Home > Brazos Valley Bank > Income and Expense

Brazos Valley Bank, Income and Expense

2012-03-31 (YTD Data)Rank
Total interest income$1,181,0004,599
Total interest expense$218,0004,247
Net interest income$963,0004,642
Provision for loan and lease losses$10,0004,833
Total noninterest income$182,0003,849
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$133,0002,364
Trading account gains and fees$0148
Additional Noninterest Income$49,0004,748
Total noninterest expense$1,719,0002,715
Salaries and employee benefits$503,0004,190
Premises and equipment expense$182,0003,006
Additional noninterest expense$1,034,0001,601
Pre-tax net operating income$-584,0007,079
Securities gains (losses)$-12,0007,058
Applicable income taxes$04,704
Income before extraordinary items$-596,0007,101
Extraordinary gains, net$019
Net income$-596,0007,100
Minority interest net income$078
Net income of bank and minority interests.$-596,0007,101
Net charge-offs$4,0004,348
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-584,0007,083
2011-12-31 (YTD Data)Rank
Total interest income$5,694,0004,228
Total interest expense$1,195,0003,974
Net interest income$4,499,0004,203
Provision for loan and lease losses$95,0005,404
Total noninterest income$743,0003,658
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$502,0002,559
Trading account gains and fees$0146
Additional Noninterest Income$241,0004,192
Total noninterest expense$4,993,0003,542
Salaries and employee benefits$1,945,0004,247
Premises and equipment expense$849,0002,784
Additional noninterest expense$2,199,0002,862
Pre-tax net operating income$154,0005,601
Securities gains (losses)$-22,0006,934
Applicable income taxes$04,719
Income before extraordinary items$132,0005,769
Extraordinary gains, net$029
Net income$132,0005,771
Minority interest net income$096
Net income of bank and minority interests.$132,0005,771
Net charge-offs$398,0003,453
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$154,0005,569
2011-09-30 (YTD Data)Rank
Total interest income$4,412,0004,176
Total interest expense$952,0003,937
Net interest income$3,460,0004,151
Provision for loan and lease losses$70,0005,306
Total noninterest income$566,0003,645
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$376,0002,584
Trading account gains and fees$0145
Additional Noninterest Income$190,0004,163
Total noninterest expense$3,794,0003,513
Salaries and employee benefits$1,466,0004,232
Premises and equipment expense$651,0002,752
Additional noninterest expense$1,677,0002,848
Pre-tax net operating income$162,0005,610
Securities gains (losses)$-16,0007,045
Applicable income taxes$04,740
Income before extraordinary items$146,0005,725
Extraordinary gains, net$021
Net income$146,0005,726
Minority interest net income$087
Net income of bank and minority interests.$146,0005,726
Net charge-offs$211,0003,653
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$162,0005,523
2011-06-30 (YTD Data)Rank
Total interest income$3,025,0004,114
Total interest expense$663,0003,949
Net interest income$2,362,0004,089
Provision for loan and lease losses$70,0004,772
Total noninterest income$387,0003,621
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$254,0002,533
Trading account gains and fees$0153
Additional Noninterest Income$133,0004,152
Total noninterest expense$2,587,0003,486
Salaries and employee benefits$1,030,0004,124
Premises and equipment expense$434,0002,763
Additional noninterest expense$1,123,0002,896
Pre-tax net operating income$92,0005,721
Securities gains (losses)$1,0002,791
Applicable income taxes$04,697
Income before extraordinary items$93,0005,740
Extraordinary gains, net$015
Net income$93,0005,738
Minority interest net income$089
Net income of bank and minority interests.$93,0005,740
Net charge-offs$-46,0007,299
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$92,0005,666
2011-03-31 (YTD Data)Rank
Total interest income$1,573,0004,031
Total interest expense$344,0003,963
Net interest income$1,229,0003,987
Provision for loan and lease losses$50,0004,153
Total noninterest income$199,0003,597
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$131,0002,442
Trading account gains and fees$0158
Additional Noninterest Income$68,0004,183
Total noninterest expense$1,274,0003,524
Salaries and employee benefits$480,0004,348
Premises and equipment expense$214,0002,828
Additional noninterest expense$580,0002,793
Pre-tax net operating income$104,0005,089
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$104,0004,954
Extraordinary gains, net$09
Net income$104,0004,952
Minority interest net income$086
Net income of bank and minority interests.$104,0004,954
Net charge-offs$164,0002,282
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$104,0004,894
2010-12-31 (YTD Data)Rank
Total interest income$7,341,0003,784
Total interest expense$1,846,0003,768
Net interest income$5,495,0003,704
Provision for loan and lease losses$1,376,0002,580
Total noninterest income$779,0003,709
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$564,0002,413
Trading account gains and fees$0175
Additional Noninterest Income$215,0004,484
Total noninterest expense$5,015,0003,608
Salaries and employee benefits$2,177,0003,988
Premises and equipment expense$820,0002,930
Additional noninterest expense$2,018,0003,238
Pre-tax net operating income$-117,0005,957
Securities gains (losses)$-66,0007,183
Applicable income taxes$04,655
Income before extraordinary items$-183,0006,148
Extraordinary gains, net$029
Net income$-183,0006,147
Minority interest net income$0111
Net income of bank and minority interests.$-183,0006,148
Net charge-offs$1,137,0002,513
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,190,000247
Net operating income$-117,0006,018
2010-09-30 (YTD Data)Rank
Total interest income$5,650,0003,792
Total interest expense$1,456,0003,778
Net interest income$4,194,0003,706
Provision for loan and lease losses$1,203,0002,267
Total noninterest income$551,0003,868
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$434,0002,424
Trading account gains and fees$0165
Additional Noninterest Income$117,0005,006
Total noninterest expense$3,674,0003,686
Salaries and employee benefits$1,596,0004,091
Premises and equipment expense$605,0003,010
Additional noninterest expense$1,473,0003,280
Pre-tax net operating income$-132,0006,207
Securities gains (losses)$-66,0007,356
Applicable income taxes$04,726
Income before extraordinary items$-198,0006,437
Extraordinary gains, net$023
Net income$-198,0006,438
Minority interest net income$0110
Net income of bank and minority interests.$-198,0006,437
Net charge-offs$307,0003,705
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,870,000217
Net operating income$-132,0006,256
2010-06-30 (YTD Data)Rank
Total interest income$3,852,0003,765
Total interest expense$993,0003,827
Net interest income$2,859,0003,647
Provision for loan and lease losses$1,120,0001,825
Total noninterest income$442,0003,457
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$299,0002,364
Trading account gains and fees$0152
Additional Noninterest Income$143,0004,047
Total noninterest expense$2,514,0003,607
Salaries and employee benefits$1,052,0004,146
Premises and equipment expense$526,0002,423
Additional noninterest expense$936,0003,384
Pre-tax net operating income$-333,0006,603
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-333,0006,726
Extraordinary gains, net$019
Net income$-333,0006,728
Minority interest net income$0105
Net income of bank and minority interests.$-333,0006,727
Net charge-offs$203,0003,522
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$9,000967
Net operating income$-333,0006,680
2010-03-31 (YTD Data)Rank
Total interest income$1,997,0003,715
Total interest expense$503,0003,911
Net interest income$1,494,0003,566
Provision for loan and lease losses$360,0002,187
Total noninterest income$230,0003,371
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$161,0002,222
Trading account gains and fees$0175
Additional Noninterest Income$69,0004,144
Total noninterest expense$1,308,0003,530
Salaries and employee benefits$522,0004,236
Premises and equipment expense$294,0002,239
Additional noninterest expense$492,0003,233
Pre-tax net operating income$56,0005,584
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$56,0005,613
Extraordinary gains, net$016
Net income$56,0005,614
Minority interest net income$091
Net income of bank and minority interests.$56,0005,613
Net charge-offs$75,0003,359
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$9,000825
Net operating income$56,0005,506
2009-12-31 (YTD Data)Rank
Total interest income$7,885,0003,857
Total interest expense$2,803,0003,601
Net interest income$5,082,0003,909
Provision for loan and lease losses$1,449,0002,945
Total noninterest income$1,026,0003,286
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$646,0002,408
Trading account gains and fees$0211
Additional Noninterest Income$380,0003,621
Total noninterest expense$5,156,0003,589
Salaries and employee benefits$2,308,0003,932
Premises and equipment expense$1,177,0002,258
Additional noninterest expense$1,671,0003,788
Pre-tax net operating income$-497,0005,983
Securities gains (losses)$192,0001,586
Applicable income taxes$26,0003,562
Income before extraordinary items$-331,0005,951
Extraordinary gains, net$034
Net income$-331,0005,950
Minority interest net income$0115
Net income of bank and minority interests.$-331,0005,950
Net charge-offs$202,0004,996
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$539,000527
Net operating income$-523,0006,090
2009-09-30 (YTD Data)Rank
Total interest income$5,812,0003,959
Total interest expense$2,208,0003,591
Net interest income$3,604,0004,051
Provision for loan and lease losses$458,0003,938
Total noninterest income$764,0003,370
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$466,0002,498
Trading account gains and fees$0212
Additional Noninterest Income$298,0003,628
Total noninterest expense$3,856,0003,592
Salaries and employee benefits$1,775,0003,893
Premises and equipment expense$883,0002,279
Additional noninterest expense$1,198,0003,877
Pre-tax net operating income$54,0005,468
Securities gains (losses)$146,0001,527
Applicable income taxes$26,0003,685
Income before extraordinary items$174,0004,969
Extraordinary gains, net$027
Net income$174,0004,968
Minority interest net income$0118
Net income of bank and minority interests.$174,0004,969
Net charge-offs$182,0004,348
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$262,000529
Net operating income$46,9805,523
2009-06-30 (YTD Data)Rank
Total interest income$3,748,0004,086
Total interest expense$1,506,0003,658
Net interest income$2,242,0004,235
Provision for loan and lease losses$118,0005,149
Total noninterest income$498,0003,426
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$283,0002,622
Trading account gains and fees$0193
Additional Noninterest Income$215,0003,540
Total noninterest expense$2,551,0003,660
Salaries and employee benefits$1,208,0003,882
Premises and equipment expense$594,0002,292
Additional noninterest expense$749,0004,073
Pre-tax net operating income$71,0005,401
Securities gains (losses)$146,0001,222
Applicable income taxes$76,0002,843
Income before extraordinary items$141,0004,928
Extraordinary gains, net$021
Net income$141,0004,926
Minority interest net income$0112
Net income of bank and minority interests.$141,0004,926
Net charge-offs$-63,0008,117
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$262,000437
Net operating income$46,1005,522
2009-03-31 (YTD Data)Rank
Total interest income$1,854,0004,162
Total interest expense$799,0003,621
Net interest income$1,055,0004,418
Provision for loan and lease losses$38,0005,245
Total noninterest income$246,0003,413
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$135,0002,665
Trading account gains and fees$0171
Additional Noninterest Income$111,0003,492
Total noninterest expense$1,238,0003,683
Salaries and employee benefits$600,0003,920
Premises and equipment expense$289,0002,367
Additional noninterest expense$349,0003,962
Pre-tax net operating income$25,0005,948
Securities gains (losses)$146,000814
Applicable income taxes$60,0002,729
Income before extraordinary items$111,0004,802
Extraordinary gains, net$015
Net income$111,0004,806
Minority interest net income$0102
Net income of bank and minority interests.$111,0004,805
Net charge-offs$-63,0008,155
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$133,000324
Net operating income$16,1006,057
2008-12-31 (YTD Data)Rank
Total interest income$7,261,0004,383
Total interest expense$3,289,0004,000
Net interest income$3,972,0004,592
Provision for loan and lease losses$370,0004,259
Total noninterest income$840,0003,768
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$540,0002,848
Trading account gains and fees$0154
Additional Noninterest Income$300,0004,104
Total noninterest expense$5,141,0003,484
Salaries and employee benefits$2,356,0003,949
Premises and equipment expense$1,060,0002,495
Additional noninterest expense$1,725,0003,249
Pre-tax net operating income$-699,0006,874
Securities gains (losses)$4,0002,823
Applicable income taxes$-260,0007,286
Income before extraordinary items$-435,0006,674
Extraordinary gains, net$039
Net income$-435,0006,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0004,359
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$1,551,000361
Net operating income$-437,5606,808
2008-09-30 (YTD Data)Rank
Total interest income$5,378,0004,478
Total interest expense$2,516,0004,063
Net interest income$2,862,0004,751
Provision for loan and lease losses$261,0003,784
Total noninterest income$598,0003,965
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$374,0003,051
Trading account gains and fees$0148
Additional Noninterest Income$224,0004,211
Total noninterest expense$3,828,0003,489
Salaries and employee benefits$1,759,0003,994
Premises and equipment expense$775,0002,564
Additional noninterest expense$1,294,0003,168
Pre-tax net operating income$-629,0007,340
Securities gains (losses)$4,0002,700
