Home > BREMER BANK > Assets and Liabilities
BREMER BANK, Assets and Liabilities
| 2014-09-30 | Rank | |
| # of Employees: | 87 | 1,722 |
| Assets and Liabilities | ||
| Total Assets: | $623,578,000 | 1,103 |
| Cash and due from depository institutions | $10,390,000 | 1,722 |
| Interest-bearing balances | $2,000 | 6,355 |
| Securities | $136,119,000 | 1,107 |
| Federal funds sold & reverse repurchase agreements | $15,640,000 | 234 |
| Net loans & leases | $436,317,000 | 1,029 |
| Loan loss allowance | $7,143,000 | 917 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,006,000 | 1,887 |
| Other real estate owned | $85,000 | 1,722 |
| Goodwill and other intangibles | $629,000 | 1,797 |
| All other assets | $18,392,000 | 1,123 |
| Life insurance assets | $9,419,000 | 922 |
| Total liabilities and capital | $623,578,000 | 1,103 |
| Total liabilities | $568,089,000 | 1,067 |
| Total deposits | $500,359,000 | 1,125 |
| Interest-bearing deposits | $373,766,000 | 1,209 |
| Deposits held in domestic offices | $500,359,000 | 1,123 |
| % insured | 70.89% | 5,658 |
| Federal funds purchased & repurchase agreements | $64,814,000 | 254 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $2,916,000 | 1,545 |
| Total equity capital | $55,489,000 | 1,371 |
| Total bank equity capital | $55,489,000 | 1,369 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $2,420,000 | 1,282 |
| Surplus | $18,290,000 | 1,588 |
| Undivided profits | $34,779,000 | 1,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $3,403,000 | 1,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 708 |
| Income earned, not collected on loans | $3,683,000 | 671 |
| Earning assets | $588,078,000 | 1,070 |
| Long-term assets (5+ years) | $141,489,000 | 1,545 |
| Average Assets, year-to-date | $648,331,000 | 1,045 |
| Average Assets, quarterly | $627,335,000 | 1,079 |
| Volatile liabilities | $69,670,000 | 741 |
| Insider loans | $1,405,000 | 2,987 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $2,982,000 | 623 |
| Unused loan commitments | $121,871,000 | 772 |
| Tier 1 (core) risk-based capital | $54,151,000 | 1,332 |
| Tier 2 risk-based capital | $6,077,000 | 894 |
| Total risk weighted assets | $484,646,000 | 982 |
| Total unused commitments | $121,871,000 | 772 |
| Derivatives | $19,516,000 | 542 |
| 2014-06-30 | Rank | |
| # of Employees: | 86 | 1,755 |
| Assets and Liabilities | ||
| Total Assets: | $631,092,000 | 1,073 |
| Cash and due from depository institutions | $12,269,000 | 1,755 |
| Interest-bearing balances | $3,000 | 6,419 |
| Securities | $149,985,000 | 1,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $443,836,000 | 996 |
| Loan loss allowance | $7,104,000 | 930 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $6,074,000 | 1,872 |
| Other real estate owned | $86,000 | 1,755 |
| Goodwill and other intangibles | $629,000 | 1,791 |
| All other assets | $18,213,000 | 1,108 |
| Life insurance assets | $9,342,000 | 907 |
| Total liabilities and capital | $631,092,000 | 1,073 |
| Total liabilities | $577,588,000 | 1,047 |
| Total deposits | $503,112,000 | 1,104 |
| Interest-bearing deposits | $390,465,000 | 1,178 |
| Deposits held in domestic offices | $503,112,000 | 1,103 |
| % insured | 74.35% | 5,433 |
| Federal funds purchased & repurchase agreements | $71,967,000 | 237 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $2,509,000 | 1,657 |
| Total equity capital | $53,504,000 | 1,399 |
| Total bank equity capital | $53,504,000 | 1,397 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,420,000 | 1,300 |
| Surplus | $18,290,000 | 1,594 |
| Undivided profits | $32,794,000 | 1,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $4,566,000 | 1,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 841 |
| Income earned, not collected on loans | $3,497,000 | 688 |
| Earning assets | $593,824,000 | 1,050 |
| Long-term assets (5+ years) | $145,361,000 | 1,509 |
| Average Assets, year-to-date | $656,582,000 | 1,030 |
| Average Assets, quarterly | $658,586,500 | 1,031 |
| Volatile liabilities | $77,061,000 | 670 |
| Insider loans | $1,411,000 | 2,969 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $3,234,000 | 624 |
| Unused loan commitments | $116,310,000 | 778 |
| Tier 1 (core) risk-based capital | $52,061,000 | 1,359 |
| Tier 2 risk-based capital | $6,059,000 | 895 |
| Total risk weighted assets | $483,210,000 | 963 |
| Total unused commitments | $116,310,000 | 778 |
| Derivatives | $24,092,000 | 514 |
| 2014-03-31 | Rank | |
| # of Employees: | 89 | 1,689 |
| Assets and Liabilities | ||
| Total Assets: | $686,081,000 | 998 |
| Cash and due from depository institutions | $47,596,000 | 1,689 |
| Interest-bearing balances | $36,002,000 | 1,083 |
| Securities | $192,125,000 | 805 |
| Federal funds sold & reverse repurchase agreements | $1,873,000 | 1,701 |
| Net loans & leases | $419,125,000 | 1,035 |
| Loan loss allowance | $7,181,000 | 935 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,151,000 | 1,858 |
| Other real estate owned | $226,000 | 1,689 |
| Goodwill and other intangibles | $629,000 | 1,790 |
| All other assets | $18,356,000 | 1,113 |
| Life insurance assets | $9,256,000 | 903 |
| Total liabilities and capital | $686,081,000 | 998 |
| Total liabilities | $633,921,000 | 968 |
| Total deposits | $529,653,000 | 1,069 |
| Interest-bearing deposits | $405,751,000 | 1,151 |
| Deposits held in domestic offices | $529,653,000 | 1,068 |
| % insured | 76.57% | 5,248 |
| Federal funds purchased & repurchase agreements | $49,572,000 | 297 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $44,000 | 3,766 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $54,652,000 | 180 |
| Total equity capital | $52,160,000 | 1,416 |
| Total bank equity capital | $52,160,000 | 1,414 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,420,000 | 1,318 |
| Surplus | $18,290,000 | 1,609 |
| Undivided profits | $31,450,000 | 1,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $5,280,000 | 1,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 820 |
| Income earned, not collected on loans | $3,230,000 | 723 |
| Earning assets | $649,125,000 | 968 |
| Long-term assets (5+ years) | $145,983,000 | 1,494 |
| Average Assets, year-to-date | $669,327,000 | 1,017 |
| Average Assets, quarterly | $669,327,000 | 1,017 |
| Volatile liabilities | $54,127,000 | 837 |
| Insider loans | $452,000 | 4,521 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $2,208,000 | 635 |
| Unused loan commitments | $126,280,000 | 724 |
| Tier 1 (core) risk-based capital | $51,381,000 | 1,382 |
| Tier 2 risk-based capital | $5,814,000 | 925 |
| Total risk weighted assets | $463,292,000 | 996 |
| Total unused commitments | $126,280,000 | 724 |
| Derivatives | $12,976,000 | 588 |
| 2013-12-31 | Rank | |
| # of Employees: | 97 | 1,552 |
| Assets and Liabilities | ||
| Total Assets: | $652,573,000 | 1,042 |
| Cash and due from depository institutions | $54,322,000 | 1,552 |
| Interest-bearing balances | $43,002,000 | 793 |
| Securities | $141,816,000 | 1,076 |
| Federal funds sold & reverse repurchase agreements | $5,232,000 | 795 |
| Net loans & leases | $425,423,000 | 1,019 |
| Loan loss allowance | $7,102,000 | 957 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,265,000 | 1,834 |
| Other real estate owned | $263,000 | 1,552 |
| Goodwill and other intangibles | $629,000 | 1,791 |
| All other assets | $18,623,000 | 1,128 |
| Life insurance assets | $9,183,000 | 897 |
| Total liabilities and capital | $652,573,000 | 1,042 |
| Total liabilities | $601,514,000 | 1,003 |
| Total deposits | $535,011,000 | 1,033 |
| Interest-bearing deposits | $399,063,000 | 1,156 |
| Deposits held in domestic offices | $535,011,000 | 1,031 |
| % insured | 72.11% | 5,800 |
| Federal funds purchased & repurchase agreements | $63,537,000 | 264 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $44,000 | 3,867 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $2,922,000 | 1,478 |
| Total equity capital | $51,059,000 | 1,407 |
| Total bank equity capital | $51,059,000 | 1,405 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,420,000 | 1,338 |
| Surplus | $18,289,000 | 1,613 |
| Undivided profits | $30,350,000 | 1,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $5,372,000 | 1,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 725 |
| Income earned, not collected on loans | $3,244,000 | 748 |
| Earning assets | $615,473,000 | 1,011 |
| Long-term assets (5+ years) | $91,101,000 | 2,173 |
| Average Assets, year-to-date | $646,003,600 | 1,032 |
| Average Assets, quarterly | $649,253,500 | 1,040 |
| Volatile liabilities | $68,966,000 | 717 |
| Insider loans | $452,000 | 4,561 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $3,704,000 | 496 |
| Unused loan commitments | $91,727,000 | 905 |
| Tier 1 (core) risk-based capital | $50,886,000 | 1,373 |
| Tier 2 risk-based capital | $5,879,000 | 920 |
| Total risk weighted assets | $468,627,000 | 982 |
| Total unused commitments | $91,727,000 | 905 |
| Derivatives | $11,484,000 | 589 |
| 2013-09-30 | Rank | |
| # of Employees: | 105 | 1,430 |
| Assets and Liabilities | ||
| Total Assets: | $645,934,000 | 1,052 |
| Cash and due from depository institutions | $78,206,000 | 1,430 |
| Interest-bearing balances | $67,003,000 | 530 |
| Securities | $119,427,000 | 1,265 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $425,845,000 | 1,011 |
| Loan loss allowance | $7,257,000 | 958 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $6,388,000 | 1,811 |
| Other real estate owned | $663,000 | 1,430 |
| Goodwill and other intangibles | $629,000 | 1,787 |
| All other assets | $14,776,000 | 1,332 |
| Life insurance assets | $2,075,000 | 2,561 |
| Total liabilities and capital | $645,934,000 | 1,052 |
| Total liabilities | $595,779,000 | 1,017 |
| Total deposits | $530,753,000 | 1,042 |
| Interest-bearing deposits | $406,004,000 | 1,134 |
| Deposits held in domestic offices | $530,753,000 | 1,040 |
| % insured | 74.01% | 5,782 |
| Federal funds purchased & repurchase agreements | $60,519,000 | 266 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $44,000 | 3,892 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $4,463,000 | 1,101 |
| Total equity capital | $50,155,000 | 1,431 |
| Total bank equity capital | $50,155,000 | 1,428 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,420,000 | 1,362 |
| Surplus | $18,290,000 | 1,624 |
| Undivided profits | $29,445,000 | 1,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $5,691,000 | 1,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 835 |
| Income earned, not collected on loans | $3,394,000 | 729 |
| Earning assets | $612,275,000 | 1,013 |
| Long-term assets (5+ years) | $108,139,000 | 1,904 |
| Average Assets, year-to-date | $644,361,250 | 1,045 |
| Average Assets, quarterly | $635,094,000 | 1,058 |
| Volatile liabilities | $65,947,000 | 740 |
| Insider loans | $1,607,000 | 2,818 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $3,302,000 | 591 |
| Unused loan commitments | $117,529,000 | 726 |
| Tier 1 (core) risk-based capital | $50,874,000 | 1,375 |
| Tier 2 risk-based capital | $5,720,000 | 946 |
| Total risk weighted assets | $455,617,000 | 1,005 |
| Total unused commitments | $117,529,000 | 726 |
| Derivatives | $12,234,000 | 615 |
| 2013-06-30 | Rank | |
| # of Employees: | 103 | 1,461 |
| Assets and Liabilities | ||
| Total Assets: | $624,254,000 | 1,072 |
| Cash and due from depository institutions | $78,360,000 | 1,461 |
| Interest-bearing balances | $69,002,000 | 519 |
| Securities | $99,442,000 | 1,502 |
| Federal funds sold & reverse repurchase agreements | $5,154,000 | 867 |
| Net loans & leases | $422,833,000 | 1,004 |
| Loan loss allowance | $7,020,000 | 999 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $6,467,000 | 1,789 |
| Other real estate owned | $546,000 | 1,461 |
| Goodwill and other intangibles | $629,000 | 1,789 |
| All other assets | $10,823,000 | 1,701 |
| Life insurance assets | $2,067,000 | 2,535 |
| Total liabilities and capital | $624,254,000 | 1,072 |
| Total liabilities | $574,008,000 | 1,039 |
| Total deposits | $516,699,000 | 1,061 |
| Interest-bearing deposits | $403,944,000 | 1,133 |
| Deposits held in domestic offices | $516,699,000 | 1,060 |
| % insured | 86.51% | 3,499 |
| Federal funds purchased & repurchase agreements | $53,436,000 | 286 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $44,000 | 3,897 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,829,000 | 1,246 |
| Total equity capital | $50,246,000 | 1,421 |
| Total bank equity capital | $50,246,000 | 1,418 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,420,000 | 1,368 |
| Surplus | $18,289,000 | 1,627 |
| Undivided profits | $29,537,000 | 1,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $6,242,000 | 1,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 847 |
| Income earned, not collected on loans | $3,030,000 | 800 |
| Earning assets | $596,431,000 | 1,030 |
| Long-term assets (5+ years) | $95,407,000 | 2,054 |
| Average Assets, year-to-date | $643,837,000 | 1,044 |
| Average Assets, quarterly | $637,856,500 | 1,057 |
| Volatile liabilities | $62,110,000 | 743 |
| Insider loans | $1,607,000 | 2,846 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $4,609,000 | 640 |
| Unused loan commitments | $136,649,000 | 616 |
| Tier 1 (core) risk-based capital | $50,879,000 | 1,350 |
| Tier 2 risk-based capital | $5,651,000 | 951 |
| Total risk weighted assets | $450,287,000 | 1,001 |
| Total unused commitments | $136,649,000 | 616 |
| Derivatives | $33,318,000 | 454 |
| 2013-03-31 | Rank | |
| # of Employees: | 99 | 1,528 |
| Assets and Liabilities | ||
| Total Assets: | $651,459,000 | 1,036 |
| Cash and due from depository institutions | $120,829,000 | 1,528 |
| Interest-bearing balances | $114,001,000 | 365 |
| Securities | $99,679,000 | 1,516 |
| Federal funds sold & reverse repurchase agreements | $4,985,000 | 1,202 |
| Net loans & leases | $407,247,000 | 1,024 |
| Loan loss allowance | $7,330,000 | 981 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $6,539,000 | 1,778 |
| Other real estate owned | $631,000 | 1,528 |
| Goodwill and other intangibles | $629,000 | 1,785 |
| All other assets | $10,920,000 | 1,679 |
| Life insurance assets | $2,054,000 | 2,514 |
| Total liabilities and capital | $651,459,000 | 1,036 |
| Total liabilities | $600,288,000 | 996 |
| Total deposits | $540,266,000 | 1,022 |
| Interest-bearing deposits | $425,987,000 | 1,090 |
| Deposits held in domestic offices | $540,266,000 | 1,020 |
| % insured | 86.10% | 3,648 |
| Federal funds purchased & repurchase agreements | $56,389,000 | 273 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $44,000 | 3,857 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,589,000 | 1,307 |
| Total equity capital | $51,171,000 | 1,427 |
| Total bank equity capital | $51,171,000 | 1,425 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,420,000 | 1,388 |
| Surplus | $18,290,000 | 1,639 |
| Undivided profits | $30,461,000 | 1,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $6,642,000 | 1,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 827 |
| Income earned, not collected on loans | $2,870,000 | 853 |
| Earning assets | $625,912,000 | 987 |
| Long-term assets (5+ years) | $93,033,000 | 2,078 |
| Average Assets, year-to-date | $653,628,500 | 1,037 |
| Average Assets, quarterly | $653,628,500 | 1,037 |
| Volatile liabilities | $64,787,000 | 694 |
| Insider loans | $1,583,000 | 2,899 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $4,802,000 | 613 |
| Unused loan commitments | $147,400,000 | 579 |
| Tier 1 (core) risk-based capital | $50,985,000 | 1,342 |
| Tier 2 risk-based capital | $5,448,000 | 977 |
| Total risk weighted assets | $433,474,000 | 1,018 |
| Total unused commitments | $147,400,000 | 579 |
| Derivatives | $30,288,000 | 457 |
| 2012-12-31 | Rank | |
| # of Employees: | 100 | 1,497 |
| Assets and Liabilities | ||
| Total Assets: | $655,798,000 | 1,037 |
| Cash and due from depository institutions | $109,908,000 | 1,497 |
| Interest-bearing balances | $93,003,000 | 447 |
| Securities | $91,950,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $1,107,000 | 2,282 |
| Net loans & leases | $433,894,000 | 967 |
| Loan loss allowance | $7,029,000 | 1,020 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $6,653,000 | 1,760 |
| Other real estate owned | $714,000 | 1,497 |
| Goodwill and other intangibles | $629,000 | 1,793 |
| All other assets | $10,943,000 | 1,671 |
| Life insurance assets | $2,046,000 | 2,490 |
| Total liabilities and capital | $655,798,000 | 1,037 |
| Total liabilities | $604,388,000 | 999 |
| Total deposits | $544,974,000 | 1,019 |
| Interest-bearing deposits | $419,244,000 | 1,106 |
| Deposits held in domestic offices | $544,974,000 | 1,018 |
| % insured | 89.95% | 3,461 |
| Federal funds purchased & repurchase agreements | $55,733,000 | 288 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,681,000 | 1,333 |
| Total equity capital | $51,410,000 | 1,409 |
| Total bank equity capital | $51,410,000 | 1,407 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,420,000 | 1,399 |
| Surplus | $18,289,000 | 1,642 |
| Undivided profits | $30,701,000 | 1,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $7,102,000 | 1,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,967,000 | 828 |
| Earning assets | $619,954,000 | 999 |
| Long-term assets (5+ years) | $87,021,000 | 2,127 |
| Average Assets, year-to-date | $624,222,600 | 1,058 |
| Average Assets, quarterly | $637,436,000 | 1,060 |
| Volatile liabilities | $64,906,000 | 745 |
| Insider loans | $1,721,000 | 2,789 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $5,987,000 | 683 |
| Unused loan commitments | $141,823,000 | 571 |
| Tier 1 (core) risk-based capital | $50,989,000 | 1,331 |
| Tier 2 risk-based capital | $5,664,000 | 935 |
| Total risk weighted assets | $451,267,000 | 976 |
| Total unused commitments | $141,823,000 | 571 |
| Derivatives | $36,906,000 | 435 |
| 2012-09-30 | Rank | |
| # of Employees: | 97 | 1,549 |
| Assets and Liabilities | ||
| Total Assets: | $619,074,000 | 1,087 |
| Cash and due from depository institutions | $82,471,000 | 1,549 |
| Interest-bearing balances | $75,004,000 | 512 |
| Securities | $98,884,000 | 1,505 |
| Federal funds sold & reverse repurchase agreements | $6,185,000 | 879 |
| Net loans & leases | $412,854,000 | 1,017 |
| Loan loss allowance | $6,894,000 | 1,084 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,710,000 | 1,758 |
| Other real estate owned | $151,000 | 1,549 |
| Goodwill and other intangibles | $629,000 | 1,792 |
| All other assets | $11,190,000 | 1,639 |
| Life insurance assets | $2,037,000 | 2,452 |
| Total liabilities and capital | $619,074,000 | 1,087 |
| Total liabilities | $565,152,000 | 1,059 |
| Total deposits | $506,545,000 | 1,092 |
| Interest-bearing deposits | $401,850,000 | 1,150 |
| Deposits held in domestic offices | $506,545,000 | 1,090 |
| % insured | 91.05% | 3,236 |
| Federal funds purchased & repurchase agreements | $54,843,000 | 290 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,764,000 | 1,367 |
| Total equity capital | $53,922,000 | 1,365 |
| Total bank equity capital | $53,922,000 | 1,364 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,420,000 | 1,425 |
| Surplus | $18,290,000 | 1,657 |
| Undivided profits | $33,212,000 | 1,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,419,000 | 1,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,153,000 | 846 |
| Earning assets | $592,927,000 | 1,041 |
| Long-term assets (5+ years) | $91,558,000 | 2,034 |
| Average Assets, year-to-date | $616,328,750 | 1,082 |
| Average Assets, quarterly | $619,368,000 | 1,076 |
| Volatile liabilities | $64,308,000 | 742 |
| Insider loans | $1,472,000 | 3,113 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $8,329,000 | 543 |
| Unused loan commitments | $132,747,000 | 610 |
| Tier 1 (core) risk-based capital | $52,498,000 | 1,299 |
| Tier 2 risk-based capital | $5,449,000 | 986 |
| Total risk weighted assets | $433,943,000 | 1,012 |
| Total unused commitments | $132,747,000 | 610 |
| Derivatives | $49,258,000 | 397 |
| 2012-06-30 | Rank | |
| # of Employees: | 97 | 1,548 |
| Assets and Liabilities | ||
| Total Assets: | $619,662,000 | 1,074 |
| Cash and due from depository institutions | $61,978,000 | 1,548 |
| Interest-bearing balances | $53,006,000 | 766 |
| Securities | $104,905,000 | 1,428 |
| Federal funds sold & reverse repurchase agreements | $25,550,000 | 188 |
| Net loans & leases | $408,076,000 | 1,016 |
| Loan loss allowance | $6,907,000 | 1,081 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,771,000 | 1,739 |
| Other real estate owned | $730,000 | 1,548 |
| Goodwill and other intangibles | $629,000 | 1,777 |
| All other assets | $11,023,000 | 1,666 |
| Life insurance assets | $2,026,000 | 2,431 |
| Total liabilities and capital | $619,662,000 | 1,074 |
| Total liabilities | $564,469,000 | 1,057 |
| Total deposits | $509,571,000 | 1,079 |
| Interest-bearing deposits | $400,338,000 | 1,148 |
| Deposits held in domestic offices | $509,571,000 | 1,076 |
| % insured | 90.83% | 3,443 |
| Federal funds purchased & repurchase agreements | $51,507,000 | 306 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $3,391,000 | 1,406 |
| Total equity capital | $55,193,000 | 1,318 |
| Total bank equity capital | $55,193,000 | 1,318 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,420,000 | 1,453 |
| Surplus | $18,290,000 | 1,657 |
| Undivided profits | $34,483,000 | 1,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $6,664,000 | 1,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,935,000 | 860 |
| Earning assets | $591,537,000 | 1,030 |
| Long-term assets (5+ years) | $94,881,000 | 1,939 |
| Average Assets, year-to-date | $615,413,670 | 1,082 |
| Average Assets, quarterly | $610,899,000 | 1,096 |
| Volatile liabilities | $61,630,000 | 781 |
| Insider loans | $1,598,000 | 2,995 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $4,000,000 | 704 |
| Unused loan commitments | $124,464,000 | 635 |
| Tier 1 (core) risk-based capital | $53,969,000 | 1,248 |
| Tier 2 risk-based capital | $5,425,000 | 986 |
| Total risk weighted assets | $432,053,000 | 1,014 |
| Total unused commitments | $124,464,000 | 635 |
| Derivatives | $44,928,000 | 397 |
| 2012-03-31 | Rank | |
| # of Employees: | 94 | 1,585 |
| Assets and Liabilities | ||
| Total Assets: | $602,136,000 | 1,116 |
| Cash and due from depository institutions | $66,675,000 | 1,585 |
| Interest-bearing balances | $59,005,000 | 763 |
| Securities | $109,180,000 | 1,391 |
| Federal funds sold & reverse repurchase agreements | $7,299,000 | 985 |
| Net loans & leases | $398,680,000 | 1,036 |
| Loan loss allowance | $6,937,000 | 1,112 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,729,000 | 1,744 |
| Other real estate owned | $1,587,000 | 1,585 |
| Goodwill and other intangibles | $629,000 | 1,779 |
| All other assets | $11,357,000 | 1,623 |
| Life insurance assets | $2,012,000 | 2,414 |
| Total liabilities and capital | $602,136,000 | 1,116 |
| Total liabilities | $546,027,000 | 1,104 |
| Total deposits | $509,728,000 | 1,092 |
| Interest-bearing deposits | $410,790,000 | 1,136 |
| Deposits held in domestic offices | $509,728,000 | 1,090 |
| % insured | 91.30% | 3,272 |
| Federal funds purchased & repurchase agreements | $32,462,000 | 423 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,837,000 | 1,269 |
| Total equity capital | $56,109,000 | 1,272 |
| Total bank equity capital | $56,109,000 | 1,271 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,420,000 | 1,475 |
| Surplus | $18,290,000 | 1,664 |
| Undivided profits | $35,399,000 | 1,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,194,000 | 1,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,905,000 | 879 |
| Earning assets | $574,164,000 | 1,071 |
| Long-term assets (5+ years) | $97,755,000 | 1,886 |
| Average Assets, year-to-date | $613,289,500 | 1,087 |
| Average Assets, quarterly | $613,289,500 | 1,087 |
| Volatile liabilities | $42,018,000 | 1,116 |
| Insider loans | $1,522,000 | 3,117 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $3,176,000 | 770 |
| Unused loan commitments | $132,463,000 | 593 |
| Tier 1 (core) risk-based capital | $55,206,000 | 1,191 |
| Tier 2 risk-based capital | $5,287,000 | 1,013 |
| Total risk weighted assets | $420,807,000 | 1,034 |
| Total unused commitments | $132,463,000 | 593 |
| Derivatives | $23,472,000 | 488 |
| 2011-12-31 | Rank | |
| # of Employees: | 93 | 1,595 |
| Assets and Liabilities | ||
| Total Assets: | $624,443,000 | 1,066 |
| Cash and due from depository institutions | $90,435,000 | 1,595 |
| Interest-bearing balances | $79,004,000 | 481 |
| Securities | $112,710,000 | 1,307 |
| Federal funds sold & reverse repurchase agreements | $1,448,000 | 2,269 |
| Net loans & leases | $400,544,000 | 1,037 |
| Loan loss allowance | $6,941,000 | 1,106 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,725,000 | 1,733 |
| Other real estate owned | $698,000 | 1,595 |
| Goodwill and other intangibles | $629,000 | 1,767 |
| All other assets | $11,254,000 | 1,666 |
| Life insurance assets | $1,998,000 | 2,393 |
| Total liabilities and capital | $624,443,000 | 1,066 |
| Total liabilities | $566,834,000 | 1,049 |
| Total deposits | $515,532,000 | 1,051 |
| Interest-bearing deposits | $412,452,000 | 1,125 |
| Deposits held in domestic offices | $515,532,000 | 1,048 |
| % insured | 89.63% | 3,933 |
| Federal funds purchased & repurchase agreements | $48,087,000 | 331 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,215,000 | 1,441 |
| Total equity capital | $57,609,000 | 1,234 |
| Total bank equity capital | $57,609,000 | 1,234 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,420,000 | 1,485 |
| Surplus | $18,290,000 | 1,674 |
| Undivided profits | $36,899,000 | 979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,223,000 | 1,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,970,000 | 898 |
| Earning assets | $593,706,000 | 1,010 |
| Long-term assets (5+ years) | $99,191,000 | 1,555 |
| Average Assets, year-to-date | $604,284,400 | 1,085 |
| Average Assets, quarterly | $617,870,000 | 1,073 |
| Volatile liabilities | $56,215,000 | 933 |
| Insider loans | $1,547,000 | 3,139 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $4,149,000 | 605 |
| Unused loan commitments | $128,577,000 | 594 |
| Tier 1 (core) risk-based capital | $56,169,000 | 1,161 |
| Tier 2 risk-based capital | $5,244,000 | 1,023 |
| Total risk weighted assets | $417,340,000 | 1,049 |
| Total unused commitments | $128,577,000 | 594 |
| Derivatives | $21,572,000 | 425 |
| 2011-09-30 | Rank | |
| # of Employees: | 92 | 1,626 |
| Assets and Liabilities | ||
| Total Assets: | $611,297,000 | 1,091 |
| Cash and due from depository institutions | $57,051,000 | 1,626 |
| Interest-bearing balances | $48,003,000 | 897 |
| Securities | $122,449,000 | 1,188 |
| Federal funds sold & reverse repurchase agreements | $7,930,000 | 817 |
| Net loans & leases | $403,489,000 | 1,041 |
| Loan loss allowance | $7,699,000 | 1,032 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,726,000 | 1,735 |
| Other real estate owned | $1,221,000 | 1,626 |
| Goodwill and other intangibles | $629,000 | 1,784 |
| All other assets | $11,802,000 | 1,607 |
| Life insurance assets | $1,984,000 | 2,374 |
| Total liabilities and capital | $611,297,000 | 1,091 |
| Total liabilities | $552,804,000 | 1,088 |
| Total deposits | $493,855,000 | 1,110 |
| Interest-bearing deposits | $398,281,000 | 1,175 |
| Deposits held in domestic offices | $493,855,000 | 1,107 |
| % insured | 91.42% | 3,416 |
| Federal funds purchased & repurchase agreements | $55,503,000 | 308 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,446,000 | 1,406 |
| Total equity capital | $58,493,000 | 1,229 |
| Total bank equity capital | $58,493,000 | 1,229 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,420,000 | 1,513 |
| Surplus | $18,289,000 | 1,686 |
| Undivided profits | $37,784,000 | 951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,055,000 | 2,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $3,151,000 | 869 |
| Earning assets | $581,871,000 | 1,030 |
| Long-term assets (5+ years) | $112,669,000 | 1,326 |
| Average Assets, year-to-date | $599,244,750 | 1,103 |
| Average Assets, quarterly | $597,571,000 | 1,115 |
| Volatile liabilities | $63,728,000 | 832 |
| Insider loans | $1,671,000 | 3,022 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $4,282,000 | 547 |
| Unused loan commitments | $118,511,000 | 624 |
| Tier 1 (core) risk-based capital | $56,453,000 | 1,159 |
| Tier 2 risk-based capital | $5,323,000 | 1,020 |
| Total risk weighted assets | $422,997,000 | 1,050 |
| Total unused commitments | $118,511,000 | 624 |
| Derivatives | $36,900,000 | 359 |
| 2011-06-30 | Rank | |
| # of Employees: | 92 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $583,845,000 | 1,145 |
| Cash and due from depository institutions | $33,023,000 | 1,640 |
| Interest-bearing balances | $25,003,000 | 1,431 |
| Securities | $126,130,000 | 1,150 |
| Federal funds sold & reverse repurchase agreements | $268,000 | 3,475 |
| Net loans & leases | $403,909,000 | 1,043 |
| Loan loss allowance | $8,585,000 | 952 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,562,000 | 1,551 |
| Other real estate owned | $294,000 | 1,640 |
| Goodwill and other intangibles | $629,000 | 1,804 |
| All other assets | $12,030,000 | 1,609 |
| Life insurance assets | $1,970,000 | 2,351 |
| Total liabilities and capital | $583,845,000 | 1,145 |
| Total liabilities | $526,213,000 | 1,146 |
| Total deposits | $469,328,000 | 1,168 |
| Interest-bearing deposits | $387,512,000 | 1,215 |
| Deposits held in domestic offices | $469,328,000 | 1,164 |
| % insured | 92.43% | 3,110 |
| Federal funds purchased & repurchase agreements | $52,987,000 | 329 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,898,000 | 1,218 |
| Total equity capital | $57,632,000 | 1,204 |
| Total bank equity capital | $57,632,000 | 1,204 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,420,000 | 1,535 |
| Surplus | $18,290,000 | 1,677 |
| Undivided profits | $36,922,000 | 945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $5,345,000 | 2,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,964,000 | 927 |
| Earning assets | $555,310,000 | 1,086 |
| Long-term assets (5+ years) | $115,571,000 | 1,300 |
| Average Assets, year-to-date | $595,227,330 | 1,118 |
| Average Assets, quarterly | $586,714,000 | 1,141 |
| Volatile liabilities | $61,354,000 | 881 |
| Insider loans | $1,674,000 | 3,057 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $1,433,000 | 749 |
| Unused loan commitments | $121,783,000 | 613 |
| Tier 1 (core) risk-based capital | $56,179,000 | 1,137 |
| Tier 2 risk-based capital | $5,377,000 | 1,025 |
| Total risk weighted assets | $426,472,000 | 1,057 |
| Total unused commitments | $121,783,000 | 614 |
| Derivatives | $11,424,000 | 477 |
| 2011-03-31 | Rank | |
| # of Employees: | 93 | 1,623 |
| Assets and Liabilities | ||
| Total Assets: | $589,583,000 | 1,145 |
| Cash and due from depository institutions | $7,529,000 | 1,623 |
| Interest-bearing balances | $3,000 | 7,043 |
| Securities | $125,187,000 | 1,139 |
| Federal funds sold & reverse repurchase agreements | $33,531,000 | 174 |
| Net loans & leases | $401,643,000 | 1,056 |
| Loan loss allowance | $8,656,000 | 959 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,679,000 | 1,537 |
| Other real estate owned | $493,000 | 1,623 |
| Goodwill and other intangibles | $629,000 | 1,806 |
| All other assets | $12,892,000 | 1,556 |
| Life insurance assets | $1,956,000 | 2,360 |
| Total liabilities and capital | $589,583,000 | 1,145 |
| Total liabilities | $532,754,000 | 1,140 |
| Total deposits | $472,374,000 | 1,168 |
| Interest-bearing deposits | $395,648,000 | 1,201 |
| Deposits held in domestic offices | $472,374,000 | 1,166 |
| % insured | 92.56% | 3,102 |
| Federal funds purchased & repurchase agreements | $56,048,000 | 322 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,332,000 | 1,114 |
| Total equity capital | $56,829,000 | 1,179 |
| Total bank equity capital | $56,829,000 | 1,178 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,420,000 | 1,558 |
| Surplus | $18,290,000 | 1,688 |
| Undivided profits | $36,119,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,025,000 | 1,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $3,037,000 | 918 |
| Earning assets | $560,364,000 | 1,085 |
| Long-term assets (5+ years) | $112,665,000 | 1,301 |
| Average Assets, year-to-date | $600,918,500 | 1,114 |
| Average Assets, quarterly | $600,918,500 | 1,114 |
| Volatile liabilities | $64,167,000 | 878 |
| Insider loans | $1,998,000 | 2,800 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $658,000 | 919 |
| Unused loan commitments | $127,704,000 | 586 |
| Tier 1 (core) risk-based capital | $56,177,000 | 1,120 |
| Tier 2 risk-based capital | $5,509,000 | 1,013 |
| Total risk weighted assets | $437,063,000 | 1,035 |
| Total unused commitments | $127,704,000 | 586 |
| Derivatives | $8,460,000 | 509 |
| 2010-12-31 | Rank | |
| # of Employees: | 99 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $612,254,000 | 1,099 |
| Cash and due from depository institutions | $6,637,000 | 1,543 |
| Interest-bearing balances | $4,000 | 7,064 |
| Securities | $109,494,000 | 1,244 |
| Federal funds sold & reverse repurchase agreements | $60,837,000 | 97 |
| Net loans & leases | $412,588,000 | 1,048 |
| Loan loss allowance | $7,843,000 | 1,055 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,768,000 | 1,536 |
| Other real estate owned | $1,068,000 | 1,543 |
| Goodwill and other intangibles | $629,000 | 1,818 |
| All other assets | $13,233,000 | 1,557 |
| Life insurance assets | $1,942,000 | 2,351 |
| Total liabilities and capital | $612,254,000 | 1,099 |
| Total liabilities | $554,964,000 | 1,090 |
| Total deposits | $475,110,000 | 1,152 |
| Interest-bearing deposits | $399,049,000 | 1,186 |
| Deposits held in domestic offices | $475,110,000 | 1,150 |
| % insured | 91.93% | 3,304 |
| Federal funds purchased & repurchase agreements | $65,753,000 | 312 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $14,101,000 | 457 |
| Total equity capital | $57,290,000 | 1,161 |
| Total bank equity capital | $57,290,000 | 1,161 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,420,000 | 1,577 |
| Surplus | $18,290,000 | 1,696 |
| Undivided profits | $36,580,000 | 896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $6,681,000 | 1,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,081,000 | 922 |
| Earning assets | $582,923,000 | 1,042 |
| Long-term assets (5+ years) | $95,813,000 | 1,469 |
| Average Assets, year-to-date | $608,067,200 | 1,098 |
| Average Assets, quarterly | $606,179,000 | 1,103 |
| Volatile liabilities | $101,596,000 | 1,331 |
| Insider loans | $2,021,000 | 2,824 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $4,087,000 | 631 |
| Unused loan commitments | $138,800,000 | 556 |
| Tier 1 (core) risk-based capital | $56,548,000 | 1,115 |
| Tier 2 risk-based capital | $5,630,000 | 1,011 |
| Total risk weighted assets | $447,682,000 | 1,030 |
| Total unused commitments | $138,800,000 | 557 |
| Derivatives | $13,646,000 | 470 |
| 2010-09-30 | Rank | |
| # of Employees: | 105 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $600,104,000 | 1,129 |
| Cash and due from depository institutions | $7,495,000 | 1,450 |
| Interest-bearing balances | $3,000 | 7,140 |
| Securities | $110,253,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $26,726,000 | 248 |
| Net loans & leases | $433,738,000 | 1,020 |
| Loan loss allowance | $8,441,000 | 983 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,840,000 | 1,546 |
| Other real estate owned | $700,000 | 1,450 |
| Goodwill and other intangibles | $629,000 | 1,826 |
| All other assets | $12,723,000 | 1,614 |
| Life insurance assets | $1,928,000 | 2,343 |
| Total liabilities and capital | $600,104,000 | 1,129 |
| Total liabilities | $539,133,000 | 1,131 |
| Total deposits | $469,587,000 | 1,174 |
| Interest-bearing deposits | $392,510,000 | 1,216 |
| Deposits held in domestic offices | $469,587,000 | 1,172 |
| % insured | 88.55% | 4,024 |
| Federal funds purchased & repurchase agreements | $65,964,000 | 300 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,582,000 | 1,423 |
| Total equity capital | $60,971,000 | 1,118 |
| Total bank equity capital | $60,971,000 | 1,117 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,420,000 | 1,601 |
| Surplus | $18,290,000 | 1,696 |
| Undivided profits | $40,261,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $6,512,000 | 1,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 1,024 |
| Income earned, not collected on loans | $3,438,000 | 863 |
| Earning assets | $570,720,000 | 1,076 |
| Long-term assets (5+ years) | $80,209,000 | 1,667 |
| Average Assets, year-to-date | $607,020,500 | 1,107 |
| Average Assets, quarterly | $600,307,000 | 1,127 |
| Volatile liabilities | $103,247,000 | 1,354 |
| Insider loans | $2,190,000 | 2,751 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $6,501,000 | 483 |
| Unused loan commitments | $127,342,000 | 607 |
| Tier 1 (core) risk-based capital | $59,769,000 | 1,059 |
| Tier 2 risk-based capital | $5,721,000 | 1,018 |
| Total risk weighted assets | $454,366,000 | 1,027 |
| Total unused commitments | $127,342,000 | 609 |
| Derivatives | $49,618,000 | 320 |
| 2010-06-30 | Rank | |
| # of Employees: | 110 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $600,510,000 | 1,134 |
| Cash and due from depository institutions | $8,468,000 | 1,393 |
| Interest-bearing balances | $3,000 | 7,157 |
| Securities | $110,169,000 | 1,196 |
| Federal funds sold & reverse repurchase agreements | $16,658,000 | 422 |
| Net loans & leases | $442,953,000 | 1,014 |
| Loan loss allowance | $9,575,000 | 887 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,445,000 | 1,673 |
| Other real estate owned | $1,274,000 | 1,393 |
| Goodwill and other intangibles | $629,000 | 1,836 |
| All other assets | $12,914,000 | 1,638 |
| Life insurance assets | $1,914,000 | 2,353 |
| Total liabilities and capital | $600,510,000 | 1,134 |
| Total liabilities | $539,975,000 | 1,128 |
| Total deposits | $478,242,000 | 1,150 |
| Interest-bearing deposits | $410,546,000 | 1,172 |
| Deposits held in domestic offices | $478,242,000 | 1,147 |
| % insured | 85.16% | 5,193 |
| Federal funds purchased & repurchase agreements | $58,517,000 | 330 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,216,000 | 1,480 |
| Total equity capital | $60,535,000 | 1,121 |
| Total bank equity capital | $60,535,000 | 1,119 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,420,000 | 1,622 |
| Surplus | $18,290,000 | 1,691 |
| Undivided profits | $39,825,000 | 829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,869,000 | 2,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 991 |
| Income earned, not collected on loans | $3,361,000 | 860 |
| Earning assets | $569,783,000 | 1,077 |
| Long-term assets (5+ years) | $83,169,000 | 1,610 |
| Average Assets, year-to-date | $609,326,000 | 1,107 |
| Average Assets, quarterly | $605,700,500 | 1,119 |
| Volatile liabilities | $99,317,000 | 1,437 |
| Insider loans | $2,273,000 | 2,717 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $3,511,000 | 563 |
| Unused loan commitments | $120,113,000 | 623 |
| Tier 1 (core) risk-based capital | $59,291,000 | 1,062 |
| Tier 2 risk-based capital | $5,836,000 | 1,006 |
| Total risk weighted assets | $462,549,000 | 1,023 |
| Total unused commitments | $120,113,000 | 623 |
| Derivatives | $22,230,000 | 385 |
| 2010-03-31 | Rank | |
| # of Employees: | 112 | 1,377 |
| Assets and Liabilities | ||
| Total Assets: | $610,891,000 | 1,132 |
| Cash and due from depository institutions | $6,432,000 | 1,377 |
| Interest-bearing balances | $1,000 | 7,260 |
| Securities | $85,126,000 | 1,529 |
| Federal funds sold & reverse repurchase agreements | $48,343,000 | 168 |
| Net loans & leases | $449,666,000 | 1,025 |
| Loan loss allowance | $8,906,000 | 958 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,597,000 | 1,924 |
| Other real estate owned | $1,144,000 | 1,377 |
| Goodwill and other intangibles | $640,000 | 1,836 |
| All other assets | $12,943,000 | 1,666 |
| Life insurance assets | $1,900,000 | 2,375 |
| Total liabilities and capital | $610,891,000 | 1,132 |
| Total liabilities | $551,826,000 | 1,131 |
| Total deposits | $486,923,000 | 1,156 |
| Interest-bearing deposits | $421,092,000 | 1,171 |
| Deposits held in domestic offices | $486,923,000 | 1,155 |
| % insured | 89.76% | 3,798 |
| Federal funds purchased & repurchase agreements | $61,578,000 | 329 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,325,000 | 1,435 |
| Total equity capital | $59,065,000 | 1,139 |
| Total bank equity capital | $59,065,000 | 1,136 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,420,000 | 1,660 |
| Surplus | $18,290,000 | 1,723 |
| Undivided profits | $38,355,000 | 849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,106,000 | 1,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 902 |
| Income earned, not collected on loans | $3,305,000 | 910 |
| Earning assets | $583,136,000 | 1,077 |
| Long-term assets (5+ years) | $92,437,000 | 1,470 |
| Average Assets, year-to-date | $613,734,000 | 1,118 |
| Average Assets, quarterly | $613,734,000 | 1,118 |
| Volatile liabilities | $105,908,000 | 1,406 |
| Insider loans | $2,621,000 | 2,512 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $3,043,000 | 495 |
| Unused loan commitments | $127,254,000 | 628 |
| Tier 1 (core) risk-based capital | $58,018,000 | 1,080 |
| Tier 2 risk-based capital | $6,046,000 | 990 |
| Total risk weighted assets | $480,234,000 | 1,010 |
| Total unused commitments | $127,254,000 | 628 |
| Derivatives | $15,734,000 | 418 |
| 2009-12-31 | Rank | |
| # of Employees: | 112 | 1,390 |
| Assets and Liabilities | ||
| Total Assets: | $616,577,000 | 1,121 |
| Cash and due from depository institutions | $15,263,000 | 1,390 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $88,709,000 | 1,459 |
| Federal funds sold & reverse repurchase agreements | $29,097,000 | 259 |
| Net loans & leases | $462,496,000 | 1,022 |
| Loan loss allowance | $8,439,000 | 1,013 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,463,000 | 1,991 |
| Other real estate owned | $557,000 | 1,390 |
| Goodwill and other intangibles | $652,000 | 1,838 |
| All other assets | $13,340,000 | 1,679 |
| Life insurance assets | $1,886,000 | 2,373 |
| Total liabilities and capital | $616,577,000 | 1,121 |
| Total liabilities | $558,828,000 | 1,128 |
| Total deposits | $490,589,000 | 1,141 |
| Interest-bearing deposits | $419,491,000 | 1,167 |
| Deposits held in domestic offices | $490,589,000 | 1,139 |
| % insured | 91.71% | 3,092 |
| Federal funds purchased & repurchase agreements | $64,870,000 | 325 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,369,000 | 1,414 |
| Total equity capital | $57,749,000 | 1,149 |
| Total bank equity capital | $57,749,000 | 1,147 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,420,000 | 1,689 |
| Surplus | $18,290,000 | 1,725 |
| Undivided profits | $37,039,000 | 869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,060,000 | 1,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 790 |
| Income earned, not collected on loans | $3,473,000 | 899 |
| Earning assets | $580,302,000 | 1,085 |
| Long-term assets (5+ years) | $86,963,000 | 1,558 |
| Average Assets, year-to-date | $616,296,800 | 1,122 |
| Average Assets, quarterly | $609,445,000 | 1,141 |
| Volatile liabilities | $117,042,000 | 1,263 |
| Insider loans | $9,491,000 | 772 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $3,198,000 | 582 |
| Unused loan commitments | $152,594,000 | 544 |
| Tier 1 (core) risk-based capital | $56,700,000 | 1,087 |
| Tier 2 risk-based capital | $6,216,000 | 985 |
| Total risk weighted assets | $494,500,000 | 1,013 |
| Total unused commitments | $152,594,000 | 544 |
| Derivatives | $16,116,000 | 410 |
| 2009-09-30 | Rank | |
| # of Employees: | 117 | 1,357 |
| Assets and Liabilities | ||
| Total Assets: | $602,313,000 | 1,176 |
| Cash and due from depository institutions | $6,263,000 | 1,357 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $88,688,000 | 1,442 |
| Federal funds sold & reverse repurchase agreements | $7,579,000 | 1,225 |
| Net loans & leases | $480,133,000 | 1,013 |
| Loan loss allowance | $7,981,000 | 1,014 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,311,000 | 2,060 |
| Other real estate owned | $337,000 | 1,357 |
| Goodwill and other intangibles | $664,000 | 1,879 |
| All other assets | $12,338,000 | 1,587 |
| Life insurance assets | $1,872,000 | 2,375 |
| Total liabilities and capital | $602,313,000 | 1,176 |
| Total liabilities | $548,241,000 | 1,164 |
| Total deposits | $482,469,000 | 1,164 |
| Interest-bearing deposits | $415,507,000 | 1,184 |
| Deposits held in domestic offices | $482,469,000 | 1,161 |
| % insured | 92.31% | 2,992 |
| Federal funds purchased & repurchase agreements | $60,752,000 | 362 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,020,000 | 1,124 |
| Total equity capital | $54,072,000 | 1,258 |
| Total bank equity capital | $54,072,000 | 1,256 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,420,000 | 1,714 |
| Surplus | $15,290,000 | 1,962 |
| Undivided profits | $36,362,000 | 932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,011,000 | 1,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $346,000 | 577 |
| Income earned, not collected on loans | $3,731,000 | 877 |
| Earning assets | $576,400,000 | 1,125 |
| Long-term assets (5+ years) | $81,690,000 | 1,626 |
| Average Assets, year-to-date | $616,226,750 | 1,140 |
| Average Assets, quarterly | $611,836,500 | 1,155 |
| Volatile liabilities | $120,397,000 | 1,274 |
| Insider loans | $9,897,000 | 741 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $3,113,000 | 513 |
| Unused loan commitments | $158,902,000 | 559 |
| Tier 1 (core) risk-based capital | $53,051,000 | 1,185 |
| Tier 2 risk-based capital | $6,379,000 | 966 |
| Total risk weighted assets | $508,222,000 | 1,011 |
| Total unused commitments | $158,902,000 | 560 |
| Derivatives | $23,220,000 | 372 |
| 2009-06-30 | Rank | |
| # of Employees: | 120 | 1,366 |
| Assets and Liabilities | ||
| Total Assets: | $621,360,000 | 1,157 |
| Cash and due from depository institutions | $11,637,000 | 1,366 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $92,438,000 | 1,370 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $497,880,000 | 988 |
| Loan loss allowance | $7,523,000 | 1,039 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,308,000 | 2,081 |
| Other real estate owned | $234,000 | 1,366 |
| Goodwill and other intangibles | $675,000 | 1,889 |
| All other assets | $12,188,000 | 1,625 |
| Life insurance assets | $1,858,000 | 2,396 |
| Total liabilities and capital | $621,360,000 | 1,157 |
| Total liabilities | $569,312,000 | 1,135 |
| Total deposits | $472,478,000 | 1,195 |
| Interest-bearing deposits | $409,868,000 | 1,208 |
| Deposits held in domestic offices | $472,478,000 | 1,192 |
| % insured | 80.81% | 3,494 |
| Federal funds purchased & repurchase agreements | $91,720,000 | 286 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,114,000 | 1,159 |
| Total equity capital | $52,048,000 | 1,304 |
| Total bank equity capital | $52,048,000 | 1,302 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,420,000 | 1,740 |
| Surplus | $15,290,000 | 1,966 |
| Undivided profits | $34,338,000 | 982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,184,000 | 1,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 980 |
| Income earned, not collected on loans | $3,503,000 | 930 |
| Earning assets | $590,318,000 | 1,106 |
| Long-term assets (5+ years) | $84,495,000 | 1,567 |
| Average Assets, year-to-date | $620,864,670 | 1,149 |
| Average Assets, quarterly | $619,643,000 | 1,160 |
| Volatile liabilities | $157,928,000 | 981 |
| Insider loans | $9,516,000 | 800 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $3,060,000 | 723 |
| Unused loan commitments | $156,963,000 | 582 |
| Tier 1 (core) risk-based capital | $51,622,000 | 1,246 |
| Tier 2 risk-based capital | $6,587,000 | 943 |
| Total risk weighted assets | $525,531,000 | 997 |
| Total unused commitments | $156,963,000 | 582 |
| Derivatives | $28,084,000 | 374 |
| 2009-03-31 | Rank | |
| # of Employees: | 116 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $617,926,000 | 1,168 |
| Cash and due from depository institutions | $6,196,000 | 1,423 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $96,822,000 | 1,286 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $495,281,000 | 994 |
| Loan loss allowance | $7,383,000 | 1,007 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,390,000 | 2,053 |
| Other real estate owned | $234,000 | 1,423 |
| Goodwill and other intangibles | $686,000 | 1,888 |
| All other assets | $12,317,000 | 1,604 |
| Life insurance assets | $1,844,000 | 2,415 |
| Total liabilities and capital | $617,926,000 | 1,168 |
| Total liabilities | $566,650,000 | 1,148 |
| Total deposits | $464,010,000 | 1,211 |
| Interest-bearing deposits | $400,375,000 | 1,238 |
| Deposits held in domestic offices | $464,010,000 | 1,207 |
| % insured | 81.23% | 3,436 |
| Federal funds purchased & repurchase agreements | $52,719,000 | 413 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $45,000,000 | 1,149 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,921,000 | 1,156 |
| Total equity capital | $51,276,000 | 1,350 |
| Total bank equity capital | $51,276,000 | 1,349 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,420,000 | 1,750 |
| Surplus | $15,290,000 | 1,954 |
| Undivided profits | $33,566,000 | 1,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,516,000 | 1,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 976 |
| Income earned, not collected on loans | $3,719,000 | 891 |
| Earning assets | $592,103,000 | 1,110 |
| Long-term assets (5+ years) | $83,223,000 | 1,547 |
| Average Assets, year-to-date | $620,617,000 | 1,143 |
| Average Assets, quarterly | $620,617,000 | 1,143 |
| Volatile liabilities | $160,112,000 | 978 |
| Insider loans | $9,390,000 | 817 |
| FHLB advances | $45,000,000 | 1,055 |
| Loans and leases held for sale | $3,490,000 | 572 |
| Unused loan commitments | $160,749,000 | 608 |
| Tier 1 (core) risk-based capital | $50,540,000 | 1,286 |
| Tier 2 risk-based capital | $6,603,000 | 932 |
| Total risk weighted assets | $527,016,000 | 1,004 |
| Total unused commitments | $160,749,000 | 608 |
| Derivatives | $59,754,000 | 288 |
| 2008-12-31 | Rank | |
| # of Employees: | 118 | 1,408 |
| Assets and Liabilities | ||
| Total Assets: | $623,308,000 | 1,133 |
| Cash and due from depository institutions | $14,289,000 | 1,408 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $92,898,000 | 1,315 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $496,597,000 | 991 |
| Loan loss allowance | $6,989,000 | 1,020 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,345,000 | 2,069 |
| Other real estate owned | $72,000 | 1,408 |
| Goodwill and other intangibles | $698,000 | 1,887 |
| All other assets | $12,409,000 | 1,602 |
| Life insurance assets | $1,830,000 | 2,431 |
| Total liabilities and capital | $623,308,000 | 1,133 |
| Total liabilities | $573,553,000 | 1,113 |
| Total deposits | $459,316,000 | 1,176 |
| Interest-bearing deposits | $388,018,000 | 1,234 |
| Deposits held in domestic offices | $459,316,000 | 1,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,622,000 | 394 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $48,000,000 | 1,211 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,615,000 | 1,229 |
| Total equity capital | $49,755,000 | 1,373 |
| Total bank equity capital | $49,755,000 | 1,373 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,420,000 | 1,757 |
| Surplus | $15,290,000 | 1,924 |
| Undivided profits | $32,045,000 | 1,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,248,000 | 2,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 897 |
| Income earned, not collected on loans | $3,677,000 | 942 |
| Earning assets | $589,495,000 | 1,087 |
| Long-term assets (5+ years) | $78,363,000 | 1,604 |
| Average Assets, year-to-date | $613,240,800 | 1,102 |
| Average Assets, quarterly | $615,368,000 | 1,136 |
| Volatile liabilities | $163,937,000 | 944 |
| Insider loans | $10,655,000 | 710 |
| FHLB advances | $48,000,000 | 1,119 |
| Loans and leases held for sale | $4,113,000 | 398 |
| Unused loan commitments | $170,923,000 | 593 |
| Tier 1 (core) risk-based capital | $49,420,000 | 1,301 |
| Tier 2 risk-based capital | $6,641,000 | 904 |
| Total risk weighted assets | $530,461,000 | 982 |
| Total unused commitments | $170,923,000 | 593 |
| Derivatives | $52,466,000 | 273 |
| 2008-09-30 | Rank | |
| # of Employees: | 119 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $607,428,000 | 1,139 |
| Cash and due from depository institutions | $9,300,000 | 1,415 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $93,693,000 | 1,274 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $484,195,000 | 1,017 |
| Loan loss allowance | $6,314,000 | 991 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,228,000 | 2,097 |
| Other real estate owned | $0 | 1,415 |
| Goodwill and other intangibles | $709,000 | 1,933 |
| All other assets | $13,303,000 | 1,507 |
| Life insurance assets | $1,816,000 | 2,439 |
| Total liabilities and capital | $607,428,000 | 1,139 |
| Total liabilities | $557,108,000 | 1,119 |
| Total deposits | $431,196,000 | 1,227 |
| Interest-bearing deposits | $365,237,000 | 1,295 |
| Deposits held in domestic offices | $431,196,000 | 1,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $64,415,000 | 397 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $58,023,000 | 1,046 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,474,000 | 1,510 |
| Total equity capital | $50,320,000 | 1,354 |
| Total bank equity capital | $50,320,000 | 1,354 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,420,000 | 1,770 |
| Surplus | $15,290,000 | 1,903 |
| Undivided profits | $32,610,000 | 1,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,979,000 | 3,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 837 |
| Income earned, not collected on loans | $4,097,000 | 870 |
| Earning assets | $577,888,000 | 1,097 |
| Long-term assets (5+ years) | $77,500,000 | 1,597 |
| Average Assets, year-to-date | $610,724,000 | 1,100 |
| Average Assets, quarterly | $615,900,000 | 1,117 |
| Volatile liabilities | $161,292,000 | 938 |
| Insider loans | $10,449,000 | 713 |
| FHLB advances | $58,023,000 | 972 |
| Loans and leases held for sale | $1,087,000 | 743 |
| Unused loan commitments | $160,161,000 | 666 |
| Tier 1 (core) risk-based capital | $49,517,000 | 1,309 |
| Tier 2 risk-based capital | $6,407,000 | 893 |
| Total risk weighted assets | $512,279,000 | 1,011 |
| Total unused commitments | $160,161,000 | 666 |
| Derivatives | $30,639,000 | 295 |
| 2008-06-30 | Rank | |
| # of Employees: | 120 | 1,429 |
| Assets and Liabilities | ||
| Total Assets: | $624,372,000 | 1,103 |
| Cash and due from depository institutions | $18,734,000 | 1,429 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $94,401,000 | 1,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $489,742,000 | 994 |
| Loan loss allowance | $5,856,000 | 1,027 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,346,000 | 2,050 |
| Other real estate owned | $969,000 | 1,429 |
| Goodwill and other intangibles | $721,000 | 1,940 |
| All other assets | $13,459,000 | 1,444 |
| Life insurance assets | $1,802,000 | 2,456 |
| Total liabilities and capital | $624,372,000 | 1,103 |
| Total liabilities | $575,177,000 | 1,071 |
| Total deposits | $432,325,000 | 1,220 |
| Interest-bearing deposits | $367,107,000 | 1,261 |
| Deposits held in domestic offices | $432,325,000 | 1,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,056,000 | 389 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $65,011,000 | 918 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,785,000 | 1,411 |
| Total equity capital | $49,195,000 | 1,395 |
| Total bank equity capital | $49,195,000 | 1,395 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,420,000 | 1,774 |
| Surplus | $15,290,000 | 1,887 |
| Undivided profits | $31,485,000 | 1,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,403,000 | 2,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $367,000 | 424 |
| Income earned, not collected on loans | $3,616,000 | 989 |
| Earning assets | $584,143,000 | 1,073 |
| Long-term assets (5+ years) | $77,211,000 | 1,588 |
| Average Assets, year-to-date | $611,822,670 | 1,099 |
| Average Assets, quarterly | $617,166,000 | 1,106 |
| Volatile liabilities | $108,591,000 | 1,358 |
| Insider loans | $9,560,000 | 784 |
| FHLB advances | $65,011,000 | 860 |
| Loans and leases held for sale | $3,130,000 | 490 |
| Unused loan commitments | $153,210,000 | 705 |
| Tier 1 (core) risk-based capital | $49,015,000 | 1,318 |
| Tier 2 risk-based capital | $6,257,000 | 902 |
| Total risk weighted assets | $516,691,000 | 999 |
| Total unused commitments | $153,210,000 | 705 |
| Derivatives | $25,615,000 | 324 |
| 2008-03-31 | Rank | |
| # of Employees: | 116 | 1,467 |
| Assets and Liabilities | ||
| Total Assets: | $609,960,000 | 1,114 |
| Cash and due from depository institutions | $11,608,000 | 1,467 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $99,956,000 | 1,224 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $477,731,000 | 994 |
| Loan loss allowance | $5,964,000 | 954 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,664,000 | 2,262 |
| Other real estate owned | $989,000 | 1,467 |
| Goodwill and other intangibles | $732,000 | 1,924 |
| All other assets | $13,280,000 | 1,417 |
| Life insurance assets | $1,789,000 | 2,458 |
| Total liabilities and capital | $609,960,000 | 1,114 |
| Total liabilities | $560,305,000 | 1,086 |
| Total deposits | $426,976,000 | 1,244 |
| Interest-bearing deposits | $367,957,000 | 1,261 |
| Deposits held in domestic offices | $426,976,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,875,000 | 411 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $65,010,000 | 873 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,444,000 | 1,322 |
| Total equity capital | $49,655,000 | 1,407 |
| Total bank equity capital | $49,655,000 | 1,407 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,420,000 | 1,770 |
| Surplus | $15,290,000 | 1,865 |
| Undivided profits | $31,945,000 | 1,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,574,000 | 2,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $334,000 | 433 |
| Income earned, not collected on loans | $4,052,000 | 897 |
| Earning assets | $577,687,000 | 1,079 |
| Long-term assets (5+ years) | $80,328,000 | 1,479 |
| Average Assets, year-to-date | $605,548,000 | 1,108 |
| Average Assets, quarterly | $605,548,000 | 1,108 |
| Volatile liabilities | $98,308,000 | 1,473 |
| Insider loans | $2,597,000 | 2,608 |
| FHLB advances | $65,010,000 | 808 |
| Loans and leases held for sale | $2,367,000 | 612 |
| Unused loan commitments | $152,974,000 | 728 |
| Tier 1 (core) risk-based capital | $48,428,000 | 1,323 |
| Tier 2 risk-based capital | $6,284,000 | 872 |
| Total risk weighted assets | $502,601,000 | 1,004 |
| Total unused commitments | $152,974,000 | 728 |
| Derivatives | $37,485,000 | 298 |
| 2007-12-31 | Rank | |
| # of Employees: | 119 | 1,441 |
| Assets and Liabilities | ||
| Total Assets: | $601,136,000 | 1,119 |
| Cash and due from depository institutions | $16,841,000 | 1,441 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $88,748,000 | 1,351 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $475,784,000 | 998 |
| Loan loss allowance | $4,429,000 | 1,249 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,718,000 | 2,221 |
| Other real estate owned | $989,000 | 1,441 |
| Goodwill and other intangibles | $744,000 | 1,915 |
| All other assets | $12,312,000 | 1,507 |
| Life insurance assets | $1,775,000 | 2,447 |
| Total liabilities and capital | $601,136,000 | 1,119 |
| Total liabilities | $551,985,000 | 1,092 |
| Total deposits | $431,884,000 | 1,215 |
| Interest-bearing deposits | $364,135,000 | 1,258 |
| Deposits held in domestic offices | $431,884,000 | 1,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,213,000 | 339 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $25,000,000 | 1,635 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,888,000 | 1,204 |
| Total equity capital | $49,151,000 | 1,410 |
| Total bank equity capital | $49,151,000 | 1,410 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,420,000 | 1,761 |
| Surplus | $15,290,000 | 1,840 |
| Undivided profits | $31,441,000 | 1,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,567,000 | 2,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 855 |
| Income earned, not collected on loans | $4,330,000 | 893 |
| Earning assets | $564,532,000 | 1,088 |
| Long-term assets (5+ years) | $73,786,000 | 1,491 |
| Average Assets, year-to-date | $579,899,800 | 1,113 |
| Average Assets, quarterly | $598,356,500 | 1,104 |
| Volatile liabilities | $139,492,000 | 1,048 |
| Insider loans | $2,916,000 | 2,394 |
| FHLB advances | $25,000,000 | 1,543 |
| Loans and leases held for sale | $3,682,000 | 441 |
| Unused loan commitments | $161,072,000 | 699 |
| Tier 1 (core) risk-based capital | $48,591,000 | 1,312 |
| Tier 2 risk-based capital | $4,830,000 | 1,100 |
| Total risk weighted assets | $499,992,000 | 1,006 |
| Total unused commitments | $161,072,000 | 700 |
| Derivatives | $22,051,000 | 348 |
| 2007-09-30 | Rank | |
| # of Employees: | 120 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $595,577,000 | 1,101 |
| Cash and due from depository institutions | $9,119,000 | 1,423 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $88,949,000 | 1,339 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $476,928,000 | 966 |
| Loan loss allowance | $6,386,000 | 841 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,720,000 | 2,184 |
| Other real estate owned | $42,000 | 1,423 |
| Goodwill and other intangibles | $755,000 | 1,890 |
| All other assets | $14,064,000 | 1,318 |
| Life insurance assets | $1,762,000 | 2,402 |
| Total liabilities and capital | $595,577,000 | 1,101 |
| Total liabilities | $547,636,000 | 1,076 |
| Total deposits | $416,052,000 | 1,250 |
| Interest-bearing deposits | $353,701,000 | 1,292 |
| Deposits held in domestic offices | $416,052,000 | 1,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,991,000 | 362 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $50,000,000 | 923 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,593,000 | 1,263 |
| Total equity capital | $47,941,000 | 1,426 |
| Total bank equity capital | $47,941,000 | 1,426 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,420,000 | 1,741 |
| Surplus | $15,290,000 | 1,805 |
| Undivided profits | $30,231,000 | 1,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,696,000 | 817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 877 |
| Income earned, not collected on loans | $4,939,000 | 840 |
| Earning assets | $565,877,000 | 1,064 |
| Long-term assets (5+ years) | $62,739,000 | 1,632 |
| Average Assets, year-to-date | $574,590,750 | 1,121 |
| Average Assets, quarterly | $591,360,000 | 1,104 |
| Volatile liabilities | $112,090,000 | 1,263 |
| Insider loans | $3,044,000 | 2,301 |
| FHLB advances | $50,000,000 | 850 |
| Loans and leases held for sale | $2,568,000 | 519 |
| Unused loan commitments | $147,836,000 | 763 |
| Tier 1 (core) risk-based capital | $47,390,000 | 1,353 |
| Tier 2 risk-based capital | $6,229,000 | 868 |
| Total risk weighted assets | $497,817,000 | 990 |
| Total unused commitments | $147,836,000 | 763 |
| Derivatives | $32,323,000 | 299 |
| 2007-06-30 | Rank | |
| # of Employees: | 120 | 1,446 |
| Assets and Liabilities | ||
| Total Assets: | $587,143,000 | 1,134 |
| Cash and due from depository institutions | $11,966,000 | 1,446 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $90,457,000 | 1,321 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $464,197,000 | 992 |
| Loan loss allowance | $4,973,000 | 1,057 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,778,000 | 2,168 |
| Other real estate owned | $42,000 | 1,446 |
| Goodwill and other intangibles | $767,000 | 1,895 |
| All other assets | $13,936,000 | 1,341 |
| Life insurance assets | $1,748,000 | 2,416 |
| Total liabilities and capital | $587,143,000 | 1,134 |
| Total liabilities | $540,196,000 | 1,109 |
| Total deposits | $408,315,000 | 1,282 |
| Interest-bearing deposits | $342,679,000 | 1,342 |
| Deposits held in domestic offices | $408,315,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,036,000 | 406 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $60,026,000 | 749 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,819,000 | 1,185 |
| Total equity capital | $46,947,000 | 1,445 |
| Total bank equity capital | $46,947,000 | 1,445 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,420,000 | 1,736 |
| Surplus | $15,290,000 | 1,809 |
| Undivided profits | $29,237,000 | 1,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,487,000 | 1,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 801 |
| Income earned, not collected on loans | $4,391,000 | 898 |
| Earning assets | $554,654,000 | 1,102 |
| Long-term assets (5+ years) | $62,224,000 | 1,616 |
| Average Assets, year-to-date | $567,595,330 | 1,159 |
| Average Assets, quarterly | $571,376,000 | 1,163 |
| Volatile liabilities | $100,466,000 | 1,388 |
| Insider loans | $3,044,000 | 2,291 |
| FHLB advances | $60,026,000 | 673 |
| Loans and leases held for sale | $2,806,000 | 606 |
| Unused loan commitments | $133,930,000 | 834 |
| Tier 1 (core) risk-based capital | $46,948,000 | 1,370 |
| Tier 2 risk-based capital | $5,338,000 | 982 |
| Total risk weighted assets | $487,534,000 | 1,011 |
| Total unused commitments | $133,930,000 | 834 |
| Derivatives | $30,991,000 | 336 |
| 2007-03-31 | Rank | |
| # of Employees: | 121 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $555,609,000 | 1,206 |
| Cash and due from depository institutions | $10,570,000 | 1,424 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $89,941,000 | 1,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $435,912,000 | 1,037 |
| Loan loss allowance | $4,704,000 | 1,105 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,713,000 | 2,158 |
| Other real estate owned | $161,000 | 1,424 |
| Goodwill and other intangibles | $778,000 | 1,879 |
| All other assets | $12,534,000 | 1,409 |
| Life insurance assets | $1,734,000 | 2,421 |
| Total liabilities and capital | $555,609,000 | 1,206 |
| Total liabilities | $509,367,000 | 1,169 |
| Total deposits | $407,780,000 | 1,276 |
| Interest-bearing deposits | $348,823,000 | 1,306 |
| Deposits held in domestic offices | $407,780,000 | 1,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,944,000 | 418 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $35,000,000 | 1,113 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,643,000 | 1,052 |
| Total equity capital | $46,242,000 | 1,473 |
| Total bank equity capital | $46,242,000 | 1,473 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,420,000 | 1,724 |
| Surplus | $15,290,000 | 1,790 |
| Undivided profits | $28,532,000 | 1,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,184,000 | 1,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 806 |
| Income earned, not collected on loans | $4,337,000 | 881 |
| Earning assets | $525,853,000 | 1,163 |
| Long-term assets (5+ years) | $58,514,000 | 1,672 |
| Average Assets, year-to-date | $557,821,500 | 1,183 |
| Average Assets, quarterly | $557,821,500 | 1,183 |
| Volatile liabilities | $95,206,000 | 1,430 |
| Insider loans | $3,044,000 | 2,245 |
| FHLB advances | $35,000,000 | 1,039 |
| Loans and leases held for sale | $3,213,000 | 520 |
| Unused loan commitments | $137,720,000 | 817 |
| Tier 1 (core) risk-based capital | $45,741,000 | 1,384 |
| Tier 2 risk-based capital | $5,069,000 | 1,024 |
| Total risk weighted assets | $462,902,000 | 1,039 |
| Total unused commitments | $137,720,000 | 817 |
| Derivatives | $32,947,000 | 329 |
| 2006-12-31 | Rank | |
| # of Employees: | 119 | 1,452 |
| Assets and Liabilities | ||
| Total Assets: | $560,034,000 | 1,168 |
| Cash and due from depository institutions | $15,694,000 | 1,452 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $89,490,000 | 1,355 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $435,531,000 | 1,027 |
| Loan loss allowance | $4,405,000 | 1,161 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,761,000 | 2,097 |
| Other real estate owned | $211,000 | 1,452 |
| Goodwill and other intangibles | $790,000 | 1,867 |
| All other assets | $12,557,000 | 1,411 |
| Life insurance assets | $1,720,000 | 2,403 |
| Total liabilities and capital | $560,034,000 | 1,168 |
| Total liabilities | $514,912,000 | 1,142 |
| Total deposits | $407,609,000 | 1,261 |
| Interest-bearing deposits | $339,258,000 | 1,317 |
| Deposits held in domestic offices | $407,609,000 | 1,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,974,000 | 393 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,000,000 | 1,265 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,329,000 | 1,087 |
| Total equity capital | $45,122,000 | 1,467 |
| Total bank equity capital | $45,122,000 | 1,467 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,420,000 | 1,715 |
| Surplus | $15,290,000 | 1,745 |
| Undivided profits | $27,412,000 | 1,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,695,000 | 1,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 734 |
| Income earned, not collected on loans | $4,321,000 | 897 |
| Earning assets | $525,021,000 | 1,138 |
| Long-term assets (5+ years) | $60,897,000 | 1,617 |
| Average Assets, year-to-date | $541,109,800 | 1,154 |
| Average Assets, quarterly | $559,509,000 | 1,161 |
| Volatile liabilities | $122,378,000 | 1,242 |
| Insider loans | $3,042,000 | 2,216 |
| FHLB advances | $31,000,000 | 1,184 |
| Loans and leases held for sale | $4,715,000 | 397 |
| Unused loan commitments | $144,555,000 | 768 |
| Tier 1 (core) risk-based capital | $44,781,000 | 1,385 |
| Tier 2 risk-based capital | $4,770,000 | 1,072 |
| Total risk weighted assets | $464,460,000 | 1,008 |
| Total unused commitments | $144,555,000 | 768 |
| Derivatives | $30,597,000 | 326 |
| 2006-09-30 | Rank | |
| # of Employees: | 120 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $558,984,000 | 1,164 |
| Cash and due from depository institutions | $14,354,000 | 1,451 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $85,110,000 | 1,433 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $439,201,000 | 1,010 |
| Loan loss allowance | $4,484,000 | 1,149 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,766,000 | 2,065 |
| Other real estate owned | $151,000 | 1,451 |
| Goodwill and other intangibles | $801,000 | 1,858 |
| All other assets | $13,601,000 | 1,331 |
| Life insurance assets | $1,707,000 | 2,374 |
| Total liabilities and capital | $558,984,000 | 1,164 |
| Total liabilities | $515,008,000 | 1,137 |
| Total deposits | $397,036,000 | 1,280 |
| Interest-bearing deposits | $327,598,000 | 1,352 |
| Deposits held in domestic offices | $397,036,000 | 1,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,183,000 | 360 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $31,000,000 | 1,319 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,789,000 | 1,162 |
| Total equity capital | $43,976,000 | 1,486 |
| Total bank equity capital | $43,976,000 | 1,486 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,420,000 | 1,711 |
| Surplus | $15,290,000 | 1,725 |
| Undivided profits | $26,266,000 | 1,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,050,000 | 1,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 754 |
| Income earned, not collected on loans | $4,574,000 | 829 |
| Earning assets | $524,311,000 | 1,139 |
| Long-term assets (5+ years) | $53,687,000 | 1,750 |
| Average Assets, year-to-date | $536,378,750 | 1,175 |
| Average Assets, quarterly | $552,657,000 | 1,169 |
| Volatile liabilities | $133,599,000 | 1,152 |
| Insider loans | $3,169,000 | 2,117 |
| FHLB advances | $31,000,000 | 1,230 |
| Loans and leases held for sale | $5,435,000 | 364 |
| Unused loan commitments | $137,889,000 | 815 |
| Tier 1 (core) risk-based capital | $43,676,000 | 1,418 |
| Tier 2 risk-based capital | $4,808,000 | 1,066 |
| Total risk weighted assets | $465,105,000 | 1,001 |
| Total unused commitments | $137,889,000 | 815 |
| Derivatives | $41,352,000 | 294 |
| 2006-06-30 | Rank | |
| # of Employees: | 120 | 1,455 |
| Assets and Liabilities | ||
| Total Assets: | $546,330,000 | 1,182 |
| Cash and due from depository institutions | $14,194,000 | 1,455 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $86,665,000 | 1,399 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $425,065,000 | 1,029 |
| Loan loss allowance | $4,828,000 | 1,057 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,761,000 | 2,016 |
| Other real estate owned | $114,000 | 1,455 |
| Goodwill and other intangibles | $813,000 | 1,853 |
| All other assets | $13,718,000 | 1,317 |
| Life insurance assets | $1,693,000 | 2,342 |
| Total liabilities and capital | $546,330,000 | 1,182 |
| Total liabilities | $503,313,000 | 1,150 |
| Total deposits | $382,701,000 | 1,315 |
| Interest-bearing deposits | $318,797,000 | 1,371 |
| Deposits held in domestic offices | $382,701,000 | 1,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,251,000 | 433 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $56,025,000 | 860 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,336,000 | 1,167 |
| Total equity capital | $43,017,000 | 1,459 |
| Total bank equity capital | $43,017,000 | 1,459 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,420,000 | 1,705 |
| Surplus | $15,290,000 | 1,681 |
| Undivided profits | $25,307,000 | 1,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,031,000 | 1,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $150,000 | 650 |
| Income earned, not collected on loans | $3,865,000 | 900 |
| Earning assets | $511,730,000 | 1,145 |
| Long-term assets (5+ years) | $55,947,000 | 1,683 |
| Average Assets, year-to-date | $528,843,670 | 1,190 |
| Average Assets, quarterly | $530,266,000 | 1,199 |
| Volatile liabilities | $140,372,000 | 1,081 |
| Insider loans | $3,162,000 | 2,074 |
| FHLB advances | $56,025,000 | 780 |
| Loans and leases held for sale | $2,666,000 | 568 |
| Unused loan commitments | $130,082,000 | 842 |
| Tier 1 (core) risk-based capital | $43,548,000 | 1,386 |
| Tier 2 risk-based capital | $5,152,000 | 984 |
| Total risk weighted assets | $451,129,000 | 1,020 |
| Total unused commitments | $130,082,000 | 844 |
| Derivatives | $35,679,000 | 309 |
| 2006-03-31 | Rank | |
| # of Employees: | 117 | 1,480 |
| Assets and Liabilities | ||
| Total Assets: | $514,202,000 | 1,235 |
| Cash and due from depository institutions | $9,513,000 | 1,480 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $85,968,000 | 1,433 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $399,680,000 | 1,063 |
| Loan loss allowance | $4,672,000 | 1,086 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,582,000 | 2,038 |
| Other real estate owned | $133,000 | 1,480 |
| Goodwill and other intangibles | $824,000 | 1,819 |
| All other assets | $12,502,000 | 1,383 |
| Life insurance assets | $1,681,000 | 2,307 |
| Total liabilities and capital | $514,202,000 | 1,235 |
| Total liabilities | $471,247,000 | 1,212 |
| Total deposits | $371,231,000 | 1,349 |
| Interest-bearing deposits | $310,965,000 | 1,376 |
| Deposits held in domestic offices | $371,231,000 | 1,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,249,000 | 416 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,000,000 | 1,202 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,767,000 | 1,079 |
| Total equity capital | $42,955,000 | 1,441 |
| Total bank equity capital | $42,955,000 | 1,441 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,420,000 | 1,693 |
| Surplus | $15,290,000 | 1,619 |
| Undivided profits | $25,245,000 | 1,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,342,000 | 1,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 747 |
| Income earned, not collected on loans | $3,932,000 | 821 |
| Earning assets | $485,648,000 | 1,197 |
| Long-term assets (5+ years) | $50,753,000 | 1,766 |
| Average Assets, year-to-date | $520,100,500 | 1,200 |
| Average Assets, quarterly | $520,100,500 | 1,200 |
| Volatile liabilities | $120,138,000 | 1,173 |
| Insider loans | $3,229,000 | 1,999 |
| FHLB advances | $34,000,000 | 1,127 |
| Loans and leases held for sale | $1,850,000 | 621 |
| Unused loan commitments | $132,145,000 | 837 |
| Tier 1 (core) risk-based capital | $42,897,000 | 1,377 |
| Tier 2 risk-based capital | $4,996,000 | 994 |
| Total risk weighted assets | $431,875,000 | 1,034 |
| Total unused commitments | $132,145,000 | 837 |
| Derivatives | $21,175,000 | 374 |
| 2005-12-31 | Rank | |
| # of Employees: | 111 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $525,999,000 | 1,190 |
| Cash and due from depository institutions | $16,710,000 | 1,553 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $89,237,000 | 1,374 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $401,513,000 | 1,044 |
| Loan loss allowance | $4,531,000 | 1,092 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,405,000 | 2,079 |
| Other real estate owned | $20,000 | 1,553 |
| Goodwill and other intangibles | $836,000 | 1,807 |
| All other assets | $12,278,000 | 1,401 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $525,999,000 | 1,190 |
| Total liabilities | $483,397,000 | 1,168 |
| Total deposits | $382,638,000 | 1,278 |
| Interest-bearing deposits | $303,675,000 | 1,382 |
| Deposits held in domestic offices | $382,638,000 | 1,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,604,000 | 415 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,000,000 | 1,236 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,155,000 | 993 |
| Total equity capital | $42,602,000 | 1,425 |
| Total bank equity capital | $42,602,000 | 1,425 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,420,000 | 1,682 |
| Surplus | $15,290,000 | 1,592 |
| Undivided profits | $24,892,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,419,000 | 1,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $214,000 | 531 |
| Income earned, not collected on loans | $3,767,000 | 861 |
| Earning assets | $490,750,000 | 1,158 |
| Long-term assets (5+ years) | $46,860,000 | 1,844 |
| Average Assets, year-to-date | $521,629,800 | 1,144 |
| Average Assets, quarterly | $530,803,000 | 1,158 |
| Volatile liabilities | $110,365,000 | 1,251 |
| Insider loans | $3,439,000 | 1,884 |
| FHLB advances | $34,000,000 | 1,142 |
| Loans and leases held for sale | $3,071,000 | 457 |
| Unused loan commitments | $136,503,000 | 799 |
| Tier 1 (core) risk-based capital | $42,373,000 | 1,359 |
| Tier 2 risk-based capital | $4,855,000 | 999 |
| Total risk weighted assets | $435,876,000 | 1,017 |
| Total unused commitments | $136,503,000 | 799 |
| Derivatives | $19,643,000 | 365 |
| 2005-09-30 | Rank | |
| # of Employees: | 113 | 1,517 |
| Assets and Liabilities | ||
| Total Assets: | $535,607,000 | 1,140 |
| Cash and due from depository institutions | $19,345,000 | 1,517 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $88,516,000 | 1,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $407,093,000 | 997 |
| Loan loss allowance | $4,862,000 | 1,000 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,340,000 | 2,060 |
| Other real estate owned | $39,000 | 1,517 |
| Goodwill and other intangibles | $847,000 | 1,778 |
| All other assets | $14,427,000 | 1,181 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $535,607,000 | 1,140 |
| Total liabilities | $494,076,000 | 1,115 |
| Total deposits | $364,405,000 | 1,315 |
| Interest-bearing deposits | $289,381,000 | 1,423 |
| Deposits held in domestic offices | $364,405,000 | 1,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,206,000 | 337 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $47,000,000 | 964 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,465,000 | 1,078 |
| Total equity capital | $41,531,000 | 1,440 |
| Total bank equity capital | $41,531,000 | 1,440 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,420,000 | 1,654 |
| Surplus | $15,290,000 | 1,548 |
| Undivided profits | $23,821,000 | 1,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,939,000 | 1,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $235,000 | 522 |
| Income earned, not collected on loans | $3,942,000 | 772 |
| Earning assets | $495,609,000 | 1,119 |
| Long-term assets (5+ years) | $38,362,000 | 2,150 |
| Average Assets, year-to-date | $520,537,500 | 1,130 |
| Average Assets, quarterly | $533,205,500 | 1,138 |
| Volatile liabilities | $136,545,000 | 1,011 |
| Insider loans | $3,417,000 | 1,876 |
| FHLB advances | $47,000,000 | 883 |
| Loans and leases held for sale | $3,705,000 | 479 |
| Unused loan commitments | $116,488,000 | 880 |
| Tier 1 (core) risk-based capital | $41,087,000 | 1,380 |
| Tier 2 risk-based capital | $5,130,000 | 923 |
| Total risk weighted assets | $436,283,000 | 978 |
| Total unused commitments | $116,488,000 | 881 |
| Derivatives | $36,492,000 | 280 |
| 2005-06-30 | Rank | |
| # of Employees: | 117 | 1,460 |
| Assets and Liabilities | ||
| Total Assets: | $530,804,000 | 1,121 |
| Cash and due from depository institutions | $11,743,000 | 1,460 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $90,658,000 | 1,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $408,744,000 | 976 |
| Loan loss allowance | $5,295,000 | 904 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,262,000 | 2,051 |
| Other real estate owned | $45,000 | 1,460 |
| Goodwill and other intangibles | $859,000 | 1,764 |
| All other assets | $13,493,000 | 1,214 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $530,804,000 | 1,121 |
| Total liabilities | $490,615,000 | 1,090 |
| Total deposits | $351,506,000 | 1,335 |
| Interest-bearing deposits | $289,013,000 | 1,398 |
| Deposits held in domestic offices | $351,506,000 | 1,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,636,000 | 423 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $79,000,000 | 641 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,473,000 | 1,014 |
| Total equity capital | $40,189,000 | 1,455 |
| Total bank equity capital | $40,189,000 | 1,455 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,420,000 | 1,636 |
| Surplus | $15,290,000 | 1,514 |
| Undivided profits | $22,479,000 | 1,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,670,000 | 1,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $238,000 | 512 |
| Income earned, not collected on loans | $3,563,000 | 781 |
| Earning assets | $499,402,000 | 1,093 |
| Long-term assets (5+ years) | $39,781,000 | 2,101 |
| Average Assets, year-to-date | $515,514,330 | 1,121 |
| Average Assets, quarterly | $523,427,500 | 1,121 |
| Volatile liabilities | $145,763,000 | 927 |
| Insider loans | $3,385,000 | 1,842 |
| FHLB advances | $79,000,000 | 572 |
| Loans and leases held for sale | $2,135,000 | 698 |
| Unused loan commitments | $112,844,000 | 886 |
| Tier 1 (core) risk-based capital | $39,449,000 | 1,395 |
| Tier 2 risk-based capital | $5,410,000 | 873 |
| Total risk weighted assets | $432,627,000 | 958 |
| Total unused commitments | $112,844,000 | 886 |
| Derivatives | $21,330,000 | 331 |
| 2005-03-31 | Rank | |
| # of Employees: | 113 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $516,051,000 | 1,133 |
| Cash and due from depository institutions | $10,129,000 | 1,503 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $91,241,000 | 1,379 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $394,893,000 | 986 |
| Loan loss allowance | $5,132,000 | 920 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,177,000 | 2,065 |
| Other real estate owned | $116,000 | 1,503 |
| Goodwill and other intangibles | $870,000 | 1,752 |
| All other assets | $13,625,000 | 1,193 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $516,051,000 | 1,133 |
| Total liabilities | $477,861,000 | 1,105 |
| Total deposits | $343,308,000 | 1,356 |
| Interest-bearing deposits | $280,870,000 | 1,419 |
| Deposits held in domestic offices | $343,308,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,519,000 | 428 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $77,225,000 | 639 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,809,000 | 1,153 |
| Total equity capital | $38,190,000 | 1,496 |
| Total bank equity capital | $38,190,000 | 1,496 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,420,000 | 1,637 |
| Surplus | $15,290,000 | 1,475 |
| Undivided profits | $20,480,000 | 1,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,086,000 | 2,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $241,000 | 526 |
| Income earned, not collected on loans | $3,504,000 | 767 |
| Earning assets | $486,134,000 | 1,107 |
| Long-term assets (5+ years) | $38,053,000 | 2,214 |
| Average Assets, year-to-date | $507,869,500 | 1,141 |
| Average Assets, quarterly | $507,869,500 | 1,141 |
| Volatile liabilities | $129,139,000 | 973 |
| Insider loans | $3,051,000 | 1,986 |
| FHLB advances | $77,225,000 | 572 |
| Loans and leases held for sale | $1,008,000 | 905 |
| Unused loan commitments | $109,396,000 | 886 |
| Tier 1 (core) risk-based capital | $37,811,000 | 1,427 |
| Tier 2 risk-based capital | $5,192,000 | 897 |
| Total risk weighted assets | $415,181,000 | 979 |
| Total unused commitments | $109,396,000 | 886 |
| Derivatives | $13,262,000 | 377 |
| 2004-12-31 | Rank | |
| # of Employees: | 115 | 1,494 |
| Assets and Liabilities | ||
| Total Assets: | $499,688,000 | 1,153 |
| Cash and due from depository institutions | $15,566,000 | 1,494 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $83,454,000 | 1,523 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $382,112,000 | 1,019 |
| Loan loss allowance | $4,946,000 | 952 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,131,000 | 2,057 |
| Other real estate owned | $80,000 | 1,494 |
| Goodwill and other intangibles | $882,000 | 1,744 |
| All other assets | $12,463,000 | 1,258 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $499,688,000 | 1,153 |
| Total liabilities | $460,625,000 | 1,135 |
| Total deposits | $336,702,000 | 1,378 |
| Interest-bearing deposits | $267,315,000 | 1,491 |
| Deposits held in domestic offices | $336,702,000 | 1,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,886,000 | 420 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $62,225,000 | 763 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,812,000 | 1,137 |
| Total equity capital | $39,063,000 | 1,464 |
| Total bank equity capital | $39,063,000 | 1,464 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,420,000 | 1,621 |
| Surplus | $15,290,000 | 1,466 |
| Undivided profits | $21,353,000 | 1,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,230,000 | 2,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $245,000 | 492 |
| Income earned, not collected on loans | $3,198,000 | 840 |
| Earning assets | $465,566,000 | 1,147 |
| Long-term assets (5+ years) | $30,342,000 | 2,688 |
| Average Assets, year-to-date | $471,124,000 | 1,167 |
| Average Assets, quarterly | $487,751,500 | 1,174 |
| Volatile liabilities | $109,648,000 | 1,098 |
| Insider loans | $3,770,000 | 1,624 |
| FHLB advances | $62,225,000 | 689 |
| Loans and leases held for sale | $522,000 | 1,121 |
| Unused loan commitments | $105,222,000 | 900 |
| Tier 1 (core) risk-based capital | $38,420,000 | 1,393 |
| Tier 2 risk-based capital | $4,988,000 | 925 |
| Total risk weighted assets | $398,835,000 | 1,011 |
| Total unused commitments | $105,222,000 | 900 |
| Derivatives | $8,384,000 | 405 |
| 2004-09-30 | Rank | |
| # of Employees: | 123 | 1,395 |
| Assets and Liabilities | ||
| Total Assets: | $475,815,000 | 1,203 |
| Cash and due from depository institutions | $9,678,000 | 1,395 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $69,852,000 | 1,773 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $377,394,000 | 1,009 |
| Loan loss allowance | $5,366,000 | 884 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,101,000 | 2,035 |
| Other real estate owned | $0 | 1,395 |
| Goodwill and other intangibles | $893,000 | 1,695 |
| All other assets | $12,897,000 | 1,189 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $475,815,000 | 1,203 |
| Total liabilities | $437,494,000 | 1,179 |
| Total deposits | $324,317,000 | 1,402 |
| Interest-bearing deposits | $260,171,000 | 1,510 |
| Deposits held in domestic offices | $324,317,000 | 1,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,597,000 | 475 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $65,232,000 | 730 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,348,000 | 1,274 |
| Total equity capital | $38,321,000 | 1,470 |
| Total bank equity capital | $38,321,000 | 1,470 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,420,000 | 1,613 |
| Surplus | $15,290,000 | 1,434 |
| Undivided profits | $20,611,000 | 1,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,419,000 | 1,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 800 |
| Income earned, not collected on loans | $3,389,000 | 793 |
| Earning assets | $447,246,000 | 1,174 |
| Long-term assets (5+ years) | $29,531,000 | 2,758 |
| Average Assets, year-to-date | $463,983,000 | 1,177 |
| Average Assets, quarterly | $478,751,000 | 1,176 |
| Volatile liabilities | $99,555,000 | 1,184 |
| Insider loans | $2,118,000 | 2,571 |
| FHLB advances | $65,232,000 | 657 |
| Loans and leases held for sale | $2,201,000 | 576 |
| Unused loan commitments | $99,928,000 | 924 |
| Tier 1 (core) risk-based capital | $37,543,000 | 1,401 |
| Tier 2 risk-based capital | $4,916,000 | 920 |
| Total risk weighted assets | $392,851,000 | 1,001 |
| Total unused commitments | $99,928,000 | 926 |
| Derivatives | $10,538,000 | 393 |
| 2004-06-30 | Rank | |
| # of Employees: | 123 | 1,414 |
| Assets and Liabilities | ||
| Total Assets: | $481,687,000 | 1,167 |
| Cash and due from depository institutions | $11,708,000 | 1,414 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $71,868,000 | 1,757 |
| Federal funds sold & reverse repurchase agreements | $3,822,000 | 2,424 |
| Net loans & leases | $374,837,000 | 989 |
| Loan loss allowance | $5,168,000 | 910 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,106,000 | 2,007 |
| Other real estate owned | $60,000 | 1,414 |
| Goodwill and other intangibles | $905,000 | 1,687 |
| All other assets | $13,381,000 | 1,161 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $481,687,000 | 1,167 |
| Total liabilities | $445,003,000 | 1,142 |
| Total deposits | $320,378,000 | 1,404 |
| Interest-bearing deposits | $255,296,000 | 1,528 |
| Deposits held in domestic offices | $320,378,000 | 1,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,547,000 | 584 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $91,225,000 | 580 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,853,000 | 1,340 |
| Total equity capital | $36,684,000 | 1,484 |
| Total bank equity capital | $36,684,000 | 1,484 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,420,000 | 1,613 |
| Surplus | $15,290,000 | 1,384 |
| Undivided profits | $18,974,000 | 1,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,054,000 | 2,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 826 |
| Income earned, not collected on loans | $2,932,000 | 893 |
| Earning assets | $450,527,000 | 1,142 |
| Long-term assets (5+ years) | $28,971,000 | 2,891 |
| Average Assets, year-to-date | $460,039,000 | 1,184 |
| Average Assets, quarterly | $466,833,000 | 1,182 |
| Volatile liabilities | $94,744,000 | 1,188 |
| Insider loans | $2,031,000 | 2,645 |
| FHLB advances | $91,225,000 | 514 |
| Loans and leases held for sale | $823,000 | 981 |
| Unused loan commitments | $92,977,000 | 942 |
| Tier 1 (core) risk-based capital | $36,307,000 | 1,431 |
| Tier 2 risk-based capital | $4,888,000 | 909 |
| Total risk weighted assets | $390,758,000 | 984 |
| Total unused commitments | $92,977,000 | 942 |
| Derivatives | $10,418,000 | 397 |
| 2004-03-31 | Rank | |
| # of Employees: | 122 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $451,979,000 | 1,223 |
| Cash and due from depository institutions | $9,010,000 | 1,400 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $71,853,000 | 1,770 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $352,824,000 | 1,030 |
| Loan loss allowance | $4,906,000 | 948 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,186,000 | 1,938 |
| Other real estate owned | $304,000 | 1,400 |
| Goodwill and other intangibles | $916,000 | 1,686 |
| All other assets | $11,886,000 | 1,219 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $451,979,000 | 1,223 |
| Total liabilities | $416,022,000 | 1,196 |
| Total deposits | $303,312,000 | 1,486 |
| Interest-bearing deposits | $250,363,000 | 1,548 |
| Deposits held in domestic offices | $303,312,000 | 1,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,937,000 | 478 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $67,230,000 | 678 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,543,000 | 1,260 |
| Total equity capital | $35,957,000 | 1,539 |
| Total bank equity capital | $35,957,000 | 1,539 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,420,000 | 1,609 |
| Surplus | $15,290,000 | 1,365 |
| Undivided profits | $18,247,000 | 1,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,114,000 | 2,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 820 |
| Income earned, not collected on loans | $2,800,000 | 930 |
| Earning assets | $424,677,000 | 1,200 |
| Long-term assets (5+ years) | $26,487,000 | 3,032 |
| Average Assets, year-to-date | $449,215,000 | 1,210 |
| Average Assets, quarterly | $449,215,000 | 1,210 |
| Volatile liabilities | $81,805,000 | 1,276 |
| Insider loans | $1,759,000 | 2,896 |
| FHLB advances | $67,230,000 | 609 |
| Loans and leases held for sale | $1,359,000 | 867 |
| Unused loan commitments | $88,040,000 | 971 |
