Home > Branch Banking and Trust Company of South Carolina > Income and Expense

Branch Banking and Trust Company of South Carolina, Income and Expense

2006-09-30 (YTD Data)		Rank
Total interest income	$351,985,000	140
Total interest expense	$134,479,000	149
Net interest income	$217,506,000	118
Provision for loan and lease losses	$4,647,000	201
Total noninterest income	$71,628,000	150
Gross Fiduciary activities income	$5,646,000	125
Service charges on deposit accounts	$36,101,000	65
Trading account gains and fees	$0	126
Additional Noninterest Income	$29,881,000	181
Total noninterest expense	$113,870,000	168
Salaries and employee benefits	$42,925,000	193
Premises and equipment expense	$16,704,000	142
Additional noninterest expense	$54,241,000	146
Pre-tax net operating income	$170,617,000	102
Securities gains (losses)	$0	1,388
Applicable income taxes	$61,804,000	103
Income before extraordinary items	$108,813,000	107
Extraordinary gains, net	$0	45
Net income	$108,813,000	108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,070,000	141
Cash dividends	$57,318,000	102
Sale, conversion, retirement of capital stock, net	$1,460,000	344
Net operating income	$108,813,000	104
2006-06-30 (YTD Data)		Rank
Total interest income	$224,232,000	145
Total interest expense	$81,511,000	161
Net interest income	$142,721,000	121
Provision for loan and lease losses	$2,644,000	224
Total noninterest income	$47,659,000	155
Gross Fiduciary activities income	$3,637,000	133
Service charges on deposit accounts	$23,953,000	68
Trading account gains and fees	$0	126
Additional Noninterest Income	$20,069,000	183
Total noninterest expense	$75,962,000	172
Salaries and employee benefits	$28,697,000	197
Premises and equipment expense	$11,323,000	143
Additional noninterest expense	$35,942,000	150
Pre-tax net operating income	$111,774,000	110
Securities gains (losses)	$0	1,185
Applicable income taxes	$40,528,000	109
Income before extraordinary items	$71,246,000	117
Extraordinary gains, net	$0	39
Net income	$71,246,000	118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,562,000	151
Cash dividends	$35,810,000	100
Sale, conversion, retirement of capital stock, net	$1,074,000	260
Net operating income	$71,246,000	112
2006-03-31 (YTD Data)		Rank
Total interest income	$107,452,000	146
Total interest expense	$37,718,000	165
Net interest income	$69,734,000	123
Provision for loan and lease losses	$1,540,000	191
Total noninterest income	$23,441,000	152
Gross Fiduciary activities income	$1,800,000	127
Service charges on deposit accounts	$11,873,000	67
Trading account gains and fees	$0	115
Additional Noninterest Income	$9,768,000	187
Total noninterest expense	$38,354,000	172
Salaries and employee benefits	$14,777,000	192
Premises and equipment expense	$5,754,000	144
Additional noninterest expense	$17,823,000	150
Pre-tax net operating income	$53,281,000	113
Securities gains (losses)	$0	955
Applicable income taxes	$19,292,000	110
Income before extraordinary items	$33,989,000	115
Extraordinary gains, net	$0	21
Net income	$33,989,000	117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,049,000	138
Cash dividends	$15,000,000	99
Sale, conversion, retirement of capital stock, net	$700,000	159
Net operating income	$33,989,000	113
2005-12-31 (YTD Data)		Rank
Total interest income	$359,181,000	149
Total interest expense	$111,834,000	166
Net interest income	$247,347,000	134
Provision for loan and lease losses	$14,419,000	114
Total noninterest income	$89,771,000	157
Gross Fiduciary activities income	$6,128,000	138
Service charges on deposit accounts	$48,524,000	66
Trading account gains and fees	$0	138
Additional Noninterest Income	$35,119,000	201
Total noninterest expense	$143,545,000	172
Salaries and employee benefits	$53,595,000	196
Premises and equipment expense	$26,114,000	129
Additional noninterest expense	$63,836,000	162
Pre-tax net operating income	$179,154,000	114
Securities gains (losses)	$433,000	314
Applicable income taxes	$64,768,000	115
Income before extraordinary items	$114,819,000	124
Extraordinary gains, net	$0	46
Net income	$114,819,000	124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,463,000	106
Cash dividends	$62,526,000	109
Sale, conversion, retirement of capital stock, net	$387,000	570
Net operating income	$114,541,880	120
2005-09-30 (YTD Data)		Rank
Total interest income	$258,221,000	152
Total interest expense	$78,781,000	165
Net interest income	$179,440,000	139
Provision for loan and lease losses	$13,528,000	98
Total noninterest income	$65,527,000	161
Gross Fiduciary activities income	$4,378,000	142
Service charges on deposit accounts	$35,413,000	69
Trading account gains and fees	$0	126
Additional Noninterest Income	$25,736,000	213
Total noninterest expense	$108,654,000	172
Salaries and employee benefits	$40,981,000	193
Premises and equipment expense	$20,248,000	125
Additional noninterest expense	$47,425,000	162
Pre-tax net operating income	$122,785,000	125
Securities gains (losses)	$433,000	286
Applicable income taxes	$44,339,000	127
Income before extraordinary items	$78,879,000	137
Extraordinary gains, net	$0	35
Net income	$78,879,000	137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,669,000	109
Cash dividends	$27,000,000	153
Sale, conversion, retirement of capital stock, net	$275,000	462
Net operating income	$78,601,880	131
2005-06-30 (YTD Data)		Rank
Total interest income	$164,093,000	154
Total interest expense	$48,932,000	162
Net interest income	$115,161,000	140
Provision for loan and lease losses	$8,249,000	92
Total noninterest income	$41,958,000	166
Gross Fiduciary activities income	$2,857,000	146
Service charges on deposit accounts	$22,819,000	69
Trading account gains and fees	$0	116
Additional Noninterest Income	$16,282,000	215
Total noninterest expense	$73,822,000	170
Salaries and employee benefits	$26,916,000	194
Premises and equipment expense	$14,747,000	120
Additional noninterest expense	$32,159,000	159
Pre-tax net operating income	$75,048,000	135
Securities gains (losses)	$391,000	267
Applicable income taxes	$27,170,000	135
Income before extraordinary items	$48,269,000	144
Extraordinary gains, net	$0	30
Net income	$48,269,000	144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,365,000	137
Cash dividends	$12,696,000	175
Sale, conversion, retirement of capital stock, net	$182,000	374
Net operating income	$48,018,760	140
2005-03-31 (YTD Data)		Rank
Total interest income	$78,970,000	155
Total interest expense	$23,796,000	157
Net interest income	$55,174,000	143
Provision for loan and lease losses	$3,897,000	96
Total noninterest income	$19,684,000	173
Gross Fiduciary activities income	$1,524,000	142
Service charges on deposit accounts	$10,518,000	72
Trading account gains and fees	$0	115
Additional Noninterest Income	$7,642,000	223
Total noninterest expense	$34,804,000	181
Salaries and employee benefits	$13,224,000	198
Premises and equipment expense	$5,340,000	152
Additional noninterest expense	$16,240,000	160
Pre-tax net operating income	$36,157,000	142
Securities gains (losses)	$391,000	172
Applicable income taxes	$13,165,000	137
Income before extraordinary items	$23,383,000	151
Extraordinary gains, net	$0	24
Net income	$23,383,000	152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,048,000	150
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$165,000	227
Net operating income	$23,132,760	147
2004-12-31 (YTD Data)		Rank
Total interest income	$269,498,000	165
Total interest expense	$79,439,000	150
Net interest income	$190,059,000	163
Provision for loan and lease losses	$17,115,000	107
Total noninterest income	$88,120,000	163
Gross Fiduciary activities income	$5,649,000	143
Service charges on deposit accounts	$47,388,000	69
Trading account gains and fees	$0	138
Additional Noninterest Income	$35,083,000	212
Total noninterest expense	$134,690,000	185
Salaries and employee benefits	$53,347,000	195
Premises and equipment expense	$21,173,000	149
Additional noninterest expense	$60,170,000	170
Pre-tax net operating income	$126,374,000	141
Securities gains (losses)	$0	3,819
Applicable income taxes	$45,269,000	142
Income before extraordinary items	$81,105,000	149
Extraordinary gains, net	$0	34
Net income	$81,105,000	150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,786,000	117
Cash dividends	$36,933,000	157
Sale, conversion, retirement of capital stock, net	$939,000	413
Net operating income	$81,105,000	142
2004-09-30 (YTD Data)		Rank
Total interest income	$195,359,000	166
Total interest expense	$58,187,000	151
Net interest income	$137,172,000	164
Provision for loan and lease losses	$14,839,000	108
Total noninterest income	$66,310,000	166
Gross Fiduciary activities income	$4,243,000	140
Service charges on deposit accounts	$35,581,000	72
Trading account gains and fees	$0	134
Additional Noninterest Income	$26,486,000	216
Total noninterest expense	$99,942,000	190
Salaries and employee benefits	$40,560,000	195
Premises and equipment expense	$15,746,000	153
Additional noninterest expense	$43,636,000	181
Pre-tax net operating income	$88,701,000	149
Securities gains (losses)	$0	3,710
Applicable income taxes	$31,796,000	149
Income before extraordinary items	$56,905,000	158
Extraordinary gains, net	$0	26
Net income	$56,905,000	159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,267,000	127
Cash dividends	$14,530,000	211
Sale, conversion, retirement of capital stock, net	$869,000	321
Net operating income	$56,905,000	149
2004-06-30 (YTD Data)		Rank
Total interest income	$128,029,000	164
Total interest expense	$38,631,000	146
Net interest income	$89,398,000	163
Provision for loan and lease losses	$10,448,000	112
Total noninterest income	$44,279,000	166
Gross Fiduciary activities income	$2,861,000	142
Service charges on deposit accounts	$23,342,000	72
Trading account gains and fees	$0	130
Additional Noninterest Income	$18,076,000	213
Total noninterest expense	$67,572,000	187
Salaries and employee benefits	$27,287,000	194
Premises and equipment expense	$10,385,000	154
Additional noninterest expense	$29,900,000	176
Pre-tax net operating income	$55,657,000	160
Securities gains (losses)	$0	3,413
Applicable income taxes	$19,927,000	157
Income before extraordinary items	$35,730,000	166
Extraordinary gains, net	$0	21
Net income	$35,730,000	167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,125,000	124
Cash dividends	$5,638,000	300
Sale, conversion, retirement of capital stock, net	$417,000	278
Net operating income	$35,730,000	162
2004-03-31 (YTD Data)		Rank
Total interest income	$63,990,000	162
Total interest expense	$19,584,000	147
Net interest income	$44,406,000	164
Provision for loan and lease losses	$10,296,000	74
Total noninterest income	$20,575,000	169
Gross Fiduciary activities income	$1,438,000	141
Service charges on deposit accounts	$11,472,000	71
Trading account gains and fees	$0	121
Additional Noninterest Income	$7,665,000	229
Total noninterest expense	$32,904,000	188
Salaries and employee benefits	$13,571,000	193
Premises and equipment expense	$5,058,000	158
Additional noninterest expense	$14,275,000	178
Pre-tax net operating income	$21,781,000	175
Securities gains (losses)	$0	2,934
Applicable income taxes	$7,744,000	173
Income before extraordinary items	$14,037,000	190
Extraordinary gains, net	$0	16
Net income	$14,037,000	191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,754,000	131
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$417,000	165
Net operating income	$14,037,000	178
2003-12-31 (YTD Data)		Rank
Total interest income	$273,173,000	157
Total interest expense	$83,915,000	153
Net interest income	$189,258,000	152
Provision for loan and lease losses	$39,188,000	99
Total noninterest income	$98,361,000	158
Gross Fiduciary activities income	$5,851,000	138
Service charges on deposit accounts	$45,670,000	77
Trading account gains and fees	$0	160
Additional Noninterest Income	$46,840,000	194
Total noninterest expense	$145,024,000	177
Salaries and employee benefits	$56,587,000	178
Premises and equipment expense	$18,794,000	161
Additional noninterest expense	$69,643,000	159
Pre-tax net operating income	$103,407,000	149
Securities gains (losses)	$359,000	942
Applicable income taxes	$43,637,000	139
Income before extraordinary items	$60,129,000	175
Extraordinary gains, net	$0	54
Net income	$60,129,000	176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,171,000	95
Cash dividends	$88,909,000	94
Sale, conversion, retirement of capital stock, net	$909,000	439
Net operating income	$59,899,240	163
2003-09-30 (YTD Data)		Rank
Total interest income	$202,914,000	161
Total interest expense	$63,787,000	158
Net interest income	$139,127,000	158
Provision for loan and lease losses	$26,740,000	109
Total noninterest income	$77,185,000	155
Gross Fiduciary activities income	$4,351,000	147
Service charges on deposit accounts	$33,656,000	81
Trading account gains and fees	$0	153
Additional Noninterest Income	$39,178,000	186
Total noninterest expense	$108,820,000	178
Salaries and employee benefits	$43,034,000	178
Premises and equipment expense	$14,040,000	163
Additional noninterest expense	$51,746,000	161
Pre-tax net operating income	$80,752,000	150
Securities gains (losses)	$359,000	857
Applicable income taxes	$28,608,000	153
Income before extraordinary items	$52,503,000	163
Extraordinary gains, net	$0	40
Net income	$52,503,000	163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,819,000	100
Cash dividends	$19,823,000	198
Sale, conversion, retirement of capital stock, net	$685,000	349
Net operating income	$52,269,650	150
2003-06-30 (YTD Data)		Rank
Total interest income	$138,877,000	157
Total interest expense	$45,417,000	156
Net interest income	$93,460,000	157
Provision for loan and lease losses	$18,501,000	104
Total noninterest income	$50,228,000	157
Gross Fiduciary activities income	$2,899,000	150
Service charges on deposit accounts	$22,064,000	80
Trading account gains and fees	$0	150
Additional Noninterest Income	$25,265,000	184
Total noninterest expense	$72,796,000	178
Salaries and employee benefits	$28,364,000	177
Premises and equipment expense	$9,426,000	164
Additional noninterest expense	$35,006,000	157
Pre-tax net operating income	$52,391,000	152
Securities gains (losses)	$358,000	716
Applicable income taxes	$18,554,000	159
Income before extraordinary items	$34,195,000	166
Extraordinary gains, net	$0	30
Net income	$34,195,000	166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,580,000	99
Cash dividends	$9,124,000	225
Sale, conversion, retirement of capital stock, net	$574,000	252
Net operating income	$33,962,300	154
2003-03-31 (YTD Data)		Rank
Total interest income	$70,248,000	159
Total interest expense	$23,662,000	155
Net interest income	$46,586,000	161
Provision for loan and lease losses	$7,100,000	120
Total noninterest income	$24,244,000	161
Gross Fiduciary activities income	$1,446,000	154
Service charges on deposit accounts	$11,121,000	81
Trading account gains and fees	$0	134
Additional Noninterest Income	$11,677,000	192
Total noninterest expense	$34,963,000	182
Salaries and employee benefits	$14,121,000	178
Premises and equipment expense	$4,723,000	164
Additional noninterest expense	$16,119,000	162
Pre-tax net operating income	$28,767,000	147
Securities gains (losses)	$3,000	2,514
Applicable income taxes	$10,114,000	154
Income before extraordinary items	$18,656,000	155
Extraordinary gains, net	$0	21
Net income	$18,656,000	155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,047,000	111
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$343,000	163
Net operating income	$18,654,050	149
2002-12-31 (YTD Data)		Rank
Total interest income	$307,907,000	156
Total interest expense	$116,552,000	149
Net interest income	$191,355,000	161
Provision for loan and lease losses	$34,925,000	123
Total noninterest income	$93,647,000	161
Gross Fiduciary activities income	$7,020,000	139
Service charges on deposit accounts	$48,027,000	74
Trading account gains and fees	$0	153
Additional Noninterest Income	$38,600,000	210
Total noninterest expense	$147,560,000	173
Salaries and employee benefits	$51,487,000	196
Premises and equipment expense	$19,491,000	158
Additional noninterest expense	$76,582,000	148
Pre-tax net operating income	$102,517,000	149
Securities gains (losses)	$-1,000	8,656
Applicable income taxes	$36,642,000	156
Income before extraordinary items	$65,874,000	162
Extraordinary gains, net	$0	70
Net income	$65,874,000	162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,434,000	131
Cash dividends	$27,476,000	204
Sale, conversion, retirement of capital stock, net	$1,502,000	326
Net operating income	$65,874,640	153
2001-12-31 (YTD Data)		Rank
Total interest income	$408,662,000	146
Total interest expense	$196,823,000	147
Net interest income	$211,839,000	143
Provision for loan and lease losses	$21,666,000	156
Total noninterest income	$80,882,000	177
Gross Fiduciary activities income	$4,707,000	173
Service charges on deposit accounts	$43,897,000	67
Trading account gains and fees	$0	177
Additional Noninterest Income	$32,278,000	230
Total noninterest expense	$151,143,000	167
Salaries and employee benefits	$48,083,000	188
Premises and equipment expense	$18,612,000	156
Additional noninterest expense	$84,448,000	151
Pre-tax net operating income	$119,912,000	139
Securities gains (losses)	$910,000	418
Applicable income taxes	$40,063,000	144
Income before extraordinary items	$80,759,000	145
Extraordinary gains, net	$0	105
Net income	$80,759,000	144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,987,000	177
Cash dividends	$67,378,000	113
Sale, conversion, retirement of capital stock, net	$458,000	509
Net operating income	$80,149,300	140
2000-12-31 (YTD Data)		Rank
Total interest income	$429,106,000	147
Total interest expense	$198,229,000	168
Net interest income	$230,877,000	136
Provision for loan and lease losses	$12,554,000	175
Total noninterest income	$61,719,000	203
Gross Fiduciary activities income	$4,189,000	185
Service charges on deposit accounts	$37,505,000	79
Trading account gains and fees	$0	180
Additional Noninterest Income	$20,025,000	290
Total noninterest expense	$125,123,000	197
Salaries and employee benefits	$42,108,000	201
Premises and equipment expense	$17,657,000	168
Additional noninterest expense	$65,358,000	175
Pre-tax net operating income	$154,919,000	108
Securities gains (losses)	$-6,413,000	9,846
Applicable income taxes	$53,331,000	112
Income before extraordinary items	$95,175,000	113
Extraordinary gains, net	$0	38
Net income	$95,175,000	113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,030,000	200
Cash dividends	$88,528,000	95
Sale, conversion, retirement of capital stock, net	$333,000	587
Net operating income	$99,279,320	113
1999-12-31 (YTD Data)		Rank
Total interest income	$365,536,000	150
Total interest expense	$148,755,000	175
Net interest income	$216,781,000	135
Provision for loan and lease losses	$15,491,000	157
Total noninterest income	$68,349,000	197
Gross Fiduciary activities income	$4,598,000	200
Service charges on deposit accounts	$35,414,000	79
Trading account gains and fees	$0	173
Additional Noninterest Income	$28,337,000	245
Total noninterest expense	$126,689,000	190
Salaries and employee benefits	$40,792,000	206
Premises and equipment expense	$16,454,000	173
Additional noninterest expense	$69,443,000	167
Pre-tax net operating income	$142,950,000	126
Securities gains (losses)	$124,000	656
Applicable income taxes	$52,015,000	124
Income before extraordinary items	$91,059,000	130
Extraordinary gains, net	$0	35
Net income	$91,059,000	131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,243,000	214
Cash dividends	$147,004,000	65
Sale, conversion, retirement of capital stock, net	$618,000	577
Net operating income	$90,979,640	128
1998-12-31 (YTD Data)		Rank
Total interest income	$352,420,000	153
Total interest expense	$151,288,000	171
Net interest income	$201,132,000	147
Provision for loan and lease losses	$13,455,000	179
Total noninterest income	$71,002,000	191
Gross Fiduciary activities income	$3,594,000	233
Service charges on deposit accounts	$32,207,000	82
Trading account gains and fees	$0	224
Additional Noninterest Income	$35,201,000	209
Total noninterest expense	$119,224,000	202
Salaries and employee benefits	$39,267,000	204
Premises and equipment expense	$15,872,000	172
Additional noninterest expense	$64,085,000	185
Pre-tax net operating income	$139,455,000	114
Securities gains (losses)	$943,000	395
Applicable income taxes	$50,745,000	115
Income before extraordinary items	$89,653,000	128
Extraordinary gains, net	$0	32
Net income	$89,653,000	129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,084,000	180
Cash dividends	$38,254,000	169
Sale, conversion, retirement of capital stock, net	$1,590,000	413
Net operating income	$89,049,480	119
1997-12-31 (YTD Data)		Rank
Total interest income	$339,361,000	167
Total interest expense	$155,020,000	177
Net interest income	$184,341,000	163
Provision for loan and lease losses	$14,109,000	163
Total noninterest income	$70,270,000	178
Gross Fiduciary activities income	$3,275,000	250
Service charges on deposit accounts	$30,226,000	87
Trading account gains and fees	$0	239
Additional Noninterest Income	$36,769,000	194
Total noninterest expense	$135,018,000	180
Salaries and employee benefits	$44,888,000	192
Premises and equipment expense	$18,581,000	163
Additional noninterest expense	$71,549,000	165
Pre-tax net operating income	$105,484,000	145
Securities gains (losses)	$646,000	371
Applicable income taxes	$38,106,000	142
Income before extraordinary items	$68,024,000	147
Extraordinary gains, net	$0	44
Net income	$68,024,000	147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,179,000	166
Cash dividends	$97,338,000	85
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$67,610,560	141
1996-12-31 (YTD Data)		Rank
Total interest income	$294,889,000	195
Total interest expense	$135,889,000	211
Net interest income	$159,000,000	195
Provision for loan and lease losses	$7,355,000	265
Total noninterest income	$54,624,000	219
Gross Fiduciary activities income	$1,399,000	426
Service charges on deposit accounts	$25,877,000	109
Trading account gains and fees	$0	262
Additional Noninterest Income	$27,348,000	235
Total noninterest expense	$128,315,000	212
Salaries and employee benefits	$37,467,000	236
Premises and equipment expense	$15,068,000	213
Additional noninterest expense	$75,780,000	177
Pre-tax net operating income	$77,954,000	180
Securities gains (losses)	$-165,000	11,283
Applicable income taxes	$25,004,000	194
Income before extraordinary items	$52,785,000	180
Extraordinary gains, net	$0	53
Net income	$52,785,000	180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,212,000	201
Cash dividends	$33,524,000	192
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$52,897,200	177
1995-12-31 (YTD Data)		Rank
Total interest income	$313,371,000	199
Total interest expense	$159,702,000	190
Net interest income	$153,669,000	198
Provision for loan and lease losses	$4,718,000	335
Total noninterest income	$60,863,000	207
Gross Fiduciary activities income	$1,143,000	504
Service charges on deposit accounts	$20,561,000	138
Trading account gains and fees	$0	522
Additional Noninterest Income	$39,159,000	184
Total noninterest expense	$114,915,000	220
Salaries and employee benefits	$51,915,000	189
Premises and equipment expense	$18,501,000	180
Additional noninterest expense	$44,499,000	254
Pre-tax net operating income	$94,899,000	153
Securities gains (losses)	$-5,769,000	11,947
Applicable income taxes	$30,564,000	167
Income before extraordinary items	$58,566,000	168
Extraordinary gains, net	$0	65
Net income	$58,566,000	167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,652,000	196
Cash dividends	$17,256,000	290
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$62,373,540	160
1994-12-31 (YTD Data)		Rank
Total interest income	$38,665,000	849
Total interest expense	$13,361,000	996
Net interest income	$25,304,000	763
Provision for loan and lease losses	$890,000	1,009
Total noninterest income	$6,495,000	778
Gross Fiduciary activities income	$294,000	910
Service charges on deposit accounts	$2,895,000	490
Trading account gains and fees	$0	475
Additional Noninterest Income	$3,306,000	834
Total noninterest expense	$16,686,000	923
Salaries and employee benefits	$6,131,000	1,104
Premises and equipment expense	$2,636,000	840
Additional noninterest expense	$7,919,000	829
Pre-tax net operating income	$14,223,000	602
Securities gains (losses)	$4,000	2,755
Applicable income taxes	$4,757,000	599
Income before extraordinary items	$9,470,000	594
Extraordinary gains, net	$0	249
Net income	$9,470,000	594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$711,000	1,077
Cash dividends	$5,858,000	507
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$9,467,320	598
1993-12-31 (YTD Data)		Rank
Total interest income	$34,403,000	941
Total interest expense	$12,206,000	1,107
Net interest income	$22,197,000	849
Provision for loan and lease losses	$1,272,000	1,115
Total noninterest income	$7,134,000	761
Gross Fiduciary activities income	$407,000	838
Service charges on deposit accounts	$2,583,000	536
Trading account gains and fees	$0	532
Additional Noninterest Income	$4,144,000	783
Total noninterest expense	$16,129,000	992
Salaries and employee benefits	$5,999,000	1,126
Premises and equipment expense	$2,614,000	863
Additional noninterest expense	$7,516,000	941
Pre-tax net operating income	$11,930,000	609
Securities gains (losses)	$0	7,477
Applicable income taxes	$3,821,000	678
Income before extraordinary items	$8,109,000	647
Extraordinary gains, net	$0	3,149
Net income	$8,109,000	663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$982,000	1,155
Cash dividends	$2,373,000	878
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$8,109,000	601
1992-12-31 (YTD Data)		Rank
Total interest income	$33,630,000	1,080
Total interest expense	$14,407,000	1,221
Net interest income	$19,223,000	975
Provision for loan and lease losses	$2,760,000	897
Total noninterest income	$5,509,000	917
Gross Fiduciary activities income	$231,000	1,046
Service charges on deposit accounts	$2,157,000	637
Trading account gains and fees	$0	504
Additional Noninterest Income	$3,121,000	926
Total noninterest expense	$13,918,000	1,130
Salaries and employee benefits	$5,097,000	1,317
Premises and equipment expense	$2,049,000	1,092
Additional noninterest expense	$6,772,000	1,040
Pre-tax net operating income	$8,054,000	794
Securities gains (losses)	$73,000	3,512
Applicable income taxes	$2,422,000	962
Income before extraordinary items	$5,705,000	839
Extraordinary gains, net	$0	1,422
Net income	$5,705,000	845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,636,000	1,127
Cash dividends	$1,691,000	984
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$5,653,900	769

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.