Applicable income taxes$-236,0007,691
Income before extraordinary items$-389,0007,098
Extraordinary gains, net$031
Net income$-389,0007,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,037
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$1,368,000262
Net operating income$-391,5607,242
2008-06-30 (YTD Data)Rank
Total interest income$3,542,0004,592
Total interest expense$1,731,0004,119
Net interest income$1,811,0004,921
Provision for loan and lease losses$229,0002,940
Total noninterest income$356,0004,247
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$244,0003,068
Trading account gains and fees$0149
Additional Noninterest Income$112,0004,854
Total noninterest expense$2,549,0003,510
Salaries and employee benefits$1,178,0004,015
Premises and equipment expense$498,0002,648
Additional noninterest expense$873,0003,097
Pre-tax net operating income$-611,0007,685
Securities gains (losses)$4,0002,798
Applicable income taxes$-233,0008,009
Income before extraordinary items$-374,0007,594
Extraordinary gains, net$021
Net income$-374,0007,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,916
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-376,5607,583
2008-03-31 (YTD Data)Rank
Total interest income$1,845,0004,559
Total interest expense$920,0004,127
Net interest income$925,0004,869
Provision for loan and lease losses$66,0003,374
Total noninterest income$153,0004,570
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$114,0003,168
Trading account gains and fees$0158
Additional Noninterest Income$39,0005,498
Total noninterest expense$1,193,0003,715
Salaries and employee benefits$553,0004,207
Premises and equipment expense$228,0002,885
Additional noninterest expense$412,0003,228
Pre-tax net operating income$-181,0007,731
Securities gains (losses)$02,688
Applicable income taxes$-84,0008,102
Income before extraordinary items$-97,0007,643
Extraordinary gains, net$015
Net income$-97,0007,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,138
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-97,0007,601
2007-12-31 (YTD Data)Rank
Total interest income$6,048,0005,209
Total interest expense$3,101,0004,697
Net interest income$2,947,0005,551
Provision for loan and lease losses$252,0003,489
Total noninterest income$434,0005,325
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$303,0004,061
Trading account gains and fees$0178
Additional Noninterest Income$131,0005,795
Total noninterest expense$3,983,0004,135
Salaries and employee benefits$1,994,0004,395
Premises and equipment expense$665,0003,567
Additional noninterest expense$1,324,0003,785
Pre-tax net operating income$-854,0007,985
Securities gains (losses)$02,146
Applicable income taxes$-204,0008,131
Income before extraordinary items$-650,0007,975
Extraordinary gains, net$039
Net income$-650,0007,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,597
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$1,345,000399
Net operating income$-650,0007,968
2007-09-30 (YTD Data)Rank
Total interest income$4,280,0005,390
Total interest expense$2,196,0004,887
Net interest income$2,084,0005,724
Provision for loan and lease losses$252,0002,597
Total noninterest income$308,0005,480
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$196,0004,377
Trading account gains and fees$0184
Additional Noninterest Income$112,0005,610
Total noninterest expense$2,667,0004,451
Salaries and employee benefits$1,224,0005,035
Premises and equipment expense$475,0003,692
Additional noninterest expense$968,0003,799
Pre-tax net operating income$-527,0008,094
Securities gains (losses)$01,655
Applicable income taxes$-184,0008,306
Income before extraordinary items$-343,0008,036
Extraordinary gains, net$033
Net income$-343,0008,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$1,075,000312
Net operating income$-343,0008,020
2007-06-30 (YTD Data)Rank
Total interest income$2,692,0005,569
Total interest expense$1,365,0005,060
Net interest income$1,327,0005,890
Provision for loan and lease losses$252,0001,778
Total noninterest income$193,0005,639
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$123,0004,520
Trading account gains and fees$0168
Additional Noninterest Income$70,0005,737
Total noninterest expense$1,704,0004,602
Salaries and employee benefits$774,0005,238
Premises and equipment expense$280,0004,044
Additional noninterest expense$650,0003,775
Pre-tax net operating income$-436,0008,258
Securities gains (losses)$01,444
Applicable income taxes$-153,0008,437
Income before extraordinary items$-283,0008,188
Extraordinary gains, net$029
Net income$-283,0008,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,902
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$1,000,000246
Net operating income$-283,0008,174
2007-03-31 (YTD Data)Rank
Total interest income$1,246,0005,795
Total interest expense$639,0005,212
Net interest income$607,0006,136
Provision for loan and lease losses$158,0001,378
Total noninterest income$76,0006,073
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$56,0004,665
Trading account gains and fees$0195
Additional Noninterest Income$20,0006,614
Total noninterest expense$783,0004,862
Salaries and employee benefits$381,0005,321
Premises and equipment expense$128,0004,318
Additional noninterest expense$274,0004,233
Pre-tax net operating income$-258,0008,366
Securities gains (losses)$01,187
Applicable income taxes$-90,0008,502
Income before extraordinary items$-168,0008,291
Extraordinary gains, net$022
Net income$-168,0008,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$850,000148
Net operating income$-168,0008,280
2006-12-31 (YTD Data)Rank
Total interest income$3,686,0006,308
Total interest expense$1,600,0005,960
Net interest income$2,086,0006,463
Provision for loan and lease losses$209,0003,459
Total noninterest income$208,0006,868
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$208,0004,900
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$2,226,0005,839
Salaries and employee benefits$1,034,0006,324
Premises and equipment expense$305,0005,709
Additional noninterest expense$887,0004,910
Pre-tax net operating income$-141,0008,072
Securities gains (losses)$01,687
Applicable income taxes$-215,0008,463
Income before extraordinary items$74,0007,774
Extraordinary gains, net$051
Net income$74,0007,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,465
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$1,700,000435
Net operating income$74,0007,764
2006-09-30 (YTD Data)Rank
Total interest income$2,608,0006,463
Total interest expense$1,073,0006,169
Net interest income$1,535,0006,572
Provision for loan and lease losses$173,0003,171
Total noninterest income$157,0006,885
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$157,0004,942
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$1,513,0006,124
Salaries and employee benefits$705,0006,557
Premises and equipment expense$225,0005,773
Additional noninterest expense$583,0005,301
Pre-tax net operating income$6,0008,090
Securities gains (losses)$01,388
Applicable income taxes$13,0006,132
Income before extraordinary items$-7,0008,143
Extraordinary gains, net$045
Net income$-7,0008,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,608
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-7,0008,126
2006-06-30 (YTD Data)Rank
Total interest income$1,668,0006,551
Total interest expense$649,0006,295
Net interest income$1,019,0006,615
Provision for loan and lease losses$135,0002,822
Total noninterest income$97,0007,041
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$97,0005,082
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$981,0006,221
Salaries and employee benefits$441,0006,737
Premises and equipment expense$150,0005,772
Additional noninterest expense$390,0005,290
Pre-tax net operating income$08,159
Securities gains (losses)$01,185
Applicable income taxes$2,0006,505
Income before extraordinary items$-2,0008,182
Extraordinary gains, net$039
Net income$-2,0008,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,995
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-2,0008,169
2006-03-31 (YTD Data)Rank
Total interest income$776,0006,710
Total interest expense$289,0006,456
Net interest income$487,0006,751
Provision for loan and lease losses$83,0002,300
Total noninterest income$43,0007,194
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$43,0005,250
Trading account gains and fees$0115
Additional Noninterest Income$08,611
Total noninterest expense$482,0006,282
Salaries and employee benefits$208,0006,893
Premises and equipment expense$72,0005,891
Additional noninterest expense$202,0005,144
Pre-tax net operating income$-35,0008,345
Securities gains (losses)$0955
Applicable income taxes$-8,0008,510
Income before extraordinary items$-27,0008,323
Extraordinary gains, net$021
Net income$-27,0008,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,838
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-27,0008,307
2005-12-31 (YTD Data)Rank
Total interest income$1,912,0007,533
Total interest expense$661,0007,155
Net interest income$1,251,0007,627
Provision for loan and lease losses$338,0002,589
Total noninterest income$85,0008,087
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$85,0006,496
Trading account gains and fees$0138
Additional Noninterest Income$08,688
Total noninterest expense$1,679,0006,592
Salaries and employee benefits$784,0006,985
Premises and equipment expense$271,0005,995
Additional noninterest expense$624,0005,936
Pre-tax net operating income$-681,0008,559
Securities gains (losses)$02,296
Applicable income taxes$-138,0008,634
Income before extraordinary items$-543,0008,558
Extraordinary gains, net$046
Net income$-543,0008,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,513
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,500,000432
Net operating income$-543,0008,540
2005-09-30 (YTD Data)Rank
Total interest income$1,242,0007,778
Total interest expense$383,0007,544
Net interest income$859,0007,792
Provision for loan and lease losses$273,0002,368
Total noninterest income$49,0008,333
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$49,0006,871
Trading account gains and fees$0126
Additional Noninterest Income$08,723
Total noninterest expense$1,207,0006,704
Salaries and employee benefits$584,0006,991
Premises and equipment expense$201,0006,019
Additional noninterest expense$422,0006,219
Pre-tax net operating income$-572,0008,622
Securities gains (losses)$02,317
Applicable income taxes$-117,0008,728
Income before extraordinary items$-455,0008,621
Extraordinary gains, net$035
Net income$-455,0008,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,785
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$171,000513
Net operating income$-455,0008,594
2005-06-30 (YTD Data)Rank
Total interest income$696,0008,025
Total interest expense$192,0007,873
Net interest income$504,0007,979
Provision for loan and lease losses$187,0002,263
Total noninterest income$24,0008,489
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$24,0007,158
Trading account gains and fees$0116
Additional Noninterest Income$08,721
Total noninterest expense$757,0006,882
Salaries and employee benefits$374,0007,094
Premises and equipment expense$138,0005,954
Additional noninterest expense$245,0006,590
Pre-tax net operating income$-416,0008,645
Securities gains (losses)$02,146
Applicable income taxes$-83,0008,735
Income before extraordinary items$-333,0008,648
Extraordinary gains, net$030
Net income$-333,0008,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,061
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-333,0008,623
2005-03-31 (YTD Data)Rank
Total interest income$309,0008,237
Total interest expense$67,0008,305
Net interest income$242,0008,116
Provision for loan and lease losses$87,0002,311
Total noninterest income$10,0008,609
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$10,0007,294
Trading account gains and fees$0115
Additional Noninterest Income$08,766
Total noninterest expense$387,0006,856
Salaries and employee benefits$192,0007,082
Premises and equipment expense$57,0006,461
Additional noninterest expense$138,0006,279
Pre-tax net operating income$-222,0008,740
Securities gains (losses)$01,685
Applicable income taxes$-44,0008,788
Income before extraordinary items$-178,0008,733
Extraordinary gains, net$024
Net income$-178,0008,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,877
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-178,0008,714
2004-12-31 (YTD Data)Rank
Total interest income$246,0008,872
Total interest expense$40,0008,854
Net interest income$206,0008,864
Provision for loan and lease losses$193,0003,763
Total noninterest income$2,0008,892
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,0007,861
Trading account gains and fees$0138
Additional Noninterest Income$08,822
Total noninterest expense$607,0008,503
Salaries and employee benefits$354,0008,451
Premises and equipment expense$100,0007,971
Additional noninterest expense$153,0008,576
Pre-tax net operating income$-592,0008,696
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-592,0008,748
Extraordinary gains, net$034
Net income$-592,0008,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$5,687,000208
Net operating income$-592,0008,725
2004-09-30 (YTD Data)Rank
Total interest income$67,0008,976
Total interest expense$8,0008,952
Net interest income$59,0008,971
Provision for loan and lease losses$72,0004,871
Total noninterest income$08,980
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$08,890
Total noninterest expense$281,0008,848
Salaries and employee benefits$177,0008,777
Premises and equipment expense$98,0007,564
Additional noninterest expense$6,0009,011
Pre-tax net operating income$-294,0008,692
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-294,0008,729
Extraordinary gains, net$026
Net income$-294,0008,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$5,689,000152
Net operating income$-294,0008,707

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.