Home > Bremer Bank > Net charge- offs to loans
Bremer Bank, Net charge- offs to loans
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 3,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 2,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.1316% | 5,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1020% | 6,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3529% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3854% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3412% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0018% | 2,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5383% | 1,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5384% | 1,451 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0322% | 1,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 5,347 |
| Percentage Net Loans Charged-off:Construction & development | -0.2268% | 5,552 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0920% | 6,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 1,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5780% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 5,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0115% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4116% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4116% | 1,597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0281% | 1,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 2,140 |
| Percentage Net Loans Charged-off:Construction & development | -0.4792% | 5,754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1783% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1474% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1818% | 6,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0675% | 5,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0675% | 5,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0282% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1918% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1808% | 2,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.1973% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1919% | 1,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3375% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2537% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3713% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6128% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3298% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3298% | 2,479 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0233% | 5,598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1537% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1602% | 2,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1753% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2965% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3452% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2767% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3281% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3964% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3964% | 2,010 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0027% | 1,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 2,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2111% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2682% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3348% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3818% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3154% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 4,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2523% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2523% | 2,322 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0021% | 5,496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1426% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3555% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 2,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 2,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 4,854 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1153% | 5,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1153% | 5,646 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0127% | 5,632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2316% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1552% | 3,544 |
| Percentage Net Loans Charged-off:Construction & development | -0.4258% | 6,206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0676% | 6,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5174% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6623% | 883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4495% | 1,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9127% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9388% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9388% | 1,358 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0242% | 5,906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 3,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.5426% | 6,289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1041% | 6,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2163% | 2,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5985% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 3,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2430% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6574% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6574% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0307% | 5,969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2459% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 4,201 |
| Percentage Net Loans Charged-off:Construction & development | -0.7896% | 6,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0448% | 6,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1796% | 2,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4061% | 924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 3,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9665% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5125% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5125% | 1,856 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0764% | 6,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0109% | 5,974 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0532% | 6,791 |
| Percentage Net Loans Charged-off:Construction & development | -1.5978% | 6,433 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0362% | 6,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 2,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 4,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 2,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1144% | 6,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8219% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8219% | 1,188 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0129% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2777% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3319% | 3,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.5761% | 6,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3542% | 2,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5964% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8295% | 946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4673% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 6,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9080% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7888% | 768 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0087% | 5,871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2109% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2014% | 3,607 |
| Percentage Net Loans Charged-off:Construction & development | -0.9307% | 6,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1073% | 2,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5191% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5052% | 1,086 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5271% | 1,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0580% | 3,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1768% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0204% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0259% | 6,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2792% | 3,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2630% | 3,047 |
| Percentage Net Loans Charged-off:Construction & development | 1.1810% | 1,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0492% | 2,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4811% | 1,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7602% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2142% | 2,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3842% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1774% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0218% | 6,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 4,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0574% | 3,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1609% | 7,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2813% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4463% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0627% | 6,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3089% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1582% | 939 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0338% | 6,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0530% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9275% | 2,022 |
| Percentage Net Loans Charged-off:Construction & development | 4.1278% | 1,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9187% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3982% | 478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8335% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5486% | 1,211 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0029% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9082% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2317% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1883% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1376% | 1,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0739% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7979% | 2,052 |
| Percentage Net Loans Charged-off:Construction & development | 3.7164% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7611% | 1,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2874% | 533 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7743% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5181% | 1,088 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9275% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8034% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8653% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1358% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1897% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6603% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7718% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | 2.1119% | 1,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9579% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9091% | 371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6799% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5281% | 944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7711% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3841% | 2,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0196% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9074% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1789% | 1,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2364% | 3,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2638% | 2,659 |
| Percentage Net Loans Charged-off:Construction & development | 4.1286% | 879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1658% | 2,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0922% | 926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2101% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1179% | 2,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3360% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9305% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0159% | 6,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3494% | 4,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2798% | 3,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1727% | 2,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4983% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5450% | 1,181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4725% | 2,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4973% | 3,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8148% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7926% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1629% | 1,669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2843% | 4,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2824% | 3,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1615% | 2,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5398% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5133% | 1,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5541% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0615% | 4,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0480% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4825% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0343% | 1,773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2823% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3302% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1937% | 1,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6225% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5281% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6717% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0684% | 7,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5850% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7460% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0458% | 1,509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1834% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1923% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1260% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3498% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5257% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2445% | 7,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9576% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0855% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0051% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2547% | 3,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1813% | 2,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 2,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3807% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6555% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2534% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6179% | 2,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5994% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1222% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0050% | 6,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2126% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1577% | 2,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0386% | 1,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3221% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6233% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1842% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5628% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2048% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4911% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0150% | 6,743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2672% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2041% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0583% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4113% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9481% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1681% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7871% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2056% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9807% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0104% | 6,749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2064% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2116% | 1,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4646% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4597% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0981% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2047% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9013% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2043% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1090% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.4919% | 685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1388% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0430% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5275% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4259% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5496% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0246% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 2,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.6244% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1855% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 1,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2873% | 1,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3305% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7882% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0326% | 1,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2838% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 1,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0500% | 1,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0595% | 7,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9771% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7422% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0495% | 1,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 1,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1536% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5801% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1621% | 7,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2077% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1101% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1017% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2004% | 1,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2119% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 1.0043% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1568% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1417% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2873% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2654% | 2,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3654% | 3,527 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0371% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0626% | 1,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2506% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1496% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3739% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 2,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2448% | 3,738 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3859% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0806% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1653% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1844% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2886% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2225% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5339% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0364% | 2,407 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0672% | 7,177 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4621% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2484% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 4,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0736% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0664% | 6,898 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3819% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0134% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1819% | 2,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1872% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7817% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0350% | 1,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 1,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2090% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2347% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5302% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0459% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 3,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9519% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4750% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0403% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3181% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1594% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0798% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 3,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 3,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 1,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0249% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6729% | 3,084 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6551% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0154% | 7,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 2,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 1,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0931% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2595% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7139% | 2,625 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9115% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0212% | 7,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 3,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1249% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1684% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6780% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5627% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0333% | 7,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1413% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4553% | 3,053 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3806% | 1,069 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 4,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1115% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1722% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1805% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2103% | 3,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4651% | 4,414 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5836% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0623% | 1,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 3,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 1,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2198% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 1,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 3,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4446% | 4,088 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0038% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1341% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1891% | 2,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1394% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3234% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1739% | 2,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2973% | 4,459 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6179% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3693% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0582% | 4,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1299% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2621% | 4,016 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4400% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 3,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 2,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 2,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1348% | 4,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9025% | 2,663 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5842% | 784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 4,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 3,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 3,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 2,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0886% | 4,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1992% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3263% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0387% | 7,818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 4,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0375% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5767% | 403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5783% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2989% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1028% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 5,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 0.3893% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0338% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0167% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1983% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3095% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6520% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0762% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 4,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0990% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.5235% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2126% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1934% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2130% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3529% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0798% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2065% | 3,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0347% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2678% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1816% | 181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3938% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1609% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2794% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3094% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2906% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1467% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1395% | 4,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5213% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6986% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1603% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0117% | 426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1019% | 5,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0827% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1844% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1939% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2435% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3052% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0032% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2589% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 6,628 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 8,481 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |