,575,000 | 1,253 |
| Deposits held in domestic offices | $479,957,000 | 1,135 |
| % insured | 79.85% | 6,438 |
| Federal funds purchased & repurchase agreements | $25,100,000 | 568 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,266,000 | 1,378 |
| Total equity capital | $63,660,000 | 1,058 |
| Total bank equity capital | $63,660,000 | 1,057 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,000,000 | 802 |
| Surplus | $3,482,000 | 4,509 |
| Undivided profits | $54,178,000 | 583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $9,552,000 | 1,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $517,000 | 521 |
| Income earned, not collected on loans | $2,247,000 | 1,300 |
| Earning assets | $546,565,000 | 1,124 |
| Long-term assets (5+ years) | $89,746,000 | 1,531 |
| Average Assets, year-to-date | $601,035,200 | 1,111 |
| Average Assets, quarterly | $572,926,500 | 1,187 |
| Volatile liabilities | $53,893,000 | 2,353 |
| Insider loans | $6,669,000 | 1,030 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $3,675,000 | 671 |
| Unused loan commitments | $178,589,000 | 464 |
| Tier 1 (core) risk-based capital | $63,371,000 | 1,008 |
| Tier 2 risk-based capital | $6,035,000 | 937 |
| Total risk weighted assets | $481,053,000 | 942 |
| Total unused commitments | $178,589,000 | 464 |
| Derivatives | $9,418,000 | 547 |
| 2010-09-30 | Rank | |
| # of Employees: | 101 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $573,870,000 | 1,196 |
| Cash and due from depository institutions | $5,836,000 | 1,519 |
| Interest-bearing balances | $6,000 | 7,106 |
| Securities | $89,534,000 | 1,465 |
| Federal funds sold & reverse repurchase agreements | $5,731,000 | 1,363 |
| Net loans & leases | $455,998,000 | 978 |
| Loan loss allowance | $7,425,000 | 1,119 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,427,000 | 3,191 |
| Other real estate owned | $3,479,000 | 1,519 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $9,865,000 | 1,977 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $573,870,000 | 1,196 |
| Total liabilities | $508,880,000 | 1,201 |
| Total deposits | $477,564,000 | 1,151 |
| Interest-bearing deposits | $382,887,000 | 1,252 |
| Deposits held in domestic offices | $477,564,000 | 1,149 |
| % insured | 70.80% | 7,065 |
| Federal funds purchased & repurchase agreements | $28,614,000 | 510 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,702,000 | 1,748 |
| Total equity capital | $64,990,000 | 1,054 |
| Total bank equity capital | $64,990,000 | 1,053 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,000,000 | 808 |
| Surplus | $3,481,000 | 4,551 |
| Undivided profits | $55,509,000 | 589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $9,724,000 | 1,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $665,000 | 449 |
| Income earned, not collected on loans | $2,389,000 | 1,308 |
| Earning assets | $551,269,000 | 1,124 |
| Long-term assets (5+ years) | $87,188,000 | 1,570 |
| Average Assets, year-to-date | $608,298,250 | 1,103 |
| Average Assets, quarterly | $588,381,500 | 1,152 |
| Volatile liabilities | $63,196,000 | 2,128 |
| Insider loans | $7,045,000 | 1,005 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $4,554,000 | 628 |
| Unused loan commitments | $176,803,000 | 461 |
| Tier 1 (core) risk-based capital | $64,140,000 | 984 |
| Tier 2 risk-based capital | $6,101,000 | 942 |
| Total risk weighted assets | $486,054,000 | 942 |
| Total unused commitments | $176,803,000 | 461 |
| Derivatives | $44,602,000 | 327 |
| 2010-06-30 | Rank | |
| # of Employees: | 102 | 1,517 |
| Assets and Liabilities | ||
| Total Assets: | $602,893,000 | 1,127 |
| Cash and due from depository institutions | $11,428,000 | 1,517 |
| Interest-bearing balances | $6,000 | 7,109 |
| Securities | $94,506,000 | 1,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $479,559,000 | 924 |
| Loan loss allowance | $8,718,000 | 955 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,487,000 | 3,186 |
| Other real estate owned | $4,234,000 | 1,517 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $9,679,000 | 2,044 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $602,893,000 | 1,127 |
| Total liabilities | $536,943,000 | 1,144 |
| Total deposits | $480,355,000 | 1,145 |
| Interest-bearing deposits | $394,976,000 | 1,218 |
| Deposits held in domestic offices | $480,355,000 | 1,143 |
| % insured | 73.75% | 6,928 |
| Federal funds purchased & repurchase agreements | $53,841,000 | 342 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,747,000 | 1,668 |
| Total equity capital | $65,950,000 | 1,030 |
| Total bank equity capital | $65,950,000 | 1,029 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,000,000 | 817 |
| Surplus | $3,481,000 | 4,578 |
| Undivided profits | $56,469,000 | 560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $7,162,000 | 1,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,283,000 | 174 |
| Income earned, not collected on loans | $2,536,000 | 1,184 |
| Earning assets | $574,071,000 | 1,071 |
| Long-term assets (5+ years) | $93,257,000 | 1,470 |
| Average Assets, year-to-date | $619,774,330 | 1,088 |
| Average Assets, quarterly | $609,693,000 | 1,113 |
| Volatile liabilities | $86,177,000 | 1,660 |
| Insider loans | $7,268,000 | 994 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $3,182,000 | 592 |
| Unused loan commitments | $150,054,000 | 506 |
| Tier 1 (core) risk-based capital | $65,134,000 | 967 |
| Tier 2 risk-based capital | $6,430,000 | 904 |
| Total risk weighted assets | $511,397,000 | 915 |
| Total unused commitments | $150,054,000 | 506 |
| Derivatives | $20,090,000 | 402 |
| 2010-03-31 | Rank | |
| # of Employees: | 101 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $616,493,000 | 1,117 |
| Cash and due from depository institutions | $10,009,000 | 1,536 |
| Interest-bearing balances | $6,000 | 7,182 |
| Securities | $103,555,000 | 1,271 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $484,521,000 | 946 |
| Loan loss allowance | $8,697,000 | 984 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,541,000 | 3,216 |
| Other real estate owned | $4,665,000 | 1,536 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $10,202,000 | 2,003 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $616,492,000 | 1,117 |
| Total liabilities | $550,682,000 | 1,133 |
| Total deposits | $506,772,000 | 1,108 |
| Interest-bearing deposits | $421,826,000 | 1,169 |
| Deposits held in domestic offices | $506,772,000 | 1,106 |
| % insured | 71.82% | 7,159 |
| Federal funds purchased & repurchase agreements | $40,310,000 | 425 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,600,000 | 1,348 |
| Total equity capital | $65,810,000 | 1,022 |
| Total bank equity capital | $65,810,000 | 1,020 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,000,000 | 833 |
| Surplus | $3,481,000 | 4,641 |
| Undivided profits | $56,329,000 | 554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,366,000 | 1,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,693,000 | 151 |
| Income earned, not collected on loans | $2,519,000 | 1,232 |
| Earning assets | $588,082,000 | 1,067 |
| Long-term assets (5+ years) | $102,500,000 | 1,350 |
| Average Assets, year-to-date | $628,215,000 | 1,099 |
| Average Assets, quarterly | $628,215,000 | 1,099 |
| Volatile liabilities | $75,302,000 | 1,944 |
| Insider loans | $7,367,000 | 1,022 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $2,106,000 | 609 |
| Unused loan commitments | $172,690,000 | 479 |
| Tier 1 (core) risk-based capital | $65,105,000 | 960 |
| Tier 2 risk-based capital | $6,513,000 | 923 |
| Total risk weighted assets | $518,129,000 | 933 |
| Total unused commitments | $172,690,000 | 479 |
| Derivatives | $19,252,000 | 387 |
| 2009-12-31 | Rank | |
| # of Employees: | 103 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $639,937,000 | 1,090 |
| Cash and due from depository institutions | $11,321,000 | 1,525 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $108,539,000 | 1,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $501,291,000 | 930 |
| Loan loss allowance | $8,116,000 | 1,047 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,571,000 | 3,244 |
| Other real estate owned | $4,482,000 | 1,525 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $10,733,000 | 1,975 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $639,937,000 | 1,090 |
| Total liabilities | $574,231,000 | 1,101 |
| Total deposits | $509,744,000 | 1,090 |
| Interest-bearing deposits | $415,597,000 | 1,173 |
| Deposits held in domestic offices | $509,744,000 | 1,087 |
| % insured | 71.99% | 7,177 |
| Federal funds purchased & repurchase agreements | $60,782,000 | 341 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,705,000 | 1,322 |
| Total equity capital | $65,706,000 | 1,005 |
| Total bank equity capital | $65,706,000 | 1,004 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,000,000 | 838 |
| Surplus | $3,481,000 | 4,682 |
| Undivided profits | $56,225,000 | 551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,813,000 | 1,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,208,000 | 152 |
| Income earned, not collected on loans | $2,475,000 | 1,309 |
| Earning assets | $609,830,000 | 1,039 |
| Long-term assets (5+ years) | $94,526,000 | 1,445 |
| Average Assets, year-to-date | $667,751,600 | 1,038 |
| Average Assets, quarterly | $646,369,500 | 1,078 |
| Volatile liabilities | $98,955,000 | 1,523 |
| Insider loans | $7,250,000 | 1,044 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $6,374,000 | 373 |
| Unused loan commitments | $178,295,000 | 474 |
| Tier 1 (core) risk-based capital | $65,185,000 | 941 |
| Tier 2 risk-based capital | $6,719,000 | 911 |
| Total risk weighted assets | $535,410,000 | 928 |
| Total unused commitments | $178,295,000 | 474 |
| Derivatives | $19,836,000 | 379 |
| 2009-09-30 | Rank | |
| # of Employees: | 106 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $652,802,000 | 1,089 |
| Cash and due from depository institutions | $11,920,000 | 1,513 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $107,694,000 | 1,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $513,882,000 | 932 |
| Loan loss allowance | $8,284,000 | 981 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,651,000 | 3,213 |
| Other real estate owned | $4,160,000 | 1,513 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $11,495,000 | 1,680 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $652,801,000 | 1,089 |
| Total liabilities | $587,111,000 | 1,085 |
| Total deposits | $504,175,000 | 1,109 |
| Interest-bearing deposits | $420,608,000 | 1,166 |
| Deposits held in domestic offices | $504,175,000 | 1,106 |
| % insured | 72.92% | 7,239 |
| Federal funds purchased & repurchase agreements | $77,807,000 | 311 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,129,000 | 1,094 |
| Total equity capital | $65,690,000 | 1,028 |
| Total bank equity capital | $65,690,000 | 1,027 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,000,000 | 846 |
| Surplus | $3,481,000 | 4,711 |
| Undivided profits | $56,209,000 | 580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,539,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,677,000 | 146 |
| Income earned, not collected on loans | $2,700,000 | 1,268 |
| Earning assets | $621,576,000 | 1,036 |
| Long-term assets (5+ years) | $93,589,000 | 1,442 |
| Average Assets, year-to-date | $674,705,250 | 1,030 |
| Average Assets, quarterly | $680,936,000 | 1,030 |
| Volatile liabilities | $122,408,000 | 1,252 |
| Insider loans | $7,237,000 | 1,073 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $3,774,000 | 466 |
| Unused loan commitments | $188,300,000 | 484 |
| Tier 1 (core) risk-based capital | $65,142,000 | 953 |
| Tier 2 risk-based capital | $6,991,000 | 889 |
| Total risk weighted assets | $557,407,000 | 919 |
| Total unused commitments | $188,300,000 | 485 |
| Derivatives | $20,286,000 | 389 |
| 2009-06-30 | Rank | |
| # of Employees: | 106 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $709,070,000 | 1,001 |
| Cash and due from depository institutions | $35,833,000 | 1,553 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $112,960,000 | 1,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $540,261,000 | 923 |
| Loan loss allowance | $7,498,000 | 1,042 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,734,000 | 3,204 |
| Other real estate owned | $4,755,000 | 1,553 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $11,527,000 | 1,705 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $709,071,000 | 1,001 |
| Total liabilities | $644,024,000 | 994 |
| Total deposits | $469,218,000 | 1,204 |
| Interest-bearing deposits | $394,382,000 | 1,258 |
| Deposits held in domestic offices | $469,218,000 | 1,202 |
| % insured | 63.52% | 6,927 |
| Federal funds purchased & repurchase agreements | $145,073,000 | 204 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $25,000,000 | 1,722 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,733,000 | 1,226 |
| Total equity capital | $65,047,000 | 1,048 |
| Total bank equity capital | $65,047,000 | 1,046 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,000,000 | 849 |
| Surplus | $3,481,000 | 4,756 |
| Undivided profits | $55,566,000 | 577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,610,000 | 1,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,323,000 | 158 |
| Income earned, not collected on loans | $2,659,000 | 1,274 |
| Earning assets | $653,221,000 | 991 |
| Long-term assets (5+ years) | $96,484,000 | 1,392 |
| Average Assets, year-to-date | $682,006,330 | 1,033 |
| Average Assets, quarterly | $690,119,000 | 1,027 |
| Volatile liabilities | $216,960,000 | 716 |
| Insider loans | $10,831,000 | 677 |
| FHLB advances | $25,000,000 | 1,611 |
| Loans and leases held for sale | $3,473,000 | 673 |
| Unused loan commitments | $168,749,000 | 550 |
| Tier 1 (core) risk-based capital | $65,148,000 | 971 |
| Tier 2 risk-based capital | $7,406,000 | 835 |
| Total risk weighted assets | $591,868,000 | 883 |
| Total unused commitments | $168,749,000 | 550 |
| Derivatives | $16,384,000 | 465 |
| 2009-03-31 | Rank | |
| # of Employees: | 104 | 1,592 |
| Assets and Liabilities | ||
| Total Assets: | $671,168,000 | 1,065 |
| Cash and due from depository institutions | $10,451,000 | 1,592 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $106,363,000 | 1,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $534,488,000 | 929 |
| Loan loss allowance | $8,435,000 | 903 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,798,000 | 3,188 |
| Other real estate owned | $4,503,000 | 1,592 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $11,565,000 | 1,679 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $671,169,000 | 1,065 |
| Total liabilities | $605,373,000 | 1,065 |
| Total deposits | $493,090,000 | 1,135 |
| Interest-bearing deposits | $418,952,000 | 1,173 |
| Deposits held in domestic offices | $493,090,000 | 1,133 |
| % insured | 75.97% | 4,862 |
| Federal funds purchased & repurchase agreements | $57,879,000 | 396 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $50,000,000 | 1,059 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,404,000 | 1,264 |
| Total equity capital | $65,796,000 | 1,039 |
| Total bank equity capital | $65,796,000 | 1,036 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000,000 | 852 |
| Surplus | $3,481,000 | 4,777 |
| Undivided profits | $56,315,000 | 586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,535,000 | 1,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,582,000 | 190 |
| Income earned, not collected on loans | $2,564,000 | 1,345 |
| Earning assets | $640,851,000 | 1,011 |
| Long-term assets (5+ years) | $88,224,000 | 1,477 |
| Average Assets, year-to-date | $668,474,500 | 1,060 |
| Average Assets, quarterly | $668,474,500 | 1,060 |
| Volatile liabilities | $150,283,000 | 1,033 |
| Insider loans | $10,863,000 | 692 |
| FHLB advances | $50,000,000 | 971 |
| Loans and leases held for sale | $3,858,000 | 542 |
| Unused loan commitments | $182,840,000 | 546 |
| Tier 1 (core) risk-based capital | $65,830,000 | 958 |
| Tier 2 risk-based capital | $7,311,000 | 834 |
| Total risk weighted assets | $583,169,000 | 897 |
| Total unused commitments | $182,840,000 | 547 |
| Derivatives | $70,406,000 | 271 |
| 2008-12-31 | Rank | |
| # of Employees: | 105 | 1,590 |
| Assets and Liabilities | ||
| Total Assets: | $665,781,000 | 1,051 |
| Cash and due from depository institutions | $12,170,000 | 1,590 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $105,493,000 | 1,152 |
| Federal funds sold & reverse repurchase agreements | $2,076,000 | 3,182 |
| Net loans & leases | $525,273,000 | 935 |
| Loan loss allowance | $8,146,000 | 882 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,906,000 | 3,136 |
| Other real estate owned | $4,980,000 | 1,590 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $11,883,000 | 1,662 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $665,781,000 | 1,051 |
| Total liabilities | $600,235,000 | 1,054 |
| Total deposits | $476,688,000 | 1,139 |
| Interest-bearing deposits | $390,460,000 | 1,223 |
| Deposits held in domestic offices | $476,688,000 | 1,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,681,000 | 481 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $75,000,000 | 823 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,866,000 | 1,414 |
| Total equity capital | $65,546,000 | 1,028 |
| Total bank equity capital | $65,546,000 | 1,028 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000,000 | 852 |
| Surplus | $3,481,000 | 4,774 |
| Undivided profits | $56,065,000 | 585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,898,000 | 1,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,560,000 | 1,421 |
| Earning assets | $632,842,000 | 996 |
| Long-term assets (5+ years) | $85,435,000 | 1,482 |
| Average Assets, year-to-date | $673,946,000 | 989 |
| Average Assets, quarterly | $665,396,000 | 1,041 |
| Volatile liabilities | $157,475,000 | 980 |
| Insider loans | $9,080,000 | 859 |
| FHLB advances | $75,000,000 | 749 |
| Loans and leases held for sale | $3,145,000 | 471 |
| Unused loan commitments | $188,891,000 | 545 |
| Tier 1 (core) risk-based capital | $66,101,000 | 941 |
| Tier 2 risk-based capital | $7,299,000 | 819 |
| Total risk weighted assets | $582,555,000 | 882 |
| Total unused commitments | $188,891,000 | 545 |
| Derivatives | $35,624,000 | 321 |
| 2008-09-30 | Rank | |
| # of Employees: | 105 | 1,612 |
| Assets and Liabilities | ||
| Total Assets: | $665,011,000 | 1,035 |
| Cash and due from depository institutions | $14,766,000 | 1,612 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $113,142,000 | 1,052 |
| Federal funds sold & reverse repurchase agreements | $8,543,000 | 1,429 |
| Net loans & leases | $506,038,000 | 972 |
| Loan loss allowance | $8,316,000 | 773 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,945,000 | 3,092 |
| Other real estate owned | $4,446,000 | 1,612 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $14,131,000 | 1,428 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $665,011,000 | 1,035 |
| Total liabilities | $598,348,000 | 1,040 |
| Total deposits | $429,995,000 | 1,233 |
| Interest-bearing deposits | $357,149,000 | 1,323 |
| Deposits held in domestic offices | $429,995,000 | 1,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,811,000 | 467 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $115,016,000 | 578 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,526,000 | 1,499 |
| Total equity capital | $66,663,000 | 1,011 |
| Total bank equity capital | $66,663,000 | 1,011 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,000,000 | 853 |
| Surplus | $3,481,000 | 4,780 |
| Undivided profits | $57,182,000 | 602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,545,000 | 1,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,361,000 | 179 |
| Income earned, not collected on loans | $2,954,000 | 1,287 |
| Earning assets | $627,723,000 | 995 |
| Long-term assets (5+ years) | $89,273,000 | 1,411 |
| Average Assets, year-to-date | $675,987,250 | 986 |
| Average Assets, quarterly | $669,088,000 | 1,014 |
| Volatile liabilities | $77,175,000 | 1,851 |
| Insider loans | $10,749,000 | 690 |
| FHLB advances | $115,016,000 | 520 |
| Loans and leases held for sale | $1,911,000 | 554 |
| Unused loan commitments | $205,624,000 | 540 |
| Tier 1 (core) risk-based capital | $66,676,000 | 952 |
| Tier 2 risk-based capital | $7,164,000 | 802 |
| Total risk weighted assets | $571,421,000 | 892 |
| Total unused commitments | $205,624,000 | 542 |
| Derivatives | $20,863,000 | 346 |
| 2008-06-30 | Rank | |
| # of Employees: | 107 | 1,593 |
| Assets and Liabilities | ||
| Total Assets: | $673,165,000 | 1,013 |
| Cash and due from depository institutions | $14,962,000 | 1,593 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $116,608,000 | 1,044 |
| Federal funds sold & reverse repurchase agreements | $4,940,000 | 2,269 |
| Net loans & leases | $511,690,000 | 945 |
| Loan loss allowance | $8,348,000 | 750 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,055,000 | 3,023 |
| Other real estate owned | $4,096,000 | 1,593 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $16,814,000 | 1,194 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $673,165,000 | 1,013 |
| Total liabilities | $608,937,000 | 1,004 |
| Total deposits | $403,115,000 | 1,329 |
| Interest-bearing deposits | $336,770,000 | 1,392 |
| Deposits held in domestic offices | $403,115,000 | 1,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,674,000 | 491 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $149,011,000 | 470 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,137,000 | 1,322 |
| Total equity capital | $64,228,000 | 1,059 |
| Total bank equity capital | $64,228,000 | 1,059 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,000,000 | 845 |
| Surplus | $3,481,000 | 4,793 |
| Undivided profits | $54,747,000 | 651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,214,000 | 1,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,114,000 | 211 |
| Income earned, not collected on loans | $2,811,000 | 1,309 |
| Earning assets | $633,238,000 | 980 |
| Long-term assets (5+ years) | $94,054,000 | 1,340 |
| Average Assets, year-to-date | $679,646,000 | 986 |
| Average Assets, quarterly | $678,041,500 | 998 |
| Volatile liabilities | $227,434,000 | 679 |
| Insider loans | $10,797,000 | 703 |
| FHLB advances | $149,011,000 | 417 |
| Loans and leases held for sale | $830,000 | 958 |
| Unused loan commitments | $191,705,000 | 592 |
| Tier 1 (core) risk-based capital | $64,765,000 | 976 |
| Tier 2 risk-based capital | $7,275,000 | 785 |
| Total risk weighted assets | $580,391,000 | 882 |
| Total unused commitments | $191,705,000 | 592 |
| Derivatives | $21,245,000 | 353 |
| 2008-03-31 | Rank | |
| # of Employees: | 108 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $682,918,000 | 993 |
| Cash and due from depository institutions | $16,953,000 | 1,575 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $124,983,000 | 979 |
| Federal funds sold & reverse repurchase agreements | $2,911,000 | 4,333 |
| Net loans & leases | $519,040,000 | 915 |
| Loan loss allowance | $8,009,000 | 730 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,156,000 | 2,955 |
| Other real estate owned | $100,000 | 1,575 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $14,775,000 | 1,290 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $682,918,000 | 993 |
| Total liabilities | $619,312,000 | 980 |
| Total deposits | $422,453,000 | 1,256 |
| Interest-bearing deposits | $356,391,000 | 1,305 |
| Deposits held in domestic offices | $422,453,000 | 1,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,238,000 | 435 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $134,000,000 | 470 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,621,000 | 1,288 |
| Total equity capital | $63,606,000 | 1,092 |
| Total bank equity capital | $63,606,000 | 1,092 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,000,000 | 836 |
| Surplus | $3,481,000 | 4,779 |
| Undivided profits | $54,125,000 | 687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,666,000 | 717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,346,000 | 111 |
| Income earned, not collected on loans | $3,104,000 | 1,219 |
| Earning assets | $646,934,000 | 955 |
| Long-term assets (5+ years) | $99,829,000 | 1,213 |
| Average Assets, year-to-date | $682,886,500 | 984 |
| Average Assets, quarterly | $682,886,500 | 984 |
| Volatile liabilities | $168,046,000 | 891 |
| Insider loans | $10,574,000 | 712 |
| FHLB advances | $134,000,000 | 418 |
| Loans and leases held for sale | $2,439,000 | 604 |
| Unused loan commitments | $185,289,000 | 626 |
| Tier 1 (core) risk-based capital | $62,978,000 | 993 |
| Tier 2 risk-based capital | $7,170,000 | 772 |
| Total risk weighted assets | $572,220,000 | 883 |
| Total unused commitments | $185,289,000 | 626 |
| Derivatives | $30,524,000 | 321 |
| 2007-12-31 | Rank | |
| # of Employees: | 111 | 1,551 |
| Assets and Liabilities | ||
| Total Assets: | $682,855,000 | 993 |
| Cash and due from depository institutions | $15,454,000 | 1,551 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $126,344,000 | 943 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $522,163,000 | 896 |
| Loan loss allowance | $7,943,000 | 721 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,221,000 | 2,897 |
| Other real estate owned | $0 | 1,551 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $14,673,000 | 1,299 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $682,855,000 | 993 |
| Total liabilities | $621,818,000 | 978 |
| Total deposits | $435,162,000 | 1,202 |
| Interest-bearing deposits | $357,244,000 | 1,289 |
| Deposits held in domestic offices | $435,162,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,939,000 | 409 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $114,000,000 | 510 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,717,000 | 1,251 |
| Total equity capital | $61,037,000 | 1,133 |
| Total bank equity capital | $61,037,000 | 1,133 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000,000 | 821 |
| Surplus | $3,481,000 | 4,756 |
| Undivided profits | $51,556,000 | 718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,320,000 | 545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,068,000 | 209 |
| Income earned, not collected on loans | $3,361,000 | 1,203 |
| Earning assets | $648,507,000 | 950 |
| Long-term assets (5+ years) | $116,828,000 | 1,010 |
| Average Assets, year-to-date | $689,582,400 | 951 |
| Average Assets, quarterly | $697,182,500 | 965 |
| Volatile liabilities | $134,441,000 | 1,085 |
| Insider loans | $10,609,000 | 684 |
| FHLB advances | $114,000,000 | 458 |
| Loans and leases held for sale | $3,631,000 | 446 |
| Unused loan commitments | $192,840,000 | 616 |
| Tier 1 (core) risk-based capital | $61,324,000 | 1,026 |
| Tier 2 risk-based capital | $7,231,000 | 768 |
| Total risk weighted assets | $577,211,000 | 875 |
| Total unused commitments | $192,840,000 | 616 |
| Derivatives | $22,911,000 | 343 |
| 2007-09-30 | Rank | |
| # of Employees: | 112 | 1,534 |
| Assets and Liabilities | ||
| Total Assets: | $711,510,000 | 941 |
| Cash and due from depository institutions | $14,992,000 | 1,534 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $115,764,000 | 1,035 |
| Federal funds sold & reverse repurchase agreements | $39,445,000 | 344 |
| Net loans & leases | $522,550,000 | 884 |
| Loan loss allowance | $7,596,000 | 718 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,287,000 | 2,821 |
| Other real estate owned | $0 | 1,534 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $14,472,000 | 1,290 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $711,510,000 | 941 |
| Total liabilities | $651,979,000 | 915 |
| Total deposits | $435,551,000 | 1,182 |
| Interest-bearing deposits | $353,971,000 | 1,291 |
| Deposits held in domestic offices | $435,551,000 | 1,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $88,559,000 | 332 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $124,000,000 | 449 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,869,000 | 1,447 |
| Total equity capital | $59,531,000 | 1,146 |
| Total bank equity capital | $59,531,000 | 1,146 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000,000 | 791 |
| Surplus | $3,481,000 | 4,726 |
| Undivided profits | $50,050,000 | 742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,351,000 | 513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,074,000 | 199 |
| Income earned, not collected on loans | $3,875,000 | 1,105 |
| Earning assets | $677,759,000 | 903 |
| Long-term assets (5+ years) | $105,109,000 | 1,084 |
| Average Assets, year-to-date | $691,264,250 | 945 |
| Average Assets, quarterly | $705,513,500 | 939 |
| Volatile liabilities | $155,001,000 | 929 |
| Insider loans | $10,801,000 | 655 |
| FHLB advances | $124,000,000 | 396 |
| Loans and leases held for sale | $2,569,000 | 518 |
| Unused loan commitments | $187,201,000 | 643 |
| Tier 1 (core) risk-based capital | $60,036,000 | 1,044 |
| Tier 2 risk-based capital | $7,255,000 | 752 |
| Total risk weighted assets | $579,540,000 | 856 |
| Total unused commitments | $187,201,000 | 643 |
| Derivatives | $27,311,000 | 327 |
| 2007-06-30 | Rank | |
| # of Employees: | 110 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $699,517,000 | 964 |
| Cash and due from depository institutions | $14,044,000 | 1,591 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $110,110,000 | 1,100 |
| Federal funds sold & reverse repurchase agreements | $7,839,000 | 1,927 |
| Net loans & leases | $545,520,000 | 854 |
| Loan loss allowance | $7,297,000 | 730 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,374,000 | 2,753 |
| Other real estate owned | $0 | 1,591 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $17,630,000 | 1,080 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $699,516,000 | 964 |
| Total liabilities | $642,298,000 | 945 |
| Total deposits | $378,424,000 | 1,413 |
| Interest-bearing deposits | $310,475,000 | 1,499 |
| Deposits held in domestic offices | $378,424,000 | 1,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,578,000 | 423 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $199,026,000 | 293 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,270,000 | 1,614 |
| Total equity capital | $57,218,000 | 1,184 |
| Total bank equity capital | $57,218,000 | 1,184 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000,000 | 782 |
| Surplus | $3,481,000 | 4,726 |
| Undivided profits | $47,737,000 | 775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,144,000 | 519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $907,000 | 210 |
| Income earned, not collected on loans | $3,749,000 | 1,067 |
| Earning assets | $663,469,000 | 929 |
| Long-term assets (5+ years) | $94,695,000 | 1,157 |
| Average Assets, year-to-date | $684,515,670 | 963 |
| Average Assets, quarterly | $688,329,500 | 967 |
| Volatile liabilities | $199,353,000 | 736 |
| Insider loans | $9,035,000 | 790 |
| FHLB advances | $199,026,000 | 249 |
| Loans and leases held for sale | $3,341,000 | 542 |
| Unused loan commitments | $158,629,000 | 734 |
| Tier 1 (core) risk-based capital | $58,247,000 | 1,090 |
| Tier 2 risk-based capital | $7,351,000 | 754 |
| Total risk weighted assets | $587,660,000 | 846 |
| Total unused commitments | $158,629,000 | 734 |
| Derivatives | $33,741,000 | 328 |
| 2007-03-31 | Rank | |
| # of Employees: | 109 | 1,587 |
| Assets and Liabilities | ||
| Total Assets: | $677,142,000 | 979 |
| Cash and due from depository institutions | $14,062,000 | 1,587 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $116,847,000 | 1,034 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $528,684,000 | 858 |
| Loan loss allowance | $7,007,000 | 753 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,358,000 | 2,748 |
| Other real estate owned | $0 | 1,587 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $13,191,000 | 1,350 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $677,142,000 | 979 |
| Total liabilities | $621,177,000 | 960 |
| Total deposits | $416,511,000 | 1,250 |
| Interest-bearing deposits | $348,675,000 | 1,307 |
| Deposits held in domestic offices | $416,511,000 | 1,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,341,000 | 312 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $104,000,000 | 461 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,325,000 | 1,317 |
| Total equity capital | $55,965,000 | 1,199 |
| Total bank equity capital | $55,965,000 | 1,199 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000,000 | 766 |
| Surplus | $3,481,000 | 4,696 |
| Undivided profits | $46,484,000 | 809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,668,000 | 486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $631,000 | 270 |
| Income earned, not collected on loans | $3,734,000 | 1,030 |
| Earning assets | $645,531,000 | 941 |
| Long-term assets (5+ years) | $98,572,000 | 1,106 |
| Average Assets, year-to-date | $677,015,000 | 967 |
| Average Assets, quarterly | $677,015,000 | 967 |
| Volatile liabilities | $187,469,000 | 763 |
| Insider loans | $9,395,000 | 738 |
| FHLB advances | $104,000,000 | 403 |
| Loans and leases held for sale | $3,427,000 | 494 |
| Unused loan commitments | $163,238,000 | 715 |
| Tier 1 (core) risk-based capital | $56,510,000 | 1,103 |
| Tier 2 risk-based capital | $7,138,000 | 762 |
| Total risk weighted assets | $570,686,000 | 845 |
| Total unused commitments | $163,238,000 | 716 |
| Derivatives | $34,339,000 | 325 |
| 2006-12-31 | Rank | |
| # of Employees: | 112 | 1,542 |
| Assets and Liabilities | ||
| Total Assets: | $676,888,000 | 961 |
| Cash and due from depository institutions | $19,133,000 | 1,542 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $116,945,000 | 1,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $525,208,000 | 847 |
| Loan loss allowance | $6,558,000 | 786 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,423,000 | 2,670 |
| Other real estate owned | $0 | 1,542 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,179,000 | 1,577 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $676,889,000 | 961 |
| Total liabilities | $621,925,000 | 940 |
| Total deposits | $451,496,000 | 1,128 |
| Interest-bearing deposits | $372,911,000 | 1,177 |
| Deposits held in domestic offices | $451,496,000 | 1,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $112,789,000 | 290 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $54,000,000 | 834 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,640,000 | 1,489 |
| Total equity capital | $54,964,000 | 1,196 |
| Total bank equity capital | $54,964,000 | 1,196 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,000,000 | 754 |
| Surplus | $3,481,000 | 4,670 |
| Undivided profits | $45,483,000 | 796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,897,000 | 483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $704,000 | 225 |
| Income earned, not collected on loans | $3,713,000 | 1,066 |
| Earning assets | $642,153,000 | 929 |
| Long-term assets (5+ years) | $97,139,000 | 1,112 |
| Average Assets, year-to-date | $679,028,600 | 932 |
| Average Assets, quarterly | $676,991,500 | 953 |
| Volatile liabilities | $236,274,000 | 700 |
| Insider loans | $9,135,000 | 745 |
| FHLB advances | $54,000,000 | 762 |
| Loans and leases held for sale | $4,619,000 | 404 |
| Unused loan commitments | $185,961,000 | 640 |
| Tier 1 (core) risk-based capital | $55,738,000 | 1,097 |
| Tier 2 risk-based capital | $7,063,000 | 757 |
| Total risk weighted assets | $571,028,000 | 824 |
| Total unused commitments | $185,961,000 | 640 |
| Derivatives | $28,359,000 | 337 |
| 2006-09-30 | Rank | |
| # of Employees: | 111 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $677,095,000 | 960 |
| Cash and due from depository institutions | $12,460,000 | 1,575 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $118,766,000 | 1,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $527,771,000 | 846 |
| Loan loss allowance | $6,346,000 | 806 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,548,000 | 2,574 |
| Other real estate owned | $0 | 1,575 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $13,550,000 | 1,336 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $677,094,000 | 960 |
| Total liabilities | $623,539,000 | 939 |
| Total deposits | $433,220,000 | 1,160 |
| Interest-bearing deposits | $355,030,000 | 1,231 |
| Deposits held in domestic offices | $433,220,000 | 1,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,969,000 | 346 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $99,026,000 | 528 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,324,000 | 1,568 |
| Total equity capital | $53,555,000 | 1,225 |
| Total bank equity capital | $53,555,000 | 1,225 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 741 |
| Surplus | $3,481,000 | 4,650 |
| Undivided profits | $44,074,000 | 835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,630,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $670,000 | 246 |
| Income earned, not collected on loans | $3,905,000 | 994 |
| Earning assets | $646,537,000 | 930 |
| Long-term assets (5+ years) | $94,519,000 | 1,135 |
| Average Assets, year-to-date | $679,563,750 | 940 |
| Average Assets, quarterly | $684,362,500 | 949 |
| Volatile liabilities | $171,340,000 | 932 |
| Insider loans | $472,000 | 5,599 |
| FHLB advances | $99,026,000 | 471 |
| Loans and leases held for sale | $4,872,000 | 390 |
| Unused loan commitments | $171,265,000 | 711 |
| Tier 1 (core) risk-based capital | $54,437,000 | 1,132 |
| Tier 2 risk-based capital | $6,760,000 | 779 |
| Total risk weighted assets | $568,391,000 | 829 |
| Total unused commitments | $171,265,000 | 711 |
| Derivatives | $29,552,000 | 345 |
| 2006-06-30 | Rank | |
| # of Employees: | 110 | 1,603 |
| Assets and Liabilities | ||
| Total Assets: | $691,630,000 | 941 |
| Cash and due from depository institutions | $21,040,000 | 1,603 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $126,133,000 | 966 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $525,517,000 | 839 |
| Loan loss allowance | $6,002,000 | 828 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,664,000 | 2,493 |
| Other real estate owned | $0 | 1,603 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $14,276,000 | 1,262 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $691,630,000 | 941 |
| Total liabilities | $639,688,000 | 915 |
| Total deposits | $405,214,000 | 1,232 |
| Interest-bearing deposits | $333,893,000 | 1,291 |
| Deposits held in domestic offices | $405,214,000 | 1,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,985,000 | 394 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $159,036,000 | 381 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,453,000 | 1,400 |
| Total equity capital | $51,942,000 | 1,209 |
| Total bank equity capital | $51,942,000 | 1,209 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,000,000 | 721 |
| Surplus | $3,481,000 | 4,630 |
| Undivided profits | $42,461,000 | 822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,240,000 | 821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,237,000 | 106 |
| Income earned, not collected on loans | $3,540,000 | 1,000 |
| Earning assets | $651,650,000 | 910 |
| Long-term assets (5+ years) | $115,806,000 | 920 |
| Average Assets, year-to-date | $680,386,670 | 942 |
| Average Assets, quarterly | $683,406,000 | 944 |
| Volatile liabilities | $287,182,000 | 604 |
| Insider loans | $450,000 | 5,677 |
| FHLB advances | $159,036,000 | 327 |
| Loans and leases held for sale | $2,380,000 | 619 |
| Unused loan commitments | $165,104,000 | 715 |
| Tier 1 (core) risk-based capital | $53,944,000 | 1,111 |
| Tier 2 risk-based capital | $6,416,000 | 817 |
| Total risk weighted assets | $567,781,000 | 820 |
| Total unused commitments | $165,104,000 | 716 |
| Derivatives | $29,910,000 | 339 |
| 2006-03-31 | Rank | |
| # of Employees: | 109 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $675,182,000 | 946 |
| Cash and due from depository institutions | $22,122,000 | 1,591 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $134,591,000 | 924 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $502,732,000 | 852 |
| Loan loss allowance | $5,486,000 | 911 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,749,000 | 2,382 |
| Other real estate owned | $0 | 1,591 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $10,988,000 | 1,558 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $675,182,000 | 946 |
| Total liabilities | $623,781,000 | 921 |
| Total deposits | $425,601,000 | 1,151 |
| Interest-bearing deposits | $349,591,000 | 1,202 |
| Deposits held in domestic offices | $425,601,000 | 1,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,585,000 | 340 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $111,000,000 | 467 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,595,000 | 1,113 |
| Total equity capital | $51,401,000 | 1,204 |
| Total bank equity capital | $51,401,000 | 1,204 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 706 |
| Surplus | $3,481,000 | 4,564 |
| Undivided profits | $41,920,000 | 832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,254,000 | 1,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $479,000 | 340 |
| Income earned, not collected on loans | $3,483,000 | 934 |
| Earning assets | $637,323,000 | 918 |
| Long-term assets (5+ years) | $120,608,000 | 875 |
| Average Assets, year-to-date | $674,765,000 | 941 |
| Average Assets, quarterly | $674,765,000 | 941 |
| Volatile liabilities | $252,420,000 | 637 |
| Insider loans | $450,000 | 5,634 |
| FHLB advances | $111,000,000 | 414 |
| Loans and leases held for sale | $1,471,000 | 706 |
| Unused loan commitments | $167,249,000 | 706 |
| Tier 1 (core) risk-based capital | $52,645,000 | 1,119 |
| Tier 2 risk-based capital | $5,900,000 | 861 |
| Total risk weighted assets | $547,213,000 | 825 |
| Total unused commitments | $167,249,000 | 706 |
| Derivatives | $31,100,000 | 313 |
| 2005-12-31 | Rank | |
| # of Employees: | 108 | 1,601 |
| Assets and Liabilities | ||
| Total Assets: | $674,348,000 | 939 |
| Cash and due from depository institutions | $30,001,000 | 1,601 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $138,272,000 | 909 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $490,001,000 | 866 |
| Loan loss allowance | $5,025,000 | 981 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,868,000 | 2,301 |
| Other real estate owned | $0 | 1,601 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,206,000 | 1,520 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $674,348,000 | 939 |
| Total liabilities | $623,818,000 | 914 |
| Total deposits | $435,279,000 | 1,103 |
| Interest-bearing deposits | $339,393,000 | 1,212 |
| Deposits held in domestic offices | $435,279,000 | 1,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,527,000 | 363 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $106,000,000 | 502 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,012,000 | 881 |
| Total equity capital | $50,530,000 | 1,204 |
| Total bank equity capital | $50,530,000 | 1,204 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,000,000 | 693 |
| Surplus | $3,482,000 | 4,535 |
| Undivided profits | $41,048,000 | 847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 1,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $479,000 | 318 |
| Income earned, not collected on loans | $3,376,000 | 969 |
| Earning assets | $628,273,000 | 919 |
| Long-term assets (5+ years) | $105,343,000 | 978 |
| Average Assets, year-to-date | $645,816,600 | 919 |
| Average Assets, quarterly | $668,363,500 | 936 |
| Volatile liabilities | $233,767,000 | 681 |
| Insider loans | $450,000 | 5,612 |
| FHLB advances | $106,000,000 | 440 |
| Loans and leases held for sale | $1,647,000 | 666 |
| Unused loan commitments | $163,695,000 | 699 |
| Tier 1 (core) risk-based capital | $51,575,000 | 1,122 |
| Tier 2 risk-based capital | $5,439,000 | 907 |
| Total risk weighted assets | $533,364,000 | 833 |
| Total unused commitments | $163,695,000 | 699 |
| Derivatives | $20,684,000 | 344 |
| 2005-09-30 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $662,379,000 | 930 |
| Cash and due from depository institutions | $30,419,000 | 1,656 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $123,282,000 | 999 |
| Federal funds sold & reverse repurchase agreements | $1,318,000 | 4,295 |
| Net loans & leases | $491,509,000 | 839 |
| Loan loss allowance | $4,976,000 | 978 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,813,000 | 2,272 |
| Other real estate owned | $0 | 1,656 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $11,038,000 | 1,489 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $662,379,000 | 930 |
| Total liabilities | $613,777,000 | 903 |
| Total deposits | $430,757,000 | 1,087 |
| Interest-bearing deposits | $342,642,000 | 1,165 |
| Deposits held in domestic offices | $430,757,000 | 1,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,866,000 | 393 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $115,000,000 | 480 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,154,000 | 964 |
| Total equity capital | $48,602,000 | 1,241 |
| Total bank equity capital | $48,602,000 | 1,241 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 664 |
| Surplus | $3,481,000 | 4,497 |
| Undivided profits | $39,121,000 | 877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 3,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 844 |
| Income earned, not collected on loans | $3,179,000 | 972 |
| Earning assets | $616,109,000 | 917 |
| Long-term assets (5+ years) | $83,531,000 | 1,166 |
| Average Assets, year-to-date | $638,683,750 | 915 |
| Average Assets, quarterly | $664,239,500 | 915 |
| Volatile liabilities | $225,431,000 | 667 |
| Insider loans | $5,479,000 | 1,171 |
| FHLB advances | $115,000,000 | 419 |
| Loans and leases held for sale | $2,161,000 | 654 |
| Unused loan commitments | $151,419,000 | 724 |
| Tier 1 (core) risk-based capital | $49,327,000 | 1,147 |
| Tier 2 risk-based capital | $5,338,000 | 894 |
| Total risk weighted assets | $530,631,000 | 822 |
| Total unused commitments | $151,419,000 | 727 |
| Derivatives | $28,594,000 | 311 |
| 2005-06-30 | Rank | |
| # of Employees: | 104 | 1,650 |
| Assets and Liabilities | ||
| Total Assets: | $666,100,000 | 894 |
| Cash and due from depository institutions | $23,298,000 | 1,650 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $120,823,000 | 1,022 |
| Federal funds sold & reverse repurchase agreements | $10,206,000 | 1,140 |
| Net loans & leases | $495,583,000 | 809 |
| Loan loss allowance | $6,522,000 | 739 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,746,000 | 2,269 |
| Other real estate owned | $0 | 1,650 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $11,444,000 | 1,400 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $666,100,000 | 894 |
| Total liabilities | $617,452,000 | 861 |
| Total deposits | $406,909,000 | 1,123 |
| Interest-bearing deposits | $322,852,000 | 1,226 |
| Deposits held in domestic offices | $406,909,000 | 1,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,684,000 | 360 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $132,000,000 | 446 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,859,000 | 939 |
| Total equity capital | $48,648,000 | 1,229 |
| Total bank equity capital | $48,648,000 | 1,229 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 642 |
| Surplus | $3,481,000 | 4,459 |
| Undivided profits | $39,167,000 | 866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 3,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 853 |
| Income earned, not collected on loans | $2,949,000 | 964 |
| Earning assets | $626,612,000 | 870 |
| Long-term assets (5+ years) | $74,014,000 | 1,300 |
| Average Assets, year-to-date | $630,785,330 | 915 |
| Average Assets, quarterly | $642,243,500 | 915 |
| Volatile liabilities | $244,321,000 | 608 |
| Insider loans | $15,533,000 | 320 |
| FHLB advances | $132,000,000 | 390 |
| Loans and leases held for sale | $2,491,000 | 642 |
| Unused loan commitments | $145,279,000 | 724 |
| Tier 1 (core) risk-based capital | $49,070,000 | 1,116 |
| Tier 2 risk-based capital | $6,663,000 | 716 |
| Total risk weighted assets | $532,805,000 | 795 |
| Total unused commitments | $145,279,000 | 725 |
| Derivatives | $20,202,000 | 336 |
| 2005-03-31 | Rank | |
| # of Employees: | 98 | 1,744 |
| Assets and Liabilities | ||
| Total Assets: | $618,387,000 | 947 |
| Cash and due from depository institutions | $17,936,000 | 1,744 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $119,974,000 | 1,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $466,847,000 | 834 |
| Loan loss allowance | $6,351,000 | 747 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,719,000 | 2,246 |
| Other real estate owned | $0 | 1,744 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,911,000 | 1,726 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $618,387,000 | 947 |
| Total liabilities | $572,197,000 | 912 |
| Total deposits | $378,434,000 | 1,215 |
| Interest-bearing deposits | $297,286,000 | 1,334 |
| Deposits held in domestic offices | $378,434,000 | 1,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,744,000 | 282 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $80,000,000 | 626 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,019,000 | 934 |
| Total equity capital | $46,190,000 | 1,252 |
| Total bank equity capital | $46,190,000 | 1,252 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 621 |
| Surplus | $3,481,000 | 4,444 |
| Undivided profits | $36,709,000 | 895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $781,000 | 2,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $157,000 | 644 |
| Income earned, not collected on loans | $2,743,000 | 1,004 |
| Earning assets | $586,821,000 | 909 |
| Long-term assets (5+ years) | $70,975,000 | 1,383 |
| Average Assets, year-to-date | $613,128,000 | 941 |
| Average Assets, quarterly | $613,128,000 | 941 |
| Volatile liabilities | $192,660,000 | 709 |
| Insider loans | $18,987,000 | 243 |
| FHLB advances | $80,000,000 | 560 |
| Loans and leases held for sale | $806,000 | 999 |
| Unused loan commitments | $140,727,000 | 737 |
| Tier 1 (core) risk-based capital | $47,060,000 | 1,151 |
| Tier 2 risk-based capital | $6,323,000 | 747 |
| Total risk weighted assets | $505,409,000 | 818 |
| Total unused commitments | $140,727,000 | 737 |
| Derivatives | $13,434,000 | 374 |
| 2004-12-31 | Rank | |
| # of Employees: | 90 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $607,869,000 | 959 |
| Cash and due from depository institutions | $21,683,000 | 1,896 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $113,821,000 | 1,130 |
| Federal funds sold & reverse repurchase agreements | $8,212,000 | 1,420 |
| Net loans & leases | $450,202,000 | 862 |
| Loan loss allowance | $6,146,000 | 777 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,229,000 | 2,449 |
| Other real estate owned | $0 | 1,896 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,722,000 | 1,569 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $607,869,000 | 959 |
| Total liabilities | $562,641,000 | 928 |
| Total deposits | $339,402,000 | 1,363 |
| Interest-bearing deposits | $248,516,000 | 1,591 |
| Deposits held in domestic offices | $339,402,000 | 1,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $107,589,000 | 292 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $111,000,000 | 490 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,650,000 | 972 |
| Total equity capital | $45,228,000 | 1,272 |
| Total bank equity capital | $45,228,000 | 1,272 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 608 |
| Surplus | $3,481,000 | 4,425 |
| Undivided profits | $35,747,000 | 937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 908 |
| Income earned, not collected on loans | $2,575,000 | 1,059 |
| Earning assets | $572,235,000 | 932 |
| Long-term assets (5+ years) | $64,517,000 | 1,538 |
| Average Assets, year-to-date | $568,673,400 | 967 |
| Average Assets, quarterly | $595,189,500 | 962 |
| Volatile liabilities | $194,746,000 | 687 |
| Insider loans | $16,691,000 | 292 |
| FHLB advances | $111,000,000 | 431 |
| Loans and leases held for sale | $1,484,000 | 722 |
| Unused loan commitments | $141,495,000 | 714 |
| Tier 1 (core) risk-based capital | $45,632,000 | 1,170 |
| Tier 2 risk-based capital | $6,055,000 | 789 |
| Total risk weighted assets | $483,956,000 | 850 |
| Total unused commitments | $141,495,000 | 714 |
| Derivatives | $8,904,000 | 402 |
| 2004-09-30 | Rank | |
| # of Employees: | 87 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $582,510,000 | 977 |
| Cash and due from depository institutions | $21,721,000 | 1,963 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $110,379,000 | 1,163 |
| Federal funds sold & reverse repurchase agreements | $4,832,000 | 2,165 |
| Net loans & leases | $432,143,000 | 875 |
| Loan loss allowance | $6,323,000 | 749 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,260,000 | 3,045 |
| Other real estate owned | $0 | 1,963 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $10,175,000 | 1,485 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $582,510,000 | 977 |
| Total liabilities | $539,092,000 | 947 |
| Total deposits | $332,520,000 | 1,362 |
| Interest-bearing deposits | $251,395,000 | 1,559 |
| Deposits held in domestic offices | $332,520,000 | 1,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,569,000 | 313 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $116,008,000 | 480 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,995,000 | 1,095 |
| Total equity capital | $43,418,000 | 1,313 |
| Total bank equity capital | $43,418,000 | 1,313 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,000,000 | 600 |
| Surplus | $3,481,000 | 4,403 |
| Undivided profits | $33,937,000 | 984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,681,000 | 1,025 |
| Earning assets | $547,354,000 | 949 |
| Long-term assets (5+ years) | $65,060,000 | 1,537 |
| Average Assets, year-to-date | $558,874,500 | 984 |
| Average Assets, quarterly | $572,134,500 | 979 |
| Volatile liabilities | $169,233,000 | 750 |
| Insider loans | $14,089,000 | 358 |
| FHLB advances | $116,008,000 | 412 |
| Loans and leases held for sale | $1,342,000 | 764 |
| Unused loan commitments | $122,219,000 | 789 |
| Tier 1 (core) risk-based capital | $43,562,000 | 1,213 |
| Tier 2 risk-based capital | $5,778,000 | 805 |
| Total risk weighted assets | $461,693,000 | 866 |
| Total unused commitments | $122,219,000 | 792 |
| Derivatives | $7,996,000 | 429 |
| 2004-06-30 | Rank | |
| # of Employees: | 86 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $561,759,000 | 991 |
| Cash and due from depository institutions | $22,214,000 | 1,983 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $115,436,000 | 1,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $411,098,000 | 898 |
| Loan loss allowance | $6,057,000 | 773 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,915,000 | 3,267 |
| Other real estate owned | $0 | 1,983 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $10,096,000 | 1,506 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $561,759,000 | 991 |
| Total liabilities | $521,461,000 | 964 |
| Total deposits | $312,350,000 | 1,446 |
| Interest-bearing deposits | $239,197,000 | 1,619 |
| Deposits held in domestic offices | $312,350,000 | 1,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,295,000 | 346 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $130,008,000 | 449 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,808,000 | 1,360 |
| Total equity capital | $40,298,000 | 1,356 |
| Total bank equity capital | $40,298,000 | 1,356 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,000,000 | 588 |
| Surplus | $3,481,000 | 4,366 |
| Undivided profits | $30,817,000 | 1,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 4,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,361,000 | 1,106 |
| Earning assets | $526,534,000 | 966 |
| Long-term assets (5+ years) | $58,712,000 | 1,695 |
| Average Assets, year-to-date | $550,996,000 | 989 |
| Average Assets, quarterly | $554,784,500 | 987 |
| Volatile liabilities | $172,106,000 | 710 |
| Insider loans | $14,756,000 | 333 |
| FHLB advances | $130,008,000 | 388 |
| Loans and leases held for sale | $217,000 | 1,465 |
| Unused loan commitments | $114,370,000 | 807 |
| Tier 1 (core) risk-based capital | $41,418,000 | 1,252 |
| Tier 2 risk-based capital | $5,544,000 | 821 |
| Total risk weighted assets | $443,028,000 | 883 |
| Total unused commitments | $114,370,000 | 808 |
| Derivatives | $6,168,000 | 448 |
| 2004-03-31 | Rank | |
| # of Employees: | 85 | 2,016 |
| Assets and Liabilities | ||
| Total Assets: | $547,810,000 | 1,004 |
| Cash and due from depository institutions | $22,636,000 | 2,016 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $119,704,000 | 1,098 |
| Federal funds sold & reverse repurchase agreements | $2,364,000 | 4,317 |
| Net loans & leases | $391,912,000 | 922 |
| Loan loss allowance | $5,859,000 | 802 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,954,000 | 3,194 |
| Other real estate owned | $0 | 2,016 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,240,000 | 1,667 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $547,810,000 | 1,004 |
| Total liabilities | $507,484,000 | 976 |
| Total deposits | $336,208,000 | 1,315 |
| Interest-bearing deposits | $253,455,000 | 1,531 |
| Deposits held in domestic offices | $336,208,000 | 1,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,512,000 | 332 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $86,007,000 | 575 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,757,000 | 992 |
| Total equity capital | $40,326,000 | 1,385 |
| Total bank equity capital | $40,326,000 | 1,385 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,000,000 | 584 |
| Surplus | $3,481,000 | 4,335 |
| Undivided profits | $30,845,000 | 1,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 5,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,271,000 | 1,149 |
| Earning assets | $513,980,000 | 981 |
| Long-term assets (5+ years) | $59,673,000 | 1,653 |
| Average Assets, year-to-date | $545,614,500 | 1,002 |
| Average Assets, quarterly | $545,614,500 | 1,002 |
| Volatile liabilities | $129,351,000 | 864 |
| Insider loans | $14,836,000 | 318 |
| FHLB advances | $86,007,000 | 504 |
| Loans and leases held for sale | $1,757,000 | 749 |
| Unused loan commitments | $112,911,000 | 795 |
| Tier 1 (core) risk-based capital | $39,986,000 | 1,275 |
| Tier 2 risk-based capital | $5,335,000 | 851 |
| Total risk weighted assets | $426,306,000 | 902 |
| Total unused commitments | $112,911,000 | 795 |
| Derivatives | $14,094,000 | 373 |
| 2003-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $543,419,000 | 1,023 |
| Cash and due from depository institutions | $26,550,000 | 1,987 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $115,998,000 | 1,158 |
| Federal funds sold & reverse repurchase agreements | $11,306,000 | 1,040 |
| Net loans & leases | $379,287,000 | 941 |
| Loan loss allowance | $5,636,000 | 830 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,006,000 | 3,138 |
| Other real estate owned | $0 | 1,987 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,272,000 | 1,873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $543,419,000 | 1,023 |
| Total liabilities | $504,112,000 | 991 |
| Total deposits | $369,210,000 | 1,156 |
| Interest-bearing deposits | $307,588,000 | 1,215 |
| Deposits held in domestic offices | $369,210,000 | 1,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,082,000 | 358 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,000,000 | 748 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,820,000 | 1,135 |
| Total equity capital | $39,307,000 | 1,386 |
| Total bank equity capital | $39,307,000 | 1,386 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,000,000 | 589 |
| Surplus | $3,481,000 | 4,308 |
| Undivided profits | $29,826,000 | 1,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,291,000 | 1,157 |
| Earning assets | $506,591,000 | 1,001 |
| Long-term assets (5+ years) | $61,245,000 | 1,635 |
| Average Assets, year-to-date | $496,070,400 | 1,084 |
| Average Assets, quarterly | $521,182,500 | 1,053 |
| Volatile liabilities | $90,530,000 | 1,187 |
| Insider loans | $18,661,000 | 231 |
| FHLB advances | $60,000,000 | 669 |
| Loans and leases held for sale | $2,182,000 | 606 |
| Unused loan commitments | $112,518,000 | 778 |
| Tier 1 (core) risk-based capital | $39,317,000 | 1,292 |
| Tier 2 risk-based capital | $5,112,000 | 889 |
| Total risk weighted assets | $408,437,000 | 939 |
| Total unused commitments | $112,518,000 | 779 |
| Derivatives | $4,722,000 | 448 |
| 2003-09-30 | Rank | |
| # of Employees: | 86 | 2,020 |
| Assets and Liabilities | ||
| Total Assets: | $498,946,000 | 1,123 |
| Cash and due from depository institutions | $21,281,000 | 2,020 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $94,279,000 | 1,419 |
| Federal funds sold & reverse repurchase agreements | $5,498,000 | 2,445 |
| Net loans & leases | $367,727,000 | 966 |
| Loan loss allowance | $5,527,000 | 865 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,044,000 | 3,077 |
| Other real estate owned | $0 | 2,020 |
| Goodwill and other intangibles | $7,000 | 3,144 |
| All other assets | $7,110,000 | 1,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $498,946,000 | 1,123 |
| Total liabilities | $461,169,000 | 1,099 |
| Total deposits | $329,810,000 | 1,345 |
| Interest-bearing deposits | $295,962,000 | 1,290 |
| Deposits held in domestic offices | $329,810,000 | 1,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,074,000 | 383 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,000,000 | 731 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,285,000 | 1,095 |
| Total equity capital | $37,777,000 | 1,454 |
| Total bank equity capital | $37,777,000 | 1,454 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,000,000 | 581 |
| Surplus | $3,481,000 | 4,257 |
| Undivided profits | $28,296,000 | 1,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 4,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,203,000 | 1,297 |
| Earning assets | $467,504,000 | 1,094 |
| Long-term assets (5+ years) | $47,307,000 | 1,973 |
| Average Assets, year-to-date | $484,233,250 | 1,126 |
| Average Assets, quarterly | $493,408,000 | 1,133 |
| Volatile liabilities | $87,056,000 | 1,209 |
| Insider loans | $10,800,000 | 438 |
| FHLB advances | $60,000,000 | 657 |
| Loans and leases held for sale | $232,000 | 1,685 |
| Unused loan commitments | $117,839,000 | 763 |
| Tier 1 (core) risk-based capital | $37,696,000 | 1,363 |
| Tier 2 risk-based capital | $4,967,000 | 905 |
| Total risk weighted assets | $396,822,000 | 964 |
| Total unused commitments | $117,839,000 | 765 |
| Derivatives | $8,050,000 | 407 |
| 2003-06-30 | Rank | |
| # of Employees: | 88 | 1,988 |
| Assets and Liabilities | ||
| Total Assets: | $487,870,000 | 1,144 |
| Cash and due from depository institutions | $27,352,000 | 1,988 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $94,631,000 | 1,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $355,380,000 | 995 |
| Loan loss allowance | $5,339,000 | 873 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,048,000 | 3,049 |
| Other real estate owned | $0 | 1,988 |
| Goodwill and other intangibles | $7,000 | 3,110 |
| All other assets | $7,452,000 | 1,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $487,870,000 | 1,144 |
| Total liabilities | $450,287,000 | 1,116 |
| Total deposits | $304,355,000 | 1,446 |
| Interest-bearing deposits | $268,408,000 | 1,402 |
| Deposits held in domestic offices | $304,355,000 | 1,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,529,000 | 368 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $74,000,000 | 631 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,403,000 | 957 |
| Total equity capital | $37,583,000 | 1,452 |
| Total bank equity capital | $37,583,000 | 1,452 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,000,000 | 573 |
| Surplus | $3,481,000 | 4,211 |
| Undivided profits | $28,102,000 | 1,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $515,000 | 4,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,231,000 | 1,228 |
| Earning assets | $450,011,000 | 1,135 |
| Long-term assets (5+ years) | $39,075,000 | 2,157 |
| Average Assets, year-to-date | $479,329,000 | 1,136 |
| Average Assets, quarterly | $475,495,000 | 1,154 |
| Volatile liabilities | $101,057,000 | 1,048 |
| Insider loans | $17,855,000 | 246 |
| FHLB advances | $74,000,000 | 555 |
| Loans and leases held for sale | $1,612,000 | 1,232 |
| Unused loan commitments | $104,378,000 | 825 |
| Tier 1 (core) risk-based capital | $36,900,000 | 1,358 |
| Tier 2 risk-based capital | $4,780,000 | 904 |
| Total risk weighted assets | $381,876,000 | 976 |
| Total unused commitments | $104,378,000 | 829 |
| Derivatives | $21,746,000 | 327 |
| 2003-03-31 | Rank | |
| # of Employees: | 86 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $463,120,000 | 1,179 |
| Cash and due from depository institutions | $23,233,000 | 2,013 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $87,997,000 | 1,429 |
| Federal funds sold & reverse repurchase agreements | $449,000 | 6,854 |
| Net loans & leases | $340,838,000 | 1,022 |
| Loan loss allowance | $5,212,000 | 875 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,066,000 | 3,003 |
| Other real estate owned | $0 | 2,013 |
| Goodwill and other intangibles | $7,000 | 3,091 |
| All other assets | $7,530,000 | 1,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $463,120,000 | 1,179 |
| Total liabilities | $427,726,000 | 1,156 |
| Total deposits | $293,147,000 | 1,481 |
| Interest-bearing deposits | $270,959,000 | 1,380 |
| Deposits held in domestic offices | $293,147,000 | 1,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,272,000 | 404 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $60,000,000 | 702 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $18,307,000 | 443 |
| Total equity capital | $35,394,000 | 1,509 |
| Total bank equity capital | $35,394,000 | 1,509 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000,000 | 565 |
| Surplus | $3,481,000 | 4,166 |
| Undivided profits | $25,913,000 | 1,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,427,000 | 2,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,123,000 | 1,359 |
| Earning assets | $429,284,000 | 1,169 |
| Long-term assets (5+ years) | $25,089,000 | 2,942 |
| Average Assets, year-to-date | $475,058,500 | 1,143 |
| Average Assets, quarterly | $475,058,500 | 1,143 |
| Volatile liabilities | $92,373,000 | 1,109 |
| Insider loans | $11,046,000 | 417 |
| FHLB advances | $60,000,000 | 629 |
| Loans and leases held for sale | $216,000 | 1,775 |
| Unused loan commitments | $100,910,000 | 825 |
| Tier 1 (core) risk-based capital | $34,843,000 | 1,417 |
| Tier 2 risk-based capital | $4,560,000 | 934 |
| Total risk weighted assets | $364,109,000 | 1,006 |
| Total unused commitments | $100,910,000 | 828 |
| Derivatives | $33,002,000 | 279 |
| 2002-12-31 | Rank | |
| # of Employees: | 90 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $486,997,000 | 1,113 |
| Cash and due from depository institutions | $29,762,000 | 1,916 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $77,836,000 | 1,578 |
| Federal funds sold & reverse repurchase agreements | $22,593,000 | 605 |
| Net loans & leases | $345,663,000 | 997 |
