Home > Bradford Banking Company > Income and Expense
Bradford Banking Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 12,343 |
| Total interest expense | $430,000 | 12,073 |
| Net interest income | $545,000 | 12,409 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $46,000 | 12,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $438,000 | 12,476 |
| Salaries and employee benefits | $218,000 | 12,481 |
| Premises and equipment expense | $51,000 | 12,175 |
| Additional noninterest expense | $169,000 | 12,164 |
| Pre-tax net operating income | $135,000 | 11,591 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $99,000 | 11,813 |
| Extraordinary gains, net | $36,000 | 2,367 |
| Net income | $135,000 | 11,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $22,000 | 8,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $99,000 | 11,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 12,847 |
| Total interest expense | $561,000 | 12,480 |
| Net interest income | $535,000 | 12,948 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $411,000 | 13,105 |
| Salaries and employee benefits | $210,000 | 13,050 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $142,000 | 13,072 |
| Pre-tax net operating income | $140,000 | 11,619 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $48,000 | 11,313 |
| Income before extraordinary items | $92,000 | 12,035 |
| Extraordinary gains, net | $48,000 | 1,004 |
| Net income | $140,000 | 11,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $48,000 | 7,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $92,000 | 11,739 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.