Home > Branch Banking and Trust Company of South Carolina > Net charge- offs to loans
Branch Banking and Trust Company of South Carolina, Net charge- offs to loans
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1235% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0340% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0620% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1750% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2667% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1615% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3280% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0622% | 2,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4520% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4582% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0348% | 7,741 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2928% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1494% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3789% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0711% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4894% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4104% | 668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1645% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1184% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0268% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3130% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1657% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4033% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0292% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5717% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3328% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2969% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2641% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0509% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4040% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6274% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2808% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8518% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1544% | 3,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6534% | 2,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2716% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2926% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2794% | 427 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 7,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4104% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0321% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3255% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2932% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3467% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0436% | 3,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6900% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1388% | 1,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1808% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1150% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0624% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2716% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1981% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3203% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 6,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7585% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2098% | 804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1723% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 891 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 7,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0428% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1916% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1437% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2237% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1564% | 7,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9387% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3836% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3323% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2433% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 0.1493% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1617% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0991% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3898% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2850% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4598% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4226% | 2,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8625% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3155% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2313% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1388% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4324% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3327% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4990% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3360% | 2,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8896% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3387% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2447% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0339% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1575% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4541% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3040% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5541% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4268% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9291% | 2,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3131% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2073% | 627 |
| Percentage Net Loans Charged-off:Construction & development | -0.2136% | 7,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2331% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3758% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2200% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4795% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5369% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8191% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7152% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7165% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 0.5483% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0127% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3051% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4565% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2025% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6273% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0525% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2994% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0003% | 7,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6971% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7332% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 0.4558% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1564% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4011% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3837% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1412% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5474% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9137% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3190% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6949% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7037% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 0.4741% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1121% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3642% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0947% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5471% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0603% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4182% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5341% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5531% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 0.3269% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7857% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4110% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0740% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6394% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4679% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7383% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5085% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3657% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.5177% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3791% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1091% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2613% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1211% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3543% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9374% | 1,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3956% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0176% | 1,899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3245% | 2,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1230% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0543% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1460% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1440% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0964% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1281% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6093% | 2,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2807% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0102% | 7,654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2342% | 2,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0727% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1595% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1130% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4540% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9288% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4858% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1333% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2367% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0796% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0654% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3167% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9677% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1856% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0176% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3504% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0098% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0026% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0855% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0914% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0830% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3839% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6041% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7104% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0989% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4073% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 519 |
| Percentage Net Loans Charged-off:Construction & development | -0.0325% | 1,263 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0589% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1407% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1814% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1259% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2318% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9992% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7856% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5017% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3845% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0994% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0717% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0406% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1379% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1722% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0502% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0183% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9957% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6632% | 105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3495% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1604% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.3015% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2474% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0407% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1163% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4230% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2976% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7111% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0793% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 4,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.1169% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2079% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2875% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2868% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6110% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8937% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2750% | 4,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1791% | 595 |
| Percentage Net Loans Charged-off:Construction & development | -0.0848% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2224% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3038% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2422% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3277% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1870% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1216% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9547% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1408% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5022% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1657% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1797% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1353% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0589% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1235% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8788% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8056% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |