Home > Bremer Bank > Income and Expense
Bremer Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $22,169,000 | 855 |
| Total interest expense | $905,000 | 2,285 |
| Net interest income | $21,264,000 | 775 |
| Provision for loan and lease losses | $1,875,000 | 370 |
| Total noninterest income | $5,161,000 | 869 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,386,000 | 741 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,775,000 | 749 |
| Total noninterest expense | $15,252,000 | 999 |
| Salaries and employee benefits | $6,405,000 | 1,256 |
| Premises and equipment expense | $1,004,000 | 1,752 |
| Additional noninterest expense | $7,843,000 | 640 |
| Pre-tax net operating income | $9,298,000 | 680 |
| Securities gains (losses) | $254,000 | 539 |
| Applicable income taxes | $3,204,000 | 564 |
| Income before extraordinary items | $6,348,000 | 787 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,348,000 | 786 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,348,000 | 786 |
| Net charge-offs | $831,000 | 783 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,180,360 | 794 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $14,540,000 | 860 |
| Total interest expense | $612,000 | 2,289 |
| Net interest income | $13,928,000 | 787 |
| Provision for loan and lease losses | $1,250,000 | 377 |
| Total noninterest income | $3,134,000 | 907 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $894,000 | 750 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,240,000 | 808 |
| Total noninterest expense | $10,103,000 | 1,004 |
| Salaries and employee benefits | $4,266,000 | 1,258 |
| Premises and equipment expense | $683,000 | 1,743 |
| Additional noninterest expense | $5,154,000 | 644 |
| Pre-tax net operating income | $5,709,000 | 721 |
| Securities gains (losses) | $161,000 | 554 |
| Applicable income taxes | $1,931,000 | 594 |
| Income before extraordinary items | $3,939,000 | 827 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,939,000 | 827 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,939,000 | 827 |
| Net charge-offs | $589,000 | 756 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,831,130 | 831 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,990,000 | 902 |
| Total interest expense | $303,000 | 2,334 |
| Net interest income | $6,687,000 | 814 |
| Provision for loan and lease losses | $625,000 | 369 |
| Total noninterest income | $1,465,000 | 934 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $442,000 | 737 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,023,000 | 829 |
| Total noninterest expense | $5,053,000 | 1,016 |
| Salaries and employee benefits | $2,136,000 | 1,278 |
| Premises and equipment expense | $354,000 | 1,702 |
| Additional noninterest expense | $2,563,000 | 639 |
| Pre-tax net operating income | $2,474,000 | 806 |
| Securities gains (losses) | $162,000 | 310 |
| Applicable income taxes | $849,000 | 637 |
| Income before extraordinary items | $1,787,000 | 884 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,787,000 | 885 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,787,000 | 885 |
| Net charge-offs | $533,000 | 478 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,676,840 | 913 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $27,749,000 | 906 |
| Total interest expense | $1,396,000 | 2,292 |
| Net interest income | $26,353,000 | 809 |
| Provision for loan and lease losses | $1,093,000 | 1,023 |
| Total noninterest income | $6,856,000 | 899 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,710,000 | 812 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,146,000 | 787 |
| Total noninterest expense | $20,605,000 | 993 |
| Salaries and employee benefits | $9,758,000 | 1,114 |
| Premises and equipment expense | $1,246,000 | 1,850 |
| Additional noninterest expense | $9,601,000 | 728 |
| Pre-tax net operating income | $11,511,000 | 685 |
| Securities gains (losses) | $134,000 | 1,138 |
| Applicable income taxes | $3,947,000 | 546 |
| Income before extraordinary items | $7,698,000 | 816 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,698,000 | 817 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,698,000 | 818 |
| Net charge-offs | $597,000 | 1,822 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,609,560 | 815 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $20,522,000 | 931 |
| Total interest expense | $1,059,000 | 2,327 |
| Net interest income | $19,463,000 | 823 |
| Provision for loan and lease losses | $605,000 | 1,316 |
| Total noninterest income | $5,341,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,273,000 | 823 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,068,000 | 772 |
| Total noninterest expense | $15,264,000 | 1,006 |
| Salaries and employee benefits | $7,100,000 | 1,154 |
| Premises and equipment expense | $957,000 | 1,830 |
| Additional noninterest expense | $7,207,000 | 728 |
| Pre-tax net operating income | $8,935,000 | 672 |
| Securities gains (losses) | $210,000 | 796 |
| Applicable income taxes | $3,148,000 | 532 |
| Income before extraordinary items | $5,997,000 | 800 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,997,000 | 802 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,997,000 | 802 |
| Net charge-offs | $270,000 | 2,222 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,858,400 | 797 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,491,000 | 940 |
| Total interest expense | $699,000 | 2,404 |
| Net interest income | $12,792,000 | 828 |
| Provision for loan and lease losses | $302,000 | 1,624 |
| Total noninterest income | $3,599,000 | 885 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $805,000 | 843 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,794,000 | 771 |
| Total noninterest expense | $10,144,000 | 1,002 |
| Salaries and employee benefits | $4,731,000 | 1,162 |
| Premises and equipment expense | $628,000 | 1,856 |
| Additional noninterest expense | $4,785,000 | 719 |
| Pre-tax net operating income | $5,945,000 | 659 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $2,047,000 | 535 |
| Income before extraordinary items | $3,903,000 | 795 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,903,000 | 796 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,903,000 | 797 |
| Net charge-offs | $147,000 | 2,397 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,899,700 | 770 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,582,000 | 963 |
| Total interest expense | $332,000 | 2,561 |
| Net interest income | $6,250,000 | 848 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,753,000 | 908 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $395,000 | 845 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,358,000 | 793 |
| Total noninterest expense | $5,065,000 | 1,015 |
| Salaries and employee benefits | $2,340,000 | 1,173 |
| Premises and equipment expense | $322,000 | 1,844 |
| Additional noninterest expense | $2,403,000 | 716 |
| Pre-tax net operating income | $2,938,000 | 652 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,011,000 | 540 |
| Income before extraordinary items | $1,927,000 | 801 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,927,000 | 802 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,927,000 | 803 |
| Net charge-offs | $-28,000 | 6,547 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,927,000 | 764 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $26,624,000 | 985 |
| Total interest expense | $1,654,000 | 2,522 |
| Net interest income | $24,970,000 | 856 |
| Provision for loan and lease losses | $907,000 | 1,879 |
| Total noninterest income | $6,890,000 | 908 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,554,000 | 916 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,336,000 | 774 |
| Total noninterest expense | $19,073,000 | 1,052 |
| Salaries and employee benefits | $9,036,000 | 1,167 |
| Premises and equipment expense | $1,084,000 | 2,113 |
| Additional noninterest expense | $8,953,000 | 782 |
| Pre-tax net operating income | $11,880,000 | 622 |
| Securities gains (losses) | $307,000 | 1,353 |
| Applicable income taxes | $4,203,000 | 485 |
| Income before extraordinary items | $7,984,000 | 751 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,984,000 | 748 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,984,000 | 751 |
| Net charge-offs | $858,000 | 1,979 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,781,380 | 721 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $20,067,000 | 999 |
| Total interest expense | $1,304,000 | 2,515 |
| Net interest income | $18,763,000 | 861 |
| Provision for loan and lease losses | $913,000 | 1,534 |
| Total noninterest income | $5,383,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,156,000 | 925 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,227,000 | 729 |
| Total noninterest expense | $14,089,000 | 1,061 |
| Salaries and employee benefits | $6,700,000 | 1,173 |
| Premises and equipment expense | $820,000 | 2,121 |
| Additional noninterest expense | $6,569,000 | 791 |
| Pre-tax net operating income | $9,144,000 | 623 |
| Securities gains (losses) | $307,000 | 1,097 |
| Applicable income taxes | $3,278,000 | 490 |
| Income before extraordinary items | $6,173,000 | 739 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,173,000 | 737 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,173,000 | 739 |
| Net charge-offs | $607,000 | 1,966 |
| Cash dividends | $2,000,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,973,450 | 728 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,228,000 | 1,018 |
| Total interest expense | $893,000 | 2,540 |
| Net interest income | $12,335,000 | 882 |
| Provision for loan and lease losses | $475,000 | 1,879 |
| Total noninterest income | $3,685,000 | 839 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $750,000 | 948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,935,000 | 704 |
| Total noninterest expense | $9,339,000 | 1,069 |
| Salaries and employee benefits | $4,421,000 | 1,183 |
| Premises and equipment expense | $552,000 | 2,096 |
| Additional noninterest expense | $4,366,000 | 801 |
| Pre-tax net operating income | $6,206,000 | 607 |
| Securities gains (losses) | $306,000 | 845 |
| Applicable income taxes | $2,274,000 | 473 |
| Income before extraordinary items | $4,238,000 | 716 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,238,000 | 715 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,238,000 | 716 |
| Net charge-offs | $557,000 | 1,657 |
| Cash dividends | $2,000,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $4,039,100 | 714 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,584,000 | 1,036 |
| Total interest expense | $466,000 | 2,539 |
| Net interest income | $6,118,000 | 893 |
| Provision for loan and lease losses | $237,000 | 1,808 |
| Total noninterest income | $1,734,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $365,000 | 961 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,369,000 | 718 |
| Total noninterest expense | $4,608,000 | 1,085 |
| Salaries and employee benefits | $2,231,000 | 1,162 |
| Premises and equipment expense | $289,000 | 2,041 |
| Additional noninterest expense | $2,088,000 | 814 |
| Pre-tax net operating income | $3,007,000 | 621 |
| Securities gains (losses) | $307,000 | 449 |
| Applicable income taxes | $1,160,000 | 464 |
| Income before extraordinary items | $2,154,000 | 705 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,154,000 | 706 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,154,000 | 706 |
| Net charge-offs | $81,000 | 2,633 |
| Cash dividends | $2,000,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,954,450 | 727 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $26,090,000 | 1,085 |
| Total interest expense | $2,477,000 | 2,329 |
| Net interest income | $23,613,000 | 929 |
| Provision for loan and lease losses | $755,000 | 2,820 |
| Total noninterest income | $4,756,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,516,000 | 968 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,240,000 | 980 |
| Total noninterest expense | $15,985,000 | 1,234 |
| Salaries and employee benefits | $7,297,000 | 1,367 |
| Premises and equipment expense | $908,000 | 2,619 |
| Additional noninterest expense | $7,780,000 | 910 |
| Pre-tax net operating income | $11,629,000 | 540 |
| Securities gains (losses) | $305,000 | 1,126 |
| Applicable income taxes | $4,096,000 | 464 |
| Income before extraordinary items | $7,838,000 | 662 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,838,000 | 659 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,838,000 | 662 |
| Net charge-offs | $796,000 | 2,642 |
| Cash dividends | $8,000,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $7,636,700 | 650 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,507,000 | 1,103 |
| Total interest expense | $1,958,000 | 2,309 |
| Net interest income | $17,549,000 | 947 |
| Provision for loan and lease losses | $412,000 | 3,168 |
| Total noninterest income | $3,391,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,141,000 | 972 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,250,000 | 1,035 |
| Total noninterest expense | $11,488,000 | 1,289 |
| Salaries and employee benefits | $5,124,000 | 1,442 |
| Premises and equipment expense | $684,000 | 2,616 |
| Additional noninterest expense | $5,680,000 | 931 |
| Pre-tax net operating income | $9,040,000 | 541 |
| Securities gains (losses) | $65,000 | 2,127 |
| Applicable income taxes | $3,138,000 | 461 |
| Income before extraordinary items | $5,967,000 | 674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,967,000 | 674 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $5,967,000 | 674 |
| Net charge-offs | $170,000 | 3,892 |
| Cash dividends | $6,000,000 | 244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $5,924,100 | 652 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,953,000 | 1,121 |
| Total interest expense | $1,363,000 | 2,292 |
| Net interest income | $11,590,000 | 951 |
| Provision for loan and lease losses | $412,000 | 2,557 |
| Total noninterest income | $2,272,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $763,000 | 957 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,509,000 | 1,012 |
| Total noninterest expense | $7,625,000 | 1,304 |
| Salaries and employee benefits | $3,337,000 | 1,500 |
| Premises and equipment expense | $460,000 | 2,616 |
| Additional noninterest expense | $3,828,000 | 948 |
| Pre-tax net operating income | $5,825,000 | 551 |
| Securities gains (losses) | $65,000 | 1,417 |
| Applicable income taxes | $2,025,000 | 458 |
| Income before extraordinary items | $3,865,000 | 679 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,865,000 | 677 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,865,000 | 679 |
| Net charge-offs | $210,000 | 3,064 |
| Cash dividends | $4,000,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,822,100 | 658 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,361,000 | 1,145 |
| Total interest expense | $713,000 | 2,276 |
| Net interest income | $5,648,000 | 982 |
| Provision for loan and lease losses | $413,000 | 1,617 |
| Total noninterest income | $1,061,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $381,000 | 945 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $680,000 | 1,079 |
| Total noninterest expense | $3,756,000 | 1,327 |
| Salaries and employee benefits | $1,636,000 | 1,543 |
| Premises and equipment expense | $232,000 | 2,643 |
| Additional noninterest expense | $1,888,000 | 946 |
| Pre-tax net operating income | $2,540,000 | 635 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $859,000 | 508 |
| Income before extraordinary items | $1,681,000 | 758 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,681,000 | 758 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,681,000 | 758 |
| Net charge-offs | $50,000 | 3,347 |
| Cash dividends | $2,000,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,681,000 | 742 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $26,508,000 | 1,165 |
| Total interest expense | $4,183,000 | 1,911 |
| Net interest income | $22,325,000 | 987 |
| Provision for loan and lease losses | $2,585,000 | 1,778 |
| Total noninterest income | $4,802,000 | 1,126 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,637,000 | 930 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,165,000 | 1,019 |
| Total noninterest expense | $15,302,000 | 1,313 |
| Salaries and employee benefits | $7,159,000 | 1,371 |
| Premises and equipment expense | $878,000 | 2,757 |
| Additional noninterest expense | $7,265,000 | 1,018 |
| Pre-tax net operating income | $9,240,000 | 589 |
| Securities gains (losses) | $677,000 | 682 |
| Applicable income taxes | $3,321,000 | 499 |
| Income before extraordinary items | $6,596,000 | 681 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,596,000 | 678 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,596,000 | 682 |
| Net charge-offs | $1,827,000 | 1,965 |
| Cash dividends | $4,750,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $6,142,410 | 696 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,999,000 | 1,181 |
| Total interest expense | $3,356,000 | 1,874 |
| Net interest income | $16,643,000 | 1,001 |
| Provision for loan and lease losses | $2,498,000 | 1,438 |
| Total noninterest income | $3,527,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,236,000 | 951 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,291,000 | 1,004 |
| Total noninterest expense | $10,926,000 | 1,370 |
| Salaries and employee benefits | $4,976,000 | 1,492 |
| Premises and equipment expense | $652,000 | 2,839 |
| Additional noninterest expense | $5,298,000 | 1,013 |
| Pre-tax net operating income | $6,746,000 | 629 |
| Securities gains (losses) | $677,000 | 578 |
| Applicable income taxes | $2,483,000 | 503 |
| Income before extraordinary items | $4,940,000 | 709 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,940,000 | 709 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,940,000 | 709 |
| Net charge-offs | $1,617,000 | 1,713 |
| Cash dividends | $2,250,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,486,410 | 731 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,425,000 | 1,189 |
| Total interest expense | $2,267,000 | 1,917 |
| Net interest income | $11,158,000 | 991 |
| Provision for loan and lease losses | $1,665,000 | 1,424 |
| Total noninterest income | $2,188,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $830,000 | 952 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,358,000 | 1,058 |
| Total noninterest expense | $7,183,000 | 1,381 |
| Salaries and employee benefits | $3,197,000 | 1,544 |
| Premises and equipment expense | $426,000 | 2,901 |
| Additional noninterest expense | $3,560,000 | 995 |
| Pre-tax net operating income | $4,498,000 | 616 |
| Securities gains (losses) | $677,000 | 364 |
| Applicable income taxes | $1,743,000 | 436 |
| Income before extraordinary items | $3,432,000 | 652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,432,000 | 653 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,432,000 | 653 |
| Net charge-offs | $744,000 | 2,017 |
| Cash dividends | $1,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,985,180 | 726 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,791,000 | 1,188 |
| Total interest expense | $1,165,000 | 1,966 |
| Net interest income | $5,626,000 | 997 |
| Provision for loan and lease losses | $833,000 | 1,325 |
| Total noninterest income | $1,080,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $428,000 | 916 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $652,000 | 1,066 |
| Total noninterest expense | $3,542,000 | 1,419 |
| Salaries and employee benefits | $1,566,000 | 1,601 |
| Premises and equipment expense | $221,000 | 2,880 |
| Additional noninterest expense | $1,755,000 | 998 |
| Pre-tax net operating income | $2,331,000 | 586 |
| Securities gains (losses) | $307,000 | 378 |
| Applicable income taxes | $890,000 | 414 |
| Income before extraordinary items | $1,748,000 | 640 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,748,000 | 643 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,748,000 | 644 |
| Net charge-offs | $237,000 | 2,262 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,545,380 | 687 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $28,304,000 | 1,217 |
| Total interest expense | $6,563,000 | 1,780 |
| Net interest income | $21,741,000 | 1,000 |
| Provision for loan and lease losses | $3,318,000 | 1,849 |
| Total noninterest income | $5,378,000 | 1,037 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,857,000 | 937 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,521,000 | 931 |
| Total noninterest expense | $14,507,000 | 1,407 |
| Salaries and employee benefits | $6,449,000 | 1,549 |
| Premises and equipment expense | $876,000 | 2,886 |
| Additional noninterest expense | $7,182,000 | 1,083 |
| Pre-tax net operating income | $9,294,000 | 463 |
| Securities gains (losses) | $134,000 | 1,878 |
| Applicable income taxes | $3,136,000 | 384 |
| Income before extraordinary items | $6,292,000 | 543 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,292,000 | 542 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,292,000 | 544 |
| Net charge-offs | $1,549,000 | 2,333 |
| Cash dividends | $1,700,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,202,220 | 554 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,151,000 | 1,243 |
| Total interest expense | $5,184,000 | 1,776 |
| Net interest income | $15,967,000 | 1,030 |
| Provision for loan and lease losses | $2,149,000 | 1,823 |
| Total noninterest income | $4,193,000 | 1,009 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,398,000 | 927 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,795,000 | 904 |
| Total noninterest expense | $10,798,000 | 1,413 |
| Salaries and employee benefits | $4,853,000 | 1,554 |
| Premises and equipment expense | $657,000 | 2,918 |
| Additional noninterest expense | $5,288,000 | 1,067 |
| Pre-tax net operating income | $7,213,000 | 469 |
| Securities gains (losses) | $134,000 | 1,599 |
| Applicable income taxes | $2,475,000 | 384 |
| Income before extraordinary items | $4,872,000 | 553 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,872,000 | 555 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,872,000 | 555 |
| Net charge-offs | $645,000 | 2,721 |
| Cash dividends | $1,700,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,783,560 | 558 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,967,000 | 1,286 |
| Total interest expense | $3,525,000 | 1,834 |
| Net interest income | $10,442,000 | 1,048 |
| Provision for loan and lease losses | $1,212,000 | 1,849 |
| Total noninterest income | $3,046,000 | 952 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $928,000 | 918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,118,000 | 846 |
| Total noninterest expense | $7,321,000 | 1,417 |
| Salaries and employee benefits | $3,323,000 | 1,550 |
| Premises and equipment expense | $442,000 | 2,938 |
| Additional noninterest expense | $3,556,000 | 1,079 |
| Pre-tax net operating income | $4,955,000 | 438 |
| Securities gains (losses) | $134,000 | 1,273 |
| Applicable income taxes | $1,733,000 | 382 |
| Income before extraordinary items | $3,356,000 | 528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,356,000 | 527 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,356,000 | 528 |
| Net charge-offs | $313,000 | 2,878 |
| Cash dividends | $1,700,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,267,560 | 525 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,892,000 | 1,321 |
| Total interest expense | $1,747,000 | 1,909 |
| Net interest income | $5,145,000 | 1,053 |
| Provision for loan and lease losses | $438,000 | 1,922 |
| Total noninterest income | $1,389,000 | 991 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $448,000 | 912 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $941,000 | 892 |
| Total noninterest expense | $3,480,000 | 1,428 |
| Salaries and employee benefits | $1,634,000 | 1,591 |
| Premises and equipment expense | $236,000 | 2,812 |
| Additional noninterest expense | $1,610,000 | 1,053 |
| Pre-tax net operating income | $2,616,000 | 453 |
| Securities gains (losses) | $134,000 | 857 |
| Applicable income taxes | $949,000 | 364 |
| Income before extraordinary items | $1,801,000 | 549 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,801,000 | 549 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,801,000 | 552 |
| Net charge-offs | $42,000 | 3,719 |
| Cash dividends | $1,700,000 | 249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,713,900 | 545 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,500,000 | 1,259 |
| Total interest expense | $10,655,000 | 1,524 |
| Net interest income | $19,845,000 | 1,105 |
| Provision for loan and lease losses | $1,262,000 | 2,388 |
| Total noninterest income | $4,759,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,924,000 | 922 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,835,000 | 1,013 |
| Total noninterest expense | $13,032,000 | 1,498 |
| Salaries and employee benefits | $6,103,000 | 1,677 |
| Premises and equipment expense | $894,000 | 2,886 |
| Additional noninterest expense | $6,035,000 | 1,072 |
| Pre-tax net operating income | $10,310,000 | 520 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $3,347,000 | 427 |
| Income before extraordinary items | $6,963,000 | 566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,963,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $662,000 | 2,429 |
| Cash dividends | $5,000,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,963,000 | 608 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $23,206,000 | 1,264 |
| Total interest expense | $8,567,000 | 1,484 |
| Net interest income | $14,639,000 | 1,148 |
| Provision for loan and lease losses | $900,000 | 1,951 |
| Total noninterest income | $3,689,000 | 1,116 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,442,000 | 927 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,247,000 | 1,012 |
| Total noninterest expense | $9,699,000 | 1,506 |
| Salaries and employee benefits | $4,620,000 | 1,684 |
| Premises and equipment expense | $679,000 | 2,881 |
| Additional noninterest expense | $4,400,000 | 1,043 |
| Pre-tax net operating income | $7,729,000 | 648 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,474,000 | 539 |
| Income before extraordinary items | $5,255,000 | 693 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,255,000 | 692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,387 |
| Cash dividends | $3,750,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,255,000 | 728 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,800,000 | 1,258 |
| Total interest expense | $6,040,000 | 1,461 |
| Net interest income | $9,760,000 | 1,129 |
| Provision for loan and lease losses | $600,000 | 1,692 |
| Total noninterest income | $2,511,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $955,000 | 912 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,556,000 | 1,022 |
| Total noninterest expense | $6,385,000 | 1,517 |
| Salaries and employee benefits | $3,074,000 | 1,700 |
| Premises and equipment expense | $459,000 | 2,855 |
| Additional noninterest expense | $2,852,000 | 1,050 |
| Pre-tax net operating income | $5,286,000 | 666 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,826,000 | 554 |
| Income before extraordinary items | $3,460,000 | 793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,460,000 | 792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,486 |
| Cash dividends | $2,450,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,460,000 | 781 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,027,000 | 1,270 |
| Total interest expense | $3,347,000 | 1,408 |
| Net interest income | $4,680,000 | 1,173 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $1,211,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $466,000 | 929 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $745,000 | 1,062 |
| Total noninterest expense | $3,069,000 | 1,572 |
| Salaries and employee benefits | $1,515,000 | 1,736 |
| Premises and equipment expense | $230,000 | 2,853 |
| Additional noninterest expense | $1,324,000 | 1,093 |
| Pre-tax net operating income | $2,522,000 | 749 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $865,000 | 651 |
| Income before extraordinary items | $1,657,000 | 913 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,657,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,107 |
| Cash dividends | $1,250,000 | 604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,657,000 | 866 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $33,245,000 | 1,269 |
| Total interest expense | $16,283,000 | 1,223 |
| Net interest income | $16,962,000 | 1,316 |
| Provision for loan and lease losses | $974,000 | 1,457 |
| Total noninterest income | $4,547,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,946,000 | 917 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,601,000 | 1,126 |
| Total noninterest expense | $12,730,000 | 1,452 |
| Salaries and employee benefits | $5,902,000 | 1,709 |
| Premises and equipment expense | $859,000 | 2,907 |
| Additional noninterest expense | $5,969,000 | 946 |
| Pre-tax net operating income | $7,805,000 | 1,076 |
| Securities gains (losses) | $295,000 | 364 |
| Applicable income taxes | $2,676,000 | 888 |
| Income before extraordinary items | $5,424,000 | 1,183 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,424,000 | 1,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $670,000 | 1,375 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,226,350 | 1,217 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,847,000 | 1,275 |
| Total interest expense | $12,395,000 | 1,201 |
| Net interest income | $12,452,000 | 1,354 |
| Provision for loan and lease losses | $405,000 | 1,836 |
| Total noninterest income | $3,408,000 | 1,175 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,432,000 | 919 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,976,000 | 1,126 |
| Total noninterest expense | $9,357,000 | 1,458 |
| Salaries and employee benefits | $4,403,000 | 1,705 |
| Premises and equipment expense | $642,000 | 2,901 |
| Additional noninterest expense | $4,312,000 | 951 |
| Pre-tax net operating income | $6,098,000 | 1,122 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,026,000 | 951 |
| Income before extraordinary items | $4,072,000 | 1,266 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,072,000 | 1,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,163 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,072,000 | 1,255 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,298,000 | 1,314 |
| Total interest expense | $8,158,000 | 1,220 |
| Net interest income | $8,140,000 | 1,407 |
| Provision for loan and lease losses | $270,000 | 1,691 |
| Total noninterest income | $2,261,000 | 1,208 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $940,000 | 947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,321,000 | 1,151 |
| Total noninterest expense | $6,175,000 | 1,488 |
| Salaries and employee benefits | $2,904,000 | 1,766 |
| Premises and equipment expense | $433,000 | 2,902 |
| Additional noninterest expense | $2,838,000 | 981 |
| Pre-tax net operating income | $3,956,000 | 1,191 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,311,000 | 1,025 |
| Income before extraordinary items | $2,645,000 | 1,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,645,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,164 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,645,000 | 1,322 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 1,348 |
| Total interest expense | $3,945,000 | 1,249 |
| Net interest income | $3,973,000 | 1,441 |
| Provision for loan and lease losses | $135,000 | 1,618 |
| Total noninterest income | $1,084,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $474,000 | 915 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $610,000 | 1,186 |
| Total noninterest expense | $3,030,000 | 1,512 |
| Salaries and employee benefits | $1,422,000 | 1,815 |
| Premises and equipment expense | $215,000 | 2,942 |
| Additional noninterest expense | $1,393,000 | 979 |
| Pre-tax net operating income | $1,892,000 | 1,238 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $626,000 | 1,076 |
| Income before extraordinary items | $1,266,000 | 1,387 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,266,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,319 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,266,000 | 1,377 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,300,000 | 1,357 |
| Total interest expense | $13,485,000 | 1,245 |
| Net interest income | $15,815,000 | 1,437 |
| Provision for loan and lease losses | $438,000 | 2,128 |
| Total noninterest income | $3,798,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,769,000 | 1,000 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,029,000 | 1,335 |
| Total noninterest expense | $11,996,000 | 1,489 |
| Salaries and employee benefits | $5,682,000 | 1,718 |
| Premises and equipment expense | $713,000 | 3,296 |
| Additional noninterest expense | $5,601,000 | 951 |
| Pre-tax net operating income | $7,179,000 | 1,372 |
| Securities gains (losses) | $-100,000 | 8,202 |
| Applicable income taxes | $2,278,000 | 1,200 |
| Income before extraordinary items | $4,801,000 | 1,514 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,801,000 | 1,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,088 |
| Cash dividends | $3,600,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,869,000 | 1,479 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,553,000 | 1,379 |
| Total interest expense | $9,670,000 | 1,274 |
| Net interest income | $11,883,000 | 1,453 |
| Provision for loan and lease losses | $432,000 | 1,595 |
| Total noninterest income | $2,712,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,284,000 | 1,034 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,428,000 | 1,407 |
| Total noninterest expense | $8,886,000 | 1,508 |
| Salaries and employee benefits | $4,238,000 | 1,730 |
| Premises and equipment expense | $533,000 | 3,296 |
| Additional noninterest expense | $4,115,000 | 968 |
| Pre-tax net operating income | $5,277,000 | 1,445 |
| Securities gains (losses) | $-100,000 | 8,404 |
| Applicable income taxes | $1,698,000 | 1,265 |
| Income before extraordinary items | $3,479,000 | 1,592 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,479,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,155 |
| Cash dividends | $3,600,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,546,000 | 1,548 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,097,000 | 1,372 |
| Total interest expense | $6,201,000 | 1,263 |
| Net interest income | $7,896,000 | 1,457 |
| Provision for loan and lease losses | $324,000 | 1,378 |
| Total noninterest income | $1,772,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $827,000 | 1,069 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $945,000 | 1,413 |
| Total noninterest expense | $5,901,000 | 1,521 |
| Salaries and employee benefits | $2,831,000 | 1,733 |
| Premises and equipment expense | $363,000 | 3,231 |
| Additional noninterest expense | $2,707,000 | 995 |
| Pre-tax net operating income | $3,443,000 | 1,464 |
| Securities gains (losses) | $-100,000 | 8,537 |
| Applicable income taxes | $1,092,000 | 1,305 |
| Income before extraordinary items | $2,251,000 | 1,622 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,251,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 984 |
| Cash dividends | $1,200,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,318,000 | 1,571 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 1,363 |
| Total interest expense | $2,947,000 | 1,268 |
| Net interest income | $3,957,000 | 1,452 |
| Provision for loan and lease losses | $162,000 | 1,343 |
| Total noninterest income | $877,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $388,000 | 1,115 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $489,000 | 1,363 |
| Total noninterest expense | $2,921,000 | 1,539 |
| Salaries and employee benefits | $1,425,000 | 1,728 |
| Premises and equipment expense | $181,000 | 3,256 |
| Additional noninterest expense | $1,315,000 | 1,015 |
| Pre-tax net operating income | $1,751,000 | 1,413 |
| Securities gains (losses) | $-100,000 | 8,659 |
| Applicable income taxes | $534,000 | 1,319 |
| Income before extraordinary items | $1,117,000 | 1,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,117,000 | 1,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,185,000 | 1,516 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,466,000 | 1,370 |
| Total interest expense | $8,622,000 | 1,321 |
| Net interest income | $15,844,000 | 1,379 |
| Provision for loan and lease losses | $31,000 | 6,178 |
| Total noninterest income | $3,659,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,611,000 | 1,104 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,048,000 | 1,344 |
| Total noninterest expense | $11,628,000 | 1,481 |
| Salaries and employee benefits | $5,493,000 | 1,707 |
| Premises and equipment expense | $650,000 | 3,424 |
| Additional noninterest expense | $5,485,000 | 948 |
| Pre-tax net operating income | $7,844,000 | 1,218 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,635,000 | 1,078 |
| Income before extraordinary items | $5,209,000 | 1,366 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,209,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,888 |
| Cash dividends | $3,850,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,209,000 | 1,353 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,335,000 | 2,579 |
| Total interest expense | $3,088,000 | 2,479 |
| Net interest income | $6,247,000 | 2,582 |
| Provision for loan and lease losses | $-120,000 | 8,713 |
| Total noninterest income | $1,461,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $657,000 | 1,950 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $804,000 | 2,108 |
| Total noninterest expense | $4,546,000 | 2,694 |
| Salaries and employee benefits | $2,144,000 | 3,070 |
| Premises and equipment expense | $253,000 | 5,393 |
| Additional noninterest expense | $2,149,000 | 1,736 |
| Pre-tax net operating income | $3,282,000 | 2,080 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,123,000 | 1,730 |
| Income before extraordinary items | $2,159,000 | 2,352 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,159,000 | 2,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,917 |
| Cash dividends | $1,350,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,159,000 | 2,323 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,029,000 | 2,590 |
| Total interest expense | $1,886,000 | 2,532 |
| Net interest income | $4,143,000 | 2,567 |
| Provision for loan and lease losses | $105,000 | 3,281 |
| Total noninterest income | $910,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $430,000 | 1,953 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $480,000 | 2,250 |
| Total noninterest expense | $3,016,000 | 2,683 |
| Salaries and employee benefits | $1,439,000 | 3,036 |
| Premises and equipment expense | $158,000 | 5,558 |
| Additional noninterest expense | $1,419,000 | 1,740 |
| Pre-tax net operating income | $1,932,000 | 2,249 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $649,000 | 1,892 |
| Income before extraordinary items | $1,283,000 | 2,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,283,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,283,000 | 2,473 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 2,646 |
| Total interest expense | $851,000 | 2,648 |
| Net interest income | $2,060,000 | 2,585 |
| Provision for loan and lease losses | $52,000 | 3,132 |
| Total noninterest income | $435,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $210,000 | 1,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $225,000 | 2,301 |
| Total noninterest expense | $1,481,000 | 2,746 |
| Salaries and employee benefits | $711,000 | 3,086 |
| Premises and equipment expense | $77,000 | 5,676 |
| Additional noninterest expense | $693,000 | 1,785 |
| Pre-tax net operating income | $962,000 | 2,231 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $324,000 | 1,875 |
| Income before extraordinary items | $638,000 | 2,479 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $638,000 | 2,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $638,000 | 2,441 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,683,000 | 2,652 |
| Total interest expense | $2,706,000 | 2,859 |
| Net interest income | $7,977,000 | 2,555 |
| Provision for loan and lease losses | $160,000 | 4,119 |
| Total noninterest income | $2,275,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $990,000 | 1,775 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,285,000 | 1,821 |
| Total noninterest expense | $5,683,000 | 2,785 |
| Salaries and employee benefits | $2,643,000 | 3,194 |
| Premises and equipment expense | $332,000 | 5,390 |
| Additional noninterest expense | $2,708,000 | 1,805 |
| Pre-tax net operating income | $4,409,000 | 1,881 |
| Securities gains (losses) | $136,000 | 1,037 |
| Applicable income taxes | $1,545,000 | 1,567 |
| Income before extraordinary items | $3,000,000 | 2,077 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,000,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,501 |
| Cash dividends | $1,600,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,910,240 | 2,088 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,871,000 | 2,679 |
| Total interest expense | $1,982,000 | 2,862 |
| Net interest income | $5,889,000 | 2,557 |
| Provision for loan and lease losses | $160,000 | 3,409 |
| Total noninterest income | $1,834,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $753,000 | 1,760 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,081,000 | 1,679 |
| Total noninterest expense | $4,267,000 | 2,760 |
| Salaries and employee benefits | $1,978,000 | 3,161 |
| Premises and equipment expense | $255,000 | 5,284 |
| Additional noninterest expense | $2,034,000 | 1,768 |
| Pre-tax net operating income | $3,296,000 | 1,903 |
| Securities gains (losses) | $136,000 | 989 |
| Applicable income taxes | $1,169,000 | 1,570 |
| Income before extraordinary items | $2,263,000 | 2,074 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,263,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,410 |
| Cash dividends | $1,100,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,173,240 | 2,101 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,134,000 | 2,719 |
| Total interest expense | $1,293,000 | 2,902 |
| Net interest income | $3,841,000 | 2,586 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $1,075,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $497,000 | 1,766 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $578,000 | 1,979 |
| Total noninterest expense | $2,821,000 | 2,778 |
| Salaries and employee benefits | $1,303,000 | 3,212 |
| Premises and equipment expense | $174,000 | 5,230 |
| Additional noninterest expense | $1,344,000 | 1,775 |
| Pre-tax net operating income | $1,975,000 | 2,062 |
| Securities gains (losses) | $136,000 | 846 |
| Applicable income taxes | $710,000 | 1,690 |
| Income before extraordinary items | $1,401,000 | 2,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,401,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,594 |
| Cash dividends | $800,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,311,240 | 2,268 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 2,805 |
| Total interest expense | $642,000 | 2,959 |
| Net interest income | $1,844,000 | 2,684 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $507,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $235,000 | 1,811 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $272,000 | 2,003 |
| Total noninterest expense | $1,370,000 | 2,859 |
| Salaries and employee benefits | $626,000 | 3,340 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $657,000 | 1,808 |
| Pre-tax net operating income | $921,000 | 2,159 |
| Securities gains (losses) | $136,000 | 662 |
| Applicable income taxes | $354,000 | 1,711 |
| Income before extraordinary items | $703,000 | 2,170 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $703,000 | 2,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,070 |
| Cash dividends | $600,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $611,880 | 2,373 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,341,000 | 2,739 |
| Total interest expense | $2,730,000 | 3,118 |
| Net interest income | $7,611,000 | 2,529 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $2,307,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $949,000 | 1,827 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,358,000 | 1,952 |
| Total noninterest expense | $5,756,000 | 2,690 |
| Salaries and employee benefits | $2,665,000 | 3,094 |
| Premises and equipment expense | $377,000 | 4,943 |
| Additional noninterest expense | $2,714,000 | 1,789 |
| Pre-tax net operating income | $4,012,000 | 1,967 |
| Securities gains (losses) | $269,000 | 1,126 |
| Applicable income taxes | $1,415,000 | 1,704 |
| Income before extraordinary items | $2,866,000 | 2,114 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,866,000 | 2,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,205 |
| Cash dividends | $2,200,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,685,770 | 2,143 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,790,000 | 2,765 |
| Total interest expense | $2,097,000 | 3,163 |
| Net interest income | $5,693,000 | 2,559 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $1,888,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $701,000 | 1,849 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,187,000 | 1,825 |
| Total noninterest expense | $4,359,000 | 2,671 |
| Salaries and employee benefits | $2,073,000 | 2,992 |
| Premises and equipment expense | $290,000 | 4,832 |
| Additional noninterest expense | $1,996,000 | 1,809 |
| Pre-tax net operating income | $2,997,000 | 2,051 |
| Securities gains (losses) | $269,000 | 1,039 |
| Applicable income taxes | $1,084,000 | 1,736 |
| Income before extraordinary items | $2,182,000 | 2,155 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,182,000 | 2,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,871 |
| Cash dividends | $1,400,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,001,770 | 2,220 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 2,762 |
| Total interest expense | $1,429,000 | 3,197 |
| Net interest income | $3,821,000 | 2,551 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $1,315,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $474,000 | 1,785 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $841,000 | 1,718 |
| Total noninterest expense | $2,920,000 | 2,669 |
| Salaries and employee benefits | $1,395,000 | 2,976 |
| Premises and equipment expense | $196,000 | 4,760 |
| Additional noninterest expense | $1,329,000 | 1,811 |
| Pre-tax net operating income | $2,066,000 | 1,980 |
| Securities gains (losses) | $269,000 | 869 |
| Applicable income taxes | $788,000 | 1,641 |
| Income before extraordinary items | $1,547,000 | 2,053 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,547,000 | 2,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,326 |
| Cash dividends | $1,400,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,369,460 | 2,157 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 2,798 |
| Total interest expense | $725,000 | 3,213 |
| Net interest income | $1,881,000 | 2,577 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $594,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $237,000 | 1,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $357,000 | 1,874 |
| Total noninterest expense | $1,414,000 | 2,730 |
| Salaries and employee benefits | $679,000 | 3,026 |
| Premises and equipment expense | $91,000 | 5,012 |
| Additional noninterest expense | $644,000 | 1,829 |
| Pre-tax net operating income | $986,000 | 2,074 |
| Securities gains (losses) | $201,000 | 660 |
| Applicable income taxes | $401,000 | 1,617 |
| Income before extraordinary items | $786,000 | 2,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $786,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $700,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $653,340 | 2,214 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,146,000 | 2,737 |
| Total interest expense | $3,424,000 | 3,169 |
| Net interest income | $7,722,000 | 2,478 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $2,040,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,010,000 | 1,600 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,030,000 | 2,135 |
| Total noninterest expense | $5,388,000 | 2,731 |
| Salaries and employee benefits | $2,640,000 | 2,975 |
| Premises and equipment expense | $375,000 | 4,865 |
| Additional noninterest expense | $2,373,000 | 1,953 |
| Pre-tax net operating income | $4,074,000 | 1,959 |
| Securities gains (losses) | $184,000 | 1,223 |
| Applicable income taxes | $1,394,000 | 1,750 |
| Income before extraordinary items | $2,864,000 | 2,091 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,864,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,825 |
| Cash dividends | $2,300,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,740,720 | 2,105 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,134,000 | 2,598 |
| Total interest expense | $6,172,000 | 2,587 |
| Net interest income | $6,962,000 | 2,572 |
| Provision for loan and lease losses | $210,000 | 4,019 |
| Total noninterest income | $1,932,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $996,000 | 1,479 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $936,000 | 2,146 |
| Total noninterest expense | $4,980,000 | 2,832 |
| Salaries and employee benefits | $2,289,000 | 3,206 |
| Premises and equipment expense | $392,000 | 4,659 |
| Additional noninterest expense | $2,299,000 | 1,955 |
| Pre-tax net operating income | $3,704,000 | 1,891 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $1,237,000 | 1,767 |
| Income before extraordinary items | $2,468,000 | 2,113 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,468,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,056 |
| Cash dividends | $1,850,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,467,330 | 2,046 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,863,000 | 2,511 |
| Total interest expense | $6,951,000 | 2,420 |
| Net interest income | $6,912,000 | 2,577 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $1,601,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $961,000 | 1,415 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $640,000 | 2,528 |
| Total noninterest expense | $4,922,000 | 2,761 |
| Salaries and employee benefits | $2,151,000 | 3,263 |
| Premises and equipment expense | $429,000 | 4,284 |
| Additional noninterest expense | $2,342,000 | 1,878 |
| Pre-tax net operating income | $3,411,000 | 2,124 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,161,000 | 1,873 |
| Income before extraordinary items | $2,250,000 | 2,291 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,250,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,656 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,250,000 | 2,302 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,516,000 | 2,603 |
| Total interest expense | $5,741,000 | 2,563 |
| Net interest income | $6,775,000 | 2,589 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $2,088,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $906,000 | 1,430 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,182,000 | 1,664 |
| Total noninterest expense | $5,107,000 | 2,639 |
| Salaries and employee benefits | $2,285,000 | 3,043 |
| Premises and equipment expense | $427,000 | 4,307 |
| Additional noninterest expense | $2,395,000 | 1,835 |
| Pre-tax net operating income | $3,606,000 | 2,024 |
| Securities gains (losses) | $203,000 | 541 |
| Applicable income taxes | $1,329,000 | 1,747 |
| Income before extraordinary items | $2,480,000 | 2,112 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,480,000 | 2,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,224 |
| Cash dividends | $2,100,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $-310,000 | 10,135 |
| Net operating income | $2,348,050 | 2,206 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,585,000 | 2,594 |
| Total interest expense | $6,309,000 | 2,391 |
| Net interest income | $6,276,000 | 2,733 |
| Provision for loan and lease losses | $-20,000 | 10,239 |
| Total noninterest income | $2,039,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $861,000 | 1,460 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,178,000 | 1,649 |
| Total noninterest expense | $4,902,000 | 2,670 |
| Salaries and employee benefits | $2,255,000 | 2,987 |
| Premises and equipment expense | $435,000 | 4,136 |
| Additional noninterest expense | $2,212,000 | 1,912 |
| Pre-tax net operating income | $3,433,000 | 2,109 |
| Securities gains (losses) | $42,000 | 1,862 |
| Applicable income taxes | $1,187,000 | 2,009 |
| Income before extraordinary items | $2,288,000 | 2,274 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,288,000 | 2,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,690 |
| Cash dividends | $2,050,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,260,280 | 2,215 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,301,000 | 2,663 |
| Total interest expense | $6,227,000 | 2,417 |
| Net interest income | $6,074,000 | 2,874 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $1,544,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $805,000 | 1,611 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $739,000 | 2,145 |
| Total noninterest expense | $4,371,000 | 2,902 |
| Salaries and employee benefits | $1,988,000 | 3,330 |
| Premises and equipment expense | $450,000 | 4,042 |
| Additional noninterest expense | $1,933,000 | 2,161 |
| Pre-tax net operating income | $3,087,000 | 2,425 |
| Securities gains (losses) | $-51,000 | 10,653 |
| Applicable income taxes | $1,005,000 | 2,431 |
| Income before extraordinary items | $2,031,000 | 2,552 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,031,000 | 2,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $1,850,000 | 1,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,065,170 | 2,456 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,811,000 | 2,793 |
| Total interest expense | $5,708,000 | 2,664 |
| Net interest income | $6,103,000 | 2,908 |
| Provision for loan and lease losses | $270,000 | 2,798 |
| Total noninterest income | $1,256,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $718,000 | 1,894 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $538,000 | 2,778 |
| Total noninterest expense | $4,162,000 | 3,231 |
| Salaries and employee benefits | $1,848,000 | 3,590 |
| Premises and equipment expense | $421,000 | 4,352 |
| Additional noninterest expense | $1,893,000 | 2,585 |
| Pre-tax net operating income | $2,927,000 | 2,424 |
| Securities gains (losses) | $96,000 | 975 |
| Applicable income taxes | $1,032,000 | 2,290 |
| Income before extraordinary items | $1,991,000 | 2,473 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,991,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,655 |
| Cash dividends | $1,600,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,927,640 | 2,488 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,417,000 | 2,918 |
| Total interest expense | $5,793,000 | 2,651 |
| Net interest income | $5,624,000 | 3,159 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,041,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $629,000 | 2,158 |
| Trading account gains and fees | $1,000 | 505 |
| Additional Noninterest Income | $411,000 | 3,260 |
| Total noninterest expense | $4,177,000 | 3,197 |
| Salaries and employee benefits | $2,101,000 | 3,156 |
| Premises and equipment expense | $409,000 | 4,452 |
| Additional noninterest expense | $1,667,000 | 2,789 |
| Pre-tax net operating income | $2,488,000 | 2,862 |
| Securities gains (losses) | $53,000 | 1,271 |
| Applicable income taxes | $840,000 | 2,769 |
| Income before extraordinary items | $1,701,000 | 2,889 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,701,000 | 2,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 11,651 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,665,490 | 2,920 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,263,000 | 3,257 |
| Total interest expense | $3,855,000 | 3,168 |
| Net interest income | $5,408,000 | 3,315 |
| Provision for loan and lease losses | $-206,000 | 12,341 |
| Total noninterest income | $1,055,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $531,000 | 2,566 |
| Trading account gains and fees | $1,000 | 450 |
| Additional Noninterest Income | $523,000 | 2,874 |
| Total noninterest expense | $3,953,000 | 3,468 |
| Salaries and employee benefits | $2,066,000 | 3,185 |
| Premises and equipment expense | $375,000 | 4,835 |
| Additional noninterest expense | $1,512,000 | 3,267 |
| Pre-tax net operating income | $2,716,000 | 2,612 |
| Securities gains (losses) | $-43,000 | 10,916 |
| Applicable income taxes | $914,000 | 2,437 |
| Income before extraordinary items | $1,759,000 | 2,752 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,759,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 12,295 |
| Cash dividends | $1,518,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,787,380 | 2,724 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,122,000 | 3,375 |
| Total interest expense | $3,797,000 | 3,317 |
| Net interest income | $5,325,000 | 3,366 |
| Provision for loan and lease losses | $-116,000 | 12,934 |
| Total noninterest income | $939,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $507,000 | 2,751 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $432,000 | 3,580 |
| Total noninterest expense | $4,127,000 | 3,384 |
| Salaries and employee benefits | $2,143,000 | 3,057 |
| Premises and equipment expense | $360,000 | 5,114 |
| Additional noninterest expense | $1,624,000 | 3,273 |
| Pre-tax net operating income | $2,253,000 | 2,973 |
| Securities gains (losses) | $71,000 | 2,955 |
| Applicable income taxes | $724,000 | 3,020 |
| Income before extraordinary items | $1,600,000 | 3,055 |
| Extraordinary gains, net | $-82,000 | 12,872 |
| Net income | $1,518,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $1,400,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,551,010 | 2,964 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,973,000 | 3,491 |
| Total interest expense | $4,501,000 | 3,649 |
| Net interest income | $5,472,000 | 3,346 |
| Provision for loan and lease losses | $318,000 | 3,992 |
| Total noninterest income | $911,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $566,000 | 2,447 |
| Trading account gains and fees | $1,000 | 486 |
| Additional Noninterest Income | $344,000 | 4,083 |
| Total noninterest expense | $3,747,000 | 3,702 |
| Salaries and employee benefits | $1,998,000 | 3,209 |
| Premises and equipment expense | $327,000 | 5,633 |
| Additional noninterest expense | $1,422,000 | 3,752 |
| Pre-tax net operating income | $2,318,000 | 2,695 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $716,000 | 2,897 |
| Income before extraordinary items | $1,603,000 | 2,869 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,603,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 5,442 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,602,310 | 2,647 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.