Home > Brazos Bank > Income and Expense
Brazos Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,634,000 | 5,211 |
| Total interest expense | $1,752,000 | 6,655 |
| Net interest income | $3,882,000 | 4,226 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $1,211,000 | 2,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $957,000 | 1,302 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,388 |
| Total noninterest expense | $3,725,000 | 3,430 |
| Salaries and employee benefits | $1,707,000 | 3,823 |
| Premises and equipment expense | $596,000 | 3,188 |
| Additional noninterest expense | $1,422,000 | 2,913 |
| Pre-tax net operating income | $1,330,000 | 4,548 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,330,000 | 3,606 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,330,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,365 |
| Cash dividends | $760,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,330,000 | 3,510 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 5,325 |
| Total interest expense | $1,775,000 | 6,733 |
| Net interest income | $3,835,000 | 4,392 |
| Provision for loan and lease losses | $490,000 | 1,803 |
| Total noninterest income | $1,073,000 | 2,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $780,000 | 1,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 3,988 |
| Total noninterest expense | $3,563,000 | 3,549 |
| Salaries and employee benefits | $1,606,000 | 4,004 |
| Premises and equipment expense | $580,000 | 3,244 |
| Additional noninterest expense | $1,377,000 | 2,959 |
| Pre-tax net operating income | $855,000 | 6,308 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $130,000 | 7,917 |
| Income before extraordinary items | $725,000 | 5,789 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $725,000 | 5,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,424 |
| Cash dividends | $643,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $725,000 | 5,743 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 5,672 |
| Total interest expense | $1,630,000 | 7,256 |
| Net interest income | $3,673,000 | 4,639 |
| Provision for loan and lease losses | $278,000 | 2,749 |
| Total noninterest income | $1,141,000 | 2,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $807,000 | 1,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,816 |
| Total noninterest expense | $3,563,000 | 3,715 |
| Salaries and employee benefits | $1,571,000 | 4,138 |
| Premises and equipment expense | $565,000 | 3,398 |
| Additional noninterest expense | $1,427,000 | 3,255 |
| Pre-tax net operating income | $973,000 | 5,837 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $289,000 | 5,956 |
| Income before extraordinary items | $688,000 | 5,810 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $688,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,130 |
| Cash dividends | $1,155,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $685,200 | 5,767 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 5,752 |
| Total interest expense | $1,700,000 | 7,146 |
| Net interest income | $3,579,000 | 4,758 |
| Provision for loan and lease losses | $274,000 | 2,415 |
| Total noninterest income | $1,149,000 | 2,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $808,000 | 1,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,678 |
| Total noninterest expense | $3,834,000 | 3,458 |
| Salaries and employee benefits | $1,687,000 | 3,849 |
| Premises and equipment expense | $632,000 | 3,077 |
| Additional noninterest expense | $1,515,000 | 3,076 |
| Pre-tax net operating income | $620,000 | 7,774 |
| Securities gains (losses) | $477,000 | 370 |
| Applicable income taxes | $325,000 | 5,718 |
| Income before extraordinary items | $772,000 | 5,585 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $772,000 | 5,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,854 |
| Cash dividends | $325,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $438,100 | 7,713 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 7,834 |
| Total interest expense | $856,000 | 9,323 |
| Net interest income | $2,289,000 | 6,888 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $777,000 | 3,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $623,000 | 2,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,138 |
| Total noninterest expense | $2,349,000 | 5,451 |
| Salaries and employee benefits | $1,150,000 | 5,455 |
| Premises and equipment expense | $357,000 | 5,031 |
| Additional noninterest expense | $842,000 | 5,463 |
| Pre-tax net operating income | $694,000 | 7,416 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $175,000 | 7,810 |
| Income before extraordinary items | $486,000 | 7,416 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $486,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $510,420 | 7,266 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 8,544 |
| Total interest expense | $834,000 | 9,866 |
| Net interest income | $2,037,000 | 7,564 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $779,000 | 4,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $616,000 | 2,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 6,291 |
| Total noninterest expense | $2,198,000 | 5,868 |
| Salaries and employee benefits | $970,000 | 6,309 |
| Premises and equipment expense | $334,000 | 5,406 |
| Additional noninterest expense | $894,000 | 5,394 |
| Pre-tax net operating income | $577,000 | 8,107 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $178,000 | 8,047 |
| Income before extraordinary items | $403,000 | 8,405 |
| Extraordinary gains, net | $-39,000 | 12,644 |
| Net income | $364,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $400,240 | 8,162 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 9,215 |
| Total interest expense | $1,004,000 | 10,371 |
| Net interest income | $1,861,000 | 8,165 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $863,000 | 3,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $675,000 | 2,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,875 |
| Total noninterest expense | $2,243,000 | 5,816 |
| Salaries and employee benefits | $1,018,000 | 5,934 |
| Premises and equipment expense | $379,000 | 5,003 |
| Additional noninterest expense | $846,000 | 5,816 |
| Pre-tax net operating income | $446,000 | 8,841 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $141,000 | 8,864 |
| Income before extraordinary items | $307,000 | 9,221 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $307,000 | 9,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $319,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $305,620 | 8,873 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.