Home > Bremen Bank and Trust Company > Income and Expense
Bremen Bank and Trust Company, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 3,518 |
| Total interest expense | $468,000 | 2,543 |
| Net interest income | $2,460,000 | 3,646 |
| Provision for loan and lease losses | $310,000 | 1,206 |
| Total noninterest income | $-341,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $40,000 | 4,835 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-381,000 | 6,049 |
| Total noninterest expense | $3,793,000 | 2,407 |
| Salaries and employee benefits | $2,335,000 | 2,214 |
| Premises and equipment expense | $446,000 | 2,335 |
| Additional noninterest expense | $1,012,000 | 2,748 |
| Pre-tax net operating income | $-1,984,000 | 6,038 |
| Securities gains (losses) | $127,000 | 821 |
| Applicable income taxes | $-24,000 | 5,930 |
| Income before extraordinary items | $-1,833,000 | 6,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,833,000 | 6,035 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,833,000 | 6,035 |
| Net charge-offs | $315,000 | 835 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-1,958,730 | 6,036 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 3,472 |
| Total interest expense | $242,000 | 2,486 |
| Net interest income | $1,249,000 | 3,618 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $-69,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $21,000 | 4,775 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-90,000 | 6,104 |
| Total noninterest expense | $1,111,000 | 3,474 |
| Salaries and employee benefits | $564,000 | 3,653 |
| Premises and equipment expense | $127,000 | 3,407 |
| Additional noninterest expense | $420,000 | 3,117 |
| Pre-tax net operating income | $9,000 | 5,732 |
| Securities gains (losses) | $127,000 | 429 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $136,000 | 4,727 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $136,000 | 4,726 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $136,000 | 4,727 |
| Net charge-offs | $264,000 | 532 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $9,000 | 5,733 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 3,337 |
| Total interest expense | $1,245,000 | 2,057 |
| Net interest income | $5,082,000 | 3,553 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $288,000 | 4,853 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $94,000 | 4,787 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $194,000 | 4,493 |
| Total noninterest expense | $4,062,000 | 3,679 |
| Salaries and employee benefits | $2,103,000 | 3,793 |
| Premises and equipment expense | $502,000 | 3,471 |
| Additional noninterest expense | $1,457,000 | 3,462 |
| Pre-tax net operating income | $1,308,000 | 3,715 |
| Securities gains (losses) | $258,000 | 622 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,566,000 | 3,149 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,566,000 | 3,150 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,566,000 | 3,151 |
| Net charge-offs | $601,000 | 1,007 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,308,000 | 3,420 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 3,336 |
| Total interest expense | $988,000 | 1,983 |
| Net interest income | $3,818,000 | 3,578 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $214,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $70,000 | 4,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 4,538 |
| Total noninterest expense | $2,953,000 | 3,782 |
| Salaries and employee benefits | $1,541,000 | 3,862 |
| Premises and equipment expense | $356,000 | 3,625 |
| Additional noninterest expense | $1,056,000 | 3,553 |
| Pre-tax net operating income | $1,079,000 | 3,626 |
| Securities gains (losses) | $258,000 | 533 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,337,000 | 2,989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,337,000 | 2,989 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,337,000 | 2,990 |
| Net charge-offs | $595,000 | 758 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,079,000 | 3,324 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 3,315 |
| Total interest expense | $699,000 | 1,901 |
| Net interest income | $2,548,000 | 3,584 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $132,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $47,000 | 4,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $85,000 | 4,688 |
| Total noninterest expense | $1,994,000 | 3,770 |
| Salaries and employee benefits | $1,021,000 | 3,908 |
| Premises and equipment expense | $264,000 | 3,427 |
| Additional noninterest expense | $709,000 | 3,553 |
| Pre-tax net operating income | $686,000 | 3,683 |
| Securities gains (losses) | $258,000 | 428 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $944,000 | 2,854 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $944,000 | 2,854 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $944,000 | 2,856 |
| Net charge-offs | $597,000 | 552 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $686,000 | 3,383 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 3,279 |
| Total interest expense | $368,000 | 1,831 |
| Net interest income | $1,290,000 | 3,558 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $54,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 5,052 |
| Total noninterest expense | $980,000 | 3,842 |
| Salaries and employee benefits | $504,000 | 3,956 |
| Premises and equipment expense | $134,000 | 3,423 |
| Additional noninterest expense | $342,000 | 3,643 |
| Pre-tax net operating income | $364,000 | 3,550 |
| Securities gains (losses) | $145,000 | 454 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $509,000 | 2,692 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $509,000 | 2,695 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $509,000 | 2,695 |
| Net charge-offs | $-15,000 | 5,573 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $364,000 | 3,227 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,926,000 | 3,207 |
| Total interest expense | $1,767,000 | 1,644 |
| Net interest income | $5,159,000 | 3,568 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $241,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $95,000 | 5,066 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $146,000 | 4,883 |
| Total noninterest expense | $12,835,000 | 1,483 |
| Salaries and employee benefits | $2,429,000 | 3,535 |
| Premises and equipment expense | $600,000 | 3,231 |
| Additional noninterest expense | $9,806,000 | 683 |
| Pre-tax net operating income | $-7,535,000 | 6,499 |
| Securities gains (losses) | $204,000 | 796 |
| Applicable income taxes | $1,095,000 | 1,463 |
| Income before extraordinary items | $-8,426,000 | 6,489 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-8,426,000 | 6,488 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-8,426,000 | 6,488 |
| Net charge-offs | $886,000 | 990 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-8,630,000 | 6,488 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 3,208 |
| Total interest expense | $1,346,000 | 1,639 |
| Net interest income | $3,906,000 | 3,579 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $187,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $68,000 | 5,201 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $119,000 | 4,851 |
| Total noninterest expense | $11,721,000 | 1,281 |
| Salaries and employee benefits | $1,910,000 | 3,450 |
| Premises and equipment expense | $443,000 | 3,309 |
| Additional noninterest expense | $9,368,000 | 538 |
| Pre-tax net operating income | $-7,728,000 | 6,586 |
| Securities gains (losses) | $174,000 | 695 |
| Applicable income taxes | $1,095,000 | 1,230 |
| Income before extraordinary items | $-8,649,000 | 6,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,649,000 | 6,576 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-8,649,000 | 6,576 |
| Net charge-offs | $864,000 | 754 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-8,823,000 | 6,577 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 3,182 |
| Total interest expense | $906,000 | 1,648 |
| Net interest income | $2,631,000 | 3,561 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $111,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $46,000 | 5,187 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $65,000 | 5,072 |
| Total noninterest expense | $2,488,000 | 3,359 |
| Salaries and employee benefits | $1,301,000 | 3,424 |
| Premises and equipment expense | $311,000 | 3,215 |
| Additional noninterest expense | $876,000 | 3,183 |
| Pre-tax net operating income | $254,000 | 5,089 |
| Securities gains (losses) | $174,000 | 529 |
| Applicable income taxes | $74,000 | 3,230 |
| Income before extraordinary items | $354,000 | 4,490 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $354,000 | 4,494 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $354,000 | 4,495 |
| Net charge-offs | $-19,000 | 5,867 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $209,580 | 5,131 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 3,193 |
| Total interest expense | $454,000 | 1,669 |
| Net interest income | $1,316,000 | 3,570 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $75,000 | 5,027 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $23,000 | 5,185 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $52,000 | 4,505 |
| Total noninterest expense | $1,200,000 | 3,475 |
| Salaries and employee benefits | $650,000 | 3,460 |
| Premises and equipment expense | $165,000 | 3,141 |
| Additional noninterest expense | $385,000 | 3,507 |
| Pre-tax net operating income | $191,000 | 4,540 |
| Securities gains (losses) | $132,000 | 358 |
| Applicable income taxes | $80,000 | 2,554 |
| Income before extraordinary items | $243,000 | 3,907 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $243,000 | 3,909 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $243,000 | 3,909 |
| Net charge-offs | $6,000 | 3,056 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $144,000 | 4,687 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 3,131 |
| Total interest expense | $1,910,000 | 1,777 |
| Net interest income | $5,463,000 | 3,488 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $-134,000 | 6,720 |
| Gross Fiduciary activities income | $24,000 | 1,024 |
| Service charges on deposit accounts | $94,000 | 5,331 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-252,000 | 6,696 |
| Total noninterest expense | $4,693,000 | 3,562 |
| Salaries and employee benefits | $2,473,000 | 3,572 |
| Premises and equipment expense | $654,000 | 3,097 |
| Additional noninterest expense | $1,566,000 | 3,543 |
| Pre-tax net operating income | $536,000 | 4,927 |
| Securities gains (losses) | $-132,000 | 6,583 |
| Applicable income taxes | $-44,000 | 6,403 |
| Income before extraordinary items | $448,000 | 5,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $448,000 | 5,024 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $448,000 | 5,024 |
| Net charge-offs | $446,000 | 2,137 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $580,000 | 4,634 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 3,135 |
| Total interest expense | $1,439,000 | 1,818 |
| Net interest income | $4,109,000 | 3,501 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $-315,000 | 6,844 |
| Gross Fiduciary activities income | $24,000 | 981 |
| Service charges on deposit accounts | $74,000 | 5,318 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-413,000 | 6,833 |
| Total noninterest expense | $3,606,000 | 3,512 |
| Salaries and employee benefits | $1,877,000 | 3,565 |
| Premises and equipment expense | $477,000 | 3,214 |
| Additional noninterest expense | $1,252,000 | 3,387 |
| Pre-tax net operating income | $88,000 | 6,028 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-106,000 | 6,688 |
| Income before extraordinary items | $194,000 | 5,665 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $194,000 | 5,666 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $194,000 | 5,666 |
| Net charge-offs | $362,000 | 1,924 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $194,000 | 5,597 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 3,142 |
| Total interest expense | $960,000 | 1,847 |
| Net interest income | $2,751,000 | 3,498 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $-386,000 | 6,912 |
| Gross Fiduciary activities income | $20,000 | 966 |
| Service charges on deposit accounts | $49,000 | 5,335 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-455,000 | 6,898 |
| Total noninterest expense | $2,548,000 | 3,376 |
| Salaries and employee benefits | $1,258,000 | 3,558 |
| Premises and equipment expense | $342,000 | 3,038 |
| Additional noninterest expense | $948,000 | 3,082 |
| Pre-tax net operating income | $-283,000 | 6,603 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-205,000 | 6,817 |
| Income before extraordinary items | $-78,000 | 6,500 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-78,000 | 6,501 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-78,000 | 6,501 |
| Net charge-offs | $222,000 | 1,994 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-78,000 | 6,460 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 3,163 |
| Total interest expense | $485,000 | 1,880 |
| Net interest income | $1,374,000 | 3,515 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $-79,000 | 6,954 |
| Gross Fiduciary activities income | $10,000 | 966 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-114,000 | 6,938 |
| Total noninterest expense | $1,290,000 | 3,368 |
| Salaries and employee benefits | $640,000 | 3,558 |
| Premises and equipment expense | $163,000 | 3,192 |
| Additional noninterest expense | $487,000 | 3,059 |
| Pre-tax net operating income | $-95,000 | 6,612 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-103,000 | 6,924 |
| Income before extraordinary items | $8,000 | 6,343 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,000 | 6,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,000 | 6,344 |
| Net charge-offs | $224,000 | 1,267 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $8,000 | 6,267 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,299,000 | 3,005 |
| Total interest expense | $2,314,000 | 1,884 |
| Net interest income | $5,985,000 | 3,385 |
| Provision for loan and lease losses | $721,000 | 2,226 |
| Total noninterest income | $-73,000 | 6,896 |
| Gross Fiduciary activities income | $71,000 | 933 |
| Service charges on deposit accounts | $106,000 | 5,352 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-250,000 | 6,839 |
| Total noninterest expense | $5,460,000 | 3,260 |
| Salaries and employee benefits | $2,539,000 | 3,539 |
| Premises and equipment expense | $742,000 | 2,897 |
| Additional noninterest expense | $2,179,000 | 2,889 |
| Pre-tax net operating income | $-269,000 | 6,391 |
| Securities gains (losses) | $486,000 | 965 |
| Applicable income taxes | $-114,000 | 6,720 |
| Income before extraordinary items | $331,000 | 5,389 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $331,000 | 5,386 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $331,000 | 5,387 |
| Net charge-offs | $1,926,000 | 1,192 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-155,000 | 6,340 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,379,000 | 3,006 |
| Total interest expense | $1,787,000 | 1,911 |
| Net interest income | $4,592,000 | 3,383 |
| Provision for loan and lease losses | $706,000 | 1,845 |
| Total noninterest income | $-34,000 | 6,990 |
| Gross Fiduciary activities income | $36,000 | 967 |
| Service charges on deposit accounts | $79,000 | 5,430 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-149,000 | 6,954 |
| Total noninterest expense | $4,054,000 | 3,303 |
| Salaries and employee benefits | $1,918,000 | 3,530 |
| Premises and equipment expense | $491,000 | 3,203 |
| Additional noninterest expense | $1,645,000 | 2,878 |
| Pre-tax net operating income | $-202,000 | 6,520 |
| Securities gains (losses) | $376,000 | 932 |
| Applicable income taxes | $-81,000 | 6,893 |
| Income before extraordinary items | $255,000 | 5,501 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $255,000 | 5,500 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $255,000 | 5,500 |
| Net charge-offs | $1,867,000 | 964 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-121,000 | 6,467 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 2,989 |
| Total interest expense | $1,227,000 | 1,919 |
| Net interest income | $3,118,000 | 3,338 |
| Provision for loan and lease losses | $691,000 | 1,439 |
| Total noninterest income | $-6,000 | 7,017 |
| Gross Fiduciary activities income | $20,000 | 986 |
| Service charges on deposit accounts | $52,000 | 5,459 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-78,000 | 6,982 |
| Total noninterest expense | $2,720,000 | 3,313 |
| Salaries and employee benefits | $1,287,000 | 3,530 |
| Premises and equipment expense | $344,000 | 3,100 |
| Additional noninterest expense | $1,089,000 | 2,911 |
| Pre-tax net operating income | $-299,000 | 6,692 |
| Securities gains (losses) | $376,000 | 721 |
| Applicable income taxes | $-68,000 | 6,979 |
| Income before extraordinary items | $145,000 | 5,662 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $145,000 | 5,661 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $145,000 | 5,661 |
| Net charge-offs | $1,124,000 | 1,046 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-231,000 | 6,666 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 2,942 |
| Total interest expense | $630,000 | 1,952 |
| Net interest income | $1,619,000 | 3,243 |
| Provision for loan and lease losses | $676,000 | 844 |
| Total noninterest income | $2,000 | 7,055 |
| Gross Fiduciary activities income | $12,000 | 965 |
| Service charges on deposit accounts | $24,000 | 5,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-34,000 | 7,058 |
| Total noninterest expense | $1,427,000 | 3,179 |
| Salaries and employee benefits | $657,000 | 3,508 |
| Premises and equipment expense | $188,000 | 2,915 |
| Additional noninterest expense | $582,000 | 2,720 |
| Pre-tax net operating income | $-482,000 | 7,033 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-233,000 | 7,220 |
| Income before extraordinary items | $-249,000 | 6,942 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-249,000 | 6,943 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-249,000 | 6,943 |
| Net charge-offs | $412,000 | 1,228 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-249,000 | 6,905 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,100,000 | 2,733 |
| Total interest expense | $2,801,000 | 2,074 |
| Net interest income | $7,299,000 | 2,961 |
| Provision for loan and lease losses | $1,795,000 | 1,692 |
| Total noninterest income | $-47,000 | 7,047 |
| Gross Fiduciary activities income | $95,000 | 847 |
| Service charges on deposit accounts | $129,000 | 5,140 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-271,000 | 6,993 |
| Total noninterest expense | $5,890,000 | 3,111 |
| Salaries and employee benefits | $2,661,000 | 3,399 |
| Premises and equipment expense | $911,000 | 2,613 |
| Additional noninterest expense | $2,318,000 | 2,753 |
| Pre-tax net operating income | $-433,000 | 6,372 |
| Securities gains (losses) | $352,000 | 1,027 |
| Applicable income taxes | $-300,000 | 6,981 |
| Income before extraordinary items | $219,000 | 5,491 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $219,000 | 5,493 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $219,000 | 5,493 |
| Net charge-offs | $856,000 | 2,547 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,280 | 6,047 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,691,000 | 2,727 |
| Total interest expense | $2,136,000 | 2,129 |
| Net interest income | $5,555,000 | 2,935 |
| Provision for loan and lease losses | $1,540,000 | 1,490 |
| Total noninterest income | $-69,000 | 7,175 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $100,000 | 5,118 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-169,000 | 7,112 |
| Total noninterest expense | $4,425,000 | 3,101 |
| Salaries and employee benefits | $2,019,000 | 3,362 |
| Premises and equipment expense | $633,000 | 2,810 |
| Additional noninterest expense | $1,773,000 | 2,707 |
| Pre-tax net operating income | $-479,000 | 6,591 |
| Securities gains (losses) | $352,000 | 826 |
| Applicable income taxes | $-224,000 | 7,110 |
| Income before extraordinary items | $97,000 | 5,904 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 5,905 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $97,000 | 5,905 |
| Net charge-offs | $834,000 | 2,098 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-128,280 | 6,361 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 2,722 |
| Total interest expense | $1,459,000 | 2,152 |
| Net interest income | $3,740,000 | 2,915 |
| Provision for loan and lease losses | $960,000 | 1,524 |
| Total noninterest income | $8,000 | 7,129 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $66,000 | 5,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-58,000 | 7,144 |
| Total noninterest expense | $2,877,000 | 3,199 |
| Salaries and employee benefits | $1,353,000 | 3,379 |
| Premises and equipment expense | $411,000 | 2,901 |
| Additional noninterest expense | $1,113,000 | 2,920 |
| Pre-tax net operating income | $-89,000 | 6,401 |
| Securities gains (losses) | $352,000 | 484 |
| Applicable income taxes | $-11,000 | 6,872 |
| Income before extraordinary items | $274,000 | 4,582 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $274,000 | 4,580 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $274,000 | 4,582 |
| Net charge-offs | $601,000 | 1,951 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-78,000 | 6,431 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 2,692 |
| Total interest expense | $754,000 | 2,169 |
| Net interest income | $1,890,000 | 2,856 |
| Provision for loan and lease losses | $255,000 | 2,143 |
| Total noninterest income | $12,000 | 7,062 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $30,000 | 5,223 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-18,000 | 7,218 |
| Total noninterest expense | $1,493,000 | 3,113 |
| Salaries and employee benefits | $683,000 | 3,377 |
| Premises and equipment expense | $231,000 | 2,653 |
| Additional noninterest expense | $579,000 | 2,794 |
| Pre-tax net operating income | $154,000 | 4,607 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $15,000 | 3,590 |
| Income before extraordinary items | $139,000 | 4,571 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $139,000 | 4,570 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $139,000 | 4,571 |
| Net charge-offs | $167,000 | 2,262 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $139,000 | 4,515 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,443,000 | 2,622 |
| Total interest expense | $3,769,000 | 2,099 |
| Net interest income | $7,674,000 | 2,830 |
| Provision for loan and lease losses | $3,379,000 | 1,494 |
| Total noninterest income | $371,000 | 5,080 |
| Gross Fiduciary activities income | $100,000 | 873 |
| Service charges on deposit accounts | $135,000 | 5,086 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $136,000 | 5,089 |
| Total noninterest expense | $5,985,000 | 3,114 |
| Salaries and employee benefits | $2,739,000 | 3,351 |
| Premises and equipment expense | $1,017,000 | 2,446 |
| Additional noninterest expense | $2,229,000 | 2,955 |
| Pre-tax net operating income | $-1,319,000 | 6,606 |
| Securities gains (losses) | $461,000 | 949 |
| Applicable income taxes | $-558,000 | 7,195 |
| Income before extraordinary items | $-300,000 | 6,241 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-300,000 | 6,243 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-300,000 | 6,243 |
| Net charge-offs | $2,388,000 | 1,681 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-595,040 | 6,378 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,668,000 | 2,655 |
| Total interest expense | $2,948,000 | 2,108 |
| Net interest income | $5,720,000 | 2,886 |
| Provision for loan and lease losses | $1,410,000 | 2,064 |
| Total noninterest income | $244,000 | 5,368 |
| Gross Fiduciary activities income | $76,000 | 858 |
| Service charges on deposit accounts | $102,000 | 5,153 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $66,000 | 5,719 |
| Total noninterest expense | $4,415,000 | 3,162 |
| Salaries and employee benefits | $1,999,000 | 3,439 |
| Premises and equipment expense | $724,000 | 2,592 |
| Additional noninterest expense | $1,692,000 | 2,866 |
| Pre-tax net operating income | $139,000 | 5,467 |
| Securities gains (losses) | $461,000 | 790 |
| Applicable income taxes | $61,000 | 3,456 |
| Income before extraordinary items | $539,000 | 3,979 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $539,000 | 3,981 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $539,000 | 3,981 |
| Net charge-offs | $1,032,000 | 2,158 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $124,100 | 5,468 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 2,673 |
| Total interest expense | $2,051,000 | 2,109 |
| Net interest income | $3,751,000 | 2,933 |
| Provision for loan and lease losses | $1,015,000 | 1,919 |
| Total noninterest income | $237,000 | 4,729 |
| Gross Fiduciary activities income | $49,000 | 875 |
| Service charges on deposit accounts | $68,000 | 5,167 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $120,000 | 4,340 |
| Total noninterest expense | $2,997,000 | 3,118 |
| Salaries and employee benefits | $1,343,000 | 3,444 |
| Premises and equipment expense | $509,000 | 2,506 |
| Additional noninterest expense | $1,145,000 | 2,832 |
| Pre-tax net operating income | $-24,000 | 6,125 |
| Securities gains (losses) | $461,000 | 510 |
| Applicable income taxes | $42,000 | 3,401 |
| Income before extraordinary items | $395,000 | 3,812 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $395,000 | 3,810 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $395,000 | 3,811 |
| Net charge-offs | $602,000 | 2,234 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-19,900 | 6,138 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 2,740 |
| Total interest expense | $1,032,000 | 2,200 |
| Net interest income | $1,853,000 | 2,990 |
| Provision for loan and lease losses | $220,000 | 2,876 |
| Total noninterest income | $84,000 | 5,344 |
| Gross Fiduciary activities income | $23,000 | 894 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $1,567,000 | 3,037 |
| Salaries and employee benefits | $683,000 | 3,457 |
| Premises and equipment expense | $314,000 | 2,127 |
| Additional noninterest expense | $570,000 | 2,837 |
| Pre-tax net operating income | $150,000 | 4,556 |
| Securities gains (losses) | $461,000 | 268 |
| Applicable income taxes | $169,000 | 1,604 |
| Income before extraordinary items | $442,000 | 2,382 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $442,000 | 2,381 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $442,000 | 2,382 |
| Net charge-offs | $95,000 | 3,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $110,080 | 4,741 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,279,000 | 2,683 |
| Total interest expense | $5,298,000 | 2,148 |
| Net interest income | $6,981,000 | 3,073 |
| Provision for loan and lease losses | $1,055,000 | 3,415 |
| Total noninterest income | $49,000 | 7,411 |
| Gross Fiduciary activities income | $172,000 | 790 |
| Service charges on deposit accounts | $154,000 | 5,118 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-277,000 | 7,725 |
| Total noninterest expense | $6,364,000 | 3,031 |
| Salaries and employee benefits | $2,862,000 | 3,320 |
| Premises and equipment expense | $980,000 | 2,625 |
| Additional noninterest expense | $2,522,000 | 2,717 |
| Pre-tax net operating income | $-389,000 | 5,899 |
| Securities gains (losses) | $23,000 | 2,986 |
| Applicable income taxes | $-406,000 | 6,962 |
| Income before extraordinary items | $40,000 | 5,377 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $40,000 | 5,376 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $40,000 | 5,376 |
| Net charge-offs | $1,058,000 | 2,794 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $25,280 | 5,392 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,352,000 | 2,684 |
| Total interest expense | $4,198,000 | 2,128 |
| Net interest income | $5,154,000 | 3,107 |
| Provision for loan and lease losses | $405,000 | 4,159 |
| Total noninterest income | $184,000 | 6,035 |
| Gross Fiduciary activities income | $133,000 | 781 |
| Service charges on deposit accounts | $117,000 | 5,112 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-66,000 | 7,779 |
| Total noninterest expense | $4,631,000 | 3,117 |
| Salaries and employee benefits | $2,190,000 | 3,287 |
| Premises and equipment expense | $725,000 | 2,689 |
| Additional noninterest expense | $1,716,000 | 2,940 |
| Pre-tax net operating income | $302,000 | 4,521 |
| Securities gains (losses) | $-3,000 | 7,144 |
| Applicable income taxes | $-77,000 | 6,890 |
| Income before extraordinary items | $376,000 | 4,137 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $376,000 | 4,133 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $376,000 | 4,136 |
| Net charge-offs | $337,000 | 3,547 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $379,000 | 4,038 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,286,000 | 2,697 |
| Total interest expense | $2,954,000 | 2,120 |
| Net interest income | $3,332,000 | 3,174 |
| Provision for loan and lease losses | $255,000 | 3,969 |
| Total noninterest income | $71,000 | 6,816 |
| Gross Fiduciary activities income | $126,000 | 710 |
| Service charges on deposit accounts | $79,000 | 5,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-134,000 | 7,986 |
| Total noninterest expense | $3,060,000 | 3,174 |
| Salaries and employee benefits | $1,471,000 | 3,292 |
| Premises and equipment expense | $479,000 | 2,749 |
| Additional noninterest expense | $1,110,000 | 3,036 |
| Pre-tax net operating income | $88,000 | 5,299 |
| Securities gains (losses) | $70,000 | 1,698 |
| Applicable income taxes | $-66,000 | 7,057 |
| Income before extraordinary items | $224,000 | 4,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 4,399 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $224,000 | 4,399 |
| Net charge-offs | $341,000 | 2,785 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $154,000 | 4,754 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 2,709 |
| Total interest expense | $1,501,000 | 2,179 |
| Net interest income | $1,677,000 | 3,153 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $40,000 | 6,659 |
| Gross Fiduciary activities income | $88,000 | 629 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-88,000 | 8,113 |
| Total noninterest expense | $1,530,000 | 3,091 |
| Salaries and employee benefits | $753,000 | 3,266 |
| Premises and equipment expense | $232,000 | 2,858 |
| Additional noninterest expense | $545,000 | 2,801 |
| Pre-tax net operating income | $157,000 | 4,427 |
| Securities gains (losses) | $-4,000 | 7,767 |
| Applicable income taxes | $-6,000 | 7,153 |
| Income before extraordinary items | $159,000 | 4,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $159,000 | 4,246 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $159,000 | 4,246 |
| Net charge-offs | $81,000 | 3,089 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $163,000 | 4,040 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,354,000 | 2,583 |
| Total interest expense | $7,130,000 | 2,176 |
| Net interest income | $7,224,000 | 2,959 |
| Provision for loan and lease losses | $2,070,000 | 1,753 |
| Total noninterest income | $471,000 | 4,969 |
| Gross Fiduciary activities income | $707,000 | 492 |
| Service charges on deposit accounts | $170,000 | 5,081 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-406,000 | 8,204 |
| Total noninterest expense | $7,408,000 | 2,556 |
| Salaries and employee benefits | $3,125,000 | 3,139 |
| Premises and equipment expense | $867,000 | 2,973 |
| Additional noninterest expense | $3,416,000 | 1,792 |
| Pre-tax net operating income | $-1,783,000 | 7,296 |
| Securities gains (losses) | $-323,000 | 7,433 |
| Applicable income taxes | $-1,065,000 | 7,726 |
| Income before extraordinary items | $-1,041,000 | 7,015 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,041,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,709,000 | 1,431 |
| Cash dividends | $164,000 | 4,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-834,280 | 7,035 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,953,000 | 2,585 |
| Total interest expense | $5,473,000 | 2,208 |
| Net interest income | $5,480,000 | 2,961 |
| Provision for loan and lease losses | $440,000 | 2,945 |
| Total noninterest income | $178,000 | 6,332 |
| Gross Fiduciary activities income | $529,000 | 497 |
| Service charges on deposit accounts | $128,000 | 5,120 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-479,000 | 8,339 |
| Total noninterest expense | $5,600,000 | 2,529 |
| Salaries and employee benefits | $2,399,000 | 3,100 |
| Premises and equipment expense | $633,000 | 3,054 |
| Additional noninterest expense | $2,568,000 | 1,733 |
| Pre-tax net operating income | $-382,000 | 7,176 |
| Securities gains (losses) | $-323,000 | 7,680 |
| Applicable income taxes | $-483,000 | 7,875 |
| Income before extraordinary items | $-222,000 | 6,929 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-222,000 | 6,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,664 |
