Home > Bremer Bank > Net charge- offs to loans
Bremer Bank, Net charge- offs to loans
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0541% | 5,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,537 |
| Percentage Net Loans Charged-off:Construction & development | -0.1312% | 5,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0324% | 1,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 5,704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 4,491 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 5,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3474% | 5,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1547% | 2,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1546% | 2,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0085% | 1,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1021% | 6,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 5,609 |
| Percentage Net Loans Charged-off:Construction & development | -0.1937% | 5,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 5,505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 4,494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 2,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6674% | 6,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6881% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6881% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0257% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 5,827 |
| Percentage Net Loans Charged-off:Construction & development | -0.4077% | 5,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 5,491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0206% | 4,476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 4,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6497% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6497% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2324% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2616% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.6358% | 1,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0094% | 5,153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6441% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2598% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8099% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 3,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7802% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7802% | 1,354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0368% | 1,322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2759% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3020% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 1.0349% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0133% | 5,216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6781% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3557% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8189% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 2,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0305% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0305% | 920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0160% | 1,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2506% | 2,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2324% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 5,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0225% | 5,244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6735% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5457% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7306% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0499% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5190% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5190% | 600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 5,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 6,241 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 4,679 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0427% | 6,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 5,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2134% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2134% | 767 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0233% | 5,686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7983% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5298% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 1.7274% | 1,178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0892% | 6,673 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1756% | 5,593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3538% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0953% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4893% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1013% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7522% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7522% | 671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7461% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3896% | 2,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.6421% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1214% | 6,779 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5775% | 5,626 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2280% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0735% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3120% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6969% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1232% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1232% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0426% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4603% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.9570% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 6,485 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.4048% | 5,639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3034% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6964% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6474% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2599% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3389% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3389% | 864 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0134% | 5,872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4411% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5827% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 6,554 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.6889% | 5,672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0205% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3979% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9829% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6789% | 6,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7912% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7912% | 609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0276% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1092% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2910% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 4.0734% | 1,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5140% | 1,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9119% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9340% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5923% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7016% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8725% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4459% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7470% | 1,859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0922% | 1,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7785% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0255% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | 3.9316% | 1,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2905% | 2,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5625% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2128% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8132% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2731% | 6,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0062% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0135% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8328% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0190% | 1,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7060% | 2,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9369% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 1.4283% | 1,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4333% | 1,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5803% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2603% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8151% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2941% | 6,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9708% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1348% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7500% | 1,564 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0147% | 5,969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2219% | 3,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2486% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 1.0998% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4455% | 1,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7765% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4343% | 6,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5539% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 13.5135% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0881% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5955% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3622% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.2021% | 3,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7312% | 1,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3316% | 487 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3403% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1078% | 812 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2296% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8597% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5279% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8984% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0771% | 1,679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9039% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6250% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 2.3701% | 1,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1303% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2776% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0149% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1639% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6234% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6572% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3549% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8172% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0924% | 1,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7755% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8602% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | 3.5272% | 1,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8138% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4021% | 2,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5938% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2630% | 2,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4105% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7647% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0463% | 6,443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 4,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 3,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1095% | 2,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2481% | 838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2828% | 7,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5237% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 23.1687% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0315% | 6,406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3528% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3259% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 4.5447% | 1,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6469% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4532% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4978% | 1,236 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0749% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5069% | 2,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3395% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9226% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1247% | 1,752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2783% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1932% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 3.3137% | 1,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3151% | 1,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7745% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5180% | 1,027 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5829% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5478% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6866% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6738% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1015% | 1,574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6259% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6300% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 7.9909% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4693% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5806% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3598% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3459% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6144% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0273% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0023% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1045% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6377% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4879% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.1061% | 1,737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2011% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9239% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4865% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6124% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7026% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 19.9616% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1065% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2790% | 3,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2113% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.2115% | 2,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0315% | 7,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5010% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3390% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5853% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0784% | 4,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7636% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 12.1173% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0084% | 6,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2286% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1641% | 2,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.1237% | 1,926 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3728% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2863% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4163% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 3,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7527% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 13.1393% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0215% | 1,548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1943% | 2,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1262% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3148% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0781% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4303% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0038% | 3,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6270% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 16.3473% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0153% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 4,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 7,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9434% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | 12.9032% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3763% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4002% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.4221% | 740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0869% | 1,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7462% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8952% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1537% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1395% | 3,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5114% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7143% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4007% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4405% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.4099% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0356% | 7,987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9733% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5067% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1607% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7123% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1884% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1395% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1295% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0531% | 8,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3757% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9048% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0828% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9631% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1741% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 8,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0856% | 8,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2040% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8765% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1652% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0348% | 3,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8096% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6042% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 3,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 2,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 2,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 2,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6687% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1791% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 3,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 7,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0583% | 2,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7723% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3716% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 2,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1203% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7213% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 3,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 8,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0479% | 8,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 7,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 8,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2723% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2641% | 1,353 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1829% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 4,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0329% | 8,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0640% | 8,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 7,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 8,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9431% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4981% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 5,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0480% | 8,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0962% | 8,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 7,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 8,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6449% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2813% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1025% | 8,211 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1438% | 8,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3153% | 8,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1316% | 3,860 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5478% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 4,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 3,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 8,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 2,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 2,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8605% | 2,418 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7825% | 2,555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 5,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 2,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 8,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2229% | 4,845 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0832% | 2,549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 5,804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0914% | 5,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2225% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 8,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9998% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8391% | 2,554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 3,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 2,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1200% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 2,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0591% | 2,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1567% | 3,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9839% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9633% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1310% | 3,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 2,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 1,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1780% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2480% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1792% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 1,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0400% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1147% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1902% | 2,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0995% | 1,875 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8496% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1628% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 1,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1511% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2182% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2504% | 1,582 |
| Percentage Net Loans Charged-off: Credit card loans | 17.1674% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 5,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1483% | 4,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6556% | 3,579 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9571% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1127% | 4,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2254% | 3,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5453% | 3,944 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1064% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 5,303 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0880% | 5,088 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 5,763 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 4,786 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0270% | 10,260 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 7,737 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 8,377 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 8,575 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2366% | 6,788 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |