Home > Bremer Bank > Assets and Liabilities
Bremer Bank, Assets and Liabilities
| 2014-09-30 | Rank | |
| # of Employees: | 84 | 1,787 |
| Assets and Liabilities | ||
| Total Assets: | $762,257,000 | 910 |
| Cash and due from depository institutions | $13,397,000 | 1,787 |
| Interest-bearing balances | $5,000 | 6,340 |
| Securities | $105,839,000 | 1,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $608,074,000 | 736 |
| Loan loss allowance | $8,196,000 | 801 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,040,000 | 1,073 |
| Other real estate owned | $889,000 | 1,787 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $23,018,000 | 925 |
| Life insurance assets | $11,150,000 | 794 |
| Total liabilities and capital | $762,257,000 | 910 |
| Total liabilities | $688,110,000 | 889 |
| Total deposits | $458,028,000 | 1,236 |
| Interest-bearing deposits | $315,845,000 | 1,438 |
| Deposits held in domestic offices | $458,028,000 | 1,234 |
| % insured | 62.25% | 6,157 |
| Federal funds purchased & repurchase agreements | $227,530,000 | 109 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $2,552,000 | 1,730 |
| Total equity capital | $74,147,000 | 1,024 |
| Total bank equity capital | $74,147,000 | 1,023 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $958,000 | 2,321 |
| Surplus | $22,984,000 | 1,327 |
| Undivided profits | $50,205,000 | 785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $8,400,000 | 752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,812,000 | 93 |
| Income earned, not collected on loans | $5,401,000 | 453 |
| Earning assets | $713,918,000 | 887 |
| Long-term assets (5+ years) | $111,936,000 | 1,906 |
| Average Assets, year-to-date | $757,036,500 | 906 |
| Average Assets, quarterly | $769,167,000 | 900 |
| Volatile liabilities | $231,906,000 | 284 |
| Insider loans | $9,154,000 | 690 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $3,189,000 | 602 |
| Unused loan commitments | $180,471,000 | 547 |
| Tier 1 (core) risk-based capital | $73,850,000 | 972 |
| Tier 2 risk-based capital | $8,407,000 | 639 |
| Total risk weighted assets | $672,222,000 | 705 |
| Total unused commitments | $180,471,000 | 547 |
| Derivatives | $19,626,000 | 541 |
| 2014-06-30 | Rank | |
| # of Employees: | 87 | 1,733 |
| Assets and Liabilities | ||
| Total Assets: | $776,077,000 | 892 |
| Cash and due from depository institutions | $13,610,000 | 1,733 |
| Interest-bearing balances | $22,000 | 6,352 |
| Securities | $110,879,000 | 1,335 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $611,064,000 | 713 |
| Loan loss allowance | $7,813,000 | 841 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $11,124,000 | 1,069 |
| Other real estate owned | $578,000 | 1,733 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $28,822,000 | 742 |
| Life insurance assets | $11,054,000 | 785 |
| Total liabilities and capital | $776,077,000 | 892 |
| Total liabilities | $704,247,000 | 866 |
| Total deposits | $457,357,000 | 1,224 |
| Interest-bearing deposits | $328,319,000 | 1,362 |
| Deposits held in domestic offices | $457,357,000 | 1,223 |
| % insured | 66.76% | 6,030 |
| Federal funds purchased & repurchase agreements | $89,347,000 | 194 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $155,000,000 | 245 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $2,543,000 | 1,644 |
| Total equity capital | $71,830,000 | 1,046 |
| Total bank equity capital | $71,830,000 | 1,044 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $958,000 | 2,352 |
| Surplus | $22,984,000 | 1,323 |
| Undivided profits | $47,888,000 | 813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $9,518,000 | 704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,779,000 | 98 |
| Income earned, not collected on loans | $5,001,000 | 456 |
| Earning assets | $721,965,000 | 860 |
| Long-term assets (5+ years) | $117,916,000 | 1,827 |
| Average Assets, year-to-date | $755,296,330 | 904 |
| Average Assets, quarterly | $770,166,500 | 894 |
| Volatile liabilities | $248,972,000 | 262 |
| Insider loans | $9,285,000 | 675 |
| FHLB advances | $155,000,000 | 223 |
| Loans and leases held for sale | $5,059,000 | 489 |
| Unused loan commitments | $180,507,000 | 536 |
| Tier 1 (core) risk-based capital | $71,442,000 | 986 |
| Tier 2 risk-based capital | $8,333,000 | 645 |
| Total risk weighted assets | $671,315,000 | 696 |
| Total unused commitments | $180,507,000 | 536 |
| Derivatives | $22,138,000 | 529 |
| 2014-03-31 | Rank | |
| # of Employees: | 88 | 1,709 |
| Assets and Liabilities | ||
| Total Assets: | $764,256,000 | 899 |
| Cash and due from depository institutions | $16,800,000 | 1,709 |
| Interest-bearing balances | $2,000 | 6,494 |
| Securities | $135,696,000 | 1,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $574,140,000 | 752 |
| Loan loss allowance | $7,244,000 | 924 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $11,225,000 | 1,065 |
| Other real estate owned | $578,000 | 1,709 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $25,817,000 | 829 |
| Life insurance assets | $10,961,000 | 783 |
| Total liabilities and capital | $764,256,000 | 899 |
| Total liabilities | $694,967,000 | 877 |
| Total deposits | $477,784,000 | 1,181 |
| Interest-bearing deposits | $336,132,000 | 1,353 |
| Deposits held in domestic offices | $477,784,000 | 1,180 |
| % insured | 68.68% | 5,995 |
| Federal funds purchased & repurchase agreements | $114,479,000 | 169 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $80,000,000 | 360 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $22,704,000 | 318 |
| Total equity capital | $69,289,000 | 1,073 |
| Total bank equity capital | $69,289,000 | 1,072 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,337,000 | 1,347 |
| Surplus | $21,605,000 | 1,394 |
| Undivided profits | $45,347,000 | 825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $9,060,000 | 790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,815,000 | 104 |
| Income earned, not collected on loans | $4,771,000 | 469 |
| Earning assets | $709,838,000 | 879 |
| Long-term assets (5+ years) | $123,370,000 | 1,726 |
| Average Assets, year-to-date | $744,906,000 | 918 |
| Average Assets, quarterly | $744,906,000 | 918 |
| Volatile liabilities | $118,853,000 | 435 |
| Insider loans | $9,285,000 | 667 |
| FHLB advances | $80,000,000 | 326 |
| Loans and leases held for sale | $1,460,000 | 768 |
| Unused loan commitments | $190,131,000 | 513 |
| Tier 1 (core) risk-based capital | $69,291,000 | 1,018 |
| Tier 2 risk-based capital | $7,764,000 | 694 |
| Total risk weighted assets | $638,074,000 | 722 |
| Total unused commitments | $190,131,000 | 513 |
| Derivatives | $12,082,000 | 599 |
| 2013-12-31 | Rank | |
| # of Employees: | 94 | 1,595 |
| Assets and Liabilities | ||
| Total Assets: | $725,556,000 | 936 |
| Cash and due from depository institutions | $25,967,000 | 1,595 |
| Interest-bearing balances | $6,000 | 6,532 |
| Securities | $105,988,000 | 1,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $559,625,000 | 774 |
| Loan loss allowance | $7,152,000 | 950 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $11,252,000 | 1,053 |
| Other real estate owned | $255,000 | 1,595 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $22,469,000 | 951 |
| Life insurance assets | $10,899,000 | 773 |
| Total liabilities and capital | $725,556,000 | 936 |
| Total liabilities | $658,461,000 | 919 |
| Total deposits | $471,404,000 | 1,176 |
| Interest-bearing deposits | $327,337,000 | 1,379 |
| Deposits held in domestic offices | $471,404,000 | 1,175 |
| % insured | 59.02% | 6,491 |
| Federal funds purchased & repurchase agreements | $183,829,000 | 118 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $3,228,000 | 1,365 |
| Total equity capital | $67,095,000 | 1,087 |
| Total bank equity capital | $67,095,000 | 1,085 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,337,000 | 1,366 |
| Surplus | $21,606,000 | 1,401 |
| Undivided profits | $43,152,000 | 838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $5,602,000 | 1,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 839 |
| Income earned, not collected on loans | $4,681,000 | 498 |
| Earning assets | $665,619,000 | 928 |
| Long-term assets (5+ years) | $87,883,000 | 2,242 |
| Average Assets, year-to-date | $679,614,800 | 982 |
| Average Assets, quarterly | $712,438,000 | 948 |
| Volatile liabilities | $188,072,000 | 316 |
| Insider loans | $9,285,000 | 655 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $3,469,000 | 512 |
| Unused loan commitments | $175,886,000 | 529 |
| Tier 1 (core) risk-based capital | $67,504,000 | 1,035 |
| Tier 2 risk-based capital | $7,672,000 | 688 |
| Total risk weighted assets | $627,561,000 | 727 |
| Total unused commitments | $175,886,000 | 529 |
| Derivatives | $13,658,000 | 560 |
| 2013-09-30 | Rank | |
| # of Employees: | 99 | 1,523 |
| Assets and Liabilities | ||
| Total Assets: | $699,320,000 | 968 |
| Cash and due from depository institutions | $15,706,000 | 1,523 |
| Interest-bearing balances | $4,000 | 6,615 |
| Securities | $102,240,000 | 1,462 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $550,869,000 | 769 |
| Loan loss allowance | $6,991,000 | 994 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $11,066,000 | 1,067 |
| Other real estate owned | $255,000 | 1,523 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $19,184,000 | 1,080 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $699,320,000 | 968 |
| Total liabilities | $638,646,000 | 941 |
| Total deposits | $446,020,000 | 1,251 |
| Interest-bearing deposits | $320,950,000 | 1,420 |
| Deposits held in domestic offices | $446,020,000 | 1,250 |
| % insured | 65.08% | 6,404 |
| Federal funds purchased & repurchase agreements | $188,523,000 | 123 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $4,103,000 | 1,207 |
| Total equity capital | $60,674,000 | 1,200 |
| Total bank equity capital | $60,674,000 | 1,199 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,337,000 | 1,391 |
| Surplus | $17,606,000 | 1,679 |
| Undivided profits | $40,731,000 | 888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $6,040,000 | 1,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $5,069,000 | 470 |
| Earning assets | $653,113,000 | 946 |
| Long-term assets (5+ years) | $96,790,000 | 2,075 |
| Average Assets, year-to-date | $668,129,500 | 1,001 |
| Average Assets, quarterly | $688,562,500 | 978 |
| Volatile liabilities | $192,258,000 | 299 |
| Insider loans | $10,397,000 | 577 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $3,460,000 | 577 |
| Unused loan commitments | $172,241,000 | 540 |
| Tier 1 (core) risk-based capital | $61,804,000 | 1,137 |
| Tier 2 risk-based capital | $7,497,000 | 708 |
| Total risk weighted assets | $611,238,000 | 737 |
| Total unused commitments | $172,241,000 | 540 |
| Derivatives | $13,830,000 | 588 |
| 2013-06-30 | Rank | |
| # of Employees: | 99 | 1,530 |
| Assets and Liabilities | ||
| Total Assets: | $677,805,000 | 991 |
| Cash and due from depository institutions | $10,843,000 | 1,530 |
| Interest-bearing balances | $9,000 | 6,649 |
| Securities | $106,301,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $539,153,000 | 771 |
| Loan loss allowance | $6,812,000 | 1,026 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $10,333,000 | 1,146 |
| Other real estate owned | $616,000 | 1,530 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $10,559,000 | 1,731 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $677,805,000 | 991 |
| Total liabilities | $619,238,000 | 958 |
| Total deposits | $446,556,000 | 1,246 |
| Interest-bearing deposits | $334,026,000 | 1,353 |
| Deposits held in domestic offices | $446,556,000 | 1,245 |
| % insured | 79.74% | 5,123 |
| Federal funds purchased & repurchase agreements | $168,660,000 | 127 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $4,022,000 | 1,209 |
| Total equity capital | $58,567,000 | 1,239 |
| Total bank equity capital | $58,567,000 | 1,237 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,337,000 | 1,398 |
| Surplus | $17,606,000 | 1,681 |
| Undivided profits | $38,624,000 | 934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,752,000 | 1,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $144,000 | 744 |
| Income earned, not collected on loans | $4,307,000 | 549 |
| Earning assets | $645,463,000 | 944 |
| Long-term assets (5+ years) | $91,387,000 | 2,132 |
| Average Assets, year-to-date | $657,732,670 | 1,021 |
| Average Assets, quarterly | $662,019,000 | 1,011 |
| Volatile liabilities | $173,812,000 | 316 |
| Insider loans | $10,397,000 | 581 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $5,025,000 | 597 |
| Unused loan commitments | $188,652,000 | 491 |
| Tier 1 (core) risk-based capital | $59,709,000 | 1,165 |
| Tier 2 risk-based capital | $7,318,000 | 727 |
| Total risk weighted assets | $585,756,000 | 768 |
| Total unused commitments | $188,652,000 | 491 |
| Derivatives | $31,934,000 | 472 |
| 2013-03-31 | Rank | |
| # of Employees: | 94 | 1,609 |
| Assets and Liabilities | ||
| Total Assets: | $646,233,000 | 1,051 |
| Cash and due from depository institutions | $8,831,000 | 1,609 |
| Interest-bearing balances | $4,000 | 6,746 |
| Securities | $108,102,000 | 1,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $508,016,000 | 815 |
| Loan loss allowance | $6,685,000 | 1,075 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $10,355,000 | 1,141 |
| Other real estate owned | $617,000 | 1,609 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $10,312,000 | 1,750 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $646,232,000 | 1,051 |
| Total liabilities | $588,988,000 | 1,021 |
| Total deposits | $471,320,000 | 1,187 |
| Interest-bearing deposits | $353,830,000 | 1,297 |
| Deposits held in domestic offices | $471,320,000 | 1,185 |
| % insured | 77.79% | 5,501 |
| Federal funds purchased & repurchase agreements | $113,894,000 | 173 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,774,000 | 1,262 |
| Total equity capital | $57,244,000 | 1,286 |
| Total bank equity capital | $57,244,000 | 1,285 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,337,000 | 1,419 |
| Surplus | $17,605,000 | 1,693 |
| Undivided profits | $37,302,000 | 1,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $5,967,000 | 1,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 713 |
| Income earned, not collected on loans | $4,185,000 | 557 |
| Earning assets | $616,122,000 | 1,009 |
| Long-term assets (5+ years) | $86,231,000 | 2,193 |
| Average Assets, year-to-date | $647,696,500 | 1,050 |
| Average Assets, quarterly | $647,696,500 | 1,050 |
| Volatile liabilities | $127,008,000 | 394 |
| Insider loans | $8,549,000 | 711 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $3,044,000 | 783 |
| Unused loan commitments | $144,350,000 | 591 |
| Tier 1 (core) risk-based capital | $57,733,000 | 1,194 |
| Tier 2 risk-based capital | $6,971,000 | 757 |
| Total risk weighted assets | $557,455,000 | 793 |
| Total unused commitments | $144,350,000 | 591 |
| Derivatives | $32,226,000 | 450 |
| 2012-12-31 | Rank | |
| # of Employees: | 95 | 1,589 |
| Assets and Liabilities | ||
| Total Assets: | $649,160,000 | 1,051 |
| Cash and due from depository institutions | $59,443,000 | 1,589 |
| Interest-bearing balances | $28,003,000 | 1,493 |
| Securities | $88,090,000 | 1,668 |
| Federal funds sold & reverse repurchase agreements | $5,916,000 | 982 |
| Net loans & leases | $474,572,000 | 875 |
| Loan loss allowance | $6,656,000 | 1,091 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $10,492,000 | 1,118 |
| Other real estate owned | $402,000 | 1,589 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $10,245,000 | 1,763 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $649,161,000 | 1,051 |
| Total liabilities | $593,736,000 | 1,015 |
| Total deposits | $511,115,000 | 1,084 |
| Interest-bearing deposits | $366,799,000 | 1,261 |
| Deposits held in domestic offices | $511,115,000 | 1,082 |
| % insured | 81.95% | 5,569 |
| Federal funds purchased & repurchase agreements | $78,873,000 | 218 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,748,000 | 1,316 |
| Total equity capital | $55,425,000 | 1,312 |
| Total bank equity capital | $55,425,000 | 1,310 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,337,000 | 1,430 |
| Surplus | $17,606,000 | 1,699 |
| Undivided profits | $35,482,000 | 1,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $6,186,000 | 1,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $4,100,000 | 590 |
| Earning assets | $596,581,000 | 1,039 |
| Long-term assets (5+ years) | $84,357,000 | 2,179 |
| Average Assets, year-to-date | $607,913,800 | 1,090 |
| Average Assets, quarterly | $625,178,000 | 1,077 |
| Volatile liabilities | $92,083,000 | 541 |
| Insider loans | $8,759,000 | 692 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $4,692,000 | 772 |
| Unused loan commitments | $171,737,000 | 488 |
| Tier 1 (core) risk-based capital | $55,806,000 | 1,212 |
| Tier 2 risk-based capital | $6,646,000 | 799 |
| Total risk weighted assets | $531,187,000 | 832 |
| Total unused commitments | $171,737,000 | 488 |
| Derivatives | $29,952,000 | 469 |
| 2012-09-30 | Rank | |
| # of Employees: | 92 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $601,196,000 | 1,126 |
| Cash and due from depository institutions | $16,711,000 | 1,641 |
| Interest-bearing balances | $3,004,000 | 4,951 |
| Securities | $91,913,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $1,934,000 | 1,887 |
| Net loans & leases | $469,832,000 | 882 |
| Loan loss allowance | $6,913,000 | 1,076 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,551,000 | 1,230 |
| Other real estate owned | $102,000 | 1,641 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $11,153,000 | 1,642 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $601,197,000 | 1,126 |
| Total liabilities | $546,748,000 | 1,105 |
| Total deposits | $524,712,000 | 1,041 |
| Interest-bearing deposits | $373,135,000 | 1,245 |
| Deposits held in domestic offices | $524,712,000 | 1,040 |
| % insured | 80.16% | 6,050 |
| Federal funds purchased & repurchase agreements | $15,389,000 | 683 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $3,011,000 | 2,936 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,636,000 | 1,399 |
| Total equity capital | $54,449,000 | 1,353 |
| Total bank equity capital | $54,449,000 | 1,352 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,337,000 | 1,456 |
| Surplus | $17,606,000 | 1,711 |
| Undivided profits | $34,506,000 | 1,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,337,000 | 2,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,806,000 | 526 |
| Earning assets | $566,683,000 | 1,091 |
| Long-term assets (5+ years) | $85,895,000 | 2,144 |
| Average Assets, year-to-date | $597,602,250 | 1,122 |
| Average Assets, quarterly | $599,465,500 | 1,128 |
| Volatile liabilities | $32,237,000 | 1,400 |
| Insider loans | $9,482,000 | 634 |
| FHLB advances | $3,011,000 | 2,830 |
| Loans and leases held for sale | $6,868,000 | 612 |
| Unused loan commitments | $153,262,000 | 546 |
| Tier 1 (core) risk-based capital | $53,996,000 | 1,263 |
| Tier 2 risk-based capital | $6,495,000 | 813 |
| Total risk weighted assets | $518,742,000 | 845 |
| Total unused commitments | $153,262,000 | 546 |
| Derivatives | $30,820,000 | 485 |
| 2012-06-30 | Rank | |
| # of Employees: | 92 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $597,735,000 | 1,123 |
| Cash and due from depository institutions | $21,351,000 | 1,630 |
| Interest-bearing balances | $12,005,000 | 2,737 |
| Securities | $96,069,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $4,467,000 | 1,178 |
| Net loans & leases | $456,283,000 | 899 |
| Loan loss allowance | $6,525,000 | 1,160 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $8,889,000 | 1,340 |
| Other real estate owned | $102,000 | 1,630 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $10,574,000 | 1,724 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $597,735,000 | 1,123 |
| Total liabilities | $545,437,000 | 1,090 |
| Total deposits | $530,366,000 | 1,031 |
| Interest-bearing deposits | $367,539,000 | 1,262 |
| Deposits held in domestic offices | $530,366,000 | 1,028 |
| % insured | 81.72% | 5,904 |
| Federal funds purchased & repurchase agreements | $9,039,000 | 917 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $3,000,000 | 3,032 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $3,032,000 | 1,502 |
| Total equity capital | $52,298,000 | 1,378 |
| Total bank equity capital | $52,298,000 | 1,377 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,337,000 | 1,484 |
| Surplus | $17,606,000 | 1,711 |
| Undivided profits | $32,355,000 | 1,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,439,000 | 2,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $4,080,000 | 583 |
| Earning assets | $568,824,000 | 1,078 |
| Long-term assets (5+ years) | $88,660,000 | 2,058 |
| Average Assets, year-to-date | $596,404,330 | 1,120 |
| Average Assets, quarterly | $599,399,000 | 1,125 |
| Volatile liabilities | $26,113,000 | 1,647 |
| Insider loans | $9,567,000 | 625 |
| FHLB advances | $3,000,000 | 2,921 |
| Loans and leases held for sale | $4,097,000 | 691 |
| Unused loan commitments | $136,201,000 | 581 |
| Tier 1 (core) risk-based capital | $52,061,000 | 1,292 |
| Tier 2 risk-based capital | $6,293,000 | 840 |
| Total risk weighted assets | $502,736,000 | 872 |
| Total unused commitments | $136,201,000 | 581 |
| Derivatives | $30,440,000 | 464 |
| 2012-03-31 | Rank | |
| # of Employees: | 86 | 1,751 |
| Assets and Liabilities | ||
| Total Assets: | $601,063,000 | 1,119 |
| Cash and due from depository institutions | $38,754,000 | 1,751 |
| Interest-bearing balances | $28,005,000 | 1,527 |
| Securities | $97,570,000 | 1,530 |
| Federal funds sold & reverse repurchase agreements | $4,340,000 | 1,524 |
| Net loans & leases | $440,859,000 | 920 |
| Loan loss allowance | $6,763,000 | 1,138 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $8,646,000 | 1,372 |
| Other real estate owned | $182,000 | 1,751 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $10,712,000 | 1,720 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $601,063,000 | 1,119 |
| Total liabilities | $551,053,000 | 1,095 |
| Total deposits | $522,155,000 | 1,054 |
| Interest-bearing deposits | $387,023,000 | 1,217 |
| Deposits held in domestic offices | $522,155,000 | 1,052 |
| % insured | 79.59% | 6,246 |
| Federal funds purchased & repurchase agreements | $22,235,000 | 541 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $3,000,000 | 3,055 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,663,000 | 1,316 |
| Total equity capital | $50,010,000 | 1,422 |
| Total bank equity capital | $50,010,000 | 1,421 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,337,000 | 1,505 |
| Surplus | $17,606,000 | 1,716 |
| Undivided profits | $30,067,000 | 1,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,955,000 | 2,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $3,927,000 | 619 |
| Earning assets | $570,774,000 | 1,080 |
| Long-term assets (5+ years) | $89,408,000 | 2,043 |
| Average Assets, year-to-date | $595,739,000 | 1,124 |
| Average Assets, quarterly | $595,739,000 | 1,124 |
| Volatile liabilities | $42,098,000 | 1,114 |
| Insider loans | $9,731,000 | 612 |
| FHLB advances | $3,000,000 | 2,960 |
| Loans and leases held for sale | $5,378,000 | 578 |
| Unused loan commitments | $142,416,000 | 555 |
| Tier 1 (core) risk-based capital | $49,977,000 | 1,333 |
| Tier 2 risk-based capital | $6,095,000 | 871 |
| Total risk weighted assets | $486,473,000 | 895 |
| Total unused commitments | $142,416,000 | 555 |
| Derivatives | $29,426,000 | 432 |
| 2011-12-31 | Rank | |
| # of Employees: | 86 | 1,750 |
| Assets and Liabilities | ||
| Total Assets: | $590,415,000 | 1,135 |
| Cash and due from depository institutions | $41,816,000 | 1,750 |
| Interest-bearing balances | $23,002,000 | 1,642 |
| Securities | $100,719,000 | 1,447 |
| Federal funds sold & reverse repurchase agreements | $2,265,000 | 1,909 |
| Net loans & leases | $426,444,000 | 967 |
| Loan loss allowance | $6,607,000 | 1,171 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $8,238,000 | 1,437 |
| Other real estate owned | $182,000 | 1,750 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $10,751,000 | 1,725 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $590,415,000 | 1,135 |
| Total liabilities | $540,274,000 | 1,109 |
| Total deposits | $486,995,000 | 1,123 |
| Interest-bearing deposits | $348,464,000 | 1,330 |
| Deposits held in domestic offices | $486,995,000 | 1,120 |
| % insured | 84.77% | 5,360 |
| Federal funds purchased & repurchase agreements | $47,106,000 | 340 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $3,000,000 | 3,220 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,173,000 | 1,460 |
| Total equity capital | $50,141,000 | 1,415 |
| Total bank equity capital | $50,141,000 | 1,415 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,337,000 | 1,516 |
| Surplus | $17,606,000 | 1,726 |
| Undivided profits | $30,198,000 | 1,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,527,000 | 1,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $3,998,000 | 643 |
| Earning assets | $552,430,000 | 1,105 |
| Long-term assets (5+ years) | $90,143,000 | 1,705 |
| Average Assets, year-to-date | $552,137,600 | 1,195 |
| Average Assets, quarterly | $573,347,000 | 1,169 |
| Volatile liabilities | $67,115,000 | 790 |
| Insider loans | $11,270,000 | 522 |
| FHLB advances | $3,000,000 | 3,106 |
| Loans and leases held for sale | $5,883,000 | 496 |
| Unused loan commitments | $142,122,000 | 533 |
| Tier 1 (core) risk-based capital | $49,823,000 | 1,328 |
| Tier 2 risk-based capital | $5,902,000 | 903 |
| Total risk weighted assets | $471,015,000 | 925 |
| Total unused commitments | $142,122,000 | 533 |
| Derivatives | $25,230,000 | 390 |
| 2011-09-30 | Rank | |
| # of Employees: | 82 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $556,279,000 | 1,215 |
| Cash and due from depository institutions | $22,742,000 | 1,843 |
| Interest-bearing balances | $13,011,000 | 2,589 |
| Securities | $99,975,000 | 1,419 |
| Federal funds sold & reverse repurchase agreements | $1,769,000 | 2,284 |
| Net loans & leases | $412,995,000 | 1,011 |
| Loan loss allowance | $6,890,000 | 1,130 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,753,000 | 1,514 |
| Other real estate owned | $299,000 | 1,843 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $10,746,000 | 1,753 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $556,280,000 | 1,215 |
| Total liabilities | $505,507,000 | 1,191 |
| Total deposits | $458,262,000 | 1,213 |
| Interest-bearing deposits | $345,101,000 | 1,342 |
| Deposits held in domestic offices | $458,262,000 | 1,211 |
| % insured | 83.00% | 5,867 |
| Federal funds purchased & repurchase agreements | $41,288,000 | 382 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,000,000 | 3,311 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,957,000 | 1,574 |
| Total equity capital | $50,773,000 | 1,410 |
| Total bank equity capital | $50,773,000 | 1,408 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,337,000 | 1,544 |
| Surplus | $17,605,000 | 1,741 |
| Undivided profits | $30,831,000 | 1,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,980,000 | 2,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $4,159,000 | 640 |
| Earning assets | $527,750,000 | 1,155 |
| Long-term assets (5+ years) | $94,555,000 | 1,566 |
| Average Assets, year-to-date | $542,568,250 | 1,219 |
| Average Assets, quarterly | $544,979,000 | 1,233 |
| Volatile liabilities | $58,041,000 | 907 |
| Insider loans | $12,398,000 | 466 |
| FHLB advances | $3,000,000 | 3,187 |
| Loans and leases held for sale | $5,095,000 | 487 |
| Unused loan commitments | $131,253,000 | 580 |
| Tier 1 (core) risk-based capital | $49,951,000 | 1,329 |
| Tier 2 risk-based capital | $5,687,000 | 934 |
| Total risk weighted assets | $453,369,000 | 971 |
| Total unused commitments | $131,253,000 | 580 |
| Derivatives | $29,970,000 | 411 |
| 2011-06-30 | Rank | |
| # of Employees: | 79 | 1,936 |
| Assets and Liabilities | ||
| Total Assets: | $533,679,000 | 1,268 |
| Cash and due from depository institutions | $11,669,000 | 1,936 |
| Interest-bearing balances | $1,010,000 | 5,616 |
| Securities | $101,464,000 | 1,413 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $403,131,000 | 1,045 |
| Loan loss allowance | $6,851,000 | 1,165 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,749,000 | 1,729 |
| Other real estate owned | $249,000 | 1,936 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $10,417,000 | 1,828 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $533,679,000 | 1,268 |
| Total liabilities | $483,376,000 | 1,250 |
| Total deposits | $436,607,000 | 1,264 |
| Interest-bearing deposits | $341,516,000 | 1,378 |
| Deposits held in domestic offices | $436,607,000 | 1,261 |
| % insured | 82.63% | 5,996 |
| Federal funds purchased & repurchase agreements | $40,131,000 | 402 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,000,000 | 3,387 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,638,000 | 1,265 |
| Total equity capital | $50,303,000 | 1,384 |
| Total bank equity capital | $50,303,000 | 1,382 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,337,000 | 1,567 |
| Surplus | $17,605,000 | 1,727 |
| Undivided profits | $30,361,000 | 1,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,886,000 | 2,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $3,525,000 | 763 |
| Earning assets | $505,605,000 | 1,208 |
| Long-term assets (5+ years) | $94,720,000 | 1,535 |
| Average Assets, year-to-date | $537,998,000 | 1,239 |
| Average Assets, quarterly | $538,523,000 | 1,251 |
| Volatile liabilities | $56,606,000 | 950 |
| Insider loans | $11,591,000 | 513 |
| FHLB advances | $3,000,000 | 3,264 |
| Loans and leases held for sale | $1,869,000 | 640 |
| Unused loan commitments | $121,674,000 | 614 |
| Tier 1 (core) risk-based capital | $49,849,000 | 1,305 |
| Tier 2 risk-based capital | $5,541,000 | 983 |
| Total risk weighted assets | $441,591,000 | 1,010 |
| Total unused commitments | $121,674,000 | 615 |
| Derivatives | $11,584,000 | 476 |
| 2011-03-31 | Rank | |
| # of Employees: | 70 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $543,367,000 | 1,243 |
| Cash and due from depository institutions | $10,262,000 | 2,198 |
| Interest-bearing balances | $4,000 | 7,029 |
| Securities | $99,207,000 | 1,412 |
| Federal funds sold & reverse repurchase agreements | $19,998,000 | 337 |
| Net loans & leases | $396,576,000 | 1,074 |
| Loan loss allowance | $7,011,000 | 1,163 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,064,000 | 1,960 |
| Other real estate owned | $371,000 | 2,198 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $10,889,000 | 1,772 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $543,367,000 | 1,243 |
| Total liabilities | $493,633,000 | 1,232 |
| Total deposits | $455,859,000 | 1,209 |
| Interest-bearing deposits | $357,048,000 | 1,331 |
| Deposits held in domestic offices | $455,859,000 | 1,207 |
| % insured | 82.30% | 6,112 |
| Federal funds purchased & repurchase agreements | $31,226,000 | 462 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,000,000 | 3,439 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,548,000 | 1,279 |
| Total equity capital | $49,734,000 | 1,364 |
| Total bank equity capital | $49,734,000 | 1,364 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,337,000 | 1,592 |
| Surplus | $17,605,000 | 1,741 |
| Undivided profits | $29,792,000 | 1,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,696,000 | 2,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $3,500,000 | 773 |
| Earning assets | $515,785,000 | 1,196 |
| Long-term assets (5+ years) | $91,523,000 | 1,553 |
| Average Assets, year-to-date | $540,157,500 | 1,246 |
| Average Assets, quarterly | $540,157,500 | 1,246 |
| Volatile liabilities | $48,095,000 | 1,152 |
| Insider loans | $11,851,000 | 501 |
| FHLB advances | $3,000,000 | 3,293 |
| Loans and leases held for sale | $1,348,000 | 664 |
| Unused loan commitments | $111,568,000 | 666 |
| Tier 1 (core) risk-based capital | $49,665,000 | 1,294 |
| Tier 2 risk-based capital | $5,484,000 | 1,019 |
| Total risk weighted assets | $436,770,000 | 1,038 |
| Total unused commitments | $111,568,000 | 667 |
| Derivatives | $10,008,000 | 468 |
| 2010-12-31 | Rank | |
| # of Employees: | 79 | 1,957 |
| Assets and Liabilities | ||
| Total Assets: | $536,948,000 | 1,254 |
| Cash and due from depository institutions | $6,977,000 | 1,957 |
| Interest-bearing balances | $2,000 | 7,087 |
| Securities | $95,099,000 | 1,412 |
| Federal funds sold & reverse repurchase agreements | $36,957,000 | 157 |
| Net loans & leases | $380,687,000 | 1,146 |
| Loan loss allowance | $6,648,000 | 1,211 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,726,000 | 2,102 |
| Other real estate owned | $470,000 | 1,957 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $11,032,000 | 1,805 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $536,948,000 | 1,254 |
| Total liabilities | $486,779,000 | 1,248 |
| Total deposits | $414,572,000 | 1,327 |
| Interest-bearing deposits | $338,236,000 | 1,393 |
| Deposits held in domestic offices | $414,572,000 | 1,325 |
| % insured | 84.77% | 5,564 |
| Federal funds purchased & repurchase agreements | $65,827,000 | 309 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,000,000 | 3,643 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,380,000 | 1,351 |
| Total equity capital | $50,169,000 | 1,329 |
| Total bank equity capital | $50,169,000 | 1,329 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,337,000 | 1,612 |
| Surplus | $17,606,000 | 1,746 |
| Undivided profits | $30,226,000 | 1,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,465,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,436,000 | 819 |
| Earning assets | $512,745,000 | 1,191 |
| Long-term assets (5+ years) | $85,768,000 | 1,594 |
| Average Assets, year-to-date | $523,554,200 | 1,276 |
| Average Assets, quarterly | $530,000,000 | 1,274 |
| Volatile liabilities | $100,477,000 | 1,348 |
| Insider loans | $11,692,000 | 531 |
| FHLB advances | $3,000,000 | 3,499 |
| Loans and leases held for sale | $2,996,000 | 743 |
| Unused loan commitments | $116,360,000 | 634 |
| Tier 1 (core) risk-based capital | $49,985,000 | 1,265 |
| Tier 2 risk-based capital | $5,292,000 | 1,085 |
| Total risk weighted assets | $421,613,000 | 1,105 |
| Total unused commitments | $116,360,000 | 636 |
| Derivatives | $10,300,000 | 521 |
| 2010-09-30 | Rank | |
| # of Employees: | 74 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $523,052,000 | 1,308 |
| Cash and due from depository institutions | $10,719,000 | 2,103 |
| Interest-bearing balances | $2,000 | 7,157 |
| Securities | $89,640,000 | 1,464 |
| Federal funds sold & reverse repurchase agreements | $29,384,000 | 216 |
| Net loans & leases | $377,457,000 | 1,181 |
| Loan loss allowance | $6,770,000 | 1,213 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,713,000 | 2,533 |
| Other real estate owned | $721,000 | 2,103 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $10,418,000 | 1,893 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $523,052,000 | 1,308 |
| Total liabilities | $471,635,000 | 1,296 |
| Total deposits | $403,333,000 | 1,379 |
| Interest-bearing deposits | $346,425,000 | 1,377 |
| Deposits held in domestic offices | $403,333,000 | 1,378 |
| % insured | 79.52% | 6,201 |
| Federal funds purchased & repurchase agreements | $62,526,000 | 311 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $3,000,000 | 3,776 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,776,000 | 1,716 |
| Total equity capital | $51,417,000 | 1,333 |
| Total bank equity capital | $51,417,000 | 1,333 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,337,000 | 1,636 |
| Surplus | $17,606,000 | 1,745 |
| Undivided profits | $31,474,000 | 1,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,084,000 | 2,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,774,000 | 775 |
| Earning assets | $496,483,000 | 1,259 |
| Long-term assets (5+ years) | $79,612,000 | 1,678 |
| Average Assets, year-to-date | $520,205,750 | 1,295 |
| Average Assets, quarterly | $516,112,500 | 1,312 |
| Volatile liabilities | $101,106,000 | 1,389 |
| Insider loans | $7,116,000 | 997 |
| FHLB advances | $3,000,000 | 3,627 |
| Loans and leases held for sale | $5,028,000 | 586 |
| Unused loan commitments | $107,082,000 | 701 |
| Tier 1 (core) risk-based capital | $50,830,000 | 1,255 |
| Tier 2 risk-based capital | $5,142,000 | 1,112 |
| Total risk weighted assets | $409,305,000 | 1,149 |
| Total unused commitments | $107,082,000 | 704 |
| Derivatives | $38,172,000 | 363 |
| 2010-06-30 | Rank | |
| # of Employees: | 80 | 1,966 |
| Assets and Liabilities | ||
| Total Assets: | $509,173,000 | 1,339 |
| Cash and due from depository institutions | $7,707,000 | 1,966 |
| Interest-bearing balances | $4,000 | 7,143 |
| Securities | $89,328,000 | 1,468 |
| Federal funds sold & reverse repurchase agreements | $7,172,000 | 1,117 |
| Net loans & leases | $390,054,000 | 1,151 |
| Loan loss allowance | $6,811,000 | 1,227 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,762,000 | 2,529 |
| Other real estate owned | $499,000 | 1,966 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $9,651,000 | 2,049 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $509,173,000 | 1,339 |
| Total liabilities | $457,884,000 | 1,342 |
| Total deposits | $397,249,000 | 1,410 |
| Interest-bearing deposits | $342,766,000 | 1,417 |
| Deposits held in domestic offices | $397,249,000 | 1,409 |
| % insured | 83.87% | 5,494 |
| Federal funds purchased & repurchase agreements | $55,299,000 | 336 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $3,000,000 | 3,909 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,336,000 | 1,882 |
| Total equity capital | $51,289,000 | 1,321 |
| Total bank equity capital | $51,289,000 | 1,321 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,337,000 | 1,657 |
| Surplus | $17,606,000 | 1,746 |
| Undivided profits | $31,346,000 | 1,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,955,000 | 3,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $3,424,000 | 840 |
| Earning assets | $486,558,000 | 1,289 |
| Long-term assets (5+ years) | $80,488,000 | 1,655 |
| Average Assets, year-to-date | $519,257,000 | 1,304 |
| Average Assets, quarterly | $514,132,500 | 1,324 |
| Volatile liabilities | $87,382,000 | 1,637 |
| Insider loans | $7,234,000 | 1,000 |
| FHLB advances | $3,000,000 | 3,770 |
| Loans and leases held for sale | $3,244,000 | 587 |
| Unused loan commitments | $99,546,000 | 728 |
| Tier 1 (core) risk-based capital | $50,571,000 | 1,253 |
| Tier 2 risk-based capital | $5,243,000 | 1,108 |
| Total risk weighted assets | $417,478,000 | 1,139 |
| Total unused commitments | $99,546,000 | 730 |
| Derivatives | $17,098,000 | 434 |
| 2010-03-31 | Rank | |
| # of Employees: | 79 | 2,017 |
| Assets and Liabilities | ||
| Total Assets: | $519,092,000 | 1,347 |
| Cash and due from depository institutions | $8,227,000 | 2,017 |
| Interest-bearing balances | $5,000 | 7,194 |
| Securities | $99,528,000 | 1,320 |
| Federal funds sold & reverse repurchase agreements | $9,131,000 | 1,018 |
| Net loans & leases | $387,076,000 | 1,189 |
| Loan loss allowance | $6,486,000 | 1,314 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,813,000 | 2,544 |
| Other real estate owned | $426,000 | 2,017 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $9,891,000 | 2,045 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $519,092,000 | 1,347 |
| Total liabilities | $468,621,000 | 1,347 |
| Total deposits | $414,716,000 | 1,372 |
| Interest-bearing deposits | $354,403,000 | 1,406 |
| Deposits held in domestic offices | $414,716,000 | 1,371 |
| % insured | 82.17% | 5,872 |
| Federal funds purchased & repurchase agreements | $47,990,000 | 386 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,000,000 | 4,025 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,915,000 | 1,586 |
| Total equity capital | $50,471,000 | 1,341 |
| Total bank equity capital | $50,471,000 | 1,341 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,337,000 | 1,694 |
| Surplus | $17,606,000 | 1,781 |
| Undivided profits | $30,528,000 | 1,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,522,000 | 3,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,423,000 | 877 |
| Earning assets | $495,740,000 | 1,297 |
| Long-term assets (5+ years) | $91,799,000 | 1,479 |
| Average Assets, year-to-date | $524,299,000 | 1,328 |
| Average Assets, quarterly | $524,299,000 | 1,328 |
| Volatile liabilities | $82,104,000 | 1,789 |
| Insider loans | $7,297,000 | 1,030 |
| FHLB advances | $3,000,000 | 3,876 |
| Loans and leases held for sale | $1,840,000 | 657 |
| Unused loan commitments | $106,192,000 | 722 |
| Tier 1 (core) risk-based capital | $49,887,000 | 1,274 |
| Tier 2 risk-based capital | $5,246,000 | 1,135 |
| Total risk weighted assets | $418,018,000 | 1,166 |
| Total unused commitments | $106,192,000 | 723 |
| Derivatives | $12,826,000 | 453 |
| 2009-12-31 | Rank | |
| # of Employees: | 78 | 2,069 |
| Assets and Liabilities | ||
| Total Assets: | $529,506,000 | 1,329 |
| Cash and due from depository institutions | $11,651,000 | 2,069 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $103,960,000 | 1,244 |
| Federal funds sold & reverse repurchase agreements | $5,479,000 | 1,504 |
| Net loans & leases | $392,353,000 | 1,204 |
| Loan loss allowance | $5,890,000 | 1,420 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,901,000 | 2,536 |
| Other real estate owned | $484,000 | 2,069 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $10,678,000 | 1,981 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $529,506,000 | 1,329 |
| Total liabilities | $480,905,000 | 1,316 |
| Total deposits | $417,193,000 | 1,346 |
| Interest-bearing deposits | $348,415,000 | 1,421 |
| Deposits held in domestic offices | $417,193,000 | 1,344 |
| % insured | 82.24% | 5,906 |
| Federal funds purchased & repurchase agreements | $57,993,000 | 356 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $3,000,000 | 4,183 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,719,000 | 1,676 |
| Total equity capital | $48,601,000 | 1,373 |
| Total bank equity capital | $48,601,000 | 1,372 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,337,000 | 1,726 |
| Surplus | $17,606,000 | 1,783 |
| Undivided profits | $28,658,000 | 1,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,680,000 | 3,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $3,824,000 | 812 |
| Earning assets | $501,792,000 | 1,279 |
| Long-term assets (5+ years) | $90,099,000 | 1,513 |
| Average Assets, year-to-date | $523,956,800 | 1,313 |
| Average Assets, quarterly | $528,051,000 | 1,323 |
| Volatile liabilities | $98,055,000 | 1,532 |
| Insider loans | $7,132,000 | 1,067 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $3,591,000 | 529 |
| Unused loan commitments | $117,976,000 | 687 |
| Tier 1 (core) risk-based capital | $48,139,000 | 1,308 |
| Tier 2 risk-based capital | $5,381,000 | 1,131 |
| Total risk weighted assets | $429,575,000 | 1,162 |
| Total unused commitments | $117,976,000 | 687 |
| Derivatives | $10,644,000 | 480 |
| 2009-09-30 | Rank | |
| # of Employees: | 80 | 2,041 |
| Assets and Liabilities | ||
| Total Assets: | $526,596,000 | 1,334 |
| Cash and due from depository institutions | $5,729,000 | 2,041 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $100,501,000 | 1,268 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $405,888,000 | 1,186 |
| Loan loss allowance | $5,624,000 | 1,391 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,987,000 | 2,515 |
| Other real estate owned | $360,000 | 2,041 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $9,131,000 | 2,010 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $526,596,000 | 1,334 |
| Total liabilities | $479,491,000 | 1,330 |
| Total deposits | $394,192,000 | 1,434 |
| Interest-bearing deposits | $341,817,000 | 1,455 |
| Deposits held in domestic offices | $394,192,000 | 1,431 |
| % insured | 85.11% | 5,437 |
| Federal funds purchased & repurchase agreements | $78,736,000 | 309 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $3,000,000 | 4,305 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,563,000 | 1,483 |
| Total equity capital | $47,105,000 | 1,470 |
| Total bank equity capital | $47,105,000 | 1,469 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,337,000 | 1,750 |
| Surplus | $17,606,000 | 1,781 |
| Undivided profits | $27,162,000 | 1,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,395,000 | 2,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,850,000 | 842 |
| Earning assets | $506,389,000 | 1,284 |
| Long-term assets (5+ years) | $85,970,000 | 1,556 |
| Average Assets, year-to-date | $522,569,500 | 1,333 |
| Average Assets, quarterly | $530,319,000 | 1,320 |
| Volatile liabilities | $129,599,000 | 1,170 |
| Insider loans | $7,042,000 | 1,102 |
| FHLB advances | $3,000,000 | 4,156 |
| Loans and leases held for sale | $2,037,000 | 660 |
| Unused loan commitments | $122,074,000 | 691 |
| Tier 1 (core) risk-based capital | $46,719,000 | 1,366 |
| Tier 2 risk-based capital | $5,513,000 | 1,113 |
| Total risk weighted assets | $440,551,000 | 1,166 |
| Total unused commitments | $122,074,000 | 692 |
| Derivatives | $12,694,000 | 482 |
| 2009-06-30 | Rank | |
| # of Employees: | 81 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $534,042,000 | 1,340 |
| Cash and due from depository institutions | $11,319,000 | 2,050 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $103,668,000 | 1,220 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $404,724,000 | 1,209 |
| Loan loss allowance | $5,020,000 | 1,484 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,082,000 | 2,505 |
| Other real estate owned | $160,000 | 2,050 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,089,000 | 2,052 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $534,042,000 | 1,340 |
| Total liabilities | $489,053,000 | 1,320 |
| Total deposits | $394,242,000 | 1,433 |
| Interest-bearing deposits | $344,865,000 | 1,450 |
| Deposits held in domestic offices | $394,242,000 | 1,429 |
| % insured | 75.17% | 4,992 |
| Federal funds purchased & repurchase agreements | $87,075,000 | 293 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $3,000,000 | 4,370 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,736,000 | 1,225 |
| Total equity capital | $44,989,000 | 1,523 |
| Total bank equity capital | $44,989,000 | 1,523 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,337,000 | 1,775 |
| Surplus | $17,605,000 | 1,778 |
| Undivided profits | $25,047,000 | 1,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,299,000 | 3,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,682,000 | 889 |
| Earning assets | $508,392,000 | 1,285 |
| Long-term assets (5+ years) | $87,274,000 | 1,526 |
| Average Assets, year-to-date | $521,227,330 | 1,360 |
| Average Assets, quarterly | $525,013,000 | 1,357 |
| Volatile liabilities | $149,476,000 | 1,032 |
| Insider loans | $7,798,000 | 1,003 |
| FHLB advances | $3,000,000 | 4,213 |
| Loans and leases held for sale | $3,173,000 | 708 |
| Unused loan commitments | $124,004,000 | 717 |
| Tier 1 (core) risk-based capital | $45,203,000 | 1,424 |
| Tier 2 risk-based capital | $5,373,000 | 1,141 |
| Total risk weighted assets | $442,548,000 | 1,183 |
| Total unused commitments | $124,004,000 | 718 |
| Derivatives | $15,700,000 | 471 |
| 2009-03-31 | Rank | |
| # of Employees: | 78 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $515,984,000 | 1,390 |
| Cash and due from depository institutions | $8,102,000 | 2,143 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $95,835,000 | 1,298 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $397,676,000 | 1,245 |
| Loan loss allowance | $4,517,000 | 1,567 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,166,000 | 2,494 |
| Other real estate owned | $250,000 | 2,143 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $8,955,000 | 2,054 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $515,984,000 | 1,390 |
| Total liabilities | $472,496,000 | 1,376 |
| Total deposits | $375,256,000 | 1,529 |
| Interest-bearing deposits | $324,658,000 | 1,545 |
| Deposits held in domestic offices | $375,256,000 | 1,525 |
| % insured | 95.24% | 263 |
| Federal funds purchased & repurchase agreements | $64,605,000 | 370 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $28,000,000 | 1,615 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,635,000 | 1,218 |
| Total equity capital | $43,488,000 | 1,573 |
| Total bank equity capital | $43,488,000 | 1,572 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,337,000 | 1,785 |
| Surplus | $17,605,000 | 1,756 |
| Undivided profits | $23,546,000 | 1,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,842,000 | 2,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,520,000 | 951 |
| Earning assets | $493,511,000 | 1,334 |
| Long-term assets (5+ years) | $80,433,000 | 1,589 |
| Average Assets, year-to-date | $514,820,000 | 1,378 |
| Average Assets, quarterly | $514,820,000 | 1,378 |
| Volatile liabilities | $136,310,000 | 1,129 |
| Insider loans | $7,471,000 | 1,059 |
| FHLB advances | $28,000,000 | 1,521 |
| Loans and leases held for sale | $2,894,000 | 636 |
| Unused loan commitments | $125,825,000 | 745 |
| Tier 1 (core) risk-based capital | $43,648,000 | 1,493 |
| Tier 2 risk-based capital | $4,870,000 | 1,234 |
| Total risk weighted assets | $436,083,000 | 1,206 |
| Total unused commitments | $125,825,000 | 746 |
| Derivatives | $37,276,000 | 369 |
| 2008-12-31 | Rank | |
| # of Employees: | 77 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $513,656,000 | 1,373 |
| Cash and due from depository institutions | $18,878,000 | 2,194 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $94,148,000 | 1,303 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $386,990,000 | 1,277 |
| Loan loss allowance | $4,121,000 | 1,640 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,263,000 | 2,481 |
| Other real estate owned | $160,000 | 2,194 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $8,217,000 | 2,215 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $513,656,000 | 1,373 |
| Total liabilities | $470,662,000 | 1,355 |
| Total deposits | $375,198,000 | 1,468 |
| Interest-bearing deposits | $317,617,000 | 1,526 |
| Deposits held in domestic offices | $375,198,000 | 1,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $88,183,000 | 309 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $3,000,000 | 4,654 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,281,000 | 1,312 |
| Total equity capital | $42,994,000 | 1,575 |
| Total bank equity capital | $42,994,000 | 1,575 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,337,000 | 1,792 |
| Surplus | $17,605,000 | 1,723 |
| Undivided profits | $23,052,000 | 1,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,487,000 | 3,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,601,000 | 971 |
| Earning assets | $481,138,000 | 1,336 |
| Long-term assets (5+ years) | $78,262,000 | 1,610 |
| Average Assets, year-to-date | $512,627,600 | 1,316 |
| Average Assets, quarterly | $509,886,500 | 1,363 |
| Volatile liabilities | $133,860,000 | 1,147 |
| Insider loans | $7,741,000 | 1,035 |
| FHLB advances | $3,000,000 | 4,513 |
| Loans and leases held for sale | $2,837,000 | 498 |
| Unused loan commitments | $126,325,000 | 752 |
| Tier 1 (core) risk-based capital | $43,547,000 | 1,463 |
| Tier 2 risk-based capital | $4,474,000 | 1,314 |
| Total risk weighted assets | $423,899,000 | 1,226 |
| Total unused commitments | $126,325,000 | 753 |
| Derivatives | $21,277,000 | 409 |
| 2008-09-30 | Rank | |
| # of Employees: | 80 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $506,117,000 | 1,368 |
| Cash and due from depository institutions | $12,515,000 | 2,128 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $95,255,000 | 1,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $383,260,000 | 1,288 |
| Loan loss allowance | $4,074,000 | 1,516 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,284,000 | 2,454 |
| Other real estate owned | $10,000 | 2,128 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,793,000 | 1,915 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $506,117,000 | 1,368 |
| Total liabilities | $463,090,000 | 1,349 |
| Total deposits | $359,102,000 | 1,508 |
| Interest-bearing deposits | $302,847,000 | 1,590 |
| Deposits held in domestic offices | $359,102,000 | 1,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,575,000 | 368 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $28,014,000 | 1,785 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,399,000 | 1,545 |
| Total equity capital | $43,027,000 | 1,578 |
| Total bank equity capital | $43,027,000 | 1,578 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,337,000 | 1,804 |
| Surplus | $17,606,000 | 1,702 |
| Undivided profits | $23,084,000 | 1,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,011,000 | 2,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,900,000 | 923 |
| Earning assets | $478,515,000 | 1,330 |
| Long-term assets (5+ years) | $78,533,000 | 1,575 |
| Average Assets, year-to-date | $512,370,500 | 1,309 |
| Average Assets, quarterly | $515,914,500 | 1,338 |
| Volatile liabilities | $136,657,000 | 1,098 |
| Insider loans | $7,103,000 | 1,109 |
| FHLB advances | $28,014,000 | 1,690 |
| Loans and leases held for sale | $934,000 | 802 |
| Unused loan commitments | $131,488,000 | 772 |
| Tier 1 (core) risk-based capital | $43,103,000 | 1,505 |
| Tier 2 risk-based capital | $4,389,000 | 1,297 |
| Total risk weighted assets | $420,704,000 | 1,235 |
| Total unused commitments | $131,488,000 | 772 |
| Derivatives | $6,572,000 | 527 |
| 2008-06-30 | Rank | |
| # of Employees: | 78 | 2,228 |
| Assets and Liabilities | ||
| Total Assets: | $525,712,000 | 1,309 |
| Cash and due from depository institutions | $18,708,000 | 2,228 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $97,695,000 | 1,236 |
| Federal funds sold & reverse repurchase agreements | $8,284,000 | 1,465 |
| Net loans & leases | $384,349,000 | 1,267 |
| Loan loss allowance | $3,962,000 | 1,488 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,380,000 | 2,405 |
| Other real estate owned | $150,000 | 2,228 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,146,000 | 1,698 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $525,711,000 | 1,309 |
| Total liabilities | $483,694,000 | 1,285 |
| Total deposits | $365,734,000 | 1,479 |
| Interest-bearing deposits | $309,391,000 | 1,524 |
| Deposits held in domestic offices | $365,734,000 | 1,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,128,000 | 447 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $55,012,000 | 1,066 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,820,000 | 1,399 |
| Total equity capital | $42,017,000 | 1,632 |
| Total bank equity capital | $42,017,000 | 1,632 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,337,000 | 1,811 |
| Surplus | $17,605,000 | 1,684 |
| Undivided profits | $22,075,000 | 1,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,909,000 | 2,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,767,000 | 951 |
| Earning assets | $490,328,000 | 1,280 |
| Long-term assets (5+ years) | $79,246,000 | 1,554 |
| Average Assets, year-to-date | $514,455,000 | 1,302 |
| Average Assets, quarterly | $517,549,500 | 1,317 |
| Volatile liabilities | $153,096,000 | 981 |
| Insider loans | $7,194,000 | 1,096 |
| FHLB advances | $55,012,000 | 997 |
| Loans and leases held for sale | $1,646,000 | 711 |
| Unused loan commitments | $115,575,000 | 882 |
| Tier 1 (core) risk-based capital | $42,606,000 | 1,540 |
| Tier 2 risk-based capital | $4,277,000 | 1,297 |
| Total risk weighted assets | $429,804,000 | 1,204 |
| Total unused commitments | $115,575,000 | 882 |
| Derivatives | $13,461,000 | 423 |
| 2008-03-31 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $509,387,000 | 1,334 |
| Cash and due from depository institutions | $16,753,000 | 2,197 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $103,715,000 | 1,176 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $373,409,000 | 1,290 |
| Loan loss allowance | $3,839,000 | 1,487 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,415,000 | 2,361 |
| Other real estate owned | $150,000 | 2,197 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,945,000 | 1,787 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $509,386,000 | 1,334 |
| Total liabilities | $467,094,000 | 1,306 |
| Total deposits | $371,801,000 | 1,446 |
| Interest-bearing deposits | $317,381,000 | 1,472 |
| Deposits held in domestic offices | $371,801,000 | 1,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,491,000 | 459 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $36,000,000 | 1,349 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,802,000 | 1,243 |
| Total equity capital | $42,292,000 | 1,664 |
| Total bank equity capital | $42,292,000 | 1,664 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,337,000 | 1,807 |
| Surplus | $17,605,000 | 1,679 |
| Undivided profits | $22,350,000 | 1,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,716,000 | 2,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,902,000 | 932 |
| Earning assets | $477,124,000 | 1,306 |
| Long-term assets (5+ years) | $84,079,000 | 1,424 |
| Average Assets, year-to-date | $508,826,500 | 1,313 |
| Average Assets, quarterly | $508,826,500 | 1,313 |
| Volatile liabilities | $132,326,000 | 1,099 |
| Insider loans | $6,583,000 | 1,186 |
| FHLB advances | $36,000,000 | 1,272 |
| Loans and leases held for sale | $1,615,000 | 753 |
| Unused loan commitments | $117,621,000 | 887 |
| Tier 1 (core) risk-based capital | $42,004,000 | 1,554 |
| Tier 2 risk-based capital | $4,154,000 | 1,298 |
| Total risk weighted assets | $412,952,000 | 1,238 |
| Total unused commitments | $117,621,000 | 887 |
| Derivatives | $19,535,000 | 403 |
| 2007-12-31 | Rank | |
| # of Employees: | 81 | 2,149 |
| Assets and Liabilities | ||
| Total Assets: | $508,266,000 | 1,319 |
| Cash and due from depository institutions | $22,197,000 | 2,149 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $102,766,000 | 1,174 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $368,178,000 | 1,306 |
| Loan loss allowance | $3,521,000 | 1,577 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,489,000 | 2,313 |
| Other real estate owned | $195,000 | 2,149 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,441,000 | 1,877 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $508,267,000 | 1,319 |
| Total liabilities | $467,012,000 | 1,289 |
| Total deposits | $394,479,000 | 1,337 |
| Interest-bearing deposits | $337,855,000 | 1,365 |
| Deposits held in domestic offices | $394,479,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,596,000 | 429 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,138,000 | 3,327 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,799,000 | 1,224 |
| Total equity capital | $41,255,000 | 1,697 |
| Total bank equity capital | $41,255,000 | 1,697 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,337,000 | 1,797 |
| Surplus | $17,605,000 | 1,666 |
| Undivided profits | $21,313,000 | 1,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,465,000 | 2,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,299,000 | 906 |
| Earning assets | $470,944,000 | 1,298 |
| Long-term assets (5+ years) | $89,368,000 | 1,271 |
| Average Assets, year-to-date | $496,320,400 | 1,309 |
| Average Assets, quarterly | $501,886,000 | 1,320 |
| Volatile liabilities | $116,188,000 | 1,265 |
| Insider loans | $3,401,000 | 2,130 |
| FHLB advances | $6,000,000 | 3,217 |
| Loans and leases held for sale | $1,572,000 | 734 |
| Unused loan commitments | $134,308,000 | 807 |
| Tier 1 (core) risk-based capital | $41,597,000 | 1,562 |
| Tier 2 risk-based capital | $3,836,000 | 1,402 |
| Total risk weighted assets | $414,082,000 | 1,227 |
| Total unused commitments | $134,308,000 | 807 |
| Derivatives | $10,845,000 | 450 |
| 2007-09-30 | Rank | |
| # of Employees: | 82 | 2,100 |
| Assets and Liabilities | ||
| Total Assets: | $495,506,000 | 1,333 |
| Cash and due from depository institutions | $12,467,000 | 2,100 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $103,501,000 | 1,175 |
| Federal funds sold & reverse repurchase agreements | $1,238,000 | 4,759 |
| Net loans & leases | $361,655,000 | 1,294 |
| Loan loss allowance | $3,545,000 | 1,517 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,552,000 | 2,245 |
| Other real estate owned | $90,000 | 2,100 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,003,000 | 1,634 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $495,506,000 | 1,333 |
| Total liabilities | $455,193,000 | 1,304 |
| Total deposits | $372,609,000 | 1,416 |
| Interest-bearing deposits | $326,782,000 | 1,405 |
| Deposits held in domestic offices | $372,609,000 | 1,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,271,000 | 488 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $31,000,000 | 1,314 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,313,000 | 1,327 |
| Total equity capital | $40,313,000 | 1,703 |
| Total bank equity capital | $40,313,000 | 1,703 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,337,000 | 1,779 |
| Surplus | $17,606,000 | 1,632 |
| Undivided profits | $20,370,000 | 1,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $624,000 | 3,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,762,000 | 868 |
| Earning assets | $466,394,000 | 1,300 |
| Long-term assets (5+ years) | $80,276,000 | 1,364 |
| Average Assets, year-to-date | $493,334,000 | 1,314 |
| Average Assets, quarterly | $498,449,000 | 1,323 |
| Volatile liabilities | $124,435,000 | 1,142 |
| Insider loans | $3,509,000 | 2,044 |
| FHLB advances | $31,000,000 | 1,236 |
| Loans and leases held for sale | $2,090,000 | 591 |
| Unused loan commitments | $137,998,000 | 810 |
| Tier 1 (core) risk-based capital | $40,746,000 | 1,588 |
| Tier 2 risk-based capital | $3,794,000 | 1,401 |
| Total risk weighted assets | $401,754,000 | 1,234 |
| Total unused commitments | $137,998,000 | 810 |
| Derivatives | $13,517,000 | 425 |
| 2007-06-30 | Rank | |
| # of Employees: | 85 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $501,392,000 | 1,335 |
| Cash and due from depository institutions | $14,338,000 | 2,056 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $106,588,000 | 1,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $362,387,000 | 1,293 |
| Loan loss allowance | $3,518,000 | 1,528 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,614,000 | 2,228 |
| Other real estate owned | $25,000 | 2,056 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $12,440,000 | 1,473 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $501,392,000 | 1,335 |
| Total liabilities | $466,030,000 | 1,289 |
| Total deposits | $333,293,000 | 1,613 |
| Interest-bearing deposits | $292,038,000 | 1,595 |
| Deposits held in domestic offices | $333,293,000 | 1,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,025,000 | 447 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $74,026,000 | 648 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,686,000 | 1,466 |
| Total equity capital | $35,362,000 | 1,916 |
| Total bank equity capital | $35,362,000 | 1,916 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,337,000 | 1,774 |
| Surplus | $14,605,000 | 1,888 |
| Undivided profits | $18,420,000 | 1,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,121,000 | 2,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,291,000 | 921 |
| Earning assets | $468,975,000 | 1,301 |
| Long-term assets (5+ years) | $79,268,000 | 1,337 |
| Average Assets, year-to-date | $492,610,000 | 1,336 |
| Average Assets, quarterly | $492,750,500 | 1,347 |
| Volatile liabilities | $170,333,000 | 848 |
| Insider loans | $3,643,000 | 1,960 |
| FHLB advances | $74,026,000 | 577 |
| Loans and leases held for sale | $2,490,000 | 649 |
| Unused loan commitments | $99,533,000 | 1,062 |
| Tier 1 (core) risk-based capital | $36,318,000 | 1,771 |
| Tier 2 risk-based capital | $3,767,000 | 1,409 |
| Total risk weighted assets | $399,632,000 | 1,241 |
| Total unused commitments | $99,533,000 | 1,062 |
| Derivatives | $12,859,000 | 468 |
| 2007-03-31 | Rank | |
| # of Employees: | 82 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $484,109,000 | 1,373 |
| Cash and due from depository institutions | $16,212,000 | 2,128 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $112,881,000 | 1,080 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $339,067,000 | 1,370 |
| Loan loss allowance | $3,389,000 | 1,572 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,659,000 | 2,179 |
| Other real estate owned | $32,000 | 2,128 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $10,258,000 | 1,690 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $484,108,000 | 1,373 |
| Total liabilities | $449,545,000 | 1,330 |
| Total deposits | $357,531,000 | 1,504 |
| Interest-bearing deposits | $310,393,000 | 1,490 |
| Deposits held in domestic offices | $357,531,000 | 1,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,499,000 | 455 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $34,000,000 | 1,139 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,515,000 | 1,255 |
| Total equity capital | $34,563,000 | 1,970 |
| Total bank equity capital | $34,563,000 | 1,970 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,337,000 | 1,763 |
| Surplus | $14,606,000 | 1,860 |
| Undivided profits | $17,620,000 | 1,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $939,000 | 2,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,221,000 | 911 |
| Earning assets | $451,948,000 | 1,343 |
| Long-term assets (5+ years) | $79,462,000 | 1,319 |
| Average Assets, year-to-date | $488,219,000 | 1,351 |
| Average Assets, quarterly | $488,219,000 | 1,351 |
| Volatile liabilities | $134,006,000 | 1,032 |
| Insider loans | $3,523,000 | 1,987 |
| FHLB advances | $34,000,000 | 1,068 |
| Loans and leases held for sale | $1,403,000 | 842 |
| Unused loan commitments | $90,336,000 | 1,158 |
| Tier 1 (core) risk-based capital | $34,939,000 | 1,841 |
| Tier 2 risk-based capital | $3,638,000 | 1,451 |
| Total risk weighted assets | $375,655,000 | 1,313 |
| Total unused commitments | $90,336,000 | 1,159 |
| Derivatives | $15,037,000 | 442 |
| 2006-12-31 | Rank | |
| # of Employees: | 82 | 2,123 |
| Assets and Liabilities | ||
| Total Assets: | $492,329,000 | 1,336 |
| Cash and due from depository institutions | $30,505,000 | 2,123 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $114,679,000 | 1,082 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $332,136,000 | 1,388 |
| Loan loss allowance | $3,216,000 | 1,623 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,301,000 | 2,282 |
| Other real estate owned | $0 | 2,123 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,708,000 | 1,783 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $492,329,000 | 1,336 |
| Total liabilities | $459,188,000 | 1,287 |
| Total deposits | $375,247,000 | 1,386 |
| Interest-bearing deposits | $318,907,000 | 1,405 |
| Deposits held in domestic offices | $375,247,000 | 1,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,963,000 | 394 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000,000 | 2,663 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,978,000 | 1,389 |
| Total equity capital | $33,141,000 | 2,030 |
| Total bank equity capital | $33,141,000 | 2,030 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,337,000 | 1,753 |
| Surplus | $14,605,000 | 1,819 |
| Undivided profits | $16,199,000 | 2,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 2,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 933 |
| Income earned, not collected on loans | $4,589,000 | 850 |
| Earning assets | $446,815,000 | 1,348 |
| Long-term assets (5+ years) | $86,630,000 | 1,218 |
| Average Assets, year-to-date | $459,039,400 | 1,360 |
| Average Assets, quarterly | $473,081,500 | 1,364 |
| Volatile liabilities | $152,868,000 | 1,023 |
| Insider loans | $3,489,000 | 1,983 |
| FHLB advances | $9,000,000 | 2,551 |
| Loans and leases held for sale | $3,610,000 | 479 |
| Unused loan commitments | $94,379,000 | 1,078 |
| Tier 1 (core) risk-based capital | $33,740,000 | 1,885 |
| Tier 2 risk-based capital | $3,465,000 | 1,499 |
| Total risk weighted assets | $368,079,000 | 1,325 |
| Total unused commitments | $94,379,000 | 1,079 |
| Derivatives | $15,937,000 | 418 |
| 2006-09-30 | Rank | |
| # of Employees: | 77 | 2,302 |
| Assets and Liabilities | ||
| Total Assets: | $453,834,000 | 1,431 |
| Cash and due from depository institutions | $10,937,000 | 2,302 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $115,454,000 | 1,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $313,638,000 | 1,462 |
| Loan loss allowance | $3,464,000 | 1,513 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,239,000 | 2,744 |
| Other real estate owned | $0 | 2,302 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,566,000 | 1,800 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $453,834,000 | 1,431 |
| Total liabilities | $422,068,000 | 1,378 |
| Total deposits | $337,691,000 | 1,549 |
| Interest-bearing deposits | $289,645,000 | 1,558 |
| Deposits held in domestic offices | $337,691,000 | 1,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,610,000 | 395 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,803 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,767,000 | 1,414 |
| Total equity capital | $31,766,000 | 2,095 |
| Total bank equity capital | $31,766,000 | 2,095 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,337,000 | 1,752 |
| Surplus | $14,606,000 | 1,791 |
| Undivided profits | $14,823,000 | 2,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,131,000 | 2,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 810 |
| Income earned, not collected on loans | $4,390,000 | 873 |
| Earning assets | $429,092,000 | 1,393 |
| Long-term assets (5+ years) | $81,437,000 | 1,267 |
| Average Assets, year-to-date | $450,717,000 | 1,400 |
| Average Assets, quarterly | $447,100,000 | 1,434 |
| Volatile liabilities | $139,148,000 | 1,111 |
| Insider loans | $4,025,000 | 1,737 |
| FHLB advances | $9,000,000 | 2,669 |
| Loans and leases held for sale | $2,119,000 | 646 |
| Unused loan commitments | $85,001,000 | 1,197 |
| Tier 1 (core) risk-based capital | $32,419,000 | 1,962 |
| Tier 2 risk-based capital | $3,665,000 | 1,422 |
| Total risk weighted assets | $345,255,000 | 1,403 |
| Total unused commitments | $85,001,000 | 1,198 |
| Derivatives | $13,049,000 | 474 |
| 2006-06-30 | Rank | |
| # of Employees: | 79 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $440,366,000 | 1,458 |
| Cash and due from depository institutions | $12,520,000 | 2,232 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $113,021,000 | 1,099 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $300,963,000 | 1,498 |
| Loan loss allowance | $3,419,000 | 1,504 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,114,000 | 3,383 |
| Other real estate owned | $0 | 2,232 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $10,748,000 | 1,612 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $440,366,000 | 1,458 |
| Total liabilities | $408,544,000 | 1,417 |
| Total deposits | $318,904,000 | 1,632 |
| Interest-bearing deposits | $273,098,000 | 1,612 |
| Deposits held in domestic offices | $318,904,000 | 1,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,595,000 | 391 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $14,000,000 | 2,219 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,045,000 | 1,572 |
| Total equity capital | $31,822,000 | 2,013 |
| Total bank equity capital | $31,822,000 | 2,013 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,337,000 | 1,746 |
| Surplus | $14,606,000 | 1,749 |
| Undivided profits | $14,879,000 | 2,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 2,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 815 |
| Income earned, not collected on loans | $3,663,000 | 961 |
| Earning assets | $413,984,000 | 1,425 |
| Long-term assets (5+ years) | $80,542,000 | 1,266 |
| Average Assets, year-to-date | $449,678,000 | 1,403 |
| Average Assets, quarterly | $444,529,000 | 1,431 |
| Volatile liabilities | $133,161,000 | 1,132 |
| Insider loans | $4,044,000 | 1,689 |
| FHLB advances | $14,000,000 | 2,106 |
| Loans and leases held for sale | $2,451,000 | 607 |
| Unused loan commitments | $90,222,000 | 1,134 |
| Tier 1 (core) risk-based capital | $33,590,000 | 1,853 |
| Tier 2 risk-based capital | $3,619,000 | 1,405 |
| Total risk weighted assets | $329,881,000 | 1,449 |
| Total unused commitments | $90,222,000 | 1,135 |
| Derivatives | $16,821,000 | 428 |
| 2006-03-31 | Rank | |
| # of Employees: | 78 | 2,247 |
| Assets and Liabilities | ||
| Total Assets: | $448,692,000 | 1,407 |
| Cash and due from depository institutions | $13,556,000 | 2,247 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $120,492,000 | 1,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $302,275,000 | 1,454 |
| Loan loss allowance | $3,491,000 | 1,448 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,132,000 | 4,264 |
| Other real estate owned | $0 | 2,247 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $10,237,000 | 1,642 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $448,692,000 | 1,407 |
| Total liabilities | $416,704,000 | 1,365 |
| Total deposits | $327,032,000 | 1,556 |
| Interest-bearing deposits | $279,281,000 | 1,556 |
| Deposits held in domestic offices | $327,032,000 | 1,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,811,000 | 482 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $39,000,000 | 1,083 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,861,000 | 1,284 |
| Total equity capital | $31,988,000 | 1,979 |
| Total bank equity capital | $31,988,000 | 1,979 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,337,000 | 1,735 |
| Surplus | $14,605,000 | 1,688 |
| Undivided profits | $15,046,000 | 2,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,246,000 | 1,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $130,000 | 658 |
| Income earned, not collected on loans | $3,616,000 | 899 |
| Earning assets | $422,767,000 | 1,376 |
| Long-term assets (5+ years) | $81,390,000 | 1,222 |
| Average Assets, year-to-date | $454,334,000 | 1,385 |
| Average Assets, quarterly | $454,334,000 | 1,385 |
| Volatile liabilities | $138,980,000 | 1,053 |
| Insider loans | $4,190,000 | 1,599 |
| FHLB advances | $39,000,000 | 1,013 |
| Loans and leases held for sale | $825,000 | 927 |
| Unused loan commitments | $84,754,000 | 1,163 |
| Tier 1 (core) risk-based capital | $33,055,000 | 1,844 |
| Tier 2 risk-based capital | $3,692,000 | 1,358 |
| Total risk weighted assets | $328,192,000 | 1,412 |
| Total unused commitments | $84,754,000 | 1,163 |
| Derivatives | $13,738,000 | 438 |
| 2005-12-31 | Rank | |
| # of Employees: | 80 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $459,976,000 | 1,375 |
| Cash and due from depository institutions | $21,263,000 | 2,174 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $127,514,000 | 972 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $299,433,000 | 1,436 |
| Loan loss allowance | $3,330,000 | 1,485 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,805,000 | 4,630 |
| Other real estate owned | $24,000 | 2,174 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,937,000 | 1,686 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $459,976,000 | 1,375 |
| Total liabilities | $428,348,000 | 1,322 |
| Total deposits | $344,662,000 | 1,430 |
| Interest-bearing deposits | $278,659,000 | 1,535 |
| Deposits held in domestic offices | $344,662,000 | 1,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,137,000 | 459 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,000,000 | 1,377 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,549,000 | 1,360 |
| Total equity capital | $31,628,000 | 1,989 |
| Total bank equity capital | $31,628,000 | 1,989 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,337,000 | 1,724 |
| Surplus | $14,605,000 | 1,654 |
| Undivided profits | $14,686,000 | 2,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,036,000 | 2,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $132,000 | 654 |
| Income earned, not collected on loans | $3,799,000 | 849 |
| Earning assets | $426,947,000 | 1,348 |
| Long-term assets (5+ years) | $71,121,000 | 1,351 |
| Average Assets, year-to-date | $440,109,200 | 1,358 |
| Average Assets, quarterly | $455,772,500 | 1,368 |
| Volatile liabilities | $128,682,000 | 1,093 |
| Insider loans | $4,195,000 | 1,588 |
| FHLB advances | $29,000,000 | 1,283 |
| Loans and leases held for sale | $1,135,000 | 827 |
| Unused loan commitments | $87,626,000 | 1,105 |
| Tier 1 (core) risk-based capital | $32,538,000 | 1,828 |
| Tier 2 risk-based capital | $3,531,000 | 1,386 |
| Total risk weighted assets | $328,632,000 | 1,385 |
| Total unused commitments | $87,626,000 | 1,105 |
| Derivatives | $11,880,000 | 419 |
| 2005-09-30 | Rank | |
| # of Employees: | 40 | 4,010 |
| Assets and Liabilities | ||
| Total Assets: | $239,314,000 | 2,532 |
| Cash and due from depository institutions | $6,690,000 | 4,010 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $65,472,000 | 1,844 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $160,841,000 | 2,500 |
| Loan loss allowance | $1,770,000 | 2,629 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,083,000 | 5,723 |
| Other real estate owned | $0 | 4,010 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,228,000 | 2,746 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $239,314,000 | 2,532 |
| Total liabilities | $222,981,000 | 2,462 |
| Total deposits | $159,207,000 | 2,976 |
| Interest-bearing deposits | $131,141,000 | 3,001 |
| Deposits held in domestic offices | $159,207,000 | 2,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,995,000 | 602 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $31,000,000 | 1,291 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,779,000 | 2,276 |
| Total equity capital | $16,333,000 | 3,523 |
| Total bank equity capital | $16,333,000 | 3,523 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $958,000 | 3,155 |
| Surplus | $5,736,000 | 3,367 |
| Undivided profits | $9,639,000 | 3,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 3,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,578,000 | 2,186 |
| Earning assets | $226,313,000 | 2,461 |
| Long-term assets (5+ years) | $27,710,000 | 2,712 |
| Average Assets, year-to-date | $230,448,250 | 2,549 |
| Average Assets, quarterly | $234,139,500 | 2,559 |
| Volatile liabilities | $78,042,000 | 1,644 |
| Insider loans | $3,412,000 | 1,879 |
| FHLB advances | $31,000,000 | 1,201 |
| Loans and leases held for sale | $891,000 | 1,004 |
| Unused loan commitments | $43,779,000 | 1,922 |
| Tier 1 (core) risk-based capital | $16,621,000 | 3,387 |
| Tier 2 risk-based capital | $1,871,000 | 2,396 |
| Total risk weighted assets | $179,551,000 | 2,347 |
| Total unused commitments | $43,779,000 | 1,924 |
| Derivatives | $9,202,000 | 473 |
| 2005-06-30 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $228,965,000 | 2,595 |
| Cash and due from depository institutions | $7,960,000 | 4,006 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $58,078,000 | 2,065 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $157,329,000 | 2,501 |
| Loan loss allowance | $2,075,000 | 2,271 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,002,000 | 5,853 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,596,000 | 2,920 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $228,965,000 | 2,595 |
| Total liabilities | $213,002,000 | 2,506 |
| Total deposits | $159,251,000 | 2,912 |
| Interest-bearing deposits | $130,282,000 | 2,975 |
| Deposits held in domestic offices | $159,251,000 | 2,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,503,000 | 638 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,526 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,248,000 | 2,779 |
| Total equity capital | $15,963,000 | 3,539 |
| Total bank equity capital | $15,963,000 | 3,539 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $958,000 | 3,137 |
| Surplus | $5,736,000 | 3,321 |
| Undivided profits | $9,269,000 | 3,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $553,000 | 3,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,374,000 | 2,293 |
| Earning assets | $215,407,000 | 2,534 |
| Long-term assets (5+ years) | $25,766,000 | 2,846 |
| Average Assets, year-to-date | $227,493,000 | 2,558 |
| Average Assets, quarterly | $229,596,500 | 2,563 |
| Volatile liabilities | $65,018,000 | 1,844 |
| Insider loans | $3,568,000 | 1,764 |
| FHLB advances | $25,000,000 | 1,432 |
| Loans and leases held for sale | $408,000 | 1,317 |
| Unused loan commitments | $41,734,000 | 1,949 |
| Tier 1 (core) risk-based capital | $16,095,000 | 3,411 |
| Tier 2 risk-based capital | $2,160,000 | 2,084 |
| Total risk weighted assets | $172,796,000 | 2,380 |
| Total unused commitments | $41,734,000 | 1,949 |
| Derivatives | $5,621,000 | 508 |
| 2005-03-31 | Rank | |
| # of Employees: | 40 | 3,989 |
| Assets and Liabilities | ||
| Total Assets: | $230,228,000 | 2,552 |
| Cash and due from depository institutions | $6,875,000 | 3,989 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $61,475,000 | 2,006 |
| Federal funds sold & reverse repurchase agreements | $2,121,000 | 3,954 |
| Net loans & leases | $153,258,000 | 2,509 |
| Loan loss allowance | $2,039,000 | 2,282 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $996,000 | 5,886 |
| Other real estate owned | $0 | 3,989 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,503,000 | 2,505 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $230,228,000 | 2,552 |
| Total liabilities | $214,579,000 | 2,464 |
| Total deposits | $146,223,000 | 3,126 |
| Interest-bearing deposits | $116,979,000 | 3,266 |
| Deposits held in domestic offices | $146,223,000 | 3,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,956,000 | 717 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $45,000,000 | 958 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,400,000 | 2,510 |
| Total equity capital | $15,649,000 | 3,524 |
| Total bank equity capital | $15,649,000 | 3,524 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $958,000 | 3,144 |
| Surplus | $5,736,000 | 3,288 |
| Undivided profits | $8,955,000 | 3,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $274,000 | 4,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,341,000 | 2,278 |
| Earning assets | $216,854,000 | 2,504 |
| Long-term assets (5+ years) | $25,850,000 | 2,923 |
| Average Assets, year-to-date | $226,757,000 | 2,574 |
| Average Assets, quarterly | $226,757,000 | 2,574 |
| Volatile liabilities | $67,352,000 | 1,699 |
| Insider loans | $3,360,000 | 1,812 |
| FHLB advances | $45,000,000 | 877 |
| Loans and leases held for sale | $255,000 | 1,384 |
| Unused loan commitments | $37,576,000 | 2,059 |
| Tier 1 (core) risk-based capital | $15,950,000 | 3,395 |
| Tier 2 risk-based capital | $2,139,000 | 2,086 |
| Total risk weighted assets | $171,115,000 | 2,359 |
| Total unused commitments | $37,576,000 | 2,063 |
| Derivatives | $4,732,000 | 498 |
| 2004-12-31 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $223,286,000 | 2,623 |
| Cash and due from depository institutions | $8,350,000 | 3,860 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $61,545,000 | 2,022 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $147,709,000 | 2,573 |
| Loan loss allowance | $1,965,000 | 2,344 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,013,000 | 5,853 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,669,000 | 2,806 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $223,286,000 | 2,623 |
| Total liabilities | $207,648,000 | 2,535 |
| Total deposits | $151,463,000 | 3,025 |
| Interest-bearing deposits | $118,118,000 | 3,200 |
| Deposits held in domestic offices | $151,463,000 | 3,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,816,000 | 534 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,000,000 | 1,838 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,369,000 | 2,531 |
| Total equity capital | $15,638,000 | 3,520 |
| Total bank equity capital | $15,638,000 | 3,520 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $958,000 | 3,142 |
| Surplus | $5,736,000 | 3,239 |
| Undivided profits | $8,944,000 | 3,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 4,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,430,000 | 2,090 |
| Earning assets | $209,254,000 | 2,576 |
| Long-term assets (5+ years) | $26,717,000 | 2,926 |
| Average Assets, year-to-date | $221,932,400 | 2,516 |
| Average Assets, quarterly | $222,268,000 | 2,603 |
| Volatile liabilities | $55,151,000 | 1,964 |
| Insider loans | $3,881,000 | 1,576 |
| FHLB advances | $18,000,000 | 1,731 |
| Loans and leases held for sale | $868,000 | 932 |
| Unused loan commitments | $39,040,000 | 1,933 |
| Tier 1 (core) risk-based capital | $15,812,000 | 3,373 |
| Tier 2 risk-based capital | $2,072,000 | 2,137 |
| Total risk weighted assets | $165,738,000 | 2,405 |
| Total unused commitments | $39,040,000 | 1,934 |
| Derivatives | $4,158,000 | 500 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $221,250,000 | 2,607 |
| Cash and due from depository institutions | $6,740,000 | 3,854 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $62,943,000 | 1,963 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $145,238,000 | 2,572 |
| Loan loss allowance | $2,129,000 | 2,170 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,011,000 | 5,853 |
| Other real estate owned | $0 | 3,854 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,318,000 | 2,497 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $221,250,000 | 2,607 |
| Total liabilities | $205,773,000 | 2,525 |
| Total deposits | $137,565,000 | 3,244 |
| Interest-bearing deposits | $110,195,000 | 3,350 |
| Deposits held in domestic offices | $137,565,000 | 3,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,773,000 | 638 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $40,010,000 | 1,059 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,425,000 | 2,467 |
| Total equity capital | $15,477,000 | 3,557 |
| Total bank equity capital | $15,477,000 | 3,557 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $958,000 | 3,148 |
| Surplus | $5,736,000 | 3,190 |
| Undivided profits | $8,783,000 | 3,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 5,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,329,000 | 2,330 |
| Earning assets | $208,181,000 | 2,545 |
| Long-term assets (5+ years) | $24,572,000 | 3,139 |
| Average Assets, year-to-date | $221,594,000 | 2,513 |
| Average Assets, quarterly | $224,327,000 | 2,536 |
| Volatile liabilities | $67,057,000 | 1,638 |
| Insider loans | $3,250,000 | 1,805 |
| FHLB advances | $40,010,000 | 958 |
| Loans and leases held for sale | $487,000 | 1,193 |
| Unused loan commitments | $38,404,000 | 1,933 |
| Tier 1 (core) risk-based capital | $15,575,000 | 3,408 |
| Tier 2 risk-based capital | $2,018,000 | 2,156 |
| Total risk weighted assets | $161,333,000 | 2,426 |
| Total unused commitments | $38,404,000 | 1,935 |
| Derivatives | $2,098,000 | 570 |
| 2004-06-30 | Rank | |
| # of Employees: | 44 | 3,753 |
| Assets and Liabilities | ||
| Total Assets: | $227,404,000 | 2,501 |
| Cash and due from depository institutions | $6,076,000 | 3,753 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $65,004,000 | 1,919 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $149,781,000 | 2,456 |
| Loan loss allowance | $2,084,000 | 2,200 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,127,000 | 5,618 |
| Other real estate owned | $0 | 3,753 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,416,000 | 2,464 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $227,404,000 | 2,501 |
| Total liabilities | $212,878,000 | 2,413 |
| Total deposits | $140,972,000 | 3,148 |
| Interest-bearing deposits | $113,502,000 | 3,278 |
| Deposits held in domestic offices | $140,972,000 | 3,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,763,000 | 597 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $41,000,000 | 1,038 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,143,000 | 2,673 |
| Total equity capital | $14,526,000 | 3,643 |
| Total bank equity capital | $14,526,000 | 3,643 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $957,000 | 3,160 |
| Surplus | $5,736,000 | 3,145 |
| Undivided profits | $7,833,000 | 3,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 4,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,333,000 | 2,185 |
| Earning assets | $214,785,000 | 2,432 |
| Long-term assets (5+ years) | $23,593,000 | 3,302 |
| Average Assets, year-to-date | $221,708,670 | 2,507 |
| Average Assets, quarterly | $224,744,500 | 2,498 |
| Volatile liabilities | $65,603,000 | 1,634 |
| Insider loans | $3,316,000 | 1,756 |
| FHLB advances | $41,000,000 | 946 |
| Loans and leases held for sale | $158,000 | 1,566 |
| Unused loan commitments | $34,577,000 | 2,071 |
| Tier 1 (core) risk-based capital | $15,013,000 | 3,463 |
| Tier 2 risk-based capital | $2,083,000 | 2,071 |
| Total risk weighted assets | $166,629,000 | 2,312 |
| Total unused commitments | $34,577,000 | 2,075 |
| Derivatives | $2,720,000 | 538 |
| 2004-03-31 | Rank | |
| # of Employees: | 44 | 3,742 |
| Assets and Liabilities | ||
| Total Assets: | $222,085,000 | 2,526 |
| Cash and due from depository institutions | $6,491,000 | 3,742 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $69,598,000 | 1,820 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 4,229 |
| Net loans & leases | $137,620,000 | 2,590 |
| Loan loss allowance | $2,052,000 | 2,215 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,145,000 | 5,579 |
| Other real estate owned | $0 | 3,742 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,756,000 | 2,583 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $222,085,000 | 2,526 |
| Total liabilities | $207,375,000 | 2,430 |
| Total deposits | $144,383,000 | 3,072 |
| Interest-bearing deposits | $114,681,000 | 3,245 |
| Deposits held in domestic offices | $144,383,000 | 3,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,536,000 | 673 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $39,000,000 | 1,020 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,456,000 | 2,481 |
| Total equity capital | $14,710,000 | 3,669 |
| Total bank equity capital | $14,710,000 | 3,669 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $958,000 | 3,162 |
| Surplus | $5,736,000 | 3,111 |
| Undivided profits | $8,016,000 | 3,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $280,000 | 5,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,162,000 | 2,459 |
| Earning assets | $209,693,000 | 2,458 |
| Long-term assets (5+ years) | $23,721,000 | 3,236 |
| Average Assets, year-to-date | $218,861,000 | 2,537 |
| Average Assets, quarterly | $218,861,000 | 2,537 |
| Volatile liabilities | $56,136,000 | 1,783 |
| Insider loans | $3,603,000 | 1,596 |
| FHLB advances | $39,000,000 | 931 |
| Loans and leases held for sale | $961,000 | 1,001 |
| Unused loan commitments | $36,662,000 | 1,922 |
| Tier 1 (core) risk-based capital | $14,515,000 | 3,538 |
| Tier 2 risk-based capital | $1,938,000 | 2,169 |
| Total risk weighted assets | $154,903,000 | 2,423 |
| Total unused commitments | $36,662,000 | 1,926 |
| Derivatives | $6,766,000 | 440 |
| 2003-12-31 | Rank | |
| # of Employees: | 46 | 3,627 |
| Assets and Liabilities | ||
| Total Assets: | $215,637,000 | 2,590 |
| Cash and due from depository institutions | $11,168,000 | 3,627 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $71,722,000 | 1,810 |
| Federal funds sold & reverse repurchase agreements | $688,000 | 5,369 |
| Net loans & leases | $126,574,000 | 2,749 |
| Loan loss allowance | $2,036,000 | 2,224 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,176,000 | 5,541 |
| Other real estate owned | $0 | 3,627 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,309,000 | 2,805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,637,000 | 2,590 |
| Total liabilities | $201,158,000 | 2,499 |
| Total deposits | $148,183,000 | 2,991 |
| Interest-bearing deposits | $129,759,000 | 2,924 |
| Deposits held in domestic offices | $148,183,000 | 2,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,637,000 | 623 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,000,000 | 1,435 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,338,000 | 2,538 |
| Total equity capital | $14,479,000 | 3,648 |
| Total bank equity capital | $14,479,000 | 3,648 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $958,000 | 3,188 |
| Surplus | $5,736,000 | 3,074 |
| Undivided profits | $7,785,000 | 3,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 5,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,332,000 | 2,252 |
| Earning assets | $198,984,000 | 2,568 |
| Long-term assets (5+ years) | $26,218,000 | 3,058 |
| Average Assets, year-to-date | $209,053,400 | 2,592 |
| Average Assets, quarterly | $214,154,500 | 2,589 |
| Volatile liabilities | $46,589,000 | 2,090 |
| Insider loans | $5,490,000 | 999 |
| FHLB advances | $24,000,000 | 1,332 |
| Loans and leases held for sale | $320,000 | 1,326 |
| Unused loan commitments | $36,716,000 | 1,861 |
| Tier 1 (core) risk-based capital | $14,412,000 | 3,510 |
| Tier 2 risk-based capital | $1,812,000 | 2,271 |
| Total risk weighted assets | $144,710,000 | 2,545 |
| Total unused commitments | $36,716,000 | 1,865 |
| Derivatives | $1,380,000 | 538 |
| 2003-09-30 | Rank | |
| # of Employees: | 46 | 3,631 |
| Assets and Liabilities | ||
| Total Assets: | $212,672,000 | 2,618 |
| Cash and due from depository institutions | $10,699,000 | 3,631 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $68,570,000 | 1,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $127,848,000 | 2,701 |
| Loan loss allowance | $2,139,000 | 2,133 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,203,000 | 5,464 |
| Other real estate owned | $0 | 3,631 |
| Goodwill and other intangibles | $4,000 | 3,178 |
| All other assets | $4,348,000 | 2,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,672,000 | 2,618 |
| Total liabilities | $198,186,000 | 2,539 |
| Total deposits | $147,204,000 | 2,996 |
| Interest-bearing deposits | $133,072,000 | 2,865 |
| Deposits held in domestic offices | $147,204,000 | 2,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,037,000 | 631 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,000,000 | 1,405 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,945,000 | 1,964 |
| Total equity capital | $14,486,000 | 3,622 |
| Total bank equity capital | $14,486,000 | 3,622 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $958,000 | 3,207 |
| Surplus | $5,736,000 | 3,008 |
| Undivided profits | $7,792,000 | 3,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 5,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,209,000 | 2,599 |
| Earning assets | $196,418,000 | 2,590 |
| Long-term assets (5+ years) | $26,910,000 | 3,014 |
| Average Assets, year-to-date | $207,407,500 | 2,623 |
| Average Assets, quarterly | $211,090,000 | 2,622 |
| Volatile liabilities | $44,932,000 | 2,098 |
| Insider loans | $5,660,000 | 947 |
| FHLB advances | $24,000,000 | 1,292 |
| Loans and leases held for sale | $230,000 | 1,687 |
| Unused loan commitments | $32,604,000 | 2,051 |
| Tier 1 (core) risk-based capital | $14,351,000 | 3,503 |
| Tier 2 risk-based capital | $1,799,000 | 2,266 |
| Total risk weighted assets | $143,582,000 | 2,544 |
| Total unused commitments | $32,604,000 | 2,052 |
| Derivatives | $2,204,000 | 527 |
| 2003-06-30 | Rank | |
| # of Employees: | 48 | 3,506 |
| Assets and Liabilities | ||
| Total Assets: | $209,508,000 | 2,643 |
| Cash and due from depository institutions | $6,017,000 | 3,506 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $64,961,000 | 1,912 |
| Federal funds sold & reverse repurchase agreements | $6,001,000 | 2,579 |
| Net loans & leases | $127,649,000 | 2,675 |
| Loan loss allowance | $2,075,000 | 2,162 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,224,000 | 5,403 |
| Other real estate owned | $32,000 | 3,506 |
| Goodwill and other intangibles | $4,000 | 3,135 |
| All other assets | $3,620,000 | 3,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,508,000 | 2,643 |
| Total liabilities | $195,209,000 | 2,552 |
| Total deposits | $138,513,000 | 3,164 |
| Interest-bearing deposits | $124,050,000 | 3,012 |
| Deposits held in domestic offices | $138,513,000 | 3,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,843,000 | 497 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,000,000 | 1,725 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,853,000 | 2,125 |
| Total equity capital | $14,299,000 | 3,665 |
| Total bank equity capital | $14,299,000 | 3,665 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $958,000 | 3,208 |
| Surplus | $5,736,000 | 2,977 |
| Undivided profits | $7,605,000 | 3,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,167,000 | 2,591 |
| Earning assets | $198,611,000 | 2,551 |
| Long-term assets (5+ years) | $21,221,000 | 3,338 |
| Average Assets, year-to-date | $205,652,670 | 2,637 |
| Average Assets, quarterly | $203,865,500 | 2,679 |
| Volatile liabilities | $50,567,000 | 1,863 |
| Insider loans | $5,277,000 | 992 |
| FHLB advances | $17,000,000 | 1,603 |
| Loans and leases held for sale | $609,000 | 1,624 |
| Unused loan commitments | $27,198,000 | 2,283 |
| Tier 1 (core) risk-based capital | $13,717,000 | 3,590 |
| Tier 2 risk-based capital | $1,783,000 | 2,241 |
| Total risk weighted assets | $142,311,000 | 2,512 |
| Total unused commitments | $27,198,000 | 2,293 |
| Derivatives | $9,336,000 | 412 |
| 2003-03-31 | Rank | |
| # of Employees: | 48 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $198,223,000 | 2,733 |
| Cash and due from depository institutions | $7,872,000 | 3,475 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $62,487,000 | 1,949 |
| Federal funds sold & reverse repurchase agreements | $687,000 | 6,619 |
| Net loans & leases | $122,132,000 | 2,734 |
| Loan loss allowance | $2,035,000 | 2,148 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,195,000 | 5,454 |
| Other real estate owned | $69,000 | 3,475 |
| Goodwill and other intangibles | $4,000 | 3,107 |
| All other assets | $3,777,000 | 2,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,223,000 | 2,733 |
| Total liabilities | $184,120,000 | 2,664 |
| Total deposits | $139,345,000 | 3,104 |
| Interest-bearing deposits | $125,952,000 | 2,958 |
| Deposits held in domestic offices | $139,345,000 | 3,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,913,000 | 597 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,000,000 | 1,668 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,862,000 | 2,160 |
| Total equity capital | $14,103,000 | 3,649 |
| Total bank equity capital | $14,103,000 | 3,649 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $958,000 | 3,223 |
| Surplus | $5,736,000 | 2,935 |
| Undivided profits | $7,409,000 | 3,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 4,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,155,000 | 2,645 |
| Earning assets | $185,306,000 | 2,678 |
| Long-term assets (5+ years) | $14,556,000 | 4,066 |
| Average Assets, year-to-date | $203,725,000 | 2,641 |
| Average Assets, quarterly | $203,725,000 | 2,641 |
| Volatile liabilities | $37,873,000 | 2,326 |
| Insider loans | $5,047,000 | 1,044 |
| FHLB advances | $17,000,000 | 1,558 |
| Loans and leases held for sale | $490,000 | 1,574 |
| Unused loan commitments | $27,199,000 | 2,201 |
| Tier 1 (core) risk-based capital | $13,655,000 | 3,558 |
| Tier 2 risk-based capital | $1,673,000 | 2,322 |
| Total risk weighted assets | $133,483,000 | 2,641 |
| Total unused commitments | $27,199,000 | 2,209 |
| Derivatives | $12,816,000 | 352 |
| 2002-12-31 | Rank | |
| # of Employees: | 48 | 3,462 |
| Assets and Liabilities | ||
| Total Assets: | $209,227,000 | 2,562 |
| Cash and due from depository institutions | $11,197,000 | 3,462 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $66,484,000 | 1,823 |
| Federal funds sold & reverse repurchase agreements | $4,899,000 | 2,865 |
| Net loans & leases | $121,893,000 | 2,710 |
| Loan loss allowance | $1,977,000 | 2,165 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,067,000 | 5,711 |
| Other real estate owned | $69,000 | 3,462 |
| Goodwill and other intangibles | $4,000 | 3,076 |
| All other assets | $3,614,000 | 2,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,227,000 | 2,562 |
| Total liabilities | $195,033,000 | 2,481 |
| Total deposits | $136,623,000 | 3,110 |
| Interest-bearing deposits | $122,508,000 | 2,968 |
| Deposits held in domestic offices | $136,623,000 | 3,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,703,000 | 476 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $17,000,000 | 1,695 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,707,000 | 2,292 |
| Total equity capital | $14,194,000 | 3,586 |
| Total bank equity capital | $14,194,000 | 3,586 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $958,000 | 3,223 |
| Surplus | $5,736,000 | 2,893 |
| Undivided profits | $7,500,000 | 3,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 4,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,327,000 | 2,411 |
| Earning assets | $193,276,000 | 2,529 |
| Long-term assets (5+ years) | $21,613,000 | 3,179 |
| Average Assets, year-to-date | $195,235,600 | 2,603 |
| Average Assets, quarterly | $205,524,000 | 2,576 |
| Volatile liabilities | $51,637,000 | 1,785 |
| Insider loans | $5,397,000 | 941 |
| FHLB advances | $17,000,000 | 1,564 |
| Loans and leases held for sale | $1,747,000 | 1,116 |
| Unused loan commitments | $31,484,000 | 1,886 |
| Tier 1 (core) risk-based capital | $13,570,000 | 3,520 |
| Tier 2 risk-based capital | $1,629,000 | 2,362 |
| Total risk weighted assets | $129,958,000 | 2,672 |
| Total unused commitments | $31,484,000 | 1,892 |
| Derivatives | $7,986,000 | 376 |
| 2001-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $195,018,000 | 2,601 |
| Cash and due from depository institutions | $9,556,000 | 3,349 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $55,421,000 | 2,009 |
| Federal funds sold & reverse repurchase agreements | $8,135,000 | 1,785 |
| Net loans & leases | $117,357,000 | 2,728 |
| Loan loss allowance | $1,745,000 | 2,254 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,102,000 | 5,664 |
| Other real estate owned | $42,000 | 3,349 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,405,000 | 3,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,018,000 | 2,601 |
| Total liabilities | $181,610,000 | 2,537 |
| Total deposits | $145,231,000 | 2,805 |
| Interest-bearing deposits | $129,794,000 | 2,707 |
| Deposits held in domestic offices | $145,231,000 | 2,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,826,000 | 666 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,153 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,553,000 | 2,471 |
| Total equity capital | $13,408,000 | 3,539 |
| Total bank equity capital | $13,408,000 | 3,539 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $958,000 | 3,286 |
| Surplus | $5,736,000 | 2,784 |
| Undivided profits | $6,714,000 | 3,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,392,000 | 2,446 |
| Earning assets | $180,913,000 | 2,568 |
| Long-term assets (5+ years) | $7,544,000 | 5,400 |
| Average Assets, year-to-date | $187,063,400 | 2,590 |
| Average Assets, quarterly | $195,136,000 | 2,577 |
| Volatile liabilities | $33,496,000 | 2,483 |
| Insider loans | $5,909,000 | 813 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $2,256,000 | 875 |
| Unused loan commitments | $27,988,000 | 1,974 |
| Tier 1 (core) risk-based capital | $13,181,000 | 3,432 |
| Tier 2 risk-based capital | $1,533,000 | 2,356 |
| Total risk weighted assets | $122,437,000 | 2,711 |
| Total unused commitments | $27,988,000 | 1,981 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 48 | 3,478 |
| Assets and Liabilities | ||
| Total Assets: | $182,796,000 | 2,633 |
| Cash and due from depository institutions | $6,512,000 | 3,478 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $51,222,000 | 2,128 |
| Federal funds sold & reverse repurchase agreements | $302,000 | 6,469 |
| Net loans & leases | $120,676,000 | 2,584 |
| Loan loss allowance | $1,714,000 | 2,185 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,443,000 | 4,965 |
| Other real estate owned | $28,000 | 3,478 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,613,000 | 3,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,796,000 | 2,633 |
| Total liabilities | $170,193,000 | 2,574 |
| Total deposits | $140,002,000 | 2,778 |
| Interest-bearing deposits | $119,317,000 | 2,820 |
| Deposits held in domestic offices | $140,002,000 | 2,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,116,000 | 783 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,024 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,075,000 | 2,006 |
| Total equity capital | $12,603,000 | 3,610 |
| Total bank equity capital | $12,603,000 | 3,610 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $958,000 | 3,381 |
| Surplus | $5,736,000 | 2,710 |
| Undivided profits | $5,909,000 | 3,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $771,000 | 2,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,157,000 | 2,309 |
| Earning assets | $172,200,000 | 2,590 |
| Long-term assets (5+ years) | $13,413,000 | 3,995 |
| Average Assets, year-to-date | $177,909,600 | 2,592 |
| Average Assets, quarterly | $184,643,000 | 2,595 |
| Volatile liabilities | $28,480,000 | 2,776 |
| Insider loans | $8,498,000 | 512 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $167,000 | 1,232 |
| Unused loan commitments | $26,680,000 | 1,898 |
| Tier 1 (core) risk-based capital | $12,563,000 | 3,496 |
| Tier 2 risk-based capital | $1,586,980 | 2,200 |
| Total risk weighted assets | $126,831,480 | 2,504 |
| Total unused commitments | $26,680,000 | 1,900 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $170,473,000 | 2,755 |
| Cash and due from depository institutions | $7,853,000 | 3,519 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $53,640,000 | 2,117 |
| Federal funds sold & reverse repurchase agreements | $1,466,000 | 4,309 |
| Net loans & leases | $103,457,000 | 2,835 |
| Loan loss allowance | $1,630,000 | 2,216 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,568,000 | 4,719 |
| Other real estate owned | $35,000 | 3,519 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,454,000 | 3,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,473,000 | 2,755 |
| Total liabilities | $159,242,000 | 2,686 |
| Total deposits | $127,135,000 | 2,985 |
| Interest-bearing deposits | $108,629,000 | 3,010 |
| Deposits held in domestic offices | $127,135,000 | 2,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,465,000 | 812 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,642,000 | 2,210 |
| Total equity capital | $11,231,000 | 3,855 |
| Total bank equity capital | $11,231,000 | 3,855 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $958,000 | 3,462 |
| Surplus | $5,736,000 | 2,670 |
| Undivided profits | $4,537,000 | 4,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,033,000 | 2,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $793,000 | 2,942 |
| Earning assets | $158,563,000 | 2,714 |
| Long-term assets (5+ years) | $41,414,000 | 2,003 |
| Average Assets, year-to-date | $170,800,400 | 2,636 |
| Average Assets, quarterly | $171,619,500 | 2,709 |
| Volatile liabilities | $34,136,000 | 2,295 |
| Insider loans | $3,398,000 | 1,391 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $38,000 | 1,453 |
| Unused loan commitments | $27,139,000 | 1,860 |
| Tier 1 (core) risk-based capital | $11,814,000 | 3,675 |
| Tier 2 risk-based capital | $1,395,630 | 2,324 |
| Total risk weighted assets | $111,415,830 | 2,703 |
| Total unused commitments | $27,139,000 | 1,864 |
| Derivatives | $10,000,000 | 345 |
| 1998-12-31 | Rank | |
| # of Employees: | 51 | 3,419 |
| Assets and Liabilities | ||
| Total Assets: | $170,469,000 | 2,699 |
| Cash and due from depository institutions | $8,615,000 | 3,419 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $56,357,000 | 2,056 |
| Federal funds sold & reverse repurchase agreements | $1,464,000 | 6,442 |
| Net loans & leases | $100,517,000 | 2,750 |
| Loan loss allowance | $1,594,000 | 2,214 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,502,000 | 4,769 |
| Other real estate owned | $59,000 | 3,419 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,955,000 | 3,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,469,000 | 2,699 |
| Total liabilities | $158,385,000 | 2,617 |
| Total deposits | $130,310,000 | 2,910 |
| Interest-bearing deposits | $110,654,000 | 2,942 |
| Deposits held in domestic offices | $130,310,000 | 2,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,342,000 | 785 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,516,000 | 1,715 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,217,000 | 1,819 |
| Total equity capital | $12,084,000 | 3,684 |
| Total bank equity capital | $12,084,000 | 3,684 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $958,000 | 3,470 |
| Surplus | $6,046,000 | 2,413 |
| Undivided profits | $5,080,000 | 4,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 3,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $796,000 | 2,894 |
| Earning assets | $158,338,000 | 2,672 |
| Long-term assets (5+ years) | $42,467,000 | 1,813 |
| Average Assets, year-to-date | $169,418,600 | 2,540 |
| Average Assets, quarterly | $168,085,500 | 2,687 |
| Volatile liabilities | $28,387,000 | 2,256 |
| Insider loans | $6,971,000 | 598 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,690,000 | 717 |
| Unused loan commitments | $21,507,000 | 2,150 |
| Tier 1 (core) risk-based capital | $11,744,000 | 3,617 |
| Tier 2 risk-based capital | $1,363,550 | 2,285 |
| Total risk weighted assets | $108,853,550 | 2,607 |
| Total unused commitments | $21,507,000 | 2,155 |
| Derivatives | $10,000,000 | 385 |
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $167,318,000 | 2,673 |
| Cash and due from depository institutions | $8,281,000 | 3,667 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $57,825,000 | 2,002 |
| Federal funds sold & reverse repurchase agreements | $3,126,000 | 3,846 |
| Net loans & leases | $93,917,000 | 2,910 |
| Loan loss allowance | $1,786,000 | 1,980 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,576,000 | 4,562 |
| Other real estate owned | $0 | 3,667 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,593,000 | 2,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,318,000 | 2,673 |
| Total liabilities | $155,474,000 | 2,599 |
| Total deposits | $121,400,000 | 3,066 |
| Interest-bearing deposits | $102,934,000 | 3,110 |
| Deposits held in domestic offices | $121,400,000 | 3,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,835,000 | 878 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $17,183,000 | 1,038 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,056,000 | 1,972 |
| Total equity capital | $11,844,000 | 3,696 |
| Total bank equity capital | $11,844,000 | 3,696 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $900,000 | 3,631 |
| Surplus | $6,104,000 | 2,350 |
| Undivided profits | $4,840,000 | 4,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $840,000 | 2,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $887,000 | 2,587 |
| Earning assets | $154,868,000 | 2,648 |
| Long-term assets (5+ years) | $40,449,000 | 1,664 |
| Average Assets, year-to-date | $161,435,400 | 2,649 |
| Average Assets, quarterly | $164,474,500 | 2,677 |
| Volatile liabilities | $40,446,000 | 1,675 |
| Insider loans | $8,731,000 | 443 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $965,000 | 832 |
| Unused loan commitments | $18,645,000 | 2,229 |
| Tier 1 (core) risk-based capital | $11,502,000 | 3,674 |
| Tier 2 risk-based capital | $1,227,090 | 2,425 |
| Total risk weighted assets | $97,604,590 | 2,834 |
| Total unused commitments | $18,645,000 | 2,235 |
| Derivatives | $10,000,000 | 379 |
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $160,504,000 | 2,863 |
| Cash and due from depository institutions | $11,870,000 | 3,887 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $55,469,000 | 2,198 |
| Federal funds sold & reverse repurchase agreements | $1,474,000 | 5,656 |
| Net loans & leases | $88,085,000 | 3,112 |
| Loan loss allowance | $1,735,000 | 2,149 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,577,000 | 4,531 |
| Other real estate owned | $0 | 3,887 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,029,000 | 3,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,504,000 | 2,863 |
| Total liabilities | $149,057,000 | 2,788 |
| Total deposits | $127,985,000 | 2,974 |
| Interest-bearing deposits | $108,420,000 | 3,033 |
| Deposits held in domestic offices | $127,985,000 | 2,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,217,000 | 970 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,950,000 | 1,882 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,905,000 | 2,120 |
| Total equity capital | $11,447,000 | 3,829 |
| Total bank equity capital | $11,447,000 | 3,829 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $900,000 | 3,863 |
| Surplus | $6,104,000 | 2,409 |
| Undivided profits | $4,443,000 | 4,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $951,000 | 2,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,629 |
| Income earned, not collected on loans | $834,000 | 2,734 |
| Earning assets | $145,028,000 | 2,908 |
| Long-term assets (5+ years) | $35,445,000 | 1,728 |
| Average Assets, year-to-date | $153,247,800 | 2,860 |
| Average Assets, quarterly | $157,838,500 | 2,866 |
| Volatile liabilities | $28,557,000 | 2,164 |
| Insider loans | $7,277,000 | 581 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $368,000 | 1,060 |
| Unused loan commitments | $18,740,000 | 2,157 |
| Tier 1 (core) risk-based capital | $11,326,000 | 3,767 |
| Tier 2 risk-based capital | $1,298,510 | 2,333 |
| Total risk weighted assets | $103,444,510 | 2,694 |
| Total unused commitments | $18,740,000 | 2,170 |
| Derivatives | $10,000,000 | 434 |
| 1995-12-31 | Rank | |
| # of Employees: | 54 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $149,435,000 | 3,075 |
| Cash and due from depository institutions | $5,130,000 | 3,595 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $50,648,000 | 2,482 |
| Federal funds sold & reverse repurchase agreements | $2,255,000 | 5,199 |
| Net loans & leases | $87,910,000 | 3,044 |
| Loan loss allowance | $1,667,000 | 2,271 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,521,000 | 4,619 |
| Other real estate owned | $0 | 3,595 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,971,000 | 3,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,435,000 | 3,075 |
| Total liabilities | $138,391,000 | 3,001 |
| Total deposits | $120,812,000 | 3,168 |
| Interest-bearing deposits | $102,789,000 | 3,205 |
| Deposits held in domestic offices | $120,812,000 | 3,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,362,000 | 957 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,082,000 | 2,329 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,135,000 | 1,993 |
| Total equity capital | $11,044,000 | 3,947 |
| Total bank equity capital | $11,044,000 | 3,947 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $900,000 | 4,053 |
| Surplus | $6,104,000 | 2,424 |
| Undivided profits | $4,040,000 | 5,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $518,000 | 4,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $964,000 | 2,397 |
| Earning assets | $140,813,000 | 2,992 |
| Long-term assets (5+ years) | $30,567,000 | 1,783 |
| Average Assets, year-to-date | $146,383,800 | 2,998 |
| Average Assets, quarterly | $149,272,500 | 3,035 |
| Volatile liabilities | $21,520,000 | 2,481 |
| Insider loans | $2,698,000 | 1,621 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,679,000 | 2,256 |
| Tier 1 (core) risk-based capital | $10,936,000 | 3,879 |
| Tier 2 risk-based capital | $1,265,400 | 2,358 |
| Total risk weighted assets | $100,830,500 | 2,713 |
| Total unused commitments | $16,679,000 | 2,268 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 54 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $139,210,000 | 3,211 |
| Cash and due from depository institutions | $8,862,000 | 3,715 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $43,350,000 | 3,033 |
| Federal funds sold & reverse repurchase agreements | $4,340,000 | 2,063 |
| Net loans & leases | $78,836,000 | 3,276 |
| Loan loss allowance | $1,587,000 | 2,412 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,417,000 | 4,840 |
| Other real estate owned | $0 | 3,715 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,405,000 | 3,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,210,000 | 3,211 |
| Total liabilities | $129,713,000 | 3,134 |
| Total deposits | $107,847,000 | 3,530 |
| Interest-bearing deposits | $92,171,000 | 3,531 |
| Deposits held in domestic offices | $107,847,000 | 3,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,172,000 | 892 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,194,000 | 2,996 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,500,000 | 2,238 |
| Total equity capital | $9,497,000 | 4,274 |
| Total bank equity capital | $9,497,000 | 4,274 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $900,000 | 4,236 |
| Surplus | $6,104,000 | 2,343 |
| Undivided profits | $2,493,000 | 6,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 8,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $682,000 | 3,011 |
| Earning assets | $126,526,000 | 3,230 |
| Long-term assets (5+ years) | $29,069,000 | 1,879 |
| Average Assets, year-to-date | $133,142,400 | 3,273 |
| Average Assets, quarterly | $139,223,500 | 3,190 |
| Volatile liabilities | $24,671,000 | 2,126 |
| Insider loans | $3,786,000 | 1,100 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,168,000 | 1,984 |
| Tier 1 (core) risk-based capital | $10,034,000 | 4,109 |
| Tier 2 risk-based capital | $1,105,520 | 2,672 |
| Total risk weighted assets | $87,960,220 | 3,003 |
| Total unused commitments | $19,168,000 | 1,995 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 59 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $130,696,000 | 3,471 |
| Cash and due from depository institutions | $4,791,000 | 3,539 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,641,000 | 3,343 |
| Federal funds sold & reverse repurchase agreements | $4,452,000 | 3,116 |
| Net loans & leases | $76,484,000 | 3,303 |
| Loan loss allowance | $1,667,000 | 2,396 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,301,000 | 5,184 |
| Other real estate owned | $0 | 3,539 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,027,000 | 3,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,696,000 | 3,471 |
| Total liabilities | $120,903,000 | 3,422 |
| Total deposits | $100,485,000 | 3,880 |
| Interest-bearing deposits | $85,482,000 | 3,949 |
| Deposits held in domestic offices | $100,485,000 | 3,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,930,000 | 775 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,488,000 | 2,312 |
| Total equity capital | $9,793,000 | 4,165 |
| Total bank equity capital | $9,793,000 | 4,165 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $900,000 | 4,407 |
| Surplus | $6,104,000 | 2,246 |
| Undivided profits | $2,789,000 | 6,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 3,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $679,000 | 2,649 |
| Earning assets | $122,577,000 | 3,401 |
| Long-term assets (5+ years) | $28,264,000 | 1,992 |
| Average Assets, year-to-date | $130,312,600 | 3,402 |
| Average Assets, quarterly | $131,309,000 | 3,447 |
| Volatile liabilities | $22,468,000 | 2,185 |
| Insider loans | $3,261,000 | 1,273 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,517,000 | 2,153 |
| Tier 1 (core) risk-based capital | $9,793,000 | 4,079 |
| Tier 2 risk-based capital | $1,079,470 | 2,691 |
| Total risk weighted assets | $85,769,770 | 3,005 |
| Total unused commitments | $16,517,000 | 2,172 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $132,749,000 | 3,491 |
| Cash and due from depository institutions | $7,136,000 | 3,849 |
| Interest-bearing balances | $300,000 | 5,540 |
| Securities | $46,672,000 | 2,920 |
| Federal funds sold & reverse repurchase agreements | $4,030,000 | 3,947 |
| Net loans & leases | $71,157,000 | 3,613 |
| Loan loss allowance | $1,838,000 | 2,272 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,318,000 | 5,158 |
| Other real estate owned | $506,000 | 3,849 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,930,000 | 3,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,749,000 | 3,491 |
| Total liabilities | $123,074,000 | 3,457 |
| Total deposits | $99,956,000 | 4,009 |
| Interest-bearing deposits | $85,519,000 | 4,109 |
| Deposits held in domestic offices | $99,956,000 | 4,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,946,000 | 664 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,172,000 | 2,896 |
| Total equity capital | $9,675,000 | 4,015 |
| Total bank equity capital | $9,675,000 | 4,015 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $900,000 | 4,612 |
| Surplus | $6,104,000 | 2,159 |
| Undivided profits | $2,671,000 | 6,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $980,000 | 3,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $658,000 | 3,040 |
| Earning assets | $122,159,000 | 3,470 |
| Long-term assets (5+ years) | $14,877,000 | 3,259 |
| Average Assets, year-to-date | $126,992,600 | 3,585 |
| Average Assets, quarterly | $129,740,000 | 3,545 |
| Volatile liabilities | $26,489,000 | 1,888 |
| Insider loans | $145,000 | 4,746 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $16,099,000 | 2,108 |
| Tier 1 (core) risk-based capital | $9,675,000 | 3,950 |
| Tier 2 risk-based capital | $1,019,230 | 2,857 |
| Total risk weighted assets | $80,719,930 | 3,231 |
| Total unused commitments | $16,099,000 | 2,124 |
| Derivatives | $0 | 651 |