Home > Bradley Bank > Income and Expense
Bradley Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 8,474 |
| Total interest expense | $1,105,000 | 8,888 |
| Net interest income | $1,716,000 | 7,974 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $145,000 | 9,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $1,103,000 | 8,564 |
| Salaries and employee benefits | $526,000 | 8,887 |
| Premises and equipment expense | $166,000 | 7,897 |
| Additional noninterest expense | $411,000 | 8,083 |
| Pre-tax net operating income | $758,000 | 7,020 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $252,000 | 6,622 |
| Income before extraordinary items | $505,000 | 7,211 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $505,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,259 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $505,670 | 7,183 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 9,198 |
| Total interest expense | $805,000 | 9,579 |
| Net interest income | $1,528,000 | 8,801 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $121,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $1,192,000 | 8,633 |
| Salaries and employee benefits | $526,000 | 9,155 |
| Premises and equipment expense | $181,000 | 7,828 |
| Additional noninterest expense | $485,000 | 8,002 |
| Pre-tax net operating income | $457,000 | 8,945 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $179,000 | 7,729 |
| Income before extraordinary items | $278,000 | 9,398 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $278,000 | 9,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $165,000 | 5,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $278,000 | 9,453 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 9,570 |
| Total interest expense | $857,000 | 9,755 |
| Net interest income | $1,446,000 | 9,290 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $136,000 | 10,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,225,000 | 8,796 |
| Salaries and employee benefits | $518,000 | 9,481 |
| Premises and equipment expense | $192,000 | 7,842 |
| Additional noninterest expense | $515,000 | 8,072 |
| Pre-tax net operating income | $357,000 | 9,756 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $96,000 | 9,830 |
| Income before extraordinary items | $261,000 | 9,914 |
| Extraordinary gains, net | $49,000 | 2,196 |
| Net income | $310,000 | 9,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $261,000 | 9,658 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 9,742 |
| Total interest expense | $1,169,000 | 9,721 |
| Net interest income | $1,422,000 | 9,546 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $239,000 | 8,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,780 |
| Total noninterest expense | $1,281,000 | 8,725 |
| Salaries and employee benefits | $541,000 | 9,359 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $549,000 | 7,997 |
| Pre-tax net operating income | $380,000 | 9,424 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $84,000 | 10,333 |
| Income before extraordinary items | $301,000 | 9,312 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $301,000 | 9,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $297,100 | 8,975 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.