| Cash dividends | $164,000 | 4,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-15,280 | 6,814 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,516,000 | 2,540 |
| Total interest expense | $3,798,000 | 2,210 |
| Net interest income | $3,718,000 | 2,900 |
| Provision for loan and lease losses | $180,000 | 3,306 |
| Total noninterest income | $494,000 | 3,534 |
| Gross Fiduciary activities income | $329,000 | 524 |
| Service charges on deposit accounts | $83,000 | 5,181 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $3,569,000 | 2,634 |
| Salaries and employee benefits | $1,630,000 | 3,084 |
| Premises and equipment expense | $425,000 | 3,050 |
| Additional noninterest expense | $1,514,000 | 1,905 |
| Pre-tax net operating income | $463,000 | 4,508 |
| Securities gains (losses) | $128,000 | 813 |
| Applicable income taxes | $92,000 | 3,534 |
| Income before extraordinary items | $499,000 | 4,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,916 |
| Cash dividends | $164,000 | 3,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $391,480 | 4,460 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 2,537 |
| Total interest expense | $2,026,000 | 2,218 |
| Net interest income | $1,843,000 | 2,908 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $268,000 | 3,365 |
| Gross Fiduciary activities income | $174,000 | 520 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,866 |
| Total noninterest expense | $1,581,000 | 2,914 |
| Salaries and employee benefits | $823,000 | 3,087 |
| Premises and equipment expense | $221,000 | 2,965 |
| Additional noninterest expense | $537,000 | 2,553 |
| Pre-tax net operating income | $440,000 | 3,314 |
| Securities gains (losses) | $38,000 | 1,241 |
| Applicable income taxes | $116,000 | 2,632 |
| Income before extraordinary items | $362,000 | 3,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $362,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,090 |
| Cash dividends | $95,000 | 2,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $333,120 | 3,485 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,423,000 | 2,483 |
| Total interest expense | $8,668,000 | 2,173 |
| Net interest income | $7,755,000 | 2,810 |
| Provision for loan and lease losses | $730,000 | 1,792 |
| Total noninterest income | $1,351,000 | 2,891 |
| Gross Fiduciary activities income | $863,000 | 459 |
| Service charges on deposit accounts | $197,000 | 4,932 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $291,000 | 4,295 |
| Total noninterest expense | $5,762,000 | 3,078 |
| Salaries and employee benefits | $3,223,000 | 3,045 |
| Premises and equipment expense | $731,000 | 3,329 |
| Additional noninterest expense | $1,808,000 | 2,915 |
| Pre-tax net operating income | $2,614,000 | 2,729 |
| Securities gains (losses) | $568,000 | 253 |
| Applicable income taxes | $936,000 | 1,938 |
| Income before extraordinary items | $2,246,000 | 2,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,246,000 | 2,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $518,000 | 1,650 |
| Cash dividends | $485,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,842,720 | 3,002 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,342,000 | 2,485 |
| Total interest expense | $6,488,000 | 2,172 |
| Net interest income | $5,854,000 | 2,800 |
| Provision for loan and lease losses | $270,000 | 2,452 |
| Total noninterest income | $942,000 | 3,041 |
| Gross Fiduciary activities income | $573,000 | 487 |
| Service charges on deposit accounts | $147,000 | 4,967 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $222,000 | 4,297 |
| Total noninterest expense | $4,210,000 | 3,100 |
| Salaries and employee benefits | $2,319,000 | 3,131 |
| Premises and equipment expense | $555,000 | 3,274 |
| Additional noninterest expense | $1,336,000 | 2,902 |
| Pre-tax net operating income | $2,316,000 | 2,561 |
| Securities gains (losses) | $568,000 | 207 |
| Applicable income taxes | $891,000 | 1,774 |
| Income before extraordinary items | $1,993,000 | 2,373 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,993,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,211 |
| Cash dividends | $208,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,601,080 | 2,816 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,327,000 | 2,481 |
| Total interest expense | $4,294,000 | 2,199 |
| Net interest income | $4,033,000 | 2,733 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $653,000 | 2,968 |
| Gross Fiduciary activities income | $377,000 | 501 |
| Service charges on deposit accounts | $106,000 | 4,826 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $170,000 | 4,101 |
| Total noninterest expense | $2,809,000 | 3,127 |
| Salaries and employee benefits | $1,539,000 | 3,183 |
| Premises and equipment expense | $390,000 | 3,148 |
| Additional noninterest expense | $880,000 | 2,938 |
| Pre-tax net operating income | $1,697,000 | 2,461 |
| Securities gains (losses) | $568,000 | 169 |
| Applicable income taxes | $734,000 | 1,594 |
| Income before extraordinary items | $1,531,000 | 2,178 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,531,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 921 |
| Cash dividends | $139,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,144,760 | 2,728 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 2,463 |
| Total interest expense | $2,106,000 | 2,222 |
| Net interest income | $2,075,000 | 2,675 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $352,000 | 2,795 |
| Gross Fiduciary activities income | $207,000 | 475 |
| Service charges on deposit accounts | $55,000 | 4,695 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $90,000 | 3,960 |
| Total noninterest expense | $1,434,000 | 3,092 |
| Salaries and employee benefits | $767,000 | 3,206 |
| Premises and equipment expense | $216,000 | 2,929 |
| Additional noninterest expense | $451,000 | 2,846 |
| Pre-tax net operating income | $903,000 | 2,337 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $278,000 | 1,956 |
| Income before extraordinary items | $626,000 | 2,544 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $626,000 | 2,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,697 |
| Cash dividends | $69,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $625,310 | 2,522 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,199,000 | 2,526 |
| Total interest expense | $7,263,000 | 2,217 |
| Net interest income | $7,936,000 | 2,775 |
| Provision for loan and lease losses | $610,000 | 1,585 |
| Total noninterest income | $1,043,000 | 3,446 |
| Gross Fiduciary activities income | $519,000 | 580 |
| Service charges on deposit accounts | $189,000 | 5,102 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $335,000 | 4,085 |
| Total noninterest expense | $5,282,000 | 3,204 |
| Salaries and employee benefits | $2,983,000 | 3,145 |
| Premises and equipment expense | $674,000 | 3,430 |
| Additional noninterest expense | $1,625,000 | 3,082 |
| Pre-tax net operating income | $3,087,000 | 2,722 |
| Securities gains (losses) | $-119,000 | 8,261 |
| Applicable income taxes | $844,000 | 2,407 |
| Income before extraordinary items | $2,124,000 | 2,971 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,124,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,809 |
| Cash dividends | $485,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,209,680 | 2,869 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,169,000 | 2,557 |
| Total interest expense | $5,283,000 | 2,222 |
| Net interest income | $5,886,000 | 2,819 |
| Provision for loan and lease losses | $370,000 | 1,816 |
| Total noninterest income | $731,000 | 3,614 |
| Gross Fiduciary activities income | $332,000 | 607 |
| Service charges on deposit accounts | $142,000 | 5,156 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $257,000 | 4,050 |
| Total noninterest expense | $3,868,000 | 3,248 |
| Salaries and employee benefits | $2,137,000 | 3,273 |
| Premises and equipment expense | $504,000 | 3,449 |
| Additional noninterest expense | $1,227,000 | 3,066 |
| Pre-tax net operating income | $2,379,000 | 2,767 |
| Securities gains (losses) | $-119,000 | 8,447 |
| Applicable income taxes | $662,000 | 2,448 |
| Income before extraordinary items | $1,598,000 | 3,065 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,598,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,227 |
| Cash dividends | $208,000 | 4,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,682,490 | 2,933 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,227,000 | 2,590 |
| Total interest expense | $3,382,000 | 2,207 |
| Net interest income | $3,845,000 | 2,887 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $470,000 | 3,665 |
| Gross Fiduciary activities income | $196,000 | 643 |
| Service charges on deposit accounts | $96,000 | 5,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $178,000 | 3,960 |
| Total noninterest expense | $2,582,000 | 3,263 |
| Salaries and employee benefits | $1,421,000 | 3,284 |
| Premises and equipment expense | $347,000 | 3,351 |
| Additional noninterest expense | $814,000 | 3,091 |
| Pre-tax net operating income | $1,553,000 | 2,817 |
| Securities gains (losses) | $-119,000 | 8,564 |
| Applicable income taxes | $416,000 | 2,559 |
| Income before extraordinary items | $1,018,000 | 3,169 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,018,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 869 |
| Cash dividends | $139,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,102,490 | 2,965 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 2,636 |
| Total interest expense | $1,610,000 | 2,190 |
| Net interest income | $1,850,000 | 2,980 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $242,000 | 3,556 |
| Gross Fiduciary activities income | $94,000 | 655 |
| Service charges on deposit accounts | $49,000 | 5,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,720 |
| Total noninterest expense | $1,313,000 | 3,231 |
| Salaries and employee benefits | $712,000 | 3,288 |
| Premises and equipment expense | $177,000 | 3,309 |
| Additional noninterest expense | $424,000 | 2,958 |
| Pre-tax net operating income | $689,000 | 3,000 |
| Securities gains (losses) | $-119,000 | 8,673 |
| Applicable income taxes | $155,000 | 2,991 |
| Income before extraordinary items | $415,000 | 3,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 568 |
| Cash dividends | $69,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $501,870 | 3,132 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,564,000 | 2,605 |
| Total interest expense | $5,186,000 | 2,127 |
| Net interest income | $7,378,000 | 2,908 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $594,000 | 4,811 |
| Gross Fiduciary activities income | $332,000 | 676 |
| Service charges on deposit accounts | $196,000 | 5,086 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,037 |
| Total noninterest expense | $4,950,000 | 3,261 |
| Salaries and employee benefits | $2,816,000 | 3,142 |
| Premises and equipment expense | $646,000 | 3,441 |
| Additional noninterest expense | $1,488,000 | 3,250 |
| Pre-tax net operating income | $2,722,000 | 2,983 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $835,000 | 2,547 |
| Income before extraordinary items | $1,887,000 | 3,235 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,887,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,692 |
| Cash dividends | $485,000 | 3,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,887,000 | 3,209 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,110,000 | 2,627 |
| Total interest expense | $3,712,000 | 2,107 |
| Net interest income | $5,398,000 | 2,961 |
| Provision for loan and lease losses | $210,000 | 2,870 |
| Total noninterest income | $370,000 | 5,291 |
| Gross Fiduciary activities income | $228,000 | 688 |
| Service charges on deposit accounts | $147,000 | 5,120 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-5,000 | 8,827 |
| Total noninterest expense | $3,602,000 | 3,327 |
| Salaries and employee benefits | $2,022,000 | 3,242 |
| Premises and equipment expense | $478,000 | 3,469 |
| Additional noninterest expense | $1,102,000 | 3,256 |
| Pre-tax net operating income | $1,956,000 | 3,107 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $602,000 | 2,629 |
| Income before extraordinary items | $1,354,000 | 3,390 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,354,000 | 3,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,323 |
| Cash dividends | $208,000 | 3,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,354,000 | 3,347 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 2,642 |
| Total interest expense | $2,366,000 | 2,083 |
| Net interest income | $3,522,000 | 2,981 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $353,000 | 4,344 |
| Gross Fiduciary activities income | $134,000 | 720 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $120,000 | 4,809 |
| Total noninterest expense | $2,401,000 | 3,304 |
| Salaries and employee benefits | $1,351,000 | 3,215 |
| Premises and equipment expense | $332,000 | 3,336 |
| Additional noninterest expense | $718,000 | 3,300 |
| Pre-tax net operating income | $1,324,000 | 3,031 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $412,000 | 2,566 |
| Income before extraordinary items | $912,000 | 3,320 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $912,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $138,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $912,000 | 3,274 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 2,674 |
| Total interest expense | $1,145,000 | 2,061 |
| Net interest income | $1,727,000 | 3,025 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $180,000 | 4,243 |
| Gross Fiduciary activities income | $65,000 | 744 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $1,198,000 | 3,314 |
| Salaries and employee benefits | $675,000 | 3,224 |
| Premises and equipment expense | $168,000 | 3,336 |
| Additional noninterest expense | $355,000 | 3,328 |
| Pre-tax net operating income | $619,000 | 3,161 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $192,000 | 2,667 |
| Income before extraordinary items | $427,000 | 3,454 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $427,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $69,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $427,000 | 3,420 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,403,000 | 2,731 |
| Total interest expense | $4,080,000 | 2,001 |
| Net interest income | $6,323,000 | 3,150 |
| Provision for loan and lease losses | $750,000 | 1,364 |
| Total noninterest income | $669,000 | 4,524 |
| Gross Fiduciary activities income | $246,000 | 740 |
| Service charges on deposit accounts | $201,000 | 5,206 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $222,000 | 4,894 |
| Total noninterest expense | $4,799,000 | 3,239 |
| Salaries and employee benefits | $2,730,000 | 3,106 |
| Premises and equipment expense | $685,000 | 3,181 |
| Additional noninterest expense | $1,384,000 | 3,338 |
| Pre-tax net operating income | $1,443,000 | 4,339 |
| Securities gains (losses) | $280,000 | 671 |
| Applicable income taxes | $467,000 | 3,463 |
| Income before extraordinary items | $1,256,000 | 4,087 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,256,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,696 |
| Cash dividends | $485,000 | 3,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,051,600 | 4,481 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,666,000 | 2,745 |
| Total interest expense | $3,028,000 | 1,976 |
| Net interest income | $4,638,000 | 3,206 |
| Provision for loan and lease losses | $675,000 | 1,126 |
| Total noninterest income | $523,000 | 4,411 |
| Gross Fiduciary activities income | $193,000 | 736 |
| Service charges on deposit accounts | $154,000 | 5,204 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $176,000 | 4,774 |
| Total noninterest expense | $3,498,000 | 3,299 |
| Salaries and employee benefits | $1,968,000 | 3,177 |
| Premises and equipment expense | $512,000 | 3,189 |
| Additional noninterest expense | $1,018,000 | 3,374 |
| Pre-tax net operating income | $988,000 | 4,642 |
| Securities gains (losses) | $280,000 | 626 |
| Applicable income taxes | $340,000 | 3,563 |
| Income before extraordinary items | $928,000 | 4,184 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $928,000 | 4,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,690 |
| Cash dividends | $208,000 | 3,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $723,600 | 4,790 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 2,779 |
| Total interest expense | $1,990,000 | 1,976 |
| Net interest income | $3,025,000 | 3,256 |
| Provision for loan and lease losses | $400,000 | 1,225 |
| Total noninterest income | $308,000 | 4,756 |
| Gross Fiduciary activities income | $93,000 | 811 |
| Service charges on deposit accounts | $103,000 | 5,203 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $112,000 | 4,941 |
| Total noninterest expense | $2,339,000 | 3,303 |
| Salaries and employee benefits | $1,309,000 | 3,198 |
| Premises and equipment expense | $353,000 | 3,102 |
| Additional noninterest expense | $677,000 | 3,394 |
| Pre-tax net operating income | $594,000 | 4,862 |
| Securities gains (losses) | $105,000 | 993 |
| Applicable income taxes | $173,000 | 4,016 |
| Income before extraordinary items | $526,000 | 4,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $526,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,677 |
| Cash dividends | $138,000 | 3,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $447,250 | 4,929 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 2,821 |
| Total interest expense | $993,000 | 1,996 |
| Net interest income | $1,481,000 | 3,299 |
| Provision for loan and lease losses | $325,000 | 746 |
| Total noninterest income | $156,000 | 4,677 |
| Gross Fiduciary activities income | $45,000 | 827 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $59,000 | 4,776 |
| Total noninterest expense | $1,188,000 | 3,251 |
| Salaries and employee benefits | $659,000 | 3,194 |
| Premises and equipment expense | $178,000 | 3,109 |
| Additional noninterest expense | $351,000 | 3,280 |
| Pre-tax net operating income | $124,000 | 6,805 |
| Securities gains (losses) | $100,000 | 806 |
| Applicable income taxes | $37,000 | 5,183 |
| Income before extraordinary items | $187,000 | 5,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $187,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,673 |
| Cash dividends | $69,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $104,000 | 6,696 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,446,000 | 2,987 |
| Total interest expense | $3,978,000 | 2,222 |
| Net interest income | $5,468,000 | 3,449 |
| Provision for loan and lease losses | $395,000 | 2,618 |
| Total noninterest income | $656,000 | 4,728 |
| Gross Fiduciary activities income | $203,000 | 800 |
| Service charges on deposit accounts | $198,000 | 5,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $255,000 | 4,821 |
| Total noninterest expense | $4,627,000 | 3,272 |
| Salaries and employee benefits | $2,573,000 | 3,195 |
| Premises and equipment expense | $651,000 | 3,288 |
| Additional noninterest expense | $1,403,000 | 3,276 |
| Pre-tax net operating income | $1,102,000 | 4,917 |
| Securities gains (losses) | $227,000 | 1,255 |
| Applicable income taxes | $296,000 | 4,302 |
| Income before extraordinary items | $1,033,000 | 4,554 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,033,000 | 4,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,954 |
| Cash dividends | $495,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $855,940 | 4,905 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 3,056 |
| Total interest expense | $3,008,000 | 2,288 |
| Net interest income | $3,993,000 | 3,532 |
| Provision for loan and lease losses | $245,000 | 2,890 |
| Total noninterest income | $506,000 | 4,716 |
| Gross Fiduciary activities income | $155,000 | 787 |
| Service charges on deposit accounts | $149,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 4,771 |
| Total noninterest expense | $3,431,000 | 3,298 |
| Salaries and employee benefits | $1,860,000 | 3,293 |
| Premises and equipment expense | $515,000 | 3,141 |
| Additional noninterest expense | $1,056,000 | 3,228 |
| Pre-tax net operating income | $823,000 | 5,052 |
| Securities gains (losses) | $151,000 | 1,417 |
| Applicable income taxes | $212,000 | 4,566 |
| Income before extraordinary items | $762,000 | 4,738 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $762,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,548 |
| Cash dividends | $218,000 | 3,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $644,220 | 5,024 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,680,000 | 3,073 |
| Total interest expense | $2,026,000 | 2,344 |
| Net interest income | $2,654,000 | 3,532 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $352,000 | 4,572 |
| Gross Fiduciary activities income | $113,000 | 778 |
| Service charges on deposit accounts | $98,000 | 5,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $141,000 | 4,673 |
| Total noninterest expense | $2,256,000 | 3,331 |
| Salaries and employee benefits | $1,250,000 | 3,272 |
| Premises and equipment expense | $331,000 | 3,233 |
| Additional noninterest expense | $675,000 | 3,348 |
| Pre-tax net operating income | $550,000 | 5,075 |
| Securities gains (losses) | $111,000 | 1,425 |
| Applicable income taxes | $145,000 | 4,551 |
| Income before extraordinary items | $516,000 | 4,712 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $516,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,193 |
| Cash dividends | $139,000 | 3,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $429,420 | 5,017 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 3,090 |
| Total interest expense | $1,015,000 | 2,407 |
| Net interest income | $1,319,000 | 3,539 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $162,000 | 4,695 |
| Gross Fiduciary activities income | $44,000 | 845 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 4,544 |
| Total noninterest expense | $1,127,000 | 3,323 |
| Salaries and employee benefits | $623,000 | 3,260 |
| Premises and equipment expense | $171,000 | 3,140 |
| Additional noninterest expense | $333,000 | 3,335 |
| Pre-tax net operating income | $279,000 | 4,974 |
| Securities gains (losses) | $111,000 | 943 |
| Applicable income taxes | $94,000 | 4,051 |
| Income before extraordinary items | $296,000 | 4,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $296,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $69,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $211,640 | 4,996 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,638,000 | 3,122 |
| Total interest expense | $4,315,000 | 2,574 |
| Net interest income | $5,323,000 | 3,478 |
| Provision for loan and lease losses | $390,000 | 2,895 |
| Total noninterest income | $653,000 | 4,508 |
| Gross Fiduciary activities income | $204,000 | 818 |
| Service charges on deposit accounts | $176,000 | 5,514 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $273,000 | 4,454 |
| Total noninterest expense | $4,203,000 | 3,422 |
| Salaries and employee benefits | $2,321,000 | 3,328 |
| Premises and equipment expense | $602,000 | 3,405 |
| Additional noninterest expense | $1,280,000 | 3,427 |
| Pre-tax net operating income | $1,383,000 | 4,326 |
| Securities gains (losses) | $242,000 | 1,043 |
| Applicable income taxes | $370,000 | 4,046 |
| Income before extraordinary items | $1,255,000 | 3,958 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,255,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 2,237 |
| Cash dividends | $487,000 | 3,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,068,660 | 4,305 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,554,000 | 3,165 |
| Total interest expense | $6,082,000 | 2,629 |
| Net interest income | $4,472,000 | 3,786 |
| Provision for loan and lease losses | $310,000 | 3,126 |
| Total noninterest income | $507,000 | 5,031 |
| Gross Fiduciary activities income | $256,000 | 768 |
| Service charges on deposit accounts | $175,000 | 5,452 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $76,000 | 6,985 |
| Total noninterest expense | $3,620,000 | 3,723 |
| Salaries and employee benefits | $2,062,000 | 3,512 |
| Premises and equipment expense | $543,000 | 3,642 |
| Additional noninterest expense | $1,015,000 | 4,024 |
| Pre-tax net operating income | $1,049,000 | 4,792 |
| Securities gains (losses) | $376,000 | 757 |
| Applicable income taxes | $391,000 | 3,783 |
| Income before extraordinary items | $1,034,000 | 4,196 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,034,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,706 |
| Cash dividends | $388,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $759,520 | 4,904 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,498,000 | 3,557 |
| Total interest expense | $5,032,000 | 3,299 |
| Net interest income | $4,466,000 | 3,819 |
| Provision for loan and lease losses | $380,000 | 2,366 |
| Total noninterest income | $354,000 | 5,862 |
| Gross Fiduciary activities income | $159,000 | 843 |
| Service charges on deposit accounts | $139,000 | 5,921 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $56,000 | 7,603 |
| Total noninterest expense | $3,419,000 | 3,782 |
| Salaries and employee benefits | $1,941,000 | 3,554 |
| Premises and equipment expense | $506,000 | 3,749 |
| Additional noninterest expense | $972,000 | 4,070 |
| Pre-tax net operating income | $1,021,000 | 5,202 |
| Securities gains (losses) | $216,000 | 398 |
| Applicable income taxes | $320,000 | 4,456 |
| Income before extraordinary items | $917,000 | 4,630 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $917,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,109 |
| Cash dividends | $483,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $757,160 | 5,203 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 3,939 |
| Total interest expense | $4,058,000 | 3,543 |
| Net interest income | $3,860,000 | 4,307 |
| Provision for loan and lease losses | $255,000 | 3,010 |
| Total noninterest income | $374,000 | 5,807 |
| Gross Fiduciary activities income | $194,000 | 873 |
| Service charges on deposit accounts | $128,000 | 6,204 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $52,000 | 7,990 |
| Total noninterest expense | $3,081,000 | 4,121 |
| Salaries and employee benefits | $1,753,000 | 3,830 |
| Premises and equipment expense | $391,000 | 4,622 |
| Additional noninterest expense | $937,000 | 4,236 |
| Pre-tax net operating income | $898,000 | 5,610 |
| Securities gains (losses) | $323,000 | 431 |
| Applicable income taxes | $293,000 | 4,867 |
| Income before extraordinary items | $928,000 | 4,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $928,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,408 |
| Cash dividends | $389,000 | 4,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $682,520 | 5,499 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,702,000 | 4,070 |
| Total interest expense | $3,937,000 | 3,747 |
| Net interest income | $3,765,000 | 4,333 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $373,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,381 |
| Total noninterest expense | $2,879,000 | 4,268 |
| Salaries and employee benefits | $1,698,000 | 3,840 |
| Premises and equipment expense | $341,000 | 4,967 |
| Additional noninterest expense | $840,000 | 4,517 |
| Pre-tax net operating income | $1,039,000 | 5,302 |
| Securities gains (losses) | $324,000 | 710 |
| Applicable income taxes | $359,000 | 4,702 |
| Income before extraordinary items | $1,004,000 | 4,509 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,004,000 | 4,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,387 |
| Cash dividends | $388,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $764,240 | 5,236 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 4,606 |
| Total interest expense | $3,283,000 | 4,355 |
| Net interest income | $3,515,000 | 4,717 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $304,000 | 6,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,119 |
| Total noninterest expense | $2,354,000 | 5,018 |
| Salaries and employee benefits | $1,406,000 | 4,486 |
| Premises and equipment expense | $268,000 | 5,826 |
| Additional noninterest expense | $680,000 | 5,332 |
| Pre-tax net operating income | $1,295,000 | 4,978 |
| Securities gains (losses) | $255,000 | 613 |
| Applicable income taxes | $432,000 | 4,648 |
| Income before extraordinary items | $1,118,000 | 4,301 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,118,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,272 |
| Cash dividends | $956,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $934,400 | 4,864 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 4,771 |
| Total interest expense | $3,273,000 | 4,436 |
| Net interest income | $3,400,000 | 4,943 |
| Provision for loan and lease losses | $320,000 | 2,449 |
| Total noninterest income | $239,000 | 7,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,294 |
| Total noninterest expense | $2,095,000 | 5,743 |
| Salaries and employee benefits | $1,378,000 | 4,641 |
| Premises and equipment expense | $248,000 | 6,276 |
| Additional noninterest expense | $469,000 | 7,313 |
| Pre-tax net operating income | $1,224,000 | 5,052 |
| Securities gains (losses) | $1,328,000 | 210 |
| Applicable income taxes | $805,000 | 2,818 |
| Income before extraordinary items | $1,747,000 | 2,785 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,747,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 10,948 |
| Cash dividends | $411,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $843,960 | 5,048 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,347,000 | 4,950 |
| Total interest expense | $2,996,000 | 4,769 |
| Net interest income | $3,351,000 | 5,041 |
| Provision for loan and lease losses | $310,000 | 2,226 |
| Total noninterest income | $275,000 | 7,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,396 |
| Total noninterest expense | $2,153,000 | 5,665 |
| Salaries and employee benefits | $1,334,000 | 4,769 |
| Premises and equipment expense | $228,000 | 6,692 |
| Additional noninterest expense | $591,000 | 6,588 |
| Pre-tax net operating income | $1,163,000 | 5,375 |
| Securities gains (losses) | $236,000 | 615 |
| Applicable income taxes | $355,000 | 5,383 |
| Income before extraordinary items | $1,044,000 | 4,426 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,044,000 | 4,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,866 |
| Cash dividends | $286,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $867,000 | 5,118 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,527,000 | 5,217 |
| Total interest expense | $2,511,000 | 4,634 |
| Net interest income | $3,016,000 | 5,596 |
| Provision for loan and lease losses | $668,000 | 1,241 |
| Total noninterest income | $308,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,199 |
| Total noninterest expense | $2,034,000 | 6,113 |
| Salaries and employee benefits | $1,252,000 | 5,053 |
| Premises and equipment expense | $196,000 | 7,517 |
| Additional noninterest expense | $586,000 | 7,139 |
| Pre-tax net operating income | $622,000 | 7,880 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $32,000 | 10,876 |
| Income before extraordinary items | $583,000 | 6,676 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $583,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 1,150 |
| Cash dividends | $266,000 | 4,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $589,650 | 6,681 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,495,000 | 5,341 |
| Total interest expense | $2,388,000 | 5,013 |
| Net interest income | $3,107,000 | 5,503 |
| Provision for loan and lease losses | $220,000 | 3,693 |
| Total noninterest income | $257,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,763 |
| Total noninterest expense | $2,059,000 | 6,179 |
| Salaries and employee benefits | $1,213,000 | 5,188 |
| Premises and equipment expense | $229,000 | 7,114 |
| Additional noninterest expense | $617,000 | 7,189 |
| Pre-tax net operating income | $1,085,000 | 5,554 |
| Securities gains (losses) | $297,000 | 1,310 |
| Applicable income taxes | $308,000 | 5,974 |
| Income before extraordinary items | $1,074,000 | 4,409 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $1,107,000 | 4,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,273 |
| Cash dividends | $266,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $842,340 | 5,118 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 5,360 |
| Total interest expense | $2,964,000 | 5,217 |
| Net interest income | $3,214,000 | 5,384 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $313,000 | 7,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,172 |
| Total noninterest expense | $2,049,000 | 6,253 |
| Salaries and employee benefits | $1,173,000 | 5,265 |
| Premises and equipment expense | $249,000 | 6,794 |
| Additional noninterest expense | $627,000 | 7,283 |
| Pre-tax net operating income | $1,258,000 | 4,730 |
| Securities gains (losses) | $719,000 | 829 |
| Applicable income taxes | $538,000 | 3,754 |
| Income before extraordinary items | $1,439,000 | 3,203 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,439,000 | 3,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 6,521 |
| Cash dividends | $258,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $914,130 | 4,550 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.