| Tier 1 (core) risk-based capital | $34,871,000 | 1,471 |
| Tier 2 risk-based capital | $4,591,000 | 953 |
| Total risk weighted assets | $366,992,000 | 1,029 |
| Total unused commitments | $88,040,000 | 972 |
| Derivatives | $19,770,000 | 343 |
| 2003-12-31 | Rank | |
| # of Employees: | 122 | 1,422 |
| Assets and Liabilities | ||
| Total Assets: | $446,451,000 | 1,238 |
| Cash and due from depository institutions | $15,645,000 | 1,422 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $68,763,000 | 1,867 |
| Federal funds sold & reverse repurchase agreements | $842,000 | 5,188 |
| Net loans & leases | $343,561,000 | 1,047 |
| Loan loss allowance | $4,884,000 | 954 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,185,000 | 1,918 |
| Other real estate owned | $362,000 | 1,422 |
| Goodwill and other intangibles | $928,000 | 1,670 |
| All other assets | $11,165,000 | 1,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $446,451,000 | 1,238 |
| Total liabilities | $411,477,000 | 1,205 |
| Total deposits | $311,348,000 | 1,424 |
| Interest-bearing deposits | $280,684,000 | 1,334 |
| Deposits held in domestic offices | $311,348,000 | 1,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,358,000 | 464 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $50,225,000 | 860 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,546,000 | 1,206 |
| Total equity capital | $34,974,000 | 1,563 |
| Total bank equity capital | $34,974,000 | 1,563 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,420,000 | 1,619 |
| Surplus | $15,290,000 | 1,333 |
| Undivided profits | $17,264,000 | 1,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,390,000 | 2,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 763 |
| Income earned, not collected on loans | $2,733,000 | 968 |
| Earning assets | $413,166,000 | 1,221 |
| Long-term assets (5+ years) | $28,764,000 | 2,867 |
| Average Assets, year-to-date | $433,667,600 | 1,230 |
| Average Assets, quarterly | $442,106,000 | 1,241 |
| Volatile liabilities | $63,451,000 | 1,590 |
| Insider loans | $1,802,000 | 2,821 |
| FHLB advances | $50,225,000 | 768 |
| Loans and leases held for sale | $1,337,000 | 777 |
| Unused loan commitments | $88,122,000 | 924 |
| Tier 1 (core) risk-based capital | $33,985,000 | 1,503 |
| Tier 2 risk-based capital | $4,464,000 | 985 |
| Total risk weighted assets | $356,664,000 | 1,052 |
| Total unused commitments | $88,122,000 | 925 |
| Derivatives | $6,728,000 | 415 |
| 2003-09-30 | Rank | |
| # of Employees: | 127 | 1,375 |
| Assets and Liabilities | ||
| Total Assets: | $437,761,000 | 1,266 |
| Cash and due from depository institutions | $13,215,000 | 1,375 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $62,649,000 | 2,022 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $342,641,000 | 1,040 |
| Loan loss allowance | $5,273,000 | 904 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,257,000 | 1,868 |
| Other real estate owned | $645,000 | 1,375 |
| Goodwill and other intangibles | $948,000 | 1,640 |
| All other assets | $12,406,000 | 1,192 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $437,761,000 | 1,266 |
| Total liabilities | $403,034,000 | 1,247 |
| Total deposits | $309,538,000 | 1,436 |
| Interest-bearing deposits | $280,520,000 | 1,363 |
| Deposits held in domestic offices | $309,538,000 | 1,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,507,000 | 554 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $55,225,000 | 779 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,764,000 | 996 |
| Total equity capital | $34,727,000 | 1,581 |
| Total bank equity capital | $34,727,000 | 1,581 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,420,000 | 1,616 |
| Surplus | $15,290,000 | 1,320 |
| Undivided profits | $17,017,000 | 1,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,348,000 | 2,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $155,000 | 746 |
| Income earned, not collected on loans | $3,165,000 | 855 |
| Earning assets | $405,290,000 | 1,257 |
| Long-term assets (5+ years) | $28,750,000 | 2,871 |
| Average Assets, year-to-date | $430,471,750 | 1,256 |
| Average Assets, quarterly | $440,910,000 | 1,259 |
| Volatile liabilities | $55,514,000 | 1,736 |
| Insider loans | $1,881,000 | 2,711 |
| FHLB advances | $55,225,000 | 698 |
| Loans and leases held for sale | $2,345,000 | 796 |
| Unused loan commitments | $82,583,000 | 1,001 |
| Tier 1 (core) risk-based capital | $33,643,000 | 1,526 |
| Tier 2 risk-based capital | $4,447,000 | 1,002 |
| Total risk weighted assets | $354,966,000 | 1,059 |
| Total unused commitments | $82,583,000 | 1,002 |
| Derivatives | $11,592,000 | 375 |
| 2003-06-30 | Rank | |
| # of Employees: | 130 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $444,059,000 | 1,236 |
| Cash and due from depository institutions | $18,035,000 | 1,346 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $62,119,000 | 1,993 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $344,421,000 | 1,027 |
| Loan loss allowance | $5,304,000 | 877 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,333,000 | 1,818 |
| Other real estate owned | $682,000 | 1,346 |
| Goodwill and other intangibles | $959,000 | 1,590 |
| All other assets | $12,510,000 | 1,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $444,059,000 | 1,236 |
| Total liabilities | $410,527,000 | 1,214 |
| Total deposits | $298,655,000 | 1,476 |
| Interest-bearing deposits | $268,654,000 | 1,400 |
| Deposits held in domestic offices | $298,655,000 | 1,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,850,000 | 537 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $73,951,000 | 632 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,071,000 | 1,173 |
| Total equity capital | $33,532,000 | 1,633 |
| Total bank equity capital | $33,532,000 | 1,633 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,420,000 | 1,610 |
| Surplus | $15,290,000 | 1,297 |
| Undivided profits | $15,822,000 | 2,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,570,000 | 2,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 844 |
| Income earned, not collected on loans | $2,896,000 | 926 |
| Earning assets | $406,540,000 | 1,232 |
| Long-term assets (5+ years) | $26,277,000 | 2,908 |
| Average Assets, year-to-date | $428,042,000 | 1,257 |
| Average Assets, quarterly | $430,730,000 | 1,263 |
| Volatile liabilities | $75,318,000 | 1,345 |
| Insider loans | $841,000 | 4,367 |
| FHLB advances | $73,951,000 | 556 |
| Loans and leases held for sale | $2,157,000 | 1,102 |
| Unused loan commitments | $78,076,000 | 1,025 |
| Tier 1 (core) risk-based capital | $32,117,000 | 1,567 |
| Tier 2 risk-based capital | $4,403,000 | 974 |
| Total risk weighted assets | $351,323,000 | 1,056 |
| Total unused commitments | $78,076,000 | 1,029 |
| Derivatives | $27,666,000 | 299 |
| 2003-03-31 | Rank | |
| # of Employees: | 132 | 1,285 |
| Assets and Liabilities | ||
| Total Assets: | $417,401,000 | 1,302 |
| Cash and due from depository institutions | $14,995,000 | 1,285 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $53,923,000 | 2,232 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $328,945,000 | 1,058 |
| Loan loss allowance | $5,180,000 | 881 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,376,000 | 1,749 |
| Other real estate owned | $1,027,000 | 1,285 |
| Goodwill and other intangibles | $971,000 | 1,556 |
| All other assets | $12,164,000 | 1,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,401,000 | 1,302 |
| Total liabilities | $385,423,000 | 1,273 |
| Total deposits | $289,994,000 | 1,505 |
| Interest-bearing deposits | $266,591,000 | 1,411 |
| Deposits held in domestic offices | $289,994,000 | 1,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,184,000 | 502 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $55,964,000 | 745 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,281,000 | 1,145 |
| Total equity capital | $31,978,000 | 1,673 |
| Total bank equity capital | $31,978,000 | 1,673 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,420,000 | 1,619 |
| Surplus | $15,290,000 | 1,275 |
| Undivided profits | $14,268,000 | 2,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,988,000 | 1,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,293 |
| Income earned, not collected on loans | $2,925,000 | 929 |
| Earning assets | $382,868,000 | 1,298 |
| Long-term assets (5+ years) | $22,102,000 | 3,182 |
| Average Assets, year-to-date | $420,033,500 | 1,275 |
| Average Assets, quarterly | $420,033,500 | 1,275 |
| Volatile liabilities | $54,084,000 | 1,721 |
| Insider loans | $860,000 | 4,278 |
| FHLB advances | $55,964,000 | 668 |
| Loans and leases held for sale | $1,440,000 | 1,167 |
| Unused loan commitments | $75,143,000 | 1,033 |
| Tier 1 (core) risk-based capital | $30,700,000 | 1,608 |
| Tier 2 risk-based capital | $4,228,000 | 996 |
| Total risk weighted assets | $337,264,000 | 1,078 |
| Total unused commitments | $75,143,000 | 1,041 |
| Derivatives | $45,941,000 | 250 |
| 2002-12-31 | Rank | |
| # of Employees: | 134 | 1,250 |
| Assets and Liabilities | ||
| Total Assets: | $422,666,000 | 1,261 |
| Cash and due from depository institutions | $14,409,000 | 1,250 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $50,364,000 | 2,333 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $339,025,000 | 1,015 |
| Loan loss allowance | $5,014,000 | 884 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,158,000 | 1,791 |
| Other real estate owned | $960,000 | 1,250 |
| Goodwill and other intangibles | $982,000 | 1,520 |
| All other assets | $11,768,000 | 1,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $422,666,000 | 1,261 |
| Total liabilities | $390,118,000 | 1,234 |
| Total deposits | $292,607,000 | 1,457 |
| Interest-bearing deposits | $264,182,000 | 1,393 |
| Deposits held in domestic offices | $292,607,000 | 1,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,070,000 | 550 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $60,977,000 | 709 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,464,000 | 1,076 |
| Total equity capital | $32,548,000 | 1,611 |
| Total bank equity capital | $32,548,000 | 1,611 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,420,000 | 1,611 |
| Surplus | $15,290,000 | 1,250 |
| Undivided profits | $14,838,000 | 2,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,700,000 | 1,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,902,000 | 981 |
| Earning assets | $389,389,000 | 1,251 |
| Long-term assets (5+ years) | $28,272,000 | 2,657 |
| Average Assets, year-to-date | $413,106,000 | 1,226 |
| Average Assets, quarterly | $422,510,000 | 1,252 |
| Volatile liabilities | $58,287,000 | 1,606 |
| Insider loans | $1,367,000 | 3,274 |
| FHLB advances | $60,977,000 | 625 |
| Loans and leases held for sale | $5,222,000 | 690 |
| Unused loan commitments | $70,708,000 | 1,040 |
| Tier 1 (core) risk-based capital | $30,951,000 | 1,566 |
| Tier 2 risk-based capital | $4,119,000 | 1,003 |
| Total risk weighted assets | $328,629,000 | 1,088 |
| Total unused commitments | $70,708,000 | 1,040 |
| Derivatives | $18,041,000 | 320 |
| 2001-12-31 | Rank | |
| # of Employees: | 133 | 1,228 |
| Assets and Liabilities | ||
| Total Assets: | $413,817,000 | 1,238 |
| Cash and due from depository institutions | $17,017,000 | 1,228 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $55,982,000 | 1,993 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $323,593,000 | 1,018 |
| Loan loss allowance | $4,240,000 | 982 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,409,000 | 1,652 |
| Other real estate owned | $0 | 1,228 |
| Goodwill and other intangibles | $1,020,000 | 1,448 |
| All other assets | $10,796,000 | 1,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,817,000 | 1,238 |
| Total liabilities | $383,302,000 | 1,208 |
| Total deposits | $302,167,000 | 1,317 |
| Interest-bearing deposits | $273,010,000 | 1,270 |
| Deposits held in domestic offices | $302,167,000 | 1,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,176,000 | 585 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $45,475,000 | 817 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,484,000 | 1,060 |
| Total equity capital | $30,515,000 | 1,604 |
| Total bank equity capital | $30,515,000 | 1,604 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,420,000 | 1,614 |
| Surplus | $15,290,000 | 1,191 |
| Undivided profits | $12,805,000 | 2,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,507,000 | 1,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,284,000 | 933 |
| Earning assets | $379,575,000 | 1,239 |
| Long-term assets (5+ years) | $13,049,000 | 4,211 |
| Average Assets, year-to-date | $407,858,000 | 1,199 |
| Average Assets, quarterly | $412,731,000 | 1,231 |
| Volatile liabilities | $68,359,000 | 1,363 |
| Insider loans | $3,507,000 | 1,435 |
| FHLB advances | $45,475,000 | 724 |
| Loans and leases held for sale | $3,594,000 | 709 |
| Unused loan commitments | $58,467,000 | 1,124 |
| Tier 1 (core) risk-based capital | $29,329,000 | 1,566 |
| Tier 2 risk-based capital | $3,951,000 | 996 |
| Total risk weighted assets | $315,591,000 | 1,090 |
| Total unused commitments | $58,467,000 | 1,128 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 132 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $400,592,000 | 1,219 |
| Cash and due from depository institutions | $16,813,000 | 1,240 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $71,100,000 | 1,534 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $299,262,000 | 1,074 |
| Loan loss allowance | $4,268,000 | 962 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,084,000 | 1,706 |
| Other real estate owned | $83,000 | 1,240 |
| Goodwill and other intangibles | $1,141,000 | 1,364 |
| All other assets | $7,109,000 | 1,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,592,000 | 1,219 |
| Total liabilities | $371,191,000 | 1,188 |
| Total deposits | $292,706,000 | 1,293 |
| Interest-bearing deposits | $250,310,000 | 1,321 |
| Deposits held in domestic offices | $292,706,000 | 1,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,326,000 | 633 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $46,732,000 | 764 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,427,000 | 938 |
| Total equity capital | $29,401,000 | 1,577 |
| Total bank equity capital | $29,401,000 | 1,577 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,420,000 | 1,623 |
| Surplus | $15,290,000 | 1,156 |
| Undivided profits | $11,691,000 | 2,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,357,000 | 1,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,423,000 | 1,020 |
| Earning assets | $370,362,000 | 1,202 |
| Long-term assets (5+ years) | $26,762,000 | 2,619 |
| Average Assets, year-to-date | $384,014,800 | 1,206 |
| Average Assets, quarterly | $397,587,000 | 1,214 |
| Volatile liabilities | $60,124,000 | 1,487 |
| Insider loans | $5,832,000 | 798 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,414,000 | 598 |
| Unused loan commitments | $57,061,000 | 1,056 |
| Tier 1 (core) risk-based capital | $28,196,000 | 1,573 |
| Tier 2 risk-based capital | $3,805,300 | 993 |
| Total risk weighted assets | $298,894,950 | 1,104 |
| Total unused commitments | $57,061,000 | 1,056 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 87 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $286,060,000 | 1,651 |
| Cash and due from depository institutions | $9,987,000 | 1,984 |
| Interest-bearing balances | $42,000 | 5,576 |
| Securities | $62,721,000 | 1,832 |
| Federal funds sold & reverse repurchase agreements | $2,186,000 | 3,501 |
| Net loans & leases | $201,824,000 | 1,508 |
| Loan loss allowance | $2,752,000 | 1,380 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,914,000 | 2,927 |
| Other real estate owned | $35,000 | 1,984 |
| Goodwill and other intangibles | $1,263,000 | 1,357 |
| All other assets | $5,130,000 | 1,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,060,000 | 1,651 |
| Total liabilities | $265,676,000 | 1,598 |
| Total deposits | $213,384,000 | 1,763 |
| Interest-bearing deposits | $179,795,000 | 1,823 |
| Deposits held in domestic offices | $213,384,000 | 1,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,609,000 | 935 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $33,287,000 | 976 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,396,000 | 1,244 |
| Total equity capital | $20,384,000 | 2,179 |
| Total bank equity capital | $20,384,000 | 2,179 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,840,000 | 2,081 |
| Surplus | $9,610,000 | 1,703 |
| Undivided profits | $8,934,000 | 2,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 2,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,616,000 | 1,321 |
| Earning assets | $266,773,000 | 1,615 |
| Long-term assets (5+ years) | $39,714,000 | 2,061 |
| Average Assets, year-to-date | $271,236,000 | 1,671 |
| Average Assets, quarterly | $283,271,500 | 1,652 |
| Volatile liabilities | $34,630,000 | 2,269 |
| Insider loans | $3,028,000 | 1,545 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $671,000 | 829 |
| Unused loan commitments | $45,203,000 | 1,289 |
| Tier 1 (core) risk-based capital | $19,787,000 | 2,219 |
| Tier 2 risk-based capital | $2,562,180 | 1,360 |
| Total risk weighted assets | $204,601,930 | 1,524 |
| Total unused commitments | $45,203,000 | 1,292 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 89 | 1,934 |
| Assets and Liabilities | ||
| Total Assets: | $262,413,000 | 1,768 |
| Cash and due from depository institutions | $10,204,000 | 1,934 |
| Interest-bearing balances | $40,000 | 5,674 |
| Securities | $61,066,000 | 1,898 |
| Federal funds sold & reverse repurchase agreements | $6,587,000 | 2,635 |
| Net loans & leases | $175,314,000 | 1,601 |
| Loan loss allowance | $2,774,000 | 1,316 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,232,000 | 2,513 |
| Other real estate owned | $114,000 | 1,934 |
| Goodwill and other intangibles | $1,385,000 | 1,242 |
| All other assets | $4,511,000 | 1,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,413,000 | 1,768 |
| Total liabilities | $242,746,000 | 1,716 |
| Total deposits | $207,222,000 | 1,823 |
| Interest-bearing deposits | $176,367,000 | 1,850 |
| Deposits held in domestic offices | $207,222,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,060,000 | 793 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,376,000 | 1,315 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,088,000 | 975 |
| Total equity capital | $19,667,000 | 2,295 |
| Total bank equity capital | $19,667,000 | 2,295 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,840,000 | 2,041 |
| Surplus | $10,606,000 | 1,469 |
| Undivided profits | $7,221,000 | 3,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,764,000 | 1,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,574,000 | 1,319 |
| Earning assets | $243,007,000 | 1,749 |
| Long-term assets (5+ years) | $42,881,000 | 1,798 |
| Average Assets, year-to-date | $257,438,800 | 1,686 |
| Average Assets, quarterly | $262,101,500 | 1,732 |
| Volatile liabilities | $25,473,000 | 2,456 |
| Insider loans | $3,476,000 | 1,241 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,203,000 | 581 |
| Unused loan commitments | $38,485,000 | 1,372 |
| Tier 1 (core) risk-based capital | $18,141,000 | 2,359 |
| Tier 2 risk-based capital | $2,233,650 | 1,461 |
| Total risk weighted assets | $176,401,850 | 1,630 |
| Total unused commitments | $38,485,000 | 1,377 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 94 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $257,879,000 | 1,767 |
| Cash and due from depository institutions | $9,922,000 | 1,878 |
| Interest-bearing balances | $135,000 | 4,285 |
| Securities | $60,196,000 | 1,918 |
| Federal funds sold & reverse repurchase agreements | $6,667,000 | 2,080 |
| Net loans & leases | $172,013,000 | 1,636 |
| Loan loss allowance | $2,742,000 | 1,355 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,436,000 | 2,315 |
| Other real estate owned | $17,000 | 1,878 |
| Goodwill and other intangibles | $1,506,000 | 1,130 |
| All other assets | $4,122,000 | 1,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,879,000 | 1,767 |
| Total liabilities | $238,160,000 | 1,718 |
| Total deposits | $195,014,000 | 1,949 |
| Interest-bearing deposits | $166,013,000 | 1,954 |
| Deposits held in domestic offices | $195,014,000 | 1,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,914,000 | 664 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $14,551,000 | 1,146 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,681,000 | 1,256 |
| Total equity capital | $19,719,000 | 2,260 |
| Total bank equity capital | $19,719,000 | 2,260 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,840,000 | 2,040 |
| Surplus | $10,605,000 | 1,472 |
| Undivided profits | $7,274,000 | 3,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,334,000 | 1,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,482,000 | 1,486 |
| Earning assets | $239,011,000 | 1,757 |
| Long-term assets (5+ years) | $44,151,000 | 1,533 |
| Average Assets, year-to-date | $245,953,400 | 1,764 |
| Average Assets, quarterly | $252,483,500 | 1,784 |
| Volatile liabilities | $46,285,000 | 1,505 |
| Insider loans | $5,943,000 | 677 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,013,000 | 591 |
| Unused loan commitments | $28,604,000 | 1,635 |
| Tier 1 (core) risk-based capital | $17,901,000 | 2,392 |
| Tier 2 risk-based capital | $2,376,750 | 1,307 |
| Total risk weighted assets | $189,774,550 | 1,483 |
| Total unused commitments | $28,604,000 | 1,638 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 95 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $242,106,000 | 1,941 |
| Cash and due from depository institutions | $15,239,000 | 1,964 |
| Interest-bearing balances | $133,000 | 4,339 |
| Securities | $61,335,000 | 1,979 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $156,499,000 | 1,845 |
| Loan loss allowance | $2,589,000 | 1,511 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,584,000 | 2,212 |
| Other real estate owned | $39,000 | 1,964 |
| Goodwill and other intangibles | $1,627,000 | 1,034 |
| All other assets | $3,783,000 | 2,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,106,000 | 1,941 |
| Total liabilities | $224,699,000 | 1,882 |
| Total deposits | $194,349,000 | 1,995 |
| Interest-bearing deposits | $164,284,000 | 2,038 |
| Deposits held in domestic offices | $194,349,000 | 1,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,236,000 | 719 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,514,000 | 2,967 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,600,000 | 1,282 |
| Total equity capital | $17,407,000 | 2,574 |
| Total bank equity capital | $17,407,000 | 2,574 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,840,000 | 2,167 |
| Surplus | $10,606,000 | 1,526 |
| Undivided profits | $4,961,000 | 4,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,534,000 | 1,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $792,000 | 173 |
| Income earned, not collected on loans | $1,285,000 | 1,713 |
| Earning assets | $217,967,000 | 1,973 |
| Long-term assets (5+ years) | $40,608,000 | 1,543 |
| Average Assets, year-to-date | $225,564,600 | 2,005 |
| Average Assets, quarterly | $233,455,500 | 1,985 |
| Volatile liabilities | $33,967,000 | 1,877 |
| Insider loans | $4,510,000 | 957 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $32,779,000 | 1,436 |
| Tier 1 (core) risk-based capital | $15,663,000 | 2,772 |
| Tier 2 risk-based capital | $2,080,310 | 1,534 |
| Total risk weighted assets | $165,915,910 | 1,724 |
| Total unused commitments | $32,779,000 | 1,444 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 95 | 2,026 |
| Assets and Liabilities | ||
| Total Assets: | $220,510,000 | 2,150 |
| Cash and due from depository institutions | $9,663,000 | 2,026 |
| Interest-bearing balances | $309,000 | 3,744 |
| Securities | $56,520,000 | 2,228 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $145,162,000 | 1,954 |
| Loan loss allowance | $2,358,000 | 1,680 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,682,000 | 2,105 |
| Other real estate owned | $36,000 | 2,026 |
| Goodwill and other intangibles | $1,733,000 | 928 |
| All other assets | $3,714,000 | 2,096 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,510,000 | 2,150 |
| Total liabilities | $203,083,000 | 2,102 |
| Total deposits | $185,360,000 | 2,132 |
| Interest-bearing deposits | $156,198,000 | 2,190 |
| Deposits held in domestic offices | $185,360,000 | 2,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,985,000 | 976 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,200,000 | 2,758 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,538,000 | 1,346 |
| Total equity capital | $17,427,000 | 2,574 |
| Total bank equity capital | $17,427,000 | 2,574 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,840,000 | 2,221 |
| Surplus | $10,605,000 | 1,517 |
| Undivided profits | $4,982,000 | 4,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,272,000 | 2,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,419,000 | 1,585 |
| Earning assets | $201,991,000 | 2,157 |
| Long-term assets (5+ years) | $38,855,000 | 1,466 |
| Average Assets, year-to-date | $207,599,400 | 2,189 |
| Average Assets, quarterly | $217,951,500 | 2,146 |
| Volatile liabilities | $21,265,000 | 2,507 |
| Insider loans | $3,836,000 | 1,161 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $27,783,000 | 1,580 |
| Tier 1 (core) risk-based capital | $15,489,000 | 2,776 |
| Tier 2 risk-based capital | $2,022,120 | 1,576 |
| Total risk weighted assets | $161,433,820 | 1,760 |
| Total unused commitments | $27,783,000 | 1,590 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $138,102,000 | 3,244 |
| Cash and due from depository institutions | $4,956,000 | 3,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $31,771,000 | 4,078 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $97,512,000 | 2,707 |
| Loan loss allowance | $1,546,000 | 2,477 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,844,000 | 3,928 |
| Other real estate owned | $9,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,010,000 | 3,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,102,000 | 3,244 |
| Total liabilities | $128,729,000 | 3,163 |
| Total deposits | $114,305,000 | 3,332 |
| Interest-bearing deposits | $97,768,000 | 3,332 |
| Deposits held in domestic offices | $114,305,000 | 3,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,836,000 | 1,174 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,588,000 | 2,141 |
| Total equity capital | $9,373,000 | 4,320 |
| Total bank equity capital | $9,373,000 | 4,320 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,186,000 | 3,333 |
| Surplus | $5,700,000 | 2,481 |
| Undivided profits | $2,487,000 | 6,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $743,000 | 3,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $753,000 | 2,706 |
| Earning assets | $129,283,000 | 3,172 |
| Long-term assets (5+ years) | $33,965,000 | 1,650 |
| Average Assets, year-to-date | $132,099,400 | 3,295 |
| Average Assets, quarterly | $136,163,500 | 3,254 |
| Volatile liabilities | $16,096,000 | 3,011 |
| Insider loans | $273,000 | 7,392 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,425,000 | 1,968 |
| Tier 1 (core) risk-based capital | $9,631,000 | 4,280 |
| Tier 2 risk-based capital | $1,256,460 | 2,360 |
| Total risk weighted assets | $100,226,860 | 2,635 |
| Total unused commitments | $19,425,000 | 1,980 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 68 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $131,057,000 | 3,460 |
| Cash and due from depository institutions | $4,611,000 | 3,090 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $36,521,000 | 3,761 |
| Federal funds sold & reverse repurchase agreements | $2,021,000 | 5,696 |
| Net loans & leases | $84,157,000 | 3,022 |
| Loan loss allowance | $1,438,000 | 2,723 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,500,000 | 4,667 |
| Other real estate owned | $469,000 | 3,090 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,778,000 | 3,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,057,000 | 3,460 |
| Total liabilities | $121,908,000 | 3,394 |
| Total deposits | $109,949,000 | 3,555 |
| Interest-bearing deposits | $94,986,000 | 3,544 |
| Deposits held in domestic offices | $109,949,000 | 3,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,657,000 | 1,043 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,302,000 | 2,568 |
| Total equity capital | $9,149,000 | 4,437 |
| Total bank equity capital | $9,149,000 | 4,437 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,186,000 | 3,434 |
| Surplus | $4,700,000 | 2,854 |
| Undivided profits | $3,263,000 | 5,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 6,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $548,000 | 3,367 |
| Earning assets | $122,699,000 | 3,397 |
| Long-term assets (5+ years) | $35,622,000 | 1,628 |
| Average Assets, year-to-date | $125,077,400 | 3,529 |
| Average Assets, quarterly | $129,170,500 | 3,497 |
| Volatile liabilities | $13,788,000 | 3,203 |
| Insider loans | $293,000 | 7,349 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,346,000 | 2,001 |
| Tier 1 (core) risk-based capital | $9,149,000 | 4,343 |
| Tier 2 risk-based capital | $1,155,460 | 2,508 |
| Total risk weighted assets | $92,154,360 | 2,797 |
| Total unused commitments | $18,346,000 | 2,019 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $125,085,000 | 3,706 |
| Cash and due from depository institutions | $5,031,000 | 3,303 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $35,348,000 | 3,857 |
| Federal funds sold & reverse repurchase agreements | $296,000 | 10,715 |
| Net loans & leases | $80,009,000 | 3,260 |
| Loan loss allowance | $1,482,000 | 2,732 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,643,000 | 4,305 |
| Other real estate owned | $797,000 | 3,303 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,961,000 | 3,637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,085,000 | 3,706 |
| Total liabilities | $115,699,000 | 3,668 |
| Total deposits | $103,937,000 | 3,857 |
| Interest-bearing deposits | $90,124,000 | 3,901 |
| Deposits held in domestic offices | $103,937,000 | 3,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,588,000 | 969 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,174,000 | 2,886 |
| Total equity capital | $9,387,000 | 4,131 |
| Total bank equity capital | $9,387,000 | 4,131 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,186,000 | 3,581 |
| Surplus | $4,700,000 | 2,736 |
| Undivided profits | $3,501,000 | 5,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 4,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $581,000 | 3,492 |
| Earning assets | $115,653,000 | 3,659 |
| Long-term assets (5+ years) | $22,994,000 | 2,324 |
| Average Assets, year-to-date | $122,907,800 | 3,684 |
| Average Assets, quarterly | $124,683,000 | 3,684 |
| Volatile liabilities | $13,979,000 | 3,145 |
| Insider loans | $329,000 | 2,705 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,911,000 | 2,341 |
| Tier 1 (core) risk-based capital | $9,387,000 | 4,061 |
| Tier 2 risk-based capital | $1,090,800 | 2,705 |
| Total risk weighted assets | $86,872,600 | 3,042 |
| Total unused commitments | $13,911,000 | 2,358 |
| Derivatives | $0 | 651 |