Home > Bremer Bank > Assets and Liabilities
Bremer Bank, Assets and Liabilities
| 2014-09-30 | Rank | |
| # of Employees: | 104 | 1,426 |
| Assets and Liabilities | ||
| Total Assets: | $736,012,000 | 940 |
| Cash and due from depository institutions | $10,047,000 | 1,426 |
| Interest-bearing balances | $39,000 | 6,234 |
| Securities | $153,484,000 | 993 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $535,753,000 | 838 |
| Loan loss allowance | $7,680,000 | 856 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,399,000 | 1,390 |
| Other real estate owned | $319,000 | 1,426 |
| Goodwill and other intangibles | $9,057,000 | 530 |
| All other assets | $18,953,000 | 1,090 |
| Life insurance assets | $8,900,000 | 973 |
| Total liabilities and capital | $736,012,000 | 940 |
| Total liabilities | $663,782,000 | 924 |
| Total deposits | $544,387,000 | 1,021 |
| Interest-bearing deposits | $402,488,000 | 1,146 |
| Deposits held in domestic offices | $544,387,000 | 1,020 |
| % insured | 65.79% | 5,986 |
| Federal funds purchased & repurchase agreements | $116,823,000 | 161 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $2,572,000 | 1,717 |
| Total equity capital | $72,230,000 | 1,060 |
| Total bank equity capital | $72,230,000 | 1,058 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,807,000 | 1,522 |
| Surplus | $45,765,000 | 756 |
| Undivided profits | $24,658,000 | 1,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $4,569,000 | 1,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $330,000 | 523 |
| Income earned, not collected on loans | $3,496,000 | 712 |
| Earning assets | $689,276,000 | 914 |
| Long-term assets (5+ years) | $146,067,000 | 1,502 |
| Average Assets, year-to-date | $739,691,500 | 921 |
| Average Assets, quarterly | $733,577,500 | 933 |
| Volatile liabilities | $143,925,000 | 408 |
| Insider loans | $11,128,000 | 548 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $1,791,000 | 775 |
| Unused loan commitments | $110,941,000 | 837 |
| Tier 1 (core) risk-based capital | $62,187,000 | 1,153 |
| Tier 2 risk-based capital | $6,955,000 | 787 |
| Total risk weighted assets | $555,342,000 | 847 |
| Total unused commitments | $110,941,000 | 837 |
| Derivatives | $11,762,000 | 634 |
| 2014-06-30 | Rank | |
| # of Employees: | 101 | 1,461 |
| Assets and Liabilities | ||
| Total Assets: | $731,143,000 | 941 |
| Cash and due from depository institutions | $14,017,000 | 1,461 |
| Interest-bearing balances | $67,000 | 6,249 |
| Securities | $161,070,000 | 962 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $520,394,000 | 856 |
| Loan loss allowance | $7,613,000 | 867 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $7,105,000 | 1,637 |
| Other real estate owned | $463,000 | 1,461 |
| Goodwill and other intangibles | $9,057,000 | 516 |
| All other assets | $19,037,000 | 1,071 |
| Life insurance assets | $8,823,000 | 962 |
| Total liabilities and capital | $731,143,000 | 941 |
| Total liabilities | $660,955,000 | 926 |
| Total deposits | $530,827,000 | 1,047 |
| Interest-bearing deposits | $406,780,000 | 1,124 |
| Deposits held in domestic offices | $530,827,000 | 1,046 |
| % insured | 67.92% | 5,976 |
| Federal funds purchased & repurchase agreements | $127,605,000 | 152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $2,523,000 | 1,654 |
| Total equity capital | $70,188,000 | 1,067 |
| Total bank equity capital | $70,188,000 | 1,064 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,807,000 | 1,548 |
| Surplus | $45,765,000 | 747 |
| Undivided profits | $22,616,000 | 1,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $7,082,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $260,000 | 591 |
| Income earned, not collected on loans | $3,371,000 | 710 |
| Earning assets | $681,531,000 | 921 |
| Long-term assets (5+ years) | $151,432,000 | 1,460 |
| Average Assets, year-to-date | $740,918,000 | 920 |
| Average Assets, quarterly | $755,234,500 | 911 |
| Volatile liabilities | $153,652,000 | 386 |
| Insider loans | $10,771,000 | 559 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $2,688,000 | 684 |
| Unused loan commitments | $112,047,000 | 800 |
| Tier 1 (core) risk-based capital | $60,235,000 | 1,187 |
| Tier 2 risk-based capital | $6,766,000 | 812 |
| Total risk weighted assets | $540,096,000 | 862 |
| Total unused commitments | $112,047,000 | 800 |
| Derivatives | $11,402,000 | 650 |
| 2014-03-31 | Rank | |
| # of Employees: | 99 | 1,499 |
| Assets and Liabilities | ||
| Total Assets: | $779,326,000 | 884 |
| Cash and due from depository institutions | $61,513,000 | 1,499 |
| Interest-bearing balances | $49,056,000 | 758 |
| Securities | $192,159,000 | 804 |
| Federal funds sold & reverse repurchase agreements | $2,570,000 | 1,441 |
| Net loans & leases | $487,810,000 | 904 |
| Loan loss allowance | $7,076,000 | 949 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,218,000 | 1,840 |
| Other real estate owned | $637,000 | 1,499 |
| Goodwill and other intangibles | $9,057,000 | 517 |
| All other assets | $19,362,000 | 1,067 |
| Life insurance assets | $8,748,000 | 959 |
| Total liabilities and capital | $779,325,000 | 884 |
| Total liabilities | $711,283,000 | 862 |
| Total deposits | $571,748,000 | 982 |
| Interest-bearing deposits | $457,879,000 | 1,008 |
| Deposits held in domestic offices | $571,748,000 | 981 |
| % insured | 67.53% | 6,060 |
| Federal funds purchased & repurchase agreements | $107,084,000 | 176 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $32,451,000 | 258 |
| Total equity capital | $68,042,000 | 1,092 |
| Total bank equity capital | $68,042,000 | 1,091 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,807,000 | 1,569 |
| Surplus | $45,765,000 | 751 |
| Undivided profits | $20,470,000 | 1,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,401,000 | 1,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $267,000 | 585 |
| Income earned, not collected on loans | $3,085,000 | 753 |
| Earning assets | $731,595,000 | 856 |
| Long-term assets (5+ years) | $153,637,000 | 1,421 |
| Average Assets, year-to-date | $745,805,500 | 916 |
| Average Assets, quarterly | $745,805,500 | 916 |
| Volatile liabilities | $132,445,000 | 398 |
| Insider loans | $10,771,000 | 551 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $1,485,000 | 763 |
| Unused loan commitments | $119,905,000 | 752 |
| Tier 1 (core) risk-based capital | $58,821,000 | 1,209 |
| Tier 2 risk-based capital | $6,367,000 | 851 |
| Total risk weighted assets | $508,281,000 | 912 |
| Total unused commitments | $119,905,000 | 752 |
| Derivatives | $8,132,000 | 681 |
| 2013-12-31 | Rank | |
| # of Employees: | 111 | 1,347 |
| Assets and Liabilities | ||
| Total Assets: | $712,285,000 | 958 |
| Cash and due from depository institutions | $18,821,000 | 1,347 |
| Interest-bearing balances | $39,000 | 6,431 |
| Securities | $167,401,000 | 917 |
| Federal funds sold & reverse repurchase agreements | $4,056,000 | 972 |
| Net loans & leases | $486,849,000 | 898 |
| Loan loss allowance | $6,560,000 | 1,035 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,016,000 | 1,899 |
| Other real estate owned | $440,000 | 1,347 |
| Goodwill and other intangibles | $9,057,000 | 520 |
| All other assets | $19,645,000 | 1,078 |
| Life insurance assets | $8,700,000 | 947 |
| Total liabilities and capital | $712,285,000 | 958 |
| Total liabilities | $646,489,000 | 939 |
| Total deposits | $564,216,000 | 983 |
| Interest-bearing deposits | $456,179,000 | 999 |
| Deposits held in domestic offices | $564,216,000 | 981 |
| % insured | 74.62% | 5,547 |
| Federal funds purchased & repurchase agreements | $78,890,000 | 224 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $3,383,000 | 1,317 |
| Total equity capital | $65,796,000 | 1,105 |
| Total bank equity capital | $65,796,000 | 1,104 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,807,000 | 1,594 |
| Surplus | $45,765,000 | 749 |
| Undivided profits | $18,224,000 | 1,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,278,000 | 1,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $270,000 | 568 |
| Income earned, not collected on loans | $2,995,000 | 814 |
| Earning assets | $658,345,000 | 939 |
| Long-term assets (5+ years) | $127,610,000 | 1,660 |
| Average Assets, year-to-date | $699,425,000 | 946 |
| Average Assets, quarterly | $716,565,000 | 942 |
| Volatile liabilities | $102,461,000 | 507 |
| Insider loans | $10,771,000 | 549 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $1,371,000 | 812 |
| Unused loan commitments | $85,573,000 | 956 |
| Tier 1 (core) risk-based capital | $57,517,000 | 1,220 |
| Tier 2 risk-based capital | $6,439,000 | 848 |
| Total risk weighted assets | $514,679,000 | 890 |
| Total unused commitments | $85,573,000 | 956 |
| Derivatives | $5,836,000 | 716 |
| 2013-09-30 | Rank | |
| # of Employees: | 117 | 1,270 |
| Assets and Liabilities | ||
| Total Assets: | $720,845,000 | 940 |
| Cash and due from depository institutions | $42,969,000 | 1,270 |
| Interest-bearing balances | $31,021,000 | 1,139 |
| Securities | $151,892,000 | 1,023 |
| Federal funds sold & reverse repurchase agreements | $823,000 | 2,003 |
| Net loans & leases | $471,009,000 | 912 |
| Loan loss allowance | $6,240,000 | 1,114 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $4,411,000 | 2,490 |
| Other real estate owned | $374,000 | 1,270 |
| Goodwill and other intangibles | $9,057,000 | 515 |
| All other assets | $40,310,000 | 549 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $720,845,000 | 940 |
| Total liabilities | $663,641,000 | 905 |
| Total deposits | $575,196,000 | 962 |
| Interest-bearing deposits | $455,744,000 | 1,003 |
| Deposits held in domestic offices | $575,196,000 | 960 |
| % insured | 72.66% | 5,932 |
| Federal funds purchased & repurchase agreements | $84,042,000 | 207 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $4,403,000 | 1,115 |
| Total equity capital | $57,204,000 | 1,273 |
| Total bank equity capital | $57,204,000 | 1,272 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,807,000 | 1,626 |
| Surplus | $38,765,000 | 891 |
| Undivided profits | $16,632,000 | 2,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $7,204,000 | 1,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,153,000 | 261 |
| Income earned, not collected on loans | $3,128,000 | 795 |
| Earning assets | $654,745,000 | 943 |
| Long-term assets (5+ years) | $134,545,000 | 1,576 |
| Average Assets, year-to-date | $696,210,000 | 954 |
| Average Assets, quarterly | $705,209,500 | 954 |
| Volatile liabilities | $107,372,000 | 481 |
| Insider loans | $10,903,000 | 547 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $2,026,000 | 757 |
| Unused loan commitments | $96,085,000 | 878 |
| Tier 1 (core) risk-based capital | $49,834,000 | 1,401 |
| Tier 2 risk-based capital | $6,343,000 | 845 |
| Total risk weighted assets | $507,278,000 | 889 |
| Total unused commitments | $96,085,000 | 878 |
| Derivatives | $8,798,000 | 683 |
| 2013-06-30 | Rank | |
| # of Employees: | 116 | 1,281 |
| Assets and Liabilities | ||
| Total Assets: | $689,574,000 | 969 |
| Cash and due from depository institutions | $58,850,000 | 1,281 |
| Interest-bearing balances | $51,005,000 | 716 |
| Securities | $153,613,000 | 995 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $454,716,000 | 927 |
| Loan loss allowance | $6,101,000 | 1,147 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $3,813,000 | 2,791 |
| Other real estate owned | $329,000 | 1,281 |
| Goodwill and other intangibles | $9,057,000 | 515 |
| All other assets | $9,196,000 | 1,938 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $689,574,000 | 969 |
| Total liabilities | $633,495,000 | 938 |
| Total deposits | $529,454,000 | 1,035 |
| Interest-bearing deposits | $424,481,000 | 1,071 |
| Deposits held in domestic offices | $529,454,000 | 1,034 |
| % insured | 89.55% | 2,570 |
| Federal funds purchased & repurchase agreements | $99,946,000 | 188 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $4,095,000 | 1,200 |
| Total equity capital | $56,079,000 | 1,284 |
| Total bank equity capital | $56,079,000 | 1,283 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,807,000 | 1,630 |
| Surplus | $38,765,000 | 893 |
| Undivided profits | $15,507,000 | 2,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $6,076,000 | 1,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,196,000 | 250 |
| Income earned, not collected on loans | $2,699,000 | 923 |
| Earning assets | $659,334,000 | 924 |
| Long-term assets (5+ years) | $115,941,000 | 1,732 |
| Average Assets, year-to-date | $687,998,330 | 969 |
| Average Assets, quarterly | $689,860,000 | 967 |
| Volatile liabilities | $116,496,000 | 443 |
| Insider loans | $10,903,000 | 547 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $1,949,000 | 966 |
| Unused loan commitments | $91,502,000 | 874 |
| Tier 1 (core) risk-based capital | $48,205,000 | 1,423 |
| Tier 2 risk-based capital | $5,573,000 | 960 |
| Total risk weighted assets | $445,044,000 | 1,009 |
| Total unused commitments | $91,502,000 | 874 |
| Derivatives | $15,436,000 | 626 |
| 2013-03-31 | Rank | |
| # of Employees: | 110 | 1,354 |
| Assets and Liabilities | ||
| Total Assets: | $690,146,000 | 973 |
| Cash and due from depository institutions | $79,280,000 | 1,354 |
| Interest-bearing balances | $72,037,000 | 617 |
| Securities | $155,775,000 | 997 |
| Federal funds sold & reverse repurchase agreements | $3,917,000 | 1,431 |
| Net loans & leases | $428,697,000 | 979 |
| Loan loss allowance | $5,974,000 | 1,196 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $3,767,000 | 2,830 |
| Other real estate owned | $442,000 | 1,354 |
| Goodwill and other intangibles | $9,057,000 | 513 |
| All other assets | $9,211,000 | 1,924 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $690,146,000 | 973 |
| Total liabilities | $633,745,000 | 942 |
| Total deposits | $521,841,000 | 1,067 |
| Interest-bearing deposits | $423,521,000 | 1,100 |
| Deposits held in domestic offices | $521,841,000 | 1,065 |
| % insured | 90.34% | 2,308 |
| Federal funds purchased & repurchase agreements | $108,114,000 | 178 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,790,000 | 1,259 |
| Total equity capital | $56,401,000 | 1,302 |
| Total bank equity capital | $56,401,000 | 1,300 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,807,000 | 1,660 |
| Surplus | $38,765,000 | 891 |
| Undivided profits | $15,829,000 | 2,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $6,271,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,201,000 | 245 |
| Income earned, not collected on loans | $2,743,000 | 888 |
| Earning assets | $660,426,000 | 921 |
| Long-term assets (5+ years) | $100,892,000 | 1,933 |
| Average Assets, year-to-date | $687,210,500 | 979 |
| Average Assets, quarterly | $687,210,500 | 979 |
| Volatile liabilities | $124,591,000 | 402 |
| Insider loans | $11,061,000 | 536 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $1,381,000 | 1,100 |
| Unused loan commitments | $93,476,000 | 858 |
| Tier 1 (core) risk-based capital | $47,173,000 | 1,445 |
| Tier 2 risk-based capital | $5,213,000 | 1,020 |
| Total risk weighted assets | $416,042,000 | 1,062 |
| Total unused commitments | $93,476,000 | 858 |
| Derivatives | $12,202,000 | 661 |
| 2012-12-31 | Rank | |
| # of Employees: | 100 | 1,497 |
| Assets and Liabilities | ||
| Total Assets: | $684,275,000 | 984 |
| Cash and due from depository institutions | $83,697,000 | 1,497 |
| Interest-bearing balances | $62,035,000 | 687 |
| Securities | $155,570,000 | 983 |
| Federal funds sold & reverse repurchase agreements | $1,041,000 | 2,320 |
| Net loans & leases | $421,531,000 | 997 |
| Loan loss allowance | $6,061,000 | 1,183 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $3,825,000 | 2,813 |
| Other real estate owned | $608,000 | 1,497 |
| Goodwill and other intangibles | $9,057,000 | 508 |
| All other assets | $8,946,000 | 1,964 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $684,275,000 | 984 |
| Total liabilities | $627,946,000 | 953 |
| Total deposits | $538,782,000 | 1,028 |
| Interest-bearing deposits | $426,311,000 | 1,082 |
| Deposits held in domestic offices | $538,782,000 | 1,027 |
| % insured | 92.32% | 2,588 |
| Federal funds purchased & repurchase agreements | $85,137,000 | 206 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $4,027,000 | 1,247 |
| Total equity capital | $56,329,000 | 1,297 |
| Total bank equity capital | $56,329,000 | 1,295 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,807,000 | 1,673 |
| Surplus | $38,765,000 | 888 |
| Undivided profits | $15,757,000 | 2,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $5,518,000 | 1,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,024,000 | 281 |
| Income earned, not collected on loans | $2,470,000 | 1,035 |
| Earning assets | $640,177,000 | 960 |
| Long-term assets (5+ years) | $96,895,000 | 1,947 |
| Average Assets, year-to-date | $668,041,000 | 987 |
| Average Assets, quarterly | $686,812,500 | 971 |
| Volatile liabilities | $102,056,000 | 499 |
| Insider loans | $11,159,000 | 526 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $3,636,000 | 877 |
| Unused loan commitments | $85,868,000 | 860 |
| Tier 1 (core) risk-based capital | $46,955,000 | 1,435 |
| Tier 2 risk-based capital | $5,112,000 | 1,031 |
| Total risk weighted assets | $407,704,000 | 1,077 |
| Total unused commitments | $85,868,000 | 860 |
| Derivatives | $12,562,000 | 665 |
| 2012-09-30 | Rank | |
| # of Employees: | 103 | 1,452 |
| Assets and Liabilities | ||
| Total Assets: | $689,350,000 | 972 |
| Cash and due from depository institutions | $84,174,000 | 1,452 |
| Interest-bearing balances | $75,017,000 | 511 |
| Securities | $166,437,000 | 927 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $416,503,000 | 1,011 |
| Loan loss allowance | $6,253,000 | 1,195 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $3,933,000 | 2,774 |
| Other real estate owned | $767,000 | 1,452 |
| Goodwill and other intangibles | $9,057,000 | 515 |
| All other assets | $8,479,000 | 2,078 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $689,349,000 | 972 |
| Total liabilities | $631,915,000 | 945 |
| Total deposits | $524,989,000 | 1,040 |
| Interest-bearing deposits | $421,602,000 | 1,089 |
| Deposits held in domestic offices | $524,989,000 | 1,039 |
| % insured | 93.57% | 2,253 |
| Federal funds purchased & repurchase agreements | $103,799,000 | 191 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,127,000 | 1,539 |
| Total equity capital | $57,434,000 | 1,281 |
| Total bank equity capital | $57,434,000 | 1,279 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,807,000 | 1,707 |
| Surplus | $38,765,000 | 898 |
| Undivided profits | $16,862,000 | 2,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,053,000 | 1,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $963,000 | 311 |
| Income earned, not collected on loans | $2,896,000 | 931 |
| Earning assets | $657,957,000 | 930 |
| Long-term assets (5+ years) | $104,730,000 | 1,810 |
| Average Assets, year-to-date | $663,982,500 | 992 |
| Average Assets, quarterly | $663,868,500 | 997 |
| Volatile liabilities | $120,349,000 | 442 |
| Insider loans | $7,426,000 | 820 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $3,874,000 | 808 |
| Unused loan commitments | $75,274,000 | 966 |
| Tier 1 (core) risk-based capital | $46,876,000 | 1,441 |
| Tier 2 risk-based capital | $5,017,000 | 1,059 |
| Total risk weighted assets | $399,845,000 | 1,097 |
| Total unused commitments | $75,274,000 | 966 |
| Derivatives | $21,778,000 | 557 |
| 2012-06-30 | Rank | |
| # of Employees: | 105 | 1,416 |
| Assets and Liabilities | ||
| Total Assets: | $638,387,000 | 1,043 |
| Cash and due from depository institutions | $26,437,000 | 1,416 |
| Interest-bearing balances | $18,006,000 | 2,053 |
| Securities | $175,992,000 | 876 |
| Federal funds sold & reverse repurchase agreements | $3,142,000 | 1,527 |
| Net loans & leases | $409,968,000 | 1,010 |
| Loan loss allowance | $5,852,000 | 1,278 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $4,118,000 | 2,692 |
| Other real estate owned | $1,006,000 | 1,416 |
| Goodwill and other intangibles | $9,057,000 | 510 |
| All other assets | $8,667,000 | 2,028 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $638,387,000 | 1,043 |
| Total liabilities | $580,987,000 | 1,018 |
| Total deposits | $482,940,000 | 1,131 |
| Interest-bearing deposits | $383,398,000 | 1,209 |
| Deposits held in domestic offices | $482,940,000 | 1,129 |
| % insured | 93.92% | 2,218 |
| Federal funds purchased & repurchase agreements | $95,260,000 | 207 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,787,000 | 1,605 |
| Total equity capital | $57,400,000 | 1,260 |
| Total bank equity capital | $57,400,000 | 1,259 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,808,000 | 1,739 |
| Surplus | $38,765,000 | 882 |
| Undivided profits | $16,827,000 | 2,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,819,000 | 1,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,077,000 | 289 |
| Income earned, not collected on loans | $2,794,000 | 919 |
| Earning assets | $607,108,000 | 998 |
| Long-term assets (5+ years) | $109,747,000 | 1,711 |
| Average Assets, year-to-date | $655,526,670 | 1,010 |
| Average Assets, quarterly | $649,569,500 | 1,026 |
| Volatile liabilities | $110,920,000 | 475 |
| Insider loans | $839,000 | 4,055 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $1,385,000 | 1,170 |
| Unused loan commitments | $82,540,000 | 873 |
| Tier 1 (core) risk-based capital | $47,010,000 | 1,416 |
| Tier 2 risk-based capital | $4,990,000 | 1,069 |
| Total risk weighted assets | $398,023,000 | 1,102 |
| Total unused commitments | $82,540,000 | 873 |
| Derivatives | $15,380,000 | 602 |
| 2012-03-31 | Rank | |
| # of Employees: | 103 | 1,429 |
| Assets and Liabilities | ||
| Total Assets: | $660,752,000 | 1,013 |
| Cash and due from depository institutions | $47,811,000 | 1,429 |
| Interest-bearing balances | $40,020,000 | 1,105 |
| Securities | $184,060,000 | 845 |
| Federal funds sold & reverse repurchase agreements | $6,347,000 | 1,124 |
| Net loans & leases | $399,844,000 | 1,032 |
| Loan loss allowance | $6,009,000 | 1,263 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,136,000 | 2,694 |
| Other real estate owned | $837,000 | 1,429 |
| Goodwill and other intangibles | $9,057,000 | 523 |
| All other assets | $8,660,000 | 2,042 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $660,752,000 | 1,013 |
| Total liabilities | $603,743,000 | 985 |
| Total deposits | $481,741,000 | 1,155 |
| Interest-bearing deposits | $399,904,000 | 1,179 |
| Deposits held in domestic offices | $481,741,000 | 1,153 |
| % insured | 94.34% | 2,055 |
| Federal funds purchased & repurchase agreements | $118,730,000 | 177 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,272,000 | 1,423 |
| Total equity capital | $57,009,000 | 1,255 |
| Total bank equity capital | $57,009,000 | 1,254 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,808,000 | 1,765 |
| Surplus | $38,765,000 | 879 |
| Undivided profits | $16,436,000 | 2,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,782,000 | 1,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,046,000 | 298 |
| Income earned, not collected on loans | $2,792,000 | 922 |
| Earning assets | $630,271,000 | 967 |
| Long-term assets (5+ years) | $114,459,000 | 1,627 |
| Average Assets, year-to-date | $664,096,500 | 991 |
| Average Assets, quarterly | $664,096,500 | 991 |
| Volatile liabilities | $134,095,000 | 406 |
| Insider loans | $779,000 | 4,171 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $2,866,000 | 811 |
| Unused loan commitments | $89,527,000 | 809 |
| Tier 1 (core) risk-based capital | $47,010,000 | 1,403 |
| Tier 2 risk-based capital | $4,845,000 | 1,114 |
| Total risk weighted assets | $386,164,000 | 1,149 |
| Total unused commitments | $89,527,000 | 809 |
| Derivatives | $11,686,000 | 622 |
| 2011-12-31 | Rank | |
| # of Employees: | 106 | 1,396 |
| Assets and Liabilities | ||
| Total Assets: | $667,441,000 | 986 |
| Cash and due from depository institutions | $52,834,000 | 1,396 |
| Interest-bearing balances | $39,017,000 | 1,028 |
| Securities | $191,404,000 | 787 |
| Federal funds sold & reverse repurchase agreements | $7,852,000 | 775 |
| Net loans & leases | $392,216,000 | 1,065 |
| Loan loss allowance | $5,997,000 | 1,268 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,246,000 | 2,634 |
| Other real estate owned | $1,147,000 | 1,396 |
| Goodwill and other intangibles | $9,057,000 | 523 |
| All other assets | $8,685,000 | 2,058 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $667,441,000 | 986 |
| Total liabilities | $610,374,000 | 959 |
| Total deposits | $488,238,000 | 1,117 |
| Interest-bearing deposits | $397,593,000 | 1,167 |
| Deposits held in domestic offices | $488,238,000 | 1,114 |
| % insured | 93.83% | 2,341 |
| Federal funds purchased & repurchase agreements | $119,034,000 | 191 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,102,000 | 1,488 |
| Total equity capital | $57,067,000 | 1,246 |
| Total bank equity capital | $57,067,000 | 1,244 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,808,000 | 1,777 |
| Surplus | $38,765,000 | 885 |
| Undivided profits | $16,494,000 | 2,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,659,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $976,000 | 313 |
| Income earned, not collected on loans | $2,677,000 | 1,014 |
| Earning assets | $630,489,000 | 957 |
| Long-term assets (5+ years) | $117,774,000 | 1,321 |
| Average Assets, year-to-date | $658,866,600 | 982 |
| Average Assets, quarterly | $670,641,000 | 982 |
| Volatile liabilities | $133,951,000 | 449 |
| Insider loans | $785,000 | 4,230 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $3,438,000 | 665 |
| Unused loan commitments | $84,680,000 | 828 |
| Tier 1 (core) risk-based capital | $46,290,000 | 1,421 |
| Tier 2 risk-based capital | $4,747,000 | 1,127 |
| Total risk weighted assets | $378,215,000 | 1,172 |
| Total unused commitments | $84,680,000 | 829 |
| Derivatives | $11,100,000 | 553 |
| 2011-09-30 | Rank | |
| # of Employees: | 109 | 1,359 |
| Assets and Liabilities | ||
| Total Assets: | $673,841,000 | 984 |
| Cash and due from depository institutions | $59,050,000 | 1,359 |
| Interest-bearing balances | $51,016,000 | 846 |
| Securities | $201,933,000 | 731 |
| Federal funds sold & reverse repurchase agreements | $7,707,000 | 843 |
| Net loans & leases | $381,979,000 | 1,104 |
| Loan loss allowance | $6,007,000 | 1,295 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,343,000 | 2,612 |
| Other real estate owned | $1,388,000 | 1,359 |
| Goodwill and other intangibles | $9,057,000 | 523 |
| All other assets | $8,384,000 | 2,141 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $673,841,000 | 984 |
| Total liabilities | $616,205,000 | 956 |
| Total deposits | $494,578,000 | 1,106 |
| Interest-bearing deposits | $405,901,000 | 1,157 |
| Deposits held in domestic offices | $494,578,000 | 1,103 |
| % insured | 94.34% | 2,210 |
| Federal funds purchased & repurchase agreements | $118,636,000 | 184 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,991,000 | 1,555 |
| Total equity capital | $57,636,000 | 1,236 |
| Total bank equity capital | $57,636,000 | 1,236 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,807,000 | 1,812 |
| Surplus | $38,765,000 | 893 |
| Undivided profits | $17,064,000 | 2,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,695,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 773 |
| Income earned, not collected on loans | $2,745,000 | 1,021 |
| Earning assets | $642,635,000 | 941 |
| Long-term assets (5+ years) | $128,038,000 | 1,187 |
| Average Assets, year-to-date | $656,723,000 | 994 |
| Average Assets, quarterly | $659,304,500 | 997 |
| Volatile liabilities | $134,105,000 | 457 |
| Insider loans | $840,000 | 4,154 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $1,593,000 | 909 |
| Unused loan commitments | $80,711,000 | 870 |
| Tier 1 (core) risk-based capital | $46,313,000 | 1,418 |
| Tier 2 risk-based capital | $4,692,000 | 1,139 |
| Total risk weighted assets | $373,714,000 | 1,191 |
| Total unused commitments | $80,711,000 | 871 |
| Derivatives | $16,778,000 | 512 |
| 2011-06-30 | Rank | |
| # of Employees: | 107 | 1,403 |
| Assets and Liabilities | ||
| Total Assets: | $644,768,000 | 1,022 |
| Cash and due from depository institutions | $41,783,000 | 1,403 |
| Interest-bearing balances | $33,001,000 | 1,138 |
| Securities | $206,676,000 | 708 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $371,778,000 | 1,142 |
| Loan loss allowance | $5,639,000 | 1,417 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,475,000 | 2,562 |
| Other real estate owned | $2,196,000 | 1,403 |
| Goodwill and other intangibles | $9,057,000 | 532 |
| All other assets | $8,803,000 | 2,072 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $644,769,000 | 1,022 |
| Total liabilities | $587,541,000 | 1,006 |
| Total deposits | $479,969,000 | 1,129 |
| Interest-bearing deposits | $405,362,000 | 1,151 |
| Deposits held in domestic offices | $479,969,000 | 1,126 |
| % insured | 93.49% | 2,670 |
| Federal funds purchased & repurchase agreements | $104,166,000 | 214 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,406,000 | 1,343 |
| Total equity capital | $57,228,000 | 1,208 |
| Total bank equity capital | $57,228,000 | 1,208 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,808,000 | 1,841 |
| Surplus | $38,765,000 | 891 |
| Undivided profits | $16,655,000 | 2,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $5,533,000 | 2,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $339,000 | 575 |
| Income earned, not collected on loans | $2,591,000 | 1,067 |
| Earning assets | $611,455,000 | 975 |
| Long-term assets (5+ years) | $129,634,000 | 1,151 |
| Average Assets, year-to-date | $651,017,000 | 1,011 |
| Average Assets, quarterly | $647,958,500 | 1,016 |
| Volatile liabilities | $119,816,000 | 524 |
| Insider loans | $779,000 | 4,306 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $1,267,000 | 795 |
| Unused loan commitments | $81,683,000 | 848 |
| Tier 1 (core) risk-based capital | $46,529,000 | 1,393 |
| Tier 2 risk-based capital | $4,629,000 | 1,169 |
| Total risk weighted assets | $368,974,000 | 1,227 |
| Total unused commitments | $81,683,000 | 850 |
| Derivatives | $6,352,000 | 599 |
| 2011-03-31 | Rank | |
| # of Employees: | 107 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $651,149,000 | 1,022 |
| Cash and due from depository institutions | $7,281,000 | 1,401 |
| Interest-bearing balances | $1,000 | 7,067 |
| Securities | $229,797,000 | 634 |
| Federal funds sold & reverse repurchase agreements | $19,295,000 | 358 |
| Net loans & leases | $368,901,000 | 1,158 |
| Loan loss allowance | $5,653,000 | 1,418 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,571,000 | 2,530 |
| Other real estate owned | $2,311,000 | 1,401 |
| Goodwill and other intangibles | $9,057,000 | 538 |
| All other assets | $9,936,000 | 1,917 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $651,149,000 | 1,022 |
| Total liabilities | $594,443,000 | 1,005 |
| Total deposits | $471,013,000 | 1,173 |
| Interest-bearing deposits | $404,282,000 | 1,175 |
| Deposits held in domestic offices | $471,013,000 | 1,171 |
| % insured | 94.18% | 2,400 |
| Federal funds purchased & repurchase agreements | $119,980,000 | 197 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,450,000 | 1,305 |
| Total equity capital | $56,706,000 | 1,185 |
| Total bank equity capital | $56,706,000 | 1,184 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,808,000 | 1,870 |
| Surplus | $38,765,000 | 892 |
| Undivided profits | $16,133,000 | 2,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $5,608,000 | 2,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $348,000 | 560 |
| Income earned, not collected on loans | $3,006,000 | 927 |
| Earning assets | $617,994,000 | 979 |
| Long-term assets (5+ years) | $139,903,000 | 1,043 |
| Average Assets, year-to-date | $654,141,500 | 1,015 |
| Average Assets, quarterly | $654,141,500 | 1,015 |
| Volatile liabilities | $135,570,000 | 487 |
| Insider loans | $831,000 | 4,269 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $419,000 | 1,109 |
| Unused loan commitments | $84,373,000 | 836 |
| Tier 1 (core) risk-based capital | $46,622,000 | 1,379 |
| Tier 2 risk-based capital | $4,807,000 | 1,147 |
| Total risk weighted assets | $383,414,000 | 1,183 |
| Total unused commitments | $84,373,000 | 837 |
| Derivatives | $5,636,000 | 589 |
| 2010-12-31 | Rank | |
| # of Employees: | 113 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $657,134,000 | 1,019 |
| Cash and due from depository institutions | $8,618,000 | 1,327 |
| Interest-bearing balances | $0 | 7,115 |
| Securities | $217,035,000 | 653 |
| Federal funds sold & reverse repurchase agreements | $39,749,000 | 144 |
| Net loans & leases | $366,633,000 | 1,192 |
| Loan loss allowance | $5,277,000 | 1,507 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,686,000 | 2,512 |
| Other real estate owned | $1,641,000 | 1,327 |
| Goodwill and other intangibles | $9,057,000 | 542 |
| All other assets | $9,715,000 | 1,977 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $657,134,000 | 1,019 |
| Total liabilities | $600,057,000 | 998 |
| Total deposits | $484,799,000 | 1,123 |
| Interest-bearing deposits | $412,521,000 | 1,143 |
| Deposits held in domestic offices | $484,799,000 | 1,121 |
| % insured | 93.44% | 2,666 |
| Federal funds purchased & repurchase agreements | $101,744,000 | 235 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $13,514,000 | 465 |
| Total equity capital | $57,077,000 | 1,164 |
| Total bank equity capital | $57,077,000 | 1,164 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,807,000 | 1,898 |
| Surplus | $38,765,000 | 885 |
| Undivided profits | $16,505,000 | 1,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $6,004,000 | 1,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $343,000 | 621 |
| Income earned, not collected on loans | $2,588,000 | 1,122 |
| Earning assets | $623,417,000 | 978 |
| Long-term assets (5+ years) | $123,970,000 | 1,136 |
| Average Assets, year-to-date | $653,254,400 | 1,023 |
| Average Assets, quarterly | $654,889,500 | 1,025 |
| Volatile liabilities | $144,563,000 | 933 |
| Insider loans | $832,000 | 4,334 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $3,123,000 | 721 |
| Unused loan commitments | $86,314,000 | 819 |
| Tier 1 (core) risk-based capital | $46,794,000 | 1,369 |
| Tier 2 risk-based capital | $4,685,000 | 1,191 |
| Total risk weighted assets | $373,916,000 | 1,226 |
| Total unused commitments | $86,314,000 | 820 |
| Derivatives | $8,628,000 | 565 |
| 2010-09-30 | Rank | |
| # of Employees: | 117 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $652,645,000 | 1,036 |
| Cash and due from depository institutions | $8,069,000 | 1,289 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $214,784,000 | 637 |
| Federal funds sold & reverse repurchase agreements | $31,890,000 | 188 |
| Net loans & leases | $373,484,000 | 1,196 |
| Loan loss allowance | $5,241,000 | 1,524 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,738,000 | 2,520 |
| Other real estate owned | $918,000 | 1,289 |
| Goodwill and other intangibles | $9,057,000 | 539 |
| All other assets | $9,705,000 | 2,008 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $652,645,000 | 1,036 |
| Total liabilities | $593,584,000 | 1,025 |
| Total deposits | $474,830,000 | 1,160 |
| Interest-bearing deposits | $408,475,000 | 1,169 |
| Deposits held in domestic offices | $474,830,000 | 1,158 |
| % insured | 91.61% | 2,931 |
| Federal funds purchased & repurchase agreements | $104,667,000 | 227 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $14,087,000 | 487 |
| Total equity capital | $59,061,000 | 1,161 |
| Total bank equity capital | $59,061,000 | 1,161 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,807,000 | 1,923 |
| Surplus | $38,765,000 | 873 |
| Undivided profits | $18,489,000 | 1,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $7,571,000 | 1,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $272,000 | 716 |
| Income earned, not collected on loans | $3,009,000 | 1,008 |
| Earning assets | $620,158,000 | 991 |
| Long-term assets (5+ years) | $113,864,000 | 1,202 |
| Average Assets, year-to-date | $652,284,500 | 1,034 |
| Average Assets, quarterly | $651,120,500 | 1,039 |
| Volatile liabilities | $149,406,000 | 922 |
| Insider loans | $868,000 | 4,319 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $1,524,000 | 1,082 |
| Unused loan commitments | $86,451,000 | 822 |
| Tier 1 (core) risk-based capital | $48,177,000 | 1,320 |
| Tier 2 risk-based capital | $4,794,000 | 1,192 |
| Total risk weighted assets | $382,786,000 | 1,229 |
| Total unused commitments | $86,451,000 | 823 |
| Derivatives | $13,340,000 | 574 |
| 2010-06-30 | Rank | |
| # of Employees: | 121 | 1,264 |
| Assets and Liabilities | ||
| Total Assets: | $649,596,000 | 1,048 |
| Cash and due from depository institutions | $6,747,000 | 1,264 |
| Interest-bearing balances | $0 | 7,206 |
| Securities | $211,497,000 | 635 |
| Federal funds sold & reverse repurchase agreements | $24,629,000 | 256 |
| Net loans & leases | $382,621,000 | 1,177 |
| Loan loss allowance | $5,793,000 | 1,406 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,879,000 | 2,474 |
| Other real estate owned | $370,000 | 1,264 |
| Goodwill and other intangibles | $9,057,000 | 540 |
| All other assets | $9,796,000 | 2,028 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $649,596,000 | 1,048 |
| Total liabilities | $590,460,000 | 1,033 |
| Total deposits | $482,623,000 | 1,138 |
| Interest-bearing deposits | $412,739,000 | 1,166 |
| Deposits held in domestic offices | $482,623,000 | 1,136 |
| % insured | 91.47% | 3,072 |
| Federal funds purchased & repurchase agreements | $104,307,000 | 233 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,530,000 | 1,377 |
| Total equity capital | $59,136,000 | 1,150 |
| Total bank equity capital | $59,136,000 | 1,150 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,807,000 | 1,946 |
| Surplus | $38,765,000 | 871 |
| Undivided profits | $18,564,000 | 1,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $7,436,000 | 1,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $492,000 | 522 |
| Income earned, not collected on loans | $2,869,000 | 1,034 |
| Earning assets | $618,747,000 | 997 |
| Long-term assets (5+ years) | $121,308,000 | 1,138 |
| Average Assets, year-to-date | $652,164,330 | 1,038 |
| Average Assets, quarterly | $654,175,000 | 1,038 |
| Volatile liabilities | $152,363,000 | 930 |
| Insider loans | $3,118,000 | 2,156 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $2,149,000 | 720 |
| Unused loan commitments | $84,994,000 | 828 |
| Tier 1 (core) risk-based capital | $48,423,000 | 1,309 |
| Tier 2 risk-based capital | $4,973,000 | 1,169 |
| Total risk weighted assets | $396,729,000 | 1,203 |
| Total unused commitments | $84,994,000 | 830 |
| Derivatives | $11,132,000 | 514 |
| 2010-03-31 | Rank | |
| # of Employees: | 121 | 1,279 |
| Assets and Liabilities | ||
| Total Assets: | $658,754,000 | 1,043 |
| Cash and due from depository institutions | $6,041,000 | 1,279 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $192,673,000 | 693 |
| Federal funds sold & reverse repurchase agreements | $53,506,000 | 150 |
| Net loans & leases | $381,581,000 | 1,212 |
| Loan loss allowance | $5,823,000 | 1,436 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,692,000 | 2,613 |
| Other real estate owned | $469,000 | 1,279 |
| Goodwill and other intangibles | $9,057,000 | 550 |
| All other assets | $10,735,000 | 1,924 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $658,753,000 | 1,043 |
| Total liabilities | $601,562,000 | 1,026 |
| Total deposits | $480,856,000 | 1,161 |
| Interest-bearing deposits | $419,696,000 | 1,177 |
| Deposits held in domestic offices | $480,856,000 | 1,160 |
| % insured | 91.71% | 3,056 |
| Federal funds purchased & repurchase agreements | $115,861,000 | 219 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,845,000 | 1,057 |
| Total equity capital | $57,191,000 | 1,176 |
| Total bank equity capital | $57,191,000 | 1,175 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,807,000 | 1,987 |
| Surplus | $38,765,000 | 893 |
| Undivided profits | $16,619,000 | 1,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,713,000 | 2,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $419,000 | 575 |
| Income earned, not collected on loans | $3,252,000 | 930 |
| Earning assets | $627,760,000 | 994 |
| Long-term assets (5+ years) | $143,598,000 | 964 |
| Average Assets, year-to-date | $653,448,500 | 1,057 |
| Average Assets, quarterly | $653,448,500 | 1,057 |
| Volatile liabilities | $166,883,000 | 891 |
| Insider loans | $3,191,000 | 2,169 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $1,630,000 | 693 |
| Unused loan commitments | $66,698,000 | 1,043 |
| Tier 1 (core) risk-based capital | $46,784,000 | 1,354 |
| Tier 2 risk-based capital | $5,038,000 | 1,178 |
| Total risk weighted assets | $401,975,000 | 1,215 |
| Total unused commitments | $66,698,000 | 1,046 |
| Derivatives | $9,308,000 | 524 |
| 2009-12-31 | Rank | |
| # of Employees: | 122 | 1,288 |
| Assets and Liabilities | ||
| Total Assets: | $648,143,000 | 1,076 |
| Cash and due from depository institutions | $13,747,000 | 1,288 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $201,858,000 | 640 |
| Federal funds sold & reverse repurchase agreements | $22,329,000 | 344 |
| Net loans & leases | $385,356,000 | 1,225 |
| Loan loss allowance | $5,528,000 | 1,497 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,679,000 | 2,661 |
| Other real estate owned | $341,000 | 1,288 |
| Goodwill and other intangibles | $9,057,000 | 554 |
| All other assets | $10,776,000 | 1,969 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $648,143,000 | 1,076 |
| Total liabilities | $593,363,000 | 1,062 |
| Total deposits | $501,805,000 | 1,107 |
| Interest-bearing deposits | $429,845,000 | 1,136 |
| Deposits held in domestic offices | $501,805,000 | 1,105 |
| % insured | 90.02% | 3,715 |
| Federal funds purchased & repurchase agreements | $87,304,000 | 275 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,254,000 | 1,177 |
| Total equity capital | $54,780,000 | 1,206 |
| Total bank equity capital | $54,780,000 | 1,206 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,807,000 | 2,020 |
| Surplus | $38,765,000 | 882 |
| Undivided profits | $14,208,000 | 2,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,349,000 | 2,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $392,000 | 565 |
| Income earned, not collected on loans | $3,011,000 | 1,058 |
| Earning assets | $609,543,000 | 1,041 |
| Long-term assets (5+ years) | $147,910,000 | 951 |
| Average Assets, year-to-date | $631,176,200 | 1,100 |
| Average Assets, quarterly | $653,942,000 | 1,065 |
| Volatile liabilities | $141,432,000 | 1,048 |
| Insider loans | $3,195,000 | 2,220 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $2,543,000 | 660 |
| Unused loan commitments | $91,136,000 | 829 |
| Tier 1 (core) risk-based capital | $44,403,000 | 1,410 |
| Tier 2 risk-based capital | $5,022,000 | 1,205 |
| Total risk weighted assets | $401,000,000 | 1,254 |
| Total unused commitments | $91,136,000 | 830 |
| Derivatives | $8,622,000 | 523 |
| 2009-09-30 | Rank | |
| # of Employees: | 125 | 1,279 |
| Assets and Liabilities | ||
| Total Assets: | $659,741,000 | 1,073 |
| Cash and due from depository institutions | $6,892,000 | 1,279 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $181,257,000 | 714 |
| Federal funds sold & reverse repurchase agreements | $57,372,000 | 139 |
| Net loans & leases | $392,128,000 | 1,217 |
| Loan loss allowance | $5,674,000 | 1,385 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,793,000 | 2,619 |
| Other real estate owned | $454,000 | 1,279 |
| Goodwill and other intangibles | $9,057,000 | 592 |
| All other assets | $7,788,000 | 2,274 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $659,742,000 | 1,073 |
| Total liabilities | $606,387,000 | 1,054 |
| Total deposits | $492,646,000 | 1,142 |
| Interest-bearing deposits | $426,988,000 | 1,144 |
| Deposits held in domestic offices | $492,646,000 | 1,139 |
| % insured | 90.34% | 3,809 |
| Federal funds purchased & repurchase agreements | $109,129,000 | 244 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,612,000 | 1,191 |
| Total equity capital | $53,355,000 | 1,277 |
| Total bank equity capital | $53,355,000 | 1,275 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,807,000 | 2,047 |
| Surplus | $38,765,000 | 871 |
| Undivided profits | $12,783,000 | 2,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,347,000 | 2,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $461,000 | 492 |
| Income earned, not collected on loans | $3,060,000 | 1,109 |
| Earning assets | $630,757,000 | 1,023 |
| Long-term assets (5+ years) | $145,236,000 | 965 |
| Average Assets, year-to-date | $626,934,500 | 1,121 |
| Average Assets, quarterly | $642,305,500 | 1,101 |
| Volatile liabilities | $168,967,000 | 911 |
| Insider loans | $3,202,000 | 2,237 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $1,500,000 | 778 |
| Unused loan commitments | $90,253,000 | 873 |
| Tier 1 (core) risk-based capital | $42,731,000 | 1,498 |
| Tier 2 risk-based capital | $5,187,000 | 1,177 |
| Total risk weighted assets | $414,211,000 | 1,228 |
| Total unused commitments | $90,253,000 | 875 |
| Derivatives | $10,710,000 | 514 |
| 2009-06-30 | Rank | |
| # of Employees: | 126 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $624,870,000 | 1,151 |
| Cash and due from depository institutions | $8,677,000 | 1,309 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $168,672,000 | 751 |
| Federal funds sold & reverse repurchase agreements | $21,177,000 | 419 |
| Net loans & leases | $404,189,000 | 1,212 |
| Loan loss allowance | $4,973,000 | 1,494 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,892,000 | 2,602 |
| Other real estate owned | $0 | 1,309 |
| Goodwill and other intangibles | $9,057,000 | 608 |
| All other assets | $8,206,000 | 2,207 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $624,870,000 | 1,151 |
| Total liabilities | $573,633,000 | 1,128 |
| Total deposits | $469,432,000 | 1,202 |
| Interest-bearing deposits | $404,781,000 | 1,222 |
| Deposits held in domestic offices | $469,432,000 | 1,200 |
| % insured | 84.74% | 2,264 |
| Federal funds purchased & repurchase agreements | $98,579,000 | 274 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,622,000 | 1,061 |
| Total equity capital | $51,237,000 | 1,334 |
| Total bank equity capital | $51,237,000 | 1,334 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,807,000 | 2,077 |
| Surplus | $38,765,000 | 886 |
| Undivided profits | $10,665,000 | 2,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,927,000 | 2,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $626,000 | 392 |
| Income earned, not collected on loans | $2,972,000 | 1,116 |
| Earning assets | $594,038,000 | 1,092 |
| Long-term assets (5+ years) | $127,717,000 | 1,068 |
| Average Assets, year-to-date | $615,999,000 | 1,157 |
| Average Assets, quarterly | $623,853,500 | 1,156 |
| Volatile liabilities | $159,503,000 | 971 |
| Insider loans | $3,451,000 | 2,153 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $3,733,000 | 646 |
| Unused loan commitments | $90,970,000 | 910 |
| Tier 1 (core) risk-based capital | $41,417,000 | 1,563 |
| Tier 2 risk-based capital | $5,120,000 | 1,192 |
| Total risk weighted assets | $409,505,000 | 1,285 |
| Total unused commitments | $90,970,000 | 910 |
| Derivatives | $13,092,000 | 508 |
| 2009-03-31 | Rank | |
| # of Employees: | 120 | 1,366 |
| Assets and Liabilities | ||
| Total Assets: | $622,837,000 | 1,160 |
| Cash and due from depository institutions | $8,570,000 | 1,366 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $158,701,000 | 788 |
| Federal funds sold & reverse repurchase agreements | $37,215,000 | 284 |
| Net loans & leases | $396,361,000 | 1,248 |
| Loan loss allowance | $4,825,000 | 1,488 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,929,000 | 2,613 |
| Other real estate owned | $0 | 1,366 |
| Goodwill and other intangibles | $9,057,000 | 623 |
| All other assets | $8,004,000 | 2,247 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $622,837,000 | 1,160 |
| Total liabilities | $571,548,000 | 1,138 |
| Total deposits | $462,190,000 | 1,214 |
| Interest-bearing deposits | $404,030,000 | 1,217 |
| Deposits held in domestic offices | $462,190,000 | 1,210 |
| % insured | 84.72% | 2,368 |
| Federal funds purchased & repurchase agreements | $103,459,000 | 277 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,899,000 | 1,011 |
| Total equity capital | $51,289,000 | 1,348 |
| Total bank equity capital | $51,289,000 | 1,347 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,808,000 | 2,090 |
| Surplus | $38,765,000 | 878 |
| Undivided profits | $10,716,000 | 2,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,239,000 | 1,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $684,000 | 347 |
| Income earned, not collected on loans | $3,190,000 | 1,045 |
| Earning assets | $592,277,000 | 1,109 |
| Long-term assets (5+ years) | $136,155,000 | 996 |
| Average Assets, year-to-date | $611,563,500 | 1,166 |
| Average Assets, quarterly | $611,563,500 | 1,166 |
| Volatile liabilities | $160,138,000 | 977 |
| Insider loans | $3,471,000 | 2,168 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $3,631,000 | 558 |
| Unused loan commitments | $101,938,000 | 865 |
| Tier 1 (core) risk-based capital | $41,034,000 | 1,603 |
| Tier 2 risk-based capital | $5,047,000 | 1,195 |
| Total risk weighted assets | $403,767,000 | 1,307 |
| Total unused commitments | $101,938,000 | 866 |
| Derivatives | $45,960,000 | 334 |
| 2008-12-31 | Rank | |
| # of Employees: | 122 | 1,359 |
| Assets and Liabilities | ||
| Total Assets: | $600,290,000 | 1,181 |
| Cash and due from depository institutions | $11,772,000 | 1,359 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $182,825,000 | 666 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $383,877,000 | 1,288 |
| Loan loss allowance | $4,574,000 | 1,499 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,035,000 | 2,570 |
| Other real estate owned | $0 | 1,359 |
| Goodwill and other intangibles | $9,057,000 | 638 |
| All other assets | $7,724,000 | 2,318 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $600,290,000 | 1,181 |
| Total liabilities | $550,063,000 | 1,163 |
| Total deposits | $457,428,000 | 1,181 |
| Interest-bearing deposits | $392,877,000 | 1,216 |
| Deposits held in domestic offices | $457,428,000 | 1,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,601,000 | 311 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,034,000 | 1,154 |
| Total equity capital | $50,227,000 | 1,357 |
| Total bank equity capital | $50,227,000 | 1,357 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,807,000 | 2,100 |
| Surplus | $38,765,000 | 853 |
| Undivided profits | $9,655,000 | 3,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,282,000 | 2,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,069,000 | 1,151 |
| Earning assets | $566,702,000 | 1,139 |
| Long-term assets (5+ years) | $160,014,000 | 840 |
| Average Assets, year-to-date | $595,363,000 | 1,134 |
| Average Assets, quarterly | $602,196,000 | 1,162 |
| Volatile liabilities | $138,536,000 | 1,107 |
| Insider loans | $3,268,000 | 2,302 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $1,602,000 | 710 |
| Unused loan commitments | $47,734,000 | 1,632 |
| Tier 1 (core) risk-based capital | $39,820,000 | 1,621 |
| Tier 2 risk-based capital | $4,828,000 | 1,231 |
| Total risk weighted assets | $394,103,000 | 1,329 |
| Total unused commitments | $47,734,000 | 1,633 |
| Derivatives | $20,218,000 | 420 |
| 2008-09-30 | Rank | |
| # of Employees: | 123 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $604,102,000 | 1,153 |
| Cash and due from depository institutions | $9,191,000 | 1,369 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $183,944,000 | 657 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $387,467,000 | 1,278 |
| Loan loss allowance | $4,487,000 | 1,396 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,132,000 | 2,517 |
| Other real estate owned | $135,000 | 1,369 |
| Goodwill and other intangibles | $9,057,000 | 676 |
| All other assets | $9,176,000 | 2,036 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $604,102,000 | 1,153 |
| Total liabilities | $554,181,000 | 1,125 |
| Total deposits | $448,168,000 | 1,184 |
| Interest-bearing deposits | $384,794,000 | 1,220 |
| Deposits held in domestic offices | $448,168,000 | 1,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $101,417,000 | 304 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,596,000 | 1,204 |
| Total equity capital | $49,921,000 | 1,368 |
| Total bank equity capital | $49,921,000 | 1,368 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,807,000 | 2,117 |
| Surplus | $38,765,000 | 836 |
| Undivided profits | $9,349,000 | 3,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,738,000 | 2,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $322,000 | 486 |
| Income earned, not collected on loans | $3,607,000 | 1,016 |
| Earning assets | $571,411,000 | 1,118 |
| Long-term assets (5+ years) | $158,307,000 | 845 |
| Average Assets, year-to-date | $594,131,250 | 1,135 |
| Average Assets, quarterly | $602,705,500 | 1,138 |
| Volatile liabilities | $146,614,000 | 1,028 |
| Insider loans | $3,438,000 | 2,212 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $602,000 | 964 |
| Unused loan commitments | $94,049,000 | 997 |
| Tier 1 (core) risk-based capital | $40,075,000 | 1,622 |
| Tier 2 risk-based capital | $4,719,000 | 1,213 |
| Total risk weighted assets | $395,853,000 | 1,316 |
| Total unused commitments | $94,049,000 | 997 |
| Derivatives | $11,734,000 | 438 |
| 2008-06-30 | Rank | |
| # of Employees: | 123 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $601,309,000 | 1,148 |
| Cash and due from depository institutions | $11,156,000 | 1,398 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $185,311,000 | 645 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $375,027,000 | 1,306 |
| Loan loss allowance | $4,266,000 | 1,385 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,196,000 | 2,482 |
| Other real estate owned | $290,000 | 1,398 |
| Goodwill and other intangibles | $9,057,000 | 684 |
| All other assets | $15,272,000 | 1,302 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $601,309,000 | 1,148 |
| Total liabilities | $552,843,000 | 1,118 |
| Total deposits | $444,228,000 | 1,183 |
| Interest-bearing deposits | $379,765,000 | 1,224 |
| Deposits held in domestic offices | $444,228,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,880,000 | 314 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,735,000 | 1,182 |
| Total equity capital | $48,466,000 | 1,423 |
| Total bank equity capital | $48,466,000 | 1,423 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,807,000 | 2,131 |
| Surplus | $38,765,000 | 827 |
| Undivided profits | $7,894,000 | 3,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,711,000 | 2,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $422,000 | 390 |
| Income earned, not collected on loans | $3,166,000 | 1,156 |
| Earning assets | $560,338,000 | 1,119 |
| Long-term assets (5+ years) | $157,986,000 | 833 |
| Average Assets, year-to-date | $590,807,670 | 1,144 |
| Average Assets, quarterly | $597,492,000 | 1,150 |
| Volatile liabilities | $146,200,000 | 1,019 |
| Insider loans | $2,808,000 | 2,541 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $1,422,000 | 753 |
| Unused loan commitments | $90,929,000 | 1,065 |
| Tier 1 (core) risk-based capital | $40,120,000 | 1,635 |
| Tier 2 risk-based capital | $4,498,000 | 1,241 |
| Total risk weighted assets | $391,909,000 | 1,322 |
| Total unused commitments | $90,929,000 | 1,065 |
| Derivatives | $17,348,000 | 384 |
| 2008-03-31 | Rank | |
| # of Employees: | 122 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $593,675,000 | 1,152 |
| Cash and due from depository institutions | $10,796,000 | 1,392 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $196,020,000 | 626 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $363,586,000 | 1,317 |
| Loan loss allowance | $4,198,000 | 1,355 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,315,000 | 2,410 |
| Other real estate owned | $290,000 | 1,392 |
| Goodwill and other intangibles | $9,057,000 | 705 |
| All other assets | $8,611,000 | 2,038 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $593,675,000 | 1,152 |
| Total liabilities | $542,634,000 | 1,122 |
| Total deposits | $443,382,000 | 1,177 |
| Interest-bearing deposits | $384,925,000 | 1,205 |
| Deposits held in domestic offices | $443,382,000 | 1,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,596,000 | 338 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,656,000 | 1,088 |
| Total equity capital | $51,041,000 | 1,365 |
| Total bank equity capital | $51,041,000 | 1,365 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,807,000 | 2,132 |
| Surplus | $38,765,000 | 825 |
| Undivided profits | $10,469,000 | 3,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 2,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $256,000 | 497 |
| Income earned, not collected on loans | $3,464,000 | 1,068 |
| Earning assets | $559,606,000 | 1,118 |
| Long-term assets (5+ years) | $164,912,000 | 768 |
| Average Assets, year-to-date | $585,557,000 | 1,152 |
| Average Assets, quarterly | $585,557,000 | 1,152 |
| Volatile liabilities | $137,812,000 | 1,064 |
| Insider loans | $2,711,000 | 2,549 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $2,018,000 | 679 |
| Unused loan commitments | $96,129,000 | 1,053 |
| Tier 1 (core) risk-based capital | $40,274,000 | 1,617 |
| Tier 2 risk-based capital | $4,430,000 | 1,220 |
| Total risk weighted assets | $374,508,000 | 1,370 |
| Total unused commitments | $96,129,000 | 1,054 |
| Derivatives | $19,750,000 | 402 |
| 2007-12-31 | Rank | |
| # of Employees: | 123 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $577,439,000 | 1,170 |
| Cash and due from depository institutions | $15,648,000 | 1,386 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $167,625,000 | 705 |
| Federal funds sold & reverse repurchase agreements | $5,042,000 | 2,498 |
| Net loans & leases | $364,998,000 | 1,316 |
| Loan loss allowance | $3,763,000 | 1,490 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,409,000 | 2,350 |
| Other real estate owned | $195,000 | 1,386 |
| Goodwill and other intangibles | $9,057,000 | 694 |
| All other assets | $9,465,000 | 1,873 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $577,439,000 | 1,170 |
| Total liabilities | $527,435,000 | 1,144 |
| Total deposits | $449,467,000 | 1,160 |
| Interest-bearing deposits | $384,492,000 | 1,196 |
| Deposits held in domestic offices | $449,467,000 | 1,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,675,000 | 389 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,293,000 | 1,125 |
| Total equity capital | $50,004,000 | 1,383 |
| Total bank equity capital | $50,004,000 | 1,383 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,807,000 | 2,128 |
| Surplus | $38,765,000 | 813 |
| Undivided profits | $9,432,000 | 3,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,822,000 | 1,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $117,000 | 714 |
| Income earned, not collected on loans | $3,471,000 | 1,166 |
| Earning assets | $537,665,000 | 1,148 |
| Long-term assets (5+ years) | $132,396,000 | 898 |
| Average Assets, year-to-date | $574,509,600 | 1,131 |
| Average Assets, quarterly | $581,137,500 | 1,148 |
| Volatile liabilities | $117,111,000 | 1,253 |
| Insider loans | $1,718,000 | 3,341 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $2,461,000 | 577 |
| Unused loan commitments | $95,787,000 | 1,068 |
| Tier 1 (core) risk-based capital | $40,847,000 | 1,596 |
| Tier 2 risk-based capital | $3,995,000 | 1,328 |
| Total risk weighted assets | $380,723,000 | 1,333 |
| Total unused commitments | $95,787,000 | 1,068 |
| Derivatives | $11,224,000 | 445 |
| 2007-09-30 | Rank | |
| # of Employees: | 127 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $584,836,000 | 1,130 |
| Cash and due from depository institutions | $9,156,000 | 1,346 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $163,103,000 | 724 |
| Federal funds sold & reverse repurchase agreements | $17,397,000 | 806 |
| Net loans & leases | $370,411,000 | 1,263 |
| Loan loss allowance | $3,967,000 | 1,339 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,840,000 | 2,536 |
| Other real estate owned | $653,000 | 1,346 |
| Goodwill and other intangibles | $9,057,000 | 673 |
| All other assets | $10,219,000 | 1,746 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $584,836,000 | 1,130 |
| Total liabilities | $536,210,000 | 1,103 |
| Total deposits | $444,542,000 | 1,158 |
| Interest-bearing deposits | $383,326,000 | 1,173 |
| Deposits held in domestic offices | $444,542,000 | 1,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,382,000 | 338 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,286,000 | 1,128 |
| Total equity capital | $48,626,000 | 1,405 |
| Total bank equity capital | $48,626,000 | 1,405 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,807,000 | 2,105 |
| Surplus | $38,765,000 | 794 |
| Undivided profits | $8,054,000 | 3,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,318,000 | 1,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 709 |
| Income earned, not collected on loans | $4,126,000 | 1,021 |
| Earning assets | $550,911,000 | 1,096 |
| Long-term assets (5+ years) | $91,718,000 | 1,211 |
| Average Assets, year-to-date | $573,777,250 | 1,125 |
| Average Assets, quarterly | $580,584,000 | 1,131 |
| Volatile liabilities | $126,328,000 | 1,114 |
| Insider loans | $1,723,000 | 3,301 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $400,000 | 1,248 |
| Unused loan commitments | $90,247,000 | 1,138 |
| Tier 1 (core) risk-based capital | $39,497,000 | 1,629 |
| Tier 2 risk-based capital | $4,179,000 | 1,244 |
| Total risk weighted assets | $385,707,000 | 1,288 |
| Total unused commitments | $90,247,000 | 1,139 |
| Derivatives | $13,116,000 | 429 |
| 2007-06-30 | Rank | |
| # of Employees: | 128 | 1,358 |
| Assets and Liabilities | ||
| Total Assets: | $576,332,000 | 1,159 |
| Cash and due from depository institutions | $9,477,000 | 1,358 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $159,360,000 | 738 |
| Federal funds sold & reverse repurchase agreements | $9,199,000 | 1,710 |
| Net loans & leases | $373,646,000 | 1,258 |
| Loan loss allowance | $4,065,000 | 1,304 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,673,000 | 2,621 |
| Other real estate owned | $352,000 | 1,358 |
| Goodwill and other intangibles | $9,057,000 | 683 |
| All other assets | $10,568,000 | 1,686 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $576,331,000 | 1,159 |
| Total liabilities | $529,574,000 | 1,132 |
| Total deposits | $432,295,000 | 1,209 |
| Interest-bearing deposits | $372,968,000 | 1,212 |
| Deposits held in domestic offices | $432,295,000 | 1,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $92,225,000 | 336 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,054,000 | 1,145 |
| Total equity capital | $46,757,000 | 1,453 |
| Total bank equity capital | $46,757,000 | 1,453 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,807,000 | 2,103 |
| Surplus | $38,765,000 | 803 |
| Undivided profits | $6,185,000 | 4,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,877,000 | 1,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 647 |
| Income earned, not collected on loans | $4,000,000 | 998 |
| Earning assets | $542,205,000 | 1,127 |
| Long-term assets (5+ years) | $85,416,000 | 1,252 |
| Average Assets, year-to-date | $570,091,000 | 1,149 |
| Average Assets, quarterly | $578,468,000 | 1,148 |
| Volatile liabilities | $129,747,000 | 1,089 |
| Insider loans | $1,784,000 | 3,212 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $1,535,000 | 821 |
| Unused loan commitments | $86,321,000 | 1,202 |
| Tier 1 (core) risk-based capital | $38,766,000 | 1,664 |
| Tier 2 risk-based capital | $4,277,000 | 1,224 |
| Total risk weighted assets | $386,868,000 | 1,286 |
| Total unused commitments | $86,321,000 | 1,202 |
| Derivatives | $16,103,000 | 433 |
| 2007-03-31 | Rank | |
| # of Employees: | 124 | 1,397 |
| Assets and Liabilities | ||
| Total Assets: | $580,604,000 | 1,144 |
| Cash and due from depository institutions | $7,359,000 | 1,397 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $157,352,000 | 775 |
| Federal funds sold & reverse repurchase agreements | $24,411,000 | 774 |
| Net loans & leases | $367,712,000 | 1,258 |
| Loan loss allowance | $3,930,000 | 1,351 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,681,000 | 2,578 |
| Other real estate owned | $548,000 | 1,397 |
| Goodwill and other intangibles | $9,057,000 | 672 |
| All other assets | $9,484,000 | 1,803 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $580,604,000 | 1,144 |
| Total liabilities | $533,401,000 | 1,116 |
| Total deposits | $443,575,000 | 1,181 |
| Interest-bearing deposits | $387,359,000 | 1,162 |
| Deposits held in domestic offices | $443,575,000 | 1,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $85,161,000 | 344 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,665,000 | 1,221 |
| Total equity capital | $47,203,000 | 1,446 |
| Total bank equity capital | $47,203,000 | 1,446 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,808,000 | 2,092 |
| Surplus | $38,765,000 | 785 |
| Undivided profits | $6,630,000 | 4,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,342,000 | 1,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $188,000 | 587 |
| Income earned, not collected on loans | $3,581,000 | 1,083 |
| Earning assets | $549,475,000 | 1,111 |
| Long-term assets (5+ years) | $85,705,000 | 1,238 |
| Average Assets, year-to-date | $566,970,500 | 1,152 |
| Average Assets, quarterly | $566,970,500 | 1,152 |
| Volatile liabilities | $123,311,000 | 1,122 |
| Insider loans | $1,634,000 | 3,350 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $2,297,000 | 639 |
| Unused loan commitments | $81,418,000 | 1,254 |
| Tier 1 (core) risk-based capital | $38,031,000 | 1,686 |
| Tier 2 risk-based capital | $4,142,000 | 1,263 |
| Total risk weighted assets | $383,192,000 | 1,279 |
| Total unused commitments | $81,418,000 | 1,254 |
| Derivatives | $17,098,000 | 425 |
| 2006-12-31 | Rank | |
| # of Employees: | 122 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $553,337,000 | 1,180 |
| Cash and due from depository institutions | $17,387,000 | 1,415 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $146,373,000 | 841 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $366,021,000 | 1,251 |
| Loan loss allowance | $3,894,000 | 1,341 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,647,000 | 2,544 |
| Other real estate owned | $131,000 | 1,415 |
| Goodwill and other intangibles | $9,057,000 | 658 |
| All other assets | $9,721,000 | 1,781 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $553,337,000 | 1,180 |
| Total liabilities | $506,821,000 | 1,153 |
| Total deposits | $433,435,000 | 1,179 |
| Interest-bearing deposits | $366,369,000 | 1,199 |
| Deposits held in domestic offices | $433,435,000 | 1,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,407,000 | 403 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,979,000 | 1,141 |
| Total equity capital | $46,516,000 | 1,421 |
| Total bank equity capital | $46,516,000 | 1,421 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,807,000 | 2,084 |
| Surplus | $38,765,000 | 771 |
| Undivided profits | $5,944,000 | 4,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,197,000 | 1,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $271,000 | 437 |
| Income earned, not collected on loans | $3,731,000 | 1,057 |
| Earning assets | $512,394,000 | 1,167 |
| Long-term assets (5+ years) | $100,383,000 | 1,081 |
| Average Assets, year-to-date | $549,085,800 | 1,141 |
| Average Assets, quarterly | $556,544,500 | 1,165 |
| Volatile liabilities | $106,512,000 | 1,410 |
| Insider loans | $2,096,000 | 2,892 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $2,724,000 | 575 |
| Unused loan commitments | $86,973,000 | 1,159 |
| Tier 1 (core) risk-based capital | $37,608,000 | 1,672 |
| Tier 2 risk-based capital | $4,106,000 | 1,255 |
| Total risk weighted assets | $377,625,000 | 1,278 |
| Total unused commitments | $86,973,000 | 1,159 |
| Derivatives | $15,654,000 | 420 |
| 2006-09-30 | Rank | |
| # of Employees: | 127 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $559,752,000 | 1,163 |
| Cash and due from depository institutions | $12,582,000 | 1,386 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $151,744,000 | 821 |
| Federal funds sold & reverse repurchase agreements | $8,588,000 | 1,626 |
| Net loans & leases | $362,850,000 | 1,251 |
| Loan loss allowance | $4,360,000 | 1,181 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,768,000 | 2,470 |
| Other real estate owned | $241,000 | 1,386 |
| Goodwill and other intangibles | $9,057,000 | 659 |
| All other assets | $9,922,000 | 1,741 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $559,752,000 | 1,163 |
| Total liabilities | $514,123,000 | 1,139 |
| Total deposits | $429,537,000 | 1,177 |
| Interest-bearing deposits | $358,905,000 | 1,211 |
| Deposits held in domestic offices | $429,537,000 | 1,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,016,000 | 367 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,570,000 | 1,210 |
| Total equity capital | $45,629,000 | 1,437 |
| Total bank equity capital | $45,629,000 | 1,437 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,807,000 | 2,089 |
| Surplus | $38,765,000 | 764 |
| Undivided profits | $5,057,000 | 4,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,608,000 | 1,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,045 |
| Income earned, not collected on loans | $3,860,000 | 1,006 |
| Earning assets | $523,182,000 | 1,143 |
| Long-term assets (5+ years) | $95,604,000 | 1,123 |
| Average Assets, year-to-date | $548,023,000 | 1,153 |
| Average Assets, quarterly | $554,578,500 | 1,163 |
| Volatile liabilities | $119,582,000 | 1,256 |
| Insider loans | $1,605,000 | 3,364 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $1,739,000 | 724 |
| Unused loan commitments | $84,519,000 | 1,203 |
| Tier 1 (core) risk-based capital | $36,828,000 | 1,703 |
| Tier 2 risk-based capital | $4,551,000 | 1,133 |
| Total risk weighted assets | $379,420,000 | 1,258 |
| Total unused commitments | $84,519,000 | 1,204 |
| Derivatives | $20,478,000 | 390 |
| 2006-06-30 | Rank | |
| # of Employees: | 129 | 1,367 |
| Assets and Liabilities | ||
| Total Assets: | $549,405,000 | 1,176 |
| Cash and due from depository institutions | $13,523,000 | 1,367 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $142,668,000 | 873 |
| Federal funds sold & reverse repurchase agreements | $9,553,000 | 1,328 |
| Net loans & leases | $359,436,000 | 1,242 |
| Loan loss allowance | $4,260,000 | 1,202 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,867,000 | 2,392 |
| Other real estate owned | $110,000 | 1,367 |
| Goodwill and other intangibles | $9,057,000 | 647 |
| All other assets | $10,191,000 | 1,692 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $549,405,000 | 1,176 |
| Total liabilities | $505,756,000 | 1,141 |
| Total deposits | $425,127,000 | 1,178 |
| Interest-bearing deposits | $361,012,000 | 1,185 |
| Deposits held in domestic offices | $425,127,000 | 1,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,633,000 | 396 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,996,000 | 684 |
| Total equity capital | $43,649,000 | 1,435 |
| Total bank equity capital | $43,649,000 | 1,435 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,807,000 | 2,078 |
| Surplus | $38,765,000 | 754 |
| Undivided profits | $3,077,000 | 5,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,864,000 | 939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,047 |
| Income earned, not collected on loans | $3,213,000 | 1,098 |
| Earning assets | $511,657,000 | 1,147 |
| Long-term assets (5+ years) | $81,072,000 | 1,255 |
| Average Assets, year-to-date | $544,113,330 | 1,160 |
| Average Assets, quarterly | $550,695,500 | 1,153 |
| Volatile liabilities | $109,937,000 | 1,354 |
| Insider loans | $2,303,000 | 2,628 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $1,423,000 | 796 |
| Unused loan commitments | $82,383,000 | 1,218 |
| Tier 1 (core) risk-based capital | $36,523,000 | 1,684 |
| Tier 2 risk-based capital | $4,451,000 | 1,133 |
| Total risk weighted assets | $369,334,000 | 1,273 |
| Total unused commitments | $82,383,000 | 1,219 |
| Derivatives | $18,523,000 | 417 |
| 2006-03-31 | Rank | |
| # of Employees: | 126 | 1,377 |
| Assets and Liabilities | ||
| Total Assets: | $551,986,000 | 1,142 |
| Cash and due from depository institutions | $11,825,000 | 1,377 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $137,260,000 | 908 |
| Federal funds sold & reverse repurchase agreements | $20,739,000 | 679 |
| Net loans & leases | $358,299,000 | 1,205 |
| Loan loss allowance | $4,347,000 | 1,157 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,983,000 | 2,285 |
| Other real estate owned | $0 | 1,377 |
| Goodwill and other intangibles | $9,057,000 | 621 |
| All other assets | $9,823,000 | 1,702 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $551,986,000 | 1,142 |
| Total liabilities | $507,632,000 | 1,116 |
| Total deposits | $423,653,000 | 1,157 |
| Interest-bearing deposits | $365,025,000 | 1,144 |
| Deposits held in domestic offices | $423,653,000 | 1,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,710,000 | 354 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,269,000 | 1,004 |
| Total equity capital | $44,354,000 | 1,387 |
| Total bank equity capital | $44,354,000 | 1,387 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,807,000 | 2,070 |
| Surplus | $38,765,000 | 729 |
| Undivided profits | $3,782,000 | 5,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,521,000 | 752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $100,000 | 744 |
| Income earned, not collected on loans | $3,218,000 | 1,037 |
| Earning assets | $516,298,000 | 1,112 |
| Long-term assets (5+ years) | $70,964,000 | 1,384 |
| Average Assets, year-to-date | $541,467,500 | 1,157 |
| Average Assets, quarterly | $541,467,500 | 1,157 |
| Volatile liabilities | $118,755,000 | 1,183 |
| Insider loans | $2,729,000 | 2,320 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $811,000 | 937 |
| Unused loan commitments | $83,464,000 | 1,176 |
| Tier 1 (core) risk-based capital | $36,196,000 | 1,662 |
| Tier 2 risk-based capital | $4,538,000 | 1,085 |
| Total risk weighted assets | $367,819,000 | 1,242 |
| Total unused commitments | $83,464,000 | 1,176 |
| Derivatives | $23,333,000 | 361 |
| 2005-12-31 | Rank | |
| # of Employees: | 119 | 1,444 |
| Assets and Liabilities | ||
| Total Assets: | $530,949,000 | 1,179 |
| Cash and due from depository institutions | $16,538,000 | 1,444 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $132,111,000 | 937 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $358,523,000 | 1,186 |
| Loan loss allowance | $4,141,000 | 1,206 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,067,000 | 2,225 |
| Other real estate owned | $0 | 1,444 |
| Goodwill and other intangibles | $9,057,000 | 610 |
| All other assets | $9,653,000 | 1,725 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $530,949,000 | 1,179 |
| Total liabilities | $486,659,000 | 1,157 |
| Total deposits | $423,257,000 | 1,136 |
| Interest-bearing deposits | $358,769,000 | 1,135 |
| Deposits held in domestic offices | $423,257,000 | 1,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,555,000 | 430 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,847,000 | 1,042 |
| Total equity capital | $44,290,000 | 1,368 |
| Total bank equity capital | $44,290,000 | 1,368 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,808,000 | 2,063 |
| Surplus | $38,765,000 | 709 |
| Undivided profits | $3,717,000 | 5,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,685,000 | 981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $146,000 | 624 |
| Income earned, not collected on loans | $3,135,000 | 1,051 |
| Earning assets | $490,634,000 | 1,159 |
| Long-term assets (5+ years) | $55,675,000 | 1,646 |
| Average Assets, year-to-date | $527,339,800 | 1,129 |
| Average Assets, quarterly | $534,708,000 | 1,147 |
| Volatile liabilities | $95,190,000 | 1,436 |
| Insider loans | $2,268,000 | 2,599 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $1,018,000 | 876 |
| Unused loan commitments | $82,633,000 | 1,167 |
| Tier 1 (core) risk-based capital | $35,919,000 | 1,640 |
| Tier 2 risk-based capital | $4,332,000 | 1,118 |
| Total risk weighted assets | $358,529,000 | 1,250 |
| Total unused commitments | $82,633,000 | 1,167 |
| Derivatives | $17,352,000 | 376 |
| 2005-09-30 | Rank | |
| # of Employees: | 122 | 1,402 |
| Assets and Liabilities | ||
| Total Assets: | $538,467,000 | 1,135 |
| Cash and due from depository institutions | $12,414,000 | 1,402 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $127,605,000 | 966 |
| Federal funds sold & reverse repurchase agreements | $8,266,000 | 1,538 |
| Net loans & leases | $366,683,000 | 1,117 |
| Loan loss allowance | $4,069,000 | 1,199 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,146,000 | 2,150 |
| Other real estate owned | $0 | 1,402 |
| Goodwill and other intangibles | $9,057,000 | 588 |
| All other assets | $9,296,000 | 1,732 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $538,468,000 | 1,135 |
| Total liabilities | $494,429,000 | 1,112 |
| Total deposits | $415,953,000 | 1,122 |
| Interest-bearing deposits | $350,555,000 | 1,136 |
| Deposits held in domestic offices | $415,953,000 | 1,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,940,000 | 347 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,536,000 | 1,326 |
| Total equity capital | $44,039,000 | 1,357 |
| Total bank equity capital | $44,039,000 | 1,357 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,807,000 | 2,031 |
| Surplus | $38,765,000 | 685 |
| Undivided profits | $3,467,000 | 5,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,492,000 | 1,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $130,000 | 686 |
| Income earned, not collected on loans | $3,329,000 | 927 |
| Earning assets | $502,554,000 | 1,107 |
| Long-term assets (5+ years) | $41,761,000 | 2,013 |
| Average Assets, year-to-date | $526,437,500 | 1,115 |
| Average Assets, quarterly | $533,504,500 | 1,135 |
| Volatile liabilities | $111,159,000 | 1,195 |
| Insider loans | $2,207,000 | 2,638 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $1,596,000 | 772 |
| Unused loan commitments | $78,461,000 | 1,200 |
| Tier 1 (core) risk-based capital | $35,424,000 | 1,621 |
| Tier 2 risk-based capital | $4,247,000 | 1,116 |
| Total risk weighted assets | $366,362,000 | 1,184 |
| Total unused commitments | $78,461,000 | 1,200 |
| Derivatives | $20,858,000 | 345 |
| 2005-06-30 | Rank | |
| # of Employees: | 122 | 1,408 |
| Assets and Liabilities | ||
| Total Assets: | $528,542,000 | 1,128 |
| Cash and due from depository institutions | $11,287,000 | 1,408 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $129,215,000 | 945 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $365,293,000 | 1,099 |
| Loan loss allowance | $4,067,000 | 1,177 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,037,000 | 2,144 |
| Other real estate owned | $147,000 | 1,408 |
| Goodwill and other intangibles | $9,057,000 | 581 |
| All other assets | $8,506,000 | 1,807 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $528,542,000 | 1,128 |
| Total liabilities | $484,583,000 | 1,109 |
| Total deposits | $402,004,000 | 1,134 |
| Interest-bearing deposits | $337,324,000 | 1,153 |
| Deposits held in domestic offices | $402,004,000 | 1,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,536,000 | 345 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,043,000 | 1,407 |
| Total equity capital | $43,959,000 | 1,342 |
| Total bank equity capital | $43,959,000 | 1,342 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,807,000 | 2,012 |
| Surplus | $38,765,000 | 673 |
| Undivided profits | $3,387,000 | 5,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,775,000 | 936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 740 |
| Income earned, not collected on loans | $2,971,000 | 958 |
| Earning assets | $494,508,000 | 1,105 |
| Long-term assets (5+ years) | $37,219,000 | 2,209 |
| Average Assets, year-to-date | $522,427,670 | 1,106 |
| Average Assets, quarterly | $521,539,000 | 1,126 |
| Volatile liabilities | $113,514,000 | 1,155 |
| Insider loans | $2,207,000 | 2,584 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $1,247,000 | 902 |
| Unused loan commitments | $74,555,000 | 1,202 |
| Tier 1 (core) risk-based capital | $35,020,000 | 1,594 |
| Tier 2 risk-based capital | $4,245,000 | 1,090 |
| Total risk weighted assets | $359,557,000 | 1,180 |
| Total unused commitments | $74,555,000 | 1,202 |
| Derivatives | $13,584,000 | 402 |
| 2005-03-31 | Rank | |
| # of Employees: | 119 | 1,429 |
| Assets and Liabilities | ||
| Total Assets: | $514,536,000 | 1,140 |
| Cash and due from depository institutions | $9,397,000 | 1,429 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $117,292,000 | 1,085 |
| Federal funds sold & reverse repurchase agreements | $2,332,000 | 3,801 |
| Net loans & leases | $362,257,000 | 1,073 |
| Loan loss allowance | $3,928,000 | 1,212 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,005,000 | 2,129 |
| Other real estate owned | $140,000 | 1,429 |
| Goodwill and other intangibles | $9,057,000 | 567 |
| All other assets | $9,056,000 | 1,702 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $514,536,000 | 1,140 |
| Total liabilities | $471,526,000 | 1,124 |
| Total deposits | $391,727,000 | 1,160 |
| Interest-bearing deposits | $335,252,000 | 1,154 |
| Deposits held in domestic offices | $391,727,000 | 1,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,538,000 | 351 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,261,000 | 1,330 |
| Total equity capital | $43,010,000 | 1,341 |
| Total bank equity capital | $43,010,000 | 1,341 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,808,000 | 2,015 |
| Surplus | $38,765,000 | 658 |
| Undivided profits | $2,437,000 | 6,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,947,000 | 883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $141,000 | 678 |
| Income earned, not collected on loans | $3,104,000 | 887 |
| Earning assets | $481,881,000 | 1,118 |
| Long-term assets (5+ years) | $34,602,000 | 2,393 |
| Average Assets, year-to-date | $519,370,500 | 1,114 |
| Average Assets, quarterly | $519,370,500 | 1,114 |
| Volatile liabilities | $106,585,000 | 1,154 |
| Insider loans | $2,024,000 | 2,729 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $1,264,000 | 808 |
| Unused loan commitments | $73,853,000 | 1,189 |
| Tier 1 (core) risk-based capital | $34,376,000 | 1,593 |
| Tier 2 risk-based capital | $4,089,000 | 1,123 |
| Total risk weighted assets | $355,409,000 | 1,164 |
| Total unused commitments | $73,853,000 | 1,189 |
| Derivatives | $9,250,000 | 415 |
| 2004-12-31 | Rank | |
| # of Employees: | 118 | 1,459 |
| Assets and Liabilities | ||
| Total Assets: | $524,205,000 | 1,105 |
| Cash and due from depository institutions | $11,729,000 | 1,459 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $134,843,000 | 944 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $354,849,000 | 1,102 |
| Loan loss allowance | $3,842,000 | 1,227 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,041,000 | 2,090 |
| Other real estate owned | $140,000 | 1,459 |
| Goodwill and other intangibles | $9,057,000 | 558 |
| All other assets | $8,546,000 | 1,762 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $524,205,000 | 1,105 |
| Total liabilities | $481,586,000 | 1,081 |
| Total deposits | $404,547,000 | 1,099 |
| Interest-bearing deposits | $343,076,000 | 1,113 |
| Deposits held in domestic offices | $404,547,000 | 1,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,633,000 | 360 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,406,000 | 1,257 |
| Total equity capital | $42,619,000 | 1,346 |
| Total bank equity capital | $42,619,000 | 1,346 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,807,000 | 1,996 |
| Surplus | $38,765,000 | 655 |
| Undivided profits | $2,047,000 | 6,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,713,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 683 |
| Income earned, not collected on loans | $2,981,000 | 909 |
| Earning assets | $489,692,000 | 1,089 |
| Long-term assets (5+ years) | $36,522,000 | 2,346 |
| Average Assets, year-to-date | $516,701,600 | 1,065 |
| Average Assets, quarterly | $523,917,000 | 1,087 |
| Volatile liabilities | $101,834,000 | 1,175 |
| Insider loans | $2,012,000 | 2,725 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $689,000 | 1,013 |
| Unused loan commitments | $73,581,000 | 1,164 |
| Tier 1 (core) risk-based capital | $33,816,000 | 1,588 |
| Tier 2 risk-based capital | $4,015,000 | 1,132 |
| Total risk weighted assets | $350,537,000 | 1,178 |
| Total unused commitments | $73,581,000 | 1,165 |
| Derivatives | $4,958,000 | 489 |
| 2004-09-30 | Rank | |
| # of Employees: | 116 | 1,489 |
| Assets and Liabilities | ||
| Total Assets: | $523,629,000 | 1,092 |
| Cash and due from depository institutions | $11,069,000 | 1,489 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $145,726,000 | 887 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $343,511,000 | 1,106 |
| Loan loss allowance | $3,924,000 | 1,193 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,033,000 | 2,061 |
| Other real estate owned | $0 | 1,489 |
| Goodwill and other intangibles | $9,057,000 | 545 |
| All other assets | $9,233,000 | 1,620 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $523,629,000 | 1,092 |
| Total liabilities | $481,461,000 | 1,068 |
| Total deposits | $398,358,000 | 1,095 |
| Interest-bearing deposits | $336,750,000 | 1,118 |
| Deposits held in domestic offices | $398,358,000 | 1,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,323,000 | 328 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,780,000 | 1,157 |
| Total equity capital | $42,168,000 | 1,346 |
| Total bank equity capital | $42,168,000 | 1,346 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,808,000 | 1,993 |
| Surplus | $38,765,000 | 639 |
| Undivided profits | $1,595,000 | 6,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,901,000 | 1,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 714 |
| Income earned, not collected on loans | $3,045,000 | 906 |
| Earning assets | $489,237,000 | 1,065 |
| Long-term assets (5+ years) | $38,467,000 | 2,275 |
| Average Assets, year-to-date | $514,825,750 | 1,067 |
| Average Assets, quarterly | $522,561,500 | 1,077 |
| Volatile liabilities | $107,641,000 | 1,097 |
| Insider loans | $1,986,000 | 2,696 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $637,000 | 1,078 |
| Unused loan commitments | $70,963,000 | 1,201 |
| Tier 1 (core) risk-based capital | $33,009,000 | 1,607 |
| Tier 2 risk-based capital | $3,924,000 | 1,142 |
| Total risk weighted assets | $347,582,000 | 1,164 |
| Total unused commitments | $70,963,000 | 1,202 |
| Derivatives | $4,868,000 | 497 |
| 2004-06-30 | Rank | |
| # of Employees: | 114 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $521,494,000 | 1,078 |
| Cash and due from depository institutions | $11,903,000 | 1,513 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $153,356,000 | 854 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $332,655,000 | 1,106 |
| Loan loss allowance | $4,078,000 | 1,141 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,101,000 | 2,010 |
| Other real estate owned | $87,000 | 1,513 |
| Goodwill and other intangibles | $9,057,000 | 532 |
| All other assets | $9,335,000 | 1,605 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $521,494,000 | 1,078 |
| Total liabilities | $480,220,000 | 1,051 |
| Total deposits | $387,770,000 | 1,116 |
| Interest-bearing deposits | $328,340,000 | 1,139 |
| Deposits held in domestic offices | $387,770,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,332,000 | 315 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,118,000 | 1,246 |
| Total equity capital | $41,274,000 | 1,324 |
| Total bank equity capital | $41,274,000 | 1,324 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,807,000 | 1,997 |
| Surplus | $38,765,000 | 630 |
| Undivided profits | $702,000 | 7,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,562,000 | 1,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 740 |
| Income earned, not collected on loans | $2,817,000 | 929 |
| Earning assets | $486,011,000 | 1,050 |
| Long-term assets (5+ years) | $38,530,000 | 2,346 |
| Average Assets, year-to-date | $511,891,330 | 1,067 |
| Average Assets, quarterly | $517,735,500 | 1,066 |
| Volatile liabilities | $114,494,000 | 1,002 |
| Insider loans | $2,002,000 | 2,674 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $946,000 | 914 |
| Unused loan commitments | $66,123,000 | 1,237 |
| Tier 1 (core) risk-based capital | $33,030,000 | 1,564 |
| Tier 2 risk-based capital | $4,078,000 | 1,090 |
| Total risk weighted assets | $337,235,000 | 1,162 |
| Total unused commitments | $66,123,000 | 1,237 |
| Derivatives | $8,576,000 | 423 |
| 2004-03-31 | Rank | |
| # of Employees: | 118 | 1,458 |
| Assets and Liabilities | ||
| Total Assets: | $513,977,000 | 1,078 |
| Cash and due from depository institutions | $10,911,000 | 1,458 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $163,922,000 | 805 |
| Federal funds sold & reverse repurchase agreements | $5,892,000 | 2,464 |
| Net loans & leases | $310,715,000 | 1,161 |
| Loan loss allowance | $4,024,000 | 1,143 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,114,000 | 1,964 |
| Other real estate owned | $67,000 | 1,458 |
| Goodwill and other intangibles | $9,056,000 | 514 |
| All other assets | $8,300,000 | 1,651 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $513,977,000 | 1,078 |
| Total liabilities | $471,247,000 | 1,059 |
| Total deposits | $384,068,000 | 1,107 |
| Interest-bearing deposits | $331,233,000 | 1,107 |
| Deposits held in domestic offices | $384,068,000 | 1,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,971,000 | 327 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,208,000 | 1,110 |
| Total equity capital | $42,730,000 | 1,304 |
| Total bank equity capital | $42,730,000 | 1,304 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,807,000 | 1,995 |
| Surplus | $38,765,000 | 615 |
| Undivided profits | $2,158,000 | 6,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,807,000 | 1,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 786 |
| Income earned, not collected on loans | $2,979,000 | 875 |
| Earning assets | $480,529,000 | 1,056 |
| Long-term assets (5+ years) | $39,379,000 | 2,274 |
| Average Assets, year-to-date | $507,090,000 | 1,081 |
| Average Assets, quarterly | $507,090,000 | 1,081 |
| Volatile liabilities | $107,268,000 | 1,028 |
| Insider loans | $1,770,000 | 2,888 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $1,179,000 | 923 |
| Unused loan commitments | $61,103,000 | 1,288 |
| Tier 1 (core) risk-based capital | $32,812,000 | 1,563 |
| Tier 2 risk-based capital | $3,954,000 | 1,110 |
| Total risk weighted assets | $316,268,000 | 1,202 |
| Total unused commitments | $61,103,000 | 1,292 |
| Derivatives | $11,990,000 | 386 |
| 2003-12-31 | Rank | |
| # of Employees: | 118 | 1,468 |
| Assets and Liabilities | ||
| Total Assets: | $500,203,000 | 1,106 |
