Home > BREMER BANK > Net charge- offs to loans
BREMER BANK, Net charge- offs to loans
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 3,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 3,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0679% | 4,565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2018% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0534% | 5,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3003% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3003% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0126% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 2,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2091% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0638% | 4,581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3985% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0655% | 5,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2640% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2640% | 2,015 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0082% | 1,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 2,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 2,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1297% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0763% | 4,626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2715% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0808% | 5,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2475% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2475% | 1,915 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0056% | 928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2796% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 1,608 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 5,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8579% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6245% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0272% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0142% | 5,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4790% | 2,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4790% | 2,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0253% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2365% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2977% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0201% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 5,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9008% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7393% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0187% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 4,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6117% | 1,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6117% | 1,507 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0094% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3123% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4525% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0337% | 1,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 5,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3441% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1104% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5151% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 2,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4246% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4246% | 1,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0084% | 1,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 3,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 2,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 2,077 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4016% | 4,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4665% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 4,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1031% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1031% | 2,433 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 5,591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 4,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1545% | 3,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0895% | 2,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3161% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5107% | 1,011 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1427% | 3,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0807% | 5,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2834% | 3,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2834% | 2,910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0043% | 1,651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 4,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1113% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 2,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2841% | 2,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6051% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 6,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0501% | 5,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1147% | 3,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1148% | 3,448 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0120% | 1,429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 4,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 2,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 3,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1684% | 1,155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 3,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0395% | 5,676 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1030% | 6,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1030% | 5,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0180% | 1,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 4,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 6,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 6,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2686% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3311% | 7,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0479% | 5,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1260% | 2,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1260% | 2,565 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0306% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1598% | 4,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.6350% | 2,338 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3787% | 7,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5047% | 2,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2713% | 1,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7655% | 1,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 6,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0450% | 1,606 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4643% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9472% | 1,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1298% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 5,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1385% | 7,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5067% | 7,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2385% | 2,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0729% | 1,597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4270% | 2,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 6,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4350% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7602% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2763% | 1,010 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 5,873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0989% | 7,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2934% | 7,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8292% | 7,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2203% | 2,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0193% | 1,426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4547% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0202% | 3,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7895% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1225% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6570% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0091% | 5,930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2668% | 7,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5140% | 7,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1066% | 7,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 6,952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 5,247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0355% | 6,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4544% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1429% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3184% | 2,211 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 5,950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6306% | 3,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6188% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | 2.6682% | 1,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8166% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3828% | 2,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3225% | 1,453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4539% | 2,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7702% | 2,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5332% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4472% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0084% | 6,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6192% | 2,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5794% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | 3.4539% | 1,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7959% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2295% | 2,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1496% | 1,512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3241% | 2,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8378% | 2,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5197% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1350% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5353% | 2,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6030% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 5.3044% | 954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7903% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1348% | 3,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2251% | 1,194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 3,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2710% | 3,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4456% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7156% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0083% | 1,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7221% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7504% | 1,655 |
| Percentage Net Loans Charged-off:Construction & development | 3.9758% | 899 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1019% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2762% | 2,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1564% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4220% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5290% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0741% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1310% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0703% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9321% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9900% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1811% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6209% | 1,112 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8091% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7118% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2155% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6307% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9590% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7498% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2621% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4233% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5479% | 990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2860% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9008% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5874% | 1,615 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7923% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 6,585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1078% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9416% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7605% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3226% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5133% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 2,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1751% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3940% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7939% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0162% | 6,653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1671% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8945% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9709% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 7,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 5,812 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5035% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6552% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7361% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0430% | 6,744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2835% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2193% | 2,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.1203% | 2,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0283% | 2,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4838% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6428% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3231% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1969% | 3,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3788% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9181% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 6,667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2366% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1775% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.1602% | 1,864 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 7,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4143% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5997% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2268% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1231% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2865% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8384% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 6,676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2972% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1905% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.2329% | 1,264 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4408% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6045% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2778% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2388% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6202% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0346% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 6,706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4320% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9522% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3034% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6638% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2176% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.1432% | 1,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1493% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3424% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3860% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2927% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2160% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8008% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8182% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1033% | 3,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.1730% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1383% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2544% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6217% | 2,245 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6935% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0496% | 2,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4395% | 2,606 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1034% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2052% | 3,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3138% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1164% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2551% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3112% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1684% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6579% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9302% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9591% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3113% | 1,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0760% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1611% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1801% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1306% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7521% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8817% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0852% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1582% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0845% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1739% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2180% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0643% | 2,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8203% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3961% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1591% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3486% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4356% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2008% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5798% | 1,960 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4440% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0365% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1417% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0901% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2368% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0722% | 3,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5311% | 3,444 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4775% | 1,011 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 3,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1253% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0204% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3235% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3393% | 3,865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3284% | 1,268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0939% | 2,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1707% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4917% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0286% | 2,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3471% | 3,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2496% | 1,169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0632% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5443% | 2,442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5155% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1220% | 3,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 3,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 2,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2416% | 2,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4606% | 4,012 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6671% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 3,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 2,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3287% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2775% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4660% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1414% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 2,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4161% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2802% | 4,191 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0057% | 868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2798% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0592% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8814% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4959% | 2,940 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8818% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 5,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 3,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 1,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 2,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 4,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3240% | 5,176 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0731% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 4,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 2,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1137% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 4,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4004% | 4,310 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6240% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 4,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 1,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0974% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 3,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4908% | 3,601 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7121% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0714% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 2,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3856% | 3,551 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5944% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1366% | 4,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 8,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0617% | 8,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2940% | 3,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5547% | 4,046 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1784% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0265% | 1,854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3704% | 2,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 2,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9101% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7232% | 3,181 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5745% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1155% | 1,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 2,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0733% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6479% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4342% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5289% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1265% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 3,441 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2530% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 5,011 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0858% | 6,091 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1818% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 10,407 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 8,218 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5457% | 3,955 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |