Home > Breckinridge Bank > Income and Expense
Breckinridge Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 7,758 |
| Total interest expense | $605,000 | 6,924 |
| Net interest income | $1,028,000 | 7,975 |
| Provision for loan and lease losses | $84,000 | 5,272 |
| Total noninterest income | $85,000 | 8,249 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $57,000 | 7,178 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 8,013 |
| Total noninterest expense | $605,000 | 8,509 |
| Salaries and employee benefits | $267,000 | 8,681 |
| Premises and equipment expense | $65,000 | 8,418 |
| Additional noninterest expense | $273,000 | 7,865 |
| Pre-tax net operating income | $424,000 | 6,967 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $424,000 | 6,659 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $424,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $424,000 | 6,600 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 7,797 |
| Total interest expense | $446,000 | 6,972 |
| Net interest income | $769,000 | 8,014 |
| Provision for loan and lease losses | $43,000 | 5,652 |
| Total noninterest income | $63,000 | 8,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $43,000 | 7,213 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $426,000 | 8,584 |
| Salaries and employee benefits | $168,000 | 8,803 |
| Premises and equipment expense | $50,000 | 8,402 |
| Additional noninterest expense | $208,000 | 7,841 |
| Pre-tax net operating income | $363,000 | 6,908 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $363,000 | 6,536 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $363,000 | 6,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,041 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $363,000 | 6,462 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 7,875 |
| Total interest expense | $292,000 | 7,029 |
| Net interest income | $506,000 | 8,080 |
| Provision for loan and lease losses | $37,000 | 5,122 |
| Total noninterest income | $45,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $28,000 | 7,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $276,000 | 8,667 |
| Salaries and employee benefits | $113,000 | 8,854 |
| Premises and equipment expense | $31,000 | 8,504 |
| Additional noninterest expense | $132,000 | 7,951 |
| Pre-tax net operating income | $238,000 | 6,916 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $238,000 | 6,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $238,000 | 6,466 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 7,915 |
| Total interest expense | $143,000 | 7,141 |
| Net interest income | $254,000 | 8,109 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $135,000 | 8,715 |
| Salaries and employee benefits | $57,000 | 8,890 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $138,000 | 6,608 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $138,000 | 6,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 6,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $138,000 | 6,099 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 7,963 |
| Total interest expense | $621,000 | 7,337 |
| Net interest income | $984,000 | 8,123 |
| Provision for loan and lease losses | $52,000 | 6,221 |
| Total noninterest income | $102,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $62,000 | 7,233 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $599,000 | 8,659 |
| Salaries and employee benefits | $262,000 | 8,864 |
| Premises and equipment expense | $62,000 | 8,594 |
| Additional noninterest expense | $275,000 | 7,928 |
| Pre-tax net operating income | $435,000 | 6,900 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $29,000 | 6,629 |
| Income before extraordinary items | $409,000 | 6,775 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $409,000 | 6,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $406,210 | 6,625 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 8,054 |
| Total interest expense | $473,000 | 7,436 |
| Net interest income | $734,000 | 8,198 |
| Provision for loan and lease losses | $46,000 | 5,848 |
| Total noninterest income | $79,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 7,787 |
| Total noninterest expense | $413,000 | 8,781 |
| Salaries and employee benefits | $165,000 | 8,998 |
| Premises and equipment expense | $45,000 | 8,649 |
| Additional noninterest expense | $203,000 | 7,970 |
| Pre-tax net operating income | $354,000 | 6,935 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $39,000 | 6,406 |
| Income before extraordinary items | $315,000 | 6,867 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $315,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $315,000 | 6,689 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $797,000 | 8,131 |
| Total interest expense | $319,000 | 7,523 |
| Net interest income | $478,000 | 8,272 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $54,000 | 8,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $271,000 | 8,815 |
| Salaries and employee benefits | $109,000 | 9,039 |
| Premises and equipment expense | $32,000 | 8,620 |
| Additional noninterest expense | $130,000 | 8,038 |
| Pre-tax net operating income | $221,000 | 7,033 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $39,000 | 6,120 |
| Income before extraordinary items | $182,000 | 7,140 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $182,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $182,000 | 6,957 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,179 |
| Total interest expense | $163,000 | 7,577 |
| Net interest income | $235,000 | 8,337 |
| Provision for loan and lease losses | $34,000 | 4,352 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $128,000 | 8,910 |
| Salaries and employee benefits | $54,000 | 9,082 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $59,000 | 8,243 |
| Pre-tax net operating income | $98,000 | 7,223 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $39,000 | 5,433 |
| Income before extraordinary items | $59,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $59,000 | 7,557 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 8,227 |
| Total interest expense | $745,000 | 7,674 |
| Net interest income | $893,000 | 8,433 |
| Provision for loan and lease losses | $74,000 | 6,206 |
| Total noninterest income | $100,000 | 8,404 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $56,000 | 7,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,759 |
| Total noninterest expense | $553,000 | 8,884 |
| Salaries and employee benefits | $253,000 | 9,044 |
| Premises and equipment expense | $56,000 | 8,806 |
| Additional noninterest expense | $244,000 | 8,221 |
| Pre-tax net operating income | $366,000 | 7,305 |
| Securities gains (losses) | $-33,000 | 9,043 |
| Applicable income taxes | $56,000 | 6,444 |
| Income before extraordinary items | $277,000 | 7,440 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $277,000 | 7,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $304,390 | 7,197 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 8,586 |
| Total interest expense | $866,000 | 8,292 |
| Net interest income | $778,000 | 8,714 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $120,000 | 8,231 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $57,000 | 7,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $63,000 | 7,311 |
| Total noninterest expense | $501,000 | 9,175 |
| Salaries and employee benefits | $221,000 | 9,343 |
| Premises and equipment expense | $59,000 | 8,992 |
| Additional noninterest expense | $221,000 | 8,492 |
| Pre-tax net operating income | $373,000 | 7,094 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $80,000 | 6,264 |
| Income before extraordinary items | $293,000 | 7,188 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $293,000 | 7,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $293,000 | 7,061 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 9,039 |
| Total interest expense | $675,000 | 8,912 |
| Net interest income | $747,000 | 9,010 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $96,000 | 8,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,125 |
| Total noninterest expense | $441,000 | 9,512 |
| Salaries and employee benefits | $176,000 | 9,685 |
| Premises and equipment expense | $49,000 | 9,385 |
| Additional noninterest expense | $216,000 | 8,637 |
| Pre-tax net operating income | $378,000 | 7,564 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $78,000 | 6,812 |
| Income before extraordinary items | $300,000 | 7,471 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $300,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $300,000 | 7,478 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 9,303 |
| Total interest expense | $588,000 | 9,244 |
| Net interest income | $717,000 | 9,245 |
| Provision for loan and lease losses | $43,000 | 6,780 |
| Total noninterest income | $87,000 | 9,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $418,000 | 9,840 |
| Salaries and employee benefits | $196,000 | 9,930 |
| Premises and equipment expense | $33,000 | 9,932 |
| Additional noninterest expense | $189,000 | 9,141 |
| Pre-tax net operating income | $343,000 | 7,870 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $62,000 | 7,476 |
| Income before extraordinary items | $281,000 | 7,713 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $281,000 | 7,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $281,000 | 7,690 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 9,530 |
| Total interest expense | $643,000 | 9,359 |
| Net interest income | $659,000 | 9,591 |
| Provision for loan and lease losses | $4,000 | 8,522 |
| Total noninterest income | $82,000 | 9,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,196 |
| Total noninterest expense | $422,000 | 9,996 |
| Salaries and employee benefits | $200,000 | 10,105 |
| Premises and equipment expense | $30,000 | 10,179 |
| Additional noninterest expense | $192,000 | 9,205 |
| Pre-tax net operating income | $315,000 | 8,301 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $74,000 | 7,918 |
| Income before extraordinary items | $241,000 | 8,305 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $241,000 | 8,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $241,000 | 8,230 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 9,956 |
| Total interest expense | $620,000 | 9,769 |
| Net interest income | $657,000 | 10,045 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $85,000 | 9,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $412,000 | 10,436 |
| Salaries and employee benefits | $187,000 | 10,595 |
| Premises and equipment expense | $34,000 | 10,554 |
| Additional noninterest expense | $191,000 | 9,534 |
| Pre-tax net operating income | $330,000 | 8,819 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $89,000 | 8,585 |
| Income before extraordinary items | $241,000 | 8,821 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $241,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $241,000 | 8,785 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 10,411 |
| Total interest expense | $632,000 | 10,173 |
| Net interest income | $652,000 | 10,513 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $88,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $385,000 | 11,010 |
| Salaries and employee benefits | $182,000 | 11,104 |
| Premises and equipment expense | $34,000 | 11,051 |
| Additional noninterest expense | $169,000 | 10,316 |
| Pre-tax net operating income | $355,000 | 8,778 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $103,000 | 8,707 |
| Income before extraordinary items | $252,000 | 8,817 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $252,000 | 8,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $252,000 | 8,752 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 10,982 |
| Total interest expense | $562,000 | 10,803 |
| Net interest income | $635,000 | 11,019 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $91,000 | 10,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $412,000 | 11,390 |
| Salaries and employee benefits | $217,000 | 11,387 |
| Premises and equipment expense | $33,000 | 11,548 |
| Additional noninterest expense | $162,000 | 10,913 |
| Pre-tax net operating income | $302,000 | 9,725 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $85,000 | 9,494 |
| Income before extraordinary items | $217,000 | 9,749 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $217,000 | 9,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $217,000 | 9,722 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 11,689 |
| Total interest expense | $423,000 | 11,472 |
| Net interest income | $588,000 | 11,750 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $81,000 | 11,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $407,000 | 12,010 |
| Salaries and employee benefits | $204,000 | 12,048 |
| Premises and equipment expense | $35,000 | 12,105 |
| Additional noninterest expense | $168,000 | 11,549 |
| Pre-tax net operating income | $238,000 | 10,592 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $61,000 | 10,200 |
| Income before extraordinary items | $176,000 | 10,542 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $176,000 | 10,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $176,740 | 10,582 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 12,224 |
| Total interest expense | $432,000 | 12,060 |
| Net interest income | $600,000 | 12,214 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $399,000 | 12,653 |
| Salaries and employee benefits | $207,000 | 12,571 |
| Premises and equipment expense | $36,000 | 12,671 |
| Additional noninterest expense | $156,000 | 12,331 |
| Pre-tax net operating income | $254,000 | 10,592 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $69,000 | 10,505 |
| Income before extraordinary items | $185,000 | 10,816 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $185,000 | 10,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $185,000 | 10,599 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 12,910 |
| Total interest expense | $517,000 | 12,690 |
| Net interest income | $545,000 | 12,923 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $377,000 | 13,275 |
| Salaries and employee benefits | $188,000 | 13,267 |
| Premises and equipment expense | $37,000 | 13,172 |
| Additional noninterest expense | $152,000 | 12,921 |
| Pre-tax net operating income | $216,000 | 10,915 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $58,000 | 11,037 |
| Income before extraordinary items | $158,000 | 11,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $158,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $158,000 | 10,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.