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BREMER BANK, Income and Expense

2014-09-30 (YTD Data)Rank
Total interest income$17,319,0001,121
Total interest expense$996,0002,124
Net interest income$16,323,0001,045
Provision for loan and lease losses$167,0002,291
Total noninterest income$5,222,000865
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,111,000905
Trading account gains and fees$0174
Additional Noninterest Income$4,111,000708
Total noninterest expense$14,315,0001,072
Salaries and employee benefits$5,623,0001,418
Premises and equipment expense$814,0002,111
Additional noninterest expense$7,878,000636
Pre-tax net operating income$7,063,000895
Securities gains (losses)$412,000373
Applicable income taxes$2,210,000738
Income before extraordinary items$5,265,000947
Extraordinary gains, net$015
Net income$5,265,000946
Minority interest net income$081
Net income of bank and minority interests.$5,265,000946
Net charge-offs$126,0002,463
Cash dividends$2,000,000930
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,976,600982
2014-06-30 (YTD Data)Rank
Total interest income$11,318,0001,140
Total interest expense$717,0002,004
Net interest income$10,601,0001,059
Provision for loan and lease losses$117,0002,223
Total noninterest income$3,086,000919
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$737,000895
Trading account gains and fees$0172
Additional Noninterest Income$2,349,000770
Total noninterest expense$9,512,0001,070
Salaries and employee benefits$3,692,0001,425
Premises and equipment expense$552,0002,092
Additional noninterest expense$5,268,000628
Pre-tax net operating income$4,058,0001,013
Securities gains (losses)$366,000305
Applicable income taxes$1,249,000817
Income before extraordinary items$3,175,0001,016
Extraordinary gains, net$020
Net income$3,175,0001,017
Minority interest net income$080
Net income of bank and minority interests.$3,175,0001,017
Net charge-offs$115,0002,052
Cash dividends$2,000,000639
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,911,4801,087
2014-03-31 (YTD Data)Rank
Total interest income$5,528,0001,159
Total interest expense$373,0001,984
Net interest income$5,155,0001,087
Provision for loan and lease losses$117,0001,483
Total noninterest income$1,428,000951
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$358,000907
Trading account gains and fees$0147
Additional Noninterest Income$1,070,000797
Total noninterest expense$4,763,0001,075
Salaries and employee benefits$1,818,0001,450
Premises and equipment expense$293,0002,022
Additional noninterest expense$2,652,000616
Pre-tax net operating income$1,703,0001,128
Securities gains (losses)$367,000171
Applicable income taxes$575,000832
Income before extraordinary items$1,495,0001,051
Extraordinary gains, net$016
Net income$1,495,0001,052
Minority interest net income$066
Net income of bank and minority interests.$1,495,0001,052
Net charge-offs$38,0002,059
Cash dividends$1,000,000600
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,230,7601,210
2013-12-31 (YTD Data)Rank
Total interest income$22,198,0001,161
Total interest expense$1,758,0001,917
Net interest income$20,440,0001,080
Provision for loan and lease losses$995,0001,110
Total noninterest income$7,244,000870
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,446,000959
Trading account gains and fees$0184
Additional Noninterest Income$5,798,000724
Total noninterest expense$20,314,0001,002
Salaries and employee benefits$8,560,0001,249
Premises and equipment expense$1,092,0002,084
Additional noninterest expense$10,662,000654
Pre-tax net operating income$6,375,0001,161
Securities gains (losses)$-118,0006,571
Applicable income taxes$1,561,0001,094
Income before extraordinary items$4,696,0001,299
Extraordinary gains, net$029
Net income$4,696,0001,300
Minority interest net income$090
Net income of bank and minority interests.$4,696,0001,302
Net charge-offs$921,0001,359
Cash dividends$4,800,000592
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,784,5001,253
2013-09-30 (YTD Data)Rank
Total interest income$16,614,0001,166
Total interest expense$1,361,0001,921
Net interest income$15,253,0001,082
Provision for loan and lease losses$990,000890
Total noninterest income$5,525,000863
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,077,000962
Trading account gains and fees$0180
Additional Noninterest Income$4,448,000722
Total noninterest expense$15,231,0001,009
Salaries and employee benefits$6,321,0001,275
Premises and equipment expense$836,0002,062
Additional noninterest expense$8,074,000641
Pre-tax net operating income$4,557,0001,241
Securities gains (losses)$99,0001,218
Applicable income taxes$1,172,0001,111
Income before extraordinary items$3,484,0001,309
Extraordinary gains, net$025
Net income$3,484,0001,311
Minority interest net income$084
Net income of bank and minority interests.$3,484,0001,311
Net charge-offs$762,0001,220
Cash dividends$3,600,000553
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,409,7501,311
2013-06-30 (YTD Data)Rank
Total interest income$11,007,0001,164
Total interest expense$936,0001,890
Net interest income$10,071,0001,082
Provision for loan and lease losses$660,000914
Total noninterest income$3,739,000859
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$691,000973
Trading account gains and fees$0157
Additional Noninterest Income$3,048,000708
Total noninterest expense$10,089,0001,008
Salaries and employee benefits$4,159,0001,284
Premises and equipment expense$556,0002,062
Additional noninterest expense$5,374,000635
Pre-tax net operating income$3,061,0001,209
Securities gains (losses)$5,0002,459
Applicable income taxes$776,0001,119
Income before extraordinary items$2,290,0001,326
Extraordinary gains, net$022
Net income$2,290,0001,328
Minority interest net income$082
Net income of bank and minority interests.$2,290,0001,328
Net charge-offs$669,0001,029
Cash dividends$2,400,000536
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,286,2501,272
2013-03-31 (YTD Data)Rank
Total interest income$5,565,0001,156
Total interest expense$485,0001,880
Net interest income$5,080,0001,075
Provision for loan and lease losses$330,000922
Total noninterest income$1,949,000838
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$335,000998
Trading account gains and fees$0148
Additional Noninterest Income$1,614,000704
Total noninterest expense$5,088,0001,009
Salaries and employee benefits$2,100,0001,283
Premises and equipment expense$287,0002,042
Additional noninterest expense$2,701,000635
Pre-tax net operating income$1,611,0001,137
Securities gains (losses)$01,966
Applicable income taxes$416,0001,060
Income before extraordinary items$1,195,0001,254
Extraordinary gains, net$010
Net income$1,195,0001,256
Minority interest net income$076
Net income of bank and minority interests.$1,195,0001,256
Net charge-offs$29,0002,821
Cash dividends$1,200,000455
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,195,0001,203
2012-12-31 (YTD Data)Rank
Total interest income$24,435,0001,096
Total interest expense$2,436,0001,795
Net interest income$21,999,000998
Provision for loan and lease losses$559,0002,574
Total noninterest income$7,410,000844
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,427,0001,000
Trading account gains and fees$0166
Additional Noninterest Income$5,983,000716
Total noninterest expense$19,571,0001,019
Salaries and employee benefits$8,324,0001,254
Premises and equipment expense$1,060,0002,165
Additional noninterest expense$10,187,000694
Pre-tax net operating income$9,279,000777
Securities gains (losses)$552,000858
Applicable income taxes$3,011,000608
Income before extraordinary items$6,820,000878
Extraordinary gains, net$029
Net income$6,820,000878
Minority interest net income$093
Net income of bank and minority interests.$6,820,000878
Net charge-offs$470,0002,730
Cash dividends$12,000,000280
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,439,120870
2012-09-30 (YTD Data)Rank
Total interest income$18,492,0001,104
Total interest expense$1,877,0001,815
Net interest income$16,615,000997
Provision for loan and lease losses$187,0003,596
Total noninterest income$5,469,000852
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,065,0001,010
Trading account gains and fees$0157
Additional Noninterest Income$4,404,000702
Total noninterest expense$14,707,0001,016
Salaries and employee benefits$6,243,0001,263
Premises and equipment expense$796,0002,189
Additional noninterest expense$7,668,000687
Pre-tax net operating income$7,190,000778
Securities gains (losses)$552,000695
Applicable income taxes$2,414,000603
Income before extraordinary items$5,328,000855
Extraordinary gains, net$020
Net income$5,328,000853
Minority interest net income$086
Net income of bank and minority interests.$5,328,000855
Net charge-offs$234,0003,119
Cash dividends$9,000,000228
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,947,120868
2012-06-30 (YTD Data)Rank
Total interest income$12,456,0001,101
Total interest expense$1,283,0001,823
Net interest income$11,173,000990
Provision for loan and lease losses$05,619
Total noninterest income$3,537,000869
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$713,000997
Trading account gains and fees$0153
Additional Noninterest Income$2,824,000725
Total noninterest expense$9,689,0001,027
Salaries and employee benefits$4,090,0001,272
Premises and equipment expense$534,0002,161
Additional noninterest expense$5,065,000684
Pre-tax net operating income$5,021,000736
Securities gains (losses)$552,000491
Applicable income taxes$1,774,000557
Income before extraordinary items$3,799,000801
Extraordinary gains, net$019
Net income$3,799,000799
Minority interest net income$084
Net income of bank and minority interests.$3,799,000801
Net charge-offs$33,0004,339
Cash dividends$6,000,000218
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,423,640821
2012-03-31 (YTD Data)Rank
Total interest income$6,257,0001,100
Total interest expense$656,0001,862
Net interest income$5,601,000984
Provision for loan and lease losses$05,254
Total noninterest income$1,652,000894
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$349,0001,008
Trading account gains and fees$0148
Additional Noninterest Income$1,303,000754
Total noninterest expense$4,797,0001,036
Salaries and employee benefits$2,041,0001,275
Premises and equipment expense$270,0002,141
Additional noninterest expense$2,486,000698
Pre-tax net operating income$2,456,000750
Securities gains (losses)$552,000247
Applicable income taxes$972,000518
Income before extraordinary items$2,036,000740
Extraordinary gains, net$019
Net income$2,036,000741
Minority interest net income$078
Net income of bank and minority interests.$2,036,000741
Net charge-offs$4,0004,348
Cash dividends$3,000,000184
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,660,640852
2011-12-31 (YTD Data)Rank
Total interest income$26,437,0001,069
Total interest expense$3,370,0001,755
Net interest income$23,067,000949
Provision for loan and lease losses$-30,0007,229
Total noninterest income$5,591,000945
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,512,000972
Trading account gains and fees$0146
Additional Noninterest Income$4,079,000830
Total noninterest expense$17,885,0001,102
Salaries and employee benefits$7,446,0001,330
Premises and equipment expense$1,120,0002,175
Additional noninterest expense$9,319,000768
Pre-tax net operating income$10,803,000575
Securities gains (losses)$209,0001,417
Applicable income taxes$3,391,000537
Income before extraordinary items$7,621,000676
Extraordinary gains, net$029
Net income$7,621,000675
Minority interest net income$096
Net income of bank and minority interests.$7,621,000676
Net charge-offs$872,0002,523
Cash dividends$8,000,000271
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,476,790658
2011-09-30 (YTD Data)Rank
Total interest income$20,072,0001,074
Total interest expense$2,647,0001,748
Net interest income$17,425,000953
Provision for loan and lease losses$06,393
Total noninterest income$4,387,000928
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,127,000981
Trading account gains and fees$0145
Additional Noninterest Income$3,260,000783
Total noninterest expense$13,297,0001,110
Salaries and employee benefits$5,503,0001,358
Premises and equipment expense$867,0002,144
Additional noninterest expense$6,927,000761
Pre-tax net operating income$8,515,000572
Securities gains (losses)$65,0002,127
Applicable income taxes$2,675,000506
Income before extraordinary items$5,905,000678
Extraordinary gains, net$021
Net income$5,905,000678
Minority interest net income$087
Net income of bank and minority interests.$5,905,000678
Net charge-offs$143,0004,068
Cash dividends$6,000,000244
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,860,150659
2011-06-30 (YTD Data)Rank
Total interest income$13,419,0001,073
Total interest expense$1,849,0001,744
Net interest income$11,570,000954
Provision for loan and lease losses$537,0002,227
Total noninterest income$2,979,000930
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$735,000994
Trading account gains and fees$0153
Additional Noninterest Income$2,244,000769
Total noninterest expense$8,853,0001,126
Salaries and employee benefits$3,602,0001,393
Premises and equipment expense$610,0002,067
Additional noninterest expense$4,641,000773
Pre-tax net operating income$5,159,000619
Securities gains (losses)$65,0001,417
Applicable income taxes$1,593,000530
Income before extraordinary items$3,631,000710
Extraordinary gains, net$015
Net income$3,631,000709
Minority interest net income$089
Net income of bank and minority interests.$3,631,000710
Net charge-offs$-205,0007,446
Cash dividends$4,000,000233
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,585,500688
2011-03-31 (YTD Data)Rank
Total interest income$6,746,0001,075
Total interest expense$970,0001,733
Net interest income$5,776,000966
Provision for loan and lease losses$538,0001,368
Total noninterest income$1,530,000893
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$359,0001,004
Trading account gains and fees$0158
Additional Noninterest Income$1,171,000733
Total noninterest expense$4,468,0001,129
Salaries and employee benefits$1,803,0001,404
Premises and equipment expense$327,0001,968
Additional noninterest expense$2,338,000765
Pre-tax net operating income$2,300,000690
Securities gains (losses)$01,772
Applicable income taxes$672,000590
Income before extraordinary items$1,628,000775
Extraordinary gains, net$09
Net income$1,628,000774
Minority interest net income$086
Net income of bank and minority interests.$1,628,000775
Net charge-offs$-277,0007,531
Cash dividends$2,000,000202
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,628,000765
2010-12-31 (YTD Data)Rank
Total interest income$28,382,0001,088
Total interest expense$5,283,0001,571
Net interest income$23,099,000955
Provision for loan and lease losses$2,235,0001,932
Total noninterest income$5,891,000949
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,785,000855
Trading account gains and fees$0175
Additional Noninterest Income$4,106,000853
Total noninterest expense$18,826,0001,059
Salaries and employee benefits$8,385,0001,176
Premises and equipment expense$1,087,0002,306
Additional noninterest expense$9,354,000798
Pre-tax net operating income$7,929,000677
Securities gains (losses)$909,000533
Applicable income taxes$2,512,000611
Income before extraordinary items$6,326,000706
Extraordinary gains, net$029
Net income$6,326,000704
Minority interest net income$0111
Net income of bank and minority interests.$6,326,000707
Net charge-offs$2,831,0001,523
Cash dividends$6,500,000262
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,671,520739
2010-09-30 (YTD Data)Rank
Total interest income$21,547,0001,090
Total interest expense$4,211,0001,541
Net interest income$17,336,000958
Provision for loan and lease losses$2,120,0001,592
Total noninterest income$4,149,000966
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,375,000854
Trading account gains and fees$0165
Additional Noninterest Income$2,774,000878
Total noninterest expense$13,973,0001,053
Salaries and employee benefits$6,083,0001,207
Premises and equipment expense$819,0002,343
Additional noninterest expense$7,071,000769
Pre-tax net operating income$5,392,000782
Securities gains (losses)$909,000448
Applicable income taxes$1,755,000662
Income before extraordinary items$4,546,000766
Extraordinary gains, net$023
Net income$4,546,000764
Minority interest net income$0110
Net income of bank and minority interests.$4,546,000766
Net charge-offs$2,118,0001,456
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,891,520851
2010-06-30 (YTD Data)Rank
Total interest income$14,534,0001,094
Total interest expense$2,890,0001,557
Net interest income$11,644,000955
Provision for loan and lease losses$2,369,0001,127
Total noninterest income$2,567,0001,026
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$955,000812
Trading account gains and fees$0152
Additional Noninterest Income$1,612,000930
Total noninterest expense$9,317,0001,057
Salaries and employee benefits$3,996,0001,224
Premises and equipment expense$564,0002,280
Additional noninterest expense$4,757,000763
Pre-tax net operating income$2,525,0001,057
Securities gains (losses)$909,000287
Applicable income taxes$866,000809
Income before extraordinary items$2,568,000867
Extraordinary gains, net$019
Net income$2,568,000867
Minority interest net income$0105
Net income of bank and minority interests.$2,568,000868
Net charge-offs$1,233,0001,533
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,886,2501,130
2010-03-31 (YTD Data)Rank
Total interest income$7,343,0001,095
Total interest expense$1,480,0001,593
Net interest income$5,863,000957
Provision for loan and lease losses$1,306,000973
Total noninterest income$1,356,000950
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$495,000785
Trading account gains and fees$0175
Additional Noninterest Income$861,000890
Total noninterest expense$4,647,0001,069
Salaries and employee benefits$1,929,0001,295
Premises and equipment expense$290,0002,268
Additional noninterest expense$2,428,000752
Pre-tax net operating income$1,266,0001,045
Securities gains (losses)$490,000259
Applicable income taxes$450,000770
Income before extraordinary items$1,306,000836
Extraordinary gains, net$016
Net income$1,306,000840
Minority interest net income$091
Net income of bank and minority interests.$1,306,000840
Net charge-offs$839,0001,167
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$943,4001,128
2009-12-31 (YTD Data)Rank
Total interest income$32,149,0001,061
Total interest expense$8,175,0001,463
Net interest income$23,974,000900
Provision for loan and lease losses$6,739,0001,151
Total noninterest income$7,210,000822
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,212,000767
Trading account gains and fees$0211
Additional Noninterest Income$4,998,000712
Total noninterest expense$19,488,0001,072
Salaries and employee benefits$8,452,0001,162
Premises and equipment expense$1,066,0002,448
Additional noninterest expense$9,970,000794
Pre-tax net operating income$4,957,000845
Securities gains (losses)$276,0001,306
Applicable income taxes$999,000958
Income before extraordinary items$4,234,000815
Extraordinary gains, net$034
Net income$4,234,000814
Minority interest net income$0115
Net income of bank and minority interests.$4,234,000815
Net charge-offs$5,289,0001,101
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,010,440858
2009-09-30 (YTD Data)Rank
Total interest income$24,386,0001,069
Total interest expense$6,410,0001,470
Net interest income$17,976,000906
Provision for loan and lease losses$4,587,0001,106
Total noninterest income$5,534,000807
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,658,000763
Trading account gains and fees$0212
Additional Noninterest Income$3,876,000709
Total noninterest expense$14,564,0001,054
Salaries and employee benefits$6,387,0001,155
Premises and equipment expense$803,0002,469
Additional noninterest expense$7,374,000772
Pre-tax net operating income$4,359,000781
Securities gains (losses)$276,0001,057
Applicable income taxes$1,038,000817
Income before extraordinary items$3,597,000752
Extraordinary gains, net$027
Net income$3,597,000750
Minority interest net income$0118
Net income of bank and minority interests.$3,597,000753
Net charge-offs$3,596,0001,054
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,381,720795
2009-06-30 (YTD Data)Rank
Total interest income$16,237,0001,098
Total interest expense$4,451,0001,486
Net interest income$11,786,000918
Provision for loan and lease losses$3,325,0001,013
Total noninterest income$3,844,000794
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,088,000760
Trading account gains and fees$0193
Additional Noninterest Income$2,756,000683
Total noninterest expense$9,859,0001,060
Salaries and employee benefits$4,361,0001,158
Premises and equipment expense$545,0002,467
Additional noninterest expense$4,953,000782
Pre-tax net operating income$2,446,000936
Securities gains (losses)$276,000813
Applicable income taxes$543,0001,010
Income before extraordinary items$2,179,000869
Extraordinary gains, net$021
Net income$2,179,000869
Minority interest net income$0112
Net income of bank and minority interests.$2,179,000869
Net charge-offs$2,791,000908
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,958,200936
2009-03-31 (YTD Data)Rank
Total interest income$8,094,0001,112
Total interest expense$2,275,0001,510
Net interest income$5,819,000924
Provision for loan and lease losses$1,862,000792
Total noninterest income$1,955,000757
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$525,000769
Trading account gains and fees$0171
Additional Noninterest Income$1,430,000649
Total noninterest expense$4,793,0001,052
Salaries and employee benefits$2,240,0001,130
Premises and equipment expense$289,0002,367
Additional noninterest expense$2,264,000749
Pre-tax net operating income$1,119,0001,147
Securities gains (losses)$276,000538
Applicable income taxes$287,0001,099
Income before extraordinary items$1,108,000963
Extraordinary gains, net$015
Net income$1,108,000964
Minority interest net income$0102
Net income of bank and minority interests.$1,108,000965
Net charge-offs$1,468,000749
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$889,9601,154
2008-12-31 (YTD Data)Rank
Total interest income$36,649,0001,034
Total interest expense$13,016,0001,250
Net interest income$23,633,000905
Provision for loan and lease losses$3,951,0001,184
Total noninterest income$6,138,000895
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,369,000728
Trading account gains and fees$0154
Additional Noninterest Income$3,769,000803
Total noninterest expense$17,345,0001,132
Salaries and employee benefits$7,841,0001,286
Premises and equipment expense$1,017,0002,589
Additional noninterest expense$8,487,000777
Pre-tax net operating income$8,475,000650
Securities gains (losses)$03,220
Applicable income taxes$2,174,000630
Income before extraordinary items$6,301,000634
Extraordinary gains, net$039
Net income$6,301,000634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,391,0001,628
Cash dividends$5,500,000518
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,301,000683
2008-09-30 (YTD Data)Rank
Total interest income$27,944,0001,041
Total interest expense$10,258,0001,232
Net interest income$17,686,000924
Provision for loan and lease losses$2,750,000953
Total noninterest income$4,662,000924
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,770,000746
Trading account gains and fees$0148
Additional Noninterest Income$2,892,000842
Total noninterest expense$13,010,0001,125
Salaries and employee benefits$5,980,0001,286
Premises and equipment expense$774,0002,571
Additional noninterest expense$6,256,000748
Pre-tax net operating income$6,588,000761
Securities gains (losses)$03,106
Applicable income taxes$1,696,000750
Income before extraordinary items$4,892,000748
Extraordinary gains, net$031
Net income$4,892,000747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$865,0001,427
Cash dividends$4,000,000552
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,892,000787
2008-06-30 (YTD Data)Rank
Total interest income$18,809,0001,042
Total interest expense$7,190,0001,221
Net interest income$11,619,000929
Provision for loan and lease losses$2,150,000746
Total noninterest income$3,157,000927
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,178,000735
Trading account gains and fees$0149
Additional Noninterest Income$1,979,000849
Total noninterest expense$8,635,0001,122
Salaries and employee benefits$3,968,0001,307
Premises and equipment expense$515,0002,573
Additional noninterest expense$4,152,000726
Pre-tax net operating income$3,991,000882
Securities gains (losses)$03,233
Applicable income taxes$1,089,000880
Income before extraordinary items$2,902,000946
Extraordinary gains, net$021
Net income$2,902,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$723,0001,040
Cash dividends$2,500,000650
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,902,000926
2008-03-31 (YTD Data)Rank
Total interest income$9,562,0001,051
Total interest expense$3,968,0001,176
Net interest income$5,594,000958
Provision for loan and lease losses$1,850,000423
Total noninterest income$1,495,000969
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$594,000729
Trading account gains and fees$0158
Additional Noninterest Income$901,000921
Total noninterest expense$4,289,0001,134
Salaries and employee benefits$1,962,0001,324
Premises and equipment expense$277,0002,437
Additional noninterest expense$2,050,000707
Pre-tax net operating income$950,0001,879
Securities gains (losses)$02,688
Applicable income taxes$123,0002,559
Income before extraordinary items$827,0001,765
Extraordinary gains, net$015
Net income$827,0001,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,000944
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$827,0001,700
2007-12-31 (YTD Data)Rank
Total interest income$40,647,0001,037
Total interest expense$18,820,0001,040
Net interest income$21,827,0001,014
Provision for loan and lease losses$3,095,000613
Total noninterest income$6,113,000934
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,436,000732
Trading account gains and fees$0178
Additional Noninterest Income$3,677,000876
Total noninterest expense$17,035,0001,098
Salaries and employee benefits$7,748,0001,287
Premises and equipment expense$1,012,0002,547
Additional noninterest expense$8,275,000689
Pre-tax net operating income$7,810,0001,074
Securities gains (losses)$367,000313
Applicable income taxes$2,329,000995
Income before extraordinary items$5,848,0001,106
Extraordinary gains, net$039
Net income$5,848,0001,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,071,000454
Cash dividends$2,000,0001,596
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,583,7601,141
2007-09-30 (YTD Data)Rank
Total interest income$30,401,0001,041
Total interest expense$14,076,0001,042
Net interest income$16,325,0001,014
Provision for loan and lease losses$2,336,000456
Total noninterest income$4,521,000938
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,817,000718
Trading account gains and fees$0184
Additional Noninterest Income$2,704,000899
Total noninterest expense$12,704,0001,099
Salaries and employee benefits$5,839,0001,287
Premises and equipment expense$767,0002,509
Additional noninterest expense$6,098,000690
Pre-tax net operating income$5,806,0001,178
Securities gains (losses)$01,655
Applicable income taxes$1,646,0001,132
Income before extraordinary items$4,160,0001,240
Extraordinary gains, net$033
Net income$4,160,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,0001,358
Cash dividends$1,500,0001,491
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,160,0001,226
2007-06-30 (YTD Data)Rank
Total interest income$19,859,0001,083
Total interest expense$9,113,0001,078
Net interest income$10,746,0001,043
Provision for loan and lease losses$690,000789
Total noninterest income$3,056,000955
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,196,000730
Trading account gains and fees$0168
Additional Noninterest Income$1,860,000903
Total noninterest expense$8,438,0001,120
Salaries and employee benefits$3,878,0001,311
Premises and equipment expense$519,0002,492
Additional noninterest expense$4,041,000708
Pre-tax net operating income$4,674,0001,023
Securities gains (losses)$01,444
Applicable income taxes$1,444,000948
Income before extraordinary items$3,230,0001,112
Extraordinary gains, net$029
Net income$3,230,0001,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,850
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,230,0001,091
2007-03-31 (YTD Data)Rank
Total interest income$9,693,0001,100
Total interest expense$4,427,0001,097
Net interest income$5,266,0001,061
Provision for loan and lease losses$345,000709
Total noninterest income$1,465,000972
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$555,000763
Trading account gains and fees$0195
Additional Noninterest Income$910,000905
Total noninterest expense$4,167,0001,128
Salaries and employee benefits$1,914,0001,341
Premises and equipment expense$264,0002,463
Additional noninterest expense$1,989,000701
Pre-tax net operating income$2,219,0001,050
Securities gains (losses)$01,187
Applicable income taxes$686,000995
Income before extraordinary items$1,533,0001,148
Extraordinary gains, net$022
Net income$1,533,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,781
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,533,0001,128
2006-12-31 (YTD Data)Rank
Total interest income$36,749,0001,074
Total interest expense$16,008,0001,038
Net interest income$20,741,0001,070
Provision for loan and lease losses$1,207,000861
Total noninterest income$5,424,0001,026
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,508,000705
Trading account gains and fees$0130
Additional Noninterest Income$2,916,0001,020
Total noninterest expense$15,973,0001,130
Salaries and employee benefits$7,277,0001,344
Premises and equipment expense$971,0002,544
Additional noninterest expense$7,725,000700
Pre-tax net operating income$8,985,0001,094
Securities gains (losses)$-27,0007,677
Applicable income taxes$2,846,000986
Income before extraordinary items$6,112,0001,208
Extraordinary gains, net$051
Net income$6,112,0001,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,333,000541
Cash dividends$3,750,000915
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,130,3601,187
2006-09-30 (YTD Data)Rank
Total interest income$27,063,0001,094
Total interest expense$11,557,0001,055
Net interest income$15,506,0001,091
Provision for loan and lease losses$936,000803
Total noninterest income$3,943,0001,061
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,869,000718
Trading account gains and fees$0126
Additional Noninterest Income$2,074,0001,066
Total noninterest expense$11,741,0001,156
Salaries and employee benefits$5,387,0001,376
Premises and equipment expense$738,0002,515
Additional noninterest expense$5,616,000730
Pre-tax net operating income$6,772,0001,131
Securities gains (losses)$-27,0007,950
Applicable income taxes$2,227,0001,005
Income before extraordinary items$4,518,0001,251
Extraordinary gains, net$045
Net income$4,518,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$983,000474
Cash dividends$3,250,000772
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,536,0901,231
2006-06-30 (YTD Data)Rank
Total interest income$17,417,0001,113
Total interest expense$7,209,0001,071
Net interest income$10,208,0001,109
Provision for loan and lease losses$624,000788
Total noninterest income$2,542,0001,092
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,197,000737
Trading account gains and fees$0126
Additional Noninterest Income$1,345,0001,092
Total noninterest expense$7,744,0001,179
Salaries and employee benefits$3,558,0001,391
Premises and equipment expense$488,0002,532
Additional noninterest expense$3,698,000742
Pre-tax net operating income$4,382,0001,162
Securities gains (losses)$-27,0008,184
Applicable income taxes$1,453,0001,028
Income before extraordinary items$2,902,0001,296
Extraordinary gains, net$039
Net income$2,902,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,000786
Cash dividends$1,750,000919
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,920,0901,269
2006-03-31 (YTD Data)Rank
Total interest income$8,395,0001,119
Total interest expense$3,335,0001,093
Net interest income$5,060,0001,113
Provision for loan and lease losses$312,000747
Total noninterest income$1,186,0001,136
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$569,000742
Trading account gains and fees$0115
Additional Noninterest Income$617,0001,150
Total noninterest expense$3,821,0001,197
Salaries and employee benefits$1,723,0001,443
Premises and equipment expense$255,0002,433
Additional noninterest expense$1,843,000736
Pre-tax net operating income$2,113,0001,166
Securities gains (losses)$-27,0008,441
Applicable income taxes$698,0001,056
Income before extraordinary items$1,388,0001,318
Extraordinary gains, net$021
Net income$1,388,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,000677
Cash dividends$875,000845
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,406,0901,282
2005-12-31 (YTD Data)Rank
Total interest income$31,353,0001,052
Total interest expense$11,036,0001,011
Net interest income$20,317,0001,063
Provision for loan and lease losses$101,0004,790
Total noninterest income$5,326,0001,039
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,441,000714
Trading account gains and fees$0138
Additional Noninterest Income$2,885,0001,042
Total noninterest expense$14,640,0001,185
Salaries and employee benefits$6,731,0001,380
Premises and equipment expense$892,0002,618
Additional noninterest expense$7,017,000753
Pre-tax net operating income$10,902,000905
Securities gains (losses)$02,296
Applicable income taxes$3,845,000795
Income before extraordinary items$7,057,0001,028
Extraordinary gains, net$046
Net income$7,057,0001,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0001,141
Cash dividends$3,150,000985
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,057,0001,005
2005-09-30 (YTD Data)Rank
Total interest income$22,919,0001,048
Total interest expense$7,860,0001,001
Net interest income$15,059,0001,059
Provision for loan and lease losses$157,0003,407
Total noninterest income$3,934,0001,055
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,798,000722
Trading account gains and fees$0126
Additional Noninterest Income$2,136,0001,070
Total noninterest expense$10,922,0001,176
Salaries and employee benefits$5,030,0001,371
Premises and equipment expense$666,0002,616
Additional noninterest expense$5,226,000749
Pre-tax net operating income$7,914,000930
Securities gains (losses)$02,317
Applicable income taxes$2,782,000825
Income before extraordinary items$5,132,0001,051
Extraordinary gains, net$035
Net income$5,132,0001,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0001,487
Cash dividends$2,500,000869
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,132,0001,031
2005-06-30 (YTD Data)Rank
Total interest income$14,770,0001,052
Total interest expense$4,898,0001,010
Net interest income$9,872,0001,068
Provision for loan and lease losses$540,000917
Total noninterest income$2,381,0001,115
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,145,000736
Trading account gains and fees$0116
Additional Noninterest Income$1,236,0001,154
Total noninterest expense$7,126,0001,187
Salaries and employee benefits$3,291,0001,400
Premises and equipment expense$437,0002,627
Additional noninterest expense$3,398,000768
Pre-tax net operating income$4,587,0001,029
Securities gains (losses)$02,146
Applicable income taxes$1,580,000909
Income before extraordinary items$3,007,0001,173
Extraordinary gains, net$030
Net income$3,007,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0001,251
Cash dividends$2,000,000710
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,007,0001,145
2005-03-31 (YTD Data)Rank
Total interest income$7,029,0001,081
Total interest expense$2,210,0001,067
Net interest income$4,819,0001,082
Provision for loan and lease losses$270,000858
Total noninterest income$1,078,0001,181
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$531,000765
Trading account gains and fees$0115
Additional Noninterest Income$547,0001,242
Total noninterest expense$3,532,0001,196
Salaries and employee benefits$1,604,0001,439
Premises and equipment expense$232,0002,518
Additional noninterest expense$1,696,000752
Pre-tax net operating income$2,095,0001,103
Securities gains (losses)$01,685
Applicable income taxes$716,000988
Income before extraordinary items$1,379,0001,250
Extraordinary gains, net$024
Net income$1,379,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0001,244
Cash dividends$2,000,000351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,379,0001,226
2004-12-31 (YTD Data)Rank
Total interest income$25,575,0001,111
Total interest expense$7,473,0001,084
Net interest income$18,102,0001,106
Provision for loan and lease losses$780,0001,311
Total noninterest income$4,877,0001,098
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,418,000726
Trading account gains and fees$0138
Additional Noninterest Income$2,459,0001,141
Total noninterest expense$13,248,0001,240
Salaries and employee benefits$6,162,0001,440
Premises and equipment expense$827,0002,708
Additional noninterest expense$6,259,000806
Pre-tax net operating income$8,951,000973
Securities gains (losses)$196,000841
Applicable income taxes$3,108,000876
Income before extraordinary items$6,039,0001,079
Extraordinary gains, net$034
Net income$6,039,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,454
Cash dividends$1,650,0001,610
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,909,6401,073
2004-09-30 (YTD Data)Rank
Total interest income$18,819,0001,112
Total interest expense$5,523,0001,081
Net interest income$13,296,0001,116
Provision for loan and lease losses$810,000946
Total noninterest income$3,638,0001,119
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,782,000740
Trading account gains and fees$0134
Additional Noninterest Income$1,856,0001,146
Total noninterest expense$9,887,0001,241
Salaries and employee benefits$4,569,0001,449
Premises and equipment expense$616,0002,719
Additional noninterest expense$4,702,000800
Pre-tax net operating income$6,237,0001,059
Securities gains (losses)$196,000771
Applicable income taxes$2,160,000953
Income before extraordinary items$4,273,0001,156
Extraordinary gains, net$026
Net income$4,273,0001,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,354
Cash dividends$750,0002,092
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,143,6401,150
2004-06-30 (YTD Data)Rank
Total interest income$12,161,0001,137
Total interest expense$3,623,0001,079
Net interest income$8,538,0001,159
Provision for loan and lease losses$540,000919
Total noninterest income$2,418,0001,116
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,150,000756
Trading account gains and fees$0130
Additional Noninterest Income$1,268,0001,127
Total noninterest expense$6,564,0001,237
Salaries and employee benefits$3,033,0001,461
Premises and equipment expense$426,0002,638
Additional noninterest expense$3,105,000797
Pre-tax net operating income$3,852,0001,119
Securities gains (losses)$192,000664
Applicable income taxes$1,345,0001,005
Income before extraordinary items$2,699,0001,210
Extraordinary gains, net$021
Net income$2,699,0001,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0001,153
Cash dividends$400,0002,444
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,570,3601,221
2004-03-31 (YTD Data)Rank
Total interest income$5,910,0001,176
Total interest expense$1,824,0001,091
Net interest income$4,086,0001,211
Provision for loan and lease losses$270,000895
Total noninterest income$1,093,0001,176
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$535,000796
Trading account gains and fees$0121
Additional Noninterest Income$558,0001,202
Total noninterest expense$3,208,0001,273
Salaries and employee benefits$1,468,0001,513
Premises and equipment expense$221,0002,553
Additional noninterest expense$1,519,000805
Pre-tax net operating income$1,701,0001,244
Securities gains (losses)$192,000522
Applicable income taxes$619,0001,094
Income before extraordinary items$1,274,0001,270
Extraordinary gains, net$016
Net income$1,274,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,000693
Cash dividends$400,0001,429
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,145,3601,329
2003-12-31 (YTD Data)Rank
Total interest income$24,623,0001,155
Total interest expense$7,784,0001,154
Net interest income$16,839,0001,151
Provision for loan and lease losses$75,0005,722
Total noninterest income$5,372,0001,065
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,243,000760
Trading account gains and fees$0160
Additional Noninterest Income$3,129,0001,058
Total noninterest expense$13,302,0001,216
Salaries and employee benefits$6,128,0001,402
Premises and equipment expense$885,0002,528
Additional noninterest expense$6,289,000821
Pre-tax net operating income$8,834,000954
Securities gains (losses)$379,000909
Applicable income taxes$3,084,000897
Income before extraordinary items$6,129,0001,049
Extraordinary gains, net$054
Net income$6,129,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,841
Cash dividends$3,550,000862
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,875,0701,039
2003-09-30 (YTD Data)Rank
Total interest income$18,614,0001,172
Total interest expense$5,933,0001,178
Net interest income$12,681,0001,159
Provision for loan and lease losses$450,0001,799
Total noninterest income$4,248,0001,061
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,645,000794
Trading account gains and fees$0153
Additional Noninterest Income$2,603,0001,021
Total noninterest expense$10,176,0001,194
Salaries and employee benefits$4,783,0001,368
Premises and equipment expense$667,0002,523
Additional noninterest expense$4,726,000825
Pre-tax net operating income$6,303,0001,033
Securities gains (losses)$379,000821
Applicable income taxes$2,225,000974
Income before extraordinary items$4,457,0001,127
Extraordinary gains, net$040
Net income$4,457,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,255
Cash dividends$1,800,0001,103
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,203,0701,119
2003-06-30 (YTD Data)Rank
Total interest income$12,411,0001,190
Total interest expense$4,001,0001,193
Net interest income$8,410,0001,166
Provision for loan and lease losses$450,0001,255
Total noninterest income$2,948,0001,014
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,086,000795
Trading account gains and fees$0150
Additional Noninterest Income$1,862,000964
Total noninterest expense$6,878,0001,183
Salaries and employee benefits$3,183,0001,371
Premises and equipment expense$454,0002,452
Additional noninterest expense$3,241,000800
Pre-tax net operating income$4,030,0001,066
Securities gains (losses)$379,000695
Applicable income taxes$1,467,0001,008
Income before extraordinary items$2,942,0001,150
Extraordinary gains, net$030
Net income$2,942,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,901
Cash dividends$1,800,000819
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,688,0701,147
2003-03-31 (YTD Data)Rank
Total interest income$6,125,0001,210
Total interest expense$1,978,0001,233
Net interest income$4,147,0001,184
Provision for loan and lease losses$225,0001,208
Total noninterest income$1,383,0001,041
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$521,000791
Trading account gains and fees$0134
Additional Noninterest Income$862,000990
Total noninterest expense$3,297,0001,221
Salaries and employee benefits$1,520,0001,420
Premises and equipment expense$235,0002,366
Additional noninterest expense$1,542,000823
Pre-tax net operating income$2,008,0001,085
Securities gains (losses)$300,000511
Applicable income taxes$771,000982
Income before extraordinary items$1,537,0001,078
Extraordinary gains, net$021
Net income$1,537,0001,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,028
Cash dividends$1,800,000413
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,336,0001,154
2002-12-31 (YTD Data)Rank
Total interest income$26,943,0001,142
Total interest expense$8,759,0001,278
Net interest income$18,184,0001,057
Provision for loan and lease losses$1,230,0001,105
Total noninterest income$5,046,0001,054
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,172,000744
Trading account gains and fees$0153
Additional Noninterest Income$2,874,0001,023
Total noninterest expense$12,692,0001,200
Salaries and employee benefits$6,367,0001,274
Premises and equipment expense$963,0002,271
Additional noninterest expense$5,362,000926
Pre-tax net operating income$9,308,000921
Securities gains (losses)$19,0003,191
Applicable income taxes$3,091,000897
Income before extraordinary items$6,236,0001,007
Extraordinary gains, net$070
Net income$6,236,0001,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$456,0001,777
Cash dividends$4,250,000709
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,223,270966
2001-12-31 (YTD Data)Rank
Total interest income$30,917,0001,104
Total interest expense$14,551,0001,107
Net interest income$16,366,0001,086
Provision for loan and lease losses$1,154,0001,118
Total noninterest income$4,584,0001,067
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,211,000674
Trading account gains and fees$0177
Additional Noninterest Income$2,373,0001,109
Total noninterest expense$12,037,0001,213
Salaries and employee benefits$5,640,0001,314
Premises and equipment expense$1,080,0001,977
Additional noninterest expense$5,317,000913
Pre-tax net operating income$7,759,000971
Securities gains (losses)$251,0001,020
Applicable income taxes$2,699,000912
Income before extraordinary items$5,311,0001,036
Extraordinary gains, net$0105
Net income$5,311,0001,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,182,000834
Cash dividends$4,300,000694
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,145,3401,025
2000-12-31 (YTD Data)Rank
Total interest income$31,076,0001,131
Total interest expense$15,617,0001,116
Net interest income$15,459,0001,135
Provision for loan and lease losses$904,0001,158
Total noninterest income$3,767,0001,119
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,005,000673
Trading account gains and fees$0180
Additional Noninterest Income$1,762,0001,234
Total noninterest expense$11,736,0001,187
Salaries and employee benefits$5,429,0001,309
Premises and equipment expense$1,080,0001,925
Additional noninterest expense$5,227,000923
Pre-tax net operating income$6,586,0001,142
Securities gains (losses)$01,956
Applicable income taxes$2,201,0001,067
Income before extraordinary items$4,385,0001,206
Extraordinary gains, net$038
Net income$4,385,0001,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,000961
Cash dividends$2,650,0001,072
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,385,0001,207
1999-12-31 (YTD Data)Rank
Total interest income$20,800,0001,570
Total interest expense$9,421,0001,591
Net interest income$11,379,0001,532
Provision for loan and lease losses$325,0002,488
Total noninterest income$3,033,0001,336
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,386,000957
Trading account gains and fees$0173
Additional Noninterest Income$1,647,0001,320
Total noninterest expense$8,394,0001,639
Salaries and employee benefits$3,691,0001,890
Premises and equipment expense$695,0002,874
Additional noninterest expense$4,008,0001,165
Pre-tax net operating income$5,693,0001,339
Securities gains (losses)$12,0001,656
Applicable income taxes$1,911,0001,278
Income before extraordinary items$3,794,0001,405
Extraordinary gains, net$035
Net income$3,794,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,621
Cash dividends$1,275,0001,891
Sale, conversion, retirement of capital stock, net$-998,00010,177
Net operating income$3,785,9601,387
1998-12-31 (YTD Data)Rank
Total interest income$20,272,0001,602
Total interest expense$9,798,0001,565
Net interest income$10,474,0001,627
Provision for loan and lease losses$480,0001,770
Total noninterest income$2,960,0001,360
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,237,000999
Trading account gains and fees$0224
Additional Noninterest Income$1,723,0001,285
Total noninterest expense$7,907,0001,663
Salaries and employee benefits$3,585,0001,863
Premises and equipment expense$739,0002,637
Additional noninterest expense$3,583,0001,244
Pre-tax net operating income$5,047,0001,462
Securities gains (losses)$210,000896
Applicable income taxes$1,856,0001,353
Income before extraordinary items$3,401,0001,551
Extraordinary gains, net$032
Net income$3,401,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$448,0001,381
Cash dividends$3,283,000915
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,264,5001,552
1997-12-31 (YTD Data)Rank
Total interest income$19,541,0001,686
Total interest expense$9,312,0001,663
Net interest income$10,229,0001,708
Provision for loan and lease losses$360,0002,248
Total noninterest income$2,522,0001,473
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,183,0001,062
Trading account gains and fees$0239
Additional Noninterest Income$1,339,0001,436
Total noninterest expense$7,304,0001,777
Salaries and employee benefits$3,534,0001,856
Premises and equipment expense$752,0002,567
Additional noninterest expense$3,018,0001,435
Pre-tax net operating income$5,087,0001,520
Securities gains (losses)$-6,0009,765
Applicable income taxes$1,763,0001,477
Income before extraordinary items$3,318,0001,629
Extraordinary gains, net$044
Net income$3,318,0001,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,496
Cash dividends$1,200,0001,883
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,321,9001,592
1996-12-31 (YTD Data)Rank
Total interest income$17,484,0001,934
Total interest expense$8,192,0001,912
Net interest income$9,292,0001,925
Provision for loan and lease losses$360,0002,253
Total noninterest income$2,217,0001,692
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,019,0001,317
Trading account gains and fees$0262
Additional Noninterest Income$1,198,0001,601
Total noninterest expense$7,283,0001,936
Salaries and employee benefits$3,317,0001,995
Premises and equipment expense$743,0002,625
Additional noninterest expense$3,223,0001,616
Pre-tax net operating income$3,866,0001,870
Securities gains (losses)$-6,00010,029
Applicable income taxes$1,291,0001,864
Income before extraordinary items$2,569,0001,926
Extraordinary gains, net$053
Net income$2,569,0001,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,444
Cash dividends$2,502,0001,089
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,573,0201,886
1995-12-31 (YTD Data)Rank
Total interest income$14,995,0002,254
Total interest expense$7,109,0002,183
Net interest income$7,886,0002,286
Provision for loan and lease losses$320,0002,185
Total noninterest income$1,605,0002,175
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$828,0001,633
Trading account gains and fees$4,000468
Additional Noninterest Income$773,0002,152
Total noninterest expense$6,118,0002,221
Salaries and employee benefits$2,991,0002,211
Premises and equipment expense$643,0003,031
Additional noninterest expense$2,484,0002,007
Pre-tax net operating income$3,053,0002,395
Securities gains (losses)$17,0002,020
Applicable income taxes$1,037,0002,302
Income before extraordinary items$2,033,0002,475
Extraordinary gains, net$065
Net income$2,033,0002,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,127
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,021,7802,469
1994-12-31 (YTD Data)Rank
Total interest income$9,679,0003,129
Total interest expense$4,007,0003,055
Net interest income$5,672,0003,162
Provision for loan and lease losses$90,0004,765
Total noninterest income$1,259,0002,641
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$678,0001,990
Trading account gains and fees$2,000434
Additional Noninterest Income$579,0002,655
Total noninterest expense$4,456,0003,080
Salaries and employee benefits$2,288,0002,889
Premises and equipment expense$501,0003,804
Additional noninterest expense$1,667,0003,018
Pre-tax net operating income$2,385,0002,953
Securities gains (losses)$74,000928
Applicable income taxes$839,0002,660
Income before extraordinary items$1,620,0002,968
Extraordinary gains, net$0249
Net income$1,620,0002,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00011,188
Cash dividends$1,138,0001,715
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,571,1603,075
1993-12-31 (YTD Data)Rank
Total interest income$9,317,0003,317
Total interest expense$3,905,0003,232
Net interest income$5,412,0003,320
Provision for loan and lease losses$010,371
Total noninterest income$1,586,0002,336
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$626,0002,188
Trading account gains and fees$3,000479
Additional Noninterest Income$957,0002,092
Total noninterest expense$4,641,0003,042
Salaries and employee benefits$2,423,0002,735
Premises and equipment expense$510,0003,800
Additional noninterest expense$1,708,0003,118
Pre-tax net operating income$2,357,0002,859
Securities gains (losses)$52,0003,344
Applicable income taxes$775,0002,828
Income before extraordinary items$1,634,0002,988
Extraordinary gains, net$-355,00013,127
Net income$1,279,0003,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0006,315
Cash dividends$1,517,0001,261
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,598,6402,885
1992-12-31 (YTD Data)Rank
Total interest income$10,423,0003,351
Total interest expense$4,897,0003,372
Net interest income$5,526,0003,311
Provision for loan and lease losses$420,0003,347
Total noninterest income$1,194,0002,875
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$579,0002,381
Trading account gains and fees$3,000463
Additional Noninterest Income$612,0002,796
Total noninterest expense$4,031,0003,480
Salaries and employee benefits$2,051,0003,153
Premises and equipment expense$438,0004,450
Additional noninterest expense$1,542,0003,514
Pre-tax net operating income$2,269,0002,752
Securities gains (losses)$2,0007,695
Applicable income taxes$743,0002,799
Income before extraordinary items$1,528,0003,025
Extraordinary gains, net$01,422
Net income$1,528,0003,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0002,652
Cash dividends$1,387,0001,181
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,526,6602,804

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.