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Bremer Bank, Income and Expense

2014-09-30 (YTD Data)Rank
Total interest income$19,983,000963
Total interest expense$1,548,0001,443
Net interest income$18,435,000898
Provision for loan and lease losses$1,350,000499
Total noninterest income$3,986,0001,057
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,264,000802
Trading account gains and fees$0174
Additional Noninterest Income$2,722,000977
Total noninterest expense$15,953,000947
Salaries and employee benefits$6,330,0001,271
Premises and equipment expense$1,034,0001,712
Additional noninterest expense$8,589,000589
Pre-tax net operating income$5,118,0001,193
Securities gains (losses)$358,000421
Applicable income taxes$806,0001,506
Income before extraordinary items$4,670,0001,071
Extraordinary gains, net$015
Net income$4,670,0001,070
Minority interest net income$081
Net income of bank and minority interests.$4,670,0001,070
Net charge-offs$230,0001,855
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,365,7001,117
2014-06-30 (YTD Data)Rank
Total interest income$13,077,000968
Total interest expense$1,096,0001,357
Net interest income$11,981,000917
Provision for loan and lease losses$1,100,000418
Total noninterest income$2,525,0001,087
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$818,000819
Trading account gains and fees$0172
Additional Noninterest Income$1,707,0001,003
Total noninterest expense$10,645,000943
Salaries and employee benefits$4,252,0001,263
Premises and equipment expense$688,0001,737
Additional noninterest expense$5,705,000579
Pre-tax net operating income$2,761,0001,378
Securities gains (losses)$235,000436
Applicable income taxes$278,0002,101
Income before extraordinary items$2,718,0001,174
Extraordinary gains, net$020
Net income$2,718,0001,174
Minority interest net income$080
Net income of bank and minority interests.$2,718,0001,175
Net charge-offs$47,0002,837
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,504,1501,237
2014-03-31 (YTD Data)Rank
Total interest income$6,493,000974
Total interest expense$597,0001,263
Net interest income$5,896,000935
Provision for loan and lease losses$550,000414
Total noninterest income$1,182,0001,104
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$402,000808
Trading account gains and fees$0147
Additional Noninterest Income$780,0001,031
Total noninterest expense$5,337,000948
Salaries and employee benefits$2,229,0001,239
Premises and equipment expense$338,0001,781
Additional noninterest expense$2,770,000597
Pre-tax net operating income$1,191,0001,521
Securities gains (losses)$235,000252
Applicable income taxes$122,0002,178
Income before extraordinary items$1,304,0001,174
Extraordinary gains, net$016
Net income$1,304,0001,175
Minority interest net income$066
Net income of bank and minority interests.$1,304,0001,175
Net charge-offs$34,0002,143
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,090,1501,365
2013-12-31 (YTD Data)Rank
Total interest income$25,042,0001,008
Total interest expense$3,001,0001,126
Net interest income$22,041,000992
Provision for loan and lease losses$1,379,000851
Total noninterest income$5,268,0001,087
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,593,000872
Trading account gains and fees$0184
Additional Noninterest Income$3,675,0001,008
Total noninterest expense$21,332,000961
Salaries and employee benefits$9,352,0001,167
Premises and equipment expense$1,232,0001,870
Additional noninterest expense$10,748,000647
Pre-tax net operating income$4,598,0001,519
Securities gains (losses)$425,000515
Applicable income taxes$461,0002,247
Income before extraordinary items$4,562,0001,332
Extraordinary gains, net$029
Net income$4,562,0001,335
Minority interest net income$090
Net income of bank and minority interests.$4,562,0001,335
Net charge-offs$880,0001,395
Cash dividends$1,000,0001,914
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,175,2501,415
2013-09-30 (YTD Data)Rank
Total interest income$18,593,0001,024
Total interest expense$2,267,0001,155
Net interest income$16,326,0001,015
Provision for loan and lease losses$698,0001,194
Total noninterest income$4,055,0001,100
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,180,000885
Trading account gains and fees$0180
Additional Noninterest Income$2,875,000996
Total noninterest expense$15,678,000975
Salaries and employee benefits$6,824,0001,193
Premises and equipment expense$921,0001,891
Additional noninterest expense$7,933,000651
Pre-tax net operating income$4,005,0001,380
Securities gains (losses)$588,000356
Applicable income taxes$714,0001,557
Income before extraordinary items$3,879,0001,195
Extraordinary gains, net$025
Net income$3,879,0001,196
Minority interest net income$084
Net income of bank and minority interests.$3,879,0001,197
Net charge-offs$519,0001,549
Cash dividends$1,000,0001,437
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,385,0801,316
2013-06-30 (YTD Data)Rank
Total interest income$12,238,0001,032
Total interest expense$1,615,0001,102
Net interest income$10,623,0001,029
Provision for loan and lease losses$349,0001,512
Total noninterest income$2,709,0001,095
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$741,000909
Trading account gains and fees$0157
Additional Noninterest Income$1,968,0001,003
Total noninterest expense$10,406,000972
Salaries and employee benefits$4,502,0001,195
Premises and equipment expense$631,0001,844
Additional noninterest expense$5,273,000646
Pre-tax net operating income$2,577,0001,405
Securities gains (losses)$02,791
Applicable income taxes$327,0001,929
Income before extraordinary items$2,250,0001,348
Extraordinary gains, net$022
Net income$2,250,0001,349
Minority interest net income$082
Net income of bank and minority interests.$2,250,0001,350
Net charge-offs$309,0001,657
Cash dividends$1,000,0001,071
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,250,0001,290
2013-03-31 (YTD Data)Rank
Total interest income$6,018,0001,057
Total interest expense$834,0001,103
Net interest income$5,184,0001,054
Provision for loan and lease losses$04,409
Total noninterest income$1,392,0001,079
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$359,000921
Trading account gains and fees$0148
Additional Noninterest Income$1,033,000971
Total noninterest expense$5,131,000998
Salaries and employee benefits$2,179,0001,244
Premises and equipment expense$320,0001,861
Additional noninterest expense$2,632,000656
Pre-tax net operating income$1,445,0001,259
Securities gains (losses)$01,966
Applicable income taxes$228,0001,583
Income before extraordinary items$1,217,0001,228
Extraordinary gains, net$010
Net income$1,217,0001,230
Minority interest net income$076
Net income of bank and minority interests.$1,217,0001,230
Net charge-offs$87,0002,003
Cash dividends$1,000,000526
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,217,0001,173
2012-12-31 (YTD Data)Rank
Total interest income$25,878,0001,022
Total interest expense$3,633,0001,236
Net interest income$22,245,000983
Provision for loan and lease losses$1,023,0001,741
Total noninterest income$5,694,0001,044
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,534,000926
Trading account gains and fees$0166
Additional Noninterest Income$4,160,000934
Total noninterest expense$19,188,0001,045
Salaries and employee benefits$7,648,0001,350
Premises and equipment expense$1,181,0001,968
Additional noninterest expense$10,359,000687
Pre-tax net operating income$7,728,000917
Securities gains (losses)$1,002,000523
Applicable income taxes$2,064,000856
Income before extraordinary items$6,666,000906
Extraordinary gains, net$029
Net income$6,666,000906
Minority interest net income$093
Net income of bank and minority interests.$6,666,000906
Net charge-offs$959,0001,864
Cash dividends$6,000,000482
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,904,480969
2012-09-30 (YTD Data)Rank
Total interest income$19,551,0001,029
Total interest expense$2,724,0001,293
Net interest income$16,827,000981
Provision for loan and lease losses$805,0001,699
Total noninterest income$4,075,0001,078
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,152,000930
Trading account gains and fees$0157
Additional Noninterest Income$2,923,000956
Total noninterest expense$14,393,0001,039
Salaries and employee benefits$5,765,0001,342
Premises and equipment expense$891,0001,979
Additional noninterest expense$7,737,000678
Pre-tax net operating income$5,704,000951
Securities gains (losses)$1,011,000402
Applicable income taxes$1,628,000841
Income before extraordinary items$5,087,000899
Extraordinary gains, net$020
Net income$5,087,000897
Minority interest net income$086
Net income of bank and minority interests.$5,087,000899
Net charge-offs$549,0002,068
Cash dividends$4,500,000391
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,318,6401,002
2012-06-30 (YTD Data)Rank
Total interest income$13,062,0001,037
Total interest expense$1,809,0001,345
Net interest income$11,253,000984
Provision for loan and lease losses$355,0002,216
Total noninterest income$2,724,0001,065
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$751,000945
Trading account gains and fees$0153
Additional Noninterest Income$1,973,000921
Total noninterest expense$9,612,0001,038
Salaries and employee benefits$3,881,0001,328
Premises and equipment expense$592,0001,989
Additional noninterest expense$5,139,000675
Pre-tax net operating income$4,010,000908
Securities gains (losses)$1,011,000279
Applicable income taxes$1,301,000718
Income before extraordinary items$3,720,000818
Extraordinary gains, net$019
Net income$3,720,000817
Minority interest net income$084
Net income of bank and minority interests.$3,720,000818
Net charge-offs$500,0001,767
Cash dividends$3,000,000375
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,971,860966
2012-03-31 (YTD Data)Rank
Total interest income$6,532,0001,042
Total interest expense$932,0001,355
Net interest income$5,600,000985
Provision for loan and lease losses$05,254
Total noninterest income$1,301,0001,089
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$363,000971
Trading account gains and fees$0148
Additional Noninterest Income$938,000949
Total noninterest expense$4,809,0001,033
Salaries and employee benefits$1,995,0001,302
Premises and equipment expense$314,0001,900
Additional noninterest expense$2,500,000692
Pre-tax net operating income$2,092,000855
Securities gains (losses)$1,011,000141
Applicable income taxes$883,000561
Income before extraordinary items$2,220,000687
Extraordinary gains, net$019
Net income$2,220,000688
Minority interest net income$078
Net income of bank and minority interests.$2,220,000688
Net charge-offs$-11,0006,688
Cash dividends$1,500,000340
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,492,080935
2011-12-31 (YTD Data)Rank
Total interest income$27,207,0001,027
Total interest expense$5,109,0001,179
Net interest income$22,098,000994
Provision for loan and lease losses$1,781,0001,701
Total noninterest income$4,556,0001,118
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,508,000973
Trading account gains and fees$0146
Additional Noninterest Income$3,048,0001,026
Total noninterest expense$17,951,0001,098
Salaries and employee benefits$7,311,0001,365
Premises and equipment expense$1,170,0002,108
Additional noninterest expense$9,470,000757
Pre-tax net operating income$6,922,000881
Securities gains (losses)$96,0002,097
Applicable income taxes$1,522,000984
Income before extraordinary items$5,496,000916
Extraordinary gains, net$029
Net income$5,496,000914
Minority interest net income$096
Net income of bank and minority interests.$5,496,000916
Net charge-offs$1,061,0002,284
Cash dividends$6,000,000357
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,421,120889
2011-09-30 (YTD Data)Rank
Total interest income$20,468,0001,043
Total interest expense$4,005,0001,170
Net interest income$16,463,0001,008
Provision for loan and lease losses$1,328,0001,637
Total noninterest income$3,253,0001,169
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,142,000969
Trading account gains and fees$0145
Additional Noninterest Income$2,111,0001,080
Total noninterest expense$13,332,0001,107
Salaries and employee benefits$5,388,0001,384
Premises and equipment expense$917,0002,040
Additional noninterest expense$7,027,000751
Pre-tax net operating income$5,056,000919
Securities gains (losses)$96,0001,825
Applicable income taxes$1,133,000988
Income before extraordinary items$4,019,000958
Extraordinary gains, net$021
Net income$4,019,000955
Minority interest net income$087
Net income of bank and minority interests.$4,019,000958
Net charge-offs$598,0002,473
Cash dividends$4,500,000317
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,944,120929
2011-06-30 (YTD Data)Rank
Total interest income$13,721,0001,043
Total interest expense$2,726,0001,187
Net interest income$10,995,0001,005
Provision for loan and lease losses$885,0001,625
Total noninterest income$2,260,0001,129
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$743,000975
Trading account gains and fees$0153
Additional Noninterest Income$1,517,0001,007
Total noninterest expense$8,907,0001,120
Salaries and employee benefits$3,606,0001,392
Premises and equipment expense$626,0002,015
Additional noninterest expense$4,675,000766
Pre-tax net operating income$3,463,000870
Securities gains (losses)$96,0001,174
Applicable income taxes$824,000898
Income before extraordinary items$2,735,000902
Extraordinary gains, net$015
Net income$2,735,000901
Minority interest net income$089
Net income of bank and minority interests.$2,735,000902
Net charge-offs$523,0002,095
Cash dividends$3,000,000305
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,661,080897
2011-03-31 (YTD Data)Rank
Total interest income$6,864,0001,053
Total interest expense$1,406,0001,197
Net interest income$5,458,0001,009
Provision for loan and lease losses$443,0001,576
Total noninterest income$1,166,0001,092
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$363,000988
Trading account gains and fees$0158
Additional Noninterest Income$803,000964
Total noninterest expense$4,473,0001,126
Salaries and employee benefits$1,783,0001,417
Premises and equipment expense$328,0001,963
Additional noninterest expense$2,362,000760
Pre-tax net operating income$1,708,000884
Securities gains (losses)$20,0001,097
Applicable income taxes$401,000891
Income before extraordinary items$1,327,000917
Extraordinary gains, net$09
Net income$1,327,000916
Minority interest net income$086
Net income of bank and minority interests.$1,327,000917
Net charge-offs$67,0003,108
Cash dividends$1,500,000267
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,311,600903
2010-12-31 (YTD Data)Rank
Total interest income$29,002,0001,062
Total interest expense$6,893,0001,190
Net interest income$22,109,000998
Provision for loan and lease losses$3,788,0001,389
Total noninterest income$5,222,0001,057
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,804,000840
Trading account gains and fees$0175
Additional Noninterest Income$3,418,000968
Total noninterest expense$17,605,0001,138
Salaries and employee benefits$7,343,0001,331
Premises and equipment expense$1,265,0002,002
Additional noninterest expense$8,997,000820
Pre-tax net operating income$5,938,000879
Securities gains (losses)$2,266,000239
Applicable income taxes$2,063,000732
Income before extraordinary items$6,141,000726
Extraordinary gains, net$029
Net income$6,141,000725
Minority interest net income$0111
Net income of bank and minority interests.$6,141,000727
Net charge-offs$4,038,0001,202
Cash dividends$3,750,000446
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,441,500943
2010-09-30 (YTD Data)Rank
Total interest income$21,951,0001,064
Total interest expense$5,374,0001,193
Net interest income$16,577,0001,003
Provision for loan and lease losses$2,825,0001,319
Total noninterest income$3,864,0001,031
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,404,000824
Trading account gains and fees$0165
Additional Noninterest Income$2,460,000960
Total noninterest expense$13,049,0001,145
Salaries and employee benefits$5,435,0001,354
Premises and equipment expense$952,0002,025
Additional noninterest expense$6,662,000818
Pre-tax net operating income$4,567,000907
Securities gains (losses)$2,266,000193
Applicable income taxes$1,809,000644
Income before extraordinary items$5,024,000694
Extraordinary gains, net$023
Net income$5,024,000694
Minority interest net income$0110
Net income of bank and minority interests.$5,024,000694
Net charge-offs$3,112,0001,111
Cash dividends$1,250,000871
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,347,160981
2010-06-30 (YTD Data)Rank
Total interest income$14,722,0001,067
Total interest expense$3,672,0001,210
Net interest income$11,050,0001,002
Provision for loan and lease losses$1,550,0001,484
Total noninterest income$2,561,0001,028
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$959,000806
Trading account gains and fees$0152
Additional Noninterest Income$1,602,000935
Total noninterest expense$8,673,0001,140
Salaries and employee benefits$3,602,0001,376
Premises and equipment expense$637,0002,039
Additional noninterest expense$4,434,000814
Pre-tax net operating income$3,388,000815
Securities gains (losses)$2,266,000128
Applicable income taxes$1,634,000464
Income before extraordinary items$4,020,000551
Extraordinary gains, net$019
Net income$4,020,000552
Minority interest net income$0105
Net income of bank and minority interests.$4,020,000552
Net charge-offs$1,284,0001,502
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,411,140901
2010-03-31 (YTD Data)Rank
Total interest income$7,491,0001,069
Total interest expense$1,883,0001,237
Net interest income$5,608,0001,001
Provision for loan and lease losses$525,0001,766
Total noninterest income$1,268,0001,001
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$487,000800
Trading account gains and fees$0175
Additional Noninterest Income$781,000945
Total noninterest expense$4,268,0001,181
Salaries and employee benefits$1,746,0001,436
Premises and equipment expense$331,0002,034
Additional noninterest expense$2,191,000821
Pre-tax net operating income$2,083,000658
Securities gains (losses)$1,350,000114
Applicable income taxes$1,052,000369
Income before extraordinary items$2,381,000456
Extraordinary gains, net$016
Net income$2,381,000457
Minority interest net income$091
Net income of bank and minority interests.$2,381,000458
Net charge-offs$230,0002,283
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,449,500729
2009-12-31 (YTD Data)Rank
Total interest income$31,559,0001,088
Total interest expense$9,290,0001,278
Net interest income$22,269,000977
Provision for loan and lease losses$2,342,0002,278
Total noninterest income$5,840,000969
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,150,000802
Trading account gains and fees$0211
Additional Noninterest Income$3,690,000903
Total noninterest expense$17,728,0001,171
Salaries and employee benefits$7,459,0001,341
Premises and equipment expense$1,371,0001,962
Additional noninterest expense$8,898,000888
Pre-tax net operating income$8,039,000534
Securities gains (losses)$1,804,000303
Applicable income taxes$2,761,000431
Income before extraordinary items$7,082,000473
Extraordinary gains, net$034
Net income$7,082,000473
Minority interest net income$0115
Net income of bank and minority interests.$7,082,000475
Net charge-offs$1,389,0002,471
Cash dividends$2,500,000718
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,783,120579
2009-09-30 (YTD Data)Rank
Total interest income$23,644,0001,110
Total interest expense$7,171,0001,311
Net interest income$16,473,000993
Provision for loan and lease losses$1,950,0001,938
Total noninterest income$4,446,000964
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,613,000791
Trading account gains and fees$0212
Additional Noninterest Income$2,833,000894
Total noninterest expense$13,218,0001,159
Salaries and employee benefits$5,625,0001,351
Premises and equipment expense$1,022,0001,987
Additional noninterest expense$6,571,000857
Pre-tax net operating income$5,751,000597
Securities gains (losses)$1,805,000233
Applicable income taxes$2,146,000440
Income before extraordinary items$5,410,000485
Extraordinary gains, net$027
Net income$5,410,000484
Minority interest net income$0118
Net income of bank and minority interests.$5,410,000486
Net charge-offs$851,0002,392
Cash dividends$2,500,000493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,110,400645
2009-06-30 (YTD Data)Rank
Total interest income$15,727,0001,139
Total interest expense$4,823,0001,376
Net interest income$10,904,000994
Provision for loan and lease losses$963,0002,114
Total noninterest income$3,035,000957
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,041,000807
Trading account gains and fees$0193
Additional Noninterest Income$1,994,000884
Total noninterest expense$8,930,0001,168
Salaries and employee benefits$3,797,0001,366
Premises and equipment expense$695,0001,976
Additional noninterest expense$4,438,000862
Pre-tax net operating income$4,046,000549
Securities gains (losses)$1,805,000183
Applicable income taxes$1,755,000378
Income before extraordinary items$4,096,000428
Extraordinary gains, net$021
Net income$4,096,000426
Minority interest net income$0112
Net income of bank and minority interests.$4,096,000428
Net charge-offs$564,0002,212
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,832,500629
2009-03-31 (YTD Data)Rank
Total interest income$7,976,0001,131
Total interest expense$2,439,0001,408
Net interest income$5,537,000971
Provision for loan and lease losses$431,0001,933
Total noninterest income$1,309,0001,037
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$498,000818
Trading account gains and fees$0171
Additional Noninterest Income$811,0001,005
Total noninterest expense$4,212,0001,186
Salaries and employee benefits$1,878,0001,384
Premises and equipment expense$345,0002,025
Additional noninterest expense$1,989,000828
Pre-tax net operating income$2,203,000543
Securities gains (losses)$1,805,000125
Applicable income taxes$1,295,000294
Income before extraordinary items$2,713,000356
Extraordinary gains, net$015
Net income$2,713,000356
Minority interest net income$0102
Net income of bank and minority interests.$2,713,000358
Net charge-offs$181,0002,225
Cash dividends$1,500,000282
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,485,600646
2008-12-31 (YTD Data)Rank
Total interest income$34,726,0001,100
Total interest expense$12,791,0001,276
Net interest income$21,935,000982
Provision for loan and lease losses$1,778,0001,942
Total noninterest income$5,279,0001,001
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,230,000786
Trading account gains and fees$0154
Additional Noninterest Income$3,049,000952
Total noninterest expense$15,934,0001,231
Salaries and employee benefits$6,942,0001,488
Premises and equipment expense$1,286,0002,100
Additional noninterest expense$7,706,000852
Pre-tax net operating income$9,502,000577
Securities gains (losses)$03,220
Applicable income taxes$2,512,000545
Income before extraordinary items$6,990,000564
Extraordinary gains, net$039
Net income$6,990,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$966,0001,996
Cash dividends$8,000,000361
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,990,000603
2008-09-30 (YTD Data)Rank
Total interest income$26,329,0001,112
Total interest expense$9,967,0001,274
Net interest income$16,362,0001,003
Provision for loan and lease losses$1,325,0001,549
Total noninterest income$4,038,0001,032
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,659,000802
Trading account gains and fees$0148
Additional Noninterest Income$2,379,000972
Total noninterest expense$11,996,0001,215
Salaries and employee benefits$5,275,0001,492
Premises and equipment expense$964,0002,113
Additional noninterest expense$5,757,000815
Pre-tax net operating income$7,079,000709
Securities gains (losses)$03,106
Applicable income taxes$1,850,000693
Income before extraordinary items$5,229,000697
Extraordinary gains, net$031
Net income$5,229,000696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$601,0001,765
Cash dividends$6,000,000376
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,229,000731
2008-06-30 (YTD Data)Rank
Total interest income$17,762,0001,111
Total interest expense$6,926,0001,264
Net interest income$10,836,0001,002
Provision for loan and lease losses$1,000,0001,220
Total noninterest income$2,689,0001,045
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,065,000810
Trading account gains and fees$0149
Additional Noninterest Income$1,624,000984
Total noninterest expense$8,012,0001,210
Salaries and employee benefits$3,521,0001,497
Premises and equipment expense$653,0002,070
Additional noninterest expense$3,838,000788
Pre-tax net operating income$4,513,000785
Securities gains (losses)$03,233
Applicable income taxes$1,240,000782
Income before extraordinary items$3,273,000829
Extraordinary gains, net$021
Net income$3,273,000828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,0001,320
Cash dividends$4,000,000406
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,273,000816
2008-03-31 (YTD Data)Rank
Total interest income$9,105,0001,110
Total interest expense$3,833,0001,220
Net interest income$5,272,0001,022
Provision for loan and lease losses$625,000875
Total noninterest income$1,254,0001,108
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$518,000825
Trading account gains and fees$0158
Additional Noninterest Income$736,0001,070
Total noninterest expense$3,986,0001,213
Salaries and employee benefits$1,749,0001,526
Premises and equipment expense$338,0002,011
Additional noninterest expense$1,899,000766
Pre-tax net operating income$1,915,000988
Securities gains (losses)$02,688
Applicable income taxes$487,0001,033
Income before extraordinary items$1,428,0001,054
Extraordinary gains, net$015
Net income$1,428,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0001,307
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,428,0001,015
2007-12-31 (YTD Data)Rank
Total interest income$37,518,0001,132
Total interest expense$18,525,0001,050
Net interest income$18,993,0001,176
Provision for loan and lease losses$630,0001,988
Total noninterest income$5,273,0001,059
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,141,000829
Trading account gains and fees$0178
Additional Noninterest Income$3,132,000979
Total noninterest expense$15,667,0001,193
Salaries and employee benefits$6,756,0001,490
Premises and equipment expense$1,186,0002,189
Additional noninterest expense$7,725,000745
Pre-tax net operating income$7,969,0001,050
Securities gains (losses)$746,000209
Applicable income taxes$2,404,000963
Income before extraordinary items$6,311,0001,036
Extraordinary gains, net$039
Net income$6,311,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$761,0001,249
Cash dividends$3,000,0001,163
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,773,8801,104
2007-09-30 (YTD Data)Rank
Total interest income$28,180,0001,135
Total interest expense$14,140,0001,039
Net interest income$14,040,0001,200
Provision for loan and lease losses$585,0001,371
Total noninterest income$3,956,0001,051
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,578,000834
Trading account gains and fees$0184
Additional Noninterest Income$2,378,000970
Total noninterest expense$11,676,0001,191
Salaries and employee benefits$5,062,0001,498
Premises and equipment expense$877,0002,201
Additional noninterest expense$5,737,000736
Pre-tax net operating income$5,735,0001,193
Securities gains (losses)$01,655
Applicable income taxes$1,523,0001,211
Income before extraordinary items$4,212,0001,223
Extraordinary gains, net$033
Net income$4,212,0001,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$512,0001,050
Cash dividends$2,250,0001,112
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,212,0001,212
2007-06-30 (YTD Data)Rank
Total interest income$18,569,0001,162
Total interest expense$9,374,0001,054
Net interest income$9,195,0001,242
Provision for loan and lease losses$390,0001,262
Total noninterest income$2,665,0001,062
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,044,000849
Trading account gains and fees$0168
Additional Noninterest Income$1,621,000986
Total noninterest expense$7,751,0001,220
Salaries and employee benefits$3,382,0001,519
Premises and equipment expense$589,0002,188
Additional noninterest expense$3,780,000755
Pre-tax net operating income$3,719,0001,280
Securities gains (losses)$01,444
Applicable income taxes$988,0001,285
Income before extraordinary items$2,731,0001,311
Extraordinary gains, net$029
Net income$2,731,0001,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0001,256
Cash dividends$1,500,0001,106
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,731,0001,290
2007-03-31 (YTD Data)Rank
Total interest income$9,183,0001,165
Total interest expense$4,677,0001,050
Net interest income$4,506,0001,268
Provision for loan and lease losses$195,0001,191
Total noninterest income$1,158,0001,168
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$480,000900
Trading account gains and fees$0195
Additional Noninterest Income$678,0001,099
Total noninterest expense$3,791,0001,237
Salaries and employee benefits$1,646,0001,579
Premises and equipment expense$298,0002,198
Additional noninterest expense$1,847,000753
Pre-tax net operating income$1,678,0001,391
Securities gains (losses)$01,187
Applicable income taxes$433,0001,440
Income before extraordinary items$1,245,0001,408
Extraordinary gains, net$022
Net income$1,245,0001,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,000862
Cash dividends$750,0001,020
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,245,0001,395
2006-12-31 (YTD Data)Rank
Total interest income$34,838,0001,130
Total interest expense$16,009,0001,037
Net interest income$18,829,0001,192
Provision for loan and lease losses$485,0001,951
Total noninterest income$4,919,0001,106
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,266,000780
Trading account gains and fees$0130
Additional Noninterest Income$2,653,0001,090
Total noninterest expense$15,541,0001,155
Salaries and employee benefits$6,819,0001,447
Premises and equipment expense$1,247,0002,008
Additional noninterest expense$7,475,000723
Pre-tax net operating income$7,722,0001,265
Securities gains (losses)$01,687
Applicable income taxes$2,183,0001,238
Income before extraordinary items$5,539,0001,316
Extraordinary gains, net$051
Net income$5,539,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$732,000881
Cash dividends$3,850,000900
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,539,0001,303
2006-09-30 (YTD Data)Rank
Total interest income$25,825,0001,151
Total interest expense$11,657,0001,037
Net interest income$14,168,0001,198
Provision for loan and lease losses$560,0001,276
Total noninterest income$3,596,0001,135
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,722,000773
Trading account gains and fees$0126
Additional Noninterest Income$1,874,0001,152
Total noninterest expense$11,573,0001,176
Salaries and employee benefits$5,107,0001,453
Premises and equipment expense$921,0002,052
Additional noninterest expense$5,545,000738
Pre-tax net operating income$5,631,0001,359
Securities gains (losses)$01,388
Applicable income taxes$1,621,0001,314
Income before extraordinary items$4,010,0001,406
Extraordinary gains, net$045
Net income$4,010,0001,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0001,057
Cash dividends$3,100,000806
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,010,0001,391
2006-06-30 (YTD Data)Rank
Total interest income$16,771,0001,161
Total interest expense$7,325,0001,042
Net interest income$9,446,0001,200
Provision for loan and lease losses$420,0001,131
Total noninterest income$2,428,0001,134
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,132,000772
Trading account gains and fees$0126
Additional Noninterest Income$1,296,0001,115
Total noninterest expense$7,798,0001,169
Salaries and employee benefits$3,495,0001,414
Premises and equipment expense$613,0002,045
Additional noninterest expense$3,690,000743
Pre-tax net operating income$3,656,0001,383
Securities gains (losses)$01,185
Applicable income taxes$1,052,0001,346
Income before extraordinary items$2,604,0001,438
Extraordinary gains, net$039
Net income$2,604,0001,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,000835
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,604,0001,428
2006-03-31 (YTD Data)Rank
Total interest income$8,229,0001,155
Total interest expense$3,495,0001,041
Net interest income$4,734,0001,192
Provision for loan and lease losses$210,0001,096
Total noninterest income$1,108,0001,185
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$553,000768
Trading account gains and fees$0115
Additional Noninterest Income$555,0001,237
Total noninterest expense$3,847,0001,186
Salaries and employee benefits$1,696,0001,466
Premises and equipment expense$320,0001,980
Additional noninterest expense$1,831,000740
Pre-tax net operating income$1,785,0001,374
Securities gains (losses)$0955
Applicable income taxes$508,0001,384
Income before extraordinary items$1,277,0001,425
Extraordinary gains, net$021
Net income$1,277,0001,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,605
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,277,0001,403
2005-12-31 (YTD Data)Rank
Total interest income$28,999,0001,138
Total interest expense$10,443,0001,076
Net interest income$18,556,0001,157
Provision for loan and lease losses$762,0001,319
Total noninterest income$4,772,0001,123
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,304,000752
Trading account gains and fees$0138
Additional Noninterest Income$2,468,0001,170
Total noninterest expense$14,634,0001,186
Salaries and employee benefits$6,437,0001,450
Premises and equipment expense$1,251,0001,923
Additional noninterest expense$6,946,000760
Pre-tax net operating income$7,932,0001,205
Securities gains (losses)$02,296
Applicable income taxes$2,330,0001,205
Income before extraordinary items$5,602,0001,280
Extraordinary gains, net$046
Net income$5,602,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0001,234
Cash dividends$3,500,000916
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,602,0001,257
2005-09-30 (YTD Data)Rank
Total interest income$21,162,0001,141
Total interest expense$7,420,0001,071
Net interest income$13,742,0001,162
Provision for loan and lease losses$580,0001,234
Total noninterest income$3,599,0001,129
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,704,000758
Trading account gains and fees$0126
Additional Noninterest Income$1,895,0001,167
Total noninterest expense$10,949,0001,172
Salaries and employee benefits$4,829,0001,432
Premises and equipment expense$925,0001,943
Additional noninterest expense$5,195,000753
Pre-tax net operating income$5,812,0001,225
Securities gains (losses)$02,317
Applicable income taxes$1,705,0001,243
Income before extraordinary items$4,107,0001,319
Extraordinary gains, net$035
Net income$4,107,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,114
Cash dividends$2,500,000869
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,107,0001,296
2005-06-30 (YTD Data)Rank
Total interest income$13,622,0001,150
Total interest expense$4,610,0001,081
Net interest income$9,012,0001,174
Provision for loan and lease losses$390,0001,212
Total noninterest income$2,370,0001,119
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,120,000751
Trading account gains and fees$0116
Additional Noninterest Income$1,250,0001,141
Total noninterest expense$7,179,0001,174
Salaries and employee benefits$3,138,0001,476
Premises and equipment expense$610,0001,951
Additional noninterest expense$3,431,000759
Pre-tax net operating income$3,813,0001,225
Securities gains (losses)$02,146
Applicable income taxes$1,109,0001,251
Income before extraordinary items$2,704,0001,305
Extraordinary gains, net$030
Net income$2,704,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0001,404
Cash dividends$1,500,000927
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,704,0001,279
2005-03-31 (YTD Data)Rank
Total interest income$6,642,0001,153
Total interest expense$2,174,0001,079
Net interest income$4,468,0001,175
Provision for loan and lease losses$195,0001,153
Total noninterest income$1,082,0001,175
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$526,000777
Trading account gains and fees$0115
Additional Noninterest Income$556,0001,228
Total noninterest expense$3,526,0001,199
Salaries and employee benefits$1,539,0001,516
Premises and equipment expense$299,0002,004
Additional noninterest expense$1,688,000756
Pre-tax net operating income$1,829,0001,251
Securities gains (losses)$01,685
Applicable income taxes$520,0001,309
Income before extraordinary items$1,309,0001,318
Extraordinary gains, net$024
Net income$1,309,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,000984
Cash dividends$750,000848
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,309,0001,285
2004-12-31 (YTD Data)Rank
Total interest income$24,867,0001,137
Total interest expense$7,249,0001,119
Net interest income$17,618,0001,144
Provision for loan and lease losses$600,0001,645
Total noninterest income$4,731,0001,135
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,283,000765
Trading account gains and fees$0138
Additional Noninterest Income$2,448,0001,146
Total noninterest expense$13,437,0001,219
Salaries and employee benefits$5,877,0001,513
Premises and equipment expense$1,187,0001,935
Additional noninterest expense$6,373,000792
Pre-tax net operating income$8,312,0001,056
Securities gains (losses)$412,000513
Applicable income taxes$2,698,000975
Income before extraordinary items$6,026,0001,081
Extraordinary gains, net$034
Net income$6,026,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$515,0001,308
Cash dividends$4,650,000665
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,741,7201,105
2004-09-30 (YTD Data)Rank
Total interest income$18,344,0001,141
Total interest expense$5,332,0001,121
Net interest income$13,012,0001,144
Provision for loan and lease losses$450,0001,575
Total noninterest income$3,607,0001,124
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,710,000779
Trading account gains and fees$0134
Additional Noninterest Income$1,897,0001,127
Total noninterest expense$9,917,0001,234
Salaries and employee benefits$4,330,0001,528
Premises and equipment expense$894,0001,923
Additional noninterest expense$4,693,000803
Pre-tax net operating income$6,252,0001,055
Securities gains (losses)$411,000473
Applicable income taxes$2,195,000943
Income before extraordinary items$4,468,0001,102
Extraordinary gains, net$026
Net income$4,468,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$457,0001,039
Cash dividends$3,900,000568
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,192,6301,141
2004-06-30 (YTD Data)Rank
Total interest income$12,105,0001,140
Total interest expense$3,523,0001,116
Net interest income$8,582,0001,153
Provision for loan and lease losses$300,0001,523
Total noninterest income$2,352,0001,140
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,094,000800
Trading account gains and fees$0130
Additional Noninterest Income$1,258,0001,133
Total noninterest expense$6,545,0001,240
Salaries and employee benefits$2,850,0001,548
Premises and equipment expense$598,0001,913
Additional noninterest expense$3,097,000799
Pre-tax net operating income$4,089,0001,061
Securities gains (losses)$412,000399
Applicable income taxes$1,311,0001,032
Income before extraordinary items$3,190,0001,034
Extraordinary gains, net$021
Net income$3,190,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0001,650
Cash dividends$2,600,000559
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,897,4801,085
2004-03-31 (YTD Data)Rank
Total interest income$6,001,0001,165
Total interest expense$1,763,0001,131
Net interest income$4,238,0001,171
Provision for loan and lease losses$150,0001,414
Total noninterest income$1,056,0001,207
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$528,000802
Trading account gains and fees$0121
Additional Noninterest Income$528,0001,246
Total noninterest expense$3,189,0001,285
Salaries and employee benefits$1,417,0001,583
Premises and equipment expense$304,0001,906
Additional noninterest expense$1,468,000840
Pre-tax net operating income$1,955,0001,091
Securities gains (losses)$406,000296
Applicable income taxes$690,000992
Income before extraordinary items$1,671,000976
Extraordinary gains, net$016
Net income$1,671,000976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,853
Cash dividends$1,300,000524
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,382,7401,120
2003-12-31 (YTD Data)Rank
Total interest income$25,008,0001,143
Total interest expense$7,468,0001,194
Net interest income$17,540,0001,101
Provision for loan and lease losses$40,0006,511
Total noninterest income$5,409,0001,063
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,299,000739
Trading account gains and fees$0160
Additional Noninterest Income$3,110,0001,063
Total noninterest expense$13,170,0001,228
Salaries and employee benefits$5,878,0001,462
Premises and equipment expense$1,248,0001,830
Additional noninterest expense$6,044,000848
Pre-tax net operating income$9,739,000875
Securities gains (losses)$931,000505
Applicable income taxes$3,254,000865
Income before extraordinary items$7,416,000878
Extraordinary gains, net$054
Net income$7,416,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$444,0001,753
Cash dividends$7,200,000476
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,764,300898
2003-09-30 (YTD Data)Rank
Total interest income$19,068,0001,142
Total interest expense$5,714,0001,220
Net interest income$13,354,0001,095
Provision for loan and lease losses$405,0001,997
Total noninterest income$4,293,0001,053
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,720,000750
Trading account gains and fees$0153
Additional Noninterest Income$2,573,0001,029
Total noninterest expense$9,942,0001,223
Salaries and employee benefits$4,507,0001,438
Premises and equipment expense$944,0001,826
Additional noninterest expense$4,491,000863
Pre-tax net operating income$7,300,000909
Securities gains (losses)$929,000468
Applicable income taxes$2,521,000890
Income before extraordinary items$5,708,000893
Extraordinary gains, net$040
Net income$5,708,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,679
Cash dividends$5,400,000459
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,066,990932
2003-06-30 (YTD Data)Rank
Total interest income$12,918,0001,131
Total interest expense$3,926,0001,223
Net interest income$8,992,0001,085
Provision for loan and lease losses$270,0001,999
Total noninterest income$2,857,0001,040
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,148,000744
Trading account gains and fees$0150
Additional Noninterest Income$1,709,0001,020
Total noninterest expense$6,633,0001,227
Salaries and employee benefits$3,021,0001,428
Premises and equipment expense$630,0001,805
Additional noninterest expense$2,982,000870
Pre-tax net operating income$4,946,000894
Securities gains (losses)$929,000384
Applicable income taxes$1,817,000840
Income before extraordinary items$4,058,000832
Extraordinary gains, net$030
Net income$4,058,000833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,301
Cash dividends$3,600,000447
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,416,990902
2003-03-31 (YTD Data)Rank
Total interest income$6,598,0001,115
Total interest expense$1,997,0001,224
Net interest income$4,601,0001,059
Provision for loan and lease losses$135,0001,910
Total noninterest income$1,388,0001,034
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$588,000705
Trading account gains and fees$0134
Additional Noninterest Income$800,0001,047
Total noninterest expense$3,289,0001,223
Salaries and employee benefits$1,511,0001,427
Premises and equipment expense$307,0001,859
Additional noninterest expense$1,471,000851
Pre-tax net operating income$2,565,000887
Securities gains (losses)$571,000319
Applicable income taxes$980,000810
Income before extraordinary items$2,156,000786
Extraordinary gains, net$021
Net income$2,156,000785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,357
Cash dividends$1,800,000413
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,762,010880
2002-12-31 (YTD Data)Rank
Total interest income$29,345,0001,053
Total interest expense$9,956,0001,128
Net interest income$19,389,0001,003
Provision for loan and lease losses$700,0001,829
Total noninterest income$4,743,0001,104
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,350,000686
Trading account gains and fees$0153
Additional Noninterest Income$2,393,0001,161
Total noninterest expense$12,500,0001,227
Salaries and employee benefits$5,833,0001,392
Premises and equipment expense$1,393,0001,592
Additional noninterest expense$5,274,000945
Pre-tax net operating income$10,932,000795
Securities gains (losses)$79,0001,976
Applicable income taxes$3,344,000845
Income before extraordinary items$7,667,000830
Extraordinary gains, net$070
Net income$7,667,000829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0002,120
Cash dividends$7,200,000456
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,611,700801
2001-12-31 (YTD Data)Rank
Total interest income$34,693,000978
Total interest expense$16,474,000972
Net interest income$18,219,000992
Provision for loan and lease losses$540,0002,073
Total noninterest income$4,303,0001,123
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,315,000640
Trading account gains and fees$0177
Additional Noninterest Income$1,988,0001,256
Total noninterest expense$12,527,0001,175
Salaries and employee benefits$5,349,0001,407
Premises and equipment expense$1,329,0001,620
Additional noninterest expense$5,849,000849
Pre-tax net operating income$9,455,000806
Securities gains (losses)$210,0001,157
Applicable income taxes$3,020,000843
Income before extraordinary items$6,645,000834
Extraordinary gains, net$0105
Net income$6,645,000835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,978
Cash dividends$8,000,000436
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,500,100812
2000-12-31 (YTD Data)Rank
Total interest income$34,570,0001,030
Total interest expense$18,052,000986
Net interest income$16,518,0001,064
Provision for loan and lease losses$640,0001,525
Total noninterest income$3,572,0001,159
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,979,000681
Trading account gains and fees$0180
Additional Noninterest Income$1,593,0001,323
Total noninterest expense$11,556,0001,206
Salaries and employee benefits$5,083,0001,393
Premises and equipment expense$1,296,0001,603
Additional noninterest expense$5,177,000930
Pre-tax net operating income$7,894,000980
Securities gains (losses)$-19,0008,710
Applicable income taxes$2,211,0001,061
Income before extraordinary items$5,664,000940
Extraordinary gains, net$038
Net income$5,664,000940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,689
Cash dividends$10,900,000352
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,677,680936
1999-12-31 (YTD Data)Rank
Total interest income$27,168,0001,205
Total interest expense$13,323,0001,144
Net interest income$13,845,0001,263
Provision for loan and lease losses$35,0007,095
Total noninterest income$3,248,0001,266
Gross Fiduciary activities income$105,000982
Service charges on deposit accounts$1,493,000886
Trading account gains and fees$0173
Additional Noninterest Income$1,650,0001,319
Total noninterest expense$10,141,0001,374
Salaries and employee benefits$4,557,0001,531
Premises and equipment expense$1,164,0001,762
Additional noninterest expense$4,420,0001,064
Pre-tax net operating income$6,917,0001,120
Securities gains (losses)$176,000580
Applicable income taxes$1,870,0001,306
Income before extraordinary items$5,223,0001,056
Extraordinary gains, net$035
Net income$5,223,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,537
Cash dividends$1,500,0001,672
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,092,7601,056
1998-12-31 (YTD Data)Rank
Total interest income$26,222,0001,237
Total interest expense$13,217,0001,170
Net interest income$13,005,0001,308
Provision for loan and lease losses$600,0001,475
Total noninterest income$3,203,0001,286
Gross Fiduciary activities income$80,0001,051
Service charges on deposit accounts$1,432,000861
Trading account gains and fees$0224
Additional Noninterest Income$1,691,0001,295
Total noninterest expense$9,546,0001,376
Salaries and employee benefits$4,290,0001,536
Premises and equipment expense$1,155,0001,710
Additional noninterest expense$4,101,0001,105
Pre-tax net operating income$6,062,0001,237
Securities gains (losses)$154,0001,039
Applicable income taxes$1,552,0001,573
Income before extraordinary items$4,664,0001,151
Extraordinary gains, net$032
Net income$4,664,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,224
Cash dividends$4,580,000682
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,548,5001,142
1997-12-31 (YTD Data)Rank
Total interest income$25,028,0001,331
Total interest expense$12,244,0001,295
Net interest income$12,784,0001,361
Provision for loan and lease losses$570,0001,607
Total noninterest income$2,692,0001,394
Gross Fiduciary activities income$54,0001,162
Service charges on deposit accounts$1,494,000858
Trading account gains and fees$0239
Additional Noninterest Income$1,144,0001,610
Total noninterest expense$9,072,0001,445
Salaries and employee benefits$4,087,0001,599
Premises and equipment expense$1,167,0001,672
Additional noninterest expense$3,818,0001,158
Pre-tax net operating income$5,834,0001,328
Securities gains (losses)$-36,00010,562
Applicable income taxes$1,454,0001,753
Income before extraordinary items$4,344,0001,256
Extraordinary gains, net$044
Net income$4,344,0001,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,0001,615
Cash dividends$3,980,000759
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,371,0001,221
1996-12-31 (YTD Data)Rank
Total interest income$24,264,0001,410
Total interest expense$12,077,0001,340
Net interest income$12,187,0001,470
Provision for loan and lease losses$444,0001,918
Total noninterest income$2,445,0001,579
Gross Fiduciary activities income$27,0001,320
Service charges on deposit accounts$1,375,000966
Trading account gains and fees$0262
Additional Noninterest Income$1,043,0001,769
Total noninterest expense$9,160,0001,549
Salaries and employee benefits$3,914,0001,696
Premises and equipment expense$1,331,0001,523
Additional noninterest expense$3,915,0001,378
Pre-tax net operating income$5,028,0001,431
Securities gains (losses)$20,0002,000
Applicable income taxes$1,218,0001,972
Income before extraordinary items$3,830,0001,299
Extraordinary gains, net$053
Net income$3,830,0001,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,330
Cash dividends$3,600,000825
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,814,8001,273
1995-12-31 (YTD Data)Rank
Total interest income$22,991,0001,492
Total interest expense$11,489,0001,415
Net interest income$11,502,0001,557
Provision for loan and lease losses$180,0003,223
Total noninterest income$2,121,0001,743
Gross Fiduciary activities income$6,0001,507
Service charges on deposit accounts$1,251,0001,069
Trading account gains and fees$0522
Additional Noninterest Income$864,0001,994
Total noninterest expense$8,913,0001,594
Salaries and employee benefits$4,046,0001,639
Premises and equipment expense$1,181,0001,712
Additional noninterest expense$3,686,0001,426
Pre-tax net operating income$4,530,0001,627
Securities gains (losses)$62,0001,174
Applicable income taxes$986,0002,414
Income before extraordinary items$3,606,0001,444
Extraordinary gains, net$065
Net income$3,606,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,782
Cash dividends$3,240,000876
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,557,0201,428
1994-12-31 (YTD Data)Rank
Total interest income$16,558,0001,860
Total interest expense$7,082,0001,784
Net interest income$9,476,0001,907
Provision for loan and lease losses$09,146
Total noninterest income$1,941,0001,870
Gross Fiduciary activities income$3,0001,547
Service charges on deposit accounts$959,0001,406
Trading account gains and fees$3,000425
Additional Noninterest Income$976,0001,864
Total noninterest expense$7,238,0001,979
Salaries and employee benefits$3,431,0001,948
Premises and equipment expense$858,0002,358
Additional noninterest expense$2,949,0001,835
Pre-tax net operating income$4,179,0001,702
Securities gains (losses)$52,0001,128
Applicable income taxes$960,0002,326
Income before extraordinary items$3,271,0001,506
Extraordinary gains, net$0249
Net income$3,271,0001,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,0001,583
Cash dividends$7,460,000432
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,230,9601,534
1993-12-31 (YTD Data)Rank
Total interest income$14,397,0002,156
Total interest expense$6,402,0002,021
Net interest income$7,995,0002,250
Provision for loan and lease losses$156,0004,539
Total noninterest income$2,111,0001,901
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$807,0001,701
Trading account gains and fees$0532
Additional Noninterest Income$1,304,0001,713
Total noninterest expense$6,381,0002,275
Salaries and employee benefits$3,084,0002,146
Premises and equipment expense$731,0002,764
Additional noninterest expense$2,566,0002,173
Pre-tax net operating income$3,569,0001,910
Securities gains (losses)$173,0001,843
Applicable income taxes$1,047,0002,144
Income before extraordinary items$2,695,0001,849
Extraordinary gains, net$850,000264
Net income$3,545,0001,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,910
Cash dividends$1,920,0001,066
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,570,4401,831
1992-12-31 (YTD Data)Rank
Total interest income$16,054,0002,204
Total interest expense$7,948,0002,143
Net interest income$8,106,0002,244
Provision for loan and lease losses$372,0003,615
Total noninterest income$1,585,0002,295
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$783,0001,716
Trading account gains and fees$1,000486
Additional Noninterest Income$801,0002,307
Total noninterest expense$6,009,0002,420
Salaries and employee benefits$2,761,0002,347
Premises and equipment expense$732,0002,816
Additional noninterest expense$2,516,0002,307
Pre-tax net operating income$3,310,0001,870
Securities gains (losses)$36,0004,684
Applicable income taxes$949,0002,208
Income before extraordinary items$2,397,0001,898
Extraordinary gains, net$01,422
Net income$2,397,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0005,184
Cash dividends$1,480,0001,115
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,371,0801,769

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.