| Loan loss allowance | $4,977,000 | 895 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,165,000 | 2,889 |
| Other real estate owned | $530,000 | 1,916 |
| Goodwill and other intangibles | $7,000 | 3,054 |
| All other assets | $7,441,000 | 1,674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $486,997,000 | 1,113 |
| Total liabilities | $452,689,000 | 1,075 |
| Total deposits | $337,654,000 | 1,243 |
| Interest-bearing deposits | $267,661,000 | 1,372 |
| Deposits held in domestic offices | $337,654,000 | 1,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,643,000 | 435 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $60,000,000 | 716 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,392,000 | 935 |
| Total equity capital | $34,308,000 | 1,535 |
| Total bank equity capital | $34,308,000 | 1,535 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,000,000 | 563 |
| Surplus | $3,481,000 | 4,120 |
| Undivided profits | $24,827,000 | 1,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,623,000 | 1,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,196,000 | 1,357 |
| Earning assets | $446,092,000 | 1,106 |
| Long-term assets (5+ years) | $32,702,000 | 2,385 |
| Average Assets, year-to-date | $458,119,400 | 1,124 |
| Average Assets, quarterly | $470,793,500 | 1,140 |
| Volatile liabilities | $67,606,000 | 1,434 |
| Insider loans | $12,738,000 | 343 |
| FHLB advances | $60,000,000 | 635 |
| Loans and leases held for sale | $3,703,000 | 801 |
| Unused loan commitments | $95,250,000 | 818 |
| Tier 1 (core) risk-based capital | $33,339,000 | 1,459 |
| Tier 2 risk-based capital | $4,416,000 | 938 |
| Total risk weighted assets | $352,755,000 | 1,019 |
| Total unused commitments | $95,250,000 | 818 |
| Derivatives | $16,009,000 | 324 |
| 2001-12-31 | Rank | |
| # of Employees: | 93 | 1,823 |
| Assets and Liabilities | ||
| Total Assets: | $464,112,000 | 1,113 |
| Cash and due from depository institutions | $25,030,000 | 1,823 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $84,740,000 | 1,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $343,219,000 | 965 |
| Loan loss allowance | $5,350,000 | 814 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,169,000 | 2,821 |
| Other real estate owned | $707,000 | 1,823 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,247,000 | 1,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $464,112,000 | 1,113 |
| Total liabilities | $429,822,000 | 1,087 |
| Total deposits | $298,497,000 | 1,337 |
| Interest-bearing deposits | $265,469,000 | 1,309 |
| Deposits held in domestic offices | $298,497,000 | 1,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,958,000 | 354 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $53,000,000 | 739 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,367,000 | 1,763 |
| Total equity capital | $34,290,000 | 1,426 |
| Total bank equity capital | $34,290,000 | 1,426 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,000,000 | 557 |
| Surplus | $3,481,000 | 4,023 |
| Undivided profits | $24,809,000 | 1,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,522,000 | 1,247 |
| Earning assets | $427,959,000 | 1,095 |
| Long-term assets (5+ years) | $11,163,000 | 4,552 |
| Average Assets, year-to-date | $434,143,000 | 1,116 |
| Average Assets, quarterly | $458,116,000 | 1,113 |
| Volatile liabilities | $105,916,000 | 952 |
| Insider loans | $14,917,000 | 257 |
| FHLB advances | $53,000,000 | 653 |
| Loans and leases held for sale | $4,514,000 | 629 |
| Unused loan commitments | $91,159,000 | 813 |
| Tier 1 (core) risk-based capital | $33,788,000 | 1,355 |
| Tier 2 risk-based capital | $4,372,000 | 903 |
| Total risk weighted assets | $348,627,000 | 992 |
| Total unused commitments | $91,159,000 | 813 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 91 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $409,775,000 | 1,189 |
| Cash and due from depository institutions | $19,659,000 | 1,835 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $88,911,000 | 1,259 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $293,903,000 | 1,095 |
| Loan loss allowance | $4,365,000 | 947 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,135,000 | 2,787 |
| Other real estate owned | $0 | 1,835 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,167,000 | 2,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,775,000 | 1,189 |
| Total liabilities | $380,579,000 | 1,164 |
| Total deposits | $277,307,000 | 1,365 |
| Interest-bearing deposits | $220,206,000 | 1,510 |
| Deposits held in domestic offices | $277,307,000 | 1,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,960,000 | 381 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,000,000 | 968 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,312,000 | 1,354 |
| Total equity capital | $29,196,000 | 1,589 |
| Total bank equity capital | $29,196,000 | 1,589 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,000,000 | 548 |
| Surplus | $3,481,000 | 3,981 |
| Undivided profits | $19,715,000 | 1,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 2,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,748,000 | 1,452 |
| Earning assets | $382,814,000 | 1,165 |
| Long-term assets (5+ years) | $29,010,000 | 2,468 |
| Average Assets, year-to-date | $392,445,400 | 1,182 |
| Average Assets, quarterly | $407,625,500 | 1,179 |
| Volatile liabilities | $101,073,000 | 980 |
| Insider loans | $14,748,000 | 263 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,142,000 | 664 |
| Unused loan commitments | $71,043,000 | 896 |
| Tier 1 (core) risk-based capital | $28,938,000 | 1,529 |
| Tier 2 risk-based capital | $3,977,010 | 957 |
| Total risk weighted assets | $315,221,010 | 1,045 |
| Total unused commitments | $71,043,000 | 897 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 91 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $369,919,000 | 1,273 |
| Cash and due from depository institutions | $18,627,000 | 1,890 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $92,245,000 | 1,227 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $251,206,000 | 1,222 |
| Loan loss allowance | $3,855,000 | 1,009 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,365,000 | 2,571 |
| Other real estate owned | $68,000 | 1,890 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,408,000 | 1,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,919,000 | 1,273 |
| Total liabilities | $344,811,000 | 1,239 |
| Total deposits | $281,741,000 | 1,319 |
| Interest-bearing deposits | $227,198,000 | 1,427 |
| Deposits held in domestic offices | $281,741,000 | 1,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,860,000 | 608 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,000,000 | 1,191 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,210,000 | 1,292 |
| Total equity capital | $25,108,000 | 1,767 |
| Total bank equity capital | $25,108,000 | 1,767 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000,000 | 580 |
| Surplus | $3,481,000 | 3,966 |
| Undivided profits | $15,627,000 | 1,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,145,000 | 1,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,444,000 | 1,503 |
| Earning assets | $343,451,000 | 1,254 |
| Long-term assets (5+ years) | $68,052,000 | 1,342 |
| Average Assets, year-to-date | $357,133,200 | 1,260 |
| Average Assets, quarterly | $367,924,500 | 1,263 |
| Volatile liabilities | $63,301,000 | 1,360 |
| Insider loans | $19,077,000 | 219 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $421,000 | 991 |
| Unused loan commitments | $68,568,000 | 945 |
| Tier 1 (core) risk-based capital | $25,815,000 | 1,688 |
| Tier 2 risk-based capital | $3,489,680 | 1,038 |
| Total risk weighted assets | $278,663,580 | 1,129 |
| Total unused commitments | $68,568,000 | 946 |
| Derivatives | $10,000,000 | 345 |
| 1998-12-31 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $354,349,000 | 1,293 |
| Cash and due from depository institutions | $17,779,000 | 1,833 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $96,736,000 | 1,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $232,456,000 | 1,215 |
| Loan loss allowance | $4,090,000 | 935 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,736,000 | 2,186 |
| Other real estate owned | $119,000 | 1,833 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,523,000 | 2,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,349,000 | 1,293 |
| Total liabilities | $329,382,000 | 1,261 |
| Total deposits | $256,091,000 | 1,443 |
| Interest-bearing deposits | $202,188,000 | 1,589 |
| Deposits held in domestic offices | $256,091,000 | 1,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,251,000 | 488 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,135,000 | 987 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,905,000 | 997 |
| Total equity capital | $24,967,000 | 1,789 |
| Total bank equity capital | $24,967,000 | 1,789 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,000,000 | 570 |
| Surplus | $6,000,000 | 2,423 |
| Undivided profits | $12,967,000 | 2,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,482,000 | 1,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,448,000 | 1,466 |
| Earning assets | $329,192,000 | 1,279 |
| Long-term assets (5+ years) | $75,190,000 | 1,136 |
| Average Assets, year-to-date | $345,168,000 | 1,258 |
| Average Assets, quarterly | $346,067,500 | 1,300 |
| Volatile liabilities | $76,029,000 | 1,010 |
| Insider loans | $11,419,000 | 349 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,840,000 | 481 |
| Unused loan commitments | $64,688,000 | 946 |
| Tier 1 (core) risk-based capital | $24,593,000 | 1,698 |
| Tier 2 risk-based capital | $3,429,640 | 998 |
| Total risk weighted assets | $271,888,140 | 1,077 |
| Total unused commitments | $64,688,000 | 951 |
| Derivatives | $10,000,000 | 385 |
| 1997-12-31 | Rank | |
| # of Employees: | 90 | 1,959 |
| Assets and Liabilities | ||
| Total Assets: | $342,576,000 | 1,347 |
| Cash and due from depository institutions | $13,993,000 | 1,959 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $98,313,000 | 1,175 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $222,512,000 | 1,302 |
| Loan loss allowance | $3,989,000 | 984 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,907,000 | 2,012 |
| Other real estate owned | $0 | 1,959 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,851,000 | 1,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,576,000 | 1,347 |
| Total liabilities | $318,753,000 | 1,316 |
| Total deposits | $254,203,000 | 1,452 |
| Interest-bearing deposits | $201,090,000 | 1,606 |
| Deposits held in domestic offices | $254,203,000 | 1,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,519,000 | 558 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $25,031,000 | 852 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,000,000 | 1,468 |
| Total equity capital | $23,823,000 | 1,871 |
| Total bank equity capital | $23,823,000 | 1,871 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,000,000 | 583 |
| Surplus | $6,000,000 | 2,372 |
| Undivided profits | $11,823,000 | 2,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,109,000 | 2,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 815 |
| Income earned, not collected on loans | $1,374,000 | 1,604 |
| Earning assets | $320,825,000 | 1,328 |
| Long-term assets (5+ years) | $76,106,000 | 974 |
| Average Assets, year-to-date | $328,206,200 | 1,334 |
| Average Assets, quarterly | $337,270,000 | 1,348 |
| Volatile liabilities | $79,634,000 | 986 |
| Insider loans | $11,270,000 | 351 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,040,000 | 477 |
| Unused loan commitments | $51,242,000 | 1,074 |
| Tier 1 (core) risk-based capital | $23,364,000 | 1,814 |
| Tier 2 risk-based capital | $3,144,690 | 1,034 |
| Total risk weighted assets | $250,730,690 | 1,156 |
| Total unused commitments | $51,242,000 | 1,079 |
| Derivatives | $10,000,000 | 379 |
| 1996-12-31 | Rank | |
| # of Employees: | 94 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $317,522,000 | 1,497 |
| Cash and due from depository institutions | $13,617,000 | 1,985 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $91,655,000 | 1,297 |
| Federal funds sold & reverse repurchase agreements | $918,000 | 6,605 |
| Net loans & leases | $202,713,000 | 1,454 |
| Loan loss allowance | $3,891,000 | 1,081 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,589,000 | 1,731 |
| Other real estate owned | $0 | 1,985 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,030,000 | 1,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,522,000 | 1,497 |
| Total liabilities | $294,025,000 | 1,453 |
| Total deposits | $251,492,000 | 1,531 |
| Interest-bearing deposits | $201,456,000 | 1,658 |
| Deposits held in domestic offices | $251,492,000 | 1,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,079,000 | 710 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $13,133,000 | 1,144 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,321,000 | 1,372 |
| Total equity capital | $23,497,000 | 1,905 |
| Total bank equity capital | $23,497,000 | 1,905 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,000,000 | 615 |
| Surplus | $6,000,000 | 2,438 |
| Undivided profits | $11,497,000 | 2,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,413,000 | 2,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $680,000 | 199 |
| Income earned, not collected on loans | $1,484,000 | 1,466 |
| Earning assets | $295,286,000 | 1,478 |
| Long-term assets (5+ years) | $61,750,000 | 1,079 |
| Average Assets, year-to-date | $321,177,600 | 1,418 |
| Average Assets, quarterly | $317,358,500 | 1,473 |
| Volatile liabilities | $59,128,000 | 1,246 |
| Insider loans | $11,621,000 | 377 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,370,000 | 657 |
| Unused loan commitments | $43,854,000 | 1,169 |
| Tier 1 (core) risk-based capital | $23,346,000 | 1,852 |
| Tier 2 risk-based capital | $2,964,170 | 1,123 |
| Total risk weighted assets | $236,206,870 | 1,240 |
| Total unused commitments | $43,854,000 | 1,174 |
| Derivatives | $10,000,000 | 434 |
| 1995-12-31 | Rank | |
| # of Employees: | 93 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $335,923,000 | 1,411 |
| Cash and due from depository institutions | $23,453,000 | 2,073 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $103,431,000 | 1,208 |
| Federal funds sold & reverse repurchase agreements | $10,970,000 | 1,287 |
| Net loans & leases | $190,003,000 | 1,516 |
| Loan loss allowance | $3,110,000 | 1,321 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,759,000 | 1,625 |
| Other real estate owned | $100,000 | 2,073 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,207,000 | 2,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $335,923,000 | 1,411 |
| Total liabilities | $313,061,000 | 1,387 |
| Total deposits | $277,598,000 | 1,421 |
| Interest-bearing deposits | $223,269,000 | 1,532 |
| Deposits held in domestic offices | $277,598,000 | 1,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,541,000 | 847 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $14,655,000 | 988 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,267,000 | 1,427 |
| Total equity capital | $22,862,000 | 1,961 |
| Total bank equity capital | $22,862,000 | 1,961 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,000,000 | 615 |
| Surplus | $6,000,000 | 2,447 |
| Undivided profits | $10,862,000 | 2,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $916,000 | 2,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $189,000 | 608 |
| Income earned, not collected on loans | $1,085,000 | 2,112 |
| Earning assets | $304,404,000 | 1,433 |
| Long-term assets (5+ years) | $70,669,000 | 907 |
| Average Assets, year-to-date | $318,124,400 | 1,430 |
| Average Assets, quarterly | $328,394,500 | 1,425 |
| Volatile liabilities | $77,523,000 | 968 |
| Insider loans | $7,662,000 | 579 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $387,000 | 1,115 |
| Unused loan commitments | $51,051,000 | 1,013 |
| Tier 1 (core) risk-based capital | $22,439,000 | 1,919 |
| Tier 2 risk-based capital | $2,667,830 | 1,238 |
| Total risk weighted assets | $212,984,230 | 1,353 |
| Total unused commitments | $51,051,000 | 1,020 |
| Derivatives | $10,000,000 | 495 |
| 1994-12-31 | Rank | |
| # of Employees: | 100 | 2,006 |
| Assets and Liabilities | ||
| Total Assets: | $307,179,000 | 1,506 |
| Cash and due from depository institutions | $16,768,000 | 2,006 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $104,068,000 | 1,243 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 1,481 |
| Net loans & leases | $170,863,000 | 1,630 |
| Loan loss allowance | $2,756,000 | 1,492 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,343,000 | 1,710 |
| Other real estate owned | $100,000 | 2,006 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,837,000 | 1,734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,179,000 | 1,506 |
| Total liabilities | $287,083,000 | 1,466 |
| Total deposits | $255,973,000 | 1,483 |
| Interest-bearing deposits | $208,103,000 | 1,599 |
| Deposits held in domestic offices | $255,973,000 | 1,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,528,000 | 849 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,789,000 | 1,418 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,793,000 | 1,959 |
| Total equity capital | $20,096,000 | 2,048 |
| Total bank equity capital | $20,096,000 | 2,048 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,000,000 | 601 |
| Surplus | $6,000,000 | 2,368 |
| Undivided profits | $8,096,000 | 2,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,031,000 | 1,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,164 |
| Income earned, not collected on loans | $1,074,000 | 1,825 |
| Earning assets | $281,131,000 | 1,498 |
| Long-term assets (5+ years) | $71,737,000 | 882 |
| Average Assets, year-to-date | $287,886,800 | 1,561 |
| Average Assets, quarterly | $303,121,500 | 1,508 |
| Volatile liabilities | $69,973,000 | 1,006 |
| Insider loans | $7,715,000 | 566 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $508,000 | 819 |
| Unused loan commitments | $61,525,000 | 855 |
| Tier 1 (core) risk-based capital | $21,319,000 | 1,950 |
| Tier 2 risk-based capital | $2,483,500 | 1,305 |
| Total risk weighted assets | $198,032,700 | 1,405 |
| Total unused commitments | $61,525,000 | 864 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 113 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $277,437,000 | 1,682 |
| Cash and due from depository institutions | $17,259,000 | 1,846 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $100,169,000 | 1,371 |
| Federal funds sold & reverse repurchase agreements | $3,278,000 | 4,112 |
| Net loans & leases | $149,120,000 | 1,832 |
| Loan loss allowance | $3,181,000 | 1,396 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,898,000 | 1,867 |
| Other real estate owned | $169,000 | 1,846 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,544,000 | 2,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,437,000 | 1,682 |
| Total liabilities | $256,354,000 | 1,672 |
| Total deposits | $230,003,000 | 1,717 |
| Interest-bearing deposits | $186,694,000 | 1,848 |
| Deposits held in domestic offices | $230,003,000 | 1,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,898,000 | 794 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,939,000 | 1,294 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,514,000 | 2,287 |
| Total equity capital | $21,083,000 | 1,941 |
| Total bank equity capital | $21,083,000 | 1,941 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,000,000 | 588 |
| Surplus | $6,000,000 | 2,271 |
| Undivided profits | $9,083,000 | 2,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,718,000 | 2,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $298,000 | 433 |
| Income earned, not collected on loans | $695,000 | 2,584 |
| Earning assets | $252,567,000 | 1,689 |
| Long-term assets (5+ years) | $63,521,000 | 1,006 |
| Average Assets, year-to-date | $274,977,600 | 1,654 |
| Average Assets, quarterly | $282,315,000 | 1,639 |
| Volatile liabilities | $50,211,000 | 1,193 |
| Insider loans | $6,009,000 | 694 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $50,434,000 | 981 |
| Tier 1 (core) risk-based capital | $21,083,000 | 1,893 |
| Tier 2 risk-based capital | $2,381,240 | 1,353 |
| Total risk weighted assets | $189,699,240 | 1,463 |
| Total unused commitments | $50,434,000 | 1,005 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 113 | 1,909 |
| Assets and Liabilities | ||
| Total Assets: | $278,316,000 | 1,725 |
| Cash and due from depository institutions | $17,197,000 | 1,909 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $102,844,000 | 1,305 |
| Federal funds sold & reverse repurchase agreements | $12,504,000 | 1,328 |
| Net loans & leases | $136,520,000 | 2,041 |
| Loan loss allowance | $3,536,000 | 1,335 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,165,000 | 1,760 |
| Other real estate owned | $1,588,000 | 1,909 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,498,000 | 2,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $278,316,000 | 1,725 |
| Total liabilities | $259,662,000 | 1,714 |
| Total deposits | $235,659,000 | 1,762 |
| Interest-bearing deposits | $191,778,000 | 1,877 |
| Deposits held in domestic offices | $235,659,000 | 1,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,668,000 | 709 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,442,000 | 1,569 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $893,000 | 3,599 |
| Total equity capital | $18,654,000 | 2,083 |
| Total bank equity capital | $18,654,000 | 2,083 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,000,000 | 591 |
| Surplus | $6,000,000 | 2,191 |
| Undivided profits | $6,654,000 | 3,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,142,000 | 1,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $805,000 | 2,475 |
| Earning assets | $251,868,000 | 1,746 |
| Long-term assets (5+ years) | $53,899,000 | 1,088 |
| Average Assets, year-to-date | $267,609,800 | 1,752 |
| Average Assets, quarterly | $272,524,000 | 1,750 |
| Volatile liabilities | $51,678,000 | 1,152 |
| Insider loans | $301,000 | 2,908 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $45,870,000 | 1,011 |
| Tier 1 (core) risk-based capital | $18,654,000 | 2,034 |
| Tier 2 risk-based capital | $2,205,670 | 1,459 |
| Total risk weighted assets | $175,123,370 | 1,618 |
| Total unused commitments | $45,870,000 | 1,029 |
| Derivatives | $0 | 651 |