Home > BREMER BANK > Net charge- offs to loans
BREMER BANK, Net charge- offs to loans
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 5,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 5,767 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 5,005 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 5,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1446% | 6,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 4,369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1767% | 6,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 4,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0518% | 3,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0518% | 3,262 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0036% | 1,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 5,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 5,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 5,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0838% | 6,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1028% | 6,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0649% | 3,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0649% | 2,919 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0031% | 5,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0257% | 5,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 5,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0567% | 6,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0999% | 6,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1219% | 6,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 4,521 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0604% | 5,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0604% | 5,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0016% | 935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 4,447 |
| Percentage Net Loans Charged-off:Construction & development | -0.2361% | 5,721 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 5,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1984% | 2,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0757% | 1,268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2237% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0393% | 5,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0343% | 4,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0343% | 3,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0139% | 1,471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 5,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 6,097 |
| Percentage Net Loans Charged-off:Construction & development | -0.1893% | 5,750 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 6,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 3,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1068% | 1,097 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 3,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 4,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0534% | 3,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0534% | 3,492 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0192% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 5,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 6,132 |
| Percentage Net Loans Charged-off:Construction & development | -0.3345% | 5,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0834% | 2,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1686% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 2,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 4,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0522% | 3,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0522% | 3,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0185% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 5,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0680% | 6,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.6633% | 6,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 2,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4114% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0473% | 6,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0970% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1277% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1277% | 2,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0304% | 900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 5,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 4,601 |
| Percentage Net Loans Charged-off:Construction & development | -0.2310% | 6,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0324% | 3,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0336% | 814 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2431% | 2,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4317% | 1,102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2019% | 2,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0545% | 3,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2804% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2804% | 2,926 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0004% | 5,730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 5,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 4,283 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 5,970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 2,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0799% | 680 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1809% | 2,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2213% | 2,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 5,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2186% | 3,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2186% | 2,932 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0012% | 5,781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 5,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 4,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.0352% | 6,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1207% | 528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1701% | 2,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2100% | 2,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 5,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1005% | 3,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1005% | 3,215 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0038% | 5,811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 3,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3369% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4185% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 5,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0462% | 2,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0462% | 2,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0059% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1618% | 4,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2291% | 3,768 |
| Percentage Net Loans Charged-off:Construction & development | 1.3251% | 1,975 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0318% | 6,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2351% | 868 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3422% | 2,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2826% | 1,502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3574% | 2,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0626% | 3,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2404% | 3,803 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8548% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1834% | 3,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0253% | 1,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2240% | 3,469 |
| Percentage Net Loans Charged-off:Construction & development | 1.7149% | 1,614 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 6,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2880% | 2,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3780% | 1,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2650% | 2,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0832% | 3,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3433% | 3,115 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9585% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2611% | 3,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0475% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2093% | 3,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3218% | 2,822 |
| Percentage Net Loans Charged-off:Construction & development | 2.6912% | 1,210 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0640% | 7,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2796% | 2,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5674% | 939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2055% | 2,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0754% | 3,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0952% | 3,793 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8258% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0169% | 3,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0010% | 1,352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 5,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.1040% | 6,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1752% | 2,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2200% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 5,717 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0802% | 6,095 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8299% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0701% | 6,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2746% | 4,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1547% | 4,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.3472% | 2,980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 3,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5561% | 2,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4697% | 1,275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5786% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6457% | 3,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6273% | 3,028 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8048% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1287% | 1,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2109% | 4,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1424% | 4,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.5123% | 2,556 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0324% | 7,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4607% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5149% | 1,093 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4465% | 2,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4157% | 3,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6441% | 2,740 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6889% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0690% | 1,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2350% | 4,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 4,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.3800% | 2,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 2,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 3,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1138% | 3,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5867% | 2,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8287% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0680% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1144% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2455% | 3,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 3,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.3836% | 1,744 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 7,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 2,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 2,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5783% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9288% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2535% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3036% | 817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2863% | 4,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3216% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.8251% | 2,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2399% | 2,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0119% | 911 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5329% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3530% | 1,405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5808% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1536% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8351% | 3,102 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4613% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2034% | 1,603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2446% | 4,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1829% | 3,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2095% | 1,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0160% | 692 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4494% | 1,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4696% | 1,067 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4440% | 1,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2783% | 3,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7911% | 2,929 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0918% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2664% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1585% | 4,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1164% | 3,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2571% | 1,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 3,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0780% | 5,886 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0627% | 3,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2845% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 3,196 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8450% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0114% | 6,627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 4,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 7,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 7,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 7,775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1561% | 5,899 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3189% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3588% | 3,284 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4026% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0069% | 6,625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2104% | 4,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1676% | 3,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.6724% | 1,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0525% | 1,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1794% | 2,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1445% | 1,119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1885% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2490% | 3,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1222% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0687% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0329% | 1,770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 4,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 3,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0758% | 2,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 1,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1418% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1969% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 1,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2333% | 2,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6833% | 2,639 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1875% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0329% | 1,511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1440% | 3,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 2,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0717% | 1,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2129% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4544% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1500% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3292% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6243% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3623% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0265% | 1,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1588% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.1782% | 863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3300% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0890% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3926% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3500% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5092% | 2,443 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7230% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0083% | 6,788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 4,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 2,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1053% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0099% | 6,218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1213% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 3,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 3,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5049% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2591% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 6,767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1406% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 6,175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1582% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1203% | 2,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3194% | 3,470 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1284% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 6,784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1039% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1990% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0221% | 6,163 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1939% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2562% | 3,363 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0631% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 6,813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1446% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1701% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3914% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 7,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2313% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9837% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 4,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 3,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 2,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0764% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 2,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0725% | 3,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5035% | 2,872 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0451% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0050% | 6,812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 4,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 2,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 6,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5033% | 2,504 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4453% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 6,866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1244% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 1,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 6,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1819% | 3,753 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2184% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 6,880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 6,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 6,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0763% | 3,626 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0472% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 5,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0489% | 8,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1246% | 8,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0491% | 3,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5373% | 3,413 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5073% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 6,906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 7,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0703% | 8,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1674% | 8,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 3,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3110% | 3,992 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0548% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 6,916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0417% | 7,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1147% | 8,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2731% | 8,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 2,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1839% | 4,263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8651% | 976 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0079% | 6,939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0926% | 8,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2332% | 8,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5682% | 8,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0839% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1929% | 3,612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3543% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 4,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0655% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 2,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2839% | 2,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4392% | 4,116 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9762% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0574% | 7,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 5,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 2,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0402% | 3,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3582% | 4,077 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7244% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0832% | 7,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 4,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 6,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2909% | 4,135 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6276% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0082% | 7,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 7,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2787% | 3,647 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4923% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0172% | 7,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 5,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 2,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1184% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 2,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 2,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0941% | 4,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4006% | 4,724 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5876% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0263% | 7,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 5,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 2,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 7,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3989% | 4,318 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3450% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0404% | 7,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 5,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 1,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 7,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2936% | 4,474 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5341% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0612% | 7,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1227% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 7,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3888% | 3,544 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3415% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0168% | 7,353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 6,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0485% | 2,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 2,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 2,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1229% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4737% | 4,437 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4906% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6502% | 8,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 6,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 3,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 2,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 2,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0666% | 4,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 3,640 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9936% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2669% | 8,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 5,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1011% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0762% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2253% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6002% | 871 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4416% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2077% | 3,128 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 6,946 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 7,939 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |