BPD Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,451,000 | 3,101 |
| Total interest expense | $2,151,000 | 1,594 |
| Net interest income | $5,300,000 | 3,564 |
| Provision for loan and lease losses | $-1,191,000 | 6,692 |
| Total noninterest income | $221,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $402,000 | 2,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-181,000 | 6,666 |
| Total noninterest expense | $16,138,000 | 1,246 |
| Salaries and employee benefits | $5,928,000 | 1,731 |
| Premises and equipment expense | $2,393,000 | 1,001 |
| Additional noninterest expense | $7,817,000 | 860 |
| Pre-tax net operating income | $-9,426,000 | 6,790 |
| Securities gains (losses) | $980,000 | 243 |
| Applicable income taxes | $9,807,000 | 273 |
| Income before extraordinary items | $-18,253,000 | 6,799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-18,253,000 | 6,798 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-18,253,000 | 6,798 |
| Net charge-offs | $3,724,000 | 445 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-19,233,000 | 6,798 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 2,533 |
| Total interest expense | $2,151,000 | 1,219 |
| Net interest income | $5,052,000 | 3,009 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,485,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $402,000 | 2,274 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,083,000 | 1,933 |
| Total noninterest expense | $9,673,000 | 1,507 |
| Salaries and employee benefits | $4,622,000 | 1,673 |
| Premises and equipment expense | $2,448,000 | 746 |
| Additional noninterest expense | $2,603,000 | 1,824 |
| Pre-tax net operating income | $-3,136,000 | 6,832 |
| Securities gains (losses) | $980,000 | 214 |
| Applicable income taxes | $168,000 | 2,938 |
| Income before extraordinary items | $-2,324,000 | 6,809 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,324,000 | 6,810 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,324,000 | 6,810 |
| Net charge-offs | $2,496,000 | 511 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-3,304,000 | 6,830 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,553,000 | 1,901 |
| Total interest expense | $991,000 | 1,796 |
| Net interest income | $5,562,000 | 1,911 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,329,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $379,000 | 1,696 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $950,000 | 1,641 |
| Total noninterest expense | $6,123,000 | 1,577 |
| Salaries and employee benefits | $2,676,000 | 1,924 |
| Premises and equipment expense | $1,222,000 | 988 |
| Additional noninterest expense | $2,225,000 | 1,464 |
| Pre-tax net operating income | $768,000 | 3,410 |
| Securities gains (losses) | $1,843,000 | 110 |
| Applicable income taxes | $1,491,000 | 674 |
| Income before extraordinary items | $1,120,000 | 2,406 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,120,000 | 2,415 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,120,000 | 2,413 |
| Net charge-offs | $2,047,000 | 439 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-59,520 | 6,433 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 1,694 |
| Total interest expense | $341,000 | 2,510 |
| Net interest income | $3,382,000 | 1,600 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $650,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $217,000 | 1,517 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $433,000 | 1,749 |
| Total noninterest expense | $2,620,000 | 1,850 |
| Salaries and employee benefits | $1,296,000 | 1,999 |
| Premises and equipment expense | $458,000 | 1,323 |
| Additional noninterest expense | $866,000 | 1,825 |
| Pre-tax net operating income | $1,412,000 | 1,291 |
| Securities gains (losses) | $-90,000 | 6,951 |
| Applicable income taxes | $530,000 | 864 |
| Income before extraordinary items | $792,000 | 1,792 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $792,000 | 1,793 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $792,000 | 1,794 |
| Net charge-offs | $856,000 | 534 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $849,600 | 1,636 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,468,000 | 1,506 |
| Total interest expense | $1,642,000 | 2,540 |
| Net interest income | $15,826,000 | 1,381 |
| Provision for loan and lease losses | $858,000 | 1,966 |
| Total noninterest income | $2,519,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $937,000 | 1,496 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,582,000 | 1,798 |
| Total noninterest expense | $12,151,000 | 1,594 |
| Salaries and employee benefits | $5,664,000 | 1,788 |
| Premises and equipment expense | $2,579,000 | 929 |
| Additional noninterest expense | $3,908,000 | 1,706 |
| Pre-tax net operating income | $5,336,000 | 1,298 |
| Securities gains (losses) | $1,427,000 | 366 |
| Applicable income taxes | $2,032,000 | 865 |
| Income before extraordinary items | $4,731,000 | 1,243 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,731,000 | 1,244 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,731,000 | 1,244 |
| Net charge-offs | $1,428,000 | 1,443 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,732,100 | 1,447 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,217,000 | 1,536 |
| Total interest expense | $1,246,000 | 2,602 |
| Net interest income | $11,971,000 | 1,382 |
| Provision for loan and lease losses | $858,000 | 1,629 |
| Total noninterest income | $2,152,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $723,000 | 1,472 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,429,000 | 1,568 |
| Total noninterest expense | $8,892,000 | 1,633 |
| Salaries and employee benefits | $4,358,000 | 1,727 |
| Premises and equipment expense | $2,069,000 | 876 |
| Additional noninterest expense | $2,465,000 | 1,994 |
| Pre-tax net operating income | $4,373,000 | 1,229 |
| Securities gains (losses) | $144,000 | 1,697 |
| Applicable income taxes | $1,514,000 | 903 |
| Income before extraordinary items | $3,003,000 | 1,488 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,003,000 | 1,489 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,003,000 | 1,489 |
| Net charge-offs | $548,000 | 2,069 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,907,960 | 1,433 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,990,000 | 1,517 |
| Total interest expense | $843,000 | 2,655 |
| Net interest income | $8,147,000 | 1,361 |
| Provision for loan and lease losses | $808,000 | 1,278 |
| Total noninterest income | $1,455,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $489,000 | 1,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $966,000 | 1,551 |
| Total noninterest expense | $5,764,000 | 1,684 |
| Salaries and employee benefits | $2,771,000 | 1,807 |
| Premises and equipment expense | $1,304,000 | 931 |
| Additional noninterest expense | $1,689,000 | 1,954 |
| Pre-tax net operating income | $3,030,000 | 1,174 |
| Securities gains (losses) | $120,000 | 1,467 |
| Applicable income taxes | $1,246,000 | 741 |
| Income before extraordinary items | $1,904,000 | 1,546 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,904,000 | 1,545 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,904,000 | 1,546 |
| Net charge-offs | $528,000 | 1,707 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,827,200 | 1,521 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 1,529 |
| Total interest expense | $435,000 | 2,681 |
| Net interest income | $4,085,000 | 1,352 |
| Provision for loan and lease losses | $458,000 | 1,127 |
| Total noninterest income | $705,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $235,000 | 1,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $470,000 | 1,574 |
| Total noninterest expense | $2,922,000 | 1,655 |
| Salaries and employee benefits | $1,366,000 | 1,840 |
| Premises and equipment expense | $738,000 | 818 |
| Additional noninterest expense | $818,000 | 1,993 |
| Pre-tax net operating income | $1,410,000 | 1,247 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $562,000 | 800 |
| Income before extraordinary items | $849,000 | 1,711 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $849,000 | 1,712 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $849,000 | 1,712 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $848,360 | 1,613 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,755,000 | 1,601 |
| Total interest expense | $2,527,000 | 2,287 |
| Net interest income | $15,228,000 | 1,456 |
| Provision for loan and lease losses | $4,123,000 | 925 |
| Total noninterest income | $3,269,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $906,000 | 1,614 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,363,000 | 1,219 |
| Total noninterest expense | $12,939,000 | 1,511 |
| Salaries and employee benefits | $6,043,000 | 1,623 |
| Premises and equipment expense | $3,024,000 | 825 |
| Additional noninterest expense | $3,872,000 | 1,752 |
| Pre-tax net operating income | $1,435,000 | 3,104 |
| Securities gains (losses) | $2,633,000 | 187 |
| Applicable income taxes | $63,000 | 3,635 |
| Income before extraordinary items | $4,005,000 | 1,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,005,000 | 1,258 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,005,000 | 1,258 |
| Net charge-offs | $3,780,000 | 1,019 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,424,660 | 2,776 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,174,000 | 1,630 |
| Total interest expense | $1,913,000 | 2,363 |
| Net interest income | $11,261,000 | 1,488 |
| Provision for loan and lease losses | $3,123,000 | 906 |
| Total noninterest income | $2,648,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $680,000 | 1,612 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,968,000 | 1,125 |
| Total noninterest expense | $9,846,000 | 1,485 |
| Salaries and employee benefits | $4,562,000 | 1,619 |
| Premises and equipment expense | $2,297,000 | 828 |
| Additional noninterest expense | $2,987,000 | 1,708 |
| Pre-tax net operating income | $940,000 | 3,432 |
| Securities gains (losses) | $2,059,000 | 182 |
| Applicable income taxes | $-296,000 | 7,141 |
| Income before extraordinary items | $3,295,000 | 1,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,295,000 | 1,162 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,295,000 | 1,163 |
| Net charge-offs | $1,913,000 | 1,267 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,236,000 | 2,571 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,547,000 | 1,694 |
| Total interest expense | $1,283,000 | 2,434 |
| Net interest income | $7,264,000 | 1,543 |
| Provision for loan and lease losses | $1,831,000 | 981 |
| Total noninterest income | $1,901,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $445,000 | 1,618 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,456,000 | 1,044 |
| Total noninterest expense | $6,372,000 | 1,542 |
| Salaries and employee benefits | $2,863,000 | 1,716 |
| Premises and equipment expense | $1,533,000 | 832 |
| Additional noninterest expense | $1,976,000 | 1,736 |
| Pre-tax net operating income | $962,000 | 2,604 |
| Securities gains (losses) | $1,760,000 | 123 |
| Applicable income taxes | $1,020,000 | 752 |
| Income before extraordinary items | $1,702,000 | 1,446 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,702,000 | 1,446 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,702,000 | 1,446 |
| Net charge-offs | $1,823,000 | 981 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $575,600 | 3,192 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 1,824 |
| Total interest expense | $641,000 | 2,500 |
| Net interest income | $3,305,000 | 1,694 |
| Provision for loan and lease losses | $561,000 | 1,336 |
| Total noninterest income | $544,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $227,000 | 1,562 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $317,000 | 1,843 |
| Total noninterest expense | $3,022,000 | 1,641 |
| Salaries and employee benefits | $1,485,000 | 1,674 |
| Premises and equipment expense | $766,000 | 858 |
| Additional noninterest expense | $771,000 | 2,179 |
| Pre-tax net operating income | $266,000 | 3,720 |
| Securities gains (losses) | $786,000 | 119 |
| Applicable income taxes | $320,000 | 1,064 |
| Income before extraordinary items | $732,000 | 1,610 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $732,000 | 1,610 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $732,000 | 1,610 |
| Net charge-offs | $398,000 | 1,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $181,800 | 4,101 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,312,000 | 1,653 |
| Total interest expense | $2,989,000 | 2,614 |
| Net interest income | $15,323,000 | 1,466 |
| Provision for loan and lease losses | $6,414,000 | 936 |
| Total noninterest income | $2,219,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $953,000 | 1,564 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,266,000 | 1,894 |
| Total noninterest expense | $14,627,000 | 1,369 |
| Salaries and employee benefits | $6,852,000 | 1,438 |
| Premises and equipment expense | $3,316,000 | 772 |
| Additional noninterest expense | $4,459,000 | 1,610 |
| Pre-tax net operating income | $-3,499,000 | 6,983 |
| Securities gains (losses) | $6,801,000 | 89 |
| Applicable income taxes | $-521,000 | 7,176 |
| Income before extraordinary items | $3,823,000 | 1,136 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,823,000 | 1,138 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,823,000 | 1,139 |
| Net charge-offs | $6,926,000 | 793 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,978,000 | 6,971 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,670,000 | 1,696 |
| Total interest expense | $2,296,000 | 2,654 |
| Net interest income | $11,374,000 | 1,500 |
| Provision for loan and lease losses | $4,471,000 | 964 |
| Total noninterest income | $1,463,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $714,000 | 1,614 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $749,000 | 2,162 |
| Total noninterest expense | $10,991,000 | 1,362 |
| Salaries and employee benefits | $5,284,000 | 1,401 |
| Premises and equipment expense | $2,522,000 | 760 |
| Additional noninterest expense | $3,185,000 | 1,672 |
| Pre-tax net operating income | $-2,625,000 | 7,152 |
| Securities gains (losses) | $5,675,000 | 86 |
| Applicable income taxes | $-325,000 | 7,288 |
| Income before extraordinary items | $3,375,000 | 1,019 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,375,000 | 1,022 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,375,000 | 1,022 |
| Net charge-offs | $5,092,000 | 774 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,300,000 | 7,159 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,156,000 | 1,708 |
| Total interest expense | $1,591,000 | 2,665 |
| Net interest income | $7,565,000 | 1,502 |
| Provision for loan and lease losses | $2,621,000 | 1,049 |
| Total noninterest income | $988,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $442,000 | 1,727 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $546,000 | 1,981 |
| Total noninterest expense | $7,464,000 | 1,327 |
| Salaries and employee benefits | $3,534,000 | 1,405 |
| Premises and equipment expense | $1,734,000 | 760 |
| Additional noninterest expense | $2,196,000 | 1,598 |
| Pre-tax net operating income | $-1,532,000 | 7,175 |
| Securities gains (losses) | $4,270,000 | 65 |
| Applicable income taxes | $909,000 | 783 |
| Income before extraordinary items | $1,829,000 | 1,218 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,829,000 | 1,219 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,829,000 | 1,219 |
| Net charge-offs | $3,120,000 | 802 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,031,900 | 7,081 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 1,778 |
| Total interest expense | $840,000 | 2,659 |
| Net interest income | $3,672,000 | 1,564 |
| Provision for loan and lease losses | $1,095,000 | 1,101 |
| Total noninterest income | $499,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $146,000 | 2,396 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $353,000 | 1,646 |
| Total noninterest expense | $3,743,000 | 1,343 |
| Salaries and employee benefits | $1,857,000 | 1,350 |
| Premises and equipment expense | $876,000 | 768 |
| Additional noninterest expense | $1,010,000 | 1,734 |
| Pre-tax net operating income | $-667,000 | 7,278 |
| Securities gains (losses) | $1,720,000 | 90 |
| Applicable income taxes | $333,000 | 958 |
| Income before extraordinary items | $720,000 | 1,517 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $720,000 | 1,519 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $720,000 | 1,519 |
| Net charge-offs | $1,264,000 | 876 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-449,600 | 7,202 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,243,000 | 1,482 |
| Total interest expense | $5,361,000 | 2,124 |
| Net interest income | $17,882,000 | 1,255 |
| Provision for loan and lease losses | $5,760,000 | 1,282 |
| Total noninterest income | $5,048,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $640,000 | 2,426 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,408,000 | 786 |
| Total noninterest expense | $17,722,000 | 1,172 |
| Salaries and employee benefits | $9,057,000 | 1,085 |
| Premises and equipment expense | $3,503,000 | 772 |
| Additional noninterest expense | $5,162,000 | 1,447 |
| Pre-tax net operating income | $-552,000 | 6,023 |
| Securities gains (losses) | $2,466,000 | 228 |
| Applicable income taxes | $-750,000 | 7,178 |
| Income before extraordinary items | $2,664,000 | 1,253 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,664,000 | 1,253 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,664,000 | 1,252 |
| Net charge-offs | $5,108,000 | 1,129 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 95 |
| Net operating income | $198,000 | 4,748 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,268,000 | 1,440 |
| Total interest expense | $4,317,000 | 2,074 |
| Net interest income | $13,951,000 | 1,190 |
| Provision for loan and lease losses | $3,596,000 | 1,315 |
| Total noninterest income | $4,179,000 | 1,010 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $489,000 | 2,402 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,690,000 | 735 |
| Total noninterest expense | $14,153,000 | 1,095 |
| Salaries and employee benefits | $7,236,000 | 1,029 |
| Premises and equipment expense | $2,600,000 | 797 |
| Additional noninterest expense | $4,317,000 | 1,273 |
| Pre-tax net operating income | $381,000 | 4,252 |
| Securities gains (losses) | $586,000 | 613 |
| Applicable income taxes | $-1,102,000 | 7,584 |
| Income before extraordinary items | $2,069,000 | 1,296 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,069,000 | 1,295 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,069,000 | 1,296 |
| Net charge-offs | $2,033,000 | 1,489 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 76 |
| Net operating income | $1,483,000 | 1,751 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,522,000 | 1,419 |
| Total interest expense | $3,028,000 | 2,080 |
| Net interest income | $9,494,000 | 1,170 |
| Provision for loan and lease losses | $1,232,000 | 1,836 |
| Total noninterest income | $1,431,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $363,000 | 2,182 |
| Trading account gains and fees | $233,000 | 112 |
| Additional Noninterest Income | $835,000 | 1,595 |
| Total noninterest expense | $9,829,000 | 1,065 |
| Salaries and employee benefits | $5,170,000 | 978 |
| Premises and equipment expense | $1,681,000 | 836 |
| Additional noninterest expense | $2,978,000 | 1,264 |
| Pre-tax net operating income | $-136,000 | 6,163 |
| Securities gains (losses) | $-1,965,000 | 8,060 |
| Applicable income taxes | $-1,362,000 | 7,818 |
| Income before extraordinary items | $-739,000 | 6,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-739,000 | 6,977 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-739,000 | 6,977 |
| Net charge-offs | $1,389,000 | 1,398 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 54 |
| Net operating income | $518,600 | 2,925 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,575,000 | 1,377 |
| Total interest expense | $1,661,000 | 1,990 |
| Net interest income | $4,914,000 | 1,112 |
| Provision for loan and lease losses | $280,000 | 2,420 |
| Total noninterest income | $667,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $154,000 | 2,407 |
| Trading account gains and fees | $188,000 | 92 |
| Additional Noninterest Income | $325,000 | 1,848 |
| Total noninterest expense | $4,914,000 | 1,027 |
| Salaries and employee benefits | $2,922,000 | 871 |
| Premises and equipment expense | $850,000 | 841 |
| Additional noninterest expense | $1,142,000 | 1,428 |
| Pre-tax net operating income | $387,000 | 2,858 |
| Securities gains (losses) | $787,000 | 228 |
| Applicable income taxes | $334,000 | 965 |
| Income before extraordinary items | $840,000 | 1,308 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $840,000 | 1,310 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $840,000 | 1,310 |
| Net charge-offs | $1,229,000 | 853 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 24 |
| Net operating income | $273,360 | 3,147 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $33,679,000 | 1,135 |
| Total interest expense | $12,198,000 | 1,339 |
| Net interest income | $21,481,000 | 997 |
| Provision for loan and lease losses | $3,586,000 | 1,243 |
| Total noninterest income | $2,309,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $664,000 | 2,451 |
| Trading account gains and fees | $501,000 | 85 |
| Additional Noninterest Income | $1,144,000 | 1,946 |
| Total noninterest expense | $19,965,000 | 997 |
| Salaries and employee benefits | $11,132,000 | 903 |
| Premises and equipment expense | $3,035,000 | 905 |
| Additional noninterest expense | $5,798,000 | 1,109 |
| Pre-tax net operating income | $239,000 | 5,638 |
| Securities gains (losses) | $-12,591,000 | 8,189 |
| Applicable income taxes | $-6,151,000 | 8,138 |
| Income before extraordinary items | $-6,201,000 | 7,879 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,201,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 2,839 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 148 |
| Net operating income | $1,857,240 | 2,253 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $25,669,000 | 1,143 |
| Total interest expense | $9,710,000 | 1,312 |
| Net interest income | $15,959,000 | 1,032 |
| Provision for loan and lease losses | $2,326,000 | 1,065 |
| Total noninterest income | $1,648,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $513,000 | 2,400 |
| Trading account gains and fees | $399,000 | 79 |
| Additional Noninterest Income | $736,000 | 2,237 |
| Total noninterest expense | $15,479,000 | 960 |
| Salaries and employee benefits | $9,243,000 | 829 |
| Premises and equipment expense | $1,858,000 | 1,125 |
| Additional noninterest expense | $4,378,000 | 1,048 |
| Pre-tax net operating income | $-198,000 | 7,024 |
| Securities gains (losses) | $1,608,000 | 129 |
| Applicable income taxes | $89,000 | 3,690 |
| Income before extraordinary items | $1,321,000 | 2,571 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,321,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,954 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 298 |
| Net operating income | $-190,520 | 7,065 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,484,000 | 1,131 |
| Total interest expense | $6,877,000 | 1,278 |
| Net interest income | $10,607,000 | 1,030 |
| Provision for loan and lease losses | $1,613,000 | 902 |
| Total noninterest income | $839,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $324,000 | 2,481 |
| Trading account gains and fees | $268,000 | 83 |
| Additional Noninterest Income | $247,000 | 3,372 |
| Total noninterest expense | $10,495,000 | 940 |
| Salaries and employee benefits | $5,997,000 | 862 |
| Premises and equipment expense | $1,486,000 | 921 |
| Additional noninterest expense | $3,012,000 | 987 |
| Pre-tax net operating income | $-662,000 | 7,721 |
| Securities gains (losses) | $1,502,000 | 143 |
| Applicable income taxes | $-241,000 | 8,022 |
| Income before extraordinary items | $1,081,000 | 2,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,081,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,423 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 208 |
| Net operating income | $-421,000 | 7,621 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 1,113 |
| Total interest expense | $3,786,000 | 1,237 |
| Net interest income | $5,280,000 | 1,018 |
| Provision for loan and lease losses | $227,000 | 1,686 |
| Total noninterest income | $239,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $155,000 | 2,548 |
| Trading account gains and fees | $126,000 | 94 |
| Additional Noninterest Income | $-42,000 | 8,439 |
| Total noninterest expense | $4,853,000 | 1,001 |
| Salaries and employee benefits | $2,989,000 | 867 |
| Premises and equipment expense | $755,000 | 916 |
| Additional noninterest expense | $1,109,000 | 1,292 |
| Pre-tax net operating income | $439,000 | 3,324 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-174,000 | 8,235 |
| Income before extraordinary items | $613,000 | 2,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $613,000 | 2,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,721 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $613,000 | 2,200 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $34,630,000 | 1,214 |
| Total interest expense | $14,304,000 | 1,404 |
| Net interest income | $20,326,000 | 1,088 |
| Provision for loan and lease losses | $906,000 | 1,529 |
| Total noninterest income | $2,706,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $566,000 | 2,799 |
| Trading account gains and fees | $455,000 | 82 |
| Additional Noninterest Income | $1,685,000 | 1,545 |
| Total noninterest expense | $17,298,000 | 1,085 |
| Salaries and employee benefits | $9,852,000 | 1,020 |
| Premises and equipment expense | $2,642,000 | 987 |
| Additional noninterest expense | $4,804,000 | 1,181 |
| Pre-tax net operating income | $4,828,000 | 1,700 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $765,000 | 2,192 |
| Income before extraordinary items | $4,063,000 | 1,571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,063,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 1,687 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,063,000 | 1,554 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,326,000 | 1,248 |
| Total interest expense | $10,456,000 | 1,436 |
| Net interest income | $14,870,000 | 1,121 |
| Provision for loan and lease losses | $695,000 | 1,214 |
| Total noninterest income | $1,958,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $383,000 | 3,002 |
| Trading account gains and fees | $325,000 | 94 |
| Additional Noninterest Income | $1,250,000 | 1,555 |
| Total noninterest expense | $13,028,000 | 1,069 |
| Salaries and employee benefits | $7,459,000 | 1,002 |
| Premises and equipment expense | $2,016,000 | 956 |
| Additional noninterest expense | $3,553,000 | 1,163 |
| Pre-tax net operating income | $3,105,000 | 2,040 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $548,000 | 2,412 |
| Income before extraordinary items | $2,557,000 | 1,966 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,557,000 | 1,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,421 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,557,000 | 1,953 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,729,000 | 1,274 |
| Total interest expense | $6,835,000 | 1,461 |
| Net interest income | $9,894,000 | 1,144 |
| Provision for loan and lease losses | $368,000 | 1,318 |
| Total noninterest income | $995,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $253,000 | 3,007 |
| Trading account gains and fees | $213,000 | 98 |
| Additional Noninterest Income | $529,000 | 2,171 |
| Total noninterest expense | $8,127,000 | 1,165 |
| Salaries and employee benefits | $4,891,000 | 1,039 |
| Premises and equipment expense | $1,350,000 | 963 |
| Additional noninterest expense | $1,886,000 | 1,449 |
| Pre-tax net operating income | $2,394,000 | 1,877 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $697,000 | 1,663 |
| Income before extraordinary items | $1,697,000 | 2,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,697,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,131 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,697,000 | 1,994 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,193,000 | 1,299 |
| Total interest expense | $3,459,000 | 1,436 |
| Net interest income | $4,734,000 | 1,198 |
| Provision for loan and lease losses | $159,000 | 1,372 |
| Total noninterest income | $719,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $133,000 | 2,858 |
| Trading account gains and fees | $105,000 | 112 |
| Additional Noninterest Income | $481,000 | 1,404 |
| Total noninterest expense | $4,103,000 | 1,146 |
| Salaries and employee benefits | $2,631,000 | 966 |
| Premises and equipment expense | $656,000 | 1,006 |
| Additional noninterest expense | $816,000 | 1,645 |
| Pre-tax net operating income | $1,191,000 | 1,879 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $381,000 | 1,575 |
| Income before extraordinary items | $810,000 | 2,045 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $810,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 815 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $810,000 | 2,038 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,797,000 | 1,335 |
| Total interest expense | $12,283,000 | 1,367 |
| Net interest income | $17,514,000 | 1,301 |
| Provision for loan and lease losses | $1,141,000 | 924 |
| Total noninterest income | $3,135,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $607,000 | 2,664 |
| Trading account gains and fees | $981,000 | 74 |
| Additional Noninterest Income | $1,547,000 | 1,634 |
| Total noninterest expense | $16,485,000 | 1,093 |
| Salaries and employee benefits | $9,922,000 | 971 |
| Premises and equipment expense | $2,572,000 | 973 |
| Additional noninterest expense | $3,991,000 | 1,337 |
| Pre-tax net operating income | $3,023,000 | 2,765 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $720,000 | 2,626 |
| Income before extraordinary items | $2,303,000 | 2,793 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,303,000 | 2,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,699,000 | 450 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 383 |
| Net operating income | $2,303,000 | 2,784 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,896,000 | 1,351 |
| Total interest expense | $9,012,000 | 1,357 |
| Net interest income | $12,884,000 | 1,345 |
| Provision for loan and lease losses | $772,000 | 973 |
| Total noninterest income | $2,492,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $431,000 | 2,793 |
| Trading account gains and fees | $885,000 | 72 |
| Additional Noninterest Income | $1,176,000 | 1,614 |
| Total noninterest expense | $12,189,000 | 1,120 |
| Salaries and employee benefits | $7,365,000 | 992 |
| Premises and equipment expense | $1,919,000 | 989 |
| Additional noninterest expense | $2,905,000 | 1,370 |
| Pre-tax net operating income | $2,415,000 | 2,736 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $626,000 | 2,525 |
| Income before extraordinary items | $1,789,000 | 2,801 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,789,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,311,000 | 373 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 290 |
| Net operating income | $1,789,000 | 2,790 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,221,000 | 1,353 |
| Total interest expense | $6,030,000 | 1,296 |
| Net interest income | $8,191,000 | 1,409 |
| Provision for loan and lease losses | $592,000 | 856 |
| Total noninterest income | $1,894,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $273,000 | 2,887 |
| Trading account gains and fees | $759,000 | 70 |
| Additional Noninterest Income | $862,000 | 1,512 |
| Total noninterest expense | $8,028,000 | 1,141 |
| Salaries and employee benefits | $4,828,000 | 1,015 |
| Premises and equipment expense | $1,243,000 | 1,015 |
| Additional noninterest expense | $1,957,000 | 1,368 |
| Pre-tax net operating income | $1,465,000 | 2,923 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $325,000 | 2,932 |
| Income before extraordinary items | $1,140,000 | 2,900 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,140,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $863,000 | 382 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 199 |
| Net operating income | $1,140,000 | 2,889 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,992,000 | 1,349 |
| Total interest expense | $3,012,000 | 1,235 |
| Net interest income | $3,980,000 | 1,442 |
| Provision for loan and lease losses | $442,000 | 565 |
| Total noninterest income | $1,102,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $134,000 | 2,842 |
| Trading account gains and fees | $432,000 | 67 |
| Additional Noninterest Income | $536,000 | 1,275 |
| Total noninterest expense | $3,864,000 | 1,179 |
| Salaries and employee benefits | $2,360,000 | 1,041 |
| Premises and equipment expense | $586,000 | 1,096 |
| Additional noninterest expense | $918,000 | 1,433 |
| Pre-tax net operating income | $776,000 | 2,769 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $165,000 | 2,890 |
| Income before extraordinary items | $611,000 | 2,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $611,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 299 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $611,000 | 2,688 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,961,000 | 1,458 |
| Total interest expense | $7,838,000 | 1,443 |
| Net interest income | $15,123,000 | 1,449 |
| Provision for loan and lease losses | $493,000 | 1,926 |
| Total noninterest income | $3,150,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $465,000 | 3,209 |
| Trading account gains and fees | $1,464,000 | 66 |
| Additional Noninterest Income | $1,221,000 | 1,944 |
| Total noninterest expense | $13,711,000 | 1,260 |
| Salaries and employee benefits | $8,138,000 | 1,145 |
| Premises and equipment expense | $2,148,000 | 1,133 |
| Additional noninterest expense | $3,425,000 | 1,482 |
| Pre-tax net operating income | $4,069,000 | 2,198 |
| Securities gains (losses) | $286,000 | 419 |
| Applicable income taxes | $1,320,000 | 1,871 |
| Income before extraordinary items | $3,035,000 | 2,222 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,035,000 | 2,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,197,000 | 365 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 374 |
| Net operating income | $2,834,800 | 2,328 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,365,000 | 1,483 |
| Total interest expense | $5,412,000 | 1,479 |
| Net interest income | $10,953,000 | 1,484 |
| Provision for loan and lease losses | $408,000 | 1,693 |
| Total noninterest income | $2,264,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $325,000 | 3,379 |
| Trading account gains and fees | $1,020,000 | 61 |
| Additional Noninterest Income | $919,000 | 1,929 |
| Total noninterest expense | $9,848,000 | 1,300 |
| Salaries and employee benefits | $5,843,000 | 1,174 |
| Premises and equipment expense | $1,500,000 | 1,217 |
| Additional noninterest expense | $2,505,000 | 1,503 |
| Pre-tax net operating income | $2,961,000 | 2,255 |
| Securities gains (losses) | $286,000 | 397 |
| Applicable income taxes | $1,011,000 | 1,863 |
| Income before extraordinary items | $2,236,000 | 2,274 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,236,000 | 2,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,359,000 | 407 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 276 |
| Net operating income | $2,038,660 | 2,421 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,259,000 | 1,549 |
| Total interest expense | $3,173,000 | 1,595 |
| Net interest income | $7,086,000 | 1,504 |
| Provision for loan and lease losses | $408,000 | 1,170 |
| Total noninterest income | $1,581,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $183,000 | 3,704 |
| Trading account gains and fees | $734,000 | 60 |
| Additional Noninterest Income | $664,000 | 1,808 |
| Total noninterest expense | $6,455,000 | 1,313 |
| Salaries and employee benefits | $3,836,000 | 1,191 |
| Premises and equipment expense | $959,000 | 1,246 |
| Additional noninterest expense | $1,660,000 | 1,504 |
| Pre-tax net operating income | $1,804,000 | 2,370 |
| Securities gains (losses) | $174,000 | 431 |
| Applicable income taxes | $613,000 | 1,973 |
| Income before extraordinary items | $1,365,000 | 2,382 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,365,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $961,000 | 379 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,244,940 | 2,534 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 1,618 |
| Total interest expense | $1,398,000 | 1,713 |
| Net interest income | $3,456,000 | 1,536 |
| Provision for loan and lease losses | $290,000 | 817 |
| Total noninterest income | $932,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $448,000 | 66 |
| Additional Noninterest Income | $400,000 | 1,549 |
| Total noninterest expense | $3,197,000 | 1,334 |
| Salaries and employee benefits | $1,823,000 | 1,267 |
| Premises and equipment expense | $490,000 | 1,234 |
| Additional noninterest expense | $884,000 | 1,407 |
| Pre-tax net operating income | $901,000 | 2,354 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $273,000 | 2,122 |
| Income before extraordinary items | $632,000 | 2,508 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $632,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 332 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $629,200 | 2,480 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,534,000 | 1,952 |
| Total interest expense | $4,001,000 | 2,038 |
| Net interest income | $10,533,000 | 1,927 |
| Provision for loan and lease losses | $4,350,000 | 286 |
| Total noninterest income | $3,168,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $662,000 | 2,503 |
| Trading account gains and fees | $1,876,000 | 61 |
| Additional Noninterest Income | $630,000 | 2,896 |
| Total noninterest expense | $12,816,000 | 1,285 |
| Salaries and employee benefits | $6,692,000 | 1,310 |
| Premises and equipment expense | $1,887,000 | 1,209 |
| Additional noninterest expense | $4,237,000 | 1,166 |
| Pre-tax net operating income | $-3,465,000 | 8,937 |
| Securities gains (losses) | $262,000 | 701 |
| Applicable income taxes | $-1,606,000 | 8,954 |
| Income before extraordinary items | $-1,597,000 | 8,898 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,597,000 | 8,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,743,000 | 371 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,764,680 | 8,886 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,443,000 | 2,009 |
| Total interest expense | $2,841,000 | 2,109 |
| Net interest income | $7,602,000 | 1,980 |
| Provision for loan and lease losses | $2,275,000 | 382 |
| Total noninterest income | $2,058,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $478,000 | 2,599 |
| Trading account gains and fees | $1,144,000 | 60 |
| Additional Noninterest Income | $436,000 | 3,042 |
| Total noninterest expense | $9,234,000 | 1,326 |
| Salaries and employee benefits | $5,051,000 | 1,305 |
| Premises and equipment expense | $1,426,000 | 1,208 |
| Additional noninterest expense | $2,757,000 | 1,343 |
| Pre-tax net operating income | $-1,849,000 | 8,964 |
| Securities gains (losses) | $166,000 | 868 |
| Applicable income taxes | $-856,000 | 8,989 |
| Income before extraordinary items | $-827,000 | 8,901 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-827,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $753,000 | 698 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-933,240 | 8,898 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 2,086 |
| Total interest expense | $1,804,000 | 2,179 |
| Net interest income | $4,897,000 | 2,036 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,267,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $323,000 | 2,553 |
| Trading account gains and fees | $672,000 | 69 |
| Additional Noninterest Income | $272,000 | 3,155 |
| Total noninterest expense | $5,773,000 | 1,406 |
| Salaries and employee benefits | $3,243,000 | 1,350 |
| Premises and equipment expense | $963,000 | 1,201 |
| Additional noninterest expense | $1,567,000 | 1,542 |
| Pre-tax net operating income | $391,000 | 5,908 |
| Securities gains (losses) | $157,000 | 762 |
| Applicable income taxes | $199,000 | 3,794 |
| Income before extraordinary items | $349,000 | 5,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,149 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $248,520 | 6,367 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 2,181 |
| Total interest expense | $865,000 | 2,282 |
| Net interest income | $2,341,000 | 2,143 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $696,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $152,000 | 2,644 |
| Trading account gains and fees | $413,000 | 59 |
| Additional Noninterest Income | $131,000 | 3,178 |
| Total noninterest expense | $2,877,000 | 1,428 |
| Salaries and employee benefits | $1,594,000 | 1,393 |
| Premises and equipment expense | $466,000 | 1,242 |
| Additional noninterest expense | $817,000 | 1,472 |
| Pre-tax net operating income | $160,000 | 6,310 |
| Securities gains (losses) | $157,000 | 603 |
| Applicable income taxes | $103,000 | 3,738 |
| Income before extraordinary items | $214,000 | 5,165 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $214,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $107,240 | 6,626 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,030,000 | 2,188 |
| Total interest expense | $3,733,000 | 2,370 |
| Net interest income | $9,297,000 | 2,101 |
| Provision for loan and lease losses | $-143,000 | 9,059 |
| Total noninterest income | $4,112,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $604,000 | 2,675 |
| Trading account gains and fees | $2,995,000 | 62 |
| Additional Noninterest Income | $513,000 | 3,539 |
| Total noninterest expense | $10,172,000 | 1,567 |
| Salaries and employee benefits | $5,558,000 | 1,550 |
| Premises and equipment expense | $1,488,000 | 1,530 |
| Additional noninterest expense | $3,126,000 | 1,580 |
| Pre-tax net operating income | $3,380,000 | 2,277 |
| Securities gains (losses) | $455,000 | 803 |
| Applicable income taxes | $1,129,000 | 2,012 |
| Income before extraordinary items | $2,706,000 | 2,234 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,706,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,191,000 | 804 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,382,950 | 2,368 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,881,000 | 2,199 |
| Total interest expense | $2,846,000 | 2,420 |
| Net interest income | $7,035,000 | 2,098 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $3,385,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $436,000 | 2,763 |
| Trading account gains and fees | $2,532,000 | 60 |
| Additional Noninterest Income | $417,000 | 3,452 |
| Total noninterest expense | $6,973,000 | 1,730 |
| Salaries and employee benefits | $3,751,000 | 1,733 |
| Premises and equipment expense | $1,146,000 | 1,495 |
| Additional noninterest expense | $2,076,000 | 1,742 |
| Pre-tax net operating income | $3,147,000 | 1,965 |
| Securities gains (losses) | $305,000 | 946 |
| Applicable income taxes | $1,180,000 | 1,636 |
| Income before extraordinary items | $2,272,000 | 2,080 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,272,000 | 2,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,821 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,070,700 | 2,150 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 2,175 |
| Total interest expense | $1,930,000 | 2,455 |
| Net interest income | $4,761,000 | 2,055 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $2,495,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $292,000 | 2,714 |
| Trading account gains and fees | $1,921,000 | 59 |
| Additional Noninterest Income | $282,000 | 3,421 |
| Total noninterest expense | $4,690,000 | 1,709 |
| Salaries and employee benefits | $2,416,000 | 1,783 |
| Premises and equipment expense | $828,000 | 1,388 |
| Additional noninterest expense | $1,446,000 | 1,666 |
| Pre-tax net operating income | $2,266,000 | 1,833 |
| Securities gains (losses) | $305,000 | 797 |
| Applicable income taxes | $928,000 | 1,452 |
| Income before extraordinary items | $1,643,000 | 1,939 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,643,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,794 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,447,800 | 2,057 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 2,187 |
| Total interest expense | $1,008,000 | 2,421 |
| Net interest income | $2,346,000 | 2,086 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $1,242,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $151,000 | 2,574 |
| Trading account gains and fees | $944,000 | 58 |
| Additional Noninterest Income | $147,000 | 3,254 |
| Total noninterest expense | $2,336,000 | 1,698 |
| Salaries and employee benefits | $1,132,000 | 1,890 |
| Premises and equipment expense | $390,000 | 1,485 |
| Additional noninterest expense | $814,000 | 1,465 |
| Pre-tax net operating income | $952,000 | 2,131 |
| Securities gains (losses) | $305,000 | 505 |
| Applicable income taxes | $467,000 | 1,453 |
| Income before extraordinary items | $790,000 | 1,992 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $790,000 | 1,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $594,800 | 2,429 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,778,000 | 2,079 |
| Total interest expense | $5,347,000 | 2,102 |
| Net interest income | $9,431,000 | 2,057 |
| Provision for loan and lease losses | $950,000 | 1,410 |
| Total noninterest income | $3,469,000 | 1,399 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $353,000 | 3,848 |
| Trading account gains and fees | $1,830,000 | 61 |
| Additional Noninterest Income | $1,286,000 | 1,851 |
| Total noninterest expense | $8,601,000 | 1,763 |
| Salaries and employee benefits | $4,380,000 | 1,836 |
| Premises and equipment expense | $1,371,000 | 1,607 |
| Additional noninterest expense | $2,850,000 | 1,647 |
| Pre-tax net operating income | $3,349,000 | 2,286 |
| Securities gains (losses) | $-36,000 | 9,048 |
| Applicable income taxes | $1,421,000 | 1,722 |
| Income before extraordinary items | $1,892,000 | 2,929 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,892,000 | 2,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,384 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 540 |
| Net operating income | $1,915,040 | 2,813 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,532,000 | 1,580 |
| Total interest expense | $10,097,000 | 1,608 |
| Net interest income | $11,435,000 | 1,554 |
| Provision for loan and lease losses | $1,000,000 | 1,250 |
| Total noninterest income | $3,463,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $354,000 | 3,723 |
| Trading account gains and fees | $2,112,000 | 63 |
| Additional Noninterest Income | $997,000 | 2,052 |
| Total noninterest expense | $9,083,000 | 1,609 |
| Salaries and employee benefits | $4,029,000 | 1,863 |
| Premises and equipment expense | $1,412,000 | 1,530 |
| Additional noninterest expense | $3,642,000 | 1,291 |
| Pre-tax net operating income | $4,815,000 | 1,492 |
| Securities gains (losses) | $-1,134,000 | 9,591 |
| Applicable income taxes | $1,580,000 | 1,435 |
| Income before extraordinary items | $2,101,000 | 2,419 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,101,000 | 2,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,496 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,826,760 | 1,793 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,809,000 | 1,751 |
| Total interest expense | $9,329,000 | 1,855 |
| Net interest income | $10,480,000 | 1,681 |
| Provision for loan and lease losses | $1,139,000 | 962 |
| Total noninterest income | $2,767,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $357,000 | 3,537 |
| Trading account gains and fees | $1,369,000 | 72 |
| Additional Noninterest Income | $1,041,000 | 1,810 |
| Total noninterest expense | $8,068,000 | 1,732 |
| Salaries and employee benefits | $3,919,000 | 1,838 |
| Premises and equipment expense | $1,370,000 | 1,518 |
| Additional noninterest expense | $2,779,000 | 1,604 |
| Pre-tax net operating income | $4,040,000 | 1,808 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,666,000 | 1,380 |
| Income before extraordinary items | $2,374,000 | 2,186 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,374,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,638 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,374,000 | 2,192 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,356,000 | 1,984 |
| Total interest expense | $7,278,000 | 2,057 |
| Net interest income | $9,078,000 | 1,949 |
| Provision for loan and lease losses | $1,395,000 | 752 |
| Total noninterest income | $2,843,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $349,000 | 3,578 |
| Trading account gains and fees | $1,008,000 | 79 |
| Additional Noninterest Income | $1,486,000 | 1,409 |
| Total noninterest expense | $7,665,000 | 1,801 |
| Salaries and employee benefits | $3,750,000 | 1,860 |
| Premises and equipment expense | $1,152,000 | 1,774 |
| Additional noninterest expense | $2,763,000 | 1,613 |
| Pre-tax net operating income | $2,861,000 | 2,515 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $857,000 | 2,488 |
| Income before extraordinary items | $2,001,000 | 2,600 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,001,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,453,000 | 547 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,003,100 | 2,558 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,808,000 | 2,069 |
| Total interest expense | $7,956,000 | 1,920 |
| Net interest income | $7,852,000 | 2,171 |
| Provision for loan and lease losses | $892,000 | 1,079 |
| Total noninterest income | $2,133,000 | 1,733 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $346,000 | 3,530 |
| Trading account gains and fees | $965,000 | 96 |
| Additional Noninterest Income | $822,000 | 2,131 |
| Total noninterest expense | $6,429,000 | 2,042 |
| Salaries and employee benefits | $3,217,000 | 2,107 |
| Premises and equipment expense | $1,208,000 | 1,629 |
| Additional noninterest expense | $2,004,000 | 2,108 |
| Pre-tax net operating income | $2,664,000 | 2,634 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $685,000 | 3,081 |
| Income before extraordinary items | $1,979,000 | 2,578 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,979,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,392 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,979,000 | 2,503 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,009,000 | 2,962 |
| Total interest expense | $5,518,000 | 2,712 |
| Net interest income | $5,491,000 | 3,179 |
| Provision for loan and lease losses | $515,000 | 1,729 |
| Total noninterest income | $1,727,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $278,000 | 4,304 |
| Trading account gains and fees | $595,000 | 103 |
| Additional Noninterest Income | $854,000 | 1,947 |
| Total noninterest expense | $5,758,000 | 2,243 |
| Salaries and employee benefits | $2,743,000 | 2,428 |
| Premises and equipment expense | $1,081,000 | 1,836 |
| Additional noninterest expense | $1,934,000 | 2,160 |
| Pre-tax net operating income | $945,000 | 6,006 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-159,000 | 10,770 |
| Income before extraordinary items | $1,104,000 | 4,351 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,104,000 | 4,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,383 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 762 |
| Net operating income | $1,104,000 | 4,280 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,804,000 | 4,132 |
| Total interest expense | $3,206,000 | 4,511 |
| Net interest income | $4,598,000 | 3,820 |
| Provision for loan and lease losses | $426,000 | 1,984 |
| Total noninterest income | $1,528,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $272,000 | 4,529 |
| Trading account gains and fees | $474,000 | 123 |
| Additional Noninterest Income | $782,000 | 2,139 |
| Total noninterest expense | $4,768,000 | 2,866 |
| Salaries and employee benefits | $2,245,000 | 2,971 |
| Premises and equipment expense | $943,000 | 2,113 |
| Additional noninterest expense | $1,580,000 | 2,996 |
| Pre-tax net operating income | $932,000 | 5,982 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-85,000 | 11,157 |
| Income before extraordinary items | $1,017,000 | 4,428 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,017,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,762 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $3,001,000 | 227 |
| Net operating income | $1,017,000 | 4,367 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,391,000 | 4,922 |
| Total interest expense | $2,184,000 | 6,120 |
| Net interest income | $4,207,000 | 4,136 |
| Provision for loan and lease losses | $491,000 | 1,597 |
| Total noninterest income | $1,294,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $347,000 | 3,797 |
| Trading account gains and fees | $386,000 | 199 |
| Additional Noninterest Income | $561,000 | 2,664 |
| Total noninterest expense | $4,334,000 | 3,091 |
| Salaries and employee benefits | $1,987,000 | 3,328 |
| Premises and equipment expense | $938,000 | 2,145 |
| Additional noninterest expense | $1,409,000 | 3,246 |
| Pre-tax net operating income | $676,000 | 7,434 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $-223,000 | 11,801 |
| Income before extraordinary items | $903,000 | 4,979 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $903,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,673 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 124 |
| Net operating income | $899,000 | 4,976 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 6,434 |
| Total interest expense | $1,050,000 | 8,479 |
| Net interest income | $3,188,000 | 5,341 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $976,000 | 3,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $586,000 | 2,630 |
| Total noninterest expense | $3,767,000 | 3,603 |
| Salaries and employee benefits | $1,752,000 | 3,722 |
| Premises and equipment expense | $764,000 | 2,633 |
| Additional noninterest expense | $1,251,000 | 3,911 |
| Pre-tax net operating income | $207,000 | 10,840 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $55,000 | 10,338 |
| Income before extraordinary items | $152,000 | 10,796 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $152,000 | 10,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,734 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $152,000 | 10,848 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 7,992 |
| Total interest expense | $811,000 | 9,995 |
| Net interest income | $2,399,000 | 6,742 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $1,013,000 | 3,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 3,079 |
| Total noninterest expense | $3,463,000 | 3,946 |
| Salaries and employee benefits | $1,701,000 | 3,820 |
| Premises and equipment expense | $1,081,000 | 1,919 |
| Additional noninterest expense | $681,000 | 6,697 |
| Pre-tax net operating income | $-95,000 | 12,583 |
| Securities gains (losses) | $107,000 | 2,403 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $12,000 | 12,466 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $12,000 | 12,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 6,011 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-95,000 | 12,556 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 8,998 |
| Total interest expense | $961,000 | 10,577 |
| Net interest income | $2,030,000 | 7,667 |
| Provision for loan and lease losses | $241,000 | 4,678 |
| Total noninterest income | $965,000 | 3,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $514,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 3,425 |
| Total noninterest expense | $3,677,000 | 3,762 |
| Salaries and employee benefits | $1,924,000 | 3,319 |
| Premises and equipment expense | $926,000 | 2,243 |
| Additional noninterest expense | $827,000 | 5,908 |
| Pre-tax net operating income | $-923,000 | 13,458 |
| Securities gains (losses) | $141,000 | 2,495 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-782,000 | 13,492 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-782,000 | 13,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 4,520 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-923,000 | 13,459 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.