Home > Branch Banking and Trust Company of Virginia > Net charge- offs to loans
Branch Banking and Trust Company of Virginia, Net charge- offs to loans
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 3,572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.0456% | 7,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0166% | 6,237 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0445% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 6,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2613% | 3,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5676% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 3,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 7,845 |
| Percentage Net Loans Charged-off:Construction & development | -0.0582% | 7,760 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 7,944 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0246% | 6,215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 2,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2738% | 3,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3458% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 3,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 8,091 |
| Percentage Net Loans Charged-off:Construction & development | -0.1064% | 7,740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 8,020 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0488% | 6,171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0499% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0416% | 6,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2967% | 2,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1792% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 4,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0226% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0121% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0243% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 2,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1330% | 3,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3079% | 4,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0120% | 6,941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 3,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 2,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0300% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0143% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0404% | 3,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3449% | 3,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0134% | 6,972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 3,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0462% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0175% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 1,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0715% | 7,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3727% | 3,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0217% | 7,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1727% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0211% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 6,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4460% | 2,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0011% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 4,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 2,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0248% | 645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0495% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0006% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 2,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0299% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 4,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3013% | 4,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0113% | 1,611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0240% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0555% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0008% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0386% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 2,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 3,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2828% | 4,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0025% | 1,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0367% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0749% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0012% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 1,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 1,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0868% | 7,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2970% | 4,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0004% | 1,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 4,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 8,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0681% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 8,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1076% | 7,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2874% | 3,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0011% | 886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 4,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 3,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0416% | 697 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0444% | 8,585 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0367% | 6,491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0877% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0322% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 4,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9940% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0082% | 1,834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1934% | 3,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 8,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0594% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1290% | 8,743 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0501% | 6,481 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0934% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1192% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8107% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9747% | 2,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0024% | 7,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2019% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 8,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0740% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1744% | 8,790 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0310% | 6,422 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0755% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0914% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9276% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1007% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 7,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2615% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0755% | 8,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.1597% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3173% | 8,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0909% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1254% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6115% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2336% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0062% | 7,329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2932% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 2,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0262% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2281% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1415% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1240% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1487% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9073% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0639% | 2,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0363% | 1,820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4964% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0594% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0930% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 1,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0555% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0004% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1316% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0236% | 1,791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 0.1225% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1108% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0517% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0556% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0283% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2337% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2837% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1766% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 3,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1439% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 0.4195% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0832% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 1,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0809% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2447% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9155% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0885% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0229% | 388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 9,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 656 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0177% | 1,288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1025% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4920% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7415% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3461% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4208% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1693% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0356% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0988% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7296% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2166% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2398% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2091% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6163% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9838% | 555 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4414% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3454% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4258% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1817% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0191% | 1,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8512% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0890% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0864% | 21 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0895% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4475% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4693% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0103% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4317% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2015% | 321 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 1,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6645% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4248% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2115% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4964% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3778% | 132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6074% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0541% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0107% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3534% | 2,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3956% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0779% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1442% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7698% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5605% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0822% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7628% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4891% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4686% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5480% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3396% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2146% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9825% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4330% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7175% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3027% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1378% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9266% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7857% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1571% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7079% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2514% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1476% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3715% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2564% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4407% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4532% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4715% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7361% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0926% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |