Home > Bremer Bank > Income and Expense

Bremer Bank, Income and Expense

2004-06-30 (YTD Data)Rank
Total interest income$9,724,0001,455
Total interest expense$2,578,0001,541
Net interest income$7,146,0001,379
Provision for loan and lease losses$240,0001,886
Total noninterest income$1,096,0002,061
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$536,0001,626
Trading account gains and fees$0130
Additional Noninterest Income$560,0002,018
Total noninterest expense$4,944,0001,635
Salaries and employee benefits$2,280,0001,905
Premises and equipment expense$327,0003,315
Additional noninterest expense$2,337,0001,053
Pre-tax net operating income$3,058,0001,393
Securities gains (losses)$361,000431
Applicable income taxes$1,118,0001,168
Income before extraordinary items$2,301,0001,407
Extraordinary gains, net$021
Net income$2,301,0001,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,468
Cash dividends$2,650,000552
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,059,1301,503
2004-03-31 (YTD Data)Rank
Total interest income$4,911,0001,439
Total interest expense$1,278,0001,574
Net interest income$3,633,0001,368
Provision for loan and lease losses$120,0001,785
Total noninterest income$506,0002,139
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$249,0001,702
Trading account gains and fees$0121
Additional Noninterest Income$257,0002,090
Total noninterest expense$2,454,0001,663
Salaries and employee benefits$1,120,0001,953
Premises and equipment expense$177,0003,127
Additional noninterest expense$1,157,0001,059
Pre-tax net operating income$1,565,0001,340
Securities gains (losses)$361,000323
Applicable income taxes$639,0001,066
Income before extraordinary items$1,287,0001,259
Extraordinary gains, net$016
Net income$1,287,0001,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,764
Cash dividends$1,325,000517
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,045,1301,448
2003-12-31 (YTD Data)Rank
Total interest income$20,174,0001,419
Total interest expense$5,306,0001,695
Net interest income$14,868,0001,314
Provision for loan and lease losses$480,0002,232
Total noninterest income$2,782,0001,791
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,157,0001,486
Trading account gains and fees$0160
Additional Noninterest Income$1,625,0001,713
Total noninterest expense$9,827,0001,640
Salaries and employee benefits$4,633,0001,861
Premises and equipment expense$637,0003,353
Additional noninterest expense$4,557,0001,116
Pre-tax net operating income$7,343,0001,138
Securities gains (losses)$822,000547
Applicable income taxes$2,669,0001,012
Income before extraordinary items$5,496,0001,165
Extraordinary gains, net$054
Net income$5,496,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$444,0001,753
Cash dividends$5,500,000575
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,945,2601,225
2003-09-30 (YTD Data)Rank
Total interest income$15,250,0001,435
Total interest expense$4,024,0001,746
Net interest income$11,226,0001,311
Provision for loan and lease losses$360,0002,185
Total noninterest income$1,977,0001,923
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$833,0001,553
Trading account gains and fees$0153
Additional Noninterest Income$1,144,0001,869
Total noninterest expense$7,525,0001,612
Salaries and employee benefits$3,584,0001,813
Premises and equipment expense$494,0003,248
Additional noninterest expense$3,447,0001,111
Pre-tax net operating income$5,318,0001,216
Securities gains (losses)$822,000505
Applicable income taxes$2,007,0001,060
Income before extraordinary items$4,133,0001,205
Extraordinary gains, net$040
Net income$4,133,0001,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,689
Cash dividends$4,125,000558
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,582,2601,312
2003-06-30 (YTD Data)Rank
Total interest income$10,235,0001,436
Total interest expense$2,715,0001,777
Net interest income$7,520,0001,302
Provision for loan and lease losses$240,0002,189
Total noninterest income$1,296,0001,930
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$541,0001,569
Trading account gains and fees$0150
Additional Noninterest Income$755,0001,869
Total noninterest expense$5,079,0001,583
Salaries and employee benefits$2,425,0001,773
Premises and equipment expense$341,0003,151
Additional noninterest expense$2,313,0001,098
Pre-tax net operating income$3,497,0001,222
Securities gains (losses)$822,000420
Applicable income taxes$1,417,0001,032
Income before extraordinary items$2,902,0001,160
Extraordinary gains, net$030
Net income$2,902,0001,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,850
Cash dividends$2,750,000563
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,351,2601,315
2003-03-31 (YTD Data)Rank
Total interest income$5,117,0001,443
Total interest expense$1,361,0001,823
Net interest income$3,756,0001,302
Provision for loan and lease losses$120,0002,030
Total noninterest income$643,0001,896
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$273,0001,519
Trading account gains and fees$0134
Additional Noninterest Income$370,0001,834
Total noninterest expense$2,529,0001,575
Salaries and employee benefits$1,215,0001,757
Premises and equipment expense$177,0003,056
Additional noninterest expense$1,137,0001,088
Pre-tax net operating income$1,750,0001,231
Securities gains (losses)$379,000432
Applicable income taxes$699,0001,060
Income before extraordinary items$1,430,0001,168
Extraordinary gains, net$021
Net income$1,430,0001,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,327
Cash dividends$1,375,000521
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,176,0701,306
2002-12-31 (YTD Data)Rank
Total interest income$23,146,0001,324
Total interest expense$7,556,0001,504
Net interest income$15,590,0001,235
Provision for loan and lease losses$480,0002,438
Total noninterest income$2,520,0001,786
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,181,0001,372
Trading account gains and fees$0153
Additional Noninterest Income$1,339,0001,803
Total noninterest expense$9,719,0001,582
Salaries and employee benefits$4,850,0001,657
Premises and equipment expense$759,0002,793
Additional noninterest expense$4,110,0001,186
Pre-tax net operating income$7,911,0001,069
Securities gains (losses)$420,000732
Applicable income taxes$2,704,0001,018
Income before extraordinary items$5,627,0001,113
Extraordinary gains, net$070
Net income$5,627,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$933,0001,035
Cash dividends$5,000,000609
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,341,4001,130
2001-12-31 (YTD Data)Rank
Total interest income$28,274,0001,211
Total interest expense$13,916,0001,162
Net interest income$14,358,0001,242
Provision for loan and lease losses$360,0002,816
Total noninterest income$2,613,0001,642
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,115,0001,344
Trading account gains and fees$0177
Additional Noninterest Income$1,498,0001,518
Total noninterest expense$10,411,0001,408
Salaries and employee benefits$4,517,0001,670
Premises and equipment expense$856,0002,475
Additional noninterest expense$5,038,000972
Pre-tax net operating income$6,200,0001,204
Securities gains (losses)$278,000938
Applicable income taxes$2,091,0001,137
Income before extraordinary items$4,387,0001,242
Extraordinary gains, net$0105
Net income$4,387,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0001,757
Cash dividends$9,250,000391
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,197,9601,251
2000-12-31 (YTD Data)Rank
Total interest income$31,388,0001,118
Total interest expense$16,084,0001,090
Net interest income$15,304,0001,149
Provision for loan and lease losses$360,0002,489
Total noninterest income$3,317,0001,232
Gross Fiduciary activities income$1,051,000413
Service charges on deposit accounts$919,0001,495
Trading account gains and fees$0180
Additional Noninterest Income$1,347,0001,508
Total noninterest expense$10,534,0001,317
Salaries and employee benefits$5,004,0001,415
Premises and equipment expense$906,0002,277
Additional noninterest expense$4,624,0001,018
Pre-tax net operating income$7,727,000998
Securities gains (losses)$125,000516
Applicable income taxes$2,667,000912
Income before extraordinary items$5,185,0001,035
Extraordinary gains, net$038
Net income$5,185,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,208
Cash dividends$6,800,000505
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,102,5001,044
1999-12-31 (YTD Data)Rank
Total interest income$29,653,0001,104
Total interest expense$14,322,0001,058
Net interest income$15,331,0001,146
Provision for loan and lease losses$300,0002,624
Total noninterest income$3,216,0001,276
Gross Fiduciary activities income$1,011,000465
Service charges on deposit accounts$879,0001,493
Trading account gains and fees$0173
Additional Noninterest Income$1,326,0001,519
Total noninterest expense$10,976,0001,256
Salaries and employee benefits$4,979,0001,389
Premises and equipment expense$979,0002,089
Additional noninterest expense$5,018,000952
Pre-tax net operating income$7,271,0001,073
Securities gains (losses)$529,000330
Applicable income taxes$2,643,000980
Income before extraordinary items$5,157,0001,065
Extraordinary gains, net$035
Net income$5,157,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,079
Cash dividends$5,000,000657
Sale, conversion, retirement of capital stock, net$-249,00010,128
Net operating income$4,807,8601,122
1998-12-31 (YTD Data)Rank
Total interest income$30,538,0001,071
Total interest expense$15,537,0001,019
Net interest income$15,001,0001,124
Provision for loan and lease losses$360,0002,235
Total noninterest income$3,337,0001,245
Gross Fiduciary activities income$982,000465
Service charges on deposit accounts$922,0001,364
Trading account gains and fees$0224
Additional Noninterest Income$1,433,0001,445
Total noninterest expense$10,476,0001,272
Salaries and employee benefits$4,968,0001,327
Premises and equipment expense$976,0002,003
Additional noninterest expense$4,532,0001,016
Pre-tax net operating income$7,502,0001,023
Securities gains (losses)$-59,00010,378
Applicable income taxes$2,489,0001,024
Income before extraordinary items$4,954,0001,084
Extraordinary gains, net$032
Net income$4,954,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$637,0001,042
Cash dividends$4,504,000694
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,993,5301,037
1997-12-31 (YTD Data)Rank
Total interest income$27,372,0001,221
Total interest expense$13,726,0001,182
Net interest income$13,646,0001,269
Provision for loan and lease losses$324,0002,453
Total noninterest income$3,010,0001,288
Gross Fiduciary activities income$939,000490
Service charges on deposit accounts$979,0001,320
Trading account gains and fees$0239
Additional Noninterest Income$1,092,0001,655
Total noninterest expense$9,005,0001,455
Salaries and employee benefits$4,424,0001,474
Premises and equipment expense$877,0002,243
Additional noninterest expense$3,704,0001,192
Pre-tax net operating income$7,327,0001,095
Securities gains (losses)$-42,00010,602
Applicable income taxes$2,470,0001,106
Income before extraordinary items$4,815,0001,156
Extraordinary gains, net$044
Net income$4,815,0001,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,572
Cash dividends$4,289,000704
Sale, conversion, retirement of capital stock, net$7,429,000128
Net operating income$4,842,7201,120
1996-12-31 (YTD Data)Rank
Total interest income$24,850,0001,378
Total interest expense$12,267,0001,314
Net interest income$12,583,0001,427
Provision for loan and lease losses$180,0003,640
Total noninterest income$2,630,0001,494
Gross Fiduciary activities income$886,000541
Service charges on deposit accounts$863,0001,548
Trading account gains and fees$0262
Additional Noninterest Income$881,0001,975
Total noninterest expense$8,543,0001,661
Salaries and employee benefits$4,051,0001,642
Premises and equipment expense$895,0002,228
Additional noninterest expense$3,597,0001,480
Pre-tax net operating income$6,490,0001,134
Securities gains (losses)$94,000986
Applicable income taxes$2,194,0001,131
Income before extraordinary items$4,390,0001,160
Extraordinary gains, net$053
Net income$4,390,0001,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,315
Cash dividends$3,604,000824
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,327,0201,155
1995-12-31 (YTD Data)Rank
Total interest income$23,932,0001,435
Total interest expense$12,040,0001,363
Net interest income$11,892,0001,513
Provision for loan and lease losses$08,958
Total noninterest income$2,518,0001,536
Gross Fiduciary activities income$815,000583
Service charges on deposit accounts$762,0001,788
Trading account gains and fees$0522
Additional Noninterest Income$941,0001,880
Total noninterest expense$8,765,0001,622
Salaries and employee benefits$4,424,0001,500
Premises and equipment expense$830,0002,407
Additional noninterest expense$3,511,0001,478
Pre-tax net operating income$5,645,0001,355
Securities gains (losses)$119,000885
Applicable income taxes$1,893,0001,335
Income before extraordinary items$3,871,0001,353
Extraordinary gains, net$065
Net income$3,871,0001,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,963
Cash dividends$3,061,000895
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,791,2701,352
1994-12-31 (YTD Data)Rank
Total interest income$20,244,0001,528
Total interest expense$8,809,0001,472
Net interest income$11,435,0001,576
Provision for loan and lease losses$-300,00012,391
Total noninterest income$2,897,0001,406
Gross Fiduciary activities income$819,000578
Service charges on deposit accounts$674,0002,004
Trading account gains and fees$50,000280
Additional Noninterest Income$1,354,0001,489
Total noninterest expense$8,368,0001,747
Salaries and employee benefits$4,200,0001,588
Premises and equipment expense$733,0002,724
Additional noninterest expense$3,435,0001,619
Pre-tax net operating income$6,264,0001,198
Securities gains (losses)$-264,00012,060
Applicable income taxes$1,947,0001,237
Income before extraordinary items$4,053,0001,240
Extraordinary gains, net$0249
Net income$4,053,0001,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,00011,981
Cash dividends$3,542,000712
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,232,5201,208
1993-12-31 (YTD Data)Rank
Total interest income$19,407,0001,625
Total interest expense$8,326,0001,591
Net interest income$11,081,0001,624
Provision for loan and lease losses$-400,00013,148
Total noninterest income$3,445,0001,311
Gross Fiduciary activities income$971,000549
Service charges on deposit accounts$646,0002,123
Trading account gains and fees$41,000342
Additional Noninterest Income$1,787,0001,361
Total noninterest expense$8,547,0001,763
Salaries and employee benefits$4,276,0001,577
Premises and equipment expense$787,0002,591
Additional noninterest expense$3,484,0001,691
Pre-tax net operating income$6,379,0001,097
Securities gains (losses)$634,000772
Applicable income taxes$2,149,0001,131
Income before extraordinary items$4,864,0001,070
Extraordinary gains, net$-80,00012,866
Net income$4,784,0001,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,00012,766
Cash dividends$5,005,000471
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,426,5401,081
1992-12-31 (YTD Data)Rank
Total interest income$22,248,0001,611
Total interest expense$10,251,0001,682
Net interest income$11,997,0001,531
Provision for loan and lease losses$756,0002,230
Total noninterest income$2,706,0001,566
Gross Fiduciary activities income$885,000581
Service charges on deposit accounts$622,0002,188
Trading account gains and fees$50,000316
Additional Noninterest Income$1,149,0001,822
Total noninterest expense$8,256,0001,837
Salaries and employee benefits$4,012,0001,649
Premises and equipment expense$784,0002,656
Additional noninterest expense$3,460,0001,769
Pre-tax net operating income$5,691,0001,142
Securities gains (losses)$124,0002,671
Applicable income taxes$1,799,0001,231
Income before extraordinary items$4,016,0001,166
Extraordinary gains, net$01,422
Net income$4,016,0001,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0004,592
Cash dividends$3,161,000563
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,930,4401,101

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.