Home > Bremer Bank > Income and Expense
Bremer Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,965,000 | 1,718 |
| Total interest expense | $631,000 | 2,989 |
| Net interest income | $10,334,000 | 1,603 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,408,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $480,000 | 1,864 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,928,000 | 1,231 |
| Total noninterest expense | $7,485,000 | 1,897 |
| Salaries and employee benefits | $2,872,000 | 2,591 |
| Premises and equipment expense | $484,000 | 3,103 |
| Additional noninterest expense | $4,129,000 | 1,192 |
| Pre-tax net operating income | $5,257,000 | 1,163 |
| Securities gains (losses) | $65,000 | 1,277 |
| Applicable income taxes | $1,589,000 | 958 |
| Income before extraordinary items | $3,733,000 | 1,298 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,733,000 | 1,298 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,733,000 | 1,298 |
| Net charge-offs | $-112,000 | 6,232 |
| Cash dividends | $1,500,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,687,500 | 1,299 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 1,724 |
| Total interest expense | $462,000 | 2,797 |
| Net interest income | $6,785,000 | 1,621 |
| Provision for loan and lease losses | $67,000 | 2,710 |
| Total noninterest income | $1,394,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $326,000 | 1,832 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,068,000 | 1,391 |
| Total noninterest expense | $5,067,000 | 1,867 |
| Salaries and employee benefits | $1,905,000 | 2,615 |
| Premises and equipment expense | $334,000 | 3,064 |
| Additional noninterest expense | $2,828,000 | 1,148 |
| Pre-tax net operating income | $3,045,000 | 1,274 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $854,000 | 1,086 |
| Income before extraordinary items | $2,191,000 | 1,416 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,191,000 | 1,418 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,191,000 | 1,418 |
| Net charge-offs | $-141,000 | 6,384 |
| Cash dividends | $1,000,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,191,000 | 1,392 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 1,831 |
| Total interest expense | $263,000 | 2,574 |
| Net interest income | $3,156,000 | 1,727 |
| Provision for loan and lease losses | $200,000 | 985 |
| Total noninterest income | $633,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $164,000 | 1,807 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $469,000 | 1,478 |
| Total noninterest expense | $2,484,000 | 1,911 |
| Salaries and employee benefits | $956,000 | 2,616 |
| Premises and equipment expense | $183,000 | 2,935 |
| Additional noninterest expense | $1,345,000 | 1,189 |
| Pre-tax net operating income | $1,105,000 | 1,620 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $260,000 | 1,474 |
| Income before extraordinary items | $845,000 | 1,724 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $845,000 | 1,728 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $845,000 | 1,727 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $845,000 | 1,695 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,221,000 | 1,756 |
| Total interest expense | $1,016,000 | 2,911 |
| Net interest income | $13,205,000 | 1,635 |
| Provision for loan and lease losses | $663,000 | 1,530 |
| Total noninterest income | $3,338,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $657,000 | 1,925 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,681,000 | 1,236 |
| Total noninterest expense | $10,344,000 | 1,841 |
| Salaries and employee benefits | $4,275,000 | 2,338 |
| Premises and equipment expense | $565,000 | 3,458 |
| Additional noninterest expense | $5,504,000 | 1,220 |
| Pre-tax net operating income | $5,536,000 | 1,326 |
| Securities gains (losses) | $98,000 | 1,329 |
| Applicable income taxes | $1,659,000 | 1,042 |
| Income before extraordinary items | $3,975,000 | 1,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,975,000 | 1,523 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,975,000 | 1,525 |
| Net charge-offs | $619,000 | 1,776 |
| Cash dividends | $2,950,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,905,420 | 1,499 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,692,000 | 1,757 |
| Total interest expense | $777,000 | 2,943 |
| Net interest income | $9,915,000 | 1,638 |
| Provision for loan and lease losses | $446,000 | 1,679 |
| Total noninterest income | $2,715,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $495,000 | 1,920 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,220,000 | 1,184 |
| Total noninterest expense | $7,816,000 | 1,833 |
| Salaries and employee benefits | $3,277,000 | 2,306 |
| Premises and equipment expense | $427,000 | 3,465 |
| Additional noninterest expense | $4,112,000 | 1,217 |
| Pre-tax net operating income | $4,368,000 | 1,291 |
| Securities gains (losses) | $98,000 | 1,225 |
| Applicable income taxes | $1,359,000 | 1,008 |
| Income before extraordinary items | $3,107,000 | 1,459 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,107,000 | 1,461 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,107,000 | 1,461 |
| Net charge-offs | $550,000 | 1,503 |
| Cash dividends | $2,250,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,038,400 | 1,453 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,096,000 | 1,766 |
| Total interest expense | $517,000 | 2,993 |
| Net interest income | $6,579,000 | 1,637 |
| Provision for loan and lease losses | $223,000 | 1,994 |
| Total noninterest income | $1,757,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $321,000 | 1,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,436,000 | 1,238 |
| Total noninterest expense | $5,288,000 | 1,807 |
| Salaries and employee benefits | $2,231,000 | 2,277 |
| Premises and equipment expense | $290,000 | 3,448 |
| Additional noninterest expense | $2,767,000 | 1,205 |
| Pre-tax net operating income | $2,825,000 | 1,305 |
| Securities gains (losses) | $4,000 | 2,503 |
| Applicable income taxes | $858,000 | 1,046 |
| Income before extraordinary items | $1,971,000 | 1,539 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,971,000 | 1,542 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,971,000 | 1,544 |
| Net charge-offs | $331,000 | 1,597 |
| Cash dividends | $1,500,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,968,200 | 1,474 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 1,779 |
| Total interest expense | $263,000 | 3,034 |
| Net interest income | $3,284,000 | 1,645 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $873,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $154,000 | 1,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $719,000 | 1,236 |
| Total noninterest expense | $2,735,000 | 1,768 |
| Salaries and employee benefits | $1,205,000 | 2,138 |
| Premises and equipment expense | $146,000 | 3,451 |
| Additional noninterest expense | $1,384,000 | 1,188 |
| Pre-tax net operating income | $1,422,000 | 1,281 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $431,000 | 1,034 |
| Income before extraordinary items | $991,000 | 1,502 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $991,000 | 1,505 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $991,000 | 1,504 |
| Net charge-offs | $29,000 | 2,821 |
| Cash dividends | $750,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $991,000 | 1,443 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,635,000 | 1,800 |
| Total interest expense | $1,266,000 | 3,084 |
| Net interest income | $13,369,000 | 1,653 |
| Provision for loan and lease losses | $1,945,000 | 1,089 |
| Total noninterest income | $3,389,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $678,000 | 1,959 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,711,000 | 1,262 |
| Total noninterest expense | $10,637,000 | 1,806 |
| Salaries and employee benefits | $4,382,000 | 2,259 |
| Premises and equipment expense | $578,000 | 3,481 |
| Additional noninterest expense | $5,677,000 | 1,210 |
| Pre-tax net operating income | $4,176,000 | 1,592 |
| Securities gains (losses) | $300,000 | 1,365 |
| Applicable income taxes | $1,280,000 | 1,233 |
| Income before extraordinary items | $3,196,000 | 1,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,196,000 | 1,758 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,196,000 | 1,759 |
| Net charge-offs | $1,960,000 | 1,177 |
| Cash dividends | $5,000,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,983,000 | 1,769 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,935,000 | 1,838 |
| Total interest expense | $973,000 | 3,139 |
| Net interest income | $9,962,000 | 1,680 |
| Provision for loan and lease losses | $946,000 | 1,500 |
| Total noninterest income | $2,572,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $491,000 | 2,032 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,081,000 | 1,230 |
| Total noninterest expense | $7,904,000 | 1,818 |
| Salaries and employee benefits | $3,273,000 | 2,269 |
| Premises and equipment expense | $434,000 | 3,517 |
| Additional noninterest expense | $4,197,000 | 1,223 |
| Pre-tax net operating income | $3,684,000 | 1,433 |
| Securities gains (losses) | $300,000 | 1,120 |
| Applicable income taxes | $1,229,000 | 1,051 |
| Income before extraordinary items | $2,755,000 | 1,593 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,755,000 | 1,594 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,755,000 | 1,594 |
| Net charge-offs | $1,356,000 | 1,204 |
| Cash dividends | $4,500,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,548,000 | 1,609 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,297,000 | 1,846 |
| Total interest expense | $673,000 | 3,140 |
| Net interest income | $6,624,000 | 1,679 |
| Provision for loan and lease losses | $696,000 | 1,430 |
| Total noninterest income | $1,644,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $323,000 | 2,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,321,000 | 1,246 |
| Total noninterest expense | $5,262,000 | 1,824 |
| Salaries and employee benefits | $2,184,000 | 2,275 |
| Premises and equipment expense | $285,000 | 3,552 |
| Additional noninterest expense | $2,793,000 | 1,222 |
| Pre-tax net operating income | $2,310,000 | 1,502 |
| Securities gains (losses) | $301,000 | 855 |
| Applicable income taxes | $803,000 | 1,058 |
| Income before extraordinary items | $1,808,000 | 1,619 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,808,000 | 1,618 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,808,000 | 1,619 |
| Net charge-offs | $1,255,000 | 968 |
| Cash dividends | $3,000,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,600,310 | 1,704 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 1,849 |
| Total interest expense | $326,000 | 3,327 |
| Net interest income | $3,345,000 | 1,662 |
| Provision for loan and lease losses | $250,000 | 1,742 |
| Total noninterest income | $733,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $154,000 | 2,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $579,000 | 1,374 |
| Total noninterest expense | $2,636,000 | 1,821 |
| Salaries and employee benefits | $1,115,000 | 2,238 |
| Premises and equipment expense | $151,000 | 3,441 |
| Additional noninterest expense | $1,370,000 | 1,226 |
| Pre-tax net operating income | $1,192,000 | 1,455 |
| Securities gains (losses) | $300,000 | 456 |
| Applicable income taxes | $477,000 | 928 |
| Income before extraordinary items | $1,015,000 | 1,437 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,015,000 | 1,437 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,015,000 | 1,438 |
| Net charge-offs | $265,000 | 1,596 |
| Cash dividends | $1,500,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $811,000 | 1,674 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,693,000 | 1,796 |
| Total interest expense | $1,516,000 | 3,420 |
| Net interest income | $14,177,000 | 1,575 |
| Provision for loan and lease losses | $1,548,000 | 1,856 |
| Total noninterest income | $2,612,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $689,000 | 2,015 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,923,000 | 1,404 |
| Total noninterest expense | $10,150,000 | 1,886 |
| Salaries and employee benefits | $4,161,000 | 2,317 |
| Premises and equipment expense | $630,000 | 3,456 |
| Additional noninterest expense | $5,359,000 | 1,294 |
| Pre-tax net operating income | $5,091,000 | 1,166 |
| Securities gains (losses) | $209,000 | 1,417 |
| Applicable income taxes | $1,623,000 | 937 |
| Income before extraordinary items | $3,677,000 | 1,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,677,000 | 1,344 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,677,000 | 1,344 |
| Net charge-offs | $2,716,000 | 1,285 |
| Cash dividends | $3,000,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,532,790 | 1,319 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,829,000 | 1,801 |
| Total interest expense | $1,164,000 | 3,483 |
| Net interest income | $10,665,000 | 1,582 |
| Provision for loan and lease losses | $1,552,000 | 1,474 |
| Total noninterest income | $1,858,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $508,000 | 2,045 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,350,000 | 1,442 |
| Total noninterest expense | $7,466,000 | 1,925 |
| Salaries and employee benefits | $3,070,000 | 2,347 |
| Premises and equipment expense | $457,000 | 3,575 |
| Additional noninterest expense | $3,939,000 | 1,310 |
| Pre-tax net operating income | $3,505,000 | 1,291 |
| Securities gains (losses) | $65,000 | 2,127 |
| Applicable income taxes | $1,054,000 | 1,044 |
| Income before extraordinary items | $2,516,000 | 1,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,516,000 | 1,510 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,516,000 | 1,510 |
| Net charge-offs | $1,435,000 | 1,540 |
| Cash dividends | $1,500,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,470,500 | 1,457 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,894,000 | 1,813 |
| Total interest expense | $788,000 | 3,546 |
| Net interest income | $7,106,000 | 1,586 |
| Provision for loan and lease losses | $1,425,000 | 1,180 |
| Total noninterest income | $1,376,000 | 1,569 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $349,000 | 1,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,027,000 | 1,314 |
| Total noninterest expense | $5,055,000 | 1,910 |
| Salaries and employee benefits | $2,063,000 | 2,352 |
| Premises and equipment expense | $313,000 | 3,545 |
| Additional noninterest expense | $2,679,000 | 1,315 |
| Pre-tax net operating income | $2,002,000 | 1,455 |
| Securities gains (losses) | $65,000 | 1,417 |
| Applicable income taxes | $581,000 | 1,178 |
| Income before extraordinary items | $1,486,000 | 1,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,486,000 | 1,641 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,486,000 | 1,641 |
| Net charge-offs | $868,000 | 1,594 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,439,200 | 1,615 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 1,815 |
| Total interest expense | $414,000 | 3,512 |
| Net interest income | $3,558,000 | 1,570 |
| Provision for loan and lease losses | $363,000 | 1,750 |
| Total noninterest income | $787,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $168,000 | 2,015 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $619,000 | 1,156 |
| Total noninterest expense | $2,513,000 | 1,931 |
| Salaries and employee benefits | $1,023,000 | 2,386 |
| Premises and equipment expense | $163,000 | 3,486 |
| Additional noninterest expense | $1,327,000 | 1,323 |
| Pre-tax net operating income | $1,469,000 | 1,026 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $473,000 | 785 |
| Income before extraordinary items | $996,000 | 1,244 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $996,000 | 1,243 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $996,000 | 1,244 |
| Net charge-offs | $136,000 | 2,450 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $996,000 | 1,208 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,838,000 | 1,794 |
| Total interest expense | $2,436,000 | 3,058 |
| Net interest income | $14,402,000 | 1,557 |
| Provision for loan and lease losses | $5,061,000 | 1,137 |
| Total noninterest income | $2,526,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $791,000 | 1,849 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,735,000 | 1,543 |
| Total noninterest expense | $10,396,000 | 1,889 |
| Salaries and employee benefits | $4,449,000 | 2,179 |
| Premises and equipment expense | $605,000 | 3,695 |
| Additional noninterest expense | $5,342,000 | 1,357 |
| Pre-tax net operating income | $1,471,000 | 2,753 |
| Securities gains (losses) | $958,000 | 513 |
| Applicable income taxes | $458,000 | 1,972 |
| Income before extraordinary items | $1,971,000 | 2,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,971,000 | 2,051 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,971,000 | 2,052 |
| Net charge-offs | $4,052,000 | 1,198 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,195,020 | 2,801 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,780,000 | 1,810 |
| Total interest expense | $1,977,000 | 2,978 |
| Net interest income | $10,803,000 | 1,566 |
| Provision for loan and lease losses | $3,872,000 | 1,074 |
| Total noninterest income | $1,772,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $594,000 | 1,899 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,178,000 | 1,616 |
| Total noninterest expense | $7,796,000 | 1,880 |
| Salaries and employee benefits | $3,311,000 | 2,196 |
| Premises and equipment expense | $442,000 | 3,820 |
| Additional noninterest expense | $4,043,000 | 1,328 |
| Pre-tax net operating income | $907,000 | 3,268 |
| Securities gains (losses) | $958,000 | 427 |
| Applicable income taxes | $358,000 | 1,981 |
| Income before extraordinary items | $1,507,000 | 2,133 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,507,000 | 2,135 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,507,000 | 2,136 |
| Net charge-offs | $3,654,000 | 972 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $731,020 | 3,308 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,601,000 | 1,817 |
| Total interest expense | $1,337,000 | 3,054 |
| Net interest income | $7,264,000 | 1,562 |
| Provision for loan and lease losses | $2,222,000 | 1,187 |
| Total noninterest income | $1,033,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $406,000 | 1,860 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $627,000 | 1,809 |
| Total noninterest expense | $5,189,000 | 1,891 |
| Salaries and employee benefits | $2,208,000 | 2,208 |
| Premises and equipment expense | $303,000 | 3,773 |
| Additional noninterest expense | $2,678,000 | 1,331 |
| Pre-tax net operating income | $886,000 | 2,610 |
| Securities gains (losses) | $957,000 | 273 |
| Applicable income taxes | $481,000 | 1,254 |
| Income before extraordinary items | $1,362,000 | 1,604 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,362,000 | 1,603 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,362,000 | 1,604 |
| Net charge-offs | $997,000 | 1,727 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $653,820 | 2,786 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 1,848 |
| Total interest expense | $698,000 | 3,069 |
| Net interest income | $3,636,000 | 1,580 |
| Provision for loan and lease losses | $975,000 | 1,196 |
| Total noninterest income | $633,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $203,000 | 1,853 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $430,000 | 1,442 |
| Total noninterest expense | $2,546,000 | 1,948 |
| Salaries and employee benefits | $1,084,000 | 2,276 |
| Premises and equipment expense | $160,000 | 3,713 |
| Additional noninterest expense | $1,302,000 | 1,373 |
| Pre-tax net operating income | $748,000 | 1,717 |
| Securities gains (losses) | $553,000 | 230 |
| Applicable income taxes | $395,000 | 846 |
| Income before extraordinary items | $906,000 | 1,204 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $906,000 | 1,207 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $906,000 | 1,206 |
| Net charge-offs | $50,000 | 3,711 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $518,900 | 1,997 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,377,000 | 1,844 |
| Total interest expense | $4,161,000 | 2,648 |
| Net interest income | $14,216,000 | 1,580 |
| Provision for loan and lease losses | $4,663,000 | 1,492 |
| Total noninterest income | $3,345,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $949,000 | 1,766 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,396,000 | 1,212 |
| Total noninterest expense | $10,339,000 | 1,959 |
| Salaries and employee benefits | $4,453,000 | 2,208 |
| Premises and equipment expense | $567,000 | 4,041 |
| Additional noninterest expense | $5,319,000 | 1,395 |
| Pre-tax net operating income | $2,559,000 | 1,545 |
| Securities gains (losses) | $78,000 | 2,320 |
| Applicable income taxes | $553,000 | 1,455 |
| Income before extraordinary items | $2,084,000 | 1,595 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,084,000 | 1,593 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,084,000 | 1,594 |
| Net charge-offs | $3,538,000 | 1,452 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,022,380 | 1,606 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,838,000 | 1,879 |
| Total interest expense | $3,330,000 | 2,620 |
| Net interest income | $10,508,000 | 1,604 |
| Provision for loan and lease losses | $3,533,000 | 1,333 |
| Total noninterest income | $2,597,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $697,000 | 1,797 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,900,000 | 1,197 |
| Total noninterest expense | $7,708,000 | 1,949 |
| Salaries and employee benefits | $3,355,000 | 2,213 |
| Premises and equipment expense | $428,000 | 4,065 |
| Additional noninterest expense | $3,925,000 | 1,386 |
| Pre-tax net operating income | $1,864,000 | 1,734 |
| Securities gains (losses) | $78,000 | 1,996 |
| Applicable income taxes | $407,000 | 1,612 |
| Income before extraordinary items | $1,535,000 | 1,739 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,535,000 | 1,739 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,535,000 | 1,739 |
| Net charge-offs | $2,511,000 | 1,319 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,473,380 | 1,765 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,227,000 | 1,915 |
| Total interest expense | $2,388,000 | 2,546 |
| Net interest income | $6,839,000 | 1,653 |
| Provision for loan and lease losses | $2,434,000 | 1,245 |
| Total noninterest income | $1,879,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $447,000 | 1,841 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,432,000 | 1,140 |
| Total noninterest expense | $5,266,000 | 1,934 |
| Salaries and employee benefits | $2,304,000 | 2,185 |
| Premises and equipment expense | $297,000 | 3,969 |
| Additional noninterest expense | $2,665,000 | 1,395 |
| Pre-tax net operating income | $1,018,000 | 2,081 |
| Securities gains (losses) | $78,000 | 1,642 |
| Applicable income taxes | $194,000 | 1,993 |
| Income before extraordinary items | $902,000 | 2,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $902,000 | 2,021 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $902,000 | 2,023 |
| Net charge-offs | $2,146,000 | 1,073 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $838,040 | 2,098 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 1,925 |
| Total interest expense | $1,322,000 | 2,400 |
| Net interest income | $3,316,000 | 1,675 |
| Provision for loan and lease losses | $1,425,000 | 955 |
| Total noninterest income | $964,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $216,000 | 1,842 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $748,000 | 1,066 |
| Total noninterest expense | $2,498,000 | 1,989 |
| Salaries and employee benefits | $1,149,000 | 2,217 |
| Premises and equipment expense | $159,000 | 3,817 |
| Additional noninterest expense | $1,190,000 | 1,367 |
| Pre-tax net operating income | $357,000 | 3,027 |
| Securities gains (losses) | $78,000 | 1,107 |
| Applicable income taxes | $52,000 | 2,848 |
| Income before extraordinary items | $383,000 | 2,651 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $383,000 | 2,650 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $383,000 | 2,652 |
| Net charge-offs | $425,000 | 1,484 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $314,360 | 2,892 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,195,000 | 1,810 |
| Total interest expense | $7,721,000 | 2,031 |
| Net interest income | $13,474,000 | 1,649 |
| Provision for loan and lease losses | $1,811,000 | 1,919 |
| Total noninterest income | $2,667,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,088,000 | 1,633 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,579,000 | 1,539 |
| Total noninterest expense | $9,334,000 | 2,062 |
| Salaries and employee benefits | $4,240,000 | 2,379 |
| Premises and equipment expense | $569,000 | 4,105 |
| Additional noninterest expense | $4,525,000 | 1,377 |
| Pre-tax net operating income | $4,996,000 | 1,108 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,472,000 | 884 |
| Income before extraordinary items | $3,524,000 | 1,184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,524,000 | 1,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 2,288 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,524,000 | 1,259 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,360,000 | 1,810 |
| Total interest expense | $6,030,000 | 2,043 |
| Net interest income | $10,330,000 | 1,631 |
| Provision for loan and lease losses | $925,000 | 1,919 |
| Total noninterest income | $2,046,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $790,000 | 1,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,256,000 | 1,542 |
| Total noninterest expense | $7,020,000 | 2,043 |
| Salaries and employee benefits | $3,228,000 | 2,367 |
| Premises and equipment expense | $432,000 | 4,054 |
| Additional noninterest expense | $3,360,000 | 1,337 |
| Pre-tax net operating income | $4,431,000 | 1,146 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,360,000 | 909 |
| Income before extraordinary items | $3,071,000 | 1,205 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,071,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 2,052 |
| Cash dividends | $600,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,071,000 | 1,275 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,237,000 | 1,782 |
| Total interest expense | $4,358,000 | 1,987 |
| Net interest income | $6,879,000 | 1,637 |
| Provision for loan and lease losses | $750,000 | 1,462 |
| Total noninterest income | $1,404,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $533,000 | 1,658 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $871,000 | 1,551 |
| Total noninterest expense | $4,651,000 | 2,060 |
| Salaries and employee benefits | $2,146,000 | 2,406 |
| Premises and equipment expense | $292,000 | 4,040 |
| Additional noninterest expense | $2,213,000 | 1,336 |
| Pre-tax net operating income | $2,882,000 | 1,237 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $960,000 | 978 |
| Income before extraordinary items | $1,922,000 | 1,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,922,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,934 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,922,000 | 1,411 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,695,000 | 1,798 |
| Total interest expense | $2,537,000 | 1,849 |
| Net interest income | $3,158,000 | 1,770 |
| Provision for loan and lease losses | $675,000 | 823 |
| Total noninterest income | $692,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $247,000 | 1,743 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $445,000 | 1,520 |
| Total noninterest expense | $2,311,000 | 2,075 |
| Salaries and employee benefits | $1,067,000 | 2,440 |
| Premises and equipment expense | $156,000 | 3,860 |
| Additional noninterest expense | $1,088,000 | 1,319 |
| Pre-tax net operating income | $864,000 | 2,023 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $247,000 | 1,696 |
| Income before extraordinary items | $617,000 | 2,259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $617,000 | 2,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $617,000 | 2,185 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,290,000 | 1,758 |
| Total interest expense | $11,995,000 | 1,668 |
| Net interest income | $12,295,000 | 1,838 |
| Provision for loan and lease losses | $1,123,000 | 1,309 |
| Total noninterest income | $2,700,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,074,000 | 1,664 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,626,000 | 1,584 |
| Total noninterest expense | $9,236,000 | 1,995 |
| Salaries and employee benefits | $4,227,000 | 2,382 |
| Premises and equipment expense | $576,000 | 3,945 |
| Additional noninterest expense | $4,433,000 | 1,271 |
| Pre-tax net operating income | $4,636,000 | 1,750 |
| Securities gains (losses) | $425,000 | 288 |
| Applicable income taxes | $1,666,000 | 1,306 |
| Income before extraordinary items | $3,395,000 | 1,840 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,395,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $969,000 | 1,050 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,110,250 | 1,968 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,130,000 | 1,769 |
| Total interest expense | $9,019,000 | 1,658 |
| Net interest income | $9,111,000 | 1,867 |
| Provision for loan and lease losses | $713,000 | 1,189 |
| Total noninterest income | $2,031,000 | 1,770 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $766,000 | 1,711 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,265,000 | 1,540 |
| Total noninterest expense | $6,878,000 | 1,994 |
| Salaries and employee benefits | $3,160,000 | 2,383 |
| Premises and equipment expense | $431,000 | 3,947 |
| Additional noninterest expense | $3,287,000 | 1,249 |
| Pre-tax net operating income | $3,551,000 | 1,833 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,158,000 | 1,483 |
| Income before extraordinary items | $2,393,000 | 2,073 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,393,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 789 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,393,000 | 2,052 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,931,000 | 1,807 |
| Total interest expense | $5,945,000 | 1,684 |
| Net interest income | $5,986,000 | 1,930 |
| Provision for loan and lease losses | $225,000 | 1,984 |
| Total noninterest income | $1,390,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $510,000 | 1,728 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $880,000 | 1,526 |
| Total noninterest expense | $4,609,000 | 2,007 |
| Salaries and employee benefits | $2,118,000 | 2,409 |
| Premises and equipment expense | $305,000 | 3,811 |
| Additional noninterest expense | $2,186,000 | 1,265 |
| Pre-tax net operating income | $2,542,000 | 1,797 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $853,000 | 1,432 |
| Income before extraordinary items | $1,689,000 | 2,023 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,689,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,473 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,689,000 | 2,006 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 1,848 |
| Total interest expense | $2,868,000 | 1,741 |
| Net interest income | $2,950,000 | 1,961 |
| Provision for loan and lease losses | $112,000 | 1,873 |
| Total noninterest income | $625,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $249,000 | 1,722 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $376,000 | 1,664 |
| Total noninterest expense | $2,259,000 | 2,047 |
| Salaries and employee benefits | $1,014,000 | 2,530 |
| Premises and equipment expense | $153,000 | 3,821 |
| Additional noninterest expense | $1,092,000 | 1,238 |
| Pre-tax net operating income | $1,204,000 | 1,857 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $407,000 | 1,502 |
| Income before extraordinary items | $797,000 | 2,070 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $797,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,691 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $797,000 | 2,061 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,384,000 | 1,881 |
| Total interest expense | $9,637,000 | 1,741 |
| Net interest income | $11,747,000 | 1,975 |
| Provision for loan and lease losses | $421,000 | 2,180 |
| Total noninterest income | $2,291,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,031,000 | 1,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,260,000 | 1,892 |
| Total noninterest expense | $8,749,000 | 2,013 |
| Salaries and employee benefits | $3,908,000 | 2,491 |
| Premises and equipment expense | $593,000 | 3,803 |
| Additional noninterest expense | $4,248,000 | 1,262 |
| Pre-tax net operating income | $4,868,000 | 1,935 |
| Securities gains (losses) | $-45,000 | 7,903 |
| Applicable income taxes | $1,630,000 | 1,548 |
| Income before extraordinary items | $3,193,000 | 2,167 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,193,000 | 2,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,101 |
| Cash dividends | $3,000,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,222,700 | 2,138 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,626,000 | 1,912 |
| Total interest expense | $6,840,000 | 1,782 |
| Net interest income | $8,786,000 | 2,002 |
| Provision for loan and lease losses | $320,000 | 2,035 |
| Total noninterest income | $1,660,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $746,000 | 1,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $914,000 | 1,960 |
| Total noninterest expense | $6,448,000 | 2,045 |
| Salaries and employee benefits | $2,888,000 | 2,520 |
| Premises and equipment expense | $440,000 | 3,843 |
| Additional noninterest expense | $3,120,000 | 1,286 |
| Pre-tax net operating income | $3,678,000 | 1,978 |
| Securities gains (losses) | $-46,000 | 8,153 |
| Applicable income taxes | $1,260,000 | 1,594 |
| Income before extraordinary items | $2,372,000 | 2,245 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,372,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,646 |
| Cash dividends | $3,000,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,401,900 | 2,208 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,155,000 | 1,921 |
| Total interest expense | $4,346,000 | 1,775 |
| Net interest income | $5,809,000 | 2,015 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $1,187,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $534,000 | 1,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $653,000 | 1,855 |
| Total noninterest expense | $4,286,000 | 2,055 |
| Salaries and employee benefits | $1,919,000 | 2,531 |
| Premises and equipment expense | $302,000 | 3,747 |
| Additional noninterest expense | $2,065,000 | 1,301 |
| Pre-tax net operating income | $2,470,000 | 1,967 |
| Securities gains (losses) | $-45,000 | 8,343 |
| Applicable income taxes | $845,000 | 1,598 |
| Income before extraordinary items | $1,580,000 | 2,244 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,580,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,324 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,609,250 | 2,200 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 1,957 |
| Total interest expense | $2,024,000 | 1,800 |
| Net interest income | $2,846,000 | 2,038 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $582,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $252,000 | 1,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $330,000 | 1,801 |
| Total noninterest expense | $2,111,000 | 2,097 |
| Salaries and employee benefits | $932,000 | 2,606 |
| Premises and equipment expense | $163,000 | 3,538 |
| Additional noninterest expense | $1,016,000 | 1,300 |
| Pre-tax net operating income | $1,197,000 | 1,974 |
| Securities gains (losses) | $-45,000 | 8,545 |
| Applicable income taxes | $397,000 | 1,664 |
| Income before extraordinary items | $755,000 | 2,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $755,000 | 2,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $784,700 | 2,217 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,114,000 | 1,858 |
| Total interest expense | $6,463,000 | 1,756 |
| Net interest income | $11,651,000 | 1,895 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,328,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,166,000 | 1,504 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,162,000 | 2,012 |
| Total noninterest expense | $8,301,000 | 2,014 |
| Salaries and employee benefits | $3,744,000 | 2,439 |
| Premises and equipment expense | $612,000 | 3,596 |
| Additional noninterest expense | $3,945,000 | 1,305 |
| Pre-tax net operating income | $5,678,000 | 1,649 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,066,000 | 1,321 |
| Income before extraordinary items | $3,612,000 | 1,900 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,612,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,100 |
| Cash dividends | $2,100,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,612,000 | 1,877 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,293,000 | 1,846 |
| Total interest expense | $4,582,000 | 1,752 |
| Net interest income | $8,711,000 | 1,882 |
| Provision for loan and lease losses | $33,000 | 5,738 |
| Total noninterest income | $1,737,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $858,000 | 1,510 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $879,000 | 1,985 |
| Total noninterest expense | $6,155,000 | 2,017 |
| Salaries and employee benefits | $2,799,000 | 2,403 |
| Premises and equipment expense | $464,000 | 3,555 |
| Additional noninterest expense | $2,892,000 | 1,314 |
| Pre-tax net operating income | $4,260,000 | 1,666 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,554,000 | 1,345 |
| Income before extraordinary items | $2,706,000 | 1,939 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,706,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,251 |
| Cash dividends | $1,100,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,706,000 | 1,900 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,709,000 | 1,829 |
| Total interest expense | $2,902,000 | 1,742 |
| Net interest income | $5,807,000 | 1,871 |
| Provision for loan and lease losses | $284,000 | 1,623 |
| Total noninterest income | $1,104,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $565,000 | 1,491 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $539,000 | 2,080 |
| Total noninterest expense | $4,129,000 | 1,995 |
| Salaries and employee benefits | $1,838,000 | 2,422 |
| Premises and equipment expense | $322,000 | 3,421 |
| Additional noninterest expense | $1,969,000 | 1,270 |
| Pre-tax net operating income | $2,498,000 | 1,846 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $899,000 | 1,486 |
| Income before extraordinary items | $1,599,000 | 2,120 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,599,000 | 2,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $800,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,599,000 | 2,083 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,193,000 | 1,856 |
| Total interest expense | $1,329,000 | 1,794 |
| Net interest income | $2,864,000 | 1,872 |
| Provision for loan and lease losses | $142,000 | 1,537 |
| Total noninterest income | $498,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $277,000 | 1,467 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $221,000 | 2,334 |
| Total noninterest expense | $2,000,000 | 2,070 |
| Salaries and employee benefits | $887,000 | 2,526 |
| Premises and equipment expense | $176,000 | 3,206 |
| Additional noninterest expense | $937,000 | 1,326 |
| Pre-tax net operating income | $1,220,000 | 1,852 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $437,000 | 1,505 |
| Income before extraordinary items | $783,000 | 2,122 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $783,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,684 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $783,000 | 2,090 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,558,000 | 1,948 |
| Total interest expense | $3,746,000 | 2,168 |
| Net interest income | $10,812,000 | 1,871 |
| Provision for loan and lease losses | $241,000 | 3,310 |
| Total noninterest income | $2,265,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,233,000 | 1,425 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,032,000 | 2,105 |
| Total noninterest expense | $7,659,000 | 2,081 |
| Salaries and employee benefits | $3,511,000 | 2,480 |
| Premises and equipment expense | $586,000 | 3,599 |
| Additional noninterest expense | $3,562,000 | 1,395 |
| Pre-tax net operating income | $5,177,000 | 1,646 |
| Securities gains (losses) | $97,000 | 1,266 |
| Applicable income taxes | $1,896,000 | 1,329 |
| Income before extraordinary items | $3,378,000 | 1,865 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,378,000 | 1,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,095 |
| Cash dividends | $1,750,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,315,920 | 1,858 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,686,000 | 1,965 |
| Total interest expense | $2,716,000 | 2,193 |
| Net interest income | $7,970,000 | 1,896 |
| Provision for loan and lease losses | $242,000 | 2,629 |
| Total noninterest income | $1,664,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $894,000 | 1,490 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $770,000 | 2,129 |
| Total noninterest expense | $5,806,000 | 2,057 |
| Salaries and employee benefits | $2,693,000 | 2,402 |
| Premises and equipment expense | $442,000 | 3,595 |
| Additional noninterest expense | $2,671,000 | 1,386 |
| Pre-tax net operating income | $3,586,000 | 1,771 |
| Securities gains (losses) | $98,000 | 1,185 |
| Applicable income taxes | $1,317,000 | 1,440 |
| Income before extraordinary items | $2,367,000 | 1,988 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,367,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,186 |
| Cash dividends | $1,000,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,304,280 | 1,985 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 2,015 |
| Total interest expense | $1,756,000 | 2,232 |
| Net interest income | $5,138,000 | 1,937 |
| Provision for loan and lease losses | $301,000 | 1,521 |
| Total noninterest income | $1,137,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $602,000 | 1,456 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $535,000 | 2,090 |
| Total noninterest expense | $3,888,000 | 2,045 |
| Salaries and employee benefits | $1,804,000 | 2,389 |
| Premises and equipment expense | $306,000 | 3,498 |
| Additional noninterest expense | $1,778,000 | 1,365 |
| Pre-tax net operating income | $2,086,000 | 1,974 |
| Securities gains (losses) | $97,000 | 1,050 |
| Applicable income taxes | $774,000 | 1,564 |
| Income before extraordinary items | $1,409,000 | 2,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,409,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,345,950 | 2,218 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 2,075 |
| Total interest expense | $886,000 | 2,234 |
| Net interest income | $2,486,000 | 2,002 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $574,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $277,000 | 1,550 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $297,000 | 1,899 |
| Total noninterest expense | $1,908,000 | 2,096 |
| Salaries and employee benefits | $899,000 | 2,418 |
| Premises and equipment expense | $161,000 | 3,395 |
| Additional noninterest expense | $848,000 | 1,421 |
| Pre-tax net operating income | $1,002,000 | 2,001 |
| Securities gains (losses) | $98,000 | 814 |
| Applicable income taxes | $390,000 | 1,587 |
| Income before extraordinary items | $710,000 | 2,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $710,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,213 |
| Cash dividends | $600,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $646,300 | 2,243 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,036,000 | 2,024 |
| Total interest expense | $3,430,000 | 2,540 |
| Net interest income | $10,606,000 | 1,847 |
| Provision for loan and lease losses | $402,000 | 2,574 |
| Total noninterest income | $2,863,000 | 1,752 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,239,000 | 1,399 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,624,000 | 1,715 |
| Total noninterest expense | $8,062,000 | 1,970 |
| Salaries and employee benefits | $3,750,000 | 2,270 |
| Premises and equipment expense | $602,000 | 3,506 |
| Additional noninterest expense | $3,710,000 | 1,340 |
| Pre-tax net operating income | $5,005,000 | 1,623 |
| Securities gains (losses) | $476,000 | 776 |
| Applicable income taxes | $1,962,000 | 1,312 |
| Income before extraordinary items | $3,519,000 | 1,767 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,519,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 2,151 |
| Cash dividends | $1,950,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,214,360 | 1,839 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,613,000 | 2,040 |
| Total interest expense | $2,594,000 | 2,606 |
| Net interest income | $8,019,000 | 1,847 |
| Provision for loan and lease losses | $301,000 | 2,499 |
| Total noninterest income | $2,234,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $870,000 | 1,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,364,000 | 1,641 |
| Total noninterest expense | $6,194,000 | 1,919 |
| Salaries and employee benefits | $2,945,000 | 2,172 |
| Premises and equipment expense | $453,000 | 3,504 |
| Additional noninterest expense | $2,796,000 | 1,319 |
| Pre-tax net operating income | $3,758,000 | 1,677 |
| Securities gains (losses) | $476,000 | 706 |
| Applicable income taxes | $1,522,000 | 1,338 |
| Income before extraordinary items | $2,712,000 | 1,780 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,712,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,280 |
| Cash dividends | $1,650,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,407,360 | 1,886 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,377,000 | 1,968 |
| Total interest expense | $1,796,000 | 2,596 |
| Net interest income | $5,581,000 | 1,744 |
| Provision for loan and lease losses | $201,000 | 2,500 |
| Total noninterest income | $1,506,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $584,000 | 1,471 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $922,000 | 1,609 |
| Total noninterest expense | $4,121,000 | 1,916 |
| Salaries and employee benefits | $1,957,000 | 2,168 |
| Premises and equipment expense | $313,000 | 3,367 |
| Additional noninterest expense | $1,851,000 | 1,333 |
| Pre-tax net operating income | $2,765,000 | 1,518 |
| Securities gains (losses) | $476,000 | 592 |
| Applicable income taxes | $1,179,000 | 1,195 |
| Income before extraordinary items | $2,062,000 | 1,570 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,062,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,828 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,757,360 | 1,710 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 1,991 |
| Total interest expense | $905,000 | 2,638 |
| Net interest income | $2,767,000 | 1,755 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $790,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $284,000 | 1,467 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $506,000 | 1,474 |
| Total noninterest expense | $2,018,000 | 1,941 |
| Salaries and employee benefits | $977,000 | 2,164 |
| Premises and equipment expense | $150,000 | 3,487 |
| Additional noninterest expense | $891,000 | 1,358 |
| Pre-tax net operating income | $1,439,000 | 1,477 |
| Securities gains (losses) | $428,000 | 396 |
| Applicable income taxes | $688,000 | 1,080 |
| Income before extraordinary items | $1,179,000 | 1,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,179,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,736 |
| Cash dividends | $900,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $905,080 | 1,645 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,754,000 | 1,967 |
| Total interest expense | $4,134,000 | 2,661 |
| Net interest income | $11,620,000 | 1,671 |
| Provision for loan and lease losses | $481,000 | 2,436 |
| Total noninterest income | $2,650,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,258,000 | 1,290 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,392,000 | 1,747 |
| Total noninterest expense | $7,432,000 | 2,026 |
| Salaries and employee benefits | $3,730,000 | 2,142 |
| Premises and equipment expense | $607,000 | 3,380 |
| Additional noninterest expense | $3,095,000 | 1,531 |
| Pre-tax net operating income | $6,357,000 | 1,329 |
| Securities gains (losses) | $69,000 | 2,112 |
| Applicable income taxes | $2,293,000 | 1,154 |
| Income before extraordinary items | $4,133,000 | 1,497 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,133,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 3,030 |
| Cash dividends | $2,500,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,088,840 | 1,457 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,908,000 | 1,808 |
| Total interest expense | $8,058,000 | 2,007 |
| Net interest income | $10,850,000 | 1,646 |
| Provision for loan and lease losses | $450,000 | 2,395 |
| Total noninterest income | $2,514,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,196,000 | 1,249 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,318,000 | 1,695 |
| Total noninterest expense | $7,218,000 | 1,990 |
| Salaries and employee benefits | $3,426,000 | 2,183 |
| Premises and equipment expense | $633,000 | 3,223 |
| Additional noninterest expense | $3,159,000 | 1,473 |
| Pre-tax net operating income | $5,696,000 | 1,296 |
| Securities gains (losses) | $219,000 | 1,126 |
| Applicable income taxes | $2,158,000 | 1,100 |
| Income before extraordinary items | $3,757,000 | 1,441 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,757,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,806 |
| Cash dividends | $4,200,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,616,840 | 1,428 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,016,000 | 1,733 |
| Total interest expense | $9,998,000 | 1,722 |
| Net interest income | $10,018,000 | 1,754 |
| Provision for loan and lease losses | $210,000 | 3,626 |
| Total noninterest income | $2,136,000 | 1,785 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,016,000 | 1,339 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,120,000 | 1,728 |
| Total noninterest expense | $6,761,000 | 2,038 |
| Salaries and employee benefits | $3,258,000 | 2,191 |
| Premises and equipment expense | $565,000 | 3,438 |
| Additional noninterest expense | $2,938,000 | 1,519 |
| Pre-tax net operating income | $5,183,000 | 1,427 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,865,000 | 1,247 |
| Income before extraordinary items | $3,318,000 | 1,590 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,318,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,325 |
| Cash dividends | $2,175,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,318,000 | 1,581 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,162,000 | 2,157 |
| Total interest expense | $6,837,000 | 2,161 |
| Net interest income | $8,325,000 | 2,116 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $2,050,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $745,000 | 1,776 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,305,000 | 1,532 |
| Total noninterest expense | $6,757,000 | 2,021 |
| Salaries and employee benefits | $2,981,000 | 2,352 |
| Premises and equipment expense | $518,000 | 3,650 |
| Additional noninterest expense | $3,258,000 | 1,416 |
| Pre-tax net operating income | $3,518,000 | 2,083 |
| Securities gains (losses) | $111,000 | 702 |
| Applicable income taxes | $848,000 | 2,509 |
| Income before extraordinary items | $2,781,000 | 1,907 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,781,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,156 |
| Cash dividends | $2,025,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $-84,000 | 10,091 |
| Net operating income | $2,695,530 | 1,932 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,059,000 | 2,497 |
| Total interest expense | $6,556,000 | 2,305 |
| Net interest income | $6,503,000 | 2,629 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $1,696,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $665,000 | 1,914 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,031,000 | 1,810 |
| Total noninterest expense | $5,056,000 | 2,579 |
| Salaries and employee benefits | $2,426,000 | 2,806 |
| Premises and equipment expense | $456,000 | 3,965 |
| Additional noninterest expense | $2,174,000 | 1,943 |
| Pre-tax net operating income | $2,963,000 | 2,411 |
| Securities gains (losses) | $35,000 | 2,006 |
| Applicable income taxes | $948,000 | 2,402 |
| Income before extraordinary items | $2,050,000 | 2,489 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,050,000 | 2,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $1,010,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,026,200 | 2,438 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,209,000 | 2,682 |
| Total interest expense | $5,946,000 | 2,509 |
| Net interest income | $6,263,000 | 2,789 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $1,412,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $689,000 | 1,894 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $723,000 | 2,179 |
| Total noninterest expense | $4,557,000 | 2,783 |
| Salaries and employee benefits | $2,222,000 | 2,980 |
| Premises and equipment expense | $427,000 | 4,224 |
| Additional noninterest expense | $1,908,000 | 2,193 |
| Pre-tax net operating income | $2,938,000 | 2,535 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $927,000 | 2,592 |
| Income before extraordinary items | $2,008,000 | 2,576 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,008,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,153 |
| Cash dividends | $1,049,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,010,040 | 2,527 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,914,000 | 3,011 |
| Total interest expense | $5,068,000 | 2,969 |
| Net interest income | $5,846,000 | 3,030 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $1,238,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $614,000 | 2,201 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $624,000 | 2,503 |
| Total noninterest expense | $4,434,000 | 3,057 |
| Salaries and employee benefits | $2,067,000 | 3,236 |
| Premises and equipment expense | $451,000 | 4,105 |
| Additional noninterest expense | $1,916,000 | 2,555 |
| Pre-tax net operating income | $2,470,000 | 2,794 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $772,000 | 2,944 |
| Income before extraordinary items | $1,705,000 | 2,847 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,705,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 10,789 |
| Cash dividends | $732,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,700,170 | 2,811 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,305,000 | 3,208 |
| Total interest expense | $4,862,000 | 3,098 |
| Net interest income | $5,443,000 | 3,257 |
| Provision for loan and lease losses | $220,000 | 2,837 |
| Total noninterest income | $949,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $492,000 | 2,761 |
| Trading account gains and fees | $2,000 | 493 |
| Additional Noninterest Income | $455,000 | 3,048 |
| Total noninterest expense | $4,330,000 | 3,093 |
| Salaries and employee benefits | $2,125,000 | 3,119 |
| Premises and equipment expense | $434,000 | 4,232 |
| Additional noninterest expense | $1,771,000 | 2,661 |
| Pre-tax net operating income | $1,842,000 | 3,758 |
| Securities gains (losses) | $-56,000 | 11,232 |
| Applicable income taxes | $525,000 | 4,043 |
| Income before extraordinary items | $1,261,000 | 3,787 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,261,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,300,760 | 3,657 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,455,000 | 3,546 |
| Total interest expense | $3,404,000 | 3,535 |
| Net interest income | $5,051,000 | 3,522 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,051,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $536,000 | 2,548 |
| Trading account gains and fees | $1,000 | 450 |
| Additional Noninterest Income | $514,000 | 2,908 |
| Total noninterest expense | $3,997,000 | 3,431 |
| Salaries and employee benefits | $2,026,000 | 3,242 |
| Premises and equipment expense | $383,000 | 4,757 |
| Additional noninterest expense | $1,588,000 | 3,145 |
| Pre-tax net operating income | $1,985,000 | 3,441 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $638,000 | 3,337 |
| Income before extraordinary items | $1,375,000 | 3,415 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,375,000 | 3,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $925,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,355,960 | 3,486 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,016,000 | 3,811 |
| Total interest expense | $3,293,000 | 3,788 |
| Net interest income | $4,723,000 | 3,767 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,127,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $541,000 | 2,576 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $586,000 | 2,933 |
| Total noninterest expense | $4,081,000 | 3,429 |
| Salaries and employee benefits | $1,966,000 | 3,345 |
| Premises and equipment expense | $383,000 | 4,887 |
| Additional noninterest expense | $1,732,000 | 3,078 |
| Pre-tax net operating income | $1,769,000 | 3,746 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $547,000 | 3,866 |
| Income before extraordinary items | $1,242,000 | 3,881 |
| Extraordinary gains, net | $-304,000 | 13,106 |
| Net income | $938,000 | 5,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $1,280,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,228,200 | 3,717 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,422,000 | 3,704 |
| Total interest expense | $4,368,000 | 3,752 |
| Net interest income | $5,054,000 | 3,592 |
| Provision for loan and lease losses | $98,000 | 7,351 |
| Total noninterest income | $974,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $481,000 | 2,896 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $493,000 | 3,224 |
| Total noninterest expense | $3,660,000 | 3,783 |
| Salaries and employee benefits | $1,802,000 | 3,552 |
| Premises and equipment expense | $353,000 | 5,331 |
| Additional noninterest expense | $1,505,000 | 3,585 |
| Pre-tax net operating income | $2,270,000 | 2,750 |
| Securities gains (losses) | $79,000 | 3,391 |
| Applicable income taxes | $811,000 | 2,583 |
| Income before extraordinary items | $1,538,000 | 3,010 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,538,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 4,698 |
| Cash dividends | $1,300,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,486,650 | 2,870 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.