Home > BREMER BANK > Income and Expense
BREMER BANK, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,275,000 | 2,854 |
| Total interest expense | $2,873,000 | 2,623 |
| Net interest income | $5,402,000 | 2,960 |
| Provision for loan and lease losses | $121,000 | 3,862 |
| Total noninterest income | $1,215,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $533,000 | 2,320 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $682,000 | 2,358 |
| Total noninterest expense | $4,101,000 | 2,953 |
| Salaries and employee benefits | $1,962,000 | 3,328 |
| Premises and equipment expense | $245,000 | 5,500 |
| Additional noninterest expense | $1,894,000 | 1,969 |
| Pre-tax net operating income | $2,395,000 | 2,662 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $780,000 | 2,241 |
| Income before extraordinary items | $1,615,000 | 2,952 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,615,000 | 2,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,359 |
| Cash dividends | $2,100,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,615,000 | 2,908 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 2,878 |
| Total interest expense | $1,746,000 | 2,685 |
| Net interest income | $3,562,000 | 2,955 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $800,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $344,000 | 2,345 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $456,000 | 2,324 |
| Total noninterest expense | $2,687,000 | 2,994 |
| Salaries and employee benefits | $1,295,000 | 3,343 |
| Premises and equipment expense | $159,000 | 5,543 |
| Additional noninterest expense | $1,233,000 | 1,990 |
| Pre-tax net operating income | $1,585,000 | 2,640 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $524,000 | 2,207 |
| Income before extraordinary items | $1,061,000 | 2,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,061,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,193 |
| Cash dividends | $1,800,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,061,000 | 2,914 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 2,957 |
| Total interest expense | $790,000 | 2,817 |
| Net interest income | $1,750,000 | 2,990 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $375,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $163,000 | 2,397 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $212,000 | 2,395 |
| Total noninterest expense | $1,328,000 | 3,040 |
| Salaries and employee benefits | $635,000 | 3,395 |
| Premises and equipment expense | $79,000 | 5,599 |
| Additional noninterest expense | $614,000 | 1,994 |
| Pre-tax net operating income | $752,000 | 2,697 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $251,000 | 2,265 |
| Income before extraordinary items | $501,000 | 3,043 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $501,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $1,200,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $501,000 | 3,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,856,000 | 2,874 |
| Total interest expense | $2,543,000 | 3,012 |
| Net interest income | $7,313,000 | 2,771 |
| Provision for loan and lease losses | $-240,000 | 8,857 |
| Total noninterest income | $1,606,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $808,000 | 2,120 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $798,000 | 2,500 |
| Total noninterest expense | $5,044,000 | 3,094 |
| Salaries and employee benefits | $2,345,000 | 3,524 |
| Premises and equipment expense | $333,000 | 5,380 |
| Additional noninterest expense | $2,366,000 | 2,068 |
| Pre-tax net operating income | $4,115,000 | 2,014 |
| Securities gains (losses) | $126,000 | 1,090 |
| Applicable income taxes | $1,478,000 | 1,623 |
| Income before extraordinary items | $2,763,000 | 2,226 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,763,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,989 |
| Cash dividends | $1,150,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,681,100 | 2,227 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,160,000 | 2,923 |
| Total interest expense | $1,849,000 | 3,034 |
| Net interest income | $5,311,000 | 2,823 |
| Provision for loan and lease losses | $-240,000 | 8,935 |
| Total noninterest income | $1,265,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $625,000 | 2,086 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $640,000 | 2,408 |
| Total noninterest expense | $3,750,000 | 3,078 |
| Salaries and employee benefits | $1,724,000 | 3,555 |
| Premises and equipment expense | $253,000 | 5,299 |
| Additional noninterest expense | $1,773,000 | 2,036 |
| Pre-tax net operating income | $3,066,000 | 2,044 |
| Securities gains (losses) | $126,000 | 1,027 |
| Applicable income taxes | $1,115,000 | 1,628 |
| Income before extraordinary items | $2,077,000 | 2,245 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,077,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,920 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,995,100 | 2,274 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 2,948 |
| Total interest expense | $1,217,000 | 3,043 |
| Net interest income | $3,487,000 | 2,863 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $848,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $411,000 | 2,099 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $437,000 | 2,388 |
| Total noninterest expense | $2,492,000 | 3,102 |
| Salaries and employee benefits | $1,135,000 | 3,599 |
| Premises and equipment expense | $173,000 | 5,252 |
| Additional noninterest expense | $1,184,000 | 2,029 |
| Pre-tax net operating income | $1,813,000 | 2,221 |
| Securities gains (losses) | $126,000 | 892 |
| Applicable income taxes | $670,000 | 1,759 |
| Income before extraordinary items | $1,269,000 | 2,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,269,000 | 2,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,563 |
| Cash dividends | $650,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,187,100 | 2,485 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 2,981 |
| Total interest expense | $612,000 | 3,068 |
| Net interest income | $1,720,000 | 2,900 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $448,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $201,000 | 2,074 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $247,000 | 2,149 |
| Total noninterest expense | $1,220,000 | 3,173 |
| Salaries and employee benefits | $545,000 | 3,750 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $581,000 | 2,030 |
| Pre-tax net operating income | $933,000 | 2,135 |
| Securities gains (losses) | $126,000 | 696 |
| Applicable income taxes | $371,000 | 1,666 |
| Income before extraordinary items | $688,000 | 2,211 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $688,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $400,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $606,100 | 2,391 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,360,000 | 2,732 |
| Total interest expense | $2,809,000 | 3,041 |
| Net interest income | $7,551,000 | 2,555 |
| Provision for loan and lease losses | $-52,000 | 8,990 |
| Total noninterest income | $2,094,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $831,000 | 2,065 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,263,000 | 2,046 |
| Total noninterest expense | $5,746,000 | 2,695 |
| Salaries and employee benefits | $2,566,000 | 3,206 |
| Premises and equipment expense | $352,000 | 5,142 |
| Additional noninterest expense | $2,828,000 | 1,714 |
| Pre-tax net operating income | $3,951,000 | 1,993 |
| Securities gains (losses) | $298,000 | 1,048 |
| Applicable income taxes | $1,849,000 | 1,361 |
| Income before extraordinary items | $2,400,000 | 2,463 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,400,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,926 |
| Cash dividends | $3,300,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,209,280 | 2,525 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,972,000 | 2,699 |
| Total interest expense | $2,181,000 | 3,043 |
| Net interest income | $5,791,000 | 2,516 |
| Provision for loan and lease losses | $165,000 | 3,731 |
| Total noninterest income | $1,493,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $632,000 | 2,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $861,000 | 2,259 |
| Total noninterest expense | $4,304,000 | 2,710 |
| Salaries and employee benefits | $2,051,000 | 3,020 |
| Premises and equipment expense | $253,000 | 5,289 |
| Additional noninterest expense | $2,000,000 | 1,806 |
| Pre-tax net operating income | $2,815,000 | 2,148 |
| Securities gains (losses) | $297,000 | 968 |
| Applicable income taxes | $1,454,000 | 1,389 |
| Income before extraordinary items | $1,658,000 | 2,742 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,658,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,488 |
| Cash dividends | $3,300,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,467,920 | 2,869 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 2,621 |
| Total interest expense | $1,530,000 | 2,992 |
| Net interest income | $4,044,000 | 2,400 |
| Provision for loan and lease losses | $165,000 | 2,855 |
| Total noninterest income | $1,144,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $428,000 | 1,967 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $716,000 | 1,937 |
| Total noninterest expense | $3,129,000 | 2,495 |
| Salaries and employee benefits | $1,449,000 | 2,864 |
| Premises and equipment expense | $166,000 | 5,313 |
| Additional noninterest expense | $1,514,000 | 1,604 |
| Pre-tax net operating income | $1,894,000 | 2,143 |
| Securities gains (losses) | $297,000 | 813 |
| Applicable income taxes | $1,140,000 | 1,230 |
| Income before extraordinary items | $1,051,000 | 2,872 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,051,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,111 |
| Cash dividends | $3,300,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $860,920 | 3,147 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 2,627 |
| Total interest expense | $770,000 | 3,037 |
| Net interest income | $2,031,000 | 2,389 |
| Provision for loan and lease losses | $82,000 | 2,707 |
| Total noninterest income | $524,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $213,000 | 1,922 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $311,000 | 2,061 |
| Total noninterest expense | $1,424,000 | 2,713 |
| Salaries and employee benefits | $681,000 | 3,021 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $658,000 | 1,788 |
| Pre-tax net operating income | $1,049,000 | 1,953 |
| Securities gains (losses) | $251,000 | 573 |
| Applicable income taxes | $470,000 | 1,443 |
| Income before extraordinary items | $830,000 | 1,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $830,000 | 1,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $669,360 | 2,167 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,463,000 | 2,477 |
| Total interest expense | $3,654,000 | 2,974 |
| Net interest income | $8,809,000 | 2,197 |
| Provision for loan and lease losses | $330,000 | 3,240 |
| Total noninterest income | $2,070,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $905,000 | 1,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,165,000 | 1,978 |
| Total noninterest expense | $5,516,000 | 2,678 |
| Salaries and employee benefits | $2,739,000 | 2,864 |
| Premises and equipment expense | $399,000 | 4,662 |
| Additional noninterest expense | $2,378,000 | 1,945 |
| Pre-tax net operating income | $5,033,000 | 1,622 |
| Securities gains (losses) | $156,000 | 1,348 |
| Applicable income taxes | $1,848,000 | 1,379 |
| Income before extraordinary items | $3,341,000 | 1,795 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,341,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,601 |
| Cash dividends | $3,550,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,241,160 | 1,781 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,762,000 | 2,323 |
| Total interest expense | $6,775,000 | 2,362 |
| Net interest income | $7,987,000 | 2,245 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $2,095,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $930,000 | 1,615 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,165,000 | 1,833 |
| Total noninterest expense | $5,438,000 | 2,605 |
| Salaries and employee benefits | $2,504,000 | 2,950 |
| Premises and equipment expense | $451,000 | 4,231 |
| Additional noninterest expense | $2,483,000 | 1,840 |
| Pre-tax net operating income | $4,524,000 | 1,590 |
| Securities gains (losses) | $316,000 | 874 |
| Applicable income taxes | $1,761,000 | 1,308 |
| Income before extraordinary items | $3,079,000 | 1,708 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,079,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,470 |
| Cash dividends | $3,100,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,876,760 | 1,756 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,674,000 | 2,244 |
| Total interest expense | $8,025,000 | 2,139 |
| Net interest income | $7,649,000 | 2,324 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $1,571,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $817,000 | 1,699 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $754,000 | 2,235 |
| Total noninterest expense | $5,210,000 | 2,614 |
| Salaries and employee benefits | $2,361,000 | 2,981 |
| Premises and equipment expense | $432,000 | 4,255 |
| Additional noninterest expense | $2,417,000 | 1,826 |
| Pre-tax net operating income | $3,710,000 | 1,972 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,314,000 | 1,686 |
| Income before extraordinary items | $2,396,000 | 2,169 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,396,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,458 |
| Cash dividends | $1,900,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,396,000 | 2,169 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,069,000 | 2,503 |
| Total interest expense | $6,139,000 | 2,395 |
| Net interest income | $6,930,000 | 2,535 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $1,858,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $661,000 | 2,009 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,197,000 | 1,642 |
| Total noninterest expense | $4,825,000 | 2,801 |
| Salaries and employee benefits | $2,171,000 | 3,183 |
| Premises and equipment expense | $409,000 | 4,452 |
| Additional noninterest expense | $2,245,000 | 1,944 |
| Pre-tax net operating income | $3,853,000 | 1,908 |
| Securities gains (losses) | $92,000 | 757 |
| Applicable income taxes | $1,401,000 | 1,683 |
| Income before extraordinary items | $2,544,000 | 2,070 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,544,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,905 |
| Cash dividends | $2,900,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,485,120 | 2,080 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,947,000 | 2,718 |
| Total interest expense | $5,966,000 | 2,537 |
| Net interest income | $5,981,000 | 2,882 |
| Provision for loan and lease losses | $165,000 | 3,956 |
| Total noninterest income | $1,659,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $630,000 | 2,039 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,029,000 | 1,813 |
| Total noninterest expense | $4,282,000 | 3,030 |
| Salaries and employee benefits | $1,988,000 | 3,357 |
| Premises and equipment expense | $401,000 | 4,407 |
| Additional noninterest expense | $1,893,000 | 2,218 |
| Pre-tax net operating income | $3,193,000 | 2,237 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $1,079,000 | 2,170 |
| Income before extraordinary items | $2,132,000 | 2,414 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,132,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,452 |
| Cash dividends | $1,950,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,120,120 | 2,349 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,605,000 | 2,826 |
| Total interest expense | $5,785,000 | 2,586 |
| Net interest income | $5,820,000 | 3,002 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $1,232,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $644,000 | 2,034 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $588,000 | 2,518 |
| Total noninterest expense | $3,897,000 | 3,257 |
| Salaries and employee benefits | $1,815,000 | 3,610 |
| Premises and equipment expense | $407,000 | 4,396 |
| Additional noninterest expense | $1,675,000 | 2,461 |
| Pre-tax net operating income | $2,975,000 | 2,514 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $983,000 | 2,468 |
| Income before extraordinary items | $1,992,000 | 2,600 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,992,000 | 2,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $1,250,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,992,000 | 2,552 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,954,000 | 2,998 |
| Total interest expense | $5,366,000 | 2,833 |
| Net interest income | $5,588,000 | 3,165 |
| Provision for loan and lease losses | $195,000 | 3,475 |
| Total noninterest income | $1,091,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $598,000 | 2,269 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $493,000 | 2,953 |
| Total noninterest expense | $3,884,000 | 3,432 |
| Salaries and employee benefits | $1,795,000 | 3,680 |
| Premises and equipment expense | $419,000 | 4,367 |
| Additional noninterest expense | $1,670,000 | 2,851 |
| Pre-tax net operating income | $2,600,000 | 2,685 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $855,000 | 2,687 |
| Income before extraordinary items | $1,748,000 | 2,783 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,748,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $1,025,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,745,990 | 2,745 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,924,000 | 3,301 |
| Total interest expense | $4,939,000 | 3,062 |
| Net interest income | $4,985,000 | 3,546 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $863,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $508,000 | 2,674 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $355,000 | 3,572 |
| Total noninterest expense | $3,771,000 | 3,501 |
| Salaries and employee benefits | $1,817,000 | 3,612 |
| Premises and equipment expense | $387,000 | 4,672 |
| Additional noninterest expense | $1,567,000 | 2,981 |
| Pre-tax net operating income | $1,927,000 | 3,610 |
| Securities gains (losses) | $-26,000 | 10,740 |
| Applicable income taxes | $561,000 | 3,837 |
| Income before extraordinary items | $1,340,000 | 3,573 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,340,000 | 3,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,878 |
| Cash dividends | $1,325,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,358,200 | 3,520 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,622,000 | 3,473 |
| Total interest expense | $3,558,000 | 3,404 |
| Net interest income | $5,064,000 | 3,516 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,167,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $471,000 | 2,929 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $696,000 | 2,345 |
| Total noninterest expense | $3,696,000 | 3,667 |
| Salaries and employee benefits | $1,827,000 | 3,571 |
| Premises and equipment expense | $397,000 | 4,614 |
| Additional noninterest expense | $1,472,000 | 3,367 |
| Pre-tax net operating income | $2,535,000 | 2,789 |
| Securities gains (losses) | $82,000 | 865 |
| Applicable income taxes | $886,000 | 2,526 |
| Income before extraordinary items | $1,731,000 | 2,807 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,731,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $1,085,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,676,880 | 2,910 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,448,000 | 3,633 |
| Total interest expense | $3,375,000 | 3,712 |
| Net interest income | $5,073,000 | 3,525 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $893,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $498,000 | 2,809 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $395,000 | 3,784 |
| Total noninterest expense | $3,719,000 | 3,724 |
| Salaries and employee benefits | $1,780,000 | 3,647 |
| Premises and equipment expense | $370,000 | 5,020 |
| Additional noninterest expense | $1,569,000 | 3,372 |
| Pre-tax net operating income | $2,122,000 | 3,130 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $630,000 | 3,446 |
| Income before extraordinary items | $1,495,000 | 3,262 |
| Extraordinary gains, net | $-403,000 | 13,150 |
| Net income | $1,092,000 | 4,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,492,900 | 3,091 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,092,000 | 3,827 |
| Total interest expense | $4,232,000 | 3,867 |
| Net interest income | $4,860,000 | 3,747 |
| Provision for loan and lease losses | $311,000 | 4,027 |
| Total noninterest income | $918,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $486,000 | 2,863 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $432,000 | 3,523 |
| Total noninterest expense | $3,580,000 | 3,858 |
| Salaries and employee benefits | $1,668,000 | 3,849 |
| Premises and equipment expense | $363,000 | 5,201 |
| Additional noninterest expense | $1,549,000 | 3,503 |
| Pre-tax net operating income | $1,887,000 | 3,283 |
| Securities gains (losses) | $67,000 | 3,651 |
| Applicable income taxes | $565,000 | 3,605 |
| Income before extraordinary items | $1,389,000 | 3,305 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,389,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $1,100,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,341,430 | 3,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.