Home > Bradford Bank > Assets and Liabilities
Bradford Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 88 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $451,888,000 | 1,583 |
| Cash and due from depository institutions | $25,338,000 | 1,878 |
| Interest-bearing balances | $10,012,000 | 1,827 |
| Securities | $58,091,000 | 2,066 |
| Federal funds sold & reverse repurchase agreements | $14,821,000 | 653 |
| Net loans & leases | $334,430,000 | 1,474 |
| Loan loss allowance | $3,775,000 | 1,865 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,044,000 | 2,159 |
| Other real estate owned | $3,693,000 | 1,878 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,471,000 | 1,988 |
| Life insurance assets | $1,035,000 | 2,926 |
| Total liabilities and capital | $451,888,000 | 1,583 |
| Total liabilities | $450,203,000 | 1,440 |
| Total deposits | $382,159,000 | 1,484 |
| Interest-bearing deposits | $376,180,000 | 1,316 |
| Deposits held in domestic offices | $382,159,000 | 1,480 |
| % insured | 97.82% | 125 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $64,798,000 | 804 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,246,000 | 1,646 |
| Total equity capital | $1,685,000 | 8,034 |
| Total bank equity capital | $1,685,000 | 8,034 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $3,000,000 | 4,939 |
| Undivided profits | $-1,316,000 | 7,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $40,489,000 | 474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,516,000 | 2,300 |
| Earning assets | $417,354,000 | 1,560 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $472,901,670 | 1,502 |
| Average Assets, quarterly | $457,160,000 | 1,563 |
| Volatile liabilities | $153,807,000 | 1,012 |
| Insider loans | $51,000 | 7,007 |
| FHLB advances | $64,798,000 | 731 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $47,839,000 | 1,529 |
| Tier 1 (core) risk-based capital | $4,482,000 | 7,151 |
| Tier 2 risk-based capital | $3,624,000 | 1,615 |
| Total risk weighted assets | $289,805,000 | 1,775 |
| Total unused commitments | $47,839,000 | 1,531 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 85 | 1,960 |
| Assets and Liabilities | ||
| Total Assets: | $462,432,000 | 1,563 |
| Cash and due from depository institutions | $11,807,000 | 1,960 |
| Interest-bearing balances | $1,701,000 | 3,891 |
| Securities | $69,262,000 | 1,760 |
| Federal funds sold & reverse repurchase agreements | $8,816,000 | 1,384 |
| Net loans & leases | $352,416,000 | 1,401 |
| Loan loss allowance | $3,172,000 | 2,072 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,054,000 | 2,157 |
| Other real estate owned | $3,687,000 | 1,960 |
| Goodwill and other intangibles | $49,000 | 2,921 |
| All other assets | $10,341,000 | 1,825 |
| Life insurance assets | $1,035,000 | 2,944 |
| Total liabilities and capital | $462,432,000 | 1,563 |
| Total liabilities | $457,119,000 | 1,423 |
| Total deposits | $389,400,000 | 1,455 |
| Interest-bearing deposits | $383,472,000 | 1,294 |
| Deposits held in domestic offices | $389,400,000 | 1,448 |
| % insured | 86.48% | 1,889 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $64,797,000 | 849 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,922,000 | 1,747 |
| Total equity capital | $5,313,000 | 6,990 |
| Total bank equity capital | $5,313,000 | 6,990 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $3,000,000 | 4,967 |
| Undivided profits | $2,312,000 | 5,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $35,468,000 | 472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,749,000 | 2,023 |
| Earning assets | $432,195,000 | 1,526 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $483,408,500 | 1,470 |
| Average Assets, quarterly | $483,408,500 | 1,470 |
| Volatile liabilities | $153,168,000 | 1,016 |
| Insider loans | $38,000 | 7,122 |
| FHLB advances | $64,797,000 | 763 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $49,097,000 | 1,572 |
| Tier 1 (core) risk-based capital | $7,726,000 | 6,028 |
| Tier 2 risk-based capital | $3,172,000 | 1,782 |
| Total risk weighted assets | $302,907,000 | 1,711 |
| Total unused commitments | $49,097,000 | 1,576 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 93 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $504,385,000 | 1,395 |
| Cash and due from depository institutions | $8,018,000 | 1,794 |
| Interest-bearing balances | $2,092,000 | 2,915 |
| Securities | $69,470,000 | 1,743 |
| Federal funds sold & reverse repurchase agreements | $8,025,000 | 1,229 |
| Net loans & leases | $386,370,000 | 1,279 |
| Loan loss allowance | $6,346,000 | 1,108 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,960,000 | 2,217 |
| Other real estate owned | $375,000 | 1,794 |
| Goodwill and other intangibles | $9,842,000 | 612 |
| All other assets | $16,325,000 | 1,269 |
| Life insurance assets | $1,029,000 | 2,966 |
| Total liabilities and capital | $504,385,000 | 1,395 |
| Total liabilities | $468,567,000 | 1,363 |
| Total deposits | $401,443,000 | 1,372 |
| Interest-bearing deposits | $393,998,000 | 1,210 |
| Deposits held in domestic offices | $401,443,000 | 1,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $64,796,000 | 926 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,328,000 | 2,037 |
| Total equity capital | $35,818,000 | 1,886 |
| Total bank equity capital | $35,818,000 | 1,886 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $3,000,000 | 4,967 |
| Undivided profits | $32,817,000 | 1,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,705,000 | 415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,049,000 | 1,813 |
| Earning assets | $465,957,000 | 1,379 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $533,236,200 | 1,273 |
| Average Assets, quarterly | $512,990,500 | 1,354 |
| Volatile liabilities | $149,520,000 | 1,033 |
| Insider loans | $304,000 | 6,122 |
| FHLB advances | $64,796,000 | 839 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $77,650,000 | 1,106 |
| Tier 1 (core) risk-based capital | $22,649,000 | 2,776 |
| Tier 2 risk-based capital | $4,178,000 | 1,395 |
| Total risk weighted assets | $332,097,000 | 1,570 |
| Total unused commitments | $77,650,000 | 1,106 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 93 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $521,596,000 | 1,333 |
| Cash and due from depository institutions | $19,866,000 | 1,827 |
| Interest-bearing balances | $16,069,000 | 444 |
| Securities | $69,557,000 | 1,696 |
| Federal funds sold & reverse repurchase agreements | $2,696,000 | 3,291 |
| Net loans & leases | $398,166,000 | 1,247 |
| Loan loss allowance | $6,917,000 | 916 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,438,000 | 2,385 |
| Other real estate owned | $444,000 | 1,827 |
| Goodwill and other intangibles | $9,934,000 | 645 |
| All other assets | $15,495,000 | 1,317 |
| Life insurance assets | $993,000 | 3,001 |
| Total liabilities and capital | $521,596,000 | 1,333 |
| Total liabilities | $484,562,000 | 1,297 |
| Total deposits | $417,872,000 | 1,287 |
| Interest-bearing deposits | $411,025,000 | 1,131 |
| Deposits held in domestic offices | $417,872,000 | 1,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $64,795,000 | 954 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,895,000 | 2,431 |
| Total equity capital | $37,034,000 | 1,836 |
| Total bank equity capital | $37,034,000 | 1,836 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $3,000,000 | 4,982 |
| Undivided profits | $34,033,000 | 1,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,817,000 | 602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,083,000 | 1,879 |
| Earning assets | $486,488,000 | 1,307 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $540,449,000 | 1,254 |
| Average Assets, quarterly | $523,531,500 | 1,318 |
| Volatile liabilities | $149,519,000 | 1,005 |
| Insider loans | $306,000 | 6,105 |
| FHLB advances | $64,795,000 | 880 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $85,359,000 | 1,086 |
| Tier 1 (core) risk-based capital | $25,820,000 | 2,506 |
| Tier 2 risk-based capital | $4,220,000 | 1,346 |
| Total risk weighted assets | $334,923,000 | 1,557 |
| Total unused commitments | $85,359,000 | 1,087 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 96 | 1,782 |
| Assets and Liabilities | ||
| Total Assets: | $525,467,000 | 1,310 |
| Cash and due from depository institutions | $6,823,000 | 1,782 |
| Interest-bearing balances | $2,554,000 | 1,965 |
| Securities | $73,351,000 | 1,628 |
| Federal funds sold & reverse repurchase agreements | $6,477,000 | 1,813 |
| Net loans & leases | $406,739,000 | 1,198 |
| Loan loss allowance | $7,795,000 | 806 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,185,000 | 2,489 |
| Other real estate owned | $599,000 | 1,782 |
| Goodwill and other intangibles | $10,024,000 | 651 |
| All other assets | $16,269,000 | 1,229 |
| Life insurance assets | $974,000 | 3,038 |
| Total liabilities and capital | $525,467,000 | 1,310 |
| Total liabilities | $486,015,000 | 1,277 |
| Total deposits | $418,686,000 | 1,274 |
| Interest-bearing deposits | $410,237,000 | 1,112 |
| Deposits held in domestic offices | $418,686,000 | 1,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $64,794,000 | 928 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,535,000 | 1,938 |
| Total equity capital | $39,452,000 | 1,740 |
| Total bank equity capital | $39,452,000 | 1,740 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $3,000,000 | 4,996 |
| Undivided profits | $36,451,000 | 968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,721,000 | 534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,421,000 | 1,541 |
| Earning assets | $489,121,000 | 1,285 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $546,733,330 | 1,243 |
| Average Assets, quarterly | $538,705,500 | 1,264 |
| Volatile liabilities | $146,492,000 | 1,015 |
| Insider loans | $224,000 | 6,388 |
| FHLB advances | $64,794,000 | 869 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $93,036,000 | 1,045 |
| Tier 1 (core) risk-based capital | $28,845,000 | 2,275 |
| Tier 2 risk-based capital | $4,343,000 | 1,278 |
| Total risk weighted assets | $343,996,000 | 1,514 |
| Total unused commitments | $93,036,000 | 1,045 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 104 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $551,944,000 | 1,243 |
| Cash and due from depository institutions | $7,257,000 | 1,641 |
| Interest-bearing balances | $4,285,000 | 1,563 |
| Securities | $79,726,000 | 1,502 |
| Federal funds sold & reverse repurchase agreements | $9,082,000 | 1,940 |
| Net loans & leases | $426,323,000 | 1,110 |
| Loan loss allowance | $3,166,000 | 1,754 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,125,000 | 2,487 |
| Other real estate owned | $224,000 | 1,641 |
| Goodwill and other intangibles | $10,116,000 | 668 |
| All other assets | $14,091,000 | 1,336 |
| Life insurance assets | $959,000 | 3,055 |
| Total liabilities and capital | $551,944,000 | 1,243 |
| Total liabilities | $508,204,000 | 1,206 |
| Total deposits | $438,452,000 | 1,195 |
| Interest-bearing deposits | $431,926,000 | 1,047 |
| Deposits held in domestic offices | $438,452,000 | 1,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $67,293,000 | 844 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,459,000 | 2,089 |
| Total equity capital | $43,740,000 | 1,613 |
| Total bank equity capital | $43,740,000 | 1,613 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $3,000,000 | 4,985 |
| Undivided profits | $40,739,000 | 917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,311,000 | 688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,480,000 | 1,543 |
| Earning assets | $519,416,000 | 1,200 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $557,366,500 | 1,203 |
| Average Assets, quarterly | $557,366,500 | 1,203 |
| Volatile liabilities | $156,791,000 | 950 |
| Insider loans | $351,000 | 5,938 |
| FHLB advances | $67,293,000 | 779 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $87,606,000 | 1,133 |
| Tier 1 (core) risk-based capital | $33,562,000 | 1,965 |
| Tier 2 risk-based capital | $3,166,000 | 1,671 |
| Total risk weighted assets | $359,382,000 | 1,436 |
| Total unused commitments | $87,606,000 | 1,134 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 109 | 1,576 |
| Assets and Liabilities | ||
| Total Assets: | $562,789,000 | 1,203 |
| Cash and due from depository institutions | $6,353,000 | 1,576 |
| Interest-bearing balances | $2,409,000 | 1,734 |
| Securities | $88,638,000 | 1,355 |
| Federal funds sold & reverse repurchase agreements | $4,621,000 | 2,685 |
| Net loans & leases | $433,091,000 | 1,094 |
| Loan loss allowance | $3,024,000 | 1,785 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,191,000 | 2,444 |
| Other real estate owned | $289,000 | 1,576 |
| Goodwill and other intangibles | $10,211,000 | 659 |
| All other assets | $14,395,000 | 1,319 |
| Life insurance assets | $956,000 | 3,048 |
| Total liabilities and capital | $562,789,000 | 1,203 |
| Total liabilities | $519,659,000 | 1,159 |
| Total deposits | $449,385,000 | 1,161 |
| Interest-bearing deposits | $432,208,000 | 1,030 |
| Deposits held in domestic offices | $449,385,000 | 1,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $67,291,000 | 796 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,983,000 | 1,797 |
| Total equity capital | $43,130,000 | 1,613 |
| Total bank equity capital | $43,130,000 | 1,613 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $3,000,000 | 4,981 |
| Undivided profits | $40,129,000 | 928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,775,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,846,000 | 1,431 |
| Earning assets | $528,759,000 | 1,173 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $540,895,600 | 1,202 |
| Average Assets, quarterly | $570,448,500 | 1,176 |
| Volatile liabilities | $171,767,000 | 878 |
| Insider loans | $4,454,000 | 1,703 |
| FHLB advances | $67,291,000 | 728 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $88,290,000 | 1,134 |
| Tier 1 (core) risk-based capital | $33,278,000 | 1,976 |
| Tier 2 risk-based capital | $3,024,000 | 1,710 |
| Total risk weighted assets | $369,932,000 | 1,377 |
| Total unused commitments | $88,290,000 | 1,134 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 104 | 1,632 |
| Assets and Liabilities | ||
| Total Assets: | $578,108,000 | 1,144 |
| Cash and due from depository institutions | $2,690,000 | 1,632 |
| Interest-bearing balances | $19,000 | 5,936 |
| Securities | $93,831,000 | 1,274 |
| Federal funds sold & reverse repurchase agreements | $257,000 | 5,797 |
| Net loans & leases | $448,092,000 | 1,031 |
| Loan loss allowance | $2,729,000 | 1,911 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,066,000 | 2,449 |
| Other real estate owned | $370,000 | 1,632 |
| Goodwill and other intangibles | $10,311,000 | 635 |
| All other assets | $17,491,000 | 1,087 |
| Life insurance assets | $925,000 | 3,032 |
| Total liabilities and capital | $578,108,000 | 1,144 |
| Total liabilities | $533,835,000 | 1,108 |
| Total deposits | $460,596,000 | 1,114 |
| Interest-bearing deposits | $453,970,000 | 971 |
| Deposits held in domestic offices | $460,596,000 | 1,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $70,788,000 | 700 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,451,000 | 2,108 |
| Total equity capital | $44,273,000 | 1,556 |
| Total bank equity capital | $44,273,000 | 1,556 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $3,000,000 | 4,947 |
| Undivided profits | $41,272,000 | 906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,637,000 | 1,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,929,000 | 1,495 |
| Earning assets | $542,199,000 | 1,119 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $535,422,250 | 1,212 |
| Average Assets, quarterly | $573,339,500 | 1,148 |
| Volatile liabilities | $178,802,000 | 806 |
| Insider loans | $4,408,000 | 1,683 |
| FHLB advances | $70,788,000 | 639 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $88,479,000 | 1,157 |
| Tier 1 (core) risk-based capital | $34,178,000 | 1,898 |
| Tier 2 risk-based capital | $2,729,000 | 1,849 |
| Total risk weighted assets | $382,740,000 | 1,306 |
| Total unused commitments | $88,479,000 | 1,158 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 102 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $568,571,000 | 1,176 |
| Cash and due from depository institutions | $2,835,000 | 1,705 |
| Interest-bearing balances | $651,000 | 2,846 |
| Securities | $96,582,000 | 1,256 |
| Federal funds sold & reverse repurchase agreements | $5,007,000 | 2,662 |
| Net loans & leases | $431,064,000 | 1,071 |
| Loan loss allowance | $2,729,000 | 1,935 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,825,000 | 2,553 |
| Other real estate owned | $370,000 | 1,705 |
| Goodwill and other intangibles | $11,238,000 | 619 |
| All other assets | $16,650,000 | 1,139 |
| Life insurance assets | $891,000 | 3,077 |
| Total liabilities and capital | $568,571,000 | 1,176 |
| Total liabilities | $525,185,000 | 1,144 |
| Total deposits | $467,546,000 | 1,119 |
| Interest-bearing deposits | $460,447,000 | 977 |
| Deposits held in domestic offices | $467,546,000 | 1,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $54,488,000 | 825 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,151,000 | 1,651 |
| Total equity capital | $43,386,000 | 1,580 |
| Total bank equity capital | $43,386,000 | 1,580 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $3,000,000 | 4,949 |
| Undivided profits | $40,385,000 | 912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,830,000 | 1,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,482,000 | 1,670 |
| Earning assets | $533,304,000 | 1,144 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $521,193,670 | 1,261 |
| Average Assets, quarterly | $545,198,000 | 1,226 |
| Volatile liabilities | $165,473,000 | 877 |
| Insider loans | $619,000 | 5,138 |
| FHLB advances | $54,488,000 | 756 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $87,012,000 | 1,196 |
| Tier 1 (core) risk-based capital | $34,025,000 | 1,909 |
| Tier 2 risk-based capital | $2,729,000 | 1,870 |
| Total risk weighted assets | $372,531,000 | 1,353 |
| Total unused commitments | $87,012,000 | 1,196 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 106 | 1,632 |
| Assets and Liabilities | ||
| Total Assets: | $521,825,000 | 1,288 |
| Cash and due from depository institutions | $4,048,000 | 1,632 |
| Interest-bearing balances | $1,952,000 | 1,979 |
| Securities | $79,379,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $6,105,000 | 2,897 |
| Net loans & leases | $406,975,000 | 1,124 |
| Loan loss allowance | $2,410,000 | 2,142 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,677,000 | 2,581 |
| Other real estate owned | $0 | 1,632 |
| Goodwill and other intangibles | $10,931,000 | 618 |
| All other assets | $9,710,000 | 1,763 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $521,825,000 | 1,288 |
| Total liabilities | $479,602,000 | 1,252 |
| Total deposits | $428,250,000 | 1,213 |
| Interest-bearing deposits | $420,575,000 | 1,060 |
| Deposits held in domestic offices | $428,250,000 | 1,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $49,987,000 | 858 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,365,000 | 3,211 |
| Total equity capital | $42,223,000 | 1,621 |
| Total bank equity capital | $42,223,000 | 1,621 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $3,000,000 | 4,927 |
| Undivided profits | $39,222,000 | 949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $961,000 | 2,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,676,000 | 1,470 |
| Earning assets | $494,411,000 | 1,244 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $497,505,000 | 1,327 |
| Average Assets, quarterly | $497,505,000 | 1,327 |
| Volatile liabilities | $149,584,000 | 929 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $49,987,000 | 789 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $79,034,000 | 1,293 |
| Tier 1 (core) risk-based capital | $32,101,000 | 2,015 |
| Tier 2 risk-based capital | $2,410,000 | 2,057 |
| Total risk weighted assets | $337,088,000 | 1,467 |
| Total unused commitments | $79,034,000 | 1,293 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 90 | 1,925 |
| Assets and Liabilities | ||
| Total Assets: | $473,185,000 | 1,391 |
| Cash and due from depository institutions | $9,622,000 | 1,925 |
| Interest-bearing balances | $5,719,000 | 971 |
| Securities | $85,414,000 | 1,428 |
| Federal funds sold & reverse repurchase agreements | $8,029,000 | 2,015 |
| Net loans & leases | $352,818,000 | 1,299 |
| Loan loss allowance | $2,128,000 | 2,332 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,593,000 | 2,577 |
| Other real estate owned | $0 | 1,925 |
| Goodwill and other intangibles | $5,357,000 | 843 |
| All other assets | $7,352,000 | 2,240 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $473,185,000 | 1,391 |
| Total liabilities | $433,883,000 | 1,360 |
| Total deposits | $387,125,000 | 1,328 |
| Interest-bearing deposits | $379,885,000 | 1,149 |
| Deposits held in domestic offices | $387,125,000 | 1,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,000,000 | 957 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,758,000 | 2,661 |
| Total equity capital | $39,302,000 | 1,696 |
| Total bank equity capital | $39,302,000 | 1,696 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $0 | 8,057 |
| Undivided profits | $39,301,000 | 920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,069,000 | 2,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,402,000 | 1,711 |
| Earning assets | $451,980,000 | 1,326 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $437,189,000 | 1,426 |
| Average Assets, quarterly | $462,162,000 | 1,400 |
| Volatile liabilities | $148,869,000 | 1,051 |
| Insider loans | $94,000 | 7,108 |
| FHLB advances | $45,000,000 | 884 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $74,586,000 | 1,314 |
| Tier 1 (core) risk-based capital | $34,473,000 | 1,843 |
| Tier 2 risk-based capital | $2,128,000 | 2,242 |
| Total risk weighted assets | $307,080,000 | 1,589 |
| Total unused commitments | $74,586,000 | 1,314 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 86 | 2,047 |
| Assets and Liabilities | ||
| Total Assets: | $451,139,000 | 1,441 |
| Cash and due from depository institutions | $3,231,000 | 2,047 |
| Interest-bearing balances | $33,000 | 5,770 |
| Securities | $87,825,000 | 1,390 |
| Federal funds sold & reverse repurchase agreements | $1,137,000 | 4,578 |
| Net loans & leases | $343,246,000 | 1,328 |
| Loan loss allowance | $1,368,000 | 3,369 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,692,000 | 2,506 |
| Other real estate owned | $0 | 2,047 |
| Goodwill and other intangibles | $5,107,000 | 863 |
| All other assets | $5,901,000 | 2,655 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $451,139,000 | 1,441 |
| Total liabilities | $411,944,000 | 1,419 |
| Total deposits | $385,478,000 | 1,330 |
| Interest-bearing deposits | $377,488,000 | 1,149 |
| Deposits held in domestic offices | $385,478,000 | 1,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,701 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,135,000 | 1,768 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,331,000 | 3,172 |
| Total equity capital | $39,195,000 | 1,687 |
| Total bank equity capital | $39,195,000 | 1,687 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $0 | 8,106 |
| Undivided profits | $39,194,000 | 934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 3,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,369,000 | 1,718 |
| Earning assets | $432,241,000 | 1,379 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $428,190,000 | 1,469 |
| Average Assets, quarterly | $440,827,500 | 1,461 |
| Volatile liabilities | $123,264,000 | 1,225 |
| Insider loans | $149,000 | 6,870 |
| FHLB advances | $20,135,000 | 1,663 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $78,378,000 | 1,291 |
| Tier 1 (core) risk-based capital | $34,826,000 | 1,810 |
| Tier 2 risk-based capital | $1,368,000 | 3,210 |
| Total risk weighted assets | $293,578,000 | 1,646 |
| Total unused commitments | $78,378,000 | 1,292 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 86 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $430,516,000 | 1,508 |
| Cash and due from depository institutions | $1,834,000 | 2,045 |
| Interest-bearing balances | $8,000 | 6,427 |
| Securities | $84,295,000 | 1,434 |
| Federal funds sold & reverse repurchase agreements | $1,382,000 | 4,146 |
| Net loans & leases | $327,825,000 | 1,366 |
| Loan loss allowance | $1,308,000 | 3,459 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,808,000 | 2,421 |
| Other real estate owned | $0 | 2,045 |
| Goodwill and other intangibles | $5,035,000 | 860 |
| All other assets | $5,337,000 | 2,850 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $430,516,000 | 1,508 |
| Total liabilities | $392,730,000 | 1,481 |
| Total deposits | $370,008,000 | 1,373 |
| Interest-bearing deposits | $362,519,000 | 1,180 |
| Deposits held in domestic offices | $370,008,000 | 1,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $22,100,000 | 1,681 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $622,000 | 4,707 |
| Total equity capital | $37,786,000 | 1,688 |
| Total bank equity capital | $37,786,000 | 1,688 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $0 | 8,130 |
| Undivided profits | $37,785,000 | 914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 4,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,033,000 | 1,811 |
| Earning assets | $413,510,000 | 1,427 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $420,540,330 | 1,500 |
| Average Assets, quarterly | $427,346,000 | 1,491 |
| Volatile liabilities | $112,050,000 | 1,328 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $17,100,000 | 1,848 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $68,932,000 | 1,431 |
| Tier 1 (core) risk-based capital | $34,474,000 | 1,793 |
| Tier 2 risk-based capital | $1,308,000 | 3,299 |
| Total risk weighted assets | $281,521,000 | 1,679 |
| Total unused commitments | $68,932,000 | 1,433 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 82 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $424,176,000 | 1,496 |
| Cash and due from depository institutions | $2,719,000 | 2,128 |
| Interest-bearing balances | $13,000 | 6,310 |
| Securities | $85,921,000 | 1,434 |
| Federal funds sold & reverse repurchase agreements | $5,973,000 | 2,320 |
| Net loans & leases | $314,601,000 | 1,376 |
| Loan loss allowance | $1,205,000 | 3,659 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,882,000 | 2,320 |
| Other real estate owned | $0 | 2,128 |
| Goodwill and other intangibles | $5,078,000 | 828 |
| All other assets | $5,002,000 | 2,907 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $424,176,000 | 1,496 |
| Total liabilities | $386,333,000 | 1,480 |
| Total deposits | $370,229,000 | 1,356 |
| Interest-bearing deposits | $361,904,000 | 1,150 |
| Deposits held in domestic offices | $370,229,000 | 1,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 2,020 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,104,000 | 3,315 |
| Total equity capital | $37,843,000 | 1,656 |
| Total bank equity capital | $37,843,000 | 1,656 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $0 | 8,136 |
| Undivided profits | $37,842,000 | 912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,728,000 | 1,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,004,000 | 1,739 |
| Earning assets | $406,508,000 | 1,424 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $415,552,500 | 1,509 |
| Average Assets, quarterly | $415,552,500 | 1,509 |
| Volatile liabilities | $101,977,000 | 1,371 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $15,000,000 | 1,922 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $68,922,000 | 1,400 |
| Tier 1 (core) risk-based capital | $33,884,000 | 1,786 |
| Tier 2 risk-based capital | $1,205,000 | 3,453 |
| Total risk weighted assets | $267,944,000 | 1,721 |
| Total unused commitments | $68,922,000 | 1,400 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 77 | 2,266 |
| Assets and Liabilities | ||
| Total Assets: | $406,929,000 | 1,540 |
| Cash and due from depository institutions | $2,504,000 | 2,266 |
| Interest-bearing balances | $2,000 | 6,701 |
| Securities | $80,181,000 | 1,519 |
| Federal funds sold & reverse repurchase agreements | $1,194,000 | 4,669 |
| Net loans & leases | $308,047,000 | 1,394 |
| Loan loss allowance | $1,110,000 | 3,822 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,021,000 | 2,238 |
| Other real estate owned | $0 | 2,266 |
| Goodwill and other intangibles | $4,750,000 | 843 |
| All other assets | $5,232,000 | 2,792 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $406,929,000 | 1,540 |
| Total liabilities | $369,509,000 | 1,532 |
| Total deposits | $346,806,000 | 1,423 |
| Interest-bearing deposits | $339,844,000 | 1,210 |
| Deposits held in domestic offices | $346,806,000 | 1,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,400,000 | 1,680 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,303,000 | 2,899 |
| Total equity capital | $37,420,000 | 1,649 |
| Total bank equity capital | $37,420,000 | 1,649 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $0 | 8,157 |
| Undivided profits | $37,419,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $582,000 | 3,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,823,000 | 1,942 |
| Earning assets | $389,424,000 | 1,468 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $401,370,400 | 1,510 |
| Average Assets, quarterly | $405,532,500 | 1,534 |
| Volatile liabilities | $100,578,000 | 1,367 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $18,800,000 | 1,711 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $69,310,000 | 1,361 |
| Tier 1 (core) risk-based capital | $33,617,000 | 1,765 |
| Tier 2 risk-based capital | $1,110,000 | 3,616 |
| Total risk weighted assets | $260,259,000 | 1,736 |
| Total unused commitments | $69,310,000 | 1,361 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 74 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $404,136,000 | 1,533 |
| Cash and due from depository institutions | $2,646,000 | 2,346 |
| Interest-bearing balances | $50,000 | 5,677 |
| Securities | $87,340,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $1,106,000 | 4,484 |
| Net loans & leases | $298,167,000 | 1,415 |
| Loan loss allowance | $1,036,000 | 3,981 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,979,000 | 2,218 |
| Other real estate owned | $0 | 2,346 |
| Goodwill and other intangibles | $4,800,000 | 810 |
| All other assets | $5,098,000 | 2,795 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $404,136,000 | 1,533 |
| Total liabilities | $366,973,000 | 1,515 |
| Total deposits | $348,401,000 | 1,385 |
| Interest-bearing deposits | $340,944,000 | 1,169 |
| Deposits held in domestic offices | $348,401,000 | 1,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,000,000 | 1,960 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,572,000 | 2,500 |
| Total equity capital | $37,163,000 | 1,637 |
| Total bank equity capital | $37,163,000 | 1,637 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $0 | 8,180 |
| Undivided profits | $37,163,000 | 929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $930,000 | 2,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,773,000 | 1,916 |
| Earning assets | $386,663,000 | 1,450 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $399,980,750 | 1,505 |
| Average Assets, quarterly | $403,052,500 | 1,525 |
| Volatile liabilities | $96,388,000 | 1,362 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $17,000,000 | 1,840 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $65,546,000 | 1,408 |
| Tier 1 (core) risk-based capital | $32,876,000 | 1,761 |
| Tier 2 risk-based capital | $1,036,000 | 3,765 |
| Total risk weighted assets | $252,616,000 | 1,732 |
| Total unused commitments | $65,546,000 | 1,408 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 73 | 2,379 |
| Assets and Liabilities | ||
| Total Assets: | $401,969,000 | 1,513 |
| Cash and due from depository institutions | $4,394,000 | 2,379 |
| Interest-bearing balances | $26,000 | 6,045 |
| Securities | $80,684,000 | 1,522 |
| Federal funds sold & reverse repurchase agreements | $10,348,000 | 1,124 |
| Net loans & leases | $290,594,000 | 1,416 |
| Loan loss allowance | $986,000 | 4,093 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,762,000 | 2,261 |
| Other real estate owned | $0 | 2,379 |
| Goodwill and other intangibles | $4,950,000 | 789 |
| All other assets | $6,237,000 | 2,300 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $401,969,000 | 1,513 |
| Total liabilities | $364,153,000 | 1,498 |
| Total deposits | $347,855,000 | 1,356 |
| Interest-bearing deposits | $341,161,000 | 1,138 |
| Deposits held in domestic offices | $347,855,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 2,089 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,298,000 | 2,695 |
| Total equity capital | $37,816,000 | 1,572 |
| Total bank equity capital | $37,816,000 | 1,572 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $37,816,000 | 900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $874,000 | 2,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,548,000 | 2,005 |
| Earning assets | $381,652,000 | 1,450 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $398,595,670 | 1,496 |
| Average Assets, quarterly | $398,423,000 | 1,508 |
| Volatile liabilities | $91,820,000 | 1,388 |
| Insider loans | $462,000 | 5,565 |
| FHLB advances | $15,000,000 | 1,967 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $68,945,000 | 1,302 |
| Tier 1 (core) risk-based capital | $33,244,000 | 1,693 |
| Tier 2 risk-based capital | $986,000 | 3,863 |
| Total risk weighted assets | $247,892,000 | 1,723 |
| Total unused commitments | $68,945,000 | 1,302 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 69 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $394,877,000 | 1,521 |
| Cash and due from depository institutions | $1,830,000 | 2,484 |
| Interest-bearing balances | $107,000 | 4,947 |
| Securities | $92,062,000 | 1,367 |
| Federal funds sold & reverse repurchase agreements | $3,151,000 | 3,221 |
| Net loans & leases | $283,293,000 | 1,405 |
| Loan loss allowance | $896,000 | 4,382 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,515,000 | 2,339 |
| Other real estate owned | $0 | 2,484 |
| Goodwill and other intangibles | $4,962,000 | 780 |
| All other assets | $5,064,000 | 2,676 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $394,877,000 | 1,521 |
| Total liabilities | $358,206,000 | 1,509 |
| Total deposits | $341,561,000 | 1,367 |
| Interest-bearing deposits | $334,607,000 | 1,157 |
| Deposits held in domestic offices | $341,561,000 | 1,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 2,008 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,645,000 | 2,250 |
| Total equity capital | $36,671,000 | 1,571 |
| Total bank equity capital | $36,671,000 | 1,571 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $36,671,000 | 896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 3,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,661,000 | 1,800 |
| Earning assets | $378,613,000 | 1,440 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $396,909,000 | 1,495 |
| Average Assets, quarterly | $396,909,000 | 1,495 |
| Volatile liabilities | $86,022,000 | 1,402 |
| Insider loans | $230,000 | 6,503 |
| FHLB advances | $15,000,000 | 1,896 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $82,285,000 | 1,102 |
| Tier 1 (core) risk-based capital | $32,600,000 | 1,693 |
| Tier 2 risk-based capital | $896,000 | 4,115 |
| Total risk weighted assets | $247,599,000 | 1,694 |
| Total unused commitments | $82,285,000 | 1,102 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 73 | 2,361 |
| Assets and Liabilities | ||
| Total Assets: | $398,941,000 | 1,495 |
| Cash and due from depository institutions | $4,447,000 | 2,361 |
| Interest-bearing balances | $1,160,000 | 2,612 |
| Securities | $99,068,000 | 1,304 |
| Federal funds sold & reverse repurchase agreements | $8,671,000 | 1,346 |
| Net loans & leases | $272,685,000 | 1,455 |
| Loan loss allowance | $836,000 | 4,540 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,433,000 | 2,347 |
| Other real estate owned | $0 | 2,361 |
| Goodwill and other intangibles | $4,983,000 | 773 |
| All other assets | $4,654,000 | 2,810 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $398,941,000 | 1,495 |
| Total liabilities | $362,334,000 | 1,476 |
| Total deposits | $345,557,000 | 1,328 |
| Interest-bearing deposits | $338,820,000 | 1,129 |
| Deposits held in domestic offices | $345,557,000 | 1,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,000,000 | 2,046 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,777,000 | 2,109 |
| Total equity capital | $36,607,000 | 1,567 |
| Total bank equity capital | $36,607,000 | 1,567 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $36,607,000 | 910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $780,000 | 2,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,500,000 | 1,976 |
| Earning assets | $381,584,000 | 1,426 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $391,098,600 | 1,441 |
| Average Assets, quarterly | $398,713,000 | 1,475 |
| Volatile liabilities | $87,484,000 | 1,348 |
| Insider loans | $83,000 | 7,407 |
| FHLB advances | $15,000,000 | 1,925 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $59,201,000 | 1,392 |
| Tier 1 (core) risk-based capital | $31,959,000 | 1,706 |
| Tier 2 risk-based capital | $836,000 | 4,281 |
| Total risk weighted assets | $240,363,000 | 1,718 |
| Total unused commitments | $59,201,000 | 1,392 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 73 | 2,340 |
| Assets and Liabilities | ||
| Total Assets: | $398,485,000 | 1,469 |
| Cash and due from depository institutions | $2,634,000 | 2,340 |
| Interest-bearing balances | $782,000 | 3,105 |
| Securities | $84,621,000 | 1,506 |
| Federal funds sold & reverse repurchase agreements | $8,041,000 | 1,401 |
| Net loans & leases | $286,986,000 | 1,338 |
| Loan loss allowance | $733,000 | 4,952 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,416,000 | 2,306 |
| Other real estate owned | $0 | 2,340 |
| Goodwill and other intangibles | $5,462,000 | 720 |
| All other assets | $6,325,000 | 2,176 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $398,485,000 | 1,469 |
| Total liabilities | $362,025,000 | 1,452 |
| Total deposits | $345,458,000 | 1,301 |
| Interest-bearing deposits | $340,422,000 | 1,108 |
| Deposits held in domestic offices | $345,458,000 | 1,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,000,000 | 2,044 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,567,000 | 2,304 |
| Total equity capital | $36,460,000 | 1,561 |
| Total bank equity capital | $36,460,000 | 1,561 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $36,460,000 | 916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 3,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,759,000 | 1,713 |
| Earning assets | $380,430,000 | 1,403 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $389,138,000 | 1,447 |
| Average Assets, quarterly | $393,227,500 | 1,462 |
| Volatile liabilities | $86,981,000 | 1,308 |
| Insider loans | $180,000 | 6,811 |
| FHLB advances | $15,000,000 | 1,920 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $97,330,000 | 947 |
| Tier 1 (core) risk-based capital | $31,238,000 | 1,720 |
| Tier 2 risk-based capital | $733,000 | 4,637 |
| Total risk weighted assets | $218,520,000 | 1,834 |
| Total unused commitments | $97,330,000 | 949 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 65 | 2,662 |
| Assets and Liabilities | ||
| Total Assets: | $387,970,000 | 1,474 |
| Cash and due from depository institutions | $3,044,000 | 2,662 |
| Interest-bearing balances | $981,000 | 2,912 |
| Securities | $93,089,000 | 1,404 |
| Federal funds sold & reverse repurchase agreements | $3,870,000 | 2,403 |
| Net loans & leases | $272,549,000 | 1,376 |
| Loan loss allowance | $774,000 | 4,773 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,374,000 | 2,294 |
| Other real estate owned | $0 | 2,662 |
| Goodwill and other intangibles | $5,508,000 | 689 |
| All other assets | $5,536,000 | 2,409 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $387,970,000 | 1,474 |
| Total liabilities | $353,148,000 | 1,465 |
| Total deposits | $342,586,000 | 1,289 |
| Interest-bearing deposits | $337,899,000 | 1,088 |
| Deposits held in domestic offices | $342,586,000 | 1,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,546 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $562,000 | 4,252 |
| Total equity capital | $34,822,000 | 1,561 |
| Total bank equity capital | $34,822,000 | 1,561 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $34,822,000 | 909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,530,000 | 1,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,443,000 | 1,982 |
| Earning assets | $370,489,000 | 1,413 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $386,022,330 | 1,451 |
| Average Assets, quarterly | $384,158,500 | 1,475 |
| Volatile liabilities | $78,376,000 | 1,405 |
| Insider loans | $203,000 | 6,714 |
| FHLB advances | $10,000,000 | 2,408 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $56,941,000 | 1,409 |
| Tier 1 (core) risk-based capital | $28,340,000 | 1,866 |
| Tier 2 risk-based capital | $774,000 | 4,466 |
| Total risk weighted assets | $180,145,000 | 2,135 |
| Total unused commitments | $56,941,000 | 1,412 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 65 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $380,347,000 | 1,486 |
| Cash and due from depository institutions | $2,271,000 | 2,639 |
| Interest-bearing balances | $549,000 | 3,667 |
| Securities | $106,163,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $652,000 | 5,983 |
| Net loans & leases | $253,575,000 | 1,449 |
| Loan loss allowance | $741,000 | 4,873 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,405,000 | 2,249 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $5,384,000 | 684 |
| All other assets | $7,897,000 | 1,723 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $380,347,000 | 1,486 |
| Total liabilities | $343,889,000 | 1,480 |
| Total deposits | $339,948,000 | 1,293 |
| Interest-bearing deposits | $334,910,000 | 1,095 |
| Deposits held in domestic offices | $339,948,000 | 1,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,600,000 | 4,156 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,341,000 | 2,619 |
| Total equity capital | $36,458,000 | 1,520 |
| Total bank equity capital | $36,458,000 | 1,520 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $36,458,000 | 916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,577,000 | 1,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,675,000 | 1,654 |
| Earning assets | $360,939,000 | 1,438 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $385,048,500 | 1,457 |
| Average Assets, quarterly | $385,048,500 | 1,457 |
| Volatile liabilities | $70,577,000 | 1,464 |
| Insider loans | $390,000 | 5,880 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $53,350,000 | 1,428 |
| Tier 1 (core) risk-based capital | $30,750,000 | 1,680 |
| Tier 2 risk-based capital | $741,000 | 4,559 |
| Total risk weighted assets | $167,456,000 | 2,229 |
| Total unused commitments | $53,350,000 | 1,432 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $389,750,000 | 1,457 |
| Cash and due from depository institutions | $5,823,000 | 2,625 |
| Interest-bearing balances | $744,000 | 3,256 |
| Securities | $125,085,000 | 1,074 |
| Federal funds sold & reverse repurchase agreements | $694,000 | 5,363 |
| Net loans & leases | $243,871,000 | 1,486 |
| Loan loss allowance | $666,000 | 5,192 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,509,000 | 2,185 |
| Other real estate owned | $0 | 2,625 |
| Goodwill and other intangibles | $5,408,000 | 680 |
| All other assets | $4,360,000 | 2,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $389,750,000 | 1,457 |
| Total liabilities | $354,020,000 | 1,448 |
| Total deposits | $342,399,000 | 1,274 |
| Interest-bearing deposits | $337,306,000 | 1,090 |
| Deposits held in domestic offices | $342,399,000 | 1,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,127 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,621,000 | 2,184 |
| Total equity capital | $35,730,000 | 1,520 |
| Total bank equity capital | $35,730,000 | 1,520 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $35,730,000 | 904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,107,000 | 2,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $990,000 | 3,026 |
| Earning assets | $370,394,000 | 1,390 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $358,872,000 | 1,520 |
| Average Assets, quarterly | $375,344,000 | 1,498 |
| Volatile liabilities | $78,109,000 | 1,355 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $52,429,000 | 1,404 |
| Tier 1 (core) risk-based capital | $30,062,000 | 1,703 |
| Tier 2 risk-based capital | $666,000 | 4,859 |
| Total risk weighted assets | $178,321,000 | 2,092 |
| Total unused commitments | $52,429,000 | 1,405 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 65 | 2,671 |
| Assets and Liabilities | ||
| Total Assets: | $360,938,000 | 1,575 |
| Cash and due from depository institutions | $5,895,000 | 2,671 |
| Interest-bearing balances | $1,547,000 | 2,611 |
| Securities | $103,147,000 | 1,294 |
| Federal funds sold & reverse repurchase agreements | $6,293,000 | 2,162 |
| Net loans & leases | $230,391,000 | 1,561 |
| Loan loss allowance | $619,000 | 5,431 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,633,000 | 2,103 |
| Other real estate owned | $0 | 2,671 |
| Goodwill and other intangibles | $5,429,000 | 679 |
| All other assets | $5,150,000 | 2,439 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,938,000 | 1,575 |
| Total liabilities | $325,854,000 | 1,569 |
| Total deposits | $324,732,000 | 1,367 |
| Interest-bearing deposits | $320,150,000 | 1,172 |
| Deposits held in domestic offices | $324,732,000 | 1,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,122,000 | 2,996 |
| Total equity capital | $35,084,000 | 1,563 |
| Total bank equity capital | $35,084,000 | 1,563 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $35,084,000 | 927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,526,000 | 2,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,389,000 | 2,269 |
| Earning assets | $341,378,000 | 1,515 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $351,152,500 | 1,568 |
| Average Assets, quarterly | $366,347,500 | 1,532 |
| Volatile liabilities | $43,705,000 | 2,156 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $43,303,000 | 1,645 |
| Tier 1 (core) risk-based capital | $29,613,000 | 1,743 |
| Tier 2 risk-based capital | $619,000 | 5,086 |
| Total risk weighted assets | $181,061,000 | 2,043 |
| Total unused commitments | $44,079,000 | 1,632 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $371,757,000 | 1,502 |
| Cash and due from depository institutions | $6,381,000 | 2,799 |
| Interest-bearing balances | $1,724,000 | 2,645 |
| Securities | $115,092,000 | 1,144 |
| Federal funds sold & reverse repurchase agreements | $14,655,000 | 1,064 |
| Net loans & leases | $220,184,000 | 1,614 |
| Loan loss allowance | $401,000 | 6,708 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,989,000 | 2,419 |
| Other real estate owned | $0 | 2,799 |
| Goodwill and other intangibles | $5,420,000 | 649 |
| All other assets | $6,036,000 | 2,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,757,000 | 1,502 |
| Total liabilities | $336,039,000 | 1,495 |
| Total deposits | $333,844,000 | 1,306 |
| Interest-bearing deposits | $333,844,000 | 1,103 |
| Deposits held in domestic offices | $333,844,000 | 1,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,195,000 | 1,874 |
| Total equity capital | $35,718,000 | 1,530 |
| Total bank equity capital | $35,718,000 | 1,530 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $35,718,000 | 910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 3,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,399,000 | 2,145 |
| Earning assets | $351,655,000 | 1,455 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $347,890,670 | 1,566 |
| Average Assets, quarterly | $370,176,000 | 1,493 |
| Volatile liabilities | $68,447,000 | 1,458 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $37,909,000 | 1,782 |
| Tier 1 (core) risk-based capital | $29,335,000 | 1,716 |
| Tier 2 risk-based capital | $401,000 | 6,362 |
| Total risk weighted assets | $189,243,000 | 1,953 |
| Total unused commitments | $37,909,000 | 1,789 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 63 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $368,595,000 | 1,484 |
| Cash and due from depository institutions | $17,329,000 | 2,733 |
| Interest-bearing balances | $14,632,000 | 581 |
| Securities | $104,206,000 | 1,230 |
| Federal funds sold & reverse repurchase agreements | $3,653,000 | 3,963 |
| Net loans & leases | $227,038,000 | 1,549 |
| Loan loss allowance | $302,000 | 7,407 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,743,000 | 3,278 |
| Other real estate owned | $0 | 2,733 |
| Goodwill and other intangibles | $8,195,000 | 502 |
| All other assets | $5,431,000 | 2,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $368,595,000 | 1,484 |
| Total liabilities | $333,820,000 | 1,474 |
| Total deposits | $332,285,000 | 1,287 |
| Interest-bearing deposits | $327,007,000 | 1,129 |
| Deposits held in domestic offices | $332,285,000 | 1,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,535,000 | 2,484 |
| Total equity capital | $34,775,000 | 1,539 |
| Total bank equity capital | $34,775,000 | 1,539 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $34,775,000 | 908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,358,000 | 2,243 |
| Earning assets | $349,529,000 | 1,431 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $335,957,500 | 1,603 |
| Average Assets, quarterly | $335,957,500 | 1,603 |
| Volatile liabilities | $69,677,000 | 1,407 |
| Insider loans | $844,000 | 4,316 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $32,867,000 | 1,894 |
| Tier 1 (core) risk-based capital | $26,407,000 | 1,881 |
| Tier 2 risk-based capital | $302,000 | 7,119 |
| Total risk weighted assets | $188,929,000 | 1,907 |
| Total unused commitments | $34,867,000 | 1,820 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 51 | 3,272 |
| Assets and Liabilities | ||
| Total Assets: | $303,320,000 | 1,779 |
| Cash and due from depository institutions | $2,534,000 | 3,272 |
| Interest-bearing balances | $527,000 | 3,704 |
| Securities | $104,837,000 | 1,182 |
| Federal funds sold & reverse repurchase agreements | $902,000 | 5,977 |
| Net loans & leases | $188,292,000 | 1,811 |
| Loan loss allowance | $245,000 | 7,824 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,554,000 | 3,457 |
| Other real estate owned | $0 | 3,272 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,201,000 | 2,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,320,000 | 1,779 |
| Total liabilities | $268,706,000 | 1,811 |
| Total deposits | $263,620,000 | 1,621 |
| Interest-bearing deposits | $259,973,000 | 1,417 |
| Deposits held in domestic offices | $263,620,000 | 1,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,694 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,586,000 | 2,418 |
| Total equity capital | $34,614,000 | 1,520 |
| Total bank equity capital | $34,614,000 | 1,520 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $34,614,000 | 885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 6,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,104,000 | 2,918 |
| Earning assets | $294,558,000 | 1,661 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $298,174,200 | 1,716 |
| Average Assets, quarterly | $300,636,000 | 1,774 |
| Volatile liabilities | $37,954,000 | 2,306 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,692,000 | 2,335 |
| Tier 1 (core) risk-based capital | $34,029,000 | 1,420 |
| Tier 2 risk-based capital | $245,000 | 7,606 |
| Total risk weighted assets | $114,886,000 | 2,986 |
| Total unused commitments | $23,692,000 | 2,341 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 48 | 3,487 |
| Assets and Liabilities | ||
| Total Assets: | $291,126,000 | 1,758 |
| Cash and due from depository institutions | $10,558,000 | 3,487 |
| Interest-bearing balances | $7,873,000 | 875 |
| Securities | $91,042,000 | 1,258 |
| Federal funds sold & reverse repurchase agreements | $10,840,000 | 1,343 |
| Net loans & leases | $172,420,000 | 1,916 |
| Loan loss allowance | $162,000 | 8,543 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,144,000 | 3,841 |
| Other real estate owned | $0 | 3,487 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,122,000 | 2,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,126,000 | 1,758 |
| Total liabilities | $258,693,000 | 1,789 |
| Total deposits | $257,103,000 | 1,571 |
| Interest-bearing deposits | $255,443,000 | 1,358 |
| Deposits held in domestic offices | $257,103,000 | 1,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,590,000 | 2,436 |
| Total equity capital | $32,433,000 | 1,514 |
| Total bank equity capital | $32,433,000 | 1,514 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $32,433,000 | 869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 6,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $834,000 | 4,069 |
| Earning assets | $282,175,000 | 1,653 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $282,998,600 | 1,702 |
| Average Assets, quarterly | $289,255,500 | 1,732 |
| Volatile liabilities | $40,894,000 | 2,087 |
| Insider loans | $32,000 | 8,264 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,883,000 | 5,156 |
| Tier 1 (core) risk-based capital | $32,205,000 | 1,428 |
| Tier 2 risk-based capital | $162,000 | 8,412 |
| Total risk weighted assets | $116,223,000 | 2,847 |
| Total unused commitments | $5,883,000 | 5,162 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 45 | 3,688 |
| Assets and Liabilities | ||
| Total Assets: | $274,232,000 | 1,754 |
| Cash and due from depository institutions | $37,232,000 | 3,688 |
| Interest-bearing balances | $35,650,000 | 131 |
| Securities | $78,166,000 | 1,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $152,850,000 | 2,081 |
| Loan loss allowance | $145,000 | 8,838 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,425,000 | 4,999 |
| Other real estate owned | $0 | 3,688 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,559,000 | 1,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,232,000 | 1,754 |
| Total liabilities | $242,678,000 | 1,788 |
| Total deposits | $240,470,000 | 1,587 |
| Interest-bearing deposits | $239,513,000 | 1,375 |
| Deposits held in domestic offices | $240,470,000 | 1,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $46,000 | 5,567 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,162,000 | 1,943 |
| Total equity capital | $31,554,000 | 1,467 |
| Total bank equity capital | $31,554,000 | 1,467 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $31,554,000 | 837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 5,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $684,000 | 3,958 |
| Earning assets | $266,666,000 | 1,659 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $284,267,400 | 1,598 |
| Average Assets, quarterly | $279,915,000 | 1,691 |
| Volatile liabilities | $26,671,000 | 2,925 |
| Insider loans | $326,000 | 6,358 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $233,000 | 9,268 |
| Tier 1 (core) risk-based capital | $31,449,000 | 1,388 |
| Tier 2 risk-based capital | $145,000 | 8,697 |
| Total risk weighted assets | $102,741,000 | 3,019 |
| Total unused commitments | $233,000 | 9,272 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $283,115,000 | 1,668 |
| Cash and due from depository institutions | $11,920,000 | 3,927 |
| Interest-bearing balances | $6,917,000 | 595 |
| Securities | $132,177,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $133,347,000 | 2,265 |
| Loan loss allowance | $145,000 | 9,018 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,583,000 | 4,684 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,088,000 | 2,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,115,000 | 1,668 |
| Total liabilities | $252,191,000 | 1,700 |
| Total deposits | $250,258,000 | 1,506 |
| Interest-bearing deposits | $248,208,000 | 1,310 |
| Deposits held in domestic offices | $250,258,000 | 1,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,933,000 | 1,921 |
| Total equity capital | $30,924,000 | 1,429 |
| Total bank equity capital | $30,924,000 | 1,429 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $30,924,000 | 816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $504,000 | 4,540 |
| Earning assets | $272,441,000 | 1,589 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $286,392,800 | 1,578 |
| Average Assets, quarterly | $284,913,000 | 1,643 |
| Volatile liabilities | $28,348,000 | 2,660 |
| Insider loans | $2,000 | 9,106 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,021,000 | 8,540 |
| Tier 1 (core) risk-based capital | $30,832,000 | 1,400 |
| Tier 2 risk-based capital | $145,000 | 8,845 |
| Total risk weighted assets | $95,294,000 | 3,127 |
| Total unused commitments | $1,021,000 | 8,548 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $283,516,000 | 1,622 |
| Cash and due from depository institutions | $7,309,000 | 4,171 |
| Interest-bearing balances | $5,059,000 | 1,204 |
| Securities | $137,535,000 | 848 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $133,010,000 | 2,103 |
| Loan loss allowance | $115,000 | 9,494 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,366,000 | 5,048 |
| Other real estate owned | $0 | 4,171 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,296,000 | 1,762 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,516,000 | 1,622 |
| Total liabilities | $253,486,000 | 1,626 |
| Total deposits | $250,989,000 | 1,477 |
| Interest-bearing deposits | $248,923,000 | 1,285 |
| Deposits held in domestic offices | $250,989,000 | 1,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,497,000 | 1,636 |
| Total equity capital | $30,030,000 | 1,486 |
| Total bank equity capital | $30,030,000 | 1,486 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $30,030,000 | 866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 5,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $521,000 | 4,447 |
| Earning assets | $275,604,000 | 1,524 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $278,131,600 | 1,559 |
| Average Assets, quarterly | $280,974,000 | 1,604 |
| Volatile liabilities | $25,661,000 | 2,447 |
| Insider loans | $331,000 | 6,233 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,519,000 | 7,979 |
| Tier 1 (core) risk-based capital | $29,568,000 | 1,428 |
| Tier 2 risk-based capital | $115,000 | 9,344 |
| Total risk weighted assets | $93,964,000 | 2,983 |
| Total unused commitments | $1,519,000 | 7,990 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $270,549,000 | 1,689 |
| Cash and due from depository institutions | $7,798,000 | 4,375 |
| Interest-bearing balances | $5,594,000 | 815 |
| Securities | $136,337,000 | 856 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $120,388,000 | 2,319 |
| Loan loss allowance | $100,000 | 10,067 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,357,000 | 5,028 |
| Other real estate owned | $0 | 4,375 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,669,000 | 1,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,549,000 | 1,689 |
| Total liabilities | $241,915,000 | 1,689 |
| Total deposits | $239,584,000 | 1,548 |
| Interest-bearing deposits | $237,601,000 | 1,355 |
| Deposits held in domestic offices | $239,584,000 | 1,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,331,000 | 1,783 |
| Total equity capital | $28,634,000 | 1,584 |
| Total bank equity capital | $28,634,000 | 1,584 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $28,634,000 | 922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 7,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $512,000 | 4,628 |
| Earning assets | $262,319,000 | 1,593 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $267,266,600 | 1,620 |
| Average Assets, quarterly | $266,985,500 | 1,691 |
| Volatile liabilities | $21,039,000 | 2,874 |
| Insider loans | $14,000 | 9,571 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,385,000 | 8,203 |
| Tier 1 (core) risk-based capital | $27,966,000 | 1,529 |
| Tier 2 risk-based capital | $100,000 | 9,899 |
| Total risk weighted assets | $89,494,000 | 3,090 |
| Total unused commitments | $1,385,000 | 8,216 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $266,096,000 | 1,746 |
| Cash and due from depository institutions | $6,870,000 | 4,378 |
| Interest-bearing balances | $4,898,000 | 783 |
| Securities | $142,503,000 | 871 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $109,744,000 | 2,566 |
| Loan loss allowance | $100,000 | 10,523 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,448,000 | 4,804 |
| Other real estate owned | $0 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,531,000 | 1,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,096,000 | 1,746 |
| Total liabilities | $239,436,000 | 1,758 |
| Total deposits | $237,415,000 | 1,616 |
| Interest-bearing deposits | $235,408,000 | 1,432 |
| Deposits held in domestic offices | $237,415,000 | 1,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,021,000 | 2,017 |
| Total equity capital | $26,660,000 | 1,694 |
| Total bank equity capital | $26,660,000 | 1,694 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $26,660,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 8,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $487,000 | 4,771 |
| Earning assets | $257,145,000 | 1,666 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $266,673,200 | 1,675 |
| Average Assets, quarterly | $267,630,500 | 1,714 |
| Volatile liabilities | $18,950,000 | 3,024 |
| Insider loans | $157,000 | 8,151 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $120,000 | 10,638 |
| Tier 1 (core) risk-based capital | $25,963,000 | 1,651 |
| Tier 2 risk-based capital | $100,000 | 10,315 |
| Total risk weighted assets | $86,141,000 | 3,199 |
| Total unused commitments | $120,000 | 10,643 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities | ||
| Total Assets: | $262,779,000 | 1,792 |
| Cash and due from depository institutions | $7,638,000 | 4,605 |
| Interest-bearing balances | $5,178,000 | 916 |
| Securities | $149,956,000 | 854 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $98,431,000 | 2,747 |
| Loan loss allowance | $100,000 | 10,977 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,523,000 | 4,616 |
| Other real estate owned | $0 | 4,605 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,231,000 | 1,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,779,000 | 1,792 |
| Total liabilities | $236,771,000 | 1,789 |
| Total deposits | $234,685,000 | 1,663 |
| Interest-bearing deposits | $232,761,000 | 1,472 |
| Deposits held in domestic offices | $234,685,000 | 1,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,086,000 | 2,032 |
| Total equity capital | $26,008,000 | 1,722 |
| Total bank equity capital | $26,008,000 | 1,722 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $26,008,000 | 1,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 6,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $463,000 | 5,100 |
| Earning assets | $253,565,000 | 1,705 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $253,325,200 | 1,792 |
| Average Assets, quarterly | $261,004,500 | 1,785 |
| Volatile liabilities | $17,383,000 | 2,961 |
| Insider loans | $210,000 | 7,899 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $187,000 | 10,787 |
| Tier 1 (core) risk-based capital | $25,061,000 | 1,704 |
| Tier 2 risk-based capital | $100,000 | 10,691 |
| Total risk weighted assets | $82,728,000 | 3,229 |
| Total unused commitments | $187,000 | 10,792 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $243,291,000 | 1,891 |
| Cash and due from depository institutions | $4,082,000 | 4,658 |
| Interest-bearing balances | $2,499,000 | 1,336 |
| Securities | $145,836,000 | 912 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $86,517,000 | 3,003 |
| Loan loss allowance | $100,000 | 11,542 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,429,000 | 4,818 |
| Other real estate owned | $0 | 4,658 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,427,000 | 1,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,291,000 | 1,891 |
| Total liabilities | $220,139,000 | 1,898 |
| Total deposits | $217,241,000 | 1,738 |
| Interest-bearing deposits | $215,192,000 | 1,542 |
| Deposits held in domestic offices | $217,241,000 | 1,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,700,000 | 2,811 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,198,000 | 2,669 |
| Total equity capital | $23,152,000 | 1,787 |
| Total bank equity capital | $23,152,000 | 1,787 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $23,152,000 | 1,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 8,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $435,000 | 4,812 |
| Earning assets | $234,852,000 | 1,791 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $249,180,400 | 1,794 |
| Average Assets, quarterly | $243,954,000 | 1,878 |
| Volatile liabilities | $19,658,000 | 2,570 |
| Insider loans | $279,000 | 7,341 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $495,000 | 10,349 |
| Tier 1 (core) risk-based capital | $23,152,000 | 1,796 |
| Tier 2 risk-based capital | $100,000 | 11,178 |
| Total risk weighted assets | $78,078,000 | 3,329 |
| Total unused commitments | $495,000 | 10,354 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $254,388,000 | 1,827 |
| Cash and due from depository institutions | $7,256,000 | 4,837 |
| Interest-bearing balances | $5,240,000 | 1,167 |
| Securities | $153,936,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $86,345,000 | 2,948 |
| Loan loss allowance | $100,000 | 12,097 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,442,000 | 4,817 |
| Other real estate owned | $0 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,409,000 | 1,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,388,000 | 1,827 |
| Total liabilities | $231,525,000 | 1,829 |
| Total deposits | $230,350,000 | 1,714 |
| Interest-bearing deposits | $228,217,000 | 1,510 |
| Deposits held in domestic offices | $230,350,000 | 1,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,175,000 | 2,759 |
| Total equity capital | $22,863,000 | 1,785 |
| Total bank equity capital | $22,863,000 | 1,785 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $22,863,000 | 1,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 7,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $473,000 | 3,944 |
| Earning assets | $245,521,000 | 1,736 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $257,337,000 | 1,749 |
| Average Assets, quarterly | $252,636,000 | 1,818 |
| Volatile liabilities | $18,595,000 | 2,537 |
| Insider loans | $333,000 | 6,969 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $852,000 | 9,589 |
| Tier 1 (core) risk-based capital | $20,622,000 | 1,930 |
| Tier 2 risk-based capital | $100,000 | 11,602 |
| Total risk weighted assets | $77,597,000 | 3,326 |
| Total unused commitments | $852,000 | 9,614 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $260,931,000 | 1,828 |
| Cash and due from depository institutions | $11,967,000 | 4,867 |
| Interest-bearing balances | $9,356,000 | 802 |
| Securities | $128,335,000 | 1,053 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $113,325,000 | 2,398 |
| Loan loss allowance | $100,000 | 12,531 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,460,000 | 4,771 |
| Other real estate owned | $33,000 | 4,867 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,811,000 | 1,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,931,000 | 1,828 |
| Total liabilities | $242,901,000 | 1,818 |
| Total deposits | $242,308,000 | 1,726 |
| Interest-bearing deposits | $240,433,000 | 1,509 |
| Deposits held in domestic offices | $242,308,000 | 1,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $593,000 | 5,065 |
| Total equity capital | $18,030,000 | 2,153 |
| Total bank equity capital | $18,030,000 | 2,153 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $18,030,000 | 1,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 10,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $621,000 | 3,261 |
| Earning assets | $251,016,000 | 1,752 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $259,210,600 | 1,809 |
| Average Assets, quarterly | $260,007,500 | 1,826 |
| Volatile liabilities | $18,378,000 | 2,524 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,544,000 | 8,044 |
| Tier 1 (core) risk-based capital | $18,030,000 | 2,098 |
| Tier 2 risk-based capital | $100,000 | 11,951 |
| Total risk weighted assets | $89,634,000 | 2,967 |
| Total unused commitments | $4,544,000 | 4,915 |
| Derivatives | $0 | 651 |