| Cash and due from depository institutions | $12,575,000 | 1,468 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $164,247,000 | 825 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $300,659,000 | 1,181 |
| Loan loss allowance | $3,931,000 | 1,172 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,211,000 | 1,909 |
| Other real estate owned | $67,000 | 1,468 |
| Goodwill and other intangibles | $9,057,000 | 509 |
| All other assets | $8,387,000 | 1,668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $500,203,000 | 1,106 |
| Total liabilities | $458,135,000 | 1,090 |
| Total deposits | $381,189,000 | 1,111 |
| Interest-bearing deposits | $355,939,000 | 1,016 |
| Deposits held in domestic offices | $381,189,000 | 1,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,303,000 | 365 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,643,000 | 755 |
| Total equity capital | $42,068,000 | 1,292 |
| Total bank equity capital | $42,068,000 | 1,292 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,807,000 | 2,010 |
| Surplus | $38,765,000 | 603 |
| Undivided profits | $1,496,000 | 7,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,754,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $253,000 | 543 |
| Income earned, not collected on loans | $2,855,000 | 929 |
| Earning assets | $464,906,000 | 1,091 |
| Long-term assets (5+ years) | $45,441,000 | 2,064 |
| Average Assets, year-to-date | $498,365,800 | 1,081 |
| Average Assets, quarterly | $497,190,000 | 1,107 |
| Volatile liabilities | $94,764,000 | 1,148 |
| Insider loans | $2,509,000 | 2,178 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $299,000 | 1,356 |
| Unused loan commitments | $58,481,000 | 1,284 |
| Tier 1 (core) risk-based capital | $32,441,000 | 1,565 |
| Tier 2 risk-based capital | $3,870,000 | 1,134 |
| Total risk weighted assets | $309,529,000 | 1,224 |
| Total unused commitments | $58,481,000 | 1,286 |
| Derivatives | $3,138,000 | 480 |
| 2003-09-30 | Rank | |
| # of Employees: | 124 | 1,419 |
| Assets and Liabilities | ||
| Total Assets: | $494,177,000 | 1,134 |
| Cash and due from depository institutions | $13,599,000 | 1,419 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $162,379,000 | 827 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $294,200,000 | 1,206 |
| Loan loss allowance | $4,433,000 | 1,056 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,328,000 | 1,851 |
| Other real estate owned | $1,220,000 | 1,419 |
| Goodwill and other intangibles | $9,065,000 | 508 |
| All other assets | $8,386,000 | 1,680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $494,177,000 | 1,134 |
| Total liabilities | $452,271,000 | 1,116 |
| Total deposits | $378,004,000 | 1,142 |
| Interest-bearing deposits | $354,322,000 | 1,040 |
| Deposits held in domestic offices | $378,004,000 | 1,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,569,000 | 370 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,698,000 | 1,222 |
| Total equity capital | $41,906,000 | 1,307 |
| Total bank equity capital | $41,906,000 | 1,307 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,807,000 | 2,012 |
| Surplus | $38,765,000 | 617 |
| Undivided profits | $1,334,000 | 7,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,997,000 | 1,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $259,000 | 588 |
| Income earned, not collected on loans | $3,022,000 | 902 |
| Earning assets | $456,579,000 | 1,120 |
| Long-term assets (5+ years) | $42,477,000 | 2,134 |
| Average Assets, year-to-date | $497,906,500 | 1,097 |
| Average Assets, quarterly | $497,448,000 | 1,125 |
| Volatile liabilities | $92,037,000 | 1,148 |
| Insider loans | $2,053,000 | 2,541 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $58,327,000 | 1,315 |
| Tier 1 (core) risk-based capital | $32,153,000 | 1,594 |
| Tier 2 risk-based capital | $3,786,000 | 1,161 |
| Total risk weighted assets | $302,212,000 | 1,259 |
| Total unused commitments | $58,327,000 | 1,318 |
| Derivatives | $5,208,000 | 434 |
| 2003-06-30 | Rank | |
| # of Employees: | 126 | 1,390 |
| Assets and Liabilities | ||
| Total Assets: | $500,719,000 | 1,112 |
| Cash and due from depository institutions | $14,761,000 | 1,390 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $163,956,000 | 807 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $299,867,000 | 1,179 |
| Loan loss allowance | $4,323,000 | 1,058 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,231,000 | 1,844 |
| Other real estate owned | $147,000 | 1,390 |
| Goodwill and other intangibles | $9,065,000 | 480 |
| All other assets | $7,692,000 | 1,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $500,719,000 | 1,112 |
| Total liabilities | $457,418,000 | 1,097 |
| Total deposits | $375,346,000 | 1,132 |
| Interest-bearing deposits | $347,805,000 | 1,055 |
| Deposits held in domestic offices | $375,346,000 | 1,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $77,359,000 | 342 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,713,000 | 1,048 |
| Total equity capital | $43,301,000 | 1,255 |
| Total bank equity capital | $43,301,000 | 1,255 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,807,000 | 2,010 |
| Surplus | $38,765,000 | 602 |
| Undivided profits | $2,729,000 | 6,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,152,000 | 1,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $321,000 | 551 |
| Income earned, not collected on loans | $2,984,000 | 894 |
| Earning assets | $463,823,000 | 1,096 |
| Long-term assets (5+ years) | $42,918,000 | 2,007 |
| Average Assets, year-to-date | $499,149,670 | 1,084 |
| Average Assets, quarterly | $500,268,000 | 1,097 |
| Volatile liabilities | $99,894,000 | 1,058 |
| Insider loans | $2,460,000 | 2,198 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $53,794,000 | 1,362 |
| Tier 1 (core) risk-based capital | $32,302,000 | 1,552 |
| Tier 2 risk-based capital | $3,888,000 | 1,091 |
| Total risk weighted assets | $310,592,000 | 1,209 |
| Total unused commitments | $53,794,000 | 1,372 |
| Derivatives | $35,238,000 | 282 |
| 2003-03-31 | Rank | |
| # of Employees: | 128 | 1,343 |
| Assets and Liabilities | ||
| Total Assets: | $499,817,000 | 1,088 |
| Cash and due from depository institutions | $16,962,000 | 1,343 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $171,134,000 | 760 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $289,304,000 | 1,205 |
| Loan loss allowance | $4,428,000 | 1,023 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,316,000 | 1,772 |
| Other real estate owned | $67,000 | 1,343 |
| Goodwill and other intangibles | $9,065,000 | 475 |
| All other assets | $7,969,000 | 1,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,817,000 | 1,088 |
| Total liabilities | $456,861,000 | 1,077 |
| Total deposits | $373,836,000 | 1,127 |
| Interest-bearing deposits | $351,036,000 | 1,045 |
| Deposits held in domestic offices | $373,836,000 | 1,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,049,000 | 350 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,976,000 | 636 |
| Total equity capital | $42,956,000 | 1,240 |
| Total bank equity capital | $42,956,000 | 1,240 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,807,000 | 2,020 |
| Surplus | $38,766,000 | 606 |
| Undivided profits | $2,383,000 | 6,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,326,000 | 991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $162,000 | 771 |
| Income earned, not collected on loans | $2,981,000 | 916 |
| Earning assets | $460,438,000 | 1,085 |
| Long-term assets (5+ years) | $44,587,000 | 1,923 |
| Average Assets, year-to-date | $498,365,000 | 1,079 |
| Average Assets, quarterly | $498,365,000 | 1,079 |
| Volatile liabilities | $96,295,000 | 1,068 |
| Insider loans | $2,851,000 | 1,884 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $49,607,000 | 1,398 |
| Tier 1 (core) risk-based capital | $32,201,000 | 1,540 |
| Tier 2 risk-based capital | $3,694,000 | 1,135 |
| Total risk weighted assets | $294,597,000 | 1,254 |
| Total unused commitments | $49,607,000 | 1,412 |
| Derivatives | $37,630,000 | 272 |
| 2002-12-31 | Rank | |
| # of Employees: | 128 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $496,913,000 | 1,079 |
| Cash and due from depository institutions | $16,226,000 | 1,333 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $166,119,000 | 761 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $292,664,000 | 1,176 |
| Loan loss allowance | $4,335,000 | 1,017 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,413,000 | 1,718 |
| Other real estate owned | $67,000 | 1,333 |
| Goodwill and other intangibles | $9,065,000 | 461 |
| All other assets | $7,359,000 | 1,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $496,913,000 | 1,079 |
| Total liabilities | $453,649,000 | 1,071 |
| Total deposits | $380,585,000 | 1,080 |
| Interest-bearing deposits | $352,791,000 | 1,012 |
| Deposits held in domestic offices | $380,585,000 | 1,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,989,000 | 361 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,075,000 | 981 |
| Total equity capital | $43,264,000 | 1,214 |
| Total bank equity capital | $43,264,000 | 1,214 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,807,000 | 2,015 |
| Surplus | $38,765,000 | 592 |
| Undivided profits | $2,692,000 | 6,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,091,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,871,000 | 990 |
| Earning assets | $458,783,000 | 1,068 |
| Long-term assets (5+ years) | $56,443,000 | 1,576 |
| Average Assets, year-to-date | $493,798,800 | 1,036 |
| Average Assets, quarterly | $496,087,500 | 1,080 |
| Volatile liabilities | $93,418,000 | 1,093 |
| Insider loans | $3,341,000 | 1,587 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $50,410,000 | 1,330 |
| Tier 1 (core) risk-based capital | $31,844,000 | 1,530 |
| Tier 2 risk-based capital | $3,635,000 | 1,135 |
| Total risk weighted assets | $288,931,000 | 1,246 |
| Total unused commitments | $50,410,000 | 1,334 |
| Derivatives | $19,230,000 | 315 |
| 2001-12-31 | Rank | |
| # of Employees: | 128 | 1,286 |
| Assets and Liabilities | ||
| Total Assets: | $489,121,000 | 1,047 |
| Cash and due from depository institutions | $12,735,000 | 1,286 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $153,492,000 | 751 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $300,454,000 | 1,109 |
| Loan loss allowance | $3,989,000 | 1,042 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,625,000 | 1,575 |
| Other real estate owned | $67,000 | 1,286 |
| Goodwill and other intangibles | $9,057,000 | 438 |
| All other assets | $7,691,000 | 1,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $489,121,000 | 1,047 |
| Total liabilities | $447,653,000 | 1,043 |
| Total deposits | $387,308,000 | 1,026 |
| Interest-bearing deposits | $361,238,000 | 952 |
| Deposits held in domestic offices | $387,308,000 | 1,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,416,000 | 409 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,929,000 | 999 |
| Total equity capital | $41,468,000 | 1,179 |
| Total bank equity capital | $41,468,000 | 1,179 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,807,000 | 2,044 |
| Surplus | $38,765,000 | 580 |
| Undivided profits | $896,000 | 7,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,464,000 | 1,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,895,000 | 1,060 |
| Earning assets | $453,946,000 | 1,029 |
| Long-term assets (5+ years) | $16,616,000 | 3,702 |
| Average Assets, year-to-date | $484,982,000 | 996 |
| Average Assets, quarterly | $490,833,000 | 1,019 |
| Volatile liabilities | $82,596,000 | 1,170 |
| Insider loans | $4,561,000 | 1,074 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $508,000 | 1,408 |
| Unused loan commitments | $41,697,000 | 1,449 |
| Tier 1 (core) risk-based capital | $31,759,000 | 1,449 |
| Tier 2 risk-based capital | $3,603,000 | 1,088 |
| Total risk weighted assets | $287,066,000 | 1,192 |
| Total unused commitments | $41,697,000 | 1,453 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 122 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $474,261,000 | 1,026 |
| Cash and due from depository institutions | $12,897,000 | 1,355 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $138,484,000 | 822 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $302,002,000 | 1,063 |
| Loan loss allowance | $3,809,000 | 1,048 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,697,000 | 1,518 |
| Other real estate owned | $60,000 | 1,355 |
| Goodwill and other intangibles | $9,776,000 | 401 |
| All other assets | $5,345,000 | 1,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $474,261,000 | 1,026 |
| Total liabilities | $431,896,000 | 1,014 |
| Total deposits | $374,040,000 | 1,028 |
| Interest-bearing deposits | $332,998,000 | 996 |
| Deposits held in domestic offices | $374,040,000 | 1,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,926,000 | 435 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,930,000 | 1,013 |
| Total equity capital | $42,365,000 | 1,102 |
| Total bank equity capital | $42,365,000 | 1,102 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,807,000 | 2,072 |
| Surplus | $38,765,000 | 547 |
| Undivided profits | $1,793,000 | 6,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,369,000 | 1,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,311,000 | 1,063 |
| Earning assets | $440,486,000 | 1,021 |
| Long-term assets (5+ years) | $40,066,000 | 1,920 |
| Average Assets, year-to-date | $477,880,400 | 969 |
| Average Assets, quarterly | $470,912,500 | 1,022 |
| Volatile liabilities | $78,312,000 | 1,193 |
| Insider loans | $4,353,000 | 1,121 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $398,000 | 1,015 |
| Unused loan commitments | $35,903,000 | 1,504 |
| Tier 1 (core) risk-based capital | $32,396,000 | 1,343 |
| Tier 2 risk-based capital | $3,715,980 | 1,029 |
| Total risk weighted assets | $293,430,630 | 1,123 |
| Total unused commitments | $35,903,000 | 1,505 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 119 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $392,776,000 | 1,210 |
| Cash and due from depository institutions | $11,386,000 | 1,425 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $166,473,000 | 707 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $203,235,000 | 1,495 |
| Loan loss allowance | $3,210,000 | 1,200 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,932,000 | 1,722 |
| Other real estate owned | $0 | 1,425 |
| Goodwill and other intangibles | $1,015,000 | 1,487 |
| All other assets | $5,735,000 | 1,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $392,776,000 | 1,210 |
| Total liabilities | $365,780,000 | 1,179 |
| Total deposits | $302,536,000 | 1,221 |
| Interest-bearing deposits | $268,820,000 | 1,207 |
| Deposits held in domestic offices | $302,536,000 | 1,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,890,000 | 454 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,354,000 | 1,256 |
| Total equity capital | $26,996,000 | 1,645 |
| Total bank equity capital | $26,996,000 | 1,645 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,806,000 | 2,102 |
| Surplus | $20,350,000 | 917 |
| Undivided profits | $4,840,000 | 4,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 2,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,621,000 | 1,319 |
| Earning assets | $369,708,000 | 1,182 |
| Long-term assets (5+ years) | $108,670,000 | 889 |
| Average Assets, year-to-date | $377,516,400 | 1,198 |
| Average Assets, quarterly | $387,313,500 | 1,213 |
| Volatile liabilities | $77,420,000 | 1,169 |
| Insider loans | $1,858,000 | 2,353 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $879,000 | 735 |
| Unused loan commitments | $26,705,000 | 1,895 |
| Tier 1 (core) risk-based capital | $27,902,000 | 1,556 |
| Tier 2 risk-based capital | $3,029,620 | 1,187 |
| Total risk weighted assets | $242,112,920 | 1,284 |
| Total unused commitments | $26,705,000 | 1,899 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 117 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $363,624,000 | 1,257 |
| Cash and due from depository institutions | $10,777,000 | 1,439 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $139,713,000 | 839 |
| Federal funds sold & reverse repurchase agreements | $6,977,000 | 2,504 |
| Net loans & leases | $195,997,000 | 1,435 |
| Loan loss allowance | $3,356,000 | 1,108 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,862,000 | 1,646 |
| Other real estate owned | $160,000 | 1,439 |
| Goodwill and other intangibles | $1,125,000 | 1,367 |
| All other assets | $4,013,000 | 1,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $363,624,000 | 1,257 |
| Total liabilities | $337,750,000 | 1,226 |
| Total deposits | $292,677,000 | 1,259 |
| Interest-bearing deposits | $260,419,000 | 1,219 |
| Deposits held in domestic offices | $292,677,000 | 1,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,750,000 | 511 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $388,000 | 4,339 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,935,000 | 1,170 |
| Total equity capital | $25,874,000 | 1,718 |
| Total bank equity capital | $25,874,000 | 1,718 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,807,000 | 2,061 |
| Surplus | $20,350,000 | 854 |
| Undivided profits | $3,717,000 | 5,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,758,000 | 1,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,142,000 | 965 |
| Earning assets | $342,687,000 | 1,227 |
| Long-term assets (5+ years) | $83,394,000 | 1,045 |
| Average Assets, year-to-date | $346,689,800 | 1,255 |
| Average Assets, quarterly | $359,923,500 | 1,249 |
| Volatile liabilities | $60,322,000 | 1,201 |
| Insider loans | $1,793,000 | 2,308 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,163,000 | 670 |
| Unused loan commitments | $27,505,000 | 1,784 |
| Tier 1 (core) risk-based capital | $24,145,000 | 1,733 |
| Tier 2 risk-based capital | $2,986,020 | 1,127 |
| Total risk weighted assets | $235,230,920 | 1,226 |
| Total unused commitments | $27,505,000 | 1,791 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 114 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $325,186,000 | 1,421 |
| Cash and due from depository institutions | $9,566,000 | 1,543 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $116,123,000 | 989 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $189,901,000 | 1,486 |
| Loan loss allowance | $2,987,000 | 1,256 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,081,000 | 1,545 |
| Other real estate owned | $479,000 | 1,543 |
| Goodwill and other intangibles | $1,245,000 | 1,217 |
| All other assets | $2,791,000 | 2,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,186,000 | 1,421 |
| Total liabilities | $299,426,000 | 1,391 |
| Total deposits | $271,459,000 | 1,370 |
| Interest-bearing deposits | $242,686,000 | 1,334 |
| Deposits held in domestic offices | $271,459,000 | 1,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,197,000 | 697 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,967,000 | 2,965 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,803,000 | 1,232 |
| Total equity capital | $25,760,000 | 1,736 |
| Total bank equity capital | $25,760,000 | 1,736 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,735,000 | 2,154 |
| Surplus | $20,421,000 | 850 |
| Undivided profits | $3,604,000 | 5,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,308,000 | 1,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $465,000 | 307 |
| Income earned, not collected on loans | $1,653,000 | 1,310 |
| Earning assets | $306,024,000 | 1,382 |
| Long-term assets (5+ years) | $76,914,000 | 965 |
| Average Assets, year-to-date | $325,034,400 | 1,351 |
| Average Assets, quarterly | $327,198,500 | 1,388 |
| Volatile liabilities | $38,523,000 | 1,735 |
| Insider loans | $3,002,000 | 1,426 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $408,000 | 1,114 |
| Unused loan commitments | $32,199,000 | 1,488 |
| Tier 1 (core) risk-based capital | $23,940,000 | 1,776 |
| Tier 2 risk-based capital | $2,748,630 | 1,152 |
| Total risk weighted assets | $219,652,230 | 1,294 |
| Total unused commitments | $32,199,000 | 1,491 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 114 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $324,235,000 | 1,463 |
| Cash and due from depository institutions | $13,752,000 | 1,652 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $114,459,000 | 1,045 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $185,318,000 | 1,558 |
| Loan loss allowance | $2,810,000 | 1,405 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,988,000 | 1,305 |
| Other real estate owned | $25,000 | 1,652 |
| Goodwill and other intangibles | $1,364,000 | 1,101 |
| All other assets | $3,329,000 | 2,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $324,235,000 | 1,463 |
| Total liabilities | $299,343,000 | 1,430 |
| Total deposits | $266,918,000 | 1,438 |
| Interest-bearing deposits | $238,005,000 | 1,412 |
| Deposits held in domestic offices | $266,918,000 | 1,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,652,000 | 696 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,100,000 | 3,239 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,673,000 | 1,259 |
| Total equity capital | $24,892,000 | 1,810 |
| Total bank equity capital | $24,892,000 | 1,810 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,735,000 | 2,294 |
| Surplus | $20,421,000 | 904 |
| Undivided profits | $2,736,000 | 6,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,293,000 | 1,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $248,000 | 528 |
| Income earned, not collected on loans | $1,637,000 | 1,317 |
| Earning assets | $299,777,000 | 1,451 |
| Long-term assets (5+ years) | $75,740,000 | 910 |
| Average Assets, year-to-date | $319,595,600 | 1,427 |
| Average Assets, quarterly | $324,323,000 | 1,447 |
| Volatile liabilities | $40,989,000 | 1,613 |
| Insider loans | $2,488,000 | 1,726 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $436,000 | 1,004 |
| Unused loan commitments | $22,196,000 | 1,914 |
| Tier 1 (core) risk-based capital | $23,457,000 | 1,839 |
| Tier 2 risk-based capital | $2,691,730 | 1,202 |
| Total risk weighted assets | $215,220,030 | 1,342 |
| Total unused commitments | $22,196,000 | 1,927 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 105 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $308,769,000 | 1,547 |
| Cash and due from depository institutions | $9,286,000 | 1,843 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $120,938,000 | 1,035 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $168,594,000 | 1,696 |
| Loan loss allowance | $2,619,000 | 1,539 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,432,000 | 1,434 |
| Other real estate owned | $69,000 | 1,843 |
| Goodwill and other intangibles | $1,483,000 | 988 |
| All other assets | $2,967,000 | 2,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,769,000 | 1,547 |
| Total liabilities | $283,709,000 | 1,523 |
| Total deposits | $253,708,000 | 1,537 |
| Interest-bearing deposits | $227,096,000 | 1,507 |
| Deposits held in domestic offices | $253,708,000 | 1,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,745,000 | 721 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $534,000 | 3,388 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,722,000 | 1,291 |
| Total equity capital | $25,060,000 | 1,797 |
| Total bank equity capital | $25,060,000 | 1,797 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,735,000 | 2,354 |
| Surplus | $20,421,000 | 898 |
| Undivided profits | $2,904,000 | 6,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,850,000 | 1,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $243,000 | 513 |
| Income earned, not collected on loans | $1,643,000 | 1,353 |
| Earning assets | $289,632,000 | 1,517 |
| Long-term assets (5+ years) | $68,377,000 | 930 |
| Average Assets, year-to-date | $295,496,000 | 1,539 |
| Average Assets, quarterly | $305,698,000 | 1,547 |
| Volatile liabilities | $38,039,000 | 1,562 |
| Insider loans | $1,841,000 | 2,301 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $531,000 | 1,001 |
| Unused loan commitments | $19,587,000 | 2,026 |
| Tier 1 (core) risk-based capital | $23,092,000 | 1,859 |
| Tier 2 risk-based capital | $2,514,850 | 1,292 |
| Total risk weighted assets | $201,067,050 | 1,424 |
| Total unused commitments | $19,587,000 | 2,036 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 132 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $281,976,000 | 1,632 |
| Cash and due from depository institutions | $9,522,000 | 1,491 |
| Interest-bearing balances | $492,000 | 3,388 |
| Securities | $102,291,000 | 1,262 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $159,277,000 | 1,758 |
| Loan loss allowance | $2,609,000 | 1,583 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,222,000 | 1,416 |
| Other real estate owned | $183,000 | 1,491 |
| Goodwill and other intangibles | $1,603,000 | 879 |
| All other assets | $3,878,000 | 2,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,976,000 | 1,632 |
| Total liabilities | $259,149,000 | 1,619 |
| Total deposits | $239,166,000 | 1,588 |
| Interest-bearing deposits | $216,924,000 | 1,530 |
| Deposits held in domestic offices | $239,166,000 | 1,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,506,000 | 976 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,254,000 | 2,952 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,223,000 | 1,659 |
| Total equity capital | $22,827,000 | 1,815 |
| Total bank equity capital | $22,827,000 | 1,815 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,623,000 | 2,513 |
| Surplus | $20,534,000 | 840 |
| Undivided profits | $670,000 | 9,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,390,000 | 1,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $492,000 | 257 |
| Income earned, not collected on loans | $1,336,000 | 1,456 |
| Earning assets | $262,060,000 | 1,610 |
| Long-term assets (5+ years) | $66,772,000 | 944 |
| Average Assets, year-to-date | $278,743,600 | 1,617 |
| Average Assets, quarterly | $282,618,500 | 1,624 |
| Volatile liabilities | $27,909,000 | 1,932 |
| Insider loans | $1,647,000 | 2,467 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $263,000 | 1,011 |
| Unused loan commitments | $19,205,000 | 1,982 |
| Tier 1 (core) risk-based capital | $22,377,000 | 1,857 |
| Tier 2 risk-based capital | $2,338,700 | 1,374 |
| Total risk weighted assets | $186,579,400 | 1,498 |
| Total unused commitments | $19,205,000 | 1,993 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 105 | 1,992 |
| Assets and Liabilities | ||
| Total Assets: | $202,973,000 | 2,298 |
| Cash and due from depository institutions | $5,960,000 | 1,992 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $81,932,000 | 1,687 |
| Federal funds sold & reverse repurchase agreements | $1,184,000 | 7,348 |
| Net loans & leases | $108,284,000 | 2,420 |
| Loan loss allowance | $2,213,000 | 1,907 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,735,000 | 2,682 |
| Other real estate owned | $372,000 | 1,992 |
| Goodwill and other intangibles | $76,000 | 2,337 |
| All other assets | $2,430,000 | 2,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,973,000 | 2,298 |
| Total liabilities | $186,912,000 | 2,282 |
| Total deposits | $171,734,000 | 2,313 |
| Interest-bearing deposits | $153,819,000 | 2,235 |
| Deposits held in domestic offices | $171,734,000 | 2,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,577,000 | 915 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,601,000 | 2,183 |
| Total equity capital | $16,061,000 | 2,504 |
| Total bank equity capital | $16,061,000 | 2,504 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,173,000 | 3,442 |
| Surplus | $8,629,000 | 1,653 |
| Undivided profits | $6,259,000 | 3,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,477,000 | 1,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $371,000 | 368 |
| Income earned, not collected on loans | $776,000 | 2,303 |
| Earning assets | $191,400,000 | 2,229 |
| Long-term assets (5+ years) | $61,510,000 | 1,024 |
| Average Assets, year-to-date | $200,365,200 | 2,247 |
| Average Assets, quarterly | $202,892,500 | 2,265 |
| Volatile liabilities | $20,889,000 | 2,306 |
| Insider loans | $1,548,000 | 2,603 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,014,000 | 1,037 |
| Unused loan commitments | $15,150,000 | 2,304 |
| Tier 1 (core) risk-based capital | $15,985,000 | 2,462 |
| Tier 2 risk-based capital | $1,539,010 | 1,993 |
| Total risk weighted assets | $122,446,410 | 2,177 |
| Total unused commitments | $15,150,000 | 2,322 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 101 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $198,880,000 | 2,386 |
| Cash and due from depository institutions | $4,852,000 | 2,128 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $83,005,000 | 1,616 |
| Federal funds sold & reverse repurchase agreements | $2,105,000 | 6,280 |
| Net loans & leases | $102,912,000 | 2,602 |
| Loan loss allowance | $2,191,000 | 1,969 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,769,000 | 2,660 |
| Other real estate owned | $1,261,000 | 2,128 |
| Goodwill and other intangibles | $92,000 | 2,245 |
| All other assets | $1,884,000 | 3,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,880,000 | 2,386 |
| Total liabilities | $184,444,000 | 2,369 |
| Total deposits | $170,640,000 | 2,416 |
| Interest-bearing deposits | $152,957,000 | 2,358 |
| Deposits held in domestic offices | $170,640,000 | 2,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,976,000 | 922 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,828,000 | 2,017 |
| Total equity capital | $14,436,000 | 2,670 |
| Total bank equity capital | $14,436,000 | 2,670 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,173,000 | 3,591 |
| Surplus | $8,629,000 | 1,602 |
| Undivided profits | $4,634,000 | 4,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,390,000 | 1,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $756,000 | 2,634 |
| Earning assets | $188,022,000 | 2,294 |
| Long-term assets (5+ years) | $58,032,000 | 1,025 |
| Average Assets, year-to-date | $195,714,400 | 2,355 |
| Average Assets, quarterly | $198,958,000 | 2,358 |
| Volatile liabilities | $15,988,000 | 2,822 |
| Insider loans | $267,000 | 3,178 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,739,000 | 591 |
| Unused loan commitments | $12,248,000 | 2,563 |
| Tier 1 (core) risk-based capital | $14,344,000 | 2,633 |
| Tier 2 risk-based capital | $1,471,630 | 2,089 |
| Total risk weighted assets | $117,011,230 | 2,322 |
| Total unused commitments | $12,248,000 | 2,580 |
| Derivatives | $0 | 651 |